Home > Locality Bank > Income and Expense
Locality Bank, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $8,079,000 | 3,115 |
Total interest expense | $3,230,000 | 2,520 |
Net interest income | $4,849,000 | 3,387 |
Provision for loan and lease losses | $584,000 | 1,173 |
Total noninterest income | $339,000 | 3,700 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $1,000 | 4,378 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $338,000 | 3,323 |
Total noninterest expense | $6,928,000 | 2,578 |
Salaries and employee benefits | $4,223,000 | 2,445 |
Premises and equipment expense | $358,000 | 3,399 |
Additional noninterest expense | $338,000 | 3,323 |
Pre-tax net operating income | $-2,324,000 | 4,541 |
Securities gains (losses) | $41,000 | 443 |
Applicable income taxes | $0 | 3,369 |
Income before extraordinary items | $-2,283,000 | 4,519 |
Extraordinary gains, net | $0 | 54 |
Net income | $-2,283,000 | 4,518 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-2,283,000 | 4,519 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $223,000 | 355 |
Net operating income | $-2,324,000 | 4,531 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $5,340,000 | 3,259 |
Total interest expense | $2,006,000 | 2,643 |
Net interest income | $3,334,000 | 3,522 |
Provision for loan and lease losses | $399,000 | 1,151 |
Total noninterest income | $205,000 | 3,845 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $0 | 4,443 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $205,000 | 3,464 |
Total noninterest expense | $5,074,000 | 2,600 |
Salaries and employee benefits | $3,105,000 | 2,459 |
Premises and equipment expense | $275,000 | 3,382 |
Additional noninterest expense | $205,000 | 3,463 |
Pre-tax net operating income | $-1,934,000 | 4,538 |
Securities gains (losses) | $41,000 | 287 |
Applicable income taxes | $0 | 3,407 |
Income before extraordinary items | $-1,893,000 | 4,557 |
Extraordinary gains, net | $0 | 52 |
Net income | $-1,893,000 | 4,555 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,893,000 | 4,557 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $168,000 | 342 |
Net operating income | $-1,934,000 | 4,565 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $3,239,000 | 3,337 |
Total interest expense | $1,161,000 | 2,664 |
Net interest income | $2,078,000 | 3,610 |
Provision for loan and lease losses | $179,000 | 1,427 |
Total noninterest income | $227,000 | 3,486 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $0 | 4,471 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $227,000 | 3,042 |
Total noninterest expense | $3,276,000 | 2,631 |
Salaries and employee benefits | $2,011,000 | 2,501 |
Premises and equipment expense | $179,000 | 3,404 |
Additional noninterest expense | $227,000 | 3,035 |
Pre-tax net operating income | $-1,150,000 | 4,566 |
Securities gains (losses) | $41,000 | 301 |
Applicable income taxes | $0 | 3,436 |
Income before extraordinary items | $-1,109,000 | 4,591 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,109,000 | 4,589 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,109,000 | 4,590 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $113,000 | 333 |
Net operating income | $-1,150,000 | 4,595 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $1,477,000 | 3,450 |
Total interest expense | $485,000 | 2,670 |
Net interest income | $992,000 | 3,679 |
Provision for loan and lease losses | $4,000 | 2,513 |
Total noninterest income | $55,000 | 4,010 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $0 | 4,484 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $55,000 | 3,627 |
Total noninterest expense | $1,560,000 | 2,752 |
Salaries and employee benefits | $884,000 | 2,730 |
Premises and equipment expense | $59,000 | 3,874 |
Additional noninterest expense | $55,000 | 3,627 |
Pre-tax net operating income | $-517,000 | 4,615 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $0 | 3,388 |
Income before extraordinary items | $-517,000 | 4,596 |
Extraordinary gains, net | $0 | 4 |
Net income | $-517,000 | 4,596 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $-517,000 | 4,596 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $56,000 | 307 |
Net operating income | $-517,000 | 4,605 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $2,614,000 | 4,119 |
Total interest expense | $684,000 | 2,873 |
Net interest income | $1,930,000 | 4,244 |
Provision for loan and lease losses | $745,000 | 988 |
Total noninterest income | $220,000 | 4,109 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $1,000 | 4,524 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $219,000 | 3,758 |
Total noninterest expense | $6,230,000 | 2,699 |
Salaries and employee benefits | $2,529,000 | 3,179 |
Premises and equipment expense | $180,000 | 4,113 |
Additional noninterest expense | $219,000 | 3,758 |
Pre-tax net operating income | $-4,825,000 | 4,701 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $0 | 3,596 |
Income before extraordinary items | $-4,825,000 | 4,687 |
Extraordinary gains, net | $0 | 5 |
Net income | $-4,825,000 | 4,686 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-4,825,000 | 4,686 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $39,201,000 | 26 |
Net operating income | $-4,825,000 | 4,690 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $1,281,000 | 4,369 |
Total interest expense | $238,000 | 3,545 |
Net interest income | $1,043,000 | 4,419 |
Provision for loan and lease losses | $610,000 | 852 |
Total noninterest income | $231,000 | 3,923 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $1,000 | 4,559 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $230,000 | 3,535 |
Total noninterest expense | $4,876,000 | 2,615 |
Salaries and employee benefits | $1,780,000 | 3,250 |
Premises and equipment expense | $120,000 | 4,207 |
Additional noninterest expense | $230,000 | 3,535 |
Pre-tax net operating income | $-4,212,000 | 4,750 |
Securities gains (losses) | $0 | 740 |
Applicable income taxes | $0 | 3,603 |
Income before extraordinary items | $-4,212,000 | 4,726 |
Extraordinary gains, net | $0 | 4 |
Net income | $-4,212,000 | 4,726 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $-4,212,000 | 4,726 |
Net charge-offs | $0 | 2,349 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $39,139,000 | 22 |
Net operating income | $-4,212,000 | 4,733 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $394,000 | 4,659 |
Total interest expense | $13,000 | 4,688 |
Net interest income | $381,000 | 4,647 |
Provision for loan and lease losses | $380,000 | 818 |
Total noninterest income | $22,000 | 4,627 |
Gross Fiduciary activities income | $0 | 925 |
Service charges on deposit accounts | $0 | 4,638 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 4,463 |
Total noninterest expense | $3,491,000 | 2,491 |
Salaries and employee benefits | $1,033,000 | 3,433 |
Premises and equipment expense | $72,000 | 4,299 |
Additional noninterest expense | $2,386,000 | 1,403 |
Pre-tax net operating income | $-3,468,000 | 4,766 |
Securities gains (losses) | $0 | 687 |
Applicable income taxes | $0 | 3,564 |
Income before extraordinary items | $-3,468,000 | 4,748 |
Extraordinary gains, net | $0 | 4 |
Net income | $-3,468,000 | 4,748 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $-3,468,000 | 4,748 |
Net charge-offs | $0 | 2,156 |
Cash dividends | $0 | 2,961 |
Sale, conversion, retirement of capital stock, net | $39,073,000 | 19 |
Net operating income | $-3,468,000 | 4,758 |
2022-03-31 (YTD Data) | Rank | |
Total interest income | $47,000 | 4,776 |
Total interest expense | $0 | 4,770 |
Net interest income | $47,000 | 4,774 |
Provision for loan and lease losses | $85,000 | 1,067 |
Total noninterest income | $0 | 4,754 |
Gross Fiduciary activities income | $0 | 892 |
Service charges on deposit accounts | $0 | 4,649 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,711 |
Total noninterest expense | $2,384,000 | 2,040 |
Salaries and employee benefits | $401,000 | 3,767 |
Premises and equipment expense | $29,000 | 4,428 |
Additional noninterest expense | $1,954,000 | 938 |
Pre-tax net operating income | $-2,422,000 | 4,790 |
Securities gains (losses) | $0 | 623 |
Applicable income taxes | $0 | 3,450 |
Income before extraordinary items | $-2,422,000 | 4,777 |
Extraordinary gains, net | $0 | 4 |
Net income | $-2,422,000 | 4,777 |
Minority interest net income | $0 | 50 |
Net income of bank and minority interests. | $-2,422,000 | 4,777 |
Net charge-offs | $0 | 1,838 |
Cash dividends | $0 | 2,284 |
Sale, conversion, retirement of capital stock, net | $38,760,000 | 9 |
Net operating income | $-2,422,000 | 4,781 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.