Home > LCNB National Bank > Net charge- offs to loans
LCNB National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0121% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2840% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 2,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0282% | 2,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0282% | 2,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0487% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0487% | 2,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0560% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0560% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 3,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0191% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 3,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0225% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0258% | 2,447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0799% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0799% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0390% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 3,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0309% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0309% | 1,986 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0599% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0599% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 4,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0084% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0084% | 2,415 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0260% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0260% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0166% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0166% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0110% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0110% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0640% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 4,296 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0884% | 3,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 4,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0248% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0248% | 2,785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0243% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1100% | 3,634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0988% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 4,561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1840% | 3,687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 4,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 3,800 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0206% | 4,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0206% | 4,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0668% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1978% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0873% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3551% | 3,737 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0604% | 4,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0879% | 4,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1617% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1617% | 1,841 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 4,171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0807% | 3,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0607% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0432% | 4,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0432% | 4,540 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0698% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0812% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1084% | 4,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1084% | 4,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 4,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 4,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0564% | 4,830 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5853% | 3,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1755% | 4,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1755% | 4,726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0619% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0647% | 5,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0443% | 4,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1415% | 5,091 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4765% | 3,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5039% | 5,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5039% | 4,969 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1094% | 4,329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4679% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6957% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6957% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 1,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1531% | 4,377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6379% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7285% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7284% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 4,769 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2482% | 4,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1531% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0168% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1367% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1367% | 2,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0220% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0321% | 4,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5571% | 4,474 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1377% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1377% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0645% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1480% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2567% | 5,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1386% | 5,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1386% | 5,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0875% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2012% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1157% | 4,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0073% | 4,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0073% | 4,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1085% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1933% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 4,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1429% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1429% | 2,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1254% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3029% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 5,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 5,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5837% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5837% | 1,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0517% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0030% | 787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4775% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1714% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1714% | 2,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4417% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0509% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1001% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3095% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3095% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3669% | 648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0351% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1988% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2497% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2497% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2738% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1132% | 4,755 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 4,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7646% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7646% | 922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2337% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1857% | 999 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2199% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1389% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0261% | 4,186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2233% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0429% | 5,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0429% | 5,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2886% | 747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2098% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2089% | 814 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2215% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1861% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 4,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3100% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0214% | 5,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0214% | 4,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2695% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2753% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3025% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3480% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1523% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0994% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0523% | 4,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1224% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1303% | 5,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1303% | 5,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1960% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2323% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2941% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6675% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2790% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 4,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4737% | 5,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4737% | 5,799 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1766% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2095% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1859% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1953% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2547% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4794% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2187% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6168% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1204% | 3,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1204% | 3,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3624% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2079% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1647% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2486% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1430% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1660% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9343% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0873% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0873% | 3,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4603% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1633% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2874% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1288% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1494% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0560% | 5,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1224% | 2,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1224% | 2,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2363% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1905% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3192% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1743% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2015% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0703% | 5,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0237% | 5,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0237% | 5,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2713% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 3,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.3070% | 1,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 2,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 2,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1102% | 2,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3768% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4154% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4154% | 2,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7693% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0961% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 3,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.1618% | 1,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 2,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1222% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0573% | 1,171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1324% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4950% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5223% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5222% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9000% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 3,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 3,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.2538% | 1,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 1,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 3,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0289% | 4,697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 2,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7656% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3785% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3785% | 1,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6166% | 509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.5272% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0466% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0437% | 4,758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0868% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3331% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3331% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8623% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 3,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 3,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.5661% | 1,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2650% | 2,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5554% | 973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 2,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5760% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 4,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0875% | 3,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5326% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2343% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2061% | 3,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.7472% | 1,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0951% | 2,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3463% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7270% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2764% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7569% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1225% | 6,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1225% | 6,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4664% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 3,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1431% | 1,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 2,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5761% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 3,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1623% | 6,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1623% | 6,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4021% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2239% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2424% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2881% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2398% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6499% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1619% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2280% | 2,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2280% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1427% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3933% | 3,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2654% | 3,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.2747% | 2,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3287% | 2,355 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1241% | 5,676 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2573% | 3,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3438% | 1,425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2390% | 3,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7334% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7529% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6795% | 2,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3405% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2559% | 3,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1759% | 3,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1568% | 2,479 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1689% | 5,693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2457% | 2,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2778% | 1,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2388% | 2,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9789% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5732% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5041% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3349% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 4,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2597% | 5,727 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 3,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2171% | 1,224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1209% | 3,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4383% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5952% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5009% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2311% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 3,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5483% | 5,768 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2102% | 2,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2500% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2011% | 2,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8160% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0226% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7865% | 1,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1664% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4441% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3735% | 3,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6106% | 1,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7630% | 769 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 3,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2252% | 1,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6472% | 3,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3090% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3854% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3896% | 3,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7746% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1442% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1463% | 1,522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1438% | 3,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9454% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4194% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3954% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2465% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0814% | 3,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1750% | 1,247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 3,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3934% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4628% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3379% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 4,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 2,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0461% | 2,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7519% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3897% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 5,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1348% | 4,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2323% | 2,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 4,149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 5,769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0985% | 3,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0833% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9557% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3864% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 4,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1618% | 3,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3094% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 5,798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 3,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0529% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6344% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2905% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0771% | 5,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 3,198 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 5,831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0955% | 2,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0458% | 3,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5289% | 3,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1796% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 4,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 7,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 5,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2440% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0331% | 6,713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 4,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 4,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 3,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1429% | 1,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 3,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0860% | 4,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0674% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4986% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 3,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 2,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2276% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 2,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1323% | 7,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6516% | 2,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4937% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2002% | 7,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7547% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2567% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1603% | 7,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8716% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1646% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 3,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1961% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 2,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1988% | 2,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2317% | 4,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8041% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 4,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0655% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3132% | 3,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7487% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0969% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1618% | 3,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8021% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5042% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4755% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 4,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1235% | 4,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1962% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 3,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0876% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1010% | 4,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3573% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0610% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1306% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0158% | 6,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9152% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 6,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0971% | 7,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5800% | 7,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0972% | 3,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 3,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 2,981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0265% | 6,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 7,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5946% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2515% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1009% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 2,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0732% | 7,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5744% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0410% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 2,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 1,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1103% | 7,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8595% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1786% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2209% | 7,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9121% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.8160% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 2,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3875% | 2,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8331% | 2,500 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6275% | 1,074 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1762% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 2,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 1,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5181% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8869% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9284% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 2,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6925% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9034% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1763% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8310% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3400% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 3,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9436% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9455% | 1,540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8811% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9132% | 1,485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8072% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9959% | 1,345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8797% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2153% | 1,052 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 5,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0764% | 4,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5877% | 3,887 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0040% | 1,260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0714% | 5,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5230% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4644% | 1,490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 5,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4582% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0562% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 5,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5778% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6970% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3632% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4319% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3963% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 7,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2629% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0225% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 7,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2911% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9091% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 7,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3003% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7407% | 889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 7,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1731% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1996% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4756% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 8,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8326% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 7,432 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |