Home > Magyar Bank > Income and Expense

Magyar Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,933,0001,083
Total interest expense$13,170,0001,075
Net interest income$28,763,0001,086
Provision for loan and lease losses$545,0001,213
Total noninterest income$1,885,0002,076
Gross Fiduciary activities income$0981
Service charges on deposit accounts$208,0002,634
Trading account gains and feesNANA
Additional Noninterest Income$1,677,0001,771
Total noninterest expense$18,674,0001,280
Salaries and employee benefits$10,748,0001,276
Premises and equipment expense$3,463,000765
Additional noninterest expense$1,677,0001,771
Pre-tax net operating income$11,429,0001,055
Securities gains (losses)$0988
Applicable income taxes$3,156,000729
Income before extraordinary items$8,273,0001,182
Extraordinary gains, net$054
Net income$8,273,0001,198
Minority interest net income$088
Net income of bank and minority interests.$8,273,0001,185
Net charge-offs$484,000769
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$130,000394
Net operating income$8,273,0001,201
2023-09-30 (YTD Data)Rank
Total interest income$30,277,0001,100
Total interest expense$8,924,0001,073
Net interest income$21,353,0001,102
Provision for loan and lease losses$64,0002,371
Total noninterest income$1,374,0002,108
Gross Fiduciary activities income$0950
Service charges on deposit accounts$160,0002,624
Trading account gains and feesNANA
Additional Noninterest Income$1,214,0001,804
Total noninterest expense$13,894,0001,271
Salaries and employee benefits$8,046,0001,279
Premises and equipment expense$2,609,000765
Additional noninterest expense$1,214,0001,804
Pre-tax net operating income$8,769,0001,069
Securities gains (losses)$0849
Applicable income taxes$2,412,000745
Income before extraordinary items$6,357,0001,190
Extraordinary gains, net$052
Net income$6,357,0001,199
Minority interest net income$081
Net income of bank and minority interests.$6,357,0001,190
Net charge-offs$484,000589
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$81,000394
Net operating income$6,357,0001,215
2023-06-30 (YTD Data)Rank
Total interest income$19,240,0001,111
Total interest expense$5,249,0001,083
Net interest income$13,991,0001,122
Provision for loan and lease losses$115,0001,745
Total noninterest income$965,0001,988
Gross Fiduciary activities income$0931
Service charges on deposit accounts$105,0002,629
Trading account gains and feesNANA
Additional Noninterest Income$860,0001,676
Total noninterest expense$9,116,0001,282
Salaries and employee benefits$5,260,0001,292
Premises and equipment expense$1,715,000766
Additional noninterest expense$860,0001,674
Pre-tax net operating income$5,725,0001,091
Securities gains (losses)$0938
Applicable income taxes$1,611,000750
Income before extraordinary items$4,114,0001,228
Extraordinary gains, net$051
Net income$4,114,0001,239
Minority interest net income$081
Net income of bank and minority interests.$4,114,0001,228
Net charge-offs$487,000452
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$57,000376
Net operating income$4,114,0001,236
2023-03-31 (YTD Data)Rank
Total interest income$9,282,0001,127
Total interest expense$2,295,0001,076
Net interest income$6,987,0001,119
Provision for loan and lease losses$196,000903
Total noninterest income$524,0001,896
Gross Fiduciary activities income$0913
Service charges on deposit accounts$55,0002,591
Trading account gains and feesNANA
Additional Noninterest Income$469,0001,575
Total noninterest expense$4,542,0001,305
Salaries and employee benefits$2,613,0001,311
Premises and equipment expense$850,000793
Additional noninterest expense$469,0001,575
Pre-tax net operating income$2,773,0001,141
Securities gains (losses)$0950
Applicable income taxes$798,000773
Income before extraordinary items$1,975,0001,303
Extraordinary gains, net$04
Net income$1,975,0001,302
Minority interest net income$048
Net income of bank and minority interests.$1,975,0001,303
Net charge-offs$102,000593
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$33,000342
Net operating income$1,975,0001,321
2022-12-31 (YTD Data)Rank
Total interest income$31,398,0001,103
Total interest expense$3,660,000996
Net interest income$27,738,0001,103
Provision for loan and lease losses$521,0001,205
Total noninterest income$2,260,0001,915
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$201,0002,746
Trading account gains and feesNANA
Additional Noninterest Income$2,059,0001,597
Total noninterest expense$17,591,0001,307
Salaries and employee benefits$10,313,0001,290
Premises and equipment expense$3,304,000783
Additional noninterest expense$2,059,0001,597
Pre-tax net operating income$11,886,0001,124
Securities gains (losses)$0691
Applicable income taxes$3,450,000760
Income before extraordinary items$8,436,0001,251
Extraordinary gains, net$05
Net income$8,436,0001,249
Minority interest net income$063
Net income of bank and minority interests.$8,436,0001,251
Net charge-offs$-1,0003,246
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$158,000430
Net operating income$8,436,0001,269
2022-09-30 (YTD Data)Rank
Total interest income$22,850,0001,083
Total interest expense$2,013,0001,019
Net interest income$20,837,0001,085
Provision for loan and lease losses$204,0001,460
Total noninterest income$1,709,0001,931
Gross Fiduciary activities income$0968
Service charges on deposit accounts$153,0002,749
Trading account gains and feesNANA
Additional Noninterest Income$1,556,0001,610
Total noninterest expense$13,262,0001,295
Salaries and employee benefits$7,865,0001,270
Premises and equipment expense$2,474,000777
Additional noninterest expense$1,556,0001,610
Pre-tax net operating income$9,080,0001,105
Securities gains (losses)$0740
Applicable income taxes$2,659,000753
Income before extraordinary items$6,421,0001,222
Extraordinary gains, net$04
Net income$6,421,0001,221
Minority interest net income$057
Net income of bank and minority interests.$6,421,0001,222
Net charge-offs$-1,0003,079
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$117,000395
Net operating income$6,421,0001,247
2022-06-30 (YTD Data)Rank
Total interest income$14,604,0001,084
Total interest expense$1,101,0001,046
Net interest income$13,503,0001,085
Provision for loan and lease losses$276,000991
Total noninterest income$1,024,0002,038
Gross Fiduciary activities income$0925
Service charges on deposit accounts$100,0002,777
Trading account gains and feesNANA
Additional Noninterest Income$924,0001,758
Total noninterest expense$8,706,0001,304
Salaries and employee benefits$5,101,0001,288
Premises and equipment expense$1,642,000773
Additional noninterest expense$1,963,0001,626
Pre-tax net operating income$5,545,0001,119
Securities gains (losses)$0687
Applicable income taxes$1,628,000756
Income before extraordinary items$3,917,0001,251
Extraordinary gains, net$04
Net income$3,917,0001,251
Minority interest net income$060
Net income of bank and minority interests.$3,917,0001,251
Net charge-offs$-1,0002,999
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$77,000384
Net operating income$3,917,0001,272
2022-03-31 (YTD Data)Rank
Total interest income$7,038,0001,089
Total interest expense$557,000989
Net interest income$6,481,0001,091
Provision for loan and lease losses$71,0001,187
Total noninterest income$436,0002,208
Gross Fiduciary activities income$0892
Service charges on deposit accounts$44,0002,898
Trading account gains and feesNANA
Additional Noninterest Income$392,0001,926
Total noninterest expense$4,380,0001,297
Salaries and employee benefits$2,539,0001,298
Premises and equipment expense$822,000790
Additional noninterest expense$1,019,0001,553
Pre-tax net operating income$2,466,0001,169
Securities gains (losses)$0623
Applicable income taxes$719,000792
Income before extraordinary items$1,747,0001,312
Extraordinary gains, net$04
Net income$1,747,0001,311
Minority interest net income$050
Net income of bank and minority interests.$1,747,0001,312
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$39,000349
Net operating income$1,747,0001,327
2021-12-31 (YTD Data)Rank
Total interest income$28,974,0001,093
Total interest expense$2,612,0001,035
Net interest income$26,362,0001,080
Provision for loan and lease losses$1,090,000549
Total noninterest income$2,431,0002,031
Gross Fiduciary activities income$0994
Service charges on deposit accounts$156,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$2,275,0001,790
Total noninterest expense$18,254,0001,244
Salaries and employee benefits$10,087,0001,287
Premises and equipment expense$3,229,000797
Additional noninterest expense$4,938,0001,348
Pre-tax net operating income$9,449,0001,330
Securities gains (losses)$02,062
Applicable income taxes$2,790,000897
Income before extraordinary items$6,659,0001,552
Extraordinary gains, net$010
Net income$6,659,0001,552
Minority interest net income$074
Net income of bank and minority interests.$6,659,0001,552
Net charge-offs$-8,0003,604
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$15,462,00053
Net operating income$6,659,0001,528
2021-09-30 (YTD Data)Rank
Total interest income$21,885,0001,107
Total interest expense$2,008,0001,067
Net interest income$19,877,0001,099
Provision for loan and lease losses$989,000451
Total noninterest income$1,859,0002,053
Gross Fiduciary activities income$0957
Service charges on deposit accounts$111,0003,024
Trading account gains and feesNANA
Additional Noninterest Income$1,748,0001,813
Total noninterest expense$13,713,0001,249
Salaries and employee benefits$7,584,0001,296
Premises and equipment expense$2,427,000820
Additional noninterest expense$3,702,0001,339
Pre-tax net operating income$7,034,0001,382
Securities gains (losses)$02,015
Applicable income taxes$2,101,000943
Income before extraordinary items$4,933,0001,629
Extraordinary gains, net$08
Net income$4,933,0001,628
Minority interest net income$069
Net income of bank and minority interests.$4,933,0001,629
Net charge-offs$44,0001,410
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$15,499,00042
Net operating income$4,933,0001,603
2021-06-30 (YTD Data)Rank
Total interest income$14,434,0001,108
Total interest expense$1,384,0001,084
Net interest income$13,050,0001,099
Provision for loan and lease losses$713,000431
Total noninterest income$1,458,0001,829
Gross Fiduciary activities income$0951
Service charges on deposit accounts$74,0002,994
Trading account gains and feesNANA
Additional Noninterest Income$1,384,0001,586
Total noninterest expense$9,147,0001,234
Salaries and employee benefits$4,917,0001,317
Premises and equipment expense$1,610,000822
Additional noninterest expense$2,620,0001,262
Pre-tax net operating income$4,648,0001,380
Securities gains (losses)$01,818
Applicable income taxes$1,373,000941
Income before extraordinary items$3,275,0001,608
Extraordinary gains, net$06
Net income$3,275,0001,608
Minority interest net income$067
Net income of bank and minority interests.$3,275,0001,608
Net charge-offs$43,0001,208
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,275,0001,580
2021-03-31 (YTD Data)Rank
Total interest income$7,273,0001,089
Total interest expense$743,0001,076
Net interest income$6,530,0001,093
Provision for loan and lease losses$467,000395
Total noninterest income$798,0001,735
Gross Fiduciary activities income$0922
Service charges on deposit accounts$39,0002,924
Trading account gains and feesNANA
Additional Noninterest Income$759,0001,516
Total noninterest expense$4,611,0001,213
Salaries and employee benefits$2,457,0001,308
Premises and equipment expense$798,000839
Additional noninterest expense$1,356,0001,206
Pre-tax net operating income$2,250,0001,404
Securities gains (losses)$01,392
Applicable income taxes$680,000942
Income before extraordinary items$1,570,0001,675
Extraordinary gains, net$03
Net income$1,570,0001,675
Minority interest net income$055
Net income of bank and minority interests.$1,570,0001,675
Net charge-offs$43,000891
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,570,0001,632
2020-12-31 (YTD Data)Rank
Total interest income$27,490,0001,145
Total interest expense$4,835,000986
Net interest income$22,655,0001,158
Provision for loan and lease losses$2,095,0001,014
Total noninterest income$1,709,0002,295
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$181,0002,894
Trading account gains and feesNANA
Additional Noninterest Income$1,528,0002,063
Total noninterest expense$17,880,0001,212
Salaries and employee benefits$9,553,0001,304
Premises and equipment expense$3,171,000809
Additional noninterest expense$5,156,0001,239
Pre-tax net operating income$4,389,0001,949
Securities gains (losses)$68,0001,575
Applicable income taxes$1,320,0001,237
Income before extraordinary items$3,137,0002,246
Extraordinary gains, net$04
Net income$3,137,0002,246
Minority interest net income$072
Net income of bank and minority interests.$3,137,0002,246
Net charge-offs$65,0002,249
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-112,0004,934
Net operating income$3,083,2802,221
2020-09-30 (YTD Data)Rank
Total interest income$20,349,0001,154
Total interest expense$3,877,000989
Net interest income$16,472,0001,176
Provision for loan and lease losses$1,455,0001,086
Total noninterest income$771,0002,811
Gross Fiduciary activities income$0981
Service charges on deposit accounts$141,0002,866
Trading account gains and feesNANA
Additional Noninterest Income$630,0002,611
Total noninterest expense$13,355,0001,196
Salaries and employee benefits$7,185,0001,285
Premises and equipment expense$2,397,000795
Additional noninterest expense$3,773,0001,243
Pre-tax net operating income$2,433,0002,329
Securities gains (losses)$68,0001,399
Applicable income taxes$738,0001,407
Income before extraordinary items$1,763,0002,617
Extraordinary gains, net$04
Net income$1,763,0002,617
Minority interest net income$065
Net income of bank and minority interests.$1,763,0002,617
Net charge-offs$155,0001,399
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$-162,0004,988
Net operating income$1,709,2802,609
2020-06-30 (YTD Data)Rank
Total interest income$13,510,0001,170
Total interest expense$2,792,000984
Net interest income$10,718,0001,199
Provision for loan and lease losses$859,0001,186
Total noninterest income$272,0003,509
Gross Fiduciary activities income$0970
Service charges on deposit accounts$103,0002,784
Trading account gains and feesNANA
Additional Noninterest Income$169,0003,482
Total noninterest expense$8,930,0001,184
Salaries and employee benefits$4,777,0001,287
Premises and equipment expense$1,587,000799
Additional noninterest expense$2,566,0001,221
Pre-tax net operating income$1,201,0002,693
Securities gains (losses)$68,0001,154
Applicable income taxes$371,0001,586
Income before extraordinary items$898,0002,951
Extraordinary gains, net$04
Net income$898,0002,950
Minority interest net income$065
Net income of bank and minority interests.$898,0002,951
Net charge-offs$-41,0004,698
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$-187,0005,032
Net operating income$844,2802,987
2020-03-31 (YTD Data)Rank
Total interest income$6,631,0001,194
Total interest expense$1,570,000970
Net interest income$5,061,0001,240
Provision for loan and lease losses$420,000984
Total noninterest income$279,0002,619
Gross Fiduciary activities income$0941
Service charges on deposit accounts$65,0002,729
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,358
Total noninterest expense$4,503,0001,193
Salaries and employee benefits$2,396,0001,291
Premises and equipment expense$790,000814
Additional noninterest expense$1,317,0001,213
Pre-tax net operating income$417,0003,008
Securities gains (losses)$68,000742
Applicable income taxes$139,0001,686
Income before extraordinary items$346,0003,106
Extraordinary gains, net$04
Net income$346,0003,106
Minority interest net income$056
Net income of bank and minority interests.$346,0003,107
Net charge-offs$-4,0004,126
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$35,000352
Net operating income$292,2803,298
2019-12-31 (YTD Data)Rank
Total interest income$27,639,0001,158
Total interest expense$6,743,000959
Net interest income$20,896,0001,208
Provision for loan and lease losses$677,0001,235
Total noninterest income$1,365,0002,410
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$407,0002,197
Trading account gains and feesNANA
Additional Noninterest Income$958,0002,299
Total noninterest expense$17,403,0001,202
Salaries and employee benefits$9,432,0001,261
Premises and equipment expense$3,190,000789
Additional noninterest expense$4,781,0001,300
Pre-tax net operating income$4,181,0001,988
Securities gains (losses)$117,000852
Applicable income taxes$1,283,0001,221
Income before extraordinary items$3,015,0002,286
Extraordinary gains, net$011
Net income$3,015,0002,288
Minority interest net income$076
Net income of bank and minority interests.$3,015,0002,288
Net charge-offs$-21,0004,601
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$148,000438
Net operating income$2,922,5702,292
2019-09-30 (YTD Data)Rank
Total interest income$20,803,0001,158
Total interest expense$5,096,000959
Net interest income$15,707,0001,220
Provision for loan and lease losses$467,0001,214
Total noninterest income$1,075,0002,362
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$316,0002,168
Trading account gains and feesNANA
Additional Noninterest Income$759,0002,225
Total noninterest expense$12,960,0001,211
Salaries and employee benefits$7,050,0001,270
Premises and equipment expense$2,395,000790
Additional noninterest expense$3,515,0001,321
Pre-tax net operating income$3,355,0001,966
Securities gains (losses)$117,000727
Applicable income taxes$1,037,0001,206
Income before extraordinary items$2,435,0002,239
Extraordinary gains, net$011
Net income$2,435,0002,239
Minority interest net income$072
Net income of bank and minority interests.$2,435,0002,240
Net charge-offs$-20,0004,606
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$110,000405
Net operating income$2,342,5702,252
2019-06-30 (YTD Data)Rank
Total interest income$13,821,0001,161
Total interest expense$3,379,000946
Net interest income$10,442,0001,219
Provision for loan and lease losses$300,0001,195
Total noninterest income$663,0002,421
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$210,0002,140
Trading account gains and feesNANA
Additional Noninterest Income$453,0002,324
Total noninterest expense$8,615,0001,224
Salaries and employee benefits$4,657,0001,275
Premises and equipment expense$1,593,000800
Additional noninterest expense$2,365,0001,321
Pre-tax net operating income$2,190,0001,978
Securities gains (losses)$59,000697
Applicable income taxes$664,0001,206
Income before extraordinary items$1,585,0002,254
Extraordinary gains, net$011
Net income$1,585,0002,254
Minority interest net income$069
Net income of bank and minority interests.$1,585,0002,254
Net charge-offs$8,0002,672
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$74,000388
Net operating income$1,538,3902,264
2019-03-31 (YTD Data)Rank
Total interest income$6,870,0001,158
Total interest expense$1,693,000921
Net interest income$5,177,0001,225
Provision for loan and lease losses$106,0001,418
Total noninterest income$291,0002,553
Gross Fiduciary activities income$0972
Service charges on deposit accounts$100,0002,212
Trading account gains and feesNANA
Additional Noninterest Income$191,0002,451
Total noninterest expense$4,249,0001,230
Salaries and employee benefits$2,294,0001,300
Premises and equipment expense$792,000817
Additional noninterest expense$1,163,0001,329
Pre-tax net operating income$1,113,0001,916
Securities gains (losses)$33,000474
Applicable income taxes$340,0001,170
Income before extraordinary items$806,0002,179
Extraordinary gains, net$05
Net income$806,0002,178
Minority interest net income$052
Net income of bank and minority interests.$806,0002,178
Net charge-offs$-92,0005,180
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$36,000360
Net operating income$779,9302,209
2018-12-31 (YTD Data)Rank
Total interest income$25,455,0001,162
Total interest expense$5,241,000885
Net interest income$20,214,0001,230
Provision for loan and lease losses$948,000931
Total noninterest income$1,487,0002,351
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$339,0002,545
Trading account gains and feesNANA
Additional Noninterest Income$1,148,0002,084
Total noninterest expense$17,020,0001,207
Salaries and employee benefits$8,965,0001,284
Premises and equipment expense$3,164,000789
Additional noninterest expense$4,891,0001,266
Pre-tax net operating income$3,733,0002,191
Securities gains (losses)$01,125
Applicable income taxes$1,195,0001,224
Income before extraordinary items$2,538,0002,568
Extraordinary gains, net$06
Net income$2,538,0002,567
Minority interest net income$072
Net income of bank and minority interests.$2,538,0002,567
Net charge-offs$83,0002,278
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$156,000436
Net operating income$2,538,0002,560
2018-09-30 (YTD Data)Rank
Total interest income$18,698,0001,169
Total interest expense$3,608,000895
Net interest income$15,090,0001,236
Provision for loan and lease losses$747,000827
Total noninterest income$1,153,0002,315
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$240,0002,658
Trading account gains and feesNANA
Additional Noninterest Income$913,0002,039
Total noninterest expense$12,761,0001,206
Salaries and employee benefits$6,733,0001,283
Premises and equipment expense$2,370,000789
Additional noninterest expense$3,658,0001,272
Pre-tax net operating income$2,735,0002,247
Securities gains (losses)$01,118
Applicable income taxes$905,0001,251
Income before extraordinary items$1,830,0002,667
Extraordinary gains, net$05
Net income$1,830,0002,666
Minority interest net income$066
Net income of bank and minority interests.$1,830,0002,666
Net charge-offs$84,0001,856
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$118,000409
Net operating income$1,830,0002,658
2018-06-30 (YTD Data)Rank
Total interest income$12,136,0001,186
Total interest expense$2,211,000911
Net interest income$9,925,0001,243
Provision for loan and lease losses$533,000782
Total noninterest income$688,0002,464
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$133,0002,938
Trading account gains and feesNANA
Additional Noninterest Income$555,0002,163
Total noninterest expense$8,521,0001,211
Salaries and employee benefits$4,515,0001,285
Premises and equipment expense$1,566,000802
Additional noninterest expense$2,440,0001,272
Pre-tax net operating income$1,559,0002,461
Securities gains (losses)$0961
Applicable income taxes$469,0001,468
Income before extraordinary items$1,090,0002,823
Extraordinary gains, net$06
Net income$1,090,0002,823
Minority interest net income$065
Net income of bank and minority interests.$1,090,0002,822
Net charge-offs$85,0001,415
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$78,000396
Net operating income$1,090,0002,816
2018-03-31 (YTD Data)Rank
Total interest income$5,891,0001,210
Total interest expense$1,041,000916
Net interest income$4,850,0001,266
Provision for loan and lease losses$257,000778
Total noninterest income$242,0002,901
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$64,0003,012
Trading account gains and feesNANA
Additional Noninterest Income$178,0002,627
Total noninterest expense$4,212,0001,222
Salaries and employee benefits$2,225,0001,312
Premises and equipment expense$797,000801
Additional noninterest expense$1,190,0001,294
Pre-tax net operating income$623,0002,751
Securities gains (losses)$0735
Applicable income taxes$181,0001,665
Income before extraordinary items$442,0003,096
Extraordinary gains, net$07
Net income$442,0003,096
Minority interest net income$052
Net income of bank and minority interests.$442,0003,096
Net charge-offs$25,0001,552
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$40,000360
Net operating income$442,0003,094
2017-12-31 (YTD Data)Rank
Total interest income$22,931,0001,203
Total interest expense$3,931,000847
Net interest income$19,000,0001,271
Provision for loan and lease losses$1,263,000741
Total noninterest income$1,264,0002,635
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$352,0002,580
Trading account gains and feesNANA
Additional Noninterest Income$912,0002,394
Total noninterest expense$16,252,0001,232
Salaries and employee benefits$8,391,0001,349
Premises and equipment expense$3,059,000814
Additional noninterest expense$4,802,0001,287
Pre-tax net operating income$2,749,0002,609
Securities gains (losses)$107,000605
Applicable income taxes$1,317,0001,648
Income before extraordinary items$1,539,0003,091
Extraordinary gains, net$09
Net income$1,539,0003,089
Minority interest net income$076
Net income of bank and minority interests.$1,539,0003,091
Net charge-offs$896,000751
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$158,000436
Net operating income$1,470,5203,145
2017-09-30 (YTD Data)Rank
Total interest income$16,984,0001,215
Total interest expense$2,869,000856
Net interest income$14,115,0001,285
Provision for loan and lease losses$1,013,000681
Total noninterest income$934,0002,673
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$258,0002,637
Trading account gains and feesNANA
Additional Noninterest Income$676,0002,438
Total noninterest expense$12,107,0001,251
Salaries and employee benefits$6,241,0001,350
Premises and equipment expense$2,283,000819
Additional noninterest expense$3,583,0001,288
Pre-tax net operating income$1,929,0002,765
Securities gains (losses)$02,274
Applicable income taxes$753,0001,725
Income before extraordinary items$1,176,0003,250
Extraordinary gains, net$09
Net income$1,176,0003,249
Minority interest net income$071
Net income of bank and minority interests.$1,176,0003,250
Net charge-offs$708,000625
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$119,000408
Net operating income$1,176,0003,226
2017-06-30 (YTD Data)Rank
Total interest income$11,096,0001,229
Total interest expense$1,843,000856
Net interest income$9,253,0001,301
Provision for loan and lease losses$717,000648
Total noninterest income$569,0002,791
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$172,0002,639
Trading account gains and feesNANA
Additional Noninterest Income$397,0002,586
Total noninterest expense$8,011,0001,261
Salaries and employee benefits$4,120,0001,377
Premises and equipment expense$1,513,000827
Additional noninterest expense$2,378,0001,293
Pre-tax net operating income$1,094,0002,981
Securities gains (losses)$01,906
Applicable income taxes$428,0001,837
Income before extraordinary items$666,0003,500
Extraordinary gains, net$011
Net income$666,0003,499
Minority interest net income$071
Net income of bank and minority interests.$666,0003,500
Net charge-offs$502,000565
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$80,000376
Net operating income$666,0003,477
2017-03-31 (YTD Data)Rank
Total interest income$5,558,0001,215
Total interest expense$909,000839
Net interest income$4,649,0001,278
Provision for loan and lease losses$403,000532
Total noninterest income$315,0002,654
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$88,0002,602
Trading account gains and feesNANA
Additional Noninterest Income$227,0002,413
Total noninterest expense$3,988,0001,281
Salaries and employee benefits$2,048,0001,394
Premises and equipment expense$757,000838
Additional noninterest expense$1,183,0001,300
Pre-tax net operating income$573,0002,869
Securities gains (losses)$01,153
Applicable income taxes$218,0001,788
Income before extraordinary items$355,0003,335
Extraordinary gains, net$08
Net income$355,0003,334
Minority interest net income$055
Net income of bank and minority interests.$355,0003,335
Net charge-offs$260,000512
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$40,000350
Net operating income$355,0003,314
2016-12-31 (YTD Data)Rank
Total interest income$21,084,0001,237
Total interest expense$3,586,000819
Net interest income$17,498,0001,316
Provision for loan and lease losses$1,518,000644
Total noninterest income$1,493,0002,503
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$365,0002,611
Trading account gains and fees$0170
Additional Noninterest Income$1,128,0002,253
Total noninterest expense$15,545,0001,293
Salaries and employee benefits$7,771,0001,401
Premises and equipment expense$3,037,000821
Additional noninterest expense$4,737,0001,324
Pre-tax net operating income$1,928,0003,122
Securities gains (losses)$34,0002,083
Applicable income taxes$708,0001,956
Income before extraordinary items$1,254,0003,564
Extraordinary gains, net$05
Net income$1,254,0003,562
Minority interest net income$082
Net income of bank and minority interests.$1,254,0003,563
Net charge-offs$1,448,000499
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$127,000467
Net operating income$1,232,2403,528
2016-09-30 (YTD Data)Rank
Total interest income$15,608,0001,257
Total interest expense$2,659,000821
Net interest income$12,949,0001,332
Provision for loan and lease losses$1,188,000619
Total noninterest income$1,208,0002,398
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$265,0002,686
Trading account gains and fees$0169
Additional Noninterest Income$943,0002,119
Total noninterest expense$11,655,0001,295
Salaries and employee benefits$5,782,0001,406
Premises and equipment expense$2,284,000815
Additional noninterest expense$3,589,0001,310
Pre-tax net operating income$1,314,0003,325
Securities gains (losses)$34,0002,017
Applicable income taxes$469,0002,110
Income before extraordinary items$879,0003,731
Extraordinary gains, net$05
Net income$879,0003,729
Minority interest net income$071
Net income of bank and minority interests.$879,0003,731
Net charge-offs$1,232,000415
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$92,000437
Net operating income$856,9003,701
2016-06-30 (YTD Data)Rank
Total interest income$10,261,0001,280
Total interest expense$1,746,000837
Net interest income$8,515,0001,348
Provision for loan and lease losses$711,000641
Total noninterest income$726,0002,501
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$170,0002,723
Trading account gains and fees$0157
Additional Noninterest Income$556,0002,250
Total noninterest expense$7,795,0001,293
Salaries and employee benefits$3,809,0001,428
Premises and equipment expense$1,505,000831
Additional noninterest expense$2,481,0001,281
Pre-tax net operating income$735,0003,586
Securities gains (losses)$34,0001,678
Applicable income taxes$249,0002,301
Income before extraordinary items$520,0003,896
Extraordinary gains, net$016
Net income$520,0003,894
Minority interest net income$071
Net income of bank and minority interests.$520,0003,895
Net charge-offs$910,000385
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$62,000421
Net operating income$496,8803,898
2016-03-31 (YTD Data)Rank
Total interest income$5,028,0001,297
Total interest expense$872,000828
Net interest income$4,156,0001,376
Provision for loan and lease losses$291,000729
Total noninterest income$357,0002,494
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$82,0002,770
Trading account gains and fees$0142
Additional Noninterest Income$275,0002,199
Total noninterest expense$3,913,0001,288
Salaries and employee benefits$1,904,0001,438
Premises and equipment expense$760,000830
Additional noninterest expense$1,249,0001,260
Pre-tax net operating income$309,0003,812
Securities gains (losses)$23,0001,179
Applicable income taxes$101,0002,457
Income before extraordinary items$231,0004,041
Extraordinary gains, net$012
Net income$231,0004,038
Minority interest net income$062
Net income of bank and minority interests.$231,0004,039
Net charge-offs$501,000340
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$30,000388
Net operating income$214,9004,084
2015-12-31 (YTD Data)Rank
Total interest income$20,010,0001,275
Total interest expense$3,304,000845
Net interest income$16,706,0001,342
Provision for loan and lease losses$1,022,000813
Total noninterest income$1,308,0002,667
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$375,0002,632
Trading account gains and fees$0159
Additional Noninterest Income$933,0002,475
Total noninterest expense$15,365,0001,285
Salaries and employee benefits$7,272,0001,464
Premises and equipment expense$3,005,000827
Additional noninterest expense$5,088,0001,249
Pre-tax net operating income$1,627,0003,371
Securities gains (losses)$51,0001,633
Applicable income taxes$530,0002,177
Income before extraordinary items$1,148,0003,704
Extraordinary gains, net$023
Net income$1,148,0003,704
Minority interest net income$081
Net income of bank and minority interests.$1,148,0003,705
Net charge-offs$861,000782
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$116,000498
Net operating income$1,113,3203,701
2015-09-30 (YTD Data)Rank
Total interest income$14,885,0001,289
Total interest expense$2,405,000881
Net interest income$12,480,0001,356
Provision for loan and lease losses$844,000692
Total noninterest income$1,128,0002,501
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$279,0002,672
Trading account gains and fees$0153
Additional Noninterest Income$849,0002,232
Total noninterest expense$11,623,0001,279
Salaries and employee benefits$5,454,0001,466
Premises and equipment expense$2,309,000822
Additional noninterest expense$3,860,0001,246
Pre-tax net operating income$1,141,0003,542
Securities gains (losses)$12,0002,263
Applicable income taxes$337,0002,368
Income before extraordinary items$816,0003,844
Extraordinary gains, net$021
Net income$816,0003,843
Minority interest net income$078
Net income of bank and minority interests.$816,0003,844
Net charge-offs$897,000546
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$85,000477
Net operating income$807,4803,819
2015-06-30 (YTD Data)Rank
Total interest income$9,813,0001,304
Total interest expense$1,559,000915
Net interest income$8,254,0001,369
Provision for loan and lease losses$516,000739
Total noninterest income$723,0002,567
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$180,0002,700
Trading account gains and fees$0157
Additional Noninterest Income$543,0002,325
Total noninterest expense$7,835,0001,277
Salaries and employee benefits$3,632,0001,476
Premises and equipment expense$1,552,000818
Additional noninterest expense$2,651,0001,209
Pre-tax net operating income$626,0003,830
Securities gains (losses)$12,0001,941
Applicable income taxes$168,0002,631
Income before extraordinary items$470,0004,073
Extraordinary gains, net$022
Net income$470,0004,074
Minority interest net income$075
Net income of bank and minority interests.$470,0004,075
Net charge-offs$489,000655
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$54,000464
Net operating income$461,1204,043
2015-03-31 (YTD Data)Rank
Total interest income$4,857,0001,321
Total interest expense$774,000929
Net interest income$4,083,0001,372
Provision for loan and lease losses$170,0001,007
Total noninterest income$357,0002,558
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$87,0002,739
Trading account gains and fees$0152
Additional Noninterest Income$270,0002,260
Total noninterest expense$4,049,0001,243
Salaries and employee benefits$1,823,0001,479
Premises and equipment expense$789,000809
Additional noninterest expense$1,437,0001,115
Pre-tax net operating income$221,0004,305
Securities gains (losses)$12,0001,416
Applicable income taxes$50,0002,987
Income before extraordinary items$183,0004,415
Extraordinary gains, net$013
Net income$183,0004,417
Minority interest net income$064
Net income of bank and minority interests.$183,0004,418
Net charge-offs$295,000539
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$26,000443
Net operating income$173,5204,419
2014-12-31 (YTD Data)Rank
Total interest income$19,454,0001,304
Total interest expense$3,379,000883
Net interest income$16,075,0001,389
Provision for loan and lease losses$1,448,000642
Total noninterest income$1,519,0002,485
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$364,0002,867
Trading account gains and fees$0180
Additional Noninterest Income$1,155,0002,133
Total noninterest expense$15,211,0001,293
Salaries and employee benefits$6,872,0001,518
Premises and equipment expense$3,089,000799
Additional noninterest expense$5,250,0001,240
Pre-tax net operating income$935,0004,257
Securities gains (losses)$30,0002,077
Applicable income taxes$216,0002,892
Income before extraordinary items$749,0004,400
Extraordinary gains, net$017
Net income$749,0004,400
Minority interest net income$084
Net income of bank and minority interests.$749,0004,401
Net charge-offs$1,709,000587
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$100,000538
Net operating income$725,6004,389
2014-09-30 (YTD Data)Rank
Total interest income$14,624,0001,303
Total interest expense$2,558,000892
Net interest income$12,066,0001,388
Provision for loan and lease losses$1,028,000650
Total noninterest income$984,0002,716
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$271,0002,914
Trading account gains and fees$0174
Additional Noninterest Income$713,0002,414
Total noninterest expense$11,340,0001,314
Salaries and employee benefits$5,116,0001,526
Premises and equipment expense$2,328,000801
Additional noninterest expense$3,896,0001,250
Pre-tax net operating income$682,0004,406
Securities gains (losses)$02,980
Applicable income taxes$143,0003,067
Income before extraordinary items$539,0004,502
Extraordinary gains, net$015
Net income$539,0004,502
Minority interest net income$081
Net income of bank and minority interests.$539,0004,503
Net charge-offs$1,393,000516
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$74,000507
Net operating income$539,0004,458
2014-06-30 (YTD Data)Rank
Total interest income$9,709,0001,307
Total interest expense$1,732,000876
Net interest income$7,977,0001,391
Provision for loan and lease losses$723,000629
Total noninterest income$646,0002,727
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$178,0002,919
Trading account gains and fees$0172
Additional Noninterest Income$468,0002,400
Total noninterest expense$7,522,0001,322
Salaries and employee benefits$3,412,0001,530
Premises and equipment expense$1,560,000803
Additional noninterest expense$2,550,0001,270
Pre-tax net operating income$378,0004,608
Securities gains (losses)$02,580
Applicable income taxes$65,0003,296
Income before extraordinary items$313,0004,670
Extraordinary gains, net$020
Net income$313,0004,672
Minority interest net income$080
Net income of bank and minority interests.$313,0004,673
Net charge-offs$1,123,000446
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$49,000484
Net operating income$313,0004,620
2014-03-31 (YTD Data)Rank
Total interest income$4,828,0001,309
Total interest expense$871,000874
Net interest income$3,957,0001,400
Provision for loan and lease losses$380,000567
Total noninterest income$331,0002,663
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$91,0002,853
Trading account gains and fees$0147
Additional Noninterest Income$240,0002,300
Total noninterest expense$3,811,0001,319
Salaries and employee benefits$1,724,0001,524
Premises and equipment expense$789,000812
Additional noninterest expense$1,298,0001,235
Pre-tax net operating income$97,0005,297
Securities gains (losses)$01,715
Applicable income taxes$-11,0006,464
Income before extraordinary items$108,0005,080
Extraordinary gains, net$016
Net income$108,0005,081
Minority interest net income$066
Net income of bank and minority interests.$108,0005,081
Net charge-offs$105,0001,346
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$25,000442
Net operating income$108,0005,029
2013-12-31 (YTD Data)Rank
Total interest income$19,843,0001,279
Total interest expense$4,137,000817
Net interest income$15,706,0001,378
Provision for loan and lease losses$2,029,000620
Total noninterest income$1,175,0002,936
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$395,0002,839
Trading account gains and fees$0184
Additional Noninterest Income$780,0002,704
Total noninterest expense$14,747,0001,339
Salaries and employee benefits$6,687,0001,550
Premises and equipment expense$3,055,000801
Additional noninterest expense$5,005,0001,342
Pre-tax net operating income$105,0005,941
Securities gains (losses)$93,0001,377
Applicable income taxes$-73,0006,449
Income before extraordinary items$271,0005,495
Extraordinary gains, net$029
Net income$271,0005,500
Minority interest net income$090
Net income of bank and minority interests.$271,0005,500
Net charge-offs$2,923,000554
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$78,000570
Net operating income$178,0005,717
2013-09-30 (YTD Data)Rank
Total interest income$14,845,0001,290
Total interest expense$3,204,000815
Net interest income$11,641,0001,390
Provision for loan and lease losses$1,670,000577
Total noninterest income$895,0002,965
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$297,0002,842
Trading account gains and fees$0180
Additional Noninterest Income$598,0002,743
Total noninterest expense$10,931,0001,363
Salaries and employee benefits$4,991,0001,568
Premises and equipment expense$2,279,000812
Additional noninterest expense$3,661,0001,365
Pre-tax net operating income$-65,0006,372
Securities gains (losses)$57,0001,567
Applicable income taxes$-112,0006,696
Income before extraordinary items$104,0006,001
Extraordinary gains, net$025
Net income$104,0006,003
Minority interest net income$084
Net income of bank and minority interests.$104,0006,003
Net charge-offs$2,751,000460
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$55,000551
Net operating income$67,5206,086
2013-06-30 (YTD Data)Rank
Total interest income$9,932,0001,274
Total interest expense$2,211,000810
Net interest income$7,721,0001,385
Provision for loan and lease losses$1,254,000552
Total noninterest income$589,0003,017
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$194,0002,859
Trading account gains and fees$0157
Additional Noninterest Income$395,0002,821
Total noninterest expense$7,372,0001,351
Salaries and employee benefits$3,313,0001,576
Premises and equipment expense$1,548,000794
Additional noninterest expense$2,511,0001,320
Pre-tax net operating income$-316,0006,618
Securities gains (losses)$57,0001,438
Applicable income taxes$-200,0006,815
Income before extraordinary items$-59,0006,475
Extraordinary gains, net$022
Net income$-59,0006,476
Minority interest net income$082
Net income of bank and minority interests.$-59,0006,476
Net charge-offs$1,748,000504
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$33,000536
Net operating income$-95,4806,483
2013-03-31 (YTD Data)Rank
Total interest income$4,930,0001,295
Total interest expense$1,134,000821
Net interest income$3,796,0001,418
Provision for loan and lease losses$1,000,000387
Total noninterest income$324,0002,899
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$97,0002,834
Trading account gains and fees$0148
Additional Noninterest Income$227,0002,594
Total noninterest expense$3,668,0001,363
Salaries and employee benefits$1,638,0001,607
Premises and equipment expense$781,000793
Additional noninterest expense$1,249,0001,318
Pre-tax net operating income$-548,0006,868
Securities gains (losses)$01,966
Applicable income taxes$-277,0006,971
Income before extraordinary items$-271,0006,798
Extraordinary gains, net$010
Net income$-271,0006,798
Minority interest net income$076
Net income of bank and minority interests.$-271,0006,798
Net charge-offs$1,910,000275
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$16,000500
Net operating income$-271,0006,782
2012-12-31 (YTD Data)Rank
Total interest income$20,767,0001,289
Total interest expense$5,416,000824
Net interest income$15,351,0001,432
Provision for loan and lease losses$1,532,0001,301
Total noninterest income$1,557,0002,554
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$441,0002,736
Trading account gains and fees$0166
Additional Noninterest Income$1,116,0002,244
Total noninterest expense$14,404,0001,368
Salaries and employee benefits$6,385,0001,588
Premises and equipment expense$3,075,000786
Additional noninterest expense$4,944,0001,370
Pre-tax net operating income$972,0004,055
Securities gains (losses)$266,0001,463
Applicable income taxes$244,0002,848
Income before extraordinary items$994,0003,928
Extraordinary gains, net$029
Net income$994,0003,928
Minority interest net income$093
Net income of bank and minority interests.$994,0003,930
Net charge-offs$1,286,0001,556
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$55,000692
Net operating income$781,2004,138
2012-09-30 (YTD Data)Rank
Total interest income$15,751,0001,297
Total interest expense$4,233,000829
Net interest income$11,518,0001,446
Provision for loan and lease losses$1,091,0001,347
Total noninterest income$1,030,0002,753
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$342,0002,693
Trading account gains and fees$0157
Additional Noninterest Income$688,0002,490
Total noninterest expense$10,874,0001,370
Salaries and employee benefits$4,789,0001,580
Premises and equipment expense$2,320,000785
Additional noninterest expense$3,765,0001,351
Pre-tax net operating income$583,0004,502
Securities gains (losses)$202,0001,425
Applicable income taxes$114,0003,276
Income before extraordinary items$671,0004,178
Extraordinary gains, net$020
Net income$671,0004,178
Minority interest net income$086
Net income of bank and minority interests.$671,0004,178
Net charge-offs$1,081,0001,382
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$41,000644
Net operating income$499,3004,469
2012-06-30 (YTD Data)Rank
Total interest income$10,556,0001,305
Total interest expense$2,966,000819
Net interest income$7,590,0001,462
Provision for loan and lease losses$663,0001,467
Total noninterest income$577,0002,989
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$243,0002,539
Trading account gains and fees$0153
Additional Noninterest Income$334,0002,920
Total noninterest expense$7,330,0001,354
Salaries and employee benefits$3,188,0001,589
Premises and equipment expense$1,539,000785
Additional noninterest expense$2,603,0001,307
Pre-tax net operating income$174,0005,455
Securities gains (losses)$202,0001,096
Applicable income taxes$26,0003,899
Income before extraordinary items$350,0004,580
Extraordinary gains, net$019
Net income$350,0004,582
Minority interest net income$084
Net income of bank and minority interests.$350,0004,582
Net charge-offs$710,0001,434
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$28,000615
Net operating income$162,1405,383
2012-03-31 (YTD Data)Rank
Total interest income$5,289,0001,307
Total interest expense$1,513,000832
Net interest income$3,776,0001,470
Provision for loan and lease losses$323,0001,425
Total noninterest income$340,0002,732
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$129,0002,411
Trading account gains and fees$0148
Additional Noninterest Income$211,0002,573
Total noninterest expense$3,751,0001,323
Salaries and employee benefits$1,605,0001,571
Premises and equipment expense$788,000763
Additional noninterest expense$1,358,0001,237
Pre-tax net operating income$42,0006,021
Securities gains (losses)$64,0001,124
Applicable income taxes$-42,0007,098
Income before extraordinary items$148,0004,867
Extraordinary gains, net$019
Net income$148,0004,869
Minority interest net income$078
Net income of bank and minority interests.$148,0004,870
Net charge-offs$163,0002,015
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$15,000537
Net operating income$84,0005,406
2011-12-31 (YTD Data)Rank
Total interest income$22,207,0001,287
Total interest expense$7,030,000851
Net interest income$15,177,0001,460
Provision for loan and lease losses$1,760,0001,714
Total noninterest income$1,260,0002,716
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$508,0002,533
Trading account gains and fees$0146
Additional Noninterest Income$752,0002,536
Total noninterest expense$14,703,0001,333
Salaries and employee benefits$6,291,0001,560
Premises and equipment expense$3,084,000806
Additional noninterest expense$5,328,0001,304
Pre-tax net operating income$-26,0006,055
Securities gains (losses)$217,0001,387
Applicable income taxes$11,0004,285
Income before extraordinary items$180,0005,626
Extraordinary gains, net$029
Net income$180,0005,628
Minority interest net income$096
Net income of bank and minority interests.$180,0005,628
Net charge-offs$2,199,0001,469
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$47,000822
Net operating income$-23,9806,080
2011-09-30 (YTD Data)Rank
Total interest income$16,845,0001,285
Total interest expense$5,412,000869
Net interest income$11,433,0001,464
Provision for loan and lease losses$1,390,0001,585
Total noninterest income$886,0002,816
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$380,0002,560
Trading account gains and fees$0145
Additional Noninterest Income$506,0002,681
Total noninterest expense$11,046,0001,334
Salaries and employee benefits$4,750,0001,560
Premises and equipment expense$2,293,000830
Additional noninterest expense$4,003,0001,285
Pre-tax net operating income$-117,0006,313
Securities gains (losses)$134,0001,522
Applicable income taxes$5,0004,418
Income before extraordinary items$12,0006,217
Extraordinary gains, net$021
Net income$12,0006,219
Minority interest net income$087
Net income of bank and minority interests.$12,0006,219
Net charge-offs$1,865,0001,281
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$39,000750
Net operating income$-83,1406,301
2011-06-30 (YTD Data)Rank
Total interest income$11,348,0001,280
Total interest expense$3,709,000880
Net interest income$7,639,0001,461
Provision for loan and lease losses$879,0001,630
Total noninterest income$314,0004,030
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$239,0002,669
Trading account gains and fees$0153
Additional Noninterest Income$75,0004,988
Total noninterest expense$7,403,0001,344
Salaries and employee benefits$3,200,0001,563
Premises and equipment expense$1,513,000852
Additional noninterest expense$2,690,0001,313
Pre-tax net operating income$-329,0006,672
Securities gains (losses)$74,0001,338
Applicable income taxes$-189,0007,206
Income before extraordinary items$-66,0006,452
Extraordinary gains, net$015
Net income$-66,0006,452
Minority interest net income$089
Net income of bank and minority interests.$-66,0006,452
Net charge-offs$1,359,0001,206
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$28,000682
Net operating income$-113,3606,488
2011-03-31 (YTD Data)Rank
Total interest income$5,642,0001,296
Total interest expense$1,886,000899
Net interest income$3,756,0001,488
Provision for loan and lease losses$477,0001,465
Total noninterest income$129,0004,454
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$115,0002,685
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,135
Total noninterest expense$3,876,0001,291
Salaries and employee benefits$1,642,0001,536
Premises and equipment expense$775,000849
Additional noninterest expense$1,459,0001,226
Pre-tax net operating income$-468,0007,065
Securities gains (losses)$35,000882
Applicable income taxes$-245,0007,401
Income before extraordinary items$-188,0006,867
Extraordinary gains, net$09
Net income$-188,0006,867
Minority interest net income$086
Net income of bank and minority interests.$-188,0006,867
Net charge-offs$996,000862
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$13,000643
Net operating income$-210,4006,890
2010-12-31 (YTD Data)Rank
Total interest income$24,610,0001,253
Total interest expense$8,850,000939
Net interest income$15,760,0001,422
Provision for loan and lease losses$2,688,0001,739
Total noninterest income$1,797,0002,228
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$573,0002,384
Trading account gains and fees$0175
Additional Noninterest Income$1,224,0001,931
Total noninterest expense$14,020,0001,421
Salaries and employee benefits$5,380,0001,796
Premises and equipment expense$2,987,000864
Additional noninterest expense$5,653,0001,301
Pre-tax net operating income$849,0003,648
Securities gains (losses)$420,0001,021
Applicable income taxes$-3,384,0007,546
Income before extraordinary items$4,653,000950
Extraordinary gains, net$029
Net income$4,653,000951
Minority interest net income$0111
Net income of bank and minority interests.$4,653,000952
Net charge-offs$4,220,0001,164
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$58,000903
Net operating income$4,233,000983
2010-09-30 (YTD Data)Rank
Total interest income$18,759,0001,255
Total interest expense$6,813,000951
Net interest income$11,946,0001,425
Provision for loan and lease losses$2,329,0001,499
Total noninterest income$1,182,0002,448
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$503,0002,161
Trading account gains and fees$0165
Additional Noninterest Income$679,0002,313
Total noninterest expense$10,223,0001,454
Salaries and employee benefits$3,814,0001,908
Premises and equipment expense$2,247,000859
Additional noninterest expense$4,162,0001,298
Pre-tax net operating income$576,0004,011
Securities gains (losses)$420,000859
Applicable income taxes$-3,419,0007,667
Income before extraordinary items$4,415,000788
Extraordinary gains, net$023
Net income$4,415,000786
Minority interest net income$0110
Net income of bank and minority interests.$4,415,000789
Net charge-offs$3,382,0001,035
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$45,000842
Net operating income$3,995,000825
2010-06-30 (YTD Data)Rank
Total interest income$12,746,0001,247
Total interest expense$4,660,000963
Net interest income$8,086,0001,399
Provision for loan and lease losses$1,244,0001,706
Total noninterest income$874,0002,237
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$343,0002,130
Trading account gains and fees$0152
Additional Noninterest Income$531,0002,011
Total noninterest expense$7,373,0001,348
Salaries and employee benefits$3,110,0001,595
Premises and equipment expense$1,476,000889
Additional noninterest expense$2,787,0001,287
Pre-tax net operating income$343,0004,211
Securities gains (losses)$375,000601
Applicable income taxes$-3,446,0007,746
Income before extraordinary items$4,164,000529
Extraordinary gains, net$019
Net income$4,164,000530
Minority interest net income$0105
Net income of bank and minority interests.$4,164,000531
Net charge-offs$1,902,0001,167
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$31,000781
Net operating income$3,789,000565
2010-03-31 (YTD Data)Rank
Total interest income$6,541,0001,248
Total interest expense$2,377,000991
Net interest income$4,164,0001,375
Provision for loan and lease losses$750,0001,389
Total noninterest income$451,0002,189
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$169,0002,142
Trading account gains and fees$0175
Additional Noninterest Income$282,0001,911
Total noninterest expense$3,655,0001,380
Salaries and employee benefits$1,592,0001,561
Premises and equipment expense$690,000983
Additional noninterest expense$1,373,0001,292
Pre-tax net operating income$210,0003,979
Securities gains (losses)$270,000418
Applicable income taxes$1,0004,457
Income before extraordinary items$479,0002,221
Extraordinary gains, net$016
Net income$479,0002,220
Minority interest net income$091
Net income of bank and minority interests.$479,0002,221
Net charge-offs$758,0001,252
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$15,000730
Net operating income$209,0003,675
2009-12-31 (YTD Data)Rank
Total interest income$26,455,0001,304
Total interest expense$11,523,0001,029
Net interest income$14,932,0001,509
Provision for loan and lease losses$4,611,0001,508
Total noninterest income$1,444,0002,618
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$676,0002,317
Trading account gains and fees$0211
Additional Noninterest Income$768,0002,526
Total noninterest expense$15,306,0001,342
Salaries and employee benefits$7,312,0001,378
Premises and equipment expense$2,695,0001,003
Additional noninterest expense$5,299,0001,400
Pre-tax net operating income$-3,541,0006,988
Securities gains (losses)$1,610,000328
Applicable income taxes$-288,0006,852
Income before extraordinary items$-1,643,0006,631
Extraordinary gains, net$034
Net income$-1,643,0006,631
Minority interest net income$0115
Net income of bank and minority interests.$-1,643,0006,631
Net charge-offs$6,309,000966
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$57,0001,033
Net operating income$-3,011,5006,997
2009-09-30 (YTD Data)Rank
Total interest income$19,870,0001,321
Total interest expense$8,977,0001,043
Net interest income$10,893,0001,545
Provision for loan and lease losses$4,210,0001,183
Total noninterest income$1,051,0002,731
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$496,0002,371
Trading account gains and fees$0212
Additional Noninterest Income$555,0002,645
Total noninterest expense$10,996,0001,396
Salaries and employee benefits$4,896,0001,541
Premises and equipment expense$2,024,0001,013
Additional noninterest expense$4,076,0001,331
Pre-tax net operating income$-3,262,0007,333
Securities gains (losses)$1,531,000257
Applicable income taxes$35,0003,522
Income before extraordinary items$-1,766,0007,098
Extraordinary gains, net$027
Net income$-1,766,0007,096
Minority interest net income$0118
Net income of bank and minority interests.$-1,766,0007,097
Net charge-offs$5,921,000719
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$46,000947
Net operating income$-3,297,0007,417
2009-06-30 (YTD Data)Rank
Total interest income$13,274,0001,344
Total interest expense$6,224,0001,069
Net interest income$7,050,0001,587
Provision for loan and lease losses$3,589,000961
Total noninterest income$659,0002,851
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$309,0002,484
Trading account gains and fees$0193
Additional Noninterest Income$350,0002,742
Total noninterest expense$7,313,0001,418
Salaries and employee benefits$3,293,0001,560
Premises and equipment expense$1,343,0001,053
Additional noninterest expense$2,677,0001,387
Pre-tax net operating income$-3,193,0007,588
Securities gains (losses)$1,204,000245
Applicable income taxes$34,0003,401
Income before extraordinary items$-2,023,0007,488
Extraordinary gains, net$021
Net income$-2,023,0007,488
Minority interest net income$0112
Net income of bank and minority interests.$-2,023,0007,487
Net charge-offs$3,516,000747
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$35,000890
Net operating income$-3,227,0007,662
2009-03-31 (YTD Data)Rank
Total interest income$6,619,0001,367
Total interest expense$3,154,0001,091
Net interest income$3,465,0001,614
Provision for loan and lease losses$411,0001,968
Total noninterest income$288,0003,100
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$140,0002,606
Trading account gains and fees$0171
Additional Noninterest Income$148,0002,984
Total noninterest expense$3,495,0001,423
Salaries and employee benefits$1,696,0001,539
Premises and equipment expense$682,0001,044
Additional noninterest expense$1,117,0001,453
Pre-tax net operating income$-153,0006,799
Securities gains (losses)$772,000233
Applicable income taxes$25,0003,414
Income before extraordinary items$594,0001,821
Extraordinary gains, net$015
Net income$594,0001,822
Minority interest net income$0102
Net income of bank and minority interests.$594,0001,823
Net charge-offs$1,767,000653
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$21,000736
Net operating income$-147,1206,849
2008-12-31 (YTD Data)Rank
Total interest income$28,034,0001,383
Total interest expense$13,683,0001,186
Net interest income$14,351,0001,561
Provision for loan and lease losses$8,034,000709
Total noninterest income$1,159,0003,107
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$605,0002,635
Trading account gains and fees$0154
Additional Noninterest Income$554,0003,017
Total noninterest expense$13,913,0001,405
Salaries and employee benefits$6,876,0001,505
Premises and equipment expense$2,844,000973
Additional noninterest expense$4,193,0001,471
Pre-tax net operating income$-6,437,0007,878
Securities gains (losses)$99,0001,130
Applicable income taxes$171,0002,961
Income before extraordinary items$-6,509,0007,890
Extraordinary gains, net$039
Net income$-6,509,0007,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,507,000758
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$198,000780
Net operating income$-6,608,0007,935
2008-09-30 (YTD Data)Rank
Total interest income$21,341,0001,393
Total interest expense$10,390,0001,215
Net interest income$10,951,0001,548
Provision for loan and lease losses$4,032,000759
Total noninterest income$889,0003,134
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$456,0002,640
Trading account gains and fees$0148
Additional Noninterest Income$433,0003,054
Total noninterest expense$10,533,0001,371
Salaries and employee benefits$5,220,0001,513
Premises and equipment expense$2,145,000969
Additional noninterest expense$3,168,0001,415
Pre-tax net operating income$-2,725,0007,981
Securities gains (losses)$99,000971
Applicable income taxes$153,0003,208
Income before extraordinary items$-2,779,0007,986
Extraordinary gains, net$031
Net income$-2,779,0007,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,520,000576
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$189,000596
Net operating income$-2,878,0008,060
2008-06-30 (YTD Data)Rank
Total interest income$14,316,0001,405
Total interest expense$7,078,0001,240
Net interest income$7,238,0001,547
Provision for loan and lease losses$701,0001,526
Total noninterest income$604,0003,131
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$306,0002,606
Trading account gains and fees$0149
Additional Noninterest Income$298,0003,026
Total noninterest expense$7,117,0001,347
Salaries and employee benefits$3,568,0001,480
Premises and equipment expense$1,421,000976
Additional noninterest expense$2,128,0001,382
Pre-tax net operating income$24,0006,821
Securities gains (losses)$-18,0008,172
Applicable income taxes$-132,0007,910
Income before extraordinary items$138,0006,059
Extraordinary gains, net$021
Net income$138,0006,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,755
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$130,000520
Net operating income$156,0005,872
2008-03-31 (YTD Data)Rank
Total interest income$7,245,0001,424
Total interest expense$3,759,0001,245
Net interest income$3,486,0001,591
Provision for loan and lease losses$391,0001,173
Total noninterest income$268,0003,365
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$151,0002,601
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,478
Total noninterest expense$3,571,0001,334
Salaries and employee benefits$1,851,0001,423
Premises and equipment expense$704,000984
Additional noninterest expense$1,016,0001,414
Pre-tax net operating income$-208,0007,775
Securities gains (losses)$-18,0008,364
Applicable income taxes$38,0003,830
Income before extraordinary items$-264,0007,935
Extraordinary gains, net$015
Net income$-264,0007,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,000939
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$67,000407
Net operating income$-246,0007,879
2007-12-31 (YTD Data)Rank
Total interest income$30,231,0001,420
Total interest expense$16,329,0001,217
Net interest income$13,902,0001,622
Provision for loan and lease losses$454,0002,489
Total noninterest income$1,086,0003,373
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$608,0002,649
Trading account gains and fees$0178
Additional Noninterest Income$478,0003,397
Total noninterest expense$13,379,0001,377
Salaries and employee benefits$6,745,0001,497
Premises and equipment expense$2,813,000926
Additional noninterest expense$3,821,0001,452
Pre-tax net operating income$1,155,0004,435
Securities gains (losses)$02,146
Applicable income taxes$175,0003,988
Income before extraordinary items$980,0004,365
Extraordinary gains, net$039
Net income$980,0004,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,0001,639
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$308,000641
Net operating income$980,0004,355
2007-09-30 (YTD Data)Rank
Total interest income$22,516,0001,440
Total interest expense$12,206,0001,225
Net interest income$10,310,0001,649
Provision for loan and lease losses$231,0002,746
Total noninterest income$845,0003,275
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$440,0002,710
Trading account gains and fees$0184
Additional Noninterest Income$405,0003,182
Total noninterest expense$10,029,0001,367
Salaries and employee benefits$5,048,0001,501
Premises and equipment expense$2,102,000924
Additional noninterest expense$2,879,0001,400
Pre-tax net operating income$895,0004,613
Securities gains (losses)$01,655
Applicable income taxes$162,0003,967
Income before extraordinary items$733,0004,538
Extraordinary gains, net$033
Net income$733,0004,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0001,021
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$240,000549
Net operating income$733,0004,537
2007-06-30 (YTD Data)Rank
Total interest income$14,912,0001,456
Total interest expense$7,980,0001,250
Net interest income$6,932,0001,660
Provision for loan and lease losses$185,0002,274
Total noninterest income$548,0003,353
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$286,0002,758
Trading account gains and fees$0168
Additional Noninterest Income$262,0003,255
Total noninterest expense$6,621,0001,400
Salaries and employee benefits$3,350,0001,533
Premises and equipment expense$1,367,000953
Additional noninterest expense$1,904,0001,429
Pre-tax net operating income$674,0004,405
Securities gains (losses)$01,444
Applicable income taxes$141,0003,725
Income before extraordinary items$533,0004,424
Extraordinary gains, net$029
Net income$533,0004,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,450
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$183,000465
Net operating income$533,0004,419
2007-03-31 (YTD Data)Rank
Total interest income$7,262,0001,497
Total interest expense$3,852,0001,287
Net interest income$3,410,0001,687
Provision for loan and lease losses$110,0001,886
Total noninterest income$273,0003,326
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$136,0002,808
Trading account gains and fees$0195
Additional Noninterest Income$137,0003,179
Total noninterest expense$3,283,0001,410
Salaries and employee benefits$1,648,0001,577
Premises and equipment expense$668,000981
Additional noninterest expense$967,0001,384
Pre-tax net operating income$290,0004,729
Securities gains (losses)$01,187
Applicable income taxes$61,0003,885
Income before extraordinary items$229,0004,755
Extraordinary gains, net$022
Net income$229,0004,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,0008,531
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$101,000345
Net operating income$229,0004,734
2006-12-31 (YTD Data)Rank
Total interest income$25,687,0001,563
Total interest expense$11,962,0001,401
Net interest income$13,725,0001,666
Provision for loan and lease losses$1,008,0001,033
Total noninterest income$968,0003,626
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$543,0002,890
Trading account gains and fees$0130
Additional Noninterest Income$425,0003,626
Total noninterest expense$13,747,0001,299
Salaries and employee benefits$6,240,0001,581
Premises and equipment expense$2,298,0001,115
Additional noninterest expense$5,209,0001,020
Pre-tax net operating income$-62,0008,021
Securities gains (losses)$-104,0008,220
Applicable income taxes$-173,0008,430
Income before extraordinary items$7,0007,961
Extraordinary gains, net$051
Net income$7,0007,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,300
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$11,394,000191
Net operating income$73,5607,766
2006-09-30 (YTD Data)Rank
Total interest income$18,630,0001,599
Total interest expense$8,320,0001,472
Net interest income$10,310,0001,679
Provision for loan and lease losses$841,000906
Total noninterest income$703,0003,704
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$410,0002,899
Trading account gains and fees$0126
Additional Noninterest Income$293,0003,776
Total noninterest expense$10,571,0001,285
Salaries and employee benefits$4,644,0001,607
Premises and equipment expense$1,658,0001,164
Additional noninterest expense$4,269,000931
Pre-tax net operating income$-399,0008,390
Securities gains (losses)$-104,0008,416
Applicable income taxes$-263,0008,644
Income before extraordinary items$-240,0008,346
Extraordinary gains, net$045
Net income$-240,0008,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0001,619
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$11,320,000140
Net operating income$-173,4408,298
2006-06-30 (YTD Data)Rank
Total interest income$11,871,0001,636
Total interest expense$5,110,0001,523
Net interest income$6,761,0001,715
Provision for loan and lease losses$480,0001,013
Total noninterest income$485,0003,602
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$268,0002,927
Trading account gains and fees$0126
Additional Noninterest Income$217,0003,589
Total noninterest expense$7,502,0001,221
Salaries and employee benefits$3,121,0001,587
Premises and equipment expense$987,0001,317
Additional noninterest expense$3,394,000796
Pre-tax net operating income$-736,0008,635
Securities gains (losses)$-104,0008,547
Applicable income taxes$-397,0008,735
Income before extraordinary items$-443,0008,561
Extraordinary gains, net$039
Net income$-443,0008,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$11,254,00088
Net operating income$-376,4408,529
2006-03-31 (YTD Data)Rank
Total interest income$6,000,0001,578
Total interest expense$2,327,0001,586
Net interest income$3,673,0001,557
Provision for loan and lease losses$240,000964
Total noninterest income$301,0003,084
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$129,0002,926
Trading account gains and fees$0115
Additional Noninterest Income$172,0002,740
Total noninterest expense$4,917,000911
Salaries and employee benefits$1,594,0001,561
Premises and equipment expense$887,000735
Additional noninterest expense$2,436,000568
Pre-tax net operating income$-1,183,0008,764
Securities gains (losses)$0955
Applicable income taxes$-495,0008,767
Income before extraordinary items$-688,0008,735
Extraordinary gains, net$021
Net income$-688,0008,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$11,193,00040
Net operating income$-688,0008,726
2005-12-31 (YTD Data)Rank
Total interest income$18,317,0001,838
Total interest expense$7,003,0001,628
Net interest income$11,314,0001,968
Provision for loan and lease losses$961,0001,081
Total noninterest income$3,540,0001,410
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$422,0003,439
Trading account gains and fees$0138
Additional Noninterest Income$3,118,000992
Total noninterest expense$10,895,0001,578
Salaries and employee benefits$5,133,0001,819
Premises and equipment expense$2,428,000991
Additional noninterest expense$3,334,0001,526
Pre-tax net operating income$2,998,0002,755
Securities gains (losses)$-6,0007,363
Applicable income taxes$1,151,0002,064
Income before extraordinary items$1,841,0003,298
Extraordinary gains, net$046
Net income$1,841,0003,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,103
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,844,8403,262
2005-09-30 (YTD Data)Rank
Total interest income$12,874,0001,902
Total interest expense$4,783,0001,687
Net interest income$8,091,0002,041
Provision for loan and lease losses$841,000898
Total noninterest income$3,354,0001,188
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$301,0003,546
Trading account gains and fees$0126
Additional Noninterest Income$3,053,000797
Total noninterest expense$7,838,0001,614
Salaries and employee benefits$3,751,0001,847
Premises and equipment expense$1,591,0001,140
Additional noninterest expense$2,496,0001,509
Pre-tax net operating income$2,766,0002,371
Securities gains (losses)$-6,0007,744
Applicable income taxes$1,069,0001,793
Income before extraordinary items$1,691,0002,836
Extraordinary gains, net$035
Net income$1,691,0002,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,513
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,694,8402,796
2005-06-30 (YTD Data)Rank
Total interest income$7,928,0001,995
Total interest expense$2,841,0001,783
Net interest income$5,087,0002,132
Provision for loan and lease losses$188,0002,255
Total noninterest income$297,0004,818
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$192,0003,588
Trading account gains and fees$0116
Additional Noninterest Income$105,0005,089
Total noninterest expense$4,833,0001,727
Salaries and employee benefits$2,367,0001,917
Premises and equipment expense$976,0001,229
Additional noninterest expense$1,490,0001,658
Pre-tax net operating income$363,0006,208
Securities gains (losses)$-6,0007,982
Applicable income taxes$136,0004,397
Income before extraordinary items$221,0006,757
Extraordinary gains, net$030
Net income$221,0006,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,940
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$224,8406,675
2005-03-31 (YTD Data)Rank
Total interest income$3,730,0002,071
Total interest expense$1,290,0001,839
Net interest income$2,440,0002,198
Provision for loan and lease losses$93,0002,159
Total noninterest income$141,0004,864
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$96,0003,535
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,411
Total noninterest expense$2,300,0001,813
Salaries and employee benefits$1,131,0002,022
Premises and equipment expense$463,0001,301
Additional noninterest expense$706,0001,752
Pre-tax net operating income$188,0006,091
Securities gains (losses)$01,685
Applicable income taxes$67,0004,351
Income before extraordinary items$121,0006,554
Extraordinary gains, net$024
Net income$121,0006,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,169
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$121,0006,511
2004-12-31 (YTD Data)Rank
Total interest income$12,952,0002,220
Total interest expense$4,323,0001,881
Net interest income$8,629,0002,371
Provision for loan and lease losses$200,0003,677
Total noninterest income$761,0004,188
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$415,0003,561
Trading account gains and fees$0138
Additional Noninterest Income$346,0003,993
Total noninterest expense$8,756,0001,850
Salaries and employee benefits$4,123,0002,108
Premises and equipment expense$1,442,0001,612
Additional noninterest expense$3,191,0001,536
Pre-tax net operating income$434,0006,929
Securities gains (losses)$03,819
Applicable income taxes$71,0005,805
Income before extraordinary items$363,0006,955
Extraordinary gains, net$034
Net income$363,0006,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$363,0006,897
2004-09-30 (YTD Data)Rank
Total interest income$9,504,0002,230
Total interest expense$3,152,0001,903
Net interest income$6,352,0002,384
Provision for loan and lease losses$150,0003,509
Total noninterest income$562,0004,246
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$295,0003,706
Trading account gains and fees$0134
Additional Noninterest Income$267,0003,945
Total noninterest expense$6,097,0001,967
Salaries and employee benefits$2,857,0002,259
Premises and equipment expense$1,042,0001,677
Additional noninterest expense$2,198,0001,644
Pre-tax net operating income$667,0005,621
Securities gains (losses)$03,710
Applicable income taxes$189,0004,533
Income before extraordinary items$478,0005,924
Extraordinary gains, net$026
Net income$478,0005,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$478,0005,846
2004-06-30 (YTD Data)Rank
Total interest income$6,260,0002,235
Total interest expense$2,092,0001,889
Net interest income$4,168,0002,393
Provision for loan and lease losses$100,0003,453
Total noninterest income$393,0004,132
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$197,0003,684
Trading account gains and fees$0130
Additional Noninterest Income$196,0003,779
Total noninterest expense$4,113,0001,945
Salaries and employee benefits$1,863,0002,321
Premises and equipment expense$686,0001,683
Additional noninterest expense$1,564,0001,547
Pre-tax net operating income$348,0006,195
Securities gains (losses)$03,413
Applicable income taxes$80,0005,115
Income before extraordinary items$268,0006,295
Extraordinary gains, net$021
Net income$268,0006,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$268,0006,207
2004-03-31 (YTD Data)Rank
Total interest income$3,118,0002,250
Total interest expense$1,049,0001,904
Net interest income$2,069,0002,411
Provision for loan and lease losses$50,0003,283
Total noninterest income$222,0003,798
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$100,0003,583
Trading account gains and fees$0121
Additional Noninterest Income$122,0003,315
Total noninterest expense$1,967,0002,042
Salaries and employee benefits$912,0002,378
Premises and equipment expense$354,0001,656
Additional noninterest expense$701,0001,693
Pre-tax net operating income$274,0005,043
Securities gains (losses)$02,934
Applicable income taxes$72,0004,306
Income before extraordinary items$202,0005,319
Extraordinary gains, net$016
Net income$202,0005,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$202,0005,198
2003-12-31 (YTD Data)Rank
Total interest income$13,104,0002,170
Total interest expense$4,889,0001,830
Net interest income$8,215,0002,377
Provision for loan and lease losses$210,0003,929
Total noninterest income$815,0004,193
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$433,0003,471
Trading account gains and fees$0160
Additional Noninterest Income$382,0004,065
Total noninterest expense$7,031,0002,247
Salaries and employee benefits$3,120,0002,686
Premises and equipment expense$1,342,0001,690
Additional noninterest expense$2,569,0001,879
Pre-tax net operating income$1,789,0003,649
Securities gains (losses)$04,500
Applicable income taxes$487,0003,419
Income before extraordinary items$1,302,0003,914
Extraordinary gains, net$054
Net income$1,302,0003,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,281
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,302,0003,749
2003-09-30 (YTD Data)Rank
Total interest income$9,956,0002,176
Total interest expense$3,784,0001,848
Net interest income$6,172,0002,371
Provision for loan and lease losses$158,0003,807
Total noninterest income$651,0004,085
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$327,0003,451
Trading account gains and fees$0153
Additional Noninterest Income$324,0003,915
Total noninterest expense$5,078,0002,324
Salaries and employee benefits$2,242,0002,779
Premises and equipment expense$1,000,0001,711
Additional noninterest expense$1,836,0001,948
Pre-tax net operating income$1,587,0003,403
Securities gains (losses)$04,204
Applicable income taxes$418,0003,337
Income before extraordinary items$1,169,0003,576
Extraordinary gains, net$040
Net income$1,169,0003,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,378
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,169,0003,395
2003-06-30 (YTD Data)Rank
Total interest income$6,716,0002,164
Total interest expense$2,584,0001,867
Net interest income$4,132,0002,345
Provision for loan and lease losses$105,0003,773
Total noninterest income$453,0003,965
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$216,0003,438
Trading account gains and fees$0150
Additional Noninterest Income$237,0003,717
Total noninterest expense$3,589,0002,187
Salaries and employee benefits$1,671,0002,507
Premises and equipment expense$668,0001,702
Additional noninterest expense$1,250,0001,918
Pre-tax net operating income$891,0003,780
Securities gains (losses)$03,782
Applicable income taxes$296,0003,266
Income before extraordinary items$595,0004,328
Extraordinary gains, net$030
Net income$595,0004,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,737
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$595,0004,114
2003-03-31 (YTD Data)Rank
Total interest income$3,395,0002,165
Total interest expense$1,314,0001,871
Net interest income$2,081,0002,338
Provision for loan and lease losses$52,0003,624
Total noninterest income$242,0003,716
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$109,0003,332
Trading account gains and fees$0134
Additional Noninterest Income$133,0003,422
Total noninterest expense$1,761,0002,215
Salaries and employee benefits$837,0002,519
Premises and equipment expense$342,0001,671
Additional noninterest expense$582,0002,025
Pre-tax net operating income$510,0003,443
Securities gains (losses)$02,891
Applicable income taxes$161,0003,103
Income before extraordinary items$349,0003,808
Extraordinary gains, net$021
Net income$349,0003,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$349,0003,629
2002-12-31 (YTD Data)Rank
Total interest income$14,305,0002,146
Total interest expense$5,911,0001,923
Net interest income$8,394,0002,311
Provision for loan and lease losses$290,0003,537
Total noninterest income$805,0003,975
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$481,0003,074
Trading account gains and fees$0153
Additional Noninterest Income$324,0004,087
Total noninterest expense$6,639,0002,247
Salaries and employee benefits$3,141,0002,515
Premises and equipment expense$1,027,0002,128
Additional noninterest expense$2,471,0001,873
Pre-tax net operating income$2,270,0003,104
Securities gains (losses)$33,0002,759
Applicable income taxes$831,0002,523
Income before extraordinary items$1,472,0003,553
Extraordinary gains, net$070
Net income$1,472,0003,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,420
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,450,8803,486
2001-12-31 (YTD Data)Rank
Total interest income$15,769,0002,187
Total interest expense$8,343,0001,940
Net interest income$7,426,0002,418
Provision for loan and lease losses$239,0003,779
Total noninterest income$768,0003,969
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$480,0002,934
Trading account gains and fees$0177
Additional Noninterest Income$288,0004,205
Total noninterest expense$5,600,0002,525
Salaries and employee benefits$2,664,0002,798
Premises and equipment expense$639,0003,195
Additional noninterest expense$2,297,0001,957
Pre-tax net operating income$2,355,0002,797
Securities gains (losses)$-19,0009,370
Applicable income taxes$833,0002,354
Income before extraordinary items$1,503,0003,218
Extraordinary gains, net$0105
Net income$1,503,0003,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,648
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,515,1603,097
2000-12-31 (YTD Data)Rank
Total interest income$15,684,0002,238
Total interest expense$8,701,0001,983
Net interest income$6,983,0002,552
Provision for loan and lease losses$208,0003,659
Total noninterest income$821,0003,602
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$340,0003,682
Trading account gains and fees$0180
Additional Noninterest Income$481,0003,014
Total noninterest expense$5,046,0002,693
Salaries and employee benefits$2,335,0003,015
Premises and equipment expense$605,0003,251
Additional noninterest expense$2,106,0002,061
Pre-tax net operating income$2,550,0002,713
Securities gains (losses)$01,956
Applicable income taxes$765,0002,593
Income before extraordinary items$1,785,0002,816
Extraordinary gains, net$038
Net income$1,785,0002,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,280
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,785,0002,811
1999-12-31 (YTD Data)Rank
Total interest income$14,251,0002,284
Total interest expense$7,924,0001,897
Net interest income$6,327,0002,783
Provision for loan and lease losses$252,0003,031
Total noninterest income$479,0005,084
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$267,0004,333
Trading account gains and fees$0173
Additional Noninterest Income$212,0004,807
Total noninterest expense$4,703,0002,874
Salaries and employee benefits$2,189,0003,155
Premises and equipment expense$569,0003,411
Additional noninterest expense$1,945,0002,250
Pre-tax net operating income$1,851,0003,536
Securities gains (losses)$03,155
Applicable income taxes$597,0003,234
Income before extraordinary items$1,254,0003,728
Extraordinary gains, net$035
Net income$1,254,0003,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,310
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,254,0003,699
1998-12-31 (YTD Data)Rank
Total interest income$13,606,0002,392
Total interest expense$8,001,0001,905
Net interest income$5,605,0003,068
Provision for loan and lease losses$230,0003,213
Total noninterest income$423,0005,434
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$160,0005,747
Trading account gains and fees$0224
Additional Noninterest Income$263,0004,296
Total noninterest expense$4,157,0003,118
Salaries and employee benefits$1,957,0003,414
Premises and equipment expense$480,0003,809
Additional noninterest expense$1,720,0002,418
Pre-tax net operating income$1,641,0003,917
Securities gains (losses)$04,449
Applicable income taxes$550,0003,614
Income before extraordinary items$1,091,0004,210
Extraordinary gains, net$032
Net income$1,091,0004,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,392
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,091,0004,120
1997-12-31 (YTD Data)Rank
Total interest income$11,967,0002,738
Total interest expense$6,728,0002,241
Net interest income$5,239,0003,326
Provision for loan and lease losses$120,0004,629
Total noninterest income$280,0006,883
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$117,0006,834
Trading account gains and fees$0239
Additional Noninterest Income$163,0005,480
Total noninterest expense$3,767,0003,360
Salaries and employee benefits$1,679,0003,871
Premises and equipment expense$391,0004,520
Additional noninterest expense$1,697,0002,429
Pre-tax net operating income$1,632,0004,161
Securities gains (losses)$-17,00010,300
Applicable income taxes$557,0003,896
Income before extraordinary items$1,058,0004,493
Extraordinary gains, net$044
Net income$1,058,0004,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,076
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,069,2204,391
1996-12-31 (YTD Data)Rank
Total interest income$10,732,0003,062
Total interest expense$5,829,0002,610
Net interest income$4,903,0003,594
Provision for loan and lease losses$120,0004,568
Total noninterest income$252,0007,547
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$88,0007,775
Trading account gains and fees$0262
Additional Noninterest Income$164,0005,709
Total noninterest expense$4,038,0003,321
Salaries and employee benefits$1,368,0004,668
Premises and equipment expense$305,0005,523
Additional noninterest expense$2,365,0002,111
Pre-tax net operating income$997,0005,748
Securities gains (losses)$2,0003,501
Applicable income taxes$335,0005,474
Income before extraordinary items$664,0005,919
Extraordinary gains, net$053
Net income$664,0005,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,930
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$662,6805,868
1995-12-31 (YTD Data)Rank
Total interest income$10,410,0003,189
Total interest expense$5,451,0002,805
Net interest income$4,959,0003,570
Provision for loan and lease losses$120,0004,090
Total noninterest income$212,0008,251
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$80,0008,310
Trading account gains and fees$0522
Additional Noninterest Income$132,0006,351
Total noninterest expense$2,942,0004,367
Salaries and employee benefits$1,229,0005,104
Premises and equipment expense$326,0005,292
Additional noninterest expense$1,387,0003,298
Pre-tax net operating income$2,109,0003,328
Securities gains (losses)$03,831
Applicable income taxes$720,0003,163
Income before extraordinary items$1,389,0003,491
Extraordinary gains, net$065
Net income$1,389,0003,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,475
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,389,0003,461
1994-12-31 (YTD Data)Rank
Total interest income$9,825,0003,076
Total interest expense$4,451,0002,754
Net interest income$5,374,0003,337
Provision for loan and lease losses$120,0004,039
Total noninterest income$147,0009,754
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$74,0008,860
Trading account gains and fees$0475
Additional Noninterest Income$73,0008,528
Total noninterest expense$2,755,0004,757
Salaries and employee benefits$1,145,0005,473
Premises and equipment expense$327,0005,350
Additional noninterest expense$1,283,0003,818
Pre-tax net operating income$2,646,0002,685
Securities gains (losses)$03,600
Applicable income taxes$822,0002,711
Income before extraordinary items$1,824,0002,661
Extraordinary gains, net$0249
Net income$1,824,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,750
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,824,0002,674
1993-12-31 (YTD Data)Rank
Total interest income$10,117,0003,045
Total interest expense$4,901,0002,620
Net interest income$5,216,0003,428
Provision for loan and lease losses$120,0005,200
Total noninterest income$371,0006,791
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$95,0008,525
Trading account gains and fees$0532
Additional Noninterest Income$276,0004,706
Total noninterest expense$2,531,0005,222
Salaries and employee benefits$1,009,0006,080
Premises and equipment expense$313,0005,644
Additional noninterest expense$1,209,0004,168
Pre-tax net operating income$2,936,0002,334
Securities gains (losses)$1,0007,052
Applicable income taxes$1,057,0002,130
Income before extraordinary items$1,880,0002,677
Extraordinary gains, net$03,149
Net income$1,880,0002,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0006,927
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,879,3602,515
1992-12-31 (YTD Data)Rank
Total interest income$11,021,0003,183
Total interest expense$6,435,0002,617
Net interest income$4,586,0003,936
Provision for loan and lease losses$124,0006,630
Total noninterest income$362,0006,943
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$362,0003,946
Total noninterest expense$2,470,0005,373
Salaries and employee benefits$1,084,0005,647
Premises and equipment expense$410,0004,711
Additional noninterest expense$976,0005,144
Pre-tax net operating income$2,354,0002,645
Securities gains (losses)$-27,00013,553
Applicable income taxes$776,0002,695
Income before extraordinary items$1,551,0002,976
Extraordinary gains, net$01,422
Net income$1,551,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0008,305
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,569,0902,709

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.