Home > Legacy Bank > Net charge- offs to loans
Legacy Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 2,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0646% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2175% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2175% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0872% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0488% | 4,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0488% | 4,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1457% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1457% | 1,842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1460% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1460% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0174% | 3,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3759% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3759% | 994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2086% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 4,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0891% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1244% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2814% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1902% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4352% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 4,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2910% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3844% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8894% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 3,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2486% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6128% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0286% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 4,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 4,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0855% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 3,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5413% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5413% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 4,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 4,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0287% | 3,545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2451% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2607% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.4440% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5056% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,582 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2587% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.6099% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1508% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0374% | 4,676 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0404% | 4,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3822% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2499% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2205% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 0.9431% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2285% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 3,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5875% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 4,116 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 3,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2098% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 838 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1427% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1394% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0413% | 3,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0413% | 3,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 723 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2086% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 3,681 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2019% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0560% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0560% | 2,824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 519 |
| Percentage Net Loans Charged-off:Construction & development | -0.0223% | 4,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2812% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 3,683 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3313% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0903% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0903% | 2,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1779% | 306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0439% | 4,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4560% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 3,838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1223% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3574% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3574% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 3,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 4,544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 3,851 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 4,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1103% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1347% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1347% | 2,887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 4,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0296% | 3,891 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0791% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 4,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0229% | 3,861 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1412% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,706 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0505% | 4,050 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1971% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3120% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1697% | 800 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4997% | 249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0240% | 4,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5661% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5090% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1570% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1570% | 2,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0539% | 1,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 5,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 3,981 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0528% | 5,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2260% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 2,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 2,306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2993% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 5,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0732% | 5,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 4,053 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0795% | 5,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2237% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3094% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3094% | 1,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 4,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7808% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7808% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0822% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8207% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 2,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0869% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 5,210 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0473% | 4,244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 5,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8970% | 44 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1809% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1809% | 2,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0337% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3883% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1149% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 5,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0454% | 4,269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 5,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4732% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0620% | 3,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0620% | 3,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5829% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1721% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 5,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 4,288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 5,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2797% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1989% | 5,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1989% | 5,502 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0324% | 5,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 4,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,971 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 5,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 5,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0711% | 4,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 5,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2006% | 5,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2006% | 5,415 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0375% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 3,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 2,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3927% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 2,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4599% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1597% | 5,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1597% | 5,758 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0264% | 1,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9186% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 2,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5356% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1274% | 59 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2011% | 5,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2011% | 5,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0346% | 1,194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3972% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1522% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8055% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 2,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.0468% | 38 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1530% | 5,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1530% | 5,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0265% | 1,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 2,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 5,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5884% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 5,185 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0757% | 6,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 5,372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 6,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1772% | 6,519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0688% | 4,776 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1882% | 6,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6077% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0846% | 3,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0846% | 3,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0252% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1237% | 6,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 5,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3240% | 6,641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0941% | 4,841 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3468% | 6,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8055% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0169% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1836% | 6,649 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 5,456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4888% | 6,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1439% | 4,884 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5225% | 6,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1646% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1625% | 2,674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3498% | 6,782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0210% | 5,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9450% | 6,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0354% | 6,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3599% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3205% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3205% | 1,857 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5973% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5530% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | -0.0281% | 5,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5137% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9568% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0494% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1606% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0797% | 4,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0797% | 3,917 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0172% | 1,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6822% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5974% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 5,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6339% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9422% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0330% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5446% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 3,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1625% | 3,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0107% | 1,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5099% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2558% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 5,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6579% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 6,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 6,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3082% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1653% | 6,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1653% | 6,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3814% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | -0.0263% | 6,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9699% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2902% | 6,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1610% | 6,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1610% | 5,960 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0297% | 5,995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 4,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 4,799 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 6,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2299% | 3,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2538% | 3,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5095% | 2,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 3,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3114% | 3,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0375% | 1,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 4,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 4,442 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 6,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2385% | 2,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2639% | 2,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2775% | 2,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4834% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4290% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0609% | 1,303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0950% | 3,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2867% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3181% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0697% | 6,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5997% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5034% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0781% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0338% | 6,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 6,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 6,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0359% | 6,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1235% | 6,464 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5226% | 6,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3810% | 6,881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0307% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5739% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6498% | 2,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.1351% | 3,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1823% | 2,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7675% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4189% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9430% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4383% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4113% | 3,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0576% | 1,744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6882% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7755% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.1731% | 2,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2201% | 2,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1229% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3712% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3628% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5203% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6521% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0786% | 1,499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8953% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1673% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.2512% | 2,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3233% | 1,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3452% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5419% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7609% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5658% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0697% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2498% | 2,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 6,948 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6287% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 7,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 7,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0380% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2633% | 4,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2213% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.4890% | 2,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2708% | 2,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4080% | 1,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2403% | 2,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5053% | 3,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1434% | 1,710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3394% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3219% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.7092% | 2,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3920% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5416% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3568% | 2,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5189% | 3,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1546% | 7,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1232% | 1,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2908% | 3,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2216% | 3,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.2952% | 2,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5476% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8169% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4834% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6668% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1788% | 7,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1600% | 1,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5736% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4121% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.7494% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7508% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9411% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4271% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3669% | 7,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2656% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2456% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1189% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4498% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1531% | 1,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2116% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9281% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4382% | 3,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1523% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6978% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1197% | 4,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1743% | 1,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4955% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1970% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 4,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 3,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0714% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3226% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2813% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4579% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1090% | 1,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 3,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 2,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1004% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4794% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2740% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2668% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0667% | 1,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4257% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2046% | 7,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0662% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8561% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1453% | 7,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1319% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0756% | 8,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0723% | 8,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.1164% | 7,804 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0942% | 8,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0895% | 7,500 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3979% | 8,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0886% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0616% | 8,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0967% | 8,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.1588% | 7,823 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1242% | 8,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0345% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1596% | 7,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0485% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1199% | 8,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1456% | 8,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.2418% | 7,806 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1841% | 8,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 7,096 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4018% | 8,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0726% | 1,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1084% | 8,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1270% | 8,457 |
| Percentage Net Loans Charged-off:Construction & development | -0.4997% | 7,775 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 8,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0921% | 7,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1632% | 7,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1451% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 7,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.1614% | 7,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0995% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 7,080 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0622% | 8,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1188% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1358% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1250% | 2,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8154% | 8,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0222% | 1,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0377% | 7,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 7,131 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8588% | 8,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1737% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0870% | 8,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1047% | 7,490 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2847% | 8,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0713% | 7,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4793% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2102% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.1275% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3616% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 8,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 8,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3034% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6652% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0792% | 7,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4266% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 2,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.1644% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 8,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 8,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7027% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4367% | 3,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1490% | 7,473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5187% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.2521% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 8,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0409% | 8,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0431% | 8,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0596% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1423% | 4,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1162% | 7,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0953% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.5277% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0841% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0387% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7981% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2436% | 7,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1013% | 8,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 8,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7839% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0735% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1182% | 7,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 3,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 8,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3696% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6746% | 3,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1593% | 7,662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 8,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6174% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6606% | 2,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2241% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 8,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2184% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6118% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9627% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2410% | 7,709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 4,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2204% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2312% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2105% | 3,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5704% | 3,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2171% | 1,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 4,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0400% | 8,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1712% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2024% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2177% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 4,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4203% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5338% | 1,929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0920% | 7,985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3104% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3055% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 8,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 5,494 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5537% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3266% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3222% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 8,451 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |