Home > Locality Bank > Net Loans and Leases
Locality Bank, Net Loans and Leases
| 2023-12-31 | Rank | |
| Net loans and leases | $129,425,000 | 2,898 |
| Loan loss allowance | $1,274,000 | 3,172 |
| Total loans and leases | $130,699,000 | 2,901 |
| Unearned income | $629,000 | 308 |
| Loans and leases, gross | $131,328,000 | 2,910 |
| All real estate loans | $121,875,000 | 2,595 |
| Real estate loans in domestic offices | $121,875,000 | 2,595 |
| Construction and development loans | $6,542,000 | 2,745 |
| Commercial RE | $93,511,000 | 1,670 |
| Commercial real estate owner-occupied | $34,553,000 | 1,802 |
| Commercial real estate other non-farm non-residential | $58,958,000 | 1,514 |
| Multifamily residential real estate | $8,761,000 | 1,834 |
| 1-4 family residential loans | $12,514,000 | 3,688 |
| Farmland loans | $547,000 | 3,289 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,205 |
| Commercial and industrial loans | $9,437,000 | 3,048 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,385 |
| Credit card loans | $0 | 772 |
| Related Plans | $0 | 2,462 |
| Consumer Loans - Auto | $0 | 3,949 |
| Other loans to individuals | $0 | 4,274 |
| All other loans & leases | $16,000 | 3,411 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,262 |
| Other loans | $16,000 | 2,661 |
| Lease financing receivables | $0 | 782 |
| Loans to depository institutions and acceptances of other banks | $0 | 193 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 932 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,987 |
| Non 1-4 family restructured loans & leases | $0 | 1,547 |
| Residential 1-4 family construction | $888,000 | 3,182 |
| Other construction, all land development and other land | $5,654,000 | 2,377 |
| Allowance for loan and lease losses in tier 2 | $0 | 2,833 |
| Total loans and leases | NA | NA |
| 2023-09-30 | Rank | |
| Net loans and leases | $113,122,000 | 3,047 |
| Loan loss allowance | $1,106,000 | 3,316 |
| Total loans and leases | $114,228,000 | 3,051 |
| Unearned income | $521,000 | 358 |
| Loans and leases, gross | $114,749,000 | 3,055 |
| All real estate loans | $105,926,000 | 2,758 |
| Real estate loans in domestic offices | $105,926,000 | 2,758 |
| Construction and development loans | $5,670,000 | 2,841 |
| Commercial RE | $80,632,000 | 1,798 |
| Commercial real estate owner-occupied | $24,139,000 | 2,130 |
| Commercial real estate other non-farm non-residential | $56,493,000 | 1,534 |
| Multifamily residential real estate | $7,895,000 | 1,892 |
| 1-4 family residential loans | $11,180,000 | 3,766 |
| Farmland loans | $549,000 | 3,313 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,219 |
| Commercial and industrial loans | $8,820,000 | 3,090 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,417 |
| Credit card loans | $0 | 784 |
| Related Plans | $0 | 2,499 |
| Consumer Loans - Auto | $0 | 3,985 |
| Other loans to individuals | $0 | 4,296 |
| All other loans & leases | $3,000 | 3,655 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,284 |
| Other loans | $3,000 | 3,070 |
| Lease financing receivables | $0 | 784 |
| Loans to depository institutions and acceptances of other banks | $0 | 189 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 935 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,010 |
| Non 1-4 family restructured loans & leases | $0 | 529 |
| Residential 1-4 family construction | $724,000 | 3,277 |
| Other construction, all land development and other land | $4,946,000 | 2,461 |
| Allowance for loan and lease losses in tier 2 | $0 | 2,846 |
| Total loans and leases | NA | NA |
| 2023-06-30 | Rank | |
| Net loans and leases | $89,630,000 | 3,309 |
| Loan loss allowance | $883,000 | 3,569 |
| Total loans and leases | $90,513,000 | 3,316 |
| Unearned income | $345,000 | 432 |
| Loans and leases, gross | $90,858,000 | 3,324 |
| All real estate loans | $79,873,000 | 3,067 |
| Real estate loans in domestic offices | $79,873,000 | 3,067 |
| Construction and development loans | $2,878,000 | 3,261 |
| Commercial RE | $65,553,000 | 1,956 |
| Commercial real estate owner-occupied | $21,241,000 | 2,249 |
| Commercial real estate other non-farm non-residential | $44,312,000 | 1,698 |
| Multifamily residential real estate | $5,818,000 | 2,089 |
| 1-4 family residential loans | $5,624,000 | 4,042 |
| Farmland loans | $0 | 3,702 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,233 |
| Commercial and industrial loans | $10,985,000 | 2,891 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,445 |
| Credit card loans | $0 | 798 |
| Related Plans | $0 | 2,503 |
| Consumer Loans - Auto | $0 | 3,998 |
| Other loans to individuals | $0 | 4,325 |
| All other loans & leases | $0 | 3,777 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,287 |
| Other loans | $0 | 3,279 |
| Lease financing receivables | $0 | 792 |
| Loans to depository institutions and acceptances of other banks | $0 | 202 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 934 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,128 |
| Non 1-4 family restructured loans & leases | $0 | 1,681 |
| Residential 1-4 family construction | $724,000 | 3,264 |
| Other construction, all land development and other land | $2,154,000 | 2,937 |
| Allowance for loan and lease losses in tier 2 | $924,000 | 2,281 |
| Total loans and leases | NA | NA |
| 2023-03-31 | Rank | |
| Net loans and leases | $76,190,000 | 3,496 |
| Loan loss allowance | $749,000 | 3,751 |
| Total loans and leases | $76,939,000 | 3,505 |
| Unearned income | $325,000 | 424 |
| Loans and leases, gross | $77,264,000 | 3,495 |
| All real estate loans | $66,723,000 | 3,270 |
| Real estate loans in domestic offices | $66,723,000 | 3,270 |
| Construction and development loans | $2,187,000 | 3,432 |
| Commercial RE | $55,521,000 | 2,113 |
| Commercial real estate owner-occupied | $15,288,000 | 2,568 |
| Commercial real estate other non-farm non-residential | $40,233,000 | 1,794 |
| Multifamily residential real estate | $4,494,000 | 2,273 |
| 1-4 family residential loans | $4,521,000 | 4,172 |
| Farmland loans | $0 | 3,740 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,236 |
| Commercial and industrial loans | $10,541,000 | 2,929 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,472 |
| Credit card loans | $0 | 782 |
| Related Plans | $0 | 2,544 |
| Consumer Loans - Auto | $0 | 4,027 |
| Other loans to individuals | $0 | 4,399 |
| All other loans & leases | $0 | 3,825 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,322 |
| Other loans | $0 | 3,279 |
| Lease financing receivables | $0 | 768 |
| Loans to depository institutions and acceptances of other banks | $0 | 198 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 931 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,137 |
| Non 1-4 family restructured loans & leases | $0 | 547 |
| Residential 1-4 family construction | $427,000 | 3,547 |
| Other construction, all land development and other land | $1,760,000 | 3,047 |
| Allowance for loan and lease losses in tier 2 | $749,000 | 2,449 |
| Total loans and leases | NA | NA |
| 2022-12-31 | Rank | |
| Net loans and leases | $66,255,000 | 3,673 |
| Loan loss allowance | $745,000 | 3,749 |
| Total loans and leases | $67,000,000 | 3,676 |
| Unearned income | $273,000 | 476 |
| Loans and leases, gross | $67,273,000 | 3,671 |
| All real estate loans | $55,940,000 | 3,471 |
| Real estate loans in domestic offices | $55,940,000 | 3,471 |
| Construction and development loans | $427,000 | 4,005 |
| Commercial RE | $46,809,000 | 2,280 |
| Commercial real estate owner-occupied | $6,806,000 | 3,199 |
| Commercial real estate other non-farm non-residential | $40,003,000 | 1,794 |
| Multifamily residential real estate | $4,415,000 | 2,266 |
| 1-4 family residential loans | $4,289,000 | 4,206 |
| Farmland loans | $0 | 3,779 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,258 |
| Commercial and industrial loans | $11,333,000 | 2,879 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,511 |
| Credit card loans | $0 | 792 |
| Related Plans | $0 | 2,574 |
| Consumer Loans - Auto | $0 | 4,049 |
| Other loans to individuals | $0 | 4,435 |
| All other loans & leases | $0 | 3,873 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,351 |
| Other loans | $0 | 3,330 |
| Lease financing receivables | $0 | 778 |
| Loans to depository institutions and acceptances of other banks | $0 | 202 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 925 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,494 |
| Non 1-4 family restructured loans & leases | $0 | 1,996 |
| Residential 1-4 family construction | $0 | 3,892 |
| Other construction, all land development and other land | $427,000 | 3,523 |
| Allowance for loan and lease losses in tier 2 | $745,000 | 2,460 |
| Total loans and leases | NA | NA |
| 2022-09-30 | Rank | |
| Net loans and leases | $54,114,000 | 3,870 |
| Loan loss allowance | $610,000 | 3,924 |
| Total loans and leases | $54,724,000 | 3,873 |
| Unearned income | $192,000 | 529 |
| Loans and leases, gross | $54,916,000 | 3,871 |
| All real estate loans | $46,448,000 | 3,659 |
| Real estate loans in domestic offices | $46,448,000 | 3,659 |
| Construction and development loans | $0 | 4,280 |
| Commercial RE | $38,434,000 | 2,467 |
| Commercial real estate owner-occupied | $6,423,000 | 3,267 |
| Commercial real estate other non-farm non-residential | $32,011,000 | 1,960 |
| Multifamily residential real estate | $4,335,000 | 2,267 |
| 1-4 family residential loans | $3,679,000 | 4,289 |
| Farmland loans | $0 | 3,817 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,282 |
| Commercial and industrial loans | $8,468,000 | 3,187 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,552 |
| Credit card loans | $0 | 807 |
| Related Plans | $0 | 2,583 |
| Consumer Loans - Auto | $0 | 4,089 |
| Other loans to individuals | $0 | 4,482 |
| All other loans & leases | $0 | 3,900 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,381 |
| Other loans | $0 | 3,354 |
| Lease financing receivables | $0 | 794 |
| Loans to depository institutions and acceptances of other banks | $0 | 204 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 931 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,514 |
| Non 1-4 family restructured loans & leases | $0 | 696 |
| Residential 1-4 family construction | $0 | 3,930 |
| Other construction, all land development and other land | $0 | 3,943 |
| Allowance for loan and lease losses in tier 2 | $610,000 | 2,591 |
| Total loans and leases | NA | NA |
| 2022-06-30 | Rank | |
| Net loans and leases | $36,399,000 | 4,205 |
| Loan loss allowance | $380,000 | 4,281 |
| Total loans and leases | $36,779,000 | 4,206 |
| Unearned income | $117,000 | 596 |
| Loans and leases, gross | $36,896,000 | 4,204 |
| All real estate loans | $27,256,000 | 4,100 |
| Real estate loans in domestic offices | $27,256,000 | 4,100 |
| Construction and development loans | $0 | 4,335 |
| Commercial RE | $23,694,000 | 2,926 |
| Commercial real estate owner-occupied | $6,658,000 | 3,265 |
| Commercial real estate other non-farm non-residential | $17,036,000 | 2,500 |
| Multifamily residential real estate | $1,163,000 | 3,045 |
| 1-4 family residential loans | $2,399,000 | 4,435 |
| Farmland loans | $0 | 3,874 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,340 |
| Commercial and industrial loans | $9,640,000 | 3,087 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,626 |
| Credit card loans | $0 | 823 |
| Related Plans | $0 | 2,613 |
| Consumer Loans - Auto | $0 | 4,158 |
| Other loans to individuals | $0 | 4,553 |
| All other loans & leases | $0 | 3,969 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,415 |
| Other loans | $0 | 3,411 |
| Lease financing receivables | $0 | 801 |
| Loans to depository institutions and acceptances of other banks | $0 | 201 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 960 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,582 |
| Non 1-4 family restructured loans & leases | $0 | 2,092 |
| Residential 1-4 family construction | $0 | 3,976 |
| Other construction, all land development and other land | $0 | 4,001 |
| Allowance for loan and lease losses in tier 2 | $380,000 | 2,783 |
| Total loans and leases | NA | NA |
| 2022-03-31 | Rank | |
| Net loans and leases | $8,193,000 | 4,707 |
| Loan loss allowance | $85,000 | 4,696 |
| Total loans and leases | $8,278,000 | 4,707 |
| Unearned income | $33,000 | 748 |
| Loans and leases, gross | $8,311,000 | 4,707 |
| All real estate loans | $7,266,000 | 4,571 |
| Real estate loans in domestic offices | $7,266,000 | 4,571 |
| Construction and development loans | $0 | 4,352 |
| Commercial RE | $7,266,000 | 3,747 |
| Commercial real estate owner-occupied | $0 | 4,417 |
| Commercial real estate other non-farm non-residential | $7,266,000 | 3,131 |
| Multifamily residential real estate | $0 | 3,869 |
| 1-4 family residential loans | $0 | 4,700 |
| Farmland loans | $0 | 3,902 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,348 |
| Commercial and industrial loans | $1,045,000 | 4,440 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,660 |
| Credit card loans | $0 | 832 |
| Related Plans | $0 | 2,629 |
| Consumer Loans - Auto | $0 | 4,193 |
| Other loans to individuals | $0 | 4,578 |
| All other loans & leases | $0 | 3,981 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,418 |
| Other loans | $0 | 3,414 |
| Lease financing receivables | $0 | 809 |
| Loans to depository institutions and acceptances of other banks | $0 | 197 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 953 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,507 |
| Non 1-4 family restructured loans & leases | $0 | 711 |
| Residential 1-4 family construction | $0 | 4,000 |
| Other construction, all land development and other land | $0 | 4,017 |
| Allowance for loan and lease losses in tier 2 | $85,000 | 3,030 |
| Total loans and leases | NA | NA |