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Logansport Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,005,000	2,594
Total interest expense	$4,897,000	2,034
Net interest income	$7,108,000	2,876
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,045,000	2,688
Gross Fiduciary activities income	$1,000	939
Service charges on deposit accounts	$102,000	3,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$942,000	2,335
Total noninterest expense	$6,061,000	2,768
Salaries and employee benefits	$3,450,000	2,742
Premises and equipment expense	$418,000	3,186
Additional noninterest expense	$942,000	2,335
Pre-tax net operating income	$2,092,000	2,912
Securities gains (losses)	$0	988
Applicable income taxes	$218,000	2,397
Income before extraordinary items	$1,874,000	2,856
Extraordinary gains, net	$0	54
Net income	$1,874,000	2,884
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,874,000	2,858
Net charge-offs	$5,000	2,589
Cash dividends	$2,612,000	1,314
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,874,000	2,894
2023-09-30 (YTD Data)		Rank
Total interest income	$8,876,000	2,591
Total interest expense	$3,344,000	2,039
Net interest income	$5,532,000	2,835
Provision for loan and lease losses	$0	3,085
Total noninterest income	$820,000	2,637
Gross Fiduciary activities income	$1,000	905
Service charges on deposit accounts	$78,000	3,346
Trading account gains and fees	NA	NA
Additional Noninterest Income	$741,000	2,278
Total noninterest expense	$4,580,000	2,747
Salaries and employee benefits	$2,655,000	2,688
Premises and equipment expense	$292,000	3,296
Additional noninterest expense	$741,000	2,278
Pre-tax net operating income	$1,772,000	2,839
Securities gains (losses)	$0	849
Applicable income taxes	$206,000	2,334
Income before extraordinary items	$1,566,000	2,800
Extraordinary gains, net	$0	52
Net income	$1,566,000	2,830
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,566,000	2,801
Net charge-offs	$6,000	2,278
Cash dividends	$2,337,000	1,065
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,566,000	2,827
2023-06-30 (YTD Data)		Rank
Total interest income	$5,820,000	2,582
Total interest expense	$1,923,000	2,067
Net interest income	$3,897,000	2,769
Provision for loan and lease losses	$0	2,940
Total noninterest income	$506,000	2,685
Gross Fiduciary activities income	$1,000	884
Service charges on deposit accounts	$54,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$451,000	2,310
Total noninterest expense	$3,062,000	2,737
Salaries and employee benefits	$1,812,000	2,665
Premises and equipment expense	$192,000	3,326
Additional noninterest expense	$451,000	2,306
Pre-tax net operating income	$1,341,000	2,711
Securities gains (losses)	$0	938
Applicable income taxes	$162,000	2,268
Income before extraordinary items	$1,179,000	2,668
Extraordinary gains, net	$0	51
Net income	$1,179,000	2,698
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,179,000	2,668
Net charge-offs	$0	2,431
Cash dividends	$2,063,000	855
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,179,000	2,686
2023-03-31 (YTD Data)		Rank
Total interest income	$2,819,000	2,608
Total interest expense	$845,000	2,038
Net interest income	$1,974,000	2,761
Provision for loan and lease losses	$0	2,612
Total noninterest income	$232,000	2,782
Gross Fiduciary activities income	$1,000	879
Service charges on deposit accounts	$32,000	3,177
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	2,437
Total noninterest expense	$1,523,000	2,783
Salaries and employee benefits	$919,000	2,665
Premises and equipment expense	$100,000	3,317
Additional noninterest expense	$199,000	2,437
Pre-tax net operating income	$683,000	2,743
Securities gains (losses)	$0	950
Applicable income taxes	$76,000	2,344
Income before extraordinary items	$607,000	2,689
Extraordinary gains, net	$0	4
Net income	$607,000	2,689
Minority interest net income	$0	48
Net income of bank and minority interests.	$607,000	2,689
Net charge-offs	$0	2,062
Cash dividends	$261,000	1,661
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$607,000	2,720
2022-12-31 (YTD Data)		Rank
Total interest income	$9,730,000	2,558
Total interest expense	$1,226,000	2,166
Net interest income	$8,504,000	2,589
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,091,000	2,697
Gross Fiduciary activities income	$1,000	979
Service charges on deposit accounts	$155,000	3,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$935,000	2,397
Total noninterest expense	$5,924,000	2,773
Salaries and employee benefits	$3,555,000	2,679
Premises and equipment expense	$348,000	3,489
Additional noninterest expense	$935,000	2,397
Pre-tax net operating income	$3,671,000	2,412
Securities gains (losses)	$0	691
Applicable income taxes	$432,000	2,137
Income before extraordinary items	$3,239,000	2,362
Extraordinary gains, net	$0	5
Net income	$3,239,000	2,361
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,239,000	2,361
Net charge-offs	$49,000	1,552
Cash dividends	$975,000	2,194
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,239,000	2,389
2022-09-30 (YTD Data)		Rank
Total interest income	$7,017,000	2,566
Total interest expense	$640,000	2,317
Net interest income	$6,377,000	2,564
Provision for loan and lease losses	$0	2,835
Total noninterest income	$862,000	2,671
Gross Fiduciary activities income	$1,000	945
Service charges on deposit accounts	$115,000	3,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$746,000	2,379
Total noninterest expense	$4,406,000	2,770
Salaries and employee benefits	$2,635,000	2,694
Premises and equipment expense	$259,000	3,493
Additional noninterest expense	$746,000	2,379
Pre-tax net operating income	$2,833,000	2,356
Securities gains (losses)	$0	740
Applicable income taxes	$348,000	2,092
Income before extraordinary items	$2,485,000	2,305
Extraordinary gains, net	$0	4
Net income	$2,485,000	2,304
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,485,000	2,304
Net charge-offs	$50,000	1,217
Cash dividends	$731,000	1,920
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,485,000	2,343
2022-06-30 (YTD Data)		Rank
Total interest income	$4,549,000	2,567
Total interest expense	$292,000	2,688
Net interest income	$4,257,000	2,542
Provision for loan and lease losses	$0	2,599
Total noninterest income	$550,000	2,720
Gross Fiduciary activities income	$1,000	891
Service charges on deposit accounts	$73,000	3,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$476,000	2,442
Total noninterest expense	$2,912,000	2,770
Salaries and employee benefits	$1,747,000	2,703
Premises and equipment expense	$173,000	3,509
Additional noninterest expense	$992,000	2,635
Pre-tax net operating income	$1,895,000	2,274
Securities gains (losses)	$0	687
Applicable income taxes	$240,000	1,990
Income before extraordinary items	$1,655,000	2,218
Extraordinary gains, net	$0	4
Net income	$1,655,000	2,219
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,655,000	2,218
Net charge-offs	$0	2,156
Cash dividends	$487,000	1,919
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,655,000	2,253
2022-03-31 (YTD Data)		Rank
Total interest income	$2,211,000	2,572
Total interest expense	$116,000	2,993
Net interest income	$2,095,000	2,522
Provision for loan and lease losses	$0	2,285
Total noninterest income	$257,000	2,763
Gross Fiduciary activities income	$1,000	862
Service charges on deposit accounts	$32,000	3,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	2,458
Total noninterest expense	$1,439,000	2,786
Salaries and employee benefits	$866,000	2,712
Premises and equipment expense	$88,000	3,506
Additional noninterest expense	$485,000	2,649
Pre-tax net operating income	$913,000	2,220
Securities gains (losses)	$0	623
Applicable income taxes	$115,000	1,989
Income before extraordinary items	$798,000	2,202
Extraordinary gains, net	$0	4
Net income	$798,000	2,202
Minority interest net income	$0	50
Net income of bank and minority interests.	$798,000	2,202
Net charge-offs	$0	1,838
Cash dividends	$243,000	1,644
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$798,000	2,219
2021-12-31 (YTD Data)		Rank
Total interest income	$8,867,000	2,651
Total interest expense	$547,000	3,042
Net interest income	$8,320,000	2,592
Provision for loan and lease losses	$74,000	2,369
Total noninterest income	$1,797,000	2,349
Gross Fiduciary activities income	$1,000	958
Service charges on deposit accounts	$140,000	3,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,656,000	2,112
Total noninterest expense	$6,038,000	2,728
Salaries and employee benefits	$3,737,000	2,613
Premises and equipment expense	$365,000	3,480
Additional noninterest expense	$1,936,000	2,647
Pre-tax net operating income	$4,005,000	2,327
Securities gains (losses)	$0	2,062
Applicable income taxes	$680,000	1,890
Income before extraordinary items	$3,325,000	2,416
Extraordinary gains, net	$0	10
Net income	$3,325,000	2,415
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,325,000	2,417
Net charge-offs	$-72,000	4,255
Cash dividends	$2,470,000	1,349
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,325,000	2,388
2021-09-30 (YTD Data)		Rank
Total interest income	$6,555,000	2,721
Total interest expense	$421,000	3,114
Net interest income	$6,134,000	2,655
Provision for loan and lease losses	$74,000	2,181
Total noninterest income	$1,424,000	2,333
Gross Fiduciary activities income	$1,000	928
Service charges on deposit accounts	$99,000	3,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,324,000	2,091
Total noninterest expense	$4,514,000	2,731
Salaries and employee benefits	$2,805,000	2,619
Premises and equipment expense	$269,000	3,546
Additional noninterest expense	$1,440,000	2,671
Pre-tax net operating income	$2,970,000	2,444
Securities gains (losses)	$0	2,015
Applicable income taxes	$507,000	1,968
Income before extraordinary items	$2,463,000	2,528
Extraordinary gains, net	$0	8
Net income	$2,463,000	2,528
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,463,000	2,528
Net charge-offs	$-3,000	3,300
Cash dividends	$2,227,000	1,083
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,463,000	2,502
2021-06-30 (YTD Data)		Rank
Total interest income	$4,315,000	2,742
Total interest expense	$291,000	3,138
Net interest income	$4,024,000	2,682
Provision for loan and lease losses	$74,000	1,900
Total noninterest income	$1,060,000	2,176
Gross Fiduciary activities income	$1,000	917
Service charges on deposit accounts	$63,000	3,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$996,000	1,912
Total noninterest expense	$2,971,000	2,742
Salaries and employee benefits	$1,842,000	2,637
Premises and equipment expense	$184,000	3,526
Additional noninterest expense	$945,000	2,686
Pre-tax net operating income	$2,039,000	2,362
Securities gains (losses)	$0	1,818
Applicable income taxes	$361,000	1,898
Income before extraordinary items	$1,678,000	2,471
Extraordinary gains, net	$0	6
Net income	$1,678,000	2,471
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,678,000	2,471
Net charge-offs	$-3,000	3,379
Cash dividends	$1,981,000	877
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,678,000	2,433
2021-03-31 (YTD Data)		Rank
Total interest income	$2,201,000	2,706
Total interest expense	$151,000	3,168
Net interest income	$2,050,000	2,634
Provision for loan and lease losses	$64,000	1,574
Total noninterest income	$632,000	1,990
Gross Fiduciary activities income	$1,000	885
Service charges on deposit accounts	$32,000	3,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$599,000	1,731
Total noninterest expense	$1,430,000	2,814
Salaries and employee benefits	$862,000	2,728
Premises and equipment expense	$90,000	3,559
Additional noninterest expense	$478,000	2,612
Pre-tax net operating income	$1,188,000	2,158
Securities gains (losses)	$0	1,392
Applicable income taxes	$220,000	1,749
Income before extraordinary items	$968,000	2,255
Extraordinary gains, net	$0	3
Net income	$968,000	2,256
Minority interest net income	$0	55
Net income of bank and minority interests.	$968,000	2,255
Net charge-offs	$-10,000	4,067
Cash dividends	$245,000	1,708
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$968,000	2,213
2020-12-31 (YTD Data)		Rank
Total interest income	$8,725,000	2,733
Total interest expense	$917,000	3,065
Net interest income	$7,808,000	2,642
Provision for loan and lease losses	$197,000	3,077
Total noninterest income	$2,854,000	1,770
Gross Fiduciary activities income	$1,000	991
Service charges on deposit accounts	$133,000	3,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,720,000	1,520
Total noninterest expense	$5,764,000	2,757
Salaries and employee benefits	$3,485,000	2,690
Premises and equipment expense	$345,000	3,616
Additional noninterest expense	$1,934,000	2,585
Pre-tax net operating income	$4,701,000	1,862
Securities gains (losses)	$0	2,675
Applicable income taxes	$715,000	1,698
Income before extraordinary items	$3,986,000	1,933
Extraordinary gains, net	$0	4
Net income	$3,986,000	1,932
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,986,000	1,933
Net charge-offs	$87,000	2,102
Cash dividends	$857,000	2,371
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,986,000	1,878
2020-09-30 (YTD Data)		Rank
Total interest income	$6,511,000	2,753
Total interest expense	$744,000	3,057
Net interest income	$5,767,000	2,679
Provision for loan and lease losses	$109,000	3,230
Total noninterest income	$2,116,000	1,752
Gross Fiduciary activities income	$1,000	952
Service charges on deposit accounts	$98,000	3,283
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,017,000	1,488
Total noninterest expense	$4,184,000	2,802
Salaries and employee benefits	$2,491,000	2,763
Premises and equipment expense	$250,000	3,688
Additional noninterest expense	$1,443,000	2,579
Pre-tax net operating income	$3,590,000	1,817
Securities gains (losses)	$0	2,494
Applicable income taxes	$512,000	1,720
Income before extraordinary items	$3,078,000	1,872
Extraordinary gains, net	$0	4
Net income	$3,078,000	1,871
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,078,000	1,872
Net charge-offs	$1,000	3,162
Cash dividends	$643,000	2,103
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,078,000	1,826
2020-06-30 (YTD Data)		Rank
Total interest income	$4,370,000	2,782
Total interest expense	$539,000	3,034
Net interest income	$3,831,000	2,702
Provision for loan and lease losses	$59,000	3,383
Total noninterest income	$792,000	2,274
Gross Fiduciary activities income	$1,000	937
Service charges on deposit accounts	$66,000	3,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$725,000	2,000
Total noninterest expense	$2,710,000	2,856
Salaries and employee benefits	$1,671,000	2,764
Premises and equipment expense	$165,000	3,701
Additional noninterest expense	$874,000	2,738
Pre-tax net operating income	$1,854,000	2,101
Securities gains (losses)	$0	2,249
Applicable income taxes	$325,000	1,687
Income before extraordinary items	$1,529,000	2,214
Extraordinary gains, net	$0	4
Net income	$1,529,000	2,214
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,529,000	2,214
Net charge-offs	$8,000	2,523
Cash dividends	$430,000	2,100
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,529,000	2,174
2020-03-31 (YTD Data)		Rank
Total interest income	$2,100,000	2,851
Total interest expense	$311,000	2,955
Net interest income	$1,789,000	2,777
Provision for loan and lease losses	$0	3,711
Total noninterest income	$200,000	3,018
Gross Fiduciary activities income	$1,000	904
Service charges on deposit accounts	$40,000	3,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	2,712
Total noninterest expense	$1,243,000	3,038
Salaries and employee benefits	$750,000	2,956
Premises and equipment expense	$82,000	3,735
Additional noninterest expense	$411,000	2,881
Pre-tax net operating income	$746,000	2,254
Securities gains (losses)	$0	1,705
Applicable income taxes	$117,000	1,817
Income before extraordinary items	$629,000	2,331
Extraordinary gains, net	$0	4
Net income	$629,000	2,330
Minority interest net income	$0	56
Net income of bank and minority interests.	$629,000	2,331
Net charge-offs	$3,000	2,231
Cash dividends	$215,000	1,887
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$629,000	2,296
2019-12-31 (YTD Data)		Rank
Total interest income	$8,160,000	2,929
Total interest expense	$1,532,000	2,719
Net interest income	$6,628,000	2,927
Provision for loan and lease losses	$0	3,973
Total noninterest income	$856,000	3,029
Gross Fiduciary activities income	$1,000	1,009
Service charges on deposit accounts	$171,000	3,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$684,000	2,698
Total noninterest expense	$4,771,000	3,109
Salaries and employee benefits	$2,812,000	3,053
Premises and equipment expense	$335,000	3,742
Additional noninterest expense	$1,624,000	2,931
Pre-tax net operating income	$2,713,000	2,611
Securities gains (losses)	$75,000	1,077
Applicable income taxes	$476,000	2,024
Income before extraordinary items	$2,312,000	2,695
Extraordinary gains, net	$0	11
Net income	$2,312,000	2,695
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,312,000	2,697
Net charge-offs	$-27,000	4,652
Cash dividends	$3,118,000	1,152
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,249,750	2,699
2019-09-30 (YTD Data)		Rank
Total interest income	$6,039,000	2,986
Total interest expense	$1,180,000	2,707
Net interest income	$4,859,000	3,001
Provision for loan and lease losses	$0	3,836
Total noninterest income	$610,000	3,098
Gross Fiduciary activities income	$1,000	975
Service charges on deposit accounts	$128,000	3,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$481,000	2,774
Total noninterest expense	$3,487,000	3,167
Salaries and employee benefits	$2,022,000	3,126
Premises and equipment expense	$247,000	3,816
Additional noninterest expense	$1,218,000	2,951
Pre-tax net operating income	$1,982,000	2,741
Securities gains (losses)	$72,000	927
Applicable income taxes	$350,000	2,105
Income before extraordinary items	$1,704,000	2,770
Extraordinary gains, net	$0	11
Net income	$1,704,000	2,771
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,704,000	2,771
Net charge-offs	$-21,000	4,618
Cash dividends	$2,794,000	930
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,644,240	2,796
2019-06-30 (YTD Data)		Rank
Total interest income	$3,955,000	3,027
Total interest expense	$785,000	2,693
Net interest income	$3,170,000	3,052
Provision for loan and lease losses	$0	3,685
Total noninterest income	$352,000	3,232
Gross Fiduciary activities income	$1,000	961
Service charges on deposit accounts	$85,000	3,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	2,935
Total noninterest expense	$2,289,000	3,206
Salaries and employee benefits	$1,308,000	3,193
Premises and equipment expense	$167,000	3,803
Additional noninterest expense	$814,000	2,971
Pre-tax net operating income	$1,233,000	2,824
Securities gains (losses)	$72,000	636
Applicable income taxes	$214,000	2,159
Income before extraordinary items	$1,091,000	2,816
Extraordinary gains, net	$0	11
Net income	$1,091,000	2,814
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,091,000	2,815
Net charge-offs	$-8,000	4,422
Cash dividends	$2,143,000	823
Sale, conversion, retirement of capital stock, net	$-280,000	5,274
Net operating income	$1,030,520	2,880
2019-03-31 (YTD Data)		Rank
Total interest income	$1,926,000	3,079
Total interest expense	$371,000	2,742
Net interest income	$1,555,000	3,113
Provision for loan and lease losses	$0	3,406
Total noninterest income	$150,000	3,439
Gross Fiduciary activities income	$1,000	931
Service charges on deposit accounts	$40,000	3,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,115
Total noninterest expense	$1,099,000	3,310
Salaries and employee benefits	$613,000	3,342
Premises and equipment expense	$85,000	3,806
Additional noninterest expense	$401,000	3,000
Pre-tax net operating income	$606,000	2,804
Securities gains (losses)	$0	1,087
Applicable income taxes	$94,000	2,204
Income before extraordinary items	$512,000	2,870
Extraordinary gains, net	$0	5
Net income	$512,000	2,870
Minority interest net income	$0	52
Net income of bank and minority interests.	$512,000	2,869
Net charge-offs	$-4,000	4,334
Cash dividends	$1,927,000	530
Sale, conversion, retirement of capital stock, net	$-280,000	5,334
Net operating income	$512,000	2,851
2018-12-31 (YTD Data)		Rank
Total interest income	$7,466,000	3,053
Total interest expense	$1,152,000	2,732
Net interest income	$6,314,000	3,072
Provision for loan and lease losses	$0	4,082
Total noninterest income	$794,000	3,163
Gross Fiduciary activities income	$1,000	1,056
Service charges on deposit accounts	$175,000	3,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$618,000	2,810
Total noninterest expense	$4,291,000	3,344
Salaries and employee benefits	$2,382,000	3,374
Premises and equipment expense	$362,000	3,720
Additional noninterest expense	$1,547,000	3,116
Pre-tax net operating income	$2,817,000	2,602
Securities gains (losses)	$0	1,125
Applicable income taxes	$509,000	1,962
Income before extraordinary items	$2,308,000	2,717
Extraordinary gains, net	$0	6
Net income	$2,308,000	2,715
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,308,000	2,716
Net charge-offs	$-89,000	5,029
Cash dividends	$838,000	2,413
Sale, conversion, retirement of capital stock, net	$-87,000	5,358
Net operating income	$2,308,000	2,704
2018-09-30 (YTD Data)		Rank
Total interest income	$5,506,000	3,090
Total interest expense	$801,000	2,757
Net interest income	$4,705,000	3,102
Provision for loan and lease losses	$0	3,948
Total noninterest income	$602,000	3,172
Gross Fiduciary activities income	$1,000	1,014
Service charges on deposit accounts	$130,000	3,523
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	2,836
Total noninterest expense	$3,204,000	3,359
Salaries and employee benefits	$1,777,000	3,375
Premises and equipment expense	$269,000	3,762
Additional noninterest expense	$1,158,000	3,118
Pre-tax net operating income	$2,103,000	2,657
Securities gains (losses)	$0	1,118
Applicable income taxes	$382,000	2,020
Income before extraordinary items	$1,721,000	2,777
Extraordinary gains, net	$0	5
Net income	$1,721,000	2,776
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,721,000	2,776
Net charge-offs	$-71,000	5,031
Cash dividends	$621,000	2,161
Sale, conversion, retirement of capital stock, net	$-86,000	5,438
Net operating income	$1,721,000	2,766
2018-06-30 (YTD Data)		Rank
Total interest income	$3,597,000	3,112
Total interest expense	$497,000	2,803
Net interest income	$3,100,000	3,132
Provision for loan and lease losses	$0	3,782
Total noninterest income	$416,000	3,134
Gross Fiduciary activities income	$1,000	997
Service charges on deposit accounts	$85,000	3,542
Trading account gains and fees	NA	NA
Additional Noninterest Income	$330,000	2,778
Total noninterest expense	$2,116,000	3,400
Salaries and employee benefits	$1,183,000	3,397
Premises and equipment expense	$179,000	3,791
Additional noninterest expense	$754,000	3,172
Pre-tax net operating income	$1,400,000	2,629
Securities gains (losses)	$0	961
Applicable income taxes	$255,000	2,002
Income before extraordinary items	$1,145,000	2,736
Extraordinary gains, net	$0	6
Net income	$1,145,000	2,735
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,145,000	2,735
Net charge-offs	$-37,000	4,936
Cash dividends	$404,000	2,190
Sale, conversion, retirement of capital stock, net	$-86,000	5,502
Net operating income	$1,145,000	2,728
2018-03-31 (YTD Data)		Rank
Total interest income	$1,753,000	3,167
Total interest expense	$218,000	2,960
Net interest income	$1,535,000	3,162
Provision for loan and lease losses	$0	3,508
Total noninterest income	$169,000	3,406
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$42,000	3,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	3,041
Total noninterest expense	$1,031,000	3,490
Salaries and employee benefits	$578,000	3,486
Premises and equipment expense	$90,000	3,823
Additional noninterest expense	$363,000	3,271
Pre-tax net operating income	$673,000	2,646
Securities gains (losses)	$0	735
Applicable income taxes	$121,000	1,995
Income before extraordinary items	$552,000	2,749
Extraordinary gains, net	$0	7
Net income	$552,000	2,749
Minority interest net income	$0	52
Net income of bank and minority interests.	$552,000	2,749
Net charge-offs	$-30,000	5,092
Cash dividends	$186,000	1,973
Sale, conversion, retirement of capital stock, net	$-87,000	5,576
Net operating income	$552,000	2,739
2017-12-31 (YTD Data)		Rank
Total interest income	$7,150,000	3,086
Total interest expense	$675,000	3,189
Net interest income	$6,475,000	3,035
Provision for loan and lease losses	$21,000	3,933
Total noninterest income	$711,000	3,441
Gross Fiduciary activities income	$1,000	1,092
Service charges on deposit accounts	$170,000	3,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$540,000	3,061
Total noninterest expense	$4,243,000	3,447
Salaries and employee benefits	$2,427,000	3,384
Premises and equipment expense	$391,000	3,702
Additional noninterest expense	$1,425,000	3,333
Pre-tax net operating income	$2,922,000	2,524
Securities gains (losses)	$26,000	1,226
Applicable income taxes	$919,000	1,952
Income before extraordinary items	$2,029,000	2,673
Extraordinary gains, net	$0	9
Net income	$2,029,000	2,672
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,029,000	2,673
Net charge-offs	$47,000	3,002
Cash dividends	$1,959,000	1,455
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,011,060	2,668
2017-09-30 (YTD Data)		Rank
Total interest income	$5,262,000	3,142
Total interest expense	$492,000	3,242
Net interest income	$4,770,000	3,091
Provision for loan and lease losses	$21,000	3,686
Total noninterest income	$512,000	3,531
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$124,000	3,734
Trading account gains and fees	NA	NA
Additional Noninterest Income	$388,000	3,135
Total noninterest expense	$3,165,000	3,470
Salaries and employee benefits	$1,824,000	3,392
Premises and equipment expense	$289,000	3,751
Additional noninterest expense	$1,052,000	3,368
Pre-tax net operating income	$2,096,000	2,655
Securities gains (losses)	$26,000	1,206
Applicable income taxes	$607,000	1,914
Income before extraordinary items	$1,515,000	2,843
Extraordinary gains, net	$0	9
Net income	$1,515,000	2,842
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,515,000	2,843
Net charge-offs	$52,000	2,438
Cash dividends	$1,773,000	1,168
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,496,540	2,848
2017-06-30 (YTD Data)		Rank
Total interest income	$3,492,000	3,145
Total interest expense	$308,000	3,321
Net interest income	$3,184,000	3,082
Provision for loan and lease losses	$0	3,871
Total noninterest income	$325,000	3,609
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$81,000	3,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$244,000	3,211
Total noninterest expense	$2,091,000	3,504
Salaries and employee benefits	$1,219,000	3,406
Premises and equipment expense	$194,000	3,752
Additional noninterest expense	$678,000	3,455
Pre-tax net operating income	$1,418,000	2,582
Securities gains (losses)	$0	1,906
Applicable income taxes	$407,000	1,876
Income before extraordinary items	$1,011,000	2,796
Extraordinary gains, net	$0	11
Net income	$1,011,000	2,796
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,011,000	2,796
Net charge-offs	$52,000	1,968
Cash dividends	$1,587,000	911
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,011,000	2,782
2017-03-31 (YTD Data)		Rank
Total interest income	$1,723,000	3,173
Total interest expense	$144,000	3,409
Net interest income	$1,579,000	3,105
Provision for loan and lease losses	$0	3,537
Total noninterest income	$144,000	3,800
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$40,000	3,802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	3,417
Total noninterest expense	$1,047,000	3,525
Salaries and employee benefits	$617,000	3,436
Premises and equipment expense	$97,000	3,790
Additional noninterest expense	$333,000	3,501
Pre-tax net operating income	$676,000	2,594
Securities gains (losses)	$0	1,153
Applicable income taxes	$192,000	1,915
Income before extraordinary items	$484,000	2,806
Extraordinary gains, net	$0	8
Net income	$484,000	2,806
Minority interest net income	$0	55
Net income of bank and minority interests.	$484,000	2,806
Net charge-offs	$-1,000	3,990
Cash dividends	$1,413,000	545
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$484,000	2,792
2016-12-31 (YTD Data)		Rank
Total interest income	$7,012,000	3,119
Total interest expense	$517,000	3,594
Net interest income	$6,495,000	3,033
Provision for loan and lease losses	$0	4,332
Total noninterest income	$613,000	3,787
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$160,000	3,878
Trading account gains and fees	$0	170
Additional Noninterest Income	$453,000	3,384
Total noninterest expense	$4,152,000	3,569
Salaries and employee benefits	$2,386,000	3,498
Premises and equipment expense	$345,000	4,059
Additional noninterest expense	$1,421,000	3,457
Pre-tax net operating income	$2,956,000	2,421
Securities gains (losses)	$21,000	2,341
Applicable income taxes	$891,000	1,759
Income before extraordinary items	$2,086,000	2,714
Extraordinary gains, net	$0	5
Net income	$2,086,000	2,711
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,086,000	2,713
Net charge-offs	$55,000	3,070
Cash dividends	$1,201,000	1,964
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,071,300	2,671
2016-09-30 (YTD Data)		Rank
Total interest income	$5,249,000	3,138
Total interest expense	$386,000	3,612
Net interest income	$4,863,000	3,047
Provision for loan and lease losses	$0	4,186
Total noninterest income	$468,000	3,776
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$122,000	3,879
Trading account gains and fees	$0	169
Additional Noninterest Income	$346,000	3,382
Total noninterest expense	$3,123,000	3,573
Salaries and employee benefits	$1,793,000	3,479
Premises and equipment expense	$242,000	4,204
Additional noninterest expense	$1,088,000	3,434
Pre-tax net operating income	$2,208,000	2,463
Securities gains (losses)	$21,000	2,282
Applicable income taxes	$667,000	1,806
Income before extraordinary items	$1,562,000	2,760
Extraordinary gains, net	$0	5
Net income	$1,562,000	2,760
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,562,000	2,760
Net charge-offs	$16,000	3,263
Cash dividends	$456,000	2,498
Sale, conversion, retirement of capital stock, net	$-571,000	5,932
Net operating income	$1,547,300	2,717
2016-06-30 (YTD Data)		Rank
Total interest income	$3,494,000	3,151
Total interest expense	$260,000	3,618
Net interest income	$3,234,000	3,072
Provision for loan and lease losses	$0	4,017
Total noninterest income	$306,000	3,813
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$75,000	4,012
Trading account gains and fees	$0	157
Additional Noninterest Income	$231,000	3,400
Total noninterest expense	$2,086,000	3,594
Salaries and employee benefits	$1,198,000	3,507
Premises and equipment expense	$157,000	4,270
Additional noninterest expense	$731,000	3,442
Pre-tax net operating income	$1,454,000	2,456
Securities gains (losses)	$4,000	2,523
Applicable income taxes	$434,000	1,806
Income before extraordinary items	$1,024,000	2,752
Extraordinary gains, net	$0	16
Net income	$1,024,000	2,750
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,024,000	2,751
Net charge-offs	$25,000	2,619
Cash dividends	$297,000	2,552
Sale, conversion, retirement of capital stock, net	$-239,000	6,006
Net operating income	$1,021,200	2,693
2016-03-31 (YTD Data)		Rank
Total interest income	$1,734,000	3,170
Total interest expense	$126,000	3,695
Net interest income	$1,608,000	3,087
Provision for loan and lease losses	$0	3,656
Total noninterest income	$130,000	4,054
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$35,000	4,105
Trading account gains and fees	$0	142
Additional Noninterest Income	$95,000	3,625
Total noninterest expense	$1,007,000	3,695
Salaries and employee benefits	$586,000	3,575
Premises and equipment expense	$82,000	4,242
Additional noninterest expense	$339,000	3,614
Pre-tax net operating income	$731,000	2,410
Securities gains (losses)	$4,000	1,767
Applicable income taxes	$221,000	1,749
Income before extraordinary items	$514,000	2,705
Extraordinary gains, net	$0	12
Net income	$514,000	2,705
Minority interest net income	$0	62
Net income of bank and minority interests.	$514,000	2,705
Net charge-offs	$-2,000	4,420
Cash dividends	$139,000	2,202
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$511,200	2,664
2015-12-31 (YTD Data)		Rank
Total interest income	$6,813,000	3,171
Total interest expense	$569,000	3,491
Net interest income	$6,244,000	3,112
Provision for loan and lease losses	$0	4,380
Total noninterest income	$530,000	4,088
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$185,000	3,815
Trading account gains and fees	$0	159
Additional Noninterest Income	$345,000	3,790
Total noninterest expense	$3,957,000	3,740
Salaries and employee benefits	$2,317,000	3,592
Premises and equipment expense	$321,000	4,348
Additional noninterest expense	$1,319,000	3,703
Pre-tax net operating income	$2,817,000	2,430
Securities gains (losses)	$0	3,216
Applicable income taxes	$920,000	1,658
Income before extraordinary items	$1,897,000	2,827
Extraordinary gains, net	$0	23
Net income	$1,897,000	2,829
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,897,000	2,830
Net charge-offs	$91,000	2,744
Cash dividends	$478,000	2,989
Sale, conversion, retirement of capital stock, net	$-775,000	6,138
Net operating income	$1,897,000	2,776
2015-09-30 (YTD Data)		Rank
Total interest income	$5,082,000	3,208
Total interest expense	$437,000	3,493
Net interest income	$4,645,000	3,150
Provision for loan and lease losses	$0	4,232
Total noninterest income	$389,000	4,151
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$139,000	3,850
Trading account gains and fees	$0	153
Additional Noninterest Income	$250,000	3,866
Total noninterest expense	$2,960,000	3,775
Salaries and employee benefits	$1,737,000	3,606
Premises and equipment expense	$243,000	4,364
Additional noninterest expense	$980,000	3,748
Pre-tax net operating income	$2,074,000	2,508
Securities gains (losses)	$0	3,031
Applicable income taxes	$691,000	1,704
Income before extraordinary items	$1,383,000	2,925
Extraordinary gains, net	$0	21
Net income	$1,383,000	2,924
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,383,000	2,926
Net charge-offs	$96,000	2,210
Cash dividends	$351,000	2,658
Sale, conversion, retirement of capital stock, net	$-675,000	6,236
Net operating income	$1,383,000	2,876
2015-06-30 (YTD Data)		Rank
Total interest income	$3,323,000	3,268
Total interest expense	$302,000	3,439
Net interest income	$3,021,000	3,202
Provision for loan and lease losses	$0	4,069
Total noninterest income	$243,000	4,259
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$93,000	3,833
Trading account gains and fees	$0	157
Additional Noninterest Income	$150,000	4,023
Total noninterest expense	$1,967,000	3,807
Salaries and employee benefits	$1,151,000	3,650
Premises and equipment expense	$166,000	4,349
Additional noninterest expense	$650,000	3,784
Pre-tax net operating income	$1,297,000	2,593
Securities gains (losses)	$0	2,636
Applicable income taxes	$432,000	1,773
Income before extraordinary items	$865,000	3,026
Extraordinary gains, net	$0	22
Net income	$865,000	3,027
Minority interest net income	$0	75
Net income of bank and minority interests.	$865,000	3,028
Net charge-offs	$82,000	1,906
Cash dividends	$223,000	2,691
Sale, conversion, retirement of capital stock, net	$-429,000	6,317
Net operating income	$865,000	2,963
2015-03-31 (YTD Data)		Rank
Total interest income	$1,649,000	3,294
Total interest expense	$150,000	3,471
Net interest income	$1,499,000	3,222
Provision for loan and lease losses	$0	3,703
Total noninterest income	$104,000	4,471
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$46,000	3,828
Trading account gains and fees	$0	152
Additional Noninterest Income	$58,000	4,358
Total noninterest expense	$967,000	3,879
Salaries and employee benefits	$570,000	3,706
Premises and equipment expense	$82,000	4,427
Additional noninterest expense	$315,000	3,847
Pre-tax net operating income	$636,000	2,589
Securities gains (losses)	$0	2,027
Applicable income taxes	$210,000	1,779
Income before extraordinary items	$426,000	3,010
Extraordinary gains, net	$0	13
Net income	$426,000	3,013
Minority interest net income	$0	64
Net income of bank and minority interests.	$426,000	3,013
Net charge-offs	$0	3,288
Cash dividends	$104,000	2,282
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$426,000	2,947
2014-12-31 (YTD Data)		Rank
Total interest income	$6,875,000	3,225
Total interest expense	$782,000	3,077
Net interest income	$6,093,000	3,212
Provision for loan and lease losses	$75,000	3,450
Total noninterest income	$644,000	3,865
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$184,000	4,050
Trading account gains and fees	$0	180
Additional Noninterest Income	$460,000	3,381
Total noninterest expense	$3,899,000	3,895
Salaries and employee benefits	$2,195,000	3,799
Premises and equipment expense	$325,000	4,526
Additional noninterest expense	$1,379,000	3,734
Pre-tax net operating income	$2,763,000	2,404
Securities gains (losses)	$16,000	2,441
Applicable income taxes	$940,000	1,611
Income before extraordinary items	$1,839,000	2,860
Extraordinary gains, net	$0	17
Net income	$1,839,000	2,859
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,839,000	2,860
Net charge-offs	$175,000	2,623
Cash dividends	$480,000	2,908
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,828,440	2,827
2014-09-30 (YTD Data)		Rank
Total interest income	$5,157,000	3,254
Total interest expense	$613,000	3,044
Net interest income	$4,544,000	3,246
Provision for loan and lease losses	$30,000	3,723
Total noninterest income	$479,000	3,927
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$137,000	4,113
Trading account gains and fees	$0	174
Additional Noninterest Income	$342,000	3,434
Total noninterest expense	$2,890,000	3,930
Salaries and employee benefits	$1,648,000	3,808
Premises and equipment expense	$220,000	4,758
Additional noninterest expense	$1,022,000	3,777
Pre-tax net operating income	$2,103,000	2,431
Securities gains (losses)	$0	2,980
Applicable income taxes	$712,000	1,623
Income before extraordinary items	$1,391,000	2,878
Extraordinary gains, net	$0	15
Net income	$1,391,000	2,879
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,391,000	2,879
Net charge-offs	$117,000	2,540
Cash dividends	$354,000	2,584
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,391,000	2,823
2014-06-30 (YTD Data)		Rank
Total interest income	$3,389,000	3,292
Total interest expense	$417,000	3,040
Net interest income	$2,972,000	3,289
Provision for loan and lease losses	$0	4,196
Total noninterest income	$316,000	3,942
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$91,000	4,096
Trading account gains and fees	$0	172
Additional Noninterest Income	$225,000	3,452
Total noninterest expense	$1,894,000	3,997
Salaries and employee benefits	$1,097,000	3,824
Premises and equipment expense	$134,000	4,960
Additional noninterest expense	$663,000	3,876
Pre-tax net operating income	$1,394,000	2,386
Securities gains (losses)	$0	2,580
Applicable income taxes	$471,000	1,598
Income before extraordinary items	$923,000	2,808
Extraordinary gains, net	$0	20
Net income	$923,000	2,812
Minority interest net income	$0	80
Net income of bank and minority interests.	$923,000	2,812
Net charge-offs	$55,000	2,713
Cash dividends	$249,000	2,542
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$923,000	2,758
2014-03-31 (YTD Data)		Rank
Total interest income	$1,672,000	3,332
Total interest expense	$213,000	3,024
Net interest income	$1,459,000	3,343
Provision for loan and lease losses	$0	3,817
Total noninterest income	$142,000	4,066
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$44,000	4,152
Trading account gains and fees	$0	147
Additional Noninterest Income	$98,000	3,602
Total noninterest expense	$947,000	4,028
Salaries and employee benefits	$534,000	3,913
Premises and equipment expense	$72,000	4,889
Additional noninterest expense	$341,000	3,809
Pre-tax net operating income	$654,000	2,433
Securities gains (losses)	$0	1,715
Applicable income taxes	$219,000	1,629
Income before extraordinary items	$435,000	2,844
Extraordinary gains, net	$0	16
Net income	$435,000	2,847
Minority interest net income	$0	66
Net income of bank and minority interests.	$435,000	2,847
Net charge-offs	$55,000	1,793
Cash dividends	$144,000	2,020
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$435,000	2,801
2013-12-31 (YTD Data)		Rank
Total interest income	$7,023,000	3,242
Total interest expense	$979,000	2,987
Net interest income	$6,044,000	3,261
Provision for loan and lease losses	$300,000	2,425
Total noninterest income	$582,000	4,176
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$57,000	5,874
Trading account gains and fees	$0	184
Additional Noninterest Income	$525,000	3,292
Total noninterest expense	$3,776,000	4,058
Salaries and employee benefits	$2,384,000	3,658
Premises and equipment expense	$336,000	4,600
Additional noninterest expense	$1,056,000	4,467
Pre-tax net operating income	$2,550,000	2,439
Securities gains (losses)	$27,000	2,188
Applicable income taxes	$863,000	1,600
Income before extraordinary items	$1,714,000	2,892
Extraordinary gains, net	$0	29
Net income	$1,714,000	2,894
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,714,000	2,895
Net charge-offs	$261,000	2,720
Cash dividends	$700,000	2,356
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,695,910	2,869
2013-09-30 (YTD Data)		Rank
Total interest income	$5,281,000	3,266
Total interest expense	$753,000	3,012
Net interest income	$4,528,000	3,274
Provision for loan and lease losses	$255,000	2,265
Total noninterest income	$438,000	4,233
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$44,000	5,904
Trading account gains and fees	$0	180
Additional Noninterest Income	$394,000	3,352
Total noninterest expense	$2,802,000	4,099
Salaries and employee benefits	$1,773,000	3,695
Premises and equipment expense	$252,000	4,624
Additional noninterest expense	$777,000	4,545
Pre-tax net operating income	$1,909,000	2,511
Securities gains (losses)	$27,000	2,054
Applicable income taxes	$634,000	1,670
Income before extraordinary items	$1,302,000	2,917
Extraordinary gains, net	$0	25
Net income	$1,302,000	2,921
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,302,000	2,921
Net charge-offs	$256,000	2,285
Cash dividends	$695,000	1,794
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,283,910	2,871
2013-06-30 (YTD Data)		Rank
Total interest income	$3,592,000	3,221
Total interest expense	$522,000	2,971
Net interest income	$3,070,000	3,232
Provision for loan and lease losses	$165,000	2,337
Total noninterest income	$275,000	4,365
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$27,000	6,001
Trading account gains and fees	$0	157
Additional Noninterest Income	$248,000	3,455
Total noninterest expense	$1,869,000	4,118
Salaries and employee benefits	$1,185,000	3,710
Premises and equipment expense	$169,000	4,634
Additional noninterest expense	$515,000	4,569
Pre-tax net operating income	$1,311,000	2,434
Securities gains (losses)	$27,000	1,870
Applicable income taxes	$439,000	1,646
Income before extraordinary items	$899,000	2,848
Extraordinary gains, net	$0	22
Net income	$899,000	2,852
Minority interest net income	$0	82
Net income of bank and minority interests.	$899,000	2,852
Net charge-offs	$179,000	2,206
Cash dividends	$475,000	1,751
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$880,910	2,793
2013-03-31 (YTD Data)		Rank
Total interest income	$1,810,000	3,224
Total interest expense	$269,000	2,984
Net interest income	$1,541,000	3,231
Provision for loan and lease losses	$90,000	2,172
Total noninterest income	$154,000	4,132
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$14,000	5,965
Trading account gains and fees	$0	148
Additional Noninterest Income	$140,000	3,280
Total noninterest expense	$945,000	4,134
Salaries and employee benefits	$593,000	3,743
Premises and equipment expense	$84,000	4,681
Additional noninterest expense	$268,000	4,490
Pre-tax net operating income	$660,000	2,384
Securities gains (losses)	$27,000	1,174
Applicable income taxes	$225,000	1,600
Income before extraordinary items	$462,000	2,741
Extraordinary gains, net	$0	10
Net income	$462,000	2,745
Minority interest net income	$0	76
Net income of bank and minority interests.	$462,000	2,744
Net charge-offs	$18,000	3,151
Cash dividends	$110,000	1,986
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$443,910	2,733
2012-12-31 (YTD Data)		Rank
Total interest income	$7,413,000	3,313
Total interest expense	$1,350,000	2,938
Net interest income	$6,063,000	3,344
Provision for loan and lease losses	$500,000	2,712
Total noninterest income	$569,000	4,266
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$52,000	6,183
Trading account gains and fees	$0	166
Additional Noninterest Income	$517,000	3,298
Total noninterest expense	$3,741,000	4,224
Salaries and employee benefits	$2,334,000	3,734
Premises and equipment expense	$355,000	4,576
Additional noninterest expense	$1,052,000	4,676
Pre-tax net operating income	$2,391,000	2,495
Securities gains (losses)	$4,000	3,557
Applicable income taxes	$764,000	1,751
Income before extraordinary items	$1,631,000	2,958
Extraordinary gains, net	$0	29
Net income	$1,631,000	2,960
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,631,000	2,960
Net charge-offs	$423,000	2,873
Cash dividends	$3,141,000	836
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,628,280	2,840
2012-09-30 (YTD Data)		Rank
Total interest income	$5,574,000	3,362
Total interest expense	$1,056,000	2,945
Net interest income	$4,518,000	3,413
Provision for loan and lease losses	$420,000	2,518
Total noninterest income	$438,000	4,261
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$45,000	6,144
Trading account gains and fees	$0	157
Additional Noninterest Income	$393,000	3,293
Total noninterest expense	$2,788,000	4,252
Salaries and employee benefits	$1,739,000	3,765
Premises and equipment expense	$266,000	4,636
Additional noninterest expense	$783,000	4,723
Pre-tax net operating income	$1,748,000	2,601
Securities gains (losses)	$4,000	3,304
Applicable income taxes	$564,000	1,808
Income before extraordinary items	$1,188,000	3,100
Extraordinary gains, net	$0	20
Net income	$1,188,000	3,099
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,188,000	3,098
Net charge-offs	$361,000	2,595
Cash dividends	$1,626,000	937
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,185,280	2,951
2012-06-30 (YTD Data)		Rank
Total interest income	$3,724,000	3,379
Total interest expense	$735,000	2,942
Net interest income	$2,989,000	3,446
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$308,000	4,157
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$30,000	6,175
Trading account gains and fees	$0	153
Additional Noninterest Income	$278,000	3,170
Total noninterest expense	$1,858,000	4,267
Salaries and employee benefits	$1,167,000	3,775
Premises and equipment expense	$171,000	4,748
Additional noninterest expense	$520,000	4,763
Pre-tax net operating income	$1,139,000	2,609
Securities gains (losses)	$0	3,178
Applicable income taxes	$367,000	1,818
Income before extraordinary items	$772,000	3,116
Extraordinary gains, net	$0	19
Net income	$772,000	3,115
Minority interest net income	$0	84
Net income of bank and minority interests.	$772,000	3,116
Net charge-offs	$305,000	2,302
Cash dividends	$1,627,000	635
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$772,000	2,960
2012-03-31 (YTD Data)		Rank
Total interest income	$1,852,000	3,414
Total interest expense	$387,000	2,929
Net interest income	$1,465,000	3,519
Provision for loan and lease losses	$180,000	2,114
Total noninterest income	$152,000	4,205
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$15,000	6,165
Trading account gains and fees	$0	148
Additional Noninterest Income	$137,000	3,207
Total noninterest expense	$940,000	4,252
Salaries and employee benefits	$594,000	3,762
Premises and equipment expense	$79,000	4,958
Additional noninterest expense	$267,000	4,690
Pre-tax net operating income	$497,000	2,884
Securities gains (losses)	$0	2,210
Applicable income taxes	$157,000	1,976
Income before extraordinary items	$340,000	3,406
Extraordinary gains, net	$0	19
Net income	$340,000	3,409
Minority interest net income	$0	78
Net income of bank and minority interests.	$340,000	3,409
Net charge-offs	$103,000	2,416
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$340,000	3,238
2011-12-31 (YTD Data)		Rank
Total interest income	$7,673,000	3,438
Total interest expense	$1,847,000	2,936
Net interest income	$5,826,000	3,548
Provision for loan and lease losses	$660,000	3,033
Total noninterest income	$503,000	4,393
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$44,000	6,420
Trading account gains and fees	$0	146
Additional Noninterest Income	$459,000	3,236
Total noninterest expense	$3,402,000	4,553
Salaries and employee benefits	$2,103,000	4,039
Premises and equipment expense	$513,000	3,966
Additional noninterest expense	$786,000	5,434
Pre-tax net operating income	$2,267,000	2,279
Securities gains (losses)	$0	3,838
Applicable income taxes	$747,000	1,618
Income before extraordinary items	$1,520,000	2,750
Extraordinary gains, net	$0	29
Net income	$1,520,000	2,752
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,520,000	2,752
Net charge-offs	$494,000	3,183
Cash dividends	$1,315,000	1,350
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,520,000	2,659
2011-09-30 (YTD Data)		Rank
Total interest income	$5,772,000	3,470
Total interest expense	$1,418,000	2,989
Net interest income	$4,354,000	3,563
Provision for loan and lease losses	$480,000	2,925
Total noninterest income	$356,000	4,535
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$32,000	6,476
Trading account gains and fees	$0	145
Additional Noninterest Income	$324,000	3,361
Total noninterest expense	$2,506,000	4,600
Salaries and employee benefits	$1,559,000	4,065
Premises and equipment expense	$372,000	4,106
Additional noninterest expense	$575,000	5,530
Pre-tax net operating income	$1,724,000	2,337
Securities gains (losses)	$0	3,555
Applicable income taxes	$577,000	1,611
Income before extraordinary items	$1,147,000	2,798
Extraordinary gains, net	$0	21
Net income	$1,147,000	2,800
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,147,000	2,800
Net charge-offs	$304,000	3,238
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,147,000	2,700
2011-06-30 (YTD Data)		Rank
Total interest income	$3,832,000	3,508
Total interest expense	$966,000	3,036
Net interest income	$2,866,000	3,614
Provision for loan and lease losses	$360,000	2,724
Total noninterest income	$261,000	4,403
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	6,480
Trading account gains and fees	$0	153
Additional Noninterest Income	$239,000	3,218
Total noninterest expense	$1,676,000	4,643
Salaries and employee benefits	$1,052,000	4,059
Premises and equipment expense	$245,000	4,168
Additional noninterest expense	$379,000	5,655
Pre-tax net operating income	$1,091,000	2,398
Securities gains (losses)	$0	2,914
Applicable income taxes	$364,000	1,613
Income before extraordinary items	$727,000	2,845
Extraordinary gains, net	$0	15
Net income	$727,000	2,847
Minority interest net income	$0	89
Net income of bank and minority interests.	$727,000	2,847
Net charge-offs	$163,000	3,316
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$727,000	2,762
2011-03-31 (YTD Data)		Rank
Total interest income	$1,905,000	3,546
Total interest expense	$502,000	3,026
Net interest income	$1,403,000	3,649
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$143,000	4,268
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	6,519
Trading account gains and fees	$0	158
Additional Noninterest Income	$133,000	3,102
Total noninterest expense	$835,000	4,683
Salaries and employee benefits	$539,000	4,029
Premises and equipment expense	$118,000	4,318
Additional noninterest expense	$178,000	5,797
Pre-tax net operating income	$531,000	2,456
Securities gains (losses)	$0	1,772
Applicable income taxes	$177,000	1,628
Income before extraordinary items	$354,000	2,908
Extraordinary gains, net	$0	9
Net income	$354,000	2,907
Minority interest net income	$0	86
Net income of bank and minority interests.	$354,000	2,908
Net charge-offs	$98,000	2,757
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$354,000	2,856
2010-12-31 (YTD Data)		Rank
Total interest income	$7,841,000	3,608
Total interest expense	$2,930,000	2,658
Net interest income	$4,911,000	4,009
Provision for loan and lease losses	$720,000	3,552
Total noninterest income	$523,000	4,472
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$523,000	3,125
Total noninterest expense	$3,198,000	4,839
Salaries and employee benefits	$1,986,000	4,253
Premises and equipment expense	$458,000	4,411
Additional noninterest expense	$754,000	5,743
Pre-tax net operating income	$1,516,000	2,705
Securities gains (losses)	$56,000	2,585
Applicable income taxes	$360,000	2,200
Income before extraordinary items	$1,212,000	2,892
Extraordinary gains, net	$0	29
Net income	$1,212,000	2,889
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,212,000	2,893
Net charge-offs	$589,000	3,423
Cash dividends	$1,000,000	1,460
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,168,880	2,840
2010-09-30 (YTD Data)		Rank
Total interest income	$5,923,000	3,659
Total interest expense	$2,337,000	2,613
Net interest income	$3,586,000	4,132
Provision for loan and lease losses	$540,000	3,413
Total noninterest income	$362,000	4,715
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$362,000	3,257
Total noninterest expense	$2,300,000	4,980
Salaries and employee benefits	$1,416,000	4,433
Premises and equipment expense	$337,000	4,536
Additional noninterest expense	$547,000	5,854
Pre-tax net operating income	$1,108,000	2,915
Securities gains (losses)	$0	3,651
Applicable income taxes	$246,000	2,348
Income before extraordinary items	$862,000	3,159
Extraordinary gains, net	$0	23
Net income	$862,000	3,157
Minority interest net income	$0	110
Net income of bank and minority interests.	$862,000	3,159
Net charge-offs	$376,000	3,438
Cash dividends	$1,000,000	1,046
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$862,000	3,033
2010-06-30 (YTD Data)		Rank
Total interest income	$3,951,000	3,688
Total interest expense	$1,630,000	2,612
Net interest income	$2,321,000	4,224
Provision for loan and lease losses	$360,000	3,339
Total noninterest income	$226,000	4,810
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$226,000	3,297
Total noninterest expense	$1,519,000	5,032
Salaries and employee benefits	$930,000	4,491
Premises and equipment expense	$229,000	4,513
Additional noninterest expense	$360,000	5,884
Pre-tax net operating income	$668,000	3,117
Securities gains (losses)	$0	3,184
Applicable income taxes	$139,000	2,476
Income before extraordinary items	$529,000	3,309
Extraordinary gains, net	$0	19
Net income	$529,000	3,306
Minority interest net income	$0	105
Net income of bank and minority interests.	$529,000	3,308
Net charge-offs	$166,000	3,724
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$529,000	3,198
2010-03-31 (YTD Data)		Rank
Total interest income	$1,961,000	3,763
Total interest expense	$856,000	2,612
Net interest income	$1,105,000	4,381
Provision for loan and lease losses	$180,000	3,129
Total noninterest income	$125,000	4,628
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$125,000	3,132
Total noninterest expense	$762,000	5,074
Salaries and employee benefits	$455,000	4,622
Premises and equipment expense	$115,000	4,583
Additional noninterest expense	$192,000	5,788
Pre-tax net operating income	$288,000	3,422
Securities gains (losses)	$0	2,284
Applicable income taxes	$83,000	2,302
Income before extraordinary items	$205,000	3,833
Extraordinary gains, net	$0	16
Net income	$205,000	3,830
Minority interest net income	$0	91
Net income of bank and minority interests.	$205,000	3,832
Net charge-offs	$80,000	3,309
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$205,000	3,715
2009-12-31 (YTD Data)		Rank
Total interest income	$8,611,000	3,628
Total interest expense	$3,984,000	2,746
Net interest income	$4,627,000	4,144
Provision for loan and lease losses	$560,000	4,370
Total noninterest income	$489,000	4,765
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$489,000	3,236
Total noninterest expense	$3,120,000	5,060
Salaries and employee benefits	$1,785,000	4,689
Premises and equipment expense	$497,000	4,394
Additional noninterest expense	$838,000	5,707
Pre-tax net operating income	$1,436,000	2,420
Securities gains (losses)	$61,000	2,500
Applicable income taxes	$273,000	2,113
Income before extraordinary items	$1,224,000	2,443
Extraordinary gains, net	$0	34
Net income	$1,224,000	2,441
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,224,000	2,442
Net charge-offs	$428,000	3,992
Cash dividends	$1,000,000	1,619
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,173,980	2,465
2009-09-30 (YTD Data)		Rank
Total interest income	$6,508,000	3,654
Total interest expense	$3,036,000	2,836
Net interest income	$3,472,000	4,146
Provision for loan and lease losses	$350,000	4,373
Total noninterest income	$367,000	4,826
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$367,000	3,331
Total noninterest expense	$2,342,000	5,066
Salaries and employee benefits	$1,315,000	4,772
Premises and equipment expense	$379,000	4,393
Additional noninterest expense	$648,000	5,631
Pre-tax net operating income	$1,147,000	2,498
Securities gains (losses)	$61,000	2,171
Applicable income taxes	$256,000	2,080
Income before extraordinary items	$952,000	2,560
Extraordinary gains, net	$0	27
Net income	$952,000	2,558
Minority interest net income	$0	118
Net income of bank and minority interests.	$952,000	2,561
Net charge-offs	$324,000	3,610
Cash dividends	$1,000,000	1,238
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$903,810	2,603
2009-06-30 (YTD Data)		Rank
Total interest income	$4,393,000	3,652
Total interest expense	$2,045,000	2,912
Net interest income	$2,348,000	4,093
Provision for loan and lease losses	$210,000	4,245
Total noninterest income	$249,000	4,814
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$249,000	3,309
Total noninterest expense	$1,603,000	5,046
Salaries and employee benefits	$877,000	4,818
Premises and equipment expense	$268,000	4,275
Additional noninterest expense	$458,000	5,483
Pre-tax net operating income	$784,000	2,544
Securities gains (losses)	$21,000	2,305
Applicable income taxes	$170,000	2,134
Income before extraordinary items	$635,000	2,671
Extraordinary gains, net	$0	21
Net income	$635,000	2,668
Minority interest net income	$0	112
Net income of bank and minority interests.	$635,000	2,670
Net charge-offs	$14,000	5,830
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$618,410	2,631
2009-03-31 (YTD Data)		Rank
Total interest income	$2,263,000	3,605
Total interest expense	$1,039,000	2,964
Net interest income	$1,224,000	4,005
Provision for loan and lease losses	$90,000	4,033
Total noninterest income	$96,000	5,277
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$96,000	3,715
Total noninterest expense	$786,000	5,008
Salaries and employee benefits	$448,000	4,805
Premises and equipment expense	$132,000	4,337
Additional noninterest expense	$206,000	5,524
Pre-tax net operating income	$444,000	2,595
Securities gains (losses)	$21,000	1,659
Applicable income taxes	$155,000	1,712
Income before extraordinary items	$310,000	3,073
Extraordinary gains, net	$0	15
Net income	$310,000	3,074
Minority interest net income	$0	102
Net income of bank and minority interests.	$310,000	3,074
Net charge-offs	$-2,000	7,404
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$295,930	3,012
2008-12-31 (YTD Data)		Rank
Total interest income	$9,353,000	3,707
Total interest expense	$4,737,000	3,109
Net interest income	$4,616,000	4,165
Provision for loan and lease losses	$315,000	4,545
Total noninterest income	$612,000	4,425
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$612,000	2,859
Total noninterest expense	$3,071,000	5,041
Salaries and employee benefits	$1,888,000	4,655
Premises and equipment expense	$557,000	4,175
Additional noninterest expense	$626,000	6,126
Pre-tax net operating income	$1,842,000	2,621
Securities gains (losses)	$101,000	1,121
Applicable income taxes	$374,000	2,152
Income before extraordinary items	$1,569,000	2,438
Extraordinary gains, net	$0	39
Net income	$1,569,000	2,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$261,000	3,729
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,487,190	2,677
2008-09-30 (YTD Data)		Rank
Total interest income	$7,043,000	3,752
Total interest expense	$3,636,000	3,144
Net interest income	$3,407,000	4,231
Provision for loan and lease losses	$60,000	5,691
Total noninterest income	$444,000	4,602
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$444,000	3,003
Total noninterest expense	$2,230,000	5,130
Salaries and employee benefits	$1,367,000	4,765
Premises and equipment expense	$425,000	4,116
Additional noninterest expense	$438,000	6,253
Pre-tax net operating income	$1,561,000	2,761
Securities gains (losses)	$101,000	963
Applicable income taxes	$487,000	1,939
Income before extraordinary items	$1,175,000	2,799
Extraordinary gains, net	$0	31
Net income	$1,175,000	2,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,694
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,103,290	3,059
2008-06-30 (YTD Data)		Rank
Total interest income	$4,720,000	3,791
Total interest expense	$2,481,000	3,209
Net interest income	$2,239,000	4,268
Provision for loan and lease losses	$0	6,671
Total noninterest income	$363,000	4,208
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$363,000	2,723
Total noninterest expense	$1,469,000	5,203
Salaries and employee benefits	$915,000	4,802
Premises and equipment expense	$274,000	4,247
Additional noninterest expense	$280,000	6,358
Pre-tax net operating income	$1,133,000	2,700
Securities gains (losses)	$100,000	966
Applicable income taxes	$337,000	2,069
Income before extraordinary items	$896,000	2,814
Extraordinary gains, net	$0	21
Net income	$896,000	2,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,930
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$823,000	2,951
2008-03-31 (YTD Data)		Rank
Total interest income	$2,350,000	3,880
Total interest expense	$1,297,000	3,255
Net interest income	$1,053,000	4,449
Provision for loan and lease losses	$0	6,080
Total noninterest income	$285,000	3,238
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$285,000	2,036
Total noninterest expense	$753,000	5,121
Salaries and employee benefits	$479,000	4,695
Premises and equipment expense	$122,000	4,581
Additional noninterest expense	$152,000	6,154
Pre-tax net operating income	$585,000	2,763
Securities gains (losses)	$93,000	750
Applicable income taxes	$136,000	2,435
Income before extraordinary items	$542,000	2,521
Extraordinary gains, net	$0	15
Net income	$542,000	2,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,596
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$467,600	2,775
2007-12-31 (YTD Data)		Rank
Total interest income	$9,700,000	3,840
Total interest expense	$5,637,000	3,163
Net interest income	$4,063,000	4,576
Provision for loan and lease losses	$255,000	3,468
Total noninterest income	$111,000	7,456
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$111,000	6,054
Total noninterest expense	$2,747,000	5,296
Salaries and employee benefits	$1,743,000	4,854
Premises and equipment expense	$501,000	4,355
Additional noninterest expense	$503,000	6,561
Pre-tax net operating income	$1,172,000	4,410
Securities gains (losses)	$11,000	1,315
Applicable income taxes	$403,000	3,018
Income before extraordinary items	$780,000	4,844
Extraordinary gains, net	$0	39
Net income	$780,000	4,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$260,000	2,488
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$772,740	4,834
2007-09-30 (YTD Data)		Rank
Total interest income	$7,323,000	3,833
Total interest expense	$4,260,000	3,143
Net interest income	$3,063,000	4,584
Provision for loan and lease losses	$255,000	2,573
Total noninterest income	$83,000	7,503
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$83,000	6,099
Total noninterest expense	$2,101,000	5,199
Salaries and employee benefits	$1,331,000	4,761
Premises and equipment expense	$389,000	4,255
Additional noninterest expense	$381,000	6,516
Pre-tax net operating income	$790,000	4,862
Securities gains (losses)	$7,000	1,103
Applicable income taxes	$277,000	3,304
Income before extraordinary items	$520,000	5,306
Extraordinary gains, net	$0	33
Net income	$520,000	5,306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$287,000	1,573
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$515,450	5,313
2007-06-30 (YTD Data)		Rank
Total interest income	$4,892,000	3,843
Total interest expense	$2,846,000	3,131
Net interest income	$2,046,000	4,607
Provision for loan and lease losses	$225,000	1,984
Total noninterest income	$99,000	6,855
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$99,000	5,143
Total noninterest expense	$1,413,000	5,206
Salaries and employee benefits	$892,000	4,790
Premises and equipment expense	$268,000	4,166
Additional noninterest expense	$253,000	6,565
Pre-tax net operating income	$507,000	5,008
Securities gains (losses)	$5,000	1,010
Applicable income taxes	$179,000	3,408
Income before extraordinary items	$333,000	5,435
Extraordinary gains, net	$0	29
Net income	$333,000	5,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	1,177
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$329,750	5,446
2007-03-31 (YTD Data)		Rank
Total interest income	$2,436,000	3,851
Total interest expense	$1,421,000	3,130
Net interest income	$1,015,000	4,649
Provision for loan and lease losses	$150,000	1,427
Total noninterest income	$50,000	6,824
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$50,000	5,113
Total noninterest expense	$714,000	5,180
Salaries and employee benefits	$451,000	4,780
Premises and equipment expense	$122,000	4,460
Additional noninterest expense	$141,000	6,288
Pre-tax net operating income	$201,000	5,505
Securities gains (losses)	$0	1,187
Applicable income taxes	$24,000	4,803
Income before extraordinary items	$177,000	5,329
Extraordinary gains, net	$0	22
Net income	$177,000	5,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	1,015
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$177,000	5,308
2006-12-31 (YTD Data)		Rank
Total interest income	$9,480,000	3,732
Total interest expense	$5,183,000	2,947
Net interest income	$4,297,000	4,467
Provision for loan and lease losses	$890,000	1,163
Total noninterest income	$499,000	5,143
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$499,000	3,344
Total noninterest expense	$2,620,000	5,331
Salaries and employee benefits	$1,668,000	4,867
Premises and equipment expense	$479,000	4,387
Additional noninterest expense	$473,000	6,659
Pre-tax net operating income	$1,286,000	4,642
Securities gains (losses)	$-14,000	7,418
Applicable income taxes	$235,000	4,120
Income before extraordinary items	$1,037,000	4,635
Extraordinary gains, net	$0	51
Net income	$1,037,000	4,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,028,000	666
Cash dividends	$2,000,000	1,524
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,048,480	4,594
2006-09-30 (YTD Data)		Rank
Total interest income	$7,013,000	3,735
Total interest expense	$3,758,000	2,939
Net interest income	$3,255,000	4,473
Provision for loan and lease losses	$690,000	1,063
Total noninterest income	$444,000	4,788
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$444,000	3,046
Total noninterest expense	$1,846,000	5,511
Salaries and employee benefits	$1,136,000	5,142
Premises and equipment expense	$367,000	4,337
Additional noninterest expense	$343,000	6,761
Pre-tax net operating income	$1,163,000	4,373
Securities gains (losses)	$-14,000	7,714
Applicable income taxes	$268,000	3,737
Income before extraordinary items	$881,000	4,473
Extraordinary gains, net	$0	45
Net income	$881,000	4,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$755,000	578
Cash dividends	$2,000,000	1,144
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$891,780	4,439
2006-06-30 (YTD Data)		Rank
Total interest income	$4,560,000	3,767
Total interest expense	$2,389,000	2,932
Net interest income	$2,171,000	4,484
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$109,000	6,838
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$109,000	4,945
Total noninterest expense	$1,220,000	5,557
Salaries and employee benefits	$745,000	5,204
Premises and equipment expense	$242,000	4,353
Additional noninterest expense	$233,000	6,746
Pre-tax net operating income	$970,000	3,870
Securities gains (losses)	$-14,000	7,975
Applicable income taxes	$254,000	3,278
Income before extraordinary items	$702,000	4,058
Extraordinary gains, net	$0	39
Net income	$702,000	4,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$232,000	991
Cash dividends	$2,000,000	795
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$712,220	4,012
2006-03-31 (YTD Data)		Rank
Total interest income	$2,210,000	3,792
Total interest expense	$1,143,000	2,910
Net interest income	$1,067,000	4,515
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$55,000	6,782
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$55,000	4,927
Total noninterest expense	$593,000	5,667
Salaries and employee benefits	$357,000	5,379
Premises and equipment expense	$125,000	4,297
Additional noninterest expense	$111,000	6,846
Pre-tax net operating income	$499,000	3,733
Securities gains (losses)	$0	955
Applicable income taxes	$135,000	3,190
Income before extraordinary items	$364,000	3,924
Extraordinary gains, net	$0	21
Net income	$364,000	3,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	2,876
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$364,000	3,906
2005-12-31 (YTD Data)		Rank
Total interest income	$8,610,000	3,532
Total interest expense	$4,395,000	2,456
Net interest income	$4,215,000	4,466
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$229,000	6,831
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$229,000	4,898
Total noninterest expense	$3,348,000	4,448
Salaries and employee benefits	$2,348,000	3,655
Premises and equipment expense	$544,000	3,935
Additional noninterest expense	$456,000	6,805
Pre-tax net operating income	$976,000	5,414
Securities gains (losses)	$506,000	278
Applicable income taxes	$338,000	3,954
Income before extraordinary items	$1,144,000	4,465
Extraordinary gains, net	$0	46
Net income	$1,144,000	4,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	1,877
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$754,380	5,462
2005-09-30 (YTD Data)		Rank
Total interest income	$6,395,000	3,509
Total interest expense	$3,243,000	2,398
Net interest income	$3,152,000	4,482
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$117,000	7,468
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$117,000	5,667
Total noninterest expense	$1,943,000	5,234
Salaries and employee benefits	$1,227,000	4,758
Premises and equipment expense	$385,000	4,073
Additional noninterest expense	$331,000	6,879
Pre-tax net operating income	$1,236,000	4,239
Securities gains (losses)	$496,000	261
Applicable income taxes	$507,000	2,908
Income before extraordinary items	$1,225,000	3,612
Extraordinary gains, net	$0	35
Net income	$1,225,000	3,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,996
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$872,840	4,490
2005-06-30 (YTD Data)		Rank
Total interest income	$4,172,000	3,508
Total interest expense	$2,113,000	2,317
Net interest income	$2,059,000	4,529
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$63,000	7,719
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$63,000	6,050
Total noninterest expense	$1,339,000	5,116
Salaries and employee benefits	$818,000	4,735
Premises and equipment expense	$287,000	3,747
Additional noninterest expense	$234,000	6,726
Pre-tax net operating income	$723,000	4,535
Securities gains (losses)	$473,000	230
Applicable income taxes	$355,000	2,792
Income before extraordinary items	$841,000	3,520
Extraordinary gains, net	$0	30
Net income	$841,000	3,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,361
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$509,900	4,795
2005-03-31 (YTD Data)		Rank
Total interest income	$2,067,000	3,495
Total interest expense	$1,040,000	2,254
Net interest income	$1,027,000	4,530
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$21,000	8,155
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$21,000	6,763
Total noninterest expense	$729,000	4,847
Salaries and employee benefits	$411,000	4,739
Premises and equipment expense	$198,000	2,904
Additional noninterest expense	$120,000	6,679
Pre-tax net operating income	$289,000	5,091
Securities gains (losses)	$-1,000	8,158
Applicable income taxes	$55,000	4,637
Income before extraordinary items	$233,000	5,051
Extraordinary gains, net	$0	24
Net income	$233,000	5,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$233,810	5,014
2004-12-31 (YTD Data)		Rank
Total interest income	$8,254,000	3,331
Total interest expense	$4,289,000	1,899
Net interest income	$3,965,000	4,508
Provision for loan and lease losses	$180,000	3,881
Total noninterest income	$312,000	6,321
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$312,000	4,189
Total noninterest expense	$2,500,000	5,311
Salaries and employee benefits	$1,491,000	4,972
Premises and equipment expense	$530,000	3,909
Additional noninterest expense	$479,000	6,674
Pre-tax net operating income	$1,597,000	4,088
Securities gains (losses)	$65,000	1,541
Applicable income taxes	$429,000	3,595
Income before extraordinary items	$1,233,000	4,141
Extraordinary gains, net	$0	34
Net income	$1,233,000	4,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,385
Cash dividends	$1,500,000	1,711
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,184,900	4,169
2004-09-30 (YTD Data)		Rank
Total interest income	$6,152,000	3,322
Total interest expense	$3,215,000	1,867
Net interest income	$2,937,000	4,543
Provision for loan and lease losses	$180,000	3,152
Total noninterest income	$231,000	6,383
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$231,000	4,217
Total noninterest expense	$1,852,000	5,306
Salaries and employee benefits	$1,099,000	4,976
Premises and equipment expense	$410,000	3,801
Additional noninterest expense	$343,000	6,772
Pre-tax net operating income	$1,136,000	4,299
Securities gains (losses)	$60,000	1,519
Applicable income taxes	$306,000	3,764
Income before extraordinary items	$890,000	4,307
Extraordinary gains, net	$0	26
Net income	$890,000	4,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,193
Cash dividends	$1,500,000	1,239
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$845,600	4,378
2004-06-30 (YTD Data)		Rank
Total interest income	$4,045,000	3,357
Total interest expense	$2,144,000	1,847
Net interest income	$1,901,000	4,635
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$147,000	6,500
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$147,000	4,337
Total noninterest expense	$1,230,000	5,348
Salaries and employee benefits	$734,000	4,998
Premises and equipment expense	$262,000	3,931
Additional noninterest expense	$234,000	6,731
Pre-tax net operating income	$698,000	4,459
Securities gains (losses)	$52,000	1,433
Applicable income taxes	$185,000	3,914
Income before extraordinary items	$565,000	4,401
Extraordinary gains, net	$0	21
Net income	$565,000	4,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	2,546
Cash dividends	$1,500,000	882
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$526,000	4,516
2004-03-31 (YTD Data)		Rank
Total interest income	$2,021,000	3,374
Total interest expense	$1,076,000	1,858
Net interest income	$945,000	4,657
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$76,000	6,403
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$76,000	4,277
Total noninterest expense	$628,000	5,300
Salaries and employee benefits	$367,000	5,017
Premises and equipment expense	$119,000	4,271
Additional noninterest expense	$142,000	6,174
Pre-tax net operating income	$333,000	4,562
Securities gains (losses)	$49,000	1,209
Applicable income taxes	$96,000	3,852
Income before extraordinary items	$286,000	4,398
Extraordinary gains, net	$0	16
Net income	$286,000	4,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	2,188
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$249,250	4,645
2003-12-31 (YTD Data)		Rank
Total interest income	$8,504,000	3,257
Total interest expense	$4,460,000	2,002
Net interest income	$4,044,000	4,333
Provision for loan and lease losses	$360,000	2,773
Total noninterest income	$370,000	6,129
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$370,000	4,117
Total noninterest expense	$2,292,000	5,539
Salaries and employee benefits	$1,409,000	5,069
Premises and equipment expense	$462,000	4,307
Additional noninterest expense	$421,000	7,029
Pre-tax net operating income	$1,762,000	3,689
Securities gains (losses)	$403,000	869
Applicable income taxes	$603,000	3,054
Income before extraordinary items	$1,562,000	3,465
Extraordinary gains, net	$0	54
Net income	$1,562,000	3,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,681
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,271,840	3,812
2003-09-30 (YTD Data)		Rank
Total interest income	$6,442,000	3,273
Total interest expense	$3,368,000	2,062
Net interest income	$3,074,000	4,313
Provision for loan and lease losses	$270,000	2,692
Total noninterest income	$238,000	6,522
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$238,000	4,469
Total noninterest expense	$1,715,000	5,516
Salaries and employee benefits	$1,047,000	5,087
Premises and equipment expense	$350,000	4,266
Additional noninterest expense	$318,000	6,989
Pre-tax net operating income	$1,327,000	3,796
Securities gains (losses)	$337,000	896
Applicable income taxes	$486,000	3,081
Income before extraordinary items	$1,178,000	3,551
Extraordinary gains, net	$0	40
Net income	$1,178,000	3,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,097
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$938,730	3,976
2003-06-30 (YTD Data)		Rank
Total interest income	$4,325,000	3,276
Total interest expense	$2,237,000	2,141
Net interest income	$2,088,000	4,265
Provision for loan and lease losses	$180,000	2,675
Total noninterest income	$155,000	6,575
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$155,000	4,517
Total noninterest expense	$1,155,000	5,474
Salaries and employee benefits	$702,000	5,074
Premises and equipment expense	$241,000	4,161
Additional noninterest expense	$212,000	6,986
Pre-tax net operating income	$908,000	3,741
Securities gains (losses)	$301,000	803
Applicable income taxes	$365,000	2,879
Income before extraordinary items	$844,000	3,354
Extraordinary gains, net	$0	30
Net income	$844,000	3,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,250
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$633,300	3,943
2003-03-31 (YTD Data)		Rank
Total interest income	$2,170,000	3,288
Total interest expense	$1,109,000	2,200
Net interest income	$1,061,000	4,221
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$82,000	6,373
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$82,000	4,290
Total noninterest expense	$588,000	5,411
Salaries and employee benefits	$353,000	5,047
Premises and equipment expense	$124,000	4,049
Additional noninterest expense	$111,000	6,863
Pre-tax net operating income	$465,000	3,677
Securities gains (losses)	$85,000	1,087
Applicable income taxes	$161,000	3,103
Income before extraordinary items	$389,000	3,529
Extraordinary gains, net	$0	21
Net income	$389,000	3,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,180
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$328,650	3,802
2002-12-31 (YTD Data)		Rank
Total interest income	$9,203,000	3,242
Total interest expense	$4,869,000	2,302
Net interest income	$4,334,000	4,105
Provision for loan and lease losses	$360,000	3,054
Total noninterest income	$388,000	5,850
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$388,000	3,764
Total noninterest expense	$2,224,000	5,496
Salaries and employee benefits	$1,296,000	5,198
Premises and equipment expense	$486,000	4,022
Additional noninterest expense	$442,000	6,868
Pre-tax net operating income	$2,138,000	3,286
Securities gains (losses)	$101,000	1,743
Applicable income taxes	$650,000	2,981
Income before extraordinary items	$1,589,000	3,347
Extraordinary gains, net	$0	70
Net income	$1,589,000	3,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	2,774
Cash dividends	$2,250,000	1,194
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,517,290	3,364
2001-12-31 (YTD Data)		Rank
Total interest income	$9,669,000	3,412
Total interest expense	$5,696,000	2,792
Net interest income	$3,973,000	4,151
Provision for loan and lease losses	$393,000	2,658
Total noninterest income	$384,000	5,793
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$384,000	3,624
Total noninterest expense	$1,982,000	5,759
Salaries and employee benefits	$1,126,000	5,557
Premises and equipment expense	$469,000	4,106
Additional noninterest expense	$387,000	7,249
Pre-tax net operating income	$1,982,000	3,188
Securities gains (losses)	$0	4,612
Applicable income taxes	$546,000	3,162
Income before extraordinary items	$1,436,000	3,329
Extraordinary gains, net	$0	105
Net income	$1,436,000	3,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,241
Cash dividends	$2,000,000	1,312
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,436,000	3,232
2000-12-31 (YTD Data)		Rank
Total interest income	$9,386,000	3,591
Total interest expense	$5,596,000	2,967
Net interest income	$3,790,000	4,364
Provision for loan and lease losses	$332,000	2,660
Total noninterest income	$278,000	6,492
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$278,000	4,075
Total noninterest expense	$1,889,000	5,884
Salaries and employee benefits	$1,128,000	5,465
Premises and equipment expense	$417,000	4,373
Additional noninterest expense	$344,000	7,594
Pre-tax net operating income	$1,847,000	3,511
Securities gains (losses)	$-17,000	8,651
Applicable income taxes	$531,000	3,348
Income before extraordinary items	$1,299,000	3,639
Extraordinary gains, net	$0	38
Net income	$1,299,000	3,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,493
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,311,070	3,599
1999-12-31 (YTD Data)		Rank
Total interest income	$7,518,000	4,143
Total interest expense	$4,042,000	3,558
Net interest income	$3,476,000	4,674
Provision for loan and lease losses	$162,000	4,084
Total noninterest income	$253,000	6,917
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$253,000	4,416
Total noninterest expense	$1,606,000	6,519
Salaries and employee benefits	$927,000	6,194
Premises and equipment expense	$363,000	4,845
Additional noninterest expense	$316,000	7,996
Pre-tax net operating income	$1,961,000	3,393
Securities gains (losses)	$0	3,155
Applicable income taxes	$701,000	2,895
Income before extraordinary items	$1,260,000	3,713
Extraordinary gains, net	$0	35
Net income	$1,260,000	3,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,085
Cash dividends	$2,500,000	1,126
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,260,000	3,681
1998-12-31 (YTD Data)		Rank
Total interest income	$6,521,000	4,664
Total interest expense	$3,475,000	4,155
Net interest income	$3,046,000	5,083
Provision for loan and lease losses	$63,000	6,049
Total noninterest income	$341,000	6,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$341,000	3,746
Total noninterest expense	$1,271,000	7,349
Salaries and employee benefits	$743,000	6,962
Premises and equipment expense	$246,000	6,015
Additional noninterest expense	$282,000	8,290
Pre-tax net operating income	$2,053,000	3,283
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$777,000	2,806
Income before extraordinary items	$1,280,000	3,737
Extraordinary gains, net	$0	32
Net income	$1,280,000	3,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,124
Cash dividends	$1,500,000	1,647
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,277,440	3,653
1997-12-31 (YTD Data)		Rank
Total interest income	$6,051,000	5,031
Total interest expense	$3,109,000	4,565
Net interest income	$2,942,000	5,384
Provision for loan and lease losses	$26,000	7,586
Total noninterest income	$361,000	6,080
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$361,000	3,514
Total noninterest expense	$1,204,000	7,662
Salaries and employee benefits	$740,000	7,080
Premises and equipment expense	$232,000	6,317
Additional noninterest expense	$232,000	9,050
Pre-tax net operating income	$2,073,000	3,413
Securities gains (losses)	$-50,000	10,646
Applicable income taxes	$752,000	3,069
Income before extraordinary items	$1,271,000	3,871
Extraordinary gains, net	$0	44
Net income	$1,271,000	3,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,805
Cash dividends	$2,000,000	1,293
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,303,000	3,716
1996-12-31 (YTD Data)		Rank
Total interest income	$5,330,000	5,659
Total interest expense	$2,711,000	5,205
Net interest income	$2,619,000	6,018
Provision for loan and lease losses	$12,000	8,364
Total noninterest income	$280,000	7,194
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$280,000	4,246
Total noninterest expense	$1,508,000	7,085
Salaries and employee benefits	$660,000	7,781
Premises and equipment expense	$265,000	6,035
Additional noninterest expense	$583,000	6,459
Pre-tax net operating income	$1,379,000	4,630
Securities gains (losses)	$-33,000	10,883
Applicable income taxes	$477,000	4,300
Income before extraordinary items	$869,000	4,990
Extraordinary gains, net	$0	53
Net income	$869,000	4,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$890,450	4,852
1995-12-31 (YTD Data)		Rank
Total interest income	$4,543,000	6,418
Total interest expense	$2,469,000	5,628
Net interest income	$2,074,000	7,136
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$309,000	6,978
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$309,000	3,930
Total noninterest expense	$1,026,000	8,836
Salaries and employee benefits	$532,000	8,835
Premises and equipment expense	$251,000	6,325
Additional noninterest expense	$243,000	9,908
Pre-tax net operating income	$1,337,000	4,856
Securities gains (losses)	$3,000	3,092
Applicable income taxes	$489,000	4,266
Income before extraordinary items	$851,000	5,215
Extraordinary gains, net	$0	65
Net income	$851,000	5,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$849,080	5,208
1994-12-31 (YTD Data)		Rank
Total interest income	$3,935,000	6,785
Total interest expense	$2,043,000	5,512
Net interest income	$1,892,000	7,823
Provision for loan and lease losses	$4,000	8,908
Total noninterest income	$176,000	9,181
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$176,000	5,699
Total noninterest expense	$961,000	9,507
Salaries and employee benefits	$493,000	9,453
Premises and equipment expense	$211,000	7,199
Additional noninterest expense	$257,000	10,442
Pre-tax net operating income	$1,103,000	5,555
Securities gains (losses)	$0	3,600
Applicable income taxes	$369,000	5,062
Income before extraordinary items	$734,000	5,697
Extraordinary gains, net	$0	249
Net income	$734,000	5,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$734,000	5,771
1993-12-31 (YTD Data)		Rank
Total interest income	$3,944,000	6,935
Total interest expense	$1,984,000	5,873
Net interest income	$1,960,000	7,797
Provision for loan and lease losses	$115,000	5,422
Total noninterest income	$176,000	9,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$176,000	6,056
Total noninterest expense	$866,000	10,362
Salaries and employee benefits	$438,000	10,259
Premises and equipment expense	$186,000	7,988
Additional noninterest expense	$242,000	11,172
Pre-tax net operating income	$1,155,000	5,319
Securities gains (losses)	$0	7,477
Applicable income taxes	$422,000	4,812
Income before extraordinary items	$733,000	5,916
Extraordinary gains, net	$44,000	2,256
Net income	$777,000	5,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$733,000	5,652
1992-12-31 (YTD Data)		Rank
Total interest income	$3,845,000	7,716
Total interest expense	$2,141,000	6,777
Net interest income	$1,704,000	8,633
Provision for loan and lease losses	$175,000	5,648
Total noninterest income	$166,000	10,133
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$166,000	6,287
Total noninterest expense	$732,000	11,340
Salaries and employee benefits	$349,000	11,447
Premises and equipment expense	$181,000	8,279
Additional noninterest expense	$202,000	12,211
Pre-tax net operating income	$963,000	5,790
Securities gains (losses)	$0	8,369
Applicable income taxes	$410,000	4,696
Income before extraordinary items	$553,000	6,905
Extraordinary gains, net	$0	1,422
Net income	$553,000	6,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	9,274
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$553,000	6,538

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.