Home > Luana Savings Bank > Income and Expense

Luana Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$75,042,000664
Total interest expense$33,513,000528
Net interest income$41,529,000781
Provision for loan and lease losses$414,0001,412
Total noninterest income$2,740,0001,717
Gross Fiduciary activities income$0981
Service charges on deposit accounts$359,0002,003
Trading account gains and feesNANA
Additional Noninterest Income$2,381,0001,457
Total noninterest expense$18,847,0001,265
Salaries and employee benefits$10,589,0001,286
Premises and equipment expense$1,714,0001,389
Additional noninterest expense$2,381,0001,457
Pre-tax net operating income$25,008,000571
Securities gains (losses)$32,000528
Applicable income taxes$1,911,0001,010
Income before extraordinary items$23,129,000529
Extraordinary gains, net$054
Net income$23,129,000535
Minority interest net income$088
Net income of bank and minority interests.$23,129,000531
Net charge-offs$6,0002,549
Cash dividends$26,211,000255
Sale, conversion, retirement of capital stock, net$0540
Net operating income$23,099,560540
2023-09-30 (YTD Data)Rank
Total interest income$55,161,000671
Total interest expense$23,276,000528
Net interest income$31,885,000776
Provision for loan and lease losses$167,0001,812
Total noninterest income$1,932,0001,768
Gross Fiduciary activities income$0950
Service charges on deposit accounts$273,0002,005
Trading account gains and feesNANA
Additional Noninterest Income$1,659,0001,513
Total noninterest expense$13,197,0001,340
Salaries and employee benefits$7,295,0001,364
Premises and equipment expense$1,229,0001,433
Additional noninterest expense$1,659,0001,513
Pre-tax net operating income$20,453,000553
Securities gains (losses)$32,000344
Applicable income taxes$1,758,000904
Income before extraordinary items$18,727,000509
Extraordinary gains, net$052
Net income$18,727,000512
Minority interest net income$081
Net income of bank and minority interests.$18,727,000508
Net charge-offs$28,0001,741
Cash dividends$23,637,000224
Sale, conversion, retirement of capital stock, net$0507
Net operating income$18,697,880515
2023-06-30 (YTD Data)Rank
Total interest income$36,220,000657
Total interest expense$14,405,000508
Net interest income$21,815,000760
Provision for loan and lease losses$82,0001,942
Total noninterest income$1,225,0001,749
Gross Fiduciary activities income$0931
Service charges on deposit accounts$174,0002,038
Trading account gains and feesNANA
Additional Noninterest Income$1,051,0001,484
Total noninterest expense$8,777,0001,332
Salaries and employee benefits$4,865,0001,362
Premises and equipment expense$856,0001,378
Additional noninterest expense$1,051,0001,482
Pre-tax net operating income$14,181,000534
Securities gains (losses)$0938
Applicable income taxes$1,441,000807
Income before extraordinary items$12,740,000505
Extraordinary gains, net$051
Net income$12,740,000513
Minority interest net income$081
Net income of bank and minority interests.$12,740,000504
Net charge-offs$17,0001,599
Cash dividends$17,045,000204
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,740,000504
2023-03-31 (YTD Data)Rank
Total interest income$17,867,000660
Total interest expense$6,704,000490
Net interest income$11,163,000752
Provision for loan and lease losses$02,612
Total noninterest income$559,0001,833
Gross Fiduciary activities income$0913
Service charges on deposit accounts$92,0002,000
Trading account gains and feesNANA
Additional Noninterest Income$467,0001,577
Total noninterest expense$4,094,0001,420
Salaries and employee benefits$2,346,0001,433
Premises and equipment expense$433,0001,396
Additional noninterest expense$467,0001,577
Pre-tax net operating income$7,628,000527
Securities gains (losses)$0950
Applicable income taxes$317,0001,342
Income before extraordinary items$7,311,000465
Extraordinary gains, net$04
Net income$7,311,000465
Minority interest net income$048
Net income of bank and minority interests.$7,311,000466
Net charge-offs$-1,0003,238
Cash dividends$9,839,000190
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,311,000470
2022-12-31 (YTD Data)Rank
Total interest income$65,940,000589
Total interest expense$13,881,000354
Net interest income$52,059,000653
Provision for loan and lease losses$1,326,000679
Total noninterest income$2,937,0001,651
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$361,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$2,576,0001,387
Total noninterest expense$18,450,0001,266
Salaries and employee benefits$10,787,0001,248
Premises and equipment expense$1,786,0001,340
Additional noninterest expense$2,576,0001,387
Pre-tax net operating income$35,220,000501
Securities gains (losses)$62,000215
Applicable income taxes$908,0001,631
Income before extraordinary items$34,374,000417
Extraordinary gains, net$05
Net income$34,374,000418
Minority interest net income$063
Net income of bank and minority interests.$34,374,000418
Net charge-offs$-25,0003,889
Cash dividends$38,151,000201
Sale, conversion, retirement of capital stock, net$0568
Net operating income$34,313,860427
2022-09-30 (YTD Data)Rank
Total interest income$48,357,000573
Total interest expense$8,860,000287
Net interest income$39,497,000635
Provision for loan and lease losses$1,326,000526
Total noninterest income$1,775,0001,889
Gross Fiduciary activities income$0968
Service charges on deposit accounts$280,0002,045
Trading account gains and feesNANA
Additional Noninterest Income$1,495,0001,657
Total noninterest expense$12,164,0001,386
Salaries and employee benefits$7,132,0001,362
Premises and equipment expense$1,278,0001,404
Additional noninterest expense$1,495,0001,657
Pre-tax net operating income$27,782,000468
Securities gains (losses)$0740
Applicable income taxes$628,0001,681
Income before extraordinary items$27,154,000400
Extraordinary gains, net$04
Net income$27,154,000400
Minority interest net income$057
Net income of bank and minority interests.$27,154,000400
Net charge-offs$-24,0003,861
Cash dividends$33,379,000174
Sale, conversion, retirement of capital stock, net$0519
Net operating income$27,154,000408
2022-06-30 (YTD Data)Rank
Total interest income$31,316,000561
Total interest expense$5,079,000255
Net interest income$26,237,000618
Provision for loan and lease losses$928,000448
Total noninterest income$1,495,0001,639
Gross Fiduciary activities income$0925
Service charges on deposit accounts$177,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$1,318,0001,427
Total noninterest expense$7,627,0001,445
Salaries and employee benefits$4,712,0001,366
Premises and equipment expense$832,0001,417
Additional noninterest expense$2,083,0001,557
Pre-tax net operating income$19,177,000437
Securities gains (losses)$0687
Applicable income taxes$348,0001,756
Income before extraordinary items$18,829,000376
Extraordinary gains, net$04
Net income$18,829,000376
Minority interest net income$060
Net income of bank and minority interests.$18,829,000376
Net charge-offs$-22,0003,912
Cash dividends$9,723,000281
Sale, conversion, retirement of capital stock, net$0494
Net operating income$18,829,000385
2022-03-31 (YTD Data)Rank
Total interest income$15,207,000559
Total interest expense$2,387,000246
Net interest income$12,820,000605
Provision for loan and lease losses$499,000344
Total noninterest income$618,0001,842
Gross Fiduciary activities income$0892
Service charges on deposit accounts$97,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$521,0001,627
Total noninterest expense$3,590,0001,506
Salaries and employee benefits$2,301,0001,400
Premises and equipment expense$407,0001,448
Additional noninterest expense$882,0001,748
Pre-tax net operating income$9,349,000442
Securities gains (losses)$0623
Applicable income taxes$68,0002,325
Income before extraordinary items$9,281,000377
Extraordinary gains, net$04
Net income$9,281,000377
Minority interest net income$050
Net income of bank and minority interests.$9,281,000377
Net charge-offs$-21,0004,175
Cash dividends$4,346,000285
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,281,000385
2021-12-31 (YTD Data)Rank
Total interest income$61,275,000560
Total interest expense$15,717,000187
Net interest income$45,558,000683
Provision for loan and lease losses$545,000979
Total noninterest income$12,109,000736
Gross Fiduciary activities income$0994
Service charges on deposit accounts$385,0001,908
Trading account gains and feesNANA
Additional Noninterest Income$11,724,000601
Total noninterest expense$32,362,000786
Salaries and employee benefits$11,469,0001,167
Premises and equipment expense$1,449,0001,561
Additional noninterest expense$19,444,000431
Pre-tax net operating income$24,760,000633
Securities gains (losses)$02,062
Applicable income taxes$1,335,0001,410
Income before extraordinary items$23,425,000570
Extraordinary gains, net$010
Net income$23,425,000570
Minority interest net income$074
Net income of bank and minority interests.$23,425,000571
Net charge-offs$-5,0003,478
Cash dividends$15,613,000350
Sale, conversion, retirement of capital stock, net$0582
Net operating income$23,425,000561
2021-09-30 (YTD Data)Rank
Total interest income$46,200,000568
Total interest expense$13,109,000181
Net interest income$33,091,000711
Provision for loan and lease losses$346,0001,077
Total noninterest income$9,344,000733
Gross Fiduciary activities income$0957
Service charges on deposit accounts$279,0001,946
Trading account gains and feesNANA
Additional Noninterest Income$9,065,000605
Total noninterest expense$25,860,000750
Salaries and employee benefits$7,649,0001,287
Premises and equipment expense$1,246,0001,430
Additional noninterest expense$16,965,000378
Pre-tax net operating income$16,229,000716
Securities gains (losses)$02,015
Applicable income taxes$1,003,0001,450
Income before extraordinary items$15,226,000651
Extraordinary gains, net$08
Net income$15,226,000651
Minority interest net income$069
Net income of bank and minority interests.$15,226,000651
Net charge-offs$-4,0003,372
Cash dividends$13,522,000298
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,226,000640
2021-06-30 (YTD Data)Rank
Total interest income$31,114,000549
Total interest expense$10,330,000164
Net interest income$20,784,000741
Provision for loan and lease losses$72,0001,904
Total noninterest income$7,428,000665
Gross Fiduciary activities income$0951
Service charges on deposit accounts$183,0001,916
Trading account gains and feesNANA
Additional Noninterest Income$7,245,000547
Total noninterest expense$21,540,000602
Salaries and employee benefits$5,131,0001,275
Premises and equipment expense$830,0001,429
Additional noninterest expense$15,579,000305
Pre-tax net operating income$6,600,0001,062
Securities gains (losses)$01,818
Applicable income taxes$671,0001,448
Income before extraordinary items$5,929,0001,045
Extraordinary gains, net$06
Net income$5,929,0001,044
Minority interest net income$067
Net income of bank and minority interests.$5,929,0001,045
Net charge-offs$-3,0003,379
Cash dividends$10,152,000268
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,929,0001,021
2021-03-31 (YTD Data)Rank
Total interest income$15,605,000554
Total interest expense$5,316,000170
Net interest income$10,289,000741
Provision for loan and lease losses$48,0001,772
Total noninterest income$3,960,000634
Gross Fiduciary activities income$0922
Service charges on deposit accounts$92,0001,898
Trading account gains and feesNANA
Additional Noninterest Income$3,868,000537
Total noninterest expense$4,185,0001,323
Salaries and employee benefits$2,391,0001,340
Premises and equipment expense$498,0001,221
Additional noninterest expense$1,296,0001,260
Pre-tax net operating income$10,016,000460
Securities gains (losses)$01,392
Applicable income taxes$332,0001,437
Income before extraordinary items$9,684,000414
Extraordinary gains, net$03
Net income$9,684,000412
Minority interest net income$055
Net income of bank and minority interests.$9,684,000414
Net charge-offs$-2,0003,357
Cash dividends$4,512,000257
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,684,000403
2020-12-31 (YTD Data)Rank
Total interest income$62,818,000549
Total interest expense$24,086,000233
Net interest income$38,732,000745
Provision for loan and lease losses$1,827,0001,112
Total noninterest income$11,956,000711
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$375,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$11,581,000589
Total noninterest expense$19,518,0001,142
Salaries and employee benefits$10,505,0001,206
Premises and equipment expense$1,474,0001,532
Additional noninterest expense$7,539,000925
Pre-tax net operating income$29,343,000436
Securities gains (losses)$02,675
Applicable income taxes$1,356,0001,210
Income before extraordinary items$27,987,000407
Extraordinary gains, net$04
Net income$27,987,000407
Minority interest net income$072
Net income of bank and minority interests.$27,987,000407
Net charge-offs$27,0002,693
Cash dividends$9,556,000477
Sale, conversion, retirement of capital stock, net$0566
Net operating income$27,987,000393
2020-09-30 (YTD Data)Rank
Total interest income$46,917,000547
Total interest expense$18,743,000243
Net interest income$28,174,000759
Provision for loan and lease losses$1,284,0001,173
Total noninterest income$10,444,000618
Gross Fiduciary activities income$0981
Service charges on deposit accounts$279,0001,986
Trading account gains and feesNANA
Additional Noninterest Income$10,165,000505
Total noninterest expense$12,821,0001,241
Salaries and employee benefits$6,955,0001,329
Premises and equipment expense$1,015,0001,644
Additional noninterest expense$4,851,0001,035
Pre-tax net operating income$24,513,000381
Securities gains (losses)$02,494
Applicable income taxes$1,026,0001,164
Income before extraordinary items$23,487,000335
Extraordinary gains, net$04
Net income$23,487,000334
Minority interest net income$065
Net income of bank and minority interests.$23,487,000335
Net charge-offs$34,0002,249
Cash dividends$9,279,000379
Sale, conversion, retirement of capital stock, net$0532
Net operating income$23,487,000332
2020-06-30 (YTD Data)Rank
Total interest income$31,706,000547
Total interest expense$13,077,000255
Net interest income$18,629,000765
Provision for loan and lease losses$1,036,0001,062
Total noninterest income$5,083,000717
Gross Fiduciary activities income$0970
Service charges on deposit accounts$184,0002,010
Trading account gains and feesNANA
Additional Noninterest Income$4,899,000580
Total noninterest expense$8,079,0001,298
Salaries and employee benefits$4,423,0001,368
Premises and equipment expense$673,0001,645
Additional noninterest expense$2,983,0001,082
Pre-tax net operating income$14,597,000373
Securities gains (losses)$02,249
Applicable income taxes$660,0001,124
Income before extraordinary items$13,937,000332
Extraordinary gains, net$04
Net income$13,937,000332
Minority interest net income$065
Net income of bank and minority interests.$13,937,000332
Net charge-offs$36,0001,908
Cash dividends$2,562,000665
Sale, conversion, retirement of capital stock, net$0504
Net operating income$13,937,000323
2020-03-31 (YTD Data)Rank
Total interest income$15,937,000546
Total interest expense$6,672,000288
Net interest income$9,265,000738
Provision for loan and lease losses$661,000756
Total noninterest income$997,0001,284
Gross Fiduciary activities income$0941
Service charges on deposit accounts$101,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$896,0001,050
Total noninterest expense$3,612,0001,437
Salaries and employee benefits$1,994,0001,499
Premises and equipment expense$320,0001,735
Additional noninterest expense$1,298,0001,227
Pre-tax net operating income$5,989,000398
Securities gains (losses)$01,705
Applicable income taxes$330,0001,007
Income before extraordinary items$5,659,000364
Extraordinary gains, net$04
Net income$5,659,000363
Minority interest net income$056
Net income of bank and minority interests.$5,659,000364
Net charge-offs$11,0001,834
Cash dividends$2,396,000479
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,659,000356
2019-12-31 (YTD Data)Rank
Total interest income$58,954,000596
Total interest expense$25,472,000316
Net interest income$33,482,000828
Provision for loan and lease losses$1,796,000576
Total noninterest income$3,553,0001,425
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$427,0002,142
Trading account gains and feesNANA
Additional Noninterest Income$3,126,0001,167
Total noninterest expense$14,094,0001,432
Salaries and employee benefits$8,005,0001,447
Premises and equipment expense$1,260,0001,735
Additional noninterest expense$4,829,0001,288
Pre-tax net operating income$21,145,000581
Securities gains (losses)$-11,0004,808
Applicable income taxes$1,311,0001,206
Income before extraordinary items$19,823,000546
Extraordinary gains, net$011
Net income$19,823,000546
Minority interest net income$076
Net income of bank and minority interests.$19,823,000547
Net charge-offs$-4,0004,311
Cash dividends$5,530,000738
Sale, conversion, retirement of capital stock, net$0626
Net operating income$19,833,340538
2019-09-30 (YTD Data)Rank
Total interest income$43,135,000618
Total interest expense$18,440,000327
Net interest income$24,695,000841
Provision for loan and lease losses$1,497,000506
Total noninterest income$4,092,0001,052
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$318,0002,159
Trading account gains and fees$0129
Additional Noninterest Income$3,774,000825
Total noninterest expense$9,306,0001,603
Salaries and employee benefits$5,281,0001,625
Premises and equipment expense$853,0001,876
Additional noninterest expense$3,172,0001,447
Pre-tax net operating income$17,984,000536
Securities gains (losses)$02,167
Applicable income taxes$811,0001,410
Income before extraordinary items$17,173,000492
Extraordinary gains, net$011
Net income$17,173,000492
Minority interest net income$072
Net income of bank and minority interests.$17,173,000493
Net charge-offs$-3,0004,153
Cash dividends$5,444,000571
Sale, conversion, retirement of capital stock, net$0590
Net operating income$17,173,000480
2019-06-30 (YTD Data)Rank
Total interest income$27,514,000633
Total interest expense$11,488,000342
Net interest income$16,026,000856
Provision for loan and lease losses$500,000847
Total noninterest income$1,992,0001,280
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$207,0002,170
Trading account gains and fees$0131
Additional Noninterest Income$1,785,0001,019
Total noninterest expense$5,965,0001,674
Salaries and employee benefits$3,389,0001,692
Premises and equipment expense$549,0001,935
Additional noninterest expense$2,027,0001,498
Pre-tax net operating income$11,553,000535
Securities gains (losses)$01,702
Applicable income taxes$551,0001,370
Income before extraordinary items$11,002,000502
Extraordinary gains, net$011
Net income$11,002,000501
Minority interest net income$069
Net income of bank and minority interests.$11,002,000501
Net charge-offs$03,172
Cash dividends$3,658,000563
Sale, conversion, retirement of capital stock, net$0573
Net operating income$11,002,000484
2019-03-31 (YTD Data)Rank
Total interest income$13,296,000648
Total interest expense$5,498,000343
Net interest income$7,798,000872
Provision for loan and lease losses$149,0001,229
Total noninterest income$798,0001,437
Gross Fiduciary activities income$0972
Service charges on deposit accounts$101,0002,189
Trading account gains and fees$0126
Additional Noninterest Income$697,0001,167
Total noninterest expense$2,877,0001,726
Salaries and employee benefits$1,617,0001,757
Premises and equipment expense$264,0002,004
Additional noninterest expense$996,0001,513
Pre-tax net operating income$5,570,000543
Securities gains (losses)$01,087
Applicable income taxes$260,0001,372
Income before extraordinary items$5,310,000501
Extraordinary gains, net$05
Net income$5,310,000500
Minority interest net income$052
Net income of bank and minority interests.$5,310,000500
Net charge-offs$-1,0003,818
Cash dividends$2,083,000488
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,310,000489
2018-12-31 (YTD Data)Rank
Total interest income$44,659,000714
Total interest expense$14,406,000391
Net interest income$30,253,000872
Provision for loan and lease losses$882,000985
Total noninterest income$3,473,0001,396
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$431,0002,206
Trading account gains and feesNANA
Additional Noninterest Income$3,042,0001,136
Total noninterest expense$11,752,0001,650
Salaries and employee benefits$7,136,0001,573
Premises and equipment expense$906,0002,190
Additional noninterest expense$3,710,0001,606
Pre-tax net operating income$21,092,000574
Securities gains (losses)$-24,0004,648
Applicable income taxes$949,0001,436
Income before extraordinary items$20,119,000516
Extraordinary gains, net$06
Net income$20,119,000515
Minority interest net income$072
Net income of bank and minority interests.$20,119,000515
Net charge-offs$32,0002,869
Cash dividends$9,303,000450
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,141,800512
2018-09-30 (YTD Data)Rank
Total interest income$32,404,000723
Total interest expense$9,901,000393
Net interest income$22,503,000876
Provision for loan and lease losses$636,000941
Total noninterest income$2,704,0001,372
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$328,0002,192
Trading account gains and feesNANA
Additional Noninterest Income$2,376,0001,119
Total noninterest expense$7,933,0001,812
Salaries and employee benefits$4,826,0001,717
Premises and equipment expense$601,0002,385
Additional noninterest expense$2,506,0001,748
Pre-tax net operating income$16,638,000547
Securities gains (losses)$-24,0004,966
Applicable income taxes$699,0001,499
Income before extraordinary items$15,915,000490
Extraordinary gains, net$05
Net income$15,915,000489
Minority interest net income$066
Net income of bank and minority interests.$15,915,000489
Net charge-offs$-14,0004,567
Cash dividends$9,224,000332
Sale, conversion, retirement of capital stock, net$0633
Net operating income$15,938,040490
2018-06-30 (YTD Data)Rank
Total interest income$20,976,000732
Total interest expense$6,080,000395
Net interest income$14,896,000879
Provision for loan and lease losses$438,000918
Total noninterest income$1,941,0001,314
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$213,0002,224
Trading account gains and feesNANA
Additional Noninterest Income$1,728,0001,041
Total noninterest expense$5,149,0001,868
Salaries and employee benefits$3,128,0001,773
Premises and equipment expense$392,0002,444
Additional noninterest expense$1,629,0001,786
Pre-tax net operating income$11,250,000540
Securities gains (losses)$-24,0005,137
Applicable income taxes$449,0001,505
Income before extraordinary items$10,777,000479
Extraordinary gains, net$06
Net income$10,777,000478
Minority interest net income$065
Net income of bank and minority interests.$10,777,000478
Net charge-offs$-12,0004,572
Cash dividends$7,075,000295
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,800,040476
2018-03-31 (YTD Data)Rank
Total interest income$10,281,000741
Total interest expense$2,884,000395
Net interest income$7,397,000882
Provision for loan and lease losses$251,000790
Total noninterest income$776,0001,512
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$107,0002,222
Trading account gains and feesNANA
Additional Noninterest Income$669,0001,237
Total noninterest expense$2,457,0001,956
Salaries and employee benefits$1,521,0001,825
Premises and equipment expense$175,0002,660
Additional noninterest expense$761,0001,899
Pre-tax net operating income$5,465,000546
Securities gains (losses)$0735
Applicable income taxes$199,0001,581
Income before extraordinary items$5,266,000484
Extraordinary gains, net$07
Net income$5,266,000483
Minority interest net income$052
Net income of bank and minority interests.$5,266,000484
Net charge-offs$-10,0004,740
Cash dividends$2,221,000386
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,266,000483
2017-12-31 (YTD Data)Rank
Total interest income$37,342,000766
Total interest expense$8,956,000407
Net interest income$28,386,000892
Provision for loan and lease losses$1,034,000863
Total noninterest income$3,782,0001,340
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$446,0002,222
Trading account gains and feesNANA
Additional Noninterest Income$3,336,0001,084
Total noninterest expense$11,250,0001,698
Salaries and employee benefits$6,681,0001,662
Premises and equipment expense$896,0002,265
Additional noninterest expense$3,673,0001,637
Pre-tax net operating income$19,884,000553
Securities gains (losses)$02,243
Applicable income taxes$936,0001,942
Income before extraordinary items$18,948,000420
Extraordinary gains, net$09
Net income$18,948,000420
Minority interest net income$076
Net income of bank and minority interests.$18,948,000420
Net charge-offs$34,0003,172
Cash dividends$5,263,000643
Sale, conversion, retirement of capital stock, net$0711
Net operating income$18,948,000416
2017-09-30 (YTD Data)Rank
Total interest income$27,458,000778
Total interest expense$6,445,000410
Net interest income$21,013,000899
Provision for loan and lease losses$731,000897
Total noninterest income$2,755,0001,382
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$332,0002,241
Trading account gains and feesNANA
Additional Noninterest Income$2,423,0001,115
Total noninterest expense$7,759,0001,852
Salaries and employee benefits$4,527,0001,817
Premises and equipment expense$629,0002,385
Additional noninterest expense$2,603,0001,718
Pre-tax net operating income$15,278,000545
Securities gains (losses)$02,274
Applicable income taxes$448,0002,173
Income before extraordinary items$14,830,000442
Extraordinary gains, net$09
Net income$14,830,000442
Minority interest net income$071
Net income of bank and minority interests.$14,830,000442
Net charge-offs$-19,0004,906
Cash dividends$5,195,000484
Sale, conversion, retirement of capital stock, net$0677
Net operating income$14,830,000438
2017-06-30 (YTD Data)Rank
Total interest income$17,870,000794
Total interest expense$4,181,000408
Net interest income$13,689,000916
Provision for loan and lease losses$234,0001,449
Total noninterest income$1,733,0001,446
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$221,0002,232
Trading account gains and feesNANA
Additional Noninterest Income$1,512,0001,180
Total noninterest expense$5,132,0001,867
Salaries and employee benefits$2,968,0001,850
Premises and equipment expense$418,0002,398
Additional noninterest expense$1,746,0001,698
Pre-tax net operating income$10,056,000543
Securities gains (losses)$01,906
Applicable income taxes$261,0002,267
Income before extraordinary items$9,795,000448
Extraordinary gains, net$011
Net income$9,795,000448
Minority interest net income$071
Net income of bank and minority interests.$9,795,000448
Net charge-offs$-16,0004,936
Cash dividends$3,551,000478
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,795,000443
2017-03-31 (YTD Data)Rank
Total interest income$8,772,000804
Total interest expense$2,075,000399
Net interest income$6,697,000935
Provision for loan and lease losses$03,537
Total noninterest income$845,0001,452
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$107,0002,284
Trading account gains and feesNANA
Additional Noninterest Income$738,0001,187
Total noninterest expense$2,451,0001,960
Salaries and employee benefits$1,433,0001,921
Premises and equipment expense$171,0002,770
Additional noninterest expense$847,0001,750
Pre-tax net operating income$5,091,000520
Securities gains (losses)$01,153
Applicable income taxes$73,0002,664
Income before extraordinary items$5,018,000436
Extraordinary gains, net$08
Net income$5,018,000435
Minority interest net income$055
Net income of bank and minority interests.$5,018,000436
Net charge-offs$02,943
Cash dividends$2,115,000382
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,018,000428
2016-12-31 (YTD Data)Rank
Total interest income$32,209,000839
Total interest expense$7,283,000413
Net interest income$24,926,000974
Provision for loan and lease losses$910,000979
Total noninterest income$5,662,0001,050
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$444,0002,283
Trading account gains and fees$0170
Additional Noninterest Income$5,218,000820
Total noninterest expense$12,024,0001,617
Salaries and employee benefits$6,476,0001,670
Premises and equipment expense$932,0002,255
Additional noninterest expense$4,616,0001,350
Pre-tax net operating income$17,654,000572
Securities gains (losses)$-65,0005,768
Applicable income taxes$947,0001,703
Income before extraordinary items$16,642,000473
Extraordinary gains, net$05
Net income$16,642,000470
Minority interest net income$082
Net income of bank and minority interests.$16,642,000472
Net charge-offs$60,0003,000
Cash dividends$6,889,000517
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,703,750466
2016-09-30 (YTD Data)Rank
Total interest income$23,969,000834
Total interest expense$5,347,000414
Net interest income$18,622,000973
Provision for loan and lease losses$631,000981
Total noninterest income$4,062,0001,083
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$332,0002,288
Trading account gains and fees$0169
Additional Noninterest Income$3,730,000839
Total noninterest expense$7,847,0001,822
Salaries and employee benefits$4,404,0001,808
Premises and equipment expense$619,0002,443
Additional noninterest expense$2,824,0001,617
Pre-tax net operating income$14,206,000537
Securities gains (losses)$-65,0005,897
Applicable income taxes$737,0001,701
Income before extraordinary items$13,404,000453
Extraordinary gains, net$05
Net income$13,404,000450
Minority interest net income$071
Net income of bank and minority interests.$13,404,000453
Net charge-offs$31,0002,887
Cash dividends$6,833,000394
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,465,750443
2016-06-30 (YTD Data)Rank
Total interest income$15,879,000841
Total interest expense$3,507,000416
Net interest income$12,372,000973
Provision for loan and lease losses$498,000865
Total noninterest income$2,204,0001,237
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$217,0002,303
Trading account gains and fees$0157
Additional Noninterest Income$1,987,000968
Total noninterest expense$5,127,0001,872
Salaries and employee benefits$2,845,0001,877
Premises and equipment expense$376,0002,632
Additional noninterest expense$1,906,0001,605
Pre-tax net operating income$8,951,000554
Securities gains (losses)$02,835
Applicable income taxes$526,0001,615
Income before extraordinary items$8,425,000467
Extraordinary gains, net$016
Net income$8,425,000463
Minority interest net income$071
Net income of bank and minority interests.$8,425,000466
Net charge-offs$-2,0004,474
Cash dividends$5,134,000354
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,425,000459
2016-03-31 (YTD Data)Rank
Total interest income$7,884,000850
Total interest expense$1,711,000425
Net interest income$6,173,000965
Provision for loan and lease losses$400,000549
Total noninterest income$1,016,0001,289
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$107,0002,312
Trading account gains and fees$0142
Additional Noninterest Income$909,0001,006
Total noninterest expense$2,435,0001,974
Salaries and employee benefits$1,348,0001,973
Premises and equipment expense$191,0002,621
Additional noninterest expense$896,0001,695
Pre-tax net operating income$4,354,000550
Securities gains (losses)$02,077
Applicable income taxes$211,0001,785
Income before extraordinary items$4,143,000450
Extraordinary gains, net$012
Net income$4,143,000449
Minority interest net income$062
Net income of bank and minority interests.$4,143,000450
Net charge-offs$03,094
Cash dividends$1,791,000477
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,143,000441
2015-12-31 (YTD Data)Rank
Total interest income$29,455,000872
Total interest expense$6,188,000440
Net interest income$23,267,000991
Provision for loan and lease losses$206,0002,291
Total noninterest income$3,730,0001,362
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$499,0002,141
Trading account gains and fees$0159
Additional Noninterest Income$3,231,0001,110
Total noninterest expense$10,437,0001,813
Salaries and employee benefits$5,825,0001,788
Premises and equipment expense$752,0002,678
Additional noninterest expense$3,860,0001,585
Pre-tax net operating income$16,354,000572
Securities gains (losses)$03,216
Applicable income taxes$865,0001,723
Income before extraordinary items$15,489,000481
Extraordinary gains, net$023
Net income$15,489,000480
Minority interest net income$081
Net income of bank and minority interests.$15,489,000482
Net charge-offs$206,0001,962
Cash dividends$11,845,000337
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,489,000468
2015-09-30 (YTD Data)Rank
Total interest income$21,877,000889
Total interest expense$4,578,000452
Net interest income$17,299,0001,007
Provision for loan and lease losses$7,0004,102
Total noninterest income$2,897,0001,345
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$382,0002,114
Trading account gains and fees$0153
Additional Noninterest Income$2,515,0001,099
Total noninterest expense$7,552,0001,883
Salaries and employee benefits$4,115,0001,902
Premises and equipment expense$560,0002,728
Additional noninterest expense$2,877,0001,576
Pre-tax net operating income$12,637,000571
Securities gains (losses)$03,031
Applicable income taxes$681,0001,722
Income before extraordinary items$11,956,000476
Extraordinary gains, net$021
Net income$11,956,000474
Minority interest net income$078
Net income of bank and minority interests.$11,956,000476
Net charge-offs$7,0003,743
Cash dividends$9,288,000297
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,956,000462
2015-06-30 (YTD Data)Rank
Total interest income$14,459,000893
Total interest expense$3,019,000451
Net interest income$11,440,0001,010
Provision for loan and lease losses$04,069
Total noninterest income$2,092,0001,288
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$247,0002,126
Trading account gains and fees$0157
Additional Noninterest Income$1,845,0001,030
Total noninterest expense$5,320,0001,801
Salaries and employee benefits$2,743,0001,912
Premises and equipment expense$394,0002,634
Additional noninterest expense$2,183,0001,429
Pre-tax net operating income$8,212,000578
Securities gains (losses)$02,636
Applicable income taxes$498,0001,636
Income before extraordinary items$7,714,000490
Extraordinary gains, net$022
Net income$7,714,000489
Minority interest net income$075
Net income of bank and minority interests.$7,714,000490
Net charge-offs$03,893
Cash dividends$5,227,000335
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,714,000474
2015-03-31 (YTD Data)Rank
Total interest income$7,075,000908
Total interest expense$1,481,000453
Net interest income$5,594,0001,025
Provision for loan and lease losses$03,703
Total noninterest income$1,087,0001,214
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$116,0002,233
Trading account gains and fees$0152
Additional Noninterest Income$971,000946
Total noninterest expense$2,898,0001,673
Salaries and employee benefits$1,311,0002,003
Premises and equipment expense$177,0002,877
Additional noninterest expense$1,410,0001,128
Pre-tax net operating income$3,783,000611
Securities gains (losses)$02,027
Applicable income taxes$184,0001,907
Income before extraordinary items$3,599,000516
Extraordinary gains, net$013
Net income$3,599,000516
Minority interest net income$064
Net income of bank and minority interests.$3,599,000516
Net charge-offs$03,288
Cash dividends$1,674,000429
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,599,000503
2014-12-31 (YTD Data)Rank
Total interest income$26,157,000977
Total interest expense$5,351,000525
Net interest income$20,806,0001,081
Provision for loan and lease losses$1,346,000674
Total noninterest income$3,462,0001,409
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$536,0002,172
Trading account gains and fees$0180
Additional Noninterest Income$2,926,0001,110
Total noninterest expense$9,177,0002,053
Salaries and employee benefits$5,526,0001,867
Premises and equipment expense$820,0002,614
Additional noninterest expense$2,831,0002,143
Pre-tax net operating income$13,745,000617
Securities gains (losses)$5,0002,877
Applicable income taxes$664,0001,959
Income before extraordinary items$13,086,000523
Extraordinary gains, net$017
Net income$13,086,000519
Minority interest net income$084
Net income of bank and minority interests.$13,086,000523
Net charge-offs$146,0002,808
Cash dividends$6,456,000488
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,081,250511
2014-09-30 (YTD Data)Rank
Total interest income$19,198,0001,004
Total interest expense$3,916,000554
Net interest income$15,282,0001,108
Provision for loan and lease losses$1,044,000642
Total noninterest income$2,547,0001,438
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$409,0002,148
Trading account gains and fees$0174
Additional Noninterest Income$2,138,0001,152
Total noninterest expense$6,469,0002,186
Salaries and employee benefits$3,798,0002,031
Premises and equipment expense$645,0002,561
Additional noninterest expense$2,026,0002,215
Pre-tax net operating income$10,316,000617
Securities gains (losses)$5,0002,558
Applicable income taxes$513,0001,959
Income before extraordinary items$9,808,000516
Extraordinary gains, net$015
Net income$9,808,000514
Minority interest net income$081
Net income of bank and minority interests.$9,808,000516
Net charge-offs$44,0003,355
Cash dividends$6,053,000368
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,803,250506
2014-06-30 (YTD Data)Rank
Total interest income$12,539,0001,016
Total interest expense$2,585,000565
Net interest income$9,954,0001,124
Provision for loan and lease losses$744,000612
Total noninterest income$1,656,0001,455
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$264,0002,172
Trading account gains and fees$0172
Additional Noninterest Income$1,392,0001,154
Total noninterest expense$4,265,0002,204
Salaries and employee benefits$2,481,0002,081
Premises and equipment expense$446,0002,496
Additional noninterest expense$1,338,0002,225
Pre-tax net operating income$6,601,000630
Securities gains (losses)$5,0002,165
Applicable income taxes$362,0001,876
Income before extraordinary items$6,244,000525
Extraordinary gains, net$020
Net income$6,244,000524
Minority interest net income$080
Net income of bank and minority interests.$6,244,000525
Net charge-offs$44,0002,900
Cash dividends$4,579,000340
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,239,250522
2014-03-31 (YTD Data)Rank
Total interest income$6,089,0001,052
Total interest expense$1,278,000585
Net interest income$4,811,0001,163
Provision for loan and lease losses$328,000648
Total noninterest income$694,0001,610
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$124,0002,253
Trading account gains and fees$0147
Additional Noninterest Income$570,0001,283
Total noninterest expense$2,044,0002,291
Salaries and employee benefits$1,182,0002,176
Premises and equipment expense$226,0002,519
Additional noninterest expense$636,0002,349
Pre-tax net operating income$3,133,000647
Securities gains (losses)$01,715
Applicable income taxes$151,0002,003
Income before extraordinary items$2,982,000535
Extraordinary gains, net$016
Net income$2,982,000536
Minority interest net income$066
Net income of bank and minority interests.$2,982,000536
Net charge-offs$28,0002,278
Cash dividends$1,564,000405
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,982,000530
2013-12-31 (YTD Data)Rank
Total interest income$22,454,0001,149
Total interest expense$5,196,000628
Net interest income$17,258,0001,275
Provision for loan and lease losses$1,387,000844
Total noninterest income$4,120,0001,298
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$503,0002,371
Trading account gains and fees$0184
Additional Noninterest Income$3,617,0001,024
Total noninterest expense$8,863,0002,137
Salaries and employee benefits$5,371,0001,897
Premises and equipment expense$701,0002,966
Additional noninterest expense$2,791,0002,239
Pre-tax net operating income$11,128,000710
Securities gains (losses)$-60,0006,474
Applicable income taxes$699,0001,816
Income before extraordinary items$10,369,000621
Extraordinary gains, net$029
Net income$10,369,000622
Minority interest net income$090
Net income of bank and minority interests.$10,369,000622
Net charge-offs$-13,0006,214
Cash dividends$6,141,000481
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,425,400604
2013-09-30 (YTD Data)Rank
Total interest income$16,394,0001,177
Total interest expense$3,932,000639
Net interest income$12,462,0001,308
Provision for loan and lease losses$973,000907
Total noninterest income$3,329,0001,254
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$389,0002,321
Trading account gains and fees$0180
Additional Noninterest Income$2,940,000981
Total noninterest expense$6,227,0002,278
Salaries and employee benefits$3,913,0001,960
Premises and equipment expense$507,0003,070
Additional noninterest expense$1,807,0002,533
Pre-tax net operating income$8,591,000701
Securities gains (losses)$03,040
Applicable income taxes$563,0001,799
Income before extraordinary items$8,028,000615
Extraordinary gains, net$025
Net income$8,028,000617
Minority interest net income$084
Net income of bank and minority interests.$8,028,000617
Net charge-offs$-27,0006,333
Cash dividends$5,657,000372
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,028,000600
2013-06-30 (YTD Data)Rank
Total interest income$10,609,0001,201
Total interest expense$2,650,000656
Net interest income$7,959,0001,357
Provision for loan and lease losses$695,000886
Total noninterest income$2,524,0001,154
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$248,0002,375
Trading account gains and fees$0157
Additional Noninterest Income$2,276,000892
Total noninterest expense$4,145,0002,289
Salaries and employee benefits$2,667,0001,932
Premises and equipment expense$329,0003,144
Additional noninterest expense$1,149,0002,642
Pre-tax net operating income$5,643,000695
Securities gains (losses)$02,791
Applicable income taxes$426,0001,676
Income before extraordinary items$5,217,000638
Extraordinary gains, net$022
Net income$5,217,000639
Minority interest net income$082
Net income of bank and minority interests.$5,217,000640
Net charge-offs$-5,0005,951
Cash dividends$4,103,000344
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,217,000607
2013-03-31 (YTD Data)Rank
Total interest income$5,169,0001,244
Total interest expense$1,279,000725
Net interest income$3,890,0001,381
Provision for loan and lease losses$339,000911
Total noninterest income$1,380,0001,089
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$116,0002,505
Trading account gains and fees$0148
Additional Noninterest Income$1,264,000832
Total noninterest expense$2,094,0002,274
Salaries and employee benefits$1,413,0001,847
Premises and equipment expense$168,0003,127
Additional noninterest expense$513,0002,923
Pre-tax net operating income$2,837,000678
Securities gains (losses)$01,966
Applicable income taxes$136,0002,097
Income before extraordinary items$2,701,000608
Extraordinary gains, net$010
Net income$2,701,000607
Minority interest net income$076
Net income of bank and minority interests.$2,701,000610
Net charge-offs$-11,0006,232
Cash dividends$875,000626
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,701,000577
2012-12-31 (YTD Data)Rank
Total interest income$20,331,0001,313
Total interest expense$5,662,000795
Net interest income$14,669,0001,493
Provision for loan and lease losses$1,213,0001,543
Total noninterest income$5,473,0001,079
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$496,0002,508
Trading account gains and fees$0166
Additional Noninterest Income$4,977,000815
Total noninterest expense$8,232,0002,297
Salaries and employee benefits$4,605,0002,171
Premises and equipment expense$652,0003,185
Additional noninterest expense$2,975,0002,188
Pre-tax net operating income$10,697,000676
Securities gains (losses)$-157,0006,943
Applicable income taxes$402,0002,390
Income before extraordinary items$10,138,000609
Extraordinary gains, net$029
Net income$10,138,000608
Minority interest net income$093
Net income of bank and minority interests.$10,138,000609
Net charge-offs$363,0003,058
Cash dividends$4,197,000669
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$10,288,720580
2012-09-30 (YTD Data)Rank
Total interest income$15,136,0001,352
Total interest expense$4,338,000805
Net interest income$10,798,0001,536
Provision for loan and lease losses$610,0002,016
Total noninterest income$3,709,0001,148
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$381,0002,479
Trading account gains and fees$0157
Additional Noninterest Income$3,328,000866
Total noninterest expense$4,926,0002,830
Salaries and employee benefits$2,670,0002,758
Premises and equipment expense$478,0003,276
Additional noninterest expense$1,778,0002,701
Pre-tax net operating income$8,971,000632
Securities gains (losses)$03,575
Applicable income taxes$304,0002,455
Income before extraordinary items$8,667,000572
Extraordinary gains, net$020
Net income$8,667,000571
Minority interest net income$086
Net income of bank and minority interests.$8,667,000572
Net charge-offs$10,0005,305
Cash dividends$3,235,000520
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,667,000546
2012-06-30 (YTD Data)Rank
Total interest income$10,001,0001,365
Total interest expense$2,963,000821
Net interest income$7,038,0001,577
Provision for loan and lease losses$399,0002,095
Total noninterest income$2,540,0001,112
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$251,0002,471
Trading account gains and fees$0153
Additional Noninterest Income$2,289,000839
Total noninterest expense$3,217,0002,879
Salaries and employee benefits$1,755,0002,796
Premises and equipment expense$324,0003,243
Additional noninterest expense$1,138,0002,810
Pre-tax net operating income$5,962,000626
Securities gains (losses)$03,178
Applicable income taxes$205,0002,429
Income before extraordinary items$5,757,000567
Extraordinary gains, net$019
Net income$5,757,000563
Minority interest net income$084
Net income of bank and minority interests.$5,757,000567
Net charge-offs$-1,0006,120
Cash dividends$2,084,000507
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,757,000541
2012-03-31 (YTD Data)Rank
Total interest income$5,036,0001,366
Total interest expense$1,524,000819
Net interest income$3,512,0001,589
Provision for loan and lease losses$248,0001,774
Total noninterest income$1,643,000900
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$115,0002,623
Trading account gains and fees$0148
Additional Noninterest Income$1,528,000676
Total noninterest expense$1,452,0003,134
Salaries and employee benefits$855,0002,870
Premises and equipment expense$146,0003,532
Additional noninterest expense$451,0003,344
Pre-tax net operating income$3,455,000559
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$3,455,000471
Extraordinary gains, net$019
Net income$3,455,000471
Minority interest net income$078
Net income of bank and minority interests.$3,455,000472
Net charge-offs$-2,0006,038
Cash dividends$762,000602
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,455,000458
2011-12-31 (YTD Data)Rank
Total interest income$19,711,0001,448
Total interest expense$6,103,000999
Net interest income$13,608,0001,635
Provision for loan and lease losses$888,0002,600
Total noninterest income$2,667,0001,637
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$556,0002,367
Trading account gains and fees$0146
Additional Noninterest Income$2,111,0001,308
Total noninterest expense$8,334,0002,278
Salaries and employee benefits$3,665,0002,630
Premises and equipment expense$684,0003,254
Additional noninterest expense$3,985,0001,707
Pre-tax net operating income$7,053,000863
Securities gains (losses)$03,838
Applicable income taxes$514,0001,999
Income before extraordinary items$6,539,000767
Extraordinary gains, net$029
Net income$6,539,000765
Minority interest net income$096
Net income of bank and minority interests.$6,539,000767
Net charge-offs$38,0005,621
Cash dividends$4,127,000504
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,539,000740
2011-09-30 (YTD Data)Rank
Total interest income$14,653,0001,477
Total interest expense$4,570,0001,039
Net interest income$10,083,0001,665
Provision for loan and lease losses$522,0002,820
Total noninterest income$2,063,0001,578
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$424,0002,353
Trading account gains and fees$0145
Additional Noninterest Income$1,639,0001,264
Total noninterest expense$5,163,0002,705
Salaries and employee benefits$2,243,0003,140
Premises and equipment expense$521,0003,258
Additional noninterest expense$2,399,0002,076
Pre-tax net operating income$6,461,000737
Securities gains (losses)$03,555
Applicable income taxes$286,0002,322
Income before extraordinary items$6,175,000647
Extraordinary gains, net$021
Net income$6,175,000647
Minority interest net income$087
Net income of bank and minority interests.$6,175,000647
Net charge-offs$22,0005,495
Cash dividends$3,452,000397
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,175,000618
2011-06-30 (YTD Data)Rank
Total interest income$9,876,0001,476
Total interest expense$3,038,0001,076
Net interest income$6,838,0001,643
Provision for loan and lease losses$263,0003,182
Total noninterest income$890,0002,163
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$261,0002,473
Trading account gains and fees$0153
Additional Noninterest Income$629,0001,814
Total noninterest expense$3,347,0002,794
Salaries and employee benefits$1,460,0003,210
Premises and equipment expense$354,0003,227
Additional noninterest expense$1,533,0002,203
Pre-tax net operating income$4,118,000753
Securities gains (losses)$02,914
Applicable income taxes$191,0002,273
Income before extraordinary items$3,927,000662
Extraordinary gains, net$015
Net income$3,927,000660
Minority interest net income$089
Net income of bank and minority interests.$3,927,000662
Net charge-offs$13,0005,250
Cash dividends$2,536,000358
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,927,000642
2011-03-31 (YTD Data)Rank
Total interest income$4,821,0001,522
Total interest expense$1,500,0001,119
Net interest income$3,321,0001,687
Provision for loan and lease losses$109,0003,254
Total noninterest income$435,0002,220
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$128,0002,490
Trading account gains and fees$0158
Additional Noninterest Income$307,0001,888
Total noninterest expense$1,567,0002,987
Salaries and employee benefits$695,0003,349
Premises and equipment expense$160,0003,534
Additional noninterest expense$712,0002,330
Pre-tax net operating income$2,080,000753
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,080,000634
Extraordinary gains, net$09
Net income$2,080,000631
Minority interest net income$086
Net income of bank and minority interests.$2,080,000634
Net charge-offs$8,0004,474
Cash dividends$458,000803
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,080,000612
2010-12-31 (YTD Data)Rank
Total interest income$19,429,0001,589
Total interest expense$6,669,0001,231
Net interest income$12,760,0001,738
Provision for loan and lease losses$628,0003,772
Total noninterest income$1,518,0002,495
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$536,0002,513
Trading account gains and fees$0175
Additional Noninterest Income$982,0002,200
Total noninterest expense$6,531,0002,893
Salaries and employee benefits$3,119,0003,005
Premises and equipment expense$646,0003,525
Additional noninterest expense$2,766,0002,450
Pre-tax net operating income$7,119,000755
Securities gains (losses)$31,0002,920
Applicable income taxes$322,0002,295
Income before extraordinary items$6,828,000663
Extraordinary gains, net$029
Net income$6,828,000659
Minority interest net income$0111
Net income of bank and minority interests.$6,828,000664
Net charge-offs$228,0004,618
Cash dividends$2,262,000736
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,798,550635
2010-09-30 (YTD Data)Rank
Total interest income$14,300,0001,635
Total interest expense$5,039,0001,276
Net interest income$9,261,0001,815
Provision for loan and lease losses$06,977
Total noninterest income$1,210,0002,408
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$422,0002,483
Trading account gains and fees$0165
Additional Noninterest Income$788,0002,088
Total noninterest expense$4,081,0003,354
Salaries and employee benefits$1,914,0003,566
Premises and equipment expense$445,0003,802
Additional noninterest expense$1,722,0002,817
Pre-tax net operating income$6,390,000670
Securities gains (losses)$31,0002,707
Applicable income taxes$261,0002,284
Income before extraordinary items$6,160,000559
Extraordinary gains, net$023
Net income$6,160,000556
Minority interest net income$0110
Net income of bank and minority interests.$6,160,000559
Net charge-offs$1,0006,616
Cash dividends$1,663,000648
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,130,240536
2010-06-30 (YTD Data)Rank
Total interest income$9,188,0001,701
Total interest expense$3,360,0001,335
Net interest income$5,828,0001,913
Provision for loan and lease losses$06,857
Total noninterest income$940,0002,138
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$270,0002,565
Trading account gains and fees$0152
Additional Noninterest Income$670,0001,733
Total noninterest expense$2,502,0003,620
Salaries and employee benefits$1,267,0003,600
Premises and equipment expense$318,0003,649
Additional noninterest expense$917,0003,445
Pre-tax net operating income$4,266,000649
Securities gains (losses)$31,0002,160
Applicable income taxes$125,0002,592
Income before extraordinary items$4,172,000525
Extraordinary gains, net$019
Net income$4,172,000526
Minority interest net income$0105
Net income of bank and minority interests.$4,172,000527
Net charge-offs$9,0005,868
Cash dividends$1,019,000693
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,141,930514
2010-03-31 (YTD Data)Rank
Total interest income$4,498,0001,786
Total interest expense$1,691,0001,394
Net interest income$2,807,0002,000
Provision for loan and lease losses$06,552
Total noninterest income$492,0002,056
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$133,0002,584
Trading account gains and fees$0175
Additional Noninterest Income$359,0001,628
Total noninterest expense$1,164,0003,842
Salaries and employee benefits$615,0003,749
Premises and equipment expense$144,0003,981
Additional noninterest expense$405,0003,767
Pre-tax net operating income$2,135,000636
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,135,000519
Extraordinary gains, net$016
Net income$2,135,000521
Minority interest net income$091
Net income of bank and minority interests.$2,135,000521
Net charge-offs$6,0005,069
Cash dividends$236,0001,272
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,135,000502
2009-12-31 (YTD Data)Rank
Total interest income$17,620,0001,915
Total interest expense$7,671,0001,529
Net interest income$9,949,0002,202
Provision for loan and lease losses$536,0004,434
Total noninterest income$965,0003,412
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$514,0002,830
Trading account gains and fees$0211
Additional Noninterest Income$451,0003,372
Total noninterest expense$5,709,0003,303
Salaries and employee benefits$2,607,0003,573
Premises and equipment expense$613,0003,818
Additional noninterest expense$2,489,0002,744
Pre-tax net operating income$4,669,000900
Securities gains (losses)$-95,0007,277
Applicable income taxes$228,0002,270
Income before extraordinary items$4,346,000792
Extraordinary gains, net$034
Net income$4,346,000790
Minority interest net income$0115
Net income of bank and minority interests.$4,346,000792
Net charge-offs$226,0004,843
Cash dividends$3,451,000505
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,436,250764
2009-09-30 (YTD Data)Rank
Total interest income$13,001,0001,987
Total interest expense$5,824,0001,588
Net interest income$7,177,0002,288
Provision for loan and lease losses$07,284
Total noninterest income$702,0003,524
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$368,0002,943
Trading account gains and fees$0212
Additional Noninterest Income$334,0003,463
Total noninterest expense$3,677,0003,756
Salaries and employee benefits$1,775,0003,893
Premises and equipment expense$439,0003,988
Additional noninterest expense$1,463,0003,342
Pre-tax net operating income$4,202,000807
Securities gains (losses)$-97,0007,467
Applicable income taxes$182,0002,412
Income before extraordinary items$3,923,000689
Extraordinary gains, net$027
Net income$3,923,000688
Minority interest net income$0118
Net income of bank and minority interests.$3,923,000691
Net charge-offs$28,0006,077
Cash dividends$3,057,000399
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,016,120666
2009-06-30 (YTD Data)Rank
Total interest income$8,669,0002,024
Total interest expense$3,888,0001,675
Net interest income$4,781,0002,285
Provision for loan and lease losses$07,158
Total noninterest income$466,0003,557
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$240,0002,942
Trading account gains and fees$0193
Additional Noninterest Income$226,0003,458
Total noninterest expense$2,135,0004,202
Salaries and employee benefits$1,193,0003,920
Premises and equipment expense$293,0004,010
Additional noninterest expense$649,0004,495
Pre-tax net operating income$3,112,000751
Securities gains (losses)$4,0002,814
Applicable income taxes$90,0002,712
Income before extraordinary items$3,026,000601
Extraordinary gains, net$021
Net income$3,026,000598
Minority interest net income$0112
Net income of bank and minority interests.$3,026,000601
Net charge-offs$13,0005,866
Cash dividends$2,945,000303
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,022,120579
2009-03-31 (YTD Data)Rank
Total interest income$4,268,0002,086
Total interest expense$1,956,0001,732
Net interest income$2,312,0002,354
Provision for loan and lease losses$06,744
Total noninterest income$281,0003,140
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$112,0003,053
Trading account gains and fees$0171
Additional Noninterest Income$169,0002,756
Total noninterest expense$1,035,0004,212
Salaries and employee benefits$570,0004,044
Premises and equipment expense$148,0004,012
Additional noninterest expense$317,0004,236
Pre-tax net operating income$1,558,000818
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,558,000654
Extraordinary gains, net$015
Net income$1,558,000653
Minority interest net income$0102
Net income of bank and minority interests.$1,558,000656
Net charge-offs$14,0004,567
Cash dividends$175,0001,823
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,558,000612
2008-12-31 (YTD Data)Rank
Total interest income$15,943,0002,338
Total interest expense$8,749,0001,821
Net interest income$7,194,0002,975
Provision for loan and lease losses$645,0003,374
Total noninterest income$760,0003,967
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$473,0003,134
Trading account gains and fees$0154
Additional Noninterest Income$287,0004,182
Total noninterest expense$3,851,0004,358
Salaries and employee benefits$2,227,0004,104
Premises and equipment expense$606,0003,906
Additional noninterest expense$1,018,0004,764
Pre-tax net operating income$3,458,0001,575
Securities gains (losses)$-86,0007,228
Applicable income taxes$141,0003,117
Income before extraordinary items$3,231,0001,272
Extraordinary gains, net$039
Net income$3,231,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0004,200
Cash dividends$5,430,000527
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,313,5601,333
2008-09-30 (YTD Data)Rank
Total interest income$11,724,0002,426
Total interest expense$6,630,0001,865
Net interest income$5,094,0003,155
Provision for loan and lease losses$27,0006,337
Total noninterest income$569,0004,066
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$340,0003,245
Trading account gains and fees$0148
Additional Noninterest Income$229,0004,174
Total noninterest expense$2,443,0004,832
Salaries and employee benefits$1,495,0004,487
Premises and equipment expense$320,0004,928
Additional noninterest expense$628,0005,292
Pre-tax net operating income$3,193,0001,531
Securities gains (losses)$3,0002,756
Applicable income taxes$107,0003,547
Income before extraordinary items$3,089,0001,194
Extraordinary gains, net$031
Net income$3,089,0001,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$5,360,000430
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,086,0901,267
2008-06-30 (YTD Data)Rank
Total interest income$6,851,0002,782
Total interest expense$4,050,0002,106
Net interest income$2,801,0003,670
Provision for loan and lease losses$27,0005,773
Total noninterest income$298,0004,640
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$159,0003,955
Trading account gains and fees$0149
Additional Noninterest Income$139,0004,437
Total noninterest expense$1,189,0005,817
Salaries and employee benefits$732,0005,470
Premises and equipment expense$147,0005,881
Additional noninterest expense$310,0006,107
Pre-tax net operating income$1,883,0001,769
Securities gains (losses)$03,233
Applicable income taxes$70,0003,792
Income before extraordinary items$1,813,0001,513
Extraordinary gains, net$021
Net income$1,813,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,297
Cash dividends$2,674,000607
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,813,0001,480
2008-03-31 (YTD Data)Rank
Total interest income$3,464,0002,812
Total interest expense$2,041,0002,206
Net interest income$1,423,0003,624
Provision for loan and lease losses$06,080
Total noninterest income$149,0004,635
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$81,0003,870
Trading account gains and fees$0158
Additional Noninterest Income$68,0004,477
Total noninterest expense$582,0005,896
Salaries and employee benefits$361,0005,548
Premises and equipment expense$78,0005,785
Additional noninterest expense$143,0006,298
Pre-tax net operating income$990,0001,802
Securities gains (losses)$02,688
Applicable income taxes$15,0004,552
Income before extraordinary items$975,0001,534
Extraordinary gains, net$015
Net income$975,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,531
Cash dividends$1,650,000506
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$975,0001,476
2007-12-31 (YTD Data)Rank
Total interest income$13,065,0003,055
Total interest expense$8,066,0002,303
Net interest income$4,999,0004,005
Provision for loan and lease losses$287,0003,275
Total noninterest income$472,0005,138
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$306,0004,037
Trading account gains and fees$0178
Additional Noninterest Income$166,0005,403
Total noninterest expense$2,560,0005,532
Salaries and employee benefits$1,497,0005,310
Premises and equipment expense$272,0006,013
Additional noninterest expense$791,0005,387
Pre-tax net operating income$2,624,0002,717
Securities gains (losses)$02,146
Applicable income taxes$127,0004,283
Income before extraordinary items$2,497,0002,365
Extraordinary gains, net$039
Net income$2,497,0002,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,739
Cash dividends$361,0004,195
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,497,0002,357
2007-09-30 (YTD Data)Rank
Total interest income$9,568,0003,118
Total interest expense$5,876,0002,353
Net interest income$3,692,0004,057
Provision for loan and lease losses$90,0004,255
Total noninterest income$336,0005,304
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$225,0004,080
Trading account gains and fees$0184
Additional Noninterest Income$111,0005,616
Total noninterest expense$1,672,0005,897
Salaries and employee benefits$1,005,0005,632
Premises and equipment expense$206,0006,008
Additional noninterest expense$461,0006,024
Pre-tax net operating income$2,266,0002,606
Securities gains (losses)$01,655
Applicable income taxes$89,0004,547
Income before extraordinary items$2,177,0002,216
Extraordinary gains, net$033
Net income$2,177,0002,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,079
Cash dividends$341,0003,474
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,177,0002,201
2007-06-30 (YTD Data)Rank
Total interest income$6,247,0003,178
Total interest expense$3,810,0002,425
Net interest income$2,437,0004,117
Provision for loan and lease losses$60,0003,990
Total noninterest income$223,0005,352
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$143,0004,181
Trading account gains and fees$0168
Additional Noninterest Income$80,0005,520
Total noninterest expense$1,099,0005,979
Salaries and employee benefits$659,0005,751
Premises and equipment expense$139,0006,004
Additional noninterest expense$301,0006,108
Pre-tax net operating income$1,501,0002,671
Securities gains (losses)$01,444
Applicable income taxes$57,0004,659
Income before extraordinary items$1,444,0002,267
Extraordinary gains, net$029
Net income$1,444,0002,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$170,0003,829
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,444,0002,250
2007-03-31 (YTD Data)Rank
Total interest income$3,035,0003,254
Total interest expense$1,792,0002,558
Net interest income$1,243,0004,049
Provision for loan and lease losses$30,0003,737
Total noninterest income$110,0005,340
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$67,0004,285
Trading account gains and fees$0195
Additional Noninterest Income$43,0005,388
Total noninterest expense$556,0005,983
Salaries and employee benefits$323,0005,846
Premises and equipment expense$78,0005,747
Additional noninterest expense$155,0006,036
Pre-tax net operating income$767,0002,630
Securities gains (losses)$01,187
Applicable income taxes$12,0005,224
Income before extraordinary items$755,0002,167
Extraordinary gains, net$022
Net income$755,0002,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$150,0002,695
Sale, conversion, retirement of capital stock, net$0885
Net operating income$755,0002,159
2006-12-31 (YTD Data)Rank
Total interest income$10,846,0003,365
Total interest expense$6,365,0002,472
Net interest income$4,481,0004,351
Provision for loan and lease losses$238,0003,221
Total noninterest income$407,0005,567
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$255,0004,448
Trading account gains and fees$0130
Additional Noninterest Income$152,0005,590
Total noninterest expense$2,203,0005,874
Salaries and employee benefits$1,339,0005,551
Premises and equipment expense$147,0007,295
Additional noninterest expense$717,0005,566
Pre-tax net operating income$2,447,0003,176
Securities gains (losses)$01,687
Applicable income taxes$130,0004,763
Income before extraordinary items$2,317,0002,776
Extraordinary gains, net$051
Net income$2,317,0002,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,171
Cash dividends$902,0002,730
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,317,0002,767
2006-09-30 (YTD Data)Rank
Total interest income$7,952,0003,396
Total interest expense$4,581,0002,488
Net interest income$3,371,0004,376
Provision for loan and lease losses$90,0004,225
Total noninterest income$306,0005,590
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$195,0004,446
Trading account gains and fees$0126
Additional Noninterest Income$111,0005,644
Total noninterest expense$1,512,0006,129
Salaries and employee benefits$930,0005,779
Premises and equipment expense$105,0007,378
Additional noninterest expense$477,0005,902
Pre-tax net operating income$2,075,0003,030
Securities gains (losses)$01,388
Applicable income taxes$103,0004,896
Income before extraordinary items$1,972,0002,591
Extraordinary gains, net$045
Net income$1,972,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$756,0002,321
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,972,0002,579
2006-06-30 (YTD Data)Rank
Total interest income$4,999,0003,499
Total interest expense$2,807,0002,584
Net interest income$2,192,0004,458
Provision for loan and lease losses$60,0004,062
Total noninterest income$354,0004,322
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$145,0004,206
Trading account gains and fees$0126
Additional Noninterest Income$209,0003,666
Total noninterest expense$989,0006,201
Salaries and employee benefits$621,0005,785
Premises and equipment expense$66,0007,495
Additional noninterest expense$302,0006,066
Pre-tax net operating income$1,497,0002,883
Securities gains (losses)$01,185
Applicable income taxes$69,0004,936
Income before extraordinary items$1,428,0002,436
Extraordinary gains, net$039
Net income$1,428,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$459,0002,512
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,428,0002,420
2006-03-31 (YTD Data)Rank
Total interest income$2,384,0003,557
Total interest expense$1,268,0002,690
Net interest income$1,116,0004,382
Provision for loan and lease losses$30,0003,822
Total noninterest income$174,0004,289
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$66,0004,344
Trading account gains and fees$0115
Additional Noninterest Income$108,0003,577
Total noninterest expense$484,0006,276
Salaries and employee benefits$303,0005,899
Premises and equipment expense$36,0007,382
Additional noninterest expense$145,0006,156
Pre-tax net operating income$776,0002,769
Securities gains (losses)$0955
Applicable income taxes$26,0005,161
Income before extraordinary items$750,0002,329
Extraordinary gains, net$021
Net income$750,0002,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$150,0002,701
Sale, conversion, retirement of capital stock, net$0648
Net operating income$750,0002,302
2005-12-31 (YTD Data)Rank
Total interest income$8,513,0003,569
Total interest expense$4,082,0002,613
Net interest income$4,431,0004,307
Provision for loan and lease losses$194,0003,650
Total noninterest income$475,0005,356
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$230,0004,750
Trading account gains and fees$0138
Additional Noninterest Income$245,0004,774
Total noninterest expense$1,962,0006,181
Salaries and employee benefits$1,187,0005,833
Premises and equipment expense$128,0007,558
Additional noninterest expense$647,0005,811
Pre-tax net operating income$2,750,0002,964
Securities gains (losses)$02,296
Applicable income taxes$108,0005,317
Income before extraordinary items$2,642,0002,490
Extraordinary gains, net$046
Net income$2,642,0002,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,956
Cash dividends$860,0002,728
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,642,0002,458
2005-09-30 (YTD Data)Rank
Total interest income$6,220,0003,600
Total interest expense$2,841,0002,650
Net interest income$3,379,0004,260
Provision for loan and lease losses$90,0004,305
Total noninterest income$345,0005,463
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$173,0004,778
Trading account gains and fees$0126
Additional Noninterest Income$172,0004,931
Total noninterest expense$1,360,0006,370
Salaries and employee benefits$805,0006,113
Premises and equipment expense$93,0007,583
Additional noninterest expense$462,0005,944
Pre-tax net operating income$2,274,0002,766
Securities gains (losses)$02,317
Applicable income taxes$78,0005,460
Income before extraordinary items$2,196,0002,318
Extraordinary gains, net$035
Net income$2,196,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,687
Cash dividends$720,0002,264
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,196,0002,279
2005-06-30 (YTD Data)Rank
Total interest income$4,014,0003,622
Total interest expense$1,772,0002,661
Net interest income$2,242,0004,251
Provision for loan and lease losses$60,0004,115
Total noninterest income$211,0005,621
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$112,0004,793
Trading account gains and fees$0116
Additional Noninterest Income$99,0005,211
Total noninterest expense$889,0006,429
Salaries and employee benefits$522,0006,202
Premises and equipment expense$60,0007,621
Additional noninterest expense$307,0005,936
Pre-tax net operating income$1,504,0002,748
Securities gains (losses)$02,146
Applicable income taxes$48,0005,551
Income before extraordinary items$1,456,0002,282
Extraordinary gains, net$030
Net income$1,456,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$430,0002,431
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,456,0002,251
2005-03-31 (YTD Data)Rank
Total interest income$1,938,0003,687
Total interest expense$828,0002,710
Net interest income$1,110,0004,293
Provision for loan and lease losses$30,0003,913
Total noninterest income$105,0005,577
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$55,0004,780
Trading account gains and fees$0115
Additional Noninterest Income$50,0005,188
Total noninterest expense$426,0006,606
Salaries and employee benefits$250,0006,391
Premises and equipment expense$29,0007,764
Additional noninterest expense$147,0006,073
Pre-tax net operating income$759,0002,677
Securities gains (losses)$01,685
Applicable income taxes$17,0005,779
Income before extraordinary items$742,0002,221
Extraordinary gains, net$024
Net income$742,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,322
Cash dividends$150,0002,522
Sale, conversion, retirement of capital stock, net$0491
Net operating income$742,0002,181
2004-12-31 (YTD Data)Rank
Total interest income$7,247,0003,714
Total interest expense$2,964,0002,659
Net interest income$4,283,0004,277
Provision for loan and lease losses$141,0004,364
Total noninterest income$412,0005,721
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$222,0005,003
Trading account gains and fees$0138
Additional Noninterest Income$190,0005,212
Total noninterest expense$2,045,0005,931
Salaries and employee benefits$992,0006,298
Premises and equipment expense$121,0007,699
Additional noninterest expense$932,0004,592
Pre-tax net operating income$2,509,0003,001
Securities gains (losses)$03,819
Applicable income taxes$135,0005,223
Income before extraordinary items$2,374,0002,529
Extraordinary gains, net$034
Net income$2,374,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,670
Cash dividends$639,0003,122
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,374,0002,481
2004-09-30 (YTD Data)Rank
Total interest income$5,367,0003,716
Total interest expense$2,152,0002,687
Net interest income$3,215,0004,265
Provision for loan and lease losses$90,0004,429
Total noninterest income$317,0005,693
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$167,0005,045
Trading account gains and fees$0134
Additional Noninterest Income$150,0005,124
Total noninterest expense$1,196,0006,687
Salaries and employee benefits$696,0006,485
Premises and equipment expense$87,0007,761
Additional noninterest expense$413,0006,213
Pre-tax net operating income$2,246,0002,607
Securities gains (losses)$03,710
Applicable income taxes$83,0005,549
Income before extraordinary items$2,163,0002,168
Extraordinary gains, net$026
Net income$2,163,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,149
Cash dividends$515,0002,630
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,163,0002,113
2004-06-30 (YTD Data)Rank
Total interest income$3,521,0003,756
Total interest expense$1,407,0002,718
Net interest income$2,114,0004,311
Provision for loan and lease losses$60,0004,267
Total noninterest income$207,0005,741
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$110,0005,057
Trading account gains and fees$0130
Additional Noninterest Income$97,0005,216
Total noninterest expense$785,0006,771
Salaries and employee benefits$456,0006,578
Premises and equipment expense$49,0008,015
Additional noninterest expense$280,0006,184
Pre-tax net operating income$1,476,0002,623
Securities gains (losses)$03,413
Applicable income taxes$55,0005,541
Income before extraordinary items$1,421,0002,173
Extraordinary gains, net$021
Net income$1,421,0002,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,637
Cash dividends$253,0003,111
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,421,0002,112
2004-03-31 (YTD Data)Rank
Total interest income$1,711,0003,853
Total interest expense$694,0002,766
Net interest income$1,017,0004,418
Provision for loan and lease losses$30,0004,060
Total noninterest income$98,0005,820
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$53,0005,065
Trading account gains and fees$0121
Additional Noninterest Income$45,0005,324
Total noninterest expense$382,0006,883
Salaries and employee benefits$227,0006,635
Premises and equipment expense$26,0007,959
Additional noninterest expense$129,0006,461
Pre-tax net operating income$703,0002,698
Securities gains (losses)$02,934
Applicable income taxes$23,0005,671
Income before extraordinary items$680,0002,231
Extraordinary gains, net$016
Net income$680,0002,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,465
Cash dividends$137,0002,581
Sale, conversion, retirement of capital stock, net$0464
Net operating income$680,0002,149
2003-12-31 (YTD Data)Rank
Total interest income$6,830,0003,899
Total interest expense$3,017,0002,849
Net interest income$3,813,0004,517
Provision for loan and lease losses$120,0004,933
Total noninterest income$387,0006,040
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$218,0005,074
Trading account gains and fees$0160
Additional Noninterest Income$169,0005,608
Total noninterest expense$1,863,0006,221
Salaries and employee benefits$874,0006,679
Premises and equipment expense$113,0007,901
Additional noninterest expense$876,0004,727
Pre-tax net operating income$2,217,0003,147
Securities gains (losses)$04,500
Applicable income taxes$110,0005,619
Income before extraordinary items$2,107,0002,749
Extraordinary gains, net$054
Net income$2,107,0002,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,493
Cash dividends$899,0002,516
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,107,0002,622
2003-09-30 (YTD Data)Rank
Total interest income$5,124,0003,951
Total interest expense$2,277,0002,923
Net interest income$2,847,0004,551
Provision for loan and lease losses$90,0004,812
Total noninterest income$302,0006,006
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$162,0005,122
Trading account gains and fees$0153
Additional Noninterest Income$140,0005,475
Total noninterest expense$1,070,0007,027
Salaries and employee benefits$591,0006,957
Premises and equipment expense$61,0008,368
Additional noninterest expense$418,0006,206
Pre-tax net operating income$1,989,0002,867
Securities gains (losses)$04,204
Applicable income taxes$86,0005,733
Income before extraordinary items$1,903,0002,436
Extraordinary gains, net$040
Net income$1,903,0002,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$799,0002,027
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,903,0002,321
2003-06-30 (YTD Data)Rank
Total interest income$3,399,0004,008
Total interest expense$1,520,0003,004
Net interest income$1,879,0004,578
Provision for loan and lease losses$60,0004,687
Total noninterest income$206,0005,926
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$106,0005,131
Trading account gains and fees$0150
Additional Noninterest Income$100,0005,330
Total noninterest expense$668,0007,221
Salaries and employee benefits$373,0007,125
Premises and equipment expense$40,0008,386
Additional noninterest expense$255,0006,472
Pre-tax net operating income$1,357,0002,815
Securities gains (losses)$03,782
Applicable income taxes$45,0006,001
Income before extraordinary items$1,312,0002,367
Extraordinary gains, net$030
Net income$1,312,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,431
Cash dividends$502,0002,121
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,312,0002,238
2003-03-31 (YTD Data)Rank
Total interest income$1,684,0004,059
Total interest expense$760,0003,082
Net interest income$924,0004,629
Provision for loan and lease losses$30,0004,429
Total noninterest income$95,0006,020
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$54,0005,010
Trading account gains and fees$0134
Additional Noninterest Income$41,0005,651
Total noninterest expense$330,0007,285
Salaries and employee benefits$187,0007,132
Premises and equipment expense$18,0008,517
Additional noninterest expense$125,0006,520
Pre-tax net operating income$659,0002,873
Securities gains (losses)$02,891
Applicable income taxes$20,0006,071
Income before extraordinary items$639,0002,386
Extraordinary gains, net$021
Net income$639,0002,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$137,0002,634
Sale, conversion, retirement of capital stock, net$0419
Net operating income$639,0002,263
2002-12-31 (YTD Data)Rank
Total interest income$6,725,0004,187
Total interest expense$3,297,0003,267
Net interest income$3,428,0004,822
Provision for loan and lease losses$288,0003,564
Total noninterest income$370,0005,973
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$221,0004,992
Trading account gains and fees$0153
Additional Noninterest Income$149,0005,615
Total noninterest expense$1,495,0006,855
Salaries and employee benefits$748,0007,086
Premises and equipment expense$130,0007,735
Additional noninterest expense$617,0005,822
Pre-tax net operating income$2,015,0003,406
Securities gains (losses)$04,537
Applicable income taxes$112,0005,851
Income before extraordinary items$1,903,0002,916
Extraordinary gains, net$070
Net income$1,903,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0004,113
Cash dividends$780,0002,697
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,903,0002,829
2001-12-31 (YTD Data)Rank
Total interest income$6,907,0004,474
Total interest expense$4,225,0003,638
Net interest income$2,682,0005,485
Provision for loan and lease losses$105,0005,502
Total noninterest income$365,0005,915
Gross Fiduciary activities income$8,0001,472
Service charges on deposit accounts$205,0005,105
Trading account gains and fees$0177
Additional Noninterest Income$152,0005,527
Total noninterest expense$1,333,0007,156
Salaries and employee benefits$624,0007,563
Premises and equipment expense$105,0008,216
Additional noninterest expense$604,0005,813
Pre-tax net operating income$1,609,0003,690
Securities gains (losses)$04,612
Applicable income taxes$52,0006,676
Income before extraordinary items$1,557,0003,135
Extraordinary gains, net$0105
Net income$1,557,0003,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,593
Cash dividends$611,0003,093
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,557,0003,040
2000-12-31 (YTD Data)Rank
Total interest income$6,253,0004,942
Total interest expense$3,935,0004,025
Net interest income$2,318,0006,085
Provision for loan and lease losses$82,0005,726
Total noninterest income$321,0006,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,185
Trading account gains and feesNANA
Additional Noninterest Income$128,0005,852
Total noninterest expense$1,097,0007,752
Salaries and employee benefits$519,0008,156
Premises and equipment expense$116,0008,175
Additional noninterest expense$462,0006,692
Pre-tax net operating income$1,460,0004,137
Securities gains (losses)$01,956
Applicable income taxes$73,0006,884
Income before extraordinary items$1,387,0003,462
Extraordinary gains, net$038
Net income$1,387,0003,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,868
Cash dividends$689,0002,963
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,387,0003,443
1999-12-31 (YTD Data)Rank
Total interest income$4,999,0005,576
Total interest expense$2,892,0004,726
Net interest income$2,107,0006,445
Provision for loan and lease losses$30,0007,215
Total noninterest income$300,0006,434
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0005,571
Trading account gains and feesNANA
Additional Noninterest Income$133,0005,903
Total noninterest expense$1,043,0007,999
Salaries and employee benefits$483,0008,441
Premises and equipment expense$114,0008,350
Additional noninterest expense$446,0006,934
Pre-tax net operating income$1,334,0004,441
Securities gains (losses)$03,155
Applicable income taxes$67,0007,383
Income before extraordinary items$1,267,0003,698
Extraordinary gains, net$035
Net income$1,267,0003,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,465
Cash dividends$642,0003,038
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,267,0003,667
1998-12-31 (YTD Data)Rank
Total interest income$4,572,0005,998
Total interest expense$2,745,0005,030
Net interest income$1,827,0006,994
Provision for loan and lease losses$305,0002,543
Total noninterest income$265,0006,828
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$160,0005,747
Trading account gains and feesNANA
Additional Noninterest Income$105,0006,524
Total noninterest expense$1,012,0008,081
Salaries and employee benefits$475,0008,511
Premises and equipment expense$112,0008,436
Additional noninterest expense$425,0007,015
Pre-tax net operating income$775,0006,190
Securities gains (losses)$04,449
Applicable income taxes$81,0007,809
Income before extraordinary items$694,0005,646
Extraordinary gains, net$032
Net income$694,0005,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,450
Cash dividends$567,0003,253
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$694,0005,532
1997-12-31 (YTD Data)Rank
Total interest income$4,158,0006,511
Total interest expense$2,490,0005,427
Net interest income$1,668,0007,620
Provision for loan and lease losses$59,0006,382
Total noninterest income$261,0007,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,073
Trading account gains and feesNANA
Additional Noninterest Income$105,0006,653
Total noninterest expense$985,0008,401
Salaries and employee benefits$521,0008,453
Premises and equipment expense$98,0009,012
Additional noninterest expense$366,0007,658
Pre-tax net operating income$885,0006,199
Securities gains (losses)$03,944
Applicable income taxes$219,0006,631
Income before extraordinary items$666,0006,043
Extraordinary gains, net$044
Net income$666,0006,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00010,246
Cash dividends$775,0002,614
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$666,0005,999
1996-12-31 (YTD Data)Rank
Total interest income$3,812,0007,037
Total interest expense$2,196,0006,060
Net interest income$1,616,0007,990
Provision for loan and lease losses$61,0006,063
Total noninterest income$229,0007,855
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0006,460
Trading account gains and feesNANA
Additional Noninterest Income$79,0007,772
Total noninterest expense$918,0009,006
Salaries and employee benefits$513,0008,771
Premises and equipment expense$97,0009,380
Additional noninterest expense$308,0008,792
Pre-tax net operating income$866,0006,219
Securities gains (losses)$-21,00010,654
Applicable income taxes$231,0006,694
Income before extraordinary items$614,0006,184
Extraordinary gains, net$053
Net income$614,0006,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,598
Cash dividends$90,0006,879
Sale, conversion, retirement of capital stock, net$0953
Net operating income$629,3306,040
1995-12-31 (YTD Data)Rank
Total interest income$3,577,0007,451
Total interest expense$2,100,0006,264
Net interest income$1,477,0008,598
Provision for loan and lease losses$89,0004,893
Total noninterest income$226,0008,051
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0006,619
Trading account gains and feesNANA
Additional Noninterest Income$74,0008,198
Total noninterest expense$940,0009,208
Salaries and employee benefits$505,0009,079
Premises and equipment expense$73,00010,394
Additional noninterest expense$362,0008,577
Pre-tax net operating income$674,0007,447
Securities gains (losses)$-7,0009,876
Applicable income taxes$145,0008,346
Income before extraordinary items$522,0007,089
Extraordinary gains, net$065
Net income$522,0007,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,240
Cash dividends$95,0006,944
Sale, conversion, retirement of capital stock, net$0809
Net operating income$527,4607,027
1994-12-31 (YTD Data)Rank
Total interest income$3,084,0007,915
Total interest expense$1,687,0006,365
Net interest income$1,397,0009,164
Provision for loan and lease losses$60,0005,594
Total noninterest income$218,0008,425
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0006,913
Trading account gains and feesNANA
Additional Noninterest Income$69,0008,689
Total noninterest expense$897,0009,781
Salaries and employee benefits$480,0009,570
Premises and equipment expense$67,00011,063
Additional noninterest expense$350,0009,349
Pre-tax net operating income$658,0007,656
Securities gains (losses)$12,0002,095
Applicable income taxes$156,0008,187
Income before extraordinary items$514,0007,200
Extraordinary gains, net$0249
Net income$514,0007,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$504,7607,311
1993-12-31 (YTD Data)Rank
Total interest income$2,883,0008,526
Total interest expense$1,547,0007,062
Net interest income$1,336,0009,626
Provision for loan and lease losses$47,0007,653
Total noninterest income$232,0008,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0007,086
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,541
Total noninterest expense$877,00010,306
Salaries and employee benefits$455,00010,093
Premises and equipment expense$84,00011,010
Additional noninterest expense$338,0009,982
Pre-tax net operating income$644,0007,657
Securities gains (losses)$58,0003,190
Applicable income taxes$191,0007,790
Income before extraordinary items$511,0007,452
Extraordinary gains, net$03,149
Net income$511,0007,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,933
Cash dividends$100,0006,847
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$468,6607,547
1992-12-31 (YTD Data)Rank
Total interest income$2,727,0009,483
Total interest expense$1,468,0008,609
Net interest income$1,259,00010,098
Provision for loan and lease losses$20,00010,574
Total noninterest income$173,0009,962
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0009,699
Trading account gains and feesNANA
Additional Noninterest Income$107,0007,823
Total noninterest expense$779,00011,108
Salaries and employee benefits$412,00010,718
Premises and equipment expense$79,00011,525
Additional noninterest expense$288,00011,000
Pre-tax net operating income$633,0007,497
Securities gains (losses)$83,0003,314
Applicable income taxes$210,0007,363
Income before extraordinary items$506,0007,274
Extraordinary gains, net$01,422
Net income$506,0007,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,00010,379
Cash dividends$100,0006,542
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$447,0707,408

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.