Home > Legacy State Bank > Income and Expense

Legacy State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$7,033,0003,295
Total interest expense$2,304,0002,898
Net interest income$4,729,0003,409
Provision for loan and lease losses$60,0002,699
Total noninterest income$205,0004,008
Gross Fiduciary activities income$0981
Service charges on deposit accounts$34,0004,015
Trading account gains and feesNANA
Additional Noninterest Income$171,0003,757
Total noninterest expense$3,511,0003,512
Salaries and employee benefits$1,913,0003,505
Premises and equipment expense$388,0003,297
Additional noninterest expense$171,0003,757
Pre-tax net operating income$1,363,0003,343
Securities gains (losses)$-25,0003,512
Applicable income taxes$271,0002,293
Income before extraordinary items$1,067,0003,409
Extraordinary gains, net$054
Net income$1,067,0003,446
Minority interest net income$088
Net income of bank and minority interests.$1,067,0003,411
Net charge-offs$-15,0003,924
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,087,0003,414
2023-09-30 (YTD Data)Rank
Total interest income$5,025,0003,318
Total interest expense$1,569,0002,898
Net interest income$3,456,0003,475
Provision for loan and lease losses$45,0002,529
Total noninterest income$167,0003,965
Gross Fiduciary activities income$0950
Service charges on deposit accounts$26,0004,022
Trading account gains and feesNANA
Additional Noninterest Income$141,0003,703
Total noninterest expense$2,586,0003,523
Salaries and employee benefits$1,401,0003,518
Premises and equipment expense$293,0003,288
Additional noninterest expense$141,0003,701
Pre-tax net operating income$992,0003,441
Securities gains (losses)$-25,0003,670
Applicable income taxes$195,0002,365
Income before extraordinary items$772,0003,516
Extraordinary gains, net$052
Net income$772,0003,548
Minority interest net income$081
Net income of bank and minority interests.$772,0003,516
Net charge-offs$-11,0003,856
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$792,0003,518
2023-06-30 (YTD Data)Rank
Total interest income$3,190,0003,354
Total interest expense$910,0002,905
Net interest income$2,280,0003,501
Provision for loan and lease losses$30,0002,429
Total noninterest income$117,0003,948
Gross Fiduciary activities income$0931
Service charges on deposit accounts$17,0004,038
Trading account gains and feesNANA
Additional Noninterest Income$100,0003,680
Total noninterest expense$1,754,0003,502
Salaries and employee benefits$963,0003,488
Premises and equipment expense$193,0003,316
Additional noninterest expense$100,0003,664
Pre-tax net operating income$613,0003,545
Securities gains (losses)$-1,0003,583
Applicable income taxes$121,0002,450
Income before extraordinary items$491,0003,605
Extraordinary gains, net$051
Net income$491,0003,640
Minority interest net income$081
Net income of bank and minority interests.$491,0003,604
Net charge-offs$-6,0003,775
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$491,8003,622
2023-03-31 (YTD Data)Rank
Total interest income$1,562,0003,381
Total interest expense$380,0002,925
Net interest income$1,182,0003,478
Provision for loan and lease losses$15,0002,190
Total noninterest income$62,0003,940
Gross Fiduciary activities income$0913
Service charges on deposit accounts$9,0004,053
Trading account gains and feesNANA
Additional Noninterest Income$53,0003,656
Total noninterest expense$855,0003,569
Salaries and employee benefits$480,0003,531
Premises and equipment expense$95,0003,387
Additional noninterest expense$53,0003,656
Pre-tax net operating income$374,0003,424
Securities gains (losses)$0950
Applicable income taxes$73,0002,374
Income before extraordinary items$301,0003,480
Extraordinary gains, net$04
Net income$301,0003,478
Minority interest net income$048
Net income of bank and minority interests.$301,0003,480
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$301,0003,510
2022-12-31 (YTD Data)Rank
Total interest income$5,552,0003,340
Total interest expense$471,0003,296
Net interest income$5,081,0003,318
Provision for loan and lease losses$03,012
Total noninterest income$189,0004,184
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$36,0004,110
Trading account gains and feesNANA
Additional Noninterest Income$153,0003,958
Total noninterest expense$3,031,0003,711
Salaries and employee benefits$1,554,0003,793
Premises and equipment expense$378,0003,373
Additional noninterest expense$153,0003,958
Pre-tax net operating income$2,239,0002,990
Securities gains (losses)$-9,0003,423
Applicable income taxes$-1,892,0004,686
Income before extraordinary items$4,122,0002,065
Extraordinary gains, net$05
Net income$4,122,0002,064
Minority interest net income$063
Net income of bank and minority interests.$4,122,0002,064
Net charge-offs$143,0001,076
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$150,000437
Net operating income$4,131,0002,093
2022-09-30 (YTD Data)Rank
Total interest income$3,993,0003,351
Total interest expense$221,0003,626
Net interest income$3,772,0003,311
Provision for loan and lease losses$02,835
Total noninterest income$204,0004,027
Gross Fiduciary activities income$0968
Service charges on deposit accounts$27,0004,145
Trading account gains and feesNANA
Additional Noninterest Income$177,0003,743
Total noninterest expense$2,260,0003,700
Salaries and employee benefits$1,158,0003,800
Premises and equipment expense$282,0003,395
Additional noninterest expense$177,0003,743
Pre-tax net operating income$1,716,0002,951
Securities gains (losses)$3,000589
Applicable income taxes$03,603
Income before extraordinary items$1,719,0002,760
Extraordinary gains, net$04
Net income$1,719,0002,758
Minority interest net income$057
Net income of bank and minority interests.$1,719,0002,759
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,716,0002,798
2022-06-30 (YTD Data)Rank
Total interest income$2,539,0003,397
Total interest expense$131,0003,682
Net interest income$2,408,0003,350
Provision for loan and lease losses$02,599
Total noninterest income$136,0003,997
Gross Fiduciary activities income$0925
Service charges on deposit accounts$18,0004,185
Trading account gains and feesNANA
Additional Noninterest Income$118,0003,751
Total noninterest expense$1,553,0003,673
Salaries and employee benefits$812,0003,743
Premises and equipment expense$190,0003,401
Additional noninterest expense$551,0003,543
Pre-tax net operating income$991,0003,012
Securities gains (losses)$3,000528
Applicable income taxes$03,564
Income before extraordinary items$994,0002,836
Extraordinary gains, net$04
Net income$994,0002,834
Minority interest net income$060
Net income of bank and minority interests.$994,0002,836
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$991,0002,874
2022-03-31 (YTD Data)Rank
Total interest income$1,228,0003,407
Total interest expense$65,0003,680
Net interest income$1,163,0003,361
Provision for loan and lease losses$02,285
Total noninterest income$68,0003,975
Gross Fiduciary activities income$0892
Service charges on deposit accounts$10,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$58,0003,733
Total noninterest expense$759,0003,707
Salaries and employee benefits$411,0003,737
Premises and equipment expense$89,0003,496
Additional noninterest expense$259,0003,616
Pre-tax net operating income$472,0002,978
Securities gains (losses)$3,000496
Applicable income taxes$03,450
Income before extraordinary items$475,0002,801
Extraordinary gains, net$04
Net income$475,0002,799
Minority interest net income$050
Net income of bank and minority interests.$475,0002,801
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$472,0002,839
2021-12-31 (YTD Data)Rank
Total interest income$5,151,0003,431
Total interest expense$397,0003,445
Net interest income$4,754,0003,401
Provision for loan and lease losses$42,0002,629
Total noninterest income$210,0004,268
Gross Fiduciary activities income$0994
Service charges on deposit accounts$34,0004,224
Trading account gains and feesNANA
Additional Noninterest Income$176,0004,073
Total noninterest expense$2,825,0003,830
Salaries and employee benefits$1,385,0003,967
Premises and equipment expense$355,0003,524
Additional noninterest expense$1,085,0003,590
Pre-tax net operating income$2,097,0003,089
Securities gains (losses)$5,0001,837
Applicable income taxes$03,710
Income before extraordinary items$2,102,0002,959
Extraordinary gains, net$010
Net income$2,102,0002,959
Minority interest net income$074
Net income of bank and minority interests.$2,102,0002,959
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,097,0002,948
2021-09-30 (YTD Data)Rank
Total interest income$3,924,0003,482
Total interest expense$320,0003,459
Net interest income$3,604,0003,448
Provision for loan and lease losses$42,0002,465
Total noninterest income$285,0003,914
Gross Fiduciary activities income$0957
Service charges on deposit accounts$25,0004,285
Trading account gains and feesNANA
Additional Noninterest Income$260,0003,652
Total noninterest expense$1,998,0003,926
Salaries and employee benefits$989,0004,056
Premises and equipment expense$267,0003,559
Additional noninterest expense$742,0003,712
Pre-tax net operating income$1,849,0003,017
Securities gains (losses)$5,0001,760
Applicable income taxes$03,719
Income before extraordinary items$1,854,0002,880
Extraordinary gains, net$08
Net income$1,854,0002,880
Minority interest net income$069
Net income of bank and minority interests.$1,854,0002,880
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,849,0002,864
2021-06-30 (YTD Data)Rank
Total interest income$2,573,0003,531
Total interest expense$229,0003,447
Net interest income$2,344,0003,507
Provision for loan and lease losses$42,0002,235
Total noninterest income$222,0003,810
Gross Fiduciary activities income$0951
Service charges on deposit accounts$15,0004,344
Trading account gains and feesNANA
Additional Noninterest Income$207,0003,477
Total noninterest expense$1,283,0003,987
Salaries and employee benefits$617,0004,142
Premises and equipment expense$176,0003,577
Additional noninterest expense$490,0003,728
Pre-tax net operating income$1,241,0003,004
Securities gains (losses)$5,0001,571
Applicable income taxes$03,702
Income before extraordinary items$1,246,0002,882
Extraordinary gains, net$06
Net income$1,246,0002,881
Minority interest net income$067
Net income of bank and minority interests.$1,246,0002,882
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,241,0002,865
2021-03-31 (YTD Data)Rank
Total interest income$1,319,0003,491
Total interest expense$125,0003,411
Net interest income$1,194,0003,471
Provision for loan and lease losses$21,0002,237
Total noninterest income$61,0004,224
Gross Fiduciary activities income$0922
Service charges on deposit accounts$8,0004,314
Trading account gains and feesNANA
Additional Noninterest Income$53,0003,974
Total noninterest expense$652,0003,966
Salaries and employee benefits$325,0004,095
Premises and equipment expense$87,0003,613
Additional noninterest expense$240,0003,738
Pre-tax net operating income$582,0003,079
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$582,0002,945
Extraordinary gains, net$03
Net income$582,0002,944
Minority interest net income$055
Net income of bank and minority interests.$582,0002,945
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$582,0002,914
2020-12-31 (YTD Data)Rank
Total interest income$5,303,0003,500
Total interest expense$865,0003,141
Net interest income$4,438,0003,528
Provision for loan and lease losses$347,0002,564
Total noninterest income$-213,0004,985
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$26,0004,511
Trading account gains and feesNANA
Additional Noninterest Income$-239,0004,987
Total noninterest expense$2,728,0003,936
Salaries and employee benefits$1,376,0004,069
Premises and equipment expense$229,0004,115
Additional noninterest expense$1,123,0003,533
Pre-tax net operating income$1,150,0003,576
Securities gains (losses)$183,0001,071
Applicable income taxes$03,697
Income before extraordinary items$1,333,0003,319
Extraordinary gains, net$04
Net income$1,333,0003,318
Minority interest net income$072
Net income of bank and minority interests.$1,333,0003,319
Net charge-offs$-5,0004,126
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,150,0003,457
2020-09-30 (YTD Data)Rank
Total interest income$3,874,0003,575
Total interest expense$703,0003,128
Net interest income$3,171,0003,635
Provision for loan and lease losses$175,0002,893
Total noninterest income$-250,0005,020
Gross Fiduciary activities income$0981
Service charges on deposit accounts$20,0004,527
Trading account gains and feesNANA
Additional Noninterest Income$-270,0005,026
Total noninterest expense$2,078,0003,911
Salaries and employee benefits$1,057,0004,035
Premises and equipment expense$169,0004,146
Additional noninterest expense$852,0003,483
Pre-tax net operating income$668,0003,816
Securities gains (losses)$176,000949
Applicable income taxes$03,696
Income before extraordinary items$844,0003,538
Extraordinary gains, net$04
Net income$844,0003,537
Minority interest net income$065
Net income of bank and minority interests.$844,0003,538
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$668,0003,729
2020-06-30 (YTD Data)Rank
Total interest income$2,607,0003,598
Total interest expense$503,0003,120
Net interest income$2,104,0003,669
Provision for loan and lease losses$116,0002,860
Total noninterest income$-297,0005,047
Gross Fiduciary activities income$0970
Service charges on deposit accounts$14,0004,528
Trading account gains and feesNANA
Additional Noninterest Income$-311,0005,053
Total noninterest expense$1,418,0003,895
Salaries and employee benefits$740,0003,995
Premises and equipment expense$113,0004,165
Additional noninterest expense$565,0003,503
Pre-tax net operating income$273,0004,183
Securities gains (losses)$176,000751
Applicable income taxes$03,655
Income before extraordinary items$449,0003,756
Extraordinary gains, net$04
Net income$449,0003,756
Minority interest net income$065
Net income of bank and minority interests.$449,0003,756
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$273,0004,102
2020-03-31 (YTD Data)Rank
Total interest income$1,226,0003,711
Total interest expense$271,0003,148
Net interest income$955,0003,798
Provision for loan and lease losses$110,0001,881
Total noninterest income$39,0004,510
Gross Fiduciary activities income$0941
Service charges on deposit accounts$7,0004,644
Trading account gains and feesNANA
Additional Noninterest Income$32,0004,181
Total noninterest expense$728,0003,893
Salaries and employee benefits$400,0003,923
Premises and equipment expense$57,0004,183
Additional noninterest expense$271,0003,629
Pre-tax net operating income$156,0003,996
Securities gains (losses)$145,000485
Applicable income taxes$03,513
Income before extraordinary items$301,0003,290
Extraordinary gains, net$04
Net income$301,0003,290
Minority interest net income$056
Net income of bank and minority interests.$301,0003,291
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$156,0003,901
2019-12-31 (YTD Data)Rank
Total interest income$4,903,0003,776
Total interest expense$1,039,0003,251
Net interest income$3,864,0003,837
Provision for loan and lease losses$129,0002,729
Total noninterest income$14,0005,094
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$42,0004,576
Trading account gains and feesNANA
Additional Noninterest Income$-28,0005,128
Total noninterest expense$2,427,0004,188
Salaries and employee benefits$1,242,0004,278
Premises and equipment expense$221,0004,276
Additional noninterest expense$964,0003,847
Pre-tax net operating income$1,322,0003,549
Securities gains (losses)$17,0001,705
Applicable income taxes$03,859
Income before extraordinary items$1,339,0003,408
Extraordinary gains, net$011
Net income$1,339,0003,409
Minority interest net income$076
Net income of bank and minority interests.$1,339,0003,409
Net charge-offs$03,726
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,322,0003,404
2019-09-30 (YTD Data)Rank
Total interest income$3,655,0003,829
Total interest expense$751,0003,330
Net interest income$2,904,0003,886
Provision for loan and lease losses$128,0002,421
Total noninterest income$-36,0005,229
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$32,0004,645
Trading account gains and feesNANA
Additional Noninterest Income$-68,0005,224
Total noninterest expense$1,831,0004,211
Salaries and employee benefits$936,0004,310
Premises and equipment expense$167,0004,320
Additional noninterest expense$728,0003,868
Pre-tax net operating income$909,0003,755
Securities gains (losses)$17,0001,491
Applicable income taxes$03,902
Income before extraordinary items$926,0003,611
Extraordinary gains, net$011
Net income$926,0003,611
Minority interest net income$072
Net income of bank and minority interests.$926,0003,611
Net charge-offs$03,455
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$909,0003,603
2019-06-30 (YTD Data)Rank
Total interest income$2,373,0003,892
Total interest expense$451,0003,453
Net interest income$1,922,0003,918
Provision for loan and lease losses$106,0002,160
Total noninterest income$103,0004,525
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$22,0004,655
Trading account gains and feesNANA
Additional Noninterest Income$81,0004,165
Total noninterest expense$1,214,0004,258
Salaries and employee benefits$616,0004,358
Premises and equipment expense$114,0004,317
Additional noninterest expense$484,0003,901
Pre-tax net operating income$705,0003,553
Securities gains (losses)$8,0001,266
Applicable income taxes$03,901
Income before extraordinary items$713,0003,407
Extraordinary gains, net$011
Net income$713,0003,404
Minority interest net income$069
Net income of bank and minority interests.$713,0003,406
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$705,0003,393
2019-03-31 (YTD Data)Rank
Total interest income$1,148,0003,968
Total interest expense$201,0003,598
Net interest income$947,0003,974
Provision for loan and lease losses$48,0002,110
Total noninterest income$61,0004,402
Gross Fiduciary activities income$0972
Service charges on deposit accounts$11,0004,686
Trading account gains and feesNANA
Additional Noninterest Income$50,0003,982
Total noninterest expense$587,0004,338
Salaries and employee benefits$307,0004,405
Premises and equipment expense$53,0004,442
Additional noninterest expense$227,0004,015
Pre-tax net operating income$373,0003,484
Securities gains (losses)$1,0001,020
Applicable income taxes$03,800
Income before extraordinary items$374,0003,319
Extraordinary gains, net$05
Net income$374,0003,317
Minority interest net income$052
Net income of bank and minority interests.$374,0003,318
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$373,0003,314
2018-12-31 (YTD Data)Rank
Total interest income$4,030,0004,108
Total interest expense$572,0003,751
Net interest income$3,458,0004,120
Provision for loan and lease losses$224,0002,275
Total noninterest income$148,0004,826
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$44,0004,792
Trading account gains and feesNANA
Additional Noninterest Income$104,0004,545
Total noninterest expense$2,548,0004,240
Salaries and employee benefits$1,350,0004,325
Premises and equipment expense$229,0004,378
Additional noninterest expense$969,0003,952
Pre-tax net operating income$834,0004,220
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$834,0004,095
Extraordinary gains, net$06
Net income$834,0004,094
Minority interest net income$072
Net income of bank and minority interests.$834,0004,094
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$492,000304
Net operating income$834,0004,104
2018-09-30 (YTD Data)Rank
Total interest income$2,944,0004,191
Total interest expense$409,0003,765
Net interest income$2,535,0004,189
Provision for loan and lease losses$194,0002,024
Total noninterest income$119,0004,851
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$34,0004,836
Trading account gains and feesNANA
Additional Noninterest Income$85,0004,571
Total noninterest expense$1,870,0004,297
Salaries and employee benefits$1,011,0004,354
Premises and equipment expense$173,0004,413
Additional noninterest expense$686,0004,063
Pre-tax net operating income$590,0004,355
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$590,0004,226
Extraordinary gains, net$05
Net income$590,0004,225
Minority interest net income$066
Net income of bank and minority interests.$590,0004,225
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$492,000260
Net operating income$590,0004,230
2018-06-30 (YTD Data)Rank
Total interest income$1,904,0004,249
Total interest expense$249,0003,844
Net interest income$1,655,0004,249
Provision for loan and lease losses$129,0001,952
Total noninterest income$71,0004,954
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$22,0004,902
Trading account gains and feesNANA
Additional Noninterest Income$49,0004,691
Total noninterest expense$1,262,0004,304
Salaries and employee benefits$680,0004,375
Premises and equipment expense$114,0004,454
Additional noninterest expense$468,0004,062
Pre-tax net operating income$335,0004,527
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$335,0004,411
Extraordinary gains, net$06
Net income$335,0004,410
Minority interest net income$065
Net income of bank and minority interests.$335,0004,410
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$492,000199
Net operating income$335,0004,418
2018-03-31 (YTD Data)Rank
Total interest income$904,0004,344
Total interest expense$108,0004,009
Net interest income$796,0004,328
Provision for loan and lease losses$65,0001,845
Total noninterest income$32,0005,064
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$12,0004,894
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,839
Total noninterest expense$618,0004,402
Salaries and employee benefits$342,0004,413
Premises and equipment expense$49,0004,663
Additional noninterest expense$227,0004,139
Pre-tax net operating income$145,0004,639
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$145,0004,509
Extraordinary gains, net$07
Net income$145,0004,508
Minority interest net income$052
Net income of bank and minority interests.$145,0004,509
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$492,000121
Net operating income$145,0004,519
2017-12-31 (YTD Data)Rank
Total interest income$3,182,0004,523
Total interest expense$412,0003,950
Net interest income$2,770,0004,536
Provision for loan and lease losses$126,0002,805
Total noninterest income$-2,0005,626
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$52,0004,940
Trading account gains and feesNANA
Additional Noninterest Income$-54,0005,611
Total noninterest expense$2,613,0004,351
Salaries and employee benefits$1,388,0004,428
Premises and equipment expense$189,0004,787
Additional noninterest expense$1,036,0003,959
Pre-tax net operating income$29,0005,404
Securities gains (losses)$6,0001,742
Applicable income taxes$04,135
Income before extraordinary items$35,0005,317
Extraordinary gains, net$09
Net income$35,0005,317
Minority interest net income$076
Net income of bank and minority interests.$35,0005,317
Net charge-offs$30,0003,235
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$5,076,000101
Net operating income$29,0005,320
2017-09-30 (YTD Data)Rank
Total interest income$2,295,0004,618
Total interest expense$307,0003,974
Net interest income$1,988,0004,648
Provision for loan and lease losses$83,0002,885
Total noninterest income$-38,0005,702
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$41,0004,953
Trading account gains and feesNANA
Additional Noninterest Income$-79,0005,697
Total noninterest expense$1,982,0004,356
Salaries and employee benefits$1,050,0004,431
Premises and equipment expense$141,0004,826
Additional noninterest expense$791,0003,936
Pre-tax net operating income$-115,0005,581
Securities gains (losses)$6,0001,766
Applicable income taxes$04,172
Income before extraordinary items$-109,0005,587
Extraordinary gains, net$09
Net income$-109,0005,587
Minority interest net income$071
Net income of bank and minority interests.$-109,0005,587
Net charge-offs$30,0002,778
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$513,000233
Net operating income$-115,0005,587
2017-06-30 (YTD Data)Rank
Total interest income$1,506,0004,656
Total interest expense$204,0003,965
Net interest income$1,302,0004,695
Provision for loan and lease losses$52,0002,811
Total noninterest income$-55,0005,753
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$26,0005,023
Trading account gains and feesNANA
Additional Noninterest Income$-81,0005,755
Total noninterest expense$1,340,0004,355
Salaries and employee benefits$704,0004,452
Premises and equipment expense$94,0004,857
Additional noninterest expense$542,0003,910
Pre-tax net operating income$-145,0005,654
Securities gains (losses)$2,0001,641
Applicable income taxes$04,189
Income before extraordinary items$-143,0005,648
Extraordinary gains, net$011
Net income$-143,0005,648
Minority interest net income$071
Net income of bank and minority interests.$-143,0005,648
Net charge-offs$7,0003,031
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$500,000197
Net operating income$-145,0005,649
2017-03-31 (YTD Data)Rank
Total interest income$749,0004,692
Total interest expense$102,0003,979
Net interest income$647,0004,731
Provision for loan and lease losses$21,0002,773
Total noninterest income$-94,0005,844
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$13,0005,045
Trading account gains and feesNANA
Additional Noninterest Income$-107,0005,844
Total noninterest expense$661,0004,421
Salaries and employee benefits$358,0004,483
Premises and equipment expense$47,0004,897
Additional noninterest expense$256,0004,024
Pre-tax net operating income$-129,0005,751
Securities gains (losses)$4,000846
Applicable income taxes$04,086
Income before extraordinary items$-125,0005,749
Extraordinary gains, net$08
Net income$-125,0005,748
Minority interest net income$055
Net income of bank and minority interests.$-125,0005,749
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-129,0005,748
2016-12-31 (YTD Data)Rank
Total interest income$2,571,0004,904
Total interest expense$416,0003,950
Net interest income$2,155,0005,000
Provision for loan and lease losses$321,0001,929
Total noninterest income$361,0004,477
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$46,0005,227
Trading account gains and fees$0170
Additional Noninterest Income$315,0003,881
Total noninterest expense$2,655,0004,451
Salaries and employee benefits$1,268,0004,680
Premises and equipment expense$189,0004,955
Additional noninterest expense$1,198,0003,821
Pre-tax net operating income$-460,0005,777
Securities gains (losses)$88,0001,429
Applicable income taxes$04,278
Income before extraordinary items$-372,0005,773
Extraordinary gains, net$05
Net income$-372,0005,772
Minority interest net income$082
Net income of bank and minority interests.$-372,0005,772
Net charge-offs$303,0001,507
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-460,0005,781
2016-09-30 (YTD Data)Rank
Total interest income$1,887,0004,979
Total interest expense$313,0003,971
Net interest income$1,574,0005,083
Provision for loan and lease losses$41,0003,498
Total noninterest income$507,0003,660
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$37,0005,235
Trading account gains and fees$0169
Additional Noninterest Income$470,0002,982
Total noninterest expense$1,983,0004,479
Salaries and employee benefits$925,0004,725
Premises and equipment expense$142,0004,980
Additional noninterest expense$916,0003,800
Pre-tax net operating income$57,0005,605
Securities gains (losses)$86,0001,363
Applicable income taxes$04,325
Income before extraordinary items$143,0005,426
Extraordinary gains, net$05
Net income$143,0005,425
Minority interest net income$071
Net income of bank and minority interests.$143,0005,426
Net charge-offs$122,0001,885
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$57,0005,595
2016-06-30 (YTD Data)Rank
Total interest income$1,226,0005,064
Total interest expense$207,0004,002
Net interest income$1,019,0005,173
Provision for loan and lease losses$27,0003,396
Total noninterest income$479,0003,111
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$25,0005,256
Trading account gains and fees$0157
Additional Noninterest Income$454,0002,497
Total noninterest expense$1,314,0004,534
Salaries and employee benefits$592,0004,848
Premises and equipment expense$96,0005,011
Additional noninterest expense$626,0003,767
Pre-tax net operating income$157,0005,245
Securities gains (losses)$67,0001,232
Applicable income taxes$04,338
Income before extraordinary items$224,0004,920
Extraordinary gains, net$016
Net income$224,0004,920
Minority interest net income$071
Net income of bank and minority interests.$224,0004,920
Net charge-offs$122,0001,456
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$157,0005,140
2016-03-31 (YTD Data)Rank
Total interest income$598,0005,136
Total interest expense$102,0004,066
Net interest income$496,0005,248
Provision for loan and lease losses$14,0003,163
Total noninterest income$59,0004,988
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$14,0005,188
Trading account gains and fees$0142
Additional Noninterest Income$45,0004,507
Total noninterest expense$688,0004,485
Salaries and employee benefits$297,0004,873
Premises and equipment expense$46,0005,093
Additional noninterest expense$345,0003,579
Pre-tax net operating income$-147,0005,987
Securities gains (losses)$53,000800
Applicable income taxes$04,259
Income before extraordinary items$-94,0005,965
Extraordinary gains, net$012
Net income$-94,0005,964
Minority interest net income$062
Net income of bank and minority interests.$-94,0005,964
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-147,0005,984
2015-12-31 (YTD Data)Rank
Total interest income$2,316,0005,221
Total interest expense$424,0004,031
Net interest income$1,892,0005,320
Provision for loan and lease losses$04,380
Total noninterest income$250,0005,003
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$56,0005,295
Trading account gains and fees$0159
Additional Noninterest Income$194,0004,493
Total noninterest expense$2,442,0004,736
Salaries and employee benefits$1,127,0004,977
Premises and equipment expense$184,0005,182
Additional noninterest expense$1,131,0004,047
Pre-tax net operating income$-300,0006,000
Securities gains (losses)$49,0001,662
Applicable income taxes$04,402
Income before extraordinary items$-251,0006,002
Extraordinary gains, net$023
Net income$-251,0006,003
Minority interest net income$081
Net income of bank and minority interests.$-251,0006,003
Net charge-offs$43,0003,361
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$627,000278
Net operating income$-300,0006,004
2015-09-30 (YTD Data)Rank
Total interest income$1,729,0005,290
Total interest expense$319,0004,089
Net interest income$1,410,0005,398
Provision for loan and lease losses$04,232
Total noninterest income$177,0005,117
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$43,0005,355
Trading account gains and fees$0153
Additional Noninterest Income$134,0004,618
Total noninterest expense$1,805,0004,789
Salaries and employee benefits$819,0005,059
Premises and equipment expense$135,0005,275
Additional noninterest expense$851,0004,053
Pre-tax net operating income$-218,0006,099
Securities gains (losses)$43,0001,570
Applicable income taxes$04,489
Income before extraordinary items$-175,0006,102
Extraordinary gains, net$021
Net income$-175,0006,102
Minority interest net income$078
Net income of bank and minority interests.$-175,0006,102
Net charge-offs$45,0002,852
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$627,000223
Net operating income$-218,0006,102
2015-06-30 (YTD Data)Rank
Total interest income$1,138,0005,342
Total interest expense$212,0004,134
Net interest income$926,0005,466
Provision for loan and lease losses$04,069
Total noninterest income$121,0005,103
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$29,0005,373
Trading account gains and fees$0157
Additional Noninterest Income$92,0004,607
Total noninterest expense$1,235,0004,805
Salaries and employee benefits$571,0005,050
Premises and equipment expense$89,0005,324
Additional noninterest expense$575,0004,055
Pre-tax net operating income$-188,0006,168
Securities gains (losses)$41,0001,355
Applicable income taxes$04,497
Income before extraordinary items$-147,0006,171
Extraordinary gains, net$022
Net income$-147,0006,171
Minority interest net income$075
Net income of bank and minority interests.$-147,0006,171
Net charge-offs$-5,0005,028
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$627,000170
Net operating income$-188,0006,167
2015-03-31 (YTD Data)Rank
Total interest income$561,0005,405
Total interest expense$107,0004,170
Net interest income$454,0005,524
Provision for loan and lease losses$03,703
Total noninterest income$48,0005,345
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$14,0005,415
Trading account gains and fees$0152
Additional Noninterest Income$34,0004,939
Total noninterest expense$608,0004,869
Salaries and employee benefits$287,0005,072
Premises and equipment expense$45,0005,368
Additional noninterest expense$276,0004,149
Pre-tax net operating income$-106,0006,228
Securities gains (losses)$38,000969
Applicable income taxes$04,400
Income before extraordinary items$-68,0006,210
Extraordinary gains, net$013
Net income$-68,0006,211
Minority interest net income$064
Net income of bank and minority interests.$-68,0006,211
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$627,000106
Net operating income$-106,0006,229
2014-12-31 (YTD Data)Rank
Total interest income$2,241,0005,488
Total interest expense$441,0004,263
Net interest income$1,800,0005,626
Provision for loan and lease losses$-1,260,0006,379
Total noninterest income$148,0005,674
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$68,0005,420
Trading account gains and fees$0180
Additional Noninterest Income$80,0005,421
Total noninterest expense$2,574,0004,830
Salaries and employee benefits$1,273,0004,964
Premises and equipment expense$187,0005,439
Additional noninterest expense$1,114,0004,207
Pre-tax net operating income$634,0004,764
Securities gains (losses)$72,0001,479
Applicable income taxes$04,531
Income before extraordinary items$706,0004,475
Extraordinary gains, net$017
Net income$706,0004,475
Minority interest net income$084
Net income of bank and minority interests.$706,0004,476
Net charge-offs$-1,0005,362
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$634,0004,563
2014-09-30 (YTD Data)Rank
Total interest income$1,680,0005,552
Total interest expense$330,0004,319
Net interest income$1,350,0005,690
Provision for loan and lease losses$-1,260,0006,487
Total noninterest income$98,0005,854
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$51,0005,494
Trading account gains and fees$0174
Additional Noninterest Income$47,0005,673
Total noninterest expense$1,897,0004,903
Salaries and employee benefits$934,0005,031
Premises and equipment expense$144,0005,457
Additional noninterest expense$819,0004,283
Pre-tax net operating income$811,0004,106
Securities gains (losses)$68,0001,250
Applicable income taxes$04,583
Income before extraordinary items$879,0003,739
Extraordinary gains, net$015
Net income$879,0003,742
Minority interest net income$081
Net income of bank and minority interests.$879,0003,743
Net charge-offs$-80,0006,161
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$811,0003,840
2014-06-30 (YTD Data)Rank
Total interest income$1,113,0005,605
Total interest expense$220,0004,364
Net interest income$893,0005,731
Provision for loan and lease losses$-1,081,0006,569
Total noninterest income$97,0005,525
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$34,0005,518
Trading account gains and fees$0172
Additional Noninterest Income$63,0005,101
Total noninterest expense$1,286,0004,903
Salaries and employee benefits$640,0005,015
Premises and equipment expense$101,0005,427
Additional noninterest expense$545,0004,300
Pre-tax net operating income$785,0003,409
Securities gains (losses)$11,0001,900
Applicable income taxes$04,568
Income before extraordinary items$796,0003,103
Extraordinary gains, net$020
Net income$796,0003,109
Minority interest net income$080
Net income of bank and minority interests.$796,0003,109
Net charge-offs$-6,0005,507
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$785,0003,082
2014-03-31 (YTD Data)Rank
Total interest income$552,0005,669
Total interest expense$111,0004,410
Net interest income$441,0005,798
Provision for loan and lease losses$-1,081,0006,673
Total noninterest income$46,0005,600
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$17,0005,529
Trading account gains and fees$0147
Additional Noninterest Income$29,0005,193
Total noninterest expense$626,0005,017
Salaries and employee benefits$299,0005,214
Premises and equipment expense$50,0005,499
Additional noninterest expense$277,0004,281
Pre-tax net operating income$942,0001,854
Securities gains (losses)$8,0001,224
Applicable income taxes$04,445
Income before extraordinary items$950,0001,562
Extraordinary gains, net$016
Net income$950,0001,565
Minority interest net income$066
Net income of bank and minority interests.$950,0001,565
Net charge-offs$-4,0005,342
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$942,0001,540
2013-12-31 (YTD Data)Rank
Total interest income$2,083,0005,828
Total interest expense$492,0004,488
Net interest income$1,591,0005,982
Provision for loan and lease losses$05,091
Total noninterest income$-91,0006,708
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$75,0005,590
Trading account gains and fees$0184
Additional Noninterest Income$-166,0006,658
Total noninterest expense$2,713,0004,837
Salaries and employee benefits$1,225,0005,226
Premises and equipment expense$180,0005,697
Additional noninterest expense$1,308,0003,992
Pre-tax net operating income$-1,213,0006,596
Securities gains (losses)$19,0002,369
Applicable income taxes$04,631
Income before extraordinary items$-1,194,0006,611
Extraordinary gains, net$029
Net income$-1,194,0006,610
Minority interest net income$090
Net income of bank and minority interests.$-1,194,0006,611
Net charge-offs$-1,017,0006,778
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$750,000242
Net operating income$-1,213,0006,605
2013-09-30 (YTD Data)Rank
Total interest income$1,543,0005,899
Total interest expense$374,0004,565
Net interest income$1,169,0006,073
Provision for loan and lease losses$04,941
Total noninterest income$-157,0006,828
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$57,0005,642
Trading account gains and fees$0180
Additional Noninterest Income$-214,0006,797
Total noninterest expense$1,960,0004,955
Salaries and employee benefits$898,0005,285
Premises and equipment expense$131,0005,791
Additional noninterest expense$931,0004,117
Pre-tax net operating income$-948,0006,697
Securities gains (losses)$19,0002,238
Applicable income taxes$04,713
Income before extraordinary items$-929,0006,709
Extraordinary gains, net$025
Net income$-929,0006,710
Minority interest net income$084
Net income of bank and minority interests.$-929,0006,710
Net charge-offs$32,0004,149
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$750,000186
Net operating income$-948,0006,704
2013-06-30 (YTD Data)Rank
Total interest income$1,010,0005,962
Total interest expense$251,0004,610
Net interest income$759,0006,122
Provision for loan and lease losses$04,788
Total noninterest income$-220,0006,889
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$40,0005,595
Trading account gains and fees$0157
Additional Noninterest Income$-260,0006,866
Total noninterest expense$1,332,0004,920
Salaries and employee benefits$611,0005,268
Premises and equipment expense$88,0005,805
Additional noninterest expense$633,0004,066
Pre-tax net operating income$-793,0006,758
Securities gains (losses)$19,0002,043
Applicable income taxes$04,679
Income before extraordinary items$-774,0006,777
Extraordinary gains, net$022
Net income$-774,0006,779
Minority interest net income$082
Net income of bank and minority interests.$-774,0006,778
Net charge-offs$34,0003,652
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$750,000130
Net operating income$-793,0006,762
2013-03-31 (YTD Data)Rank
Total interest income$510,0005,990
Total interest expense$127,0004,669
Net interest income$383,0006,161
Provision for loan and lease losses$04,409
Total noninterest income$-148,0006,974
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$21,0005,534
Trading account gains and fees$0148
Additional Noninterest Income$-169,0006,960
Total noninterest expense$641,0005,058
Salaries and employee benefits$273,0005,492
Premises and equipment expense$42,0005,916
Additional noninterest expense$326,0004,026
Pre-tax net operating income$-406,0006,835
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-406,0006,853
Extraordinary gains, net$010
Net income$-406,0006,854
Minority interest net income$076
Net income of bank and minority interests.$-406,0006,854
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$750,00074
Net operating income$-406,0006,837
2012-12-31 (YTD Data)Rank
Total interest income$2,187,0006,012
Total interest expense$621,0004,674
Net interest income$1,566,0006,232
Provision for loan and lease losses$36,0005,361
Total noninterest income$-503,0006,992
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$81,0005,710
Trading account gains and fees$0166
Additional Noninterest Income$-584,0006,950
Total noninterest expense$3,182,0004,601
Salaries and employee benefits$1,029,0005,648
Premises and equipment expense$195,0005,742
Additional noninterest expense$1,958,0003,148
Pre-tax net operating income$-2,155,0006,821
Securities gains (losses)$130,0002,061
Applicable income taxes$04,751
Income before extraordinary items$-2,025,0006,840
Extraordinary gains, net$029
Net income$-2,025,0006,837
Minority interest net income$093
Net income of bank and minority interests.$-2,025,0006,838
Net charge-offs$47,0004,961
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$30,000784
Net operating income$-2,155,0006,829
2012-09-30 (YTD Data)Rank
Total interest income$1,636,0006,112
Total interest expense$480,0004,737
Net interest income$1,156,0006,341
Provision for loan and lease losses$36,0005,153
Total noninterest income$-560,0007,113
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$61,0005,776
Trading account gains and fees$0157
Additional Noninterest Income$-621,0007,099
Total noninterest expense$2,283,0004,739
Salaries and employee benefits$757,0005,718
Premises and equipment expense$148,0005,806
Additional noninterest expense$1,378,0003,316
Pre-tax net operating income$-1,723,0006,947
Securities gains (losses)$103,0001,953
Applicable income taxes$04,802
Income before extraordinary items$-1,620,0006,966
Extraordinary gains, net$020
Net income$-1,620,0006,963
Minority interest net income$086
Net income of bank and minority interests.$-1,620,0006,965
Net charge-offs$31,0004,837
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$30,000702
Net operating income$-1,723,0006,954
2012-06-30 (YTD Data)Rank
Total interest income$1,087,0006,161
Total interest expense$327,0004,798
Net interest income$760,0006,401
Provision for loan and lease losses$36,0004,786
Total noninterest income$-164,0007,129
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$41,0005,788
Trading account gains and fees$0153
Additional Noninterest Income$-205,0007,077
Total noninterest expense$1,574,0004,674
Salaries and employee benefits$522,0005,704
Premises and equipment expense$99,0005,823
Additional noninterest expense$953,0003,249
Pre-tax net operating income$-1,014,0006,972
Securities gains (losses)$88,0001,685
Applicable income taxes$04,770
Income before extraordinary items$-926,0006,981
Extraordinary gains, net$019
Net income$-926,0006,979
Minority interest net income$084
Net income of bank and minority interests.$-926,0006,980
Net charge-offs$36,0004,276
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$30,000597
Net operating income$-1,014,0006,983
2012-03-31 (YTD Data)Rank
Total interest income$535,0006,249
Total interest expense$167,0004,871
Net interest income$368,0006,492
Provision for loan and lease losses$36,0003,992
Total noninterest income$49,0005,866
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$20,0005,813
Trading account gains and fees$0148
Additional Noninterest Income$29,0005,390
Total noninterest expense$1,019,0004,055
Salaries and employee benefits$264,0005,732
Premises and equipment expense$49,0005,874
Additional noninterest expense$706,0002,272
Pre-tax net operating income$-638,0007,091
Securities gains (losses)$16,0001,662
Applicable income taxes$04,704
Income before extraordinary items$-622,0007,108
Extraordinary gains, net$019
Net income$-622,0007,107
Minority interest net income$078
Net income of bank and minority interests.$-622,0007,108
Net charge-offs$-2,0006,038
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$30,000414
Net operating income$-638,0007,100
2011-12-31 (YTD Data)Rank
Total interest income$2,606,0006,021
Total interest expense$1,075,0004,240
Net interest income$1,531,0006,497
Provision for loan and lease losses$640,0003,072
Total noninterest income$257,0005,435
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$88,0005,691
Trading account gains and fees$0146
Additional Noninterest Income$169,0004,673
Total noninterest expense$4,926,0003,581
Salaries and employee benefits$1,113,0005,671
Premises and equipment expense$202,0005,997
Additional noninterest expense$3,611,0001,865
Pre-tax net operating income$-3,778,0006,983
Securities gains (losses)$92,0002,140
Applicable income taxes$04,719
Income before extraordinary items$-3,686,0007,001
Extraordinary gains, net$029
Net income$-3,686,0007,002
Minority interest net income$096
Net income of bank and minority interests.$-3,686,0007,002
Net charge-offs$836,0002,571
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$2,667,000213
Net operating income$-3,778,0006,989
2011-09-30 (YTD Data)Rank
Total interest income$2,013,0006,017
Total interest expense$838,0004,251
Net interest income$1,175,0006,526
Provision for loan and lease losses$640,0002,560
Total noninterest income$140,0005,915
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$109,0004,979
Trading account gains and fees$0145
Additional Noninterest Income$31,0006,149
Total noninterest expense$3,755,0003,542
Salaries and employee benefits$811,0005,744
Premises and equipment expense$150,0006,046
Additional noninterest expense$2,794,0001,819
Pre-tax net operating income$-3,080,0007,113
Securities gains (losses)$58,0002,236
Applicable income taxes$04,740
Income before extraordinary items$-3,022,0007,154
Extraordinary gains, net$021
Net income$-3,022,0007,154
Minority interest net income$087
Net income of bank and minority interests.$-3,022,0007,155
Net charge-offs$838,0002,090
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,080,0007,141
2011-06-30 (YTD Data)Rank
Total interest income$1,397,0006,002
Total interest expense$584,0004,250
Net interest income$813,0006,506
Provision for loan and lease losses$640,0001,992
Total noninterest income$85,0006,045
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$73,0004,960
Trading account gains and fees$0153
Additional Noninterest Income$12,0006,522
Total noninterest expense$1,729,0004,560
Salaries and employee benefits$550,0005,760
Premises and equipment expense$100,0006,083
Additional noninterest expense$1,079,0003,003
Pre-tax net operating income$-1,471,0007,096
Securities gains (losses)$13,0002,268
Applicable income taxes$04,697
Income before extraordinary items$-1,458,0007,136
Extraordinary gains, net$015
Net income$-1,458,0007,137
Minority interest net income$089
Net income of bank and minority interests.$-1,458,0007,137
Net charge-offs$825,0001,642
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,471,0007,124
2011-03-31 (YTD Data)Rank
Total interest income$710,0006,008
Total interest expense$316,0004,173
Net interest income$394,0006,588
Provision for loan and lease losses$05,840
Total noninterest income$44,0006,090
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$36,0004,928
Trading account gains and fees$0158
Additional Noninterest Income$8,0006,501
Total noninterest expense$923,0004,416
Salaries and employee benefits$251,0005,964
Premises and equipment expense$48,0006,197
Additional noninterest expense$624,0002,640
Pre-tax net operating income$-485,0007,073
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-485,0007,122
Extraordinary gains, net$09
Net income$-485,0007,123
Minority interest net income$086
Net income of bank and minority interests.$-485,0007,123
Net charge-offs$-60,0007,385
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-485,0007,114
2010-12-31 (YTD Data)Rank
Total interest income$3,400,0005,778
Total interest expense$1,583,0004,134
Net interest income$1,817,0006,408
Provision for loan and lease losses$810,0003,386
Total noninterest income$-179,0007,418
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$174,0004,658
Trading account gains and fees$0175
Additional Noninterest Income$-353,0007,361
Total noninterest expense$4,372,0003,965
Salaries and employee benefits$1,170,0005,735
Premises and equipment expense$209,0006,141
Additional noninterest expense$2,993,0002,294
Pre-tax net operating income$-3,544,0006,990
Securities gains (losses)$420,0001,021
Applicable income taxes$04,655
Income before extraordinary items$-3,124,0007,016
Extraordinary gains, net$029
Net income$-3,124,0007,016
Minority interest net income$0111
Net income of bank and minority interests.$-3,124,0007,017
Net charge-offs$1,370,0002,277
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$17,0001,113
Net operating income$-3,544,0007,039
2010-09-30 (YTD Data)Rank
Total interest income$2,642,0005,803
Total interest expense$1,244,0004,165
Net interest income$1,398,0006,456
Provision for loan and lease losses$510,0003,498
Total noninterest income$-187,0007,561
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$138,0004,644
Trading account gains and fees$0165
Additional Noninterest Income$-325,0007,520
Total noninterest expense$3,517,0003,793
Salaries and employee benefits$891,0005,731
Premises and equipment expense$161,0006,149
Additional noninterest expense$2,465,0002,094
Pre-tax net operating income$-2,816,0007,179
Securities gains (losses)$420,000859
Applicable income taxes$04,726
Income before extraordinary items$-2,396,0007,196
Extraordinary gains, net$023
Net income$-2,396,0007,195
Minority interest net income$0110
Net income of bank and minority interests.$-2,396,0007,196
Net charge-offs$926,0002,283
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$13,0001,035
Net operating income$-2,816,0007,225
2010-06-30 (YTD Data)Rank
Total interest income$1,889,0005,678
Total interest expense$869,0004,154
Net interest income$1,020,0006,332
Provision for loan and lease losses$136,0004,758
Total noninterest income$-64,0007,616
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$93,0004,617
Trading account gains and fees$0152
Additional Noninterest Income$-157,0007,580
Total noninterest expense$2,123,0004,067
Salaries and employee benefits$577,0005,832
Premises and equipment expense$110,0006,131
Additional noninterest expense$1,436,0002,340
Pre-tax net operating income$-1,303,0007,118
Securities gains (losses)$183,000993
Applicable income taxes$04,691
Income before extraordinary items$-1,120,0007,130
Extraordinary gains, net$019
Net income$-1,120,0007,128
Minority interest net income$0105
Net income of bank and minority interests.$-1,120,0007,130
Net charge-offs$300,0003,047
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$8,000978
Net operating income$-1,303,0007,174
2010-03-31 (YTD Data)Rank
Total interest income$943,0005,755
Total interest expense$453,0004,173
Net interest income$490,0006,453
Provision for loan and lease losses$06,552
Total noninterest income$-140,0007,823
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$43,0004,750
Trading account gains and fees$0175
Additional Noninterest Income$-183,0007,798
Total noninterest expense$864,0004,702
Salaries and employee benefits$292,0005,884
Premises and equipment expense$54,0006,263
Additional noninterest expense$518,0003,072
Pre-tax net operating income$-514,0007,193
Securities gains (losses)$34,0001,304
Applicable income taxes$04,611
Income before extraordinary items$-480,0007,247
Extraordinary gains, net$016
Net income$-480,0007,248
Minority interest net income$091
Net income of bank and minority interests.$-480,0007,248
Net charge-offs$47,0003,765
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$4,000934
Net operating income$-514,0007,254
2009-12-31 (YTD Data)Rank
Total interest income$4,508,0005,417
Total interest expense$2,947,0003,452
Net interest income$1,561,0006,822
Provision for loan and lease losses$2,867,0002,038
Total noninterest income$-556,0007,886
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$180,0004,835
Trading account gains and fees$0211
Additional Noninterest Income$-736,0007,844
Total noninterest expense$4,490,0004,011
Salaries and employee benefits$1,532,0005,124
Premises and equipment expense$246,0006,100
Additional noninterest expense$2,712,0002,563
Pre-tax net operating income$-6,352,0007,301
Securities gains (losses)$457,000934
Applicable income taxes$04,388
Income before extraordinary items$-5,895,0007,350
Extraordinary gains, net$034
Net income$-5,895,0007,349
Minority interest net income$0115
Net income of bank and minority interests.$-5,895,0007,349
Net charge-offs$2,563,0001,769
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,617,000233
Net operating income$-6,352,0007,390
2009-09-30 (YTD Data)Rank
Total interest income$3,470,0005,414
Total interest expense$2,352,0003,434
Net interest income$1,118,0006,961
Provision for loan and lease losses$1,660,0002,108
Total noninterest income$-633,0008,023
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$126,0004,985
Trading account gains and fees$0212
Additional Noninterest Income$-759,0007,989
Total noninterest expense$3,331,0004,040
Salaries and employee benefits$1,139,0005,196
Premises and equipment expense$188,0006,103
Additional noninterest expense$2,004,0002,571
Pre-tax net operating income$-4,506,0007,464
Securities gains (losses)$220,0001,225
Applicable income taxes$04,592
Income before extraordinary items$-4,286,0007,518
Extraordinary gains, net$027
Net income$-4,286,0007,518
Minority interest net income$0118
Net income of bank and minority interests.$-4,286,0007,518
Net charge-offs$1,770,0001,620
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$3,602,000190
Net operating income$-4,506,0007,541
2009-06-30 (YTD Data)Rank
Total interest income$2,388,0005,374
Total interest expense$1,658,0003,415
Net interest income$730,0007,026
Provision for loan and lease losses$1,536,0001,630
Total noninterest income$-651,0008,117
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$80,0005,062
Trading account gains and fees$0193
Additional Noninterest Income$-731,0008,108
Total noninterest expense$2,098,0004,248
Salaries and employee benefits$743,0005,322
Premises and equipment expense$127,0006,125
Additional noninterest expense$1,228,0002,759
Pre-tax net operating income$-3,555,0007,624
Securities gains (losses)$220,000959
Applicable income taxes$04,657
Income before extraordinary items$-3,335,0007,660
Extraordinary gains, net$021
Net income$-3,335,0007,659
Minority interest net income$0112
Net income of bank and minority interests.$-3,335,0007,659
Net charge-offs$1,907,0001,152
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$3,530,000144
Net operating income$-3,555,0007,693
2009-03-31 (YTD Data)Rank
Total interest income$1,114,0005,615
Total interest expense$839,0003,501
Net interest income$275,0007,465
Provision for loan and lease losses$1,187,0001,065
Total noninterest income$-98,0008,154
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$38,0005,114
Trading account gains and fees$0171
Additional Noninterest Income$-136,0008,142
Total noninterest expense$1,209,0003,737
Salaries and employee benefits$395,0005,185
Premises and equipment expense$63,0006,194
Additional noninterest expense$751,0002,096
Pre-tax net operating income$-2,219,0007,861
Securities gains (losses)$98,0001,009
Applicable income taxes$04,835
Income before extraordinary items$-2,121,0007,912
Extraordinary gains, net$015
Net income$-2,121,0007,912
Minority interest net income$0102
Net income of bank and minority interests.$-2,121,0007,913
Net charge-offs$1,655,000689
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$15,000814
Net operating income$-2,219,0007,924
2008-12-31 (YTD Data)Rank
Total interest income$6,048,0004,908
Total interest expense$3,561,0003,810
Net interest income$2,487,0005,925
Provision for loan and lease losses$5,018,000992
Total noninterest income$-152,0008,192
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$142,0005,412
Trading account gains and fees$0154
Additional Noninterest Income$-294,0008,191
Total noninterest expense$3,491,0004,648
Salaries and employee benefits$1,858,0004,696
Premises and equipment expense$352,0005,409
Additional noninterest expense$1,281,0004,070
Pre-tax net operating income$-6,174,0007,866
Securities gains (losses)$459,000408
Applicable income taxes$04,979
Income before extraordinary items$-5,715,0007,854
Extraordinary gains, net$039
Net income$-5,715,0007,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,232,000666
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$3,065,000266
Net operating income$-6,174,0007,923
2008-09-30 (YTD Data)Rank
Total interest income$4,843,0004,790
Total interest expense$2,677,0003,902
Net interest income$2,166,0005,557
Provision for loan and lease losses$1,990,0001,199
Total noninterest income$229,0005,864
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$101,0005,512
Trading account gains and fees$0148
Additional Noninterest Income$128,0005,209
Total noninterest expense$2,499,0004,755
Salaries and employee benefits$1,396,0004,706
Premises and equipment expense$268,0005,403
Additional noninterest expense$835,0004,438
Pre-tax net operating income$-2,094,0007,884
Securities gains (losses)$270,000502
Applicable income taxes$05,372
Income before extraordinary items$-1,824,0007,820
Extraordinary gains, net$031
Net income$-1,824,0007,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0002,046
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$983,000306
Net operating income$-2,094,0007,961
2008-06-30 (YTD Data)Rank
Total interest income$3,309,0004,790
Total interest expense$1,808,0003,995
Net interest income$1,501,0005,475
Provision for loan and lease losses$1,050,0001,183
Total noninterest income$276,0004,799
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$65,0005,586
Trading account gains and fees$0149
Additional Noninterest Income$211,0003,665
Total noninterest expense$1,589,0004,943
Salaries and employee benefits$913,0004,805
Premises and equipment expense$177,0005,467
Additional noninterest expense$499,0004,730
Pre-tax net operating income$-862,0007,830
Securities gains (losses)$218,000583
Applicable income taxes$05,627
Income before extraordinary items$-644,0007,800
Extraordinary gains, net$021
Net income$-644,0007,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,530
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$32,000871
Net operating income$-862,0007,912
2008-03-31 (YTD Data)Rank
Total interest income$1,740,0004,738
Total interest expense$926,0004,108
Net interest income$814,0005,261
Provision for loan and lease losses$175,0001,958
Total noninterest income$231,0003,693
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$31,0005,641
Trading account gains and fees$0158
Additional Noninterest Income$200,0002,576
Total noninterest expense$799,0004,937
Salaries and employee benefits$487,0004,645
Premises and equipment expense$87,0005,531
Additional noninterest expense$225,0005,004
Pre-tax net operating income$71,0006,350
Securities gains (losses)$124,000623
Applicable income taxes$05,622
Income before extraordinary items$195,0004,709
Extraordinary gains, net$015
Net income$195,0004,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,000841
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$16,000748
Net operating income$71,0006,164
2007-12-31 (YTD Data)Rank
Total interest income$7,367,0004,606
Total interest expense$3,755,0004,175
Net interest income$3,612,0004,940
Provision for loan and lease losses$1,085,0001,338
Total noninterest income$188,0006,828
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$102,0005,994
Trading account gains and fees$0178
Additional Noninterest Income$86,0006,437
Total noninterest expense$3,308,0004,699
Salaries and employee benefits$1,937,0004,492
Premises and equipment expense$281,0005,943
Additional noninterest expense$1,090,0004,360
Pre-tax net operating income$-593,0007,865
Securities gains (losses)$20,0001,106
Applicable income taxes$06,070
Income before extraordinary items$-573,0007,923
Extraordinary gains, net$039
Net income$-573,0007,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,520
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$53,0001,053
Net operating income$-593,0007,934
2007-09-30 (YTD Data)Rank
Total interest income$5,280,0004,736
Total interest expense$2,641,0004,337
Net interest income$2,639,0005,028
Provision for loan and lease losses$1,085,000840
Total noninterest income$140,0006,870
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$69,0006,161
Trading account gains and fees$0184
Additional Noninterest Income$71,0006,326
Total noninterest expense$2,426,0004,747
Salaries and employee benefits$1,505,0004,364
Premises and equipment expense$208,0005,982
Additional noninterest expense$713,0004,746
Pre-tax net operating income$-732,0008,199
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-732,0008,244
Extraordinary gains, net$033
Net income$-732,0008,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,0008,369
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$37,000944
Net operating income$-732,0008,236
2007-06-30 (YTD Data)Rank
Total interest income$3,200,0005,041
Total interest expense$1,510,0004,785
Net interest income$1,690,0005,194
Provision for loan and lease losses$116,0003,089
Total noninterest income$93,0006,943
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$43,0006,285
Trading account gains and fees$0168
Additional Noninterest Income$50,0006,275
Total noninterest expense$1,578,0004,856
Salaries and employee benefits$984,0004,460
Premises and equipment expense$126,0006,246
Additional noninterest expense$468,0004,796
Pre-tax net operating income$89,0007,306
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$89,0007,191
Extraordinary gains, net$029
Net income$89,0007,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,140
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$21,000897
Net operating income$89,0007,186
2007-03-31 (YTD Data)Rank
Total interest income$1,428,0005,416
Total interest expense$667,0005,110
Net interest income$761,0005,549
Provision for loan and lease losses$05,779
Total noninterest income$40,0007,127
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$17,0006,538
Trading account gains and fees$0195
Additional Noninterest Income$23,0006,395
Total noninterest expense$766,0004,935
Salaries and employee benefits$499,0004,444
Premises and equipment expense$59,0006,441
Additional noninterest expense$208,0005,141
Pre-tax net operating income$35,0007,479
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$35,0007,380
Extraordinary gains, net$022
Net income$35,0007,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,421
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$10,000767
Net operating income$35,0007,369
2006-12-31 (YTD Data)Rank
Total interest income$3,578,0006,371
Total interest expense$1,246,0006,518
Net interest income$2,332,0006,193
Provision for loan and lease losses$226,0003,303
Total noninterest income$133,0007,448
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$45,0006,969
Trading account gains and fees$0130
Additional Noninterest Income$88,0006,534
Total noninterest expense$2,427,0005,582
Salaries and employee benefits$1,420,0005,379
Premises and equipment expense$260,0006,109
Additional noninterest expense$747,0005,446
Pre-tax net operating income$-188,0008,110
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-188,0008,137
Extraordinary gains, net$051
Net income$-188,0008,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$667,000936
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$8,0001,172
Net operating income$-188,0008,128
2006-09-30 (YTD Data)Rank
Total interest income$2,459,0006,605
Total interest expense$788,0006,816
Net interest income$1,671,0006,362
Provision for loan and lease losses$226,0002,593
Total noninterest income$106,0007,448
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$31,0007,105
Trading account gains and fees$0126
Additional Noninterest Income$75,0006,322
Total noninterest expense$1,802,0005,586
Salaries and employee benefits$1,051,0005,395
Premises and equipment expense$194,0006,154
Additional noninterest expense$557,0005,454
Pre-tax net operating income$-251,0008,329
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-251,0008,349
Extraordinary gains, net$045
Net income$-251,0008,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$79,000745
Net operating income$-251,0008,345
2006-06-30 (YTD Data)Rank
Total interest income$1,526,0006,770
Total interest expense$442,0007,111
Net interest income$1,084,0006,463
Provision for loan and lease losses$226,0001,916
Total noninterest income$74,0007,429
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$19,0007,200
Trading account gains and fees$0126
Additional Noninterest Income$55,0006,230
Total noninterest expense$1,125,0005,820
Salaries and employee benefits$663,0005,598
Premises and equipment expense$122,0006,308
Additional noninterest expense$340,0005,693
Pre-tax net operating income$-193,0008,402
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-193,0008,419
Extraordinary gains, net$039
Net income$-193,0008,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$52,000625
Net operating income$-193,0008,416
2006-03-31 (YTD Data)Rank
Total interest income$693,0006,973
Total interest expense$174,0007,475
Net interest income$519,0006,588
Provision for loan and lease losses$376,000638
Total noninterest income$16,0008,235
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$8,0007,290
Trading account gains and fees$0115
Additional Noninterest Income$8,0007,731
Total noninterest expense$595,0005,655
Salaries and employee benefits$352,0005,423
Premises and equipment expense$57,0006,485
Additional noninterest expense$186,0005,401
Pre-tax net operating income$-436,0008,677
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-436,0008,693
Extraordinary gains, net$021
Net income$-436,0008,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$26,000470
Net operating income$-436,0008,682
2005-12-31 (YTD Data)Rank
Total interest income$1,418,0007,979
Total interest expense$192,0008,458
Net interest income$1,226,0007,649
Provision for loan and lease losses$1,171,000910
Total noninterest income$77,0008,170
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$14,0007,544
Trading account gains and fees$0138
Additional Noninterest Income$63,0007,106
Total noninterest expense$2,284,0005,662
Salaries and employee benefits$1,202,0005,794
Premises and equipment expense$219,0006,533
Additional noninterest expense$863,0004,911
Pre-tax net operating income$-2,152,0008,766
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-2,152,0008,778
Extraordinary gains, net$046
Net income$-2,152,0008,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$17,852,00086
Net operating income$-2,152,0008,763
2005-09-30 (YTD Data)Rank
Total interest income$790,0008,319
Total interest expense$72,0008,674
Net interest income$718,0008,048
Provision for loan and lease losses$773,000968
Total noninterest income$45,0008,385
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$9,0007,622
Trading account gains and fees$0126
Additional Noninterest Income$36,0007,455
Total noninterest expense$1,831,0005,421
Salaries and employee benefits$975,0005,494
Premises and equipment expense$155,0006,631
Additional noninterest expense$701,0004,617
Pre-tax net operating income$-1,841,0008,804
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-1,841,0008,817
Extraordinary gains, net$035
Net income$-1,841,0008,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$17,852,00065
Net operating income$-1,841,0008,802
2005-06-30 (YTD Data)Rank
Total interest income$268,0008,676
Total interest expense$29,0008,739
Net interest income$239,0008,612
Provision for loan and lease losses$117,0003,150
Total noninterest income$4,0008,739
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$4,0007,684
Trading account gains and fees$0116
Additional Noninterest Income$08,721
Total noninterest expense$1,385,0005,011
Salaries and employee benefits$719,0005,159
Premises and equipment expense$108,0006,532
Additional noninterest expense$558,0004,019
Pre-tax net operating income$-1,259,0008,807
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-1,259,0008,824
Extraordinary gains, net$030
Net income$-1,259,0008,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$17,852,00044
Net operating income$-1,259,0008,810
2005-03-31 (YTD Data)Rank
Total interest income$42,0008,895
Total interest expense$18,0008,788
Net interest income$24,0008,900
Provision for loan and lease losses$9,0005,480
Total noninterest income$08,858
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$08,766
Total noninterest expense$960,0003,965
Salaries and employee benefits$466,0004,316
Premises and equipment expense$69,0005,998
Additional noninterest expense$425,0002,861
Pre-tax net operating income$-945,0008,896
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-945,0008,902
Extraordinary gains, net$024
Net income$-945,0008,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$17,852,00022
Net operating income$-945,0008,890

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.