Home > M C Bank & Trust Company > Income and Expense

M C Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,687,0001,845
Total interest expense$5,269,0001,955
Net interest income$15,418,0001,767
Provision for loan and lease losses$1,106,000784
Total noninterest income$1,615,0002,243
Gross Fiduciary activities income$0981
Service charges on deposit accounts$503,0001,639
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0002,179
Total noninterest expense$12,825,0001,727
Salaries and employee benefits$7,503,0001,690
Premises and equipment expense$2,716,000948
Additional noninterest expense$1,112,0002,179
Pre-tax net operating income$3,102,0002,473
Securities gains (losses)$-841,0004,269
Applicable income taxes$532,0001,859
Income before extraordinary items$1,729,0002,925
Extraordinary gains, net$054
Net income$1,729,0002,958
Minority interest net income$088
Net income of bank and minority interests.$1,729,0002,927
Net charge-offs$30,0002,026
Cash dividends$749,0002,445
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,393,3902,615
2023-09-30 (YTD Data)Rank
Total interest income$14,891,0001,866
Total interest expense$3,578,0001,956
Net interest income$11,313,0001,807
Provision for loan and lease losses$900,000696
Total noninterest income$1,164,0002,259
Gross Fiduciary activities income$0950
Service charges on deposit accounts$380,0001,633
Trading account gains and feesNANA
Additional Noninterest Income$784,0002,227
Total noninterest expense$9,316,0001,766
Salaries and employee benefits$5,290,0001,755
Premises and equipment expense$2,036,000949
Additional noninterest expense$784,0002,227
Pre-tax net operating income$2,261,0002,555
Securities gains (losses)$-350,0004,315
Applicable income taxes$434,0001,853
Income before extraordinary items$1,477,0002,859
Extraordinary gains, net$052
Net income$1,477,0002,889
Minority interest net income$081
Net income of bank and minority interests.$1,477,0002,860
Net charge-offs$32,0001,679
Cash dividends$573,0002,139
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,753,5002,689
2023-06-30 (YTD Data)Rank
Total interest income$9,635,0001,884
Total interest expense$2,141,0001,932
Net interest income$7,494,0001,830
Provision for loan and lease losses$600,000689
Total noninterest income$802,0002,188
Gross Fiduciary activities income$0931
Service charges on deposit accounts$253,0001,624
Trading account gains and feesNANA
Additional Noninterest Income$549,0002,106
Total noninterest expense$6,127,0001,776
Salaries and employee benefits$3,516,0001,757
Premises and equipment expense$1,280,000981
Additional noninterest expense$549,0002,103
Pre-tax net operating income$1,569,0002,540
Securities gains (losses)$-350,0004,438
Applicable income taxes$289,0001,871
Income before extraordinary items$930,0002,958
Extraordinary gains, net$051
Net income$930,0002,990
Minority interest net income$081
Net income of bank and minority interests.$930,0002,957
Net charge-offs$23,0001,480
Cash dividends$382,0002,159
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,206,5002,662
2023-03-31 (YTD Data)Rank
Total interest income$4,522,0001,953
Total interest expense$814,0002,082
Net interest income$3,708,0001,849
Provision for loan and lease losses$300,000662
Total noninterest income$372,0002,267
Gross Fiduciary activities income$0913
Service charges on deposit accounts$125,0001,643
Trading account gains and feesNANA
Additional Noninterest Income$247,0002,202
Total noninterest expense$3,027,0001,822
Salaries and employee benefits$1,551,0001,949
Premises and equipment expense$699,000946
Additional noninterest expense$247,0002,202
Pre-tax net operating income$753,0002,619
Securities gains (losses)$-350,0004,521
Applicable income taxes$111,0002,073
Income before extraordinary items$292,0003,511
Extraordinary gains, net$04
Net income$292,0003,510
Minority interest net income$048
Net income of bank and minority interests.$292,0003,511
Net charge-offs$14,0001,246
Cash dividends$191,0001,845
Sale, conversion, retirement of capital stock, net$0430
Net operating income$568,5002,785
2022-12-31 (YTD Data)Rank
Total interest income$16,086,0001,854
Total interest expense$922,0002,529
Net interest income$15,164,0001,776
Provision for loan and lease losses$320,0001,485
Total noninterest income$586,0003,383
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$305,0002,231
Trading account gains and feesNANA
Additional Noninterest Income$281,0003,579
Total noninterest expense$11,148,0001,863
Salaries and employee benefits$6,222,0001,907
Premises and equipment expense$2,114,0001,146
Additional noninterest expense$281,0003,579
Pre-tax net operating income$4,282,0002,216
Securities gains (losses)$0691
Applicable income taxes$981,0001,562
Income before extraordinary items$3,301,0002,332
Extraordinary gains, net$05
Net income$3,301,0002,332
Minority interest net income$063
Net income of bank and minority interests.$3,301,0002,331
Net charge-offs$1,270,000357
Cash dividends$764,0002,373
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,301,0002,364
2022-09-30 (YTD Data)Rank
Total interest income$11,624,0001,853
Total interest expense$652,0002,294
Net interest income$10,972,0001,804
Provision for loan and lease losses$60,0002,156
Total noninterest income$344,0003,614
Gross Fiduciary activities income$0968
Service charges on deposit accounts$214,0002,318
Trading account gains and feesNANA
Additional Noninterest Income$130,0003,917
Total noninterest expense$7,916,0001,927
Salaries and employee benefits$4,285,0002,008
Premises and equipment expense$1,559,0001,156
Additional noninterest expense$130,0003,917
Pre-tax net operating income$3,340,0002,161
Securities gains (losses)$0740
Applicable income taxes$756,0001,558
Income before extraordinary items$2,584,0002,269
Extraordinary gains, net$04
Net income$2,584,0002,268
Minority interest net income$057
Net income of bank and minority interests.$2,584,0002,268
Net charge-offs$333,000548
Cash dividends$573,0002,101
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,584,0002,306
2022-06-30 (YTD Data)Rank
Total interest income$7,044,0001,932
Total interest expense$446,0002,104
Net interest income$6,598,0001,907
Provision for loan and lease losses$02,599
Total noninterest income$306,0003,364
Gross Fiduciary activities income$0925
Service charges on deposit accounts$139,0002,341
Trading account gains and feesNANA
Additional Noninterest Income$167,0003,492
Total noninterest expense$5,223,0001,929
Salaries and employee benefits$2,852,0002,014
Premises and equipment expense$1,044,0001,146
Additional noninterest expense$1,327,0002,156
Pre-tax net operating income$1,681,0002,427
Securities gains (losses)$0687
Applicable income taxes$364,0001,720
Income before extraordinary items$1,317,0002,512
Extraordinary gains, net$04
Net income$1,317,0002,512
Minority interest net income$060
Net income of bank and minority interests.$1,317,0002,512
Net charge-offs$343,000405
Cash dividends$382,0002,094
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,317,0002,544
2022-03-31 (YTD Data)Rank
Total interest income$3,330,0001,969
Total interest expense$241,0001,962
Net interest income$3,089,0001,947
Provision for loan and lease losses$02,285
Total noninterest income$153,0003,326
Gross Fiduciary activities income$0892
Service charges on deposit accounts$69,0002,339
Trading account gains and feesNANA
Additional Noninterest Income$84,0003,443
Total noninterest expense$2,532,0001,963
Salaries and employee benefits$1,441,0001,988
Premises and equipment expense$520,0001,161
Additional noninterest expense$571,0002,357
Pre-tax net operating income$710,0002,536
Securities gains (losses)$0623
Applicable income taxes$151,0001,794
Income before extraordinary items$559,0002,626
Extraordinary gains, net$04
Net income$559,0002,623
Minority interest net income$050
Net income of bank and minority interests.$559,0002,626
Net charge-offs$01,838
Cash dividends$191,0001,763
Sale, conversion, retirement of capital stock, net$0453
Net operating income$559,0002,647
2021-12-31 (YTD Data)Rank
Total interest income$13,607,0002,007
Total interest expense$1,086,0002,095
Net interest income$12,521,0001,972
Provision for loan and lease losses$200,0001,725
Total noninterest income$488,0003,674
Gross Fiduciary activities income$0994
Service charges on deposit accounts$249,0002,395
Trading account gains and feesNANA
Additional Noninterest Income$239,0003,888
Total noninterest expense$10,057,0001,970
Salaries and employee benefits$5,521,0002,049
Premises and equipment expense$1,948,0001,244
Additional noninterest expense$2,588,0002,205
Pre-tax net operating income$2,752,0002,785
Securities gains (losses)$02,062
Applicable income taxes$597,0001,978
Income before extraordinary items$2,155,0002,925
Extraordinary gains, net$010
Net income$2,155,0002,925
Minority interest net income$074
Net income of bank and minority interests.$2,155,0002,925
Net charge-offs$445,000681
Cash dividends$789,0002,444
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,155,0002,904
2021-09-30 (YTD Data)Rank
Total interest income$9,878,0002,085
Total interest expense$813,0002,178
Net interest income$9,065,0002,039
Provision for loan and lease losses$200,0001,464
Total noninterest income$378,0003,688
Gross Fiduciary activities income$0957
Service charges on deposit accounts$186,0002,409
Trading account gains and feesNANA
Additional Noninterest Income$192,0003,874
Total noninterest expense$7,387,0002,005
Salaries and employee benefits$4,065,0002,073
Premises and equipment expense$1,445,0001,262
Additional noninterest expense$1,877,0002,256
Pre-tax net operating income$1,856,0003,014
Securities gains (losses)$02,015
Applicable income taxes$411,0002,101
Income before extraordinary items$1,445,0003,190
Extraordinary gains, net$08
Net income$1,445,0003,189
Minority interest net income$069
Net income of bank and minority interests.$1,445,0003,190
Net charge-offs$357,000601
Cash dividends$583,0002,192
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,445,0003,167
2021-06-30 (YTD Data)Rank
Total interest income$6,437,0002,118
Total interest expense$531,0002,276
Net interest income$5,906,0002,068
Provision for loan and lease losses$150,0001,356
Total noninterest income$242,0003,736
Gross Fiduciary activities income$0951
Service charges on deposit accounts$123,0002,381
Trading account gains and feesNANA
Additional Noninterest Income$119,0003,927
Total noninterest expense$4,835,0002,025
Salaries and employee benefits$2,621,0002,115
Premises and equipment expense$960,0001,262
Additional noninterest expense$1,254,0002,231
Pre-tax net operating income$1,163,0003,080
Securities gains (losses)$01,818
Applicable income taxes$288,0002,050
Income before extraordinary items$875,0003,293
Extraordinary gains, net$06
Net income$875,0003,292
Minority interest net income$067
Net income of bank and minority interests.$875,0003,293
Net charge-offs$478,000416
Cash dividends$372,0002,204
Sale, conversion, retirement of capital stock, net$0517
Net operating income$875,0003,262
2021-03-31 (YTD Data)Rank
Total interest income$3,115,0002,159
Total interest expense$257,0002,411
Net interest income$2,858,0002,095
Provision for loan and lease losses$150,000937
Total noninterest income$108,0003,816
Gross Fiduciary activities income$0922
Service charges on deposit accounts$65,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$43,0004,102
Total noninterest expense$2,354,0002,044
Salaries and employee benefits$1,292,0002,117
Premises and equipment expense$483,0001,267
Additional noninterest expense$579,0002,316
Pre-tax net operating income$462,0003,320
Securities gains (losses)$01,392
Applicable income taxes$30,0002,921
Income before extraordinary items$432,0003,285
Extraordinary gains, net$03
Net income$432,0003,286
Minority interest net income$055
Net income of bank and minority interests.$432,0003,285
Net charge-offs$806,000199
Cash dividends$167,0001,900
Sale, conversion, retirement of capital stock, net$0482
Net operating income$432,0003,257
2020-12-31 (YTD Data)Rank
Total interest income$14,760,0001,918
Total interest expense$1,184,0002,690
Net interest income$13,576,0001,796
Provision for loan and lease losses$1,350,0001,325
Total noninterest income$538,0003,554
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$262,0002,386
Trading account gains and feesNANA
Additional Noninterest Income$276,0003,702
Total noninterest expense$9,146,0002,076
Salaries and employee benefits$5,128,0002,123
Premises and equipment expense$1,663,0001,399
Additional noninterest expense$2,355,0002,281
Pre-tax net operating income$3,618,0002,180
Securities gains (losses)$02,675
Applicable income taxes$771,0001,649
Income before extraordinary items$2,847,0002,368
Extraordinary gains, net$04
Net income$2,847,0002,368
Minority interest net income$072
Net income of bank and minority interests.$2,847,0002,368
Net charge-offs$1,121,000609
Cash dividends$778,0002,447
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,847,0002,316
2020-09-30 (YTD Data)Rank
Total interest income$10,941,0001,946
Total interest expense$896,0002,763
Net interest income$10,045,0001,811
Provision for loan and lease losses$950,0001,401
Total noninterest income$425,0003,489
Gross Fiduciary activities income$0981
Service charges on deposit accounts$189,0002,456
Trading account gains and feesNANA
Additional Noninterest Income$236,0003,569
Total noninterest expense$6,664,0002,101
Salaries and employee benefits$3,739,0002,136
Premises and equipment expense$1,224,0001,420
Additional noninterest expense$1,701,0002,314
Pre-tax net operating income$2,856,0002,104
Securities gains (losses)$02,494
Applicable income taxes$683,0001,479
Income before extraordinary items$2,173,0002,330
Extraordinary gains, net$04
Net income$2,173,0002,330
Minority interest net income$065
Net income of bank and minority interests.$2,173,0002,330
Net charge-offs$55,0002,008
Cash dividends$610,0002,135
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,173,0002,276
2020-06-30 (YTD Data)Rank
Total interest income$6,764,0002,074
Total interest expense$596,0002,888
Net interest income$6,168,0001,910
Provision for loan and lease losses$400,0001,792
Total noninterest income$303,0003,386
Gross Fiduciary activities income$0970
Service charges on deposit accounts$147,0002,307
Trading account gains and feesNANA
Additional Noninterest Income$156,0003,552
Total noninterest expense$4,415,0002,108
Salaries and employee benefits$2,483,0002,146
Premises and equipment expense$805,0001,423
Additional noninterest expense$1,127,0002,312
Pre-tax net operating income$1,656,0002,262
Securities gains (losses)$02,249
Applicable income taxes$308,0001,726
Income before extraordinary items$1,348,0002,389
Extraordinary gains, net$04
Net income$1,348,0002,389
Minority interest net income$065
Net income of bank and minority interests.$1,348,0002,389
Net charge-offs$13,0002,360
Cash dividends$366,0002,248
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,348,0002,358
2020-03-31 (YTD Data)Rank
Total interest income$3,340,0002,077
Total interest expense$307,0002,976
Net interest income$3,033,0001,902
Provision for loan and lease losses$150,0001,627
Total noninterest income$177,0003,162
Gross Fiduciary activities income$0941
Service charges on deposit accounts$96,0002,185
Trading account gains and feesNANA
Additional Noninterest Income$81,0003,404
Total noninterest expense$2,275,0002,081
Salaries and employee benefits$1,264,0002,138
Premises and equipment expense$409,0001,416
Additional noninterest expense$602,0002,252
Pre-tax net operating income$785,0002,180
Securities gains (losses)$01,705
Applicable income taxes$150,0001,637
Income before extraordinary items$635,0002,319
Extraordinary gains, net$04
Net income$635,0002,318
Minority interest net income$056
Net income of bank and minority interests.$635,0002,319
Net charge-offs$5,0002,107
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$635,0002,286
2019-12-31 (YTD Data)Rank
Total interest income$14,504,0001,972
Total interest expense$1,348,0002,887
Net interest income$13,156,0001,798
Provision for loan and lease losses$890,000994
Total noninterest income$656,0003,348
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$431,0002,130
Trading account gains and feesNANA
Additional Noninterest Income$225,0003,846
Total noninterest expense$8,610,0002,141
Salaries and employee benefits$4,753,0002,177
Premises and equipment expense$1,693,0001,354
Additional noninterest expense$2,164,0002,429
Pre-tax net operating income$4,312,0001,953
Securities gains (losses)$02,379
Applicable income taxes$689,0001,726
Income before extraordinary items$3,623,0002,024
Extraordinary gains, net$011
Net income$3,623,0002,026
Minority interest net income$076
Net income of bank and minority interests.$3,623,0002,026
Net charge-offs$555,000965
Cash dividends$629,0002,795
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,623,0001,992
2019-09-30 (YTD Data)Rank
Total interest income$10,533,0002,051
Total interest expense$1,031,0002,886
Net interest income$9,502,0001,869
Provision for loan and lease losses$630,000970
Total noninterest income$507,0003,323
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$325,0002,129
Trading account gains and feesNANA
Additional Noninterest Income$182,0003,814
Total noninterest expense$6,421,0002,149
Salaries and employee benefits$3,500,0002,216
Premises and equipment expense$1,246,0001,385
Additional noninterest expense$1,675,0002,387
Pre-tax net operating income$2,958,0002,129
Securities gains (losses)$02,167
Applicable income taxes$518,0001,766
Income before extraordinary items$2,440,0002,237
Extraordinary gains, net$011
Net income$2,440,0002,237
Minority interest net income$072
Net income of bank and minority interests.$2,440,0002,238
Net charge-offs$280,0001,078
Cash dividends$461,0002,556
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,440,0002,200
2019-06-30 (YTD Data)Rank
Total interest income$6,948,0002,068
Total interest expense$701,0002,840
Net interest income$6,247,0001,895
Provision for loan and lease losses$420,000972
Total noninterest income$355,0003,223
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$223,0002,053
Trading account gains and feesNANA
Additional Noninterest Income$132,0003,724
Total noninterest expense$4,234,0002,177
Salaries and employee benefits$2,299,0002,237
Premises and equipment expense$829,0001,386
Additional noninterest expense$1,106,0002,419
Pre-tax net operating income$1,948,0002,133
Securities gains (losses)$01,702
Applicable income taxes$396,0001,628
Income before extraordinary items$1,552,0002,287
Extraordinary gains, net$011
Net income$1,552,0002,287
Minority interest net income$069
Net income of bank and minority interests.$1,552,0002,287
Net charge-offs$214,000956
Cash dividends$320,0002,528
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,552,0002,253
2019-03-31 (YTD Data)Rank
Total interest income$3,478,0002,056
Total interest expense$349,0002,822
Net interest income$3,129,0001,904
Provision for loan and lease losses$210,000909
Total noninterest income$161,0003,322
Gross Fiduciary activities income$0972
Service charges on deposit accounts$110,0002,070
Trading account gains and feesNANA
Additional Noninterest Income$51,0003,965
Total noninterest expense$2,060,0002,226
Salaries and employee benefits$1,127,0002,291
Premises and equipment expense$412,0001,418
Additional noninterest expense$521,0002,511
Pre-tax net operating income$1,020,0002,030
Securities gains (losses)$01,087
Applicable income taxes$150,0001,832
Income before extraordinary items$870,0002,073
Extraordinary gains, net$05
Net income$870,0002,072
Minority interest net income$052
Net income of bank and minority interests.$870,0002,072
Net charge-offs$27,0001,553
Cash dividends$142,0002,258
Sale, conversion, retirement of capital stock, net$0529
Net operating income$870,0002,054
2018-12-31 (YTD Data)Rank
Total interest income$13,391,0002,030
Total interest expense$941,0003,019
Net interest income$12,450,0001,881
Provision for loan and lease losses$510,0001,430
Total noninterest income$790,0003,169
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$471,0002,078
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,606
Total noninterest expense$8,487,0002,154
Salaries and employee benefits$4,543,0002,256
Premises and equipment expense$1,644,0001,371
Additional noninterest expense$2,300,0002,362
Pre-tax net operating income$4,243,0002,025
Securities gains (losses)$01,125
Applicable income taxes$642,0001,769
Income before extraordinary items$3,601,0002,041
Extraordinary gains, net$06
Net income$3,601,0002,039
Minority interest net income$072
Net income of bank and minority interests.$3,601,0002,040
Net charge-offs$827,000695
Cash dividends$565,0002,864
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,601,0002,038
2018-09-30 (YTD Data)Rank
Total interest income$9,955,0002,029
Total interest expense$648,0003,089
Net interest income$9,307,0001,890
Provision for loan and lease losses$360,0001,414
Total noninterest income$611,0003,148
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$333,0002,170
Trading account gains and feesNANA
Additional Noninterest Income$278,0003,464
Total noninterest expense$6,353,0002,154
Salaries and employee benefits$3,340,0002,279
Premises and equipment expense$1,243,0001,378
Additional noninterest expense$1,770,0002,310
Pre-tax net operating income$3,205,0002,031
Securities gains (losses)$01,118
Applicable income taxes$520,0001,748
Income before extraordinary items$2,685,0002,064
Extraordinary gains, net$05
Net income$2,685,0002,062
Minority interest net income$066
Net income of bank and minority interests.$2,685,0002,063
Net charge-offs$792,000521
Cash dividends$424,0002,546
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,685,0002,061
2018-06-30 (YTD Data)Rank
Total interest income$7,162,0001,905
Total interest expense$428,0003,032
Net interest income$6,734,0001,764
Provision for loan and lease losses$210,0001,458
Total noninterest income$399,0003,197
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$218,0002,194
Trading account gains and feesNANA
Additional Noninterest Income$181,0003,511
Total noninterest expense$4,257,0002,161
Salaries and employee benefits$2,216,0002,300
Premises and equipment expense$830,0001,395
Additional noninterest expense$1,211,0002,275
Pre-tax net operating income$2,666,0001,668
Securities gains (losses)$0961
Applicable income taxes$425,0001,550
Income before extraordinary items$2,241,0001,730
Extraordinary gains, net$06
Net income$2,241,0001,729
Minority interest net income$065
Net income of bank and minority interests.$2,241,0001,729
Net charge-offs$736,000394
Cash dividends$283,0002,557
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,241,0001,722
2018-03-31 (YTD Data)Rank
Total interest income$3,831,0001,784
Total interest expense$214,0002,980
Net interest income$3,617,0001,640
Provision for loan and lease losses$60,0001,880
Total noninterest income$224,0003,014
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$112,0002,151
Trading account gains and feesNANA
Additional Noninterest Income$112,0003,187
Total noninterest expense$2,106,0002,190
Salaries and employee benefits$1,115,0002,312
Premises and equipment expense$400,0001,446
Additional noninterest expense$591,0002,306
Pre-tax net operating income$1,675,0001,368
Securities gains (losses)$0735
Applicable income taxes$153,0001,810
Income before extraordinary items$1,522,0001,316
Extraordinary gains, net$07
Net income$1,522,0001,316
Minority interest net income$052
Net income of bank and minority interests.$1,522,0001,316
Net charge-offs$710,000264
Cash dividends$141,0002,156
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,522,0001,309
2017-12-31 (YTD Data)Rank
Total interest income$12,436,0002,073
Total interest expense$898,0002,743
Net interest income$11,538,0001,976
Provision for loan and lease losses$240,0002,185
Total noninterest income$681,0003,499
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$451,0002,204
Trading account gains and feesNANA
Additional Noninterest Income$230,0004,071
Total noninterest expense$7,996,0002,265
Salaries and employee benefits$4,190,0002,395
Premises and equipment expense$1,530,0001,495
Additional noninterest expense$2,276,0002,418
Pre-tax net operating income$3,983,0002,047
Securities gains (losses)$02,243
Applicable income taxes$1,036,0001,842
Income before extraordinary items$2,947,0002,084
Extraordinary gains, net$09
Net income$2,947,0002,084
Minority interest net income$076
Net income of bank and minority interests.$2,947,0002,084
Net charge-offs$-582,0005,586
Cash dividends$478,0003,017
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,947,0002,056
2017-09-30 (YTD Data)Rank
Total interest income$9,345,0002,067
Total interest expense$691,0002,666
Net interest income$8,654,0001,983
Provision for loan and lease losses$180,0002,116
Total noninterest income$527,0003,481
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$329,0002,256
Trading account gains and feesNANA
Additional Noninterest Income$198,0003,972
Total noninterest expense$5,940,0002,293
Salaries and employee benefits$3,102,0002,421
Premises and equipment expense$1,185,0001,447
Additional noninterest expense$1,653,0002,492
Pre-tax net operating income$3,061,0002,035
Securities gains (losses)$02,274
Applicable income taxes$714,0001,768
Income before extraordinary items$2,347,0002,133
Extraordinary gains, net$09
Net income$2,347,0002,134
Minority interest net income$071
Net income of bank and minority interests.$2,347,0002,134
Net charge-offs$-687,0005,666
Cash dividends$336,0002,785
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,347,0002,104
2017-06-30 (YTD Data)Rank
Total interest income$6,309,0002,023
Total interest expense$460,0002,631
Net interest income$5,849,0001,950
Provision for loan and lease losses$120,0002,050
Total noninterest income$345,0003,523
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$217,0002,258
Trading account gains and feesNANA
Additional Noninterest Income$128,0004,044
Total noninterest expense$3,819,0002,361
Salaries and employee benefits$2,005,0002,484
Premises and equipment expense$769,0001,501
Additional noninterest expense$1,045,0002,587
Pre-tax net operating income$2,255,0001,851
Securities gains (losses)$01,906
Applicable income taxes$488,0001,720
Income before extraordinary items$1,767,0001,879
Extraordinary gains, net$011
Net income$1,767,0001,879
Minority interest net income$071
Net income of bank and minority interests.$1,767,0001,879
Net charge-offs$-741,0005,744
Cash dividends$224,0002,759
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,767,0001,856
2017-03-31 (YTD Data)Rank
Total interest income$3,132,0002,032
Total interest expense$228,0002,619
Net interest income$2,904,0001,951
Provision for loan and lease losses$60,0001,878
Total noninterest income$180,0003,436
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$126,0002,021
Trading account gains and feesNANA
Additional Noninterest Income$54,0004,216
Total noninterest expense$1,926,0002,369
Salaries and employee benefits$998,0002,525
Premises and equipment expense$384,0001,517
Additional noninterest expense$544,0002,508
Pre-tax net operating income$1,098,0001,844
Securities gains (losses)$01,153
Applicable income taxes$195,0001,896
Income before extraordinary items$903,0001,792
Extraordinary gains, net$08
Net income$903,0001,791
Minority interest net income$055
Net income of bank and minority interests.$903,0001,792
Net charge-offs$-643,0005,822
Cash dividends$112,0002,324
Sale, conversion, retirement of capital stock, net$0632
Net operating income$903,0001,780
2016-12-31 (YTD Data)Rank
Total interest income$12,574,0001,997
Total interest expense$994,0002,425
Net interest income$11,580,0001,923
Provision for loan and lease losses$550,0001,384
Total noninterest income$754,0003,474
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$489,0002,114
Trading account gains and fees$0170
Additional Noninterest Income$265,0004,073
Total noninterest expense$7,989,0002,294
Salaries and employee benefits$4,097,0002,457
Premises and equipment expense$1,557,0001,466
Additional noninterest expense$2,335,0002,445
Pre-tax net operating income$3,795,0002,004
Securities gains (losses)$03,212
Applicable income taxes$720,0001,948
Income before extraordinary items$3,075,0002,064
Extraordinary gains, net$05
Net income$3,075,0002,063
Minority interest net income$082
Net income of bank and minority interests.$3,075,0002,063
Net charge-offs$742,000832
Cash dividends$384,0003,249
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,075,0002,008
2016-09-30 (YTD Data)Rank
Total interest income$9,499,0001,980
Total interest expense$769,0002,386
Net interest income$8,730,0001,912
Provision for loan and lease losses$450,0001,227
Total noninterest income$583,0003,430
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$370,0002,116
Trading account gains and fees$0169
Additional Noninterest Income$213,0004,032
Total noninterest expense$5,922,0002,315
Salaries and employee benefits$3,026,0002,466
Premises and equipment expense$1,158,0001,480
Additional noninterest expense$1,738,0002,464
Pre-tax net operating income$2,941,0001,991
Securities gains (losses)$03,160
Applicable income taxes$620,0001,866
Income before extraordinary items$2,321,0002,083
Extraordinary gains, net$05
Net income$2,321,0002,083
Minority interest net income$071
Net income of bank and minority interests.$2,321,0002,083
Net charge-offs$628,000668
Cash dividends$266,0002,975
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,321,0002,009
2016-06-30 (YTD Data)Rank
Total interest income$6,354,0001,979
Total interest expense$521,0002,365
Net interest income$5,833,0001,915
Provision for loan and lease losses$300,0001,234
Total noninterest income$387,0003,445
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$244,0002,103
Trading account gains and fees$0157
Additional Noninterest Income$143,0004,034
Total noninterest expense$3,917,0002,341
Salaries and employee benefits$2,011,0002,493
Premises and equipment expense$766,0001,492
Additional noninterest expense$1,140,0002,499
Pre-tax net operating income$2,003,0001,934
Securities gains (losses)$02,835
Applicable income taxes$470,0001,732
Income before extraordinary items$1,533,0002,085
Extraordinary gains, net$016
Net income$1,533,0002,085
Minority interest net income$071
Net income of bank and minority interests.$1,533,0002,085
Net charge-offs$654,000479
Cash dividends$177,0002,947
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,533,0002,019
2016-03-31 (YTD Data)Rank
Total interest income$3,168,0001,982
Total interest expense$263,0002,363
Net interest income$2,905,0001,933
Provision for loan and lease losses$150,0001,146
Total noninterest income$185,0003,485
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$135,0001,932
Trading account gains and fees$0142
Additional Noninterest Income$50,0004,402
Total noninterest expense$1,890,0002,424
Salaries and employee benefits$998,0002,517
Premises and equipment expense$361,0001,584
Additional noninterest expense$531,0002,649
Pre-tax net operating income$1,050,0001,855
Securities gains (losses)$02,077
Applicable income taxes$260,0001,612
Income before extraordinary items$790,0002,010
Extraordinary gains, net$012
Net income$790,0002,010
Minority interest net income$062
Net income of bank and minority interests.$790,0002,010
Net charge-offs$638,000284
Cash dividends$88,0002,467
Sale, conversion, retirement of capital stock, net$0659
Net operating income$790,0001,965
2015-12-31 (YTD Data)Rank
Total interest income$12,285,0001,988
Total interest expense$1,022,0002,378
Net interest income$11,263,0001,924
Provision for loan and lease losses$376,0001,655
Total noninterest income$846,0003,365
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$501,0002,136
Trading account gains and fees$0159
Additional Noninterest Income$345,0003,790
Total noninterest expense$7,643,0002,396
Salaries and employee benefits$3,882,0002,552
Premises and equipment expense$1,452,0001,578
Additional noninterest expense$2,309,0002,494
Pre-tax net operating income$4,090,0001,831
Securities gains (losses)$03,216
Applicable income taxes$990,0001,597
Income before extraordinary items$3,100,0001,998
Extraordinary gains, net$023
Net income$3,100,0001,999
Minority interest net income$081
Net income of bank and minority interests.$3,100,0002,000
Net charge-offs$-121,0005,760
Cash dividends$330,0003,322
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,100,0001,952
2015-09-30 (YTD Data)Rank
Total interest income$9,144,0002,012
Total interest expense$755,0002,430
Net interest income$8,389,0001,957
Provision for loan and lease losses$226,0001,801
Total noninterest income$643,0003,352
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$358,0002,219
Trading account gains and fees$0153
Additional Noninterest Income$285,0003,686
Total noninterest expense$5,588,0002,454
Salaries and employee benefits$2,889,0002,574
Premises and equipment expense$1,106,0001,566
Additional noninterest expense$1,593,0002,664
Pre-tax net operating income$3,218,0001,807
Securities gains (losses)$03,031
Applicable income taxes$720,0001,668
Income before extraordinary items$2,498,0001,894
Extraordinary gains, net$021
Net income$2,498,0001,896
Minority interest net income$078
Net income of bank and minority interests.$2,498,0001,896
Net charge-offs$-268,0006,015
Cash dividends$222,0003,060
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,498,0001,857
2015-06-30 (YTD Data)Rank
Total interest income$5,998,0002,034
Total interest expense$496,0002,474
Net interest income$5,502,0001,971
Provision for loan and lease losses$132,0001,929
Total noninterest income$413,0003,416
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$233,0002,231
Trading account gains and fees$0157
Additional Noninterest Income$180,0003,793
Total noninterest expense$3,675,0002,483
Salaries and employee benefits$1,925,0002,596
Premises and equipment expense$741,0001,571
Additional noninterest expense$1,009,0002,787
Pre-tax net operating income$2,108,0001,820
Securities gains (losses)$02,636
Applicable income taxes$510,0001,604
Income before extraordinary items$1,598,0001,939
Extraordinary gains, net$022
Net income$1,598,0001,941
Minority interest net income$075
Net income of bank and minority interests.$1,598,0001,941
Net charge-offs$-317,0006,148
Cash dividends$133,0003,062
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,598,0001,894
2015-03-31 (YTD Data)Rank
Total interest income$2,980,0002,045
Total interest expense$240,0002,558
Net interest income$2,740,0001,976
Provision for loan and lease losses$66,0001,842
Total noninterest income$181,0003,577
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$107,0002,356
Trading account gains and fees$0152
Additional Noninterest Income$74,0004,024
Total noninterest expense$1,806,0002,530
Salaries and employee benefits$961,0002,603
Premises and equipment expense$357,0001,654
Additional noninterest expense$488,0002,840
Pre-tax net operating income$1,049,0001,780
Securities gains (losses)$02,027
Applicable income taxes$270,0001,548
Income before extraordinary items$779,0001,964
Extraordinary gains, net$013
Net income$779,0001,967
Minority interest net income$064
Net income of bank and minority interests.$779,0001,966
Net charge-offs$48,0001,594
Cash dividends$44,0002,632
Sale, conversion, retirement of capital stock, net$0697
Net operating income$779,0001,909
2014-12-31 (YTD Data)Rank
Total interest income$12,040,0002,029
Total interest expense$913,0002,756
Net interest income$11,127,0001,945
Provision for loan and lease losses$282,0002,076
Total noninterest income$843,0003,397
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$501,0002,284
Trading account gains and fees$0180
Additional Noninterest Income$342,0003,846
Total noninterest expense$7,144,0002,580
Salaries and employee benefits$3,532,0002,742
Premises and equipment expense$1,500,0001,571
Additional noninterest expense$2,112,0002,754
Pre-tax net operating income$4,544,0001,663
Securities gains (losses)$03,259
Applicable income taxes$1,010,0001,528
Income before extraordinary items$3,534,0001,750
Extraordinary gains, net$017
Net income$3,534,0001,750
Minority interest net income$084
Net income of bank and minority interests.$3,534,0001,749
Net charge-offs$963,000927
Cash dividends$350,0003,246
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,534,0001,717
2014-09-30 (YTD Data)Rank
Total interest income$9,246,0002,011
Total interest expense$691,0002,785
Net interest income$8,555,0001,913
Provision for loan and lease losses$238,0001,874
Total noninterest income$632,0003,435
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$365,0002,337
Trading account gains and fees$0174
Additional Noninterest Income$267,0003,813
Total noninterest expense$5,170,0002,648
Salaries and employee benefits$2,632,0002,767
Premises and equipment expense$1,096,0001,611
Additional noninterest expense$1,442,0002,984
Pre-tax net operating income$3,779,0001,527
Securities gains (losses)$02,980
Applicable income taxes$790,0001,532
Income before extraordinary items$2,989,0001,588
Extraordinary gains, net$015
Net income$2,989,0001,588
Minority interest net income$081
Net income of bank and minority interests.$2,989,0001,588
Net charge-offs$1,025,000662
Cash dividends$240,0002,944
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,989,0001,557
2014-06-30 (YTD Data)Rank
Total interest income$6,121,0002,018
Total interest expense$457,0002,829
Net interest income$5,664,0001,915
Provision for loan and lease losses$172,0001,794
Total noninterest income$407,0003,465
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$230,0002,411
Trading account gains and fees$0172
Additional Noninterest Income$177,0003,815
Total noninterest expense$3,426,0002,661
Salaries and employee benefits$1,760,0002,766
Premises and equipment expense$706,0001,683
Additional noninterest expense$960,0002,989
Pre-tax net operating income$2,473,0001,518
Securities gains (losses)$02,580
Applicable income taxes$627,0001,341
Income before extraordinary items$1,846,0001,642
Extraordinary gains, net$020
Net income$1,846,0001,645
Minority interest net income$080
Net income of bank and minority interests.$1,846,0001,644
Net charge-offs$934,000532
Cash dividends$133,0003,006
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,846,0001,618
2014-03-31 (YTD Data)Rank
Total interest income$3,051,0002,016
Total interest expense$227,0002,876
Net interest income$2,824,0001,917
Provision for loan and lease losses$150,0001,189
Total noninterest income$171,0003,740
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$107,0002,533
Trading account gains and fees$0147
Additional Noninterest Income$64,0004,241
Total noninterest expense$1,710,0002,677
Salaries and employee benefits$877,0002,789
Premises and equipment expense$355,0001,698
Additional noninterest expense$478,0002,989
Pre-tax net operating income$1,135,0001,587
Securities gains (losses)$01,715
Applicable income taxes$270,0001,437
Income before extraordinary items$865,0001,690
Extraordinary gains, net$016
Net income$865,0001,694
Minority interest net income$066
Net income of bank and minority interests.$865,0001,693
Net charge-offs$-7,0005,595
Cash dividends$45,0002,589
Sale, conversion, retirement of capital stock, net$0747
Net operating income$865,0001,659
2013-12-31 (YTD Data)Rank
Total interest income$12,441,0001,991
Total interest expense$917,0003,138
Net interest income$11,524,0001,861
Provision for loan and lease losses$750,0001,404
Total noninterest income$872,0003,471
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$495,0002,395
Trading account gains and fees$0184
Additional Noninterest Income$377,0003,757
Total noninterest expense$6,611,0002,757
Salaries and employee benefits$3,421,0002,855
Premises and equipment expense$1,347,0001,743
Additional noninterest expense$1,843,0003,161
Pre-tax net operating income$5,035,0001,415
Securities gains (losses)$03,182
Applicable income taxes$1,056,0001,420
Income before extraordinary items$3,979,0001,519
Extraordinary gains, net$029
Net income$3,979,0001,521
Minority interest net income$090
Net income of bank and minority interests.$3,979,0001,523
Net charge-offs$1,834,000809
Cash dividends$382,0003,049
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,979,0001,482
2013-09-30 (YTD Data)Rank
Total interest income$9,279,0002,002
Total interest expense$687,0003,215
Net interest income$8,592,0001,871
Provision for loan and lease losses$600,0001,326
Total noninterest income$641,0003,563
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$354,0002,510
Trading account gains and fees$0180
Additional Noninterest Income$287,0003,805
Total noninterest expense$5,044,0002,722
Salaries and employee benefits$2,541,0002,878
Premises and equipment expense$1,035,0001,713
Additional noninterest expense$1,468,0003,028
Pre-tax net operating income$3,589,0001,508
Securities gains (losses)$03,040
Applicable income taxes$784,0001,468
Income before extraordinary items$2,805,0001,601
Extraordinary gains, net$025
Net income$2,805,0001,604
Minority interest net income$084
Net income of bank and minority interests.$2,805,0001,604
Net charge-offs$149,0002,871
Cash dividends$135,0003,180
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,805,0001,557
2013-06-30 (YTD Data)Rank
Total interest income$6,081,0002,034
Total interest expense$455,0003,298
Net interest income$5,626,0001,893
Provision for loan and lease losses$450,0001,252
Total noninterest income$424,0003,621
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$236,0002,472
Trading account gains and fees$0157
Additional Noninterest Income$188,0003,887
Total noninterest expense$3,280,0002,785
Salaries and employee benefits$1,682,0002,909
Premises and equipment expense$669,0001,754
Additional noninterest expense$929,0003,133
Pre-tax net operating income$2,320,0001,528
Securities gains (losses)$02,791
Applicable income taxes$559,0001,414
Income before extraordinary items$1,761,0001,697
Extraordinary gains, net$022
Net income$1,761,0001,701
Minority interest net income$082
Net income of bank and minority interests.$1,761,0001,702
Net charge-offs$-5,0005,951
Cash dividends$90,0003,068
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,761,0001,627
2013-03-31 (YTD Data)Rank
Total interest income$3,092,0002,027
Total interest expense$226,0003,398
Net interest income$2,866,0001,863
Provision for loan and lease losses$300,000980
Total noninterest income$190,0003,761
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$119,0002,453
Trading account gains and fees$0148
Additional Noninterest Income$71,0004,261
Total noninterest expense$1,582,0002,899
Salaries and employee benefits$832,0002,948
Premises and equipment expense$328,0001,814
Additional noninterest expense$422,0003,382
Pre-tax net operating income$1,174,0001,498
Securities gains (losses)$01,966
Applicable income taxes$305,0001,309
Income before extraordinary items$869,0001,670
Extraordinary gains, net$010
Net income$869,0001,671
Minority interest net income$076
Net income of bank and minority interests.$869,0001,672
Net charge-offs$-5,0005,894
Cash dividends$45,0002,396
Sale, conversion, retirement of capital stock, net$0789
Net operating income$869,0001,614
2012-12-31 (YTD Data)Rank
Total interest income$12,555,0002,088
Total interest expense$960,0003,711
Net interest income$11,595,0001,895
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$882,0003,473
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$482,0002,562
Trading account gains and fees$0166
Additional Noninterest Income$400,0003,632
Total noninterest expense$6,534,0002,833
Salaries and employee benefits$3,255,0002,957
Premises and equipment expense$1,371,0001,718
Additional noninterest expense$1,908,0003,201
Pre-tax net operating income$4,743,0001,436
Securities gains (losses)$03,810
Applicable income taxes$835,0001,649
Income before extraordinary items$3,908,0001,482
Extraordinary gains, net$029
Net income$3,908,0001,483
Minority interest net income$093
Net income of bank and minority interests.$3,908,0001,483
Net charge-offs$434,0002,839
Cash dividends$224,0003,530
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,908,0001,393
2012-09-30 (YTD Data)Rank
Total interest income$9,452,0002,112
Total interest expense$725,0003,815
Net interest income$8,727,0001,902
Provision for loan and lease losses$900,0001,552
Total noninterest income$665,0003,506
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$356,0002,619
Trading account gains and fees$0157
Additional Noninterest Income$309,0003,649
Total noninterest expense$5,139,0002,711
Salaries and employee benefits$2,472,0002,939
Premises and equipment expense$1,017,0001,745
Additional noninterest expense$1,650,0002,875
Pre-tax net operating income$3,353,0001,548
Securities gains (losses)$03,575
Applicable income taxes$680,0001,617
Income before extraordinary items$2,673,0001,646
Extraordinary gains, net$020
Net income$2,673,0001,647
Minority interest net income$086
Net income of bank and minority interests.$2,673,0001,647
Net charge-offs$-18,0006,725
Cash dividends$135,0003,157
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,673,0001,554
2012-06-30 (YTD Data)Rank
Total interest income$6,336,0002,120
Total interest expense$487,0003,891
Net interest income$5,849,0001,889
Provision for loan and lease losses$600,0001,572
Total noninterest income$450,0003,443
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$236,0002,614
Trading account gains and fees$0153
Additional Noninterest Income$214,0003,577
Total noninterest expense$3,430,0002,730
Salaries and employee benefits$1,641,0002,962
Premises and equipment expense$652,0001,824
Additional noninterest expense$1,137,0002,814
Pre-tax net operating income$2,269,0001,526
Securities gains (losses)$03,178
Applicable income taxes$603,0001,313
Income before extraordinary items$1,666,0001,733
Extraordinary gains, net$019
Net income$1,666,0001,731
Minority interest net income$084
Net income of bank and minority interests.$1,666,0001,733
Net charge-offs$-3,0006,365
Cash dividends$90,0003,082
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,666,0001,653
2012-03-31 (YTD Data)Rank
Total interest income$3,205,0002,112
Total interest expense$253,0003,909
Net interest income$2,952,0001,879
Provision for loan and lease losses$300,0001,500
Total noninterest income$199,0003,659
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$114,0002,654
Trading account gains and fees$0148
Additional Noninterest Income$85,0003,939
Total noninterest expense$1,682,0002,769
Salaries and employee benefits$806,0003,012
Premises and equipment expense$317,0001,879
Additional noninterest expense$559,0002,819
Pre-tax net operating income$1,169,0001,473
Securities gains (losses)$02,210
Applicable income taxes$318,0001,247
Income before extraordinary items$851,0001,709
Extraordinary gains, net$019
Net income$851,0001,710
Minority interest net income$078
Net income of bank and minority interests.$851,0001,710
Net charge-offs$9,0004,072
Cash dividends$45,0002,464
Sale, conversion, retirement of capital stock, net$0861
Net operating income$851,0001,605
2011-12-31 (YTD Data)Rank
Total interest income$12,946,0002,154
Total interest expense$1,374,0003,651
Net interest income$11,572,0001,901
Provision for loan and lease losses$1,200,0002,155
Total noninterest income$894,0003,312
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$502,0002,559
Trading account gains and fees$0146
Additional Noninterest Income$392,0003,470
Total noninterest expense$6,624,0002,795
Salaries and employee benefits$3,138,0002,999
Premises and equipment expense$1,295,0001,923
Additional noninterest expense$2,191,0002,874
Pre-tax net operating income$4,642,0001,251
Securities gains (losses)$03,838
Applicable income taxes$847,0001,508
Income before extraordinary items$3,795,0001,308
Extraordinary gains, net$029
Net income$3,795,0001,308
Minority interest net income$096
Net income of bank and minority interests.$3,795,0001,308
Net charge-offs$141,0004,652
Cash dividends$306,0002,974
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,795,0001,238
2011-09-30 (YTD Data)Rank
Total interest income$9,710,0002,184
Total interest expense$1,099,0003,618
Net interest income$8,611,0001,919
Provision for loan and lease losses$900,0002,078
Total noninterest income$705,0003,244
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$390,0002,499
Trading account gains and fees$0145
Additional Noninterest Income$315,0003,395
Total noninterest expense$5,036,0002,761
Salaries and employee benefits$2,423,0002,926
Premises and equipment expense$971,0001,926
Additional noninterest expense$1,642,0002,900
Pre-tax net operating income$3,380,0001,337
Securities gains (losses)$03,555
Applicable income taxes$909,0001,165
Income before extraordinary items$2,471,0001,539
Extraordinary gains, net$021
Net income$2,471,0001,539
Minority interest net income$087
Net income of bank and minority interests.$2,471,0001,539
Net charge-offs$51,0004,964
Cash dividends$138,0002,958
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,471,0001,455
2011-06-30 (YTD Data)Rank
Total interest income$6,433,0002,217
Total interest expense$736,0003,696
Net interest income$5,697,0001,935
Provision for loan and lease losses$600,0002,044
Total noninterest income$474,0003,227
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$257,0002,508
Trading account gains and fees$0153
Additional Noninterest Income$217,0003,361
Total noninterest expense$3,320,0002,818
Salaries and employee benefits$1,614,0002,953
Premises and equipment expense$617,0002,043
Additional noninterest expense$1,089,0002,976
Pre-tax net operating income$2,251,0001,306
Securities gains (losses)$02,914
Applicable income taxes$619,0001,122
Income before extraordinary items$1,632,0001,505
Extraordinary gains, net$015
Net income$1,632,0001,505
Minority interest net income$089
Net income of bank and minority interests.$1,632,0001,505
Net charge-offs$40,0004,628
Cash dividends$90,0002,857
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,632,0001,437
2011-03-31 (YTD Data)Rank
Total interest income$3,121,0002,288
Total interest expense$373,0003,765
Net interest income$2,748,0001,992
Provision for loan and lease losses$300,0001,892
Total noninterest income$225,0003,353
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$128,0002,490
Trading account gains and fees$0158
Additional Noninterest Income$97,0003,622
Total noninterest expense$1,626,0002,885
Salaries and employee benefits$800,0003,000
Premises and equipment expense$304,0002,108
Additional noninterest expense$522,0003,071
Pre-tax net operating income$1,047,0001,378
Securities gains (losses)$2,0001,590
Applicable income taxes$281,0001,175
Income before extraordinary items$768,0001,538
Extraordinary gains, net$09
Net income$768,0001,538
Minority interest net income$086
Net income of bank and minority interests.$768,0001,538
Net charge-offs$24,0003,913
Cash dividends$45,0002,269
Sale, conversion, retirement of capital stock, net$0925
Net operating income$766,5401,497
2010-12-31 (YTD Data)Rank
Total interest income$13,379,0002,252
Total interest expense$1,622,0004,078
Net interest income$11,757,0001,868
Provision for loan and lease losses$1,534,0002,433
Total noninterest income$970,0003,274
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$804,0001,820
Trading account gains and fees$0175
Additional Noninterest Income$166,0004,845
Total noninterest expense$6,715,0002,821
Salaries and employee benefits$3,084,0003,034
Premises and equipment expense$1,318,0001,941
Additional noninterest expense$2,313,0002,858
Pre-tax net operating income$4,478,0001,132
Securities gains (losses)$6,0003,427
Applicable income taxes$927,0001,302
Income before extraordinary items$3,557,0001,206
Extraordinary gains, net$029
Net income$3,557,0001,207
Minority interest net income$0111
Net income of bank and minority interests.$3,557,0001,209
Net charge-offs$26,0006,262
Cash dividends$227,0003,181
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,552,2601,165
2010-09-30 (YTD Data)Rank
Total interest income$10,265,0002,255
Total interest expense$1,223,0004,206
Net interest income$9,042,0001,857
Provision for loan and lease losses$1,234,0002,244
Total noninterest income$760,0003,246
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$620,0001,828
Trading account gains and fees$0165
Additional Noninterest Income$140,0004,755
Total noninterest expense$5,048,0002,816
Salaries and employee benefits$2,348,0003,024
Premises and equipment expense$986,0001,963
Additional noninterest expense$1,714,0002,828
Pre-tax net operating income$3,520,0001,144
Securities gains (losses)$5,0003,295
Applicable income taxes$1,145,000914
Income before extraordinary items$2,380,0001,398
Extraordinary gains, net$023
Net income$2,380,0001,401
Minority interest net income$0110
Net income of bank and minority interests.$2,380,0001,402
Net charge-offs$6,0006,398
Cash dividends$137,0003,001
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,376,6001,344
2010-06-30 (YTD Data)Rank
Total interest income$7,015,0002,230
Total interest expense$817,0004,290
Net interest income$6,198,0001,806
Provision for loan and lease losses$934,0002,012
Total noninterest income$544,0003,058
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$336,0002,159
Trading account gains and fees$0152
Additional Noninterest Income$208,0003,450
Total noninterest expense$3,366,0002,820
Salaries and employee benefits$1,554,0003,057
Premises and equipment expense$662,0001,966
Additional noninterest expense$1,150,0002,813
Pre-tax net operating income$2,442,0001,094
Securities gains (losses)$03,184
Applicable income taxes$830,000831
Income before extraordinary items$1,612,0001,367
Extraordinary gains, net$019
Net income$1,612,0001,367
Minority interest net income$0105
Net income of bank and minority interests.$1,612,0001,368
Net charge-offs$11,0005,773
Cash dividends$90,0002,908
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,612,0001,320
2010-03-31 (YTD Data)Rank
Total interest income$3,639,0002,200
Total interest expense$413,0004,389
Net interest income$3,226,0001,760
Provision for loan and lease losses$662,0001,532
Total noninterest income$253,0003,191
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$168,0002,148
Trading account gains and fees$0175
Additional Noninterest Income$85,0003,799
Total noninterest expense$1,625,0002,932
Salaries and employee benefits$760,0003,150
Premises and equipment expense$322,0002,075
Additional noninterest expense$543,0002,955
Pre-tax net operating income$1,192,0001,111
Securities gains (losses)$02,284
Applicable income taxes$470,000743
Income before extraordinary items$722,0001,513
Extraordinary gains, net$016
Net income$722,0001,515
Minority interest net income$091
Net income of bank and minority interests.$722,0001,515
Net charge-offs$-1,0006,806
Cash dividends$45,0002,317
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$722,0001,458
2009-12-31 (YTD Data)Rank
Total interest income$13,278,0002,506
Total interest expense$2,150,0004,249
Net interest income$11,128,0001,983
Provision for loan and lease losses$1,333,0003,052
Total noninterest income$1,084,0003,185
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$679,0002,312
Trading account gains and fees$0211
Additional Noninterest Income$405,0003,530
Total noninterest expense$6,518,0002,973
Salaries and employee benefits$2,958,0003,217
Premises and equipment expense$1,336,0002,000
Additional noninterest expense$2,224,0003,049
Pre-tax net operating income$4,361,000957
Securities gains (losses)$03,754
Applicable income taxes$835,0001,098
Income before extraordinary items$3,526,000964
Extraordinary gains, net$034
Net income$3,526,000962
Minority interest net income$0115
Net income of bank and minority interests.$3,526,000963
Net charge-offs$1,011,0002,844
Cash dividends$330,0003,100
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,526,000962
2009-09-30 (YTD Data)Rank
Total interest income$9,937,0002,543
Total interest expense$1,701,0004,256
Net interest income$8,236,0001,999
Provision for loan and lease losses$460,0003,929
Total noninterest income$809,0003,230
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$494,0002,383
Trading account gains and fees$0212
Additional Noninterest Income$315,0003,544
Total noninterest expense$4,977,0002,928
Salaries and employee benefits$2,240,0003,216
Premises and equipment expense$1,054,0001,936
Additional noninterest expense$1,683,0002,994
Pre-tax net operating income$3,608,000925
Securities gains (losses)$03,497
Applicable income taxes$1,005,000845
Income before extraordinary items$2,603,0001,043
Extraordinary gains, net$027
Net income$2,603,0001,042
Minority interest net income$0118
Net income of bank and minority interests.$2,603,0001,043
Net charge-offs$143,0004,672
Cash dividends$240,0002,892
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,603,0001,026
2009-06-30 (YTD Data)Rank
Total interest income$6,634,0002,579
Total interest expense$1,191,0004,268
Net interest income$5,443,0002,013
Provision for loan and lease losses$300,0003,683
Total noninterest income$532,0003,266
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$310,0002,479
Trading account gains and fees$0193
Additional Noninterest Income$222,0003,487
Total noninterest expense$3,218,0003,038
Salaries and employee benefits$1,489,0003,255
Premises and equipment expense$674,0002,032
Additional noninterest expense$1,055,0003,165
Pre-tax net operating income$2,457,000931
Securities gains (losses)$03,136
Applicable income taxes$697,000833
Income before extraordinary items$1,760,0001,082
Extraordinary gains, net$021
Net income$1,760,0001,080
Minority interest net income$0112
Net income of bank and minority interests.$1,760,0001,082
Net charge-offs$-3,0007,699
Cash dividends$192,0002,735
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,760,0001,051
2009-03-31 (YTD Data)Rank
Total interest income$3,325,0002,606
Total interest expense$640,0004,199
Net interest income$2,685,0002,034
Provision for loan and lease losses$150,0003,210
Total noninterest income$266,0003,249
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$180,0002,146
Trading account gains and fees$0171
Additional Noninterest Income$86,0003,891
Total noninterest expense$1,528,0003,094
Salaries and employee benefits$754,0003,261
Premises and equipment expense$331,0002,102
Additional noninterest expense$443,0003,312
Pre-tax net operating income$1,273,000993
Securities gains (losses)$02,434
Applicable income taxes$367,000891
Income before extraordinary items$906,0001,197
Extraordinary gains, net$015
Net income$906,0001,198
Minority interest net income$0102
Net income of bank and minority interests.$906,0001,199
Net charge-offs$-9,0007,845
Cash dividends$92,0002,333
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$906,0001,121
2008-12-31 (YTD Data)Rank
Total interest income$13,686,0002,698
Total interest expense$3,141,0004,122
Net interest income$10,545,0002,104
Provision for loan and lease losses$382,0004,208
Total noninterest income$1,014,0003,378
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$776,0002,179
Trading account gains and fees$0154
Additional Noninterest Income$238,0004,536
Total noninterest expense$6,291,0002,944
Salaries and employee benefits$2,906,0003,339
Premises and equipment expense$1,316,0002,055
Additional noninterest expense$2,069,0002,779
Pre-tax net operating income$4,886,0001,123
Securities gains (losses)$03,220
Applicable income taxes$1,262,000992
Income before extraordinary items$3,624,0001,143
Extraordinary gains, net$039
Net income$3,624,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0003,859
Cash dividends$458,0003,495
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,624,0001,218
2008-09-30 (YTD Data)Rank
Total interest income$10,338,0002,736
Total interest expense$2,448,0004,138
Net interest income$7,890,0002,128
Provision for loan and lease losses$360,0003,240
Total noninterest income$796,0003,348
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$596,0002,153
Trading account gains and fees$0148
Additional Noninterest Income$200,0004,415
Total noninterest expense$4,648,0002,960
Salaries and employee benefits$2,173,0003,397
Premises and equipment expense$995,0002,054
Additional noninterest expense$1,480,0002,800
Pre-tax net operating income$3,678,0001,334
Securities gains (losses)$03,106
Applicable income taxes$1,062,0001,101
Income before extraordinary items$2,616,0001,414
Extraordinary gains, net$031
Net income$2,616,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0003,238
Cash dividends$271,0003,542
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,616,0001,491
2008-06-30 (YTD Data)Rank
Total interest income$6,919,0002,759
Total interest expense$1,690,0004,173
Net interest income$5,229,0002,118
Provision for loan and lease losses$210,0003,064
Total noninterest income$543,0003,334
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$406,0002,086
Trading account gains and fees$0149
Additional Noninterest Income$137,0004,462
Total noninterest expense$3,061,0003,004
Salaries and employee benefits$1,442,0003,443
Premises and equipment expense$619,0002,183
Additional noninterest expense$1,000,0002,739
Pre-tax net operating income$2,501,0001,383
Securities gains (losses)$03,233
Applicable income taxes$790,0001,124
Income before extraordinary items$1,711,0001,593
Extraordinary gains, net$021
Net income$1,711,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,173
Cash dividends$180,0003,557
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,711,0001,565
2008-03-31 (YTD Data)Rank
Total interest income$3,508,0002,782
Total interest expense$877,0004,254
Net interest income$2,631,0002,109
Provision for loan and lease losses$80,0003,055
Total noninterest income$264,0003,398
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$207,0002,020
Trading account gains and fees$0158
Additional Noninterest Income$57,0004,793
Total noninterest expense$1,458,0003,147
Salaries and employee benefits$715,0003,491
Premises and equipment expense$297,0002,291
Additional noninterest expense$446,0003,000
Pre-tax net operating income$1,357,0001,385
Securities gains (losses)$02,688
Applicable income taxes$387,0001,222
Income before extraordinary items$970,0001,539
Extraordinary gains, net$015
Net income$970,0001,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,966
Cash dividends$90,0003,020
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$970,0001,487
2007-12-31 (YTD Data)Rank
Total interest income$13,643,0002,922
Total interest expense$3,373,0004,438
Net interest income$10,270,0002,195
Provision for loan and lease losses$140,0004,423
Total noninterest income$1,113,0003,313
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$873,0001,981
Trading account gains and fees$0178
Additional Noninterest Income$240,0004,677
Total noninterest expense$6,136,0002,906
Salaries and employee benefits$2,791,0003,423
Premises and equipment expense$1,323,0001,980
Additional noninterest expense$2,022,0002,651
Pre-tax net operating income$5,107,0001,611
Securities gains (losses)$02,146
Applicable income taxes$1,384,0001,493
Income before extraordinary items$3,723,0001,702
Extraordinary gains, net$039
Net income$3,723,0001,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,018
Cash dividends$422,0003,963
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,723,0001,686
2007-09-30 (YTD Data)Rank
Total interest income$10,164,0002,948
Total interest expense$2,515,0004,465
Net interest income$7,649,0002,221
Provision for loan and lease losses$80,0004,491
Total noninterest income$851,0003,259
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$671,0001,926
Trading account gains and fees$0184
Additional Noninterest Income$180,0004,706
Total noninterest expense$4,626,0002,873
Salaries and employee benefits$2,138,0003,349
Premises and equipment expense$987,0001,959
Additional noninterest expense$1,501,0002,622
Pre-tax net operating income$3,794,0001,746
Securities gains (losses)$01,655
Applicable income taxes$1,049,0001,586
Income before extraordinary items$2,745,0001,835
Extraordinary gains, net$033
Net income$2,745,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,542
Cash dividends$241,0003,903
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,745,0001,821
2007-06-30 (YTD Data)Rank
Total interest income$6,756,0002,971
Total interest expense$1,662,0004,485
Net interest income$5,094,0002,254
Provision for loan and lease losses$20,0005,312
Total noninterest income$588,0003,191
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$446,0001,928
Trading account gains and fees$0168
Additional Noninterest Income$142,0004,425
Total noninterest expense$3,029,0002,955
Salaries and employee benefits$1,406,0003,417
Premises and equipment expense$658,0001,977
Additional noninterest expense$965,0002,710
Pre-tax net operating income$2,633,0001,737
Securities gains (losses)$01,444
Applicable income taxes$709,0001,643
Income before extraordinary items$1,924,0001,796
Extraordinary gains, net$029
Net income$1,924,0001,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$181,0003,766
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,924,0001,783
2007-03-31 (YTD Data)Rank
Total interest income$3,365,0002,981
Total interest expense$835,0004,461
Net interest income$2,530,0002,272
Provision for loan and lease losses$05,779
Total noninterest income$267,0003,369
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$178,0002,272
Trading account gains and fees$0195
Additional Noninterest Income$89,0003,989
Total noninterest expense$1,466,0003,040
Salaries and employee benefits$690,0003,497
Premises and equipment expense$322,0002,027
Additional noninterest expense$454,0002,831
Pre-tax net operating income$1,331,0001,712
Securities gains (losses)$01,187
Applicable income taxes$442,0001,411
Income before extraordinary items$889,0001,893
Extraordinary gains, net$022
Net income$889,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$91,0003,225
Sale, conversion, retirement of capital stock, net$0885
Net operating income$889,0001,885
2006-12-31 (YTD Data)Rank
Total interest income$12,374,0003,003
Total interest expense$3,111,0004,226
Net interest income$9,263,0002,453
Provision for loan and lease losses$-546,0008,606
Total noninterest income$1,018,0003,504
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$726,0002,300
Trading account gains and fees$0130
Additional Noninterest Income$292,0004,350
Total noninterest expense$5,688,0003,006
Salaries and employee benefits$2,672,0003,447
Premises and equipment expense$1,235,0002,021
Additional noninterest expense$1,781,0002,846
Pre-tax net operating income$5,139,0001,832
Securities gains (losses)$01,687
Applicable income taxes$1,410,0001,760
Income before extraordinary items$3,729,0001,904
Extraordinary gains, net$051
Net income$3,729,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,947
Cash dividends$401,0004,041
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,729,0001,888
2006-09-30 (YTD Data)Rank
Total interest income$9,039,0003,053
Total interest expense$2,274,0004,198
Net interest income$6,765,0002,536
Provision for loan and lease losses$180,0003,038
Total noninterest income$759,0003,515
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$541,0002,320
Trading account gains and fees$0126
Additional Noninterest Income$218,0004,354
Total noninterest expense$4,239,0003,014
Salaries and employee benefits$2,031,0003,404
Premises and equipment expense$914,0002,061
Additional noninterest expense$1,294,0002,916
Pre-tax net operating income$3,105,0002,271
Securities gains (losses)$01,388
Applicable income taxes$818,0002,168
Income before extraordinary items$2,287,0002,319
Extraordinary gains, net$045
Net income$2,287,0002,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,217
Cash dividends$186,0004,248
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,287,0002,305
2006-06-30 (YTD Data)Rank
Total interest income$5,849,0003,089
Total interest expense$1,479,0004,150
Net interest income$4,370,0002,606
Provision for loan and lease losses$120,0002,983
Total noninterest income$513,0003,466
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$352,0002,338
Trading account gains and fees$0126
Additional Noninterest Income$161,0004,160
Total noninterest expense$2,734,0003,111
Salaries and employee benefits$1,322,0003,482
Premises and equipment expense$574,0002,166
Additional noninterest expense$838,0002,998
Pre-tax net operating income$2,029,0002,279
Securities gains (losses)$01,185
Applicable income taxes$545,0002,187
Income before extraordinary items$1,484,0002,362
Extraordinary gains, net$039
Net income$1,484,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,256
Cash dividends$122,0004,186
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,484,0002,344
2006-03-31 (YTD Data)Rank
Total interest income$2,785,0003,168
Total interest expense$713,0004,130
Net interest income$2,072,0002,705
Provision for loan and lease losses$60,0002,788
Total noninterest income$246,0003,506
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$165,0002,396
Trading account gains and fees$0115
Additional Noninterest Income$81,0004,122
Total noninterest expense$1,321,0003,215
Salaries and employee benefits$638,0003,597
Premises and equipment expense$270,0002,304
Additional noninterest expense$413,0003,028
Pre-tax net operating income$937,0002,389
Securities gains (losses)$0955
Applicable income taxes$256,0002,231
Income before extraordinary items$681,0002,495
Extraordinary gains, net$021
Net income$681,0002,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,282
Cash dividends$61,0003,460
Sale, conversion, retirement of capital stock, net$0648
Net operating income$681,0002,478
2005-12-31 (YTD Data)Rank
Total interest income$9,720,0003,221
Total interest expense$2,095,0004,296
Net interest income$7,625,0002,823
Provision for loan and lease losses$240,0003,239
Total noninterest income$876,0003,852
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$651,0002,488
Trading account gains and fees$0138
Additional Noninterest Income$225,0004,940
Total noninterest expense$5,364,0003,052
Salaries and employee benefits$2,498,0003,490
Premises and equipment expense$1,138,0002,107
Additional noninterest expense$1,728,0002,868
Pre-tax net operating income$2,897,0002,834
Securities gains (losses)$-65,0008,285
Applicable income taxes$726,0002,755
Income before extraordinary items$2,106,0002,962
Extraordinary gains, net$046
Net income$2,106,0002,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,111
Cash dividends$408,0003,952
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,154,1002,874
2005-09-30 (YTD Data)Rank
Total interest income$7,086,0003,247
Total interest expense$1,454,0004,386
Net interest income$5,632,0002,834
Provision for loan and lease losses$180,0003,127
Total noninterest income$699,0003,732
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$513,0002,391
Trading account gains and fees$0126
Additional Noninterest Income$186,0004,766
Total noninterest expense$4,044,0002,998
Salaries and employee benefits$1,946,0003,352
Premises and equipment expense$850,0002,099
Additional noninterest expense$1,248,0002,941
Pre-tax net operating income$2,107,0002,939
Securities gains (losses)$-65,0008,550
Applicable income taxes$519,0002,877
Income before extraordinary items$1,523,0003,093
Extraordinary gains, net$035
Net income$1,523,0003,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,639
Cash dividends$204,0004,014
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,571,7502,982
2005-06-30 (YTD Data)Rank
Total interest income$4,620,0003,237
Total interest expense$902,0004,442
Net interest income$3,718,0002,837
Provision for loan and lease losses$120,0003,004
Total noninterest income$476,0003,637
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$347,0002,325
Trading account gains and fees$0116
Additional Noninterest Income$129,0004,634
Total noninterest expense$2,704,0002,976
Salaries and employee benefits$1,314,0003,300
Premises and equipment expense$589,0002,009
Additional noninterest expense$801,0003,020
Pre-tax net operating income$1,370,0002,946
Securities gains (losses)$-39,0008,535
Applicable income taxes$327,0002,949
Income before extraordinary items$1,004,0003,081
Extraordinary gains, net$030
Net income$1,004,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,668
Cash dividends$144,0003,911
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,033,2502,966
2005-03-31 (YTD Data)Rank
Total interest income$2,263,0003,271
Total interest expense$428,0004,468
Net interest income$1,835,0002,868
Provision for loan and lease losses$60,0002,830
Total noninterest income$246,0003,507
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$173,0002,272
Trading account gains and fees$0115
Additional Noninterest Income$73,0004,368
Total noninterest expense$1,348,0002,993
Salaries and employee benefits$668,0003,249
Premises and equipment expense$289,0002,062
Additional noninterest expense$391,0003,078
Pre-tax net operating income$673,0002,947
Securities gains (losses)$-19,0008,656
Applicable income taxes$176,0002,803
Income before extraordinary items$478,0003,150
Extraordinary gains, net$024
Net income$478,0003,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,0008,743
Cash dividends$72,0003,215
Sale, conversion, retirement of capital stock, net$0491
Net operating income$491,8703,051
2004-12-31 (YTD Data)Rank
Total interest income$8,738,0003,174
Total interest expense$1,519,0004,476
Net interest income$7,219,0002,805
Provision for loan and lease losses$240,0003,319
Total noninterest income$1,199,0003,131
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$800,0002,143
Trading account gains and fees$0138
Additional Noninterest Income$399,0003,724
Total noninterest expense$5,504,0002,856
Salaries and employee benefits$2,649,0003,190
Premises and equipment expense$1,207,0001,903
Additional noninterest expense$1,648,0002,894
Pre-tax net operating income$2,674,0002,835
Securities gains (losses)$-27,0008,464
Applicable income taxes$654,0002,880
Income before extraordinary items$1,993,0002,925
Extraordinary gains, net$034
Net income$1,993,0002,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,312
Cash dividends$377,0004,006
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,013,2502,842
2004-09-30 (YTD Data)Rank
Total interest income$6,435,0003,209
Total interest expense$1,116,0004,494
Net interest income$5,319,0002,821
Provision for loan and lease losses$180,0003,152
Total noninterest income$967,0002,995
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$614,0002,124
Trading account gains and fees$0134
Additional Noninterest Income$353,0003,423
Total noninterest expense$4,167,0002,818
Salaries and employee benefits$1,999,0003,124
Premises and equipment expense$892,0001,928
Additional noninterest expense$1,276,0002,750
Pre-tax net operating income$1,939,0002,963
Securities gains (losses)$-27,0008,715
Applicable income taxes$437,0003,145
Income before extraordinary items$1,475,0002,991
Extraordinary gains, net$026
Net income$1,475,0002,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,900
Cash dividends$196,0004,039
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,495,7902,881
2004-06-30 (YTD Data)Rank
Total interest income$4,237,0003,230
Total interest expense$743,0004,504
Net interest income$3,494,0002,855
Provision for loan and lease losses$120,0003,090
Total noninterest income$618,0003,110
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$397,0002,157
Trading account gains and fees$0130
Additional Noninterest Income$221,0003,555
Total noninterest expense$2,759,0002,835
Salaries and employee benefits$1,323,0003,167
Premises and equipment expense$581,0001,981
Additional noninterest expense$855,0002,755
Pre-tax net operating income$1,233,0003,053
Securities gains (losses)$-14,0008,740
Applicable income taxes$267,0003,285
Income before extraordinary items$952,0003,057
Extraordinary gains, net$021
Net income$952,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,788
Cash dividends$123,0004,010
Sale, conversion, retirement of capital stock, net$0638
Net operating income$962,9202,948
2004-03-31 (YTD Data)Rank
Total interest income$2,078,0003,285
Total interest expense$379,0004,479
Net interest income$1,699,0002,918
Provision for loan and lease losses$60,0002,918
Total noninterest income$230,0003,711
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$190,0002,180
Trading account gains and fees$0121
Additional Noninterest Income$40,0005,560
Total noninterest expense$1,364,0002,868
Salaries and employee benefits$659,0003,194
Premises and equipment expense$283,0002,045
Additional noninterest expense$422,0002,763
Pre-tax net operating income$505,0003,499
Securities gains (losses)$4,0002,410
Applicable income taxes$154,0003,042
Income before extraordinary items$355,0003,809
Extraordinary gains, net$016
Net income$355,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$62,0003,260
Sale, conversion, retirement of capital stock, net$0464
Net operating income$352,2003,722
2003-12-31 (YTD Data)Rank
Total interest income$8,882,0003,151
Total interest expense$1,886,0004,202
Net interest income$6,996,0002,751
Provision for loan and lease losses$240,0003,615
Total noninterest income$1,131,0003,434
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$864,0001,987
Trading account gains and fees$0160
Additional Noninterest Income$267,0004,730
Total noninterest expense$5,344,0002,890
Salaries and employee benefits$2,592,0003,168
Premises and equipment expense$1,110,0002,049
Additional noninterest expense$1,642,0002,841
Pre-tax net operating income$2,543,0002,839
Securities gains (losses)$264,0001,135
Applicable income taxes$796,0002,540
Income before extraordinary items$2,011,0002,853
Extraordinary gains, net$054
Net income$2,011,0002,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$793,0001,106
Cash dividends$286,0004,461
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,820,9202,937
2003-09-30 (YTD Data)Rank
Total interest income$6,745,0003,149
Total interest expense$1,499,0004,143
Net interest income$5,246,0002,777
Provision for loan and lease losses$180,0003,498
Total noninterest income$852,0003,490
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$629,0002,054
Trading account gains and fees$0153
Additional Noninterest Income$223,0004,582
Total noninterest expense$4,004,0002,902
Salaries and employee benefits$1,966,0003,142
Premises and equipment expense$866,0001,974
Additional noninterest expense$1,172,0002,950
Pre-tax net operating income$1,914,0002,934
Securities gains (losses)$203,0001,223
Applicable income taxes$580,0002,739
Income before extraordinary items$1,537,0002,915
Extraordinary gains, net$040
Net income$1,537,0002,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,715
Cash dividends$192,0004,116
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,388,8102,984
2003-06-30 (YTD Data)Rank
Total interest income$4,594,0003,118
Total interest expense$1,073,0004,022
Net interest income$3,521,0002,754
Provision for loan and lease losses$120,0003,448
Total noninterest income$492,0003,775
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$395,0002,120
Trading account gains and fees$0150
Additional Noninterest Income$97,0005,371
Total noninterest expense$2,585,0002,968
Salaries and employee benefits$1,288,0003,182
Premises and equipment expense$577,0001,981
Additional noninterest expense$720,0003,151
Pre-tax net operating income$1,308,0002,894
Securities gains (losses)$169,0001,149
Applicable income taxes$420,0002,605
Income before extraordinary items$1,057,0002,856
Extraordinary gains, net$030
Net income$1,057,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,181
Cash dividends$131,0003,993
Sale, conversion, retirement of capital stock, net$0589
Net operating income$935,3202,951
2003-03-31 (YTD Data)Rank
Total interest income$2,350,0003,076
Total interest expense$568,0003,940
Net interest income$1,782,0002,719
Provision for loan and lease losses$60,0003,248
Total noninterest income$231,0003,812
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$186,0002,154
Trading account gains and fees$0134
Additional Noninterest Income$45,0005,466
Total noninterest expense$1,330,0002,883
Salaries and employee benefits$627,0003,235
Premises and equipment expense$292,0001,950
Additional noninterest expense$411,0002,788
Pre-tax net operating income$623,0002,994
Securities gains (losses)$84,0001,095
Applicable income taxes$232,0002,450
Income before extraordinary items$475,0003,060
Extraordinary gains, net$021
Net income$475,0003,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$62,0003,284
Sale, conversion, retirement of capital stock, net$0419
Net operating income$418,7203,185
2002-12-31 (YTD Data)Rank
Total interest income$10,213,0002,959
Total interest expense$3,097,0003,456
Net interest income$7,116,0002,685
Provision for loan and lease losses$220,0004,159
Total noninterest income$888,0003,739
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$762,0002,088
Trading account gains and fees$0153
Additional Noninterest Income$126,0005,962
Total noninterest expense$5,315,0002,767
Salaries and employee benefits$2,540,0003,076
Premises and equipment expense$1,141,0001,937
Additional noninterest expense$1,634,0002,756
Pre-tax net operating income$2,469,0002,906
Securities gains (losses)$107,0001,678
Applicable income taxes$859,0002,473
Income before extraordinary items$1,717,0003,153
Extraordinary gains, net$070
Net income$1,717,0003,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$471,0001,731
Cash dividends$305,0004,271
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,645,3103,164
2001-12-31 (YTD Data)Rank
Total interest income$11,917,0002,849
Total interest expense$4,803,0003,257
Net interest income$7,114,0002,510
Provision for loan and lease losses$357,0002,872
Total noninterest income$775,0003,938
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$714,0002,107
Trading account gains and fees$0177
Additional Noninterest Income$61,0007,372
Total noninterest expense$5,145,0002,759
Salaries and employee benefits$2,422,0003,033
Premises and equipment expense$1,259,0001,719
Additional noninterest expense$1,464,0002,933
Pre-tax net operating income$2,387,0002,763
Securities gains (losses)$117,0001,622
Applicable income taxes$767,0002,511
Income before extraordinary items$1,735,0002,883
Extraordinary gains, net$0105
Net income$1,735,0002,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,000
Cash dividends$314,0004,302
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,654,2702,895
2000-12-31 (YTD Data)Rank
Total interest income$12,519,0002,795
Total interest expense$4,983,0003,325
Net interest income$7,536,0002,359
Provision for loan and lease losses$697,0001,426
Total noninterest income$1,121,0002,904
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$718,0001,923
Trading account gains and fees$0180
Additional Noninterest Income$403,0003,325
Total noninterest expense$5,220,0002,604
Salaries and employee benefits$2,443,0002,889
Premises and equipment expense$1,254,0001,665
Additional noninterest expense$1,523,0002,774
Pre-tax net operating income$2,740,0002,573
Securities gains (losses)$01,956
Applicable income taxes$793,0002,537
Income before extraordinary items$1,947,0002,635
Extraordinary gains, net$038
Net income$1,947,0002,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0001,981
Cash dividends$248,0004,803
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,947,0002,629
1999-12-31 (YTD Data)Rank
Total interest income$11,635,0002,784
Total interest expense$4,190,0003,447
Net interest income$7,445,0002,369
Provision for loan and lease losses$220,0003,352
Total noninterest income$853,0003,464
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$670,0001,982
Trading account gains and fees$0173
Additional Noninterest Income$183,0005,146
Total noninterest expense$5,000,0002,701
Salaries and employee benefits$2,356,0002,974
Premises and equipment expense$1,243,0001,640
Additional noninterest expense$1,401,0003,033
Pre-tax net operating income$3,078,0002,354
Securities gains (losses)$03,155
Applicable income taxes$1,007,0002,207
Income before extraordinary items$2,071,0002,501
Extraordinary gains, net$035
Net income$2,071,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,183
Cash dividends$248,0004,894
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,071,0002,458
1998-12-31 (YTD Data)Rank
Total interest income$11,826,0002,739
Total interest expense$4,620,0003,226
Net interest income$7,206,0002,365
Provision for loan and lease losses$83,0005,519
Total noninterest income$947,0003,211
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$626,0002,050
Trading account gains and fees$0224
Additional Noninterest Income$321,0003,880
Total noninterest expense$5,219,0002,496
Salaries and employee benefits$2,361,0002,874
Premises and equipment expense$1,339,0001,468
Additional noninterest expense$1,519,0002,738
Pre-tax net operating income$2,851,0002,495
Securities gains (losses)$04,449
Applicable income taxes$728,0002,942
Income before extraordinary items$2,123,0002,427
Extraordinary gains, net$032
Net income$2,123,0002,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-80,00010,197
Cash dividends$250,0004,929
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,123,0002,347
1997-12-31 (YTD Data)Rank
Total interest income$7,973,0003,980
Total interest expense$2,905,0004,856
Net interest income$5,068,0003,445
Provision for loan and lease losses$216,0003,274
Total noninterest income$917,0003,265
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$507,0002,589
Trading account gains and fees$0239
Additional Noninterest Income$410,0003,239
Total noninterest expense$3,711,0003,401
Salaries and employee benefits$1,714,0003,812
Premises and equipment expense$791,0002,449
Additional noninterest expense$1,206,0003,345
Pre-tax net operating income$2,058,0003,442
Securities gains (losses)$-16,00010,264
Applicable income taxes$666,0003,389
Income before extraordinary items$1,376,0003,620
Extraordinary gains, net$044
Net income$1,376,0003,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,093
Cash dividends$247,0004,988
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,386,7203,516
1996-12-31 (YTD Data)Rank
Total interest income$6,797,0004,693
Total interest expense$2,445,0005,607
Net interest income$4,352,0003,998
Provision for loan and lease losses$286,0002,683
Total noninterest income$622,0004,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$482,0002,808
Trading account gains and feesNANA
Additional Noninterest Income$140,0006,165
Total noninterest expense$3,400,0003,882
Salaries and employee benefits$1,654,0003,947
Premises and equipment expense$680,0002,880
Additional noninterest expense$1,066,0004,181
Pre-tax net operating income$1,288,0004,857
Securities gains (losses)$-23,00010,703
Applicable income taxes$253,0006,414
Income before extraordinary items$1,012,0004,452
Extraordinary gains, net$053
Net income$1,012,0004,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$987,000905
Cash dividends$420,0003,770
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,030,4004,324
1995-12-31 (YTD Data)Rank
Total interest income$6,357,0004,943
Total interest expense$2,131,0006,204
Net interest income$4,226,0004,127
Provision for loan and lease losses$216,0002,867
Total noninterest income$797,0003,692
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$607,0002,241
Trading account gains and feesNANA
Additional Noninterest Income$190,0005,278
Total noninterest expense$3,251,0004,013
Salaries and employee benefits$1,528,0004,215
Premises and equipment expense$632,0003,077
Additional noninterest expense$1,091,0004,056
Pre-tax net operating income$1,556,0004,323
Securities gains (losses)$03,831
Applicable income taxes$307,0005,919
Income before extraordinary items$1,249,0003,824
Extraordinary gains, net$065
Net income$1,249,0003,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-260,00011,890
Cash dividends$111,0006,612
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,249,0003,803
1994-12-31 (YTD Data)Rank
Total interest income$6,130,0004,767
Total interest expense$1,949,0005,726
Net interest income$4,181,0004,212
Provision for loan and lease losses$196,0003,068
Total noninterest income$653,0004,366
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$534,0002,554
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,953
Total noninterest expense$3,175,0004,202
Salaries and employee benefits$1,433,0004,459
Premises and equipment expense$600,0003,268
Additional noninterest expense$1,142,0004,236
Pre-tax net operating income$1,463,0004,504
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$1,463,0003,244
Extraordinary gains, net$0249
Net income$1,463,0003,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,00011,935
Cash dividends$876,0002,136
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,463,0003,279
1993-12-31 (YTD Data)Rank
Total interest income$6,159,0004,841
Total interest expense$2,172,0005,437
Net interest income$3,987,0004,414
Provision for loan and lease losses$-211,00013,054
Total noninterest income$624,0004,831
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$518,0002,688
Trading account gains and feesNANA
Additional Noninterest Income$106,0007,681
Total noninterest expense$3,777,0003,667
Salaries and employee benefits$1,465,0004,368
Premises and equipment expense$576,0003,449
Additional noninterest expense$1,736,0003,070
Pre-tax net operating income$1,045,0005,722
Securities gains (losses)$4,0006,316
Applicable income taxes$-165,00013,014
Income before extraordinary items$1,214,0003,972
Extraordinary gains, net$03,149
Net income$1,214,0004,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,910
Cash dividends$307,0004,315
Sale, conversion, retirement of capital stock, net$-306,00013,224
Net operating income$1,210,0003,780
1992-12-31 (YTD Data)Rank
Total interest income$6,575,0005,094
Total interest expense$2,732,0005,584
Net interest income$3,843,0004,619
Provision for loan and lease losses$150,0006,067
Total noninterest income$608,0004,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$492,0002,826
Trading account gains and feesNANA
Additional Noninterest Income$116,0007,567
Total noninterest expense$3,530,0003,904
Salaries and employee benefits$1,441,0004,378
Premises and equipment expense$587,0003,429
Additional noninterest expense$1,502,0003,595
Pre-tax net operating income$771,0006,704
Securities gains (losses)$3,0007,429
Applicable income taxes$197,0007,617
Income before extraordinary items$577,0006,726
Extraordinary gains, net$138,000593
Net income$715,0005,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0003,815
Cash dividends$103,0006,504
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$574,7506,403

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.