Home > Lumbee Guaranty Bank > Income and Expense
Lumbee Guaranty Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,593,000 | 1,986 |
| Total interest expense | $3,237,000 | 2,517 |
| Net interest income | $15,356,000 | 1,774 |
| Provision for loan and lease losses | $30,000 | 2,940 |
| Total noninterest income | $4,383,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,408,000 | 766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,975,000 | 1,261 |
| Total noninterest expense | $13,170,000 | 1,690 |
| Salaries and employee benefits | $6,733,000 | 1,819 |
| Premises and equipment expense | $1,565,000 | 1,490 |
| Additional noninterest expense | $2,975,000 | 1,261 |
| Pre-tax net operating income | $6,539,000 | 1,620 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $582,000 | 1,799 |
| Income before extraordinary items | $5,957,000 | 1,531 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,957,000 | 1,546 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,957,000 | 1,534 |
| Net charge-offs | $108,000 | 1,459 |
| Cash dividends | $1,041,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 4,538 |
| Net operating income | $5,957,000 | 1,559 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,732,000 | 1,980 |
| Total interest expense | $1,925,000 | 2,692 |
| Net interest income | $11,807,000 | 1,743 |
| Provision for loan and lease losses | $-6,000 | 4,244 |
| Total noninterest income | $1,817,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,127,000 | 732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $690,000 | 2,348 |
| Total noninterest expense | $8,636,000 | 1,862 |
| Salaries and employee benefits | $4,839,000 | 1,869 |
| Premises and equipment expense | $1,156,000 | 1,501 |
| Additional noninterest expense | $690,000 | 2,347 |
| Pre-tax net operating income | $4,994,000 | 1,662 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $678,000 | 1,549 |
| Income before extraordinary items | $4,316,000 | 1,621 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,316,000 | 1,634 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,316,000 | 1,621 |
| Net charge-offs | $85,000 | 1,245 |
| Cash dividends | $504,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 4,569 |
| Net operating income | $4,316,000 | 1,643 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,878,000 | 1,991 |
| Total interest expense | $909,000 | 2,907 |
| Net interest income | $7,969,000 | 1,742 |
| Provision for loan and lease losses | $39,000 | 2,357 |
| Total noninterest income | $1,130,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $743,000 | 731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 2,498 |
| Total noninterest expense | $5,764,000 | 1,857 |
| Salaries and employee benefits | $3,229,000 | 1,863 |
| Premises and equipment expense | $742,000 | 1,549 |
| Additional noninterest expense | $387,000 | 2,493 |
| Pre-tax net operating income | $3,296,000 | 1,656 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $447,000 | 1,566 |
| Income before extraordinary items | $2,849,000 | 1,622 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,849,000 | 1,641 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,849,000 | 1,621 |
| Net charge-offs | $85,000 | 981 |
| Cash dividends | $504,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 4,606 |
| Net operating income | $2,849,000 | 1,637 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 1,976 |
| Total interest expense | $320,000 | 3,099 |
| Net interest income | $4,087,000 | 1,729 |
| Provision for loan and lease losses | $24,000 | 2,080 |
| Total noninterest income | $584,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $373,000 | 738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 2,377 |
| Total noninterest expense | $2,830,000 | 1,895 |
| Salaries and employee benefits | $1,633,000 | 1,879 |
| Premises and equipment expense | $343,000 | 1,674 |
| Additional noninterest expense | $211,000 | 2,377 |
| Pre-tax net operating income | $1,817,000 | 1,576 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $262,000 | 1,495 |
| Income before extraordinary items | $1,555,000 | 1,563 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,555,000 | 1,563 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,555,000 | 1,563 |
| Net charge-offs | $97,000 | 607 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 407 |
| Net operating income | $1,555,000 | 1,582 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,419,000 | 1,909 |
| Total interest expense | $559,000 | 3,123 |
| Net interest income | $14,860,000 | 1,806 |
| Provision for loan and lease losses | $-87,000 | 4,350 |
| Total noninterest income | $2,561,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,536,000 | 721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,025,000 | 2,308 |
| Total noninterest expense | $11,373,000 | 1,845 |
| Salaries and employee benefits | $6,299,000 | 1,895 |
| Premises and equipment expense | $1,574,000 | 1,481 |
| Additional noninterest expense | $1,025,000 | 2,308 |
| Pre-tax net operating income | $6,135,000 | 1,802 |
| Securities gains (losses) | $-535,000 | 4,341 |
| Applicable income taxes | $664,000 | 1,841 |
| Income before extraordinary items | $4,936,000 | 1,837 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,936,000 | 1,835 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,936,000 | 1,836 |
| Net charge-offs | $-16,000 | 3,756 |
| Cash dividends | $944,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $-246,000 | 4,670 |
| Net operating income | $5,406,800 | 1,763 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,047,000 | 1,918 |
| Total interest expense | $425,000 | 2,873 |
| Net interest income | $10,622,000 | 1,842 |
| Provision for loan and lease losses | $-87,000 | 4,440 |
| Total noninterest income | $2,024,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,149,000 | 731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $875,000 | 2,210 |
| Total noninterest expense | $8,519,000 | 1,850 |
| Salaries and employee benefits | $4,776,000 | 1,867 |
| Premises and equipment expense | $1,162,000 | 1,500 |
| Additional noninterest expense | $875,000 | 2,210 |
| Pre-tax net operating income | $4,214,000 | 1,875 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $516,000 | 1,820 |
| Income before extraordinary items | $3,698,000 | 1,822 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,698,000 | 1,820 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,698,000 | 1,821 |
| Net charge-offs | $-18,000 | 3,784 |
| Cash dividends | $440,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $-243,000 | 4,712 |
| Net operating income | $3,698,000 | 1,856 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 1,928 |
| Total interest expense | $281,000 | 2,744 |
| Net interest income | $6,773,000 | 1,856 |
| Provision for loan and lease losses | $-87,000 | 4,465 |
| Total noninterest income | $1,422,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $752,000 | 738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $670,000 | 2,095 |
| Total noninterest expense | $5,692,000 | 1,835 |
| Salaries and employee benefits | $3,225,000 | 1,850 |
| Premises and equipment expense | $767,000 | 1,513 |
| Additional noninterest expense | $1,700,000 | 1,818 |
| Pre-tax net operating income | $2,590,000 | 1,895 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $297,000 | 1,861 |
| Income before extraordinary items | $2,293,000 | 1,821 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,293,000 | 1,822 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,293,000 | 1,821 |
| Net charge-offs | $-8,000 | 3,588 |
| Cash dividends | $440,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $-243,000 | 4,741 |
| Net operating income | $2,293,000 | 1,863 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 1,929 |
| Total interest expense | $144,000 | 2,685 |
| Net interest income | $3,265,000 | 1,872 |
| Provision for loan and lease losses | $-87,000 | 4,506 |
| Total noninterest income | $613,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $371,000 | 744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 2,398 |
| Total noninterest expense | $2,781,000 | 1,845 |
| Salaries and employee benefits | $1,631,000 | 1,826 |
| Premises and equipment expense | $375,000 | 1,560 |
| Additional noninterest expense | $775,000 | 1,920 |
| Pre-tax net operating income | $1,184,000 | 1,932 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $127,000 | 1,914 |
| Income before extraordinary items | $1,057,000 | 1,852 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,057,000 | 1,851 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,057,000 | 1,852 |
| Net charge-offs | $-9,000 | 3,881 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $-157,000 | 4,770 |
| Net operating income | $1,057,000 | 1,874 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,561,000 | 1,914 |
| Total interest expense | $722,000 | 2,672 |
| Net interest income | $13,839,000 | 1,843 |
| Provision for loan and lease losses | $-325,000 | 4,374 |
| Total noninterest income | $2,212,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,232,000 | 815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $980,000 | 2,655 |
| Total noninterest expense | $11,572,000 | 1,782 |
| Salaries and employee benefits | $6,525,000 | 1,811 |
| Premises and equipment expense | $1,564,000 | 1,470 |
| Additional noninterest expense | $3,483,000 | 1,763 |
| Pre-tax net operating income | $4,804,000 | 2,102 |
| Securities gains (losses) | $-197,000 | 4,718 |
| Applicable income taxes | $584,000 | 1,993 |
| Income before extraordinary items | $4,023,000 | 2,151 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,023,000 | 2,152 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,023,000 | 2,152 |
| Net charge-offs | $-6,000 | 3,525 |
| Cash dividends | $850,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $-286,000 | 4,784 |
| Net operating income | $4,194,390 | 2,071 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,782,000 | 1,966 |
| Total interest expense | $566,000 | 2,699 |
| Net interest income | $10,216,000 | 1,888 |
| Provision for loan and lease losses | $-200,000 | 4,448 |
| Total noninterest income | $1,632,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $876,000 | 849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $756,000 | 2,653 |
| Total noninterest expense | $8,451,000 | 1,822 |
| Salaries and employee benefits | $4,833,000 | 1,835 |
| Premises and equipment expense | $1,139,000 | 1,529 |
| Additional noninterest expense | $2,479,000 | 1,845 |
| Pre-tax net operating income | $3,597,000 | 2,196 |
| Securities gains (losses) | $-14,000 | 4,590 |
| Applicable income taxes | $485,000 | 1,997 |
| Income before extraordinary items | $3,098,000 | 2,200 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,098,000 | 2,199 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,098,000 | 2,200 |
| Net charge-offs | $-19,000 | 3,868 |
| Cash dividends | $409,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $-146,000 | 4,854 |
| Net operating income | $3,110,040 | 2,169 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,200,000 | 1,958 |
| Total interest expense | $397,000 | 2,688 |
| Net interest income | $6,803,000 | 1,870 |
| Provision for loan and lease losses | $-100,000 | 4,484 |
| Total noninterest income | $1,101,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $571,000 | 838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 2,577 |
| Total noninterest expense | $5,548,000 | 1,832 |
| Salaries and employee benefits | $3,218,000 | 1,831 |
| Premises and equipment expense | $756,000 | 1,536 |
| Additional noninterest expense | $1,574,000 | 1,890 |
| Pre-tax net operating income | $2,456,000 | 2,140 |
| Securities gains (losses) | $-18,000 | 4,699 |
| Applicable income taxes | $349,000 | 1,914 |
| Income before extraordinary items | $2,089,000 | 2,165 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,089,000 | 2,164 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,089,000 | 2,165 |
| Net charge-offs | $-19,000 | 4,036 |
| Cash dividends | $409,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 4,897 |
| Net operating income | $2,104,480 | 2,123 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 1,930 |
| Total interest expense | $219,000 | 2,619 |
| Net interest income | $3,392,000 | 1,847 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $592,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $289,000 | 813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 2,441 |
| Total noninterest expense | $2,734,000 | 1,841 |
| Salaries and employee benefits | $1,602,000 | 1,819 |
| Premises and equipment expense | $372,000 | 1,571 |
| Additional noninterest expense | $760,000 | 1,906 |
| Pre-tax net operating income | $1,250,000 | 2,097 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $188,000 | 1,856 |
| Income before extraordinary items | $1,062,000 | 2,136 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,062,000 | 2,136 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,062,000 | 2,136 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $5,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 4,944 |
| Net operating income | $1,062,000 | 2,095 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,623,000 | 2,018 |
| Total interest expense | $1,472,000 | 2,415 |
| Net interest income | $12,151,000 | 1,930 |
| Provision for loan and lease losses | $300,000 | 2,662 |
| Total noninterest income | $1,958,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,192,000 | 811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $766,000 | 2,718 |
| Total noninterest expense | $11,034,000 | 1,815 |
| Salaries and employee benefits | $6,184,000 | 1,861 |
| Premises and equipment expense | $1,532,000 | 1,495 |
| Additional noninterest expense | $3,318,000 | 1,783 |
| Pre-tax net operating income | $2,775,000 | 2,521 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $307,000 | 2,287 |
| Income before extraordinary items | $2,468,000 | 2,572 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,468,000 | 2,571 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,468,000 | 2,572 |
| Net charge-offs | $6,000 | 3,144 |
| Cash dividends | $817,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $-304,000 | 4,962 |
| Net operating income | $2,468,000 | 2,522 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,128,000 | 2,051 |
| Total interest expense | $1,176,000 | 2,414 |
| Net interest income | $8,952,000 | 1,958 |
| Provision for loan and lease losses | $300,000 | 2,421 |
| Total noninterest income | $1,483,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $889,000 | 809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $594,000 | 2,665 |
| Total noninterest expense | $8,351,000 | 1,780 |
| Salaries and employee benefits | $4,756,000 | 1,790 |
| Premises and equipment expense | $1,142,000 | 1,501 |
| Additional noninterest expense | $2,453,000 | 1,763 |
| Pre-tax net operating income | $1,784,000 | 2,746 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $170,000 | 2,489 |
| Income before extraordinary items | $1,614,000 | 2,737 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,614,000 | 2,735 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,614,000 | 2,737 |
| Net charge-offs | $5,000 | 2,912 |
| Cash dividends | $412,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $-232,000 | 4,993 |
| Net operating income | $1,614,000 | 2,684 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 2,066 |
| Total interest expense | $823,000 | 2,452 |
| Net interest income | $5,970,000 | 1,969 |
| Provision for loan and lease losses | $175,000 | 2,531 |
| Total noninterest income | $981,000 | 2,038 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $598,000 | 807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 2,653 |
| Total noninterest expense | $5,596,000 | 1,776 |
| Salaries and employee benefits | $3,177,000 | 1,795 |
| Premises and equipment expense | $769,000 | 1,481 |
| Additional noninterest expense | $1,650,000 | 1,746 |
| Pre-tax net operating income | $1,180,000 | 2,717 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $113,000 | 2,452 |
| Income before extraordinary items | $1,067,000 | 2,727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,067,000 | 2,726 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,067,000 | 2,727 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $412,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $-133,000 | 5,027 |
| Net operating income | $1,067,000 | 2,673 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 1,991 |
| Total interest expense | $434,000 | 2,517 |
| Net interest income | $3,114,000 | 1,862 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $532,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $333,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 2,441 |
| Total noninterest expense | $2,811,000 | 1,775 |
| Salaries and employee benefits | $1,563,000 | 1,834 |
| Premises and equipment expense | $395,000 | 1,460 |
| Additional noninterest expense | $853,000 | 1,733 |
| Pre-tax net operating income | $835,000 | 2,093 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $113,000 | 1,837 |
| Income before extraordinary items | $722,000 | 2,122 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $722,000 | 2,120 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $722,000 | 2,122 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $-21,000 | 5,061 |
| Net operating income | $722,000 | 2,090 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,436,000 | 1,980 |
| Total interest expense | $1,784,000 | 2,521 |
| Net interest income | $12,652,000 | 1,849 |
| Provision for loan and lease losses | $-100,000 | 4,982 |
| Total noninterest income | $2,036,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,350,000 | 888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $686,000 | 2,691 |
| Total noninterest expense | $11,322,000 | 1,734 |
| Salaries and employee benefits | $6,327,000 | 1,767 |
| Premises and equipment expense | $1,273,000 | 1,721 |
| Additional noninterest expense | $3,722,000 | 1,603 |
| Pre-tax net operating income | $3,466,000 | 2,250 |
| Securities gains (losses) | $25,000 | 1,556 |
| Applicable income taxes | $487,000 | 2,008 |
| Income before extraordinary items | $3,004,000 | 2,294 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,004,000 | 2,296 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,004,000 | 2,296 |
| Net charge-offs | $30,000 | 2,932 |
| Cash dividends | $789,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 5,108 |
| Net operating income | $2,982,500 | 2,258 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,889,000 | 1,987 |
| Total interest expense | $1,313,000 | 2,561 |
| Net interest income | $9,576,000 | 1,862 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,539,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,010,000 | 881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 2,670 |
| Total noninterest expense | $8,469,000 | 1,736 |
| Salaries and employee benefits | $4,714,000 | 1,784 |
| Premises and equipment expense | $971,000 | 1,709 |
| Additional noninterest expense | $2,784,000 | 1,601 |
| Pre-tax net operating income | $2,646,000 | 2,282 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $368,000 | 2,068 |
| Income before extraordinary items | $2,278,000 | 2,332 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,278,000 | 2,331 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,278,000 | 2,333 |
| Net charge-offs | $-8,000 | 4,369 |
| Cash dividends | $376,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,278,000 | 2,300 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,223,000 | 2,001 |
| Total interest expense | $840,000 | 2,600 |
| Net interest income | $6,383,000 | 1,867 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,000,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $657,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 2,664 |
| Total noninterest expense | $5,677,000 | 1,744 |
| Salaries and employee benefits | $3,156,000 | 1,778 |
| Premises and equipment expense | $621,000 | 1,779 |
| Additional noninterest expense | $1,900,000 | 1,580 |
| Pre-tax net operating income | $1,706,000 | 2,306 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $232,000 | 2,093 |
| Income before extraordinary items | $1,474,000 | 2,352 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,474,000 | 2,352 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,474,000 | 2,352 |
| Net charge-offs | $-60,000 | 4,956 |
| Cash dividends | $376,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,474,000 | 2,320 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 2,010 |
| Total interest expense | $405,000 | 2,625 |
| Net interest income | $3,193,000 | 1,870 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $509,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $320,000 | 902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 2,463 |
| Total noninterest expense | $2,740,000 | 1,789 |
| Salaries and employee benefits | $1,581,000 | 1,794 |
| Premises and equipment expense | $302,000 | 1,829 |
| Additional noninterest expense | $857,000 | 1,714 |
| Pre-tax net operating income | $962,000 | 2,106 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $142,000 | 1,882 |
| Income before extraordinary items | $820,000 | 2,165 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $820,000 | 2,164 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $820,000 | 2,164 |
| Net charge-offs | $-13,000 | 4,755 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $820,000 | 2,148 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,436,000 | 2,025 |
| Total interest expense | $1,054,000 | 2,857 |
| Net interest income | $12,382,000 | 1,895 |
| Provision for loan and lease losses | $167,000 | 2,553 |
| Total noninterest income | $2,134,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,408,000 | 873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,613 |
| Total noninterest expense | $10,730,000 | 1,788 |
| Salaries and employee benefits | $6,168,000 | 1,766 |
| Premises and equipment expense | $1,268,000 | 1,736 |
| Additional noninterest expense | $3,294,000 | 1,766 |
| Pre-tax net operating income | $3,619,000 | 2,233 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $516,000 | 1,951 |
| Income before extraordinary items | $3,103,000 | 2,274 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,103,000 | 2,272 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,103,000 | 2,273 |
| Net charge-offs | $106,000 | 2,112 |
| Cash dividends | $717,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,103,000 | 2,271 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,869,000 | 2,044 |
| Total interest expense | $688,000 | 2,991 |
| Net interest income | $9,181,000 | 1,920 |
| Provision for loan and lease losses | $99,000 | 2,623 |
| Total noninterest income | $1,633,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,069,000 | 853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 2,601 |
| Total noninterest expense | $8,000,000 | 1,801 |
| Salaries and employee benefits | $4,632,000 | 1,767 |
| Premises and equipment expense | $951,000 | 1,752 |
| Additional noninterest expense | $2,417,000 | 1,800 |
| Pre-tax net operating income | $2,715,000 | 2,261 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $365,000 | 2,065 |
| Income before extraordinary items | $2,350,000 | 2,272 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,350,000 | 2,271 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,350,000 | 2,271 |
| Net charge-offs | $146,000 | 1,444 |
| Cash dividends | $341,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,350,000 | 2,270 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 2,085 |
| Total interest expense | $381,000 | 3,202 |
| Net interest income | $5,993,000 | 1,956 |
| Provision for loan and lease losses | $25,000 | 3,264 |
| Total noninterest income | $1,136,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $707,000 | 856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 2,439 |
| Total noninterest expense | $5,406,000 | 1,789 |
| Salaries and employee benefits | $3,171,000 | 1,750 |
| Premises and equipment expense | $644,000 | 1,738 |
| Additional noninterest expense | $1,591,000 | 1,825 |
| Pre-tax net operating income | $1,698,000 | 2,338 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $216,000 | 2,151 |
| Income before extraordinary items | $1,482,000 | 2,330 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,482,000 | 2,329 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,482,000 | 2,329 |
| Net charge-offs | $153,000 | 1,064 |
| Cash dividends | $341,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,482,000 | 2,330 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 2,092 |
| Total interest expense | $173,000 | 3,306 |
| Net interest income | $2,984,000 | 1,954 |
| Provision for loan and lease losses | $12,000 | 3,084 |
| Total noninterest income | $556,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $361,000 | 839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 2,520 |
| Total noninterest expense | $2,684,000 | 1,820 |
| Salaries and employee benefits | $1,596,000 | 1,761 |
| Premises and equipment expense | $329,000 | 1,730 |
| Additional noninterest expense | $759,000 | 1,906 |
| Pre-tax net operating income | $844,000 | 2,300 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $106,000 | 2,133 |
| Income before extraordinary items | $738,000 | 2,301 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $738,000 | 2,299 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $738,000 | 2,301 |
| Net charge-offs | $6,000 | 2,135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $738,000 | 2,286 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,572,000 | 2,050 |
| Total interest expense | $703,000 | 3,130 |
| Net interest income | $11,869,000 | 1,929 |
| Provision for loan and lease losses | $118,000 | 2,930 |
| Total noninterest income | $2,158,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,456,000 | 836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $702,000 | 2,714 |
| Total noninterest expense | $11,171,000 | 1,714 |
| Salaries and employee benefits | $6,406,000 | 1,719 |
| Premises and equipment expense | $1,280,000 | 1,748 |
| Additional noninterest expense | $3,485,000 | 1,717 |
| Pre-tax net operating income | $2,738,000 | 2,620 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $882,000 | 1,988 |
| Income before extraordinary items | $1,856,000 | 2,809 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,856,000 | 2,808 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,856,000 | 2,809 |
| Net charge-offs | $285,000 | 1,528 |
| Cash dividends | $649,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 699 |
| Net operating income | $1,856,000 | 2,789 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,375,000 | 2,061 |
| Total interest expense | $536,000 | 3,100 |
| Net interest income | $8,839,000 | 1,946 |
| Provision for loan and lease losses | $88,000 | 2,853 |
| Total noninterest income | $1,647,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,095,000 | 841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $552,000 | 2,690 |
| Total noninterest expense | $8,303,000 | 1,727 |
| Salaries and employee benefits | $4,772,000 | 1,730 |
| Premises and equipment expense | $994,000 | 1,708 |
| Additional noninterest expense | $2,537,000 | 1,754 |
| Pre-tax net operating income | $2,095,000 | 2,657 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $307,000 | 2,466 |
| Income before extraordinary items | $1,788,000 | 2,580 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,788,000 | 2,580 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,788,000 | 2,580 |
| Net charge-offs | $170,000 | 1,522 |
| Cash dividends | $308,000 | 2,840 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 670 |
| Net operating income | $1,788,000 | 2,568 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,224,000 | 2,048 |
| Total interest expense | $362,000 | 3,047 |
| Net interest income | $5,862,000 | 1,944 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $1,097,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $717,000 | 846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 2,655 |
| Total noninterest expense | $5,531,000 | 1,739 |
| Salaries and employee benefits | $3,197,000 | 1,727 |
| Premises and equipment expense | $662,000 | 1,717 |
| Additional noninterest expense | $1,672,000 | 1,761 |
| Pre-tax net operating income | $1,378,000 | 2,623 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $192,000 | 2,510 |
| Income before extraordinary items | $1,186,000 | 2,553 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,186,000 | 2,552 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,186,000 | 2,553 |
| Net charge-offs | $137,000 | 1,297 |
| Cash dividends | $308,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,186,000 | 2,531 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 2,056 |
| Total interest expense | $183,000 | 3,024 |
| Net interest income | $2,911,000 | 1,945 |
| Provision for loan and lease losses | $37,000 | 2,319 |
| Total noninterest income | $567,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $359,000 | 845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 2,531 |
| Total noninterest expense | $2,732,000 | 1,778 |
| Salaries and employee benefits | $1,596,000 | 1,750 |
| Premises and equipment expense | $318,000 | 1,799 |
| Additional noninterest expense | $818,000 | 1,798 |
| Pre-tax net operating income | $709,000 | 2,513 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $103,000 | 2,406 |
| Income before extraordinary items | $606,000 | 2,430 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $606,000 | 2,429 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $606,000 | 2,430 |
| Net charge-offs | $7,000 | 2,334 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $606,000 | 2,410 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,435,000 | 2,012 |
| Total interest expense | $797,000 | 2,825 |
| Net interest income | $11,638,000 | 1,907 |
| Provision for loan and lease losses | $9,000 | 4,211 |
| Total noninterest income | $2,364,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,585,000 | 799 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $779,000 | 2,691 |
| Total noninterest expense | $11,423,000 | 1,692 |
| Salaries and employee benefits | $6,408,000 | 1,680 |
| Premises and equipment expense | $1,359,000 | 1,663 |
| Additional noninterest expense | $3,656,000 | 1,665 |
| Pre-tax net operating income | $2,570,000 | 2,634 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $378,000 | 2,490 |
| Income before extraordinary items | $2,192,000 | 2,627 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,192,000 | 2,625 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,192,000 | 2,626 |
| Net charge-offs | $138,000 | 2,309 |
| Cash dividends | $615,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 742 |
| Net operating income | $2,192,000 | 2,571 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,334,000 | 2,016 |
| Total interest expense | $608,000 | 2,793 |
| Net interest income | $8,726,000 | 1,914 |
| Provision for loan and lease losses | $8,000 | 4,066 |
| Total noninterest income | $1,831,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,217,000 | 781 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $614,000 | 2,634 |
| Total noninterest expense | $8,566,000 | 1,688 |
| Salaries and employee benefits | $4,802,000 | 1,683 |
| Premises and equipment expense | $1,031,000 | 1,647 |
| Additional noninterest expense | $2,733,000 | 1,663 |
| Pre-tax net operating income | $1,983,000 | 2,634 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $308,000 | 2,484 |
| Income before extraordinary items | $1,675,000 | 2,628 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,675,000 | 2,629 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,675,000 | 2,629 |
| Net charge-offs | $90,000 | 2,153 |
| Cash dividends | $308,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 701 |
| Net operating income | $1,675,000 | 2,570 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,219,000 | 2,023 |
| Total interest expense | $413,000 | 2,776 |
| Net interest income | $5,806,000 | 1,922 |
| Provision for loan and lease losses | $4,000 | 3,935 |
| Total noninterest income | $1,240,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $807,000 | 779 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $433,000 | 2,562 |
| Total noninterest expense | $5,761,000 | 1,678 |
| Salaries and employee benefits | $3,253,000 | 1,667 |
| Premises and equipment expense | $687,000 | 1,643 |
| Additional noninterest expense | $1,821,000 | 1,662 |
| Pre-tax net operating income | $1,281,000 | 2,656 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $194,000 | 2,520 |
| Income before extraordinary items | $1,087,000 | 2,664 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,087,000 | 2,663 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,087,000 | 2,663 |
| Net charge-offs | $66,000 | 1,943 |
| Cash dividends | $308,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 691 |
| Net operating income | $1,087,000 | 2,590 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 2,032 |
| Total interest expense | $207,000 | 2,781 |
| Net interest income | $2,872,000 | 1,942 |
| Provision for loan and lease losses | $2,000 | 3,590 |
| Total noninterest income | $662,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $410,000 | 766 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $252,000 | 2,326 |
| Total noninterest expense | $2,884,000 | 1,682 |
| Salaries and employee benefits | $1,628,000 | 1,679 |
| Premises and equipment expense | $339,000 | 1,683 |
| Additional noninterest expense | $917,000 | 1,651 |
| Pre-tax net operating income | $648,000 | 2,611 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $103,000 | 2,435 |
| Income before extraordinary items | $545,000 | 2,610 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $545,000 | 2,610 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $545,000 | 2,610 |
| Net charge-offs | $59,000 | 1,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $545,000 | 2,561 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,382,000 | 1,976 |
| Total interest expense | $938,000 | 2,529 |
| Net interest income | $11,444,000 | 1,891 |
| Provision for loan and lease losses | $9,000 | 4,252 |
| Total noninterest income | $2,391,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,666,000 | 781 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $725,000 | 2,785 |
| Total noninterest expense | $11,277,000 | 1,685 |
| Salaries and employee benefits | $6,306,000 | 1,676 |
| Premises and equipment expense | $1,384,000 | 1,651 |
| Additional noninterest expense | $3,587,000 | 1,689 |
| Pre-tax net operating income | $2,549,000 | 2,589 |
| Securities gains (losses) | $56,000 | 1,567 |
| Applicable income taxes | $487,000 | 2,243 |
| Income before extraordinary items | $2,118,000 | 2,617 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,118,000 | 2,617 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,118,000 | 2,618 |
| Net charge-offs | $207,000 | 1,955 |
| Cash dividends | $615,000 | 2,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,072,640 | 2,614 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,308,000 | 1,983 |
| Total interest expense | $729,000 | 2,495 |
| Net interest income | $8,579,000 | 1,915 |
| Provision for loan and lease losses | $106,000 | 2,611 |
| Total noninterest income | $1,799,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,250,000 | 790 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $549,000 | 2,786 |
| Total noninterest expense | $8,291,000 | 1,722 |
| Salaries and employee benefits | $4,539,000 | 1,743 |
| Premises and equipment expense | $1,082,000 | 1,594 |
| Additional noninterest expense | $2,670,000 | 1,699 |
| Pre-tax net operating income | $1,981,000 | 2,581 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $341,000 | 2,359 |
| Income before extraordinary items | $1,640,000 | 2,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,640,000 | 2,609 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,640,000 | 2,610 |
| Net charge-offs | $166,000 | 1,708 |
| Cash dividends | $308,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,640,000 | 2,564 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,207,000 | 1,988 |
| Total interest expense | $513,000 | 2,424 |
| Net interest income | $5,694,000 | 1,922 |
| Provision for loan and lease losses | $103,000 | 2,182 |
| Total noninterest income | $1,224,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $822,000 | 786 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $402,000 | 2,669 |
| Total noninterest expense | $5,529,000 | 1,731 |
| Salaries and employee benefits | $3,007,000 | 1,760 |
| Premises and equipment expense | $718,000 | 1,624 |
| Additional noninterest expense | $1,804,000 | 1,681 |
| Pre-tax net operating income | $1,286,000 | 2,610 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $219,000 | 2,401 |
| Income before extraordinary items | $1,067,000 | 2,639 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,067,000 | 2,641 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,067,000 | 2,641 |
| Net charge-offs | $144,000 | 1,404 |
| Cash dividends | $308,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,067,000 | 2,578 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 1,967 |
| Total interest expense | $276,000 | 2,316 |
| Net interest income | $2,852,000 | 1,922 |
| Provision for loan and lease losses | $35,000 | 2,380 |
| Total noninterest income | $622,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $405,000 | 781 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $217,000 | 2,520 |
| Total noninterest expense | $2,776,000 | 1,727 |
| Salaries and employee benefits | $1,490,000 | 1,784 |
| Premises and equipment expense | $353,000 | 1,675 |
| Additional noninterest expense | $933,000 | 1,615 |
| Pre-tax net operating income | $663,000 | 2,521 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $117,000 | 2,316 |
| Income before extraordinary items | $546,000 | 2,558 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $546,000 | 2,561 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $546,000 | 2,560 |
| Net charge-offs | $95,000 | 1,150 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $546,000 | 2,486 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,118,000 | 1,898 |
| Total interest expense | $1,484,000 | 1,904 |
| Net interest income | $11,634,000 | 1,875 |
| Provision for loan and lease losses | $655,000 | 1,190 |
| Total noninterest income | $2,592,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,886,000 | 730 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $706,000 | 2,805 |
| Total noninterest expense | $10,761,000 | 1,773 |
| Salaries and employee benefits | $5,876,000 | 1,753 |
| Premises and equipment expense | $1,338,000 | 1,731 |
| Additional noninterest expense | $3,547,000 | 1,750 |
| Pre-tax net operating income | $2,810,000 | 2,377 |
| Securities gains (losses) | $47,000 | 1,772 |
| Applicable income taxes | $581,000 | 2,065 |
| Income before extraordinary items | $2,276,000 | 2,462 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,276,000 | 2,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,276,000 | 2,462 |
| Net charge-offs | $1,084,000 | 828 |
| Cash dividends | $580,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,238,400 | 2,460 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,899,000 | 1,903 |
| Total interest expense | $1,167,000 | 1,868 |
| Net interest income | $8,732,000 | 1,886 |
| Provision for loan and lease losses | $569,000 | 1,039 |
| Total noninterest income | $1,991,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,435,000 | 712 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $556,000 | 2,754 |
| Total noninterest expense | $8,029,000 | 1,782 |
| Salaries and employee benefits | $4,464,000 | 1,740 |
| Premises and equipment expense | $994,000 | 1,771 |
| Additional noninterest expense | $2,571,000 | 1,790 |
| Pre-tax net operating income | $2,125,000 | 2,417 |
| Securities gains (losses) | $47,000 | 1,482 |
| Applicable income taxes | $430,000 | 2,119 |
| Income before extraordinary items | $1,742,000 | 2,455 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,742,000 | 2,456 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,742,000 | 2,455 |
| Net charge-offs | $844,000 | 772 |
| Cash dividends | $273,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,704,400 | 2,455 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 1,894 |
| Total interest expense | $811,000 | 1,814 |
| Net interest income | $5,789,000 | 1,886 |
| Provision for loan and lease losses | $368,000 | 1,075 |
| Total noninterest income | $1,377,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $955,000 | 694 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $422,000 | 2,548 |
| Total noninterest expense | $5,396,000 | 1,760 |
| Salaries and employee benefits | $2,988,000 | 1,727 |
| Premises and equipment expense | $668,000 | 1,776 |
| Additional noninterest expense | $1,740,000 | 1,761 |
| Pre-tax net operating income | $1,402,000 | 2,374 |
| Securities gains (losses) | $43,000 | 1,250 |
| Applicable income taxes | $282,000 | 2,086 |
| Income before extraordinary items | $1,163,000 | 2,388 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,163,000 | 2,392 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,163,000 | 2,392 |
| Net charge-offs | $611,000 | 734 |
| Cash dividends | $273,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,128,600 | 2,395 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 1,889 |
| Total interest expense | $423,000 | 1,772 |
| Net interest income | $2,869,000 | 1,890 |
| Provision for loan and lease losses | $155,000 | 1,170 |
| Total noninterest income | $669,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $457,000 | 713 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $212,000 | 2,471 |
| Total noninterest expense | $2,566,000 | 1,843 |
| Salaries and employee benefits | $1,489,000 | 1,739 |
| Premises and equipment expense | $334,000 | 1,807 |
| Additional noninterest expense | $743,000 | 2,029 |
| Pre-tax net operating income | $817,000 | 2,066 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $183,000 | 1,814 |
| Income before extraordinary items | $637,000 | 2,173 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $637,000 | 2,174 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $637,000 | 2,175 |
| Net charge-offs | $99,000 | 1,376 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $634,660 | 2,134 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,349,000 | 1,872 |
| Total interest expense | $2,055,000 | 1,658 |
| Net interest income | $11,294,000 | 1,890 |
| Provision for loan and lease losses | $259,000 | 2,643 |
| Total noninterest income | $1,941,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,566,000 | 887 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $375,000 | 3,764 |
| Total noninterest expense | $10,886,000 | 1,769 |
| Salaries and employee benefits | $5,842,000 | 1,761 |
| Premises and equipment expense | $1,510,000 | 1,569 |
| Additional noninterest expense | $3,534,000 | 1,804 |
| Pre-tax net operating income | $2,090,000 | 2,773 |
| Securities gains (losses) | $111,000 | 1,244 |
| Applicable income taxes | $364,000 | 2,449 |
| Income before extraordinary items | $1,837,000 | 2,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,837,000 | 2,776 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,837,000 | 2,777 |
| Net charge-offs | $467,000 | 2,082 |
| Cash dividends | $547,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $-17,000 | 6,709 |
| Net operating income | $1,744,870 | 2,805 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,990,000 | 1,881 |
| Total interest expense | $1,592,000 | 1,650 |
| Net interest income | $8,398,000 | 1,911 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $1,341,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,172,000 | 891 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 4,538 |
| Total noninterest expense | $8,179,000 | 1,762 |
| Salaries and employee benefits | $4,472,000 | 1,722 |
| Premises and equipment expense | $1,103,000 | 1,612 |
| Additional noninterest expense | $2,604,000 | 1,823 |
| Pre-tax net operating income | $1,435,000 | 3,001 |
| Securities gains (losses) | $-2,000 | 6,351 |
| Applicable income taxes | $181,000 | 2,873 |
| Income before extraordinary items | $1,252,000 | 2,990 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,252,000 | 2,994 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,252,000 | 2,994 |
| Net charge-offs | $229,000 | 2,422 |
| Cash dividends | $273,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 622 |
| Net operating income | $1,253,740 | 2,922 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 1,867 |
| Total interest expense | $1,092,000 | 1,635 |
| Net interest income | $5,597,000 | 1,905 |
| Provision for loan and lease losses | $34,000 | 3,899 |
| Total noninterest income | $750,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $758,000 | 893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-8,000 | 6,681 |
| Total noninterest expense | $5,435,000 | 1,768 |
| Salaries and employee benefits | $3,013,000 | 1,714 |
| Premises and equipment expense | $698,000 | 1,700 |
| Additional noninterest expense | $1,724,000 | 1,832 |
| Pre-tax net operating income | $878,000 | 3,153 |
| Securities gains (losses) | $-2,000 | 6,527 |
| Applicable income taxes | $80,000 | 3,159 |
| Income before extraordinary items | $796,000 | 3,078 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $796,000 | 3,080 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $796,000 | 3,081 |
| Net charge-offs | $107,000 | 2,691 |
| Cash dividends | $273,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 591 |
| Net operating income | $797,820 | 2,980 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 1,877 |
| Total interest expense | $559,000 | 1,659 |
| Net interest income | $2,793,000 | 1,909 |
| Provision for loan and lease losses | $2,000 | 4,333 |
| Total noninterest income | $554,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $380,000 | 874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 2,969 |
| Total noninterest expense | $2,744,000 | 1,767 |
| Salaries and employee benefits | $1,524,000 | 1,719 |
| Premises and equipment expense | $345,000 | 1,737 |
| Additional noninterest expense | $875,000 | 1,810 |
| Pre-tax net operating income | $601,000 | 2,551 |
| Securities gains (losses) | $-2,000 | 6,691 |
| Applicable income taxes | $98,000 | 2,428 |
| Income before extraordinary items | $501,000 | 2,584 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $501,000 | 2,587 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $501,000 | 2,586 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
| Net operating income | $502,680 | 2,490 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,876,000 | 1,904 |
| Total interest expense | $2,759,000 | 1,609 |
| Net interest income | $11,117,000 | 1,964 |
| Provision for loan and lease losses | $606,000 | 2,435 |
| Total noninterest income | $2,497,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,670,000 | 845 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $827,000 | 2,628 |
| Total noninterest expense | $10,412,000 | 1,846 |
| Salaries and employee benefits | $5,900,000 | 1,712 |
| Premises and equipment expense | $1,274,000 | 1,847 |
| Additional noninterest expense | $3,238,000 | 2,016 |
| Pre-tax net operating income | $2,596,000 | 2,341 |
| Securities gains (losses) | $15,000 | 3,269 |
| Applicable income taxes | $481,000 | 2,221 |
| Income before extraordinary items | $2,130,000 | 2,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,130,000 | 2,473 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,130,000 | 2,472 |
| Net charge-offs | $361,000 | 3,066 |
| Cash dividends | $547,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 705 |
| Net operating income | $2,117,700 | 2,353 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,447,000 | 1,918 |
| Total interest expense | $2,130,000 | 1,636 |
| Net interest income | $8,317,000 | 2,001 |
| Provision for loan and lease losses | $573,000 | 2,110 |
| Total noninterest income | $1,756,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,236,000 | 863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $520,000 | 2,894 |
| Total noninterest expense | $7,831,000 | 1,837 |
| Salaries and employee benefits | $4,457,000 | 1,686 |
| Premises and equipment expense | $936,000 | 1,902 |
| Additional noninterest expense | $2,438,000 | 2,017 |
| Pre-tax net operating income | $1,669,000 | 2,685 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $247,000 | 2,649 |
| Income before extraordinary items | $1,425,000 | 2,735 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,425,000 | 2,736 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,425,000 | 2,735 |
| Net charge-offs | $133,000 | 3,708 |
| Cash dividends | $273,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 663 |
| Net operating income | $1,422,450 | 2,608 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,952,000 | 1,934 |
| Total interest expense | $1,438,000 | 1,675 |
| Net interest income | $5,514,000 | 2,006 |
| Provision for loan and lease losses | $362,000 | 2,195 |
| Total noninterest income | $1,086,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $803,000 | 878 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 3,145 |
| Total noninterest expense | $5,248,000 | 1,830 |
| Salaries and employee benefits | $2,968,000 | 1,690 |
| Premises and equipment expense | $606,000 | 1,948 |
| Additional noninterest expense | $1,674,000 | 1,960 |
| Pre-tax net operating income | $990,000 | 2,867 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $101,000 | 3,041 |
| Income before extraordinary items | $892,000 | 2,824 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $892,000 | 2,825 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $892,000 | 2,825 |
| Net charge-offs | $134,000 | 3,152 |
| Cash dividends | $273,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 629 |
| Net operating income | $889,300 | 2,694 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 1,962 |
| Total interest expense | $708,000 | 1,744 |
| Net interest income | $2,743,000 | 2,018 |
| Provision for loan and lease losses | $210,000 | 1,952 |
| Total noninterest income | $505,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $385,000 | 903 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $120,000 | 3,420 |
| Total noninterest expense | $2,448,000 | 1,966 |
| Salaries and employee benefits | $1,458,000 | 1,724 |
| Premises and equipment expense | $284,000 | 2,069 |
| Additional noninterest expense | $706,000 | 2,272 |
| Pre-tax net operating income | $590,000 | 2,561 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $84,000 | 2,604 |
| Income before extraordinary items | $506,000 | 2,583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $506,000 | 2,585 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $506,000 | 2,586 |
| Net charge-offs | $86,000 | 2,578 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 567 |
| Net operating income | $506,000 | 2,462 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,096,000 | 1,989 |
| Total interest expense | $2,979,000 | 1,971 |
| Net interest income | $11,117,000 | 1,967 |
| Provision for loan and lease losses | $833,000 | 2,683 |
| Total noninterest income | $2,280,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,740,000 | 848 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $540,000 | 3,007 |
| Total noninterest expense | $10,127,000 | 1,891 |
| Salaries and employee benefits | $5,642,000 | 1,711 |
| Premises and equipment expense | $1,084,000 | 2,237 |
| Additional noninterest expense | $3,401,000 | 1,976 |
| Pre-tax net operating income | $2,437,000 | 2,168 |
| Securities gains (losses) | $-168,000 | 7,141 |
| Applicable income taxes | $235,000 | 2,751 |
| Income before extraordinary items | $2,034,000 | 2,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,034,000 | 2,234 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,034,000 | 2,234 |
| Net charge-offs | $402,000 | 3,441 |
| Cash dividends | $547,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 798 |
| Net operating income | $2,185,200 | 2,021 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 2,017 |
| Total interest expense | $2,249,000 | 2,042 |
| Net interest income | $8,303,000 | 1,981 |
| Provision for loan and lease losses | $581,000 | 2,674 |
| Total noninterest income | $1,681,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,285,000 | 860 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $396,000 | 3,059 |
| Total noninterest expense | $7,563,000 | 1,899 |
| Salaries and employee benefits | $4,139,000 | 1,761 |
| Premises and equipment expense | $868,000 | 2,139 |
| Additional noninterest expense | $2,556,000 | 1,984 |
| Pre-tax net operating income | $1,840,000 | 2,219 |
| Securities gains (losses) | $-99,000 | 7,223 |
| Applicable income taxes | $199,000 | 2,660 |
| Income before extraordinary items | $1,542,000 | 2,260 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,542,000 | 2,260 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,542,000 | 2,261 |
| Net charge-offs | $189,000 | 3,776 |
| Cash dividends | $273,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 756 |
| Net operating income | $1,630,110 | 2,079 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,057,000 | 2,026 |
| Total interest expense | $1,527,000 | 2,076 |
| Net interest income | $5,530,000 | 1,983 |
| Provision for loan and lease losses | $401,000 | 2,588 |
| Total noninterest income | $1,048,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $833,000 | 876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 3,374 |
| Total noninterest expense | $4,856,000 | 1,991 |
| Salaries and employee benefits | $2,595,000 | 1,889 |
| Premises and equipment expense | $579,000 | 2,165 |
| Additional noninterest expense | $1,682,000 | 2,034 |
| Pre-tax net operating income | $1,321,000 | 2,066 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $242,000 | 2,020 |
| Income before extraordinary items | $1,080,000 | 2,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,080,000 | 2,131 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,080,000 | 2,131 |
| Net charge-offs | $188,000 | 3,178 |
| Cash dividends | $273,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 705 |
| Net operating income | $1,079,180 | 2,067 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 2,043 |
| Total interest expense | $782,000 | 2,105 |
| Net interest income | $2,734,000 | 2,002 |
| Provision for loan and lease losses | $151,000 | 2,740 |
| Total noninterest income | $470,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $408,000 | 874 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,333 |
| Total noninterest expense | $2,422,000 | 2,001 |
| Salaries and employee benefits | $1,330,000 | 1,866 |
| Premises and equipment expense | $288,000 | 2,213 |
| Additional noninterest expense | $804,000 | 2,098 |
| Pre-tax net operating income | $631,000 | 2,130 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $67,000 | 2,595 |
| Income before extraordinary items | $564,000 | 2,024 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $564,000 | 2,023 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $564,000 | 2,024 |
| Net charge-offs | $78,000 | 2,978 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $564,000 | 1,985 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,814,000 | 2,190 |
| Total interest expense | $3,597,000 | 2,205 |
| Net interest income | $10,217,000 | 2,143 |
| Provision for loan and lease losses | $962,000 | 3,121 |
| Total noninterest income | $2,083,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,799,000 | 844 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $284,000 | 4,034 |
| Total noninterest expense | $9,843,000 | 1,976 |
| Salaries and employee benefits | $5,533,000 | 1,755 |
| Premises and equipment expense | $1,174,000 | 2,143 |
| Additional noninterest expense | $3,136,000 | 2,207 |
| Pre-tax net operating income | $1,495,000 | 2,725 |
| Securities gains (losses) | $11,000 | 3,287 |
| Applicable income taxes | $100,000 | 3,235 |
| Income before extraordinary items | $1,406,000 | 2,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,406,000 | 2,611 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,406,000 | 2,617 |
| Net charge-offs | $367,000 | 4,041 |
| Cash dividends | $421,000 | 2,556 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 940 |
| Net operating income | $1,395,770 | 2,526 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,350,000 | 2,241 |
| Total interest expense | $2,724,000 | 2,276 |
| Net interest income | $7,626,000 | 2,170 |
| Provision for loan and lease losses | $807,000 | 2,837 |
| Total noninterest income | $1,639,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,348,000 | 875 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $291,000 | 3,592 |
| Total noninterest expense | $7,473,000 | 1,943 |
| Salaries and employee benefits | $4,056,000 | 1,812 |
| Premises and equipment expense | $937,000 | 2,055 |
| Additional noninterest expense | $2,480,000 | 2,078 |
| Pre-tax net operating income | $985,000 | 3,124 |
| Securities gains (losses) | $11,000 | 3,082 |
| Applicable income taxes | $62,000 | 3,444 |
| Income before extraordinary items | $934,000 | 3,016 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $934,000 | 3,013 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $934,000 | 3,016 |
| Net charge-offs | $254,000 | 3,941 |
| Cash dividends | $182,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 884 |
| Net operating income | $923,660 | 2,913 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 2,282 |
| Total interest expense | $1,831,000 | 2,343 |
| Net interest income | $5,032,000 | 2,199 |
| Provision for loan and lease losses | $529,000 | 2,774 |
| Total noninterest income | $1,062,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $875,000 | 901 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $187,000 | 3,599 |
| Total noninterest expense | $5,304,000 | 1,851 |
| Salaries and employee benefits | $2,512,000 | 1,939 |
| Premises and equipment expense | $623,000 | 2,081 |
| Additional noninterest expense | $2,169,000 | 1,620 |
| Pre-tax net operating income | $261,000 | 4,588 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $272,000 | 4,465 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $272,000 | 4,465 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $272,000 | 4,465 |
| Net charge-offs | $182,000 | 3,643 |
| Cash dividends | $182,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 817 |
| Net operating income | $261,000 | 4,380 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 2,329 |
| Total interest expense | $926,000 | 2,435 |
| Net interest income | $2,516,000 | 2,212 |
| Provision for loan and lease losses | $301,000 | 2,369 |
| Total noninterest income | $598,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $422,000 | 930 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $176,000 | 2,581 |
| Total noninterest expense | $2,460,000 | 2,001 |
| Salaries and employee benefits | $1,295,000 | 1,924 |
| Premises and equipment expense | $316,000 | 2,110 |
| Additional noninterest expense | $849,000 | 1,999 |
| Pre-tax net operating income | $353,000 | 3,059 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $336,000 | 2,911 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $336,000 | 2,907 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $336,000 | 2,911 |
| Net charge-offs | $72,000 | 3,409 |
| Cash dividends | $11,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 775 |
| Net operating income | $336,000 | 2,796 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,270,000 | 2,509 |
| Total interest expense | $3,888,000 | 2,800 |
| Net interest income | $9,382,000 | 2,327 |
| Provision for loan and lease losses | $657,000 | 4,124 |
| Total noninterest income | $2,489,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,909,000 | 908 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $580,000 | 2,947 |
| Total noninterest expense | $10,111,000 | 2,002 |
| Salaries and employee benefits | $5,912,000 | 1,683 |
| Premises and equipment expense | $1,156,000 | 2,287 |
| Additional noninterest expense | $3,043,000 | 2,315 |
| Pre-tax net operating income | $1,103,000 | 2,840 |
| Securities gains (losses) | $40,000 | 2,746 |
| Applicable income taxes | $36,000 | 3,428 |
| Income before extraordinary items | $1,107,000 | 2,603 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,107,000 | 2,601 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,107,000 | 2,602 |
| Net charge-offs | $256,000 | 4,696 |
| Cash dividends | $513,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 1,061 |
| Net operating income | $1,068,200 | 2,619 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,785,000 | 2,584 |
| Total interest expense | $2,910,000 | 2,922 |
| Net interest income | $6,875,000 | 2,375 |
| Provision for loan and lease losses | $578,000 | 3,582 |
| Total noninterest income | $1,861,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,425,000 | 908 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $436,000 | 3,038 |
| Total noninterest expense | $7,211,000 | 2,088 |
| Salaries and employee benefits | $4,107,000 | 1,824 |
| Premises and equipment expense | $912,000 | 2,214 |
| Additional noninterest expense | $2,192,000 | 2,376 |
| Pre-tax net operating income | $947,000 | 2,826 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $49,000 | 3,340 |
| Income before extraordinary items | $898,000 | 2,655 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $898,000 | 2,651 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $898,000 | 2,655 |
| Net charge-offs | $165,000 | 4,489 |
| Cash dividends | $342,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 981 |
| Net operating income | $898,000 | 2,615 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 2,648 |
| Total interest expense | $1,968,000 | 3,007 |
| Net interest income | $4,461,000 | 2,421 |
| Provision for loan and lease losses | $248,000 | 4,032 |
| Total noninterest income | $1,214,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $936,000 | 905 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $278,000 | 3,120 |
| Total noninterest expense | $4,742,000 | 2,132 |
| Salaries and employee benefits | $2,703,000 | 1,871 |
| Premises and equipment expense | $615,000 | 2,215 |
| Additional noninterest expense | $1,424,000 | 2,450 |
| Pre-tax net operating income | $685,000 | 2,810 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $47,000 | 3,208 |
| Income before extraordinary items | $638,000 | 2,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 2,656 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $638,000 | 2,658 |
| Net charge-offs | $105,000 | 4,192 |
| Cash dividends | $342,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 951 |
| Net operating income | $638,000 | 2,573 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 2,672 |
| Total interest expense | $996,000 | 3,058 |
| Net interest income | $2,229,000 | 2,425 |
| Provision for loan and lease losses | $123,000 | 3,566 |
| Total noninterest income | $611,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $468,000 | 877 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $143,000 | 3,046 |
| Total noninterest expense | $2,421,000 | 2,039 |
| Salaries and employee benefits | $1,417,000 | 1,837 |
| Premises and equipment expense | $322,000 | 2,164 |
| Additional noninterest expense | $682,000 | 2,281 |
| Pre-tax net operating income | $296,000 | 3,359 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $285,000 | 3,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $285,000 | 3,225 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $285,000 | 3,225 |
| Net charge-offs | $65,000 | 3,293 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 842 |
| Net operating income | $285,000 | 3,074 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,801,000 | 2,679 |
| Total interest expense | $4,855,000 | 3,031 |
| Net interest income | $8,946,000 | 2,436 |
| Provision for loan and lease losses | $510,000 | 3,769 |
| Total noninterest income | $2,823,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,240,000 | 785 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $583,000 | 2,934 |
| Total noninterest expense | $8,479,000 | 2,261 |
| Salaries and employee benefits | $4,786,000 | 2,122 |
| Premises and equipment expense | $1,172,000 | 2,294 |
| Additional noninterest expense | $2,521,000 | 2,319 |
| Pre-tax net operating income | $2,780,000 | 1,924 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $659,000 | 1,579 |
| Income before extraordinary items | $2,142,000 | 1,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,142,000 | 1,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 3,166 |
| Cash dividends | $659,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 829 |
| Net operating income | $2,126,040 | 2,000 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 2,708 |
| Total interest expense | $3,724,000 | 3,083 |
| Net interest income | $6,702,000 | 2,462 |
| Provision for loan and lease losses | $383,000 | 3,145 |
| Total noninterest income | $2,213,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,713,000 | 772 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $500,000 | 2,817 |
| Total noninterest expense | $6,389,000 | 2,238 |
| Salaries and employee benefits | $3,649,000 | 2,107 |
| Premises and equipment expense | $868,000 | 2,329 |
| Additional noninterest expense | $1,872,000 | 2,279 |
| Pre-tax net operating income | $2,143,000 | 2,198 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $518,000 | 1,856 |
| Income before extraordinary items | $1,646,000 | 2,141 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,646,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,895 |
| Cash dividends | $317,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 652 |
| Net operating income | $1,630,040 | 2,272 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 2,751 |
| Total interest expense | $2,558,000 | 3,119 |
| Net interest income | $4,374,000 | 2,507 |
| Provision for loan and lease losses | $243,000 | 2,845 |
| Total noninterest income | $1,494,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,133,000 | 768 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $361,000 | 2,730 |
| Total noninterest expense | $4,174,000 | 2,292 |
| Salaries and employee benefits | $2,335,000 | 2,225 |
| Premises and equipment expense | $577,000 | 2,349 |
| Additional noninterest expense | $1,262,000 | 2,246 |
| Pre-tax net operating income | $1,451,000 | 2,268 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $352,000 | 2,015 |
| Income before extraordinary items | $1,120,000 | 2,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,120,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,628 |
| Cash dividends | $317,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 495 |
| Net operating income | $1,104,040 | 2,325 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 2,750 |
| Total interest expense | $1,365,000 | 3,126 |
| Net interest income | $2,190,000 | 2,496 |
| Provision for loan and lease losses | $140,000 | 2,266 |
| Total noninterest income | $736,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $564,000 | 765 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $172,000 | 2,804 |
| Total noninterest expense | $2,070,000 | 2,302 |
| Salaries and employee benefits | $1,183,000 | 2,224 |
| Premises and equipment expense | $296,000 | 2,297 |
| Additional noninterest expense | $591,000 | 2,345 |
| Pre-tax net operating income | $716,000 | 2,366 |
| Securities gains (losses) | $21,000 | 1,562 |
| Applicable income taxes | $178,000 | 2,114 |
| Income before extraordinary items | $559,000 | 2,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $559,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,589 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 784 |
| Net operating income | $543,040 | 2,443 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,525,000 | 2,774 |
| Total interest expense | $5,635,000 | 3,165 |
| Net interest income | $8,890,000 | 2,483 |
| Provision for loan and lease losses | $643,000 | 1,960 |
| Total noninterest income | $2,997,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,189,000 | 817 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $808,000 | 2,547 |
| Total noninterest expense | $8,417,000 | 2,183 |
| Salaries and employee benefits | $4,879,000 | 2,069 |
| Premises and equipment expense | $1,137,000 | 2,292 |
| Additional noninterest expense | $2,401,000 | 2,250 |
| Pre-tax net operating income | $2,827,000 | 2,575 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $756,000 | 2,204 |
| Income before extraordinary items | $2,071,000 | 2,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,071,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 2,188 |
| Cash dividends | $631,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 932 |
| Net operating income | $2,071,000 | 2,721 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,833,000 | 2,778 |
| Total interest expense | $4,170,000 | 3,197 |
| Net interest income | $6,663,000 | 2,496 |
| Provision for loan and lease losses | $411,000 | 1,818 |
| Total noninterest income | $2,255,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,616,000 | 814 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $639,000 | 2,466 |
| Total noninterest expense | $6,340,000 | 2,145 |
| Salaries and employee benefits | $3,649,000 | 2,073 |
| Premises and equipment expense | $845,000 | 2,289 |
| Additional noninterest expense | $1,846,000 | 2,162 |
| Pre-tax net operating income | $2,167,000 | 2,695 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $601,000 | 2,287 |
| Income before extraordinary items | $1,566,000 | 2,881 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,566,000 | 2,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,193 |
| Cash dividends | $316,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,566,000 | 2,868 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 2,851 |
| Total interest expense | $2,708,000 | 3,246 |
| Net interest income | $4,361,000 | 2,557 |
| Provision for loan and lease losses | $315,000 | 1,486 |
| Total noninterest income | $1,532,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,063,000 | 832 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $469,000 | 2,342 |
| Total noninterest expense | $4,203,000 | 2,186 |
| Salaries and employee benefits | $2,398,000 | 2,134 |
| Premises and equipment expense | $561,000 | 2,312 |
| Additional noninterest expense | $1,244,000 | 2,151 |
| Pre-tax net operating income | $1,375,000 | 2,835 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $390,000 | 2,414 |
| Income before extraordinary items | $985,000 | 3,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $985,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,601 |
| Cash dividends | $316,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $985,000 | 3,056 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 2,907 |
| Total interest expense | $1,319,000 | 3,286 |
| Net interest income | $2,119,000 | 2,624 |
| Provision for loan and lease losses | $125,000 | 1,705 |
| Total noninterest income | $723,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $509,000 | 839 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $214,000 | 2,443 |
| Total noninterest expense | $2,079,000 | 2,229 |
| Salaries and employee benefits | $1,186,000 | 2,166 |
| Premises and equipment expense | $271,000 | 2,403 |
| Additional noninterest expense | $622,000 | 2,113 |
| Pre-tax net operating income | $638,000 | 2,986 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $190,000 | 2,470 |
| Income before extraordinary items | $448,000 | 3,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $448,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,015 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $448,000 | 3,219 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,768,000 | 2,934 |
| Total interest expense | $4,635,000 | 3,226 |
| Net interest income | $8,133,000 | 2,716 |
| Provision for loan and lease losses | $9,000 | 6,633 |
| Total noninterest income | $3,043,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,261,000 | 781 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $782,000 | 2,612 |
| Total noninterest expense | $8,200,000 | 2,159 |
| Salaries and employee benefits | $4,671,000 | 2,092 |
| Premises and equipment expense | $1,176,000 | 2,106 |
| Additional noninterest expense | $2,353,000 | 2,216 |
| Pre-tax net operating income | $2,967,000 | 2,799 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $903,000 | 2,328 |
| Income before extraordinary items | $2,064,000 | 3,034 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,064,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,158 |
| Cash dividends | $555,000 | 3,554 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 672 |
| Net operating income | $2,064,000 | 3,023 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,373,000 | 2,963 |
| Total interest expense | $3,365,000 | 3,211 |
| Net interest income | $6,008,000 | 2,778 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $2,338,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,697,000 | 790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $641,000 | 2,463 |
| Total noninterest expense | $5,957,000 | 2,216 |
| Salaries and employee benefits | $3,405,000 | 2,159 |
| Premises and equipment expense | $859,000 | 2,175 |
| Additional noninterest expense | $1,693,000 | 2,288 |
| Pre-tax net operating income | $2,314,000 | 2,820 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $710,000 | 2,372 |
| Income before extraordinary items | $1,604,000 | 3,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,604,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,539 |
| Cash dividends | $264,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 766 |
| Net operating income | $1,604,000 | 3,049 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 3,003 |
| Total interest expense | $2,157,000 | 3,196 |
| Net interest income | $3,895,000 | 2,846 |
| Provision for loan and lease losses | $91,000 | 3,450 |
| Total noninterest income | $1,592,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,095,000 | 802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $497,000 | 2,217 |
| Total noninterest expense | $3,900,000 | 2,265 |
| Salaries and employee benefits | $2,239,000 | 2,195 |
| Premises and equipment expense | $567,000 | 2,186 |
| Additional noninterest expense | $1,094,000 | 2,361 |
| Pre-tax net operating income | $1,496,000 | 2,886 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $454,000 | 2,439 |
| Income before extraordinary items | $1,042,000 | 3,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,042,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,231 |
| Cash dividends | $264,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 789 |
| Net operating income | $1,042,000 | 3,105 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 3,047 |
| Total interest expense | $1,029,000 | 3,187 |
| Net interest income | $1,885,000 | 2,926 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $856,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $534,000 | 794 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $322,000 | 1,837 |
| Total noninterest expense | $1,984,000 | 2,236 |
| Salaries and employee benefits | $1,153,000 | 2,145 |
| Premises and equipment expense | $281,000 | 2,222 |
| Additional noninterest expense | $550,000 | 2,333 |
| Pre-tax net operating income | $747,000 | 2,844 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $225,000 | 2,443 |
| Income before extraordinary items | $522,000 | 3,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 914 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $522,000 | 3,041 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,637,000 | 2,991 |
| Total interest expense | $2,786,000 | 3,533 |
| Net interest income | $7,851,000 | 2,752 |
| Provision for loan and lease losses | $337,000 | 2,595 |
| Total noninterest income | $3,184,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,372,000 | 730 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $812,000 | 2,510 |
| Total noninterest expense | $7,389,000 | 2,266 |
| Salaries and employee benefits | $4,103,000 | 2,235 |
| Premises and equipment expense | $1,108,000 | 2,168 |
| Additional noninterest expense | $2,178,000 | 2,299 |
| Pre-tax net operating income | $3,309,000 | 2,562 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $997,000 | 2,265 |
| Income before extraordinary items | $2,312,000 | 2,757 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,312,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,411 |
| Cash dividends | $490,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 731 |
| Net operating income | $2,312,000 | 2,717 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,810,000 | 2,995 |
| Total interest expense | $1,905,000 | 3,636 |
| Net interest income | $5,905,000 | 2,727 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $2,425,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,778,000 | 729 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $647,000 | 2,437 |
| Total noninterest expense | $5,505,000 | 2,263 |
| Salaries and employee benefits | $3,120,000 | 2,184 |
| Premises and equipment expense | $814,000 | 2,196 |
| Additional noninterest expense | $1,571,000 | 2,341 |
| Pre-tax net operating income | $2,555,000 | 2,534 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $787,000 | 2,223 |
| Income before extraordinary items | $1,768,000 | 2,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,768,000 | 2,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,380 |
| Cash dividends | $226,000 | 3,895 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 646 |
| Net operating income | $1,768,000 | 2,697 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,059,000 | 3,002 |
| Total interest expense | $1,121,000 | 3,810 |
| Net interest income | $3,938,000 | 2,698 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $1,598,000 | 1,508 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,147,000 | 733 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $451,000 | 2,350 |
| Total noninterest expense | $3,615,000 | 2,269 |
| Salaries and employee benefits | $2,038,000 | 2,223 |
| Premises and equipment expense | $527,000 | 2,237 |
| Additional noninterest expense | $1,050,000 | 2,322 |
| Pre-tax net operating income | $1,741,000 | 2,430 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $535,000 | 2,168 |
| Income before extraordinary items | $1,206,000 | 2,641 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,206,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,427 |
| Cash dividends | $220,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 578 |
| Net operating income | $1,206,000 | 2,601 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 3,057 |
| Total interest expense | $493,000 | 4,058 |
| Net interest income | $1,946,000 | 2,716 |
| Provision for loan and lease losses | $85,000 | 2,331 |
| Total noninterest income | $736,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $541,000 | 752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $1,765,000 | 2,345 |
| Salaries and employee benefits | $1,001,000 | 2,276 |
| Premises and equipment expense | $256,000 | 2,307 |
| Additional noninterest expense | $508,000 | 2,395 |
| Pre-tax net operating income | $832,000 | 2,495 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $224,000 | 2,421 |
| Income before extraordinary items | $608,000 | 2,588 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $608,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,093 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 416 |
| Net operating income | $608,000 | 2,547 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,753,000 | 3,170 |
| Total interest expense | $1,687,000 | 4,164 |
| Net interest income | $7,066,000 | 2,854 |
| Provision for loan and lease losses | $277,000 | 3,069 |
| Total noninterest income | $2,905,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,240,000 | 783 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $665,000 | 2,798 |
| Total noninterest expense | $6,771,000 | 2,362 |
| Salaries and employee benefits | $3,678,000 | 2,359 |
| Premises and equipment expense | $1,073,000 | 2,132 |
| Additional noninterest expense | $2,020,000 | 2,402 |
| Pre-tax net operating income | $2,923,000 | 2,652 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $817,000 | 2,494 |
| Income before extraordinary items | $2,107,000 | 2,790 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,107,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,587 |
| Cash dividends | $396,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $407,000 | 494 |
| Net operating income | $2,106,280 | 2,728 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 3,230 |
| Total interest expense | $1,238,000 | 4,184 |
| Net interest income | $5,145,000 | 2,925 |
| Provision for loan and lease losses | $217,000 | 2,860 |
| Total noninterest income | $2,163,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,667,000 | 794 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $496,000 | 2,823 |
| Total noninterest expense | $5,016,000 | 2,375 |
| Salaries and employee benefits | $2,711,000 | 2,390 |
| Premises and equipment expense | $809,000 | 2,124 |
| Additional noninterest expense | $1,496,000 | 2,399 |
| Pre-tax net operating income | $2,075,000 | 2,787 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $564,000 | 2,690 |
| Income before extraordinary items | $1,512,000 | 2,932 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,512,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,906 |
| Cash dividends | $198,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $242,000 | 423 |
| Net operating income | $1,511,270 | 2,858 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 3,281 |
| Total interest expense | $830,000 | 4,165 |
| Net interest income | $3,338,000 | 2,989 |
| Provision for loan and lease losses | $138,000 | 2,915 |
| Total noninterest income | $1,439,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,073,000 | 812 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $366,000 | 2,658 |
| Total noninterest expense | $3,326,000 | 2,397 |
| Salaries and employee benefits | $1,815,000 | 2,377 |
| Premises and equipment expense | $529,000 | 2,156 |
| Additional noninterest expense | $982,000 | 2,428 |
| Pre-tax net operating income | $1,313,000 | 2,888 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $351,000 | 2,795 |
| Income before extraordinary items | $965,000 | 3,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $965,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,721 |
| Cash dividends | $198,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 359 |
| Net operating income | $962,810 | 2,949 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 3,277 |
| Total interest expense | $430,000 | 4,105 |
| Net interest income | $1,652,000 | 3,001 |
| Provision for loan and lease losses | $68,000 | 2,801 |
| Total noninterest income | $696,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $508,000 | 830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $188,000 | 2,570 |
| Total noninterest expense | $1,615,000 | 2,476 |
| Salaries and employee benefits | $898,000 | 2,422 |
| Premises and equipment expense | $256,000 | 2,253 |
| Additional noninterest expense | $461,000 | 2,552 |
| Pre-tax net operating income | $665,000 | 2,820 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $174,000 | 2,816 |
| Income before extraordinary items | $491,000 | 2,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $491,000 | 2,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,164 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 345 |
| Net operating income | $491,000 | 2,881 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,232,000 | 3,356 |
| Total interest expense | $2,141,000 | 3,808 |
| Net interest income | $6,091,000 | 3,139 |
| Provision for loan and lease losses | $253,000 | 3,520 |
| Total noninterest income | $2,689,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,002,000 | 855 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $687,000 | 3,000 |
| Total noninterest expense | $6,182,000 | 2,530 |
| Salaries and employee benefits | $3,461,000 | 2,431 |
| Premises and equipment expense | $966,000 | 2,326 |
| Additional noninterest expense | $1,755,000 | 2,694 |
| Pre-tax net operating income | $2,345,000 | 3,034 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $579,000 | 3,133 |
| Income before extraordinary items | $1,775,000 | 3,138 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,775,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,146 |
| Cash dividends | $352,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 649 |
| Net operating income | $1,768,250 | 3,000 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,126,000 | 3,432 |
| Total interest expense | $1,659,000 | 3,825 |
| Net interest income | $4,467,000 | 3,217 |
| Provision for loan and lease losses | $203,000 | 3,311 |
| Total noninterest income | $1,974,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,455,000 | 896 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $519,000 | 3,069 |
| Total noninterest expense | $4,576,000 | 2,572 |
| Salaries and employee benefits | $2,590,000 | 2,443 |
| Premises and equipment expense | $710,000 | 2,375 |
| Additional noninterest expense | $1,276,000 | 2,739 |
| Pre-tax net operating income | $1,662,000 | 3,273 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $404,000 | 3,399 |
| Income before extraordinary items | $1,267,000 | 3,356 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,267,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,080 |
| Cash dividends | $176,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 521 |
| Net operating income | $1,260,160 | 3,205 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 3,457 |
| Total interest expense | $1,136,000 | 3,843 |
| Net interest income | $2,940,000 | 3,244 |
| Provision for loan and lease losses | $119,000 | 3,596 |
| Total noninterest income | $1,252,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $896,000 | 959 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $356,000 | 2,989 |
| Total noninterest expense | $3,016,000 | 2,583 |
| Salaries and employee benefits | $1,708,000 | 2,458 |
| Premises and equipment expense | $462,000 | 2,413 |
| Additional noninterest expense | $846,000 | 2,745 |
| Pre-tax net operating income | $1,057,000 | 3,386 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $247,000 | 3,573 |
| Income before extraordinary items | $810,000 | 3,481 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $810,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,111 |
| Cash dividends | $176,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 401 |
| Net operating income | $810,000 | 3,291 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 3,479 |
| Total interest expense | $576,000 | 3,878 |
| Net interest income | $1,456,000 | 3,257 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $597,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $407,000 | 1,023 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $190,000 | 2,807 |
| Total noninterest expense | $1,490,000 | 2,601 |
| Salaries and employee benefits | $845,000 | 2,493 |
| Premises and equipment expense | $227,000 | 2,452 |
| Additional noninterest expense | $418,000 | 2,747 |
| Pre-tax net operating income | $503,000 | 3,469 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $118,000 | 3,661 |
| Income before extraordinary items | $385,000 | 3,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 283 |
| Net operating income | $385,000 | 3,388 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,579,000 | 3,438 |
| Total interest expense | $2,961,000 | 3,571 |
| Net interest income | $5,618,000 | 3,318 |
| Provision for loan and lease losses | $259,000 | 3,788 |
| Total noninterest income | $2,441,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,698,000 | 948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $743,000 | 2,622 |
| Total noninterest expense | $5,787,000 | 2,557 |
| Salaries and employee benefits | $3,335,000 | 2,392 |
| Premises and equipment expense | $912,000 | 2,382 |
| Additional noninterest expense | $1,540,000 | 2,900 |
| Pre-tax net operating income | $2,013,000 | 3,409 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $447,000 | 3,672 |
| Income before extraordinary items | $1,566,000 | 3,388 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,566,000 | 3,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,916 |
| Cash dividends | $331,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 657 |
| Net operating income | $1,566,000 | 3,279 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,397,000 | 3,498 |
| Total interest expense | $4,141,000 | 3,691 |
| Net interest income | $5,256,000 | 3,301 |
| Provision for loan and lease losses | $263,000 | 3,501 |
| Total noninterest income | $1,801,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,433,000 | 1,041 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $368,000 | 3,719 |
| Total noninterest expense | $5,025,000 | 2,816 |
| Salaries and employee benefits | $2,778,000 | 2,684 |
| Premises and equipment expense | $840,000 | 2,507 |
| Additional noninterest expense | $1,407,000 | 3,046 |
| Pre-tax net operating income | $1,769,000 | 3,475 |
| Securities gains (losses) | $46,000 | 2,438 |
| Applicable income taxes | $405,000 | 3,713 |
| Income before extraordinary items | $1,410,000 | 3,379 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,410,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,287 |
| Cash dividends | $310,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 819 |
| Net operating income | $1,374,120 | 3,349 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 3,837 |
| Total interest expense | $3,523,000 | 4,364 |
| Net interest income | $5,198,000 | 3,349 |
| Provision for loan and lease losses | $275,000 | 3,040 |
| Total noninterest income | $1,507,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,238,000 | 1,096 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $269,000 | 4,156 |
| Total noninterest expense | $4,517,000 | 2,988 |
| Salaries and employee benefits | $2,478,000 | 2,846 |
| Premises and equipment expense | $784,000 | 2,628 |
| Additional noninterest expense | $1,255,000 | 3,276 |
| Pre-tax net operating income | $1,913,000 | 3,437 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $475,000 | 3,596 |
| Income before extraordinary items | $1,438,000 | 3,362 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,438,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,198 |
| Cash dividends | $308,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 653 |
| Net operating income | $1,438,000 | 3,350 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,630,000 | 4,101 |
| Total interest expense | $2,991,000 | 4,617 |
| Net interest income | $4,639,000 | 3,685 |
| Provision for loan and lease losses | $188,000 | 3,699 |
| Total noninterest income | $1,393,000 | 2,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,083,000 | 1,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,951 |
| Total noninterest expense | $4,047,000 | 3,278 |
| Salaries and employee benefits | $2,059,000 | 3,356 |
| Premises and equipment expense | $683,000 | 2,927 |
| Additional noninterest expense | $1,305,000 | 3,206 |
| Pre-tax net operating income | $1,797,000 | 3,621 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $413,000 | 4,076 |
| Income before extraordinary items | $1,384,000 | 3,455 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,384,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,912 |
| Cash dividends | $276,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 772 |
| Net operating income | $1,384,000 | 3,422 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,139,000 | 4,333 |
| Total interest expense | $2,961,000 | 4,775 |
| Net interest income | $4,178,000 | 3,981 |
| Provision for loan and lease losses | $248,000 | 3,012 |
| Total noninterest income | $1,220,000 | 2,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $933,000 | 1,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,129 |
| Total noninterest expense | $3,534,000 | 3,580 |
| Salaries and employee benefits | $1,907,000 | 3,487 |
| Premises and equipment expense | $519,000 | 3,576 |
| Additional noninterest expense | $1,108,000 | 3,603 |
| Pre-tax net operating income | $1,616,000 | 3,959 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $371,000 | 4,618 |
| Income before extraordinary items | $1,245,000 | 3,812 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,245,000 | 3,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,752 |
| Cash dividends | $236,000 | 5,074 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 903 |
| Net operating income | $1,245,000 | 3,727 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 5,141 |
| Total interest expense | $2,404,000 | 5,558 |
| Net interest income | $3,488,000 | 4,744 |
| Provision for loan and lease losses | $285,000 | 2,727 |
| Total noninterest income | $934,000 | 3,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $678,000 | 1,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,304 |
| Total noninterest expense | $3,105,000 | 3,986 |
| Salaries and employee benefits | $1,678,000 | 3,876 |
| Premises and equipment expense | $411,000 | 4,353 |
| Additional noninterest expense | $1,016,000 | 3,846 |
| Pre-tax net operating income | $1,032,000 | 5,741 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $172,000 | 7,291 |
| Income before extraordinary items | $862,000 | 5,218 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $862,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $211,000 | 5,255 |
| Sale, conversion, retirement of capital stock, net | $3,082,000 | 305 |
| Net operating income | $860,340 | 5,157 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 5,887 |
| Total interest expense | $2,211,000 | 6,029 |
| Net interest income | $2,846,000 | 5,665 |
| Provision for loan and lease losses | $265,000 | 2,838 |
| Total noninterest income | $809,000 | 3,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $593,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,967 |
| Total noninterest expense | $2,668,000 | 4,752 |
| Salaries and employee benefits | $1,501,000 | 4,299 |
| Premises and equipment expense | $319,000 | 5,342 |
| Additional noninterest expense | $848,000 | 4,966 |
| Pre-tax net operating income | $722,000 | 6,832 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $93,000 | 8,863 |
| Income before extraordinary items | $629,000 | 6,096 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $629,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 853 |
| Net operating income | $629,000 | 6,041 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 7,077 |
| Total interest expense | $1,689,000 | 7,162 |
| Net interest income | $2,241,000 | 6,794 |
| Provision for loan and lease losses | $197,000 | 3,061 |
| Total noninterest income | $548,000 | 4,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $2,170,000 | 5,621 |
| Salaries and employee benefits | $1,120,000 | 5,530 |
| Premises and equipment expense | $275,000 | 5,986 |
| Additional noninterest expense | $775,000 | 5,394 |
| Pre-tax net operating income | $422,000 | 8,926 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $23,000 | 10,706 |
| Income before extraordinary items | $382,000 | 8,223 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $382,000 | 8,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $126,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,319,000 | 262 |
| Net operating income | $397,980 | 8,064 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 8,153 |
| Total interest expense | $1,140,000 | 8,144 |
| Net interest income | $1,800,000 | 8,047 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $460,000 | 5,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $1,919,000 | 6,406 |
| Salaries and employee benefits | $993,000 | 6,122 |
| Premises and equipment expense | $241,000 | 6,664 |
| Additional noninterest expense | $685,000 | 6,434 |
| Pre-tax net operating income | $211,000 | 10,808 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $29,000 | 10,950 |
| Income before extraordinary items | $182,000 | 10,474 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $182,000 | 10,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $99,000 | 6,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $182,000 | 10,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 8,404 |
| Total interest expense | $1,120,000 | 8,602 |
| Net interest income | $1,840,000 | 8,130 |
| Provision for loan and lease losses | $448,000 | 2,281 |
| Total noninterest income | $446,000 | 6,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 4,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $1,727,000 | 7,111 |
| Salaries and employee benefits | $889,000 | 6,782 |
| Premises and equipment expense | $232,000 | 7,056 |
| Additional noninterest expense | $606,000 | 7,276 |
| Pre-tax net operating income | $111,000 | 11,784 |
| Securities gains (losses) | $94,000 | 2,589 |
| Applicable income taxes | $23,000 | 11,542 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $182,000 | 10,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,895 |
| Cash dividends | $106,000 | 6,761 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 864 |
| Net operating income | $98,340 | 11,628 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 8,953 |
| Total interest expense | $1,313,000 | 9,181 |
| Net interest income | $1,694,000 | 8,672 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $461,000 | 5,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 4,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,283 |
| Total noninterest expense | $1,585,000 | 7,623 |
| Salaries and employee benefits | $788,000 | 7,337 |
| Premises and equipment expense | $222,000 | 7,346 |
| Additional noninterest expense | $575,000 | 7,731 |
| Pre-tax net operating income | $486,000 | 8,507 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $86,000 | 10,284 |
| Income before extraordinary items | $403,000 | 8,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $403,000 | 8,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $103,000 | 6,504 |
| Sale, conversion, retirement of capital stock, net | $304,000 | 651 |
| Net operating income | $400,540 | 7,858 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.