Home > Landmark National Bank > Income and Expense

Landmark National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$64,803,000756
Total interest expense$19,280,000796
Net interest income$45,523,000722
Provision for loan and lease losses$349,0001,553
Total noninterest income$13,699,000608
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,914,000276
Trading account gains and fees$0123
Additional Noninterest Income$8,785,000589
Total noninterest expense$41,883,000661
Salaries and employee benefits$22,681,000667
Premises and equipment expense$4,289,000636
Additional noninterest expense$8,785,000589
Pre-tax net operating income$16,990,000776
Securities gains (losses)$-1,246,0004,337
Applicable income taxes$2,492,000837
Income before extraordinary items$13,252,000808
Extraordinary gains, net$054
Net income$13,252,000820
Minority interest net income$088
Net income of bank and minority interests.$13,252,000811
Net charge-offs$-44,0004,168
Cash dividends$8,000,000571
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,298,640777
2023-09-30 (YTD Data)Rank
Total interest income$47,232,000763
Total interest expense$13,227,000802
Net interest income$34,005,000731
Provision for loan and lease losses$299,0001,367
Total noninterest income$10,468,000593
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,634,000278
Trading account gains and fees$0125
Additional Noninterest Income$6,834,000586
Total noninterest expense$31,274,000666
Salaries and employee benefits$16,925,000679
Premises and equipment expense$3,208,000636
Additional noninterest expense$6,834,000586
Pre-tax net operating income$12,900,000792
Securities gains (losses)$0849
Applicable income taxes$2,473,000736
Income before extraordinary items$10,427,000809
Extraordinary gains, net$052
Net income$10,427,000813
Minority interest net income$081
Net income of bank and minority interests.$10,427,000809
Net charge-offs$-406,0004,544
Cash dividends$6,100,000518
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,427,000823
2023-06-30 (YTD Data)Rank
Total interest income$30,417,000755
Total interest expense$7,604,000818
Net interest income$22,813,000729
Provision for loan and lease losses$299,0001,070
Total noninterest income$7,021,000581
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,297,000279
Trading account gains and fees$0112
Additional Noninterest Income$4,724,000559
Total noninterest expense$20,861,000652
Salaries and employee benefits$11,114,000681
Premises and equipment expense$2,153,000630
Additional noninterest expense$4,724,000559
Pre-tax net operating income$8,674,000788
Securities gains (losses)$0938
Applicable income taxes$1,664,000739
Income before extraordinary items$7,010,000796
Extraordinary gains, net$051
Net income$7,010,000807
Minority interest net income$081
Net income of bank and minority interests.$7,010,000796
Net charge-offs$115,000875
Cash dividends$4,000,000520
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,010,000807
2023-03-31 (YTD Data)Rank
Total interest income$14,591,000774
Total interest expense$3,130,000865
Net interest income$11,461,000736
Provision for loan and lease losses$49,0001,711
Total noninterest income$3,377,000591
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,104,000300
Trading account gains and fees$097
Additional Noninterest Income$2,273,000559
Total noninterest expense$10,461,000656
Salaries and employee benefits$5,542,000702
Premises and equipment expense$1,095,000640
Additional noninterest expense$2,273,000559
Pre-tax net operating income$4,328,000833
Securities gains (losses)$0950
Applicable income taxes$825,000762
Income before extraordinary items$3,503,000824
Extraordinary gains, net$04
Net income$3,503,000823
Minority interest net income$048
Net income of bank and minority interests.$3,503,000823
Net charge-offs$47,000820
Cash dividends$2,000,000476
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,503,000834
2022-12-31 (YTD Data)Rank
Total interest income$43,344,000842
Total interest expense$3,348,0001,083
Net interest income$39,996,000827
Provision for loan and lease losses$03,012
Total noninterest income$14,503,000591
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,521,000309
Trading account gains and fees$199,00098
Additional Noninterest Income$9,783,000572
Total noninterest expense$41,360,000651
Salaries and employee benefits$20,405,000734
Premises and equipment expense$4,277,000633
Additional noninterest expense$9,783,000572
Pre-tax net operating income$13,139,0001,050
Securities gains (losses)$-1,103,0004,470
Applicable income taxes$1,716,0001,181
Income before extraordinary items$10,320,0001,082
Extraordinary gains, net$05
Net income$10,320,0001,081
Minority interest net income$063
Net income of bank and minority interests.$10,320,0001,082
Net charge-offs$-16,0003,756
Cash dividends$29,350,000232
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,268,5801,032
2022-09-30 (YTD Data)Rank
Total interest income$29,092,000877
Total interest expense$1,468,0001,339
Net interest income$27,624,000862
Provision for loan and lease losses$02,835
Total noninterest income$11,001,000601
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,345,000308
Trading account gains and fees$0111
Additional Noninterest Income$7,656,000568
Total noninterest expense$27,265,000720
Salaries and employee benefits$14,779,000753
Premises and equipment expense$3,117,000647
Additional noninterest expense$7,656,000568
Pre-tax net operating income$11,360,000946
Securities gains (losses)$-353,0004,446
Applicable income taxes$2,070,000877
Income before extraordinary items$8,937,000977
Extraordinary gains, net$04
Net income$8,937,000976
Minority interest net income$057
Net income of bank and minority interests.$8,937,000977
Net charge-offs$-83,0004,239
Cash dividends$27,150,000193
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,222,930968
2022-06-30 (YTD Data)Rank
Total interest income$18,480,000882
Total interest expense$564,0001,807
Net interest income$17,916,000861
Provision for loan and lease losses$-500,0004,608
Total noninterest income$7,186,000604
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,048,000329
Trading account gains and fees$0108
Additional Noninterest Income$5,138,000581
Total noninterest expense$17,735,000725
Salaries and employee benefits$9,728,000754
Premises and equipment expense$1,998,000668
Additional noninterest expense$6,009,000656
Pre-tax net operating income$7,867,000850
Securities gains (losses)$0687
Applicable income taxes$1,486,000796
Income before extraordinary items$6,381,000872
Extraordinary gains, net$04
Net income$6,381,000872
Minority interest net income$060
Net income of bank and minority interests.$6,381,000872
Net charge-offs$-40,0004,113
Cash dividends$2,500,000707
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,381,000885
2022-03-31 (YTD Data)Rank
Total interest income$8,992,000889
Total interest expense$198,0002,236
Net interest income$8,794,000851
Provision for loan and lease losses$-500,0004,632
Total noninterest income$3,494,000627
Gross Fiduciary activities income$0892
Service charges on deposit accounts$980,000348
Trading account gains and fees$0103
Additional Noninterest Income$2,514,000608
Total noninterest expense$8,663,000744
Salaries and employee benefits$4,775,000768
Premises and equipment expense$1,028,000655
Additional noninterest expense$2,860,000678
Pre-tax net operating income$4,125,000808
Securities gains (losses)$0623
Applicable income taxes$789,000750
Income before extraordinary items$3,336,000811
Extraordinary gains, net$04
Net income$3,336,000810
Minority interest net income$050
Net income of bank and minority interests.$3,336,000811
Net charge-offs$-82,0004,510
Cash dividends$350,0001,401
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,336,000819
2021-12-31 (YTD Data)Rank
Total interest income$39,910,000831
Total interest expense$1,035,0002,158
Net interest income$38,875,000789
Provision for loan and lease losses$500,0001,035
Total noninterest income$20,418,000508
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,656,000348
Trading account gains and fees$0132
Additional Noninterest Income$16,762,000476
Total noninterest expense$36,856,000696
Salaries and employee benefits$20,157,000726
Premises and equipment expense$3,228,000801
Additional noninterest expense$13,471,000605
Pre-tax net operating income$21,937,000686
Securities gains (losses)$1,138,000202
Applicable income taxes$4,876,000638
Income before extraordinary items$18,199,000699
Extraordinary gains, net$010
Net income$18,199,000700
Minority interest net income$074
Net income of bank and minority interests.$18,199,000700
Net charge-offs$500,000640
Cash dividends$4,600,000849
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,299,980700
2021-09-30 (YTD Data)Rank
Total interest income$30,409,000838
Total interest expense$808,0002,184
Net interest income$29,601,000786
Provision for loan and lease losses$500,000801
Total noninterest income$15,929,000513
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,666,000352
Trading account gains and fees$0132
Additional Noninterest Income$13,263,000474
Total noninterest expense$27,374,000713
Salaries and employee benefits$15,096,000740
Premises and equipment expense$2,265,000873
Additional noninterest expense$10,013,000602
Pre-tax net operating income$17,656,000670
Securities gains (losses)$1,138,000182
Applicable income taxes$3,917,000630
Income before extraordinary items$14,877,000672
Extraordinary gains, net$08
Net income$14,877,000672
Minority interest net income$069
Net income of bank and minority interests.$14,877,000672
Net charge-offs$509,000496
Cash dividends$3,500,000761
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,977,980691
2021-06-30 (YTD Data)Rank
Total interest income$20,397,000823
Total interest expense$546,0002,229
Net interest income$19,851,000773
Provision for loan and lease losses$500,000605
Total noninterest income$10,691,000506
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,667,000359
Trading account gains and fees$0133
Additional Noninterest Income$9,024,000476
Total noninterest expense$18,047,000715
Salaries and employee benefits$9,964,000743
Premises and equipment expense$1,500,000879
Additional noninterest expense$6,583,000597
Pre-tax net operating income$11,995,000655
Securities gains (losses)$1,108,000151
Applicable income taxes$2,755,000596
Income before extraordinary items$10,348,000645
Extraordinary gains, net$06
Net income$10,348,000645
Minority interest net income$067
Net income of bank and minority interests.$10,348,000645
Net charge-offs$112,000869
Cash dividends$2,300,000761
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,472,680673
2021-03-31 (YTD Data)Rank
Total interest income$10,018,000830
Total interest expense$283,0002,259
Net interest income$9,735,000779
Provision for loan and lease losses$500,000366
Total noninterest income$5,445,000509
Gross Fiduciary activities income$0922
Service charges on deposit accounts$833,000352
Trading account gains and fees$0127
Additional Noninterest Income$4,612,000474
Total noninterest expense$8,971,000717
Salaries and employee benefits$4,941,000743
Premises and equipment expense$735,000904
Additional noninterest expense$3,295,000573
Pre-tax net operating income$5,709,000692
Securities gains (losses)$1,075,000103
Applicable income taxes$1,423,000589
Income before extraordinary items$5,361,000627
Extraordinary gains, net$03
Net income$5,361,000627
Minority interest net income$055
Net income of bank and minority interests.$5,361,000627
Net charge-offs$4,0001,577
Cash dividends$1,200,000651
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,511,750718
2020-12-31 (YTD Data)Rank
Total interest income$39,490,000852
Total interest expense$2,155,0001,885
Net interest income$37,335,000770
Provision for loan and lease losses$3,300,000742
Total noninterest income$23,956,000440
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,623,000319
Trading account gains and fees$0133
Additional Noninterest Income$20,333,000403
Total noninterest expense$35,476,000706
Salaries and employee benefits$20,657,000691
Premises and equipment expense$3,074,000836
Additional noninterest expense$11,745,000647
Pre-tax net operating income$22,515,000540
Securities gains (losses)$2,448,000197
Applicable income taxes$4,976,000500
Income before extraordinary items$19,987,000519
Extraordinary gains, net$04
Net income$19,987,000519
Minority interest net income$072
Net income of bank and minority interests.$19,987,000519
Net charge-offs$992,000654
Cash dividends$6,900,000600
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,028,600548
2020-09-30 (YTD Data)Rank
Total interest income$28,885,000872
Total interest expense$1,839,0001,811
Net interest income$27,046,000790
Provision for loan and lease losses$2,600,000760
Total noninterest income$17,333,000431
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,667,000319
Trading account gains and fees$0125
Additional Noninterest Income$14,666,000391
Total noninterest expense$26,005,000712
Salaries and employee benefits$15,394,000684
Premises and equipment expense$2,237,000856
Additional noninterest expense$8,374,000660
Pre-tax net operating income$15,774,000542
Securities gains (losses)$2,448,000161
Applicable income taxes$3,792,000454
Income before extraordinary items$14,430,000507
Extraordinary gains, net$04
Net income$14,430,000506
Minority interest net income$065
Net income of bank and minority interests.$14,430,000507
Net charge-offs$701,000620
Cash dividends$5,730,000529
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,496,080549
2020-06-30 (YTD Data)Rank
Total interest income$19,054,000882
Total interest expense$1,477,0001,661
Net interest income$17,577,000806
Provision for loan and lease losses$1,600,000821
Total noninterest income$10,098,000445
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,720,000335
Trading account gains and fees$0123
Additional Noninterest Income$8,378,000397
Total noninterest expense$16,740,000729
Salaries and employee benefits$9,835,000713
Premises and equipment expense$1,469,000866
Additional noninterest expense$5,436,000660
Pre-tax net operating income$9,335,000538
Securities gains (losses)$1,770,000139
Applicable income taxes$2,268,000449
Income before extraordinary items$8,837,000507
Extraordinary gains, net$04
Net income$8,837,000503
Minority interest net income$065
Net income of bank and minority interests.$8,837,000507
Net charge-offs$320,000778
Cash dividends$4,620,000461
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,421,000556
2020-03-31 (YTD Data)Rank
Total interest income$9,347,000901
Total interest expense$1,010,0001,410
Net interest income$8,337,000830
Provision for loan and lease losses$1,200,000543
Total noninterest income$3,371,000565
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,016,000335
Trading account gains and fees$0106
Additional Noninterest Income$2,355,000521
Total noninterest expense$7,886,000770
Salaries and employee benefits$4,582,000765
Premises and equipment expense$748,000865
Additional noninterest expense$2,556,000705
Pre-tax net operating income$2,622,000839
Securities gains (losses)$1,770,00074
Applicable income taxes$848,000516
Income before extraordinary items$3,544,000552
Extraordinary gains, net$04
Net income$3,544,000552
Minority interest net income$056
Net income of bank and minority interests.$3,544,000552
Net charge-offs$188,000654
Cash dividends$2,970,000419
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,110,300880
2019-12-31 (YTD Data)Rank
Total interest income$37,165,000913
Total interest expense$5,788,0001,093
Net interest income$31,377,000869
Provision for loan and lease losses$1,400,000704
Total noninterest income$15,204,000518
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,176,000332
Trading account gains and fees$0135
Additional Noninterest Income$11,028,000488
Total noninterest expense$32,000,000735
Salaries and employee benefits$17,792,000752
Premises and equipment expense$3,852,000663
Additional noninterest expense$10,356,000686
Pre-tax net operating income$13,181,000834
Securities gains (losses)$-177,0005,105
Applicable income taxes$1,703,0001,003
Income before extraordinary items$11,301,000852
Extraordinary gains, net$011
Net income$11,301,000853
Minority interest net income$076
Net income of bank and minority interests.$11,301,000853
Net charge-offs$698,000849
Cash dividends$4,500,000864
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,454,990811
2019-09-30 (YTD Data)Rank
Total interest income$27,645,000919
Total interest expense$4,540,0001,051
Net interest income$23,105,000884
Provision for loan and lease losses$1,000,000680
Total noninterest income$11,378,000518
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,069,000340
Trading account gains and fees$0129
Additional Noninterest Income$8,309,000488
Total noninterest expense$23,896,000740
Salaries and employee benefits$13,072,000757
Premises and equipment expense$2,907,000661
Additional noninterest expense$7,917,000665
Pre-tax net operating income$9,587,000877
Securities gains (losses)$-146,0005,182
Applicable income taxes$1,625,000888
Income before extraordinary items$7,816,000922
Extraordinary gains, net$011
Net income$7,816,000923
Minority interest net income$072
Net income of bank and minority interests.$7,816,000923
Net charge-offs$486,000778
Cash dividends$3,400,000807
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,937,180892
2019-06-30 (YTD Data)Rank
Total interest income$18,186,000928
Total interest expense$2,994,0001,048
Net interest income$15,192,000890
Provision for loan and lease losses$600,000719
Total noninterest income$7,015,000545
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,924,000350
Trading account gains and fees$0131
Additional Noninterest Income$5,091,000510
Total noninterest expense$15,545,000753
Salaries and employee benefits$8,394,000775
Premises and equipment expense$1,848,000694
Additional noninterest expense$5,303,000669
Pre-tax net operating income$6,062,000894
Securities gains (losses)$-146,0005,230
Applicable income taxes$983,000922
Income before extraordinary items$4,933,000932
Extraordinary gains, net$011
Net income$4,933,000932
Minority interest net income$069
Net income of bank and minority interests.$4,933,000932
Net charge-offs$99,0001,418
Cash dividends$2,390,000771
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,054,180897
2019-03-31 (YTD Data)Rank
Total interest income$8,880,000943
Total interest expense$1,433,0001,061
Net interest income$7,447,000909
Provision for loan and lease losses$200,000934
Total noninterest income$3,078,000577
Gross Fiduciary activities income$0972
Service charges on deposit accounts$903,000359
Trading account gains and fees$0126
Additional Noninterest Income$2,175,000535
Total noninterest expense$7,685,000754
Salaries and employee benefits$4,143,000782
Premises and equipment expense$905,000720
Additional noninterest expense$2,637,000660
Pre-tax net operating income$2,640,000975
Securities gains (losses)$01,087
Applicable income taxes$413,0001,023
Income before extraordinary items$2,227,000996
Extraordinary gains, net$05
Net income$2,227,000995
Minority interest net income$052
Net income of bank and minority interests.$2,227,000995
Net charge-offs$27,0001,553
Cash dividends$1,170,000744
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,227,000974
2018-12-31 (YTD Data)Rank
Total interest income$33,236,000943
Total interest expense$4,287,0001,071
Net interest income$28,949,000919
Provision for loan and lease losses$1,400,000667
Total noninterest income$14,938,000513
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,831,000364
Trading account gains and fees$0126
Additional Noninterest Income$11,107,000467
Total noninterest expense$30,290,000748
Salaries and employee benefits$16,042,000784
Premises and equipment expense$3,722,000678
Additional noninterest expense$10,526,000676
Pre-tax net operating income$12,197,000887
Securities gains (losses)$20,000574
Applicable income taxes$1,450,0001,075
Income before extraordinary items$10,767,000854
Extraordinary gains, net$06
Net income$10,767,000852
Minority interest net income$072
Net income of bank and minority interests.$10,767,000853
Net charge-offs$1,094,000537
Cash dividends$3,200,0001,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,749,400856
2018-09-30 (YTD Data)Rank
Total interest income$24,401,000950
Total interest expense$2,903,0001,094
Net interest income$21,498,000919
Provision for loan and lease losses$900,000705
Total noninterest income$11,781,000501
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,781,000369
Trading account gains and fees$0138
Additional Noninterest Income$9,000,000449
Total noninterest expense$22,645,000746
Salaries and employee benefits$11,999,000784
Premises and equipment expense$2,804,000679
Additional noninterest expense$7,842,000660
Pre-tax net operating income$9,734,000846
Securities gains (losses)$20,000567
Applicable income taxes$1,466,000906
Income before extraordinary items$8,288,000845
Extraordinary gains, net$05
Net income$8,288,000843
Minority interest net income$066
Net income of bank and minority interests.$8,288,000844
Net charge-offs$470,000737
Cash dividends$2,280,000961
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,271,000838
2018-06-30 (YTD Data)Rank
Total interest income$15,740,000962
Total interest expense$1,726,0001,153
Net interest income$14,014,000931
Provision for loan and lease losses$450,000888
Total noninterest income$7,229,000531
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,845,000372
Trading account gains and fees$0130
Additional Noninterest Income$5,384,000486
Total noninterest expense$14,797,000754
Salaries and employee benefits$7,755,000808
Premises and equipment expense$1,851,000689
Additional noninterest expense$5,191,000661
Pre-tax net operating income$5,996,000896
Securities gains (losses)$35,000384
Applicable income taxes$830,000993
Income before extraordinary items$5,201,000867
Extraordinary gains, net$06
Net income$5,201,000865
Minority interest net income$065
Net income of bank and minority interests.$5,201,000866
Net charge-offs$74,0001,516
Cash dividends$1,335,0001,060
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,170,900864
2018-03-31 (YTD Data)Rank
Total interest income$7,633,000976
Total interest expense$758,0001,233
Net interest income$6,875,000938
Provision for loan and lease losses$200,000934
Total noninterest income$3,171,000579
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$930,000373
Trading account gains and fees$0123
Additional Noninterest Income$2,241,000537
Total noninterest expense$7,244,000771
Salaries and employee benefits$3,789,000833
Premises and equipment expense$932,000684
Additional noninterest expense$2,523,000668
Pre-tax net operating income$2,602,000973
Securities gains (losses)$35,000265
Applicable income taxes$328,0001,153
Income before extraordinary items$2,309,000948
Extraordinary gains, net$07
Net income$2,309,000948
Minority interest net income$052
Net income of bank and minority interests.$2,309,000948
Net charge-offs$15,0001,795
Cash dividends$365,0001,447
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,278,200948
2017-12-31 (YTD Data)Rank
Total interest income$29,861,000965
Total interest expense$2,687,0001,202
Net interest income$27,174,000924
Provision for loan and lease losses$450,0001,540
Total noninterest income$13,957,000542
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,130,000350
Trading account gains and fees$0151
Additional Noninterest Income$9,827,000516
Total noninterest expense$36,938,000586
Salaries and employee benefits$15,141,000812
Premises and equipment expense$3,703,000681
Additional noninterest expense$18,094,000406
Pre-tax net operating income$3,743,0002,135
Securities gains (losses)$4,0001,851
Applicable income taxes$-586,0005,609
Income before extraordinary items$4,333,0001,516
Extraordinary gains, net$09
Net income$4,333,0001,516
Minority interest net income$076
Net income of bank and minority interests.$4,333,0001,516
Net charge-offs$335,0001,393
Cash dividends$3,700,000874
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,329,0001,506
2017-09-30 (YTD Data)Rank
Total interest income$22,310,000965
Total interest expense$1,957,0001,219
Net interest income$20,353,000929
Provision for loan and lease losses$250,0001,804
Total noninterest income$10,788,000544
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,128,000350
Trading account gains and fees$0145
Additional Noninterest Income$7,660,000515
Total noninterest expense$29,711,000551
Salaries and employee benefits$11,608,000795
Premises and equipment expense$2,794,000680
Additional noninterest expense$15,309,000371
Pre-tax net operating income$1,180,0003,513
Securities gains (losses)$4,0001,878
Applicable income taxes$-861,0005,718
Income before extraordinary items$2,045,0002,370
Extraordinary gains, net$09
Net income$2,045,0002,369
Minority interest net income$071
Net income of bank and minority interests.$2,045,0002,370
Net charge-offs$215,0001,346
Cash dividends$2,755,000817
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,041,0002,355
2017-06-30 (YTD Data)Rank
Total interest income$14,771,000964
Total interest expense$1,267,0001,208
Net interest income$13,504,000932
Provision for loan and lease losses$150,0001,808
Total noninterest income$7,061,000547
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,043,000350
Trading account gains and fees$0139
Additional Noninterest Income$5,018,000521
Total noninterest expense$14,094,000774
Salaries and employee benefits$7,675,000803
Premises and equipment expense$1,827,000689
Additional noninterest expense$4,592,000735
Pre-tax net operating income$6,321,000798
Securities gains (losses)$4,0001,497
Applicable income taxes$1,566,000803
Income before extraordinary items$4,759,000837
Extraordinary gains, net$011
Net income$4,759,000836
Minority interest net income$071
Net income of bank and minority interests.$4,759,000837
Net charge-offs$168,0001,167
Cash dividends$1,800,000827
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,756,000823
2017-03-31 (YTD Data)Rank
Total interest income$7,211,000984
Total interest expense$609,0001,217
Net interest income$6,602,000948
Provision for loan and lease losses$50,0002,060
Total noninterest income$3,305,000560
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$994,000360
Trading account gains and fees$0142
Additional Noninterest Income$2,311,000534
Total noninterest expense$6,829,000801
Salaries and employee benefits$3,757,000824
Premises and equipment expense$877,000734
Additional noninterest expense$2,195,000750
Pre-tax net operating income$3,028,000802
Securities gains (losses)$-9,0005,640
Applicable income taxes$736,000820
Income before extraordinary items$2,283,000832
Extraordinary gains, net$08
Net income$2,283,000832
Minority interest net income$055
Net income of bank and minority interests.$2,283,000832
Net charge-offs$67,0001,148
Cash dividends$1,035,000697
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,289,840818
2016-12-31 (YTD Data)Rank
Total interest income$29,325,000932
Total interest expense$2,404,0001,204
Net interest income$26,921,000886
Provision for loan and lease losses$500,0001,458
Total noninterest income$13,507,000557
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,374,000326
Trading account gains and fees$0170
Additional Noninterest Income$9,133,000545
Total noninterest expense$28,175,000767
Salaries and employee benefits$15,313,000773
Premises and equipment expense$3,730,000671
Additional noninterest expense$9,132,000731
Pre-tax net operating income$11,753,000801
Securities gains (losses)$233,000789
Applicable income taxes$2,565,000876
Income before extraordinary items$9,421,000804
Extraordinary gains, net$05
Net income$9,421,000803
Minority interest net income$082
Net income of bank and minority interests.$9,421,000803
Net charge-offs$1,078,000622
Cash dividends$1,250,0001,912
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,236,930797
2016-09-30 (YTD Data)Rank
Total interest income$21,968,000927
Total interest expense$1,799,0001,197
Net interest income$20,169,000880
Provision for loan and lease losses$500,0001,135
Total noninterest income$10,444,000548
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,279,000329
Trading account gains and fees$0169
Additional Noninterest Income$7,165,000534
Total noninterest expense$21,062,000766
Salaries and employee benefits$11,481,000773
Premises and equipment expense$2,793,000667
Additional noninterest expense$6,788,000734
Pre-tax net operating income$9,051,000780
Securities gains (losses)$233,000725
Applicable income taxes$2,379,000775
Income before extraordinary items$6,905,000818
Extraordinary gains, net$05
Net income$6,905,000817
Minority interest net income$071
Net income of bank and minority interests.$6,905,000818
Net charge-offs$915,000512
Cash dividends$1,210,0001,477
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,732,580817
2016-06-30 (YTD Data)Rank
Total interest income$14,582,000925
Total interest expense$1,199,0001,194
Net interest income$13,383,000887
Provision for loan and lease losses$350,0001,119
Total noninterest income$7,171,000530
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,152,000328
Trading account gains and fees$0157
Additional Noninterest Income$5,019,000509
Total noninterest expense$13,884,000766
Salaries and employee benefits$7,578,000779
Premises and equipment expense$1,815,000677
Additional noninterest expense$4,491,000741
Pre-tax net operating income$6,320,000734
Securities gains (losses)$226,000543
Applicable income taxes$1,725,000721
Income before extraordinary items$4,821,000781
Extraordinary gains, net$016
Net income$4,821,000780
Minority interest net income$071
Net income of bank and minority interests.$4,821,000780
Net charge-offs$620,000504
Cash dividends$970,0001,360
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,653,760778
2016-03-31 (YTD Data)Rank
Total interest income$7,186,000936
Total interest expense$582,0001,223
Net interest income$6,604,000904
Provision for loan and lease losses$50,0002,135
Total noninterest income$3,702,000498
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,044,000333
Trading account gains and fees$0142
Additional Noninterest Income$2,658,000452
Total noninterest expense$6,933,000762
Salaries and employee benefits$3,801,000779
Premises and equipment expense$909,000683
Additional noninterest expense$2,223,000740
Pre-tax net operating income$3,323,000697
Securities gains (losses)$12,0001,443
Applicable income taxes$896,000687
Income before extraordinary items$2,439,000748
Extraordinary gains, net$012
Net income$2,439,000748
Minority interest net income$062
Net income of bank and minority interests.$2,439,000748
Net charge-offs$103,0001,001
Cash dividends$970,000776
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,430,240729
2015-12-31 (YTD Data)Rank
Total interest income$29,117,000893
Total interest expense$2,311,0001,203
Net interest income$26,806,000846
Provision for loan and lease losses$-700,0005,995
Total noninterest income$16,195,000477
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,569,000322
Trading account gains and fees$0159
Additional Noninterest Income$11,626,000439
Total noninterest expense$28,152,000731
Salaries and employee benefits$15,230,000752
Premises and equipment expense$3,676,000671
Additional noninterest expense$9,246,000717
Pre-tax net operating income$15,549,000601
Securities gains (losses)$-119,0006,084
Applicable income taxes$4,265,000589
Income before extraordinary items$11,165,000663
Extraordinary gains, net$023
Net income$11,165,000662
Minority interest net income$081
Net income of bank and minority interests.$11,165,000664
Net charge-offs$-1,302,0006,120
Cash dividends$3,723,000841
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,250,680645
2015-09-30 (YTD Data)Rank
Total interest income$21,731,000896
Total interest expense$1,742,0001,205
Net interest income$19,989,000856
Provision for loan and lease losses$-700,0006,120
Total noninterest income$12,316,000482
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,369,000330
Trading account gains and fees$0153
Additional Noninterest Income$8,947,000443
Total noninterest expense$21,016,000743
Salaries and employee benefits$11,451,000762
Premises and equipment expense$2,773,000685
Additional noninterest expense$6,792,000737
Pre-tax net operating income$11,989,000603
Securities gains (losses)$-119,0006,197
Applicable income taxes$3,448,000574
Income before extraordinary items$8,422,000659
Extraordinary gains, net$021
Net income$8,422,000657
Minority interest net income$078
Net income of bank and minority interests.$8,422,000659
Net charge-offs$-1,317,0006,217
Cash dividends$714,0001,956
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,506,490635
2015-06-30 (YTD Data)Rank
Total interest income$14,504,000887
Total interest expense$1,166,0001,213
Net interest income$13,338,000847
Provision for loan and lease losses$-800,0006,245
Total noninterest income$8,163,000478
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,148,000337
Trading account gains and fees$0157
Additional Noninterest Income$6,015,000442
Total noninterest expense$13,913,000748
Salaries and employee benefits$7,566,000770
Premises and equipment expense$1,843,000691
Additional noninterest expense$4,504,000744
Pre-tax net operating income$8,388,000565
Securities gains (losses)$-254,0006,305
Applicable income taxes$2,398,000575
Income before extraordinary items$5,736,000645
Extraordinary gains, net$022
Net income$5,736,000642
Minority interest net income$075
Net income of bank and minority interests.$5,736,000645
Net charge-offs$-1,498,0006,308
Cash dividends$480,0001,975
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,916,340614
2015-03-31 (YTD Data)Rank
Total interest income$7,074,000909
Total interest expense$586,0001,205
Net interest income$6,488,000866
Provision for loan and lease losses$-1,000,0006,371
Total noninterest income$3,845,000492
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,044,000341
Trading account gains and fees$0152
Additional Noninterest Income$2,801,000444
Total noninterest expense$6,884,000752
Salaries and employee benefits$3,721,000786
Premises and equipment expense$924,000690
Additional noninterest expense$2,239,000737
Pre-tax net operating income$4,449,000533
Securities gains (losses)$-254,0006,395
Applicable income taxes$1,256,000532
Income before extraordinary items$2,939,000613
Extraordinary gains, net$013
Net income$2,939,000610
Minority interest net income$064
Net income of bank and minority interests.$2,939,000613
Net charge-offs$-1,585,0006,397
Cash dividends$252,0001,662
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,116,800564
2014-12-31 (YTD Data)Rank
Total interest income$27,985,000905
Total interest expense$2,488,0001,172
Net interest income$25,497,000865
Provision for loan and lease losses$600,0001,269
Total noninterest income$14,220,000503
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,825,000322
Trading account gains and fees$0180
Additional Noninterest Income$9,395,000470
Total noninterest expense$27,174,000748
Salaries and employee benefits$14,347,000773
Premises and equipment expense$3,818,000642
Additional noninterest expense$9,009,000729
Pre-tax net operating income$11,943,000705
Securities gains (losses)$99,0001,261
Applicable income taxes$3,358,000659
Income before extraordinary items$8,684,000777
Extraordinary gains, net$017
Net income$8,684,000776
Minority interest net income$084
Net income of bank and minority interests.$8,684,000776
Net charge-offs$820,0001,051
Cash dividends$588,0002,692
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,612,720769
2014-09-30 (YTD Data)Rank
Total interest income$20,832,000912
Total interest expense$1,882,0001,176
Net interest income$18,950,000874
Provision for loan and lease losses$600,000986
Total noninterest income$10,685,000497
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,571,000319
Trading account gains and fees$0174
Additional Noninterest Income$7,114,000471
Total noninterest expense$20,216,000753
Salaries and employee benefits$10,585,000779
Premises and equipment expense$2,895,000637
Additional noninterest expense$6,736,000734
Pre-tax net operating income$8,819,000719
Securities gains (losses)$39,0001,599
Applicable income taxes$2,422,000693
Income before extraordinary items$6,436,000780
Extraordinary gains, net$015
Net income$6,436,000779
Minority interest net income$081
Net income of bank and minority interests.$6,436,000779
Net charge-offs$918,000718
Cash dividends$392,0002,489
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,407,530769
2014-06-30 (YTD Data)Rank
Total interest income$13,745,000915
Total interest expense$1,260,0001,179
Net interest income$12,485,000872
Provision for loan and lease losses$450,000910
Total noninterest income$7,014,000504
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,295,000318
Trading account gains and fees$0172
Additional Noninterest Income$4,719,000478
Total noninterest expense$13,424,000754
Salaries and employee benefits$6,978,000781
Premises and equipment expense$1,924,000641
Additional noninterest expense$4,522,000724
Pre-tax net operating income$5,625,000728
Securities gains (losses)$39,0001,311
Applicable income taxes$1,546,000703
Income before extraordinary items$4,118,000789
Extraordinary gains, net$020
Net income$4,118,000788
Minority interest net income$080
Net income of bank and minority interests.$4,118,000789
Net charge-offs$841,000575
Cash dividends$196,0002,756
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,089,530776
2014-03-31 (YTD Data)Rank
Total interest income$6,833,000930
Total interest expense$634,0001,187
Net interest income$6,199,000881
Provision for loan and lease losses$150,0001,189
Total noninterest income$3,056,000542
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,096,000327
Trading account gains and fees$0147
Additional Noninterest Income$1,960,000517
Total noninterest expense$6,568,000775
Salaries and employee benefits$3,484,000801
Premises and equipment expense$971,000658
Additional noninterest expense$2,113,000771
Pre-tax net operating income$2,537,000784
Securities gains (losses)$01,715
Applicable income taxes$666,000749
Income before extraordinary items$1,871,000835
Extraordinary gains, net$016
Net income$1,871,000837
Minority interest net income$066
Net income of bank and minority interests.$1,871,000836
Net charge-offs$50,0001,867
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,871,000814
2013-12-31 (YTD Data)Rank
Total interest income$22,220,0001,160
Total interest expense$2,634,0001,272
Net interest income$19,586,0001,118
Provision for loan and lease losses$800,0001,326
Total noninterest income$10,242,000655
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,851,000384
Trading account gains and fees$0184
Additional Noninterest Income$6,391,000668
Total noninterest expense$22,906,000886
Salaries and employee benefits$10,578,0001,018
Premises and equipment expense$3,176,000766
Additional noninterest expense$9,152,000754
Pre-tax net operating income$6,122,0001,205
Securities gains (losses)$03,182
Applicable income taxes$994,0001,469
Income before extraordinary items$5,128,0001,195
Extraordinary gains, net$029
Net income$5,128,0001,196
Minority interest net income$090
Net income of bank and minority interests.$5,128,0001,197
Net charge-offs$-159,0006,601
Cash dividends$1,180,0001,738
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,128,0001,174
2013-09-30 (YTD Data)Rank
Total interest income$15,790,0001,222
Total interest expense$1,986,0001,314
Net interest income$13,804,0001,197
Provision for loan and lease losses$800,0001,047
Total noninterest income$7,643,000675
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,719,000410
Trading account gains and fees$0180
Additional Noninterest Income$4,924,000675
Total noninterest expense$14,845,0001,033
Salaries and employee benefits$7,450,0001,098
Premises and equipment expense$2,144,000855
Additional noninterest expense$5,251,000963
Pre-tax net operating income$5,802,0001,000
Securities gains (losses)$03,040
Applicable income taxes$1,331,0001,027
Income before extraordinary items$4,471,0001,049
Extraordinary gains, net$025
Net income$4,471,0001,052
Minority interest net income$084
Net income of bank and minority interests.$4,471,0001,052
Net charge-offs$255,0002,291
Cash dividends$1,000,0001,437
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,471,0001,022
2013-06-30 (YTD Data)Rank
Total interest income$10,444,0001,224
Total interest expense$1,355,0001,323
Net interest income$9,089,0001,198
Provision for loan and lease losses$600,000990
Total noninterest income$5,060,000683
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,760,000410
Trading account gains and fees$0157
Additional Noninterest Income$3,300,000670
Total noninterest expense$9,533,0001,071
Salaries and employee benefits$4,906,0001,107
Premises and equipment expense$1,400,000872
Additional noninterest expense$3,227,0001,045
Pre-tax net operating income$4,016,000942
Securities gains (losses)$02,791
Applicable income taxes$934,000990
Income before extraordinary items$3,082,0001,002
Extraordinary gains, net$022
Net income$3,082,0001,003
Minority interest net income$082
Net income of bank and minority interests.$3,082,0001,005
Net charge-offs$276,0001,770
Cash dividends$655,0001,455
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,082,000956
2013-03-31 (YTD Data)Rank
Total interest income$5,217,0001,233
Total interest expense$696,0001,331
Net interest income$4,521,0001,203
Provision for loan and lease losses$300,000980
Total noninterest income$2,563,000673
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$846,000417
Trading account gains and fees$0148
Additional Noninterest Income$1,717,000663
Total noninterest expense$4,789,0001,074
Salaries and employee benefits$2,453,0001,119
Premises and equipment expense$683,000904
Additional noninterest expense$1,653,0001,020
Pre-tax net operating income$1,995,000938
Securities gains (losses)$01,966
Applicable income taxes$450,000999
Income before extraordinary items$1,545,000984
Extraordinary gains, net$010
Net income$1,545,000984
Minority interest net income$076
Net income of bank and minority interests.$1,545,000986
Net charge-offs$247,0001,203
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,545,000933
2012-12-31 (YTD Data)Rank
Total interest income$22,178,0001,203
Total interest expense$3,414,0001,319
Net interest income$18,764,0001,175
Provision for loan and lease losses$1,900,0001,109
Total noninterest income$11,773,000603
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,525,000417
Trading account gains and fees$0166
Additional Noninterest Income$8,248,000567
Total noninterest expense$20,156,000988
Salaries and employee benefits$9,788,0001,077
Premises and equipment expense$2,879,000835
Additional noninterest expense$7,489,000928
Pre-tax net operating income$8,481,000846
Securities gains (losses)$414,0001,086
Applicable income taxes$2,059,000858
Income before extraordinary items$6,836,000875
Extraordinary gains, net$029
Net income$6,836,000875
Minority interest net income$093
Net income of bank and minority interests.$6,836,000875
Net charge-offs$2,026,0001,144
Cash dividends$4,978,000581
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,517,220856
2012-09-30 (YTD Data)Rank
Total interest income$16,837,0001,213
Total interest expense$2,639,0001,333
Net interest income$14,198,0001,174
Provision for loan and lease losses$1,600,0001,021
Total noninterest income$8,736,000601
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,561,000434
Trading account gains and fees$0157
Additional Noninterest Income$6,175,000567
Total noninterest expense$14,856,0001,007
Salaries and employee benefits$7,265,0001,074
Premises and equipment expense$2,163,000836
Additional noninterest expense$5,428,000962
Pre-tax net operating income$6,478,000866
Securities gains (losses)$295,0001,137
Applicable income taxes$1,656,000829
Income before extraordinary items$5,117,000894
Extraordinary gains, net$020
Net income$5,117,000892
Minority interest net income$086
Net income of bank and minority interests.$5,117,000894
Net charge-offs$140,0003,670
Cash dividends$1,920,000815
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,892,800880
2012-06-30 (YTD Data)Rank
Total interest income$11,316,0001,212
Total interest expense$1,799,0001,349
Net interest income$9,517,0001,171
Provision for loan and lease losses$600,0001,572
Total noninterest income$5,578,000621
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,647,000445
Trading account gains and fees$0153
Additional Noninterest Income$3,931,000566
Total noninterest expense$9,659,0001,032
Salaries and employee benefits$4,808,0001,083
Premises and equipment expense$1,408,000857
Additional noninterest expense$3,443,0001,013
Pre-tax net operating income$4,836,000766
Securities gains (losses)$295,000875
Applicable income taxes$1,331,000702
Income before extraordinary items$3,800,000800
Extraordinary gains, net$019
Net income$3,800,000798
Minority interest net income$084
Net income of bank and minority interests.$3,800,000800
Net charge-offs$35,0004,302
Cash dividends$947,0001,034
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,581,700781
2012-03-31 (YTD Data)Rank
Total interest income$5,555,0001,238
Total interest expense$910,0001,385
Net interest income$4,645,0001,201
Provision for loan and lease losses$300,0001,500
Total noninterest income$2,637,000656
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$774,000471
Trading account gains and fees$0148
Additional Noninterest Income$1,863,000582
Total noninterest expense$4,654,0001,069
Salaries and employee benefits$2,386,0001,092
Premises and equipment expense$702,000867
Additional noninterest expense$1,566,0001,086
Pre-tax net operating income$2,328,000786
Securities gains (losses)$164,000683
Applicable income taxes$638,000716
Income before extraordinary items$1,854,000807
Extraordinary gains, net$019
Net income$1,854,000807
Minority interest net income$078
Net income of bank and minority interests.$1,854,000808
Net charge-offs$-7,0006,510
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,732,640810
2011-12-31 (YTD Data)Rank
Total interest income$22,685,0001,264
Total interest expense$4,053,0001,498
Net interest income$18,632,0001,195
Provision for loan and lease losses$2,000,0001,561
Total noninterest income$8,774,000689
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,317,000457
Trading account gains and fees$0146
Additional Noninterest Income$5,457,000655
Total noninterest expense$19,685,000999
Salaries and employee benefits$9,432,0001,044
Premises and equipment expense$2,874,000879
Additional noninterest expense$7,379,000952
Pre-tax net operating income$5,721,0001,048
Securities gains (losses)$186,0001,516
Applicable income taxes$817,0001,532
Income before extraordinary items$5,090,000987
Extraordinary gains, net$029
Net income$5,090,000987
Minority interest net income$096
Net income of bank and minority interests.$5,090,000987
Net charge-offs$2,260,0001,444
Cash dividends$4,723,000441
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,930,040977
2011-09-30 (YTD Data)Rank
Total interest income$17,035,0001,272
Total interest expense$3,098,0001,523
Net interest income$13,937,0001,206
Provision for loan and lease losses$1,600,0001,443
Total noninterest income$6,429,000695
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,446,000472
Trading account gains and fees$0145
Additional Noninterest Income$3,983,000679
Total noninterest expense$14,515,0001,025
Salaries and employee benefits$7,009,0001,052
Premises and equipment expense$2,183,000876
Additional noninterest expense$5,323,000994
Pre-tax net operating income$4,251,0001,085
Securities gains (losses)$186,0001,271
Applicable income taxes$803,0001,291
Income before extraordinary items$3,634,0001,065
Extraordinary gains, net$021
Net income$3,634,0001,065
Minority interest net income$087
Net income of bank and minority interests.$3,634,0001,065
Net charge-offs$2,244,0001,134
Cash dividends$1,310,000930
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,481,4801,042
2011-06-30 (YTD Data)Rank
Total interest income$11,319,0001,284
Total interest expense$2,104,0001,551
Net interest income$9,215,0001,218
Provision for loan and lease losses$1,100,0001,406
Total noninterest income$4,080,000721
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,580,000484
Trading account gains and fees$0153
Additional Noninterest Income$2,500,000717
Total noninterest expense$9,890,0001,014
Salaries and employee benefits$4,671,0001,064
Premises and equipment expense$1,428,000899
Additional noninterest expense$3,791,000960
Pre-tax net operating income$2,305,0001,282
Securities gains (losses)$02,914
Applicable income taxes$296,0001,815
Income before extraordinary items$2,009,0001,247
Extraordinary gains, net$015
Net income$2,009,0001,247
Minority interest net income$089
Net income of bank and minority interests.$2,009,0001,247
Net charge-offs$2,062,000908
Cash dividends$660,0001,154
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,009,0001,189
2011-03-31 (YTD Data)Rank
Total interest income$5,585,0001,312
Total interest expense$1,075,0001,582
Net interest income$4,510,0001,233
Provision for loan and lease losses$400,0001,629
Total noninterest income$2,004,000727
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$766,000488
Trading account gains and fees$0158
Additional Noninterest Income$1,238,000712
Total noninterest expense$4,753,0001,055
Salaries and employee benefits$2,374,0001,058
Premises and equipment expense$708,000932
Additional noninterest expense$1,671,0001,065
Pre-tax net operating income$1,361,0001,085
Securities gains (losses)$01,772
Applicable income taxes$225,0001,388
Income before extraordinary items$1,136,0001,077
Extraordinary gains, net$09
Net income$1,136,0001,076
Minority interest net income$086
Net income of bank and minority interests.$1,136,0001,077
Net charge-offs$985,000868
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,136,0001,044
2010-12-31 (YTD Data)Rank
Total interest income$24,445,0001,261
Total interest expense$5,562,0001,496
Net interest income$18,883,0001,189
Provision for loan and lease losses$5,900,0001,007
Total noninterest income$9,007,000686
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,336,000455
Trading account gains and fees$0175
Additional Noninterest Income$5,671,000673
Total noninterest expense$19,819,0001,007
Salaries and employee benefits$9,514,0001,034
Premises and equipment expense$2,809,000909
Additional noninterest expense$7,496,000984
Pre-tax net operating income$2,171,0002,099
Securities gains (losses)$181,0001,680
Applicable income taxes$-298,0007,050
Income before extraordinary items$2,650,0001,553
Extraordinary gains, net$029
Net income$2,650,0001,554
Minority interest net income$0111
Net income of bank and minority interests.$2,650,0001,555
Net charge-offs$6,401,000836
Cash dividends$2,910,000565
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,469,0001,609
2010-09-30 (YTD Data)Rank
Total interest income$18,620,0001,264
Total interest expense$4,384,0001,480
Net interest income$14,236,0001,194
Provision for loan and lease losses$5,200,000852
Total noninterest income$6,326,000700
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,456,000464
Trading account gains and fees$0165
Additional Noninterest Income$3,870,000681
Total noninterest expense$14,182,0001,035
Salaries and employee benefits$6,997,0001,044
Premises and equipment expense$2,122,000909
Additional noninterest expense$5,063,0001,057
Pre-tax net operating income$1,180,0002,809
Securities gains (losses)$181,0001,455
Applicable income taxes$-294,0007,278
Income before extraordinary items$1,655,0001,979
Extraordinary gains, net$023
Net income$1,655,0001,980
Minority interest net income$0110
Net income of bank and minority interests.$1,655,0001,981
Net charge-offs$6,068,000683
Cash dividends$1,330,000830
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,474,0002,082
2010-06-30 (YTD Data)Rank
Total interest income$12,554,0001,259
Total interest expense$3,006,0001,489
Net interest income$9,548,0001,189
Provision for loan and lease losses$4,700,000658
Total noninterest income$3,974,000727
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,482,000516
Trading account gains and fees$0152
Additional Noninterest Income$2,492,000680
Total noninterest expense$9,446,0001,039
Salaries and employee benefits$4,639,0001,052
Premises and equipment expense$1,392,000939
Additional noninterest expense$3,415,0001,037
Pre-tax net operating income$-624,0006,825
Securities gains (losses)$423,000551
Applicable income taxes$-609,0007,518
Income before extraordinary items$408,0003,749
Extraordinary gains, net$019
Net income$408,0003,747
Minority interest net income$0105
Net income of bank and minority interests.$408,0003,748
Net charge-offs$5,795,000514
Cash dividends$660,0001,041
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$137,2805,152
2010-03-31 (YTD Data)Rank
Total interest income$6,313,0001,276
Total interest expense$1,543,0001,529
Net interest income$4,770,0001,198
Provision for loan and lease losses$700,0001,467
Total noninterest income$1,730,000795
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$693,000550
Trading account gains and fees$0175
Additional Noninterest Income$1,037,000779
Total noninterest expense$4,750,0001,045
Salaries and employee benefits$2,324,0001,058
Premises and equipment expense$719,000941
Additional noninterest expense$1,707,0001,026
Pre-tax net operating income$1,050,0001,249
Securities gains (losses)$563,000226
Applicable income taxes$323,000992
Income before extraordinary items$1,290,000848
Extraordinary gains, net$016
Net income$1,290,000851
Minority interest net income$091
Net income of bank and minority interests.$1,290,000852
Net charge-offs$131,0002,869
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$839,6001,264
2009-12-31 (YTD Data)Rank
Total interest income$27,344,0001,261
Total interest expense$8,294,0001,446
Net interest income$19,050,0001,165
Provision for loan and lease losses$3,300,0001,856
Total noninterest income$8,299,000747
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,251,000516
Trading account gains and fees$0211
Additional Noninterest Income$5,048,000707
Total noninterest expense$18,704,0001,114
Salaries and employee benefits$9,063,0001,084
Premises and equipment expense$2,779,000977
Additional noninterest expense$6,862,0001,135
Pre-tax net operating income$5,345,000791
Securities gains (losses)$-952,0007,699
Applicable income taxes$485,0001,582
Income before extraordinary items$3,908,000885
Extraordinary gains, net$034
Net income$3,908,000884
Minority interest net income$0115
Net income of bank and minority interests.$3,908,000884
Net charge-offs$1,703,0002,228
Cash dividends$2,709,000656
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,755,280716
2009-09-30 (YTD Data)Rank
Total interest income$20,693,0001,271
Total interest expense$6,471,0001,459
Net interest income$14,222,0001,165
Provision for loan and lease losses$3,000,0001,475
Total noninterest income$6,545,000714
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,424,000514
Trading account gains and fees$0212
Additional Noninterest Income$4,121,000679
Total noninterest expense$14,028,0001,110
Salaries and employee benefits$6,739,0001,099
Premises and equipment expense$2,076,000985
Additional noninterest expense$5,213,0001,083
Pre-tax net operating income$3,739,000899
Securities gains (losses)$-709,0007,802
Applicable income taxes$402,0001,624
Income before extraordinary items$2,628,0001,029
Extraordinary gains, net$027
Net income$2,628,0001,027
Minority interest net income$0118
Net income of bank and minority interests.$2,628,0001,029
Net charge-offs$1,643,0001,688
Cash dividends$1,314,000984
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,244,830830
2009-06-30 (YTD Data)Rank
Total interest income$13,875,0001,296
Total interest expense$4,463,0001,483
Net interest income$9,412,0001,178
Provision for loan and lease losses$1,100,0001,953
Total noninterest income$4,465,000711
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,538,000536
Trading account gains and fees$0193
Additional Noninterest Income$2,927,000649
Total noninterest expense$9,253,0001,134
Salaries and employee benefits$4,379,0001,154
Premises and equipment expense$1,347,0001,047
Additional noninterest expense$3,527,0001,087
Pre-tax net operating income$3,524,000653
Securities gains (losses)$-576,0007,940
Applicable income taxes$579,000957
Income before extraordinary items$2,369,000787
Extraordinary gains, net$021
Net income$2,369,000784
Minority interest net income$0112
Net income of bank and minority interests.$2,369,000787
Net charge-offs$145,0003,819
Cash dividends$662,0001,318
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,829,800630
2009-03-31 (YTD Data)Rank
Total interest income$6,924,0001,312
Total interest expense$2,296,0001,501
Net interest income$4,628,0001,196
Provision for loan and lease losses$300,0002,285
Total noninterest income$2,021,000735
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$683,000598
Trading account gains and fees$0171
Additional Noninterest Income$1,338,000679
Total noninterest expense$4,871,0001,035
Salaries and employee benefits$2,333,0001,092
Premises and equipment expense$659,0001,083
Additional noninterest expense$1,879,000884
Pre-tax net operating income$1,478,000867
Securities gains (losses)$02,434
Applicable income taxes$295,0001,070
Income before extraordinary items$1,183,000896
Extraordinary gains, net$015
Net income$1,183,000896
Minority interest net income$0102
Net income of bank and minority interests.$1,183,000898
Net charge-offs$-136,0008,205
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,183,000833
2008-12-31 (YTD Data)Rank
Total interest income$31,718,0001,204
Total interest expense$12,425,0001,316
Net interest income$19,293,0001,146
Provision for loan and lease losses$2,400,0001,600
Total noninterest income$6,890,000815
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,193,000542
Trading account gains and fees$0154
Additional Noninterest Income$3,697,000824
Total noninterest expense$17,240,0001,142
Salaries and employee benefits$8,795,0001,126
Premises and equipment expense$2,872,000964
Additional noninterest expense$5,573,0001,150
Pre-tax net operating income$6,543,000849
Securities gains (losses)$497,000379
Applicable income taxes$1,113,0001,100
Income before extraordinary items$5,927,000683
Extraordinary gains, net$039
Net income$5,927,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,701,0001,075
Cash dividends$4,121,000671
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,509,520786
2008-09-30 (YTD Data)Rank
Total interest income$24,304,0001,205
Total interest expense$9,887,0001,287
Net interest income$14,417,0001,172
Provision for loan and lease losses$1,400,0001,494
Total noninterest income$5,198,000845
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,382,000549
Trading account gains and fees$0148
Additional Noninterest Income$2,816,000859
Total noninterest expense$12,676,0001,148
Salaries and employee benefits$6,439,0001,177
Premises and equipment expense$2,134,000973
Additional noninterest expense$4,103,0001,124
Pre-tax net operating income$5,539,000917
Securities gains (losses)$497,000322
Applicable income taxes$1,576,000798
Income before extraordinary items$4,460,000822
Extraordinary gains, net$031
Net income$4,460,000821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,784,000897
Cash dividends$1,635,0001,216
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,092,220958
2008-06-30 (YTD Data)Rank
Total interest income$16,520,0001,195
Total interest expense$6,934,0001,262
Net interest income$9,586,0001,159
Provision for loan and lease losses$900,0001,302
Total noninterest income$3,494,000853
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,559,000553
Trading account gains and fees$0149
Additional Noninterest Income$1,935,000863
Total noninterest expense$8,434,0001,154
Salaries and employee benefits$4,225,0001,218
Premises and equipment expense$1,442,000958
Additional noninterest expense$2,767,0001,085
Pre-tax net operating income$3,746,000947
Securities gains (losses)$497,000316
Applicable income taxes$1,155,000831
Income before extraordinary items$3,088,000879
Extraordinary gains, net$021
Net income$3,088,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,746,000608
Cash dividends$860,0001,606
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,725,190988
2008-03-31 (YTD Data)Rank
Total interest income$8,516,0001,195
Total interest expense$3,716,0001,263
Net interest income$4,800,0001,141
Provision for loan and lease losses$600,000895
Total noninterest income$1,772,000831
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$724,000589
Trading account gains and fees$0158
Additional Noninterest Income$1,048,000830
Total noninterest expense$4,240,0001,144
Salaries and employee benefits$2,128,0001,217
Premises and equipment expense$764,000908
Additional noninterest expense$1,348,0001,078
Pre-tax net operating income$1,732,0001,106
Securities gains (losses)$02,688
Applicable income taxes$442,0001,114
Income before extraordinary items$1,290,0001,165
Extraordinary gains, net$015
Net income$1,290,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,484,000357
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,290,0001,129
2007-12-31 (YTD Data)Rank
Total interest income$35,637,0001,182
Total interest expense$16,294,0001,221
Net interest income$19,343,0001,147
Provision for loan and lease losses$255,0003,468
Total noninterest income$5,750,000982
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,080,000568
Trading account gains and fees$0178
Additional Noninterest Income$2,670,0001,102
Total noninterest expense$16,462,0001,135
Salaries and employee benefits$8,226,0001,211
Premises and equipment expense$2,866,000904
Additional noninterest expense$5,370,0001,048
Pre-tax net operating income$8,376,0001,007
Securities gains (losses)$02,146
Applicable income taxes$1,887,0001,182
Income before extraordinary items$6,489,0001,011
Extraordinary gains, net$039
Net income$6,489,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,597
Cash dividends$6,507,000593
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,489,000994
2007-09-30 (YTD Data)Rank
Total interest income$26,987,0001,176
Total interest expense$12,285,0001,220
Net interest income$14,702,0001,133
Provision for loan and lease losses$195,0003,051
Total noninterest income$4,291,000991
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,256,000575
Trading account gains and fees$0184
Additional Noninterest Income$2,035,0001,096
Total noninterest expense$12,318,0001,140
Salaries and employee benefits$6,197,0001,203
Premises and equipment expense$2,052,000936
Additional noninterest expense$4,069,0001,017
Pre-tax net operating income$6,480,0001,068
Securities gains (losses)$01,655
Applicable income taxes$1,594,0001,160
Income before extraordinary items$4,886,0001,077
Extraordinary gains, net$033
Net income$4,886,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0002,744
Cash dividends$4,116,000663
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,886,0001,058
2007-06-30 (YTD Data)Rank
Total interest income$17,887,0001,197
Total interest expense$8,053,0001,240
Net interest income$9,834,0001,153
Provision for loan and lease losses$125,0002,906
Total noninterest income$2,749,0001,033
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,444,000600
Trading account gains and fees$0168
Additional Noninterest Income$1,305,0001,160
Total noninterest expense$8,204,0001,150
Salaries and employee benefits$4,077,0001,247
Premises and equipment expense$1,379,000947
Additional noninterest expense$2,748,0001,013
Pre-tax net operating income$4,254,0001,119
Securities gains (losses)$01,444
Applicable income taxes$1,080,0001,204
Income before extraordinary items$3,174,0001,131
Extraordinary gains, net$029
Net income$3,174,0001,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,834
Cash dividends$1,013,0001,492
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,174,0001,109
2007-03-31 (YTD Data)Rank
Total interest income$8,863,0001,194
Total interest expense$3,934,0001,254
Net interest income$4,929,0001,135
Provision for loan and lease losses$65,0002,671
Total noninterest income$1,275,0001,080
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$668,000627
Trading account gains and fees$0195
Additional Noninterest Income$607,0001,189
Total noninterest expense$4,110,0001,144
Salaries and employee benefits$2,043,0001,260
Premises and equipment expense$701,000943
Additional noninterest expense$1,366,0001,007
Pre-tax net operating income$2,029,0001,153
Securities gains (losses)$01,187
Applicable income taxes$509,0001,268
Income before extraordinary items$1,520,0001,162
Extraordinary gains, net$022
Net income$1,520,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,538
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,520,0001,141
2006-12-31 (YTD Data)Rank
Total interest income$34,776,0001,134
Total interest expense$13,987,0001,202
Net interest income$20,789,0001,068
Provision for loan and lease losses$235,0003,248
Total noninterest income$6,656,000866
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,147,000545
Trading account gains and fees$0130
Additional Noninterest Income$3,509,000891
Total noninterest expense$17,156,0001,046
Salaries and employee benefits$8,725,0001,108
Premises and equipment expense$2,848,000893
Additional noninterest expense$5,583,000954
Pre-tax net operating income$10,054,000973
Securities gains (losses)$-444,0008,501
Applicable income taxes$2,611,0001,061
Income before extraordinary items$6,999,0001,063
Extraordinary gains, net$051
Net income$6,999,0001,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,919
Cash dividends$6,258,000579
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,323,1201,006
2006-09-30 (YTD Data)Rank
Total interest income$25,630,0001,159
Total interest expense$10,151,0001,209
Net interest income$15,479,0001,094
Provision for loan and lease losses$155,0003,347
Total noninterest income$5,257,000840
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,379,000545
Trading account gains and fees$0126
Additional Noninterest Income$2,878,000840
Total noninterest expense$12,630,0001,073
Salaries and employee benefits$6,389,0001,158
Premises and equipment expense$2,123,000894
Additional noninterest expense$4,118,000965
Pre-tax net operating income$7,951,000974
Securities gains (losses)$-444,0008,613
Applicable income taxes$2,245,000993
Income before extraordinary items$5,262,0001,098
Extraordinary gains, net$045
Net income$5,262,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,202
Cash dividends$3,779,000692
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,572,8001,028
2006-06-30 (YTD Data)Rank
Total interest income$16,685,0001,168
Total interest expense$6,460,0001,203
Net interest income$10,225,0001,106
Provision for loan and lease losses$75,0003,786
Total noninterest income$3,698,000804
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,558,000552
Trading account gains and fees$0126
Additional Noninterest Income$2,140,000774
Total noninterest expense$8,359,0001,082
Salaries and employee benefits$4,249,0001,164
Premises and equipment expense$1,410,000899
Additional noninterest expense$2,700,000998
Pre-tax net operating income$5,489,000938
Securities gains (losses)$-444,0008,690
Applicable income taxes$1,541,000970
Income before extraordinary items$3,504,0001,098
Extraordinary gains, net$039
Net income$3,504,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,134
Cash dividends$1,330,0001,152
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,810,360997
2006-03-31 (YTD Data)Rank
Total interest income$8,233,0001,154
Total interest expense$3,090,0001,188
Net interest income$5,143,0001,096
Provision for loan and lease losses$60,0002,788
Total noninterest income$1,436,000966
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$736,000559
Trading account gains and fees$0115
Additional Noninterest Income$700,0001,042
Total noninterest expense$4,194,0001,080
Salaries and employee benefits$2,136,0001,157
Premises and equipment expense$708,000894
Additional noninterest expense$1,350,000987
Pre-tax net operating income$2,325,0001,067
Securities gains (losses)$0955
Applicable income taxes$717,0001,030
Income before extraordinary items$1,608,0001,163
Extraordinary gains, net$021
Net income$1,608,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,805
Cash dividends$527,0001,267
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,608,0001,143
2005-12-31 (YTD Data)Rank
Total interest income$22,406,0001,488
Total interest expense$8,189,0001,382
Net interest income$14,217,0001,545
Provision for loan and lease losses$385,0002,339
Total noninterest income$4,680,0001,139
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,549,000687
Trading account gains and fees$0138
Additional Noninterest Income$2,131,0001,300
Total noninterest expense$12,094,0001,421
Salaries and employee benefits$6,120,0001,531
Premises and equipment expense$1,737,0001,407
Additional noninterest expense$4,237,0001,228
Pre-tax net operating income$6,418,0001,492
Securities gains (losses)$02,296
Applicable income taxes$1,955,0001,391
Income before extraordinary items$4,463,0001,573
Extraordinary gains, net$046
Net income$4,463,0001,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,953
Cash dividends$4,457,000738
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,463,0001,547
2005-09-30 (YTD Data)Rank
Total interest income$16,526,0001,471
Total interest expense$6,050,0001,321
Net interest income$10,476,0001,550
Provision for loan and lease losses$325,0002,053
Total noninterest income$3,641,0001,123
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,931,000672
Trading account gains and fees$0126
Additional Noninterest Income$1,710,0001,229
Total noninterest expense$8,836,0001,443
Salaries and employee benefits$4,530,0001,538
Premises and equipment expense$1,287,0001,412
Additional noninterest expense$3,019,0001,269
Pre-tax net operating income$4,956,0001,446
Securities gains (losses)$02,317
Applicable income taxes$1,547,0001,348
Income before extraordinary items$3,409,0001,550
Extraordinary gains, net$035
Net income$3,409,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,542
Cash dividends$2,569,000848
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,409,0001,521
2005-06-30 (YTD Data)Rank
Total interest income$10,725,0001,466
Total interest expense$3,898,0001,295
Net interest income$6,827,0001,568
Provision for loan and lease losses$225,0001,956
Total noninterest income$2,153,0001,200
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,273,000660
Trading account gains and fees$0116
Additional Noninterest Income$880,0001,475
Total noninterest expense$5,794,0001,463
Salaries and employee benefits$2,963,0001,564
Premises and equipment expense$839,0001,441
Additional noninterest expense$1,992,0001,260
Pre-tax net operating income$2,961,0001,572
Securities gains (losses)$02,146
Applicable income taxes$928,0001,447
Income before extraordinary items$2,033,0001,681
Extraordinary gains, net$030
Net income$2,033,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,872
Cash dividends$1,023,0001,258
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,033,0001,654
2005-03-31 (YTD Data)Rank
Total interest income$5,211,0001,483
Total interest expense$1,863,0001,277
Net interest income$3,348,0001,594
Provision for loan and lease losses$120,0001,733
Total noninterest income$991,0001,254
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$587,000693
Trading account gains and fees$0115
Additional Noninterest Income$404,0001,545
Total noninterest expense$2,856,0001,485
Salaries and employee benefits$1,458,0001,583
Premises and equipment expense$426,0001,425
Additional noninterest expense$972,0001,273
Pre-tax net operating income$1,363,0001,682
Securities gains (losses)$01,685
Applicable income taxes$422,0001,549
Income before extraordinary items$941,0001,791
Extraordinary gains, net$024
Net income$941,0001,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$552,0001,117
Sale, conversion, retirement of capital stock, net$0491
Net operating income$941,0001,749
2004-12-31 (YTD Data)Rank
Total interest income$20,196,0001,420
Total interest expense$6,490,0001,262
Net interest income$13,706,0001,473
Provision for loan and lease losses$460,0002,096
Total noninterest income$4,474,0001,175
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,398,000735
Trading account gains and fees$0138
Additional Noninterest Income$2,076,0001,281
Total noninterest expense$11,156,0001,459
Salaries and employee benefits$5,844,0001,519
Premises and equipment expense$1,610,0001,430
Additional noninterest expense$3,702,0001,347
Pre-tax net operating income$6,564,0001,317
Securities gains (losses)$49,0001,761
Applicable income taxes$2,133,0001,195
Income before extraordinary items$4,480,0001,441
Extraordinary gains, net$034
Net income$4,480,0001,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,349
Cash dividends$5,105,000605
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,446,6801,403
2004-09-30 (YTD Data)Rank
Total interest income$15,025,0001,413
Total interest expense$4,767,0001,267
Net interest income$10,258,0001,468
Provision for loan and lease losses$310,0002,218
Total noninterest income$3,149,0001,254
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,743,000762
Trading account gains and fees$0134
Additional Noninterest Income$1,406,0001,405
Total noninterest expense$8,089,0001,505
Salaries and employee benefits$4,310,0001,538
Premises and equipment expense$1,185,0001,454
Additional noninterest expense$2,594,0001,424
Pre-tax net operating income$5,008,0001,307
Securities gains (losses)$03,710
Applicable income taxes$1,633,0001,198
Income before extraordinary items$3,375,0001,463
Extraordinary gains, net$026
Net income$3,375,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,018
Cash dividends$5,105,000449
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,375,0001,416
2004-06-30 (YTD Data)Rank
Total interest income$9,605,0001,480
Total interest expense$3,033,0001,305
Net interest income$6,572,0001,512
Provision for loan and lease losses$180,0002,366
Total noninterest income$1,878,0001,350
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$997,000864
Trading account gains and fees$0130
Additional Noninterest Income$881,0001,453
Total noninterest expense$5,148,0001,580
Salaries and employee benefits$2,733,0001,617
Premises and equipment expense$762,0001,518
Additional noninterest expense$1,653,0001,464
Pre-tax net operating income$3,122,0001,361
Securities gains (losses)$03,413
Applicable income taxes$1,018,0001,262
Income before extraordinary items$2,104,0001,526
Extraordinary gains, net$021
Net income$2,104,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,267
Cash dividends$908,0001,389
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,104,0001,475
2004-03-31 (YTD Data)Rank
Total interest income$4,137,0001,703
Total interest expense$1,279,0001,570
Net interest income$2,858,0001,743
Provision for loan and lease losses$60,0002,918
Total noninterest income$747,0001,574
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$332,0001,296
Trading account gains and fees$0121
Additional Noninterest Income$415,0001,495
Total noninterest expense$2,208,0001,820
Salaries and employee benefits$1,218,0001,816
Premises and equipment expense$319,0001,823
Additional noninterest expense$671,0001,770
Pre-tax net operating income$1,337,0001,544
Securities gains (losses)$02,934
Applicable income taxes$427,0001,475
Income before extraordinary items$910,0001,725
Extraordinary gains, net$016
Net income$910,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,014
Cash dividends$453,0001,317
Sale, conversion, retirement of capital stock, net$0464
Net operating income$910,0001,641
2003-12-31 (YTD Data)Rank
Total interest income$17,989,0001,599
Total interest expense$5,672,0001,582
Net interest income$12,317,0001,582
Provision for loan and lease losses$240,0003,615
Total noninterest income$3,649,0001,441
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,300,0001,331
Trading account gains and fees$0160
Additional Noninterest Income$2,349,0001,295
Total noninterest expense$9,031,0001,760
Salaries and employee benefits$4,833,0001,778
Premises and equipment expense$1,244,0001,837
Additional noninterest expense$2,954,0001,653
Pre-tax net operating income$6,695,0001,249
Securities gains (losses)$04,500
Applicable income taxes$2,174,0001,211
Income before extraordinary items$4,521,0001,398
Extraordinary gains, net$054
Net income$4,521,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,630
Cash dividends$3,424,000892
Sale, conversion, retirement of capital stock, net$227,000582
Net operating income$4,521,0001,338
2003-09-30 (YTD Data)Rank
Total interest income$13,683,0001,604
Total interest expense$4,367,0001,607
Net interest income$9,316,0001,570
Provision for loan and lease losses$180,0003,498
Total noninterest income$2,914,0001,401
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$967,0001,348
Trading account gains and fees$0153
Additional Noninterest Income$1,947,0001,255
Total noninterest expense$6,684,0001,787
Salaries and employee benefits$3,565,0001,822
Premises and equipment expense$926,0001,858
Additional noninterest expense$2,193,0001,659
Pre-tax net operating income$5,366,0001,209
Securities gains (losses)$04,204
Applicable income taxes$1,751,0001,175
Income before extraordinary items$3,615,0001,379
Extraordinary gains, net$040
Net income$3,615,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,050
Cash dividends$1,283,0001,451
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,615,0001,299
2003-06-30 (YTD Data)Rank
Total interest income$9,324,0001,573
Total interest expense$3,013,0001,600
Net interest income$6,311,0001,544
Provision for loan and lease losses$120,0003,448
Total noninterest income$2,147,0001,299
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$660,0001,298
Trading account gains and fees$0150
Additional Noninterest Income$1,487,0001,144
Total noninterest expense$4,535,0001,753
Salaries and employee benefits$2,423,0001,776
Premises and equipment expense$621,0001,839
Additional noninterest expense$1,491,0001,627
Pre-tax net operating income$3,803,0001,131
Securities gains (losses)$03,782
Applicable income taxes$1,243,0001,143
Income before extraordinary items$2,560,0001,290
Extraordinary gains, net$030
Net income$2,560,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,671
Cash dividends$1,283,0001,059
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,560,0001,203
2003-03-31 (YTD Data)Rank
Total interest income$4,824,0001,544
Total interest expense$1,556,0001,584
Net interest income$3,268,0001,484
Provision for loan and lease losses$60,0003,248
Total noninterest income$1,110,0001,247
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$306,0001,356
Trading account gains and fees$0134
Additional Noninterest Income$804,0001,044
Total noninterest expense$2,290,0001,728
Salaries and employee benefits$1,213,0001,760
Premises and equipment expense$308,0001,854
Additional noninterest expense$769,0001,537
Pre-tax net operating income$2,028,0001,067
Securities gains (losses)$02,891
Applicable income taxes$695,0001,064
Income before extraordinary items$1,333,0001,239
Extraordinary gains, net$021
Net income$1,333,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,880
Cash dividends$617,0001,029
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,333,0001,159
2002-12-31 (YTD Data)Rank
Total interest income$20,054,0001,535
Total interest expense$7,139,0001,595
Net interest income$12,915,0001,500
Provision for loan and lease losses$182,0004,537
Total noninterest income$3,170,0001,503
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,265,0001,282
Trading account gains and fees$0153
Additional Noninterest Income$1,905,0001,365
Total noninterest expense$9,017,0001,684
Salaries and employee benefits$4,845,0001,658
Premises and equipment expense$1,578,0001,394
Additional noninterest expense$2,594,0001,797
Pre-tax net operating income$6,886,0001,228
Securities gains (losses)$04,537
Applicable income taxes$2,356,0001,130
Income before extraordinary items$4,530,0001,374
Extraordinary gains, net$070
Net income$4,530,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,624
Cash dividends$2,649,0001,036
Sale, conversion, retirement of capital stock, net$287,000544
Net operating income$4,530,0001,323
2001-12-31 (YTD Data)Rank
Total interest income$16,856,0002,036
Total interest expense$9,539,0001,707
Net interest income$7,317,0002,443
Provision for loan and lease losses$108,0005,469
Total noninterest income$2,208,0001,862
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$261,0004,533
Trading account gains and fees$0177
Additional Noninterest Income$1,947,0001,273
Total noninterest expense$7,902,0001,828
Salaries and employee benefits$3,146,0002,386
Premises and equipment expense$846,0002,495
Additional noninterest expense$3,910,0001,215
Pre-tax net operating income$1,515,0003,830
Securities gains (losses)$04,612
Applicable income taxes$595,0002,986
Income before extraordinary items$920,0004,503
Extraordinary gains, net$0105
Net income$920,0004,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,323
Cash dividends$2,700,0001,011
Sale, conversion, retirement of capital stock, net$0922
Net operating income$920,0004,397
2000-12-31 (YTD Data)Rank
Total interest income$11,059,0003,124
Total interest expense$5,954,0002,805
Net interest income$5,105,0003,410
Provision for loan and lease losses$85,0005,634
Total noninterest income$1,070,0002,992
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$798,0001,739
Trading account gains and fees$0180
Additional Noninterest Income$272,0004,127
Total noninterest expense$4,340,0003,107
Salaries and employee benefits$2,191,0003,201
Premises and equipment expense$707,0002,858
Additional noninterest expense$1,442,0002,917
Pre-tax net operating income$1,750,0003,636
Securities gains (losses)$-30,0008,946
Applicable income taxes$543,0003,308
Income before extraordinary items$1,177,0003,911
Extraordinary gains, net$038
Net income$1,177,0003,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,534
Cash dividends$554,0003,369
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,197,4003,854
1999-12-31 (YTD Data)Rank
Total interest income$9,673,0003,318
Total interest expense$4,905,0002,982
Net interest income$4,768,0003,603
Provision for loan and lease losses$15,0007,855
Total noninterest income$880,0003,390
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$542,0002,450
Trading account gains and fees$0173
Additional Noninterest Income$338,0003,756
Total noninterest expense$4,078,0003,262
Salaries and employee benefits$2,083,0003,312
Premises and equipment expense$625,0003,142
Additional noninterest expense$1,370,0003,087
Pre-tax net operating income$1,555,0003,989
Securities gains (losses)$03,155
Applicable income taxes$530,0003,503
Income before extraordinary items$1,025,0004,355
Extraordinary gains, net$035
Net income$1,025,0004,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,567
Cash dividends$1,115,0002,083
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,025,0004,318
1998-12-31 (YTD Data)Rank
Total interest income$10,387,0003,111
Total interest expense$5,390,0002,793
Net interest income$4,997,0003,394
Provision for loan and lease losses$90,0005,311
Total noninterest income$1,115,0002,850
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$491,0002,595
Trading account gains and fees$0224
Additional Noninterest Income$624,0002,578
Total noninterest expense$4,261,0003,050
Salaries and employee benefits$2,043,0003,266
Premises and equipment expense$664,0002,904
Additional noninterest expense$1,554,0002,686
Pre-tax net operating income$1,761,0003,703
Securities gains (losses)$04,449
Applicable income taxes$625,0003,292
Income before extraordinary items$1,136,0004,093
Extraordinary gains, net$032
Net income$1,136,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,139
Cash dividends$1,357,0001,793
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,136,0004,005
1997-12-31 (YTD Data)Rank
Total interest income$7,966,0003,988
Total interest expense$4,111,0003,572
Net interest income$3,855,0004,374
Provision for loan and lease losses$60,0006,153
Total noninterest income$661,0004,141
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$327,0003,807
Trading account gains and fees$0239
Additional Noninterest Income$334,0003,680
Total noninterest expense$2,929,0004,178
Salaries and employee benefits$1,430,0004,427
Premises and equipment expense$453,0004,019
Additional noninterest expense$1,046,0003,740
Pre-tax net operating income$1,527,0004,434
Securities gains (losses)$03,944
Applicable income taxes$547,0003,956
Income before extraordinary items$980,0004,770
Extraordinary gains, net$044
Net income$980,0004,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$938,0002,321
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$980,0004,708
1996-12-31 (YTD Data)Rank
Total interest income$7,702,0004,180
Total interest expense$4,095,0003,629
Net interest income$3,607,0004,707
Provision for loan and lease losses$15,0008,204
Total noninterest income$654,0004,299
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$331,0003,934
Trading account gains and feesNANA
Additional Noninterest Income$323,0003,905
Total noninterest expense$3,141,0004,156
Salaries and employee benefits$1,221,0005,116
Premises and equipment expense$402,0004,517
Additional noninterest expense$1,518,0003,083
Pre-tax net operating income$1,105,0005,395
Securities gains (losses)$04,148
Applicable income taxes$354,0005,287
Income before extraordinary items$751,0005,522
Extraordinary gains, net$053
Net income$751,0005,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,621
Cash dividends$650,0002,880
Sale, conversion, retirement of capital stock, net$0953
Net operating income$751,0005,469
1995-12-31 (YTD Data)Rank
Total interest income$7,091,0004,505
Total interest expense$3,855,0003,793
Net interest income$3,236,0005,181
Provision for loan and lease losses$40,0006,618
Total noninterest income$463,0005,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0005,153
Trading account gains and feesNANA
Additional Noninterest Income$230,0004,721
Total noninterest expense$2,511,0004,979
Salaries and employee benefits$1,165,0005,351
Premises and equipment expense$336,0005,189
Additional noninterest expense$1,010,0004,315
Pre-tax net operating income$1,148,0005,423
Securities gains (losses)$03,831
Applicable income taxes$392,0005,017
Income before extraordinary items$756,0005,679
Extraordinary gains, net$065
Net income$756,0005,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,178
Cash dividends$779,0002,482
Sale, conversion, retirement of capital stock, net$0809
Net operating income$756,0005,657
1994-12-31 (YTD Data)Rank
Total interest income$1,381,00010,977
Total interest expense$574,00010,724
Net interest income$807,00011,030
Provision for loan and lease losses$15,0008,073
Total noninterest income$84,00011,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,0009,666
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,596
Total noninterest expense$617,00011,043
Salaries and employee benefits$292,00011,282
Premises and equipment expense$101,0009,993
Additional noninterest expense$224,00010,848
Pre-tax net operating income$259,00010,423
Securities gains (losses)$03,600
Applicable income taxes$82,0009,759
Income before extraordinary items$177,00010,528
Extraordinary gains, net$0249
Net income$177,00010,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$93,0007,080
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$177,00010,574
1993-12-31 (YTD Data)Rank
Total interest income$1,391,00011,469
Total interest expense$607,00011,097
Net interest income$784,00011,561
Provision for loan and lease losses$30,0008,397
Total noninterest income$97,00011,399
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,00010,111
Trading account gains and feesNANA
Additional Noninterest Income$48,00010,209
Total noninterest expense$614,00011,576
Salaries and employee benefits$295,00011,706
Premises and equipment expense$103,00010,359
Additional noninterest expense$216,00011,521
Pre-tax net operating income$237,00010,727
Securities gains (losses)$07,477
Applicable income taxes$90,0009,984
Income before extraordinary items$147,00011,238
Extraordinary gains, net$03,149
Net income$147,00011,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00011,050
Cash dividends$95,0007,056
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$147,00011,030
1992-12-31 (YTD Data)Rank
Total interest income$1,521,00011,914
Total interest expense$733,00011,658
Net interest income$788,00011,960
Provision for loan and lease losses$30,0009,956
Total noninterest income$97,00011,805
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,00010,079
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,988
Total noninterest expense$586,00012,148
Salaries and employee benefits$285,00012,188
Premises and equipment expense$84,00011,345
Additional noninterest expense$217,00012,004
Pre-tax net operating income$269,00010,433
Securities gains (losses)$08,369
Applicable income taxes$76,00010,553
Income before extraordinary items$193,00010,690
Extraordinary gains, net$01,422
Net income$193,00010,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0009,104
Cash dividends$102,0006,514
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$193,00010,356

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.