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Legacy Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$32,788,000	1,305
Total interest expense	$9,932,000	1,299
Net interest income	$22,856,000	1,304
Provision for loan and lease losses	$911,000	881
Total noninterest income	$2,781,000	1,701
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$456,000	1,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,325,000	1,485
Total noninterest expense	$14,762,000	1,550
Salaries and employee benefits	$8,700,000	1,491
Premises and equipment expense	$1,865,000	1,301
Additional noninterest expense	$2,325,000	1,485
Pre-tax net operating income	$9,964,000	1,165
Securities gains (losses)	$-625,000	4,223
Applicable income taxes	$2,175,000	930
Income before extraordinary items	$7,164,000	1,309
Extraordinary gains, net	$0	54
Net income	$7,164,000	1,325
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,164,000	1,312
Net charge-offs	$40,000	1,909
Cash dividends	$1,196,000	2,012
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,657,750	1,272
2023-09-30 (YTD Data)		Rank
Total interest income	$23,279,000	1,328
Total interest expense	$6,611,000	1,322
Net interest income	$16,668,000	1,328
Provision for loan and lease losses	$531,000	965
Total noninterest income	$2,160,000	1,667
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$337,000	1,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,823,000	1,430
Total noninterest expense	$10,951,000	1,552
Salaries and employee benefits	$6,498,000	1,505
Premises and equipment expense	$1,402,000	1,297
Additional noninterest expense	$1,823,000	1,430
Pre-tax net operating income	$7,346,000	1,223
Securities gains (losses)	$0	849
Applicable income taxes	$1,733,000	913
Income before extraordinary items	$5,613,000	1,316
Extraordinary gains, net	$0	52
Net income	$5,613,000	1,325
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,613,000	1,316
Net charge-offs	$38,000	1,595
Cash dividends	$1,196,000	1,554
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,613,000	1,336
2023-03-31 (YTD Data)		Rank
Total interest income	$6,997,000	1,390
Total interest expense	$1,706,000	1,315
Net interest income	$5,291,000	1,399
Provision for loan and lease losses	$155,000	994
Total noninterest income	$583,000	1,800
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$102,000	1,883
Trading account gains and fees	NA	NA
Additional Noninterest Income	$481,000	1,554
Total noninterest expense	$3,471,000	1,622
Salaries and employee benefits	$2,075,000	1,583
Premises and equipment expense	$454,000	1,343
Additional noninterest expense	$481,000	1,554
Pre-tax net operating income	$2,248,000	1,338
Securities gains (losses)	$0	950
Applicable income taxes	$521,000	1,018
Income before extraordinary items	$1,727,000	1,440
Extraordinary gains, net	$0	4
Net income	$1,727,000	1,440
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,727,000	1,440
Net charge-offs	$9,000	1,398
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,727,000	1,452
2022-12-31 (YTD Data)		Rank
Total interest income	$21,836,000	1,464
Total interest expense	$2,434,000	1,390
Net interest income	$19,402,000	1,470
Provision for loan and lease losses	$724,000	1,001
Total noninterest income	$2,677,000	1,745
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$438,000	1,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,239,000	1,522
Total noninterest expense	$12,976,000	1,668
Salaries and employee benefits	$8,186,000	1,534
Premises and equipment expense	$1,674,000	1,415
Additional noninterest expense	$2,239,000	1,522
Pre-tax net operating income	$8,379,000	1,440
Securities gains (losses)	$-551,000	4,346
Applicable income taxes	$1,808,000	1,149
Income before extraordinary items	$6,020,000	1,625
Extraordinary gains, net	$0	5
Net income	$6,020,000	1,623
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,020,000	1,624
Net charge-offs	$31,000	1,755
Cash dividends	$366,000	2,898
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,455,290	1,570
2022-09-30 (YTD Data)		Rank
Total interest income	$15,562,000	1,467
Total interest expense	$1,398,000	1,385
Net interest income	$14,164,000	1,479
Provision for loan and lease losses	$396,000	1,096
Total noninterest income	$2,010,000	1,759
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$326,000	1,864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,684,000	1,541
Total noninterest expense	$9,849,000	1,640
Salaries and employee benefits	$6,241,000	1,525
Premises and equipment expense	$1,231,000	1,445
Additional noninterest expense	$1,684,000	1,541
Pre-tax net operating income	$5,929,000	1,496
Securities gains (losses)	$-59,000	4,131
Applicable income taxes	$1,361,000	1,147
Income before extraordinary items	$4,509,000	1,605
Extraordinary gains, net	$0	4
Net income	$4,509,000	1,604
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,509,000	1,605
Net charge-offs	$24,000	1,536
Cash dividends	$366,000	2,403
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,555,610	1,624
2022-06-30 (YTD Data)		Rank
Total interest income	$9,826,000	1,491
Total interest expense	$887,000	1,254
Net interest income	$8,939,000	1,513
Provision for loan and lease losses	$318,000	889
Total noninterest income	$1,345,000	1,753
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$211,000	1,889
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,134,000	1,548
Total noninterest expense	$6,407,000	1,662
Salaries and employee benefits	$4,083,000	1,542
Premises and equipment expense	$801,000	1,463
Additional noninterest expense	$1,523,000	1,981
Pre-tax net operating income	$3,559,000	1,536
Securities gains (losses)	$0	687
Applicable income taxes	$825,000	1,144
Income before extraordinary items	$2,734,000	1,614
Extraordinary gains, net	$0	4
Net income	$2,734,000	1,613
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,734,000	1,614
Net charge-offs	$6,000	1,731
Cash dividends	$366,000	2,120
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,734,000	1,653
2022-03-31 (YTD Data)		Rank
Total interest income	$4,704,000	1,508
Total interest expense	$506,000	1,085
Net interest income	$4,198,000	1,547
Provision for loan and lease losses	$161,000	738
Total noninterest income	$609,000	1,859
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$101,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$508,000	1,657
Total noninterest expense	$3,246,000	1,631
Salaries and employee benefits	$2,030,000	1,545
Premises and equipment expense	$416,000	1,417
Additional noninterest expense	$800,000	1,876
Pre-tax net operating income	$1,400,000	1,725
Securities gains (losses)	$0	623
Applicable income taxes	$320,000	1,256
Income before extraordinary items	$1,080,000	1,824
Extraordinary gains, net	$0	4
Net income	$1,080,000	1,823
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,080,000	1,824
Net charge-offs	$8,000	1,246
Cash dividends	$366,000	1,375
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,080,000	1,849
2021-12-31 (YTD Data)		Rank
Total interest income	$19,439,000	1,514
Total interest expense	$2,455,000	1,105
Net interest income	$16,984,000	1,571
Provision for loan and lease losses	$447,000	1,146
Total noninterest income	$2,633,000	1,952
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$399,000	1,861
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,234,000	1,801
Total noninterest expense	$12,976,000	1,634
Salaries and employee benefits	$8,066,000	1,553
Premises and equipment expense	$1,786,000	1,326
Additional noninterest expense	$3,124,000	1,915
Pre-tax net operating income	$6,194,000	1,783
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,291,000	1,432
Income before extraordinary items	$4,903,000	1,916
Extraordinary gains, net	$0	10
Net income	$4,903,000	1,916
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,903,000	1,917
Net charge-offs	$238,000	939
Cash dividends	$3,483,000	1,063
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,903,000	1,885
2021-09-30 (YTD Data)		Rank
Total interest income	$14,890,000	1,521
Total interest expense	$1,805,000	1,194
Net interest income	$13,085,000	1,553
Provision for loan and lease losses	$445,000	921
Total noninterest income	$1,579,000	2,215
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$294,000	1,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,285,000	2,117
Total noninterest expense	$9,547,000	1,661
Salaries and employee benefits	$5,994,000	1,573
Premises and equipment expense	$1,270,000	1,415
Additional noninterest expense	$2,283,000	1,959
Pre-tax net operating income	$4,672,000	1,858
Securities gains (losses)	$0	2,015
Applicable income taxes	$972,000	1,480
Income before extraordinary items	$3,700,000	1,979
Extraordinary gains, net	$0	8
Net income	$3,700,000	1,978
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,700,000	1,979
Net charge-offs	$235,000	733
Cash dividends	$1,060,000	1,683
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,700,000	1,954
2021-06-30 (YTD Data)		Rank
Total interest income	$9,656,000	1,548
Total interest expense	$1,260,000	1,190
Net interest income	$8,396,000	1,590
Provision for loan and lease losses	$365,000	776
Total noninterest income	$779,000	2,507
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$186,000	1,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$593,000	2,469
Total noninterest expense	$6,525,000	1,614
Salaries and employee benefits	$4,001,000	1,559
Premises and equipment expense	$831,000	1,428
Additional noninterest expense	$1,693,000	1,781
Pre-tax net operating income	$2,285,000	2,219
Securities gains (losses)	$0	1,818
Applicable income taxes	$473,000	1,700
Income before extraordinary items	$1,812,000	2,355
Extraordinary gains, net	$0	6
Net income	$1,812,000	2,354
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,812,000	2,355
Net charge-offs	$244,000	581
Cash dividends	$693,000	1,687
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,812,000	2,325
2021-03-31 (YTD Data)		Rank
Total interest income	$4,613,000	1,608
Total interest expense	$659,000	1,203
Net interest income	$3,954,000	1,659
Provision for loan and lease losses	$182,000	860
Total noninterest income	$772,000	1,770
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$87,000	1,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$685,000	1,606
Total noninterest expense	$3,207,000	1,639
Salaries and employee benefits	$1,893,000	1,622
Premises and equipment expense	$429,000	1,414
Additional noninterest expense	$885,000	1,699
Pre-tax net operating income	$1,337,000	2,012
Securities gains (losses)	$0	1,392
Applicable income taxes	$262,000	1,611
Income before extraordinary items	$1,075,000	2,120
Extraordinary gains, net	$0	3
Net income	$1,075,000	2,120
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,075,000	2,120
Net charge-offs	$256,000	370
Cash dividends	$409,000	1,331
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,075,000	2,080
2020-12-31 (YTD Data)		Rank
Total interest income	$21,442,000	1,398
Total interest expense	$3,444,000	1,327
Net interest income	$17,998,000	1,414
Provision for loan and lease losses	$1,388,000	1,306
Total noninterest income	$2,791,000	1,790
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$364,000	2,009
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,427,000	1,616
Total noninterest expense	$12,499,000	1,650
Salaries and employee benefits	$7,540,000	1,592
Premises and equipment expense	$1,698,000	1,384
Additional noninterest expense	$3,261,000	1,801
Pre-tax net operating income	$6,902,000	1,387
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,593,000	1,088
Income before extraordinary items	$5,309,000	1,558
Extraordinary gains, net	$0	4
Net income	$5,309,000	1,558
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,309,000	1,558
Net charge-offs	$696,000	812
Cash dividends	$1,521,000	1,761
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,309,000	1,522
2020-09-30 (YTD Data)		Rank
Total interest income	$16,315,000	1,388
Total interest expense	$2,687,000	1,347
Net interest income	$13,628,000	1,390
Provision for loan and lease losses	$1,137,000	1,261
Total noninterest income	$1,962,000	1,810
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$259,000	2,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,703,000	1,629
Total noninterest expense	$9,349,000	1,633
Salaries and employee benefits	$5,700,000	1,564
Premises and equipment expense	$1,266,000	1,381
Additional noninterest expense	$2,383,000	1,806
Pre-tax net operating income	$5,104,000	1,366
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,172,000	1,065
Income before extraordinary items	$3,932,000	1,528
Extraordinary gains, net	$0	4
Net income	$3,932,000	1,528
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,932,000	1,529
Net charge-offs	$-12,000	4,294
Cash dividends	$1,185,000	1,540
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,932,000	1,488
2020-06-30 (YTD Data)		Rank
Total interest income	$10,676,000	1,437
Total interest expense	$1,892,000	1,373
Net interest income	$8,784,000	1,432
Provision for loan and lease losses	$760,000	1,258
Total noninterest income	$1,076,000	1,942
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$171,000	2,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$905,000	1,765
Total noninterest expense	$5,997,000	1,682
Salaries and employee benefits	$3,619,000	1,626
Premises and equipment expense	$835,000	1,391
Additional noninterest expense	$1,543,000	1,843
Pre-tax net operating income	$3,103,000	1,404
Securities gains (losses)	$0	2,249
Applicable income taxes	$704,000	1,082
Income before extraordinary items	$2,399,000	1,582
Extraordinary gains, net	$0	4
Net income	$2,399,000	1,583
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,399,000	1,583
Net charge-offs	$5,000	2,656
Cash dividends	$734,000	1,615
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,399,000	1,540
2020-03-31 (YTD Data)		Rank
Total interest income	$5,280,000	1,444
Total interest expense	$1,011,000	1,409
Net interest income	$4,269,000	1,435
Provision for loan and lease losses	$533,000	855
Total noninterest income	$502,000	1,939
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$100,000	2,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$402,000	1,728
Total noninterest expense	$3,067,000	1,663
Salaries and employee benefits	$1,798,000	1,641
Premises and equipment expense	$408,000	1,420
Additional noninterest expense	$861,000	1,717
Pre-tax net operating income	$1,171,000	1,620
Securities gains (losses)	$0	1,705
Applicable income taxes	$251,000	1,223
Income before extraordinary items	$920,000	1,777
Extraordinary gains, net	$0	4
Net income	$920,000	1,777
Minority interest net income	$0	56
Net income of bank and minority interests.	$920,000	1,777
Net charge-offs	$-2,000	3,865
Cash dividends	$451,000	1,365
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$920,000	1,748
2019-12-31 (YTD Data)		Rank
Total interest income	$21,531,000	1,429
Total interest expense	$4,094,000	1,454
Net interest income	$17,437,000	1,401
Provision for loan and lease losses	$1,057,000	878
Total noninterest income	$2,688,000	1,676
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$453,000	2,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,235,000	1,441
Total noninterest expense	$11,577,000	1,699
Salaries and employee benefits	$7,269,000	1,579
Premises and equipment expense	$1,687,000	1,359
Additional noninterest expense	$2,621,000	2,141
Pre-tax net operating income	$7,491,000	1,288
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,526,000	1,100
Income before extraordinary items	$5,965,000	1,392
Extraordinary gains, net	$0	11
Net income	$5,965,000	1,394
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,965,000	1,394
Net charge-offs	$836,000	735
Cash dividends	$2,612,000	1,322
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,965,000	1,361
2019-09-30 (YTD Data)		Rank
Total interest income	$16,091,000	1,448
Total interest expense	$3,068,000	1,460
Net interest income	$13,023,000	1,420
Provision for loan and lease losses	$830,000	799
Total noninterest income	$2,146,000	1,609
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$330,000	2,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,816,000	1,361
Total noninterest expense	$8,815,000	1,688
Salaries and employee benefits	$5,430,000	1,591
Premises and equipment expense	$1,255,000	1,373
Additional noninterest expense	$2,130,000	2,022
Pre-tax net operating income	$5,524,000	1,341
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,055,000	1,194
Income before extraordinary items	$4,469,000	1,412
Extraordinary gains, net	$0	11
Net income	$4,469,000	1,412
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,469,000	1,414
Net charge-offs	$400,000	861
Cash dividends	$1,396,000	1,504
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,469,000	1,388
2019-06-30 (YTD Data)		Rank
Total interest income	$10,859,000	1,423
Total interest expense	$1,998,000	1,461
Net interest income	$8,861,000	1,386
Provision for loan and lease losses	$603,000	717
Total noninterest income	$1,536,000	1,512
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$213,000	2,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,323,000	1,259
Total noninterest expense	$5,968,000	1,672
Salaries and employee benefits	$3,608,000	1,591
Premises and equipment expense	$816,000	1,413
Additional noninterest expense	$1,544,000	1,893
Pre-tax net operating income	$3,826,000	1,281
Securities gains (losses)	$0	1,702
Applicable income taxes	$653,000	1,230
Income before extraordinary items	$3,173,000	1,329
Extraordinary gains, net	$0	11
Net income	$3,173,000	1,328
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,173,000	1,329
Net charge-offs	$418,000	639
Cash dividends	$776,000	1,680
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,173,000	1,308
2019-03-31 (YTD Data)		Rank
Total interest income	$5,509,000	1,395
Total interest expense	$959,000	1,473
Net interest income	$4,550,000	1,361
Provision for loan and lease losses	$302,000	675
Total noninterest income	$1,003,000	1,232
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$106,000	2,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$897,000	966
Total noninterest expense	$3,129,000	1,601
Salaries and employee benefits	$1,863,000	1,563
Premises and equipment expense	$413,000	1,415
Additional noninterest expense	$853,000	1,718
Pre-tax net operating income	$2,122,000	1,160
Securities gains (losses)	$0	1,087
Applicable income taxes	$507,000	904
Income before extraordinary items	$1,615,000	1,287
Extraordinary gains, net	$0	5
Net income	$1,615,000	1,286
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,615,000	1,286
Net charge-offs	$119,000	812
Cash dividends	$776,000	1,002
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,615,000	1,268
2018-12-31 (YTD Data)		Rank
Total interest income	$17,371,000	1,641
Total interest expense	$3,098,000	1,394
Net interest income	$14,273,000	1,685
Provision for loan and lease losses	$604,000	1,271
Total noninterest income	$1,453,000	2,375
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$447,000	2,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,006,000	2,231
Total noninterest expense	$10,562,000	1,817
Salaries and employee benefits	$6,383,000	1,724
Premises and equipment expense	$1,557,000	1,450
Additional noninterest expense	$2,622,000	2,140
Pre-tax net operating income	$4,560,000	1,907
Securities gains (losses)	$-26,000	4,668
Applicable income taxes	$1,059,000	1,343
Income before extraordinary items	$3,475,000	2,097
Extraordinary gains, net	$0	6
Net income	$3,475,000	2,095
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,475,000	2,096
Net charge-offs	$279,000	1,390
Cash dividends	$462,000	3,047
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,495,540	2,087
2018-09-30 (YTD Data)		Rank
Total interest income	$12,345,000	1,699
Total interest expense	$2,231,000	1,369
Net interest income	$10,114,000	1,762
Provision for loan and lease losses	$453,000	1,202
Total noninterest income	$887,000	2,669
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$316,000	2,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$571,000	2,583
Total noninterest expense	$7,481,000	1,908
Salaries and employee benefits	$4,532,000	1,794
Premises and equipment expense	$1,126,000	1,510
Additional noninterest expense	$1,823,000	2,268
Pre-tax net operating income	$3,067,000	2,093
Securities gains (losses)	$-4,000	4,587
Applicable income taxes	$713,000	1,479
Income before extraordinary items	$2,350,000	2,272
Extraordinary gains, net	$0	5
Net income	$2,350,000	2,271
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,350,000	2,271
Net charge-offs	$209,000	1,217
Cash dividends	$462,000	2,448
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,353,160	2,267
2018-06-30 (YTD Data)		Rank
Total interest income	$7,938,000	1,736
Total interest expense	$1,445,000	1,331
Net interest income	$6,493,000	1,813
Provision for loan and lease losses	$302,000	1,161
Total noninterest income	$344,000	3,402
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$197,000	2,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	3,748
Total noninterest expense	$4,796,000	1,983
Salaries and employee benefits	$2,913,000	1,868
Premises and equipment expense	$738,000	1,547
Additional noninterest expense	$1,145,000	2,376
Pre-tax net operating income	$1,739,000	2,303
Securities gains (losses)	$0	961
Applicable income taxes	$410,000	1,594
Income before extraordinary items	$1,329,000	2,507
Extraordinary gains, net	$0	6
Net income	$1,329,000	2,506
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,329,000	2,506
Net charge-offs	$191,000	962
Cash dividends	$336,000	2,377
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,329,000	2,499
2018-03-31 (YTD Data)		Rank
Total interest income	$3,921,000	1,743
Total interest expense	$697,000	1,315
Net interest income	$3,224,000	1,813
Provision for loan and lease losses	$151,000	1,103
Total noninterest income	$314,000	2,565
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$96,000	2,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	2,373
Total noninterest expense	$2,398,000	1,989
Salaries and employee benefits	$1,462,000	1,883
Premises and equipment expense	$357,000	1,622
Additional noninterest expense	$579,000	2,353
Pre-tax net operating income	$989,000	2,062
Securities gains (losses)	$0	735
Applicable income taxes	$255,000	1,351
Income before extraordinary items	$734,000	2,310
Extraordinary gains, net	$0	7
Net income	$734,000	2,308
Minority interest net income	$0	52
Net income of bank and minority interests.	$734,000	2,310
Net charge-offs	$122,000	760
Cash dividends	$336,000	1,513
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$734,000	2,296
2017-12-31 (YTD Data)		Rank
Total interest income	$14,706,000	1,802
Total interest expense	$2,483,000	1,298
Net interest income	$12,223,000	1,878
Provision for loan and lease losses	$604,000	1,271
Total noninterest income	$1,472,000	2,430
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$432,000	2,272
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,040,000	2,245
Total noninterest expense	$9,054,000	2,067
Salaries and employee benefits	$5,531,000	1,935
Premises and equipment expense	$1,283,000	1,746
Additional noninterest expense	$2,240,000	2,456
Pre-tax net operating income	$4,037,000	2,028
Securities gains (losses)	$-87,000	5,382
Applicable income taxes	$1,589,000	1,487
Income before extraordinary items	$2,361,000	2,414
Extraordinary gains, net	$0	9
Net income	$2,361,000	2,414
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,361,000	2,414
Net charge-offs	$43,000	3,050
Cash dividends	$409,000	3,143
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,416,680	2,350
2017-09-30 (YTD Data)		Rank
Total interest income	$10,787,000	1,838
Total interest expense	$1,839,000	1,291
Net interest income	$8,948,000	1,925
Provision for loan and lease losses	$453,000	1,225
Total noninterest income	$1,205,000	2,335
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$324,000	2,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$881,000	2,123
Total noninterest expense	$6,757,000	2,080
Salaries and employee benefits	$4,095,000	1,956
Premises and equipment expense	$986,000	1,721
Additional noninterest expense	$1,676,000	2,463
Pre-tax net operating income	$2,943,000	2,096
Securities gains (losses)	$20,000	1,322
Applicable income taxes	$1,067,000	1,413
Income before extraordinary items	$1,896,000	2,493
Extraordinary gains, net	$0	9
Net income	$1,896,000	2,493
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,896,000	2,493
Net charge-offs	$20,000	2,983
Cash dividends	$409,000	2,594
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,883,200	2,489
2017-06-30 (YTD Data)		Rank
Total interest income	$7,036,000	1,854
Total interest expense	$1,214,000	1,260
Net interest income	$5,822,000	1,957
Provision for loan and lease losses	$302,000	1,175
Total noninterest income	$876,000	2,221
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$214,000	2,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$662,000	1,996
Total noninterest expense	$4,508,000	2,082
Salaries and employee benefits	$2,723,000	1,970
Premises and equipment expense	$624,000	1,799
Additional noninterest expense	$1,161,000	2,391
Pre-tax net operating income	$1,888,000	2,114
Securities gains (losses)	$20,000	995
Applicable income taxes	$665,000	1,450
Income before extraordinary items	$1,243,000	2,467
Extraordinary gains, net	$0	11
Net income	$1,243,000	2,466
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,243,000	2,467
Net charge-offs	$25,000	2,462
Cash dividends	$325,000	2,421
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,230,000	2,461
2017-03-31 (YTD Data)		Rank
Total interest income	$3,434,000	1,893
Total interest expense	$590,000	1,263
Net interest income	$2,844,000	1,990
Provision for loan and lease losses	$151,000	1,111
Total noninterest income	$406,000	2,319
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$96,000	2,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	2,053
Total noninterest expense	$2,186,000	2,162
Salaries and employee benefits	$1,337,000	2,031
Premises and equipment expense	$321,000	1,779
Additional noninterest expense	$528,000	2,562
Pre-tax net operating income	$913,000	2,082
Securities gains (losses)	$20,000	520
Applicable income taxes	$319,000	1,445
Income before extraordinary items	$614,000	2,404
Extraordinary gains, net	$0	8
Net income	$614,000	2,403
Minority interest net income	$0	55
Net income of bank and minority interests.	$614,000	2,404
Net charge-offs	$18,000	1,942
Cash dividends	$325,000	1,572
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$600,800	2,435
2016-12-31 (YTD Data)		Rank
Total interest income	$13,500,000	1,877
Total interest expense	$2,146,000	1,327
Net interest income	$11,354,000	1,959
Provision for loan and lease losses	$1,104,000	837
Total noninterest income	$1,876,000	2,201
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$442,000	2,291
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,434,000	1,945
Total noninterest expense	$8,496,000	2,185
Salaries and employee benefits	$5,119,000	2,059
Premises and equipment expense	$1,248,000	1,801
Additional noninterest expense	$2,129,000	2,643
Pre-tax net operating income	$3,630,000	2,070
Securities gains (losses)	$15,000	2,508
Applicable income taxes	$1,298,000	1,393
Income before extraordinary items	$2,347,000	2,515
Extraordinary gains, net	$0	5
Net income	$2,347,000	2,514
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,347,000	2,515
Net charge-offs	$779,000	803
Cash dividends	$535,000	2,892
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,337,400	2,476
2016-09-30 (YTD Data)		Rank
Total interest income	$10,116,000	1,882
Total interest expense	$1,603,000	1,332
Net interest income	$8,513,000	1,966
Provision for loan and lease losses	$903,000	740
Total noninterest income	$1,405,000	2,208
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$329,000	2,300
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,076,000	1,946
Total noninterest expense	$6,429,000	2,173
Salaries and employee benefits	$3,845,000	2,048
Premises and equipment expense	$943,000	1,793
Additional noninterest expense	$1,641,000	2,591
Pre-tax net operating income	$2,586,000	2,198
Securities gains (losses)	$15,000	2,436
Applicable income taxes	$924,000	1,490
Income before extraordinary items	$1,677,000	2,622
Extraordinary gains, net	$0	5
Net income	$1,677,000	2,623
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,677,000	2,623
Net charge-offs	$381,000	967
Cash dividends	$535,000	2,307
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,667,400	2,574
2016-06-30 (YTD Data)		Rank
Total interest income	$6,685,000	1,891
Total interest expense	$1,045,000	1,364
Net interest income	$5,640,000	1,982
Provision for loan and lease losses	$602,000	724
Total noninterest income	$929,000	2,194
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$214,000	2,327
Trading account gains and fees	$0	157
Additional Noninterest Income	$715,000	1,932
Total noninterest expense	$4,220,000	2,202
Salaries and employee benefits	$2,514,000	2,087
Premises and equipment expense	$619,000	1,811
Additional noninterest expense	$1,087,000	2,615
Pre-tax net operating income	$1,747,000	2,158
Securities gains (losses)	$15,000	2,089
Applicable income taxes	$642,000	1,434
Income before extraordinary items	$1,120,000	2,608
Extraordinary gains, net	$0	16
Net income	$1,120,000	2,607
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,120,000	2,607
Net charge-offs	$368,000	743
Cash dividends	$346,000	2,382
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,110,400	2,548
2016-03-31 (YTD Data)		Rank
Total interest income	$3,303,000	1,912
Total interest expense	$508,000	1,400
Net interest income	$2,795,000	1,996
Provision for loan and lease losses	$301,000	669
Total noninterest income	$472,000	2,148
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$102,000	2,396
Trading account gains and fees	$0	142
Additional Noninterest Income	$370,000	1,845
Total noninterest expense	$2,059,000	2,256
Salaries and employee benefits	$1,242,000	2,114
Premises and equipment expense	$291,000	1,925
Additional noninterest expense	$526,000	2,672
Pre-tax net operating income	$907,000	2,064
Securities gains (losses)	$0	2,077
Applicable income taxes	$348,000	1,352
Income before extraordinary items	$559,000	2,563
Extraordinary gains, net	$0	12
Net income	$559,000	2,563
Minority interest net income	$0	62
Net income of bank and minority interests.	$559,000	2,563
Net charge-offs	$3,000	2,735
Cash dividends	$346,000	1,508
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$559,000	2,519
2015-12-31 (YTD Data)		Rank
Total interest income	$12,900,000	1,903
Total interest expense	$1,841,000	1,492
Net interest income	$11,059,000	1,956
Provision for loan and lease losses	$1,371,000	616
Total noninterest income	$1,368,000	2,602
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$406,000	2,490
Trading account gains and fees	$0	159
Additional Noninterest Income	$962,000	2,420
Total noninterest expense	$8,379,000	2,207
Salaries and employee benefits	$4,847,000	2,107
Premises and equipment expense	$1,268,000	1,803
Additional noninterest expense	$2,264,000	2,531
Pre-tax net operating income	$2,677,000	2,514
Securities gains (losses)	$44,000	1,732
Applicable income taxes	$904,000	1,675
Income before extraordinary items	$1,817,000	2,894
Extraordinary gains, net	$0	23
Net income	$1,817,000	2,897
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,817,000	2,897
Net charge-offs	$1,945,000	380
Cash dividends	$430,000	3,073
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,787,520	2,881
2015-09-30 (YTD Data)		Rank
Total interest income	$9,583,000	1,938
Total interest expense	$1,358,000	1,526
Net interest income	$8,225,000	1,981
Provision for loan and lease losses	$1,044,000	567
Total noninterest income	$944,000	2,739
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$299,000	2,532
Trading account gains and fees	$0	153
Additional Noninterest Income	$645,000	2,578
Total noninterest expense	$6,352,000	2,185
Salaries and employee benefits	$3,638,000	2,111
Premises and equipment expense	$941,000	1,829
Additional noninterest expense	$1,773,000	2,442
Pre-tax net operating income	$1,773,000	2,779
Securities gains (losses)	$37,000	1,670
Applicable income taxes	$588,000	1,862
Income before extraordinary items	$1,222,000	3,142
Extraordinary gains, net	$0	21
Net income	$1,222,000	3,141
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,222,000	3,142
Net charge-offs	$686,000	692
Cash dividends	$430,000	2,475
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,196,840	3,134
2015-06-30 (YTD Data)		Rank
Total interest income	$6,297,000	1,955
Total interest expense	$897,000	1,542
Net interest income	$5,400,000	2,002
Provision for loan and lease losses	$1,277,000	354
Total noninterest income	$574,000	2,880
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$188,000	2,612
Trading account gains and fees	$0	157
Additional Noninterest Income	$386,000	2,727
Total noninterest expense	$4,195,000	2,216
Salaries and employee benefits	$2,493,000	2,085
Premises and equipment expense	$608,000	1,892
Additional noninterest expense	$1,094,000	2,622
Pre-tax net operating income	$502,000	4,160
Securities gains (losses)	$36,000	1,419
Applicable income taxes	$114,000	2,938
Income before extraordinary items	$424,000	4,220
Extraordinary gains, net	$0	22
Net income	$424,000	4,222
Minority interest net income	$0	75
Net income of bank and minority interests.	$424,000	4,223
Net charge-offs	$685,000	486
Cash dividends	$336,000	2,320
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$395,560	4,257
2015-03-31 (YTD Data)		Rank
Total interest income	$3,167,000	1,951
Total interest expense	$442,000	1,573
Net interest income	$2,725,000	1,986
Provision for loan and lease losses	$302,000	619
Total noninterest income	$391,000	2,429
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$92,000	2,626
Trading account gains and fees	$0	152
Additional Noninterest Income	$299,000	2,136
Total noninterest expense	$2,041,000	2,264
Salaries and employee benefits	$1,204,000	2,151
Premises and equipment expense	$294,000	1,968
Additional noninterest expense	$543,000	2,623
Pre-tax net operating income	$773,000	2,261
Securities gains (losses)	$36,000	992
Applicable income taxes	$248,000	1,613
Income before extraordinary items	$561,000	2,511
Extraordinary gains, net	$0	13
Net income	$561,000	2,514
Minority interest net income	$0	64
Net income of bank and minority interests.	$561,000	2,513
Net charge-offs	$-5,000	5,132
Cash dividends	$336,000	1,446
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$536,160	2,513
2014-12-31 (YTD Data)		Rank
Total interest income	$12,566,000	1,965
Total interest expense	$1,693,000	1,708
Net interest income	$10,873,000	1,980
Provision for loan and lease losses	$900,000	932
Total noninterest income	$992,000	3,122
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$403,000	2,677
Trading account gains and fees	$0	180
Additional Noninterest Income	$589,000	3,044
Total noninterest expense	$8,156,000	2,291
Salaries and employee benefits	$4,847,000	2,109
Premises and equipment expense	$1,242,000	1,862
Additional noninterest expense	$2,067,000	2,812
Pre-tax net operating income	$2,809,000	2,378
Securities gains (losses)	$3,000	2,996
Applicable income taxes	$910,000	1,643
Income before extraordinary items	$1,902,000	2,802
Extraordinary gains, net	$0	17
Net income	$1,902,000	2,800
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,902,000	2,802
Net charge-offs	$2,330,000	437
Cash dividends	$451,000	2,969
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,899,960	2,750
2014-09-30 (YTD Data)		Rank
Total interest income	$9,279,000	2,004
Total interest expense	$1,236,000	1,770
Net interest income	$8,043,000	2,009
Provision for loan and lease losses	$605,000	981
Total noninterest income	$684,000	3,280
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$301,000	2,704
Trading account gains and fees	$0	174
Additional Noninterest Income	$383,000	3,272
Total noninterest expense	$6,068,000	2,312
Salaries and employee benefits	$3,673,000	2,097
Premises and equipment expense	$935,000	1,868
Additional noninterest expense	$1,460,000	2,952
Pre-tax net operating income	$2,054,000	2,472
Securities gains (losses)	$3,000	2,680
Applicable income taxes	$652,000	1,726
Income before extraordinary items	$1,405,000	2,855
Extraordinary gains, net	$0	15
Net income	$1,405,000	2,856
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,405,000	2,856
Net charge-offs	$1,533,000	483
Cash dividends	$451,000	2,312
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,402,960	2,810
2014-06-30 (YTD Data)		Rank
Total interest income	$6,108,000	2,023
Total interest expense	$820,000	1,800
Net interest income	$5,288,000	2,024
Provision for loan and lease losses	$303,000	1,217
Total noninterest income	$326,000	3,880
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$202,000	2,687
Trading account gains and fees	$0	172
Additional Noninterest Income	$124,000	4,287
Total noninterest expense	$3,995,000	2,335
Salaries and employee benefits	$2,480,000	2,082
Premises and equipment expense	$614,000	1,906
Additional noninterest expense	$901,000	3,136
Pre-tax net operating income	$1,316,000	2,478
Securities gains (losses)	$3,000	2,288
Applicable income taxes	$402,000	1,757
Income before extraordinary items	$917,000	2,818
Extraordinary gains, net	$0	20
Net income	$917,000	2,822
Minority interest net income	$0	80
Net income of bank and minority interests.	$917,000	2,822
Net charge-offs	$1,529,000	361
Cash dividends	$420,000	1,996
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$914,900	2,776
2014-03-31 (YTD Data)		Rank
Total interest income	$3,062,000	2,008
Total interest expense	$402,000	1,855
Net interest income	$2,660,000	2,014
Provision for loan and lease losses	$152,000	1,182
Total noninterest income	$306,000	2,771
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$100,000	2,676
Trading account gains and fees	$0	147
Additional Noninterest Income	$206,000	2,522
Total noninterest expense	$1,981,000	2,352
Salaries and employee benefits	$1,207,000	2,137
Premises and equipment expense	$307,000	1,939
Additional noninterest expense	$467,000	3,051
Pre-tax net operating income	$833,000	2,036
Securities gains (losses)	$0	1,715
Applicable income taxes	$242,000	1,537
Income before extraordinary items	$591,000	2,294
Extraordinary gains, net	$0	16
Net income	$591,000	2,295
Minority interest net income	$0	66
Net income of bank and minority interests.	$591,000	2,296
Net charge-offs	$25,000	2,339
Cash dividends	$420,000	1,174
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$591,000	2,256
2013-12-31 (YTD Data)		Rank
Total interest income	$12,255,000	2,019
Total interest expense	$1,734,000	1,938
Net interest income	$10,521,000	2,009
Provision for loan and lease losses	$906,000	1,193
Total noninterest income	$1,549,000	2,536
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$482,000	2,454
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,067,000	2,291
Total noninterest expense	$7,718,000	2,426
Salaries and employee benefits	$4,732,000	2,164
Premises and equipment expense	$1,200,000	1,914
Additional noninterest expense	$1,786,000	3,230
Pre-tax net operating income	$3,446,000	1,933
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,006,000	1,458
Income before extraordinary items	$2,440,000	2,239
Extraordinary gains, net	$0	29
Net income	$2,440,000	2,242
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,440,000	2,242
Net charge-offs	$28,000	4,684
Cash dividends	$147,000	3,794
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,440,000	2,189
2013-09-30 (YTD Data)		Rank
Total interest income	$9,229,000	2,012
Total interest expense	$1,320,000	1,957
Net interest income	$7,909,000	2,005
Provision for loan and lease losses	$755,000	1,110
Total noninterest income	$1,098,000	2,679
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$372,000	2,411
Trading account gains and fees	$0	180
Additional Noninterest Income	$726,000	2,461
Total noninterest expense	$5,664,000	2,468
Salaries and employee benefits	$3,492,000	2,190
Premises and equipment expense	$879,000	1,966
Additional noninterest expense	$1,293,000	3,309
Pre-tax net operating income	$2,588,000	1,999
Securities gains (losses)	$0	3,040
Applicable income taxes	$812,000	1,434
Income before extraordinary items	$1,776,000	2,333
Extraordinary gains, net	$0	25
Net income	$1,776,000	2,338
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,776,000	2,338
Net charge-offs	$-2,000	5,787
Cash dividends	$147,000	3,136
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,776,000	2,271
2013-06-30 (YTD Data)		Rank
Total interest income	$6,122,000	2,021
Total interest expense	$884,000	1,974
Net interest income	$5,238,000	2,007
Provision for loan and lease losses	$603,000	987
Total noninterest income	$716,000	2,727
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$248,000	2,375
Trading account gains and fees	$0	157
Additional Noninterest Income	$468,000	2,573
Total noninterest expense	$3,738,000	2,479
Salaries and employee benefits	$2,266,000	2,245
Premises and equipment expense	$579,000	1,992
Additional noninterest expense	$893,000	3,222
Pre-tax net operating income	$1,613,000	2,079
Securities gains (losses)	$0	2,791
Applicable income taxes	$471,000	1,577
Income before extraordinary items	$1,142,000	2,378
Extraordinary gains, net	$0	22
Net income	$1,142,000	2,388
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,142,000	2,386
Net charge-offs	$1,000	4,803
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,142,000	2,294
2013-03-31 (YTD Data)		Rank
Total interest income	$3,050,000	2,048
Total interest expense	$445,000	2,007
Net interest income	$2,605,000	2,028
Provision for loan and lease losses	$302,000	972
Total noninterest income	$423,000	2,477
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$119,000	2,453
Trading account gains and fees	$0	148
Additional Noninterest Income	$304,000	2,204
Total noninterest expense	$1,839,000	2,554
Salaries and employee benefits	$1,134,000	2,264
Premises and equipment expense	$281,000	2,082
Additional noninterest expense	$424,000	3,366
Pre-tax net operating income	$887,000	1,897
Securities gains (losses)	$0	1,966
Applicable income taxes	$263,000	1,468
Income before extraordinary items	$624,000	2,189
Extraordinary gains, net	$0	10
Net income	$624,000	2,191
Minority interest net income	$0	76
Net income of bank and minority interests.	$624,000	2,191
Net charge-offs	$12,000	3,363
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$624,000	2,105
2012-12-31 (YTD Data)		Rank
Total interest income	$12,372,000	2,108
Total interest expense	$2,122,000	2,037
Net interest income	$10,250,000	2,093
Provision for loan and lease losses	$803,000	2,067
Total noninterest income	$1,714,000	2,415
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$479,000	2,573
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,235,000	2,101
Total noninterest expense	$7,441,000	2,528
Salaries and employee benefits	$4,435,000	2,240
Premises and equipment expense	$1,073,000	2,133
Additional noninterest expense	$1,933,000	3,175
Pre-tax net operating income	$3,720,000	1,739
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,256,000	1,248
Income before extraordinary items	$2,464,000	2,203
Extraordinary gains, net	$0	29
Net income	$2,464,000	2,202
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,464,000	2,204
Net charge-offs	$1,197,000	1,636
Cash dividends	$892,000	2,111
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,464,000	2,069
2012-09-30 (YTD Data)		Rank
Total interest income	$9,269,000	2,150
Total interest expense	$1,635,000	2,067
Net interest income	$7,634,000	2,152
Provision for loan and lease losses	$654,000	1,932
Total noninterest income	$1,296,000	2,411
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$336,000	2,738
Trading account gains and fees	$0	157
Additional Noninterest Income	$960,000	2,046
Total noninterest expense	$5,517,000	2,559
Salaries and employee benefits	$3,277,000	2,266
Premises and equipment expense	$798,000	2,182
Additional noninterest expense	$1,442,000	3,212
Pre-tax net operating income	$2,759,000	1,804
Securities gains (losses)	$0	3,575
Applicable income taxes	$930,000	1,297
Income before extraordinary items	$1,829,000	2,277
Extraordinary gains, net	$0	20
Net income	$1,829,000	2,276
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,829,000	2,277
Net charge-offs	$1,023,000	1,441
Cash dividends	$472,000	2,097
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,829,000	2,147
2012-06-30 (YTD Data)		Rank
Total interest income	$6,202,000	2,147
Total interest expense	$1,108,000	2,105
Net interest income	$5,094,000	2,142
Provision for loan and lease losses	$353,000	2,219
Total noninterest income	$827,000	2,440
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$216,000	2,791
Trading account gains and fees	$0	153
Additional Noninterest Income	$611,000	2,078
Total noninterest expense	$3,642,000	2,590
Salaries and employee benefits	$2,160,000	2,294
Premises and equipment expense	$519,000	2,217
Additional noninterest expense	$963,000	3,220
Pre-tax net operating income	$1,926,000	1,733
Securities gains (losses)	$0	3,178
Applicable income taxes	$652,000	1,243
Income before extraordinary items	$1,274,000	2,162
Extraordinary gains, net	$0	19
Net income	$1,274,000	2,162
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,274,000	2,162
Net charge-offs	$510,000	1,744
Cash dividends	$367,000	1,939
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,274,000	2,048
2012-03-31 (YTD Data)		Rank
Total interest income	$3,153,000	2,140
Total interest expense	$579,000	2,096
Net interest income	$2,574,000	2,132
Provision for loan and lease losses	$152,000	2,291
Total noninterest income	$383,000	2,545
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$102,000	2,891
Trading account gains and fees	$0	148
Additional Noninterest Income	$281,000	2,191
Total noninterest expense	$1,787,000	2,619
Salaries and employee benefits	$1,107,000	2,250
Premises and equipment expense	$262,000	2,209
Additional noninterest expense	$418,000	3,534
Pre-tax net operating income	$1,018,000	1,652
Securities gains (losses)	$0	2,210
Applicable income taxes	$348,000	1,182
Income before extraordinary items	$670,000	2,072
Extraordinary gains, net	$0	19
Net income	$670,000	2,073
Minority interest net income	$0	78
Net income of bank and minority interests.	$670,000	2,074
Net charge-offs	$129,000	2,229
Cash dividends	$367,000	1,130
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$670,000	1,973
2011-12-31 (YTD Data)		Rank
Total interest income	$12,598,000	2,221
Total interest expense	$2,622,000	2,197
Net interest income	$9,976,000	2,185
Provision for loan and lease losses	$1,038,000	2,370
Total noninterest income	$1,134,000	2,907
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$424,000	2,911
Trading account gains and fees	$0	146
Additional Noninterest Income	$710,000	2,624
Total noninterest expense	$7,006,000	2,670
Salaries and employee benefits	$4,132,000	2,331
Premises and equipment expense	$1,047,000	2,321
Additional noninterest expense	$1,827,000	3,373
Pre-tax net operating income	$3,066,000	1,794
Securities gains (losses)	$1,000	3,733
Applicable income taxes	$1,036,000	1,311
Income before extraordinary items	$2,031,000	2,239
Extraordinary gains, net	$0	29
Net income	$2,031,000	2,240
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,031,000	2,240
Net charge-offs	$288,000	3,846
Cash dividends	$63,000	3,920
Sale, conversion, retirement of capital stock, net	$2,000,000	243
Net operating income	$2,030,340	2,161
2011-09-30 (YTD Data)		Rank
Total interest income	$9,454,000	2,242
Total interest expense	$2,000,000	2,249
Net interest income	$7,454,000	2,212
Provision for loan and lease losses	$887,000	2,130
Total noninterest income	$704,000	3,246
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$298,000	3,053
Trading account gains and fees	$0	145
Additional Noninterest Income	$406,000	3,019
Total noninterest expense	$5,359,000	2,623
Salaries and employee benefits	$3,126,000	2,308
Premises and equipment expense	$773,000	2,376
Additional noninterest expense	$1,460,000	3,227
Pre-tax net operating income	$1,912,000	2,154
Securities gains (losses)	$0	3,555
Applicable income taxes	$634,000	1,522
Income before extraordinary items	$1,278,000	2,606
Extraordinary gains, net	$0	21
Net income	$1,278,000	2,608
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,278,000	2,608
Net charge-offs	$173,000	3,877
Cash dividends	$63,000	3,323
Sale, conversion, retirement of capital stock, net	$2,000,000	206
Net operating income	$1,278,000	2,518
2011-06-30 (YTD Data)		Rank
Total interest income	$6,247,000	2,273
Total interest expense	$1,349,000	2,317
Net interest income	$4,898,000	2,241
Provision for loan and lease losses	$635,000	1,995
Total noninterest income	$468,000	3,244
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$193,000	3,103
Trading account gains and fees	$0	153
Additional Noninterest Income	$275,000	3,008
Total noninterest expense	$3,583,000	2,635
Salaries and employee benefits	$2,057,000	2,360
Premises and equipment expense	$495,000	2,476
Additional noninterest expense	$1,031,000	3,130
Pre-tax net operating income	$1,148,000	2,306
Securities gains (losses)	$0	2,914
Applicable income taxes	$374,000	1,591
Income before extraordinary items	$774,000	2,731
Extraordinary gains, net	$0	15
Net income	$774,000	2,732
Minority interest net income	$0	89
Net income of bank and minority interests.	$774,000	2,732
Net charge-offs	$75,000	4,116
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$2,000,000	113
Net operating income	$774,000	2,645
2011-03-31 (YTD Data)		Rank
Total interest income	$3,130,000	2,284
Total interest expense	$677,000	2,383
Net interest income	$2,453,000	2,231
Provision for loan and lease losses	$332,000	1,823
Total noninterest income	$290,000	2,891
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$94,000	3,108
Trading account gains and fees	$0	158
Additional Noninterest Income	$196,000	2,493
Total noninterest expense	$1,863,000	2,559
Salaries and employee benefits	$1,074,000	2,278
Premises and equipment expense	$251,000	2,494
Additional noninterest expense	$538,000	3,001
Pre-tax net operating income	$548,000	2,397
Securities gains (losses)	$0	1,772
Applicable income taxes	$175,000	1,638
Income before extraordinary items	$373,000	2,811
Extraordinary gains, net	$0	9
Net income	$373,000	2,810
Minority interest net income	$0	86
Net income of bank and minority interests.	$373,000	2,811
Net charge-offs	$-17,000	7,158
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$2,000,000	59
Net operating income	$373,000	2,755
2010-12-31 (YTD Data)		Rank
Total interest income	$12,413,000	2,421
Total interest expense	$3,084,000	2,545
Net interest income	$9,329,000	2,337
Provision for loan and lease losses	$1,590,000	2,384
Total noninterest income	$1,069,000	3,121
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$414,000	3,009
Trading account gains and fees	$0	175
Additional Noninterest Income	$655,000	2,792
Total noninterest expense	$7,113,000	2,690
Salaries and employee benefits	$4,113,000	2,341
Premises and equipment expense	$1,047,000	2,386
Additional noninterest expense	$1,953,000	3,328
Pre-tax net operating income	$1,695,000	2,533
Securities gains (losses)	$0	3,793
Applicable income taxes	$518,000	1,844
Income before extraordinary items	$1,177,000	2,958
Extraordinary gains, net	$0	29
Net income	$1,177,000	2,954
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,177,000	2,958
Net charge-offs	$1,138,000	2,511
Cash dividends	$134,000	3,562
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,177,000	2,826
2010-09-30 (YTD Data)		Rank
Total interest income	$9,290,000	2,482
Total interest expense	$2,365,000	2,589
Net interest income	$6,925,000	2,403
Provision for loan and lease losses	$1,412,000	2,062
Total noninterest income	$645,000	3,544
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$314,000	3,061
Trading account gains and fees	$0	165
Additional Noninterest Income	$331,000	3,393
Total noninterest expense	$5,496,000	2,626
Salaries and employee benefits	$3,183,000	2,280
Premises and equipment expense	$874,000	2,198
Additional noninterest expense	$1,439,000	3,350
Pre-tax net operating income	$662,000	3,816
Securities gains (losses)	$0	3,651
Applicable income taxes	$162,000	2,737
Income before extraordinary items	$500,000	4,111
Extraordinary gains, net	$0	23
Net income	$500,000	4,114
Minority interest net income	$0	110
Net income of bank and minority interests.	$500,000	4,114
Net charge-offs	$1,018,000	2,176
Cash dividends	$134,000	3,015
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$500,000	3,966
2010-06-30 (YTD Data)		Rank
Total interest income	$6,195,000	2,508
Total interest expense	$1,602,000	2,652
Net interest income	$4,593,000	2,410
Provision for loan and lease losses	$1,353,000	1,626
Total noninterest income	$645,000	2,723
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$216,000	3,005
Trading account gains and fees	$0	152
Additional Noninterest Income	$429,000	2,314
Total noninterest expense	$3,579,000	2,679
Salaries and employee benefits	$2,112,000	2,299
Premises and equipment expense	$578,000	2,232
Additional noninterest expense	$889,000	3,516
Pre-tax net operating income	$306,000	4,377
Securities gains (losses)	$0	3,184
Applicable income taxes	$69,000	3,086
Income before extraordinary items	$237,000	4,654
Extraordinary gains, net	$0	19
Net income	$237,000	4,654
Minority interest net income	$0	105
Net income of bank and minority interests.	$237,000	4,654
Net charge-offs	$882,000	1,857
Cash dividends	$134,000	2,632
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$237,000	4,503
2010-03-31 (YTD Data)		Rank
Total interest income	$3,081,000	2,580
Total interest expense	$824,000	2,697
Net interest income	$2,257,000	2,488
Provision for loan and lease losses	$151,000	3,330
Total noninterest income	$321,000	2,736
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$102,000	3,111
Trading account gains and fees	$0	175
Additional Noninterest Income	$219,000	2,270
Total noninterest expense	$1,839,000	2,649
Salaries and employee benefits	$1,099,000	2,242
Premises and equipment expense	$288,000	2,284
Additional noninterest expense	$452,000	3,455
Pre-tax net operating income	$588,000	2,128
Securities gains (losses)	$0	2,284
Applicable income taxes	$191,000	1,467
Income before extraordinary items	$397,000	2,566
Extraordinary gains, net	$0	16
Net income	$397,000	2,562
Minority interest net income	$0	91
Net income of bank and minority interests.	$397,000	2,566
Net charge-offs	$95,000	3,154
Cash dividends	$134,000	1,680
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$397,000	2,474
2009-12-31 (YTD Data)		Rank
Total interest income	$12,231,000	2,697
Total interest expense	$3,846,000	2,825
Net interest income	$8,385,000	2,602
Provision for loan and lease losses	$979,000	3,544
Total noninterest income	$1,371,000	2,719
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$420,000	3,236
Trading account gains and fees	$0	211
Additional Noninterest Income	$951,000	2,208
Total noninterest expense	$7,182,000	2,730
Salaries and employee benefits	$4,081,000	2,396
Premises and equipment expense	$1,095,000	2,386
Additional noninterest expense	$2,006,000	3,302
Pre-tax net operating income	$1,595,000	2,267
Securities gains (losses)	$47,000	2,659
Applicable income taxes	$524,000	1,509
Income before extraordinary items	$1,118,000	2,584
Extraordinary gains, net	$0	34
Net income	$1,118,000	2,582
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,118,000	2,583
Net charge-offs	$492,000	3,812
Cash dividends	$336,000	3,082
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,086,040	2,592
2009-09-30 (YTD Data)		Rank
Total interest income	$9,173,000	2,732
Total interest expense	$2,943,000	2,900
Net interest income	$6,230,000	2,635
Provision for loan and lease losses	$495,000	3,813
Total noninterest income	$990,000	2,834
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$303,000	3,327
Trading account gains and fees	$0	212
Additional Noninterest Income	$687,000	2,315
Total noninterest expense	$5,494,000	2,689
Salaries and employee benefits	$3,135,000	2,374
Premises and equipment expense	$859,000	2,335
Additional noninterest expense	$1,500,000	3,284
Pre-tax net operating income	$1,231,000	2,388
Securities gains (losses)	$0	3,497
Applicable income taxes	$396,000	1,642
Income before extraordinary items	$835,000	2,792
Extraordinary gains, net	$0	27
Net income	$835,000	2,789
Minority interest net income	$0	118
Net income of bank and minority interests.	$835,000	2,792
Net charge-offs	$469,000	3,128
Cash dividends	$336,000	2,500
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$835,000	2,741
2009-06-30 (YTD Data)		Rank
Total interest income	$6,049,000	2,804
Total interest expense	$2,010,000	2,950
Net interest income	$4,039,000	2,692
Provision for loan and lease losses	$374,000	3,386
Total noninterest income	$664,000	2,835
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$190,000	3,410
Trading account gains and fees	$0	193
Additional Noninterest Income	$474,000	2,293
Total noninterest expense	$3,633,000	2,736
Salaries and employee benefits	$2,064,000	2,450
Premises and equipment expense	$566,000	2,374
Additional noninterest expense	$1,003,000	3,291
Pre-tax net operating income	$696,000	2,782
Securities gains (losses)	$0	3,136
Applicable income taxes	$207,000	1,917
Income before extraordinary items	$489,000	3,133
Extraordinary gains, net	$0	21
Net income	$489,000	3,131
Minority interest net income	$0	112
Net income of bank and minority interests.	$489,000	3,132
Net charge-offs	$265,000	3,085
Cash dividends	$192,000	2,735
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$489,000	3,034
2009-03-31 (YTD Data)		Rank
Total interest income	$3,001,000	2,859
Total interest expense	$1,045,000	2,950
Net interest income	$1,956,000	2,767
Provision for loan and lease losses	$153,000	3,186
Total noninterest income	$329,000	2,853
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$87,000	3,531
Trading account gains and fees	$0	171
Additional Noninterest Income	$242,000	2,239
Total noninterest expense	$1,795,000	2,681
Salaries and employee benefits	$1,062,000	2,406
Premises and equipment expense	$279,000	2,449
Additional noninterest expense	$454,000	3,253
Pre-tax net operating income	$337,000	3,146
Securities gains (losses)	$0	2,434
Applicable income taxes	$98,000	2,209
Income before extraordinary items	$239,000	3,533
Extraordinary gains, net	$0	15
Net income	$239,000	3,533
Minority interest net income	$0	102
Net income of bank and minority interests.	$239,000	3,534
Net charge-offs	$258,000	1,921
Cash dividends	$192,000	1,772
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$239,000	3,388
2008-12-31 (YTD Data)		Rank
Total interest income	$12,739,000	2,871
Total interest expense	$4,854,000	3,032
Net interest income	$7,885,000	2,750
Provision for loan and lease losses	$129,000	5,741
Total noninterest income	$1,562,000	2,549
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$396,000	3,474
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,166,000	1,913
Total noninterest expense	$7,050,000	2,678
Salaries and employee benefits	$4,125,000	2,449
Premises and equipment expense	$1,171,000	2,297
Additional noninterest expense	$1,754,000	3,201
Pre-tax net operating income	$2,268,000	2,253
Securities gains (losses)	$0	3,220
Applicable income taxes	$729,000	1,487
Income before extraordinary items	$1,539,000	2,467
Extraordinary gains, net	$0	39
Net income	$1,539,000	2,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$399,000	3,128
Cash dividends	$259,000	4,256
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,539,000	2,609
2008-09-30 (YTD Data)		Rank
Total interest income	$9,662,000	2,902
Total interest expense	$3,746,000	3,068
Net interest income	$5,916,000	2,758
Provision for loan and lease losses	$94,000	5,226
Total noninterest income	$1,166,000	2,628
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$290,000	3,546
Trading account gains and fees	$0	148
Additional Noninterest Income	$876,000	2,000
Total noninterest expense	$5,264,000	2,665
Salaries and employee benefits	$3,128,000	2,438
Premises and equipment expense	$894,000	2,271
Additional noninterest expense	$1,242,000	3,285
Pre-tax net operating income	$1,724,000	2,553
Securities gains (losses)	$0	3,106
Applicable income taxes	$554,000	1,771
Income before extraordinary items	$1,170,000	2,807
Extraordinary gains, net	$0	31
Net income	$1,170,000	2,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$252,000	2,759
Cash dividends	$259,000	3,591
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,170,000	2,947
2008-06-30 (YTD Data)		Rank
Total interest income	$6,525,000	2,910
Total interest expense	$2,596,000	3,079
Net interest income	$3,929,000	2,752
Provision for loan and lease losses	$63,000	4,861
Total noninterest income	$827,000	2,562
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$189,000	3,595
Trading account gains and fees	$0	149
Additional Noninterest Income	$638,000	1,922
Total noninterest expense	$3,523,000	2,663
Salaries and employee benefits	$2,084,000	2,467
Premises and equipment expense	$598,000	2,259
Additional noninterest expense	$841,000	3,211
Pre-tax net operating income	$1,170,000	2,629
Securities gains (losses)	$0	3,233
Applicable income taxes	$381,000	1,923
Income before extraordinary items	$789,000	3,085
Extraordinary gains, net	$0	21
Net income	$789,000	3,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	2,771
Cash dividends	$134,000	3,859
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$789,000	3,027
2008-03-31 (YTD Data)		Rank
Total interest income	$3,360,000	2,913
Total interest expense	$1,337,000	3,175
Net interest income	$2,023,000	2,684
Provision for loan and lease losses	$32,000	4,306
Total noninterest income	$445,000	2,413
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$92,000	3,611
Trading account gains and fees	$0	158
Additional Noninterest Income	$353,000	1,768
Total noninterest expense	$1,756,000	2,665
Salaries and employee benefits	$1,068,000	2,439
Premises and equipment expense	$294,000	2,307
Additional noninterest expense	$394,000	3,356
Pre-tax net operating income	$680,000	2,466
Securities gains (losses)	$0	2,688
Applicable income taxes	$224,000	1,821
Income before extraordinary items	$456,000	2,901
Extraordinary gains, net	$0	15
Net income	$456,000	2,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,520
Cash dividends	$134,000	2,688
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$456,000	2,820
2007-12-31 (YTD Data)		Rank
Total interest income	$13,364,000	2,972
Total interest expense	$5,303,000	3,318
Net interest income	$8,061,000	2,704
Provision for loan and lease losses	$261,000	3,429
Total noninterest income	$1,521,000	2,684
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$411,000	3,476
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,110,000	2,086
Total noninterest expense	$6,586,000	2,726
Salaries and employee benefits	$4,057,000	2,471
Premises and equipment expense	$1,184,000	2,192
Additional noninterest expense	$1,345,000	3,738
Pre-tax net operating income	$2,735,000	2,625
Securities gains (losses)	$0	2,146
Applicable income taxes	$905,000	1,979
Income before extraordinary items	$1,830,000	3,021
Extraordinary gains, net	$0	39
Net income	$1,830,000	3,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,433
Cash dividends	$240,000	4,706
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,830,000	3,016
2007-09-30 (YTD Data)		Rank
Total interest income	$9,984,000	2,985
Total interest expense	$3,987,000	3,294
Net interest income	$5,997,000	2,725
Provision for loan and lease losses	$233,000	2,738
Total noninterest income	$1,105,000	2,728
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$314,000	3,442
Trading account gains and fees	$0	184
Additional Noninterest Income	$791,000	2,138
Total noninterest expense	$4,895,000	2,717
Salaries and employee benefits	$3,026,000	2,479
Premises and equipment expense	$884,000	2,181
Additional noninterest expense	$985,000	3,750
Pre-tax net operating income	$1,974,000	2,864
Securities gains (losses)	$0	1,655
Applicable income taxes	$650,000	2,176
Income before extraordinary items	$1,324,000	3,239
Extraordinary gains, net	$0	33
Net income	$1,324,000	3,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	2,913
Cash dividends	$240,000	3,906
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,324,000	3,226
2007-06-30 (YTD Data)		Rank
Total interest income	$6,570,000	3,027
Total interest expense	$2,652,000	3,289
Net interest income	$3,918,000	2,804
Provision for loan and lease losses	$185,000	2,274
Total noninterest income	$725,000	2,761
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$202,000	3,499
Trading account gains and fees	$0	168
Additional Noninterest Income	$523,000	2,185
Total noninterest expense	$3,296,000	2,739
Salaries and employee benefits	$2,039,000	2,493
Premises and equipment expense	$580,000	2,226
Additional noninterest expense	$677,000	3,652
Pre-tax net operating income	$1,162,000	3,174
Securities gains (losses)	$0	1,444
Applicable income taxes	$391,000	2,409
Income before extraordinary items	$771,000	3,609
Extraordinary gains, net	$0	29
Net income	$771,000	3,609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	2,491
Cash dividends	$125,000	4,120
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$771,000	3,579
2007-03-31 (YTD Data)		Rank
Total interest income	$3,221,000	3,077
Total interest expense	$1,288,000	3,344
Net interest income	$1,933,000	2,846
Provision for loan and lease losses	$137,000	1,602
Total noninterest income	$345,000	2,837
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$92,000	3,616
Trading account gains and fees	$0	195
Additional Noninterest Income	$253,000	2,202
Total noninterest expense	$1,628,000	2,773
Salaries and employee benefits	$1,017,000	2,519
Premises and equipment expense	$292,000	2,239
Additional noninterest expense	$319,000	3,789
Pre-tax net operating income	$513,000	3,470
Securities gains (losses)	$0	1,187
Applicable income taxes	$168,000	2,627
Income before extraordinary items	$345,000	3,863
Extraordinary gains, net	$0	22
Net income	$345,000	3,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	1,440
Cash dividends	$125,000	2,895
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$345,000	3,839
2006-12-31 (YTD Data)		Rank
Total interest income	$11,787,000	3,148
Total interest expense	$4,386,000	3,354
Net interest income	$7,401,000	2,962
Provision for loan and lease losses	$179,000	3,791
Total noninterest income	$1,287,000	2,986
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$398,000	3,547
Trading account gains and fees	$0	130
Additional Noninterest Income	$889,000	2,411
Total noninterest expense	$6,099,000	2,840
Salaries and employee benefits	$3,724,000	2,605
Premises and equipment expense	$1,147,000	2,150
Additional noninterest expense	$1,228,000	3,860
Pre-tax net operating income	$2,410,000	3,211
Securities gains (losses)	$0	1,687
Applicable income taxes	$820,000	2,439
Income before extraordinary items	$1,590,000	3,642
Extraordinary gains, net	$0	51
Net income	$1,590,000	3,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-102,000	8,499
Cash dividends	$192,000	5,009
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,590,000	3,626
2006-09-30 (YTD Data)		Rank
Total interest income	$8,661,000	3,177
Total interest expense	$3,170,000	3,349
Net interest income	$5,491,000	3,016
Provision for loan and lease losses	$124,000	3,788
Total noninterest income	$1,006,000	2,913
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$300,000	3,574
Trading account gains and fees	$0	126
Additional Noninterest Income	$706,000	2,310
Total noninterest expense	$4,705,000	2,770
Salaries and employee benefits	$2,816,000	2,584
Premises and equipment expense	$869,000	2,150
Additional noninterest expense	$1,020,000	3,552
Pre-tax net operating income	$1,668,000	3,534
Securities gains (losses)	$0	1,388
Applicable income taxes	$564,000	2,687
Income before extraordinary items	$1,104,000	3,927
Extraordinary gains, net	$0	45
Net income	$1,104,000	3,931
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	8,408
Cash dividends	$192,000	4,223
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,104,000	3,915
2006-06-30 (YTD Data)		Rank
Total interest income	$5,653,000	3,190
Total interest expense	$2,058,000	3,301
Net interest income	$3,595,000	3,066
Provision for loan and lease losses	$76,000	3,776
Total noninterest income	$673,000	2,901
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$199,000	3,558
Trading account gains and fees	$0	126
Additional Noninterest Income	$474,000	2,298
Total noninterest expense	$3,116,000	2,799
Salaries and employee benefits	$1,874,000	2,583
Premises and equipment expense	$565,000	2,203
Additional noninterest expense	$677,000	3,584
Pre-tax net operating income	$1,076,000	3,629
Securities gains (losses)	$0	1,185
Applicable income taxes	$363,000	2,770
Income before extraordinary items	$713,000	4,020
Extraordinary gains, net	$0	39
Net income	$713,000	4,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-80,000	8,535
Cash dividends	$115,000	4,235
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$713,000	4,008
2006-03-31 (YTD Data)		Rank
Total interest income	$2,760,000	3,186
Total interest expense	$1,010,000	3,233
Net interest income	$1,750,000	3,132
Provision for loan and lease losses	$28,000	4,185
Total noninterest income	$301,000	3,084
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$100,000	3,481
Trading account gains and fees	$0	115
Additional Noninterest Income	$201,000	2,485
Total noninterest expense	$1,523,000	2,838
Salaries and employee benefits	$906,000	2,665
Premises and equipment expense	$281,000	2,222
Additional noninterest expense	$336,000	3,555
Pre-tax net operating income	$500,000	3,728
Securities gains (losses)	$0	955
Applicable income taxes	$170,000	2,850
Income before extraordinary items	$330,000	4,173
Extraordinary gains, net	$0	21
Net income	$330,000	4,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,393
Cash dividends	$115,000	2,965
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$330,000	4,153
2005-12-31 (YTD Data)		Rank
Total interest income	$9,803,000	3,193
Total interest expense	$3,143,000	3,205
Net interest income	$6,660,000	3,160
Provision for loan and lease losses	$255,000	3,113
Total noninterest income	$1,134,000	3,262
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$455,000	3,251
Trading account gains and fees	$0	138
Additional Noninterest Income	$679,000	2,832
Total noninterest expense	$5,940,000	2,778
Salaries and employee benefits	$3,442,000	2,642
Premises and equipment expense	$914,000	2,562
Additional noninterest expense	$1,584,000	3,099
Pre-tax net operating income	$1,599,000	4,228
Securities gains (losses)	$-11,000	7,567
Applicable income taxes	$555,000	3,189
Income before extraordinary items	$1,033,000	4,744
Extraordinary gains, net	$0	46
Net income	$1,033,000	4,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,068
Cash dividends	$384,000	4,062
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,040,150	4,691
2005-09-30 (YTD Data)		Rank
Total interest income	$7,106,000	3,237
Total interest expense	$2,206,000	3,239
Net interest income	$4,900,000	3,195
Provision for loan and lease losses	$180,000	3,127
Total noninterest income	$845,000	3,290
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$339,000	3,277
Trading account gains and fees	$0	126
Additional Noninterest Income	$506,000	2,862
Total noninterest expense	$4,512,000	2,716
Salaries and employee benefits	$2,540,000	2,631
Premises and equipment expense	$736,000	2,395
Additional noninterest expense	$1,236,000	2,969
Pre-tax net operating income	$1,053,000	4,634
Securities gains (losses)	$-8,000	7,835
Applicable income taxes	$321,000	3,701
Income before extraordinary items	$724,000	4,994
Extraordinary gains, net	$0	35
Net income	$724,000	4,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,359
Cash dividends	$384,000	3,200
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$729,520	4,933
2005-06-30 (YTD Data)		Rank
Total interest income	$4,563,000	3,272
Total interest expense	$1,353,000	3,305
Net interest income	$3,210,000	3,215
Provision for loan and lease losses	$120,000	3,004
Total noninterest income	$543,000	3,326
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$221,000	3,281
Trading account gains and fees	$0	116
Additional Noninterest Income	$322,000	2,941
Total noninterest expense	$2,936,000	2,757
Salaries and employee benefits	$1,669,000	2,652
Premises and equipment expense	$463,000	2,509
Additional noninterest expense	$804,000	3,009
Pre-tax net operating income	$697,000	4,633
Securities gains (losses)	$0	2,146
Applicable income taxes	$183,000	3,945
Income before extraordinary items	$514,000	4,833
Extraordinary gains, net	$0	30
Net income	$514,000	4,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,208
Cash dividends	$192,000	3,594
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$514,000	4,780
2005-03-31 (YTD Data)		Rank
Total interest income	$2,185,000	3,352
Total interest expense	$621,000	3,421
Net interest income	$1,564,000	3,298
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$236,000	3,603
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$101,000	3,425
Trading account gains and fees	$0	115
Additional Noninterest Income	$135,000	3,174
Total noninterest expense	$1,336,000	3,016
Salaries and employee benefits	$766,000	2,870
Premises and equipment expense	$208,000	2,776
Additional noninterest expense	$362,000	3,277
Pre-tax net operating income	$404,000	4,253
Securities gains (losses)	$0	1,685
Applicable income taxes	$119,000	3,485
Income before extraordinary items	$285,000	4,513
Extraordinary gains, net	$0	24
Net income	$285,000	4,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,424
Cash dividends	$192,000	2,283
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$285,000	4,471
2004-12-31 (YTD Data)		Rank
Total interest income	$8,421,000	3,284
Total interest expense	$2,395,000	3,151
Net interest income	$6,026,000	3,281
Provision for loan and lease losses	$265,000	3,144
Total noninterest income	$883,000	3,817
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$440,000	3,428
Trading account gains and fees	$0	138
Additional Noninterest Income	$443,000	3,535
Total noninterest expense	$5,027,000	3,105
Salaries and employee benefits	$2,924,000	2,899
Premises and equipment expense	$589,000	3,583
Additional noninterest expense	$1,514,000	3,102
Pre-tax net operating income	$1,617,000	4,063
Securities gains (losses)	$28,000	2,163
Applicable income taxes	$525,000	3,270
Income before extraordinary items	$1,120,000	4,381
Extraordinary gains, net	$0	34
Net income	$1,120,000	4,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$562,000	1,223
Cash dividends	$307,000	4,295
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,100,960	4,371
2004-09-30 (YTD Data)		Rank
Total interest income	$6,219,000	3,292
Total interest expense	$1,803,000	3,099
Net interest income	$4,416,000	3,320
Provision for loan and lease losses	$215,000	2,865
Total noninterest income	$624,000	3,983
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$312,000	3,568
Trading account gains and fees	$0	134
Additional Noninterest Income	$312,000	3,661
Total noninterest expense	$3,672,000	3,149
Salaries and employee benefits	$2,211,000	2,856
Premises and equipment expense	$444,000	3,581
Additional noninterest expense	$1,017,000	3,376
Pre-tax net operating income	$1,153,000	4,256
Securities gains (losses)	$28,000	2,085
Applicable income taxes	$387,000	3,363
Income before extraordinary items	$794,000	4,646
Extraordinary gains, net	$0	26
Net income	$794,000	4,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$375,000	1,229
Cash dividends	$307,000	3,392
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$775,240	4,624
2004-06-30 (YTD Data)		Rank
Total interest income	$4,136,000	3,303
Total interest expense	$1,211,000	3,058
Net interest income	$2,925,000	3,337
Provision for loan and lease losses	$140,000	2,884
Total noninterest income	$442,000	3,864
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$211,000	3,513
Trading account gains and fees	$0	130
Additional Noninterest Income	$231,000	3,461
Total noninterest expense	$2,481,000	3,120
Salaries and employee benefits	$1,522,000	2,790
Premises and equipment expense	$292,000	3,633
Additional noninterest expense	$667,000	3,438
Pre-tax net operating income	$746,000	4,288
Securities gains (losses)	$27,000	1,860
Applicable income taxes	$237,000	3,480
Income before extraordinary items	$536,000	4,565
Extraordinary gains, net	$0	21
Net income	$536,000	4,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,000	1,032
Cash dividends	$115,000	4,077
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$517,370	4,561
2004-03-31 (YTD Data)		Rank
Total interest income	$2,063,000	3,307
Total interest expense	$611,000	3,074
Net interest income	$1,452,000	3,349
Provision for loan and lease losses	$80,000	2,465
Total noninterest income	$207,000	3,986
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$105,000	3,460
Trading account gains and fees	$0	121
Additional Noninterest Income	$102,000	3,674
Total noninterest expense	$1,222,000	3,165
Salaries and employee benefits	$761,000	2,814
Premises and equipment expense	$150,000	3,590
Additional noninterest expense	$311,000	3,639
Pre-tax net operating income	$357,000	4,374
Securities gains (losses)	$27,000	1,550
Applicable income taxes	$125,000	3,416
Income before extraordinary items	$259,000	4,652
Extraordinary gains, net	$0	16
Net income	$259,000	4,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$321,000	588
Cash dividends	$115,000	2,750
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$240,910	4,733
2003-12-31 (YTD Data)		Rank
Total interest income	$8,485,000	3,264
Total interest expense	$2,642,000	3,206
Net interest income	$5,843,000	3,258
Provision for loan and lease losses	$325,000	2,991
Total noninterest income	$1,187,000	3,329
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$413,000	3,572
Trading account gains and fees	$0	160
Additional Noninterest Income	$774,000	2,795
Total noninterest expense	$4,725,000	3,195
Salaries and employee benefits	$2,914,000	2,831
Premises and equipment expense	$574,000	3,653
Additional noninterest expense	$1,237,000	3,642
Pre-tax net operating income	$1,980,000	3,419
Securities gains (losses)	$-4,000	8,670
Applicable income taxes	$633,000	2,958
Income before extraordinary items	$1,343,000	3,833
Extraordinary gains, net	$0	54
Net income	$1,343,000	3,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	3,241
Cash dividends	$259,000	4,595
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,345,720	3,672
2003-09-30 (YTD Data)		Rank
Total interest income	$6,415,000	3,282
Total interest expense	$2,018,000	3,265
Net interest income	$4,397,000	3,263
Provision for loan and lease losses	$265,000	2,760
Total noninterest income	$941,000	3,260
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$309,000	3,598
Trading account gains and fees	$0	153
Additional Noninterest Income	$632,000	2,739
Total noninterest expense	$3,536,000	3,199
Salaries and employee benefits	$2,156,000	2,880
Premises and equipment expense	$438,000	3,604
Additional noninterest expense	$942,000	3,567
Pre-tax net operating income	$1,537,000	3,468
Securities gains (losses)	$-4,000	8,850
Applicable income taxes	$489,000	3,070
Income before extraordinary items	$1,044,000	3,877
Extraordinary gains, net	$0	40
Net income	$1,044,000	3,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	3,249
Cash dividends	$259,000	3,685
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,046,720	3,715
2003-06-30 (YTD Data)		Rank
Total interest income	$4,278,000	3,310
Total interest expense	$1,374,000	3,300
Net interest income	$2,904,000	3,288
Provision for loan and lease losses	$175,000	2,769
Total noninterest income	$623,000	3,256
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$198,000	3,654
Trading account gains and fees	$0	150
Additional Noninterest Income	$425,000	2,692
Total noninterest expense	$2,318,000	3,253
Salaries and employee benefits	$1,429,000	2,913
Premises and equipment expense	$287,000	3,631
Additional noninterest expense	$602,000	3,689
Pre-tax net operating income	$1,034,000	3,443
Securities gains (losses)	$0	3,782
Applicable income taxes	$332,000	3,053
Income before extraordinary items	$702,000	3,854
Extraordinary gains, net	$0	30
Net income	$702,000	3,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	2,542
Cash dividends	$154,000	3,814
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$702,000	3,661
2003-03-31 (YTD Data)		Rank
Total interest income	$2,131,000	3,347
Total interest expense	$713,000	3,269
Net interest income	$1,418,000	3,324
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$307,000	3,195
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$97,000	3,626
Trading account gains and fees	$0	134
Additional Noninterest Income	$210,000	2,635
Total noninterest expense	$1,108,000	3,366
Salaries and employee benefits	$691,000	2,989
Premises and equipment expense	$143,000	3,633
Additional noninterest expense	$274,000	3,932
Pre-tax net operating income	$542,000	3,315
Securities gains (losses)	$0	2,891
Applicable income taxes	$172,000	2,956
Income before extraordinary items	$370,000	3,668
Extraordinary gains, net	$0	21
Net income	$370,000	3,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	1,973
Cash dividends	$154,000	2,496
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$370,000	3,494
2002-12-31 (YTD Data)		Rank
Total interest income	$8,858,000	3,347
Total interest expense	$3,455,000	3,143
Net interest income	$5,403,000	3,427
Provision for loan and lease losses	$290,000	3,537
Total noninterest income	$932,000	3,633
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$393,000	3,572
Trading account gains and fees	$0	153
Additional Noninterest Income	$539,000	3,154
Total noninterest expense	$4,258,000	3,383
Salaries and employee benefits	$2,532,000	3,086
Premises and equipment expense	$513,000	3,872
Additional noninterest expense	$1,213,000	3,584
Pre-tax net operating income	$1,787,000	3,672
Securities gains (losses)	$175,000	1,260
Applicable income taxes	$651,000	2,980
Income before extraordinary items	$1,311,000	3,866
Extraordinary gains, net	$0	70
Net income	$1,311,000	3,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	3,805
Cash dividends	$365,000	3,998
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,193,750	3,993
2001-12-31 (YTD Data)		Rank
Total interest income	$9,440,000	3,480
Total interest expense	$4,472,000	3,474
Net interest income	$4,968,000	3,445
Provision for loan and lease losses	$292,000	3,281
Total noninterest income	$827,000	3,762
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$302,000	4,149
Trading account gains and fees	$0	177
Additional Noninterest Income	$525,000	3,045
Total noninterest expense	$3,900,000	3,506
Salaries and employee benefits	$2,353,000	3,117
Premises and equipment expense	$487,000	3,968
Additional noninterest expense	$1,060,000	3,873
Pre-tax net operating income	$1,603,000	3,697
Securities gains (losses)	$0	4,612
Applicable income taxes	$528,000	3,232
Income before extraordinary items	$1,075,000	4,082
Extraordinary gains, net	$0	105
Net income	$1,075,000	4,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,638
Cash dividends	$307,000	4,329
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,075,000	3,960
2000-12-31 (YTD Data)		Rank
Total interest income	$8,910,000	3,753
Total interest expense	$3,999,000	3,981
Net interest income	$4,911,000	3,528
Provision for loan and lease losses	$405,000	2,256
Total noninterest income	$611,000	4,362
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$268,000	4,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	3,660
Total noninterest expense	$3,197,000	4,015
Salaries and employee benefits	$1,855,000	3,688
Premises and equipment expense	$385,000	4,627
Additional noninterest expense	$957,000	4,123
Pre-tax net operating income	$1,920,000	3,430
Securities gains (losses)	$-8,000	8,215
Applicable income taxes	$649,000	2,964
Income before extraordinary items	$1,263,000	3,724
Extraordinary gains, net	$0	38
Net income	$1,263,000	3,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,380
Cash dividends	$230,000	4,907
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,268,280	3,698
1999-12-31 (YTD Data)		Rank
Total interest income	$7,786,000	4,017
Total interest expense	$3,359,000	4,184
Net interest income	$4,427,000	3,844
Provision for loan and lease losses	$295,000	2,723
Total noninterest income	$530,000	4,784
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$218,000	4,897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$312,000	3,941
Total noninterest expense	$2,672,000	4,627
Salaries and employee benefits	$1,649,000	4,020
Premises and equipment expense	$310,000	5,372
Additional noninterest expense	$713,000	5,179
Pre-tax net operating income	$1,990,000	3,357
Securities gains (losses)	$-16,000	9,482
Applicable income taxes	$602,000	3,212
Income before extraordinary items	$1,372,000	3,475
Extraordinary gains, net	$0	35
Net income	$1,372,000	3,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,249
Cash dividends	$326,000	4,352
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,383,200	3,425
1998-12-31 (YTD Data)		Rank
Total interest income	$7,206,000	4,298
Total interest expense	$3,231,000	4,447
Net interest income	$3,975,000	4,137
Provision for loan and lease losses	$363,000	2,228
Total noninterest income	$406,000	5,562
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$206,000	5,076
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	4,955
Total noninterest expense	$2,433,000	4,864
Salaries and employee benefits	$1,519,000	4,201
Premises and equipment expense	$348,000	4,899
Additional noninterest expense	$566,000	5,976
Pre-tax net operating income	$1,585,000	4,011
Securities gains (losses)	$0	4,449
Applicable income taxes	$543,000	3,644
Income before extraordinary items	$1,042,000	4,359
Extraordinary gains, net	$0	32
Net income	$1,042,000	4,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	2,521
Cash dividends	$576,000	3,224
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,042,000	4,271
1997-12-31 (YTD Data)		Rank
Total interest income	$6,050,000	5,033
Total interest expense	$2,587,000	5,285
Net interest income	$3,463,000	4,772
Provision for loan and lease losses	$112,000	4,932
Total noninterest income	$441,000	5,394
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$208,000	5,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	4,566
Total noninterest expense	$2,222,000	5,257
Salaries and employee benefits	$1,401,000	4,497
Premises and equipment expense	$274,000	5,744
Additional noninterest expense	$547,000	6,143
Pre-tax net operating income	$1,570,000	4,312
Securities gains (losses)	$0	3,944
Applicable income taxes	$503,000	4,197
Income before extraordinary items	$1,067,000	4,459
Extraordinary gains, net	$0	44
Net income	$1,067,000	4,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,223
Cash dividends	$48,000	7,261
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,067,000	4,401
1996-12-31 (YTD Data)		Rank
Total interest income	$5,503,000	5,517
Total interest expense	$2,332,000	5,785
Net interest income	$3,171,000	5,224
Provision for loan and lease losses	$82,000	5,565
Total noninterest income	$365,000	6,268
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$202,000	5,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$163,000	5,724
Total noninterest expense	$1,967,000	6,009
Salaries and employee benefits	$1,202,000	5,205
Premises and equipment expense	$192,000	7,172
Additional noninterest expense	$573,000	6,529
Pre-tax net operating income	$1,487,000	4,367
Securities gains (losses)	$76,000	1,096
Applicable income taxes	$467,000	4,376
Income before extraordinary items	$1,096,000	4,164
Extraordinary gains, net	$0	53
Net income	$1,096,000	4,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,399
Cash dividends	$297,000	4,621
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,042,800	4,275
1995-12-31 (YTD Data)		Rank
Total interest income	$5,139,000	5,866
Total interest expense	$2,147,000	6,177
Net interest income	$2,992,000	5,503
Provision for loan and lease losses	$168,000	3,414
Total noninterest income	$336,000	6,652
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$205,000	5,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	6,381
Total noninterest expense	$1,913,000	6,197
Salaries and employee benefits	$1,142,000	5,435
Premises and equipment expense	$196,000	7,269
Additional noninterest expense	$575,000	6,690
Pre-tax net operating income	$1,247,000	5,128
Securities gains (losses)	$-16,000	10,415
Applicable income taxes	$407,000	4,892
Income before extraordinary items	$824,000	5,334
Extraordinary gains, net	$0	65
Net income	$824,000	5,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	2,329
Cash dividends	$288,000	4,668
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$834,720	5,263
1994-12-31 (YTD Data)		Rank
Total interest income	$4,257,000	6,407
Total interest expense	$1,578,000	6,651
Net interest income	$2,679,000	6,136
Provision for loan and lease losses	$146,000	3,670
Total noninterest income	$301,000	7,238
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$195,000	5,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	7,329
Total noninterest expense	$1,910,000	6,428
Salaries and employee benefits	$1,110,000	5,601
Premises and equipment expense	$192,000	7,613
Additional noninterest expense	$608,000	6,982
Pre-tax net operating income	$924,000	6,279
Securities gains (losses)	$-11,000	9,904
Applicable income taxes	$265,000	6,325
Income before extraordinary items	$648,000	6,235
Extraordinary gains, net	$0	249
Net income	$648,000	6,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	3,325
Cash dividends	$269,000	4,764
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$655,810	6,255
1993-12-31 (YTD Data)		Rank
Total interest income	$4,164,000	6,675
Total interest expense	$1,543,000	7,068
Net interest income	$2,621,000	6,315
Provision for loan and lease losses	$164,000	4,432
Total noninterest income	$276,000	7,987
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$178,000	6,414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	7,923
Total noninterest expense	$1,880,000	6,674
Salaries and employee benefits	$1,110,000	5,597
Premises and equipment expense	$188,000	7,937
Additional noninterest expense	$582,000	7,499
Pre-tax net operating income	$853,000	6,556
Securities gains (losses)	$23,000	4,484
Applicable income taxes	$301,000	6,074
Income before extraordinary items	$575,000	6,975
Extraordinary gains, net	$-46,000	12,698
Net income	$529,000	7,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	4,326
Cash dividends	$269,000	4,697
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$559,820	6,819
1992-12-31 (YTD Data)		Rank
Total interest income	$4,330,000	7,101
Total interest expense	$1,784,000	7,663
Net interest income	$2,546,000	6,506
Provision for loan and lease losses	$89,000	7,639
Total noninterest income	$269,000	8,196
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$156,000	6,955
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	7,650
Total noninterest expense	$1,735,000	7,169
Salaries and employee benefits	$952,000	6,309
Premises and equipment expense	$179,000	8,342
Additional noninterest expense	$604,000	7,475
Pre-tax net operating income	$991,000	5,661
Securities gains (losses)	$10,000	6,439
Applicable income taxes	$339,000	5,482
Income before extraordinary items	$662,000	6,158
Extraordinary gains, net	$0	1,422
Net income	$662,000	6,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	8,164
Cash dividends	$639,000	2,301
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$655,400	5,842

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.