Home > Liberty Bank > Income and Expense

Liberty Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,116,0001,561
Total interest expense$12,177,0001,125
Net interest income$13,939,0001,920
Provision for loan and lease losses$800,000963
Total noninterest income$440,0003,505
Gross Fiduciary activities income$0981
Service charges on deposit accounts$162,0002,905
Trading account gains and fees$0123
Additional Noninterest Income$278,0003,446
Total noninterest expense$26,750,000975
Salaries and employee benefits$12,057,0001,156
Premises and equipment expense$2,538,000989
Additional noninterest expense$278,0003,446
Pre-tax net operating income$-13,171,0004,595
Securities gains (losses)$0988
Applicable income taxes$-1,739,0004,563
Income before extraordinary items$-11,432,0004,572
Extraordinary gains, net$054
Net income$-11,432,0004,572
Minority interest net income$088
Net income of bank and minority interests.$-11,432,0004,573
Net charge-offs$596,000692
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$323,000313
Net operating income$-11,432,0004,576
2023-09-30 (YTD Data)Rank
Total interest income$19,489,0001,538
Total interest expense$8,483,0001,114
Net interest income$11,006,0001,854
Provision for loan and lease losses$450,0001,058
Total noninterest income$345,0003,481
Gross Fiduciary activities income$0950
Service charges on deposit accounts$131,0002,842
Trading account gains and fees$0125
Additional Noninterest Income$214,0003,433
Total noninterest expense$14,492,0001,238
Salaries and employee benefits$9,077,0001,148
Premises and equipment expense$1,866,0001,003
Additional noninterest expense$214,0003,432
Pre-tax net operating income$-3,591,0004,564
Securities gains (losses)$0849
Applicable income taxes$-1,074,0004,590
Income before extraordinary items$-2,517,0004,576
Extraordinary gains, net$052
Net income$-2,517,0004,575
Minority interest net income$081
Net income of bank and minority interests.$-2,517,0004,576
Net charge-offs$402,000643
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$242,000303
Net operating income$-2,517,0004,581
2023-06-30 (YTD Data)Rank
Total interest income$12,757,0001,526
Total interest expense$5,317,0001,071
Net interest income$7,440,0001,840
Provision for loan and lease losses$450,000825
Total noninterest income$242,0003,432
Gross Fiduciary activities income$0931
Service charges on deposit accounts$95,0002,752
Trading account gains and fees$0112
Additional Noninterest Income$147,0003,426
Total noninterest expense$9,409,0001,250
Salaries and employee benefits$6,026,0001,145
Premises and equipment expense$1,189,0001,036
Additional noninterest expense$147,0003,415
Pre-tax net operating income$-2,177,0004,593
Securities gains (losses)$0938
Applicable income taxes$-655,0004,616
Income before extraordinary items$-1,522,0004,604
Extraordinary gains, net$051
Net income$-1,522,0004,602
Minority interest net income$081
Net income of bank and minority interests.$-1,522,0004,603
Net charge-offs$267,000588
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$162,000297
Net operating income$-1,522,0004,606
2023-03-31 (YTD Data)Rank
Total interest income$5,996,0001,573
Total interest expense$1,863,0001,250
Net interest income$4,133,0001,713
Provision for loan and lease losses$450,000540
Total noninterest income$127,0003,406
Gross Fiduciary activities income$0913
Service charges on deposit accounts$52,0002,660
Trading account gains and fees$097
Additional Noninterest Income$75,0003,400
Total noninterest expense$4,687,0001,266
Salaries and employee benefits$2,951,0001,191
Premises and equipment expense$614,0001,041
Additional noninterest expense$75,0003,400
Pre-tax net operating income$-877,0004,637
Securities gains (losses)$0950
Applicable income taxes$-262,0004,621
Income before extraordinary items$-615,0004,603
Extraordinary gains, net$04
Net income$-615,0004,602
Minority interest net income$048
Net income of bank and minority interests.$-615,0004,603
Net charge-offs$160,000484
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$81,000273
Net operating income$-615,0004,613
2022-12-31 (YTD Data)Rank
Total interest income$14,870,0001,985
Total interest expense$2,545,0001,341
Net interest income$12,325,0002,075
Provision for loan and lease losses$3,320,000369
Total noninterest income$330,0003,845
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$95,0003,491
Trading account gains and fees$0116
Additional Noninterest Income$235,0003,720
Total noninterest expense$14,522,0001,532
Salaries and employee benefits$8,832,0001,456
Premises and equipment expense$1,016,0001,994
Additional noninterest expense$235,0003,720
Pre-tax net operating income$-5,187,0004,705
Securities gains (losses)$-1,0003,144
Applicable income taxes$-2,758,0004,693
Income before extraordinary items$-2,430,0004,666
Extraordinary gains, net$05
Net income$-2,430,0004,665
Minority interest net income$063
Net income of bank and minority interests.$-2,430,0004,666
Net charge-offs$95,0001,248
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$290,000371
Net operating income$-2,429,2104,670
2022-09-30 (YTD Data)Rank
Total interest income$8,289,0002,341
Total interest expense$1,491,0001,318
Net interest income$6,798,0002,479
Provision for loan and lease losses$3,230,000293
Total noninterest income$201,0004,033
Gross Fiduciary activities income$0968
Service charges on deposit accounts$41,0003,904
Trading account gains and fees$0111
Additional Noninterest Income$160,0003,802
Total noninterest expense$9,880,0001,637
Salaries and employee benefits$6,045,0001,561
Premises and equipment expense$573,0002,390
Additional noninterest expense$160,0003,802
Pre-tax net operating income$-6,111,0004,753
Securities gains (losses)$-1,0003,505
Applicable income taxes$1,0003,582
Income before extraordinary items$-6,113,0004,730
Extraordinary gains, net$04
Net income$-6,113,0004,730
Minority interest net income$057
Net income of bank and minority interests.$-6,113,0004,730
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$225,000339
Net operating income$-6,112,0004,736
2022-06-30 (YTD Data)Rank
Total interest income$3,483,0002,965
Total interest expense$661,0001,597
Net interest income$2,822,0003,133
Provision for loan and lease losses$3,100,000197
Total noninterest income$20,0004,642
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,0004,611
Trading account gains and fees$0108
Additional Noninterest Income$19,0004,491
Total noninterest expense$4,870,0002,028
Salaries and employee benefits$3,532,0001,715
Premises and equipment expense$387,0002,372
Additional noninterest expense$951,0002,696
Pre-tax net operating income$-5,128,0004,770
Securities gains (losses)$-1,0003,689
Applicable income taxes$1,0003,535
Income before extraordinary items$-5,130,0004,754
Extraordinary gains, net$04
Net income$-5,130,0004,754
Minority interest net income$060
Net income of bank and minority interests.$-5,130,0004,754
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$140,000328
Net operating income$-5,129,0004,761
2022-03-31 (YTD Data)Rank
Total interest income$777,0003,958
Total interest expense$194,0002,273
Net interest income$583,0004,120
Provision for loan and lease losses$1,930,000129
Total noninterest income$9,0004,665
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and fees$0103
Additional Noninterest Income$9,0004,505
Total noninterest expense$2,270,0002,104
Salaries and employee benefits$1,633,0001,825
Premises and equipment expense$167,0002,563
Additional noninterest expense$470,0002,704
Pre-tax net operating income$-3,608,0004,792
Securities gains (losses)$-1,0003,977
Applicable income taxes$1,0003,415
Income before extraordinary items$-3,610,0004,779
Extraordinary gains, net$04
Net income$-3,610,0004,779
Minority interest net income$050
Net income of bank and minority interests.$-3,610,0004,779
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$62,000310
Net operating income$-3,609,0004,783
2021-12-31 (YTD Data)Rank
Total interest income$1,400,0004,566
Total interest expense$183,0004,185
Net interest income$1,217,0004,574
Provision for loan and lease losses$860,000689
Total noninterest income$18,0004,771
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,0004,704
Trading account gains and fees$0132
Additional Noninterest Income$17,0004,700
Total noninterest expense$5,109,0002,985
Salaries and employee benefits$3,587,0002,667
Premises and equipment expense$503,0003,025
Additional noninterest expense$1,019,0003,671
Pre-tax net operating income$-4,734,0004,837
Securities gains (losses)$16,0001,585
Applicable income taxes$03,710
Income before extraordinary items$-4,718,0004,831
Extraordinary gains, net$010
Net income$-4,718,0004,831
Minority interest net income$074
Net income of bank and minority interests.$-4,718,0004,831
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$32,660,00024
Net operating income$-4,734,0004,830
2021-09-30 (YTD Data)Rank
Total interest income$810,0004,721
Total interest expense$109,0004,416
Net interest income$701,0004,727
Provision for loan and lease losses$500,000801
Total noninterest income$9,0004,858
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and fees$0132
Additional Noninterest Income$9,0004,781
Total noninterest expense$3,537,0003,131
Salaries and employee benefits$2,504,0002,791
Premises and equipment expense$343,0003,183
Additional noninterest expense$690,0003,807
Pre-tax net operating income$-3,327,0004,910
Securities gains (losses)$16,0001,506
Applicable income taxes$03,719
Income before extraordinary items$-3,311,0004,904
Extraordinary gains, net$08
Net income$-3,311,0004,904
Minority interest net income$069
Net income of bank and minority interests.$-3,311,0004,904
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$32,603,00021
Net operating income$-3,327,0004,903
2021-06-30 (YTD Data)Rank
Total interest income$385,0004,841
Total interest expense$43,0004,696
Net interest income$342,0004,835
Provision for loan and lease losses$312,000854
Total noninterest income$1,0004,913
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,0004,787
Trading account gains and fees$0133
Additional Noninterest Income$04,878
Total noninterest expense$1,908,0003,462
Salaries and employee benefits$1,361,0003,097
Premises and equipment expense$185,0003,519
Additional noninterest expense$362,0004,097
Pre-tax net operating income$-1,877,0004,942
Securities gains (losses)$6,0001,541
Applicable income taxes$03,702
Income before extraordinary items$-1,871,0004,935
Extraordinary gains, net$06
Net income$-1,871,0004,934
Minority interest net income$067
Net income of bank and minority interests.$-1,871,0004,934
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$32,545,00015
Net operating income$-1,877,0004,936
2021-03-31 (YTD Data)Rank
Total interest income$65,0004,954
Total interest expense$3,0004,937
Net interest income$62,0004,949
Provision for loan and lease losses$312,000535
Total noninterest income$04,935
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and fees$0127
Additional Noninterest Income$04,892
Total noninterest expense$441,0004,373
Salaries and employee benefits$310,0004,161
Premises and equipment expense$33,0004,505
Additional noninterest expense$98,0004,619
Pre-tax net operating income$-691,0004,963
Securities gains (losses)$5,0001,192
Applicable income taxes$03,613
Income before extraordinary items$-686,0004,956
Extraordinary gains, net$03
Net income$-686,0004,956
Minority interest net income$055
Net income of bank and minority interests.$-686,0004,956
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$32,487,00013
Net operating income$-691,0004,957
2020-12-31 (YTD Data)Rank
Total interest income$4,899,0003,616
Total interest expense$130,0004,744
Net interest income$4,769,0003,423
Provision for loan and lease losses$-170,0004,967
Total noninterest income$4,011,0001,461
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,0004,857
Trading account gains and fees$0133
Additional Noninterest Income$4,010,0001,203
Total noninterest expense$3,480,0003,595
Salaries and employee benefits$2,344,0003,306
Premises and equipment expense$160,0004,430
Additional noninterest expense$976,0003,729
Pre-tax net operating income$5,470,0001,668
Securities gains (losses)$-4,0004,727
Applicable income taxes$1,535,0001,118
Income before extraordinary items$3,931,0001,946
Extraordinary gains, net$04
Net income$3,931,0001,945
Minority interest net income$072
Net income of bank and minority interests.$3,931,0001,946
Net charge-offs$-13,0004,299
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,934,1601,894
2020-09-30 (YTD Data)Rank
Total interest income$3,763,0003,620
Total interest expense$116,0004,730
Net interest income$3,647,0003,409
Provision for loan and lease losses$-20,0004,971
Total noninterest income$3,794,0001,227
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,0004,887
Trading account gains and fees$0125
Additional Noninterest Income$3,793,000976
Total noninterest expense$2,655,0003,558
Salaries and employee benefits$1,792,0003,268
Premises and equipment expense$120,0004,451
Additional noninterest expense$743,0003,703
Pre-tax net operating income$4,806,0001,443
Securities gains (losses)$02,494
Applicable income taxes$1,346,000966
Income before extraordinary items$3,460,0001,721
Extraordinary gains, net$04
Net income$3,460,0001,721
Minority interest net income$065
Net income of bank and minority interests.$3,460,0001,721
Net charge-offs$-13,0004,316
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,460,0001,667
2020-06-30 (YTD Data)Rank
Total interest income$2,840,0003,463
Total interest expense$95,0004,686
Net interest income$2,745,0003,226
Provision for loan and lease losses$-120,0005,043
Total noninterest income$2,118,0001,306
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,0004,904
Trading account gains and fees$0123
Additional Noninterest Income$2,117,0001,045
Total noninterest expense$1,909,0003,448
Salaries and employee benefits$1,224,0003,249
Premises and equipment expense$78,0004,484
Additional noninterest expense$607,0003,388
Pre-tax net operating income$3,074,0001,420
Securities gains (losses)$-6,0004,729
Applicable income taxes$851,000946
Income before extraordinary items$2,217,0001,696
Extraordinary gains, net$04
Net income$2,217,0001,697
Minority interest net income$065
Net income of bank and minority interests.$2,217,0001,697
Net charge-offs$-125,0004,919
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,221,7401,643
2020-03-31 (YTD Data)Rank
Total interest income$1,790,0003,106
Total interest expense$64,0004,617
Net interest income$1,726,0002,830
Provision for loan and lease losses$150,0001,627
Total noninterest income$259,0002,687
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and fees$0106
Additional Noninterest Income$259,0002,156
Total noninterest expense$989,0003,417
Salaries and employee benefits$627,0003,234
Premises and equipment expense$40,0004,511
Additional noninterest expense$322,0003,324
Pre-tax net operating income$846,0002,079
Securities gains (losses)$01,705
Applicable income taxes$235,0001,262
Income before extraordinary items$611,0002,379
Extraordinary gains, net$04
Net income$611,0002,378
Minority interest net income$056
Net income of bank and minority interests.$611,0002,379
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$611,0002,344
2019-12-31 (YTD Data)Rank
Total interest income$9,045,0002,751
Total interest expense$949,0003,380
Net interest income$8,096,0002,607
Provision for loan and lease losses$-1,200,0005,136
Total noninterest income$2,609,0001,706
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,0005,041
Trading account gains and fees$0135
Additional Noninterest Income$2,608,0001,312
Total noninterest expense$4,796,0003,100
Salaries and employee benefits$2,860,0003,022
Premises and equipment expense$275,0004,029
Additional noninterest expense$1,661,0002,891
Pre-tax net operating income$7,109,0001,348
Securities gains (losses)$02,379
Applicable income taxes$1,967,000911
Income before extraordinary items$5,142,0001,563
Extraordinary gains, net$011
Net income$5,142,0001,565
Minority interest net income$076
Net income of bank and minority interests.$5,142,0001,565
Net charge-offs$278,0001,408
Cash dividends$48,000,000181
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,142,0001,527
2019-09-30 (YTD Data)Rank
Total interest income$7,173,0002,693
Total interest expense$839,0003,173
Net interest income$6,334,0002,558
Provision for loan and lease losses$-800,0005,206
Total noninterest income$2,223,0001,568
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,0005,108
Trading account gains and fees$0129
Additional Noninterest Income$2,222,0001,206
Total noninterest expense$3,861,0002,974
Salaries and employee benefits$2,258,0002,940
Premises and equipment expense$238,0003,876
Additional noninterest expense$1,365,0002,734
Pre-tax net operating income$5,496,0001,345
Securities gains (losses)$02,167
Applicable income taxes$1,521,000934
Income before extraordinary items$3,975,0001,563
Extraordinary gains, net$011
Net income$3,975,0001,565
Minority interest net income$072
Net income of bank and minority interests.$3,975,0001,565
Net charge-offs$273,0001,094
Cash dividends$48,000,000151
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,975,0001,530
2019-06-30 (YTD Data)Rank
Total interest income$5,071,0002,599
Total interest expense$669,0002,910
Net interest income$4,402,0002,492
Provision for loan and lease losses$-800,0005,268
Total noninterest income$772,0002,237
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,0005,145
Trading account gains and fees$0131
Additional Noninterest Income$771,0001,748
Total noninterest expense$2,809,0002,836
Salaries and employee benefits$1,566,0002,884
Premises and equipment expense$199,0003,524
Additional noninterest expense$1,044,0002,509
Pre-tax net operating income$3,165,0001,476
Securities gains (losses)$01,702
Applicable income taxes$876,000990
Income before extraordinary items$2,289,0001,713
Extraordinary gains, net$011
Net income$2,289,0001,713
Minority interest net income$069
Net income of bank and minority interests.$2,289,0001,713
Net charge-offs$273,000834
Cash dividends$48,000,000119
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,289,0001,683
2019-03-31 (YTD Data)Rank
Total interest income$2,624,0002,532
Total interest expense$396,0002,656
Net interest income$2,228,0002,496
Provision for loan and lease losses$-550,0005,326
Total noninterest income$145,0003,478
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,0005,178
Trading account gains and fees$0126
Additional Noninterest Income$144,0002,792
Total noninterest expense$1,498,0002,745
Salaries and employee benefits$871,0002,722
Premises and equipment expense$100,0003,538
Additional noninterest expense$527,0002,498
Pre-tax net operating income$1,425,0001,591
Securities gains (losses)$01,087
Applicable income taxes$394,0001,062
Income before extraordinary items$1,031,0001,824
Extraordinary gains, net$05
Net income$1,031,0001,822
Minority interest net income$052
Net income of bank and minority interests.$1,031,0001,823
Net charge-offs$263,000514
Cash dividends$48,000,00072
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,031,0001,806
2018-12-31 (YTD Data)Rank
Total interest income$14,745,0001,884
Total interest expense$2,181,0001,825
Net interest income$12,564,0001,869
Provision for loan and lease losses$-3,300,0005,376
Total noninterest income$3,794,0001,324
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,0005,260
Trading account gains and fees$0126
Additional Noninterest Income$3,792,000956
Total noninterest expense$7,226,0002,426
Salaries and employee benefits$4,265,0002,352
Premises and equipment expense$473,0003,253
Additional noninterest expense$2,488,0002,231
Pre-tax net operating income$12,432,000873
Securities gains (losses)$-753,0005,297
Applicable income taxes$3,154,000646
Income before extraordinary items$8,525,0001,054
Extraordinary gains, net$06
Net income$8,525,0001,053
Minority interest net income$072
Net income of bank and minority interests.$8,525,0001,053
Net charge-offs$13,0003,259
Cash dividends$6,500,000588
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,119,870988
2018-09-30 (YTD Data)Rank
Total interest income$11,560,0001,807
Total interest expense$1,723,0001,682
Net interest income$9,837,0001,806
Provision for loan and lease losses$-3,000,0005,449
Total noninterest income$2,975,0001,288
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,0005,330
Trading account gains and fees$0138
Additional Noninterest Income$2,974,000934
Total noninterest expense$5,737,0002,323
Salaries and employee benefits$3,402,0002,254
Premises and equipment expense$368,0003,224
Additional noninterest expense$1,967,0002,142
Pre-tax net operating income$10,075,000819
Securities gains (losses)$-753,0005,421
Applicable income taxes$2,677,000594
Income before extraordinary items$6,645,0001,014
Extraordinary gains, net$05
Net income$6,645,0001,013
Minority interest net income$066
Net income of bank and minority interests.$6,645,0001,013
Net charge-offs$13,0002,889
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,239,870948
2018-06-30 (YTD Data)Rank
Total interest income$8,370,0001,661
Total interest expense$1,245,0001,503
Net interest income$7,125,0001,681
Provision for loan and lease losses$-3,000,0005,517
Total noninterest income$2,051,0001,260
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,0005,381
Trading account gains and fees$0130
Additional Noninterest Income$2,050,000924
Total noninterest expense$4,129,0002,203
Salaries and employee benefits$2,455,0002,130
Premises and equipment expense$266,0003,090
Additional noninterest expense$1,408,0002,039
Pre-tax net operating income$8,047,000701
Securities gains (losses)$-753,0005,503
Applicable income taxes$2,249,000526
Income before extraordinary items$5,045,000894
Extraordinary gains, net$06
Net income$5,045,000892
Minority interest net income$065
Net income of bank and minority interests.$5,045,000893
Net charge-offs$13,0002,478
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,639,870807
2018-03-31 (YTD Data)Rank
Total interest income$4,825,0001,448
Total interest expense$731,0001,271
Net interest income$4,094,0001,468
Provision for loan and lease losses$-1,100,0005,578
Total noninterest income$1,372,0001,027
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$1,372,000750
Total noninterest expense$2,159,0002,151
Salaries and employee benefits$1,381,0001,965
Premises and equipment expense$135,0003,086
Additional noninterest expense$643,0002,169
Pre-tax net operating income$4,407,000642
Securities gains (losses)$-541,0005,573
Applicable income taxes$1,192,000497
Income before extraordinary items$2,674,000825
Extraordinary gains, net$07
Net income$2,674,000825
Minority interest net income$052
Net income of bank and minority interests.$2,674,000825
Net charge-offs$13,0001,854
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,101,390735
2017-12-31 (YTD Data)Rank
Total interest income$26,024,0001,078
Total interest expense$5,709,000602
Net interest income$20,315,0001,194
Provision for loan and lease losses$-1,550,0005,623
Total noninterest income$2,492,0001,781
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,0005,515
Trading account gains and fees$0151
Additional Noninterest Income$2,490,0001,329
Total noninterest expense$10,249,0001,869
Salaries and employee benefits$6,961,0001,590
Premises and equipment expense$550,0003,085
Additional noninterest expense$2,738,0002,095
Pre-tax net operating income$14,108,000728
Securities gains (losses)$-115,0005,433
Applicable income taxes$4,267,000741
Income before extraordinary items$9,726,000768
Extraordinary gains, net$09
Net income$9,726,000768
Minority interest net income$076
Net income of bank and minority interests.$9,726,000768
Net charge-offs$196,0001,852
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,806,500758
2017-09-30 (YTD Data)Rank
Total interest income$20,418,0001,048
Total interest expense$4,690,000545
Net interest income$15,728,0001,168
Provision for loan and lease losses$-950,0005,669
Total noninterest income$1,528,0002,030
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,0005,584
Trading account gains and fees$0145
Additional Noninterest Income$1,527,0001,532
Total noninterest expense$7,923,0001,825
Salaries and employee benefits$5,475,0001,522
Premises and equipment expense$412,0003,111
Additional noninterest expense$2,036,0002,092
Pre-tax net operating income$10,283,000745
Securities gains (losses)$02,274
Applicable income taxes$3,743,000592
Income before extraordinary items$6,540,000903
Extraordinary gains, net$09
Net income$6,540,000904
Minority interest net income$071
Net income of bank and minority interests.$6,540,000903
Net charge-offs$195,0001,414
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,540,000890
2017-06-30 (YTD Data)Rank
Total interest income$14,118,0001,002
Total interest expense$3,417,000492
Net interest income$10,701,0001,141
Provision for loan and lease losses$-450,0005,697
Total noninterest income$1,083,0001,948
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,0005,620
Trading account gains and fees$0139
Additional Noninterest Income$1,082,0001,472
Total noninterest expense$5,413,0001,780
Salaries and employee benefits$3,808,0001,474
Premises and equipment expense$275,0003,118
Additional noninterest expense$1,330,0002,122
Pre-tax net operating income$6,821,000732
Securities gains (losses)$01,906
Applicable income taxes$2,489,000579
Income before extraordinary items$4,332,000900
Extraordinary gains, net$011
Net income$4,332,000901
Minority interest net income$071
Net income of bank and minority interests.$4,332,000900
Net charge-offs$167,0001,173
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,332,000886
2017-03-31 (YTD Data)Rank
Total interest income$7,622,000918
Total interest expense$1,890,000436
Net interest income$5,732,0001,075
Provision for loan and lease losses$03,537
Total noninterest income$776,0001,550
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$776,0001,142
Total noninterest expense$2,838,0001,725
Salaries and employee benefits$1,978,0001,444
Premises and equipment expense$140,0003,127
Additional noninterest expense$720,0001,996
Pre-tax net operating income$3,670,000681
Securities gains (losses)$01,153
Applicable income taxes$1,350,000543
Income before extraordinary items$2,320,000824
Extraordinary gains, net$08
Net income$2,320,000824
Minority interest net income$055
Net income of bank and minority interests.$2,320,000824
Net charge-offs$160,000686
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,320,000813
2016-12-31 (YTD Data)Rank
Total interest income$31,737,000851
Total interest expense$7,519,000399
Net interest income$24,218,0001,001
Provision for loan and lease losses$1,350,000702
Total noninterest income$4,303,0001,276
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,0005,758
Trading account gains and fees$0170
Additional Noninterest Income$4,302,000944
Total noninterest expense$11,410,0001,695
Salaries and employee benefits$7,609,0001,437
Premises and equipment expense$512,0003,328
Additional noninterest expense$3,289,0001,816
Pre-tax net operating income$15,761,000626
Securities gains (losses)$03,212
Applicable income taxes$5,648,000514
Income before extraordinary items$10,113,000758
Extraordinary gains, net$05
Net income$10,113,000757
Minority interest net income$082
Net income of bank and minority interests.$10,113,000757
Net charge-offs$68,0002,921
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,113,000741
2016-09-30 (YTD Data)Rank
Total interest income$22,859,000878
Total interest expense$5,525,000402
Net interest income$17,334,0001,042
Provision for loan and lease losses$750,000858
Total noninterest income$2,073,0001,734
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,0005,816
Trading account gains and fees$0169
Additional Noninterest Income$2,072,0001,282
Total noninterest expense$8,687,0001,671
Salaries and employee benefits$5,649,0001,438
Premises and equipment expense$378,0003,378
Additional noninterest expense$2,660,0001,697
Pre-tax net operating income$9,970,000712
Securities gains (losses)$03,160
Applicable income taxes$3,562,000583
Income before extraordinary items$6,408,000870
Extraordinary gains, net$05
Net income$6,408,000870
Minority interest net income$071
Net income of bank and minority interests.$6,408,000870
Net charge-offs$68,0002,374
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,408,000845
2016-06-30 (YTD Data)Rank
Total interest income$15,417,000868
Total interest expense$3,557,000411
Net interest income$11,860,0001,023
Provision for loan and lease losses$450,000927
Total noninterest income$1,337,0001,764
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,0005,885
Trading account gains and fees$0157
Additional Noninterest Income$1,336,0001,281
Total noninterest expense$5,917,0001,640
Salaries and employee benefits$3,770,0001,446
Premises and equipment expense$253,0003,385
Additional noninterest expense$1,894,0001,612
Pre-tax net operating income$6,830,000684
Securities gains (losses)$02,835
Applicable income taxes$2,430,000558
Income before extraordinary items$4,400,000839
Extraordinary gains, net$016
Net income$4,400,000837
Minority interest net income$071
Net income of bank and minority interests.$4,400,000838
Net charge-offs$68,0001,926
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,400,000814
2016-03-31 (YTD Data)Rank
Total interest income$7,097,000951
Total interest expense$1,655,000437
Net interest income$5,442,0001,095
Provision for loan and lease losses$250,000792
Total noninterest income$402,0002,349
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$402,0001,735
Total noninterest expense$3,017,0001,613
Salaries and employee benefits$1,940,0001,412
Premises and equipment expense$127,0003,407
Additional noninterest expense$950,0001,594
Pre-tax net operating income$2,577,000876
Securities gains (losses)$02,077
Applicable income taxes$971,000655
Income before extraordinary items$1,606,0001,110
Extraordinary gains, net$012
Net income$1,606,0001,111
Minority interest net income$062
Net income of bank and minority interests.$1,606,0001,111
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,606,0001,089
2015-12-31 (YTD Data)Rank
Total interest income$25,339,0001,030
Total interest expense$5,052,000543
Net interest income$20,287,0001,123
Provision for loan and lease losses$1,700,000520
Total noninterest income$2,118,0002,040
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,0006,020
Trading account gains and fees$0159
Additional Noninterest Income$2,117,0001,458
Total noninterest expense$11,260,0001,688
Salaries and employee benefits$7,675,0001,400
Premises and equipment expense$495,0003,507
Additional noninterest expense$3,090,0001,952
Pre-tax net operating income$9,445,000931
Securities gains (losses)$23,0002,161
Applicable income taxes$3,610,000666
Income before extraordinary items$5,858,0001,201
Extraordinary gains, net$023
Net income$5,858,0001,201
Minority interest net income$081
Net income of bank and minority interests.$5,858,0001,201
Net charge-offs$1,028,000674
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,843,2801,178
2015-09-30 (YTD Data)Rank
Total interest income$18,693,0001,049
Total interest expense$3,578,000582
Net interest income$15,115,0001,135
Provision for loan and lease losses$1,100,000542
Total noninterest income$1,656,0001,997
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,0006,097
Trading account gains and fees$0153
Additional Noninterest Income$1,655,0001,433
Total noninterest expense$8,543,0001,687
Salaries and employee benefits$5,818,0001,393
Premises and equipment expense$369,0003,553
Additional noninterest expense$2,356,0001,903
Pre-tax net operating income$7,128,000934
Securities gains (losses)$23,0001,941
Applicable income taxes$2,737,000682
Income before extraordinary items$4,414,0001,200
Extraordinary gains, net$021
Net income$4,414,0001,199
Minority interest net income$078
Net income of bank and minority interests.$4,414,0001,200
Net charge-offs$04,182
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,399,2801,175
2015-06-30 (YTD Data)Rank
Total interest income$12,158,0001,070
Total interest expense$2,255,000619
Net interest income$9,903,0001,154
Provision for loan and lease losses$500,000753
Total noninterest income$1,244,0001,853
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,0006,159
Trading account gains and fees$0157
Additional Noninterest Income$1,243,0001,338
Total noninterest expense$5,723,0001,688
Salaries and employee benefits$3,878,0001,399
Premises and equipment expense$247,0003,576
Additional noninterest expense$1,598,0001,891
Pre-tax net operating income$4,924,000907
Securities gains (losses)$02,636
Applicable income taxes$1,898,000656
Income before extraordinary items$3,026,0001,162
Extraordinary gains, net$022
Net income$3,026,0001,162
Minority interest net income$075
Net income of bank and minority interests.$3,026,0001,163
Net charge-offs$03,893
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,026,0001,129
2015-03-31 (YTD Data)Rank
Total interest income$5,915,0001,096
Total interest expense$1,062,000661
Net interest income$4,853,0001,173
Provision for loan and lease losses$100,0001,425
Total noninterest income$893,0001,391
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$893,0001,008
Total noninterest expense$2,909,0001,669
Salaries and employee benefits$2,015,0001,372
Premises and equipment expense$122,0003,622
Additional noninterest expense$772,0001,937
Pre-tax net operating income$2,737,000802
Securities gains (losses)$02,027
Applicable income taxes$1,008,000623
Income before extraordinary items$1,729,000992
Extraordinary gains, net$013
Net income$1,729,000992
Minority interest net income$064
Net income of bank and minority interests.$1,729,000993
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,729,000959
2014-12-31 (YTD Data)Rank
Total interest income$20,407,0001,240
Total interest expense$3,357,000889
Net interest income$17,050,0001,311
Provision for loan and lease losses$975,000894
Total noninterest income$3,467,0001,408
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,0006,312
Trading account gains and fees$0180
Additional Noninterest Income$3,464,0001,001
Total noninterest expense$10,806,0001,765
Salaries and employee benefits$7,285,0001,435
Premises and equipment expense$494,0003,665
Additional noninterest expense$3,027,0002,023
Pre-tax net operating income$8,736,000947
Securities gains (losses)$03,259
Applicable income taxes$3,210,000684
Income before extraordinary items$5,526,0001,190
Extraordinary gains, net$017
Net income$5,526,0001,188
Minority interest net income$084
Net income of bank and minority interests.$5,526,0001,189
Net charge-offs$1,0004,914
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,526,0001,163
2014-09-30 (YTD Data)Rank
Total interest income$14,848,0001,282
Total interest expense$2,407,000945
Net interest income$12,441,0001,342
Provision for loan and lease losses$475,0001,186
Total noninterest income$1,266,0002,359
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,0006,399
Trading account gains and fees$0174
Additional Noninterest Income$1,264,0001,653
Total noninterest expense$7,919,0001,802
Salaries and employee benefits$5,367,0001,467
Premises and equipment expense$371,0003,711
Additional noninterest expense$2,181,0002,085
Pre-tax net operating income$5,313,0001,150
Securities gains (losses)$02,980
Applicable income taxes$1,949,000820
Income before extraordinary items$3,364,0001,432
Extraordinary gains, net$015
Net income$3,364,0001,431
Minority interest net income$081
Net income of bank and minority interests.$3,364,0001,432
Net charge-offs$1,0004,590
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,364,0001,407
2014-06-30 (YTD Data)Rank
Total interest income$9,655,0001,316
Total interest expense$1,524,000993
Net interest income$8,131,0001,366
Provision for loan and lease losses$200,0001,637
Total noninterest income$850,0002,324
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,0006,440
Trading account gains and fees$0172
Additional Noninterest Income$848,0001,631
Total noninterest expense$5,336,0001,782
Salaries and employee benefits$3,637,0001,437
Premises and equipment expense$249,0003,725
Additional noninterest expense$1,450,0002,085
Pre-tax net operating income$3,445,0001,154
Securities gains (losses)$02,580
Applicable income taxes$1,261,000811
Income before extraordinary items$2,184,0001,419
Extraordinary gains, net$020
Net income$2,184,0001,421
Minority interest net income$080
Net income of bank and minority interests.$2,184,0001,421
Net charge-offs$1,0004,238
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,184,0001,396
2014-03-31 (YTD Data)Rank
Total interest income$4,639,0001,367
Total interest expense$744,0001,021
Net interest income$3,895,0001,417
Provision for loan and lease losses$03,817
Total noninterest income$225,0003,259
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,0006,493
Trading account gains and fees$0147
Additional Noninterest Income$224,0002,397
Total noninterest expense$2,668,0001,777
Salaries and employee benefits$1,821,0001,449
Premises and equipment expense$126,0003,744
Additional noninterest expense$721,0002,089
Pre-tax net operating income$1,452,0001,290
Securities gains (losses)$01,715
Applicable income taxes$522,000904
Income before extraordinary items$930,0001,583
Extraordinary gains, net$016
Net income$930,0001,586
Minority interest net income$066
Net income of bank and minority interests.$930,0001,586
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$930,0001,554
2013-12-31 (YTD Data)Rank
Total interest income$18,527,0001,375
Total interest expense$3,101,0001,083
Net interest income$15,426,0001,398
Provision for loan and lease losses$200,0002,943
Total noninterest income$2,225,0002,004
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,0006,616
Trading account gains and fees$0184
Additional Noninterest Income$2,223,0001,404
Total noninterest expense$8,937,0002,125
Salaries and employee benefits$6,033,0001,697
Premises and equipment expense$492,0003,768
Additional noninterest expense$2,412,0002,545
Pre-tax net operating income$8,514,000906
Securities gains (losses)$302,000691
Applicable income taxes$3,198,000635
Income before extraordinary items$5,618,0001,100
Extraordinary gains, net$029
Net income$5,618,0001,103
Minority interest net income$090
Net income of bank and minority interests.$5,618,0001,103
Net charge-offs$18,0004,884
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,424,7201,114
2013-09-30 (YTD Data)Rank
Total interest income$14,016,0001,364
Total interest expense$2,317,0001,129
Net interest income$11,699,0001,385
Provision for loan and lease losses$200,0002,567
Total noninterest income$1,038,0002,766
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,0006,682
Trading account gains and fees$0180
Additional Noninterest Income$1,036,0002,002
Total noninterest expense$6,473,0002,181
Salaries and employee benefits$4,413,0001,753
Premises and equipment expense$371,0003,788
Additional noninterest expense$1,689,0002,710
Pre-tax net operating income$6,064,000959
Securities gains (losses)$302,000630
Applicable income taxes$2,314,000659
Income before extraordinary items$4,052,0001,150
Extraordinary gains, net$025
Net income$4,052,0001,152
Minority interest net income$084
Net income of bank and minority interests.$4,052,0001,152
Net charge-offs$18,0004,458
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,858,7201,167
2013-06-30 (YTD Data)Rank
Total interest income$9,244,0001,373
Total interest expense$1,521,0001,178
Net interest income$7,723,0001,384
Provision for loan and lease losses$200,0002,092
Total noninterest income$699,0002,767
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,0006,729
Trading account gains and fees$0157
Additional Noninterest Income$698,0002,020
Total noninterest expense$4,239,0002,231
Salaries and employee benefits$2,880,0001,786
Premises and equipment expense$247,0003,810
Additional noninterest expense$1,112,0002,717
Pre-tax net operating income$3,983,000952
Securities gains (losses)$302,000553
Applicable income taxes$1,563,000647
Income before extraordinary items$2,722,0001,128
Extraordinary gains, net$022
Net income$2,722,0001,129
Minority interest net income$082
Net income of bank and minority interests.$2,722,0001,130
Net charge-offs$18,0004,060
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,528,7201,158
2013-03-31 (YTD Data)Rank
Total interest income$4,667,0001,364
Total interest expense$727,0001,267
Net interest income$3,940,0001,366
Provision for loan and lease losses$200,0001,346
Total noninterest income$351,0002,761
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,0006,768
Trading account gains and fees$0148
Additional Noninterest Income$350,0002,015
Total noninterest expense$2,265,0002,103
Salaries and employee benefits$1,521,0001,724
Premises and equipment expense$124,0003,824
Additional noninterest expense$620,0002,468
Pre-tax net operating income$1,826,0001,009
Securities gains (losses)$302,000319
Applicable income taxes$786,000647
Income before extraordinary items$1,342,0001,128
Extraordinary gains, net$010
Net income$1,342,0001,129
Minority interest net income$076
Net income of bank and minority interests.$1,342,0001,130
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,148,7201,241
2012-12-31 (YTD Data)Rank
Total interest income$18,003,0001,476
Total interest expense$2,478,0001,765
Net interest income$15,525,0001,415
Provision for loan and lease losses$875,0001,938
Total noninterest income$972,0003,298
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,0006,869
Trading account gains and fees$0166
Additional Noninterest Income$970,0002,410
Total noninterest expense$9,196,0002,079
Salaries and employee benefits$6,415,0001,579
Premises and equipment expense$438,0004,126
Additional noninterest expense$2,343,0002,712
Pre-tax net operating income$6,426,0001,114
Securities gains (losses)$14,0003,286
Applicable income taxes$2,204,000808
Income before extraordinary items$4,236,0001,385
Extraordinary gains, net$029
Net income$4,236,0001,386
Minority interest net income$093
Net income of bank and minority interests.$4,236,0001,386
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,226,7601,310
2012-09-30 (YTD Data)Rank
Total interest income$13,586,0001,487
Total interest expense$1,840,0001,848
Net interest income$11,746,0001,415
Provision for loan and lease losses$775,0001,740
Total noninterest income$466,0004,139
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,0006,970
Trading account gains and fees$0157
Additional Noninterest Income$465,0003,057
Total noninterest expense$6,932,0002,079
Salaries and employee benefits$4,861,0001,553
Premises and equipment expense$314,0004,256
Additional noninterest expense$1,757,0002,731
Pre-tax net operating income$4,505,0001,189
Securities gains (losses)$03,575
Applicable income taxes$1,533,000893
Income before extraordinary items$2,972,0001,500
Extraordinary gains, net$020
Net income$2,972,0001,501
Minority interest net income$086
Net income of bank and minority interests.$2,972,0001,501
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,972,0001,408
2012-06-30 (YTD Data)Rank
Total interest income$9,141,0001,487
Total interest expense$1,249,0001,880
Net interest income$7,892,0001,400
Provision for loan and lease losses$500,0001,802
Total noninterest income$190,0004,947
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,0007,018
Trading account gains and fees$0153
Additional Noninterest Income$189,0003,759
Total noninterest expense$4,568,0002,102
Salaries and employee benefits$3,205,0001,577
Premises and equipment expense$191,0004,479
Additional noninterest expense$1,172,0002,747
Pre-tax net operating income$3,014,0001,178
Securities gains (losses)$03,178
Applicable income taxes$1,017,000871
Income before extraordinary items$1,997,0001,486
Extraordinary gains, net$019
Net income$1,997,0001,486
Minority interest net income$084
Net income of bank and minority interests.$1,997,0001,486
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,997,0001,395
2012-03-31 (YTD Data)Rank
Total interest income$4,368,0001,578
Total interest expense$640,0001,916
Net interest income$3,728,0001,498
Provision for loan and lease losses$300,0001,500
Total noninterest income$74,0005,359
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$74,0004,137
Total noninterest expense$2,181,0002,184
Salaries and employee benefits$1,447,0001,734
Premises and equipment expense$88,0004,696
Additional noninterest expense$646,0002,479
Pre-tax net operating income$1,321,0001,330
Securities gains (losses)$02,210
Applicable income taxes$463,000947
Income before extraordinary items$858,0001,699
Extraordinary gains, net$019
Net income$858,0001,700
Minority interest net income$078
Net income of bank and minority interests.$858,0001,700
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$858,0001,596
2011-12-31 (YTD Data)Rank
Total interest income$16,509,0001,706
Total interest expense$3,518,0001,699
Net interest income$12,991,0001,720
Provision for loan and lease losses$06,496
Total noninterest income$518,0004,330
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,0006,938
Trading account gains and fees$0146
Additional Noninterest Income$515,0003,078
Total noninterest expense$4,743,0003,671
Salaries and employee benefits$2,427,0003,642
Premises and equipment expense$220,0005,847
Additional noninterest expense$2,096,0003,010
Pre-tax net operating income$8,766,000706
Securities gains (losses)$56,0002,518
Applicable income taxes$3,035,000574
Income before extraordinary items$5,787,000869
Extraordinary gains, net$029
Net income$5,787,000869
Minority interest net income$096
Net income of bank and minority interests.$5,787,000869
Net charge-offs$-41,0007,158
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,750,040843
2011-09-30 (YTD Data)Rank
Total interest income$12,481,0001,716
Total interest expense$2,709,0001,724
Net interest income$9,772,0001,722
Provision for loan and lease losses$06,393
Total noninterest income$475,0003,989
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,0006,992
Trading account gains and fees$0145
Additional Noninterest Income$473,0002,782
Total noninterest expense$3,216,0003,935
Salaries and employee benefits$1,525,0004,143
Premises and equipment expense$161,0005,932
Additional noninterest expense$1,530,0003,105
Pre-tax net operating income$7,031,000682
Securities gains (losses)$03,555
Applicable income taxes$2,406,000548
Income before extraordinary items$4,625,000828
Extraordinary gains, net$021
Net income$4,625,000827
Minority interest net income$087
Net income of bank and minority interests.$4,625,000828
Net charge-offs$-41,0007,229
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,625,000794
2011-06-30 (YTD Data)Rank
Total interest income$8,400,0001,722
Total interest expense$1,828,0001,758
Net interest income$6,572,0001,708
Provision for loan and lease losses$06,217
Total noninterest income$450,0003,330
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,0007,019
Trading account gains and fees$0153
Additional Noninterest Income$448,0002,264
Total noninterest expense$2,106,0004,034
Salaries and employee benefits$984,0004,245
Premises and equipment expense$116,0005,823
Additional noninterest expense$1,006,0003,194
Pre-tax net operating income$4,916,000644
Securities gains (losses)$02,914
Applicable income taxes$1,664,000519
Income before extraordinary items$3,252,000776
Extraordinary gains, net$015
Net income$3,252,000775
Minority interest net income$089
Net income of bank and minority interests.$3,252,000776
Net charge-offs$-41,0007,287
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,252,000743
2011-03-31 (YTD Data)Rank
Total interest income$4,255,0001,713
Total interest expense$881,0001,879
Net interest income$3,374,0001,655
Provision for loan and lease losses$05,840
Total noninterest income$278,0002,951
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,0007,020
Trading account gains and fees$0158
Additional Noninterest Income$277,0002,007
Total noninterest expense$1,044,0004,072
Salaries and employee benefits$508,0004,182
Premises and equipment expense$58,0005,891
Additional noninterest expense$478,0003,301
Pre-tax net operating income$2,608,000624
Securities gains (losses)$01,772
Applicable income taxes$915,000490
Income before extraordinary items$1,693,000751
Extraordinary gains, net$09
Net income$1,693,000751
Minority interest net income$086
Net income of bank and minority interests.$1,693,000751
Net charge-offs$-41,0007,329
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,693,000735
2010-12-31 (YTD Data)Rank
Total interest income$15,791,0001,920
Total interest expense$3,825,0002,077
Net interest income$11,966,0001,836
Provision for loan and lease losses$625,0003,779
Total noninterest income$571,0004,339
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,0006,772
Trading account gains and fees$0175
Additional Noninterest Income$568,0002,998
Total noninterest expense$3,873,0004,293
Salaries and employee benefits$1,433,0005,168
Premises and equipment expense$189,0006,293
Additional noninterest expense$2,251,0002,935
Pre-tax net operating income$8,039,000666
Securities gains (losses)$1,347,000378
Applicable income taxes$3,294,000503
Income before extraordinary items$6,092,000732
Extraordinary gains, net$029
Net income$6,092,000730
Minority interest net income$0111
Net income of bank and minority interests.$6,092,000733
Net charge-offs$-12,0007,458
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,216,450812
2010-09-30 (YTD Data)Rank
Total interest income$11,417,0002,029
Total interest expense$2,960,0002,096
Net interest income$8,457,0001,964
Provision for loan and lease losses$275,0004,429
Total noninterest income$507,0004,049
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,0006,867
Trading account gains and fees$0165
Additional Noninterest Income$505,0002,741
Total noninterest expense$2,841,0004,378
Salaries and employee benefits$1,004,0005,405
Premises and equipment expense$141,0006,393
Additional noninterest expense$1,696,0002,859
Pre-tax net operating income$5,848,000716
Securities gains (losses)$153,0001,584
Applicable income taxes$2,107,000575
Income before extraordinary items$3,894,000892
Extraordinary gains, net$023
Net income$3,894,000893
Minority interest net income$0110
Net income of bank and minority interests.$3,894,000893
Net charge-offs$11,0006,236
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,794,550872
2010-06-30 (YTD Data)Rank
Total interest income$7,538,0002,071
Total interest expense$2,037,0002,125
Net interest income$5,501,0002,011
Provision for loan and lease losses$06,857
Total noninterest income$401,0003,632
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,0006,907
Trading account gains and fees$0152
Additional Noninterest Income$399,0002,417
Total noninterest expense$1,837,0004,485
Salaries and employee benefits$645,0005,550
Premises and equipment expense$94,0006,417
Additional noninterest expense$1,098,0002,950
Pre-tax net operating income$4,065,000683
Securities gains (losses)$03,184
Applicable income taxes$1,427,000522
Income before extraordinary items$2,638,000837
Extraordinary gains, net$019
Net income$2,638,000836
Minority interest net income$0105
Net income of bank and minority interests.$2,638,000838
Net charge-offs$26,0005,353
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,638,000811
2010-03-31 (YTD Data)Rank
Total interest income$3,987,0002,005
Total interest expense$1,094,0002,084
Net interest income$2,893,0001,960
Provision for loan and lease losses$06,552
Total noninterest income$91,0005,208
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,0006,994
Trading account gains and fees$0175
Additional Noninterest Income$90,0003,709
Total noninterest expense$837,0004,773
Salaries and employee benefits$277,0005,995
Premises and equipment expense$47,0006,501
Additional noninterest expense$513,0003,112
Pre-tax net operating income$2,147,000632
Securities gains (losses)$02,284
Applicable income taxes$754,000477
Income before extraordinary items$1,393,000792
Extraordinary gains, net$016
Net income$1,393,000794
Minority interest net income$091
Net income of bank and minority interests.$1,393,000796
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,393,000762
2009-12-31 (YTD Data)Rank
Total interest income$18,189,0001,861
Total interest expense$6,254,0001,864
Net interest income$11,935,0001,853
Provision for loan and lease losses$850,0003,761
Total noninterest income$586,0004,419
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,0007,077
Trading account gains and fees$0211
Additional Noninterest Income$583,0002,942
Total noninterest expense$3,886,0004,424
Salaries and employee benefits$1,552,0005,083
Premises and equipment expense$190,0006,565
Additional noninterest expense$2,144,0003,143
Pre-tax net operating income$7,785,000553
Securities gains (losses)$3,464,000178
Applicable income taxes$3,844,000326
Income before extraordinary items$7,405,000440
Extraordinary gains, net$034
Net income$7,405,000440
Minority interest net income$0115
Net income of bank and minority interests.$7,405,000442
Net charge-offs$14,0006,799
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,118,760662
2009-09-30 (YTD Data)Rank
Total interest income$14,301,0001,819
Total interest expense$4,970,0001,833
Net interest income$9,331,0001,791
Provision for loan and lease losses$750,0003,186
Total noninterest income$494,0004,250
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,0007,142
Trading account gains and fees$0212
Additional Noninterest Income$492,0002,840
Total noninterest expense$2,927,0004,422
Salaries and employee benefits$1,128,0005,231
Premises and equipment expense$142,0006,614
Additional noninterest expense$1,657,0003,035
Pre-tax net operating income$6,148,000559
Securities gains (losses)$1,673,000242
Applicable income taxes$2,642,000366
Income before extraordinary items$5,179,000515
Extraordinary gains, net$027
Net income$5,179,000514
Minority interest net income$0118
Net income of bank and minority interests.$5,179,000516
Net charge-offs$14,0006,396
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,074,820654
2009-06-30 (YTD Data)Rank
Total interest income$9,570,0001,844
Total interest expense$3,425,0001,871
Net interest income$6,145,0001,810
Provision for loan and lease losses$500,0002,961
Total noninterest income$366,0004,005
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,0007,215
Trading account gains and fees$0193
Additional Noninterest Income$365,0002,684
Total noninterest expense$1,979,0004,410
Salaries and employee benefits$761,0005,258
Premises and equipment expense$95,0006,676
Additional noninterest expense$1,123,0002,999
Pre-tax net operating income$4,032,000553
Securities gains (losses)$03,136
Applicable income taxes$1,312,000476
Income before extraordinary items$2,720,000672
Extraordinary gains, net$021
Net income$2,720,000670
Minority interest net income$0112
Net income of bank and minority interests.$2,720,000673
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,720,000655
2009-03-31 (YTD Data)Rank
Total interest income$4,646,0001,920
Total interest expense$1,774,0001,872
Net interest income$2,872,0001,907
Provision for loan and lease losses$300,0002,285
Total noninterest income$322,0002,892
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,0007,216
Trading account gains and fees$0171
Additional Noninterest Income$321,0001,865
Total noninterest expense$1,035,0004,212
Salaries and employee benefits$508,0004,409
Premises and equipment expense$47,0006,737
Additional noninterest expense$480,0003,111
Pre-tax net operating income$1,859,000666
Securities gains (losses)$02,434
Applicable income taxes$606,000545
Income before extraordinary items$1,253,000840
Extraordinary gains, net$015
Net income$1,253,000841
Minority interest net income$0102
Net income of bank and minority interests.$1,253,000842
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,253,000778
2008-12-31 (YTD Data)Rank
Total interest income$14,387,0002,576
Total interest expense$6,659,0002,291
Net interest income$7,728,0002,798
Provision for loan and lease losses$990,0002,723
Total noninterest income$854,0003,724
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,0007,298
Trading account gains and fees$0154
Additional Noninterest Income$853,0002,367
Total noninterest expense$3,936,0004,293
Salaries and employee benefits$1,755,0004,875
Premises and equipment expense$191,0006,754
Additional noninterest expense$1,990,0002,884
Pre-tax net operating income$3,656,0001,490
Securities gains (losses)$03,220
Applicable income taxes$1,190,0001,045
Income before extraordinary items$2,466,0001,636
Extraordinary gains, net$039
Net income$2,466,0001,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0004,594
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,466,0001,745
2008-09-30 (YTD Data)Rank
Total interest income$9,942,0002,831
Total interest expense$4,885,0002,424
Net interest income$5,057,0003,181
Provision for loan and lease losses$490,0002,757
Total noninterest income$535,0004,188
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,0007,351
Trading account gains and fees$0148
Additional Noninterest Income$534,0002,711
Total noninterest expense$2,944,0004,281
Salaries and employee benefits$1,300,0004,925
Premises and equipment expense$144,0006,784
Additional noninterest expense$1,500,0002,776
Pre-tax net operating income$2,158,0002,181
Securities gains (losses)$03,106
Applicable income taxes$703,0001,527
Income before extraordinary items$1,455,0002,379
Extraordinary gains, net$031
Net income$1,455,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,553
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,455,0002,490
2008-06-30 (YTD Data)Rank
Total interest income$6,539,0002,903
Total interest expense$3,164,0002,586
Net interest income$3,375,0003,167
Provision for loan and lease losses$415,0002,122
Total noninterest income$393,0004,045
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$393,0002,619
Total noninterest expense$1,963,0004,298
Salaries and employee benefits$868,0004,946
Premises and equipment expense$95,0006,841
Additional noninterest expense$1,000,0002,739
Pre-tax net operating income$1,390,0002,339
Securities gains (losses)$03,233
Applicable income taxes$453,0001,720
Income before extraordinary items$937,0002,717
Extraordinary gains, net$021
Net income$937,0002,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,644
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$937,0002,660
2008-03-31 (YTD Data)Rank
Total interest income$3,087,0003,142
Total interest expense$1,565,0002,770
Net interest income$1,522,0003,448
Provision for loan and lease losses$150,0002,123
Total noninterest income$229,0003,708
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$229,0002,362
Total noninterest expense$966,0004,341
Salaries and employee benefits$451,0004,874
Premises and equipment expense$48,0006,848
Additional noninterest expense$467,0002,880
Pre-tax net operating income$635,0002,594
Securities gains (losses)$02,688
Applicable income taxes$207,0001,926
Income before extraordinary items$428,0003,040
Extraordinary gains, net$015
Net income$428,0003,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,620
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$428,0002,955
2007-12-31 (YTD Data)Rank
Total interest income$11,210,0003,472
Total interest expense$5,571,0003,189
Net interest income$5,639,0003,671
Provision for loan and lease losses$120,0004,617
Total noninterest income$960,0003,616
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,0007,464
Trading account gains and fees$0178
Additional Noninterest Income$959,0002,276
Total noninterest expense$3,598,0004,435
Salaries and employee benefits$1,598,0005,101
Premises and equipment expense$137,0007,367
Additional noninterest expense$1,863,0002,840
Pre-tax net operating income$2,881,0002,549
Securities gains (losses)$02,146
Applicable income taxes$950,0001,927
Income before extraordinary items$1,931,0002,899
Extraordinary gains, net$039
Net income$1,931,0002,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,931,0002,891
2007-09-30 (YTD Data)Rank
Total interest income$8,111,0003,576
Total interest expense$3,971,0003,305
Net interest income$4,140,0003,745
Provision for loan and lease losses$80,0004,491
Total noninterest income$854,0003,251
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,480
Trading account gains and fees$0184
Additional Noninterest Income$853,0002,040
Total noninterest expense$2,628,0004,497
Salaries and employee benefits$1,169,0005,183
Premises and equipment expense$94,0007,477
Additional noninterest expense$1,365,0002,836
Pre-tax net operating income$2,286,0002,588
Securities gains (losses)$01,655
Applicable income taxes$757,0001,977
Income before extraordinary items$1,529,0002,925
Extraordinary gains, net$033
Net income$1,529,0002,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,529,0002,915
2007-06-30 (YTD Data)Rank
Total interest income$5,311,0003,626
Total interest expense$2,552,0003,406
Net interest income$2,759,0003,763
Provision for loan and lease losses$40,0004,625
Total noninterest income$595,0003,167
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$594,0001,999
Total noninterest expense$1,700,0004,613
Salaries and employee benefits$764,0005,277
Premises and equipment expense$64,0007,478
Additional noninterest expense$872,0002,958
Pre-tax net operating income$1,614,0002,556
Securities gains (losses)$01,444
Applicable income taxes$538,0001,962
Income before extraordinary items$1,076,0002,875
Extraordinary gains, net$029
Net income$1,076,0002,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,076,0002,853
2007-03-31 (YTD Data)Rank
Total interest income$2,543,0003,738
Total interest expense$1,199,0003,542
Net interest income$1,344,0003,830
Provision for loan and lease losses$40,0003,421
Total noninterest income$408,0002,530
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$408,0001,568
Total noninterest expense$829,0004,697
Salaries and employee benefits$403,0005,142
Premises and equipment expense$32,0007,520
Additional noninterest expense$394,0003,210
Pre-tax net operating income$883,0002,374
Securities gains (losses)$01,187
Applicable income taxes$295,0001,868
Income before extraordinary items$588,0002,674
Extraordinary gains, net$022
Net income$588,0002,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$588,0002,661
2006-12-31 (YTD Data)Rank
Total interest income$8,742,0003,959
Total interest expense$3,963,0003,625
Net interest income$4,779,0004,147
Provision for loan and lease losses$155,0003,995
Total noninterest income$457,0005,332
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,0007,596
Trading account gains and fees$0130
Additional Noninterest Income$456,0003,498
Total noninterest expense$3,018,0004,861
Salaries and employee benefits$1,275,0005,713
Premises and equipment expense$132,0007,465
Additional noninterest expense$1,611,0003,100
Pre-tax net operating income$2,063,0003,571
Securities gains (losses)$01,687
Applicable income taxes$658,0002,749
Income before extraordinary items$1,405,0003,929
Extraordinary gains, net$051
Net income$1,405,0003,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,405,0003,908
2006-09-30 (YTD Data)Rank
Total interest income$6,180,0004,096
Total interest expense$2,749,0003,725
Net interest income$3,431,0004,312
Provision for loan and lease losses$110,0003,941
Total noninterest income$285,0005,745
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,0007,639
Trading account gains and fees$0126
Additional Noninterest Income$284,0003,833
Total noninterest expense$2,201,0004,938
Salaries and employee benefits$941,0005,737
Premises and equipment expense$100,0007,462
Additional noninterest expense$1,160,0003,224
Pre-tax net operating income$1,405,0003,938
Securities gains (losses)$01,388
Applicable income taxes$439,0003,043
Income before extraordinary items$966,0004,255
Extraordinary gains, net$045
Net income$966,0004,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$966,0004,242
2006-06-30 (YTD Data)Rank
Total interest income$3,910,0004,194
Total interest expense$1,644,0003,888
Net interest income$2,266,0004,348
Provision for loan and lease losses$80,0003,718
Total noninterest income$210,0005,519
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$210,0003,655
Total noninterest expense$1,411,0005,087
Salaries and employee benefits$647,0005,669
Premises and equipment expense$70,0007,416
Additional noninterest expense$694,0003,514
Pre-tax net operating income$985,0003,827
Securities gains (losses)$01,185
Applicable income taxes$305,0003,021
Income before extraordinary items$680,0004,142
Extraordinary gains, net$039
Net income$680,0004,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$680,0004,135
2006-03-31 (YTD Data)Rank
Total interest income$1,853,0004,296
Total interest expense$712,0004,134
Net interest income$1,141,0004,311
Provision for loan and lease losses$06,013
Total noninterest income$108,0005,440
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$108,0003,577
Total noninterest expense$707,0005,103
Salaries and employee benefits$341,0005,515
Premises and equipment expense$36,0007,382
Additional noninterest expense$330,0003,609
Pre-tax net operating income$542,0003,560
Securities gains (losses)$0955
Applicable income taxes$176,0002,795
Income before extraordinary items$366,0003,902
Extraordinary gains, net$021
Net income$366,0003,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$366,0003,886
2005-12-31 (YTD Data)Rank
Total interest income$5,351,0004,946
Total interest expense$1,805,0004,734
Net interest income$3,546,0004,975
Provision for loan and lease losses$261,0003,081
Total noninterest income$810,0004,012
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$810,0002,514
Total noninterest expense$2,562,0005,303
Salaries and employee benefits$1,186,0005,836
Premises and equipment expense$158,0007,188
Additional noninterest expense$1,218,0003,831
Pre-tax net operating income$1,533,0004,322
Securities gains (losses)$02,296
Applicable income taxes$145,0005,035
Income before extraordinary items$1,388,0003,979
Extraordinary gains, net$046
Net income$1,388,0003,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,388,0003,949
2005-09-30 (YTD Data)Rank
Total interest income$3,811,0005,065
Total interest expense$1,202,0004,931
Net interest income$2,609,0005,049
Provision for loan and lease losses$261,0002,459
Total noninterest income$563,0004,211
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$563,0002,658
Total noninterest expense$1,864,0005,367
Salaries and employee benefits$869,0005,868
Premises and equipment expense$118,0007,197
Additional noninterest expense$877,0003,894
Pre-tax net operating income$1,047,0004,650
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,047,0004,042
Extraordinary gains, net$035
Net income$1,047,0004,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,047,0004,000
2005-06-30 (YTD Data)Rank
Total interest income$2,531,0005,028
Total interest expense$715,0005,078
Net interest income$1,816,0004,917
Provision for loan and lease losses$159,0002,556
Total noninterest income$349,0004,381
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$349,0002,779
Total noninterest expense$1,210,0005,446
Salaries and employee benefits$597,0005,763
Premises and equipment expense$78,0007,200
Additional noninterest expense$535,0004,140
Pre-tax net operating income$796,0004,296
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$796,0003,645
Extraordinary gains, net$030
Net income$796,0003,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$796,0003,598
2005-03-31 (YTD Data)Rank
Total interest income$1,177,0005,240
Total interest expense$282,0005,648
Net interest income$895,0004,983
Provision for loan and lease losses$52,0003,132
Total noninterest income$278,0003,228
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$278,0001,985
Total noninterest expense$614,0005,440
Salaries and employee benefits$316,0005,611
Premises and equipment expense$39,0007,270
Additional noninterest expense$259,0004,244
Pre-tax net operating income$507,0003,641
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$507,0003,018
Extraordinary gains, net$024
Net income$507,0003,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$507,0002,979
2004-12-31 (YTD Data)Rank
Total interest income$3,427,0006,028
Total interest expense$712,0006,545
Net interest income$2,715,0005,732
Provision for loan and lease losses$41,0006,153
Total noninterest income$428,0005,647
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$428,0003,594
Total noninterest expense$2,270,0005,596
Salaries and employee benefits$1,045,0006,140
Premises and equipment expense$154,0007,278
Additional noninterest expense$1,071,0004,107
Pre-tax net operating income$832,0005,697
Securities gains (losses)$03,819
Applicable income taxes$-16,0008,605
Income before extraordinary items$848,0005,130
Extraordinary gains, net$034
Net income$848,0005,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$848,0005,058
2004-09-30 (YTD Data)Rank
Total interest income$2,387,0006,263
Total interest expense$472,0006,843
Net interest income$1,915,0005,940
Provision for loan and lease losses$41,0005,688
Total noninterest income$362,0005,380
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$362,0003,376
Total noninterest expense$1,692,0005,593
Salaries and employee benefits$774,0006,130
Premises and equipment expense$116,0007,243
Additional noninterest expense$802,0004,076
Pre-tax net operating income$544,0006,121
Securities gains (losses)$03,710
Applicable income taxes$-16,0008,751
Income before extraordinary items$560,0005,538
Extraordinary gains, net$026
Net income$560,0005,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$560,0005,468
2004-06-30 (YTD Data)Rank
Total interest income$1,572,0006,314
Total interest expense$287,0007,076
Net interest income$1,285,0005,919
Provision for loan and lease losses$41,0005,001
Total noninterest income$220,0005,615
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$220,0003,559
Total noninterest expense$1,107,0005,689
Salaries and employee benefits$512,0006,210
Premises and equipment expense$77,0007,299
Additional noninterest expense$518,0004,196
Pre-tax net operating income$357,0006,140
Securities gains (losses)$03,413
Applicable income taxes$-16,0008,822
Income before extraordinary items$373,0005,504
Extraordinary gains, net$021
Net income$373,0005,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$373,0005,402
2004-03-31 (YTD Data)Rank
Total interest income$775,0006,381
Total interest expense$136,0007,249
Net interest income$639,0005,935
Provision for loan and lease losses$41,0003,702
Total noninterest income$62,0006,798
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$62,0004,679
Total noninterest expense$455,0006,375
Salaries and employee benefits$166,0007,463
Premises and equipment expense$38,0007,364
Additional noninterest expense$251,0004,304
Pre-tax net operating income$205,0005,768
Securities gains (losses)$02,934
Applicable income taxes$-16,0008,891
Income before extraordinary items$221,0005,082
Extraordinary gains, net$016
Net income$221,0005,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$221,0004,952
2003-12-31 (YTD Data)Rank
Total interest income$2,776,0006,769
Total interest expense$391,0008,140
Net interest income$2,385,0006,047
Provision for loan and lease losses$159,0004,488
Total noninterest income$316,0006,490
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$316,0004,400
Total noninterest expense$2,456,0005,277
Salaries and employee benefits$1,208,0005,615
Premises and equipment expense$186,0006,952
Additional noninterest expense$1,062,0004,086
Pre-tax net operating income$86,0008,253
Securities gains (losses)$04,500
Applicable income taxes$63,0006,123
Income before extraordinary items$23,0008,561
Extraordinary gains, net$054
Net income$23,0008,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$23,0008,465
2003-09-30 (YTD Data)Rank
Total interest income$2,090,0006,832
Total interest expense$256,0008,447
Net interest income$1,834,0006,005
Provision for loan and lease losses$114,0004,451
Total noninterest income$155,0007,334
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$155,0005,278
Total noninterest expense$1,835,0005,272
Salaries and employee benefits$878,0005,690
Premises and equipment expense$147,0006,830
Additional noninterest expense$810,0004,029
Pre-tax net operating income$40,0008,494
Securities gains (losses)$04,204
Applicable income taxes$46,0006,283
Income before extraordinary items$-6,0008,737
Extraordinary gains, net$040
Net income$-6,0008,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-6,0008,648
2003-06-30 (YTD Data)Rank
Total interest income$1,399,0006,880
Total interest expense$172,0008,523
Net interest income$1,227,0006,000
Provision for loan and lease losses$36,0005,560
Total noninterest income$116,0007,137
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$116,0005,059
Total noninterest expense$1,263,0005,163
Salaries and employee benefits$616,0005,528
Premises and equipment expense$108,0006,577
Additional noninterest expense$539,0004,015
Pre-tax net operating income$44,0008,415
Securities gains (losses)$03,782
Applicable income taxes$46,0005,986
Income before extraordinary items$-2,0008,771
Extraordinary gains, net$030
Net income$-2,0008,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-2,0008,661
2003-03-31 (YTD Data)Rank
Total interest income$716,0006,843
Total interest expense$87,0008,596
Net interest income$629,0005,902
Provision for loan and lease losses$20,0005,233
Total noninterest income$38,0007,830
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$38,0005,786
Total noninterest expense$514,0005,913
Salaries and employee benefits$226,0006,605
Premises and equipment expense$34,0007,649
Additional noninterest expense$254,0004,153
Pre-tax net operating income$133,0006,710
Securities gains (losses)$02,891
Applicable income taxes$31,0005,692
Income before extraordinary items$102,0006,860
Extraordinary gains, net$021
Net income$102,0006,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$102,0006,695
2002-12-31 (YTD Data)Rank
Total interest income$1,597,0008,268
Total interest expense$288,0008,918
Net interest income$1,309,0007,754
Provision for loan and lease losses$344,0003,167
Total noninterest income$102,0008,383
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$102,0006,410
Total noninterest expense$2,080,0005,747
Salaries and employee benefits$1,025,0006,046
Premises and equipment expense$143,0007,535
Additional noninterest expense$912,0004,499
Pre-tax net operating income$-1,013,0009,122
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-1,013,0009,181
Extraordinary gains, net$070
Net income$-1,013,0009,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,013,0009,147
2001-12-31 (YTD Data)Rank
Total interest income$445,0009,450
Total interest expense$23,0009,544
Net interest income$422,0009,288
Provision for loan and lease losses$136,0004,973
Total noninterest income$09,561
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$09,480
Total noninterest expense$1,011,0007,928
Salaries and employee benefits$564,0007,834
Premises and equipment expense$87,0008,512
Additional noninterest expense$360,0007,434
Pre-tax net operating income$-725,0009,255
Securities gains (losses)$04,612
Applicable income taxes$3,0007,803
Income before extraordinary items$-728,0009,321
Extraordinary gains, net$0105
Net income$-728,0009,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$20,000,00035
Net operating income$-728,0009,290

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.