Libertyville Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$134,008,000410
Total interest expense$47,319,000405
Net interest income$86,689,000420
Provision for loan and lease losses$2,390,000509
Total noninterest income$5,277,0001,152
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,357,000792
Trading account gains and fees$465,00083
Additional Noninterest Income$3,455,0001,151
Total noninterest expense$32,609,000826
Salaries and employee benefits$15,398,000940
Premises and equipment expense$2,385,0001,040
Additional noninterest expense$3,455,0001,151
Pre-tax net operating income$56,967,000317
Securities gains (losses)$31,000535
Applicable income taxes$14,574,000257
Income before extraordinary items$42,424,000327
Extraordinary gains, net$054
Net income$42,424,000332
Minority interest net income$088
Net income of bank and minority interests.$42,424,000330
Net charge-offs$588,000698
Cash dividends$15,000,000360
Sale, conversion, retirement of capital stock, net$590,000251
Net operating income$42,399,510338
2023-09-30 (YTD Data)Rank
Total interest income$96,688,000412
Total interest expense$32,106,000410
Net interest income$64,582,000433
Provision for loan and lease losses$425,0001,113
Total noninterest income$3,826,0001,179
Gross Fiduciary activities income$0950
Service charges on deposit accounts$997,000804
Trading account gains and fees$457,00078
Additional Noninterest Income$2,372,0001,216
Total noninterest expense$23,348,000871
Salaries and employee benefits$11,352,000959
Premises and equipment expense$1,797,0001,037
Additional noninterest expense$2,372,0001,216
Pre-tax net operating income$44,635,000322
Securities gains (losses)$-24,0003,657
Applicable income taxes$11,459,000253
Income before extraordinary items$33,152,000330
Extraordinary gains, net$052
Net income$33,152,000333
Minority interest net income$081
Net income of bank and minority interests.$33,152,000330
Net charge-offs$578,000536
Cash dividends$15,000,000287
Sale, conversion, retirement of capital stock, net$438,000238
Net operating income$33,170,960339
2023-06-30 (YTD Data)Rank
Total interest income$61,598,000412
Total interest expense$18,678,000414
Net interest income$42,920,000432
Provision for loan and lease losses$673,000644
Total noninterest income$2,574,0001,114
Gross Fiduciary activities income$0931
Service charges on deposit accounts$648,000808
Trading account gains and fees$220,00077
Additional Noninterest Income$1,706,0001,094
Total noninterest expense$15,297,000861
Salaries and employee benefits$7,472,000969
Premises and equipment expense$1,189,0001,036
Additional noninterest expense$1,706,0001,093
Pre-tax net operating income$29,524,000322
Securities gains (losses)$10,000643
Applicable income taxes$7,442,000265
Income before extraordinary items$22,092,000338
Extraordinary gains, net$051
Net income$22,092,000345
Minority interest net income$081
Net income of bank and minority interests.$22,092,000339
Net charge-offs$236,000623
Cash dividends$15,000,000215
Sale, conversion, retirement of capital stock, net$292,000224
Net operating income$22,084,100341
2023-03-31 (YTD Data)Rank
Total interest income$28,744,000443
Total interest expense$7,874,000431
Net interest income$20,870,000452
Provision for loan and lease losses$185,000925
Total noninterest income$1,520,000995
Gross Fiduciary activities income$0913
Service charges on deposit accounts$331,000803
Trading account gains and fees$206,00075
Additional Noninterest Income$983,000977
Total noninterest expense$7,678,000867
Salaries and employee benefits$3,754,000986
Premises and equipment expense$589,0001,071
Additional noninterest expense$983,000977
Pre-tax net operating income$14,527,000338
Securities gains (losses)$28,000367
Applicable income taxes$3,788,000276
Income before extraordinary items$10,767,000348
Extraordinary gains, net$04
Net income$10,767,000349
Minority interest net income$048
Net income of bank and minority interests.$10,767,000349
Net charge-offs$124,000543
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$155,000199
Net operating income$10,744,880353
2022-12-31 (YTD Data)Rank
Total interest income$78,727,000508
Total interest expense$10,782,000433
Net interest income$67,945,000524
Provision for loan and lease losses$4,033,000324
Total noninterest income$4,925,0001,214
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,588,000704
Trading account gains and fees$625,00081
Additional Noninterest Income$2,712,0001,347
Total noninterest expense$26,885,000948
Salaries and employee benefits$12,777,0001,087
Premises and equipment expense$2,469,0001,015
Additional noninterest expense$2,712,0001,347
Pre-tax net operating income$41,952,000429
Securities gains (losses)$-71,0003,823
Applicable income taxes$11,049,000349
Income before extraordinary items$30,832,000454
Extraordinary gains, net$05
Net income$30,832,000454
Minority interest net income$063
Net income of bank and minority interests.$30,832,000455
Net charge-offs$-88,0004,244
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$609,000296
Net operating income$30,888,090460
2022-09-30 (YTD Data)Rank
Total interest income$52,234,000533
Total interest expense$5,352,000440
Net interest income$46,882,000547
Provision for loan and lease losses$3,438,000280
Total noninterest income$3,752,0001,213
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,244,000683
Trading account gains and fees$599,00080
Additional Noninterest Income$1,909,0001,426
Total noninterest expense$19,599,000968
Salaries and employee benefits$9,330,0001,111
Premises and equipment expense$1,764,0001,050
Additional noninterest expense$1,909,0001,426
Pre-tax net operating income$27,597,000471
Securities gains (losses)$-76,0004,168
Applicable income taxes$7,280,000390
Income before extraordinary items$20,241,000505
Extraordinary gains, net$04
Net income$20,241,000504
Minority interest net income$057
Net income of bank and minority interests.$20,241,000505
Net charge-offs$-130,0004,372
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$456,000266
Net operating income$20,301,040514
2022-06-30 (YTD Data)Rank
Total interest income$31,122,000565
Total interest expense$2,758,000439
Net interest income$28,364,000568
Provision for loan and lease losses$1,371,000335
Total noninterest income$2,237,0001,287
Gross Fiduciary activities income$0925
Service charges on deposit accounts$864,000660
Trading account gains and fees$458,00070
Additional Noninterest Income$915,0001,766
Total noninterest expense$12,925,000962
Salaries and employee benefits$6,193,0001,108
Premises and equipment expense$1,159,0001,059
Additional noninterest expense$5,573,000705
Pre-tax net operating income$16,305,000497
Securities gains (losses)$-27,0004,141
Applicable income taxes$4,282,000406
Income before extraordinary items$11,996,000530
Extraordinary gains, net$04
Net income$11,996,000529
Minority interest net income$060
Net income of bank and minority interests.$11,996,000530
Net charge-offs$-164,0004,508
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$283,000258
Net operating income$12,017,330538
2022-03-31 (YTD Data)Rank
Total interest income$14,421,000581
Total interest expense$1,349,000421
Net interest income$13,072,000594
Provision for loan and lease losses$736,000252
Total noninterest income$1,045,0001,332
Gross Fiduciary activities income$0892
Service charges on deposit accounts$434,000647
Trading account gains and fees$177,00079
Additional Noninterest Income$434,0001,827
Total noninterest expense$6,497,000951
Salaries and employee benefits$3,195,0001,093
Premises and equipment expense$587,0001,055
Additional noninterest expense$2,715,000713
Pre-tax net operating income$6,884,000545
Securities gains (losses)$13,000345
Applicable income taxes$1,796,000445
Income before extraordinary items$5,101,000585
Extraordinary gains, net$04
Net income$5,101,000585
Minority interest net income$050
Net income of bank and minority interests.$5,101,000585
Net charge-offs$-42,0004,358
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$147,000228
Net operating income$5,090,730592
2021-12-31 (YTD Data)Rank
Total interest income$55,248,000618
Total interest expense$6,897,000398
Net interest income$48,351,000647
Provision for loan and lease losses$-3,747,0004,652
Total noninterest income$5,234,0001,275
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,539,000674
Trading account gains and fees$1,549,00072
Additional Noninterest Income$2,146,0001,839
Total noninterest expense$26,252,000946
Salaries and employee benefits$12,553,0001,086
Premises and equipment expense$2,346,0001,047
Additional noninterest expense$11,353,000696
Pre-tax net operating income$31,080,000536
Securities gains (losses)$-37,0004,529
Applicable income taxes$8,022,000452
Income before extraordinary items$23,021,000580
Extraordinary gains, net$010
Net income$23,021,000580
Minority interest net income$074
Net income of bank and minority interests.$23,021,000581
Net charge-offs$95,0001,364
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$328,000359
Net operating income$23,050,230572
2021-09-30 (YTD Data)Rank
Total interest income$41,121,000635
Total interest expense$5,463,000400
Net interest income$35,658,000667
Provision for loan and lease losses$-4,022,0004,740
Total noninterest income$3,858,0001,321
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,129,000677
Trading account gains and fees$1,254,00072
Additional Noninterest Income$1,475,0001,972
Total noninterest expense$19,487,000957
Salaries and employee benefits$9,473,0001,090
Premises and equipment expense$1,714,0001,086
Additional noninterest expense$8,300,000710
Pre-tax net operating income$24,051,000538
Securities gains (losses)$-25,0004,666
Applicable income taxes$6,181,000454
Income before extraordinary items$17,845,000583
Extraordinary gains, net$08
Net income$17,845,000581
Minority interest net income$069
Net income of bank and minority interests.$17,845,000583
Net charge-offs$-49,0004,204
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$198,000343
Net operating income$17,864,750581
2021-06-30 (YTD Data)Rank
Total interest income$27,053,000641
Total interest expense$3,849,000403
Net interest income$23,204,000681
Provision for loan and lease losses$-4,337,0004,797
Total noninterest income$2,361,0001,388
Gross Fiduciary activities income$0951
Service charges on deposit accounts$729,000669
Trading account gains and fees$770,00078
Additional Noninterest Income$862,0002,083
Total noninterest expense$12,886,000956
Salaries and employee benefits$6,363,0001,078
Premises and equipment expense$1,187,0001,044
Additional noninterest expense$5,336,000723
Pre-tax net operating income$17,016,000505
Securities gains (losses)$-19,0004,706
Applicable income taxes$4,369,000438
Income before extraordinary items$12,628,000549
Extraordinary gains, net$06
Net income$12,628,000549
Minority interest net income$067
Net income of bank and minority interests.$12,628,000549
Net charge-offs$-79,0004,519
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$125,000327
Net operating income$12,643,010537
2021-03-31 (YTD Data)Rank
Total interest income$13,082,000655
Total interest expense$2,024,000399
Net interest income$11,058,000694
Provision for loan and lease losses$-2,452,0004,834
Total noninterest income$920,0001,603
Gross Fiduciary activities income$0922
Service charges on deposit accounts$366,000654
Trading account gains and fees$180,00093
Additional Noninterest Income$374,0002,221
Total noninterest expense$6,353,000962
Salaries and employee benefits$3,281,0001,054
Premises and equipment expense$588,0001,064
Additional noninterest expense$2,484,000755
Pre-tax net operating income$8,077,000528
Securities gains (losses)$-23,0004,753
Applicable income taxes$2,054,000454
Income before extraordinary items$6,000,000571
Extraordinary gains, net$03
Net income$6,000,000570
Minority interest net income$055
Net income of bank and minority interests.$6,000,000571
Net charge-offs$37,000931
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$50,000325
Net operating income$6,018,170559
2020-12-31 (YTD Data)Rank
Total interest income$56,911,000597
Total interest expense$11,699,000440
Net interest income$45,212,000653
Provision for loan and lease losses$7,651,000430
Total noninterest income$2,918,0001,750
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,368,000736
Trading account gains and fees$635,000104
Additional Noninterest Income$915,0002,574
Total noninterest expense$25,518,000936
Salaries and employee benefits$11,944,0001,080
Premises and equipment expense$2,325,0001,042
Additional noninterest expense$11,249,000674
Pre-tax net operating income$14,961,000749
Securities gains (losses)$29,0001,952
Applicable income taxes$3,700,000608
Income before extraordinary items$11,290,000861
Extraordinary gains, net$04
Net income$11,290,000861
Minority interest net income$072
Net income of bank and minority interests.$11,290,000861
Net charge-offs$138,0001,781
Cash dividends$9,000,000494
Sale, conversion, retirement of capital stock, net$-102,0004,933
Net operating income$11,267,090817
2020-09-30 (YTD Data)Rank
Total interest income$43,682,000587
Total interest expense$9,399,000447
Net interest income$34,283,000638
Provision for loan and lease losses$7,725,000372
Total noninterest income$2,143,0001,734
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,012,000740
Trading account gains and fees$493,000101
Additional Noninterest Income$638,0002,599
Total noninterest expense$19,044,000925
Salaries and employee benefits$9,007,0001,062
Premises and equipment expense$1,720,0001,048
Additional noninterest expense$8,317,000663
Pre-tax net operating income$9,657,000826
Securities gains (losses)$33,0001,722
Applicable income taxes$2,425,000630
Income before extraordinary items$7,265,000951
Extraordinary gains, net$04
Net income$7,265,000951
Minority interest net income$065
Net income of bank and minority interests.$7,265,000951
Net charge-offs$26,0002,387
Cash dividends$9,000,000384
Sale, conversion, retirement of capital stock, net$-5,0004,961
Net operating income$7,238,930921
2020-06-30 (YTD Data)Rank
Total interest income$30,042,000579
Total interest expense$6,747,000450
Net interest income$23,295,000621
Provision for loan and lease losses$5,877,000357
Total noninterest income$1,568,0001,581
Gross Fiduciary activities income$0970
Service charges on deposit accounts$668,000749
Trading account gains and fees$490,00091
Additional Noninterest Income$410,0002,592
Total noninterest expense$12,479,000929
Salaries and employee benefits$6,045,0001,044
Premises and equipment expense$1,189,0001,012
Additional noninterest expense$5,245,000674
Pre-tax net operating income$6,507,000737
Securities gains (losses)$33,0001,488
Applicable income taxes$1,621,000577
Income before extraordinary items$4,919,000866
Extraordinary gains, net$04
Net income$4,919,000866
Minority interest net income$065
Net income of bank and minority interests.$4,919,000866
Net charge-offs$-25,0004,576
Cash dividends$9,000,000289
Sale, conversion, retirement of capital stock, net$-35,0005,008
Net operating income$4,892,930839
2020-03-31 (YTD Data)Rank
Total interest income$15,443,000565
Total interest expense$3,596,000471
Net interest income$11,847,000595
Provision for loan and lease losses$1,247,000535
Total noninterest income$775,0001,495
Gross Fiduciary activities income$0941
Service charges on deposit accounts$367,000796
Trading account gains and fees$145,00097
Additional Noninterest Income$263,0002,139
Total noninterest expense$5,961,000967
Salaries and employee benefits$2,987,0001,065
Premises and equipment expense$596,0001,031
Additional noninterest expense$2,378,000757
Pre-tax net operating income$5,414,000436
Securities gains (losses)$22,0001,107
Applicable income taxes$1,368,000353
Income before extraordinary items$4,068,000493
Extraordinary gains, net$04
Net income$4,068,000493
Minority interest net income$056
Net income of bank and minority interests.$4,068,000493
Net charge-offs$-57,0004,888
Cash dividends$9,000,000209
Sale, conversion, retirement of capital stock, net$-48,0005,068
Net operating income$4,050,620478
2019-12-31 (YTD Data)Rank
Total interest income$65,199,000545
Total interest expense$14,235,000503
Net interest income$50,964,000546
Provision for loan and lease losses$395,0001,696
Total noninterest income$3,166,0001,513
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,391,000864
Trading account gains and fees$517,00099
Additional Noninterest Income$1,258,0001,998
Total noninterest expense$23,378,000955
Salaries and employee benefits$11,929,0001,043
Premises and equipment expense$2,444,0001,001
Additional noninterest expense$9,005,000767
Pre-tax net operating income$30,357,000443
Securities gains (losses)$84,0001,021
Applicable income taxes$7,564,000382
Income before extraordinary items$22,877,000487
Extraordinary gains, net$011
Net income$22,877,000486
Minority interest net income$076
Net income of bank and minority interests.$22,877,000488
Net charge-offs$537,000980
Cash dividends$11,000,000447
Sale, conversion, retirement of capital stock, net$173,000415
Net operating income$22,810,640478
2019-09-30 (YTD Data)Rank
Total interest income$49,024,000546
Total interest expense$10,581,000513
Net interest income$38,443,000547
Provision for loan and lease losses$234,0001,807
Total noninterest income$2,212,0001,574
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,011,000880
Trading account gains and fees$300,000108
Additional Noninterest Income$901,0002,038
Total noninterest expense$17,413,000954
Salaries and employee benefits$8,862,0001,048
Premises and equipment expense$1,814,0001,005
Additional noninterest expense$6,737,000770
Pre-tax net operating income$23,008,000444
Securities gains (losses)$90,000830
Applicable income taxes$5,730,000380
Income before extraordinary items$17,368,000485
Extraordinary gains, net$011
Net income$17,368,000486
Minority interest net income$072
Net income of bank and minority interests.$17,368,000486
Net charge-offs$569,000699
Cash dividends$11,000,000345
Sale, conversion, retirement of capital stock, net$133,000373
Net operating income$17,296,900472
2019-06-30 (YTD Data)Rank
Total interest income$32,126,000552
Total interest expense$6,759,000525
Net interest income$25,367,000554
Provision for loan and lease losses$-218,0005,215
Total noninterest income$1,462,0001,554
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$660,000886
Trading account gains and fees$223,000100
Additional Noninterest Income$579,0002,048
Total noninterest expense$11,575,000955
Salaries and employee benefits$5,860,0001,049
Premises and equipment expense$1,219,0001,007
Additional noninterest expense$4,496,000777
Pre-tax net operating income$15,472,000432
Securities gains (losses)$49,000753
Applicable income taxes$3,842,000370
Income before extraordinary items$11,679,000472
Extraordinary gains, net$011
Net income$11,679,000472
Minority interest net income$069
Net income of bank and minority interests.$11,679,000472
Net charge-offs$667,000478
Cash dividends$11,000,000261
Sale, conversion, retirement of capital stock, net$102,000352
Net operating income$11,640,290460
2019-03-31 (YTD Data)Rank
Total interest income$15,960,000547
Total interest expense$3,215,000536
Net interest income$12,745,000548
Provision for loan and lease losses$94,0001,520
Total noninterest income$710,0001,553
Gross Fiduciary activities income$0972
Service charges on deposit accounts$310,000933
Trading account gains and fees$106,000100
Additional Noninterest Income$294,0001,987
Total noninterest expense$5,865,000943
Salaries and employee benefits$2,965,0001,041
Premises and equipment expense$611,0001,011
Additional noninterest expense$2,289,000755
Pre-tax net operating income$7,496,000441
Securities gains (losses)$15,000633
Applicable income taxes$1,812,000385
Income before extraordinary items$5,699,000477
Extraordinary gains, net$05
Net income$5,699,000475
Minority interest net income$052
Net income of bank and minority interests.$5,699,000476
Net charge-offs$722,000262
Cash dividends$8,000,000205
Sale, conversion, retirement of capital stock, net$56,000304
Net operating income$5,687,150465
2018-12-31 (YTD Data)Rank
Total interest income$57,394,000564
Total interest expense$9,950,000521
Net interest income$47,444,000576
Provision for loan and lease losses$2,101,000485
Total noninterest income$2,853,0001,604
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,336,000904
Trading account gains and fees$206,000108
Additional Noninterest Income$1,311,0001,942
Total noninterest expense$22,935,000951
Salaries and employee benefits$11,294,0001,060
Premises and equipment expense$2,297,0001,054
Additional noninterest expense$9,344,000745
Pre-tax net operating income$25,261,000494
Securities gains (losses)$-27,0004,681
Applicable income taxes$5,869,000429
Income before extraordinary items$19,365,000533
Extraordinary gains, net$06
Net income$19,365,000531
Minority interest net income$072
Net income of bank and minority interests.$19,365,000532
Net charge-offs$996,000590
Cash dividends$1,000,0002,197
Sale, conversion, retirement of capital stock, net$222,000386
Net operating income$19,386,330531
2018-09-30 (YTD Data)Rank
Total interest income$41,811,000567
Total interest expense$6,828,000532
Net interest income$34,983,000578
Provision for loan and lease losses$1,945,000403
Total noninterest income$2,142,0001,616
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,008,000900
Trading account gains and fees$148,000114
Additional Noninterest Income$986,0001,956
Total noninterest expense$16,797,000969
Salaries and employee benefits$8,222,0001,092
Premises and equipment expense$1,710,0001,049
Additional noninterest expense$6,865,000745
Pre-tax net operating income$18,383,000508
Securities gains (losses)$-39,0005,091
Applicable income taxes$4,327,000440
Income before extraordinary items$14,017,000545
Extraordinary gains, net$05
Net income$14,017,000543
Minority interest net income$066
Net income of bank and minority interests.$14,017,000544
Net charge-offs$333,000929
Cash dividends$1,000,0001,656
Sale, conversion, retirement of capital stock, net$171,000363
Net operating income$14,047,810545
2018-06-30 (YTD Data)Rank
Total interest income$26,697,000583
Total interest expense$3,943,000562
Net interest income$22,754,000590
Provision for loan and lease losses$1,461,000359
Total noninterest income$1,379,0001,648
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$679,000889
Trading account gains and fees$117,000102
Additional Noninterest Income$583,0002,098
Total noninterest expense$11,127,000974
Salaries and employee benefits$5,469,0001,101
Premises and equipment expense$1,188,0001,015
Additional noninterest expense$4,470,000762
Pre-tax net operating income$11,545,000531
Securities gains (losses)$-30,0005,186
Applicable income taxes$2,728,000457
Income before extraordinary items$8,787,000564
Extraordinary gains, net$06
Net income$8,787,000563
Minority interest net income$065
Net income of bank and minority interests.$8,787,000563
Net charge-offs$126,0001,174
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$126,000337
Net operating income$8,810,700561
2018-03-31 (YTD Data)Rank
Total interest income$12,743,000602
Total interest expense$1,782,000585
Net interest income$10,961,000607
Provision for loan and lease losses$646,000381
Total noninterest income$696,0001,632
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$338,000891
Trading account gains and fees$43,000105
Additional Noninterest Income$315,0001,968
Total noninterest expense$5,406,0001,004
Salaries and employee benefits$2,684,0001,128
Premises and equipment expense$616,000994
Additional noninterest expense$2,106,000785
Pre-tax net operating income$5,605,000537
Securities gains (losses)$-20,0005,311
Applicable income taxes$1,339,000455
Income before extraordinary items$4,246,000569
Extraordinary gains, net$07
Net income$4,246,000570
Minority interest net income$052
Net income of bank and minority interests.$4,246,000569
Net charge-offs$86,000927
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$63,000308
Net operating income$4,261,800570
2017-12-31 (YTD Data)Rank
Total interest income$45,571,000633
Total interest expense$4,808,000707
Net interest income$40,763,000622
Provision for loan and lease losses$2,651,000404
Total noninterest income$2,463,0001,790
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,310,000933
Trading account gains and fees$378,00098
Additional Noninterest Income$775,0002,605
Total noninterest expense$21,913,000980
Salaries and employee benefits$10,734,0001,099
Premises and equipment expense$2,477,000965
Additional noninterest expense$8,702,000771
Pre-tax net operating income$18,662,000577
Securities gains (losses)$02,243
Applicable income taxes$7,039,000534
Income before extraordinary items$11,623,000654
Extraordinary gains, net$09
Net income$11,623,000654
Minority interest net income$076
Net income of bank and minority interests.$11,623,000654
Net charge-offs$2,425,000349
Cash dividends$4,000,000813
Sale, conversion, retirement of capital stock, net$305,000349
Net operating income$11,623,000646
2017-09-30 (YTD Data)Rank
Total interest income$33,514,000642
Total interest expense$3,307,000749
Net interest income$30,207,000628
Provision for loan and lease losses$1,854,000426
Total noninterest income$1,708,0001,897
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$995,000925
Trading account gains and fees$251,000100
Additional Noninterest Income$462,0002,914
Total noninterest expense$16,328,000985
Salaries and employee benefits$7,993,0001,113
Premises and equipment expense$1,830,000985
Additional noninterest expense$6,505,000762
Pre-tax net operating income$13,733,000594
Securities gains (losses)$02,274
Applicable income taxes$4,729,000518
Income before extraordinary items$9,004,000693
Extraordinary gains, net$09
Net income$9,004,000693
Minority interest net income$071
Net income of bank and minority interests.$9,004,000693
Net charge-offs$1,184,000444
Cash dividends$4,000,000592
Sale, conversion, retirement of capital stock, net$211,000337
Net operating income$9,004,000676
2017-06-30 (YTD Data)Rank
Total interest income$21,634,000656
Total interest expense$1,976,000810
Net interest income$19,658,000637
Provision for loan and lease losses$967,000512
Total noninterest income$972,0002,088
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$670,000907
Trading account gains and fees$120,000105
Additional Noninterest Income$182,0003,609
Total noninterest expense$10,666,0001,010
Salaries and employee benefits$5,198,0001,140
Premises and equipment expense$1,200,0001,004
Additional noninterest expense$4,268,000773
Pre-tax net operating income$8,997,000594
Securities gains (losses)$01,906
Applicable income taxes$3,025,000521
Income before extraordinary items$5,972,000680
Extraordinary gains, net$011
Net income$5,972,000680
Minority interest net income$071
Net income of bank and minority interests.$5,972,000680
Net charge-offs$1,210,000315
Cash dividends$4,000,000421
Sale, conversion, retirement of capital stock, net$161,000304
Net operating income$5,972,000667
2017-03-31 (YTD Data)Rank
Total interest income$10,504,000668
Total interest expense$896,000848
Net interest income$9,608,000643
Provision for loan and lease losses$244,000813
Total noninterest income$651,0001,729
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$347,000872
Trading account gains and fees$92,000100
Additional Noninterest Income$212,0002,509
Total noninterest expense$5,340,0001,009
Salaries and employee benefits$2,619,0001,148
Premises and equipment expense$675,000922
Additional noninterest expense$2,046,000793
Pre-tax net operating income$4,675,000554
Securities gains (losses)$01,153
Applicable income taxes$1,496,000513
Income before extraordinary items$3,179,000630
Extraordinary gains, net$08
Net income$3,179,000630
Minority interest net income$055
Net income of bank and minority interests.$3,179,000630
Net charge-offs$92,000978
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$106,000247
Net operating income$3,179,000618
2016-12-31 (YTD Data)Rank
Total interest income$39,677,000681
Total interest expense$3,858,000762
Net interest income$35,819,000673
Provision for loan and lease losses$1,501,000646
Total noninterest income$3,089,0001,606
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,411,000892
Trading account gains and fees$25,000157
Additional Noninterest Income$1,653,0001,768
Total noninterest expense$20,920,0001,015
Salaries and employee benefits$9,862,0001,165
Premises and equipment expense$2,617,000929
Additional noninterest expense$8,441,000784
Pre-tax net operating income$16,487,000606
Securities gains (losses)$980,000238
Applicable income taxes$6,223,000480
Income before extraordinary items$11,244,000688
Extraordinary gains, net$05
Net income$11,244,000687
Minority interest net income$082
Net income of bank and minority interests.$11,244,000687
Net charge-offs$779,000803
Cash dividends$6,000,000561
Sale, conversion, retirement of capital stock, net$214,000390
Net operating income$10,616,800706
2016-09-30 (YTD Data)Rank
Total interest income$29,696,000675
Total interest expense$2,904,000761
Net interest income$26,792,000668
Provision for loan and lease losses$456,0001,215
Total noninterest income$2,633,0001,462
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,060,000891
Trading account gains and fees$-14,0005,956
Additional Noninterest Income$1,587,0001,531
Total noninterest expense$15,413,0001,028
Salaries and employee benefits$7,422,0001,156
Premises and equipment expense$1,842,000975
Additional noninterest expense$6,149,000813
Pre-tax net operating income$13,556,000561
Securities gains (losses)$718,000274
Applicable income taxes$5,097,000451
Income before extraordinary items$9,177,000642
Extraordinary gains, net$05
Net income$9,177,000642
Minority interest net income$071
Net income of bank and minority interests.$9,177,000642
Net charge-offs$228,0001,360
Cash dividends$6,000,000431
Sale, conversion, retirement of capital stock, net$113,000409
Net operating income$8,717,480648
2016-06-30 (YTD Data)Rank
Total interest income$19,600,000683
Total interest expense$1,877,000775
Net interest income$17,723,000673
Provision for loan and lease losses$202,0001,601
Total noninterest income$1,681,0001,496
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$727,000851
Trading account gains and fees$-37,0006,033
Additional Noninterest Income$991,0001,560
Total noninterest expense$9,942,0001,053
Salaries and employee benefits$5,047,0001,145
Premises and equipment expense$1,183,0001,008
Additional noninterest expense$3,712,000897
Pre-tax net operating income$9,260,000539
Securities gains (losses)$326,000404
Applicable income taxes$3,439,000439
Income before extraordinary items$6,147,000632
Extraordinary gains, net$016
Net income$6,147,000630
Minority interest net income$071
Net income of bank and minority interests.$6,147,000631
Net charge-offs$15,0002,919
Cash dividends$6,000,000313
Sale, conversion, retirement of capital stock, net$73,000403
Net operating income$5,938,360630
2016-03-31 (YTD Data)Rank
Total interest income$9,741,000688
Total interest expense$928,000777
Net interest income$8,813,000677
Provision for loan and lease losses$-31,0005,929
Total noninterest income$784,0001,541
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$388,000799
Trading account gains and fees$43,000111
Additional Noninterest Income$353,0001,890
Total noninterest expense$5,198,0001,016
Salaries and employee benefits$2,843,0001,033
Premises and equipment expense$679,000913
Additional noninterest expense$1,676,000980
Pre-tax net operating income$4,430,000540
Securities gains (losses)$224,000273
Applicable income taxes$1,656,000448
Income before extraordinary items$2,998,000620
Extraordinary gains, net$012
Net income$2,998,000617
Minority interest net income$062
Net income of bank and minority interests.$2,998,000620
Net charge-offs$-4,0004,749
Cash dividends$2,000,000420
Sale, conversion, retirement of capital stock, net$93,000268
Net operating income$2,854,640631
2015-12-31 (YTD Data)Rank
Total interest income$38,667,000668
Total interest expense$3,782,000736
Net interest income$34,885,000651
Provision for loan and lease losses$2,061,000440
Total noninterest income$4,327,0001,234
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,481,000865
Trading account gains and fees$612,00086
Additional Noninterest Income$2,234,0001,412
Total noninterest expense$20,232,0001,023
Salaries and employee benefits$10,142,0001,106
Premises and equipment expense$2,781,000880
Additional noninterest expense$7,309,000898
Pre-tax net operating income$16,919,000558
Securities gains (losses)$35,0001,887
Applicable income taxes$6,085,000459
Income before extraordinary items$10,869,000680
Extraordinary gains, net$023
Net income$10,869,000679
Minority interest net income$081
Net income of bank and minority interests.$10,869,000680
Net charge-offs$1,304,000560
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-553,0006,131
Net operating income$10,846,600668
2015-09-30 (YTD Data)Rank
Total interest income$28,979,000669
Total interest expense$2,827,000742
Net interest income$26,152,000654
Provision for loan and lease losses$1,846,000355
Total noninterest income$3,402,0001,208
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,133,000854
Trading account gains and fees$395,00092
Additional Noninterest Income$1,874,0001,324
Total noninterest expense$15,466,0001,010
Salaries and employee benefits$7,938,0001,073
Premises and equipment expense$2,071,000901
Additional noninterest expense$5,457,000901
Pre-tax net operating income$12,242,000589
Securities gains (losses)$35,0001,699
Applicable income taxes$4,397,000486
Income before extraordinary items$7,880,000696
Extraordinary gains, net$021
Net income$7,880,000693
Minority interest net income$078
Net income of bank and minority interests.$7,880,000696
Net charge-offs$1,226,000415
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$272,000319
Net operating income$7,857,600681
2015-06-30 (YTD Data)Rank
Total interest income$19,266,000670
Total interest expense$1,875,000746
Net interest income$17,391,000658
Provision for loan and lease losses$1,319,000344
Total noninterest income$2,561,0001,127
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$786,000819
Trading account gains and fees$386,00089
Additional Noninterest Income$1,389,0001,253
Total noninterest expense$10,355,0001,009
Salaries and employee benefits$5,232,0001,084
Premises and equipment expense$1,403,000884
Additional noninterest expense$3,720,000876
Pre-tax net operating income$8,278,000574
Securities gains (losses)$28,0001,532
Applicable income taxes$2,976,000479
Income before extraordinary items$5,330,000688
Extraordinary gains, net$022
Net income$5,330,000685
Minority interest net income$075
Net income of bank and minority interests.$5,330,000688
Net charge-offs$857,000393
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$184,000301
Net operating income$5,312,080671
2015-03-31 (YTD Data)Rank
Total interest income$9,561,000666
Total interest expense$968,000721
Net interest income$8,593,000658
Provision for loan and lease losses$1,304,000185
Total noninterest income$1,087,0001,214
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$455,000694
Trading account gains and fees$201,00083
Additional Noninterest Income$431,0001,678
Total noninterest expense$5,246,000990
Salaries and employee benefits$2,685,0001,061
Premises and equipment expense$716,000876
Additional noninterest expense$1,845,000870
Pre-tax net operating income$3,130,000718
Securities gains (losses)$28,0001,089
Applicable income taxes$1,086,000592
Income before extraordinary items$2,072,000845
Extraordinary gains, net$013
Net income$2,072,000844
Minority interest net income$064
Net income of bank and minority interests.$2,072,000845
Net charge-offs$515,000349
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$78,000295
Net operating income$2,053,520824
2014-12-31 (YTD Data)Rank
Total interest income$39,485,000632
Total interest expense$5,119,000555
Net interest income$34,366,000642
Provision for loan and lease losses$-73,0005,999
Total noninterest income$3,095,0001,531
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,416,000936
Trading account gains and fees$312,000101
Additional Noninterest Income$1,367,0001,889
Total noninterest expense$20,709,000984
Salaries and employee benefits$10,307,0001,057
Premises and equipment expense$2,631,000925
Additional noninterest expense$7,771,000836
Pre-tax net operating income$16,825,000532
Securities gains (losses)$47,0001,772
Applicable income taxes$5,893,000442
Income before extraordinary items$10,979,000622
Extraordinary gains, net$017
Net income$10,979,000620
Minority interest net income$084
Net income of bank and minority interests.$10,979,000622
Net charge-offs$1,622,000616
Cash dividends$7,500,000428
Sale, conversion, retirement of capital stock, net$226,000412
Net operating income$10,948,450613
2014-09-30 (YTD Data)Rank
Total interest income$29,697,000630
Total interest expense$3,992,000538
Net interest income$25,705,000639
Provision for loan and lease losses$-11,0006,079
Total noninterest income$2,604,0001,415
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,073,000930
Trading account gains and fees$282,00093
Additional Noninterest Income$1,249,0001,665
Total noninterest expense$15,807,000960
Salaries and employee benefits$7,893,0001,028
Premises and equipment expense$1,958,000932
Additional noninterest expense$5,956,000817
Pre-tax net operating income$12,513,000541
Securities gains (losses)$39,0001,599
Applicable income taxes$4,383,000443
Income before extraordinary items$8,169,000630
Extraordinary gains, net$015
Net income$8,169,000626
Minority interest net income$081
Net income of bank and minority interests.$8,169,000628
Net charge-offs$1,518,000489
Cash dividends$4,000,000525
Sale, conversion, retirement of capital stock, net$202,000358
Net operating income$8,143,650619
2014-06-30 (YTD Data)Rank
Total interest income$19,954,000618
Total interest expense$2,735,000522
Net interest income$17,219,000633
Provision for loan and lease losses$-629,0006,526
Total noninterest income$1,869,0001,335
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$711,000921
Trading account gains and fees$283,00084
Additional Noninterest Income$875,0001,591
Total noninterest expense$10,575,000948
Salaries and employee benefits$5,245,0001,034
Premises and equipment expense$1,312,000936
Additional noninterest expense$4,018,000805
Pre-tax net operating income$9,142,000486
Securities gains (losses)$19,0001,669
Applicable income taxes$3,264,000418
Income before extraordinary items$5,897,000561
Extraordinary gains, net$020
Net income$5,897,000560
Minority interest net income$080
Net income of bank and minority interests.$5,897,000561
Net charge-offs$820,000590
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$123,000356
Net operating income$5,884,840558
2014-03-31 (YTD Data)Rank
Total interest income$10,060,000616
Total interest expense$1,410,000502
Net interest income$8,650,000630
Provision for loan and lease losses$-239,0006,583
Total noninterest income$519,0001,978
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$378,000867
Trading account gains and fees$-2,0006,687
Additional Noninterest Income$143,0003,037
Total noninterest expense$5,407,000932
Salaries and employee benefits$2,780,000993
Premises and equipment expense$671,000943
Additional noninterest expense$1,956,000820
Pre-tax net operating income$4,001,000528
Securities gains (losses)$5,0001,340
Applicable income taxes$1,389,000448
Income before extraordinary items$2,617,000608
Extraordinary gains, net$016
Net income$2,617,000609
Minority interest net income$066
Net income of bank and minority interests.$2,617,000609
Net charge-offs$186,000992
Cash dividends$2,000,000322
Sale, conversion, retirement of capital stock, net$56,000332
Net operating income$2,613,750601
2013-12-31 (YTD Data)Rank
Total interest income$40,776,000603
Total interest expense$6,853,000459
Net interest income$33,923,000625
Provision for loan and lease losses$4,007,000332
Total noninterest income$1,994,0002,181
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,420,000975
Trading account gains and fees$160,000128
Additional Noninterest Income$414,0003,611
Total noninterest expense$20,283,0001,004
Salaries and employee benefits$9,379,0001,165
Premises and equipment expense$2,601,000930
Additional noninterest expense$8,303,000823
Pre-tax net operating income$11,627,000676
Securities gains (losses)$-575,0006,719
Applicable income taxes$3,655,000584
Income before extraordinary items$7,397,000845
Extraordinary gains, net$029
Net income$7,397,000847
Minority interest net income$090
Net income of bank and minority interests.$7,397,000847
Net charge-offs$5,535,000307
Cash dividends$9,500,000341
Sale, conversion, retirement of capital stock, net$180,000449
Net operating income$7,782,250799
2013-09-30 (YTD Data)Rank
Total interest income$30,931,000594
Total interest expense$5,334,000452
Net interest income$25,597,000623
Provision for loan and lease losses$2,100,000470
Total noninterest income$1,943,0001,828
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,099,000939
Trading account gains and fees$165,000120
Additional Noninterest Income$679,0002,553
Total noninterest expense$15,771,000968
Salaries and employee benefits$7,395,0001,102
Premises and equipment expense$1,922,000945
Additional noninterest expense$6,454,000796
Pre-tax net operating income$9,669,000629
Securities gains (losses)$1,0002,916
Applicable income taxes$3,287,000516
Income before extraordinary items$6,383,000755
Extraordinary gains, net$025
Net income$6,383,000755
Minority interest net income$084
Net income of bank and minority interests.$6,383,000757
Net charge-offs$3,282,000395
Cash dividends$7,000,000325
Sale, conversion, retirement of capital stock, net$210,000342
Net operating income$6,382,340730
2013-06-30 (YTD Data)Rank
Total interest income$20,732,000590
Total interest expense$3,701,000443
Net interest income$17,031,000614
Provision for loan and lease losses$2,165,000329
Total noninterest income$1,421,0001,714
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$886,000779
Trading account gains and fees$-14,0006,901
Additional Noninterest Income$549,0002,351
Total noninterest expense$10,588,000955
Salaries and employee benefits$4,935,0001,101
Premises and equipment expense$1,272,000954
Additional noninterest expense$4,381,000774
Pre-tax net operating income$5,699,000688
Securities gains (losses)$02,791
Applicable income taxes$1,897,000561
Income before extraordinary items$3,802,000819
Extraordinary gains, net$022
Net income$3,802,000819
Minority interest net income$082
Net income of bank and minority interests.$3,802,000821
Net charge-offs$1,933,000467
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$155,000301
Net operating income$3,802,000792
2013-03-31 (YTD Data)Rank
Total interest income$10,230,000605
Total interest expense$1,918,000442
Net interest income$8,312,000634
Provision for loan and lease losses$1,905,000218
Total noninterest income$773,0001,603
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$489,000693
Trading account gains and fees$-11,0006,995
Additional Noninterest Income$295,0002,243
Total noninterest expense$5,255,000973
Salaries and employee benefits$2,509,0001,089
Premises and equipment expense$649,000945
Additional noninterest expense$2,097,000812
Pre-tax net operating income$1,925,000961
Securities gains (losses)$01,966
Applicable income taxes$576,000802
Income before extraordinary items$1,349,0001,122
Extraordinary gains, net$010
Net income$1,349,0001,123
Minority interest net income$076
Net income of bank and minority interests.$1,349,0001,124
Net charge-offs$1,416,000348
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$76,000272
Net operating income$1,349,0001,065
2012-12-31 (YTD Data)Rank
Total interest income$44,619,000586
Total interest expense$9,732,000418
Net interest income$34,887,000617
Provision for loan and lease losses$9,645,000280
Total noninterest income$2,395,0001,923
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,534,000926
Trading account gains and fees$0166
Additional Noninterest Income$861,0002,570
Total noninterest expense$21,095,000948
Salaries and employee benefits$9,249,0001,141
Premises and equipment expense$2,547,000939
Additional noninterest expense$9,299,000755
Pre-tax net operating income$6,542,0001,092
Securities gains (losses)$614,000806
Applicable income taxes$2,201,000809
Income before extraordinary items$4,955,0001,201
Extraordinary gains, net$029
Net income$4,955,0001,202
Minority interest net income$093
Net income of bank and minority interests.$4,955,0001,202
Net charge-offs$12,080,000273
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$80,000616
Net operating income$4,531,3401,243
2012-09-30 (YTD Data)Rank
Total interest income$34,097,000584
Total interest expense$7,597,000417
Net interest income$26,500,000614
Provision for loan and lease losses$4,228,000471
Total noninterest income$2,026,0001,771
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,205,000890
Trading account gains and fees$0157
Additional Noninterest Income$821,0002,241
Total noninterest expense$15,239,000986
Salaries and employee benefits$7,096,0001,103
Premises and equipment expense$1,966,000924
Additional noninterest expense$6,177,000848
Pre-tax net operating income$9,059,000627
Securities gains (losses)$141,0001,711
Applicable income taxes$3,194,000494
Income before extraordinary items$6,006,000766
Extraordinary gains, net$020
Net income$6,006,000764
Minority interest net income$086
Net income of bank and minority interests.$6,006,000766
Net charge-offs$6,709,000356
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$47,000619
Net operating income$5,914,350733
2012-06-30 (YTD Data)Rank
Total interest income$23,207,000578
Total interest expense$5,167,000425
Net interest income$18,040,000606
Provision for loan and lease losses$3,930,000369
Total noninterest income$1,411,0001,701
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$849,000820
Trading account gains and fees$0153
Additional Noninterest Income$562,0002,177
Total noninterest expense$10,395,000964
Salaries and employee benefits$4,729,0001,101
Premises and equipment expense$1,258,000961
Additional noninterest expense$4,408,000794
Pre-tax net operating income$5,126,000725
Securities gains (losses)$95,0001,637
Applicable income taxes$1,800,000552
Income before extraordinary items$3,421,000885
Extraordinary gains, net$019
Net income$3,421,000884
Minority interest net income$084
Net income of bank and minority interests.$3,421,000885
Net charge-offs$5,946,000293
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$31,000589
Net operating income$3,358,300844
2012-03-31 (YTD Data)Rank
Total interest income$11,921,000562
Total interest expense$2,647,000429
Net interest income$9,274,000592
Provision for loan and lease losses$1,805,000389
Total noninterest income$952,0001,373
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$489,000719
Trading account gains and fees$0148
Additional Noninterest Income$463,0001,591
Total noninterest expense$5,268,000946
Salaries and employee benefits$2,416,0001,079
Premises and equipment expense$646,000940
Additional noninterest expense$2,206,000780
Pre-tax net operating income$3,153,000605
Securities gains (losses)$-6,0007,014
Applicable income taxes$1,151,000466
Income before extraordinary items$1,996,000758
Extraordinary gains, net$019
Net income$1,996,000760
Minority interest net income$078
Net income of bank and minority interests.$1,996,000760
Net charge-offs$2,597,000330
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$14,000553
Net operating income$1,999,840712
2011-12-31 (YTD Data)Rank
Total interest income$46,998,000586
Total interest expense$12,270,000448
Net interest income$34,728,000613
Provision for loan and lease losses$14,912,000297
Total noninterest income$3,591,0001,325
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,599,000924
Trading account gains and fees$0146
Additional Noninterest Income$1,992,0001,364
Total noninterest expense$20,107,000978
Salaries and employee benefits$8,793,0001,124
Premises and equipment expense$2,490,0001,000
Additional noninterest expense$8,824,000813
Pre-tax net operating income$3,300,0001,680
Securities gains (losses)$135,0001,797
Applicable income taxes$918,0001,426
Income before extraordinary items$2,517,0001,868
Extraordinary gains, net$029
Net income$2,517,0001,869
Minority interest net income$096
Net income of bank and minority interests.$2,517,0001,869
Net charge-offs$17,966,000278
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$134,000601
Net operating income$2,418,4501,839
2011-09-30 (YTD Data)Rank
Total interest income$35,631,000588
Total interest expense$9,440,000464
Net interest income$26,191,000615
Provision for loan and lease losses$12,474,000270
Total noninterest income$2,619,0001,347
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,228,000899
Trading account gains and fees$0145
Additional Noninterest Income$1,391,0001,416
Total noninterest expense$14,840,0001,002
Salaries and employee benefits$6,709,0001,103
Premises and equipment expense$1,844,0001,029
Additional noninterest expense$6,287,000846
Pre-tax net operating income$1,496,0002,585
Securities gains (losses)$107,0001,724
Applicable income taxes$304,0002,246
Income before extraordinary items$1,299,0002,581
Extraordinary gains, net$021
Net income$1,299,0002,583
Minority interest net income$087
Net income of bank and minority interests.$1,299,0002,583
Net charge-offs$12,791,000291
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$38,000756
Net operating income$1,212,3302,613
2011-06-30 (YTD Data)Rank
Total interest income$24,304,000582
Total interest expense$6,452,000481
Net interest income$17,852,000608
Provision for loan and lease losses$8,273,000273
Total noninterest income$1,554,0001,435
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$830,000879
Trading account gains and fees$0153
Additional Noninterest Income$724,0001,680
Total noninterest expense$9,770,0001,025
Salaries and employee benefits$4,475,0001,117
Premises and equipment expense$1,303,000983
Additional noninterest expense$3,992,000912
Pre-tax net operating income$1,363,0002,031
Securities gains (losses)$90,0001,211
Applicable income taxes$352,0001,634
Income before extraordinary items$1,101,0002,096
Extraordinary gains, net$015
Net income$1,101,0002,096
Minority interest net income$089
Net income of bank and minority interests.$1,101,0002,096
Net charge-offs$9,148,000278
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$15,000788
Net operating income$1,032,6002,142
2011-03-31 (YTD Data)Rank
Total interest income$12,455,000569
Total interest expense$3,324,000483
Net interest income$9,131,000596
Provision for loan and lease losses$4,066,000294
Total noninterest income$676,0001,615
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$442,000816
Trading account gains and fees$0158
Additional Noninterest Income$234,0002,246
Total noninterest expense$5,130,000977
Salaries and employee benefits$2,418,0001,036
Premises and equipment expense$688,000963
Additional noninterest expense$2,024,000883
Pre-tax net operating income$611,0002,190
Securities gains (losses)$01,772
Applicable income taxes$131,0001,907
Income before extraordinary items$480,0002,328
Extraordinary gains, net$09
Net income$480,0002,327
Minority interest net income$086
Net income of bank and minority interests.$480,0002,328
Net charge-offs$3,029,000399
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$8,000722
Net operating income$480,0002,275
2010-12-31 (YTD Data)Rank
Total interest income$50,859,000586
Total interest expense$14,775,000537
Net interest income$36,084,000599
Provision for loan and lease losses$18,402,000401
Total noninterest income$-569,0007,498
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,681,000898
Trading account gains and fees$0175
Additional Noninterest Income$-2,250,0007,572
Total noninterest expense$19,619,0001,017
Salaries and employee benefits$8,157,0001,209
Premises and equipment expense$2,571,0001,008
Additional noninterest expense$8,891,000836
Pre-tax net operating income$-2,506,0006,862
Securities gains (losses)$863,000558
Applicable income taxes$-1,102,0007,338
Income before extraordinary items$-541,0006,389
Extraordinary gains, net$029
Net income$-541,0006,390
Minority interest net income$0111
Net income of bank and minority interests.$-541,0006,390
Net charge-offs$14,275,000451
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$331,000532
Net operating income$-1,093,3206,588
2010-09-30 (YTD Data)Rank
Total interest income$38,389,000582
Total interest expense$11,159,000550
Net interest income$27,230,000594
Provision for loan and lease losses$12,329,000421
Total noninterest income$1,799,0001,836
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,313,000898
Trading account gains and fees$0165
Additional Noninterest Income$486,0002,799
Total noninterest expense$16,267,000916
Salaries and employee benefits$6,440,0001,143
Premises and equipment expense$1,945,0001,009
Additional noninterest expense$7,882,000695
Pre-tax net operating income$433,0004,409
Securities gains (losses)$855,000466
Applicable income taxes$117,0003,001
Income before extraordinary items$1,171,0002,599
Extraordinary gains, net$023
Net income$1,171,0002,597
Minority interest net income$0110
Net income of bank and minority interests.$1,171,0002,601
Net charge-offs$10,750,000437
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$301,000437
Net operating income$392,9504,317
2010-06-30 (YTD Data)Rank
Total interest income$26,187,000573
Total interest expense$7,379,000579
Net interest income$18,808,000574
Provision for loan and lease losses$5,369,000607
Total noninterest income$1,111,0001,887
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$911,000860
Trading account gains and fees$0152
Additional Noninterest Income$200,0003,506
Total noninterest expense$11,373,000877
Salaries and employee benefits$4,304,0001,144
Premises and equipment expense$1,350,000973
Additional noninterest expense$5,719,000638
Pre-tax net operating income$3,177,000864
Securities gains (losses)$76,0001,615
Applicable income taxes$1,011,000713
Income before extraordinary items$2,242,0001,009
Extraordinary gains, net$019
Net income$2,242,0001,010
Minority interest net income$0105
Net income of bank and minority interests.$2,242,0001,010
Net charge-offs$4,663,000607
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$258,000345
Net operating income$2,189,560984
2010-03-31 (YTD Data)Rank
Total interest income$14,001,000554
Total interest expense$3,688,000614
Net interest income$10,313,000525
Provision for loan and lease losses$1,570,000872
Total noninterest income$668,0001,655
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$497,000780
Trading account gains and fees$0175
Additional Noninterest Income$171,0002,625
Total noninterest expense$5,302,000938
Salaries and employee benefits$2,246,0001,108
Premises and equipment expense$711,000950
Additional noninterest expense$2,345,000769
Pre-tax net operating income$4,109,000338
Securities gains (losses)$76,000916
Applicable income taxes$1,496,000282
Income before extraordinary items$2,689,000403
Extraordinary gains, net$016
Net income$2,689,000404
Minority interest net income$091
Net income of bank and minority interests.$2,689,000405
Net charge-offs$1,148,000942
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$128,000279
Net operating income$2,640,360402
2009-12-31 (YTD Data)Rank
Total interest income$50,936,000641
Total interest expense$19,281,000592
Net interest income$31,655,000674
Provision for loan and lease losses$25,251,000416
Total noninterest income$105,0006,947
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,920,000904
Trading account gains and fees$0211
Additional Noninterest Income$-1,815,0007,942
Total noninterest expense$20,010,0001,049
Salaries and employee benefits$7,696,0001,279
Premises and equipment expense$2,759,000982
Additional noninterest expense$9,555,000835
Pre-tax net operating income$-13,501,0007,596
Securities gains (losses)$171,0001,677
Applicable income taxes$-5,546,0007,780
Income before extraordinary items$-7,784,0007,474
Extraordinary gains, net$034
Net income$-7,784,0007,472
Minority interest net income$0115
Net income of bank and minority interests.$-7,784,0007,473
Net charge-offs$20,934,000398
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$589,000514
Net operating income$-7,893,4407,489
2009-09-30 (YTD Data)Rank
Total interest income$38,001,000658
Total interest expense$15,062,000605
Net interest income$22,939,000702
Provision for loan and lease losses$19,244,000397
Total noninterest income$-93,0007,914
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,465,000877
Trading account gains and fees$0212
Additional Noninterest Income$-1,558,0008,047
Total noninterest expense$14,026,0001,111
Salaries and employee benefits$5,857,0001,285
Premises and equipment expense$2,099,000973
Additional noninterest expense$6,070,000927
Pre-tax net operating income$-10,424,0007,754
Securities gains (losses)$171,0001,407
Applicable income taxes$-4,298,0007,883
Income before extraordinary items$-5,955,0007,648
Extraordinary gains, net$027
Net income$-5,955,0007,648
Minority interest net income$0118
Net income of bank and minority interests.$-5,955,0007,648
Net charge-offs$15,402,000377
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$407,000467
Net operating income$-6,064,4407,660
2009-06-30 (YTD Data)Rank
Total interest income$24,484,000704
Total interest expense$10,254,000629
Net interest income$14,230,000754
Provision for loan and lease losses$5,967,000660
Total noninterest income$1,145,0001,979
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$982,000860
Trading account gains and fees$0193
Additional Noninterest Income$163,0003,969
Total noninterest expense$9,516,0001,111
Salaries and employee benefits$3,809,0001,358
Premises and equipment expense$1,441,000975
Additional noninterest expense$4,266,000891
Pre-tax net operating income$-108,0006,110
Securities gains (losses)$171,0001,111
Applicable income taxes$-217,0007,327
Income before extraordinary items$280,0004,072
Extraordinary gains, net$021
Net income$280,0004,072
Minority interest net income$0112
Net income of bank and minority interests.$280,0004,072
Net charge-offs$3,272,000799
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$278,000425
Net operating income$109,0005,045
2009-03-31 (YTD Data)Rank
Total interest income$12,084,000716
Total interest expense$5,214,000643
Net interest income$6,870,000773
Provision for loan and lease losses$2,925,000579
Total noninterest income$925,0001,376
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$510,000797
Trading account gains and fees$0171
Additional Noninterest Income$415,0001,580
Total noninterest expense$4,423,0001,133
Salaries and employee benefits$2,029,0001,273
Premises and equipment expense$767,000928
Additional noninterest expense$1,627,0001,039
Pre-tax net operating income$447,0002,579
Securities gains (losses)$-3,0007,758
Applicable income taxes$58,0002,756
Income before extraordinary items$386,0002,640
Extraordinary gains, net$015
Net income$386,0002,639
Minority interest net income$0102
Net income of bank and minority interests.$386,0002,641
Net charge-offs$1,482,000741
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$142,000316
Net operating income$388,6102,484
2008-12-31 (YTD Data)Rank
Total interest income$52,783,000704
Total interest expense$25,204,000632
Net interest income$27,579,000783
Provision for loan and lease losses$3,226,0001,318
Total noninterest income$4,876,0001,078
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,633,0001,089
Trading account gains and fees$0154
Additional Noninterest Income$3,243,000907
Total noninterest expense$15,429,0001,268
Salaries and employee benefits$7,579,0001,349
Premises and equipment expense$2,797,000991
Additional noninterest expense$5,053,0001,258
Pre-tax net operating income$13,800,000385
Securities gains (losses)$750,000271
Applicable income taxes$5,268,000307
Income before extraordinary items$9,282,000416
Extraordinary gains, net$039
Net income$9,282,000416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,026,000994
Cash dividends$13,550,000230
Sale, conversion, retirement of capital stock, net$742,000471
Net operating income$8,802,000464
2008-09-30 (YTD Data)Rank
Total interest income$40,244,000715
Total interest expense$19,374,000645
Net interest income$20,870,000793
Provision for loan and lease losses$2,314,0001,071
Total noninterest income$3,384,0001,194
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,218,0001,114
Trading account gains and fees$0148
Additional Noninterest Income$2,166,0001,042
Total noninterest expense$11,429,0001,265
Salaries and employee benefits$5,680,0001,371
Premises and equipment expense$2,062,0001,010
Additional noninterest expense$3,687,0001,242
Pre-tax net operating income$10,511,000485
Securities gains (losses)$704,000244
Applicable income taxes$4,101,000366
Income before extraordinary items$7,114,000511
Extraordinary gains, net$031
Net income$7,114,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,533,000998
Cash dividends$10,125,000229
Sale, conversion, retirement of capital stock, net$554,000362
Net operating income$6,663,440572
2008-06-30 (YTD Data)Rank
Total interest income$27,312,000713
Total interest expense$13,252,000653
Net interest income$14,060,000779
Provision for loan and lease losses$913,0001,290
Total noninterest income$2,670,0001,051
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$808,0001,095
Trading account gains and fees$0149
Additional Noninterest Income$1,862,000891
Total noninterest expense$7,635,0001,264
Salaries and employee benefits$3,797,0001,375
Premises and equipment expense$1,354,0001,027
Additional noninterest expense$2,484,0001,197
Pre-tax net operating income$8,182,000450
Securities gains (losses)$90,0001,060
Applicable income taxes$3,031,000382
Income before extraordinary items$5,241,000531
Extraordinary gains, net$021
Net income$5,241,000530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,477
Cash dividends$8,050,000217
Sale, conversion, retirement of capital stock, net$375,000299
Net operating income$5,183,400525
2008-03-31 (YTD Data)Rank
Total interest income$14,225,000702
Total interest expense$7,077,000652
Net interest income$7,148,000763
Provision for loan and lease losses$621,000877
Total noninterest income$1,125,0001,216
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$391,0001,114
Trading account gains and fees$0158
Additional Noninterest Income$734,0001,074
Total noninterest expense$3,919,0001,235
Salaries and employee benefits$1,980,0001,312
Premises and equipment expense$715,000969
Additional noninterest expense$1,224,0001,170
Pre-tax net operating income$3,733,000527
Securities gains (losses)$70,000899
Applicable income taxes$1,385,000454
Income before extraordinary items$2,418,000631
Extraordinary gains, net$015
Net income$2,418,000632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,539
Cash dividends$4,025,000216
Sale, conversion, retirement of capital stock, net$179,000225
Net operating income$2,373,200616
2007-12-31 (YTD Data)Rank
Total interest income$63,885,000659
Total interest expense$33,358,000603
Net interest income$30,527,000726
Provision for loan and lease losses$1,394,0001,116
Total noninterest income$3,685,0001,390
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,433,0001,239
Trading account gains and fees$0178
Additional Noninterest Income$2,252,0001,266
Total noninterest expense$15,819,0001,182
Salaries and employee benefits$8,048,0001,239
Premises and equipment expense$2,699,000959
Additional noninterest expense$5,072,0001,112
Pre-tax net operating income$16,999,000526
Securities gains (losses)$54,000769
Applicable income taxes$5,664,000492
Income before extraordinary items$11,389,000572
Extraordinary gains, net$039
Net income$11,389,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,0001,384
Cash dividends$5,975,000645
Sale, conversion, retirement of capital stock, net$1,360,000398
Net operating income$11,352,820564
2007-09-30 (YTD Data)Rank
Total interest income$47,778,000656
Total interest expense$24,955,000604
Net interest income$22,823,000726
Provision for loan and lease losses$773,0001,127
Total noninterest income$3,009,0001,302
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,065,0001,233
Trading account gains and fees$0184
Additional Noninterest Income$1,944,0001,146
Total noninterest expense$11,819,0001,180
Salaries and employee benefits$6,164,0001,209
Premises and equipment expense$1,935,0001,006
Additional noninterest expense$3,720,0001,107
Pre-tax net operating income$13,240,000551
Securities gains (losses)$5,0001,185
Applicable income taxes$4,296,000525
Income before extraordinary items$8,949,000593
Extraordinary gains, net$033
Net income$8,949,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,889
Cash dividends$4,250,000650
Sale, conversion, retirement of capital stock, net$619,000373
Net operating income$8,945,600585
2007-06-30 (YTD Data)Rank
Total interest income$31,643,000671
Total interest expense$16,502,000618
Net interest income$15,141,000744
Provision for loan and lease losses$546,000954
Total noninterest income$1,102,0002,082
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$708,0001,246
Trading account gains and fees$0168
Additional Noninterest Income$394,0002,602
Total noninterest expense$7,868,0001,204
Salaries and employee benefits$4,112,0001,241
Premises and equipment expense$1,296,0001,008
Additional noninterest expense$2,460,0001,133
Pre-tax net operating income$7,829,000637
Securities gains (losses)$5,0001,010
Applicable income taxes$2,840,000551
Income before extraordinary items$4,994,000732
Extraordinary gains, net$029
Net income$4,994,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,576
Cash dividends$4,250,000483
Sale, conversion, retirement of capital stock, net$415,000323
Net operating income$4,990,800726
2007-03-31 (YTD Data)Rank
Total interest income$15,551,000676
Total interest expense$8,157,000612
Net interest income$7,394,000757
Provision for loan and lease losses$144,0001,551
Total noninterest income$529,0002,138
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$345,0001,256
Trading account gains and fees$0195
Additional Noninterest Income$184,0002,677
Total noninterest expense$3,924,0001,194
Salaries and employee benefits$2,053,0001,253
Premises and equipment expense$662,000997
Additional noninterest expense$1,209,0001,128
Pre-tax net operating income$3,855,000639
Securities gains (losses)$01,187
Applicable income taxes$1,393,000564
Income before extraordinary items$2,462,000736
Extraordinary gains, net$022
Net income$2,462,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,955
Cash dividends$2,250,000410
Sale, conversion, retirement of capital stock, net$196,000250
Net operating income$2,462,000727
2006-12-31 (YTD Data)Rank
Total interest income$57,966,000666
Total interest expense$29,248,000587
Net interest income$28,718,000773
Provision for loan and lease losses$1,089,000971
Total noninterest income$1,947,0002,278
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,285,0001,390
Trading account gains and fees$0130
Additional Noninterest Income$662,0002,831
Total noninterest expense$14,950,0001,206
Salaries and employee benefits$8,033,0001,212
Premises and equipment expense$2,266,0001,131
Additional noninterest expense$4,651,0001,157
Pre-tax net operating income$14,626,000701
Securities gains (losses)$5,0001,264
Applicable income taxes$5,289,000609
Income before extraordinary items$9,342,000799
Extraordinary gains, net$051
Net income$9,342,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,927
Cash dividends$6,100,000592
Sale, conversion, retirement of capital stock, net$1,040,000489
Net operating income$9,338,800786
2006-09-30 (YTD Data)Rank
Total interest income$42,568,000682
Total interest expense$20,967,000607
Net interest income$21,601,000787
Provision for loan and lease losses$732,0001,011
Total noninterest income$1,449,0002,285
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$934,0001,439
Trading account gains and fees$0126
Additional Noninterest Income$515,0002,808
Total noninterest expense$11,239,0001,222
Salaries and employee benefits$6,006,0001,234
Premises and equipment expense$1,664,0001,160
Additional noninterest expense$3,569,0001,128
Pre-tax net operating income$11,079,000732
Securities gains (losses)$5,0001,041
Applicable income taxes$4,041,000633
Income before extraordinary items$7,043,000824
Extraordinary gains, net$045
Net income$7,043,000823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,342
Cash dividends$2,600,000925
Sale, conversion, retirement of capital stock, net$848,000390
Net operating income$7,039,800816
2006-06-30 (YTD Data)Rank
Total interest income$27,323,000696
Total interest expense$13,105,000614
Net interest income$14,218,000796
Provision for loan and lease losses$419,0001,137
Total noninterest income$999,0002,228
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$605,0001,466
Trading account gains and fees$0126
Additional Noninterest Income$394,0002,584
Total noninterest expense$7,565,0001,208
Salaries and employee benefits$4,021,0001,231
Premises and equipment expense$1,176,0001,085
Additional noninterest expense$2,368,0001,140
Pre-tax net operating income$7,233,000744
Securities gains (losses)$5,000842
Applicable income taxes$2,643,000651
Income before extraordinary items$4,595,000844
Extraordinary gains, net$039
Net income$4,595,000844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,216
Cash dividends$2,600,000648
Sale, conversion, retirement of capital stock, net$600,000311
Net operating income$4,591,800829
2006-03-31 (YTD Data)Rank
Total interest income$13,116,000703
Total interest expense$6,081,000619
Net interest income$7,035,000799
Provision for loan and lease losses$30,0003,822
Total noninterest income$573,0001,999
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$302,0001,419
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,082
Total noninterest expense$3,838,0001,188
Salaries and employee benefits$2,052,0001,208
Premises and equipment expense$620,0001,017
Additional noninterest expense$1,166,0001,142
Pre-tax net operating income$3,740,000709
Securities gains (losses)$5,000692
Applicable income taxes$1,375,000626
Income before extraordinary items$2,370,000805
Extraordinary gains, net$021
Net income$2,370,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$353,000213
Net operating income$2,366,800793
2005-12-31 (YTD Data)Rank
Total interest income$45,272,000714
Total interest expense$18,674,000614
Net interest income$26,598,000792
Provision for loan and lease losses$365,0002,427
Total noninterest income$2,384,0001,945
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,031,0001,678
Trading account gains and fees$0138
Additional Noninterest Income$1,353,0001,797
Total noninterest expense$13,446,0001,281
Salaries and employee benefits$6,568,0001,423
Premises and equipment expense$2,272,0001,054
Additional noninterest expense$4,606,0001,109
Pre-tax net operating income$15,171,000671
Securities gains (losses)$98,000711
Applicable income taxes$5,587,000590
Income before extraordinary items$9,682,000749
Extraordinary gains, net$046
Net income$9,682,000751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,271
Cash dividends$4,000,000801
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,619,280737
2005-09-30 (YTD Data)Rank
Total interest income$32,556,000717
Total interest expense$13,081,000619
Net interest income$19,475,000815
Provision for loan and lease losses$279,0002,329
Total noninterest income$1,808,0001,930
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$768,0001,679
Trading account gains and fees$0126
Additional Noninterest Income$1,040,0001,773
Total noninterest expense$9,941,0001,286
Salaries and employee benefits$4,867,0001,420
Premises and equipment expense$1,684,0001,061
Additional noninterest expense$3,390,0001,115
Pre-tax net operating income$11,063,000676
Securities gains (losses)$99,000665
Applicable income taxes$4,150,000604
Income before extraordinary items$7,012,000767
Extraordinary gains, net$035
Net income$7,012,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,579
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,948,640760
2005-06-30 (YTD Data)Rank
Total interest income$20,726,000732
Total interest expense$8,138,000619
Net interest income$12,588,000834
Provision for loan and lease losses$177,0002,393
Total noninterest income$1,119,0002,008
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$511,0001,646
Trading account gains and fees$0116
Additional Noninterest Income$608,0001,912
Total noninterest expense$6,565,0001,294
Salaries and employee benefits$3,242,0001,424
Premises and equipment expense$1,114,0001,069
Additional noninterest expense$2,209,0001,124
Pre-tax net operating income$6,965,000705
Securities gains (losses)$92,000598
Applicable income taxes$2,627,000620
Income before extraordinary items$4,430,000802
Extraordinary gains, net$030
Net income$4,430,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,551
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,371,120796
2005-03-31 (YTD Data)Rank
Total interest income$10,045,000746
Total interest expense$3,822,000626
Net interest income$6,223,000835
Provision for loan and lease losses$84,0002,355
Total noninterest income$595,0001,896
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$254,0001,610
Trading account gains and fees$0115
Additional Noninterest Income$341,0001,730
Total noninterest expense$3,324,0001,278
Salaries and employee benefits$1,648,0001,399
Premises and equipment expense$569,0001,054
Additional noninterest expense$1,107,0001,113
Pre-tax net operating income$3,410,000718
Securities gains (losses)$01,685
Applicable income taxes$1,279,000638
Income before extraordinary items$2,131,000822
Extraordinary gains, net$024
Net income$2,131,000823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,285
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,131,000800
2004-12-31 (YTD Data)Rank
Total interest income$30,843,000907
Total interest expense$11,090,000755
Net interest income$19,753,0001,005
Provision for loan and lease losses$601,0001,643
Total noninterest income$2,949,0001,627
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$857,0002,003
Trading account gains and fees$0138
Additional Noninterest Income$2,092,0001,275
Total noninterest expense$11,353,0001,436
Salaries and employee benefits$5,726,0001,553
Premises and equipment expense$1,530,0001,522
Additional noninterest expense$4,097,0001,199
Pre-tax net operating income$10,748,000822
Securities gains (losses)$326,000602
Applicable income taxes$4,179,000677
Income before extraordinary items$6,895,000962
Extraordinary gains, net$034
Net income$6,895,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,784
Cash dividends$3,000,000960
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,686,360957
2004-09-30 (YTD Data)Rank
Total interest income$22,162,000939
Total interest expense$7,926,000763
Net interest income$14,236,0001,037
Provision for loan and lease losses$501,0001,447
Total noninterest income$2,250,0001,615
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$640,0002,040
Trading account gains and fees$0134
Additional Noninterest Income$1,610,0001,262
Total noninterest expense$8,242,0001,478
Salaries and employee benefits$4,235,0001,567
Premises and equipment expense$1,086,0001,607
Additional noninterest expense$2,921,0001,261
Pre-tax net operating income$7,743,000862
Securities gains (losses)$368,000521
Applicable income taxes$3,078,000705
Income before extraordinary items$5,033,000992
Extraordinary gains, net$026
Net income$5,033,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0001,313
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,797,480996
2004-06-30 (YTD Data)Rank
Total interest income$14,191,000970
Total interest expense$5,110,000774
Net interest income$9,081,0001,078
Provision for loan and lease losses$410,0001,199
Total noninterest income$1,604,0001,520
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$429,0002,014
Trading account gains and fees$0130
Additional Noninterest Income$1,175,0001,188
Total noninterest expense$5,407,0001,504
Salaries and employee benefits$2,764,0001,598
Premises and equipment expense$720,0001,606
Additional noninterest expense$1,923,0001,267
Pre-tax net operating income$4,868,000898
Securities gains (losses)$205,000644
Applicable income taxes$1,920,000745
Income before extraordinary items$3,153,0001,045
Extraordinary gains, net$021
Net income$3,153,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,176
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,021,8001,051
2004-03-31 (YTD Data)Rank
Total interest income$7,135,000972
Total interest expense$2,540,000796
Net interest income$4,595,0001,078
Provision for loan and lease losses$268,000903
Total noninterest income$797,0001,501
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$214,0001,960
Trading account gains and fees$0121
Additional Noninterest Income$583,0001,172
Total noninterest expense$2,716,0001,503
Salaries and employee benefits$1,400,0001,598
Premises and equipment expense$359,0001,634
Additional noninterest expense$957,0001,254
Pre-tax net operating income$2,408,000894
Securities gains (losses)$205,000495
Applicable income taxes$998,000734
Income before extraordinary items$1,615,0001,012
Extraordinary gains, net$016
Net income$1,615,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,483,8001,050
2003-12-31 (YTD Data)Rank
Total interest income$25,598,0001,113
Total interest expense$10,166,000872
Net interest income$15,432,0001,248
Provision for loan and lease losses$1,226,000965
Total noninterest income$3,569,0001,468
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$786,0002,149
Trading account gains and fees$0160
Additional Noninterest Income$2,783,0001,142
Total noninterest expense$9,629,0001,665
Salaries and employee benefits$5,118,0001,684
Premises and equipment expense$1,138,0002,005
Additional noninterest expense$3,373,0001,460
Pre-tax net operating income$8,146,0001,021
Securities gains (losses)$78,0002,115
Applicable income taxes$3,065,000901
Income before extraordinary items$5,159,0001,245
Extraordinary gains, net$054
Net income$5,159,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,539
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,109,0801,187
2003-09-30 (YTD Data)Rank
Total interest income$18,868,0001,153
Total interest expense$7,625,000912
Net interest income$11,243,0001,309
Provision for loan and lease losses$936,000947
Total noninterest income$2,958,0001,378
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$595,0002,155
Trading account gains and fees$0153
Additional Noninterest Income$2,363,0001,100
Total noninterest expense$7,223,0001,681
Salaries and employee benefits$3,971,0001,635
Premises and equipment expense$801,0002,138
Additional noninterest expense$2,451,0001,498
Pre-tax net operating income$6,042,0001,071
Securities gains (losses)$76,0001,981
Applicable income taxes$2,273,000959
Income before extraordinary items$3,845,0001,283
Extraordinary gains, net$040
Net income$3,845,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,454
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,796,3601,226
2003-06-30 (YTD Data)Rank
Total interest income$12,449,0001,184
Total interest expense$5,112,000942
Net interest income$7,337,0001,338
Provision for loan and lease losses$615,000961
Total noninterest income$2,053,0001,345
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$390,0002,143
Trading account gains and fees$0150
Additional Noninterest Income$1,663,0001,041
Total noninterest expense$4,694,0001,708
Salaries and employee benefits$2,566,0001,674
Premises and equipment expense$515,0002,197
Additional noninterest expense$1,613,0001,517
Pre-tax net operating income$4,081,0001,058
Securities gains (losses)$88,0001,602
Applicable income taxes$1,544,000970
Income before extraordinary items$2,625,0001,261
Extraordinary gains, net$030
Net income$2,625,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,405
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,568,6801,198
2003-03-31 (YTD Data)Rank
Total interest income$6,182,0001,199
Total interest expense$2,559,000967
Net interest income$3,623,0001,351
Provision for loan and lease losses$303,000905
Total noninterest income$1,168,0001,189
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$199,0002,027
Trading account gains and fees$0134
Additional Noninterest Income$969,000914
Total noninterest expense$2,349,0001,688
Salaries and employee benefits$1,292,0001,648
Premises and equipment expense$265,0002,144
Additional noninterest expense$792,0001,492
Pre-tax net operating income$2,139,0001,021
Securities gains (losses)$60,0001,283
Applicable income taxes$817,000941
Income before extraordinary items$1,382,0001,201
Extraordinary gains, net$021
Net income$1,382,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,000899
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,343,6001,146
2002-12-31 (YTD Data)Rank
Total interest income$23,007,0001,334
Total interest expense$10,393,0001,072
Net interest income$12,614,0001,535
Provision for loan and lease losses$1,055,0001,285
Total noninterest income$3,547,0001,366
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$652,0002,402
Trading account gains and fees$0153
Additional Noninterest Income$2,895,0001,019
Total noninterest expense$8,468,0001,790
Salaries and employee benefits$4,782,0001,681
Premises and equipment expense$903,0002,401
Additional noninterest expense$2,783,0001,691
Pre-tax net operating income$6,638,0001,269
Securities gains (losses)$-11,0008,924
Applicable income taxes$2,431,0001,103
Income before extraordinary items$4,196,0001,477
Extraordinary gains, net$070
Net income$4,196,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$587,0001,462
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,203,0401,427
2001-12-31 (YTD Data)Rank
Total interest income$21,173,0001,602
Total interest expense$12,220,0001,335
Net interest income$8,953,0001,992
Provision for loan and lease losses$885,0001,378
Total noninterest income$2,323,0001,793
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$458,0003,052
Trading account gains and fees$0177
Additional Noninterest Income$1,865,0001,312
Total noninterest expense$6,180,0002,310
Salaries and employee benefits$3,443,0002,175
Premises and equipment expense$806,0002,618
Additional noninterest expense$1,931,0002,312
Pre-tax net operating income$4,211,0001,680
Securities gains (losses)$87,0001,866
Applicable income taxes$1,589,0001,425
Income before extraordinary items$2,709,0001,938
Extraordinary gains, net$4,00099
Net income$2,713,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,967
Cash dividends$3,000,000915
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,653,3201,898
2000-12-31 (YTD Data)Rank
Total interest income$18,621,0001,878
Total interest expense$10,950,0001,571
Net interest income$7,671,0002,321
Provision for loan and lease losses$737,0001,360
Total noninterest income$753,0003,800
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$302,0004,040
Trading account gains and fees$0180
Additional Noninterest Income$451,0003,111
Total noninterest expense$5,016,0002,713
Salaries and employee benefits$2,554,0002,783
Premises and equipment expense$613,0003,205
Additional noninterest expense$1,849,0002,320
Pre-tax net operating income$2,671,0002,622
Securities gains (losses)$1,0001,732
Applicable income taxes$954,0002,209
Income before extraordinary items$1,718,0002,903
Extraordinary gains, net$038
Net income$1,718,0002,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,662
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,717,3602,896
1999-12-31 (YTD Data)Rank
Total interest income$14,183,0002,295
Total interest expense$8,101,0001,838
Net interest income$6,082,0002,893
Provision for loan and lease losses$605,0001,489
Total noninterest income$850,0003,474
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$227,0004,771
Trading account gains and fees$0173
Additional Noninterest Income$623,0002,569
Total noninterest expense$4,149,0003,205
Salaries and employee benefits$2,047,0003,370
Premises and equipment expense$491,0003,826
Additional noninterest expense$1,611,0002,679
Pre-tax net operating income$2,178,0003,120
Securities gains (losses)$3,0002,393
Applicable income taxes$791,0002,671
Income before extraordinary items$1,390,0003,441
Extraordinary gains, net$035
Net income$1,390,0003,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,811
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,388,0803,408
1998-12-31 (YTD Data)Rank
Total interest income$10,735,0003,015
Total interest expense$6,138,0002,474
Net interest income$4,597,0003,670
Provision for loan and lease losses$544,0001,618
Total noninterest income$862,0003,426
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$148,0005,972
Trading account gains and fees$0224
Additional Noninterest Income$714,0002,346
Total noninterest expense$3,495,0003,620
Salaries and employee benefits$1,824,0003,627
Premises and equipment expense$400,0004,413
Additional noninterest expense$1,271,0003,211
Pre-tax net operating income$1,420,0004,360
Securities gains (losses)$04,449
Applicable income taxes$544,0003,635
Income before extraordinary items$876,0004,917
Extraordinary gains, net$032
Net income$876,0004,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,314
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$876,0004,829
1997-12-31 (YTD Data)Rank
Total interest income$7,285,0004,356
Total interest expense$4,228,0003,477
Net interest income$3,057,0005,228
Provision for loan and lease losses$366,0002,231
Total noninterest income$331,0006,329
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$98,0007,244
Trading account gains and feesNANA
Additional Noninterest Income$233,0004,566
Total noninterest expense$2,534,0004,740
Salaries and employee benefits$1,304,0004,775
Premises and equipment expense$388,0004,549
Additional noninterest expense$842,0004,549
Pre-tax net operating income$488,0007,987
Securities gains (losses)$03,944
Applicable income taxes$-55,00010,639
Income before extraordinary items$543,0006,714
Extraordinary gains, net$044
Net income$543,0006,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,337
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$543,0006,656
1996-12-31 (YTD Data)Rank
Total interest income$3,695,0007,162
Total interest expense$2,149,0006,123
Net interest income$1,546,0008,153
Provision for loan and lease losses$306,0002,528
Total noninterest income$228,0007,869
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,0009,108
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,346
Total noninterest expense$2,358,0005,247
Salaries and employee benefits$1,212,0005,158
Premises and equipment expense$415,0004,408
Additional noninterest expense$731,0005,567
Pre-tax net operating income$-890,00011,322
Securities gains (losses)$04,148
Applicable income taxes$-303,00011,309
Income before extraordinary items$-587,00011,294
Extraordinary gains, net$053
Net income$-587,00011,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,424
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-587,00011,270
1995-12-31 (YTD Data)Rank
Total interest income$291,00011,886
Total interest expense$141,00011,825
Net interest income$150,00011,901
Provision for loan and lease losses$55,0006,005
Total noninterest income$7,00011,890
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,00010,307
Trading account gains and feesNANA
Additional Noninterest Income$6,00011,713
Total noninterest expense$656,00010,341
Salaries and employee benefits$235,00011,267
Premises and equipment expense$116,0009,162
Additional noninterest expense$305,0009,195
Pre-tax net operating income$-554,00011,809
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-554,00011,809
Extraordinary gains, net$065
Net income$-554,00011,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$5,775,00082
Net operating income$-554,00011,800

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.