Home > Lakeside Bank > Income and Expense

Lakeside Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$135,053,000406
Total interest expense$56,543,000363
Net interest income$78,510,000471
Provision for loan and lease losses$350,0001,544
Total noninterest income$10,806,000698
Gross Fiduciary activities income$8,000868
Service charges on deposit accounts$1,507,000731
Trading account gains and fees$0123
Additional Noninterest Income$9,291,000564
Total noninterest expense$46,712,000607
Salaries and employee benefits$31,947,000499
Premises and equipment expense$6,783,000425
Additional noninterest expense$9,291,000564
Pre-tax net operating income$42,254,000397
Securities gains (losses)$-15,0003,432
Applicable income taxes$440,0001,991
Income before extraordinary items$41,799,000329
Extraordinary gains, net$054
Net income$41,799,000334
Minority interest net income$088
Net income of bank and minority interests.$41,799,000332
Net charge-offs$-26,0004,053
Cash dividends$35,672,000218
Sale, conversion, retirement of capital stock, net$0540
Net operating income$41,813,850342
2023-09-30 (YTD Data)Rank
Total interest income$99,940,000404
Total interest expense$39,052,000362
Net interest income$60,888,000456
Provision for loan and lease losses$350,0001,239
Total noninterest income$9,641,000633
Gross Fiduciary activities income$5,000856
Service charges on deposit accounts$1,134,000727
Trading account gains and fees$0125
Additional Noninterest Income$8,502,000499
Total noninterest expense$37,541,000567
Salaries and employee benefits$24,056,000497
Premises and equipment expense$5,194,000417
Additional noninterest expense$8,502,000499
Pre-tax net operating income$32,638,000401
Securities gains (losses)$-25,0003,670
Applicable income taxes$310,0002,089
Income before extraordinary items$32,303,000339
Extraordinary gains, net$052
Net income$32,303,000342
Minority interest net income$081
Net income of bank and minority interests.$32,303,000339
Net charge-offs$-48,0004,201
Cash dividends$28,967,000203
Sale, conversion, retirement of capital stock, net$0507
Net operating income$32,327,750346
2023-06-30 (YTD Data)Rank
Total interest income$63,158,000402
Total interest expense$23,168,000359
Net interest income$39,990,000459
Provision for loan and lease losses$900,000540
Total noninterest income$8,290,000517
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$775,000695
Trading account gains and fees$0112
Additional Noninterest Income$7,512,000399
Total noninterest expense$24,497,000570
Salaries and employee benefits$16,002,000486
Premises and equipment expense$3,599,000398
Additional noninterest expense$7,512,000399
Pre-tax net operating income$22,883,000392
Securities gains (losses)$-19,0003,897
Applicable income taxes$170,0002,232
Income before extraordinary items$22,694,000323
Extraordinary gains, net$051
Net income$22,694,000329
Minority interest net income$081
Net income of bank and minority interests.$22,694,000324
Net charge-offs$-39,0004,267
Cash dividends$14,218,000227
Sale, conversion, retirement of capital stock, net$0486
Net operating income$22,712,810327
2023-03-31 (YTD Data)Rank
Total interest income$30,141,000418
Total interest expense$9,663,000368
Net interest income$20,478,000461
Provision for loan and lease losses$900,000373
Total noninterest income$1,178,0001,179
Gross Fiduciary activities income$2,000858
Service charges on deposit accounts$381,000730
Trading account gains and fees$097
Additional Noninterest Income$795,0001,138
Total noninterest expense$11,789,000594
Salaries and employee benefits$7,811,000512
Premises and equipment expense$1,849,000405
Additional noninterest expense$795,0001,138
Pre-tax net operating income$8,967,000471
Securities gains (losses)$-3,0003,936
Applicable income taxes$121,0002,005
Income before extraordinary items$8,843,000399
Extraordinary gains, net$04
Net income$8,843,000400
Minority interest net income$048
Net income of bank and minority interests.$8,843,000400
Net charge-offs$42,000866
Cash dividends$7,199,000220
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,845,970410
2022-12-31 (YTD Data)Rank
Total interest income$97,499,000424
Total interest expense$10,295,000444
Net interest income$87,204,000418
Provision for loan and lease losses$-3,320,0004,683
Total noninterest income$9,114,000811
Gross Fiduciary activities income$25,000850
Service charges on deposit accounts$1,386,000792
Trading account gains and fees$0116
Additional Noninterest Income$7,703,000668
Total noninterest expense$47,640,000568
Salaries and employee benefits$32,732,000470
Premises and equipment expense$6,884,000422
Additional noninterest expense$7,703,000668
Pre-tax net operating income$51,998,000368
Securities gains (losses)$-1,057,0004,465
Applicable income taxes$648,0001,851
Income before extraordinary items$50,293,000310
Extraordinary gains, net$05
Net income$50,293,000310
Minority interest net income$063
Net income of bank and minority interests.$50,293,000310
Net charge-offs$-340,0004,542
Cash dividends$20,387,000290
Sale, conversion, retirement of capital stock, net$0568
Net operating income$51,339,430315
2022-09-30 (YTD Data)Rank
Total interest income$69,092,000421
Total interest expense$5,756,000416
Net interest income$63,336,000424
Provision for loan and lease losses$-2,820,0004,713
Total noninterest income$4,230,0001,131
Gross Fiduciary activities income$18,000839
Service charges on deposit accounts$1,008,000817
Trading account gains and fees$0111
Additional Noninterest Income$3,204,0001,020
Total noninterest expense$34,589,000576
Salaries and employee benefits$23,937,000478
Premises and equipment expense$4,978,000433
Additional noninterest expense$3,204,0001,020
Pre-tax net operating income$35,797,000393
Securities gains (losses)$-1,029,0004,564
Applicable income taxes$459,0001,895
Income before extraordinary items$34,309,000340
Extraordinary gains, net$04
Net income$34,309,000340
Minority interest net income$057
Net income of bank and minority interests.$34,309,000340
Net charge-offs$-238,0004,507
Cash dividends$17,823,000242
Sale, conversion, retirement of capital stock, net$0519
Net operating income$35,327,710337
2022-06-30 (YTD Data)Rank
Total interest income$43,119,000428
Total interest expense$3,275,000370
Net interest income$39,844,000426
Provision for loan and lease losses$-1,820,0004,702
Total noninterest income$2,884,0001,098
Gross Fiduciary activities income$13,000791
Service charges on deposit accounts$636,000848
Trading account gains and fees$0108
Additional Noninterest Income$2,235,0001,020
Total noninterest expense$22,971,000575
Salaries and employee benefits$15,876,000471
Premises and equipment expense$3,232,000435
Additional noninterest expense$3,863,000960
Pre-tax net operating income$21,577,000406
Securities gains (losses)$-711,0004,600
Applicable income taxes$259,0001,934
Income before extraordinary items$20,607,000355
Extraordinary gains, net$04
Net income$20,607,000355
Minority interest net income$060
Net income of bank and minority interests.$20,607,000355
Net charge-offs$-267,0004,611
Cash dividends$11,612,000241
Sale, conversion, retirement of capital stock, net$0494
Net operating income$21,310,890356
2022-03-31 (YTD Data)Rank
Total interest income$21,512,000413
Total interest expense$1,574,000360
Net interest income$19,938,000418
Provision for loan and lease losses$-820,0004,674
Total noninterest income$1,541,0001,047
Gross Fiduciary activities income$9,000777
Service charges on deposit accounts$333,000813
Trading account gains and fees$0103
Additional Noninterest Income$1,199,000963
Total noninterest expense$11,438,000578
Salaries and employee benefits$7,788,000481
Premises and equipment expense$1,676,000422
Additional noninterest expense$1,974,000928
Pre-tax net operating income$10,861,000397
Securities gains (losses)$-400,0004,666
Applicable income taxes$140,0001,845
Income before extraordinary items$10,321,000352
Extraordinary gains, net$04
Net income$10,321,000352
Minority interest net income$050
Net income of bank and minority interests.$10,321,000352
Net charge-offs$-283,0004,705
Cash dividends$4,168,000288
Sale, conversion, retirement of capital stock, net$-1,900,0004,786
Net operating income$10,717,000345
2021-12-31 (YTD Data)Rank
Total interest income$83,178,000430
Total interest expense$8,871,000311
Net interest income$74,307,000442
Provision for loan and lease losses$-3,200,0004,637
Total noninterest income$8,203,000968
Gross Fiduciary activities income$18,000839
Service charges on deposit accounts$1,193,000841
Trading account gains and fees$0132
Additional Noninterest Income$6,992,000849
Total noninterest expense$42,368,000625
Salaries and employee benefits$29,492,000501
Premises and equipment expense$5,801,000474
Additional noninterest expense$7,075,0001,025
Pre-tax net operating income$43,342,000428
Securities gains (losses)$-130,0004,687
Applicable income taxes$496,0002,102
Income before extraordinary items$42,716,000376
Extraordinary gains, net$010
Net income$42,716,000376
Minority interest net income$074
Net income of bank and minority interests.$42,716,000376
Net charge-offs$-244,0004,594
Cash dividends$19,760,000305
Sale, conversion, retirement of capital stock, net$-1,400,0004,813
Net operating income$42,844,700370
2021-09-30 (YTD Data)Rank
Total interest income$61,771,000435
Total interest expense$7,106,000307
Net interest income$54,665,000452
Provision for loan and lease losses$-1,800,0004,678
Total noninterest income$6,591,000941
Gross Fiduciary activities income$14,000823
Service charges on deposit accounts$853,000877
Trading account gains and fees$0132
Additional Noninterest Income$5,724,000830
Total noninterest expense$30,510,000651
Salaries and employee benefits$21,741,000511
Premises and equipment expense$4,123,000496
Additional noninterest expense$4,646,0001,122
Pre-tax net operating income$32,546,000434
Securities gains (losses)$-67,0004,763
Applicable income taxes$371,0002,180
Income before extraordinary items$32,108,000384
Extraordinary gains, net$08
Net income$32,108,000382
Minority interest net income$069
Net income of bank and minority interests.$32,108,000384
Net charge-offs$-175,0004,626
Cash dividends$18,560,000246
Sale, conversion, retirement of capital stock, net$-1,400,0004,889
Net operating income$32,174,330378
2021-06-30 (YTD Data)Rank
Total interest income$41,018,000435
Total interest expense$5,088,000301
Net interest income$35,930,000452
Provision for loan and lease losses$200,0001,183
Total noninterest income$3,198,0001,140
Gross Fiduciary activities income$9,000828
Service charges on deposit accounts$555,000864
Trading account gains and fees$0133
Additional Noninterest Income$2,634,0001,071
Total noninterest expense$19,941,000657
Salaries and employee benefits$14,321,000513
Premises and equipment expense$2,699,000505
Additional noninterest expense$2,921,0001,149
Pre-tax net operating income$18,987,000474
Securities gains (losses)$-35,0004,768
Applicable income taxes$236,0002,192
Income before extraordinary items$18,716,000417
Extraordinary gains, net$06
Net income$18,716,000415
Minority interest net income$067
Net income of bank and minority interests.$18,716,000417
Net charge-offs$33,0001,305
Cash dividends$11,917,000242
Sale, conversion, retirement of capital stock, net$-1,400,0004,933
Net operating income$18,750,650409
2021-03-31 (YTD Data)Rank
Total interest income$20,370,000435
Total interest expense$2,863,000291
Net interest income$17,507,000457
Provision for loan and lease losses$200,000806
Total noninterest income$1,540,0001,165
Gross Fiduciary activities income$3,000848
Service charges on deposit accounts$273,000853
Trading account gains and fees$0127
Additional Noninterest Income$1,264,0001,094
Total noninterest expense$9,561,000673
Salaries and employee benefits$6,853,000538
Premises and equipment expense$1,336,000511
Additional noninterest expense$1,372,0001,192
Pre-tax net operating income$9,286,000477
Securities gains (losses)$-30,0004,776
Applicable income taxes$91,0002,342
Income before extraordinary items$9,165,000428
Extraordinary gains, net$03
Net income$9,165,000426
Minority interest net income$055
Net income of bank and minority interests.$9,165,000428
Net charge-offs$-22,0004,378
Cash dividends$4,600,000253
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,194,700416
2020-12-31 (YTD Data)Rank
Total interest income$85,258,000414
Total interest expense$17,197,000308
Net interest income$68,061,000437
Provision for loan and lease losses$7,500,000438
Total noninterest income$4,922,0001,275
Gross Fiduciary activities income$16,000862
Service charges on deposit accounts$1,231,000793
Trading account gains and fees$0133
Additional Noninterest Income$3,675,0001,281
Total noninterest expense$36,524,000684
Salaries and employee benefits$25,899,000550
Premises and equipment expense$4,985,000528
Additional noninterest expense$5,640,0001,151
Pre-tax net operating income$28,959,000439
Securities gains (losses)$26,0002,005
Applicable income taxes$392,0002,109
Income before extraordinary items$28,593,000403
Extraordinary gains, net$04
Net income$28,593,000402
Minority interest net income$072
Net income of bank and minority interests.$28,593,000403
Net charge-offs$499,000975
Cash dividends$22,556,000260
Sale, conversion, retirement of capital stock, net$-1,502,0004,984
Net operating income$28,567,260390
2020-09-30 (YTD Data)Rank
Total interest income$64,367,000408
Total interest expense$13,741,000313
Net interest income$50,626,000430
Provision for loan and lease losses$5,600,000463
Total noninterest income$3,629,0001,262
Gross Fiduciary activities income$13,000833
Service charges on deposit accounts$949,000773
Trading account gains and fees$0125
Additional Noninterest Income$2,667,0001,271
Total noninterest expense$27,083,000683
Salaries and employee benefits$19,178,000545
Premises and equipment expense$3,822,000518
Additional noninterest expense$4,083,0001,164
Pre-tax net operating income$21,572,000421
Securities gains (losses)$18,0001,959
Applicable income taxes$224,0002,313
Income before extraordinary items$21,366,000370
Extraordinary gains, net$04
Net income$21,366,000367
Minority interest net income$065
Net income of bank and minority interests.$21,366,000370
Net charge-offs$364,000923
Cash dividends$22,556,000207
Sale, conversion, retirement of capital stock, net$-1,502,0005,018
Net operating income$21,348,180358
2020-06-30 (YTD Data)Rank
Total interest income$43,278,000409
Total interest expense$9,718,000326
Net interest income$33,560,000433
Provision for loan and lease losses$3,200,000537
Total noninterest income$2,229,0001,270
Gross Fiduciary activities income$10,000834
Service charges on deposit accounts$685,000735
Trading account gains and fees$0123
Additional Noninterest Income$1,534,0001,299
Total noninterest expense$17,761,000693
Salaries and employee benefits$12,607,000541
Premises and equipment expense$2,549,000519
Additional noninterest expense$2,605,0001,196
Pre-tax net operating income$14,828,000367
Securities gains (losses)$2,0002,125
Applicable income taxes$226,0001,964
Income before extraordinary items$14,604,000319
Extraordinary gains, net$04
Net income$14,604,000319
Minority interest net income$065
Net income of bank and minority interests.$14,604,000319
Net charge-offs$03,033
Cash dividends$17,677,000188
Sale, conversion, retirement of capital stock, net$0504
Net operating income$14,602,040308
2020-03-31 (YTD Data)Rank
Total interest income$22,019,000408
Total interest expense$5,053,000350
Net interest income$16,966,000428
Provision for loan and lease losses$800,000684
Total noninterest income$1,068,0001,228
Gross Fiduciary activities income$8,000807
Service charges on deposit accounts$397,000748
Trading account gains and fees$0106
Additional Noninterest Income$663,0001,276
Total noninterest expense$8,920,000684
Salaries and employee benefits$6,108,000561
Premises and equipment expense$1,267,000525
Additional noninterest expense$1,545,0001,082
Pre-tax net operating income$8,314,000306
Securities gains (losses)$-4,0004,748
Applicable income taxes$115,0001,824
Income before extraordinary items$8,195,000267
Extraordinary gains, net$04
Net income$8,195,000267
Minority interest net income$056
Net income of bank and minority interests.$8,195,000267
Net charge-offs$763,000289
Cash dividends$10,285,000191
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,198,960263
2019-12-31 (YTD Data)Rank
Total interest income$82,183,000436
Total interest expense$19,848,000390
Net interest income$62,335,000459
Provision for loan and lease losses$03,973
Total noninterest income$5,276,0001,094
Gross Fiduciary activities income$27,000846
Service charges on deposit accounts$1,600,000768
Trading account gains and fees$0135
Additional Noninterest Income$3,649,0001,047
Total noninterest expense$38,375,000611
Salaries and employee benefits$27,236,000475
Premises and equipment expense$5,044,000522
Additional noninterest expense$6,095,0001,075
Pre-tax net operating income$29,236,000460
Securities gains (losses)$-4,0004,673
Applicable income taxes$510,0001,967
Income before extraordinary items$28,722,000399
Extraordinary gains, net$011
Net income$28,722,000399
Minority interest net income$076
Net income of bank and minority interests.$28,722,000399
Net charge-offs$268,0001,444
Cash dividends$24,947,000266
Sale, conversion, retirement of capital stock, net$5,386,00090
Net operating income$28,725,920394
2019-09-30 (YTD Data)Rank
Total interest income$61,031,000448
Total interest expense$14,610,000401
Net interest income$46,421,000463
Provision for loan and lease losses$03,836
Total noninterest income$3,950,0001,077
Gross Fiduciary activities income$20,000838
Service charges on deposit accounts$1,213,000755
Trading account gains and fees$0129
Additional Noninterest Income$2,717,0001,022
Total noninterest expense$28,322,000617
Salaries and employee benefits$19,725,000491
Premises and equipment expense$3,800,000523
Additional noninterest expense$4,797,0001,035
Pre-tax net operating income$22,049,000466
Securities gains (losses)$-4,0004,776
Applicable income taxes$385,0002,035
Income before extraordinary items$21,660,000402
Extraordinary gains, net$011
Net income$21,660,000402
Minority interest net income$072
Net income of bank and minority interests.$21,660,000402
Net charge-offs$-305,0005,132
Cash dividends$23,038,000226
Sale, conversion, retirement of capital stock, net$2,690,000104
Net operating income$21,663,920391
2019-06-30 (YTD Data)Rank
Total interest income$40,162,000451
Total interest expense$9,382,000413
Net interest income$30,780,000464
Provision for loan and lease losses$03,685
Total noninterest income$2,508,0001,096
Gross Fiduciary activities income$13,000839
Service charges on deposit accounts$788,000770
Trading account gains and fees$0131
Additional Noninterest Income$1,707,0001,047
Total noninterest expense$18,494,000629
Salaries and employee benefits$12,700,000507
Premises and equipment expense$2,620,000509
Additional noninterest expense$3,174,0001,048
Pre-tax net operating income$14,794,000454
Securities gains (losses)$-4,0004,803
Applicable income taxes$255,0002,002
Income before extraordinary items$14,535,000392
Extraordinary gains, net$011
Net income$14,535,000393
Minority interest net income$069
Net income of bank and minority interests.$14,535,000393
Net charge-offs$-137,0005,109
Cash dividends$14,669,000229
Sale, conversion, retirement of capital stock, net$1,793,00088
Net operating income$14,538,920386
2019-03-31 (YTD Data)Rank
Total interest income$19,752,000453
Total interest expense$4,443,000421
Net interest income$15,309,000463
Provision for loan and lease losses$03,406
Total noninterest income$1,289,0001,040
Gross Fiduciary activities income$4,000868
Service charges on deposit accounts$400,000747
Trading account gains and fees$0126
Additional Noninterest Income$885,000974
Total noninterest expense$9,270,000631
Salaries and employee benefits$6,441,000495
Premises and equipment expense$1,371,000493
Additional noninterest expense$1,458,0001,097
Pre-tax net operating income$7,328,000446
Securities gains (losses)$-4,0004,984
Applicable income taxes$129,0001,960
Income before extraordinary items$7,195,000388
Extraordinary gains, net$05
Net income$7,195,000387
Minority interest net income$052
Net income of bank and minority interests.$7,195,000388
Net charge-offs$-129,0005,225
Cash dividends$5,198,000255
Sale, conversion, retirement of capital stock, net$897,00073
Net operating income$7,198,920383
2018-12-31 (YTD Data)Rank
Total interest income$73,424,000453
Total interest expense$13,234,000422
Net interest income$60,190,000462
Provision for loan and lease losses$-3,850,0005,378
Total noninterest income$3,855,0001,298
Gross Fiduciary activities income$22,000901
Service charges on deposit accounts$1,400,000875
Trading account gains and fees$0126
Additional Noninterest Income$2,433,0001,315
Total noninterest expense$48,675,000469
Salaries and employee benefits$38,847,000344
Premises and equipment expense$4,930,000520
Additional noninterest expense$4,898,0001,262
Pre-tax net operating income$19,220,000608
Securities gains (losses)$21,000564
Applicable income taxes$536,0001,920
Income before extraordinary items$18,705,000549
Extraordinary gains, net$06
Net income$18,705,000548
Minority interest net income$072
Net income of bank and minority interests.$18,705,000548
Net charge-offs$-706,0005,330
Cash dividends$19,542,000271
Sale, conversion, retirement of capital stock, net$17,931,00038
Net operating income$18,684,630547
2018-09-30 (YTD Data)Rank
Total interest income$53,776,000454
Total interest expense$9,374,000416
Net interest income$44,402,000467
Provision for loan and lease losses$-3,000,0005,449
Total noninterest income$3,080,0001,251
Gross Fiduciary activities income$18,000876
Service charges on deposit accounts$1,006,000903
Trading account gains and fees$0138
Additional Noninterest Income$2,056,0001,238
Total noninterest expense$37,171,000459
Salaries and employee benefits$29,811,000339
Premises and equipment expense$3,660,000525
Additional noninterest expense$3,700,0001,259
Pre-tax net operating income$13,311,000652
Securities gains (losses)$21,000556
Applicable income taxes$400,0001,980
Income before extraordinary items$12,932,000578
Extraordinary gains, net$05
Net income$12,932,000577
Minority interest net income$066
Net income of bank and minority interests.$12,932,000577
Net charge-offs$-289,0005,315
Cash dividends$17,100,000224
Sale, conversion, retirement of capital stock, net$15,011,00031
Net operating income$12,911,630578
2018-06-30 (YTD Data)Rank
Total interest income$35,002,000455
Total interest expense$5,963,000401
Net interest income$29,039,000473
Provision for loan and lease losses$03,782
Total noninterest income$2,042,0001,267
Gross Fiduciary activities income$14,000866
Service charges on deposit accounts$665,000902
Trading account gains and fees$0130
Additional Noninterest Income$1,363,0001,237
Total noninterest expense$27,057,000429
Salaries and employee benefits$21,814,000321
Premises and equipment expense$2,435,000534
Additional noninterest expense$2,808,0001,132
Pre-tax net operating income$4,024,0001,214
Securities gains (losses)$21,000466
Applicable income taxes$254,0002,009
Income before extraordinary items$3,791,0001,119
Extraordinary gains, net$06
Net income$3,791,0001,118
Minority interest net income$065
Net income of bank and minority interests.$3,791,0001,118
Net charge-offs$12,0002,509
Cash dividends$11,687,000216
Sale, conversion, retirement of capital stock, net$12,091,00025
Net operating income$3,771,2601,118
2018-03-31 (YTD Data)Rank
Total interest income$17,223,000454
Total interest expense$2,861,000397
Net interest income$14,362,000475
Provision for loan and lease losses$03,508
Total noninterest income$906,0001,360
Gross Fiduciary activities income$11,000834
Service charges on deposit accounts$319,000937
Trading account gains and fees$0123
Additional Noninterest Income$576,0001,369
Total noninterest expense$13,796,000421
Salaries and employee benefits$11,017,000317
Premises and equipment expense$1,229,000527
Additional noninterest expense$1,550,0001,044
Pre-tax net operating income$1,472,0001,516
Securities gains (losses)$21,000329
Applicable income taxes$122,0001,990
Income before extraordinary items$1,371,0001,430
Extraordinary gains, net$07
Net income$1,371,0001,430
Minority interest net income$052
Net income of bank and minority interests.$1,371,0001,430
Net charge-offs$57,0001,126
Cash dividends$4,845,000219
Sale, conversion, retirement of capital stock, net$6,251,00024
Net operating income$1,351,6801,435
2017-12-31 (YTD Data)Rank
Total interest income$64,806,000452
Total interest expense$9,576,000389
Net interest income$55,230,000465
Provision for loan and lease losses$700,0001,149
Total noninterest income$5,005,0001,114
Gross Fiduciary activities income$30,000892
Service charges on deposit accounts$1,185,0001,026
Trading account gains and fees$0151
Additional Noninterest Income$3,790,000985
Total noninterest expense$26,824,000814
Salaries and employee benefits$18,218,000672
Premises and equipment expense$4,513,000551
Additional noninterest expense$4,093,0001,486
Pre-tax net operating income$32,711,000379
Securities gains (losses)$02,243
Applicable income taxes$531,0002,376
Income before extraordinary items$32,180,000285
Extraordinary gains, net$09
Net income$32,180,000284
Minority interest net income$076
Net income of bank and minority interests.$32,180,000285
Net charge-offs$94,0002,498
Cash dividends$21,793,000225
Sale, conversion, retirement of capital stock, net$0711
Net operating income$32,180,000283
2017-09-30 (YTD Data)Rank
Total interest income$47,767,000459
Total interest expense$6,777,000394
Net interest income$40,990,000472
Provision for loan and lease losses$04,088
Total noninterest income$3,926,0001,099
Gross Fiduciary activities income$22,000885
Service charges on deposit accounts$909,0001,002
Trading account gains and fees$0145
Additional Noninterest Income$2,995,000970
Total noninterest expense$19,695,000833
Salaries and employee benefits$13,068,000711
Premises and equipment expense$3,452,000549
Additional noninterest expense$3,175,0001,435
Pre-tax net operating income$25,221,000384
Securities gains (losses)$02,274
Applicable income taxes$417,0002,219
Income before extraordinary items$24,804,000304
Extraordinary gains, net$09
Net income$24,804,000304
Minority interest net income$071
Net income of bank and minority interests.$24,804,000304
Net charge-offs$120,0001,781
Cash dividends$20,336,000174
Sale, conversion, retirement of capital stock, net$0677
Net operating income$24,804,000301
2017-06-30 (YTD Data)Rank
Total interest income$31,059,000466
Total interest expense$4,178,000409
Net interest income$26,881,000475
Provision for loan and lease losses$03,871
Total noninterest income$2,932,0001,013
Gross Fiduciary activities income$20,000866
Service charges on deposit accounts$603,0001,000
Trading account gains and fees$0139
Additional Noninterest Income$2,309,000880
Total noninterest expense$13,073,000832
Salaries and employee benefits$8,656,000715
Premises and equipment expense$2,276,000550
Additional noninterest expense$2,141,0001,418
Pre-tax net operating income$16,740,000381
Securities gains (losses)$01,906
Applicable income taxes$271,0002,232
Income before extraordinary items$16,469,000304
Extraordinary gains, net$011
Net income$16,469,000304
Minority interest net income$071
Net income of bank and minority interests.$16,469,000304
Net charge-offs$193,0001,074
Cash dividends$14,129,000167
Sale, conversion, retirement of capital stock, net$0659
Net operating income$16,469,000301
2017-03-31 (YTD Data)Rank
Total interest income$15,026,000477
Total interest expense$1,985,000414
Net interest income$13,041,000489
Provision for loan and lease losses$03,537
Total noninterest income$897,0001,397
Gross Fiduciary activities income$9,000878
Service charges on deposit accounts$312,000965
Trading account gains and fees$0142
Additional Noninterest Income$576,0001,397
Total noninterest expense$6,648,000826
Salaries and employee benefits$4,252,000732
Premises and equipment expense$1,119,000569
Additional noninterest expense$1,277,0001,222
Pre-tax net operating income$7,290,000414
Securities gains (losses)$01,153
Applicable income taxes$111,0002,364
Income before extraordinary items$7,179,000333
Extraordinary gains, net$08
Net income$7,179,000332
Minority interest net income$055
Net income of bank and minority interests.$7,179,000333
Net charge-offs$-75,0005,562
Cash dividends$5,111,000192
Sale, conversion, retirement of capital stock, net$0632
Net operating income$7,179,000328
2016-12-31 (YTD Data)Rank
Total interest income$56,794,000476
Total interest expense$6,676,000453
Net interest income$50,118,000474
Provision for loan and lease losses$04,332
Total noninterest income$7,045,000897
Gross Fiduciary activities income$16,000979
Service charges on deposit accounts$1,186,0001,028
Trading account gains and fees$0170
Additional Noninterest Income$5,843,000748
Total noninterest expense$23,432,000909
Salaries and employee benefits$15,800,000748
Premises and equipment expense$4,066,000610
Additional noninterest expense$3,566,0001,704
Pre-tax net operating income$33,731,000343
Securities gains (losses)$1,0003,113
Applicable income taxes$507,0002,245
Income before extraordinary items$33,225,000278
Extraordinary gains, net$05
Net income$33,225,000277
Minority interest net income$082
Net income of bank and minority interests.$33,225,000277
Net charge-offs$222,0001,832
Cash dividends$22,623,000199
Sale, conversion, retirement of capital stock, net$0759
Net operating income$33,224,020272
2016-09-30 (YTD Data)Rank
Total interest income$41,880,000484
Total interest expense$4,835,000460
Net interest income$37,045,000479
Provision for loan and lease losses$04,186
Total noninterest income$5,937,000825
Gross Fiduciary activities income$12,000962
Service charges on deposit accounts$898,0001,022
Trading account gains and fees$0169
Additional Noninterest Income$5,027,000685
Total noninterest expense$17,362,000913
Salaries and employee benefits$11,193,000792
Premises and equipment expense$2,957,000631
Additional noninterest expense$3,212,0001,443
Pre-tax net operating income$25,620,000340
Securities gains (losses)$1,0003,060
Applicable income taxes$382,0002,281
Income before extraordinary items$25,239,000276
Extraordinary gains, net$05
Net income$25,239,000276
Minority interest net income$071
Net income of bank and minority interests.$25,239,000276
Net charge-offs$267,0001,237
Cash dividends$21,328,000167
Sale, conversion, retirement of capital stock, net$0719
Net operating income$25,238,010270
2016-06-30 (YTD Data)Rank
Total interest income$27,467,000492
Total interest expense$3,124,000469
Net interest income$24,343,000485
Provision for loan and lease losses$04,017
Total noninterest income$1,196,0001,890
Gross Fiduciary activities income$10,000955
Service charges on deposit accounts$610,000993
Trading account gains and fees$0157
Additional Noninterest Income$576,0002,197
Total noninterest expense$11,121,000948
Salaries and employee benefits$7,091,000838
Premises and equipment expense$1,957,000635
Additional noninterest expense$2,073,0001,492
Pre-tax net operating income$14,418,000383
Securities gains (losses)$02,835
Applicable income taxes$237,0002,351
Income before extraordinary items$14,181,000303
Extraordinary gains, net$016
Net income$14,181,000303
Minority interest net income$071
Net income of bank and minority interests.$14,181,000303
Net charge-offs$331,000805
Cash dividends$9,906,000217
Sale, conversion, retirement of capital stock, net$0705
Net operating income$14,181,000300
2016-03-31 (YTD Data)Rank
Total interest income$13,585,000493
Total interest expense$1,518,000483
Net interest income$12,067,000493
Provision for loan and lease losses$03,656
Total noninterest income$766,0001,566
Gross Fiduciary activities income$4,000964
Service charges on deposit accounts$304,000988
Trading account gains and fees$0142
Additional Noninterest Income$458,0001,601
Total noninterest expense$5,565,000947
Salaries and employee benefits$3,435,000856
Premises and equipment expense$958,000654
Additional noninterest expense$1,172,0001,332
Pre-tax net operating income$7,268,000364
Securities gains (losses)$02,077
Applicable income taxes$112,0002,367
Income before extraordinary items$7,156,000297
Extraordinary gains, net$012
Net income$7,156,000297
Minority interest net income$062
Net income of bank and minority interests.$7,156,000297
Net charge-offs$105,000986
Cash dividends$4,212,000229
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,156,000293
2015-12-31 (YTD Data)Rank
Total interest income$55,178,000464
Total interest expense$5,813,000469
Net interest income$49,365,000460
Provision for loan and lease losses$2,820,000333
Total noninterest income$2,601,0001,783
Gross Fiduciary activities income$22,000980
Service charges on deposit accounts$1,145,0001,086
Trading account gains and fees$0159
Additional Noninterest Income$1,434,0001,916
Total noninterest expense$21,829,000946
Salaries and employee benefits$12,755,000890
Premises and equipment expense$3,756,000660
Additional noninterest expense$5,318,0001,206
Pre-tax net operating income$27,317,000384
Securities gains (losses)$4,0002,883
Applicable income taxes$402,0002,412
Income before extraordinary items$26,919,000308
Extraordinary gains, net$023
Net income$26,919,000307
Minority interest net income$081
Net income of bank and minority interests.$26,919,000308
Net charge-offs$2,098,000358
Cash dividends$17,930,000241
Sale, conversion, retirement of capital stock, net$0804
Net operating income$26,915,040304
2015-09-30 (YTD Data)Rank
Total interest income$41,506,000463
Total interest expense$4,293,000479
Net interest income$37,213,000463
Provision for loan and lease losses$2,820,000255
Total noninterest income$1,592,0002,058
Gross Fiduciary activities income$16,000964
Service charges on deposit accounts$837,0001,117
Trading account gains and fees$0153
Additional Noninterest Income$739,0002,412
Total noninterest expense$16,511,000937
Salaries and employee benefits$9,372,000916
Premises and equipment expense$2,778,000684
Additional noninterest expense$4,361,0001,113
Pre-tax net operating income$19,474,000399
Securities gains (losses)$-10,0005,996
Applicable income taxes$287,0002,521
Income before extraordinary items$19,177,000322
Extraordinary gains, net$021
Net income$19,177,000321
Minority interest net income$078
Net income of bank and minority interests.$19,177,000321
Net charge-offs$2,155,000266
Cash dividends$13,867,000228
Sale, conversion, retirement of capital stock, net$0773
Net operating income$19,186,900317
2015-06-30 (YTD Data)Rank
Total interest income$27,510,000465
Total interest expense$2,830,000482
Net interest income$24,680,000464
Provision for loan and lease losses$2,360,000217
Total noninterest income$1,173,0001,943
Gross Fiduciary activities income$7,0001,012
Service charges on deposit accounts$545,0001,125
Trading account gains and fees$0157
Additional Noninterest Income$621,0002,122
Total noninterest expense$10,698,000978
Salaries and employee benefits$5,849,000973
Premises and equipment expense$1,821,000694
Additional noninterest expense$3,028,0001,082
Pre-tax net operating income$12,795,000401
Securities gains (losses)$-10,0006,114
Applicable income taxes$190,0002,526
Income before extraordinary items$12,595,000328
Extraordinary gains, net$022
Net income$12,595,000327
Minority interest net income$075
Net income of bank and minority interests.$12,595,000328
Net charge-offs$1,583,000250
Cash dividends$10,414,000211
Sale, conversion, retirement of capital stock, net$0751
Net operating income$12,604,900320
2015-03-31 (YTD Data)Rank
Total interest income$13,235,000486
Total interest expense$1,396,000494
Net interest income$11,839,000479
Provision for loan and lease losses$1,310,000184
Total noninterest income$412,0002,359
Gross Fiduciary activities income$4,000991
Service charges on deposit accounts$255,0001,175
Trading account gains and fees$0152
Additional Noninterest Income$153,0002,990
Total noninterest expense$5,226,000995
Salaries and employee benefits$2,833,0001,002
Premises and equipment expense$821,000776
Additional noninterest expense$1,572,0001,035
Pre-tax net operating income$5,715,000433
Securities gains (losses)$02,027
Applicable income taxes$85,0002,593
Income before extraordinary items$5,630,000348
Extraordinary gains, net$013
Net income$5,630,000348
Minority interest net income$064
Net income of bank and minority interests.$5,630,000348
Net charge-offs$1,536,000161
Cash dividends$5,193,000194
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,630,000342
2014-12-31 (YTD Data)Rank
Total interest income$53,033,000467
Total interest expense$5,291,000538
Net interest income$47,742,000460
Provision for loan and lease losses$6,900,000168
Total noninterest income$3,313,0001,449
Gross Fiduciary activities income$10,0001,070
Service charges on deposit accounts$1,195,0001,106
Trading account gains and fees$0180
Additional Noninterest Income$2,108,0001,400
Total noninterest expense$19,392,0001,058
Salaries and employee benefits$10,477,0001,041
Premises and equipment expense$3,087,000800
Additional noninterest expense$5,828,0001,127
Pre-tax net operating income$24,763,000385
Securities gains (losses)$-89,0006,321
Applicable income taxes$311,0002,610
Income before extraordinary items$24,363,000311
Extraordinary gains, net$017
Net income$24,363,000310
Minority interest net income$084
Net income of bank and minority interests.$24,363,000310
Net charge-offs$7,945,000159
Cash dividends$17,512,000233
Sale, conversion, retirement of capital stock, net$0862
Net operating income$24,451,110309
2014-09-30 (YTD Data)Rank
Total interest income$38,885,000474
Total interest expense$3,912,000555
Net interest income$34,973,000465
Provision for loan and lease losses$6,100,000147
Total noninterest income$1,292,0002,324
Gross Fiduciary activities income$8,0001,049
Service charges on deposit accounts$926,0001,074
Trading account gains and fees$0174
Additional Noninterest Income$358,0003,364
Total noninterest expense$14,246,0001,075
Salaries and employee benefits$7,561,0001,090
Premises and equipment expense$2,355,000795
Additional noninterest expense$4,330,0001,144
Pre-tax net operating income$15,919,000435
Securities gains (losses)$-88,0006,427
Applicable income taxes$191,0002,845
Income before extraordinary items$15,640,000357
Extraordinary gains, net$015
Net income$15,640,000357
Minority interest net income$081
Net income of bank and minority interests.$15,640,000357
Net charge-offs$8,199,000129
Cash dividends$16,511,000188
Sale, conversion, retirement of capital stock, net$0819
Net operating income$15,727,120351
2014-06-30 (YTD Data)Rank
Total interest income$25,541,000482
Total interest expense$2,574,000571
Net interest income$22,967,000471
Provision for loan and lease losses$4,600,000135
Total noninterest income$1,070,0002,002
Gross Fiduciary activities income$7,0001,032
Service charges on deposit accounts$646,0001,021
Trading account gains and fees$0172
Additional Noninterest Income$417,0002,567
Total noninterest expense$9,453,0001,078
Salaries and employee benefits$4,937,0001,110
Premises and equipment expense$1,469,000843
Additional noninterest expense$3,047,0001,066
Pre-tax net operating income$9,984,000453
Securities gains (losses)$-89,0006,535
Applicable income taxes$142,0002,729
Income before extraordinary items$9,753,000379
Extraordinary gains, net$020
Net income$9,753,000377
Minority interest net income$080
Net income of bank and minority interests.$9,753,000379
Net charge-offs$4,043,000163
Cash dividends$10,938,000177
Sale, conversion, retirement of capital stock, net$0794
Net operating income$9,841,110363
2014-03-31 (YTD Data)Rank
Total interest income$12,903,000477
Total interest expense$1,301,000565
Net interest income$11,602,000469
Provision for loan and lease losses$1,500,000180
Total noninterest income$568,0001,873
Gross Fiduciary activities income$3,0001,038
Service charges on deposit accounts$366,000893
Trading account gains and fees$0147
Additional Noninterest Income$199,0002,561
Total noninterest expense$5,168,000984
Salaries and employee benefits$2,525,0001,094
Premises and equipment expense$716,000883
Additional noninterest expense$1,927,000830
Pre-tax net operating income$5,502,000403
Securities gains (losses)$01,715
Applicable income taxes$82,0002,528
Income before extraordinary items$5,420,000323
Extraordinary gains, net$016
Net income$5,420,000323
Minority interest net income$066
Net income of bank and minority interests.$5,420,000323
Net charge-offs$1,393,000228
Cash dividends$3,741,000200
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,420,000320
2013-12-31 (YTD Data)Rank
Total interest income$52,696,000467
Total interest expense$5,928,000535
Net interest income$46,768,000463
Provision for loan and lease losses$8,550,000184
Total noninterest income$9,830,000679
Gross Fiduciary activities income$18,0001,052
Service charges on deposit accounts$1,359,0001,018
Trading account gains and fees$0184
Additional Noninterest Income$8,453,000546
Total noninterest expense$19,407,0001,061
Salaries and employee benefits$9,967,0001,090
Premises and equipment expense$3,068,000797
Additional noninterest expense$6,372,0001,060
Pre-tax net operating income$28,641,000322
Securities gains (losses)$-246,0006,647
Applicable income taxes$230,0002,848
Income before extraordinary items$28,165,000271
Extraordinary gains, net$029
Net income$28,165,000271
Minority interest net income$090
Net income of bank and minority interests.$28,165,000271
Net charge-offs$5,432,000311
Cash dividends$12,657,000276
Sale, conversion, retirement of capital stock, net$0924
Net operating income$28,408,540272
2013-09-30 (YTD Data)Rank
Total interest income$39,480,000469
Total interest expense$4,503,000541
Net interest income$34,977,000465
Provision for loan and lease losses$6,750,000173
Total noninterest income$1,426,0002,276
Gross Fiduciary activities income$14,0001,033
Service charges on deposit accounts$996,0001,039
Trading account gains and fees$0180
Additional Noninterest Income$416,0003,293
Total noninterest expense$14,345,0001,070
Salaries and employee benefits$7,580,0001,077
Premises and equipment expense$2,305,000799
Additional noninterest expense$4,460,0001,132
Pre-tax net operating income$15,308,000446
Securities gains (losses)$-245,0006,790
Applicable income taxes$230,0002,660
Income before extraordinary items$14,833,000365
Extraordinary gains, net$025
Net income$14,833,000366
Minority interest net income$084
Net income of bank and minority interests.$14,833,000366
Net charge-offs$2,978,000429
Cash dividends$11,748,000218
Sale, conversion, retirement of capital stock, net$0868
Net operating income$15,073,100355
2013-06-30 (YTD Data)Rank
Total interest income$26,074,000471
Total interest expense$3,015,000552
Net interest income$23,059,000469
Provision for loan and lease losses$5,550,000148
Total noninterest income$1,313,0001,835
Gross Fiduciary activities income$8,0001,048
Service charges on deposit accounts$645,0001,043
Trading account gains and fees$0157
Additional Noninterest Income$660,0002,101
Total noninterest expense$9,659,0001,062
Salaries and employee benefits$5,028,0001,081
Premises and equipment expense$1,536,000799
Additional noninterest expense$3,095,0001,088
Pre-tax net operating income$9,163,000472
Securities gains (losses)$02,791
Applicable income taxes$150,0002,690
Income before extraordinary items$9,013,000387
Extraordinary gains, net$022
Net income$9,013,000388
Minority interest net income$082
Net income of bank and minority interests.$9,013,000389
Net charge-offs$3,256,000309
Cash dividends$6,046,000245
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,013,000375
2013-03-31 (YTD Data)Rank
Total interest income$12,905,000478
Total interest expense$1,508,000579
Net interest income$11,397,000475
Provision for loan and lease losses$1,850,000224
Total noninterest income$715,0001,697
Gross Fiduciary activities income$5,0001,015
Service charges on deposit accounts$320,0001,046
Trading account gains and fees$0148
Additional Noninterest Income$390,0001,889
Total noninterest expense$5,141,000995
Salaries and employee benefits$2,454,0001,118
Premises and equipment expense$755,000826
Additional noninterest expense$1,932,000873
Pre-tax net operating income$5,121,000429
Securities gains (losses)$01,966
Applicable income taxes$45,0003,059
Income before extraordinary items$5,076,000343
Extraordinary gains, net$010
Net income$5,076,000344
Minority interest net income$076
Net income of bank and minority interests.$5,076,000344
Net charge-offs$1,180,000411
Cash dividends$2,182,000281
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,076,000330
2012-12-31 (YTD Data)Rank
Total interest income$53,820,000486
Total interest expense$7,334,000571
Net interest income$46,486,000480
Provision for loan and lease losses$10,000,000272
Total noninterest income$302,0005,201
Gross Fiduciary activities income$15,0001,091
Service charges on deposit accounts$1,371,0001,045
Trading account gains and fees$0166
Additional Noninterest Income$-1,084,0006,999
Total noninterest expense$20,504,000976
Salaries and employee benefits$9,449,0001,113
Premises and equipment expense$2,844,000847
Additional noninterest expense$8,211,000860
Pre-tax net operating income$16,284,000491
Securities gains (losses)$241,0001,536
Applicable income taxes$110,0003,441
Income before extraordinary items$16,415,000418
Extraordinary gains, net$029
Net income$16,415,000416
Minority interest net income$093
Net income of bank and minority interests.$16,415,000417
Net charge-offs$10,842,000296
Cash dividends$3,038,000857
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$16,176,410408
2012-09-30 (YTD Data)Rank
Total interest income$40,604,000488
Total interest expense$5,591,000598
Net interest income$35,013,000479
Provision for loan and lease losses$6,380,000336
Total noninterest income$951,0002,878
Gross Fiduciary activities income$7,0001,116
Service charges on deposit accounts$1,034,0001,035
Trading account gains and fees$0157
Additional Noninterest Income$-90,0006,896
Total noninterest expense$15,819,000951
Salaries and employee benefits$7,018,0001,116
Premises and equipment expense$2,120,000854
Additional noninterest expense$6,681,000778
Pre-tax net operating income$13,765,000458
Securities gains (losses)$110,0001,901
Applicable income taxes$110,0003,305
Income before extraordinary items$13,765,000388
Extraordinary gains, net$020
Net income$13,765,000388
Minority interest net income$086
Net income of bank and minority interests.$13,765,000388
Net charge-offs$10,195,000260
Cash dividends$2,184,000723
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,656,100373
2012-06-30 (YTD Data)Rank
Total interest income$27,021,000493
Total interest expense$3,877,000593
Net interest income$23,144,000490
Provision for loan and lease losses$4,100,000352
Total noninterest income$688,0002,711
Gross Fiduciary activities income$3,0001,149
Service charges on deposit accounts$677,0001,042
Trading account gains and fees$0153
Additional Noninterest Income$8,0006,504
Total noninterest expense$10,897,000923
Salaries and employee benefits$4,611,0001,139
Premises and equipment expense$1,555,000771
Additional noninterest expense$4,731,000734
Pre-tax net operating income$8,835,000462
Securities gains (losses)$108,0001,535
Applicable income taxes$85,0003,186
Income before extraordinary items$8,858,000375
Extraordinary gains, net$019
Net income$8,858,000374
Minority interest net income$084
Net income of bank and minority interests.$8,858,000374
Net charge-offs$7,063,000253
Cash dividends$1,295,000795
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,751,080365
2012-03-31 (YTD Data)Rank
Total interest income$13,219,000504
Total interest expense$2,027,000588
Net interest income$11,192,000505
Provision for loan and lease losses$2,400,000299
Total noninterest income$605,0001,889
Gross Fiduciary activities income$2,0001,093
Service charges on deposit accounts$318,0001,099
Trading account gains and fees$0148
Additional Noninterest Income$285,0002,172
Total noninterest expense$5,651,000881
Salaries and employee benefits$2,231,0001,162
Premises and equipment expense$759,000791
Additional noninterest expense$2,661,000647
Pre-tax net operating income$3,746,000522
Securities gains (losses)$02,210
Applicable income taxes$50,0003,068
Income before extraordinary items$3,696,000446
Extraordinary gains, net$019
Net income$3,696,000447
Minority interest net income$078
Net income of bank and minority interests.$3,696,000447
Net charge-offs$6,715,000154
Cash dividends$586,000768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,696,000423
2011-12-31 (YTD Data)Rank
Total interest income$53,074,000513
Total interest expense$9,048,000635
Net interest income$44,026,000499
Provision for loan and lease losses$15,413,000288
Total noninterest income$-3,547,0007,324
Gross Fiduciary activities income$6,0001,141
Service charges on deposit accounts$1,336,0001,101
Trading account gains and fees$0146
Additional Noninterest Income$-4,889,0007,331
Total noninterest expense$20,584,000957
Salaries and employee benefits$8,216,0001,210
Premises and equipment expense$3,061,000814
Additional noninterest expense$9,307,000769
Pre-tax net operating income$4,482,0001,301
Securities gains (losses)$03,838
Applicable income taxes$71,0003,577
Income before extraordinary items$4,411,0001,135
Extraordinary gains, net$029
Net income$4,411,0001,135
Minority interest net income$096
Net income of bank and minority interests.$4,411,0001,135
Net charge-offs$18,482,000273
Cash dividends$7,024,000311
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,411,0001,076
2011-09-30 (YTD Data)Rank
Total interest income$39,682,000521
Total interest expense$6,850,000664
Net interest income$32,832,000504
Provision for loan and lease losses$7,725,000399
Total noninterest income$299,0004,828
Gross Fiduciary activities income$6,0001,085
Service charges on deposit accounts$1,002,0001,113
Trading account gains and fees$0145
Additional Noninterest Income$-709,0007,280
Total noninterest expense$15,142,000982
Salaries and employee benefits$5,942,0001,253
Premises and equipment expense$2,339,000809
Additional noninterest expense$6,861,000767
Pre-tax net operating income$10,264,000495
Securities gains (losses)$03,555
Applicable income taxes$51,0003,612
Income before extraordinary items$10,213,000409
Extraordinary gains, net$021
Net income$10,213,000409
Minority interest net income$087
Net income of bank and minority interests.$10,213,000409
Net charge-offs$12,928,000287
Cash dividends$6,344,000230
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$10,213,000400
2011-06-30 (YTD Data)Rank
Total interest income$26,176,000533
Total interest expense$4,581,000689
Net interest income$21,595,000511
Provision for loan and lease losses$4,800,000458
Total noninterest income$362,0003,760
Gross Fiduciary activities income$4,0001,093
Service charges on deposit accounts$674,0001,096
Trading account gains and fees$0153
Additional Noninterest Income$-316,0007,323
Total noninterest expense$10,194,000978
Salaries and employee benefits$3,913,0001,274
Premises and equipment expense$1,557,000823
Additional noninterest expense$4,724,000759
Pre-tax net operating income$6,963,000487
Securities gains (losses)$02,914
Applicable income taxes$20,0003,829
Income before extraordinary items$6,943,000396
Extraordinary gains, net$015
Net income$6,943,000396
Minority interest net income$089
Net income of bank and minority interests.$6,943,000396
Net charge-offs$10,843,000249
Cash dividends$5,205,000183
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,943,000385
2011-03-31 (YTD Data)Rank
Total interest income$12,994,000540
Total interest expense$2,278,000728
Net interest income$10,716,000513
Provision for loan and lease losses$2,400,000442
Total noninterest income$402,0002,338
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$336,0001,077
Trading account gains and fees$0158
Additional Noninterest Income$64,0004,293
Total noninterest expense$4,706,0001,063
Salaries and employee benefits$1,941,0001,294
Premises and equipment expense$790,000830
Additional noninterest expense$1,975,000905
Pre-tax net operating income$4,012,000439
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$4,012,000352
Extraordinary gains, net$09
Net income$4,012,000351
Minority interest net income$086
Net income of bank and minority interests.$4,012,000351
Net charge-offs$802,000993
Cash dividends$2,233,000190
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,012,000343
2010-12-31 (YTD Data)Rank
Total interest income$53,559,000548
Total interest expense$11,065,000723
Net interest income$42,494,000509
Provision for loan and lease losses$21,964,000341
Total noninterest income$2,256,0001,907
Gross Fiduciary activities income$9,0001,166
Service charges on deposit accounts$1,381,0001,092
Trading account gains and fees$0175
Additional Noninterest Income$866,0002,391
Total noninterest expense$19,009,0001,047
Salaries and employee benefits$8,255,0001,196
Premises and equipment expense$3,000,000857
Additional noninterest expense$7,754,000953
Pre-tax net operating income$3,777,0001,324
Securities gains (losses)$03,793
Applicable income taxes$221,0002,635
Income before extraordinary items$3,556,0001,207
Extraordinary gains, net$029
Net income$3,556,0001,208
Minority interest net income$0111
Net income of bank and minority interests.$3,556,0001,210
Net charge-offs$11,481,000547
Cash dividends$4,534,000367
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,556,0001,162
2010-09-30 (YTD Data)Rank
Total interest income$40,473,000545
Total interest expense$8,595,000728
Net interest income$31,878,000498
Provision for loan and lease losses$10,685,000470
Total noninterest income$2,276,0001,535
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$1,045,0001,115
Trading account gains and fees$0165
Additional Noninterest Income$1,225,0001,578
Total noninterest expense$14,040,0001,049
Salaries and employee benefits$6,201,0001,185
Premises and equipment expense$2,276,000850
Additional noninterest expense$5,563,000964
Pre-tax net operating income$9,429,000454
Securities gains (losses)$03,651
Applicable income taxes$192,0002,599
Income before extraordinary items$9,237,000370
Extraordinary gains, net$023
Net income$9,237,000371
Minority interest net income$0110
Net income of bank and minority interests.$9,237,000371
Net charge-offs$7,846,000564
Cash dividends$3,855,000297
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,237,000363
2010-06-30 (YTD Data)Rank
Total interest income$26,927,000554
Total interest expense$5,885,000728
Net interest income$21,042,000502
Provision for loan and lease losses$6,410,000517
Total noninterest income$1,696,0001,389
Gross Fiduciary activities income$5,0001,142
Service charges on deposit accounts$703,0001,110
Trading account gains and fees$0152
Additional Noninterest Income$988,0001,304
Total noninterest expense$9,339,0001,052
Salaries and employee benefits$4,174,0001,181
Premises and equipment expense$1,498,000874
Additional noninterest expense$3,667,000969
Pre-tax net operating income$6,989,000400
Securities gains (losses)$03,184
Applicable income taxes$118,0002,640
Income before extraordinary items$6,871,000326
Extraordinary gains, net$019
Net income$6,871,000325
Minority interest net income$0105
Net income of bank and minority interests.$6,871,000326
Net charge-offs$6,399,000477
Cash dividends$2,131,000325
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,871,000320
2010-03-31 (YTD Data)Rank
Total interest income$13,403,000577
Total interest expense$3,014,000751
Net interest income$10,389,000521
Provision for loan and lease losses$3,000,000548
Total noninterest income$552,0001,885
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$346,0001,129
Trading account gains and fees$0175
Additional Noninterest Income$204,0002,367
Total noninterest expense$4,530,0001,103
Salaries and employee benefits$2,080,0001,190
Premises and equipment expense$758,000883
Additional noninterest expense$1,692,0001,037
Pre-tax net operating income$3,411,000392
Securities gains (losses)$02,284
Applicable income taxes$45,0002,866
Income before extraordinary items$3,366,000323
Extraordinary gains, net$016
Net income$3,366,000326
Minority interest net income$091
Net income of bank and minority interests.$3,366,000325
Net charge-offs$3,134,000473
Cash dividends$560,000598
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,366,000309
2009-12-31 (YTD Data)Rank
Total interest income$53,238,000610
Total interest expense$14,767,000789
Net interest income$38,471,000564
Provision for loan and lease losses$14,256,000634
Total noninterest income$2,731,0001,723
Gross Fiduciary activities income$20,0001,095
Service charges on deposit accounts$1,552,0001,113
Trading account gains and fees$0211
Additional Noninterest Income$1,159,0001,960
Total noninterest expense$18,070,0001,149
Salaries and employee benefits$8,257,0001,193
Premises and equipment expense$2,926,000928
Additional noninterest expense$6,887,0001,132
Pre-tax net operating income$8,876,000484
Securities gains (losses)$-779,0007,665
Applicable income taxes$178,0002,480
Income before extraordinary items$7,919,000410
Extraordinary gains, net$034
Net income$7,919,000408
Minority interest net income$0115
Net income of bank and minority interests.$7,919,000411
Net charge-offs$10,920,000644
Cash dividends$7,118,000254
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,682,420375
2009-09-30 (YTD Data)Rank
Total interest income$39,239,000639
Total interest expense$11,381,000811
Net interest income$27,858,000591
Provision for loan and lease losses$7,056,000814
Total noninterest income$2,088,0001,725
Gross Fiduciary activities income$12,0001,096
Service charges on deposit accounts$1,181,0001,098
Trading account gains and fees$0212
Additional Noninterest Income$895,0001,976
Total noninterest expense$13,417,0001,147
Salaries and employee benefits$6,364,0001,160
Premises and equipment expense$2,180,000944
Additional noninterest expense$4,873,0001,154
Pre-tax net operating income$9,473,000352
Securities gains (losses)$-779,0007,823
Applicable income taxes$167,0002,483
Income before extraordinary items$8,527,000304
Extraordinary gains, net$027
Net income$8,527,000304
Minority interest net income$0118
Net income of bank and minority interests.$8,527,000305
Net charge-offs$3,117,0001,156
Cash dividends$6,438,000194
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,290,420272
2009-06-30 (YTD Data)Rank
Total interest income$25,817,000659
Total interest expense$7,738,000837
Net interest income$18,079,000609
Provision for loan and lease losses$4,206,000860
Total noninterest income$1,404,0001,727
Gross Fiduciary activities income$10,0001,074
Service charges on deposit accounts$814,0001,055
Trading account gains and fees$0193
Additional Noninterest Income$580,0002,029
Total noninterest expense$8,470,0001,232
Salaries and employee benefits$4,289,0001,182
Premises and equipment expense$1,492,000940
Additional noninterest expense$2,689,0001,385
Pre-tax net operating income$6,807,000326
Securities gains (losses)$03,136
Applicable income taxes$143,0002,315
Income before extraordinary items$6,664,000272
Extraordinary gains, net$021
Net income$6,664,000271
Minority interest net income$0112
Net income of bank and minority interests.$6,664,000271
Net charge-offs$88,0004,383
Cash dividends$4,694,000188
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,664,000259
2009-03-31 (YTD Data)Rank
Total interest income$12,782,000673
Total interest expense$4,001,000839
Net interest income$8,781,000619
Provision for loan and lease losses$1,206,0001,045
Total noninterest income$664,0001,762
Gross Fiduciary activities income$7,0001,026
Service charges on deposit accounts$427,000967
Trading account gains and fees$0171
Additional Noninterest Income$230,0002,321
Total noninterest expense$4,119,0001,213
Salaries and employee benefits$2,206,0001,145
Premises and equipment expense$764,000935
Additional noninterest expense$1,149,0001,418
Pre-tax net operating income$4,120,000292
Securities gains (losses)$02,434
Applicable income taxes$69,0002,563
Income before extraordinary items$4,051,000257
Extraordinary gains, net$015
Net income$4,051,000255
Minority interest net income$0102
Net income of bank and minority interests.$4,051,000258
Net charge-offs$3,0005,319
Cash dividends$1,217,000365
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,051,000236
2008-12-31 (YTD Data)Rank
Total interest income$56,059,000665
Total interest expense$21,793,000732
Net interest income$34,266,000626
Provision for loan and lease losses$10,565,000572
Total noninterest income$2,877,0001,629
Gross Fiduciary activities income$11,0001,215
Service charges on deposit accounts$1,716,0001,038
Trading account gains and fees$0154
Additional Noninterest Income$1,150,0001,936
Total noninterest expense$15,385,0001,271
Salaries and employee benefits$8,001,0001,261
Premises and equipment expense$3,078,000898
Additional noninterest expense$4,306,0001,441
Pre-tax net operating income$11,193,000478
Securities gains (losses)$03,220
Applicable income taxes$222,0002,712
Income before extraordinary items$10,971,000360
Extraordinary gains, net$039
Net income$10,971,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,923,000537
Cash dividends$9,692,000305
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,971,000375
2008-09-30 (YTD Data)Rank
Total interest income$42,370,000681
Total interest expense$16,669,000747
Net interest income$25,701,000640
Provision for loan and lease losses$1,290,0001,574
Total noninterest income$2,175,0001,673
Gross Fiduciary activities income$8,0001,192
Service charges on deposit accounts$1,263,0001,073
Trading account gains and fees$0148
Additional Noninterest Income$904,0001,958
Total noninterest expense$12,078,0001,209
Salaries and employee benefits$6,600,0001,144
Premises and equipment expense$2,330,000890
Additional noninterest expense$3,148,0001,425
Pre-tax net operating income$14,508,000365
Securities gains (losses)$03,106
Applicable income taxes$196,0002,936
Income before extraordinary items$14,312,000264
Extraordinary gains, net$031
Net income$14,312,000264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0002,559
Cash dividends$8,935,000265
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$14,312,000283
2008-06-30 (YTD Data)Rank
Total interest income$27,902,000695
Total interest expense$11,351,000757
Net interest income$16,551,000667
Provision for loan and lease losses$865,0001,348
Total noninterest income$1,470,0001,681
Gross Fiduciary activities income$6,0001,200
Service charges on deposit accounts$821,0001,077
Trading account gains and fees$0149
Additional Noninterest Income$643,0001,911
Total noninterest expense$7,981,0001,216
Salaries and employee benefits$4,361,0001,175
Premises and equipment expense$1,558,000887
Additional noninterest expense$2,062,0001,418
Pre-tax net operating income$9,175,000405
Securities gains (losses)$03,233
Applicable income taxes$120,0003,263
Income before extraordinary items$9,055,000311
Extraordinary gains, net$021
Net income$9,055,000310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,049
Cash dividends$6,348,000270
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$9,055,000309
2008-03-31 (YTD Data)Rank
Total interest income$14,127,000711
Total interest expense$6,018,000766
Net interest income$8,109,000685
Provision for loan and lease losses$375,0001,195
Total noninterest income$699,0001,756
Gross Fiduciary activities income$5,0001,113
Service charges on deposit accounts$394,0001,100
Trading account gains and fees$0158
Additional Noninterest Income$300,0001,973
Total noninterest expense$4,031,0001,199
Salaries and employee benefits$2,235,0001,155
Premises and equipment expense$810,000855
Additional noninterest expense$986,0001,452
Pre-tax net operating income$4,402,000456
Securities gains (losses)$02,688
Applicable income taxes$58,0003,403
Income before extraordinary items$4,344,000357
Extraordinary gains, net$015
Net income$4,344,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0001,392
Cash dividends$2,367,000370
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,344,000342
2007-12-31 (YTD Data)Rank
Total interest income$61,422,000679
Total interest expense$27,204,000721
Net interest income$34,218,000658
Provision for loan and lease losses$1,550,0001,025
Total noninterest income$3,437,0001,480
Gross Fiduciary activities income$462,000612
Service charges on deposit accounts$1,649,0001,080
Trading account gains and fees$0178
Additional Noninterest Income$1,326,0001,835
Total noninterest expense$16,685,0001,123
Salaries and employee benefits$9,389,0001,063
Premises and equipment expense$3,321,000801
Additional noninterest expense$3,975,0001,395
Pre-tax net operating income$19,420,000478
Securities gains (losses)$02,146
Applicable income taxes$257,0003,575
Income before extraordinary items$19,163,000369
Extraordinary gains, net$039
Net income$19,163,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,098,000959
Cash dividends$9,098,000450
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$19,163,000364
2007-09-30 (YTD Data)Rank
Total interest income$46,657,000671
Total interest expense$20,626,000715
Net interest income$26,031,000641
Provision for loan and lease losses$1,075,000848
Total noninterest income$2,668,0001,440
Gross Fiduciary activities income$453,000548
Service charges on deposit accounts$1,215,0001,089
Trading account gains and fees$0184
Additional Noninterest Income$1,000,0001,836
Total noninterest expense$12,700,0001,100
Salaries and employee benefits$7,248,0001,032
Premises and equipment expense$2,402,000824
Additional noninterest expense$3,050,0001,337
Pre-tax net operating income$14,924,000503
Securities gains (losses)$01,655
Applicable income taxes$197,0003,735
Income before extraordinary items$14,727,000395
Extraordinary gains, net$033
Net income$14,727,000393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,886
Cash dividends$8,428,000376
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$14,727,000390
2007-06-30 (YTD Data)Rank
Total interest income$31,071,000686
Total interest expense$13,613,000724
Net interest income$17,458,000654
Provision for loan and lease losses$750,000740
Total noninterest income$1,972,0001,342
Gross Fiduciary activities income$452,000446
Service charges on deposit accounts$780,0001,130
Trading account gains and fees$0168
Additional Noninterest Income$740,0001,697
Total noninterest expense$8,570,0001,097
Salaries and employee benefits$4,981,0001,018
Premises and equipment expense$1,584,000846
Additional noninterest expense$2,005,0001,365
Pre-tax net operating income$10,110,000524
Securities gains (losses)$01,444
Applicable income taxes$133,0003,800
Income before extraordinary items$9,977,000427
Extraordinary gains, net$029
Net income$9,977,000426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,897
Cash dividends$6,197,000338
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$9,977,000419
2007-03-31 (YTD Data)Rank
Total interest income$15,637,000670
Total interest expense$6,647,000733
Net interest income$8,990,000631
Provision for loan and lease losses$325,000744
Total noninterest income$1,250,0001,098
Gross Fiduciary activities income$447,000302
Service charges on deposit accounts$393,0001,096
Trading account gains and fees$0195
Additional Noninterest Income$410,0001,563
Total noninterest expense$4,342,0001,082
Salaries and employee benefits$2,578,000986
Premises and equipment expense$789,000853
Additional noninterest expense$975,0001,376
Pre-tax net operating income$5,573,000491
Securities gains (losses)$01,187
Applicable income taxes$73,0003,698
Income before extraordinary items$5,500,000388
Extraordinary gains, net$022
Net income$5,500,000387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$2,491,000389
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,500,000384
2006-12-31 (YTD Data)Rank
Total interest income$57,879,000667
Total interest expense$21,533,000780
Net interest income$36,346,000619
Provision for loan and lease losses$1,766,000619
Total noninterest income$3,027,0001,621
Gross Fiduciary activities income$185,000822
Service charges on deposit accounts$1,611,0001,095
Trading account gains and fees$0130
Additional Noninterest Income$1,231,0001,930
Total noninterest expense$15,755,0001,139
Salaries and employee benefits$9,215,0001,051
Premises and equipment expense$2,656,000941
Additional noninterest expense$3,884,0001,369
Pre-tax net operating income$21,852,000504
Securities gains (losses)$01,687
Applicable income taxes$321,0003,721
Income before extraordinary items$21,531,000401
Extraordinary gains, net$051
Net income$21,531,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,281
Cash dividends$9,997,000396
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$21,531,000395
2006-09-30 (YTD Data)Rank
Total interest income$42,291,000691
Total interest expense$15,129,000814
Net interest income$27,162,000637
Provision for loan and lease losses$1,116,000685
Total noninterest income$2,296,0001,597
Gross Fiduciary activities income$136,000811
Service charges on deposit accounts$1,220,0001,097
Trading account gains and fees$0126
Additional Noninterest Income$940,0001,902
Total noninterest expense$12,351,0001,097
Salaries and employee benefits$7,373,000990
Premises and equipment expense$1,916,000992
Additional noninterest expense$3,062,0001,307
Pre-tax net operating income$15,991,000533
Securities gains (losses)$01,388
Applicable income taxes$235,0003,932
Income before extraordinary items$15,756,000425
Extraordinary gains, net$045
Net income$15,756,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,896
Cash dividends$9,499,000310
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$15,756,000415
2006-06-30 (YTD Data)Rank
Total interest income$26,931,000705
Total interest expense$9,161,000850
Net interest income$17,770,000652
Provision for loan and lease losses$600,000813
Total noninterest income$1,517,0001,618
Gross Fiduciary activities income$97,000812
Service charges on deposit accounts$810,0001,096
Trading account gains and fees$0126
Additional Noninterest Income$610,0001,935
Total noninterest expense$8,254,0001,094
Salaries and employee benefits$4,886,0001,005
Premises and equipment expense$1,345,000942
Additional noninterest expense$2,023,0001,323
Pre-tax net operating income$10,433,000544
Securities gains (losses)$01,185
Applicable income taxes$153,0003,977
Income before extraordinary items$10,280,000430
Extraordinary gains, net$039
Net income$10,280,000429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$6,941,000291
Sale, conversion, retirement of capital stock, net$0887
Net operating income$10,280,000421
2006-03-31 (YTD Data)Rank
Total interest income$12,867,000716
Total interest expense$4,123,000886
Net interest income$8,744,000646
Provision for loan and lease losses$300,000761
Total noninterest income$707,0001,680
Gross Fiduciary activities income$39,000862
Service charges on deposit accounts$384,0001,128
Trading account gains and fees$0115
Additional Noninterest Income$284,0002,021
Total noninterest expense$4,134,0001,094
Salaries and employee benefits$2,445,0001,004
Premises and equipment expense$676,000942
Additional noninterest expense$1,013,0001,305
Pre-tax net operating income$5,017,000555
Securities gains (losses)$0955
Applicable income taxes$74,0003,975
Income before extraordinary items$4,943,000443
Extraordinary gains, net$021
Net income$4,943,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$2,816,000330
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,943,000434
2005-12-31 (YTD Data)Rank
Total interest income$42,897,000747
Total interest expense$11,530,000968
Net interest income$31,367,000676
Provision for loan and lease losses$1,100,000961
Total noninterest income$3,290,0001,487
Gross Fiduciary activities income$202,000798
Service charges on deposit accounts$1,707,0001,035
Trading account gains and fees$0138
Additional Noninterest Income$1,381,0001,774
Total noninterest expense$13,951,0001,237
Salaries and employee benefits$8,257,0001,122
Premises and equipment expense$2,392,0001,006
Additional noninterest expense$3,302,0001,546
Pre-tax net operating income$19,606,000545
Securities gains (losses)$02,296
Applicable income taxes$273,0004,248
Income before extraordinary items$19,333,000424
Extraordinary gains, net$046
Net income$19,333,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,283
Cash dividends$7,732,000465
Sale, conversion, retirement of capital stock, net$0934
Net operating income$19,333,000419
2005-09-30 (YTD Data)Rank
Total interest income$30,783,000762
Total interest expense$7,791,0001,010
Net interest income$22,992,000680
Provision for loan and lease losses$825,000912
Total noninterest income$2,460,0001,495
Gross Fiduciary activities income$145,000794
Service charges on deposit accounts$1,301,0001,014
Trading account gains and fees$0126
Additional Noninterest Income$1,014,0001,804
Total noninterest expense$10,927,0001,175
Salaries and employee benefits$6,527,0001,052
Premises and equipment expense$1,830,000974
Additional noninterest expense$2,570,0001,457
Pre-tax net operating income$13,700,000571
Securities gains (losses)$02,317
Applicable income taxes$202,0004,408
Income before extraordinary items$13,498,000457
Extraordinary gains, net$035
Net income$13,498,000457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,204
Cash dividends$7,492,000352
Sale, conversion, retirement of capital stock, net$0769
Net operating income$13,498,000440
2005-06-30 (YTD Data)Rank
Total interest income$19,682,000778
Total interest expense$4,684,0001,066
Net interest income$14,998,000681
Provision for loan and lease losses$550,000895
Total noninterest income$1,582,0001,531
Gross Fiduciary activities income$103,000793
Service charges on deposit accounts$873,000976
Trading account gains and fees$0116
Additional Noninterest Income$606,0001,914
Total noninterest expense$7,212,0001,167
Salaries and employee benefits$4,316,0001,055
Premises and equipment expense$1,205,000974
Additional noninterest expense$1,691,0001,480
Pre-tax net operating income$8,818,000573
Securities gains (losses)$02,146
Applicable income taxes$130,0004,458
Income before extraordinary items$8,688,000461
Extraordinary gains, net$030
Net income$8,688,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,971
Cash dividends$5,593,000314
Sale, conversion, retirement of capital stock, net$0643
Net operating income$8,688,000445
2005-03-31 (YTD Data)Rank
Total interest income$9,405,000800
Total interest expense$2,072,0001,136
Net interest income$7,333,000691
Provision for loan and lease losses$275,000845
Total noninterest income$771,0001,535
Gross Fiduciary activities income$47,000823
Service charges on deposit accounts$436,000934
Trading account gains and fees$0115
Additional Noninterest Income$288,0001,935
Total noninterest expense$3,596,0001,175
Salaries and employee benefits$2,192,0001,027
Premises and equipment expense$572,0001,044
Additional noninterest expense$832,0001,496
Pre-tax net operating income$4,233,000596
Securities gains (losses)$01,685
Applicable income taxes$62,0004,479
Income before extraordinary items$4,171,000468
Extraordinary gains, net$024
Net income$4,171,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,116
Cash dividends$2,377,000319
Sale, conversion, retirement of capital stock, net$0491
Net operating income$4,171,000453
2004-12-31 (YTD Data)Rank
Total interest income$32,201,000866
Total interest expense$6,028,0001,361
Net interest income$26,173,000746
Provision for loan and lease losses$1,000,0001,033
Total noninterest income$3,422,0001,443
Gross Fiduciary activities income$201,000789
Service charges on deposit accounts$1,926,000903
Trading account gains and fees$0138
Additional Noninterest Income$1,295,0001,812
Total noninterest expense$13,496,0001,210
Salaries and employee benefits$7,952,0001,088
Premises and equipment expense$2,092,0001,098
Additional noninterest expense$3,452,0001,439
Pre-tax net operating income$15,099,000611
Securities gains (losses)$03,819
Applicable income taxes$240,0004,500
Income before extraordinary items$14,859,000484
Extraordinary gains, net$034
Net income$14,859,000485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,772
Cash dividends$6,310,000501
Sale, conversion, retirement of capital stock, net$0872
Net operating income$14,859,000474
2004-09-30 (YTD Data)Rank
Total interest income$23,485,000879
Total interest expense$4,330,0001,391
Net interest income$19,155,000758
Provision for loan and lease losses$750,0001,009
Total noninterest income$2,579,0001,455
Gross Fiduciary activities income$152,000778
Service charges on deposit accounts$1,450,000900
Trading account gains and fees$0134
Additional Noninterest Income$977,0001,796
Total noninterest expense$10,343,0001,178
Salaries and employee benefits$5,964,0001,077
Premises and equipment expense$1,620,0001,076
Additional noninterest expense$2,759,0001,342
Pre-tax net operating income$10,641,000651
Securities gains (losses)$03,710
Applicable income taxes$157,0004,784
Income before extraordinary items$10,484,000508
Extraordinary gains, net$026
Net income$10,484,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,314
Cash dividends$6,069,000390
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,484,000486
2004-06-30 (YTD Data)Rank
Total interest income$15,233,000888
Total interest expense$2,752,0001,444
Net interest income$12,481,000770
Provision for loan and lease losses$500,000987
Total noninterest income$1,696,0001,461
Gross Fiduciary activities income$102,000793
Service charges on deposit accounts$942,000914
Trading account gains and fees$0130
Additional Noninterest Income$652,0001,811
Total noninterest expense$6,842,0001,180
Salaries and employee benefits$3,986,0001,078
Premises and equipment expense$1,075,0001,085
Additional noninterest expense$1,781,0001,364
Pre-tax net operating income$6,835,000660
Securities gains (losses)$03,413
Applicable income taxes$101,0004,830
Income before extraordinary items$6,734,000524
Extraordinary gains, net$021
Net income$6,734,000523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$4,528,000357
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,734,000503
2004-03-31 (YTD Data)Rank
Total interest income$7,332,000942
Total interest expense$1,339,0001,491
Net interest income$5,993,000819
Provision for loan and lease losses$250,000948
Total noninterest income$801,0001,493
Gross Fiduciary activities income$51,000796
Service charges on deposit accounts$468,000888
Trading account gains and fees$0121
Additional Noninterest Income$282,0001,958
Total noninterest expense$3,411,0001,189
Salaries and employee benefits$2,007,0001,077
Premises and equipment expense$542,0001,095
Additional noninterest expense$862,0001,401
Pre-tax net operating income$3,133,000713
Securities gains (losses)$02,934
Applicable income taxes$47,0004,925
Income before extraordinary items$3,086,000571
Extraordinary gains, net$016
Net income$3,086,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$2,162,000350
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,086,000532
2003-12-31 (YTD Data)Rank
Total interest income$29,990,000940
Total interest expense$5,379,0001,681
Net interest income$24,611,000775
Provision for loan and lease losses$900,0001,310
Total noninterest income$3,484,0001,494
Gross Fiduciary activities income$185,000825
Service charges on deposit accounts$2,083,000827
Trading account gains and fees$0160
Additional Noninterest Income$1,216,0002,103
Total noninterest expense$12,498,0001,298
Salaries and employee benefits$7,377,0001,155
Premises and equipment expense$1,677,0001,355
Additional noninterest expense$3,444,0001,420
Pre-tax net operating income$14,697,000613
Securities gains (losses)$3,0004,078
Applicable income taxes$148,0005,291
Income before extraordinary items$14,552,000491
Extraordinary gains, net$054
Net income$14,552,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,866
Cash dividends$5,850,000557
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,549,030462
2003-09-30 (YTD Data)Rank
Total interest income$22,198,000968
Total interest expense$4,023,0001,748
Net interest income$18,175,000802
Provision for loan and lease losses$675,0001,261
Total noninterest income$2,620,0001,529
Gross Fiduciary activities income$144,000806
Service charges on deposit accounts$1,586,000819
Trading account gains and fees$0153
Additional Noninterest Income$890,0002,215
Total noninterest expense$9,718,0001,260
Salaries and employee benefits$5,719,0001,108
Premises and equipment expense$1,467,0001,168
Additional noninterest expense$2,532,0001,455
Pre-tax net operating income$10,402,000660
Securities gains (losses)$3,0003,777
Applicable income taxes$110,0005,468
Income before extraordinary items$10,295,000536
Extraordinary gains, net$040
Net income$10,295,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,221
Cash dividends$5,618,000446
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,292,030501
2003-06-30 (YTD Data)Rank
Total interest income$14,670,000985
Total interest expense$2,643,0001,823
Net interest income$12,027,000806
Provision for loan and lease losses$450,0001,255
Total noninterest income$1,680,0001,568
Gross Fiduciary activities income$101,000808
Service charges on deposit accounts$1,047,000821
Trading account gains and fees$0150
Additional Noninterest Income$532,0002,363
Total noninterest expense$6,365,0001,288
Salaries and employee benefits$3,693,0001,157
Premises and equipment expense$978,0001,171
Additional noninterest expense$1,694,0001,455
Pre-tax net operating income$6,892,000667
Securities gains (losses)$03,782
Applicable income taxes$60,0005,731
Income before extraordinary items$6,832,000534
Extraordinary gains, net$030
Net income$6,832,000534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$4,066,000416
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,832,000497
2003-03-31 (YTD Data)Rank
Total interest income$7,268,0001,005
Total interest expense$1,256,0001,965
Net interest income$6,012,000808
Provision for loan and lease losses$225,0001,208
Total noninterest income$825,0001,544
Gross Fiduciary activities income$51,000810
Service charges on deposit accounts$523,000788
Trading account gains and fees$0134
Additional Noninterest Income$251,0002,353
Total noninterest expense$3,215,0001,256
Salaries and employee benefits$1,900,0001,111
Premises and equipment expense$476,0001,206
Additional noninterest expense$839,0001,430
Pre-tax net operating income$3,397,000668
Securities gains (losses)$02,891
Applicable income taxes$52,0005,042
Income before extraordinary items$3,345,000534
Extraordinary gains, net$021
Net income$3,345,000533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$1,559,000466
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,345,000504
2002-12-31 (YTD Data)Rank
Total interest income$26,450,0001,160
Total interest expense$5,230,0002,146
Net interest income$21,220,000913
Provision for loan and lease losses$900,0001,473
Total noninterest income$3,334,0001,435
Gross Fiduciary activities income$160,000903
Service charges on deposit accounts$1,855,000872
Trading account gains and fees$0153
Additional Noninterest Income$1,319,0001,823
Total noninterest expense$11,619,0001,332
Salaries and employee benefits$6,508,0001,240
Premises and equipment expense$1,883,0001,175
Additional noninterest expense$3,228,0001,477
Pre-tax net operating income$12,035,000733
Securities gains (losses)$04,537
Applicable income taxes$173,0005,317
Income before extraordinary items$11,862,000559
Extraordinary gains, net$070
Net income$11,862,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,809
Cash dividends$6,126,000526
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,862,000534
2001-12-31 (YTD Data)Rank
Total interest income$26,631,0001,285
Total interest expense$7,793,0002,067
Net interest income$18,838,000948
Provision for loan and lease losses$570,0001,989
Total noninterest income$3,277,0001,384
Gross Fiduciary activities income$132,000928
Service charges on deposit accounts$1,522,000976
Trading account gains and fees$0177
Additional Noninterest Income$1,623,0001,434
Total noninterest expense$10,690,0001,370
Salaries and employee benefits$6,107,0001,219
Premises and equipment expense$1,865,0001,139
Additional noninterest expense$2,718,0001,693
Pre-tax net operating income$10,855,000720
Securities gains (losses)$04,612
Applicable income taxes$345,0004,008
Income before extraordinary items$10,510,000559
Extraordinary gains, net$0105
Net income$10,510,000559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,531
Cash dividends$5,196,000594
Sale, conversion, retirement of capital stock, net$0922
Net operating income$10,510,000532
2000-12-31 (YTD Data)Rank
Total interest income$25,173,0001,388
Total interest expense$8,283,0002,078
Net interest income$16,890,0001,044
Provision for loan and lease losses$480,0001,938
Total noninterest income$3,049,0001,336
Gross Fiduciary activities income$113,000916
Service charges on deposit accounts$1,578,000855
Trading account gains and fees$0180
Additional Noninterest Income$1,358,0001,496
Total noninterest expense$10,615,0001,307
Salaries and employee benefits$5,573,0001,268
Premises and equipment expense$1,929,0001,039
Additional noninterest expense$3,113,0001,442
Pre-tax net operating income$8,844,000872
Securities gains (losses)$01,956
Applicable income taxes$109,0006,406
Income before extraordinary items$8,735,000638
Extraordinary gains, net$038
Net income$8,735,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,307
Cash dividends$4,822,000649
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,735,000634
1999-12-31 (YTD Data)Rank
Total interest income$20,765,0001,572
Total interest expense$6,249,0002,346
Net interest income$14,516,0001,215
Provision for loan and lease losses$500,0001,756
Total noninterest income$2,659,0001,497
Gross Fiduciary activities income$111,000977
Service charges on deposit accounts$1,783,000748
Trading account gains and fees$0173
Additional Noninterest Income$765,0002,225
Total noninterest expense$9,449,0001,465
Salaries and employee benefits$5,079,0001,363
Premises and equipment expense$1,872,0001,080
Additional noninterest expense$2,498,0001,773
Pre-tax net operating income$7,226,0001,077
Securities gains (losses)$-26,0009,622
Applicable income taxes$79,0007,204
Income before extraordinary items$7,121,000811
Extraordinary gains, net$035
Net income$7,121,000811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0009,908
Cash dividends$4,113,000753
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,146,740792
1998-12-31 (YTD Data)Rank
Total interest income$20,152,0001,613
Total interest expense$6,899,0002,194
Net interest income$13,253,0001,284
Provision for loan and lease losses$450,0001,869
Total noninterest income$2,870,0001,393
Gross Fiduciary activities income$94,0001,023
Service charges on deposit accounts$2,149,000569
Trading account gains and fees$0224
Additional Noninterest Income$627,0002,568
Total noninterest expense$9,053,0001,463
Salaries and employee benefits$4,767,0001,378
Premises and equipment expense$1,801,0001,066
Additional noninterest expense$2,485,0001,719
Pre-tax net operating income$6,620,0001,130
Securities gains (losses)$04,449
Applicable income taxes$61,0008,140
Income before extraordinary items$6,559,000837
Extraordinary gains, net$032
Net income$6,559,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,392
Cash dividends$4,368,000715
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,559,000804
1997-12-31 (YTD Data)Rank
Total interest income$19,329,0001,709
Total interest expense$6,311,0002,380
Net interest income$13,018,0001,334
Provision for loan and lease losses$300,0002,568
Total noninterest income$3,421,0001,185
Gross Fiduciary activities income$88,0001,078
Service charges on deposit accounts$2,388,000551
Trading account gains and fees$0239
Additional Noninterest Income$945,0001,811
Total noninterest expense$10,144,0001,303
Salaries and employee benefits$5,285,0001,243
Premises and equipment expense$1,997,000992
Additional noninterest expense$2,862,0001,501
Pre-tax net operating income$5,995,0001,300
Securities gains (losses)$03,944
Applicable income taxes$931,0002,584
Income before extraordinary items$5,064,0001,091
Extraordinary gains, net$044
Net income$5,064,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,615
Cash dividends$2,718,0001,033
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,064,0001,063
1996-12-31 (YTD Data)Rank
Total interest income$17,614,0001,923
Total interest expense$5,578,0002,716
Net interest income$12,036,0001,480
Provision for loan and lease losses$250,0002,928
Total noninterest income$3,631,0001,191
Gross Fiduciary activities income$64,0001,188
Service charges on deposit accounts$2,355,000582
Trading account gains and fees$0262
Additional Noninterest Income$1,212,0001,585
Total noninterest expense$10,651,0001,347
Salaries and employee benefits$5,434,0001,228
Premises and equipment expense$2,208,000961
Additional noninterest expense$3,009,0001,728
Pre-tax net operating income$4,766,0001,518
Securities gains (losses)$04,148
Applicable income taxes$1,558,0001,553
Income before extraordinary items$3,208,0001,544
Extraordinary gains, net$053
Net income$3,208,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,511
Cash dividends$1,249,0001,820
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,208,0001,515
1995-12-31 (YTD Data)Rank
Total interest income$16,508,0002,038
Total interest expense$5,076,0002,982
Net interest income$11,432,0001,564
Provision for loan and lease losses$500,0001,563
Total noninterest income$5,348,000915
Gross Fiduciary activities income$77,0001,214
Service charges on deposit accounts$2,422,000577
Trading account gains and fees$0522
Additional Noninterest Income$2,849,000915
Total noninterest expense$10,362,0001,368
Salaries and employee benefits$5,189,0001,278
Premises and equipment expense$1,970,0001,073
Additional noninterest expense$3,203,0001,607
Pre-tax net operating income$5,918,0001,289
Securities gains (losses)$03,831
Applicable income taxes$1,890,0001,336
Income before extraordinary items$4,028,0001,309
Extraordinary gains, net$065
Net income$4,028,0001,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,621
Cash dividends$1,294,0001,678
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,028,0001,288
1994-12-31 (YTD Data)Rank
Total interest income$13,606,0002,250
Total interest expense$3,367,0003,567
Net interest income$10,239,0001,767
Provision for loan and lease losses$500,0001,533
Total noninterest income$4,676,000968
Gross Fiduciary activities income$80,0001,221
Service charges on deposit accounts$2,509,000556
Trading account gains and fees$0475
Additional Noninterest Income$2,087,0001,099
Total noninterest expense$10,206,0001,433
Salaries and employee benefits$5,006,0001,351
Premises and equipment expense$1,917,0001,107
Additional noninterest expense$3,283,0001,679
Pre-tax net operating income$4,209,0001,696
Securities gains (losses)$03,600
Applicable income taxes$1,275,0001,791
Income before extraordinary items$2,934,0001,670
Extraordinary gains, net$0249
Net income$2,934,0001,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,308
Cash dividends$935,0002,029
Sale, conversion, retirement of capital stock, net$106,000796
Net operating income$2,934,0001,674
1993-12-31 (YTD Data)Rank
Total interest income$12,822,0002,406
Total interest expense$3,581,0003,506
Net interest income$9,241,0001,959
Provision for loan and lease losses$667,0001,717
Total noninterest income$4,766,0001,020
Gross Fiduciary activities income$59,0001,313
Service charges on deposit accounts$3,019,000472
Trading account gains and fees$0532
Additional Noninterest Income$1,688,0001,402
Total noninterest expense$14,252,0001,104
Salaries and employee benefits$5,002,0001,343
Premises and equipment expense$2,209,000992
Additional noninterest expense$7,041,000979
Pre-tax net operating income$-912,00012,962
Securities gains (losses)$07,477
Applicable income taxes$-308,00013,087
Income before extraordinary items$-604,00012,924
Extraordinary gains, net$965,000242
Net income$361,0008,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0002,419
Cash dividends$1,978,0001,052
Sale, conversion, retirement of capital stock, net$59,000961
Net operating income$-604,00012,873
1992-12-31 (YTD Data)Rank
Total interest income$14,095,0002,497
Total interest expense$4,779,0003,446
Net interest income$9,316,0001,965
Provision for loan and lease losses$1,100,0001,726
Total noninterest income$4,723,0001,023
Gross Fiduciary activities income$74,0001,306
Service charges on deposit accounts$2,957,000480
Trading account gains and fees$0504
Additional Noninterest Income$1,692,0001,399
Total noninterest expense$10,556,0001,458
Salaries and employee benefits$4,900,0001,368
Premises and equipment expense$2,318,000987
Additional noninterest expense$3,338,0001,818
Pre-tax net operating income$2,383,0002,614
Securities gains (losses)$2,0007,695
Applicable income taxes$467,0004,225
Income before extraordinary items$1,918,0002,385
Extraordinary gains, net$01,422
Net income$1,918,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$822,0001,786
Cash dividends$484,0002,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,916,4002,215

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.