Home > Legend Bank, N.A. > Income and Expense

Legend Bank, N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$50,832,000918
Total interest expense$10,479,0001,245
Net interest income$40,353,000804
Provision for loan and lease losses$135,0002,257
Total noninterest income$7,143,000934
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,966,000402
Trading account gains and feesNANA
Additional Noninterest Income$4,177,000995
Total noninterest expense$32,164,000843
Salaries and employee benefits$20,932,000725
Premises and equipment expense$2,998,000865
Additional noninterest expense$4,177,000995
Pre-tax net operating income$15,197,000848
Securities gains (losses)$5,000865
Applicable income taxes$03,369
Income before extraordinary items$15,202,000731
Extraordinary gains, net$054
Net income$15,202,000742
Minority interest net income$088
Net income of bank and minority interests.$15,202,000734
Net charge-offs$238,0001,074
Cash dividends$7,302,000611
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,197,000739
2023-09-30 (YTD Data)Rank
Total interest income$36,665,000936
Total interest expense$6,721,0001,305
Net interest income$29,944,000821
Provision for loan and lease losses$35,0002,653
Total noninterest income$5,356,000946
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,201,000404
Trading account gains and feesNANA
Additional Noninterest Income$3,155,000998
Total noninterest expense$24,127,000841
Salaries and employee benefits$15,753,000729
Premises and equipment expense$2,294,000853
Additional noninterest expense$3,155,000998
Pre-tax net operating income$11,138,000895
Securities gains (losses)$5,000699
Applicable income taxes$03,407
Income before extraordinary items$11,143,000765
Extraordinary gains, net$052
Net income$11,143,000769
Minority interest net income$081
Net income of bank and minority interests.$11,143,000765
Net charge-offs$176,000934
Cash dividends$4,717,000637
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,138,000778
2023-06-30 (YTD Data)Rank
Total interest income$23,221,000944
Total interest expense$3,555,0001,400
Net interest income$19,666,000827
Provision for loan and lease losses$02,940
Total noninterest income$3,556,000905
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,455,000397
Trading account gains and feesNANA
Additional Noninterest Income$2,101,000936
Total noninterest expense$16,226,000819
Salaries and employee benefits$10,552,000718
Premises and equipment expense$1,534,000833
Additional noninterest expense$2,101,000935
Pre-tax net operating income$6,996,000944
Securities gains (losses)$5,000745
Applicable income taxes$03,436
Income before extraordinary items$7,001,000798
Extraordinary gains, net$051
Net income$7,001,000809
Minority interest net income$081
Net income of bank and minority interests.$7,001,000798
Net charge-offs$107,000891
Cash dividends$2,954,000653
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,996,000809
2023-03-31 (YTD Data)Rank
Total interest income$10,884,000985
Total interest expense$1,063,0001,767
Net interest income$9,821,000840
Provision for loan and lease losses$02,612
Total noninterest income$1,726,000927
Gross Fiduciary activities income$0913
Service charges on deposit accounts$730,000411
Trading account gains and feesNANA
Additional Noninterest Income$996,000967
Total noninterest expense$8,103,000828
Salaries and employee benefits$5,305,000733
Premises and equipment expense$783,000856
Additional noninterest expense$996,000967
Pre-tax net operating income$3,444,000973
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,444,000838
Extraordinary gains, net$04
Net income$3,444,000837
Minority interest net income$048
Net income of bank and minority interests.$3,444,000837
Net charge-offs$36,000909
Cash dividends$1,646,000558
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,444,000853
2022-12-31 (YTD Data)Rank
Total interest income$37,973,000937
Total interest expense$948,0002,484
Net interest income$37,025,000866
Provision for loan and lease losses$385,0001,378
Total noninterest income$7,167,000944
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,804,000439
Trading account gains and feesNANA
Additional Noninterest Income$4,363,000996
Total noninterest expense$29,066,000893
Salaries and employee benefits$18,595,000803
Premises and equipment expense$3,202,000811
Additional noninterest expense$4,363,000996
Pre-tax net operating income$14,741,000950
Securities gains (losses)$298,00095
Applicable income taxes$03,596
Income before extraordinary items$15,039,000785
Extraordinary gains, net$05
Net income$15,039,000787
Minority interest net income$063
Net income of bank and minority interests.$15,039,000786
Net charge-offs$-392,0004,562
Cash dividends$13,379,000378
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,741,000818
2022-09-30 (YTD Data)Rank
Total interest income$27,662,000923
Total interest expense$497,0002,659
Net interest income$27,165,000868
Provision for loan and lease losses$235,0001,374
Total noninterest income$5,268,000980
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,088,000445
Trading account gains and feesNANA
Additional Noninterest Income$3,180,0001,027
Total noninterest expense$21,142,000906
Salaries and employee benefits$13,522,000822
Premises and equipment expense$2,277,000847
Additional noninterest expense$3,180,0001,027
Pre-tax net operating income$11,056,000965
Securities gains (losses)$298,00088
Applicable income taxes$03,603
Income before extraordinary items$11,354,000800
Extraordinary gains, net$04
Net income$11,354,000800
Minority interest net income$057
Net income of bank and minority interests.$11,354,000800
Net charge-offs$-461,0004,617
Cash dividends$6,598,000474
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,056,000831
2022-06-30 (YTD Data)Rank
Total interest income$18,012,000904
Total interest expense$320,0002,570
Net interest income$17,692,000870
Provision for loan and lease losses$60,0001,769
Total noninterest income$3,237,0001,017
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,349,000450
Trading account gains and feesNANA
Additional Noninterest Income$1,888,0001,131
Total noninterest expense$13,948,000896
Salaries and employee benefits$8,988,000808
Premises and equipment expense$1,476,000868
Additional noninterest expense$3,484,0001,045
Pre-tax net operating income$6,921,000957
Securities gains (losses)$298,00078
Applicable income taxes$03,564
Income before extraordinary items$7,219,000787
Extraordinary gains, net$04
Net income$7,219,000787
Minority interest net income$060
Net income of bank and minority interests.$7,219,000787
Net charge-offs$-544,0004,688
Cash dividends$2,549,000701
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,921,000831
2022-03-31 (YTD Data)Rank
Total interest income$8,729,000909
Total interest expense$163,0002,518
Net interest income$8,566,000872
Provision for loan and lease losses$60,0001,235
Total noninterest income$1,825,000942
Gross Fiduciary activities income$0892
Service charges on deposit accounts$644,000461
Trading account gains and feesNANA
Additional Noninterest Income$1,181,000977
Total noninterest expense$6,751,000920
Salaries and employee benefits$4,482,000816
Premises and equipment expense$674,000938
Additional noninterest expense$1,595,0001,093
Pre-tax net operating income$3,580,000897
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,580,000764
Extraordinary gains, net$04
Net income$3,580,000764
Minority interest net income$050
Net income of bank and minority interests.$3,580,000764
Net charge-offs$83,000534
Cash dividends$1,387,000626
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,580,000771
2021-12-31 (YTD Data)Rank
Total interest income$36,128,000911
Total interest expense$1,117,0002,057
Net interest income$35,011,000866
Provision for loan and lease losses$897,000677
Total noninterest income$6,621,0001,094
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,421,000463
Trading account gains and feesNANA
Additional Noninterest Income$4,200,0001,209
Total noninterest expense$26,749,000932
Salaries and employee benefits$16,812,000850
Premises and equipment expense$2,773,000922
Additional noninterest expense$7,164,0001,012
Pre-tax net operating income$13,986,000980
Securities gains (losses)$231,000559
Applicable income taxes$03,710
Income before extraordinary items$14,217,000861
Extraordinary gains, net$010
Net income$14,217,000862
Minority interest net income$074
Net income of bank and minority interests.$14,217,000862
Net charge-offs$-117,0004,414
Cash dividends$6,344,000653
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,986,000859
2021-09-30 (YTD Data)Rank
Total interest income$27,498,000917
Total interest expense$929,0002,003
Net interest income$26,569,000869
Provision for loan and lease losses$844,000530
Total noninterest income$5,034,0001,113
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,790,000474
Trading account gains and feesNANA
Additional Noninterest Income$3,244,0001,221
Total noninterest expense$19,968,000940
Salaries and employee benefits$12,652,000862
Premises and equipment expense$2,055,000944
Additional noninterest expense$5,261,0001,034
Pre-tax net operating income$10,791,0001,005
Securities gains (losses)$220,000527
Applicable income taxes$03,719
Income before extraordinary items$11,011,000875
Extraordinary gains, net$08
Net income$11,011,000875
Minority interest net income$069
Net income of bank and minority interests.$11,011,000875
Net charge-offs$-150,0004,579
Cash dividends$4,478,000642
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,791,000874
2021-06-30 (YTD Data)Rank
Total interest income$18,780,000888
Total interest expense$689,0001,918
Net interest income$18,091,000847
Provision for loan and lease losses$758,000407
Total noninterest income$3,238,0001,133
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,153,000474
Trading account gains and feesNANA
Additional Noninterest Income$2,085,0001,258
Total noninterest expense$13,126,000939
Salaries and employee benefits$8,412,000865
Premises and equipment expense$1,346,000953
Additional noninterest expense$3,368,0001,049
Pre-tax net operating income$7,445,000984
Securities gains (losses)$214,000450
Applicable income taxes$03,702
Income before extraordinary items$7,659,000830
Extraordinary gains, net$06
Net income$7,659,000830
Minority interest net income$067
Net income of bank and minority interests.$7,659,000830
Net charge-offs$-239,0004,781
Cash dividends$2,786,000666
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,445,000835
2021-03-31 (YTD Data)Rank
Total interest income$8,369,000960
Total interest expense$387,0001,832
Net interest income$7,982,000913
Provision for loan and lease losses$326,000512
Total noninterest income$1,538,0001,167
Gross Fiduciary activities income$0922
Service charges on deposit accounts$569,000473
Trading account gains and feesNANA
Additional Noninterest Income$969,0001,300
Total noninterest expense$6,542,000936
Salaries and employee benefits$4,093,000879
Premises and equipment expense$674,000960
Additional noninterest expense$1,775,000995
Pre-tax net operating income$2,652,0001,255
Securities gains (losses)$130,000411
Applicable income taxes$03,613
Income before extraordinary items$2,782,0001,090
Extraordinary gains, net$03
Net income$2,782,0001,090
Minority interest net income$055
Net income of bank and minority interests.$2,782,0001,090
Net charge-offs$-291,0004,895
Cash dividends$1,314,000616
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,652,0001,111
2020-12-31 (YTD Data)Rank
Total interest income$34,769,000934
Total interest expense$2,636,0001,652
Net interest income$32,133,000880
Provision for loan and lease losses$1,592,0001,217
Total noninterest income$6,910,0001,028
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,451,000452
Trading account gains and feesNANA
Additional Noninterest Income$4,459,0001,106
Total noninterest expense$25,556,000935
Salaries and employee benefits$16,261,000845
Premises and equipment expense$2,822,000901
Additional noninterest expense$6,473,0001,036
Pre-tax net operating income$11,895,000918
Securities gains (losses)$236,000949
Applicable income taxes$03,697
Income before extraordinary items$12,131,000799
Extraordinary gains, net$04
Net income$12,131,000799
Minority interest net income$072
Net income of bank and minority interests.$12,131,000799
Net charge-offs$719,000794
Cash dividends$5,836,000677
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,895,000783
2020-09-30 (YTD Data)Rank
Total interest income$26,497,000925
Total interest expense$2,162,0001,619
Net interest income$24,335,000870
Provision for loan and lease losses$1,350,0001,140
Total noninterest income$5,131,0001,008
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,813,000452
Trading account gains and feesNANA
Additional Noninterest Income$3,318,0001,077
Total noninterest expense$18,881,000929
Salaries and employee benefits$11,983,000842
Premises and equipment expense$2,087,000897
Additional noninterest expense$4,811,0001,039
Pre-tax net operating income$9,235,000859
Securities gains (losses)$228,000827
Applicable income taxes$03,696
Income before extraordinary items$9,463,000750
Extraordinary gains, net$04
Net income$9,463,000750
Minority interest net income$065
Net income of bank and minority interests.$9,463,000750
Net charge-offs$313,000999
Cash dividends$4,053,000657
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,235,000736
2020-06-30 (YTD Data)Rank
Total interest income$18,323,000908
Total interest expense$1,586,0001,584
Net interest income$16,737,000839
Provision for loan and lease losses$1,278,000931
Total noninterest income$3,244,000981
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,215,000445
Trading account gains and feesNANA
Additional Noninterest Income$2,029,0001,083
Total noninterest expense$12,542,000925
Salaries and employee benefits$7,933,000841
Premises and equipment expense$1,360,000916
Additional noninterest expense$3,249,0001,024
Pre-tax net operating income$6,161,000783
Securities gains (losses)$221,000660
Applicable income taxes$03,655
Income before extraordinary items$6,382,000679
Extraordinary gains, net$04
Net income$6,382,000679
Minority interest net income$065
Net income of bank and minority interests.$6,382,000679
Net charge-offs$270,000854
Cash dividends$2,153,000761
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,161,000675
2020-03-31 (YTD Data)Rank
Total interest income$8,547,000968
Total interest expense$914,0001,521
Net interest income$7,633,000893
Provision for loan and lease losses$328,0001,131
Total noninterest income$1,663,000922
Gross Fiduciary activities income$0941
Service charges on deposit accounts$708,000443
Trading account gains and feesNANA
Additional Noninterest Income$955,0001,001
Total noninterest expense$6,442,000907
Salaries and employee benefits$4,041,000835
Premises and equipment expense$469,0001,252
Additional noninterest expense$1,932,000900
Pre-tax net operating income$2,526,000873
Securities gains (losses)$96,000619
Applicable income taxes$03,513
Income before extraordinary items$2,622,000734
Extraordinary gains, net$04
Net income$2,622,000734
Minority interest net income$056
Net income of bank and minority interests.$2,622,000734
Net charge-offs$266,000536
Cash dividends$1,115,000754
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,526,000741
2019-12-31 (YTD Data)Rank
Total interest income$33,781,000981
Total interest expense$3,739,0001,554
Net interest income$30,042,000903
Provision for loan and lease losses$1,046,000883
Total noninterest income$7,640,000849
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,733,000464
Trading account gains and feesNANA
Additional Noninterest Income$4,907,000843
Total noninterest expense$24,899,000925
Salaries and employee benefits$14,956,000863
Premises and equipment expense$2,271,0001,058
Additional noninterest expense$7,672,000885
Pre-tax net operating income$11,737,000925
Securities gains (losses)$94,000960
Applicable income taxes$03,859
Income before extraordinary items$11,831,000811
Extraordinary gains, net$011
Net income$11,831,000812
Minority interest net income$076
Net income of bank and minority interests.$11,831,000812
Net charge-offs$-125,0004,934
Cash dividends$2,383,0001,420
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,737,000793
2019-09-30 (YTD Data)Rank
Total interest income$24,905,000998
Total interest expense$2,738,0001,591
Net interest income$22,167,000917
Provision for loan and lease losses$703,000899
Total noninterest income$5,298,000892
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,006,000475
Trading account gains and feesNANA
Additional Noninterest Income$3,292,000897
Total noninterest expense$18,140,000931
Salaries and employee benefits$11,061,000873
Premises and equipment expense$1,720,0001,054
Additional noninterest expense$5,359,000943
Pre-tax net operating income$8,622,000961
Securities gains (losses)$85,000858
Applicable income taxes$03,902
Income before extraordinary items$8,707,000840
Extraordinary gains, net$011
Net income$8,707,000841
Minority interest net income$072
Net income of bank and minority interests.$8,707,000841
Net charge-offs$-86,0004,932
Cash dividends$2,382,0001,051
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,622,000824
2019-06-30 (YTD Data)Rank
Total interest income$16,290,0001,005
Total interest expense$1,710,0001,639
Net interest income$14,580,000922
Provision for loan and lease losses$654,000675
Total noninterest income$3,359,000906
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,279,000493
Trading account gains and feesNANA
Additional Noninterest Income$2,080,000904
Total noninterest expense$11,767,000941
Salaries and employee benefits$7,140,000888
Premises and equipment expense$826,0001,393
Additional noninterest expense$3,801,000897
Pre-tax net operating income$5,518,000965
Securities gains (losses)$44,000779
Applicable income taxes$03,901
Income before extraordinary items$5,562,000848
Extraordinary gains, net$011
Net income$5,562,000848
Minority interest net income$069
Net income of bank and minority interests.$5,562,000848
Net charge-offs$178,0001,068
Cash dividends$2,382,000773
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,518,000833
2019-03-31 (YTD Data)Rank
Total interest income$7,924,0001,024
Total interest expense$820,0001,639
Net interest income$7,104,000945
Provision for loan and lease losses$297,000726
Total noninterest income$1,649,000887
Gross Fiduciary activities income$0972
Service charges on deposit accounts$594,000517
Trading account gains and feesNANA
Additional Noninterest Income$1,055,000871
Total noninterest expense$5,779,000955
Salaries and employee benefits$3,544,000904
Premises and equipment expense$394,0001,478
Additional noninterest expense$1,841,000906
Pre-tax net operating income$2,677,000959
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,677,000864
Extraordinary gains, net$05
Net income$2,677,000863
Minority interest net income$052
Net income of bank and minority interests.$2,677,000863
Net charge-offs$43,0001,301
Cash dividends$1,354,000687
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,677,000845
2018-12-31 (YTD Data)Rank
Total interest income$29,365,0001,028
Total interest expense$2,365,0001,722
Net interest income$27,000,000966
Provision for loan and lease losses$2,351,000443
Total noninterest income$6,338,000939
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,494,000512
Trading account gains and feesNANA
Additional Noninterest Income$3,844,000944
Total noninterest expense$21,215,0001,022
Salaries and employee benefits$12,914,000951
Premises and equipment expense$2,957,000845
Additional noninterest expense$5,344,0001,181
Pre-tax net operating income$9,772,0001,052
Securities gains (losses)$332,000165
Applicable income taxes$03,978
Income before extraordinary items$10,104,000907
Extraordinary gains, net$06
Net income$10,104,000906
Minority interest net income$072
Net income of bank and minority interests.$10,104,000906
Net charge-offs$2,522,000311
Cash dividends$5,548,000680
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,772,000931
2018-09-30 (YTD Data)Rank
Total interest income$21,513,0001,034
Total interest expense$1,641,0001,744
Net interest income$19,872,000982
Provision for loan and lease losses$2,041,000392
Total noninterest income$4,770,000945
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,824,000525
Trading account gains and feesNANA
Additional Noninterest Income$2,946,000941
Total noninterest expense$15,638,0001,036
Salaries and employee benefits$9,493,000971
Premises and equipment expense$1,117,0001,525
Additional noninterest expense$5,028,000989
Pre-tax net operating income$6,963,0001,104
Securities gains (losses)$332,000155
Applicable income taxes$04,032
Income before extraordinary items$7,295,000950
Extraordinary gains, net$05
Net income$7,295,000948
Minority interest net income$066
Net income of bank and minority interests.$7,295,000949
Net charge-offs$2,532,000245
Cash dividends$2,935,000799
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,963,000977
2018-06-30 (YTD Data)Rank
Total interest income$14,082,0001,041
Total interest expense$991,0001,787
Net interest income$13,091,000992
Provision for loan and lease losses$1,324,000385
Total noninterest income$3,126,000956
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,209,000523
Trading account gains and feesNANA
Additional Noninterest Income$1,917,000964
Total noninterest expense$10,547,0001,018
Salaries and employee benefits$6,305,000976
Premises and equipment expense$980,0001,199
Additional noninterest expense$3,262,0001,005
Pre-tax net operating income$4,346,0001,142
Securities gains (losses)$332,000132
Applicable income taxes$04,018
Income before extraordinary items$4,678,000968
Extraordinary gains, net$06
Net income$4,678,000966
Minority interest net income$065
Net income of bank and minority interests.$4,678,000967
Net charge-offs$1,749,000236
Cash dividends$1,731,000863
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,346,0001,012
2018-03-31 (YTD Data)Rank
Total interest income$6,784,0001,069
Total interest expense$452,0001,846
Net interest income$6,332,0001,014
Provision for loan and lease losses$145,0001,208
Total noninterest income$1,428,0001,005
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$573,000553
Trading account gains and feesNANA
Additional Noninterest Income$855,0001,028
Total noninterest expense$5,293,0001,025
Salaries and employee benefits$3,157,000977
Premises and equipment expense$488,0001,220
Additional noninterest expense$1,648,000981
Pre-tax net operating income$2,322,0001,066
Securities gains (losses)$256,000102
Applicable income taxes$03,948
Income before extraordinary items$2,578,000855
Extraordinary gains, net$07
Net income$2,578,000856
Minority interest net income$052
Net income of bank and minority interests.$2,578,000855
Net charge-offs$205,000567
Cash dividends$950,000761
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,322,000937
2017-12-31 (YTD Data)Rank
Total interest income$26,390,0001,065
Total interest expense$1,350,0002,074
Net interest income$25,040,0001,007
Provision for loan and lease losses$643,0001,224
Total noninterest income$5,837,0001,002
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,216,000580
Trading account gains and feesNANA
Additional Noninterest Income$3,621,0001,020
Total noninterest expense$20,969,0001,016
Salaries and employee benefits$12,423,000961
Premises and equipment expense$1,831,0001,272
Additional noninterest expense$6,715,000969
Pre-tax net operating income$9,265,0001,050
Securities gains (losses)$184,000421
Applicable income taxes$04,135
Income before extraordinary items$9,449,000792
Extraordinary gains, net$09
Net income$9,449,000792
Minority interest net income$076
Net income of bank and minority interests.$9,449,000792
Net charge-offs$371,0001,320
Cash dividends$8,263,000435
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,265,000790
2017-09-30 (YTD Data)Rank
Total interest income$19,745,0001,069
Total interest expense$970,0002,124
Net interest income$18,775,0001,006
Provision for loan and lease losses$508,0001,133
Total noninterest income$4,411,0001,013
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,623,000591
Trading account gains and feesNANA
Additional Noninterest Income$2,788,0001,032
Total noninterest expense$15,652,0001,023
Salaries and employee benefits$9,213,000978
Premises and equipment expense$945,0001,783
Additional noninterest expense$5,494,000892
Pre-tax net operating income$7,026,0001,063
Securities gains (losses)$184,000387
Applicable income taxes$04,172
Income before extraordinary items$7,210,000834
Extraordinary gains, net$09
Net income$7,210,000835
Minority interest net income$071
Net income of bank and minority interests.$7,210,000834
Net charge-offs$275,0001,176
Cash dividends$4,967,000514
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,026,000844
2017-06-30 (YTD Data)Rank
Total interest income$12,987,0001,079
Total interest expense$626,0002,139
Net interest income$12,361,0001,015
Provision for loan and lease losses$363,0001,050
Total noninterest income$2,874,0001,032
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,067,000587
Trading account gains and feesNANA
Additional Noninterest Income$1,807,0001,051
Total noninterest expense$10,361,0001,036
Salaries and employee benefits$6,085,000993
Premises and equipment expense$544,0001,989
Additional noninterest expense$3,732,000876
Pre-tax net operating income$4,511,0001,076
Securities gains (losses)$10,0001,261
Applicable income taxes$04,189
Income before extraordinary items$4,521,000870
Extraordinary gains, net$011
Net income$4,521,000871
Minority interest net income$071
Net income of bank and minority interests.$4,521,000870
Net charge-offs$213,0001,019
Cash dividends$2,942,000554
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,511,000860
2017-03-31 (YTD Data)Rank
Total interest income$6,475,0001,075
Total interest expense$305,0002,145
Net interest income$6,170,0001,012
Provision for loan and lease losses$228,000853
Total noninterest income$1,382,0001,059
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$501,000624
Trading account gains and feesNANA
Additional Noninterest Income$881,0001,048
Total noninterest expense$5,237,0001,034
Salaries and employee benefits$3,073,000994
Premises and equipment expense$449,0001,316
Additional noninterest expense$1,715,000942
Pre-tax net operating income$2,087,0001,131
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,087,000905
Extraordinary gains, net$08
Net income$2,087,000905
Minority interest net income$055
Net income of bank and minority interests.$2,087,000905
Net charge-offs$63,0001,185
Cash dividends$1,047,000692
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,087,000891
2016-12-31 (YTD Data)Rank
Total interest income$25,680,0001,048
Total interest expense$970,0002,470
Net interest income$24,710,000984
Provision for loan and lease losses$835,0001,064
Total noninterest income$5,478,0001,076
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,105,000617
Trading account gains and fees$0170
Additional Noninterest Income$3,373,0001,113
Total noninterest expense$19,947,0001,054
Salaries and employee benefits$11,662,0001,009
Premises and equipment expense$1,889,0001,242
Additional noninterest expense$6,396,0001,026
Pre-tax net operating income$9,406,000971
Securities gains (losses)$317,000633
Applicable income taxes$04,278
Income before extraordinary items$9,723,000785
Extraordinary gains, net$05
Net income$9,723,000785
Minority interest net income$082
Net income of bank and minority interests.$9,723,000784
Net charge-offs$888,000721
Cash dividends$8,960,000427
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,406,000784
2016-09-30 (YTD Data)Rank
Total interest income$19,329,0001,041
Total interest expense$666,0002,618
Net interest income$18,663,000969
Provision for loan and lease losses$707,000901
Total noninterest income$4,102,0001,078
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,558,000622
Trading account gains and fees$0169
Additional Noninterest Income$2,544,0001,115
Total noninterest expense$14,925,0001,052
Salaries and employee benefits$8,693,0001,008
Premises and equipment expense$1,355,0001,294
Additional noninterest expense$4,877,0001,008
Pre-tax net operating income$7,133,000975
Securities gains (losses)$248,000687
Applicable income taxes$04,325
Income before extraordinary items$7,381,000772
Extraordinary gains, net$05
Net income$7,381,000773
Minority interest net income$071
Net income of bank and minority interests.$7,381,000772
Net charge-offs$305,0001,113
Cash dividends$5,101,000494
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,133,000774
2016-06-30 (YTD Data)Rank
Total interest income$12,958,0001,043
Total interest expense$404,0002,811
Net interest income$12,554,000957
Provision for loan and lease losses$601,000725
Total noninterest income$2,682,0001,071
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,010,000630
Trading account gains and fees$0157
Additional Noninterest Income$1,672,0001,099
Total noninterest expense$9,875,0001,062
Salaries and employee benefits$5,797,0001,005
Premises and equipment expense$295,0003,077
Additional noninterest expense$3,783,000872
Pre-tax net operating income$4,760,000969
Securities gains (losses)$83,0001,095
Applicable income taxes$04,338
Income before extraordinary items$4,843,000777
Extraordinary gains, net$016
Net income$4,843,000776
Minority interest net income$071
Net income of bank and minority interests.$4,843,000776
Net charge-offs$549,000562
Cash dividends$4,094,000437
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,760,000764
2016-03-31 (YTD Data)Rank
Total interest income$6,704,0001,016
Total interest expense$200,0002,842
Net interest income$6,504,000919
Provision for loan and lease losses$433,000527
Total noninterest income$1,266,0001,093
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$478,000664
Trading account gains and fees$0142
Additional Noninterest Income$788,0001,111
Total noninterest expense$4,902,0001,069
Salaries and employee benefits$2,924,0001,007
Premises and equipment expense$261,0002,090
Additional noninterest expense$1,717,000952
Pre-tax net operating income$2,435,000928
Securities gains (losses)$83,000610
Applicable income taxes$04,259
Income before extraordinary items$2,518,000728
Extraordinary gains, net$012
Net income$2,518,000727
Minority interest net income$062
Net income of bank and minority interests.$2,518,000727
Net charge-offs$200,000664
Cash dividends$1,160,000655
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,435,000727
2015-12-31 (YTD Data)Rank
Total interest income$25,023,0001,041
Total interest expense$891,0002,631
Net interest income$24,132,000958
Provision for loan and lease losses$544,0001,271
Total noninterest income$4,990,0001,123
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,045,000644
Trading account gains and fees$0159
Additional Noninterest Income$2,945,0001,172
Total noninterest expense$18,891,0001,076
Salaries and employee benefits$11,237,0001,003
Premises and equipment expense$1,105,0002,023
Additional noninterest expense$6,549,0001,009
Pre-tax net operating income$9,687,000913
Securities gains (losses)$8,0002,689
Applicable income taxes$04,402
Income before extraordinary items$9,695,000753
Extraordinary gains, net$023
Net income$9,695,000753
Minority interest net income$081
Net income of bank and minority interests.$9,695,000753
Net charge-offs$1,033,000670
Cash dividends$8,827,000421
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,687,000738
2015-09-30 (YTD Data)Rank
Total interest income$18,658,0001,054
Total interest expense$685,0002,609
Net interest income$17,973,000966
Provision for loan and lease losses$289,0001,552
Total noninterest income$3,714,0001,146
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,513,000651
Trading account gains and fees$0153
Additional Noninterest Income$2,201,0001,190
Total noninterest expense$14,081,0001,089
Salaries and employee benefits$8,396,0001,011
Premises and equipment expense$682,0002,350
Additional noninterest expense$5,003,000983
Pre-tax net operating income$7,317,000924
Securities gains (losses)$8,0002,465
Applicable income taxes$04,489
Income before extraordinary items$7,325,000754
Extraordinary gains, net$021
Net income$7,325,000752
Minority interest net income$078
Net income of bank and minority interests.$7,325,000754
Net charge-offs$995,000502
Cash dividends$5,106,000472
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,317,000736
2015-06-30 (YTD Data)Rank
Total interest income$12,383,0001,051
Total interest expense$475,0002,548
Net interest income$11,908,000967
Provision for loan and lease losses$204,0001,472
Total noninterest income$2,392,0001,183
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$978,000653
Trading account gains and fees$0157
Additional Noninterest Income$1,414,0001,233
Total noninterest expense$9,500,0001,080
Salaries and employee benefits$5,661,0001,003
Premises and equipment expense$543,0002,086
Additional noninterest expense$3,296,000999
Pre-tax net operating income$4,596,000973
Securities gains (losses)$8,0002,109
Applicable income taxes$04,497
Income before extraordinary items$4,604,000798
Extraordinary gains, net$022
Net income$4,604,000797
Minority interest net income$075
Net income of bank and minority interests.$4,604,000798
Net charge-offs$871,000387
Cash dividends$1,718,000808
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,596,000779
2015-03-31 (YTD Data)Rank
Total interest income$6,206,0001,047
Total interest expense$245,0002,520
Net interest income$5,961,000958
Provision for loan and lease losses$112,0001,342
Total noninterest income$1,169,0001,155
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$468,000668
Trading account gains and fees$0152
Additional Noninterest Income$701,0001,198
Total noninterest expense$4,818,0001,072
Salaries and employee benefits$2,857,000994
Premises and equipment expense$402,0001,480
Additional noninterest expense$1,559,0001,039
Pre-tax net operating income$2,200,000985
Securities gains (losses)$8,0001,548
Applicable income taxes$04,400
Income before extraordinary items$2,208,000794
Extraordinary gains, net$013
Net income$2,208,000792
Minority interest net income$064
Net income of bank and minority interests.$2,208,000794
Net charge-offs$520,000343
Cash dividends$932,000722
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,200,000769
2014-12-31 (YTD Data)Rank
Total interest income$24,641,0001,040
Total interest expense$1,018,0002,545
Net interest income$23,623,000934
Provision for loan and lease losses$358,0001,811
Total noninterest income$4,959,0001,110
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,177,000621
Trading account gains and fees$0180
Additional Noninterest Income$2,782,0001,147
Total noninterest expense$18,551,0001,092
Salaries and employee benefits$11,075,000979
Premises and equipment expense$1,933,0001,239
Additional noninterest expense$5,543,0001,187
Pre-tax net operating income$9,673,000854
Securities gains (losses)$1,0003,149
Applicable income taxes$04,531
Income before extraordinary items$9,674,000712
Extraordinary gains, net$017
Net income$9,674,000712
Minority interest net income$084
Net income of bank and minority interests.$9,674,000712
Net charge-offs$332,0001,906
Cash dividends$8,275,000389
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,673,000691
2014-09-30 (YTD Data)Rank
Total interest income$18,346,0001,057
Total interest expense$761,0002,587
Net interest income$17,585,000946
Provision for loan and lease losses$278,0001,716
Total noninterest income$3,633,0001,129
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,458,000699
Trading account gains and fees$0174
Additional Noninterest Income$2,175,0001,134
Total noninterest expense$13,664,0001,114
Salaries and employee benefits$8,233,000991
Premises and equipment expense$1,157,0001,542
Additional noninterest expense$4,274,0001,155
Pre-tax net operating income$7,276,000867
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$7,276,000701
Extraordinary gains, net$015
Net income$7,276,000698
Minority interest net income$081
Net income of bank and minority interests.$7,276,000699
Net charge-offs$340,0001,493
Cash dividends$5,185,000427
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,276,000684
2014-06-30 (YTD Data)Rank
Total interest income$12,145,0001,051
Total interest expense$507,0002,610
Net interest income$11,638,000944
Provision for loan and lease losses$278,0001,360
Total noninterest income$2,391,0001,127
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$959,000689
Trading account gains and fees$0172
Additional Noninterest Income$1,432,0001,133
Total noninterest expense$9,085,0001,111
Salaries and employee benefits$5,445,000996
Premises and equipment expense$759,0001,566
Additional noninterest expense$2,881,0001,130
Pre-tax net operating income$4,666,000875
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,666,000703
Extraordinary gains, net$020
Net income$4,666,000702
Minority interest net income$080
Net income of bank and minority interests.$4,666,000703
Net charge-offs$190,0001,629
Cash dividends$3,489,000417
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,666,000688
2014-03-31 (YTD Data)Rank
Total interest income$5,972,0001,072
Total interest expense$254,0002,642
Net interest income$5,718,000961
Provision for loan and lease losses$228,000900
Total noninterest income$1,222,0001,081
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$472,000685
Trading account gains and fees$0147
Additional Noninterest Income$750,0001,058
Total noninterest expense$4,509,0001,128
Salaries and employee benefits$2,664,0001,024
Premises and equipment expense$362,0001,660
Additional noninterest expense$1,483,0001,082
Pre-tax net operating income$2,203,000898
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,203,000712
Extraordinary gains, net$016
Net income$2,203,000713
Minority interest net income$066
Net income of bank and minority interests.$2,203,000714
Net charge-offs$92,0001,427
Cash dividends$967,000641
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,203,000700
2013-12-31 (YTD Data)Rank
Total interest income$24,096,0001,056
Total interest expense$1,193,0002,573
Net interest income$22,903,000943
Provision for loan and lease losses$1,283,000893
Total noninterest income$4,754,0001,178
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,313,000596
Trading account gains and fees$0184
Additional Noninterest Income$2,441,0001,317
Total noninterest expense$18,569,0001,104
Salaries and employee benefits$10,635,0001,009
Premises and equipment expense$1,616,0001,471
Additional noninterest expense$6,318,0001,067
Pre-tax net operating income$7,805,000986
Securities gains (losses)$1,0003,056
Applicable income taxes$-632,0006,659
Income before extraordinary items$8,438,000758
Extraordinary gains, net$029
Net income$8,438,000758
Minority interest net income$090
Net income of bank and minority interests.$8,438,000759
Net charge-offs$704,0001,642
Cash dividends$6,134,000482
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,437,000739
2013-09-30 (YTD Data)Rank
Total interest income$17,954,0001,064
Total interest expense$923,0002,590
Net interest income$17,031,000957
Provision for loan and lease losses$673,0001,228
Total noninterest income$3,552,0001,202
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,731,000592
Trading account gains and fees$0180
Additional Noninterest Income$1,821,0001,350
Total noninterest expense$14,186,0001,081
Salaries and employee benefits$7,999,0001,002
Premises and equipment expense$1,242,0001,443
Additional noninterest expense$4,945,0001,030
Pre-tax net operating income$5,724,0001,015
Securities gains (losses)$1,0002,916
Applicable income taxes$-538,0006,804
Income before extraordinary items$6,263,000771
Extraordinary gains, net$025
Net income$6,263,000772
Minority interest net income$084
Net income of bank and minority interests.$6,263,000773
Net charge-offs$650,0001,354
Cash dividends$2,566,000717
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,262,000743
2013-06-30 (YTD Data)Rank
Total interest income$11,635,0001,093
Total interest expense$641,0002,573
Net interest income$10,994,000982
Provision for loan and lease losses$323,0001,575
Total noninterest income$2,346,0001,214
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,158,000572
Trading account gains and fees$0157
Additional Noninterest Income$1,188,0001,409
Total noninterest expense$9,726,0001,049
Salaries and employee benefits$5,443,000992
Premises and equipment expense$872,0001,379
Additional noninterest expense$3,411,000984
Pre-tax net operating income$3,291,0001,134
Securities gains (losses)$1,0002,688
Applicable income taxes$-410,0006,862
Income before extraordinary items$3,702,000840
Extraordinary gains, net$022
Net income$3,702,000840
Minority interest net income$082
Net income of bank and minority interests.$3,702,000842
Net charge-offs$449,0001,336
Cash dividends$1,195,000942
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,701,000816
2013-03-31 (YTD Data)Rank
Total interest income$5,735,0001,116
Total interest expense$340,0002,511
Net interest income$5,395,0001,003
Provision for loan and lease losses$82,0002,298
Total noninterest income$1,179,0001,199
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$592,000554
Trading account gains and fees$0148
Additional Noninterest Income$587,0001,409
Total noninterest expense$4,974,0001,031
Salaries and employee benefits$2,898,000946
Premises and equipment expense$496,0001,221
Additional noninterest expense$1,580,0001,062
Pre-tax net operating income$1,518,0001,194
Securities gains (losses)$01,966
Applicable income taxes$-215,0006,962
Income before extraordinary items$1,733,000880
Extraordinary gains, net$010
Net income$1,733,000881
Minority interest net income$076
Net income of bank and minority interests.$1,733,000882
Net charge-offs$361,000938
Cash dividends$327,0001,271
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,733,000840
2012-12-31 (YTD Data)Rank
Total interest income$24,394,0001,100
Total interest expense$2,114,0002,047
Net interest income$22,280,000980
Provision for loan and lease losses$1,581,0001,277
Total noninterest income$3,571,0001,439
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,483,000576
Trading account gains and fees$0166
Additional Noninterest Income$1,088,0002,269
Total noninterest expense$17,815,0001,129
Salaries and employee benefits$9,761,0001,080
Premises and equipment expense$1,512,0001,562
Additional noninterest expense$6,542,0001,060
Pre-tax net operating income$6,455,0001,109
Securities gains (losses)$3,695,000132
Applicable income taxes$4,645,000455
Income before extraordinary items$5,505,0001,079
Extraordinary gains, net$029
Net income$5,505,0001,079
Minority interest net income$093
Net income of bank and minority interests.$5,505,0001,079
Net charge-offs$2,225,0001,072
Cash dividends$1,466,0001,526
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,140,2001,680
2012-09-30 (YTD Data)Rank
Total interest income$18,433,0001,105
Total interest expense$1,701,0001,999
Net interest income$16,732,000984
Provision for loan and lease losses$909,0001,539
Total noninterest income$2,789,0001,394
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,833,000590
Trading account gains and fees$0157
Additional Noninterest Income$956,0002,054
Total noninterest expense$13,481,0001,103
Salaries and employee benefits$7,363,0001,061
Premises and equipment expense$1,128,0001,589
Additional noninterest expense$4,990,0001,034
Pre-tax net operating income$5,131,0001,050
Securities gains (losses)$875,000461
Applicable income taxes$1,140,0001,109
Income before extraordinary items$4,866,000947
Extraordinary gains, net$020
Net income$4,866,000947
Minority interest net income$086
Net income of bank and minority interests.$4,866,000947
Net charge-offs$2,079,000905
Cash dividends$1,134,0001,218
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,157,2501,033
2012-06-30 (YTD Data)Rank
Total interest income$12,466,0001,099
Total interest expense$1,208,0001,952
Net interest income$11,258,000983
Provision for loan and lease losses$702,0001,416
Total noninterest income$2,354,0001,178
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,212,000595
Trading account gains and fees$0153
Additional Noninterest Income$1,142,0001,384
Total noninterest expense$9,360,0001,063
Salaries and employee benefits$4,932,0001,061
Premises and equipment expense$725,0001,640
Additional noninterest expense$3,703,000935
Pre-tax net operating income$3,550,0001,000
Securities gains (losses)$720,000389
Applicable income taxes$851,0001,014
Income before extraordinary items$3,419,000887
Extraordinary gains, net$019
Net income$3,419,000886
Minority interest net income$084
Net income of bank and minority interests.$3,419,000887
Net charge-offs$1,635,000801
Cash dividends$754,0001,212
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,843,000994
2012-03-31 (YTD Data)Rank
Total interest income$6,284,0001,092
Total interest expense$651,0001,872
Net interest income$5,633,000977
Provision for loan and lease losses$445,0001,182
Total noninterest income$1,024,0001,303
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$615,000577
Trading account gains and fees$0148
Additional Noninterest Income$409,0001,731
Total noninterest expense$4,390,0001,137
Salaries and employee benefits$2,498,0001,037
Premises and equipment expense$350,0001,703
Additional noninterest expense$1,542,0001,102
Pre-tax net operating income$1,822,000974
Securities gains (losses)$499,000282
Applicable income taxes$509,000868
Income before extraordinary items$1,812,000830
Extraordinary gains, net$019
Net income$1,812,000829
Minority interest net income$078
Net income of bank and minority interests.$1,812,000831
Net charge-offs$353,0001,349
Cash dividends$377,0001,114
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,422,780984
2011-12-31 (YTD Data)Rank
Total interest income$24,677,0001,152
Total interest expense$3,800,0001,596
Net interest income$20,877,0001,063
Provision for loan and lease losses$1,581,0001,827
Total noninterest income$3,012,0001,493
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,228,000664
Trading account gains and fees$0146
Additional Noninterest Income$784,0002,487
Total noninterest expense$17,471,0001,128
Salaries and employee benefits$9,313,0001,061
Premises and equipment expense$1,463,0001,692
Additional noninterest expense$6,695,0001,042
Pre-tax net operating income$4,837,0001,209
Securities gains (losses)$938,000468
Applicable income taxes$746,0001,621
Income before extraordinary items$5,029,0001,000
Extraordinary gains, net$029
Net income$5,029,0001,000
Minority interest net income$096
Net income of bank and minority interests.$5,029,0001,000
Net charge-offs$1,613,0001,779
Cash dividends$1,326,0001,341
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,212,9401,123
2011-09-30 (YTD Data)Rank
Total interest income$18,478,0001,170
Total interest expense$3,017,0001,569
Net interest income$15,461,0001,087
Provision for loan and lease losses$1,025,0001,936
Total noninterest income$1,965,0001,634
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,616,000683
Trading account gains and fees$0145
Additional Noninterest Income$349,0003,229
Total noninterest expense$13,304,0001,109
Salaries and employee benefits$6,991,0001,057
Premises and equipment expense$1,118,0001,687
Additional noninterest expense$5,195,0001,014
Pre-tax net operating income$3,097,0001,453
Securities gains (losses)$535,000615
Applicable income taxes$312,0002,227
Income before extraordinary items$3,320,0001,149
Extraordinary gains, net$021
Net income$3,320,0001,149
Minority interest net income$087
Net income of bank and minority interests.$3,320,0001,149
Net charge-offs$1,151,0001,761
Cash dividends$949,0001,218
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,833,1501,286
2011-06-30 (YTD Data)Rank
Total interest income$12,347,0001,178
Total interest expense$2,100,0001,558
Net interest income$10,247,0001,088
Provision for loan and lease losses$768,0001,777
Total noninterest income$1,411,0001,546
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,030,000712
Trading account gains and fees$0153
Additional Noninterest Income$381,0002,508
Total noninterest expense$8,875,0001,124
Salaries and employee benefits$4,602,0001,086
Premises and equipment expense$698,0001,815
Additional noninterest expense$3,575,0001,013
Pre-tax net operating income$2,015,0001,445
Securities gains (losses)$217,000692
Applicable income taxes$156,0002,470
Income before extraordinary items$2,076,0001,197
Extraordinary gains, net$015
Net income$2,076,0001,197
Minority interest net income$089
Net income of bank and minority interests.$2,076,0001,197
Net charge-offs$785,0001,686
Cash dividends$573,0001,294
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,874,1901,271
2011-03-31 (YTD Data)Rank
Total interest income$6,061,0001,210
Total interest expense$1,082,0001,573
Net interest income$4,979,0001,120
Provision for loan and lease losses$653,0001,196
Total noninterest income$1,020,0001,197
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$503,000709
Trading account gains and fees$0158
Additional Noninterest Income$517,0001,314
Total noninterest expense$4,378,0001,149
Salaries and employee benefits$2,326,0001,085
Premises and equipment expense$339,0001,902
Additional noninterest expense$1,713,0001,037
Pre-tax net operating income$968,0001,487
Securities gains (losses)$217,000320
Applicable income taxes$96,0002,225
Income before extraordinary items$1,089,0001,131
Extraordinary gains, net$09
Net income$1,089,0001,131
Minority interest net income$086
Net income of bank and minority interests.$1,089,0001,131
Net charge-offs$709,0001,079
Cash dividends$197,0001,455
Sale, conversion, retirement of capital stock, net$0925
Net operating income$889,3601,319
2010-12-31 (YTD Data)Rank
Total interest income$26,171,0001,186
Total interest expense$6,094,0001,362
Net interest income$20,077,0001,113
Provision for loan and lease losses$4,848,0001,175
Total noninterest income$6,788,000852
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,811,000535
Trading account gains and fees$0175
Additional Noninterest Income$3,977,000874
Total noninterest expense$17,435,0001,156
Salaries and employee benefits$9,174,0001,074
Premises and equipment expense$1,558,0001,653
Additional noninterest expense$6,703,0001,098
Pre-tax net operating income$4,582,0001,111
Securities gains (losses)$753,000624
Applicable income taxes$681,0001,600
Income before extraordinary items$4,654,000949
Extraordinary gains, net$029
Net income$4,654,000950
Minority interest net income$0111
Net income of bank and minority interests.$4,654,000951
Net charge-offs$4,809,0001,059
Cash dividends$2,649,000616
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,998,8901,036
2010-09-30 (YTD Data)Rank
Total interest income$19,993,0001,182
Total interest expense$4,792,0001,341
Net interest income$15,201,0001,109
Provision for loan and lease losses$3,332,0001,182
Total noninterest income$5,993,000733
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,186,000520
Trading account gains and fees$0165
Additional Noninterest Income$3,807,000688
Total noninterest expense$13,167,0001,121
Salaries and employee benefits$6,980,0001,048
Premises and equipment expense$1,198,0001,629
Additional noninterest expense$4,989,0001,077
Pre-tax net operating income$4,695,000894
Securities gains (losses)$670,000585
Applicable income taxes$977,0001,018
Income before extraordinary items$4,388,000789
Extraordinary gains, net$023
Net income$4,388,000787
Minority interest net income$0110
Net income of bank and minority interests.$4,388,000790
Net charge-offs$3,062,0001,130
Cash dividends$1,928,000563
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,838,600861
2010-06-30 (YTD Data)Rank
Total interest income$13,672,0001,162
Total interest expense$3,300,0001,353
Net interest income$10,372,0001,077
Provision for loan and lease losses$1,373,0001,613
Total noninterest income$2,702,000969
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,482,000516
Trading account gains and fees$0152
Additional Noninterest Income$1,220,0001,135
Total noninterest expense$8,775,0001,121
Salaries and employee benefits$4,626,0001,058
Premises and equipment expense$782,0001,683
Additional noninterest expense$3,367,0001,050
Pre-tax net operating income$2,926,000931
Securities gains (losses)$409,000561
Applicable income taxes$578,0001,081
Income before extraordinary items$2,757,000809
Extraordinary gains, net$019
Net income$2,757,000808
Minority interest net income$0105
Net income of bank and minority interests.$2,757,000809
Net charge-offs$1,303,0001,493
Cash dividends$1,206,000575
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,417,530895
2010-03-31 (YTD Data)Rank
Total interest income$6,805,0001,185
Total interest expense$1,712,0001,376
Net interest income$5,093,0001,103
Provision for loan and lease losses$349,0002,244
Total noninterest income$1,268,0001,001
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$746,000503
Trading account gains and fees$0175
Additional Noninterest Income$522,0001,254
Total noninterest expense$4,405,0001,137
Salaries and employee benefits$2,278,0001,090
Premises and equipment expense$394,0001,723
Additional noninterest expense$1,733,0001,008
Pre-tax net operating income$1,607,000831
Securities gains (losses)$02,284
Applicable income taxes$274,0001,123
Income before extraordinary items$1,333,000820
Extraordinary gains, net$016
Net income$1,333,000824
Minority interest net income$091
Net income of bank and minority interests.$1,333,000824
Net charge-offs$127,0002,902
Cash dividends$542,000617
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,333,000791
2009-12-31 (YTD Data)Rank
Total interest income$27,297,0001,265
Total interest expense$7,339,0001,609
Net interest income$19,958,0001,092
Provision for loan and lease losses$5,251,0001,383
Total noninterest income$4,983,0001,106
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,279,000510
Trading account gains and fees$0211
Additional Noninterest Income$1,704,0001,528
Total noninterest expense$16,234,0001,275
Salaries and employee benefits$8,684,0001,123
Premises and equipment expense$1,620,0001,671
Additional noninterest expense$5,930,0001,278
Pre-tax net operating income$3,456,0001,170
Securities gains (losses)$2,189,000254
Applicable income taxes$992,000966
Income before extraordinary items$4,653,000735
Extraordinary gains, net$034
Net income$4,653,000734
Minority interest net income$0115
Net income of bank and minority interests.$4,653,000735
Net charge-offs$2,562,0001,771
Cash dividends$2,532,000710
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,858,0201,173
2009-09-30 (YTD Data)Rank
Total interest income$20,381,0001,296
Total interest expense$5,483,0001,690
Net interest income$14,898,0001,105
Provision for loan and lease losses$4,546,0001,114
Total noninterest income$3,771,0001,101
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,462,000509
Trading account gains and fees$0212
Additional Noninterest Income$1,309,0001,526
Total noninterest expense$12,281,0001,254
Salaries and employee benefits$6,525,0001,132
Premises and equipment expense$1,203,0001,709
Additional noninterest expense$4,553,0001,232
Pre-tax net operating income$1,842,0001,748
Securities gains (losses)$1,844,000229
Applicable income taxes$595,0001,250
Income before extraordinary items$3,091,000879
Extraordinary gains, net$027
Net income$3,091,000880
Minority interest net income$0118
Net income of bank and minority interests.$3,091,000880
Net charge-offs$2,271,0001,400
Cash dividends$1,811,000701
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,542,0401,689
2009-06-30 (YTD Data)Rank
Total interest income$13,687,0001,314
Total interest expense$3,574,0001,801
Net interest income$10,113,0001,086
Provision for loan and lease losses$5,680,000679
Total noninterest income$2,379,0001,162
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,589,000516
Trading account gains and fees$0193
Additional Noninterest Income$790,0001,659
Total noninterest expense$8,126,0001,289
Salaries and employee benefits$4,296,0001,178
Premises and equipment expense$791,0001,756
Additional noninterest expense$3,039,0001,245
Pre-tax net operating income$-1,314,0007,164
Securities gains (losses)$1,579,000200
Applicable income taxes$-287,0007,405
Income before extraordinary items$552,0002,921
Extraordinary gains, net$021
Net income$552,0002,919
Minority interest net income$0112
Net income of bank and minority interests.$552,0002,920
Net charge-offs$3,876,000696
Cash dividends$1,269,000717
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,027,0007,152
2009-03-31 (YTD Data)Rank
Total interest income$6,819,0001,334
Total interest expense$1,785,0001,859
Net interest income$5,034,0001,087
Provision for loan and lease losses$550,0001,693
Total noninterest income$1,285,0001,049
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$750,000536
Trading account gains and fees$0171
Additional Noninterest Income$535,0001,334
Total noninterest expense$3,868,0001,296
Salaries and employee benefits$2,197,0001,153
Premises and equipment expense$390,0001,815
Additional noninterest expense$1,281,0001,286
Pre-tax net operating income$1,901,000647
Securities gains (losses)$02,434
Applicable income taxes$486,000697
Income before extraordinary items$1,415,000731
Extraordinary gains, net$015
Net income$1,415,000731
Minority interest net income$0102
Net income of bank and minority interests.$1,415,000733
Net charge-offs$48,0003,603
Cash dividends$724,000626
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,415,000681
2008-12-31 (YTD Data)Rank
Total interest income$28,298,0001,368
Total interest expense$8,580,0001,853
Net interest income$19,718,0001,109
Provision for loan and lease losses$2,608,0001,525
Total noninterest income$5,586,000961
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,320,000519
Trading account gains and fees$0154
Additional Noninterest Income$2,266,0001,193
Total noninterest expense$14,296,0001,364
Salaries and employee benefits$8,213,0001,221
Premises and equipment expense$2,853,000970
Additional noninterest expense$3,230,0001,897
Pre-tax net operating income$8,400,000656
Securities gains (losses)$24,0002,069
Applicable income taxes$2,296,000597
Income before extraordinary items$6,128,000663
Extraordinary gains, net$039
Net income$6,128,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,576,0001,113
Cash dividends$2,767,000996
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,110,480713
2008-09-30 (YTD Data)Rank
Total interest income$21,306,0001,394
Total interest expense$6,566,0001,883
Net interest income$14,740,0001,141
Provision for loan and lease losses$395,0003,102
Total noninterest income$4,287,000987
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,536,000522
Trading account gains and fees$0148
Additional Noninterest Income$1,751,0001,218
Total noninterest expense$10,864,0001,324
Salaries and employee benefits$6,308,0001,206
Premises and equipment expense$1,165,0001,766
Additional noninterest expense$3,391,0001,330
Pre-tax net operating income$7,768,000643
Securities gains (losses)$24,0001,901
Applicable income taxes$2,239,000589
Income before extraordinary items$5,553,000651
Extraordinary gains, net$031
Net income$5,553,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0003,238
Cash dividends$2,046,000992
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,535,960694
2008-06-30 (YTD Data)Rank
Total interest income$14,139,0001,426
Total interest expense$4,391,0001,966
Net interest income$9,748,0001,132
Provision for loan and lease losses$222,0002,991
Total noninterest income$2,931,000981
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,666,000513
Trading account gains and fees$0149
Additional Noninterest Income$1,265,0001,194
Total noninterest expense$7,347,0001,302
Salaries and employee benefits$4,231,0001,217
Premises and equipment expense$773,0001,774
Additional noninterest expense$2,343,0001,273
Pre-tax net operating income$5,110,000688
Securities gains (losses)$24,0001,934
Applicable income taxes$1,479,000672
Income before extraordinary items$3,655,000744
Extraordinary gains, net$021
Net income$3,655,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,584
Cash dividends$1,342,0001,102
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,637,960736
2008-03-31 (YTD Data)Rank
Total interest income$7,184,0001,436
Total interest expense$2,277,0002,022
Net interest income$4,907,0001,116
Provision for loan and lease losses$84,0003,006
Total noninterest income$1,547,000952
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$780,000541
Trading account gains and fees$0158
Additional Noninterest Income$767,0001,027
Total noninterest expense$3,697,0001,303
Salaries and employee benefits$2,139,0001,206
Premises and equipment expense$395,0001,743
Additional noninterest expense$1,163,0001,233
Pre-tax net operating income$2,673,000713
Securities gains (losses)$22,0001,537
Applicable income taxes$783,000703
Income before extraordinary items$1,912,000791
Extraordinary gains, net$015
Net income$1,912,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,413
Cash dividends$639,0001,112
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,896,380760
2007-12-31 (YTD Data)Rank
Total interest income$26,107,0001,654
Total interest expense$8,293,0002,254
Net interest income$17,814,0001,256
Provision for loan and lease losses$409,0002,666
Total noninterest income$4,662,0001,155
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,939,000591
Trading account gains and fees$0178
Additional Noninterest Income$1,723,0001,513
Total noninterest expense$12,393,0001,496
Salaries and employee benefits$7,064,0001,435
Premises and equipment expense$1,313,0001,994
Additional noninterest expense$4,016,0001,382
Pre-tax net operating income$9,674,000879
Securities gains (losses)$-26,0007,827
Applicable income taxes$2,898,000838
Income before extraordinary items$6,750,000969
Extraordinary gains, net$039
Net income$6,750,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,525
Cash dividends$1,923,0001,656
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,768,200953
2007-09-30 (YTD Data)Rank
Total interest income$18,618,0001,731
Total interest expense$5,907,0002,341
Net interest income$12,711,0001,324
Provision for loan and lease losses$265,0002,516
Total noninterest income$3,358,0001,189
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,128,000604
Trading account gains and fees$0184
Additional Noninterest Income$1,230,0001,567
Total noninterest expense$8,789,0001,553
Salaries and employee benefits$5,066,0001,495
Premises and equipment expense$938,0002,068
Additional noninterest expense$2,785,0001,456
Pre-tax net operating income$7,015,000983
Securities gains (losses)$01,655
Applicable income taxes$2,127,000923
Income before extraordinary items$4,888,0001,076
Extraordinary gains, net$033
Net income$4,888,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,403
Cash dividends$1,283,0001,698
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,888,0001,057
2007-06-30 (YTD Data)Rank
Total interest income$12,253,0001,770
Total interest expense$3,947,0002,352
Net interest income$8,306,0001,372
Provision for loan and lease losses$147,0002,699
Total noninterest income$2,211,0001,228
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,393,000625
Trading account gains and fees$0168
Additional Noninterest Income$818,0001,592
Total noninterest expense$5,884,0001,563
Salaries and employee benefits$3,395,0001,514
Premises and equipment expense$1,074,0001,247
Additional noninterest expense$1,415,0001,912
Pre-tax net operating income$4,486,0001,069
Securities gains (losses)$01,444
Applicable income taxes$1,352,000998
Income before extraordinary items$3,134,0001,144
Extraordinary gains, net$029
Net income$3,134,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,343
Cash dividends$855,0001,739
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,134,0001,123
2007-03-31 (YTD Data)Rank
Total interest income$6,049,0001,782
Total interest expense$1,959,0002,351
Net interest income$4,090,0001,390
Provision for loan and lease losses$96,0002,086
Total noninterest income$1,136,0001,190
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$679,000620
Trading account gains and fees$0195
Additional Noninterest Income$457,0001,453
Total noninterest expense$2,991,0001,536
Salaries and employee benefits$1,738,0001,493
Premises and equipment expense$513,0001,308
Additional noninterest expense$740,0001,800
Pre-tax net operating income$2,139,0001,091
Securities gains (losses)$01,187
Applicable income taxes$634,0001,062
Income before extraordinary items$1,505,0001,178
Extraordinary gains, net$022
Net income$1,505,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$428,0001,596
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,505,0001,155
2006-12-31 (YTD Data)Rank
Total interest income$22,580,0001,794
Total interest expense$6,933,0002,299
Net interest income$15,647,0001,456
Provision for loan and lease losses$77,0005,061
Total noninterest income$3,964,0001,303
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,574,000682
Trading account gains and fees$0130
Additional Noninterest Income$1,390,0001,760
Total noninterest expense$10,836,0001,636
Salaries and employee benefits$6,277,0001,567
Premises and equipment expense$2,145,0001,197
Additional noninterest expense$2,414,0002,171
Pre-tax net operating income$8,698,0001,134
Securities gains (losses)$-56,0007,986
Applicable income taxes$2,605,0001,063
Income before extraordinary items$6,037,0001,224
Extraordinary gains, net$051
Net income$6,037,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-89,0008,478
Cash dividends$1,557,0001,882
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,076,2001,204
2006-09-30 (YTD Data)Rank
Total interest income$16,437,0001,832
Total interest expense$4,918,0002,348
Net interest income$11,519,0001,504
Provision for loan and lease losses$61,0004,844
Total noninterest income$2,876,0001,349
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,873,000714
Trading account gains and fees$0126
Additional Noninterest Income$1,003,0001,820
Total noninterest expense$8,000,0001,674
Salaries and employee benefits$4,606,0001,614
Premises and equipment expense$1,617,0001,201
Additional noninterest expense$1,777,0002,197
Pre-tax net operating income$6,334,0001,212
Securities gains (losses)$-57,0008,226
Applicable income taxes$1,886,0001,140
Income before extraordinary items$4,391,0001,288
Extraordinary gains, net$045
Net income$4,391,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,348
Cash dividends$1,129,0001,771
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,430,9001,265
2006-06-30 (YTD Data)Rank
Total interest income$10,555,0001,867
Total interest expense$3,137,0002,336
Net interest income$7,418,0001,551
Provision for loan and lease losses$39,0004,785
Total noninterest income$1,929,0001,344
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,236,000709
Trading account gains and fees$0126
Additional Noninterest Income$693,0001,777
Total noninterest expense$5,272,0001,696
Salaries and employee benefits$3,009,0001,644
Premises and equipment expense$1,057,0001,224
Additional noninterest expense$1,206,0002,164
Pre-tax net operating income$4,036,0001,258
Securities gains (losses)$-57,0008,395
Applicable income taxes$1,211,0001,193
Income before extraordinary items$2,768,0001,356
Extraordinary gains, net$039
Net income$2,768,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,282
Cash dividends$734,0001,832
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,807,9001,326
2006-03-31 (YTD Data)Rank
Total interest income$5,009,0001,908
Total interest expense$1,456,0002,380
Net interest income$3,553,0001,618
Provision for loan and lease losses$21,0004,472
Total noninterest income$946,0001,335
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$586,000716
Trading account gains and fees$0115
Additional Noninterest Income$360,0001,688
Total noninterest expense$2,628,0001,708
Salaries and employee benefits$1,504,0001,655
Premises and equipment expense$510,0001,275
Additional noninterest expense$614,0002,112
Pre-tax net operating income$1,850,0001,332
Securities gains (losses)$0955
Applicable income taxes$544,0001,298
Income before extraordinary items$1,306,0001,404
Extraordinary gains, net$021
Net income$1,306,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,505
Cash dividends$339,0001,816
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,306,0001,378
2005-12-31 (YTD Data)Rank
Total interest income$17,216,0001,948
Total interest expense$4,173,0002,558
Net interest income$13,043,0001,678
Provision for loan and lease losses$159,0004,034
Total noninterest income$3,603,0001,388
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,524,000695
Trading account gains and fees$0138
Additional Noninterest Income$1,079,0002,104
Total noninterest expense$9,417,0001,805
Salaries and employee benefits$5,415,0001,729
Premises and equipment expense$1,871,0001,313
Additional noninterest expense$2,131,0002,348
Pre-tax net operating income$7,070,0001,349
Securities gains (losses)$20,0001,252
Applicable income taxes$2,190,0001,259
Income before extraordinary items$4,900,0001,439
Extraordinary gains, net$046
Net income$4,900,0001,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,227
Cash dividends$1,272,0002,057
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,886,2001,427
2005-09-30 (YTD Data)Rank
Total interest income$12,589,0001,940
Total interest expense$2,914,0002,598
Net interest income$9,675,0001,677
Provision for loan and lease losses$136,0003,626
Total noninterest income$2,773,0001,361
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,917,000679
Trading account gains and fees$0126
Additional Noninterest Income$856,0002,031
Total noninterest expense$7,068,0001,780
Salaries and employee benefits$4,005,0001,728
Premises and equipment expense$1,417,0001,286
Additional noninterest expense$1,646,0002,242
Pre-tax net operating income$5,244,0001,371
Securities gains (losses)$20,0001,227
Applicable income taxes$1,636,0001,279
Income before extraordinary items$3,628,0001,467
Extraordinary gains, net$035
Net income$3,628,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,628
Cash dividends$943,0001,888
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,614,2001,448
2005-06-30 (YTD Data)Rank
Total interest income$8,269,0001,924
Total interest expense$1,816,0002,618
Net interest income$6,453,0001,665
Provision for loan and lease losses$117,0003,150
Total noninterest income$1,845,0001,352
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,253,000674
Trading account gains and fees$0116
Additional Noninterest Income$592,0001,945
Total noninterest expense$4,731,0001,760
Salaries and employee benefits$2,662,0001,731
Premises and equipment expense$925,0001,298
Additional noninterest expense$1,144,0002,153
Pre-tax net operating income$3,450,0001,363
Securities gains (losses)$20,0001,110
Applicable income taxes$1,084,0001,278
Income before extraordinary items$2,386,0001,458
Extraordinary gains, net$030
Net income$2,386,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,434
Cash dividends$615,0001,898
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,372,2001,439
2005-03-31 (YTD Data)Rank
Total interest income$4,096,0001,897
Total interest expense$844,0002,667
Net interest income$3,252,0001,645
Provision for loan and lease losses$85,0002,331
Total noninterest income$949,0001,299
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$598,000681
Trading account gains and fees$0115
Additional Noninterest Income$351,0001,696
Total noninterest expense$2,392,0001,746
Salaries and employee benefits$1,360,0001,694
Premises and equipment expense$460,0001,316
Additional noninterest expense$572,0002,140
Pre-tax net operating income$1,724,0001,338
Securities gains (losses)$01,685
Applicable income taxes$538,0001,262
Income before extraordinary items$1,186,0001,430
Extraordinary gains, net$024
Net income$1,186,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,512
Cash dividends$285,0001,832
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,186,0001,407
2004-12-31 (YTD Data)Rank
Total interest income$14,536,0001,950
Total interest expense$3,051,0002,595
Net interest income$11,485,0001,756
Provision for loan and lease losses$-525,0008,906
Total noninterest income$3,382,0001,455
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,504,000702
Trading account gains and fees$0138
Additional Noninterest Income$878,0002,329
Total noninterest expense$9,136,0001,771
Salaries and employee benefits$5,260,0001,676
Premises and equipment expense$1,786,0001,287
Additional noninterest expense$2,090,0002,323
Pre-tax net operating income$6,256,0001,382
Securities gains (losses)$128,0001,084
Applicable income taxes$1,991,0001,277
Income before extraordinary items$4,393,0001,466
Extraordinary gains, net$034
Net income$4,393,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-864,0008,962
Cash dividends$1,150,0002,096
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,304,6801,448
2004-09-30 (YTD Data)Rank
Total interest income$10,568,0001,986
Total interest expense$2,227,0002,610
Net interest income$8,341,0001,804
Provision for loan and lease losses$-536,0008,974
Total noninterest income$2,527,0001,476
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,856,000711
Trading account gains and fees$0134
Additional Noninterest Income$671,0002,327
Total noninterest expense$6,818,0001,771
Salaries and employee benefits$3,938,0001,676
Premises and equipment expense$1,342,0001,284
Additional noninterest expense$1,538,0002,340
Pre-tax net operating income$4,586,0001,414
Securities gains (losses)$129,0001,015
Applicable income taxes$1,465,0001,303
Income before extraordinary items$3,250,0001,506
Extraordinary gains, net$026
Net income$3,250,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-941,0009,011
Cash dividends$860,0001,924
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,160,9901,493
2004-06-30 (YTD Data)Rank
Total interest income$6,838,0002,026
Total interest expense$1,480,0002,604
Net interest income$5,358,0001,866
Provision for loan and lease losses$302,0001,516
Total noninterest income$1,675,0001,473
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,222,000712
Trading account gains and fees$0130
Additional Noninterest Income$453,0002,339
Total noninterest expense$4,383,0001,821
Salaries and employee benefits$2,488,0001,761
Premises and equipment expense$867,0001,328
Additional noninterest expense$1,028,0002,331
Pre-tax net operating income$2,348,0001,787
Securities gains (losses)$48,0001,489
Applicable income taxes$725,0001,661
Income before extraordinary items$1,671,0001,887
Extraordinary gains, net$021
Net income$1,671,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,540
Cash dividends$575,0001,948
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,637,4001,867
2004-03-31 (YTD Data)Rank
Total interest income$3,346,0002,091
Total interest expense$756,0002,590
Net interest income$2,590,0001,927
Provision for loan and lease losses$142,0001,602
Total noninterest income$843,0001,432
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$602,000708
Trading account gains and fees$0121
Additional Noninterest Income$241,0002,181
Total noninterest expense$2,166,0001,854
Salaries and employee benefits$1,225,0001,807
Premises and equipment expense$428,0001,365
Additional noninterest expense$513,0002,305
Pre-tax net operating income$1,125,0001,826
Securities gains (losses)$42,0001,294
Applicable income taxes$351,0001,720
Income before extraordinary items$816,0001,917
Extraordinary gains, net$016
Net income$816,0001,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$290,0001,794
Sale, conversion, retirement of capital stock, net$0464
Net operating income$786,6001,895
2003-12-31 (YTD Data)Rank
Total interest income$13,094,0002,173
Total interest expense$3,467,0002,512
Net interest income$9,627,0002,037
Provision for loan and lease losses$1,005,0001,177
Total noninterest income$3,104,0001,640
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,238,000764
Trading account gains and fees$0160
Additional Noninterest Income$866,0002,602
Total noninterest expense$8,682,0001,822
Salaries and employee benefits$4,678,0001,844
Premises and equipment expense$1,791,0001,271
Additional noninterest expense$2,213,0002,180
Pre-tax net operating income$3,044,0002,471
Securities gains (losses)$463,000794
Applicable income taxes$1,038,0002,123
Income before extraordinary items$2,469,0002,397
Extraordinary gains, net$054
Net income$2,469,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,725,000613
Cash dividends$1,151,0002,119
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,144,9002,583
2003-09-30 (YTD Data)Rank
Total interest income$9,714,0002,242
Total interest expense$2,652,0002,562
Net interest income$7,062,0002,088
Provision for loan and lease losses$934,000950
Total noninterest income$2,267,0001,720
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,607,000809
Trading account gains and fees$0153
Additional Noninterest Income$660,0002,674
Total noninterest expense$6,421,0001,845
Salaries and employee benefits$3,501,0001,851
Premises and equipment expense$1,346,0001,265
Additional noninterest expense$1,574,0002,279
Pre-tax net operating income$1,974,0002,885
Securities gains (losses)$463,000723
Applicable income taxes$719,0002,349
Income before extraordinary items$1,718,0002,664
Extraordinary gains, net$040
Net income$1,718,0002,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,146,000631
Cash dividends$865,0001,919
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,393,9002,975
2003-06-30 (YTD Data)Rank
Total interest income$6,482,0002,254
Total interest expense$1,806,0002,586
Net interest income$4,676,0002,094
Provision for loan and lease losses$369,0001,511
Total noninterest income$1,512,0001,708
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,068,000807
Trading account gains and fees$0150
Additional Noninterest Income$444,0002,634
Total noninterest expense$4,286,0001,845
Salaries and employee benefits$2,334,0001,837
Premises and equipment expense$887,0001,293
Additional noninterest expense$1,065,0002,234
Pre-tax net operating income$1,533,0002,538
Securities gains (losses)$03,782
Applicable income taxes$450,0002,479
Income before extraordinary items$1,083,0002,806
Extraordinary gains, net$030
Net income$1,083,0002,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$580,0001,953
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,083,0002,642
2003-03-31 (YTD Data)Rank
Total interest income$3,209,0002,302
Total interest expense$925,0002,598
Net interest income$2,284,0002,138
Provision for loan and lease losses$138,0001,897
Total noninterest income$747,0001,680
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$503,000823
Trading account gains and fees$0134
Additional Noninterest Income$244,0002,397
Total noninterest expense$2,075,0001,892
Salaries and employee benefits$1,163,0001,834
Premises and equipment expense$430,0001,342
Additional noninterest expense$482,0002,411
Pre-tax net operating income$818,0002,423
Securities gains (losses)$02,891
Applicable income taxes$243,0002,369
Income before extraordinary items$575,0002,636
Extraordinary gains, net$021
Net income$575,0002,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,694
Cash dividends$295,0001,820
Sale, conversion, retirement of capital stock, net$0419
Net operating income$575,0002,495
2002-12-31 (YTD Data)Rank
Total interest income$13,163,0002,330
Total interest expense$4,095,0002,687
Net interest income$9,068,0002,143
Provision for loan and lease losses$1,325,0001,039
Total noninterest income$2,658,0001,714
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,043,000791
Trading account gains and fees$0153
Additional Noninterest Income$615,0002,921
Total noninterest expense$8,132,0001,859
Salaries and employee benefits$4,280,0001,884
Premises and equipment expense$1,640,0001,340
Additional noninterest expense$2,212,0002,093
Pre-tax net operating income$2,269,0003,108
Securities gains (losses)$04,537
Applicable income taxes$638,0003,018
Income before extraordinary items$1,631,0003,282
Extraordinary gains, net$070
Net income$1,631,0003,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,102,000875
Cash dividends$1,150,0002,016
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,631,0003,186
2001-12-31 (YTD Data)Rank
Total interest income$15,679,0002,195
Total interest expense$6,644,0002,415
Net interest income$9,035,0001,967
Provision for loan and lease losses$2,804,000535
Total noninterest income$2,300,0001,803
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,678,000874
Trading account gains and fees$0177
Additional Noninterest Income$622,0002,769
Total noninterest expense$7,521,0001,918
Salaries and employee benefits$3,953,0001,897
Premises and equipment expense$1,507,0001,422
Additional noninterest expense$2,061,0002,181
Pre-tax net operating income$1,010,0004,873
Securities gains (losses)$04,612
Applicable income taxes$203,0005,004
Income before extraordinary items$807,0004,847
Extraordinary gains, net$0105
Net income$807,0004,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,581,000474
Cash dividends$1,141,0002,039
Sale, conversion, retirement of capital stock, net$0922
Net operating income$807,0004,737
2000-12-31 (YTD Data)Rank
Total interest income$17,224,0002,045
Total interest expense$7,190,0002,350
Net interest income$10,034,0001,752
Provision for loan and lease losses$744,0001,348
Total noninterest income$2,113,0001,794
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,389,000970
Trading account gains and fees$0180
Additional Noninterest Income$724,0002,302
Total noninterest expense$7,091,0001,962
Salaries and employee benefits$3,922,0001,836
Premises and equipment expense$1,193,0001,751
Additional noninterest expense$1,976,0002,190
Pre-tax net operating income$4,312,0001,700
Securities gains (losses)$-20,0008,739
Applicable income taxes$1,332,0001,667
Income before extraordinary items$2,960,0001,764
Extraordinary gains, net$038
Net income$2,960,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,633
Cash dividends$1,418,0001,727
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,973,8001,756
1999-12-31 (YTD Data)Rank
Total interest income$15,545,0002,096
Total interest expense$6,204,0002,365
Net interest income$9,341,0001,873
Provision for loan and lease losses$600,0001,498
Total noninterest income$1,697,0002,102
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,301,0001,023
Trading account gains and fees$0173
Additional Noninterest Income$396,0003,447
Total noninterest expense$6,377,0002,134
Salaries and employee benefits$3,687,0001,894
Premises and equipment expense$1,064,0001,929
Additional noninterest expense$1,626,0002,650
Pre-tax net operating income$4,061,0001,816
Securities gains (losses)$11,0001,705
Applicable income taxes$1,276,0001,816
Income before extraordinary items$2,796,0001,897
Extraordinary gains, net$035
Net income$2,796,0001,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,212
Cash dividends$3,282,000904
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,788,4101,874
1998-12-31 (YTD Data)Rank
Total interest income$14,858,0002,203
Total interest expense$6,233,0002,422
Net interest income$8,625,0001,982
Provision for loan and lease losses$493,0001,739
Total noninterest income$1,639,0002,128
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,261,000978
Trading account gains and fees$0224
Additional Noninterest Income$378,0003,548
Total noninterest expense$5,856,0002,234
Salaries and employee benefits$3,360,0001,990
Premises and equipment expense$899,0002,157
Additional noninterest expense$1,597,0002,635
Pre-tax net operating income$3,915,0001,857
Securities gains (losses)$04,449
Applicable income taxes$1,252,0001,914
Income before extraordinary items$2,663,0001,968
Extraordinary gains, net$032
Net income$2,663,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,686
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,663,0001,897
1997-12-31 (YTD Data)Rank
Total interest income$14,146,0002,306
Total interest expense$6,048,0002,476
Net interest income$8,098,0002,163
Provision for loan and lease losses$120,0004,629
Total noninterest income$1,455,0002,258
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,093,0001,159
Trading account gains and fees$0239
Additional Noninterest Income$362,0003,509
Total noninterest expense$5,541,0002,334
Salaries and employee benefits$3,244,0002,027
Premises and equipment expense$834,0002,336
Additional noninterest expense$1,463,0002,794
Pre-tax net operating income$3,892,0001,928
Securities gains (losses)$-21,00010,392
Applicable income taxes$1,232,0002,022
Income before extraordinary items$2,639,0002,002
Extraordinary gains, net$-248,00010,918
Net income$2,391,0002,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,725
Cash dividends$995,0002,214
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,653,2801,934
1996-12-31 (YTD Data)Rank
Total interest income$13,185,0002,533
Total interest expense$5,831,0002,609
Net interest income$7,354,0002,438
Provision for loan and lease losses$310,0002,501
Total noninterest income$1,212,0002,664
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$974,0001,384
Trading account gains and fees$0262
Additional Noninterest Income$238,0004,674
Total noninterest expense$4,868,0002,809
Salaries and employee benefits$2,744,0002,430
Premises and equipment expense$810,0002,423
Additional noninterest expense$1,314,0003,500
Pre-tax net operating income$3,388,0002,109
Securities gains (losses)$04,148
Applicable income taxes$1,075,0002,190
Income before extraordinary items$2,313,0002,141
Extraordinary gains, net$053
Net income$2,313,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0001,532
Cash dividends$910,0002,285
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,313,0002,094
1995-12-31 (YTD Data)Rank
Total interest income$12,662,0002,646
Total interest expense$5,830,0002,632
Net interest income$6,832,0002,616
Provision for loan and lease losses$75,0005,235
Total noninterest income$1,089,0002,920
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$880,0001,541
Trading account gains and fees$0522
Additional Noninterest Income$209,0005,004
Total noninterest expense$4,527,0002,969
Salaries and employee benefits$2,618,0002,549
Premises and equipment expense$723,0002,725
Additional noninterest expense$1,186,0003,772
Pre-tax net operating income$3,319,0002,219
Securities gains (losses)$-170,00011,646
Applicable income taxes$968,0002,457
Income before extraordinary items$2,181,0002,315
Extraordinary gains, net$065
Net income$2,181,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,337
Cash dividends$909,0002,205
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,298,3002,169
1994-12-31 (YTD Data)Rank
Total interest income$11,471,0002,642
Total interest expense$4,577,0002,670
Net interest income$6,894,0002,616
Provision for loan and lease losses$-400,00012,438
Total noninterest income$1,076,0002,950
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$778,0001,736
Trading account gains and fees$0475
Additional Noninterest Income$298,0004,110
Total noninterest expense$4,530,0003,040
Salaries and employee benefits$2,493,0002,670
Premises and equipment expense$709,0002,794
Additional noninterest expense$1,328,0003,707
Pre-tax net operating income$3,840,0001,849
Securities gains (losses)$-185,00011,906
Applicable income taxes$972,0002,305
Income before extraordinary items$2,683,0001,813
Extraordinary gains, net$0249
Net income$2,683,0001,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-245,00012,442
Cash dividends$930,0002,036
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,818,0501,740
1993-12-31 (YTD Data)Rank
Total interest income$11,079,0002,799
Total interest expense$4,340,0002,942
Net interest income$6,739,0002,677
Provision for loan and lease losses$-470,00013,167
Total noninterest income$929,0003,542
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$743,0001,844
Trading account gains and fees$0532
Additional Noninterest Income$186,0005,898
Total noninterest expense$4,250,0003,294
Salaries and employee benefits$2,414,0002,746
Premises and equipment expense$622,0003,214
Additional noninterest expense$1,214,0004,153
Pre-tax net operating income$3,888,0001,766
Securities gains (losses)$-62,00013,120
Applicable income taxes$878,0002,562
Income before extraordinary items$2,948,0001,706
Extraordinary gains, net$265,000794
Net income$3,213,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-238,00013,143
Cash dividends$864,0002,010
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,995,7401,593
1992-12-31 (YTD Data)Rank
Total interest income$11,735,0002,991
Total interest expense$5,196,0003,200
Net interest income$6,539,0002,802
Provision for loan and lease losses$225,0004,908
Total noninterest income$896,0003,635
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$684,0001,990
Trading account gains and fees$0504
Additional Noninterest Income$212,0005,472
Total noninterest expense$4,176,0003,371
Salaries and employee benefits$2,365,0002,742
Premises and equipment expense$642,0003,152
Additional noninterest expense$1,169,0004,448
Pre-tax net operating income$3,034,0002,046
Securities gains (losses)$32,0004,877
Applicable income taxes$833,0002,501
Income before extraordinary items$2,233,0002,057
Extraordinary gains, net$01,422
Net income$2,233,0002,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0007,683
Cash dividends$658,0002,240
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,209,6401,905

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.