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Liberty National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$24,820,000	1,620
Total interest expense	$6,817,000	1,673
Net interest income	$18,003,000	1,579
Provision for loan and lease losses	$105,000	2,406
Total noninterest income	$2,931,000	1,654
Gross Fiduciary activities income	$1,884,000	415
Service charges on deposit accounts	$169,000	2,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$878,000	2,415
Total noninterest expense	$12,369,000	1,778
Salaries and employee benefits	$6,014,000	1,966
Premises and equipment expense	$1,259,000	1,746
Additional noninterest expense	$878,000	2,415
Pre-tax net operating income	$8,460,000	1,335
Securities gains (losses)	$0	988
Applicable income taxes	$1,913,000	1,009
Income before extraordinary items	$6,547,000	1,419
Extraordinary gains, net	$0	54
Net income	$6,547,000	1,435
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,547,000	1,422
Net charge-offs	$275,000	1,012
Cash dividends	$1,000,000	2,148
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,547,000	1,446
2023-09-30 (YTD Data)		Rank
Total interest income	$17,955,000	1,637
Total interest expense	$4,517,000	1,700
Net interest income	$13,438,000	1,590
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,210,000	1,645
Gross Fiduciary activities income	$1,394,000	414
Service charges on deposit accounts	$124,000	2,897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$692,000	2,341
Total noninterest expense	$9,051,000	1,804
Salaries and employee benefits	$4,418,000	1,981
Premises and equipment expense	$936,000	1,762
Additional noninterest expense	$692,000	2,340
Pre-tax net operating income	$6,597,000	1,353
Securities gains (losses)	$0	849
Applicable income taxes	$1,495,000	1,014
Income before extraordinary items	$5,102,000	1,425
Extraordinary gains, net	$0	52
Net income	$5,102,000	1,436
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,102,000	1,425
Net charge-offs	$275,000	760
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,102,000	1,441
2023-06-30 (YTD Data)		Rank
Total interest income	$11,714,000	1,632
Total interest expense	$2,479,000	1,764
Net interest income	$9,235,000	1,558
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,448,000	1,591
Gross Fiduciary activities income	$914,000	408
Service charges on deposit accounts	$83,000	2,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$451,000	2,310
Total noninterest expense	$5,872,000	1,829
Salaries and employee benefits	$2,880,000	2,011
Premises and equipment expense	$637,000	1,721
Additional noninterest expense	$451,000	2,306
Pre-tax net operating income	$4,811,000	1,241
Securities gains (losses)	$0	938
Applicable income taxes	$1,098,000	959
Income before extraordinary items	$3,713,000	1,327
Extraordinary gains, net	$0	51
Net income	$3,713,000	1,341
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,713,000	1,327
Net charge-offs	$171,000	729
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,713,000	1,345
2023-03-31 (YTD Data)		Rank
Total interest income	$5,735,000	1,642
Total interest expense	$952,000	1,883
Net interest income	$4,783,000	1,533
Provision for loan and lease losses	$0	2,612
Total noninterest income	$754,000	1,545
Gross Fiduciary activities income	$449,000	423
Service charges on deposit accounts	$41,000	2,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	2,133
Total noninterest expense	$2,855,000	1,888
Salaries and employee benefits	$1,426,000	2,059
Premises and equipment expense	$324,000	1,749
Additional noninterest expense	$264,000	2,133
Pre-tax net operating income	$2,682,000	1,169
Securities gains (losses)	$0	950
Applicable income taxes	$618,000	906
Income before extraordinary items	$2,064,000	1,250
Extraordinary gains, net	$0	4
Net income	$2,064,000	1,250
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,064,000	1,250
Net charge-offs	$170,000	463
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,064,000	1,275
2022-12-31 (YTD Data)		Rank
Total interest income	$9,026,000	2,672
Total interest expense	$824,000	2,659
Net interest income	$8,202,000	2,645
Provision for loan and lease losses	$141,000	2,005
Total noninterest income	$1,221,000	2,575
Gross Fiduciary activities income	$573,000	596
Service charges on deposit accounts	$79,000	3,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$569,000	2,927
Total noninterest expense	$3,675,000	3,453
Salaries and employee benefits	$1,861,000	3,565
Premises and equipment expense	$508,000	2,960
Additional noninterest expense	$569,000	2,927
Pre-tax net operating income	$5,607,000	1,912
Securities gains (losses)	$0	691
Applicable income taxes	$1,060,000	1,504
Income before extraordinary items	$4,547,000	1,942
Extraordinary gains, net	$0	5
Net income	$4,547,000	1,941
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,547,000	1,941
Net charge-offs	$25,000	1,843
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,547,000	1,980
2022-09-30 (YTD Data)		Rank
Total interest income	$2,210,000	4,006
Total interest expense	$152,000	3,946
Net interest income	$2,058,000	3,979
Provision for loan and lease losses	$0	2,835
Total noninterest income	$386,000	3,525
Gross Fiduciary activities income	$131,000	708
Service charges on deposit accounts	$26,000	4,160
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	3,539
Total noninterest expense	$724,000	4,562
Salaries and employee benefits	$343,000	4,594
Premises and equipment expense	$150,000	4,041
Additional noninterest expense	$229,000	3,539
Pre-tax net operating income	$1,720,000	2,948
Securities gains (losses)	$0	740
Applicable income taxes	$357,000	2,068
Income before extraordinary items	$1,363,000	3,028
Extraordinary gains, net	$0	4
Net income	$1,363,000	3,026
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,363,000	3,027
Net charge-offs	$23,000	1,551
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,363,000	3,054
2022-06-30 (YTD Data)		Rank
Total interest income	$8,868,000	1,646
Total interest expense	$457,000	2,069
Net interest income	$8,411,000	1,591
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,878,000	1,433
Gross Fiduciary activities income	$866,000	390
Service charges on deposit accounts	$116,000	2,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$896,000	1,788
Total noninterest expense	$5,879,000	1,783
Salaries and employee benefits	$3,417,000	1,773
Premises and equipment expense	$926,000	1,298
Additional noninterest expense	$1,536,000	1,965
Pre-tax net operating income	$4,410,000	1,314
Securities gains (losses)	$0	687
Applicable income taxes	$1,031,000	996
Income before extraordinary items	$3,379,000	1,393
Extraordinary gains, net	$0	4
Net income	$3,379,000	1,392
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,379,000	1,393
Net charge-offs	$23,000	1,274
Cash dividends	$3,710,000	528
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,379,000	1,428
2022-03-31 (YTD Data)		Rank
Total interest income	$4,318,000	1,622
Total interest expense	$208,000	2,149
Net interest income	$4,110,000	1,566
Provision for loan and lease losses	$0	2,285
Total noninterest income	$924,000	1,445
Gross Fiduciary activities income	$429,000	401
Service charges on deposit accounts	$59,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$436,000	1,822
Total noninterest expense	$3,014,000	1,747
Salaries and employee benefits	$1,732,000	1,749
Premises and equipment expense	$463,000	1,307
Additional noninterest expense	$819,000	1,836
Pre-tax net operating income	$2,020,000	1,337
Securities gains (losses)	$0	623
Applicable income taxes	$468,000	1,009
Income before extraordinary items	$1,552,000	1,420
Extraordinary gains, net	$0	4
Net income	$1,552,000	1,420
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,552,000	1,420
Net charge-offs	$15,000	1,053
Cash dividends	$37,000	2,185
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,552,000	1,434
2021-12-31 (YTD Data)		Rank
Total interest income	$17,710,000	1,636
Total interest expense	$1,137,000	2,033
Net interest income	$16,573,000	1,596
Provision for loan and lease losses	$18,000	2,886
Total noninterest income	$4,322,000	1,439
Gross Fiduciary activities income	$1,651,000	395
Service charges on deposit accounts	$281,000	2,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,390,000	1,729
Total noninterest expense	$11,496,000	1,791
Salaries and employee benefits	$6,807,000	1,755
Premises and equipment expense	$1,957,000	1,233
Additional noninterest expense	$2,732,000	2,116
Pre-tax net operating income	$9,381,000	1,339
Securities gains (losses)	$200,000	614
Applicable income taxes	$2,261,000	1,021
Income before extraordinary items	$7,320,000	1,450
Extraordinary gains, net	$0	10
Net income	$7,320,000	1,450
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,320,000	1,450
Net charge-offs	$31,000	1,892
Cash dividends	$3,835,000	979
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,162,000	1,450
2021-09-30 (YTD Data)		Rank
Total interest income	$13,566,000	1,641
Total interest expense	$922,000	2,013
Net interest income	$12,644,000	1,600
Provision for loan and lease losses	$18,000	2,738
Total noninterest income	$3,006,000	1,556
Gross Fiduciary activities income	$1,224,000	397
Service charges on deposit accounts	$214,000	2,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,568,000	1,912
Total noninterest expense	$8,560,000	1,806
Salaries and employee benefits	$5,089,000	1,757
Premises and equipment expense	$1,376,000	1,313
Additional noninterest expense	$2,095,000	2,096
Pre-tax net operating income	$7,072,000	1,374
Securities gains (losses)	$200,000	563
Applicable income taxes	$1,716,000	1,053
Income before extraordinary items	$5,556,000	1,502
Extraordinary gains, net	$0	8
Net income	$5,556,000	1,502
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,556,000	1,502
Net charge-offs	$31,000	1,558
Cash dividends	$3,713,000	732
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,398,000	1,501
2021-06-30 (YTD Data)		Rank
Total interest income	$9,552,000	1,566
Total interest expense	$685,000	1,927
Net interest income	$8,867,000	1,512
Provision for loan and lease losses	$18,000	2,566
Total noninterest income	$1,764,000	1,640
Gross Fiduciary activities income	$798,000	396
Service charges on deposit accounts	$138,000	2,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$828,000	2,129
Total noninterest expense	$5,567,000	1,826
Salaries and employee benefits	$3,431,000	1,738
Premises and equipment expense	$951,000	1,274
Additional noninterest expense	$1,185,000	2,310
Pre-tax net operating income	$5,046,000	1,311
Securities gains (losses)	$129,000	584
Applicable income taxes	$1,218,000	1,012
Income before extraordinary items	$3,957,000	1,413
Extraordinary gains, net	$0	6
Net income	$3,957,000	1,413
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,957,000	1,413
Net charge-offs	$31,000	1,331
Cash dividends	$3,675,000	541
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,855,090	1,408
2021-03-31 (YTD Data)		Rank
Total interest income	$5,331,000	1,418
Total interest expense	$380,000	1,864
Net interest income	$4,951,000	1,378
Provision for loan and lease losses	$18,000	2,296
Total noninterest income	$908,000	1,618
Gross Fiduciary activities income	$394,000	402
Service charges on deposit accounts	$62,000	2,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$452,000	2,015
Total noninterest expense	$2,844,000	1,792
Salaries and employee benefits	$1,744,000	1,709
Premises and equipment expense	$521,000	1,180
Additional noninterest expense	$579,000	2,316
Pre-tax net operating income	$2,997,000	1,142
Securities gains (losses)	$129,000	414
Applicable income taxes	$744,000	879
Income before extraordinary items	$2,382,000	1,231
Extraordinary gains, net	$0	3
Net income	$2,382,000	1,231
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,382,000	1,231
Net charge-offs	$31,000	993
Cash dividends	$37,000	2,329
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,280,090	1,237
2020-12-31 (YTD Data)		Rank
Total interest income	$20,834,000	1,445
Total interest expense	$2,598,000	1,663
Net interest income	$18,236,000	1,398
Provision for loan and lease losses	$1,420,000	1,293
Total noninterest income	$3,046,000	1,714
Gross Fiduciary activities income	$1,389,000	405
Service charges on deposit accounts	$237,000	2,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,420,000	2,119
Total noninterest expense	$10,622,000	1,871
Salaries and employee benefits	$6,595,000	1,758
Premises and equipment expense	$1,710,000	1,376
Additional noninterest expense	$2,317,000	2,306
Pre-tax net operating income	$9,240,000	1,130
Securities gains (losses)	$128,000	1,264
Applicable income taxes	$2,197,000	883
Income before extraordinary items	$7,171,000	1,239
Extraordinary gains, net	$0	4
Net income	$7,171,000	1,240
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,171,000	1,240
Net charge-offs	$22,000	2,767
Cash dividends	$3,488,000	1,003
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,069,880	1,213
2020-09-30 (YTD Data)		Rank
Total interest income	$16,041,000	1,412
Total interest expense	$2,188,000	1,603
Net interest income	$13,853,000	1,376
Provision for loan and lease losses	$736,000	1,630
Total noninterest income	$2,416,000	1,609
Gross Fiduciary activities income	$1,023,000	402
Service charges on deposit accounts	$195,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,198,000	1,977
Total noninterest expense	$7,873,000	1,863
Salaries and employee benefits	$4,958,000	1,737
Premises and equipment expense	$1,252,000	1,395
Additional noninterest expense	$1,663,000	2,343
Pre-tax net operating income	$7,660,000	1,010
Securities gains (losses)	$128,000	1,111
Applicable income taxes	$1,838,000	782
Income before extraordinary items	$5,950,000	1,115
Extraordinary gains, net	$0	4
Net income	$5,950,000	1,115
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,950,000	1,115
Net charge-offs	$-9,000	4,226
Cash dividends	$2,436,000	953
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,848,880	1,089
2020-06-30 (YTD Data)		Rank
Total interest income	$11,348,000	1,359
Total interest expense	$1,648,000	1,534
Net interest income	$9,700,000	1,309
Provision for loan and lease losses	$552,000	1,541
Total noninterest income	$1,425,000	1,670
Gross Fiduciary activities income	$655,000	413
Service charges on deposit accounts	$113,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$657,000	2,084
Total noninterest expense	$5,242,000	1,868
Salaries and employee benefits	$3,311,000	1,735
Premises and equipment expense	$805,000	1,423
Additional noninterest expense	$1,126,000	2,317
Pre-tax net operating income	$5,331,000	906
Securities gains (losses)	$90,000	1,038
Applicable income taxes	$1,282,000	692
Income before extraordinary items	$4,139,000	1,012
Extraordinary gains, net	$0	4
Net income	$4,139,000	1,011
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,139,000	1,012
Net charge-offs	$-9,000	4,288
Cash dividends	$2,334,000	716
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,067,900	1,002
2020-03-31 (YTD Data)		Rank
Total interest income	$4,791,000	1,566
Total interest expense	$921,000	1,510
Net interest income	$3,870,000	1,547
Provision for loan and lease losses	$237,000	1,344
Total noninterest income	$642,000	1,685
Gross Fiduciary activities income	$323,000	421
Service charges on deposit accounts	$69,000	2,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$250,000	2,193
Total noninterest expense	$2,672,000	1,848
Salaries and employee benefits	$1,730,000	1,690
Premises and equipment expense	$421,000	1,388
Additional noninterest expense	$521,000	2,473
Pre-tax net operating income	$1,603,000	1,257
Securities gains (losses)	$8,000	1,366
Applicable income taxes	$359,000	947
Income before extraordinary items	$1,252,000	1,370
Extraordinary gains, net	$0	4
Net income	$1,252,000	1,369
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,252,000	1,370
Net charge-offs	$0	2,581
Cash dividends	$76,000	2,395
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,245,680	1,361
2019-12-31 (YTD Data)		Rank
Total interest income	$19,626,000	1,540
Total interest expense	$4,206,000	1,432
Net interest income	$15,420,000	1,551
Provision for loan and lease losses	$752,000	1,130
Total noninterest income	$2,622,000	1,702
Gross Fiduciary activities income	$1,226,000	427
Service charges on deposit accounts	$246,000	2,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,150,000	2,095
Total noninterest expense	$10,407,000	1,861
Salaries and employee benefits	$6,378,000	1,754
Premises and equipment expense	$1,655,000	1,384
Additional noninterest expense	$2,374,000	2,291
Pre-tax net operating income	$6,883,000	1,381
Securities gains (losses)	$112,000	876
Applicable income taxes	$1,608,000	1,050
Income before extraordinary items	$5,387,000	1,510
Extraordinary gains, net	$0	11
Net income	$5,387,000	1,511
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,387,000	1,512
Net charge-offs	$761,000	798
Cash dividends	$3,211,000	1,130
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,298,520	1,503
2019-09-30 (YTD Data)		Rank
Total interest income	$14,805,000	1,554
Total interest expense	$3,173,000	1,428
Net interest income	$11,632,000	1,562
Provision for loan and lease losses	$1,047,000	666
Total noninterest income	$1,663,000	1,874
Gross Fiduciary activities income	$905,000	429
Service charges on deposit accounts	$183,000	2,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$575,000	2,561
Total noninterest expense	$7,790,000	1,874
Salaries and employee benefits	$4,808,000	1,757
Premises and equipment expense	$1,231,000	1,400
Additional noninterest expense	$1,751,000	2,308
Pre-tax net operating income	$4,458,000	1,587
Securities gains (losses)	$-19,000	4,990
Applicable income taxes	$1,003,000	1,223
Income before extraordinary items	$3,436,000	1,743
Extraordinary gains, net	$0	11
Net income	$3,436,000	1,744
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,436,000	1,744
Net charge-offs	$812,000	558
Cash dividends	$1,121,000	1,693
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,451,010	1,703
2019-06-30 (YTD Data)		Rank
Total interest income	$9,787,000	1,564
Total interest expense	$2,040,000	1,433
Net interest income	$7,747,000	1,571
Provision for loan and lease losses	$961,000	507
Total noninterest income	$1,074,000	1,897
Gross Fiduciary activities income	$603,000	430
Service charges on deposit accounts	$125,000	2,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	2,653
Total noninterest expense	$5,213,000	1,873
Salaries and employee benefits	$3,214,000	1,754
Premises and equipment expense	$832,000	1,380
Additional noninterest expense	$1,167,000	2,323
Pre-tax net operating income	$2,647,000	1,708
Securities gains (losses)	$-19,000	5,051
Applicable income taxes	$586,000	1,312
Income before extraordinary items	$2,042,000	1,881
Extraordinary gains, net	$0	11
Net income	$2,042,000	1,880
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,042,000	1,881
Net charge-offs	$798,000	415
Cash dividends	$1,021,000	1,403
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,057,010	1,836
2019-03-31 (YTD Data)		Rank
Total interest income	$4,643,000	1,628
Total interest expense	$898,000	1,552
Net interest income	$3,745,000	1,626
Provision for loan and lease losses	$603,000	407
Total noninterest income	$535,000	1,860
Gross Fiduciary activities income	$306,000	426
Service charges on deposit accounts	$66,000	2,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$163,000	2,660
Total noninterest expense	$2,602,000	1,876
Salaries and employee benefits	$1,633,000	1,748
Premises and equipment expense	$426,000	1,375
Additional noninterest expense	$543,000	2,448
Pre-tax net operating income	$1,075,000	1,963
Securities gains (losses)	$0	1,087
Applicable income taxes	$224,000	1,487
Income before extraordinary items	$851,000	2,108
Extraordinary gains, net	$0	5
Net income	$851,000	2,107
Minority interest net income	$0	52
Net income of bank and minority interests.	$851,000	2,107
Net charge-offs	$704,000	264
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$851,000	2,097
2018-12-31 (YTD Data)		Rank
Total interest income	$17,204,000	1,653
Total interest expense	$2,984,000	1,444
Net interest income	$14,220,000	1,690
Provision for loan and lease losses	$405,000	1,658
Total noninterest income	$2,076,000	1,944
Gross Fiduciary activities income	$1,176,000	437
Service charges on deposit accounts	$270,000	2,898
Trading account gains and fees	NA	NA
Additional Noninterest Income	$630,000	2,790
Total noninterest expense	$9,509,000	1,977
Salaries and employee benefits	$5,717,000	1,887
Premises and equipment expense	$1,578,000	1,430
Additional noninterest expense	$2,214,000	2,426
Pre-tax net operating income	$6,382,000	1,446
Securities gains (losses)	$6,000	806
Applicable income taxes	$1,456,000	1,074
Income before extraordinary items	$4,932,000	1,602
Extraordinary gains, net	$0	6
Net income	$4,932,000	1,601
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,932,000	1,601
Net charge-offs	$151,000	1,851
Cash dividends	$1,423,000	1,814
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,927,260	1,591
2018-09-30 (YTD Data)		Rank
Total interest income	$12,761,000	1,654
Total interest expense	$2,143,000	1,422
Net interest income	$10,618,000	1,694
Provision for loan and lease losses	$155,000	2,228
Total noninterest income	$1,477,000	2,013
Gross Fiduciary activities income	$892,000	431
Service charges on deposit accounts	$184,000	3,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	3,026
Total noninterest expense	$7,182,000	1,971
Salaries and employee benefits	$4,318,000	1,875
Premises and equipment expense	$1,189,000	1,431
Additional noninterest expense	$1,675,000	2,408
Pre-tax net operating income	$4,758,000	1,476
Securities gains (losses)	$6,000	797
Applicable income taxes	$1,083,000	1,100
Income before extraordinary items	$3,681,000	1,622
Extraordinary gains, net	$0	5
Net income	$3,681,000	1,620
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,681,000	1,621
Net charge-offs	$13,000	2,889
Cash dividends	$1,301,000	1,440
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,676,260	1,610
2018-06-30 (YTD Data)		Rank
Total interest income	$8,330,000	1,670
Total interest expense	$1,385,000	1,384
Net interest income	$6,945,000	1,715
Provision for loan and lease losses	$75,000	2,413
Total noninterest income	$1,007,000	2,008
Gross Fiduciary activities income	$598,000	432
Service charges on deposit accounts	$108,000	3,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	2,891
Total noninterest expense	$4,880,000	1,956
Salaries and employee benefits	$2,913,000	1,868
Premises and equipment expense	$780,000	1,467
Additional noninterest expense	$1,187,000	2,310
Pre-tax net operating income	$2,997,000	1,516
Securities gains (losses)	$6,000	682
Applicable income taxes	$677,000	1,138
Income before extraordinary items	$2,326,000	1,673
Extraordinary gains, net	$0	6
Net income	$2,326,000	1,672
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,326,000	1,672
Net charge-offs	$11,000	2,549
Cash dividends	$811,000	1,500
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,321,260	1,659
2018-03-31 (YTD Data)		Rank
Total interest income	$4,051,000	1,695
Total interest expense	$640,000	1,416
Net interest income	$3,411,000	1,746
Provision for loan and lease losses	$45,000	2,144
Total noninterest income	$443,000	2,131
Gross Fiduciary activities income	$321,000	427
Service charges on deposit accounts	$37,000	3,752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	3,555
Total noninterest expense	$2,466,000	1,951
Salaries and employee benefits	$1,517,000	1,829
Premises and equipment expense	$396,000	1,460
Additional noninterest expense	$553,000	2,439
Pre-tax net operating income	$1,343,000	1,624
Securities gains (losses)	$6,000	514
Applicable income taxes	$301,000	1,218
Income before extraordinary items	$1,048,000	1,766
Extraordinary gains, net	$0	7
Net income	$1,048,000	1,765
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,048,000	1,766
Net charge-offs	$-2,000	4,048
Cash dividends	$90,000	2,388
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,043,260	1,762
2017-12-31 (YTD Data)		Rank
Total interest income	$15,489,000	1,706
Total interest expense	$2,064,000	1,504
Net interest income	$13,425,000	1,734
Provision for loan and lease losses	$252,000	2,139
Total noninterest income	$1,895,000	2,102
Gross Fiduciary activities income	$938,000	468
Service charges on deposit accounts	$340,000	2,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$617,000	2,894
Total noninterest expense	$9,174,000	2,045
Salaries and employee benefits	$5,337,000	1,994
Premises and equipment expense	$1,589,000	1,435
Additional noninterest expense	$2,248,000	2,448
Pre-tax net operating income	$5,894,000	1,488
Securities gains (losses)	$19,000	1,351
Applicable income taxes	$1,593,000	1,483
Income before extraordinary items	$4,320,000	1,522
Extraordinary gains, net	$0	9
Net income	$4,320,000	1,522
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,320,000	1,522
Net charge-offs	$-198,000	5,434
Cash dividends	$791,000	2,493
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,306,130	1,514
2017-09-30 (YTD Data)		Rank
Total interest income	$11,493,000	1,716
Total interest expense	$1,465,000	1,544
Net interest income	$10,028,000	1,743
Provision for loan and lease losses	$237,000	1,867
Total noninterest income	$1,403,000	2,135
Gross Fiduciary activities income	$685,000	476
Service charges on deposit accounts	$253,000	2,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$465,000	2,902
Total noninterest expense	$6,818,000	2,062
Salaries and employee benefits	$3,990,000	2,010
Premises and equipment expense	$1,198,000	1,434
Additional noninterest expense	$1,630,000	2,513
Pre-tax net operating income	$4,376,000	1,507
Securities gains (losses)	$16,000	1,419
Applicable income taxes	$1,478,000	1,134
Income before extraordinary items	$2,914,000	1,768
Extraordinary gains, net	$0	9
Net income	$2,914,000	1,768
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,914,000	1,768
Net charge-offs	$-199,000	5,484
Cash dividends	$701,000	2,064
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,903,440	1,749
2017-06-30 (YTD Data)		Rank
Total interest income	$7,508,000	1,744
Total interest expense	$880,000	1,635
Net interest income	$6,628,000	1,742
Provision for loan and lease losses	$192,000	1,602
Total noninterest income	$925,000	2,155
Gross Fiduciary activities income	$441,000	482
Service charges on deposit accounts	$161,000	2,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	2,844
Total noninterest expense	$4,535,000	2,073
Salaries and employee benefits	$2,641,000	2,032
Premises and equipment expense	$802,000	1,431
Additional noninterest expense	$1,092,000	2,511
Pre-tax net operating income	$2,826,000	1,534
Securities gains (losses)	$16,000	1,075
Applicable income taxes	$949,000	1,139
Income before extraordinary items	$1,893,000	1,778
Extraordinary gains, net	$0	11
Net income	$1,893,000	1,778
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,893,000	1,778
Net charge-offs	$-199,000	5,586
Cash dividends	$616,000	1,764
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,882,280	1,769
2017-03-31 (YTD Data)		Rank
Total interest income	$3,593,000	1,802
Total interest expense	$381,000	1,814
Net interest income	$3,212,000	1,787
Provision for loan and lease losses	$51,000	2,052
Total noninterest income	$425,000	2,252
Gross Fiduciary activities income	$218,000	489
Service charges on deposit accounts	$77,000	2,837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	3,118
Total noninterest expense	$2,224,000	2,124
Salaries and employee benefits	$1,332,000	2,036
Premises and equipment expense	$412,000	1,407
Additional noninterest expense	$480,000	2,754
Pre-tax net operating income	$1,362,000	1,539
Securities gains (losses)	$16,000	558
Applicable income taxes	$458,000	1,148
Income before extraordinary items	$920,000	1,768
Extraordinary gains, net	$0	8
Net income	$920,000	1,767
Minority interest net income	$0	55
Net income of bank and minority interests.	$920,000	1,768
Net charge-offs	$-199,000	5,725
Cash dividends	$76,000	2,492
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$909,280	1,770
2016-12-31 (YTD Data)		Rank
Total interest income	$12,879,000	1,953
Total interest expense	$1,239,000	2,082
Net interest income	$11,640,000	1,906
Provision for loan and lease losses	$337,000	1,888
Total noninterest income	$2,056,000	2,080
Gross Fiduciary activities income	$799,000	494
Service charges on deposit accounts	$333,000	2,776
Trading account gains and fees	$0	170
Additional Noninterest Income	$924,000	2,486
Total noninterest expense	$8,701,000	2,146
Salaries and employee benefits	$4,940,000	2,106
Premises and equipment expense	$1,691,000	1,363
Additional noninterest expense	$2,070,000	2,691
Pre-tax net operating income	$4,658,000	1,717
Securities gains (losses)	$140,000	1,098
Applicable income taxes	$1,589,000	1,226
Income before extraordinary items	$3,209,000	1,990
Extraordinary gains, net	$0	5
Net income	$3,209,000	1,989
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,209,000	1,989
Net charge-offs	$294,000	1,544
Cash dividends	$100,000	3,963
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,115,200	1,987
2016-09-30 (YTD Data)		Rank
Total interest income	$9,527,000	1,975
Total interest expense	$895,000	2,141
Net interest income	$8,632,000	1,942
Provision for loan and lease losses	$140,000	2,420
Total noninterest income	$1,517,000	2,109
Gross Fiduciary activities income	$565,000	508
Service charges on deposit accounts	$247,000	2,801
Trading account gains and fees	$0	169
Additional Noninterest Income	$705,000	2,477
Total noninterest expense	$6,535,000	2,141
Salaries and employee benefits	$3,716,000	2,092
Premises and equipment expense	$1,256,000	1,373
Additional noninterest expense	$1,563,000	2,684
Pre-tax net operating income	$3,474,000	1,749
Securities gains (losses)	$51,000	1,756
Applicable income taxes	$1,160,000	1,279
Income before extraordinary items	$2,365,000	2,042
Extraordinary gains, net	$0	5
Net income	$2,365,000	2,041
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,365,000	2,042
Net charge-offs	$294,000	1,155
Cash dividends	$100,000	3,470
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,330,830	2,004
2016-06-30 (YTD Data)		Rank
Total interest income	$6,334,000	1,986
Total interest expense	$583,000	2,189
Net interest income	$5,751,000	1,945
Provision for loan and lease losses	$110,000	2,220
Total noninterest income	$956,000	2,164
Gross Fiduciary activities income	$375,000	510
Service charges on deposit accounts	$168,000	2,745
Trading account gains and fees	$0	157
Additional Noninterest Income	$413,000	2,618
Total noninterest expense	$4,348,000	2,148
Salaries and employee benefits	$2,449,000	2,123
Premises and equipment expense	$615,000	1,824
Additional noninterest expense	$1,284,000	2,263
Pre-tax net operating income	$2,249,000	1,775
Securities gains (losses)	$8,000	2,318
Applicable income taxes	$731,000	1,320
Income before extraordinary items	$1,526,000	2,094
Extraordinary gains, net	$0	16
Net income	$1,526,000	2,094
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,526,000	2,094
Net charge-offs	$294,000	877
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,520,560	2,034
2016-03-31 (YTD Data)		Rank
Total interest income	$3,086,000	2,025
Total interest expense	$287,000	2,215
Net interest income	$2,799,000	1,994
Provision for loan and lease losses	$45,000	2,237
Total noninterest income	$474,000	2,142
Gross Fiduciary activities income	$192,000	508
Service charges on deposit accounts	$77,000	2,901
Trading account gains and fees	$0	142
Additional Noninterest Income	$205,000	2,587
Total noninterest expense	$2,131,000	2,206
Salaries and employee benefits	$1,212,000	2,154
Premises and equipment expense	$293,000	1,909
Additional noninterest expense	$626,000	2,310
Pre-tax net operating income	$1,097,000	1,798
Securities gains (losses)	$8,000	1,573
Applicable income taxes	$353,000	1,338
Income before extraordinary items	$752,000	2,097
Extraordinary gains, net	$0	12
Net income	$752,000	2,097
Minority interest net income	$0	62
Net income of bank and minority interests.	$752,000	2,097
Net charge-offs	$293,000	497
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$746,560	2,051
2015-12-31 (YTD Data)		Rank
Total interest income	$11,872,000	2,042
Total interest expense	$1,110,000	2,247
Net interest income	$10,762,000	2,009
Provision for loan and lease losses	$443,000	1,488
Total noninterest income	$2,007,000	2,106
Gross Fiduciary activities income	$649,000	549
Service charges on deposit accounts	$337,000	2,817
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,021,000	2,351
Total noninterest expense	$8,010,000	2,296
Salaries and employee benefits	$4,526,000	2,238
Premises and equipment expense	$1,542,000	1,493
Additional noninterest expense	$1,942,000	2,852
Pre-tax net operating income	$4,316,000	1,772
Securities gains (losses)	$81,000	1,290
Applicable income taxes	$1,421,000	1,282
Income before extraordinary items	$2,976,000	2,075
Extraordinary gains, net	$0	23
Net income	$2,976,000	2,076
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,976,000	2,077
Net charge-offs	$100,000	2,658
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,920,920	2,057
2015-09-30 (YTD Data)		Rank
Total interest income	$8,806,000	2,084
Total interest expense	$834,000	2,271
Net interest income	$7,972,000	2,034
Provision for loan and lease losses	$368,000	1,328
Total noninterest income	$1,578,000	2,067
Gross Fiduciary activities income	$484,000	550
Service charges on deposit accounts	$255,000	2,823
Trading account gains and fees	$0	153
Additional Noninterest Income	$839,000	2,246
Total noninterest expense	$5,976,000	2,301
Salaries and employee benefits	$3,402,000	2,238
Premises and equipment expense	$1,121,000	1,547
Additional noninterest expense	$1,453,000	2,852
Pre-tax net operating income	$3,206,000	1,811
Securities gains (losses)	$63,000	1,321
Applicable income taxes	$1,054,000	1,322
Income before extraordinary items	$2,215,000	2,097
Extraordinary gains, net	$0	21
Net income	$2,215,000	2,098
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,215,000	2,098
Net charge-offs	$97,000	2,198
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,172,160	2,079
2015-06-30 (YTD Data)		Rank
Total interest income	$5,679,000	2,141
Total interest expense	$553,000	2,294
Net interest income	$5,126,000	2,093
Provision for loan and lease losses	$233,000	1,368
Total noninterest income	$1,240,000	1,858
Gross Fiduciary activities income	$329,000	555
Service charges on deposit accounts	$164,000	2,862
Trading account gains and fees	$0	157
Additional Noninterest Income	$747,000	1,887
Total noninterest expense	$3,963,000	2,319
Salaries and employee benefits	$2,291,000	2,227
Premises and equipment expense	$729,000	1,594
Additional noninterest expense	$943,000	2,931
Pre-tax net operating income	$2,170,000	1,780
Securities gains (losses)	$55,000	1,178
Applicable income taxes	$719,000	1,306
Income before extraordinary items	$1,506,000	2,039
Extraordinary gains, net	$0	22
Net income	$1,506,000	2,041
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,506,000	2,041
Net charge-offs	$1,000	3,770
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,468,600	2,035
2015-03-31 (YTD Data)		Rank
Total interest income	$2,825,000	2,141
Total interest expense	$270,000	2,354
Net interest income	$2,555,000	2,085
Provision for loan and lease losses	$105,000	1,379
Total noninterest income	$700,000	1,658
Gross Fiduciary activities income	$171,000	549
Service charges on deposit accounts	$80,000	2,869
Trading account gains and fees	$0	152
Additional Noninterest Income	$449,000	1,636
Total noninterest expense	$2,012,000	2,295
Salaries and employee benefits	$1,172,000	2,201
Premises and equipment expense	$357,000	1,654
Additional noninterest expense	$483,000	2,861
Pre-tax net operating income	$1,138,000	1,654
Securities gains (losses)	$39,000	958
Applicable income taxes	$379,000	1,231
Income before extraordinary items	$798,000	1,933
Extraordinary gains, net	$0	13
Net income	$798,000	1,935
Minority interest net income	$0	64
Net income of bank and minority interests.	$798,000	1,936
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$771,480	1,921
2014-12-31 (YTD Data)		Rank
Total interest income	$10,669,000	2,260
Total interest expense	$972,000	2,623
Net interest income	$9,697,000	2,197
Provision for loan and lease losses	$470,000	1,528
Total noninterest income	$1,721,000	2,326
Gross Fiduciary activities income	$504,000	608
Service charges on deposit accounts	$331,000	3,026
Trading account gains and fees	$0	180
Additional Noninterest Income	$886,000	2,502
Total noninterest expense	$7,411,000	2,479
Salaries and employee benefits	$3,982,000	2,510
Premises and equipment expense	$1,413,000	1,656
Additional noninterest expense	$2,016,000	2,859
Pre-tax net operating income	$3,537,000	2,014
Securities gains (losses)	$112,000	1,169
Applicable income taxes	$1,174,000	1,383
Income before extraordinary items	$2,475,000	2,323
Extraordinary gains, net	$0	17
Net income	$2,475,000	2,323
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,475,000	2,323
Net charge-offs	$24,000	4,217
Cash dividends	$1,000,000	2,015
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,398,840	2,336
2014-09-30 (YTD Data)		Rank
Total interest income	$7,906,000	2,300
Total interest expense	$720,000	2,681
Net interest income	$7,186,000	2,232
Provision for loan and lease losses	$451,000	1,235
Total noninterest income	$1,249,000	2,377
Gross Fiduciary activities income	$369,000	609
Service charges on deposit accounts	$238,000	3,130
Trading account gains and fees	$0	174
Additional Noninterest Income	$642,000	2,551
Total noninterest expense	$5,473,000	2,527
Salaries and employee benefits	$2,947,000	2,541
Premises and equipment expense	$1,059,000	1,672
Additional noninterest expense	$1,467,000	2,937
Pre-tax net operating income	$2,511,000	2,134
Securities gains (losses)	$18,000	2,074
Applicable income taxes	$803,000	1,513
Income before extraordinary items	$1,726,000	2,475
Extraordinary gains, net	$0	15
Net income	$1,726,000	2,476
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,726,000	2,475
Net charge-offs	$3,000	4,462
Cash dividends	$1,000,000	1,509
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,713,760	2,448
2014-06-30 (YTD Data)		Rank
Total interest income	$5,214,000	2,311
Total interest expense	$472,000	2,745
Net interest income	$4,742,000	2,240
Provision for loan and lease losses	$451,000	906
Total noninterest income	$750,000	2,498
Gross Fiduciary activities income	$242,000	616
Service charges on deposit accounts	$154,000	3,173
Trading account gains and fees	$0	172
Additional Noninterest Income	$354,000	2,813
Total noninterest expense	$3,585,000	2,570
Salaries and employee benefits	$1,914,000	2,603
Premises and equipment expense	$703,000	1,692
Additional noninterest expense	$968,000	2,966
Pre-tax net operating income	$1,456,000	2,328
Securities gains (losses)	$18,000	1,704
Applicable income taxes	$456,000	1,626
Income before extraordinary items	$1,018,000	2,613
Extraordinary gains, net	$0	20
Net income	$1,018,000	2,617
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,018,000	2,617
Net charge-offs	$3,000	4,063
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,005,580	2,585
2014-03-31 (YTD Data)		Rank
Total interest income	$2,494,000	2,411
Total interest expense	$239,000	2,771
Net interest income	$2,255,000	2,329
Provision for loan and lease losses	$310,000	672
Total noninterest income	$367,000	2,507
Gross Fiduciary activities income	$127,000	615
Service charges on deposit accounts	$76,000	3,174
Trading account gains and fees	$0	147
Additional Noninterest Income	$164,000	2,839
Total noninterest expense	$1,734,000	2,643
Salaries and employee benefits	$956,000	2,616
Premises and equipment expense	$343,000	1,754
Additional noninterest expense	$435,000	3,215
Pre-tax net operating income	$578,000	2,639
Securities gains (losses)	$0	1,715
Applicable income taxes	$166,000	1,906
Income before extraordinary items	$412,000	2,939
Extraordinary gains, net	$0	16
Net income	$412,000	2,942
Minority interest net income	$0	66
Net income of bank and minority interests.	$412,000	2,942
Net charge-offs	$2,000	3,350
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$412,000	2,902
2013-12-31 (YTD Data)		Rank
Total interest income	$9,383,000	2,572
Total interest expense	$1,029,000	2,884
Net interest income	$8,354,000	2,499
Provision for loan and lease losses	$251,000	2,675
Total noninterest income	$1,552,000	2,529
Gross Fiduciary activities income	$415,000	642
Service charges on deposit accounts	$295,000	3,386
Trading account gains and fees	$0	184
Additional Noninterest Income	$842,000	2,611
Total noninterest expense	$6,795,000	2,701
Salaries and employee benefits	$3,759,000	2,625
Premises and equipment expense	$1,295,000	1,793
Additional noninterest expense	$1,741,000	3,281
Pre-tax net operating income	$2,860,000	2,239
Securities gains (losses)	$307,000	685
Applicable income taxes	$936,000	1,533
Income before extraordinary items	$2,231,000	2,395
Extraordinary gains, net	$0	29
Net income	$2,231,000	2,399
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,231,000	2,398
Net charge-offs	$-2,000	5,912
Cash dividends	$1,400,000	1,549
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,016,100	2,523
2013-09-30 (YTD Data)		Rank
Total interest income	$6,936,000	2,630
Total interest expense	$780,000	2,935
Net interest income	$6,156,000	2,555
Provision for loan and lease losses	$251,000	2,275
Total noninterest income	$1,225,000	2,501
Gross Fiduciary activities income	$311,000	643
Service charges on deposit accounts	$223,000	3,393
Trading account gains and fees	$0	180
Additional Noninterest Income	$691,000	2,529
Total noninterest expense	$5,168,000	2,670
Salaries and employee benefits	$2,855,000	2,590
Premises and equipment expense	$862,000	2,003
Additional noninterest expense	$1,451,000	3,053
Pre-tax net operating income	$1,962,000	2,460
Securities gains (losses)	$232,000	758
Applicable income taxes	$638,000	1,661
Income before extraordinary items	$1,556,000	2,592
Extraordinary gains, net	$0	25
Net income	$1,556,000	2,596
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,556,000	2,596
Net charge-offs	$0	5,212
Cash dividends	$900,000	1,547
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,391,280	2,722
2013-06-30 (YTD Data)		Rank
Total interest income	$4,537,000	2,673
Total interest expense	$523,000	2,970
Net interest income	$4,014,000	2,603
Provision for loan and lease losses	$160,000	2,361
Total noninterest income	$869,000	2,434
Gross Fiduciary activities income	$212,000	641
Service charges on deposit accounts	$152,000	3,330
Trading account gains and fees	$0	157
Additional Noninterest Income	$505,000	2,459
Total noninterest expense	$3,456,000	2,664
Salaries and employee benefits	$1,920,000	2,585
Premises and equipment expense	$582,000	1,977
Additional noninterest expense	$954,000	3,068
Pre-tax net operating income	$1,267,000	2,503
Securities gains (losses)	$166,000	826
Applicable income taxes	$411,000	1,713
Income before extraordinary items	$1,022,000	2,603
Extraordinary gains, net	$0	22
Net income	$1,022,000	2,608
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,022,000	2,608
Net charge-offs	$0	4,909
Cash dividends	$900,000	1,174
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$904,140	2,744
2013-03-31 (YTD Data)		Rank
Total interest income	$2,238,000	2,716
Total interest expense	$258,000	3,082
Net interest income	$1,980,000	2,636
Provision for loan and lease losses	$0	4,409
Total noninterest income	$369,000	2,674
Gross Fiduciary activities income	$110,000	639
Service charges on deposit accounts	$72,000	3,408
Trading account gains and fees	$0	148
Additional Noninterest Income	$187,000	2,872
Total noninterest expense	$1,740,000	2,688
Salaries and employee benefits	$971,000	2,574
Premises and equipment expense	$295,000	1,987
Additional noninterest expense	$474,000	3,109
Pre-tax net operating income	$609,000	2,530
Securities gains (losses)	$0	1,966
Applicable income taxes	$169,000	1,878
Income before extraordinary items	$440,000	2,843
Extraordinary gains, net	$0	10
Net income	$440,000	2,845
Minority interest net income	$0	76
Net income of bank and minority interests.	$440,000	2,845
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$440,000	2,746
2012-12-31 (YTD Data)		Rank
Total interest income	$9,371,000	2,725
Total interest expense	$1,295,000	3,037
Net interest income	$8,076,000	2,645
Provision for loan and lease losses	$585,000	2,502
Total noninterest income	$1,807,000	2,345
Gross Fiduciary activities income	$307,000	698
Service charges on deposit accounts	$318,000	3,376
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,182,000	2,161
Total noninterest expense	$6,716,000	2,765
Salaries and employee benefits	$3,606,000	2,717
Premises and equipment expense	$1,094,000	2,097
Additional noninterest expense	$2,016,000	3,075
Pre-tax net operating income	$2,582,000	2,352
Securities gains (losses)	$168,000	1,840
Applicable income taxes	$670,000	1,878
Income before extraordinary items	$2,080,000	2,513
Extraordinary gains, net	$0	29
Net income	$2,080,000	2,515
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,080,000	2,514
Net charge-offs	$529,000	2,580
Cash dividends	$1,460,000	1,531
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,952,320	2,512
2012-09-30 (YTD Data)		Rank
Total interest income	$7,057,000	2,777
Total interest expense	$1,014,000	3,048
Net interest income	$6,043,000	2,702
Provision for loan and lease losses	$505,000	2,249
Total noninterest income	$1,307,000	2,396
Gross Fiduciary activities income	$220,000	709
Service charges on deposit accounts	$237,000	3,429
Trading account gains and fees	$0	157
Additional Noninterest Income	$850,000	2,215
Total noninterest expense	$5,076,000	2,747
Salaries and employee benefits	$2,695,000	2,735
Premises and equipment expense	$935,000	1,905
Additional noninterest expense	$1,446,000	3,205
Pre-tax net operating income	$1,769,000	2,581
Securities gains (losses)	$7,000	3,196
Applicable income taxes	$506,000	1,932
Income before extraordinary items	$1,270,000	2,960
Extraordinary gains, net	$0	20
Net income	$1,270,000	2,960
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,270,000	2,959
Net charge-offs	$418,000	2,408
Cash dividends	$1,460,000	1,033
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,264,960	2,817
2012-06-30 (YTD Data)		Rank
Total interest income	$4,667,000	2,827
Total interest expense	$712,000	3,016
Net interest income	$3,955,000	2,743
Provision for loan and lease losses	$175,000	3,168
Total noninterest income	$712,000	2,666
Gross Fiduciary activities income	$143,000	720
Service charges on deposit accounts	$146,000	3,571
Trading account gains and fees	$0	153
Additional Noninterest Income	$423,000	2,572
Total noninterest expense	$3,359,000	2,776
Salaries and employee benefits	$1,775,000	2,768
Premises and equipment expense	$624,000	1,899
Additional noninterest expense	$960,000	3,232
Pre-tax net operating income	$1,133,000	2,618
Securities gains (losses)	$7,000	2,812
Applicable income taxes	$322,000	1,975
Income before extraordinary items	$818,000	2,990
Extraordinary gains, net	$0	19
Net income	$818,000	2,990
Minority interest net income	$0	84
Net income of bank and minority interests.	$818,000	2,990
Net charge-offs	$146,000	3,066
Cash dividends	$773,000	1,195
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$812,960	2,861
2012-03-31 (YTD Data)		Rank
Total interest income	$2,269,000	2,925
Total interest expense	$353,000	3,126
Net interest income	$1,916,000	2,819
Provision for loan and lease losses	$85,000	3,089
Total noninterest income	$342,000	2,718
Gross Fiduciary activities income	$77,000	715
Service charges on deposit accounts	$76,000	3,488
Trading account gains and fees	$0	148
Additional Noninterest Income	$189,000	2,741
Total noninterest expense	$1,633,000	2,841
Salaries and employee benefits	$874,000	2,816
Premises and equipment expense	$292,000	2,019
Additional noninterest expense	$467,000	3,258
Pre-tax net operating income	$540,000	2,726
Securities gains (losses)	$7,000	1,852
Applicable income taxes	$156,000	1,986
Income before extraordinary items	$391,000	3,122
Extraordinary gains, net	$0	19
Net income	$391,000	3,125
Minority interest net income	$0	78
Net income of bank and minority interests.	$391,000	3,126
Net charge-offs	$8,000	4,117
Cash dividends	$773,000	595
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$386,030	2,987
2011-12-31 (YTD Data)		Rank
Total interest income	$8,990,000	3,042
Total interest expense	$1,636,000	3,221
Net interest income	$7,354,000	2,936
Provision for loan and lease losses	$235,000	4,447
Total noninterest income	$1,270,000	2,699
Gross Fiduciary activities income	$204,000	738
Service charges on deposit accounts	$338,000	3,363
Trading account gains and fees	$0	146
Additional Noninterest Income	$728,000	2,579
Total noninterest expense	$6,458,000	2,878
Salaries and employee benefits	$3,358,000	2,840
Premises and equipment expense	$1,225,000	2,023
Additional noninterest expense	$1,875,000	3,313
Pre-tax net operating income	$1,931,000	2,580
Securities gains (losses)	$114,000	1,957
Applicable income taxes	$583,000	1,882
Income before extraordinary items	$1,462,000	2,819
Extraordinary gains, net	$0	29
Net income	$1,462,000	2,821
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,462,000	2,821
Net charge-offs	$137,000	4,688
Cash dividends	$762,000	1,939
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,381,060	2,851
2011-09-30 (YTD Data)		Rank
Total interest income	$6,680,000	3,083
Total interest expense	$1,279,000	3,237
Net interest income	$5,401,000	3,009
Provision for loan and lease losses	$125,000	4,726
Total noninterest income	$871,000	2,847
Gross Fiduciary activities income	$152,000	732
Service charges on deposit accounts	$268,000	3,255
Trading account gains and fees	$0	145
Additional Noninterest Income	$451,000	2,848
Total noninterest expense	$4,913,000	2,836
Salaries and employee benefits	$2,514,000	2,837
Premises and equipment expense	$956,000	1,960
Additional noninterest expense	$1,443,000	3,253
Pre-tax net operating income	$1,234,000	2,952
Securities gains (losses)	$114,000	1,668
Applicable income taxes	$371,000	2,021
Income before extraordinary items	$977,000	3,114
Extraordinary gains, net	$0	21
Net income	$977,000	3,115
Minority interest net income	$0	87
Net income of bank and minority interests.	$977,000	3,115
Net charge-offs	$9,000	5,809
Cash dividends	$545,000	1,720
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$894,920	3,181
2011-06-30 (YTD Data)		Rank
Total interest income	$4,330,000	3,187
Total interest expense	$883,000	3,261
Net interest income	$3,447,000	3,134
Provision for loan and lease losses	$65,000	4,826
Total noninterest income	$511,000	3,078
Gross Fiduciary activities income	$104,000	738
Service charges on deposit accounts	$171,000	3,331
Trading account gains and fees	$0	153
Additional Noninterest Income	$236,000	3,234
Total noninterest expense	$3,222,000	2,899
Salaries and employee benefits	$1,677,000	2,860
Premises and equipment expense	$604,000	2,090
Additional noninterest expense	$941,000	3,347
Pre-tax net operating income	$671,000	3,254
Securities gains (losses)	$114,000	1,048
Applicable income taxes	$206,000	2,202
Income before extraordinary items	$579,000	3,258
Extraordinary gains, net	$0	15
Net income	$579,000	3,259
Minority interest net income	$0	89
Net income of bank and minority interests.	$579,000	3,259
Net charge-offs	$23,000	4,982
Cash dividends	$546,000	1,340
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$494,640	3,510
2011-03-31 (YTD Data)		Rank
Total interest income	$2,091,000	3,289
Total interest expense	$441,000	3,369
Net interest income	$1,650,000	3,236
Provision for loan and lease losses	$45,000	4,252
Total noninterest income	$255,000	3,123
Gross Fiduciary activities income	$57,000	714
Service charges on deposit accounts	$85,000	3,313
Trading account gains and fees	$0	158
Additional Noninterest Income	$113,000	3,364
Total noninterest expense	$1,645,000	2,855
Salaries and employee benefits	$844,000	2,863
Premises and equipment expense	$258,000	2,424
Additional noninterest expense	$543,000	2,981
Pre-tax net operating income	$215,000	4,114
Securities gains (losses)	$15,000	1,187
Applicable income taxes	$42,000	2,965
Income before extraordinary items	$188,000	4,093
Extraordinary gains, net	$0	9
Net income	$188,000	4,092
Minority interest net income	$0	86
Net income of bank and minority interests.	$188,000	4,093
Net charge-offs	$23,000	3,949
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$175,700	4,143
2010-12-31 (YTD Data)		Rank
Total interest income	$8,153,000	3,502
Total interest expense	$1,930,000	3,662
Net interest income	$6,223,000	3,385
Provision for loan and lease losses	$791,000	3,414
Total noninterest income	$1,221,000	2,888
Gross Fiduciary activities income	$81,000	900
Service charges on deposit accounts	$425,000	2,959
Trading account gains and fees	$0	175
Additional Noninterest Income	$715,000	2,659
Total noninterest expense	$5,933,000	3,138
Salaries and employee benefits	$3,084,000	3,034
Premises and equipment expense	$978,000	2,525
Additional noninterest expense	$1,871,000	3,439
Pre-tax net operating income	$720,000	3,879
Securities gains (losses)	$218,000	1,521
Applicable income taxes	$169,000	2,836
Income before extraordinary items	$769,000	3,677
Extraordinary gains, net	$0	29
Net income	$769,000	3,675
Minority interest net income	$0	111
Net income of bank and minority interests.	$769,000	3,677
Net charge-offs	$251,000	4,520
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$590,240	3,958
2010-09-30 (YTD Data)		Rank
Total interest income	$6,050,000	3,593
Total interest expense	$1,474,000	3,750
Net interest income	$4,576,000	3,475
Provision for loan and lease losses	$425,000	3,812
Total noninterest income	$877,000	2,985
Gross Fiduciary activities income	$49,000	921
Service charges on deposit accounts	$323,000	3,004
Trading account gains and fees	$0	165
Additional Noninterest Income	$505,000	2,741
Total noninterest expense	$4,395,000	3,172
Salaries and employee benefits	$2,358,000	3,014
Premises and equipment expense	$710,000	2,627
Additional noninterest expense	$1,327,000	3,551
Pre-tax net operating income	$633,000	3,879
Securities gains (losses)	$176,000	1,478
Applicable income taxes	$163,000	2,734
Income before extraordinary items	$646,000	3,650
Extraordinary gains, net	$0	23
Net income	$646,000	3,648
Minority interest net income	$0	110
Net income of bank and minority interests.	$646,000	3,650
Net charge-offs	$257,000	3,926
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$505,200	3,944
2010-06-30 (YTD Data)		Rank
Total interest income	$3,969,000	3,671
Total interest expense	$1,003,000	3,799
Net interest income	$2,966,000	3,546
Provision for loan and lease losses	$270,000	3,782
Total noninterest income	$519,000	3,140
Gross Fiduciary activities income	$33,000	928
Service charges on deposit accounts	$204,000	3,127
Trading account gains and fees	$0	152
Additional Noninterest Income	$282,000	2,936
Total noninterest expense	$2,885,000	3,210
Salaries and employee benefits	$1,555,000	3,050
Premises and equipment expense	$499,000	2,545
Additional noninterest expense	$831,000	3,698
Pre-tax net operating income	$330,000	4,271
Securities gains (losses)	$130,000	1,238
Applicable income taxes	$76,000	3,011
Income before extraordinary items	$384,000	3,851
Extraordinary gains, net	$0	19
Net income	$384,000	3,849
Minority interest net income	$0	105
Net income of bank and minority interests.	$384,000	3,850
Net charge-offs	$127,000	3,990
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$276,100	4,296
2010-03-31 (YTD Data)		Rank
Total interest income	$1,968,000	3,751
Total interest expense	$501,000	3,921
Net interest income	$1,467,000	3,620
Provision for loan and lease losses	$40,000	5,088
Total noninterest income	$226,000	3,403
Gross Fiduciary activities income	$12,000	966
Service charges on deposit accounts	$101,000	3,126
Trading account gains and fees	$0	175
Additional Noninterest Income	$113,000	3,284
Total noninterest expense	$1,427,000	3,269
Salaries and employee benefits	$769,000	3,116
Premises and equipment expense	$229,000	2,783
Additional noninterest expense	$429,000	3,631
Pre-tax net operating income	$226,000	3,859
Securities gains (losses)	$0	2,284
Applicable income taxes	$38,000	2,998
Income before extraordinary items	$188,000	3,998
Extraordinary gains, net	$0	16
Net income	$188,000	3,997
Minority interest net income	$0	91
Net income of bank and minority interests.	$188,000	3,997
Net charge-offs	$14,000	4,653
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$188,000	3,892
2009-12-31 (YTD Data)		Rank
Total interest income	$8,204,000	3,750
Total interest expense	$2,389,000	4,013
Net interest income	$5,815,000	3,555
Provision for loan and lease losses	$1,115,000	3,324
Total noninterest income	$905,000	3,529
Gross Fiduciary activities income	$52,000	957
Service charges on deposit accounts	$342,000	3,635
Trading account gains and fees	$0	211
Additional Noninterest Income	$511,000	3,169
Total noninterest expense	$5,555,000	3,382
Salaries and employee benefits	$2,692,000	3,490
Premises and equipment expense	$946,000	2,711
Additional noninterest expense	$1,917,000	3,422
Pre-tax net operating income	$50,000	5,242
Securities gains (losses)	$425,000	985
Applicable income taxes	$74,000	3,046
Income before extraordinary items	$401,000	4,173
Extraordinary gains, net	$0	34
Net income	$401,000	4,173
Minority interest net income	$0	115
Net income of bank and minority interests.	$401,000	4,173
Net charge-offs	$640,000	3,472
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$44,000	5,313
2009-09-30 (YTD Data)		Rank
Total interest income	$6,182,000	3,776
Total interest expense	$1,833,000	4,080
Net interest income	$4,349,000	3,565
Provision for loan and lease losses	$1,090,000	2,658
Total noninterest income	$618,000	3,786
Gross Fiduciary activities income	$34,000	959
Service charges on deposit accounts	$244,000	3,746
Trading account gains and fees	$0	212
Additional Noninterest Income	$340,000	3,433
Total noninterest expense	$4,208,000	3,368
Salaries and employee benefits	$2,089,000	3,417
Premises and equipment expense	$720,000	2,716
Additional noninterest expense	$1,399,000	3,450
Pre-tax net operating income	$-331,000	6,165
Securities gains (losses)	$290,000	1,021
Applicable income taxes	$-89,000	6,917
Income before extraordinary items	$48,000	5,571
Extraordinary gains, net	$0	27
Net income	$48,000	5,571
Minority interest net income	$0	118
Net income of bank and minority interests.	$48,000	5,571
Net charge-offs	$17,000	6,315
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-137,600	6,005
2009-06-30 (YTD Data)		Rank
Total interest income	$4,207,000	3,770
Total interest expense	$1,209,000	4,227
Net interest income	$2,998,000	3,462
Provision for loan and lease losses	$1,090,000	1,972
Total noninterest income	$412,000	3,790
Gross Fiduciary activities income	$25,000	958
Service charges on deposit accounts	$153,000	3,840
Trading account gains and fees	$0	193
Additional Noninterest Income	$234,000	3,404
Total noninterest expense	$2,772,000	3,434
Salaries and employee benefits	$1,375,000	3,490
Premises and equipment expense	$221,000	4,799
Additional noninterest expense	$1,176,000	2,882
Pre-tax net operating income	$-452,000	6,592
Securities gains (losses)	$247,000	887
Applicable income taxes	$-125,000	7,202
Income before extraordinary items	$-80,000	6,148
Extraordinary gains, net	$0	21
Net income	$-80,000	6,147
Minority interest net income	$0	112
Net income of bank and minority interests.	$-80,000	6,147
Net charge-offs	$16,000	5,738
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-238,080	6,439
2009-03-31 (YTD Data)		Rank
Total interest income	$2,112,000	3,784
Total interest expense	$593,000	4,383
Net interest income	$1,519,000	3,410
Provision for loan and lease losses	$395,000	2,010
Total noninterest income	$185,000	3,977
Gross Fiduciary activities income	$12,000	969
Service charges on deposit accounts	$80,000	3,714
Trading account gains and fees	$0	171
Additional Noninterest Income	$93,000	3,770
Total noninterest expense	$1,334,000	3,467
Salaries and employee benefits	$688,000	3,526
Premises and equipment expense	$239,000	2,781
Additional noninterest expense	$407,000	3,530
Pre-tax net operating income	$-25,000	6,391
Securities gains (losses)	$247,000	582
Applicable income taxes	$66,000	2,614
Income before extraordinary items	$156,000	4,276
Extraordinary gains, net	$0	15
Net income	$156,000	4,278
Minority interest net income	$0	102
Net income of bank and minority interests.	$156,000	4,279
Net charge-offs	$16,000	4,481
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-16,900	6,369
2008-12-31 (YTD Data)		Rank
Total interest income	$7,128,000	4,435
Total interest expense	$2,833,000	4,410
Net interest income	$4,295,000	4,356
Provision for loan and lease losses	$90,000	6,145
Total noninterest income	$611,000	4,431
Gross Fiduciary activities income	$40,000	1,008
Service charges on deposit accounts	$298,000	4,023
Trading account gains and fees	$0	154
Additional Noninterest Income	$273,000	4,269
Total noninterest expense	$4,123,000	4,144
Salaries and employee benefits	$2,115,000	4,269
Premises and equipment expense	$446,000	4,782
Additional noninterest expense	$1,562,000	3,516
Pre-tax net operating income	$693,000	4,414
Securities gains (losses)	$45,000	1,683
Applicable income taxes	$257,000	2,568
Income before extraordinary items	$481,000	4,517
Extraordinary gains, net	$0	39
Net income	$481,000	4,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,180
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$400,000	601
Net operating income	$451,750	4,768
2008-09-30 (YTD Data)		Rank
Total interest income	$3,682,000	5,586
Total interest expense	$1,792,000	4,980
Net interest income	$1,890,000	5,937
Provision for loan and lease losses	$60,000	5,691
Total noninterest income	$256,000	5,683
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$69,000	6,058
Trading account gains and fees	$0	148
Additional Noninterest Income	$187,000	4,551
Total noninterest expense	$1,931,000	5,558
Salaries and employee benefits	$962,000	5,813
Premises and equipment expense	$430,000	4,073
Additional noninterest expense	$539,000	5,711
Pre-tax net operating income	$155,000	6,213
Securities gains (losses)	$45,000	1,495
Applicable income taxes	$75,000	3,824
Income before extraordinary items	$125,000	6,051
Extraordinary gains, net	$0	31
Net income	$125,000	6,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,427
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$400,000	432
Net operating income	$96,200	6,354
2008-06-30 (YTD Data)		Rank
Total interest income	$2,488,000	5,621
Total interest expense	$1,222,000	5,063
Net interest income	$1,266,000	5,928
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$178,000	5,676
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$47,000	6,035
Trading account gains and fees	$0	149
Additional Noninterest Income	$131,000	4,538
Total noninterest expense	$1,293,000	5,585
Salaries and employee benefits	$649,000	5,821
Premises and equipment expense	$282,000	4,146
Additional noninterest expense	$362,000	5,695
Pre-tax net operating income	$121,000	6,290
Securities gains (losses)	$45,000	1,513
Applicable income taxes	$63,000	3,868
Income before extraordinary items	$103,000	6,323
Extraordinary gains, net	$0	21
Net income	$103,000	6,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,853
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$74,200	6,468
2008-03-31 (YTD Data)		Rank
Total interest income	$1,273,000	5,644
Total interest expense	$648,000	5,082
Net interest income	$625,000	6,000
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$83,000	5,799
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$19,000	6,289
Trading account gains and fees	$0	158
Additional Noninterest Income	$64,000	4,577
Total noninterest expense	$647,000	5,602
Salaries and employee benefits	$328,000	5,841
Premises and equipment expense	$138,000	4,248
Additional noninterest expense	$181,000	5,663
Pre-tax net operating income	$46,000	6,660
Securities gains (losses)	$45,000	1,139
Applicable income taxes	$35,000	3,907
Income before extraordinary items	$56,000	6,486
Extraordinary gains, net	$0	15
Net income	$56,000	6,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$27,200	6,824
2007-12-31 (YTD Data)		Rank
Total interest income	$5,538,000	5,451
Total interest expense	$2,946,000	4,851
Net interest income	$2,592,000	5,877
Provision for loan and lease losses	$59,000	5,555
Total noninterest income	$526,000	4,918
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$107,000	5,945
Trading account gains and fees	$0	178
Additional Noninterest Income	$419,000	3,648
Total noninterest expense	$2,776,000	5,255
Salaries and employee benefits	$1,475,000	5,356
Premises and equipment expense	$508,000	4,314
Additional noninterest expense	$793,000	5,375
Pre-tax net operating income	$283,000	6,645
Securities gains (losses)	$43,000	843
Applicable income taxes	$182,000	3,948
Income before extraordinary items	$144,000	6,977
Extraordinary gains, net	$0	39
Net income	$144,000	6,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	2,788
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$116,480	7,053
2007-09-30 (YTD Data)		Rank
Total interest income	$4,167,000	5,459
Total interest expense	$2,211,000	4,866
Net interest income	$1,956,000	5,899
Provision for loan and lease losses	$40,000	5,310
Total noninterest income	$396,000	4,936
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$83,000	5,921
Trading account gains and fees	$0	184
Additional Noninterest Income	$313,000	3,654
Total noninterest expense	$2,083,000	5,225
Salaries and employee benefits	$1,147,000	5,235
Premises and equipment expense	$368,000	4,408
Additional noninterest expense	$568,000	5,466
Pre-tax net operating income	$229,000	6,846
Securities gains (losses)	$0	1,655
Applicable income taxes	$129,000	4,199
Income before extraordinary items	$100,000	7,274
Extraordinary gains, net	$0	33
Net income	$100,000	7,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	1,933
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$100,000	7,259
2007-06-30 (YTD Data)		Rank
Total interest income	$2,749,000	5,517
Total interest expense	$1,453,000	4,890
Net interest income	$1,296,000	5,955
Provision for loan and lease losses	$20,000	5,312
Total noninterest income	$264,000	4,966
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$53,000	6,010
Trading account gains and fees	$0	168
Additional Noninterest Income	$211,000	3,679
Total noninterest expense	$1,383,000	5,280
Salaries and employee benefits	$778,000	5,226
Premises and equipment expense	$236,000	4,542
Additional noninterest expense	$369,000	5,535
Pre-tax net operating income	$157,000	6,920
Securities gains (losses)	$0	1,444
Applicable income taxes	$89,000	4,247
Income before extraordinary items	$68,000	7,344
Extraordinary gains, net	$0	29
Net income	$68,000	7,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	1,385
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$68,000	7,337
2007-03-31 (YTD Data)		Rank
Total interest income	$1,370,000	5,528
Total interest expense	$728,000	4,868
Net interest income	$642,000	5,985
Provision for loan and lease losses	$0	5,779
Total noninterest income	$97,000	5,601
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$26,000	6,005
Trading account gains and fees	$0	195
Additional Noninterest Income	$71,000	4,430
Total noninterest expense	$686,000	5,319
Salaries and employee benefits	$401,000	5,160
Premises and equipment expense	$113,000	4,692
Additional noninterest expense	$172,000	5,709
Pre-tax net operating income	$53,000	7,240
Securities gains (losses)	$0	1,187
Applicable income taxes	$34,000	4,512
Income before extraordinary items	$19,000	7,637
Extraordinary gains, net	$0	22
Net income	$19,000	7,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	1,580
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$19,000	7,618
2006-12-31 (YTD Data)		Rank
Total interest income	$5,000,000	5,562
Total interest expense	$2,510,000	4,810
Net interest income	$2,490,000	6,043
Provision for loan and lease losses	$386,000	2,339
Total noninterest income	$532,000	4,994
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$143,000	5,607
Trading account gains and fees	$0	130
Additional Noninterest Income	$389,000	3,782
Total noninterest expense	$2,654,000	5,294
Salaries and employee benefits	$1,429,000	5,358
Premises and equipment expense	$445,000	4,598
Additional noninterest expense	$780,000	5,310
Pre-tax net operating income	$-18,000	7,982
Securities gains (losses)	$0	1,687
Applicable income taxes	$54,000	5,395
Income before extraordinary items	$-72,000	8,053
Extraordinary gains, net	$0	51
Net income	$-72,000	8,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$445,000	1,268
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-72,000	8,040
2006-09-30 (YTD Data)		Rank
Total interest income	$3,670,000	5,616
Total interest expense	$1,767,000	4,900
Net interest income	$1,903,000	6,045
Provision for loan and lease losses	$83,000	4,471
Total noninterest income	$360,000	5,230
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$103,000	5,740
Trading account gains and fees	$0	126
Additional Noninterest Income	$257,000	4,050
Total noninterest expense	$2,005,000	5,258
Salaries and employee benefits	$1,079,000	5,314
Premises and equipment expense	$327,000	4,662
Additional noninterest expense	$599,000	5,223
Pre-tax net operating income	$175,000	7,518
Securities gains (losses)	$0	1,388
Applicable income taxes	$108,000	4,852
Income before extraordinary items	$67,000	7,881
Extraordinary gains, net	$0	45
Net income	$67,000	7,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$310,000	1,121
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$67,000	7,878
2006-06-30 (YTD Data)		Rank
Total interest income	$2,363,000	5,691
Total interest expense	$1,087,000	5,001
Net interest income	$1,276,000	6,055
Provision for loan and lease losses	$42,000	4,660
Total noninterest income	$233,000	5,295
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$69,000	5,740
Trading account gains and fees	$0	126
Additional Noninterest Income	$164,000	4,129
Total noninterest expense	$1,300,000	5,349
Salaries and employee benefits	$672,000	5,556
Premises and equipment expense	$208,000	4,812
Additional noninterest expense	$420,000	5,041
Pre-tax net operating income	$167,000	7,290
Securities gains (losses)	$0	1,185
Applicable income taxes	$93,000	4,603
Income before extraordinary items	$74,000	7,731
Extraordinary gains, net	$0	39
Net income	$74,000	7,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	923
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$74,000	7,737
2006-03-31 (YTD Data)		Rank
Total interest income	$1,134,000	5,761
Total interest expense	$482,000	5,224
Net interest income	$652,000	6,021
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$137,000	4,883
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$36,000	5,597
Trading account gains and fees	$0	115
Additional Noninterest Income	$101,000	3,683
Total noninterest expense	$636,000	5,428
Salaries and employee benefits	$337,000	5,563
Premises and equipment expense	$102,000	4,892
Additional noninterest expense	$197,000	5,226
Pre-tax net operating income	$138,000	6,572
Securities gains (losses)	$0	955
Applicable income taxes	$59,000	4,298
Income before extraordinary items	$79,000	7,056
Extraordinary gains, net	$0	21
Net income	$79,000	7,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	511
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$79,000	7,062
2005-12-31 (YTD Data)		Rank
Total interest income	$3,693,000	6,043
Total interest expense	$1,329,000	5,559
Net interest income	$2,364,000	6,188
Provision for loan and lease losses	$247,000	3,193
Total noninterest income	$190,000	7,145
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$84,000	6,521
Trading account gains and fees	$0	138
Additional Noninterest Income	$106,000	6,316
Total noninterest expense	$2,600,000	5,242
Salaries and employee benefits	$1,123,000	5,991
Premises and equipment expense	$357,000	5,221
Additional noninterest expense	$1,120,000	4,071
Pre-tax net operating income	$-293,000	8,425
Securities gains (losses)	$-14,000	7,671
Applicable income taxes	$-29,000	8,522
Income before extraordinary items	$-278,000	8,455
Extraordinary gains, net	$0	46
Net income	$-278,000	8,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$217,000	2,176
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-265,260	8,433
2005-09-30 (YTD Data)		Rank
Total interest income	$2,615,000	6,186
Total interest expense	$892,000	5,742
Net interest income	$1,723,000	6,302
Provision for loan and lease losses	$158,000	3,402
Total noninterest income	$163,000	6,950
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$65,000	6,511
Trading account gains and fees	$0	126
Additional Noninterest Income	$98,000	5,978
Total noninterest expense	$1,583,000	5,888
Salaries and employee benefits	$814,000	6,074
Premises and equipment expense	$212,000	5,899
Additional noninterest expense	$557,000	5,367
Pre-tax net operating income	$145,000	7,847
Securities gains (losses)	$-14,000	8,034
Applicable income taxes	$81,000	5,423
Income before extraordinary items	$50,000	8,185
Extraordinary gains, net	$0	35
Net income	$50,000	8,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	2,155
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$58,960	8,126
2005-06-30 (YTD Data)		Rank
Total interest income	$1,676,000	6,245
Total interest expense	$555,000	5,777
Net interest income	$1,121,000	6,369
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$119,000	6,766
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$39,000	6,647
Trading account gains and fees	$0	116
Additional Noninterest Income	$80,000	5,615
Total noninterest expense	$898,000	6,407
Salaries and employee benefits	$496,000	6,370
Premises and equipment expense	$127,000	6,165
Additional noninterest expense	$275,000	6,250
Pre-tax net operating income	$282,000	6,697
Securities gains (losses)	$-14,000	8,251
Applicable income taxes	$45,000	5,608
Income before extraordinary items	$223,000	6,736
Extraordinary gains, net	$0	30
Net income	$223,000	6,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	1,672
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$234,620	6,592
2005-03-31 (YTD Data)		Rank
Total interest income	$829,000	6,284
Total interest expense	$267,000	5,789
Net interest income	$562,000	6,398
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$70,000	6,425
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$19,000	6,673
Trading account gains and fees	$0	115
Additional Noninterest Income	$51,000	5,145
Total noninterest expense	$428,000	6,587
Salaries and employee benefits	$241,000	6,482
Premises and equipment expense	$55,000	6,532
Additional noninterest expense	$132,000	6,402
Pre-tax net operating income	$174,000	6,269
Securities gains (losses)	$-6,000	8,424
Applicable income taxes	$0	6,892
Income before extraordinary items	$168,000	5,840
Extraordinary gains, net	$0	24
Net income	$168,000	5,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	992
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$174,000	5,715
2004-12-31 (YTD Data)		Rank
Total interest income	$2,885,000	6,547
Total interest expense	$1,137,000	5,280
Net interest income	$1,748,000	6,970
Provision for loan and lease losses	$593,000	1,691
Total noninterest income	$175,000	7,377
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$87,000	6,666
Trading account gains and fees	$0	138
Additional Noninterest Income	$88,000	6,627
Total noninterest expense	$1,839,000	6,307
Salaries and employee benefits	$945,000	6,464
Premises and equipment expense	$230,000	6,406
Additional noninterest expense	$664,000	5,700
Pre-tax net operating income	$-509,000	8,666
Securities gains (losses)	$-89,000	8,704
Applicable income taxes	$-225,000	8,824
Income before extraordinary items	$-373,000	8,658
Extraordinary gains, net	$0	34
Net income	$-373,000	8,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,607
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-316,040	8,609
2004-09-30 (YTD Data)		Rank
Total interest income	$2,067,000	6,670
Total interest expense	$856,000	5,234
Net interest income	$1,211,000	7,170
Provision for loan and lease losses	$373,000	1,887
Total noninterest income	$138,000	7,340
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$69,000	6,644
Trading account gains and fees	$0	134
Additional Noninterest Income	$69,000	6,565
Total noninterest expense	$1,340,000	6,354
Salaries and employee benefits	$715,000	6,401
Premises and equipment expense	$173,000	6,379
Additional noninterest expense	$452,000	5,924
Pre-tax net operating income	$-364,000	8,723
Securities gains (losses)	$-3,000	8,248
Applicable income taxes	$0	7,220
Income before extraordinary items	$-367,000	8,763
Extraordinary gains, net	$0	26
Net income	$-367,000	8,765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	2,258
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-364,000	8,735
2004-06-30 (YTD Data)		Rank
Total interest income	$1,323,000	6,809
Total interest expense	$570,000	5,261
Net interest income	$753,000	7,359
Provision for loan and lease losses	$243,000	1,876
Total noninterest income	$102,000	7,203
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$48,000	6,596
Trading account gains and fees	$0	130
Additional Noninterest Income	$54,000	6,302
Total noninterest expense	$923,000	6,280
Salaries and employee benefits	$487,000	6,377
Premises and equipment expense	$116,000	6,415
Additional noninterest expense	$320,000	5,779
Pre-tax net operating income	$-311,000	8,821
Securities gains (losses)	$-3,000	8,495
Applicable income taxes	$0	7,214
Income before extraordinary items	$-314,000	8,860
Extraordinary gains, net	$0	21
Net income	$-314,000	8,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,069
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-311,000	8,831
2004-03-31 (YTD Data)		Rank
Total interest income	$652,000	6,884
Total interest expense	$307,000	5,096
Net interest income	$345,000	7,577
Provision for loan and lease losses	$73,000	2,730
Total noninterest income	$31,000	7,933
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$23,000	6,604
Trading account gains and fees	$0	121
Additional Noninterest Income	$8,000	7,967
Total noninterest expense	$490,000	6,106
Salaries and employee benefits	$246,000	6,394
Premises and equipment expense	$56,000	6,504
Additional noninterest expense	$188,000	5,294
Pre-tax net operating income	$-187,000	8,897
Securities gains (losses)	$14,000	1,880
Applicable income taxes	$0	7,103
Income before extraordinary items	$-173,000	8,925
Extraordinary gains, net	$0	16
Net income	$-173,000	8,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-187,000	8,904
2003-12-31 (YTD Data)		Rank
Total interest income	$1,559,000	8,020
Total interest expense	$769,000	6,805
Net interest income	$790,000	8,430
Provision for loan and lease losses	$360,000	2,773
Total noninterest income	$80,000	8,501
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$57,000	7,321
Trading account gains and fees	$0	160
Additional Noninterest Income	$23,000	8,335
Total noninterest expense	$1,477,000	6,927
Salaries and employee benefits	$722,000	7,230
Premises and equipment expense	$208,000	6,681
Additional noninterest expense	$547,000	6,267
Pre-tax net operating income	$-967,000	8,967
Securities gains (losses)	$-110,000	9,030
Applicable income taxes	$-476,000	9,084
Income before extraordinary items	$-601,000	8,933
Extraordinary gains, net	$0	54
Net income	$-601,000	8,931
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$13,597,000	53
Net operating income	$-530,600	8,857
2003-09-30 (YTD Data)		Rank
Total interest income	$956,000	8,411
Total interest expense	$471,000	7,452
Net interest income	$485,000	8,709
Provision for loan and lease losses	$345,000	2,281
Total noninterest income	$36,000	8,881
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$23,000	7,775
Trading account gains and fees	$0	153
Additional Noninterest Income	$13,000	8,555
Total noninterest expense	$1,018,000	7,157
Salaries and employee benefits	$457,000	7,624
Premises and equipment expense	$163,000	6,579
Additional noninterest expense	$398,000	6,354
Pre-tax net operating income	$-842,000	9,054
Securities gains (losses)	$0	4,204
Applicable income taxes	$-81,000	9,055
Income before extraordinary items	$-761,000	9,092
Extraordinary gains, net	$0	40
Net income	$-761,000	9,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$13,597,000	37
Net operating income	$-761,000	9,042
2003-06-30 (YTD Data)		Rank
Total interest income	$498,000	8,719
Total interest expense	$239,000	8,080
Net interest income	$259,000	8,906
Provision for loan and lease losses	$300,000	1,769
Total noninterest income	$25,000	8,890
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$11,000	7,900
Trading account gains and fees	$0	150
Additional Noninterest Income	$14,000	8,211
Total noninterest expense	$488,000	7,941
Salaries and employee benefits	$214,000	8,362
Premises and equipment expense	$80,000	7,290
Additional noninterest expense	$194,000	7,219
Pre-tax net operating income	$-504,000	9,067
Securities gains (losses)	$0	3,782
Applicable income taxes	$-81,000	9,119
Income before extraordinary items	$-423,000	9,103
Extraordinary gains, net	$0	30
Net income	$-423,000	9,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$13,597,000	28
Net operating income	$-423,000	9,045
2003-03-31 (YTD Data)		Rank
Total interest income	$59,000	9,232
Total interest expense	$34,000	9,087
Net interest income	$25,000	9,258
Provision for loan and lease losses	$185,000	1,457
Total noninterest income	$1,000	9,226
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,000	8,100
Trading account gains and fees	$0	134
Additional Noninterest Income	$0	9,145
Total noninterest expense	$45,000	9,267
Salaries and employee benefits	$2,000	9,283
Premises and equipment expense	$2,000	9,243
Additional noninterest expense	$41,000	8,745
Pre-tax net operating income	$-204,000	9,088
Securities gains (losses)	$0	2,891
Applicable income taxes	$-81,000	9,209
Income before extraordinary items	$-123,000	9,061
Extraordinary gains, net	$0	21
Net income	$-123,000	9,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$13,597,000	11
Net operating income	$-123,000	8,994

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.