Home > Locality Bank > Assets and Liabilities
Locality Bank, Assets and Liabilities
2023-12-31 | Rank | |
# of Employees: | 31 | 2,989 |
Assets and Liabilities | ||
Total Assets: | $192,120,000 | 3,091 |
Cash and due from depository institutions | $48,511,000 | 2,989 |
Interest-bearing balances | $48,244,000 | 1,009 |
Securities | $10,524,000 | 3,990 |
Federal funds sold & reverse repurchase agreements | $0 | 1,820 |
Net loans & leases | $129,425,000 | 2,898 |
Loan loss allowance | $1,274,000 | 3,172 |
Trading account assets | $0 | 214 |
Bank premises and fixed assets | $2,356,000 | 2,916 |
Other real estate owned | $0 | 2,989 |
Goodwill and other intangibles | $0 | 2,295 |
All other assets | $1,304,000 | 4,113 |
Life insurance assets | $0 | 3,088 |
Total liabilities and capital | $192,120,000 | 3,061 |
Total liabilities | $159,803,000 | 3,156 |
Total deposits | $158,714,000 | 3,108 |
Interest-bearing deposits | $135,840,000 | 2,877 |
Deposits held in domestic offices | $158,714,000 | 3,107 |
% insured | 55.00% | 4,183 |
Federal funds purchased & repurchase agreements | $0 | 1,169 |
Trading liabilities | $0 | 165 |
Other borrowed funds | $0 | 3,039 |
Subordinated debt | $0 | 69 |
All other liabilities | $1,089,000 | 3,046 |
Total equity capital | $32,317,000 | 2,297 |
Total bank equity capital | $32,317,000 | 2,285 |
Perpetual preferred stock | $0 | 111 |
Common stock | $19,228,000 | 178 |
Surplus | $20,196,000 | 1,477 |
Undivided profits | $-7,107,000 | 4,461 |
Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,812 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
Income earned, not collected on loans | $576,000 | 3,715 |
Earning assets | $188,193,000 | 2,984 |
Long-term assets (5+ years) | $7,184,000 | 4,185 |
Average Assets, year-to-date | $144,892,200 | 3,412 |
Average Assets, quarterly | $177,919,000 | 3,161 |
Volatile liabilities | $5,677,000 | 3,778 |
Insider loans | $5,250,000 | 1,083 |
FHLB advances | $0 | 2,635 |
Loans and leases held for sale | $0 | 1,074 |
Unused loan commitments | $51,401,000 | 1,772 |
Tier 1 (core) risk-based capital | $32,316,000 | 2,491 |
Tier 2 risk-based capital | $0 | 2,824 |
Total risk weighted assets | $0 | 2,900 |
Total unused commitments | $51,401,000 | 1,772 |
Derivatives | $0 | 1,163 |
2023-09-30 | Rank | |
# of Employees: | 30 | 3,055 |
Assets and Liabilities | ||
Total Assets: | $163,718,000 | 3,291 |
Cash and due from depository institutions | $36,423,000 | 3,055 |
Interest-bearing balances | $33,817,000 | 1,260 |
Securities | $10,449,000 | 4,006 |
Federal funds sold & reverse repurchase agreements | $0 | 1,844 |
Net loans & leases | $113,122,000 | 3,047 |
Loan loss allowance | $1,106,000 | 3,316 |
Trading account assets | $0 | 216 |
Bank premises and fixed assets | $2,401,000 | 2,903 |
Other real estate owned | $0 | 3,055 |
Goodwill and other intangibles | $0 | 2,313 |
All other assets | $1,323,000 | 4,136 |
Life insurance assets | $0 | 3,103 |
Total liabilities and capital | $163,718,000 | 3,256 |
Total liabilities | $131,283,000 | 3,400 |
Total deposits | $130,044,000 | 3,365 |
Interest-bearing deposits | $105,160,000 | 3,204 |
Deposits held in domestic offices | $130,044,000 | 3,365 |
% insured | 61.60% | 3,879 |
Federal funds purchased & repurchase agreements | $0 | 1,178 |
Trading liabilities | $0 | 163 |
Other borrowed funds | $0 | 3,023 |
Subordinated debt | $0 | 70 |
All other liabilities | $1,239,000 | 2,941 |
Total equity capital | $32,435,000 | 2,185 |
Total bank equity capital | $32,435,000 | 2,175 |
Perpetual preferred stock | $0 | 116 |
Common stock | $19,228,000 | 182 |
Surplus | $20,141,000 | 1,476 |
Undivided profits | $-6,934,000 | 4,419 |
Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,837 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
Income earned, not collected on loans | $438,000 | 3,950 |
Earning assets | $157,388,000 | 3,208 |
Long-term assets (5+ years) | $11,068,000 | 4,064 |
Average Assets, year-to-date | $133,085,250 | 3,529 |
Average Assets, quarterly | $147,156,000 | 3,404 |
Volatile liabilities | $5,247,000 | 3,800 |
Insider loans | $5,250,000 | 1,069 |
FHLB advances | $0 | 2,657 |
Loans and leases held for sale | $0 | 1,153 |
Unused loan commitments | $54,225,000 | 1,749 |
Tier 1 (core) risk-based capital | $32,651,000 | 2,478 |
Tier 2 risk-based capital | $0 | 2,835 |
Total risk weighted assets | $0 | 2,915 |
Total unused commitments | $54,225,000 | 1,749 |
Derivatives | $0 | 1,168 |
2023-06-30 | Rank | |
# of Employees: | 29 | 3,131 |
Assets and Liabilities | ||
Total Assets: | $130,594,000 | 3,605 |
Cash and due from depository institutions | $26,008,000 | 3,131 |
Interest-bearing balances | $25,009,000 | 1,469 |
Securities | $10,975,000 | 4,022 |
Federal funds sold & reverse repurchase agreements | $0 | 1,868 |
Net loans & leases | $89,630,000 | 3,309 |
Loan loss allowance | $883,000 | 3,569 |
Trading account assets | $0 | 212 |
Bank premises and fixed assets | $2,443,000 | 2,874 |
Other real estate owned | $0 | 3,131 |
Goodwill and other intangibles | $0 | 2,313 |
All other assets | $1,538,000 | 4,039 |
Life insurance assets | $0 | 3,127 |
Total liabilities and capital | $130,594,000 | 3,567 |
Total liabilities | $97,301,000 | 3,764 |
Total deposits | $96,140,000 | 3,744 |
Interest-bearing deposits | $75,580,000 | 3,597 |
Deposits held in domestic offices | $96,140,000 | 3,743 |
% insured | 66.20% | 3,579 |
Federal funds purchased & repurchase agreements | $0 | 1,196 |
Trading liabilities | $0 | 155 |
Other borrowed funds | $0 | 3,023 |
Subordinated debt | $0 | 71 |
All other liabilities | $1,161,000 | 2,860 |
Total equity capital | $33,293,000 | 2,180 |
Total bank equity capital | $33,293,000 | 2,170 |
Perpetual preferred stock | $0 | 119 |
Common stock | $19,228,000 | 182 |
Surplus | $20,086,000 | 1,480 |
Undivided profits | $-6,021,000 | 4,468 |
Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,836 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
Income earned, not collected on loans | $331,000 | 4,099 |
Earning assets | $125,614,000 | 3,512 |
Long-term assets (5+ years) | $9,932,000 | 4,147 |
Average Assets, year-to-date | $122,874,333 | 3,649 |
Average Assets, quarterly | $126,119,000 | 3,619 |
Volatile liabilities | $2,747,000 | 4,064 |
Insider loans | $5,250,000 | 1,057 |
FHLB advances | $0 | 2,663 |
Loans and leases held for sale | $0 | 1,186 |
Unused loan commitments | $33,104,000 | 2,262 |
Tier 1 (core) risk-based capital | $33,380,000 | 2,415 |
Tier 2 risk-based capital | $924,000 | 2,275 |
Total risk weighted assets | $102,803,000 | 2,217 |
Total unused commitments | $33,104,000 | 2,263 |
Derivatives | $0 | 1,164 |
2023-03-31 | Rank | |
# of Employees: | 25 | 3,358 |
Assets and Liabilities | ||
Total Assets: | $121,644,000 | 3,707 |
Cash and due from depository institutions | $26,044,000 | 3,358 |
Interest-bearing balances | $24,783,000 | 1,569 |
Securities | $15,297,000 | 3,900 |
Federal funds sold & reverse repurchase agreements | $0 | 1,938 |
Net loans & leases | $76,190,000 | 3,496 |
Loan loss allowance | $749,000 | 3,751 |
Trading account assets | $0 | 224 |
Bank premises and fixed assets | $2,496,000 | 2,861 |
Other real estate owned | $0 | 3,358 |
Goodwill and other intangibles | $0 | 2,327 |
All other assets | $1,617,000 | 4,013 |
Life insurance assets | $0 | 3,143 |
Total liabilities and capital | $121,644,000 | 3,707 |
Total liabilities | $87,612,000 | 3,904 |
Total deposits | $86,515,000 | 3,868 |
Interest-bearing deposits | $71,080,000 | 3,733 |
Deposits held in domestic offices | $86,515,000 | 3,867 |
% insured | 59.42% | 4,038 |
Federal funds purchased & repurchase agreements | $0 | 1,096 |
Trading liabilities | $0 | 167 |
Other borrowed funds | $0 | 2,785 |
Subordinated debt | $0 | 68 |
All other liabilities | $1,097,000 | 2,868 |
Total equity capital | $34,032,000 | 2,149 |
Total bank equity capital | $34,032,000 | 2,149 |
Perpetual preferred stock | $0 | 77 |
Common stock | $19,228,000 | 182 |
Surplus | $20,029,000 | 1,496 |
Undivided profits | $-5,225,000 | 4,471 |
Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,889 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
Income earned, not collected on loans | $302,000 | 4,155 |
Earning assets | $116,270,000 | 3,665 |
Long-term assets (5+ years) | $10,610,000 | 4,195 |
Average Assets, year-to-date | $119,014,500 | 3,733 |
Average Assets, quarterly | $119,014,500 | 3,733 |
Volatile liabilities | $0 | 4,515 |
Insider loans | $5,250,000 | 1,046 |
FHLB advances | $0 | 2,522 |
Loans and leases held for sale | $0 | 1,096 |
Unused loan commitments | $34,417,000 | 2,274 |
Tier 1 (core) risk-based capital | $33,915,000 | 2,404 |
Tier 2 risk-based capital | $749,000 | 2,448 |
Total risk weighted assets | $98,299,000 | 2,288 |
Total unused commitments | $34,417,000 | 2,274 |
Derivatives | $0 | 1,166 |
2022-12-31 | Rank | |
# of Employees: | 20 | 3,670 |
Assets and Liabilities | ||
Total Assets: | $116,385,000 | 3,787 |
Cash and due from depository institutions | $33,275,000 | 3,670 |
Interest-bearing balances | $32,078,000 | 1,218 |
Securities | $13,567,000 | 4,012 |
Federal funds sold & reverse repurchase agreements | $0 | 1,839 |
Net loans & leases | $66,255,000 | 3,673 |
Loan loss allowance | $745,000 | 3,749 |
Trading account assets | $0 | 239 |
Bank premises and fixed assets | $2,389,000 | 2,912 |
Other real estate owned | $0 | 3,670 |
Goodwill and other intangibles | $0 | 2,346 |
All other assets | $899,000 | 4,379 |
Life insurance assets | $0 | 3,164 |
Total liabilities and capital | $116,385,000 | 3,787 |
Total liabilities | $81,939,000 | 4,000 |
Total deposits | $80,933,000 | 3,956 |
Interest-bearing deposits | $68,828,000 | 3,788 |
Deposits held in domestic offices | $80,933,000 | 3,955 |
% insured | 49.53% | 4,317 |
Federal funds purchased & repurchase agreements | $0 | 1,292 |
Trading liabilities | $0 | 171 |
Other borrowed funds | $0 | 2,705 |
Subordinated debt | $0 | 70 |
All other liabilities | $1,006,000 | 2,794 |
Total equity capital | $34,446,000 | 2,096 |
Total bank equity capital | $34,446,000 | 2,096 |
Perpetual preferred stock | $0 | 77 |
Common stock | $19,228,000 | 182 |
Surplus | $19,973,000 | 1,498 |
Undivided profits | $-4,755,000 | 4,467 |
Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,914 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
Income earned, not collected on loans | $253,000 | 4,295 |
Earning assets | $111,900,000 | 3,726 |
Long-term assets (5+ years) | $8,462,000 | 4,314 |
Average Assets, year-to-date | $85,599,000 | 4,066 |
Average Assets, quarterly | $113,067,000 | 3,813 |
Volatile liabilities | $0 | 4,544 |
Insider loans | $5,250,000 | 1,040 |
FHLB advances | $0 | 2,484 |
Loans and leases held for sale | $0 | 1,039 |
Unused loan commitments | $30,671,000 | 2,382 |
Tier 1 (core) risk-based capital | $34,376,000 | 2,377 |
Tier 2 risk-based capital | $745,000 | 2,459 |
Total risk weighted assets | $85,195,000 | 2,392 |
Total unused commitments | $30,671,000 | 2,382 |
Derivatives | $0 | 1,127 |
2022-09-30 | Rank | |
# of Employees: | 20 | 3,693 |
Assets and Liabilities | ||
Total Assets: | $109,749,000 | 3,867 |
Cash and due from depository institutions | $52,887,000 | 3,693 |
Interest-bearing balances | $51,878,000 | 1,028 |
Securities | $0 | 4,660 |
Federal funds sold & reverse repurchase agreements | $0 | 1,881 |
Net loans & leases | $54,114,000 | 3,870 |
Loan loss allowance | $610,000 | 3,924 |
Trading account assets | $0 | 245 |
Bank premises and fixed assets | $1,820,000 | 3,179 |
Other real estate owned | $0 | 3,693 |
Goodwill and other intangibles | $0 | 2,377 |
All other assets | $928,000 | 4,389 |
Life insurance assets | $0 | 3,189 |
Total liabilities and capital | $109,749,000 | 3,867 |
Total liabilities | $74,822,000 | 4,113 |
Total deposits | $73,841,000 | 4,078 |
Interest-bearing deposits | $61,706,000 | 3,919 |
Deposits held in domestic offices | $73,841,000 | 4,078 |
% insured | 51.90% | 4,266 |
Federal funds purchased & repurchase agreements | $0 | 1,224 |
Trading liabilities | $0 | 179 |
Other borrowed funds | $0 | 2,496 |
Subordinated debt | $0 | 71 |
All other liabilities | $981,000 | 2,863 |
Total equity capital | $34,927,000 | 2,034 |
Total bank equity capital | $34,927,000 | 2,032 |
Perpetual preferred stock | $0 | 74 |
Common stock | $19,228,000 | 188 |
Surplus | $19,911,000 | 1,506 |
Undivided profits | $-4,212,000 | 4,434 |
Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,992 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 607 |
Income earned, not collected on loans | $154,000 | 4,519 |
Earning assets | $105,992,000 | 3,803 |
Long-term assets (5+ years) | $4,277,000 | 4,512 |
Average Assets, year-to-date | $75,337,000 | 4,214 |
Average Assets, quarterly | $91,118,000 | 4,034 |
Volatile liabilities | $0 | 4,570 |
Insider loans | $5,250,000 | 1,023 |
FHLB advances | $0 | 2,270 |
Loans and leases held for sale | $0 | 1,234 |
Unused loan commitments | $7,409,000 | 3,770 |
Tier 1 (core) risk-based capital | $34,927,000 | 2,348 |
Tier 2 risk-based capital | $610,000 | 2,592 |
Total risk weighted assets | $58,988,000 | 2,657 |
Total unused commitments | $7,409,000 | 3,770 |
Derivatives | $0 | 1,203 |
2022-06-30 | Rank | |
# of Employees: | 18 | 3,868 |
Assets and Liabilities | ||
Total Assets: | $72,487,000 | 4,291 |
Cash and due from depository institutions | $33,499,000 | 3,868 |
Interest-bearing balances | $32,728,000 | 1,643 |
Securities | $0 | 4,683 |
Federal funds sold & reverse repurchase agreements | $0 | 1,944 |
Net loans & leases | $36,399,000 | 4,205 |
Loan loss allowance | $380,000 | 4,281 |
Trading account assets | $0 | 253 |
Bank premises and fixed assets | $1,524,000 | 3,366 |
Other real estate owned | $0 | 3,868 |
Goodwill and other intangibles | $0 | 2,393 |
All other assets | $1,065,000 | 4,287 |
Life insurance assets | $0 | 3,216 |
Total liabilities and capital | $72,487,000 | 4,291 |
Total liabilities | $36,882,000 | 4,588 |
Total deposits | $35,870,000 | 4,582 |
Interest-bearing deposits | $26,726,000 | 4,555 |
Deposits held in domestic offices | $35,870,000 | 4,582 |
% insured | 52.14% | 4,319 |
Federal funds purchased & repurchase agreements | $0 | 1,064 |
Trading liabilities | $0 | 183 |
Other borrowed funds | $0 | 2,406 |
Subordinated debt | $0 | 73 |
All other liabilities | $1,012,000 | 2,703 |
Total equity capital | $35,605,000 | 2,075 |
Total bank equity capital | $35,605,000 | 2,074 |
Perpetual preferred stock | $0 | 74 |
Common stock | $19,228,000 | 187 |
Surplus | $19,845,000 | 1,508 |
Undivided profits | $-3,468,000 | 4,501 |
Noncontrolling interests in consolidated subsidiaries | $0 | 109 |
Memoranda | ||
Noncurrent loans and leases | $0 | 4,026 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 621 |
Income earned, not collected on loans | $91,000 | 4,660 |
Earning assets | $69,127,000 | 4,260 |
Long-term assets (5+ years) | $0 | 4,739 |
Average Assets, year-to-date | $58,131,000 | 4,433 |
Average Assets, quarterly | $58,131,000 | 4,433 |
Volatile liabilities | $0 | 4,627 |
Insider loans | $5,250,000 | 1,040 |
FHLB advances | $0 | 2,168 |
Loans and leases held for sale | $0 | 1,335 |
Unused loan commitments | $6,959,000 | 3,883 |
Tier 1 (core) risk-based capital | $35,605,000 | 2,294 |
Tier 2 risk-based capital | $380,000 | 2,782 |
Total risk weighted assets | $39,234,000 | 2,818 |
Total unused commitments | $6,959,000 | 3,883 |
Derivatives | $0 | 1,253 |
2022-03-31 | Rank | |
# of Employees: | 12 | 4,256 |
Assets and Liabilities | ||
Total Assets: | $43,775,000 | 4,602 |
Cash and due from depository institutions | $33,586,000 | 4,256 |
Interest-bearing balances | $33,100,000 | 2,053 |
Securities | $0 | 4,701 |
Federal funds sold & reverse repurchase agreements | $0 | 2,021 |
Net loans & leases | $8,193,000 | 4,707 |
Loan loss allowance | $85,000 | 4,696 |
Trading account assets | $0 | 254 |
Bank premises and fixed assets | $1,239,000 | 3,560 |
Other real estate owned | $0 | 4,256 |
Goodwill and other intangibles | $0 | 2,403 |
All other assets | $757,000 | 4,426 |
Life insurance assets | $0 | 3,230 |
Total liabilities and capital | $43,775,000 | 4,602 |
Total liabilities | $7,437,000 | 4,783 |
Total deposits | $6,456,000 | 4,773 |
Interest-bearing deposits | $1,317,000 | 4,767 |
Deposits held in domestic offices | $6,456,000 | 4,773 |
% insured | 37.35% | 4,668 |
Federal funds purchased & repurchase agreements | $0 | 970 |
Trading liabilities | $0 | 188 |
Other borrowed funds | $0 | 2,426 |
Subordinated debt | $0 | 73 |
All other liabilities | $981,000 | 2,725 |
Total equity capital | $36,338,000 | 2,138 |
Total bank equity capital | $36,338,000 | 2,137 |
Perpetual preferred stock | $0 | 68 |
Common stock | $19,103,000 | 189 |
Surplus | $19,657,000 | 1,491 |
Undivided profits | $-2,422,000 | 4,593 |
Noncontrolling interests in consolidated subsidiaries | $0 | 112 |
Memoranda | ||
Noncurrent loans and leases | $0 | 4,066 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 644 |
Income earned, not collected on loans | $19,000 | 4,762 |
Earning assets | $41,293,000 | 4,586 |
Long-term assets (5+ years) | $1,710,000 | 4,698 |
Average Assets, year-to-date | $43,775,000 | 4,598 |
Average Assets, quarterly | $43,775,000 | 4,598 |
Volatile liabilities | $0 | 4,655 |
Insider loans | $0 | 4,198 |
FHLB advances | $0 | 2,169 |
Loans and leases held for sale | $0 | 1,440 |
Unused loan commitments | $667,000 | 4,627 |
Tier 1 (core) risk-based capital | $36,338,000 | 2,239 |
Tier 2 risk-based capital | $85,000 | 3,028 |
Total risk weighted assets | $10,635,000 | 3,051 |
Total unused commitments | $667,000 | 4,627 |
Derivatives | $0 | 1,294 |