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Maine Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$45,058,000	1,017
Total interest expense	$13,418,000	1,067
Net interest income	$31,640,000	991
Provision for loan and lease losses	$562,000	1,189
Total noninterest income	$2,405,000	1,828
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$391,000	1,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,014,000	1,619
Total noninterest expense	$26,397,000	983
Salaries and employee benefits	$16,192,000	911
Premises and equipment expense	$3,092,000	839
Additional noninterest expense	$2,014,000	1,619
Pre-tax net operating income	$7,086,000	1,521
Securities gains (losses)	$991,000	75
Applicable income taxes	$1,597,000	1,135
Income before extraordinary items	$6,480,000	1,436
Extraordinary gains, net	$0	54
Net income	$6,480,000	1,452
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,480,000	1,439
Net charge-offs	$-17,000	3,951
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,687,200	1,610
2023-09-30 (YTD Data)		Rank
Total interest income	$32,786,000	1,023
Total interest expense	$8,864,000	1,077
Net interest income	$23,922,000	983
Provision for loan and lease losses	$212,000	1,617
Total noninterest income	$1,795,000	1,832
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$293,000	1,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,502,000	1,610
Total noninterest expense	$20,230,000	968
Salaries and employee benefits	$12,307,000	913
Premises and equipment expense	$2,310,000	847
Additional noninterest expense	$1,502,000	1,610
Pre-tax net operating income	$5,275,000	1,586
Securities gains (losses)	$333,000	78
Applicable income taxes	$1,098,000	1,223
Income before extraordinary items	$4,510,000	1,572
Extraordinary gains, net	$0	52
Net income	$4,510,000	1,585
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,510,000	1,572
Net charge-offs	$-38,000	4,162
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,243,600	1,664
2023-06-30 (YTD Data)		Rank
Total interest income	$21,248,000	1,020
Total interest expense	$4,997,000	1,117
Net interest income	$16,251,000	979
Provision for loan and lease losses	$135,000	1,632
Total noninterest income	$1,194,000	1,779
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$191,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,003,000	1,533
Total noninterest expense	$13,549,000	952
Salaries and employee benefits	$8,161,000	899
Premises and equipment expense	$1,555,000	821
Additional noninterest expense	$1,003,000	1,531
Pre-tax net operating income	$3,761,000	1,505
Securities gains (losses)	$629,000	64
Applicable income taxes	$872,000	1,098
Income before extraordinary items	$3,518,000	1,381
Extraordinary gains, net	$0	51
Net income	$3,518,000	1,396
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,518,000	1,381
Net charge-offs	$-3,000	3,600
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,014,800	1,584
2023-03-31 (YTD Data)		Rank
Total interest income	$10,485,000	1,019
Total interest expense	$1,958,000	1,208
Net interest income	$8,527,000	946
Provision for loan and lease losses	$100,000	1,277
Total noninterest income	$588,000	1,792
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$92,000	2,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$496,000	1,534
Total noninterest expense	$6,784,000	960
Salaries and employee benefits	$4,173,000	906
Premises and equipment expense	$806,000	829
Additional noninterest expense	$496,000	1,534
Pre-tax net operating income	$2,231,000	1,349
Securities gains (losses)	$237,000	101
Applicable income taxes	$494,000	1,053
Income before extraordinary items	$1,974,000	1,304
Extraordinary gains, net	$0	4
Net income	$1,974,000	1,303
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,974,000	1,304
Net charge-offs	$-2,000	3,519
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,784,400	1,409
2022-12-31 (YTD Data)		Rank
Total interest income	$36,538,000	966
Total interest expense	$2,959,000	1,193
Net interest income	$33,579,000	927
Provision for loan and lease losses	$238,000	1,709
Total noninterest income	$3,474,000	1,497
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$369,000	2,033
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,105,000	1,226
Total noninterest expense	$25,550,000	986
Salaries and employee benefits	$14,833,000	967
Premises and equipment expense	$3,244,000	801
Additional noninterest expense	$3,105,000	1,226
Pre-tax net operating income	$11,265,000	1,176
Securities gains (losses)	$-935,000	4,443
Applicable income taxes	$2,025,000	1,071
Income before extraordinary items	$8,305,000	1,267
Extraordinary gains, net	$0	5
Net income	$8,305,000	1,265
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,305,000	1,267
Net charge-offs	$-9,000	3,615
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,053,000	1,215
2022-09-30 (YTD Data)		Rank
Total interest income	$26,341,000	959
Total interest expense	$1,829,000	1,098
Net interest income	$24,512,000	939
Provision for loan and lease losses	$163,000	1,600
Total noninterest income	$2,875,000	1,424
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$251,000	2,157
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,624,000	1,165
Total noninterest expense	$18,766,000	1,006
Salaries and employee benefits	$11,149,000	955
Premises and equipment expense	$2,213,000	875
Additional noninterest expense	$2,624,000	1,165
Pre-tax net operating income	$8,458,000	1,156
Securities gains (losses)	$-1,337,000	4,591
Applicable income taxes	$1,379,000	1,142
Income before extraordinary items	$5,742,000	1,332
Extraordinary gains, net	$0	4
Net income	$5,742,000	1,331
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,742,000	1,332
Net charge-offs	$-6,000	3,455
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,824,970	1,196
2022-06-30 (YTD Data)		Rank
Total interest income	$16,979,000	958
Total interest expense	$1,107,000	1,041
Net interest income	$15,872,000	942
Provision for loan and lease losses	$105,000	1,500
Total noninterest income	$1,154,000	1,910
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$169,000	2,143
Trading account gains and fees	NA	NA
Additional Noninterest Income	$985,000	1,696
Total noninterest expense	$12,319,000	1,005
Salaries and employee benefits	$7,479,000	944
Premises and equipment expense	$1,540,000	831
Additional noninterest expense	$3,300,000	1,084
Pre-tax net operating income	$4,602,000	1,273
Securities gains (losses)	$-1,119,000	4,637
Applicable income taxes	$667,000	1,275
Income before extraordinary items	$2,816,000	1,575
Extraordinary gains, net	$0	4
Net income	$2,816,000	1,573
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,816,000	1,575
Net charge-offs	$-1,000	2,999
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,722,390	1,315
2022-03-31 (YTD Data)		Rank
Total interest income	$8,313,000	946
Total interest expense	$553,000	996
Net interest income	$7,760,000	939
Provision for loan and lease losses	$80,000	1,082
Total noninterest income	$573,000	1,919
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$86,000	2,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$487,000	1,693
Total noninterest expense	$6,121,000	1,004
Salaries and employee benefits	$3,776,000	940
Premises and equipment expense	$810,000	801
Additional noninterest expense	$1,535,000	1,124
Pre-tax net operating income	$2,132,000	1,296
Securities gains (losses)	$-307,000	4,643
Applicable income taxes	$352,000	1,187
Income before extraordinary items	$1,473,000	1,476
Extraordinary gains, net	$0	4
Net income	$1,473,000	1,475
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,473,000	1,476
Net charge-offs	$4,000	1,408
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,721,670	1,340
2021-12-31 (YTD Data)		Rank
Total interest income	$36,455,000	906
Total interest expense	$2,828,000	973
Net interest income	$33,627,000	891
Provision for loan and lease losses	$647,000	849
Total noninterest income	$1,891,000	2,298
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$329,000	2,086
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,562,000	2,171
Total noninterest expense	$23,810,000	1,019
Salaries and employee benefits	$13,999,000	994
Premises and equipment expense	$2,712,000	941
Additional noninterest expense	$7,099,000	1,020
Pre-tax net operating income	$11,061,000	1,192
Securities gains (losses)	$796,000	251
Applicable income taxes	$2,404,000	983
Income before extraordinary items	$9,453,000	1,194
Extraordinary gains, net	$0	10
Net income	$9,453,000	1,194
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,453,000	1,194
Net charge-offs	$266,000	889
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$8,816,200	1,237
2021-09-30 (YTD Data)		Rank
Total interest income	$27,607,000	914
Total interest expense	$2,225,000	966
Net interest income	$25,382,000	902
Provision for loan and lease losses	$647,000	668
Total noninterest income	$1,311,000	2,418
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$244,000	2,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,067,000	2,311
Total noninterest expense	$17,730,000	1,030
Salaries and employee benefits	$10,347,000	1,024
Premises and equipment expense	$1,985,000	970
Additional noninterest expense	$5,398,000	1,010
Pre-tax net operating income	$8,316,000	1,242
Securities gains (losses)	$309,000	444
Applicable income taxes	$1,747,000	1,041
Income before extraordinary items	$6,878,000	1,263
Extraordinary gains, net	$0	8
Net income	$6,878,000	1,263
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,878,000	1,263
Net charge-offs	$4,000	2,210
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,630,800	1,280
2021-06-30 (YTD Data)		Rank
Total interest income	$18,320,000	908
Total interest expense	$1,574,000	947
Net interest income	$16,746,000	895
Provision for loan and lease losses	$822,000	376
Total noninterest income	$614,000	2,767
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$160,000	2,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$454,000	2,728
Total noninterest expense	$11,632,000	1,037
Salaries and employee benefits	$6,649,000	1,051
Premises and equipment expense	$1,364,000	947
Additional noninterest expense	$3,619,000	1,004
Pre-tax net operating income	$4,906,000	1,335
Securities gains (losses)	$263,000	411
Applicable income taxes	$1,038,000	1,119
Income before extraordinary items	$4,131,000	1,356
Extraordinary gains, net	$0	6
Net income	$4,131,000	1,356
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,131,000	1,356
Net charge-offs	$-10,000	3,814
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,920,600	1,391
2021-03-31 (YTD Data)		Rank
Total interest income	$9,156,000	903
Total interest expense	$840,000	942
Net interest income	$8,316,000	894
Provision for loan and lease losses	$419,000	427
Total noninterest income	$495,000	2,243
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$81,000	2,045
Trading account gains and fees	NA	NA
Additional Noninterest Income	$414,000	2,118
Total noninterest expense	$5,621,000	1,050
Salaries and employee benefits	$3,156,000	1,078
Premises and equipment expense	$697,000	933
Additional noninterest expense	$1,768,000	996
Pre-tax net operating income	$2,771,000	1,207
Securities gains (losses)	$50,000	663
Applicable income taxes	$571,000	1,050
Income before extraordinary items	$2,250,000	1,276
Extraordinary gains, net	$0	3
Net income	$2,250,000	1,276
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,250,000	1,276
Net charge-offs	$-6,000	3,842
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,210,000	1,262
2020-12-31 (YTD Data)		Rank
Total interest income	$39,513,000	850
Total interest expense	$6,213,000	772
Net interest income	$33,300,000	860
Provision for loan and lease losses	$1,860,000	1,098
Total noninterest income	$2,648,000	1,841
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$297,000	2,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,351,000	1,645
Total noninterest expense	$22,928,000	1,013
Salaries and employee benefits	$12,974,000	1,021
Premises and equipment expense	$2,519,000	980
Additional noninterest expense	$7,435,000	938
Pre-tax net operating income	$11,160,000	971
Securities gains (losses)	$320,000	798
Applicable income taxes	$2,234,000	873
Income before extraordinary items	$9,246,000	1,025
Extraordinary gains, net	$0	4
Net income	$9,246,000	1,025
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,246,000	1,025
Net charge-offs	$7,000	3,116
Cash dividends	$400,000	2,983
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,986,800	1,016
2020-09-30 (YTD Data)		Rank
Total interest income	$29,525,000	855
Total interest expense	$5,175,000	748
Net interest income	$24,350,000	869
Provision for loan and lease losses	$1,507,000	1,055
Total noninterest income	$2,249,000	1,673
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$221,000	2,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,028,000	1,480
Total noninterest expense	$17,392,000	985
Salaries and employee benefits	$9,558,000	1,015
Premises and equipment expense	$1,879,000	975
Additional noninterest expense	$5,955,000	866
Pre-tax net operating income	$7,700,000	1,006
Securities gains (losses)	$-33,000	4,894
Applicable income taxes	$1,464,000	919
Income before extraordinary items	$6,203,000	1,078
Extraordinary gains, net	$0	4
Net income	$6,203,000	1,078
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,203,000	1,078
Net charge-offs	$-19,000	4,420
Cash dividends	$400,000	2,501
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$6,229,730	1,047
2020-06-30 (YTD Data)		Rank
Total interest income	$19,833,000	858
Total interest expense	$3,880,000	718
Net interest income	$15,953,000	882
Provision for loan and lease losses	$1,354,000	903
Total noninterest income	$1,423,000	1,672
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$153,000	2,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,270,000	1,456
Total noninterest expense	$11,195,000	1,002
Salaries and employee benefits	$6,188,000	1,028
Premises and equipment expense	$1,265,000	971
Additional noninterest expense	$3,742,000	908
Pre-tax net operating income	$4,827,000	984
Securities gains (losses)	$-251,000	4,983
Applicable income taxes	$897,000	901
Income before extraordinary items	$3,679,000	1,101
Extraordinary gains, net	$0	4
Net income	$3,679,000	1,101
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,679,000	1,101
Net charge-offs	$21,000	2,164
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,879,800	1,038
2020-03-31 (YTD Data)		Rank
Total interest income	$9,907,000	856
Total interest expense	$2,239,000	705
Net interest income	$7,668,000	890
Provision for loan and lease losses	$852,000	673
Total noninterest income	$545,000	1,856
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$86,000	2,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$459,000	1,598
Total noninterest expense	$6,130,000	943
Salaries and employee benefits	$3,511,000	936
Premises and equipment expense	$659,000	956
Additional noninterest expense	$1,960,000	880
Pre-tax net operating income	$1,231,000	1,552
Securities gains (losses)	$-588,000	5,028
Applicable income taxes	$90,000	2,031
Income before extraordinary items	$553,000	2,514
Extraordinary gains, net	$0	4
Net income	$553,000	2,514
Minority interest net income	$0	56
Net income of bank and minority interests.	$553,000	2,515
Net charge-offs	$-3,000	4,005
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,058,680	1,564
2019-12-31 (YTD Data)		Rank
Total interest income	$21,160,000	1,451
Total interest expense	$5,389,000	1,171
Net interest income	$15,771,000	1,529
Provision for loan and lease losses	$360,000	1,775
Total noninterest income	$1,367,000	2,409
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$143,000	3,555
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,224,000	2,023
Total noninterest expense	$12,309,000	1,608
Salaries and employee benefits	$2,946,000	2,971
Premises and equipment expense	$1,305,000	1,685
Additional noninterest expense	$8,058,000	845
Pre-tax net operating income	$4,469,000	1,905
Securities gains (losses)	$2,455,000	131
Applicable income taxes	$1,364,000	1,178
Income before extraordinary items	$5,560,000	1,458
Extraordinary gains, net	$0	11
Net income	$5,560,000	1,460
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,560,000	1,460
Net charge-offs	$-1,000	4,163
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,596,000	2,007
2019-09-30 (YTD Data)		Rank
Total interest income	$15,794,000	1,469
Total interest expense	$4,093,000	1,159
Net interest income	$11,701,000	1,555
Provision for loan and lease losses	$270,000	1,685
Total noninterest income	$962,000	2,507
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$107,000	3,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$855,000	2,096
Total noninterest expense	$9,369,000	1,592
Salaries and employee benefits	$2,206,000	2,985
Premises and equipment expense	$982,000	1,695
Additional noninterest expense	$6,181,000	823
Pre-tax net operating income	$3,024,000	2,100
Securities gains (losses)	$1,795,000	134
Applicable income taxes	$941,000	1,280
Income before extraordinary items	$3,878,000	1,580
Extraordinary gains, net	$0	11
Net income	$3,878,000	1,582
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,878,000	1,581
Net charge-offs	$0	3,455
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,442,000	2,198
2019-06-30 (YTD Data)		Rank
Total interest income	$10,461,000	1,480
Total interest expense	$2,716,000	1,140
Net interest income	$7,745,000	1,572
Provision for loan and lease losses	$180,000	1,640
Total noninterest income	$607,000	2,540
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$73,000	3,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$534,000	2,135
Total noninterest expense	$6,315,000	1,583
Salaries and employee benefits	$1,505,000	2,955
Premises and equipment expense	$697,000	1,616
Additional noninterest expense	$4,113,000	837
Pre-tax net operating income	$1,857,000	2,188
Securities gains (losses)	$1,683,000	105
Applicable income taxes	$699,000	1,171
Income before extraordinary items	$2,841,000	1,445
Extraordinary gains, net	$0	11
Net income	$2,841,000	1,444
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,841,000	1,445
Net charge-offs	$-1,000	3,898
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,494,600	2,306
2019-03-31 (YTD Data)		Rank
Total interest income	$5,199,000	1,472
Total interest expense	$1,334,000	1,135
Net interest income	$3,865,000	1,582
Provision for loan and lease losses	$90,000	1,533
Total noninterest income	$286,000	2,578
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$37,000	3,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	2,150
Total noninterest expense	$3,267,000	1,546
Salaries and employee benefits	$772,000	2,926
Premises and equipment expense	$447,000	1,318
Additional noninterest expense	$2,048,000	822
Pre-tax net operating income	$794,000	2,371
Securities gains (losses)	$1,206,000	74
Applicable income taxes	$399,000	1,054
Income before extraordinary items	$1,601,000	1,296
Extraordinary gains, net	$0	5
Net income	$1,601,000	1,294
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,601,000	1,295
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$636,200	2,499
2018-12-31 (YTD Data)		Rank
Total interest income	$20,093,000	1,447
Total interest expense	$4,455,000	1,031
Net interest income	$15,638,000	1,540
Provision for loan and lease losses	$360,000	1,765
Total noninterest income	$1,132,000	2,689
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$165,000	3,563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$967,000	2,279
Total noninterest expense	$12,228,000	1,585
Salaries and employee benefits	$2,752,000	3,108
Premises and equipment expense	$1,739,000	1,325
Additional noninterest expense	$7,737,000	864
Pre-tax net operating income	$4,182,000	2,043
Securities gains (losses)	$151,000	246
Applicable income taxes	$796,000	1,588
Income before extraordinary items	$3,537,000	2,071
Extraordinary gains, net	$0	6
Net income	$3,537,000	2,069
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,537,000	2,070
Net charge-offs	$167,000	1,786
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,413,180	2,123
2018-09-30 (YTD Data)		Rank
Total interest income	$14,936,000	1,445
Total interest expense	$3,181,000	1,013
Net interest income	$11,755,000	1,528
Provision for loan and lease losses	$270,000	1,667
Total noninterest income	$819,000	2,763
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$123,000	3,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$696,000	2,349
Total noninterest expense	$8,793,000	1,648
Salaries and employee benefits	$2,055,000	3,115
Premises and equipment expense	$1,338,000	1,289
Additional noninterest expense	$5,400,000	912
Pre-tax net operating income	$3,511,000	1,885
Securities gains (losses)	$105,000	291
Applicable income taxes	$691,000	1,509
Income before extraordinary items	$2,925,000	1,945
Extraordinary gains, net	$0	5
Net income	$2,925,000	1,942
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,925,000	1,944
Net charge-offs	$140,000	1,472
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,839,950	1,974
2018-06-30 (YTD Data)		Rank
Total interest income	$9,866,000	1,431
Total interest expense	$2,039,000	979
Net interest income	$7,827,000	1,523
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$513,000	2,855
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$80,000	3,630
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	2,424
Total noninterest expense	$5,846,000	1,661
Salaries and employee benefits	$1,356,000	3,146
Premises and equipment expense	$948,000	1,237
Additional noninterest expense	$3,542,000	928
Pre-tax net operating income	$2,314,000	1,878
Securities gains (losses)	$85,000	268
Applicable income taxes	$451,000	1,501
Income before extraordinary items	$1,948,000	1,920
Extraordinary gains, net	$0	6
Net income	$1,948,000	1,918
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,948,000	1,919
Net charge-offs	$15,000	2,411
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,879,150	1,961
2018-03-31 (YTD Data)		Rank
Total interest income	$4,864,000	1,433
Total interest expense	$924,000	1,015
Net interest income	$3,940,000	1,520
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$298,000	2,636
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$41,000	3,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	2,196
Total noninterest expense	$2,953,000	1,654
Salaries and employee benefits	$792,000	2,930
Premises and equipment expense	$502,000	1,194
Additional noninterest expense	$1,659,000	977
Pre-tax net operating income	$1,195,000	1,783
Securities gains (losses)	$0	735
Applicable income taxes	$224,000	1,471
Income before extraordinary items	$971,000	1,881
Extraordinary gains, net	$0	7
Net income	$971,000	1,880
Minority interest net income	$0	52
Net income of bank and minority interests.	$971,000	1,881
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$971,000	1,869
2017-12-31 (YTD Data)		Rank
Total interest income	$18,650,000	1,439
Total interest expense	$3,085,000	1,055
Net interest income	$15,565,000	1,502
Provision for loan and lease losses	$287,000	2,034
Total noninterest income	$1,196,000	2,694
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$162,000	3,742
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,034,000	2,252
Total noninterest expense	$11,546,000	1,658
Salaries and employee benefits	$3,302,000	2,819
Premises and equipment expense	$1,785,000	1,300
Additional noninterest expense	$6,459,000	1,003
Pre-tax net operating income	$4,928,000	1,740
Securities gains (losses)	$99,000	631
Applicable income taxes	$1,313,000	1,650
Income before extraordinary items	$3,714,000	1,705
Extraordinary gains, net	$0	9
Net income	$3,714,000	1,705
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,714,000	1,705
Net charge-offs	$129,000	2,208
Cash dividends	$100,000	3,887
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,640,740	1,717
2017-09-30 (YTD Data)		Rank
Total interest income	$13,887,000	1,444
Total interest expense	$2,270,000	1,059
Net interest income	$11,617,000	1,511
Provision for loan and lease losses	$227,000	1,891
Total noninterest income	$911,000	2,703
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$123,000	3,745
Trading account gains and fees	NA	NA
Additional Noninterest Income	$788,000	2,269
Total noninterest expense	$8,653,000	1,673
Salaries and employee benefits	$2,457,000	2,844
Premises and equipment expense	$1,337,000	1,316
Additional noninterest expense	$4,859,000	991
Pre-tax net operating income	$3,648,000	1,775
Securities gains (losses)	$85,000	651
Applicable income taxes	$1,145,000	1,346
Income before extraordinary items	$2,588,000	1,974
Extraordinary gains, net	$0	9
Net income	$2,588,000	1,974
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,588,000	1,974
Net charge-offs	$111,000	1,832
Cash dividends	$100,000	3,397
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,529,350	1,982
2017-06-30 (YTD Data)		Rank
Total interest income	$9,160,000	1,449
Total interest expense	$1,480,000	1,050
Net interest income	$7,680,000	1,509
Provision for loan and lease losses	$167,000	1,745
Total noninterest income	$611,000	2,695
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$83,000	3,734
Trading account gains and fees	NA	NA
Additional Noninterest Income	$528,000	2,260
Total noninterest expense	$5,826,000	1,673
Salaries and employee benefits	$3,024,000	1,818
Premises and equipment expense	$932,000	1,266
Additional noninterest expense	$1,870,000	1,596
Pre-tax net operating income	$2,298,000	1,823
Securities gains (losses)	$84,000	476
Applicable income taxes	$717,000	1,370
Income before extraordinary items	$1,665,000	1,987
Extraordinary gains, net	$0	11
Net income	$1,665,000	1,987
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,665,000	1,987
Net charge-offs	$96,000	1,553
Cash dividends	$100,000	3,181
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,606,200	2,013
2017-03-31 (YTD Data)		Rank
Total interest income	$4,484,000	1,466
Total interest expense	$710,000	1,061
Net interest income	$3,774,000	1,525
Provision for loan and lease losses	$94,000	1,505
Total noninterest income	$291,000	2,748
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$38,000	3,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	2,302
Total noninterest expense	$2,878,000	1,706
Salaries and employee benefits	$1,521,000	1,820
Premises and equipment expense	$483,000	1,230
Additional noninterest expense	$874,000	1,698
Pre-tax net operating income	$1,093,000	1,854
Securities gains (losses)	$28,000	450
Applicable income taxes	$333,000	1,407
Income before extraordinary items	$788,000	2,008
Extraordinary gains, net	$0	8
Net income	$788,000	2,009
Minority interest net income	$0	55
Net income of bank and minority interests.	$788,000	2,009
Net charge-offs	$96,000	952
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$768,400	2,019
2016-12-31 (YTD Data)		Rank
Total interest income	$16,735,000	1,521
Total interest expense	$2,679,000	1,071
Net interest income	$14,056,000	1,594
Provision for loan and lease losses	$218,000	2,346
Total noninterest income	$1,235,000	2,735
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$171,000	3,788
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,064,000	2,330
Total noninterest expense	$11,268,000	1,705
Salaries and employee benefits	$6,153,000	1,746
Premises and equipment expense	$1,729,000	1,335
Additional noninterest expense	$3,386,000	1,770
Pre-tax net operating income	$3,805,000	2,002
Securities gains (losses)	$11,000	2,627
Applicable income taxes	$1,048,000	1,593
Income before extraordinary items	$2,768,000	2,243
Extraordinary gains, net	$0	5
Net income	$2,768,000	2,241
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,768,000	2,242
Net charge-offs	$-131,000	5,577
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,759,970	2,191
2016-09-30 (YTD Data)		Rank
Total interest income	$12,441,000	1,528
Total interest expense	$2,007,000	1,074
Net interest income	$10,434,000	1,610
Provision for loan and lease losses	$160,000	2,288
Total noninterest income	$879,000	2,808
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$128,000	3,818
Trading account gains and fees	$0	169
Additional Noninterest Income	$751,000	2,400
Total noninterest expense	$8,356,000	1,726
Salaries and employee benefits	$4,522,000	1,776
Premises and equipment expense	$1,326,000	1,323
Additional noninterest expense	$2,508,000	1,795
Pre-tax net operating income	$2,797,000	2,062
Securities gains (losses)	$33,000	2,041
Applicable income taxes	$781,000	1,648
Income before extraordinary items	$2,049,000	2,299
Extraordinary gains, net	$0	5
Net income	$2,049,000	2,298
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,049,000	2,299
Net charge-offs	$-133,000	5,643
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,025,240	2,267
2016-06-30 (YTD Data)		Rank
Total interest income	$8,180,000	1,551
Total interest expense	$1,340,000	1,073
Net interest income	$6,840,000	1,636
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$519,000	2,972
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$83,000	3,852
Trading account gains and fees	$0	157
Additional Noninterest Income	$436,000	2,554
Total noninterest expense	$5,668,000	1,707
Salaries and employee benefits	$3,071,000	1,743
Premises and equipment expense	$796,000	1,431
Additional noninterest expense	$1,801,000	1,687
Pre-tax net operating income	$1,571,000	2,322
Securities gains (losses)	$4,000	2,523
Applicable income taxes	$410,000	1,862
Income before extraordinary items	$1,165,000	2,530
Extraordinary gains, net	$0	16
Net income	$1,165,000	2,529
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,165,000	2,529
Net charge-offs	$-133,000	5,767
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,162,040	2,470
2016-03-31 (YTD Data)		Rank
Total interest income	$4,036,000	1,573
Total interest expense	$668,000	1,075
Net interest income	$3,368,000	1,670
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$257,000	2,971
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$39,000	3,951
Trading account gains and fees	$0	142
Additional Noninterest Income	$218,000	2,523
Total noninterest expense	$2,878,000	1,685
Salaries and employee benefits	$1,496,000	1,800
Premises and equipment expense	$435,000	1,341
Additional noninterest expense	$947,000	1,598
Pre-tax net operating income	$687,000	2,516
Securities gains (losses)	$4,000	1,767
Applicable income taxes	$170,000	1,989
Income before extraordinary items	$521,000	2,682
Extraordinary gains, net	$0	12
Net income	$521,000	2,682
Minority interest net income	$0	62
Net income of bank and minority interests.	$521,000	2,682
Net charge-offs	$6,000	2,526
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$518,000	2,643
2015-12-31 (YTD Data)		Rank
Total interest income	$15,458,000	1,605
Total interest expense	$2,481,000	1,126
Net interest income	$12,977,000	1,684
Provision for loan and lease losses	$55,000	3,554
Total noninterest income	$1,345,000	2,624
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$182,000	3,838
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,163,000	2,184
Total noninterest expense	$11,488,000	1,655
Salaries and employee benefits	$5,728,000	1,818
Premises and equipment expense	$1,741,000	1,337
Additional noninterest expense	$4,019,000	1,510
Pre-tax net operating income	$2,779,000	2,450
Securities gains (losses)	$531,000	332
Applicable income taxes	$967,000	1,617
Income before extraordinary items	$2,343,000	2,450
Extraordinary gains, net	$0	23
Net income	$2,343,000	2,452
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,343,000	2,452
Net charge-offs	$-2,000	4,930
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,965,990	2,713
2015-09-30 (YTD Data)		Rank
Total interest income	$11,419,000	1,653
Total interest expense	$1,832,000	1,154
Net interest income	$9,587,000	1,721
Provision for loan and lease losses	$55,000	3,175
Total noninterest income	$1,045,000	2,611
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$136,000	3,882
Trading account gains and fees	$0	153
Additional Noninterest Income	$909,000	2,147
Total noninterest expense	$8,645,000	1,670
Salaries and employee benefits	$4,060,000	1,927
Premises and equipment expense	$1,321,000	1,343
Additional noninterest expense	$3,264,000	1,436
Pre-tax net operating income	$1,932,000	2,627
Securities gains (losses)	$517,000	302
Applicable income taxes	$801,000	1,582
Income before extraordinary items	$1,648,000	2,597
Extraordinary gains, net	$0	21
Net income	$1,648,000	2,598
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,648,000	2,598
Net charge-offs	$-7,000	5,060
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,301,610	2,989
2015-06-30 (YTD Data)		Rank
Total interest income	$7,486,000	1,682
Total interest expense	$1,224,000	1,155
Net interest income	$6,262,000	1,767
Provision for loan and lease losses	$15,000	3,621
Total noninterest income	$572,000	2,885
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$89,000	3,897
Trading account gains and fees	$0	157
Additional Noninterest Income	$483,000	2,450
Total noninterest expense	$5,812,000	1,664
Salaries and employee benefits	$2,700,000	1,942
Premises and equipment expense	$918,000	1,305
Additional noninterest expense	$2,194,000	1,425
Pre-tax net operating income	$1,007,000	3,055
Securities gains (losses)	$517,000	251
Applicable income taxes	$438,000	1,754
Income before extraordinary items	$1,086,000	2,609
Extraordinary gains, net	$0	22
Net income	$1,086,000	2,611
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,086,000	2,611
Net charge-offs	$-8,000	5,189
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$718,930	3,304
2015-03-31 (YTD Data)		Rank
Total interest income	$3,733,000	1,679
Total interest expense	$628,000	1,131
Net interest income	$3,105,000	1,777
Provision for loan and lease losses	$0	3,703
Total noninterest income	$233,000	3,155
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$42,000	3,976
Trading account gains and fees	$0	152
Additional Noninterest Income	$191,000	2,692
Total noninterest expense	$2,978,000	1,639
Salaries and employee benefits	$1,371,000	1,910
Premises and equipment expense	$494,000	1,231
Additional noninterest expense	$1,113,000	1,384
Pre-tax net operating income	$360,000	3,570
Securities gains (losses)	$342,000	236
Applicable income taxes	$200,000	1,823
Income before extraordinary items	$502,000	2,720
Extraordinary gains, net	$0	13
Net income	$502,000	2,723
Minority interest net income	$0	64
Net income of bank and minority interests.	$502,000	2,723
Net charge-offs	$-3,000	4,874
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$255,760	3,839
2014-12-31 (YTD Data)		Rank
Total interest income	$14,227,000	1,768
Total interest expense	$2,654,000	1,117
Net interest income	$11,573,000	1,885
Provision for loan and lease losses	$-977,000	6,349
Total noninterest income	$1,151,000	2,890
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$183,000	4,065
Trading account gains and fees	$0	180
Additional Noninterest Income	$968,000	2,362
Total noninterest expense	$11,114,000	1,724
Salaries and employee benefits	$4,917,000	2,081
Premises and equipment expense	$1,728,000	1,375
Additional noninterest expense	$4,469,000	1,425
Pre-tax net operating income	$2,587,000	2,515
Securities gains (losses)	$628,000	330
Applicable income taxes	$829,000	1,730
Income before extraordinary items	$2,386,000	2,393
Extraordinary gains, net	$0	17
Net income	$2,386,000	2,393
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,386,000	2,393
Net charge-offs	$-821,000	6,439
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,921,280	2,728
2014-09-30 (YTD Data)		Rank
Total interest income	$10,533,000	1,802
Total interest expense	$1,997,000	1,124
Net interest income	$8,536,000	1,920
Provision for loan and lease losses	$-999,000	6,459
Total noninterest income	$843,000	2,958
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$136,000	4,128
Trading account gains and fees	$0	174
Additional Noninterest Income	$707,000	2,424
Total noninterest expense	$8,256,000	1,737
Salaries and employee benefits	$3,647,000	2,108
Premises and equipment expense	$1,314,000	1,364
Additional noninterest expense	$3,295,000	1,446
Pre-tax net operating income	$2,122,000	2,423
Securities gains (losses)	$578,000	259
Applicable income taxes	$702,000	1,638
Income before extraordinary items	$1,998,000	2,218
Extraordinary gains, net	$0	15
Net income	$1,998,000	2,218
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,998,000	2,217
Net charge-offs	$-868,000	6,529
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,570,280	2,604
2014-06-30 (YTD Data)		Rank
Total interest income	$6,895,000	1,823
Total interest expense	$1,348,000	1,113
Net interest income	$5,547,000	1,944
Provision for loan and lease losses	$-999,000	6,560
Total noninterest income	$516,000	3,051
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$88,000	4,159
Trading account gains and fees	$0	172
Additional Noninterest Income	$428,000	2,527
Total noninterest expense	$5,320,000	1,787
Salaries and employee benefits	$2,430,000	2,118
Premises and equipment expense	$929,000	1,294
Additional noninterest expense	$1,961,000	1,585
Pre-tax net operating income	$1,742,000	2,024
Securities gains (losses)	$319,000	341
Applicable income taxes	$605,000	1,368
Income before extraordinary items	$1,456,000	2,036
Extraordinary gains, net	$0	20
Net income	$1,456,000	2,039
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,456,000	2,038
Net charge-offs	$-837,000	6,603
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,229,510	2,254
2014-03-31 (YTD Data)		Rank
Total interest income	$3,386,000	1,849
Total interest expense	$683,000	1,111
Net interest income	$2,703,000	1,985
Provision for loan and lease losses	$0	3,817
Total noninterest income	$189,000	3,551
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$45,000	4,116
Trading account gains and fees	$0	147
Additional Noninterest Income	$144,000	3,033
Total noninterest expense	$2,727,000	1,747
Salaries and employee benefits	$1,213,000	2,128
Premises and equipment expense	$514,000	1,208
Additional noninterest expense	$1,000,000	1,554
Pre-tax net operating income	$165,000	4,749
Securities gains (losses)	$139,000	347
Applicable income taxes	$53,000	2,912
Income before extraordinary items	$251,000	3,847
Extraordinary gains, net	$0	16
Net income	$251,000	3,850
Minority interest net income	$0	66
Net income of bank and minority interests.	$251,000	3,850
Net charge-offs	$49,000	1,884
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$135,630	4,774
2013-12-31 (YTD Data)		Rank
Total interest income	$13,662,000	1,828
Total interest expense	$3,130,000	1,072
Net interest income	$10,532,000	2,007
Provision for loan and lease losses	$50,000	4,250
Total noninterest income	$2,172,000	2,039
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$187,000	4,210
Trading account gains and fees	$-2,000	6,768
Additional Noninterest Income	$1,987,000	1,513
Total noninterest expense	$10,121,000	1,873
Salaries and employee benefits	$4,681,000	2,187
Premises and equipment expense	$1,663,000	1,429
Additional noninterest expense	$3,777,000	1,686
Pre-tax net operating income	$2,533,000	2,445
Securities gains (losses)	$476,000	473
Applicable income taxes	$859,000	1,608
Income before extraordinary items	$2,150,000	2,469
Extraordinary gains, net	$0	29
Net income	$2,150,000	2,473
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,150,000	2,472
Net charge-offs	$537,000	1,940
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,812,040	2,736
2013-09-30 (YTD Data)		Rank
Total interest income	$10,128,000	1,857
Total interest expense	$2,398,000	1,089
Net interest income	$7,730,000	2,042
Provision for loan and lease losses	$50,000	3,936
Total noninterest income	$1,899,000	1,861
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$137,000	4,280
Trading account gains and fees	$-1,000	6,847
Additional Noninterest Income	$1,763,000	1,391
Total noninterest expense	$7,675,000	1,860
Salaries and employee benefits	$3,526,000	2,165
Premises and equipment expense	$1,266,000	1,416
Additional noninterest expense	$2,883,000	1,667
Pre-tax net operating income	$1,904,000	2,517
Securities gains (losses)	$461,000	440
Applicable income taxes	$682,000	1,602
Income before extraordinary items	$1,683,000	2,423
Extraordinary gains, net	$0	25
Net income	$1,683,000	2,427
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,683,000	2,427
Net charge-offs	$296,000	2,133
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,355,690	2,770
2013-06-30 (YTD Data)		Rank
Total interest income	$6,685,000	1,869
Total interest expense	$1,660,000	1,073
Net interest income	$5,025,000	2,082
Provision for loan and lease losses	$50,000	3,593
Total noninterest income	$1,785,000	1,461
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$88,000	4,336
Trading account gains and fees	$1,000	151
Additional Noninterest Income	$1,696,000	1,097
Total noninterest expense	$5,185,000	1,845
Salaries and employee benefits	$2,301,000	2,218
Premises and equipment expense	$849,000	1,420
Additional noninterest expense	$2,035,000	1,589
Pre-tax net operating income	$1,575,000	2,116
Securities gains (losses)	$383,000	467
Applicable income taxes	$585,000	1,380
Income before extraordinary items	$1,373,000	2,076
Extraordinary gains, net	$0	22
Net income	$1,373,000	2,085
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,373,000	2,082
Net charge-offs	$239,000	1,917
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,104,900	2,343
2013-03-31 (YTD Data)		Rank
Total interest income	$3,332,000	1,889
Total interest expense	$890,000	1,036
Net interest income	$2,442,000	2,154
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$769,000	1,611
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$42,000	4,398
Trading account gains and fees	$0	148
Additional Noninterest Income	$727,000	1,226
Total noninterest expense	$2,722,000	1,780
Salaries and employee benefits	$1,190,000	2,169
Premises and equipment expense	$465,000	1,306
Additional noninterest expense	$1,067,000	1,521
Pre-tax net operating income	$439,000	3,127
Securities gains (losses)	$190,000	478
Applicable income taxes	$173,000	1,845
Income before extraordinary items	$456,000	2,770
Extraordinary gains, net	$0	10
Net income	$456,000	2,773
Minority interest net income	$0	76
Net income of bank and minority interests.	$456,000	2,772
Net charge-offs	$11,000	3,407
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$319,200	3,357
2012-12-31 (YTD Data)		Rank
Total interest income	$14,040,000	1,878
Total interest expense	$4,252,000	1,065
Net interest income	$9,788,000	2,200
Provision for loan and lease losses	$1,957,000	1,082
Total noninterest income	$2,199,000	2,054
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$189,000	4,367
Trading account gains and fees	$-25,000	7,050
Additional Noninterest Income	$2,035,000	1,508
Total noninterest expense	$9,687,000	1,974
Salaries and employee benefits	$4,577,000	2,187
Premises and equipment expense	$1,364,000	1,733
Additional noninterest expense	$3,746,000	1,761
Pre-tax net operating income	$343,000	5,304
Securities gains (losses)	$1,075,000	480
Applicable income taxes	$305,000	2,647
Income before extraordinary items	$1,113,000	3,696
Extraordinary gains, net	$0	29
Net income	$1,113,000	3,697
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,113,000	3,699
Net charge-offs	$1,914,000	1,196
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$274,500	5,356
2012-09-30 (YTD Data)		Rank
Total interest income	$10,550,000	1,898
Total interest expense	$3,239,000	1,093
Net interest income	$7,311,000	2,238
Provision for loan and lease losses	$1,832,000	912
Total noninterest income	$1,676,000	2,030
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$142,000	4,424
Trading account gains and fees	$-24,000	7,148
Additional Noninterest Income	$1,558,000	1,485
Total noninterest expense	$6,998,000	2,052
Salaries and employee benefits	$3,398,000	2,195
Premises and equipment expense	$1,022,000	1,735
Additional noninterest expense	$2,578,000	1,916
Pre-tax net operating income	$157,000	5,832
Securities gains (losses)	$693,000	581
Applicable income taxes	$156,000	3,039
Income before extraordinary items	$694,000	4,125
Extraordinary gains, net	$0	20
Net income	$694,000	4,125
Minority interest net income	$0	86
Net income of bank and minority interests.	$694,000	4,125
Net charge-offs	$1,645,000	1,050
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$125,740	5,888
2012-06-30 (YTD Data)		Rank
Total interest income	$7,039,000	1,908
Total interest expense	$2,176,000	1,128
Net interest income	$4,863,000	2,241
Provision for loan and lease losses	$1,439,000	832
Total noninterest income	$1,077,000	2,058
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$93,000	4,451
Trading account gains and fees	$-21,000	7,217
Additional Noninterest Income	$1,005,000	1,517
Total noninterest expense	$4,727,000	2,022
Salaries and employee benefits	$2,268,000	2,202
Premises and equipment expense	$690,000	1,711
Additional noninterest expense	$1,769,000	1,879
Pre-tax net operating income	$-226,000	6,647
Securities gains (losses)	$567,000	478
Applicable income taxes	$29,000	3,852
Income before extraordinary items	$312,000	4,754
Extraordinary gains, net	$0	19
Net income	$312,000	4,757
Minority interest net income	$0	84
Net income of bank and minority interests.	$312,000	4,757
Net charge-offs	$1,435,000	882
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-203,970	6,650
2012-03-31 (YTD Data)		Rank
Total interest income	$3,525,000	1,922
Total interest expense	$1,098,000	1,156
Net interest income	$2,427,000	2,256
Provision for loan and lease losses	$1,215,000	537
Total noninterest income	$502,000	2,139
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$47,000	4,404
Trading account gains and fees	$-10,000	7,281
Additional Noninterest Income	$465,000	1,585
Total noninterest expense	$2,470,000	1,944
Salaries and employee benefits	$1,151,000	2,175
Premises and equipment expense	$356,000	1,675
Additional noninterest expense	$963,000	1,731
Pre-tax net operating income	$-756,000	7,119
Securities gains (losses)	$166,000	678
Applicable income taxes	$-243,000	7,223
Income before extraordinary items	$-347,000	7,013
Extraordinary gains, net	$0	19
Net income	$-347,000	7,013
Minority interest net income	$0	78
Net income of bank and minority interests.	$-347,000	7,013
Net charge-offs	$1,410,000	533
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-453,240	7,030
2011-12-31 (YTD Data)		Rank
Total interest income	$14,066,000	1,993
Total interest expense	$4,575,000	1,336
Net interest income	$9,491,000	2,299
Provision for loan and lease losses	$1,194,000	2,182
Total noninterest income	$829,000	3,450
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$210,000	4,285
Trading account gains and fees	$-151,000	7,314
Additional Noninterest Income	$770,000	2,506
Total noninterest expense	$8,557,000	2,217
Salaries and employee benefits	$4,416,000	2,193
Premises and equipment expense	$1,254,000	1,973
Additional noninterest expense	$2,887,000	2,281
Pre-tax net operating income	$569,000	4,564
Securities gains (losses)	$316,000	1,100
Applicable income taxes	$139,000	3,167
Income before extraordinary items	$746,000	4,058
Extraordinary gains, net	$0	29
Net income	$746,000	4,063
Minority interest net income	$0	96
Net income of bank and minority interests.	$746,000	4,062
Net charge-offs	$757,000	2,704
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$480,560	4,588
2011-09-30 (YTD Data)		Rank
Total interest income	$10,464,000	2,031
Total interest expense	$3,417,000	1,386
Net interest income	$7,047,000	2,329
Provision for loan and lease losses	$978,000	1,993
Total noninterest income	$537,000	3,746
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$154,000	4,353
Trading account gains and fees	$-143,000	7,394
Additional Noninterest Income	$526,000	2,630
Total noninterest expense	$6,268,000	2,285
Salaries and employee benefits	$3,358,000	2,164
Premises and equipment expense	$937,000	2,001
Additional noninterest expense	$1,973,000	2,497
Pre-tax net operating income	$338,000	4,983
Securities gains (losses)	$306,000	913
Applicable income taxes	$116,000	3,097
Income before extraordinary items	$528,000	4,222
Extraordinary gains, net	$0	21
Net income	$528,000	4,224
Minority interest net income	$0	87
Net income of bank and minority interests.	$528,000	4,224
Net charge-offs	$250,000	3,447
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$277,080	5,038
2011-06-30 (YTD Data)		Rank
Total interest income	$6,945,000	2,050
Total interest expense	$2,251,000	1,452
Net interest income	$4,694,000	2,337
Provision for loan and lease losses	$252,000	3,228
Total noninterest income	$326,000	3,955
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$101,000	4,371
Trading account gains and fees	$-73,000	7,474
Additional Noninterest Income	$298,000	2,886
Total noninterest expense	$4,168,000	2,311
Salaries and employee benefits	$2,220,000	2,195
Premises and equipment expense	$620,000	2,035
Additional noninterest expense	$1,328,000	2,502
Pre-tax net operating income	$600,000	3,473
Securities gains (losses)	$97,000	1,166
Applicable income taxes	$172,000	2,378
Income before extraordinary items	$525,000	3,479
Extraordinary gains, net	$0	15
Net income	$525,000	3,481
Minority interest net income	$0	89
Net income of bank and minority interests.	$525,000	3,481
Net charge-offs	$124,000	3,625
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$452,250	3,664
2011-03-31 (YTD Data)		Rank
Total interest income	$3,450,000	2,070
Total interest expense	$1,122,000	1,517
Net interest income	$2,328,000	2,346
Provision for loan and lease losses	$132,000	3,020
Total noninterest income	$202,000	3,565
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$49,000	4,390
Trading account gains and fees	$-3,000	7,529
Additional Noninterest Income	$156,000	2,841
Total noninterest expense	$1,996,000	2,422
Salaries and employee benefits	$1,103,000	2,222
Premises and equipment expense	$303,000	2,115
Additional noninterest expense	$590,000	2,754
Pre-tax net operating income	$402,000	2,959
Securities gains (losses)	$29,000	968
Applicable income taxes	$114,000	2,047
Income before extraordinary items	$317,000	3,112
Extraordinary gains, net	$0	9
Net income	$317,000	3,110
Minority interest net income	$0	86
Net income of bank and minority interests.	$317,000	3,112
Net charge-offs	$60,000	3,202
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$295,540	3,221
2010-12-31 (YTD Data)		Rank
Total interest income	$13,890,000	2,175
Total interest expense	$4,901,000	1,682
Net interest income	$8,989,000	2,442
Provision for loan and lease losses	$368,000	4,564
Total noninterest income	$907,000	3,393
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$218,000	4,254
Trading account gains and fees	$-269,000	7,630
Additional Noninterest Income	$958,000	2,222
Total noninterest expense	$7,833,000	2,462
Salaries and employee benefits	$4,137,000	2,327
Premises and equipment expense	$979,000	2,520
Additional noninterest expense	$2,717,000	2,490
Pre-tax net operating income	$1,695,000	2,533
Securities gains (losses)	$283,000	1,313
Applicable income taxes	$516,000	1,852
Income before extraordinary items	$1,462,000	2,559
Extraordinary gains, net	$0	29
Net income	$1,462,000	2,555
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,462,000	2,560
Net charge-offs	$306,000	4,269
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,252,580	2,729
2010-09-30 (YTD Data)		Rank
Total interest income	$10,437,000	2,224
Total interest expense	$3,718,000	1,719
Net interest income	$6,719,000	2,469
Provision for loan and lease losses	$217,000	4,784
Total noninterest income	$353,000	4,759
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$166,000	4,300
Trading account gains and fees	$-350,000	7,741
Additional Noninterest Income	$537,000	2,646
Total noninterest expense	$5,768,000	2,512
Salaries and employee benefits	$3,085,000	2,355
Premises and equipment expense	$745,000	2,532
Additional noninterest expense	$1,938,000	2,550
Pre-tax net operating income	$1,087,000	2,944
Securities gains (losses)	$270,000	1,158
Applicable income taxes	$407,000	1,862
Income before extraordinary items	$950,000	2,985
Extraordinary gains, net	$0	23
Net income	$950,000	2,982
Minority interest net income	$0	110
Net income of bank and minority interests.	$950,000	2,985
Net charge-offs	$207,000	4,197
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$761,000	3,226
2010-06-30 (YTD Data)		Rank
Total interest income	$6,979,000	2,245
Total interest expense	$2,497,000	1,772
Net interest income	$4,482,000	2,477
Provision for loan and lease losses	$205,000	4,179
Total noninterest income	$176,000	5,234
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$117,000	4,191
Trading account gains and fees	$-264,000	7,804
Additional Noninterest Income	$323,000	2,743
Total noninterest expense	$3,865,000	2,500
Salaries and employee benefits	$2,066,000	2,362
Premises and equipment expense	$512,000	2,490
Additional noninterest expense	$1,287,000	2,562
Pre-tax net operating income	$588,000	3,343
Securities gains (losses)	$227,000	870
Applicable income taxes	$243,000	1,945
Income before extraordinary items	$572,000	3,158
Extraordinary gains, net	$0	19
Net income	$572,000	3,153
Minority interest net income	$0	105
Net income of bank and minority interests.	$572,000	3,156
Net charge-offs	$176,000	3,669
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$413,100	3,627
2010-03-31 (YTD Data)		Rank
Total interest income	$3,490,000	2,298
Total interest expense	$1,266,000	1,833
Net interest income	$2,224,000	2,531
Provision for loan and lease losses	$88,000	4,167
Total noninterest income	$62,000	5,824
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$58,000	4,200
Trading account gains and fees	$-129,000	7,914
Additional Noninterest Income	$133,000	3,042
Total noninterest expense	$1,932,000	2,522
Salaries and employee benefits	$1,040,000	2,371
Premises and equipment expense	$270,000	2,418
Additional noninterest expense	$622,000	2,619
Pre-tax net operating income	$266,000	3,575
Securities gains (losses)	$99,000	788
Applicable income taxes	$109,000	2,041
Income before extraordinary items	$256,000	3,439
Extraordinary gains, net	$0	16
Net income	$256,000	3,437
Minority interest net income	$0	91
Net income of bank and minority interests.	$256,000	3,439
Net charge-offs	$143,000	2,777
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$186,700	3,907
2009-12-31 (YTD Data)		Rank
Total interest income	$14,813,000	2,248
Total interest expense	$6,526,000	1,784
Net interest income	$8,287,000	2,637
Provision for loan and lease losses	$255,000	5,487
Total noninterest income	$1,199,000	2,983
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$258,000	4,175
Trading account gains and fees	$-18,000	7,964
Additional Noninterest Income	$959,000	2,195
Total noninterest expense	$7,886,000	2,500
Salaries and employee benefits	$4,167,000	2,361
Premises and equipment expense	$1,038,000	2,494
Additional noninterest expense	$2,681,000	2,586
Pre-tax net operating income	$1,345,000	2,524
Securities gains (losses)	$223,000	1,475
Applicable income taxes	$479,000	1,598
Income before extraordinary items	$1,089,000	2,634
Extraordinary gains, net	$0	34
Net income	$1,089,000	2,632
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,089,000	2,633
Net charge-offs	$142,000	5,388
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$935,130	2,816
2009-09-30 (YTD Data)		Rank
Total interest income	$11,297,000	2,250
Total interest expense	$5,139,000	1,788
Net interest income	$6,158,000	2,667
Provision for loan and lease losses	$184,000	5,260
Total noninterest income	$905,000	3,017
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$181,000	4,307
Trading account gains and fees	$-51,000	8,063
Additional Noninterest Income	$775,000	2,159
Total noninterest expense	$5,964,000	2,476
Salaries and employee benefits	$3,136,000	2,372
Premises and equipment expense	$810,000	2,449
Additional noninterest expense	$2,018,000	2,555
Pre-tax net operating income	$915,000	2,896
Securities gains (losses)	$236,000	1,177
Applicable income taxes	$372,000	1,709
Income before extraordinary items	$779,000	2,906
Extraordinary gains, net	$0	27
Net income	$779,000	2,904
Minority interest net income	$0	118
Net income of bank and minority interests.	$779,000	2,907
Net charge-offs	$121,000	4,873
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$618,520	3,237
2009-06-30 (YTD Data)		Rank
Total interest income	$7,635,000	2,253
Total interest expense	$3,606,000	1,785
Net interest income	$4,029,000	2,697
Provision for loan and lease losses	$95,000	5,384
Total noninterest income	$632,000	2,938
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$113,000	4,405
Trading account gains and fees	$0	193
Additional Noninterest Income	$519,000	2,170
Total noninterest expense	$4,084,000	2,450
Salaries and employee benefits	$2,110,000	2,398
Premises and equipment expense	$551,000	2,438
Additional noninterest expense	$1,423,000	2,452
Pre-tax net operating income	$482,000	3,363
Securities gains (losses)	$-42,000	7,587
Applicable income taxes	$140,000	2,337
Income before extraordinary items	$300,000	3,965
Extraordinary gains, net	$0	21
Net income	$300,000	3,964
Minority interest net income	$0	112
Net income of bank and minority interests.	$300,000	3,964
Net charge-offs	$119,000	4,057
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$328,560	3,692
2009-03-31 (YTD Data)		Rank
Total interest income	$3,866,000	2,267
Total interest expense	$1,891,000	1,782
Net interest income	$1,975,000	2,737
Provision for loan and lease losses	$82,000	4,202
Total noninterest income	$175,000	4,083
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$51,000	4,565
Trading account gains and fees	$0	171
Additional Noninterest Income	$124,000	3,295
Total noninterest expense	$1,955,000	2,477
Salaries and employee benefits	$1,036,000	2,475
Premises and equipment expense	$296,000	2,325
Additional noninterest expense	$623,000	2,482
Pre-tax net operating income	$113,000	4,890
Securities gains (losses)	$-57,000	7,953
Applicable income taxes	$20,000	3,565
Income before extraordinary items	$36,000	5,903
Extraordinary gains, net	$0	15
Net income	$36,000	5,905
Minority interest net income	$0	102
Net income of bank and minority interests.	$36,000	5,905
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$72,480	5,175
2008-12-31 (YTD Data)		Rank
Total interest income	$16,358,000	2,293
Total interest expense	$8,763,000	1,817
Net interest income	$7,595,000	2,840
Provision for loan and lease losses	$533,000	3,711
Total noninterest income	$990,000	3,429
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$207,000	4,724
Trading account gains and fees	$0	154
Additional Noninterest Income	$783,000	2,477
Total noninterest expense	$6,765,000	2,765
Salaries and employee benefits	$3,706,000	2,679
Premises and equipment expense	$888,000	2,903
Additional noninterest expense	$2,171,000	2,655
Pre-tax net operating income	$1,287,000	3,290
Securities gains (losses)	$-1,045,000	7,758
Applicable income taxes	$31,000	4,100
Income before extraordinary items	$211,000	5,446
Extraordinary gains, net	$0	39
Net income	$211,000	5,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	4,617
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,120,150	3,215
2008-09-30 (YTD Data)		Rank
Total interest income	$12,278,000	2,340
Total interest expense	$6,665,000	1,858
Net interest income	$5,613,000	2,900
Provision for loan and lease losses	$235,000	3,938
Total noninterest income	$789,000	3,368
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$150,000	4,825
Trading account gains and fees	$0	148
Additional Noninterest Income	$639,000	2,447
Total noninterest expense	$4,908,000	2,819
Salaries and employee benefits	$2,768,000	2,721
Premises and equipment expense	$628,000	3,077
Additional noninterest expense	$1,512,000	2,758
Pre-tax net operating income	$1,259,000	3,215
Securities gains (losses)	$-826,000	7,874
Applicable income taxes	$117,000	3,463
Income before extraordinary items	$316,000	5,146
Extraordinary gains, net	$0	31
Net income	$316,000	5,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,763
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$918,980	3,409
2008-06-30 (YTD Data)		Rank
Total interest income	$8,111,000	2,392
Total interest expense	$4,463,000	1,930
Net interest income	$3,648,000	2,950
Provision for loan and lease losses	$212,000	3,054
Total noninterest income	$319,000	4,498
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$98,000	4,866
Trading account gains and fees	$0	149
Additional Noninterest Income	$221,000	3,574
Total noninterest expense	$3,261,000	2,829
Salaries and employee benefits	$1,822,000	2,775
Premises and equipment expense	$425,000	3,050
Additional noninterest expense	$1,014,000	2,708
Pre-tax net operating income	$494,000	4,389
Securities gains (losses)	$28,000	1,831
Applicable income taxes	$157,000	2,961
Income before extraordinary items	$365,000	4,652
Extraordinary gains, net	$0	21
Net income	$365,000	4,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,844
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$345,400	4,702
2008-03-31 (YTD Data)		Rank
Total interest income	$4,058,000	2,444
Total interest expense	$2,253,000	2,042
Net interest income	$1,805,000	2,974
Provision for loan and lease losses	$26,000	4,670
Total noninterest income	$146,000	4,671
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$49,000	4,843
Trading account gains and fees	$0	158
Additional Noninterest Income	$97,000	3,825
Total noninterest expense	$1,613,000	2,864
Salaries and employee benefits	$910,000	2,801
Premises and equipment expense	$237,000	2,776
Additional noninterest expense	$466,000	2,887
Pre-tax net operating income	$312,000	4,061
Securities gains (losses)	$23,000	1,519
Applicable income taxes	$105,000	2,738
Income before extraordinary items	$230,000	4,375
Extraordinary gains, net	$0	15
Net income	$230,000	4,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	1,672
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$214,130	4,422
2007-12-31 (YTD Data)		Rank
Total interest income	$15,901,000	2,551
Total interest expense	$8,582,000	2,195
Net interest income	$7,319,000	2,975
Provision for loan and lease losses	$123,000	4,588
Total noninterest income	$361,000	5,701
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$167,000	5,238
Trading account gains and fees	$0	178
Additional Noninterest Income	$194,000	5,123
Total noninterest expense	$6,163,000	2,897
Salaries and employee benefits	$3,378,000	2,914
Premises and equipment expense	$756,000	3,233
Additional noninterest expense	$2,029,000	2,640
Pre-tax net operating income	$1,394,000	4,034
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$434,000	2,926
Income before extraordinary items	$962,000	4,397
Extraordinary gains, net	$0	39
Net income	$962,000	4,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,777
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$960,620	4,400
2007-09-30 (YTD Data)		Rank
Total interest income	$11,815,000	2,569
Total interest expense	$6,383,000	2,210
Net interest income	$5,432,000	3,011
Provision for loan and lease losses	$26,000	5,655
Total noninterest income	$294,000	5,585
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$113,000	5,433
Trading account gains and fees	$0	184
Additional Noninterest Income	$181,000	4,690
Total noninterest expense	$4,591,000	2,895
Salaries and employee benefits	$2,468,000	2,960
Premises and equipment expense	$594,000	3,091
Additional noninterest expense	$1,529,000	2,568
Pre-tax net operating income	$1,109,000	4,130
Securities gains (losses)	$13,000	934
Applicable income taxes	$361,000	2,945
Income before extraordinary items	$761,000	4,462
Extraordinary gains, net	$0	33
Net income	$761,000	4,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,079
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$752,160	4,472
2007-06-30 (YTD Data)		Rank
Total interest income	$7,868,000	2,586
Total interest expense	$4,239,000	2,222
Net interest income	$3,629,000	3,031
Provision for loan and lease losses	$16,000	5,485
Total noninterest income	$226,000	5,315
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$74,000	5,482
Trading account gains and fees	$0	168
Additional Noninterest Income	$152,000	4,286
Total noninterest expense	$3,345,000	2,703
Salaries and employee benefits	$1,903,000	2,626
Premises and equipment expense	$412,000	3,026
Additional noninterest expense	$1,030,000	2,561
Pre-tax net operating income	$494,000	5,063
Securities gains (losses)	$0	1,444
Applicable income taxes	$153,000	3,621
Income before extraordinary items	$341,000	5,389
Extraordinary gains, net	$0	29
Net income	$341,000	5,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,005
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$341,000	5,378
2007-03-31 (YTD Data)		Rank
Total interest income	$3,906,000	2,606
Total interest expense	$2,138,000	2,191
Net interest income	$1,768,000	3,091
Provision for loan and lease losses	$0	5,779
Total noninterest income	$128,000	4,976
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$35,000	5,544
Trading account gains and fees	$0	195
Additional Noninterest Income	$93,000	3,879
Total noninterest expense	$1,675,000	2,716
Salaries and employee benefits	$966,000	2,624
Premises and equipment expense	$192,000	3,217
Additional noninterest expense	$517,000	2,539
Pre-tax net operating income	$221,000	5,300
Securities gains (losses)	$0	1,187
Applicable income taxes	$67,000	3,794
Income before extraordinary items	$154,000	5,594
Extraordinary gains, net	$0	22
Net income	$154,000	5,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$154,000	5,576
2006-12-31 (YTD Data)		Rank
Total interest income	$14,824,000	2,577
Total interest expense	$7,357,000	2,194
Net interest income	$7,467,000	2,933
Provision for loan and lease losses	$178,000	3,798
Total noninterest income	$251,000	6,521
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$139,000	5,653
Trading account gains and fees	$0	130
Additional Noninterest Income	$112,000	6,140
Total noninterest expense	$6,599,000	2,654
Salaries and employee benefits	$3,689,000	2,623
Premises and equipment expense	$656,000	3,510
Additional noninterest expense	$2,254,000	2,301
Pre-tax net operating income	$941,000	5,328
Securities gains (losses)	$3,000	1,365
Applicable income taxes	$264,000	3,967
Income before extraordinary items	$680,000	5,573
Extraordinary gains, net	$0	51
Net income	$680,000	5,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,489
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$677,840	5,565
2006-09-30 (YTD Data)		Rank
Total interest income	$10,870,000	2,614
Total interest expense	$5,198,000	2,243
Net interest income	$5,672,000	2,930
Provision for loan and lease losses	$178,000	3,124
Total noninterest income	$178,000	6,677
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$103,000	5,740
Trading account gains and fees	$0	126
Additional Noninterest Income	$75,000	6,322
Total noninterest expense	$4,818,000	2,716
Salaries and employee benefits	$2,671,000	2,705
Premises and equipment expense	$467,000	3,667
Additional noninterest expense	$1,680,000	2,300
Pre-tax net operating income	$854,000	5,096
Securities gains (losses)	$7,000	967
Applicable income taxes	$273,000	3,709
Income before extraordinary items	$588,000	5,405
Extraordinary gains, net	$0	45
Net income	$588,000	5,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,725
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$583,240	5,419
2006-06-30 (YTD Data)		Rank
Total interest income	$6,953,000	2,663
Total interest expense	$3,152,000	2,324
Net interest income	$3,801,000	2,919
Provision for loan and lease losses	$178,000	2,331
Total noninterest income	$132,000	6,475
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$68,000	5,764
Trading account gains and fees	$0	126
Additional Noninterest Income	$64,000	5,953
Total noninterest expense	$3,245,000	2,718
Salaries and employee benefits	$1,774,000	2,716
Premises and equipment expense	$306,000	3,714
Additional noninterest expense	$1,165,000	2,231
Pre-tax net operating income	$510,000	5,359
Securities gains (losses)	$7,000	794
Applicable income taxes	$160,000	3,924
Income before extraordinary items	$357,000	5,642
Extraordinary gains, net	$0	39
Net income	$357,000	5,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,889
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$352,170	5,673
2006-03-31 (YTD Data)		Rank
Total interest income	$3,367,000	2,693
Total interest expense	$1,409,000	2,449
Net interest income	$1,958,000	2,825
Provision for loan and lease losses	$72,000	2,600
Total noninterest income	$68,000	6,391
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$32,000	5,806
Trading account gains and fees	$0	115
Additional Noninterest Income	$36,000	5,743
Total noninterest expense	$1,495,000	2,879
Salaries and employee benefits	$883,000	2,729
Premises and equipment expense	$145,000	3,885
Additional noninterest expense	$467,000	2,706
Pre-tax net operating income	$459,000	3,948
Securities gains (losses)	$7,000	642
Applicable income taxes	$152,000	3,026
Income before extraordinary items	$314,000	4,304
Extraordinary gains, net	$0	21
Net income	$314,000	4,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,205
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$309,310	4,331
2005-12-31 (YTD Data)		Rank
Total interest income	$12,328,000	2,654
Total interest expense	$4,743,000	2,306
Net interest income	$7,585,000	2,831
Provision for loan and lease losses	$121,000	4,451
Total noninterest income	$268,000	6,540
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$135,000	5,814
Trading account gains and fees	$0	138
Additional Noninterest Income	$133,000	5,931
Total noninterest expense	$6,304,000	2,622
Salaries and employee benefits	$3,398,000	2,664
Premises and equipment expense	$563,000	3,845
Additional noninterest expense	$2,343,000	2,132
Pre-tax net operating income	$1,428,000	4,503
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$445,000	3,544
Income before extraordinary items	$988,000	4,868
Extraordinary gains, net	$0	46
Net income	$988,000	4,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,831
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$984,550	4,840
2005-09-30 (YTD Data)		Rank
Total interest income	$9,056,000	2,638
Total interest expense	$3,413,000	2,278
Net interest income	$5,643,000	2,828
Provision for loan and lease losses	$112,000	4,017
Total noninterest income	$204,000	6,557
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$99,000	5,878
Trading account gains and fees	$0	126
Additional Noninterest Income	$105,000	5,862
Total noninterest expense	$4,706,000	2,614
Salaries and employee benefits	$2,515,000	2,656
Premises and equipment expense	$432,000	3,753
Additional noninterest expense	$1,759,000	2,113
Pre-tax net operating income	$1,029,000	4,694
Securities gains (losses)	$9,000	1,516
Applicable income taxes	$326,000	3,656
Income before extraordinary items	$712,000	5,053
Extraordinary gains, net	$0	35
Net income	$712,000	5,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$705,790	5,031
2005-06-30 (YTD Data)		Rank
Total interest income	$5,908,000	2,634
Total interest expense	$2,153,000	2,272
Net interest income	$3,755,000	2,805
Provision for loan and lease losses	$112,000	3,201
Total noninterest income	$124,000	6,692
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$60,000	6,007
Trading account gains and fees	$0	116
Additional Noninterest Income	$64,000	6,019
Total noninterest expense	$3,130,000	2,600
Salaries and employee benefits	$1,678,000	2,637
Premises and equipment expense	$288,000	3,731
Additional noninterest expense	$1,164,000	2,106
Pre-tax net operating income	$637,000	4,862
Securities gains (losses)	$9,000	1,390
Applicable income taxes	$204,000	3,754
Income before extraordinary items	$442,000	5,193
Extraordinary gains, net	$0	30
Net income	$442,000	5,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$435,880	5,186
2005-03-31 (YTD Data)		Rank
Total interest income	$2,927,000	2,629
Total interest expense	$1,046,000	2,238
Net interest income	$1,881,000	2,796
Provision for loan and lease losses	$79,000	2,431
Total noninterest income	$66,000	6,549
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$28,000	6,092
Trading account gains and fees	$0	115
Additional Noninterest Income	$38,000	5,751
Total noninterest expense	$1,543,000	2,637
Salaries and employee benefits	$811,000	2,743
Premises and equipment expense	$158,000	3,503
Additional noninterest expense	$574,000	2,131
Pre-tax net operating income	$325,000	4,792
Securities gains (losses)	$9,000	1,042
Applicable income taxes	$105,000	3,690
Income before extraordinary items	$229,000	5,089
Extraordinary gains, net	$0	24
Net income	$229,000	5,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$222,790	5,125
2004-12-31 (YTD Data)		Rank
Total interest income	$11,239,000	2,544
Total interest expense	$3,919,000	2,075
Net interest income	$7,320,000	2,766
Provision for loan and lease losses	$8,000	7,099
Total noninterest income	$360,000	6,021
Gross Fiduciary activities income	$2,000	1,487
Service charges on deposit accounts	$121,000	6,159
Trading account gains and fees	$0	138
Additional Noninterest Income	$237,000	4,744
Total noninterest expense	$5,450,000	2,879
Salaries and employee benefits	$3,208,000	2,678
Premises and equipment expense	$444,000	4,454
Additional noninterest expense	$1,798,000	2,654
Pre-tax net operating income	$2,222,000	3,270
Securities gains (losses)	$42,000	1,872
Applicable income taxes	$724,000	2,704
Income before extraordinary items	$1,540,000	3,573
Extraordinary gains, net	$0	34
Net income	$1,540,000	3,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,855
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,511,440	3,562
2004-09-30 (YTD Data)		Rank
Total interest income	$8,349,000	2,529
Total interest expense	$2,902,000	2,064
Net interest income	$5,447,000	2,762
Provision for loan and lease losses	$8,000	6,855
Total noninterest income	$260,000	6,135
Gross Fiduciary activities income	$2,000	1,430
Service charges on deposit accounts	$90,000	6,213
Trading account gains and fees	$0	134
Additional Noninterest Income	$168,000	4,870
Total noninterest expense	$3,977,000	2,925
Salaries and employee benefits	$2,390,000	2,671
Premises and equipment expense	$328,000	4,493
Additional noninterest expense	$1,259,000	2,801
Pre-tax net operating income	$1,722,000	3,255
Securities gains (losses)	$0	3,710
Applicable income taxes	$562,000	2,695
Income before extraordinary items	$1,160,000	3,627
Extraordinary gains, net	$0	26
Net income	$1,160,000	3,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,361
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,160,000	3,557
2004-06-30 (YTD Data)		Rank
Total interest income	$5,506,000	2,539
Total interest expense	$1,890,000	2,090
Net interest income	$3,616,000	2,760
Provision for loan and lease losses	$6,000	6,548
Total noninterest income	$189,000	5,946
Gross Fiduciary activities income	$2,000	1,383
Service charges on deposit accounts	$61,000	6,212
Trading account gains and fees	$0	130
Additional Noninterest Income	$126,000	4,677
Total noninterest expense	$2,628,000	2,956
Salaries and employee benefits	$1,565,000	2,729
Premises and equipment expense	$229,000	4,352
Additional noninterest expense	$834,000	2,824
Pre-tax net operating income	$1,171,000	3,170
Securities gains (losses)	$0	3,413
Applicable income taxes	$384,000	2,636
Income before extraordinary items	$787,000	3,558
Extraordinary gains, net	$0	21
Net income	$787,000	3,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$787,000	3,469
2004-03-31 (YTD Data)		Rank
Total interest income	$2,755,000	2,536
Total interest expense	$935,000	2,139
Net interest income	$1,820,000	2,723
Provision for loan and lease losses	$3,000	6,219
Total noninterest income	$78,000	6,348
Gross Fiduciary activities income	$2,000	1,290
Service charges on deposit accounts	$29,000	6,251
Trading account gains and fees	$0	121
Additional Noninterest Income	$47,000	5,234
Total noninterest expense	$1,337,000	2,911
Salaries and employee benefits	$793,000	2,708
Premises and equipment expense	$119,000	4,271
Additional noninterest expense	$425,000	2,738
Pre-tax net operating income	$558,000	3,258
Securities gains (losses)	$0	2,934
Applicable income taxes	$184,000	2,710
Income before extraordinary items	$374,000	3,695
Extraordinary gains, net	$0	16
Net income	$374,000	3,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$374,000	3,568
2003-12-31 (YTD Data)		Rank
Total interest income	$11,645,000	2,449
Total interest expense	$4,271,000	2,085
Net interest income	$7,374,000	2,619
Provision for loan and lease losses	$78,000	5,679
Total noninterest income	$544,000	5,202
Gross Fiduciary activities income	$65,000	1,041
Service charges on deposit accounts	$123,000	6,233
Trading account gains and fees	$0	160
Additional Noninterest Income	$356,000	4,185
Total noninterest expense	$5,096,000	3,000
Salaries and employee benefits	$2,984,000	2,783
Premises and equipment expense	$466,000	4,282
Additional noninterest expense	$1,646,000	2,835
Pre-tax net operating income	$2,744,000	2,688
Securities gains (losses)	$4,000	3,987
Applicable income taxes	$910,000	2,305
Income before extraordinary items	$1,838,000	3,053
Extraordinary gains, net	$0	54
Net income	$1,838,000	3,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,310
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,835,320	2,923
2003-09-30 (YTD Data)		Rank
Total interest income	$8,827,000	2,467
Total interest expense	$3,119,000	2,219
Net interest income	$5,708,000	2,549
Provision for loan and lease losses	$60,000	5,499
Total noninterest income	$457,000	4,977
Gross Fiduciary activities income	$64,000	986
Service charges on deposit accounts	$92,000	6,274
Trading account gains and fees	$0	153
Additional Noninterest Income	$301,000	4,039
Total noninterest expense	$3,851,000	2,984
Salaries and employee benefits	$2,257,000	2,762
Premises and equipment expense	$365,000	4,145
Additional noninterest expense	$1,229,000	2,822
Pre-tax net operating income	$2,254,000	2,591
Securities gains (losses)	$4,000	3,690
Applicable income taxes	$742,000	2,311
Income before extraordinary items	$1,516,000	2,937
Extraordinary gains, net	$0	40
Net income	$1,516,000	2,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,513,320	2,796
2003-06-30 (YTD Data)		Rank
Total interest income	$5,959,000	2,457
Total interest expense	$2,162,000	2,208
Net interest income	$3,797,000	2,558
Provision for loan and lease losses	$36,000	5,560
Total noninterest income	$318,000	4,839
Gross Fiduciary activities income	$49,000	974
Service charges on deposit accounts	$49,000	6,621
Trading account gains and fees	$0	150
Additional Noninterest Income	$220,000	3,865
Total noninterest expense	$2,609,000	2,950
Salaries and employee benefits	$1,548,000	2,711
Premises and equipment expense	$248,000	4,072
Additional noninterest expense	$813,000	2,843
Pre-tax net operating income	$1,470,000	2,640
Securities gains (losses)	$4,000	3,287
Applicable income taxes	$483,000	2,372
Income before extraordinary items	$991,000	2,998
Extraordinary gains, net	$0	30
Net income	$991,000	2,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$988,320	2,854
2003-03-31 (YTD Data)		Rank
Total interest income	$3,025,000	2,429
Total interest expense	$1,119,000	2,180
Net interest income	$1,906,000	2,544
Provision for loan and lease losses	$18,000	5,381
Total noninterest income	$185,000	4,352
Gross Fiduciary activities income	$21,000	1,007
Service charges on deposit accounts	$30,000	6,255
Trading account gains and fees	$0	134
Additional Noninterest Income	$134,000	3,408
Total noninterest expense	$1,329,000	2,885
Salaries and employee benefits	$795,000	2,638
Premises and equipment expense	$135,000	3,814
Additional noninterest expense	$399,000	2,873
Pre-tax net operating income	$744,000	2,617
Securities gains (losses)	$1,000	2,714
Applicable income taxes	$245,000	2,352
Income before extraordinary items	$500,000	2,945
Extraordinary gains, net	$0	21
Net income	$500,000	2,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$499,330	2,805
2002-12-31 (YTD Data)		Rank
Total interest income	$12,287,000	2,510
Total interest expense	$5,496,000	2,047
Net interest income	$6,791,000	2,806
Provision for loan and lease losses	$62,000	6,428
Total noninterest income	$673,000	4,431
Gross Fiduciary activities income	$97,000	996
Service charges on deposit accounts	$130,000	6,118
Trading account gains and fees	$0	153
Additional Noninterest Income	$446,000	3,490
Total noninterest expense	$5,248,000	2,800
Salaries and employee benefits	$3,100,000	2,542
Premises and equipment expense	$407,000	4,587
Additional noninterest expense	$1,741,000	2,615
Pre-tax net operating income	$2,154,000	3,264
Securities gains (losses)	$-573,000	9,272
Applicable income taxes	$505,000	3,423
Income before extraordinary items	$1,076,000	4,385
Extraordinary gains, net	$0	70
Net income	$1,076,000	4,386
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,420
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,465,640	3,459
2001-12-31 (YTD Data)		Rank
Total interest income	$12,553,000	2,714
Total interest expense	$6,866,000	2,329
Net interest income	$5,687,000	3,089
Provision for loan and lease losses	$10,000	7,930
Total noninterest income	$457,000	5,317
Gross Fiduciary activities income	$103,000	989
Service charges on deposit accounts	$102,000	6,538
Trading account gains and fees	$0	177
Additional Noninterest Income	$252,000	4,478
Total noninterest expense	$4,800,000	2,924
Salaries and employee benefits	$2,750,000	2,718
Premises and equipment expense	$433,000	4,354
Additional noninterest expense	$1,617,000	2,692
Pre-tax net operating income	$1,334,000	4,157
Securities gains (losses)	$49,000	2,369
Applicable income taxes	$457,000	3,477
Income before extraordinary items	$926,000	4,483
Extraordinary gains, net	$0	105
Net income	$926,000	4,485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$893,170	4,477
2000-12-31 (YTD Data)		Rank
Total interest income	$12,251,000	2,845
Total interest expense	$6,945,000	2,422
Net interest income	$5,306,000	3,301
Provision for loan and lease losses	$0	8,337
Total noninterest income	$389,000	5,599
Gross Fiduciary activities income	$90,000	960
Service charges on deposit accounts	$97,000	6,628
Trading account gains and fees	$0	180
Additional Noninterest Income	$202,000	4,785
Total noninterest expense	$4,350,000	3,099
Salaries and employee benefits	$2,600,000	2,736
Premises and equipment expense	$372,000	4,741
Additional noninterest expense	$1,378,000	3,031
Pre-tax net operating income	$1,345,000	4,398
Securities gains (losses)	$188,000	423
Applicable income taxes	$513,000	3,434
Income before extraordinary items	$1,020,000	4,328
Extraordinary gains, net	$0	38
Net income	$1,020,000	4,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,877
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$894,040	4,706
1999-12-31 (YTD Data)		Rank
Total interest income	$11,503,000	2,810
Total interest expense	$6,532,000	2,257
Net interest income	$4,971,000	3,466
Provision for loan and lease losses	$0	8,503
Total noninterest income	$279,000	6,640
Gross Fiduciary activities income	$59,000	1,079
Service charges on deposit accounts	$90,000	6,921
Trading account gains and fees	$0	173
Additional Noninterest Income	$130,000	5,959
Total noninterest expense	$4,001,000	3,315
Salaries and employee benefits	$2,566,000	2,737
Premises and equipment expense	$430,000	4,285
Additional noninterest expense	$1,005,000	4,012
Pre-tax net operating income	$1,249,000	4,651
Securities gains (losses)	$388,000	395
Applicable income taxes	$551,000	3,418
Income before extraordinary items	$1,086,000	4,189
Extraordinary gains, net	$0	35
Net income	$1,086,000	4,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$829,920	4,950
1998-12-31 (YTD Data)		Rank
Total interest income	$11,126,000	2,896
Total interest expense	$5,981,000	2,530
Net interest income	$5,145,000	3,293
Provision for loan and lease losses	$0	8,652
Total noninterest income	$208,000	7,483
Gross Fiduciary activities income	$30,000	1,185
Service charges on deposit accounts	$75,000	7,419
Trading account gains and fees	$0	224
Additional Noninterest Income	$103,000	6,565
Total noninterest expense	$3,808,000	3,370
Salaries and employee benefits	$2,485,000	2,730
Premises and equipment expense	$391,000	4,506
Additional noninterest expense	$932,000	4,178
Pre-tax net operating income	$1,545,000	4,087
Securities gains (losses)	$99,000	1,279
Applicable income taxes	$569,000	3,537
Income before extraordinary items	$1,075,000	4,257
Extraordinary gains, net	$0	32
Net income	$1,075,000	4,256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,010,650	4,380
1997-12-31 (YTD Data)		Rank
Total interest income	$10,358,000	3,128
Total interest expense	$5,516,000	2,714
Net interest income	$4,842,000	3,604
Provision for loan and lease losses	$23,000	7,798
Total noninterest income	$199,000	7,854
Gross Fiduciary activities income	$12,000	1,327
Service charges on deposit accounts	$66,000	7,983
Trading account gains and fees	$0	239
Additional Noninterest Income	$121,000	6,255
Total noninterest expense	$3,491,000	3,617
Salaries and employee benefits	$2,213,000	2,990
Premises and equipment expense	$400,000	4,453
Additional noninterest expense	$878,000	4,403
Pre-tax net operating income	$1,527,000	4,434
Securities gains (losses)	$126,000	885
Applicable income taxes	$563,000	3,862
Income before extraordinary items	$1,090,000	4,398
Extraordinary gains, net	$0	44
Net income	$1,090,000	4,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,728
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,006,840	4,607
1996-12-31 (YTD Data)		Rank
Total interest income	$9,933,000	3,299
Total interest expense	$5,531,000	2,753
Net interest income	$4,402,000	3,962
Provision for loan and lease losses	$34,000	7,277
Total noninterest income	$186,000	8,436
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$63,000	8,465
Trading account gains and fees	$0	262
Additional Noninterest Income	$123,000	6,525
Total noninterest expense	$3,121,000	4,185
Salaries and employee benefits	$1,929,000	3,444
Premises and equipment expense	$379,000	4,733
Additional noninterest expense	$813,000	5,149
Pre-tax net operating income	$1,433,000	4,505
Securities gains (losses)	$255,000	610
Applicable income taxes	$578,000	3,700
Income before extraordinary items	$1,110,000	4,126
Extraordinary gains, net	$0	53
Net income	$1,110,000	4,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,803
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$941,700	4,672
1995-12-31 (YTD Data)		Rank
Total interest income	$9,318,000	3,506
Total interest expense	$4,907,000	3,074
Net interest income	$4,411,000	3,974
Provision for loan and lease losses	$18,000	7,795
Total noninterest income	$153,000	9,259
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$58,000	8,987
Trading account gains and fees	$0	522
Additional Noninterest Income	$95,000	7,393
Total noninterest expense	$3,007,000	4,285
Salaries and employee benefits	$1,823,000	3,603
Premises and equipment expense	$313,000	5,451
Additional noninterest expense	$871,000	4,905
Pre-tax net operating income	$1,539,000	4,360
Securities gains (losses)	$11,000	2,318
Applicable income taxes	$527,000	4,024
Income before extraordinary items	$1,023,000	4,511
Extraordinary gains, net	$0	65
Net income	$1,023,000	4,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,015,740	4,529
1994-12-31 (YTD Data)		Rank
Total interest income	$8,482,000	3,531
Total interest expense	$4,056,000	3,003
Net interest income	$4,426,000	3,976
Provision for loan and lease losses	$166,000	3,396
Total noninterest income	$148,000	9,743
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$45,000	9,872
Trading account gains and fees	$0	475
Additional Noninterest Income	$103,000	7,425
Total noninterest expense	$2,688,000	4,845
Salaries and employee benefits	$1,470,000	4,353
Premises and equipment expense	$266,000	6,251
Additional noninterest expense	$952,000	4,914
Pre-tax net operating income	$1,720,000	3,928
Securities gains (losses)	$23,000	1,661
Applicable income taxes	$587,000	3,580
Income before extraordinary items	$1,156,000	4,003
Extraordinary gains, net	$0	249
Net income	$1,156,000	4,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	2,500
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,140,820	4,085
1993-12-31 (YTD Data)		Rank
Total interest income	$8,813,000	3,486
Total interest expense	$4,260,000	2,991
Net interest income	$4,553,000	3,893
Provision for loan and lease losses	$163,000	4,438
Total noninterest income	$125,000	10,734
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$44,000	10,269
Trading account gains and fees	$0	532
Additional Noninterest Income	$81,000	8,582
Total noninterest expense	$2,563,000	5,165
Salaries and employee benefits	$1,359,000	4,695
Premises and equipment expense	$264,000	6,427
Additional noninterest expense	$940,000	5,192
Pre-tax net operating income	$1,952,000	3,384
Securities gains (losses)	$156,000	1,949
Applicable income taxes	$712,000	3,066
Income before extraordinary items	$1,396,000	3,463
Extraordinary gains, net	$0	3,149
Net income	$1,396,000	3,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	3,310
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,293,040	3,544
1992-12-31 (YTD Data)		Rank
Total interest income	$9,529,000	3,660
Total interest expense	$5,100,000	3,263
Net interest income	$4,429,000	4,059
Provision for loan and lease losses	$282,000	4,292
Total noninterest income	$236,000	8,752
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$36,000	10,838
Trading account gains and fees	$0	504
Additional Noninterest Income	$200,000	5,673
Total noninterest expense	$2,479,000	5,349
Salaries and employee benefits	$1,315,000	4,770
Premises and equipment expense	$313,000	5,788
Additional noninterest expense	$851,000	5,793
Pre-tax net operating income	$1,904,000	3,251
Securities gains (losses)	$16,000	5,884
Applicable income taxes	$657,000	3,167
Income before extraordinary items	$1,263,000	3,640
Extraordinary gains, net	$21,000	1,217
Net income	$1,284,000	3,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	6,145
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,252,440	3,392

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.