Home > Lakeland Bank > Net charge- offs to loans
Lakeland Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 4,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 4,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0404% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0404% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0418% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0526% | 4,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4343% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4343% | 99 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0623% | 4,467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0806% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9615% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9615% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 4,396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 3,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5375% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5375% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1049% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 1.8508% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 3,890 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 4,427 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 3,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1988% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4708% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4708% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1418% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1349% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 2.4887% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0396% | 4,484 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2739% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9345% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9345% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2084% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 3.7904% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 4,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 4,004 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0543% | 3,341 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 3,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4357% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2331% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2331% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4661% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4609% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 7.7065% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6617% | 162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3866% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3866% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 3,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0033% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0544% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0837% | 4,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7853% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7853% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 496 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0043% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0529% | 3,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 3,452 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8764% | 4,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8764% | 4,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0450% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1432% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0284% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0284% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0358% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0821% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1100% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1100% | 1,309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 2,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0370% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1036% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4344% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4344% | 361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0484% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3450% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3450% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0465% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8722% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8722% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0408% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0923% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5426% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5426% | 439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.0574% | 4,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,068 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 3,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1438% | 4,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6165% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6165% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.0682% | 4,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 4,140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2011% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0463% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0464% | 2,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.0421% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 4,171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5260% | 4,930 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5728% | 5,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5728% | 5,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 4,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 4,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6301% | 5,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6301% | 5,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0774% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0481% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3484% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3735% | 1,739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0623% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 4,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0565% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4822% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2377% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2395% | 2,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0771% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.1680% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0640% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7365% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1106% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1117% | 2,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0653% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2103% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1078% | 5,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1239% | 5,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.2417% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1685% | 4,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0916% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9117% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9439% | 326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.3363% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1112% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5149% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5594% | 212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.5194% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 4,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0782% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1421% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7143% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7533% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0890% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 1.0660% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0376% | 5,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1596% | 4,184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2483% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0265% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0539% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0041% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2691% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3092% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2527% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1870% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7438% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7718% | 200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4687% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0893% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0059% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2860% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4323% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2265% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2943% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4372% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4595% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5578% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0096% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2181% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4767% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1131% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4679% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9744% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9896% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7404% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 922 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2718% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7073% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8072% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8300% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8422% | 372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4273% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,761 |
| Percentage Net Loans Charged-off:Construction & development | -0.1022% | 5,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2715% | 4,872 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2133% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8858% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8915% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8557% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 2,283 |
| Percentage Net Loans Charged-off:Construction & development | -0.1470% | 5,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0082% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1940% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2652% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2686% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1536% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 1,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.2380% | 5,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1433% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0251% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2079% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 4,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2761% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2775% | 238 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6929% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | -0.4668% | 5,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1451% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1050% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1553% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 4,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0908% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0915% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6886% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1557% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.1377% | 5,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1000% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0135% | 397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2867% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5312% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4931% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5100% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0350% | 417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2118% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1794% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0284% | 923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2588% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3198% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2369% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0946% | 5,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7550% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7767% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9625% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2403% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2160% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0822% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2398% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2290% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3681% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1795% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0640% | 5,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7445% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7601% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6217% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2879% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3805% | 747 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 5,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5452% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2352% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5280% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1338% | 6,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2626% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2717% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3061% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3623% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3231% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 7.4336% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 2,452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1424% | 486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2866% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2077% | 1,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3132% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4998% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0971% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1082% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2079% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -625.0000% | 1,429 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3962% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3538% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 9.5857% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 6,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1668% | 391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2931% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2889% | 852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2946% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6048% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7121% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7228% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2969% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -600.0000% | 1,404 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4506% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4142% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 9.5981% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2941% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1150% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3532% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5562% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9457% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9590% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3577% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -599.2509% | 1,372 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4616% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4511% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 5.4600% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2308% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4872% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2051% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5782% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2792% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2217% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2314% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2932% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -800.0000% | 1,335 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6909% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6976% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 4.4874% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6620% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5602% | 549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4378% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3572% | 1,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4644% | 1,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2530% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9282% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9440% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5454% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 127.3063% | 12 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7437% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7635% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 4.7317% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6781% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7455% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5064% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4448% | 983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5269% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3165% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8193% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8351% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9616% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 136.8030% | 10 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8033% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8746% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 4.6736% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8882% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9713% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4669% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5748% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4310% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2219% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5479% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5628% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3794% | 6,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 155.0562% | 11 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8305% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0121% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 7.6156% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8710% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1838% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5921% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1579% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4019% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0597% | 5,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2583% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2613% | 2,173 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5506% | 6,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8856% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5616% | 2,485 |
| Percentage Net Loans Charged-off:Construction & development | 4.0493% | 1,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2922% | 2,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3334% | 809 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4713% | 2,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4501% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4782% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5047% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2626% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2269% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3937% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9167% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5086% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 4.4108% | 959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3191% | 2,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1453% | 761 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2824% | 2,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1074% | 1,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3385% | 2,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5289% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3319% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2954% | 547 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3040% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9448% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5651% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 5.4935% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3585% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2222% | 589 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2202% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1384% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2459% | 2,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2533% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2548% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1991% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3671% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8148% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5667% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 10.4316% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3091% | 7,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4445% | 345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2657% | 2,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1549% | 931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2998% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2693% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5383% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4175% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8056% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8737% | 2,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6024% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | 1.5461% | 2,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6425% | 1,763 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7246% | 555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2412% | 3,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2464% | 1,565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2397% | 3,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8556% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1218% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9761% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8713% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6251% | 2,407 |
| Percentage Net Loans Charged-off:Construction & development | 1.8868% | 1,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6549% | 1,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5719% | 496 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2402% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3233% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2177% | 2,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7663% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2752% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4913% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7689% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5279% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 2.4017% | 1,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3985% | 1,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1508% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 3,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1086% | 1,309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 3,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3917% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0528% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6841% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7167% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5568% | 1,942 |
| Percentage Net Loans Charged-off:Construction & development | 3.0709% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5092% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6262% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1191% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 5,545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1511% | 2,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4681% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6550% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2529% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5462% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2062% | 4,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.3171% | 3,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2996% | 2,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0799% | 863 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 3,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0584% | 1,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1145% | 3,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7035% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8551% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.3349% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0649% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 4,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.2585% | 2,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 2,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0856% | 652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 5,783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8552% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8129% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.5054% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0790% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.3866% | 2,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 1,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 5,810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 2,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3586% | 2,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6760% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 29.4968% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1511% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 3,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4146% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6139% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1631% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6776% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 4,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.1627% | 2,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 2,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 3,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1354% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 3,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2874% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7253% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0424% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4909% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.2204% | 1,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 3,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0182% | 1,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 2,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3074% | 2,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1399% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0754% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4074% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 3,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.3967% | 1,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0300% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4401% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8652% | 1,941 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5883% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.1719% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6070% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1118% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0896% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0354% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 3,339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 3,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9535% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0394% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1540% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 7,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,674 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 2,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0310% | 3,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8198% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1899% | 1,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 7,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0507% | 8,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0979% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3100% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 8,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0992% | 8,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0747% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9968% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0166% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 7,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2528% | 2,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9524% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0050% | 1,592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 8,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3764% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9110% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0877% | 7,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 8,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1338% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1700% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1690% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0042% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1362% | 7,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1215% | 7,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2783% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0039% | 6,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4079% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 2,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1336% | 3,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4755% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0443% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5475% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2753% | 7,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4240% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6133% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2022% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 1,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 6,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3434% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7176% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1079% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1790% | 1,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4472% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4916% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6216% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2622% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 8,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 8,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1472% | 3,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3505% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9911% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4396% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2385% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 8,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 8,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1671% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2691% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7740% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 7,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 8,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 8,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1492% | 7,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3616% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9518% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2691% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 8,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 8,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 8,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1426% | 7,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8765% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2572% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6375% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 8,430 |
| Percentage Net Loans Charged-off:Construction & development | 1.6668% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0760% | 8,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0859% | 8,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1138% | 8,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2434% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3502% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4292% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8148% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 8,518 |
| Percentage Net Loans Charged-off:Construction & development | 2.3678% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1070% | 8,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1157% | 8,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1521% | 8,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3265% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3682% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4212% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0373% | 8,626 |
| Percentage Net Loans Charged-off:Construction & development | 3.5239% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1857% | 8,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1642% | 8,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2142% | 8,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0980% | 3,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4309% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0608% | 8,793 |
| Percentage Net Loans Charged-off:Construction & development | 6.4560% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3331% | 8,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3266% | 9,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4200% | 9,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0267% | 8,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1340% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 4,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0398% | 8,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0375% | 8,708 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0435% | 8,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0524% | 8,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3109% | 3,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8215% | 2,923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4049% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 2,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 1,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0562% | 1,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7781% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5335% | 3,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1919% | 2,072 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 2,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3935% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1424% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1529% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4365% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5937% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4626% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5685% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8806% | 35 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3424% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2990% | 938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1510% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8900% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2713% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7405% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 3,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0300% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2174% | 138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2893% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0917% | 844 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2148% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5230% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9685% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2984% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 5,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0409% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7901% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0154% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5298% | 1,338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 4,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5527% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8000% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0659% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6838% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 6,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2937% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4600% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0841% | 1,293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3321% | 5,709 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |