Home > Lake Ridge Bank > Income and Expense
Lake Ridge Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $137,954,000 | 401 |
| Total interest expense | $59,564,000 | 347 |
| Net interest income | $78,390,000 | 473 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $18,268,000 | 491 |
| Gross Fiduciary activities income | $3,581,000 | 312 |
| Service charges on deposit accounts | $814,000 | 1,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,873,000 | 432 |
| Total noninterest expense | $72,691,000 | 407 |
| Salaries and employee benefits | $38,585,000 | 413 |
| Premises and equipment expense | $6,856,000 | 423 |
| Additional noninterest expense | $13,873,000 | 432 |
| Pre-tax net operating income | $23,967,000 | 592 |
| Securities gains (losses) | $33,000 | 514 |
| Applicable income taxes | $4,441,000 | 584 |
| Income before extraordinary items | $19,559,000 | 592 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $19,559,000 | 601 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $19,559,000 | 595 |
| Net charge-offs | $455,000 | 797 |
| Cash dividends | $9,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $19,532,270 | 610 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $101,167,000 | 400 |
| Total interest expense | $40,903,000 | 350 |
| Net interest income | $60,264,000 | 461 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $13,747,000 | 487 |
| Gross Fiduciary activities income | $2,735,000 | 303 |
| Service charges on deposit accounts | $612,000 | 1,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,400,000 | 436 |
| Total noninterest expense | $57,417,000 | 381 |
| Salaries and employee benefits | $30,998,000 | 389 |
| Premises and equipment expense | $5,209,000 | 415 |
| Additional noninterest expense | $10,400,000 | 436 |
| Pre-tax net operating income | $16,594,000 | 652 |
| Securities gains (losses) | $13,000 | 569 |
| Applicable income taxes | $3,101,000 | 636 |
| Income before extraordinary items | $13,506,000 | 641 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $13,506,000 | 645 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $13,506,000 | 641 |
| Net charge-offs | $232,000 | 827 |
| Cash dividends | $7,000,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $13,495,470 | 654 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $65,615,000 | 389 |
| Total interest expense | $23,657,000 | 353 |
| Net interest income | $41,958,000 | 437 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $9,046,000 | 483 |
| Gross Fiduciary activities income | $1,835,000 | 297 |
| Service charges on deposit accounts | $398,000 | 1,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,813,000 | 431 |
| Total noninterest expense | $39,814,000 | 363 |
| Salaries and employee benefits | $20,926,000 | 378 |
| Premises and equipment expense | $3,538,000 | 404 |
| Additional noninterest expense | $6,813,000 | 431 |
| Pre-tax net operating income | $11,190,000 | 641 |
| Securities gains (losses) | $26,000 | 399 |
| Applicable income taxes | $2,408,000 | 573 |
| Income before extraordinary items | $8,808,000 | 659 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,808,000 | 670 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,808,000 | 659 |
| Net charge-offs | $78,000 | 1,023 |
| Cash dividends | $5,000,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $8,787,460 | 665 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $31,753,000 | 402 |
| Total interest expense | $9,796,000 | 365 |
| Net interest income | $21,957,000 | 436 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $4,402,000 | 489 |
| Gross Fiduciary activities income | $836,000 | 325 |
| Service charges on deposit accounts | $186,000 | 1,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,380,000 | 430 |
| Total noninterest expense | $21,681,000 | 350 |
| Salaries and employee benefits | $10,807,000 | 375 |
| Premises and equipment expense | $1,889,000 | 399 |
| Additional noninterest expense | $3,380,000 | 430 |
| Pre-tax net operating income | $4,678,000 | 762 |
| Securities gains (losses) | $7,000 | 681 |
| Applicable income taxes | $944,000 | 698 |
| Income before extraordinary items | $3,741,000 | 780 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,741,000 | 779 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,741,000 | 779 |
| Net charge-offs | $19,000 | 1,134 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,735,400 | 795 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $60,414,000 | 640 |
| Total interest expense | $6,712,000 | 624 |
| Net interest income | $53,702,000 | 636 |
| Provision for loan and lease losses | $1,000,000 | 814 |
| Total noninterest income | $16,302,000 | 546 |
| Gross Fiduciary activities income | $3,368,000 | 324 |
| Service charges on deposit accounts | $1,047,000 | 980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,887,000 | 492 |
| Total noninterest expense | $40,792,000 | 655 |
| Salaries and employee benefits | $25,441,000 | 602 |
| Premises and equipment expense | $3,688,000 | 715 |
| Additional noninterest expense | $11,887,000 | 492 |
| Pre-tax net operating income | $28,212,000 | 593 |
| Securities gains (losses) | $-57,000 | 3,785 |
| Applicable income taxes | $6,958,000 | 491 |
| Income before extraordinary items | $21,197,000 | 618 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $21,197,000 | 619 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $21,197,000 | 619 |
| Net charge-offs | $5,887,000 | 131 |
| Cash dividends | $4,900,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $21,242,030 | 630 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $43,519,000 | 631 |
| Total interest expense | $3,350,000 | 677 |
| Net interest income | $40,169,000 | 627 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $10,783,000 | 613 |
| Gross Fiduciary activities income | $2,561,000 | 321 |
| Service charges on deposit accounts | $801,000 | 977 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $7,421,000 | 582 |
| Total noninterest expense | $29,604,000 | 674 |
| Salaries and employee benefits | $18,776,000 | 612 |
| Premises and equipment expense | $2,832,000 | 702 |
| Additional noninterest expense | $7,421,000 | 582 |
| Pre-tax net operating income | $21,348,000 | 591 |
| Securities gains (losses) | $-58,000 | 4,128 |
| Applicable income taxes | $5,278,000 | 491 |
| Income before extraordinary items | $16,012,000 | 615 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,012,000 | 616 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $16,012,000 | 616 |
| Net charge-offs | $4,560,000 | 124 |
| Cash dividends | $4,900,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $16,057,820 | 621 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $27,769,000 | 624 |
| Total interest expense | $1,553,000 | 744 |
| Net interest income | $26,216,000 | 619 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $7,158,000 | 607 |
| Gross Fiduciary activities income | $1,710,000 | 288 |
| Service charges on deposit accounts | $532,000 | 965 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $4,916,000 | 600 |
| Total noninterest expense | $19,540,000 | 668 |
| Salaries and employee benefits | $12,487,000 | 602 |
| Premises and equipment expense | $1,914,000 | 689 |
| Additional noninterest expense | $5,139,000 | 750 |
| Pre-tax net operating income | $13,834,000 | 569 |
| Securities gains (losses) | $-39,000 | 4,199 |
| Applicable income taxes | $3,430,000 | 477 |
| Income before extraordinary items | $10,365,000 | 596 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,365,000 | 595 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $10,365,000 | 596 |
| Net charge-offs | $4,536,000 | 100 |
| Cash dividends | $3,200,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $10,395,810 | 606 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $13,438,000 | 620 |
| Total interest expense | $705,000 | 778 |
| Net interest income | $12,733,000 | 609 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $3,657,000 | 607 |
| Gross Fiduciary activities income | $830,000 | 292 |
| Service charges on deposit accounts | $264,000 | 969 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $2,563,000 | 598 |
| Total noninterest expense | $9,691,000 | 678 |
| Salaries and employee benefits | $6,210,000 | 605 |
| Premises and equipment expense | $952,000 | 695 |
| Additional noninterest expense | $2,529,000 | 754 |
| Pre-tax net operating income | $6,699,000 | 560 |
| Securities gains (losses) | $-23,000 | 4,347 |
| Applicable income taxes | $1,660,000 | 472 |
| Income before extraordinary items | $5,016,000 | 590 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,016,000 | 590 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $5,016,000 | 590 |
| Net charge-offs | $4,968,000 | 71 |
| Cash dividends | $1,500,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $5,034,170 | 596 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $54,933,000 | 622 |
| Total interest expense | $3,781,000 | 714 |
| Net interest income | $51,152,000 | 613 |
| Provision for loan and lease losses | $6,800,000 | 78 |
| Total noninterest income | $20,173,000 | 513 |
| Gross Fiduciary activities income | $3,203,000 | 295 |
| Service charges on deposit accounts | $1,066,000 | 933 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $15,904,000 | 495 |
| Total noninterest expense | $41,308,000 | 634 |
| Salaries and employee benefits | $24,986,000 | 593 |
| Premises and equipment expense | $4,098,000 | 645 |
| Additional noninterest expense | $12,224,000 | 650 |
| Pre-tax net operating income | $23,217,000 | 659 |
| Securities gains (losses) | $1,430,000 | 173 |
| Applicable income taxes | $5,754,000 | 568 |
| Income before extraordinary items | $18,893,000 | 675 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $18,893,000 | 675 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $18,893,000 | 676 |
| Net charge-offs | $74,000 | 1,476 |
| Cash dividends | $6,300,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $17,763,300 | 689 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $41,736,000 | 625 |
| Total interest expense | $2,848,000 | 762 |
| Net interest income | $38,888,000 | 615 |
| Provision for loan and lease losses | $3,000,000 | 128 |
| Total noninterest income | $15,065,000 | 522 |
| Gross Fiduciary activities income | $2,387,000 | 294 |
| Service charges on deposit accounts | $782,000 | 940 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $11,896,000 | 514 |
| Total noninterest expense | $30,524,000 | 650 |
| Salaries and employee benefits | $18,753,000 | 594 |
| Premises and equipment expense | $3,153,000 | 641 |
| Additional noninterest expense | $8,618,000 | 684 |
| Pre-tax net operating income | $20,429,000 | 608 |
| Securities gains (losses) | $-7,000 | 4,530 |
| Applicable income taxes | $4,865,000 | 541 |
| Income before extraordinary items | $15,557,000 | 636 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $15,557,000 | 635 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $15,557,000 | 636 |
| Net charge-offs | $213,000 | 770 |
| Cash dividends | $4,600,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $15,562,530 | 630 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $27,658,000 | 628 |
| Total interest expense | $2,082,000 | 718 |
| Net interest income | $25,576,000 | 620 |
| Provision for loan and lease losses | $2,300,000 | 127 |
| Total noninterest income | $10,323,000 | 518 |
| Gross Fiduciary activities income | $1,577,000 | 294 |
| Service charges on deposit accounts | $503,000 | 935 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $8,243,000 | 509 |
| Total noninterest expense | $20,598,000 | 631 |
| Salaries and employee benefits | $12,601,000 | 591 |
| Premises and equipment expense | $2,161,000 | 627 |
| Additional noninterest expense | $5,836,000 | 664 |
| Pre-tax net operating income | $13,001,000 | 620 |
| Securities gains (losses) | $-8,000 | 4,624 |
| Applicable income taxes | $3,089,000 | 561 |
| Income before extraordinary items | $9,904,000 | 662 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,904,000 | 662 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $9,904,000 | 662 |
| Net charge-offs | $117,000 | 847 |
| Cash dividends | $3,100,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $9,910,320 | 649 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $13,780,000 | 624 |
| Total interest expense | $1,126,000 | 703 |
| Net interest income | $12,654,000 | 619 |
| Provision for loan and lease losses | $800,000 | 225 |
| Total noninterest income | $5,947,000 | 480 |
| Gross Fiduciary activities income | $767,000 | 294 |
| Service charges on deposit accounts | $251,000 | 921 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $4,929,000 | 449 |
| Total noninterest expense | $10,022,000 | 644 |
| Salaries and employee benefits | $6,279,000 | 592 |
| Premises and equipment expense | $1,120,000 | 611 |
| Additional noninterest expense | $2,623,000 | 723 |
| Pre-tax net operating income | $7,779,000 | 543 |
| Securities gains (losses) | $-9,000 | 4,659 |
| Applicable income taxes | $1,890,000 | 482 |
| Income before extraordinary items | $5,880,000 | 581 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $5,880,000 | 581 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $5,880,000 | 581 |
| Net charge-offs | $104,000 | 601 |
| Cash dividends | $1,950,000 | 479 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $5,887,110 | 570 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $54,962,000 | 620 |
| Total interest expense | $6,289,000 | 765 |
| Net interest income | $48,673,000 | 605 |
| Provision for loan and lease losses | $6,850,000 | 463 |
| Total noninterest income | $19,239,000 | 512 |
| Gross Fiduciary activities income | $2,682,000 | 301 |
| Service charges on deposit accounts | $1,018,000 | 937 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $15,539,000 | 480 |
| Total noninterest expense | $40,717,000 | 615 |
| Salaries and employee benefits | $24,746,000 | 576 |
| Premises and equipment expense | $4,136,000 | 633 |
| Additional noninterest expense | $11,835,000 | 640 |
| Pre-tax net operating income | $20,345,000 | 579 |
| Securities gains (losses) | $11,000 | 2,286 |
| Applicable income taxes | $4,742,000 | 513 |
| Income before extraordinary items | $15,614,000 | 641 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,614,000 | 641 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,614,000 | 641 |
| Net charge-offs | $3,693,000 | 269 |
| Cash dividends | $5,275,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $15,605,310 | 617 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $40,925,000 | 622 |
| Total interest expense | $5,001,000 | 773 |
| Net interest income | $35,924,000 | 603 |
| Provision for loan and lease losses | $4,200,000 | 566 |
| Total noninterest income | $12,983,000 | 528 |
| Gross Fiduciary activities income | $1,974,000 | 302 |
| Service charges on deposit accounts | $753,000 | 944 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $10,256,000 | 500 |
| Total noninterest expense | $29,361,000 | 630 |
| Salaries and employee benefits | $17,656,000 | 588 |
| Premises and equipment expense | $3,111,000 | 623 |
| Additional noninterest expense | $8,594,000 | 643 |
| Pre-tax net operating income | $15,346,000 | 560 |
| Securities gains (losses) | $12,000 | 2,078 |
| Applicable income taxes | $3,592,000 | 471 |
| Income before extraordinary items | $11,766,000 | 612 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,766,000 | 611 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $11,766,000 | 612 |
| Net charge-offs | $106,000 | 1,635 |
| Cash dividends | $3,775,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $11,756,520 | 588 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $27,345,000 | 629 |
| Total interest expense | $3,815,000 | 729 |
| Net interest income | $23,530,000 | 610 |
| Provision for loan and lease losses | $2,400,000 | 644 |
| Total noninterest income | $7,151,000 | 578 |
| Gross Fiduciary activities income | $1,313,000 | 302 |
| Service charges on deposit accounts | $507,000 | 943 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,331,000 | 547 |
| Total noninterest expense | $18,897,000 | 643 |
| Salaries and employee benefits | $10,971,000 | 630 |
| Premises and equipment expense | $2,100,000 | 611 |
| Additional noninterest expense | $5,826,000 | 622 |
| Pre-tax net operating income | $9,384,000 | 535 |
| Securities gains (losses) | $12,000 | 1,821 |
| Applicable income taxes | $2,177,000 | 464 |
| Income before extraordinary items | $7,219,000 | 604 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,219,000 | 603 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,219,000 | 604 |
| Net charge-offs | $71,000 | 1,531 |
| Cash dividends | $2,475,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $7,209,520 | 574 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $13,606,000 | 632 |
| Total interest expense | $2,250,000 | 703 |
| Net interest income | $11,356,000 | 626 |
| Provision for loan and lease losses | $800,000 | 684 |
| Total noninterest income | $3,224,000 | 580 |
| Gross Fiduciary activities income | $636,000 | 307 |
| Service charges on deposit accounts | $297,000 | 953 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $2,291,000 | 533 |
| Total noninterest expense | $9,240,000 | 659 |
| Salaries and employee benefits | $5,159,000 | 671 |
| Premises and equipment expense | $1,105,000 | 588 |
| Additional noninterest expense | $2,976,000 | 613 |
| Pre-tax net operating income | $4,540,000 | 519 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $1,046,000 | 444 |
| Income before extraordinary items | $3,494,000 | 560 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,494,000 | 561 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,494,000 | 560 |
| Net charge-offs | $48,000 | 1,223 |
| Cash dividends | $1,260,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,494,000 | 542 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $48,599,000 | 713 |
| Total interest expense | $9,922,000 | 689 |
| Net interest income | $38,677,000 | 711 |
| Provision for loan and lease losses | $1,900,000 | 559 |
| Total noninterest income | $11,931,000 | 615 |
| Gross Fiduciary activities income | $2,380,000 | 314 |
| Service charges on deposit accounts | $1,157,000 | 1,020 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $8,394,000 | 583 |
| Total noninterest expense | $33,747,000 | 698 |
| Salaries and employee benefits | $17,832,000 | 750 |
| Premises and equipment expense | $3,857,000 | 661 |
| Additional noninterest expense | $12,058,000 | 592 |
| Pre-tax net operating income | $14,961,000 | 747 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $3,559,000 | 634 |
| Income before extraordinary items | $11,410,000 | 840 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $11,410,000 | 841 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $11,410,000 | 841 |
| Net charge-offs | $389,000 | 1,205 |
| Cash dividends | $4,290,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $11,403,680 | 815 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $34,897,000 | 741 |
| Total interest expense | $7,513,000 | 689 |
| Net interest income | $27,384,000 | 760 |
| Provision for loan and lease losses | $1,260,000 | 576 |
| Total noninterest income | $8,591,000 | 633 |
| Gross Fiduciary activities income | $1,725,000 | 320 |
| Service charges on deposit accounts | $847,000 | 1,037 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $6,019,000 | 604 |
| Total noninterest expense | $24,549,000 | 720 |
| Salaries and employee benefits | $12,743,000 | 774 |
| Premises and equipment expense | $2,787,000 | 686 |
| Additional noninterest expense | $9,019,000 | 590 |
| Pre-tax net operating income | $10,166,000 | 836 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $2,489,000 | 675 |
| Income before extraordinary items | $7,685,000 | 936 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,685,000 | 937 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,685,000 | 937 |
| Net charge-offs | $206,000 | 1,272 |
| Cash dividends | $2,900,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $7,678,680 | 915 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $20,942,000 | 812 |
| Total interest expense | $4,673,000 | 717 |
| Net interest income | $16,269,000 | 847 |
| Provision for loan and lease losses | $840,000 | 563 |
| Total noninterest income | $4,986,000 | 679 |
| Gross Fiduciary activities income | $1,130,000 | 327 |
| Service charges on deposit accounts | $529,000 | 1,090 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $3,327,000 | 676 |
| Total noninterest expense | $13,905,000 | 816 |
| Salaries and employee benefits | $7,688,000 | 837 |
| Premises and equipment expense | $1,722,000 | 743 |
| Additional noninterest expense | $4,495,000 | 778 |
| Pre-tax net operating income | $6,510,000 | 831 |
| Securities gains (losses) | $33,000 | 876 |
| Applicable income taxes | $1,649,000 | 651 |
| Income before extraordinary items | $4,894,000 | 940 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,894,000 | 940 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,894,000 | 940 |
| Net charge-offs | $54,000 | 1,776 |
| Cash dividends | $1,600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,867,930 | 927 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,791,000 | 867 |
| Total interest expense | $2,126,000 | 762 |
| Net interest income | $7,665,000 | 883 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $2,120,000 | 734 |
| Gross Fiduciary activities income | $520,000 | 332 |
| Service charges on deposit accounts | $252,000 | 1,123 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,348,000 | 728 |
| Total noninterest expense | $6,465,000 | 871 |
| Salaries and employee benefits | $3,695,000 | 865 |
| Premises and equipment expense | $814,000 | 797 |
| Additional noninterest expense | $1,956,000 | 853 |
| Pre-tax net operating income | $3,320,000 | 812 |
| Securities gains (losses) | $34,000 | 468 |
| Applicable income taxes | $844,000 | 620 |
| Income before extraordinary items | $2,510,000 | 911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,510,000 | 909 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,510,000 | 910 |
| Net charge-offs | $68,000 | 1,058 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,483,140 | 901 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $37,447,000 | 845 |
| Total interest expense | $5,686,000 | 826 |
| Net interest income | $31,761,000 | 842 |
| Provision for loan and lease losses | $1,000,000 | 873 |
| Total noninterest income | $10,985,000 | 634 |
| Gross Fiduciary activities income | $2,141,000 | 333 |
| Service charges on deposit accounts | $881,000 | 1,267 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,963,000 | 594 |
| Total noninterest expense | $25,762,000 | 855 |
| Salaries and employee benefits | $14,599,000 | 855 |
| Premises and equipment expense | $3,129,000 | 797 |
| Additional noninterest expense | $8,034,000 | 837 |
| Pre-tax net operating income | $15,984,000 | 714 |
| Securities gains (losses) | $22,000 | 553 |
| Applicable income taxes | $4,057,000 | 548 |
| Income before extraordinary items | $11,949,000 | 792 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,949,000 | 791 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,949,000 | 791 |
| Net charge-offs | $-251,000 | 5,208 |
| Cash dividends | $3,470,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $11,931,620 | 790 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $27,150,000 | 858 |
| Total interest expense | $3,951,000 | 833 |
| Net interest income | $23,199,000 | 859 |
| Provision for loan and lease losses | $300,000 | 1,565 |
| Total noninterest income | $6,415,000 | 781 |
| Gross Fiduciary activities income | $1,609,000 | 336 |
| Service charges on deposit accounts | $648,000 | 1,299 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,158,000 | 759 |
| Total noninterest expense | $19,437,000 | 850 |
| Salaries and employee benefits | $11,161,000 | 840 |
| Premises and equipment expense | $2,289,000 | 823 |
| Additional noninterest expense | $5,987,000 | 829 |
| Pre-tax net operating income | $9,877,000 | 837 |
| Securities gains (losses) | $-8,000 | 4,722 |
| Applicable income taxes | $2,456,000 | 636 |
| Income before extraordinary items | $7,413,000 | 931 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,413,000 | 929 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,413,000 | 930 |
| Net charge-offs | $103,000 | 1,712 |
| Cash dividends | $2,620,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,419,320 | 927 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,603,000 | 872 |
| Total interest expense | $2,401,000 | 851 |
| Net interest income | $15,202,000 | 867 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $4,144,000 | 791 |
| Gross Fiduciary activities income | $1,071,000 | 338 |
| Service charges on deposit accounts | $411,000 | 1,351 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,662,000 | 780 |
| Total noninterest expense | $12,856,000 | 859 |
| Salaries and employee benefits | $7,472,000 | 842 |
| Premises and equipment expense | $1,502,000 | 835 |
| Additional noninterest expense | $3,882,000 | 854 |
| Pre-tax net operating income | $6,490,000 | 823 |
| Securities gains (losses) | $-8,000 | 4,955 |
| Applicable income taxes | $1,616,000 | 635 |
| Income before extraordinary items | $4,866,000 | 935 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,866,000 | 933 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,866,000 | 934 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $1,690,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,872,320 | 925 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,527,000 | 885 |
| Total interest expense | $1,094,000 | 874 |
| Net interest income | $7,433,000 | 877 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $2,006,000 | 787 |
| Gross Fiduciary activities income | $541,000 | 334 |
| Service charges on deposit accounts | $197,000 | 1,405 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,268,000 | 785 |
| Total noninterest expense | $6,255,000 | 892 |
| Salaries and employee benefits | $3,725,000 | 850 |
| Premises and equipment expense | $744,000 | 850 |
| Additional noninterest expense | $1,786,000 | 906 |
| Pre-tax net operating income | $3,184,000 | 819 |
| Securities gains (losses) | $-8,000 | 5,192 |
| Applicable income taxes | $790,000 | 629 |
| Income before extraordinary items | $2,386,000 | 912 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,386,000 | 912 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,386,000 | 912 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $875,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,392,320 | 904 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $33,732,000 | 849 |
| Total interest expense | $3,574,000 | 920 |
| Net interest income | $30,158,000 | 836 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $8,130,000 | 800 |
| Gross Fiduciary activities income | $1,900,000 | 348 |
| Service charges on deposit accounts | $859,000 | 1,340 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $5,371,000 | 779 |
| Total noninterest expense | $24,950,000 | 868 |
| Salaries and employee benefits | $14,379,000 | 848 |
| Premises and equipment expense | $2,995,000 | 825 |
| Additional noninterest expense | $7,576,000 | 860 |
| Pre-tax net operating income | $13,338,000 | 764 |
| Securities gains (losses) | $117,000 | 572 |
| Applicable income taxes | $5,369,000 | 636 |
| Income before extraordinary items | $8,086,000 | 900 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,086,000 | 900 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,086,000 | 900 |
| Net charge-offs | $272,000 | 1,568 |
| Cash dividends | $2,735,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $8,011,120 | 892 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $23,979,000 | 896 |
| Total interest expense | $2,572,000 | 936 |
| Net interest income | $21,407,000 | 879 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $5,895,000 | 832 |
| Gross Fiduciary activities income | $1,376,000 | 355 |
| Service charges on deposit accounts | $641,000 | 1,363 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,878,000 | 809 |
| Total noninterest expense | $18,375,000 | 884 |
| Salaries and employee benefits | $10,560,000 | 868 |
| Premises and equipment expense | $2,244,000 | 826 |
| Additional noninterest expense | $5,571,000 | 881 |
| Pre-tax net operating income | $8,927,000 | 871 |
| Securities gains (losses) | $117,000 | 538 |
| Applicable income taxes | $3,228,000 | 647 |
| Income before extraordinary items | $5,816,000 | 1,024 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,816,000 | 1,023 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,816,000 | 1,024 |
| Net charge-offs | $137,000 | 1,690 |
| Cash dividends | $1,985,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,741,120 | 1,025 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $15,484,000 | 919 |
| Total interest expense | $1,589,000 | 982 |
| Net interest income | $13,895,000 | 901 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $3,856,000 | 838 |
| Gross Fiduciary activities income | $894,000 | 361 |
| Service charges on deposit accounts | $424,000 | 1,350 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,538,000 | 823 |
| Total noninterest expense | $12,256,000 | 888 |
| Salaries and employee benefits | $7,086,000 | 863 |
| Premises and equipment expense | $1,482,000 | 836 |
| Additional noninterest expense | $3,688,000 | 893 |
| Pre-tax net operating income | $5,495,000 | 913 |
| Securities gains (losses) | $116,000 | 397 |
| Applicable income taxes | $1,984,000 | 673 |
| Income before extraordinary items | $3,627,000 | 1,071 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,627,000 | 1,071 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,627,000 | 1,071 |
| Net charge-offs | $134,000 | 1,308 |
| Cash dividends | $1,235,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,551,600 | 1,081 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,611,000 | 921 |
| Total interest expense | $718,000 | 1,053 |
| Net interest income | $6,893,000 | 907 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,895,000 | 846 |
| Gross Fiduciary activities income | $428,000 | 370 |
| Service charges on deposit accounts | $211,000 | 1,351 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,256,000 | 816 |
| Total noninterest expense | $6,145,000 | 885 |
| Salaries and employee benefits | $3,575,000 | 864 |
| Premises and equipment expense | $754,000 | 843 |
| Additional noninterest expense | $1,816,000 | 894 |
| Pre-tax net operating income | $2,643,000 | 915 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $925,000 | 694 |
| Income before extraordinary items | $1,718,000 | 1,092 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,718,000 | 1,091 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,718,000 | 1,092 |
| Net charge-offs | $117,000 | 839 |
| Cash dividends | $545,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,718,000 | 1,068 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $28,436,000 | 959 |
| Total interest expense | $2,499,000 | 1,150 |
| Net interest income | $25,937,000 | 933 |
| Provision for loan and lease losses | $-2,350,000 | 5,880 |
| Total noninterest income | $8,246,000 | 803 |
| Gross Fiduciary activities income | $1,671,000 | 371 |
| Service charges on deposit accounts | $878,000 | 1,347 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,697,000 | 767 |
| Total noninterest expense | $24,467,000 | 872 |
| Salaries and employee benefits | $14,162,000 | 836 |
| Premises and equipment expense | $2,849,000 | 864 |
| Additional noninterest expense | $7,456,000 | 892 |
| Pre-tax net operating income | $12,066,000 | 782 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $4,235,000 | 620 |
| Income before extraordinary items | $7,831,000 | 955 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,831,000 | 954 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,831,000 | 954 |
| Net charge-offs | $252,000 | 1,705 |
| Cash dividends | $2,730,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,831,000 | 929 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $21,054,000 | 969 |
| Total interest expense | $1,803,000 | 1,194 |
| Net interest income | $19,251,000 | 940 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $6,276,000 | 794 |
| Gross Fiduciary activities income | $1,232,000 | 370 |
| Service charges on deposit accounts | $662,000 | 1,346 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $4,382,000 | 751 |
| Total noninterest expense | $17,952,000 | 888 |
| Salaries and employee benefits | $10,173,000 | 868 |
| Premises and equipment expense | $2,054,000 | 897 |
| Additional noninterest expense | $5,725,000 | 869 |
| Pre-tax net operating income | $7,575,000 | 932 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,538,000 | 736 |
| Income before extraordinary items | $5,037,000 | 1,111 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,037,000 | 1,111 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,037,000 | 1,111 |
| Net charge-offs | $268,000 | 1,234 |
| Cash dividends | $1,630,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,037,000 | 1,082 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,850,000 | 978 |
| Total interest expense | $1,166,000 | 1,234 |
| Net interest income | $12,684,000 | 947 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $4,019,000 | 810 |
| Gross Fiduciary activities income | $810,000 | 374 |
| Service charges on deposit accounts | $433,000 | 1,349 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,776,000 | 774 |
| Total noninterest expense | $11,831,000 | 903 |
| Salaries and employee benefits | $6,775,000 | 871 |
| Premises and equipment expense | $1,361,000 | 902 |
| Additional noninterest expense | $3,695,000 | 901 |
| Pre-tax net operating income | $4,872,000 | 950 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,632,000 | 744 |
| Income before extraordinary items | $3,240,000 | 1,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,240,000 | 1,127 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,240,000 | 1,127 |
| Net charge-offs | $275,000 | 916 |
| Cash dividends | $1,035,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,240,000 | 1,099 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 998 |
| Total interest expense | $573,000 | 1,245 |
| Net interest income | $6,234,000 | 959 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,754,000 | 866 |
| Gross Fiduciary activities income | $398,000 | 373 |
| Service charges on deposit accounts | $213,000 | 1,358 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,143,000 | 854 |
| Total noninterest expense | $5,818,000 | 903 |
| Salaries and employee benefits | $3,419,000 | 862 |
| Premises and equipment expense | $686,000 | 905 |
| Additional noninterest expense | $1,713,000 | 956 |
| Pre-tax net operating income | $2,170,000 | 1,013 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $727,000 | 795 |
| Income before extraordinary items | $1,443,000 | 1,219 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,443,000 | 1,219 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,443,000 | 1,220 |
| Net charge-offs | $235,000 | 583 |
| Cash dividends | $455,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,443,000 | 1,184 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $27,125,000 | 963 |
| Total interest expense | $2,080,000 | 1,339 |
| Net interest income | $25,045,000 | 909 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $6,591,000 | 934 |
| Gross Fiduciary activities income | $1,517,000 | 388 |
| Service charges on deposit accounts | $984,000 | 1,241 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,090,000 | 932 |
| Total noninterest expense | $22,628,000 | 914 |
| Salaries and employee benefits | $12,735,000 | 891 |
| Premises and equipment expense | $2,776,000 | 882 |
| Additional noninterest expense | $7,117,000 | 919 |
| Pre-tax net operating income | $9,008,000 | 971 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $3,235,000 | 717 |
| Income before extraordinary items | $5,777,000 | 1,212 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,777,000 | 1,212 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,777,000 | 1,212 |
| Net charge-offs | $445,000 | 1,274 |
| Cash dividends | $2,040,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,774,440 | 1,183 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $19,313,000 | 1,016 |
| Total interest expense | $1,534,000 | 1,369 |
| Net interest income | $17,779,000 | 979 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $5,011,000 | 921 |
| Gross Fiduciary activities income | $1,074,000 | 400 |
| Service charges on deposit accounts | $741,000 | 1,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,196,000 | 912 |
| Total noninterest expense | $16,811,000 | 925 |
| Salaries and employee benefits | $9,315,000 | 919 |
| Premises and equipment expense | $2,079,000 | 894 |
| Additional noninterest expense | $5,417,000 | 908 |
| Pre-tax net operating income | $5,979,000 | 1,091 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,978,000 | 857 |
| Income before extraordinary items | $4,001,000 | 1,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,001,000 | 1,297 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,001,000 | 1,296 |
| Net charge-offs | $533,000 | 822 |
| Cash dividends | $1,337,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,001,000 | 1,264 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,607,000 | 1,033 |
| Total interest expense | $995,000 | 1,414 |
| Net interest income | $11,612,000 | 996 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $3,441,000 | 906 |
| Gross Fiduciary activities income | $718,000 | 403 |
| Service charges on deposit accounts | $483,000 | 1,248 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,240,000 | 891 |
| Total noninterest expense | $10,994,000 | 949 |
| Salaries and employee benefits | $6,165,000 | 922 |
| Premises and equipment expense | $1,382,000 | 896 |
| Additional noninterest expense | $3,447,000 | 950 |
| Pre-tax net operating income | $4,059,000 | 1,075 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,381,000 | 820 |
| Income before extraordinary items | $2,678,000 | 1,276 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,678,000 | 1,278 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,678,000 | 1,277 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $937,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,678,000 | 1,249 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 1,009 |
| Total interest expense | $487,000 | 1,437 |
| Net interest income | $5,955,000 | 959 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,935,000 | 811 |
| Gross Fiduciary activities income | $357,000 | 407 |
| Service charges on deposit accounts | $232,000 | 1,267 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,346,000 | 739 |
| Total noninterest expense | $5,603,000 | 931 |
| Salaries and employee benefits | $3,147,000 | 907 |
| Premises and equipment expense | $703,000 | 894 |
| Additional noninterest expense | $1,753,000 | 906 |
| Pre-tax net operating income | $2,287,000 | 940 |
| Securities gains (losses) | $-27,000 | 6,323 |
| Applicable income taxes | $769,000 | 753 |
| Income before extraordinary items | $1,491,000 | 1,143 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,491,000 | 1,144 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,491,000 | 1,144 |
| Net charge-offs | $44,000 | 1,653 |
| Cash dividends | $520,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,508,820 | 1,096 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $26,011,000 | 984 |
| Total interest expense | $2,079,000 | 1,416 |
| Net interest income | $23,932,000 | 926 |
| Provision for loan and lease losses | $1,105,000 | 806 |
| Total noninterest income | $6,459,000 | 913 |
| Gross Fiduciary activities income | $1,347,000 | 415 |
| Service charges on deposit accounts | $1,012,000 | 1,270 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,100,000 | 889 |
| Total noninterest expense | $21,715,000 | 930 |
| Salaries and employee benefits | $12,138,000 | 903 |
| Premises and equipment expense | $2,829,000 | 868 |
| Additional noninterest expense | $6,748,000 | 969 |
| Pre-tax net operating income | $7,571,000 | 1,081 |
| Securities gains (losses) | $529,000 | 374 |
| Applicable income taxes | $3,139,000 | 698 |
| Income before extraordinary items | $4,961,000 | 1,322 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,961,000 | 1,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,961,000 | 1,321 |
| Net charge-offs | $1,703,000 | 592 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,622,440 | 1,373 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,573,000 | 982 |
| Total interest expense | $1,590,000 | 1,400 |
| Net interest income | $17,983,000 | 923 |
| Provision for loan and lease losses | $1,105,000 | 606 |
| Total noninterest income | $4,838,000 | 911 |
| Gross Fiduciary activities income | $967,000 | 424 |
| Service charges on deposit accounts | $737,000 | 1,323 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,134,000 | 870 |
| Total noninterest expense | $16,001,000 | 944 |
| Salaries and employee benefits | $8,752,000 | 931 |
| Premises and equipment expense | $2,150,000 | 866 |
| Additional noninterest expense | $5,099,000 | 951 |
| Pre-tax net operating income | $5,715,000 | 1,084 |
| Securities gains (losses) | $373,000 | 398 |
| Applicable income taxes | $2,390,000 | 704 |
| Income before extraordinary items | $3,698,000 | 1,310 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,698,000 | 1,310 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,698,000 | 1,310 |
| Net charge-offs | $1,245,000 | 571 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,459,280 | 1,369 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,053,000 | 970 |
| Total interest expense | $1,099,000 | 1,350 |
| Net interest income | $11,954,000 | 920 |
| Provision for loan and lease losses | $1,005,000 | 450 |
| Total noninterest income | $3,190,000 | 899 |
| Gross Fiduciary activities income | $639,000 | 423 |
| Service charges on deposit accounts | $449,000 | 1,422 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,102,000 | 849 |
| Total noninterest expense | $10,679,000 | 937 |
| Salaries and employee benefits | $5,825,000 | 933 |
| Premises and equipment expense | $1,399,000 | 886 |
| Additional noninterest expense | $3,455,000 | 932 |
| Pre-tax net operating income | $3,460,000 | 1,148 |
| Securities gains (losses) | $12,000 | 1,855 |
| Applicable income taxes | $1,331,000 | 778 |
| Income before extraordinary items | $2,141,000 | 1,444 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,141,000 | 1,446 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,141,000 | 1,446 |
| Net charge-offs | $905,000 | 548 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,133,320 | 1,421 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,484,000 | 976 |
| Total interest expense | $576,000 | 1,303 |
| Net interest income | $5,908,000 | 932 |
| Provision for loan and lease losses | $580,000 | 404 |
| Total noninterest income | $1,654,000 | 842 |
| Gross Fiduciary activities income | $319,000 | 423 |
| Service charges on deposit accounts | $218,000 | 1,434 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,117,000 | 769 |
| Total noninterest expense | $5,430,000 | 928 |
| Salaries and employee benefits | $3,053,000 | 912 |
| Premises and equipment expense | $713,000 | 887 |
| Additional noninterest expense | $1,664,000 | 963 |
| Pre-tax net operating income | $1,552,000 | 1,215 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $551,000 | 869 |
| Income before extraordinary items | $1,001,000 | 1,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,001,000 | 1,501 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,001,000 | 1,501 |
| Net charge-offs | $196,000 | 964 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,001,000 | 1,477 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $27,160,000 | 930 |
| Total interest expense | $3,033,000 | 1,108 |
| Net interest income | $24,127,000 | 888 |
| Provision for loan and lease losses | $4,800,000 | 278 |
| Total noninterest income | $7,075,000 | 879 |
| Gross Fiduciary activities income | $1,173,000 | 423 |
| Service charges on deposit accounts | $967,000 | 1,410 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,935,000 | 816 |
| Total noninterest expense | $21,806,000 | 931 |
| Salaries and employee benefits | $11,436,000 | 936 |
| Premises and equipment expense | $2,787,000 | 865 |
| Additional noninterest expense | $7,583,000 | 894 |
| Pre-tax net operating income | $4,596,000 | 1,521 |
| Securities gains (losses) | $383,000 | 572 |
| Applicable income taxes | $1,242,000 | 1,282 |
| Income before extraordinary items | $3,737,000 | 1,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,737,000 | 1,592 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,737,000 | 1,592 |
| Net charge-offs | $10,600,000 | 172 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,449,750 | 1,657 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,480,000 | 934 |
| Total interest expense | $2,384,000 | 1,098 |
| Net interest income | $18,096,000 | 896 |
| Provision for loan and lease losses | $4,568,000 | 235 |
| Total noninterest income | $5,346,000 | 887 |
| Gross Fiduciary activities income | $817,000 | 439 |
| Service charges on deposit accounts | $722,000 | 1,422 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,807,000 | 811 |
| Total noninterest expense | $16,361,000 | 937 |
| Salaries and employee benefits | $8,583,000 | 939 |
| Premises and equipment expense | $2,080,000 | 876 |
| Additional noninterest expense | $5,698,000 | 894 |
| Pre-tax net operating income | $2,513,000 | 2,047 |
| Securities gains (losses) | $293,000 | 647 |
| Applicable income taxes | $568,000 | 1,790 |
| Income before extraordinary items | $2,238,000 | 1,941 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,238,000 | 1,948 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,238,000 | 1,947 |
| Net charge-offs | $8,438,000 | 163 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,003,600 | 2,059 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,717,000 | 920 |
| Total interest expense | $1,667,000 | 1,066 |
| Net interest income | $12,050,000 | 887 |
| Provision for loan and lease losses | $3,310,000 | 225 |
| Total noninterest income | $3,933,000 | 822 |
| Gross Fiduciary activities income | $557,000 | 435 |
| Service charges on deposit accounts | $459,000 | 1,452 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,917,000 | 747 |
| Total noninterest expense | $11,192,000 | 909 |
| Salaries and employee benefits | $5,781,000 | 932 |
| Premises and equipment expense | $1,400,000 | 872 |
| Additional noninterest expense | $4,011,000 | 838 |
| Pre-tax net operating income | $1,481,000 | 2,213 |
| Securities gains (losses) | $293,000 | 571 |
| Applicable income taxes | $339,000 | 1,898 |
| Income before extraordinary items | $1,435,000 | 2,008 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,435,000 | 2,015 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,435,000 | 2,014 |
| Net charge-offs | $5,973,000 | 166 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,197,670 | 2,213 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 883 |
| Total interest expense | $859,000 | 1,073 |
| Net interest income | $6,211,000 | 858 |
| Provision for loan and lease losses | $2,075,000 | 198 |
| Total noninterest income | $2,063,000 | 806 |
| Gross Fiduciary activities income | $271,000 | 447 |
| Service charges on deposit accounts | $223,000 | 1,470 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,569,000 | 720 |
| Total noninterest expense | $5,856,000 | 877 |
| Salaries and employee benefits | $3,015,000 | 911 |
| Premises and equipment expense | $707,000 | 883 |
| Additional noninterest expense | $2,134,000 | 799 |
| Pre-tax net operating income | $343,000 | 3,550 |
| Securities gains (losses) | $293,000 | 334 |
| Applicable income taxes | $106,000 | 2,344 |
| Income before extraordinary items | $530,000 | 2,479 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $530,000 | 2,481 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $530,000 | 2,481 |
| Net charge-offs | $2,633,000 | 211 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $286,810 | 3,562 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $32,628,000 | 802 |
| Total interest expense | $4,470,000 | 1,017 |
| Net interest income | $28,158,000 | 763 |
| Provision for loan and lease losses | $7,350,000 | 363 |
| Total noninterest income | $7,213,000 | 868 |
| Gross Fiduciary activities income | $1,080,000 | 435 |
| Service charges on deposit accounts | $987,000 | 1,427 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,146,000 | 797 |
| Total noninterest expense | $22,498,000 | 898 |
| Salaries and employee benefits | $11,441,000 | 909 |
| Premises and equipment expense | $2,669,000 | 904 |
| Additional noninterest expense | $8,388,000 | 835 |
| Pre-tax net operating income | $5,523,000 | 1,260 |
| Securities gains (losses) | $14,000 | 3,286 |
| Applicable income taxes | $1,810,000 | 945 |
| Income before extraordinary items | $3,727,000 | 1,540 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,727,000 | 1,542 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,727,000 | 1,541 |
| Net charge-offs | $8,857,000 | 358 |
| Cash dividends | $380,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,717,620 | 1,455 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $24,929,000 | 802 |
| Total interest expense | $3,493,000 | 1,022 |
| Net interest income | $21,436,000 | 767 |
| Provision for loan and lease losses | $4,500,000 | 443 |
| Total noninterest income | $5,794,000 | 813 |
| Gross Fiduciary activities income | $792,000 | 435 |
| Service charges on deposit accounts | $736,000 | 1,447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,266,000 | 722 |
| Total noninterest expense | $17,138,000 | 879 |
| Salaries and employee benefits | $8,930,000 | 878 |
| Premises and equipment expense | $2,092,000 | 869 |
| Additional noninterest expense | $6,116,000 | 858 |
| Pre-tax net operating income | $5,592,000 | 973 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,873,000 | 749 |
| Income before extraordinary items | $3,719,000 | 1,208 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,719,000 | 1,209 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,719,000 | 1,209 |
| Net charge-offs | $5,620,000 | 419 |
| Cash dividends | $380,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,719,000 | 1,142 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,105,000 | 788 |
| Total interest expense | $2,430,000 | 1,011 |
| Net interest income | $14,675,000 | 749 |
| Provision for loan and lease losses | $3,220,000 | 428 |
| Total noninterest income | $3,904,000 | 802 |
| Gross Fiduciary activities income | $541,000 | 427 |
| Service charges on deposit accounts | $483,000 | 1,462 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,880,000 | 713 |
| Total noninterest expense | $11,503,000 | 864 |
| Salaries and employee benefits | $6,049,000 | 858 |
| Premises and equipment expense | $1,407,000 | 859 |
| Additional noninterest expense | $4,047,000 | 852 |
| Pre-tax net operating income | $3,856,000 | 937 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,220,000 | 757 |
| Income before extraordinary items | $2,636,000 | 1,142 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,636,000 | 1,142 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,636,000 | 1,142 |
| Net charge-offs | $3,285,000 | 486 |
| Cash dividends | $380,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,636,000 | 1,065 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 784 |
| Total interest expense | $1,265,000 | 1,003 |
| Net interest income | $7,372,000 | 740 |
| Provision for loan and lease losses | $1,720,000 | 412 |
| Total noninterest income | $1,988,000 | 784 |
| Gross Fiduciary activities income | $271,000 | 427 |
| Service charges on deposit accounts | $242,000 | 1,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,475,000 | 692 |
| Total noninterest expense | $5,888,000 | 840 |
| Salaries and employee benefits | $3,158,000 | 813 |
| Premises and equipment expense | $712,000 | 855 |
| Additional noninterest expense | $2,018,000 | 838 |
| Pre-tax net operating income | $1,752,000 | 1,008 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $564,000 | 797 |
| Income before extraordinary items | $1,188,000 | 1,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,188,000 | 1,225 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,188,000 | 1,226 |
| Net charge-offs | $1,512,000 | 495 |
| Cash dividends | $126,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,188,000 | 1,159 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $36,882,000 | 771 |
| Total interest expense | $7,022,000 | 855 |
| Net interest income | $29,860,000 | 727 |
| Provision for loan and lease losses | $13,489,000 | 326 |
| Total noninterest income | $6,143,000 | 888 |
| Gross Fiduciary activities income | $1,020,000 | 395 |
| Service charges on deposit accounts | $1,043,000 | 1,422 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,080,000 | 829 |
| Total noninterest expense | $21,867,000 | 894 |
| Salaries and employee benefits | $11,669,000 | 844 |
| Premises and equipment expense | $2,656,000 | 942 |
| Additional noninterest expense | $7,542,000 | 938 |
| Pre-tax net operating income | $647,000 | 4,400 |
| Securities gains (losses) | $-174,000 | 7,148 |
| Applicable income taxes | $-453,000 | 7,044 |
| Income before extraordinary items | $926,000 | 3,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $926,000 | 3,691 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $926,000 | 3,691 |
| Net charge-offs | $6,567,000 | 640 |
| Cash dividends | $2,444,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,100,000 | 3,266 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $28,525,000 | 756 |
| Total interest expense | $5,617,000 | 832 |
| Net interest income | $22,908,000 | 717 |
| Provision for loan and lease losses | $7,050,000 | 446 |
| Total noninterest income | $4,508,000 | 913 |
| Gross Fiduciary activities income | $743,000 | 396 |
| Service charges on deposit accounts | $789,000 | 1,411 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,976,000 | 834 |
| Total noninterest expense | $17,189,000 | 860 |
| Salaries and employee benefits | $9,486,000 | 783 |
| Premises and equipment expense | $2,154,000 | 889 |
| Additional noninterest expense | $5,549,000 | 953 |
| Pre-tax net operating income | $3,177,000 | 1,421 |
| Securities gains (losses) | $-9,000 | 6,996 |
| Applicable income taxes | $760,000 | 1,343 |
| Income before extraordinary items | $2,408,000 | 1,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,408,000 | 1,587 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,408,000 | 1,587 |
| Net charge-offs | $4,713,000 | 657 |
| Cash dividends | $2,168,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,414,840 | 1,491 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,017,000 | 762 |
| Total interest expense | $3,942,000 | 819 |
| Net interest income | $15,075,000 | 733 |
| Provision for loan and lease losses | $5,100,000 | 426 |
| Total noninterest income | $2,925,000 | 941 |
| Gross Fiduciary activities income | $505,000 | 397 |
| Service charges on deposit accounts | $511,000 | 1,434 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,909,000 | 865 |
| Total noninterest expense | $11,600,000 | 862 |
| Salaries and employee benefits | $6,412,000 | 779 |
| Premises and equipment expense | $1,482,000 | 866 |
| Additional noninterest expense | $3,706,000 | 981 |
| Pre-tax net operating income | $1,300,000 | 2,094 |
| Securities gains (losses) | $-9,000 | 7,063 |
| Applicable income taxes | $184,000 | 2,306 |
| Income before extraordinary items | $1,107,000 | 2,088 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,107,000 | 2,088 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,107,000 | 2,088 |
| Net charge-offs | $2,497,000 | 786 |
| Cash dividends | $1,201,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,114,740 | 2,008 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,364,000 | 786 |
| Total interest expense | $2,031,000 | 829 |
| Net interest income | $7,333,000 | 758 |
| Provision for loan and lease losses | $2,000,000 | 517 |
| Total noninterest income | $1,753,000 | 812 |
| Gross Fiduciary activities income | $250,000 | 405 |
| Service charges on deposit accounts | $272,000 | 1,307 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,231,000 | 716 |
| Total noninterest expense | $5,822,000 | 860 |
| Salaries and employee benefits | $3,168,000 | 805 |
| Premises and equipment expense | $767,000 | 857 |
| Additional noninterest expense | $1,887,000 | 948 |
| Pre-tax net operating income | $1,264,000 | 1,162 |
| Securities gains (losses) | $-9,000 | 7,160 |
| Applicable income taxes | $333,000 | 1,022 |
| Income before extraordinary items | $922,000 | 1,321 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $922,000 | 1,321 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $922,000 | 1,321 |
| Net charge-offs | $1,877,000 | 563 |
| Cash dividends | $827,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $928,570 | 1,284 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $38,469,000 | 795 |
| Total interest expense | $10,303,000 | 784 |
| Net interest income | $28,166,000 | 782 |
| Provision for loan and lease losses | $6,760,000 | 902 |
| Total noninterest income | $7,517,000 | 791 |
| Gross Fiduciary activities income | $909,000 | 417 |
| Service charges on deposit accounts | $1,171,000 | 1,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,437,000 | 697 |
| Total noninterest expense | $22,590,000 | 894 |
| Salaries and employee benefits | $12,872,000 | 754 |
| Premises and equipment expense | $2,611,000 | 987 |
| Additional noninterest expense | $7,107,000 | 1,035 |
| Pre-tax net operating income | $6,333,000 | 837 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,776,000 | 797 |
| Income before extraordinary items | $4,557,000 | 967 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,557,000 | 969 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,557,000 | 970 |
| Net charge-offs | $3,475,000 | 1,338 |
| Cash dividends | $2,565,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,557,000 | 922 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,744,000 | 802 |
| Total interest expense | $7,951,000 | 792 |
| Net interest income | $20,793,000 | 796 |
| Provision for loan and lease losses | $2,758,000 | 1,336 |
| Total noninterest income | $5,005,000 | 845 |
| Gross Fiduciary activities income | $653,000 | 425 |
| Service charges on deposit accounts | $868,000 | 1,352 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,484,000 | 737 |
| Total noninterest expense | $16,419,000 | 907 |
| Salaries and employee benefits | $9,329,000 | 779 |
| Premises and equipment expense | $2,020,000 | 951 |
| Additional noninterest expense | $5,070,000 | 1,055 |
| Pre-tax net operating income | $6,621,000 | 644 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,070,000 | 581 |
| Income before extraordinary items | $4,551,000 | 765 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,551,000 | 763 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,551,000 | 765 |
| Net charge-offs | $2,015,000 | 1,499 |
| Cash dividends | $1,958,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,551,000 | 726 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,628,000 | 828 |
| Total interest expense | $5,369,000 | 814 |
| Net interest income | $13,259,000 | 821 |
| Provision for loan and lease losses | $1,608,000 | 1,451 |
| Total noninterest income | $2,889,000 | 921 |
| Gross Fiduciary activities income | $443,000 | 423 |
| Service charges on deposit accounts | $553,000 | 1,420 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,893,000 | 838 |
| Total noninterest expense | $10,844,000 | 918 |
| Salaries and employee benefits | $6,143,000 | 786 |
| Premises and equipment expense | $1,355,000 | 970 |
| Additional noninterest expense | $3,346,000 | 1,060 |
| Pre-tax net operating income | $3,696,000 | 747 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,092,000 | 671 |
| Income before extraordinary items | $2,604,000 | 852 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,604,000 | 852 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,604,000 | 853 |
| Net charge-offs | $1,226,000 | 1,538 |
| Cash dividends | $1,258,000 | 556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,604,000 | 821 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,032,000 | 873 |
| Total interest expense | $2,703,000 | 859 |
| Net interest income | $6,329,000 | 878 |
| Provision for loan and lease losses | $750,000 | 1,389 |
| Total noninterest income | $1,339,000 | 961 |
| Gross Fiduciary activities income | $217,000 | 436 |
| Service charges on deposit accounts | $255,000 | 1,532 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $867,000 | 884 |
| Total noninterest expense | $5,500,000 | 909 |
| Salaries and employee benefits | $3,065,000 | 796 |
| Premises and equipment expense | $704,000 | 961 |
| Additional noninterest expense | $1,731,000 | 1,012 |
| Pre-tax net operating income | $1,418,000 | 951 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $380,000 | 872 |
| Income before extraordinary items | $1,038,000 | 1,057 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,038,000 | 1,056 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,038,000 | 1,059 |
| Net charge-offs | $697,000 | 1,333 |
| Cash dividends | $697,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,038,000 | 1,023 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $37,558,000 | 897 |
| Total interest expense | $14,116,000 | 829 |
| Net interest income | $23,442,000 | 922 |
| Provision for loan and lease losses | $3,956,000 | 1,665 |
| Total noninterest income | $6,682,000 | 868 |
| Gross Fiduciary activities income | $773,000 | 444 |
| Service charges on deposit accounts | $1,257,000 | 1,372 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,652,000 | 760 |
| Total noninterest expense | $21,376,000 | 982 |
| Salaries and employee benefits | $11,825,000 | 824 |
| Premises and equipment expense | $2,631,000 | 1,031 |
| Additional noninterest expense | $6,920,000 | 1,126 |
| Pre-tax net operating income | $4,792,000 | 875 |
| Securities gains (losses) | $269,000 | 1,320 |
| Applicable income taxes | $1,190,000 | 853 |
| Income before extraordinary items | $3,871,000 | 894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,871,000 | 893 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,871,000 | 893 |
| Net charge-offs | $1,606,000 | 2,293 |
| Cash dividends | $2,788,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,666,560 | 929 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $28,103,000 | 918 |
| Total interest expense | $11,046,000 | 838 |
| Net interest income | $17,057,000 | 956 |
| Provision for loan and lease losses | $2,525,000 | 1,652 |
| Total noninterest income | $5,003,000 | 877 |
| Gross Fiduciary activities income | $542,000 | 459 |
| Service charges on deposit accounts | $958,000 | 1,346 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,503,000 | 767 |
| Total noninterest expense | $16,376,000 | 956 |
| Salaries and employee benefits | $9,203,000 | 806 |
| Premises and equipment expense | $2,067,000 | 990 |
| Additional noninterest expense | $5,106,000 | 1,104 |
| Pre-tax net operating income | $3,159,000 | 1,039 |
| Securities gains (losses) | $269,000 | 1,072 |
| Applicable income taxes | $745,000 | 1,053 |
| Income before extraordinary items | $2,683,000 | 1,010 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,683,000 | 1,009 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,683,000 | 1,010 |
| Net charge-offs | $568,000 | 2,872 |
| Cash dividends | $2,091,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,473,180 | 1,089 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,674,000 | 943 |
| Total interest expense | $7,679,000 | 846 |
| Net interest income | $10,995,000 | 978 |
| Provision for loan and lease losses | $1,550,000 | 1,623 |
| Total noninterest income | $3,242,000 | 903 |
| Gross Fiduciary activities income | $355,000 | 468 |
| Service charges on deposit accounts | $637,000 | 1,329 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,250,000 | 804 |
| Total noninterest expense | $11,305,000 | 950 |
| Salaries and employee benefits | $6,240,000 | 817 |
| Premises and equipment expense | $1,403,000 | 1,002 |
| Additional noninterest expense | $3,662,000 | 1,044 |
| Pre-tax net operating income | $1,382,000 | 1,631 |
| Securities gains (losses) | $269,000 | 827 |
| Applicable income taxes | $238,000 | 1,780 |
| Income before extraordinary items | $1,413,000 | 1,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,413,000 | 1,339 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,413,000 | 1,340 |
| Net charge-offs | $419,000 | 2,548 |
| Cash dividends | $1,394,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,181,660 | 1,551 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,272,000 | 958 |
| Total interest expense | $3,981,000 | 843 |
| Net interest income | $5,291,000 | 1,019 |
| Provision for loan and lease losses | $575,000 | 1,649 |
| Total noninterest income | $1,916,000 | 768 |
| Gross Fiduciary activities income | $18,000 | 925 |
| Service charges on deposit accounts | $309,000 | 1,334 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,589,000 | 609 |
| Total noninterest expense | $5,559,000 | 919 |
| Salaries and employee benefits | $3,169,000 | 799 |
| Premises and equipment expense | $722,000 | 996 |
| Additional noninterest expense | $1,668,000 | 1,013 |
| Pre-tax net operating income | $1,073,000 | 1,198 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $212,000 | 1,390 |
| Income before extraordinary items | $861,000 | 1,274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $861,000 | 1,275 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $861,000 | 1,276 |
| Net charge-offs | $287,000 | 1,820 |
| Cash dividends | $697,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $861,000 | 1,204 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,438,000 | 980 |
| Total interest expense | $18,196,000 | 876 |
| Net interest income | $20,242,000 | 1,068 |
| Provision for loan and lease losses | $2,084,000 | 1,744 |
| Total noninterest income | $6,325,000 | 874 |
| Gross Fiduciary activities income | $867,000 | 441 |
| Service charges on deposit accounts | $1,331,000 | 1,354 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,127,000 | 751 |
| Total noninterest expense | $18,638,000 | 1,059 |
| Salaries and employee benefits | $10,885,000 | 922 |
| Premises and equipment expense | $2,665,000 | 1,046 |
| Additional noninterest expense | $5,088,000 | 1,249 |
| Pre-tax net operating income | $5,845,000 | 958 |
| Securities gains (losses) | $150,000 | 866 |
| Applicable income taxes | $1,133,000 | 1,081 |
| Income before extraordinary items | $4,862,000 | 834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,862,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,584,000 | 1,502 |
| Cash dividends | $2,767,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,740,500 | 924 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,722,000 | 1,013 |
| Total interest expense | $13,785,000 | 905 |
| Net interest income | $14,937,000 | 1,119 |
| Provision for loan and lease losses | $1,202,000 | 1,649 |
| Total noninterest income | $4,985,000 | 873 |
| Gross Fiduciary activities income | $594,000 | 469 |
| Service charges on deposit accounts | $978,000 | 1,392 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,413,000 | 752 |
| Total noninterest expense | $14,245,000 | 1,038 |
| Salaries and employee benefits | $8,417,000 | 913 |
| Premises and equipment expense | $2,052,000 | 1,019 |
| Additional noninterest expense | $3,776,000 | 1,216 |
| Pre-tax net operating income | $4,475,000 | 1,134 |
| Securities gains (losses) | $150,000 | 742 |
| Applicable income taxes | $860,000 | 1,303 |
| Income before extraordinary items | $3,765,000 | 976 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,765,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,302,000 | 1,103 |
| Cash dividends | $2,069,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,643,500 | 1,068 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,036,000 | 1,036 |
| Total interest expense | $9,334,000 | 922 |
| Net interest income | $9,702,000 | 1,140 |
| Provision for loan and lease losses | $707,000 | 1,517 |
| Total noninterest income | $3,314,000 | 888 |
| Gross Fiduciary activities income | $401,000 | 474 |
| Service charges on deposit accounts | $634,000 | 1,408 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,279,000 | 772 |
| Total noninterest expense | $9,416,000 | 1,042 |
| Salaries and employee benefits | $5,588,000 | 926 |
| Premises and equipment expense | $1,377,000 | 1,011 |
| Additional noninterest expense | $2,451,000 | 1,213 |
| Pre-tax net operating income | $2,893,000 | 1,231 |
| Securities gains (losses) | $150,000 | 735 |
| Applicable income taxes | $655,000 | 1,293 |
| Income before extraordinary items | $2,388,000 | 1,151 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,388,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,007 |
| Cash dividends | $1,379,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,271,000 | 1,199 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,738,000 | 1,035 |
| Total interest expense | $4,941,000 | 922 |
| Net interest income | $4,797,000 | 1,142 |
| Provision for loan and lease losses | $352,000 | 1,248 |
| Total noninterest income | $1,744,000 | 845 |
| Gross Fiduciary activities income | $198,000 | 485 |
| Service charges on deposit accounts | $313,000 | 1,398 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,233,000 | 723 |
| Total noninterest expense | $4,743,000 | 1,028 |
| Salaries and employee benefits | $2,777,000 | 947 |
| Premises and equipment expense | $701,000 | 989 |
| Additional noninterest expense | $1,265,000 | 1,141 |
| Pre-tax net operating income | $1,446,000 | 1,313 |
| Securities gains (losses) | $150,000 | 542 |
| Applicable income taxes | $347,000 | 1,330 |
| Income before extraordinary items | $1,249,000 | 1,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,249,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,546 |
| Cash dividends | $690,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,132,000 | 1,295 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,571,000 | 1,065 |
| Total interest expense | $20,374,000 | 969 |
| Net interest income | $19,197,000 | 1,158 |
| Provision for loan and lease losses | $361,000 | 2,858 |
| Total noninterest income | $6,542,000 | 880 |
| Gross Fiduciary activities income | $807,000 | 474 |
| Service charges on deposit accounts | $1,235,000 | 1,456 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,500,000 | 754 |
| Total noninterest expense | $18,182,000 | 1,027 |
| Salaries and employee benefits | $10,960,000 | 904 |
| Premises and equipment expense | $2,432,000 | 1,093 |
| Additional noninterest expense | $4,790,000 | 1,182 |
| Pre-tax net operating income | $7,196,000 | 1,177 |
| Securities gains (losses) | $-27,000 | 7,838 |
| Applicable income taxes | $1,695,000 | 1,288 |
| Income before extraordinary items | $5,474,000 | 1,174 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,474,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,484 |
| Cash dividends | $2,905,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,494,520 | 1,164 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,452,000 | 1,078 |
| Total interest expense | $15,253,000 | 971 |
| Net interest income | $14,199,000 | 1,187 |
| Provision for loan and lease losses | $325,000 | 2,190 |
| Total noninterest income | $5,114,000 | 855 |
| Gross Fiduciary activities income | $548,000 | 501 |
| Service charges on deposit accounts | $934,000 | 1,420 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,632,000 | 713 |
| Total noninterest expense | $14,087,000 | 986 |
| Salaries and employee benefits | $8,531,000 | 868 |
| Premises and equipment expense | $1,892,000 | 1,048 |
| Additional noninterest expense | $3,664,000 | 1,126 |
| Pre-tax net operating income | $4,901,000 | 1,381 |
| Securities gains (losses) | $-27,000 | 8,034 |
| Applicable income taxes | $1,059,000 | 1,574 |
| Income before extraordinary items | $3,815,000 | 1,338 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,815,000 | 1,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,913 |
| Cash dividends | $2,081,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,836,060 | 1,324 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,416,000 | 1,102 |
| Total interest expense | $10,113,000 | 991 |
| Net interest income | $9,303,000 | 1,230 |
| Provision for loan and lease losses | $330,000 | 1,431 |
| Total noninterest income | $3,202,000 | 923 |
| Gross Fiduciary activities income | $369,000 | 505 |
| Service charges on deposit accounts | $610,000 | 1,454 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,223,000 | 788 |
| Total noninterest expense | $9,528,000 | 988 |
| Salaries and employee benefits | $5,776,000 | 877 |
| Premises and equipment expense | $1,257,000 | 1,057 |
| Additional noninterest expense | $2,495,000 | 1,121 |
| Pre-tax net operating income | $2,647,000 | 1,726 |
| Securities gains (losses) | $-27,000 | 8,189 |
| Applicable income taxes | $482,000 | 2,117 |
| Income before extraordinary items | $2,138,000 | 1,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,138,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $1,460,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,160,140 | 1,596 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,599,000 | 1,109 |
| Total interest expense | $5,069,000 | 972 |
| Net interest income | $4,530,000 | 1,260 |
| Provision for loan and lease losses | $195,000 | 1,191 |
| Total noninterest income | $1,621,000 | 890 |
| Gross Fiduciary activities income | $182,000 | 507 |
| Service charges on deposit accounts | $293,000 | 1,465 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,146,000 | 739 |
| Total noninterest expense | $4,971,000 | 945 |
| Salaries and employee benefits | $2,922,000 | 871 |
| Premises and equipment expense | $679,000 | 966 |
| Additional noninterest expense | $1,370,000 | 1,003 |
| Pre-tax net operating income | $985,000 | 2,198 |
| Securities gains (losses) | $-27,000 | 8,408 |
| Applicable income taxes | $86,000 | 3,481 |
| Income before extraordinary items | $872,000 | 1,921 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $872,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $761,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $896,570 | 1,870 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,782,000 | 1,281 |
| Total interest expense | $14,088,000 | 1,188 |
| Net interest income | $16,694,000 | 1,364 |
| Provision for loan and lease losses | $633,000 | 1,542 |
| Total noninterest income | $5,703,000 | 987 |
| Gross Fiduciary activities income | $716,000 | 495 |
| Service charges on deposit accounts | $1,066,000 | 1,657 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,921,000 | 826 |
| Total noninterest expense | $14,884,000 | 1,211 |
| Salaries and employee benefits | $9,109,000 | 1,061 |
| Premises and equipment expense | $1,754,000 | 1,466 |
| Additional noninterest expense | $4,021,000 | 1,326 |
| Pre-tax net operating income | $6,880,000 | 1,428 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,920,000 | 1,377 |
| Income before extraordinary items | $4,960,000 | 1,471 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,960,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,539 |
| Cash dividends | $2,123,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,960,000 | 1,453 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,150,000 | 1,330 |
| Total interest expense | $9,730,000 | 1,267 |
| Net interest income | $12,420,000 | 1,394 |
| Provision for loan and lease losses | $600,000 | 1,201 |
| Total noninterest income | $3,986,000 | 1,049 |
| Gross Fiduciary activities income | $497,000 | 516 |
| Service charges on deposit accounts | $785,000 | 1,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,704,000 | 889 |
| Total noninterest expense | $11,102,000 | 1,233 |
| Salaries and employee benefits | $6,815,000 | 1,080 |
| Premises and equipment expense | $1,348,000 | 1,440 |
| Additional noninterest expense | $2,939,000 | 1,354 |
| Pre-tax net operating income | $4,704,000 | 1,588 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,270,000 | 1,581 |
| Income before extraordinary items | $3,434,000 | 1,615 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,434,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,252 |
| Cash dividends | $1,586,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,434,000 | 1,595 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,319,000 | 1,341 |
| Total interest expense | $5,987,000 | 1,306 |
| Net interest income | $8,332,000 | 1,385 |
| Provision for loan and lease losses | $400,000 | 1,166 |
| Total noninterest income | $2,585,000 | 1,072 |
| Gross Fiduciary activities income | $334,000 | 518 |
| Service charges on deposit accounts | $511,000 | 1,715 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,740,000 | 922 |
| Total noninterest expense | $7,357,000 | 1,250 |
| Salaries and employee benefits | $4,493,000 | 1,092 |
| Premises and equipment expense | $883,000 | 1,476 |
| Additional noninterest expense | $1,981,000 | 1,351 |
| Pre-tax net operating income | $3,160,000 | 1,578 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $855,000 | 1,574 |
| Income before extraordinary items | $2,305,000 | 1,592 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,305,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,147 |
| Cash dividends | $1,058,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,305,000 | 1,578 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,876,000 | 1,369 |
| Total interest expense | $2,751,000 | 1,345 |
| Net interest income | $4,125,000 | 1,392 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $1,262,000 | 1,075 |
| Gross Fiduciary activities income | $169,000 | 518 |
| Service charges on deposit accounts | $244,000 | 1,727 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $849,000 | 925 |
| Total noninterest expense | $3,728,000 | 1,224 |
| Salaries and employee benefits | $2,263,000 | 1,092 |
| Premises and equipment expense | $463,000 | 1,404 |
| Additional noninterest expense | $1,002,000 | 1,317 |
| Pre-tax net operating income | $1,459,000 | 1,658 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $377,000 | 1,731 |
| Income before extraordinary items | $1,082,000 | 1,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,082,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,727 |
| Cash dividends | $529,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,082,000 | 1,641 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,573,000 | 1,356 |
| Total interest expense | $8,417,000 | 1,343 |
| Net interest income | $16,156,000 | 1,362 |
| Provision for loan and lease losses | $494,000 | 1,924 |
| Total noninterest income | $5,116,000 | 1,072 |
| Gross Fiduciary activities income | $632,000 | 522 |
| Service charges on deposit accounts | $913,000 | 1,878 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,571,000 | 887 |
| Total noninterest expense | $13,854,000 | 1,243 |
| Salaries and employee benefits | $8,576,000 | 1,075 |
| Premises and equipment expense | $1,507,000 | 1,619 |
| Additional noninterest expense | $3,771,000 | 1,356 |
| Pre-tax net operating income | $6,924,000 | 1,382 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,017,000 | 1,355 |
| Income before extraordinary items | $4,907,000 | 1,435 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,907,000 | 1,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,792 |
| Cash dividends | $1,824,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,907,000 | 1,421 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,840,000 | 1,369 |
| Total interest expense | $6,023,000 | 1,327 |
| Net interest income | $11,817,000 | 1,368 |
| Provision for loan and lease losses | $567,000 | 1,254 |
| Total noninterest income | $3,938,000 | 1,054 |
| Gross Fiduciary activities income | $445,000 | 531 |
| Service charges on deposit accounts | $681,000 | 1,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,812,000 | 856 |
| Total noninterest expense | $10,666,000 | 1,209 |
| Salaries and employee benefits | $6,622,000 | 1,033 |
| Premises and equipment expense | $1,222,000 | 1,482 |
| Additional noninterest expense | $2,822,000 | 1,350 |
| Pre-tax net operating income | $4,522,000 | 1,582 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,270,000 | 1,577 |
| Income before extraordinary items | $3,252,000 | 1,616 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,252,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,181 |
| Cash dividends | $1,359,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,252,000 | 1,586 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,562,000 | 1,369 |
| Total interest expense | $3,863,000 | 1,306 |
| Net interest income | $7,699,000 | 1,385 |
| Provision for loan and lease losses | $425,000 | 1,126 |
| Total noninterest income | $2,695,000 | 1,022 |
| Gross Fiduciary activities income | $295,000 | 542 |
| Service charges on deposit accounts | $442,000 | 1,900 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,958,000 | 821 |
| Total noninterest expense | $7,146,000 | 1,180 |
| Salaries and employee benefits | $4,413,000 | 1,024 |
| Premises and equipment expense | $839,000 | 1,441 |
| Additional noninterest expense | $1,894,000 | 1,317 |
| Pre-tax net operating income | $2,823,000 | 1,651 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $780,000 | 1,652 |
| Income before extraordinary items | $2,043,000 | 1,673 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,043,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,666 |
| Cash dividends | $908,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,043,000 | 1,644 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 1,377 |
| Total interest expense | $1,855,000 | 1,285 |
| Net interest income | $3,759,000 | 1,405 |
| Provision for loan and lease losses | $213,000 | 1,079 |
| Total noninterest income | $1,389,000 | 968 |
| Gross Fiduciary activities income | $146,000 | 553 |
| Service charges on deposit accounts | $208,000 | 1,943 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,035,000 | 767 |
| Total noninterest expense | $3,640,000 | 1,157 |
| Salaries and employee benefits | $2,235,000 | 998 |
| Premises and equipment expense | $443,000 | 1,370 |
| Additional noninterest expense | $962,000 | 1,287 |
| Pre-tax net operating income | $1,295,000 | 1,759 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $351,000 | 1,768 |
| Income before extraordinary items | $944,000 | 1,789 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $944,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $454,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $944,000 | 1,747 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,325,000 | 1,334 |
| Total interest expense | $6,860,000 | 1,190 |
| Net interest income | $14,465,000 | 1,398 |
| Provision for loan and lease losses | $629,000 | 1,584 |
| Total noninterest income | $6,078,000 | 898 |
| Gross Fiduciary activities income | $559,000 | 532 |
| Service charges on deposit accounts | $926,000 | 1,884 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,593,000 | 706 |
| Total noninterest expense | $13,919,000 | 1,170 |
| Salaries and employee benefits | $8,432,000 | 1,021 |
| Premises and equipment expense | $1,627,000 | 1,411 |
| Additional noninterest expense | $3,860,000 | 1,285 |
| Pre-tax net operating income | $5,995,000 | 1,438 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,478,000 | 1,623 |
| Income before extraordinary items | $4,517,000 | 1,427 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,517,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,512 |
| Cash dividends | $1,772,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,517,000 | 1,384 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,769,000 | 1,337 |
| Total interest expense | $5,044,000 | 1,186 |
| Net interest income | $10,725,000 | 1,398 |
| Provision for loan and lease losses | $525,000 | 1,396 |
| Total noninterest income | $4,666,000 | 905 |
| Gross Fiduciary activities income | $389,000 | 561 |
| Service charges on deposit accounts | $714,000 | 1,854 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,563,000 | 713 |
| Total noninterest expense | $10,661,000 | 1,140 |
| Salaries and employee benefits | $6,384,000 | 1,004 |
| Premises and equipment expense | $1,322,000 | 1,301 |
| Additional noninterest expense | $2,955,000 | 1,245 |
| Pre-tax net operating income | $4,205,000 | 1,531 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $1,002,000 | 1,779 |
| Income before extraordinary items | $3,202,000 | 1,518 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,202,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,531 |
| Cash dividends | $1,318,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,202,760 | 1,471 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,385,000 | 1,335 |
| Total interest expense | $3,307,000 | 1,192 |
| Net interest income | $7,078,000 | 1,394 |
| Provision for loan and lease losses | $350,000 | 1,369 |
| Total noninterest income | $3,326,000 | 838 |
| Gross Fiduciary activities income | $259,000 | 564 |
| Service charges on deposit accounts | $480,000 | 1,821 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,587,000 | 675 |
| Total noninterest expense | $7,177,000 | 1,127 |
| Salaries and employee benefits | $4,377,000 | 973 |
| Premises and equipment expense | $882,000 | 1,306 |
| Additional noninterest expense | $1,918,000 | 1,271 |
| Pre-tax net operating income | $2,877,000 | 1,476 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $802,000 | 1,528 |
| Income before extraordinary items | $2,074,000 | 1,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,074,000 | 1,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,593 |
| Cash dividends | $878,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,074,720 | 1,490 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 1,354 |
| Total interest expense | $1,680,000 | 1,189 |
| Net interest income | $3,464,000 | 1,434 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $1,768,000 | 789 |
| Gross Fiduciary activities income | $123,000 | 582 |
| Service charges on deposit accounts | $232,000 | 1,827 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,413,000 | 609 |
| Total noninterest expense | $3,633,000 | 1,112 |
| Salaries and employee benefits | $2,209,000 | 976 |
| Premises and equipment expense | $458,000 | 1,274 |
| Additional noninterest expense | $966,000 | 1,245 |
| Pre-tax net operating income | $1,424,000 | 1,459 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $406,000 | 1,526 |
| Income before extraordinary items | $1,017,000 | 1,573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,017,000 | 1,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $439,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,017,710 | 1,485 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,080,000 | 1,427 |
| Total interest expense | $6,579,000 | 1,349 |
| Net interest income | $13,501,000 | 1,435 |
| Provision for loan and lease losses | $1,380,000 | 876 |
| Total noninterest income | $8,269,000 | 760 |
| Gross Fiduciary activities income | $474,000 | 582 |
| Service charges on deposit accounts | $985,000 | 1,740 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,810,000 | 590 |
| Total noninterest expense | $14,850,000 | 1,095 |
| Salaries and employee benefits | $9,092,000 | 942 |
| Premises and equipment expense | $1,716,000 | 1,328 |
| Additional noninterest expense | $4,042,000 | 1,229 |
| Pre-tax net operating income | $5,540,000 | 1,492 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $959,000 | 2,242 |
| Income before extraordinary items | $4,586,000 | 1,382 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,586,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,580,000 | 656 |
| Cash dividends | $1,815,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,581,850 | 1,325 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,799,000 | 1,480 |
| Total interest expense | $5,076,000 | 1,367 |
| Net interest income | $9,723,000 | 1,514 |
| Provision for loan and lease losses | $750,000 | 1,139 |
| Total noninterest income | $6,906,000 | 727 |
| Gross Fiduciary activities income | $320,000 | 617 |
| Service charges on deposit accounts | $734,000 | 1,763 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,852,000 | 570 |
| Total noninterest expense | $11,213,000 | 1,086 |
| Salaries and employee benefits | $6,839,000 | 954 |
| Premises and equipment expense | $1,281,000 | 1,348 |
| Additional noninterest expense | $3,093,000 | 1,225 |
| Pre-tax net operating income | $4,666,000 | 1,388 |
| Securities gains (losses) | $-6,000 | 8,888 |
| Applicable income taxes | $995,000 | 1,863 |
| Income before extraordinary items | $3,665,000 | 1,359 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,665,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $932,000 | 728 |
| Cash dividends | $1,188,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,669,740 | 1,280 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,805,000 | 1,509 |
| Total interest expense | $3,411,000 | 1,421 |
| Net interest income | $6,394,000 | 1,525 |
| Provision for loan and lease losses | $500,000 | 1,144 |
| Total noninterest income | $5,161,000 | 660 |
| Gross Fiduciary activities income | $210,000 | 626 |
| Service charges on deposit accounts | $478,000 | 1,769 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,473,000 | 513 |
| Total noninterest expense | $7,489,000 | 1,086 |
| Salaries and employee benefits | $4,579,000 | 944 |
| Premises and equipment expense | $829,000 | 1,386 |
| Additional noninterest expense | $2,081,000 | 1,206 |
| Pre-tax net operating income | $3,566,000 | 1,203 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $923,000 | 1,457 |
| Income before extraordinary items | $2,643,000 | 1,253 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,643,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $767,000 | 617 |
| Cash dividends | $779,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,643,000 | 1,169 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 1,534 |
| Total interest expense | $1,725,000 | 1,434 |
| Net interest income | $3,119,000 | 1,562 |
| Provision for loan and lease losses | $250,000 | 1,115 |
| Total noninterest income | $2,587,000 | 653 |
| Gross Fiduciary activities income | $101,000 | 643 |
| Service charges on deposit accounts | $236,000 | 1,724 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,250,000 | 504 |
| Total noninterest expense | $3,851,000 | 1,047 |
| Salaries and employee benefits | $2,276,000 | 942 |
| Premises and equipment expense | $416,000 | 1,396 |
| Additional noninterest expense | $1,159,000 | 1,069 |
| Pre-tax net operating income | $1,605,000 | 1,333 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $446,000 | 1,507 |
| Income before extraordinary items | $1,159,000 | 1,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,159,000 | 1,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 909 |
| Cash dividends | $370,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,159,000 | 1,323 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,685,000 | 1,641 |
| Total interest expense | $7,129,000 | 1,596 |
| Net interest income | $11,556,000 | 1,683 |
| Provision for loan and lease losses | $1,243,000 | 1,093 |
| Total noninterest income | $7,068,000 | 790 |
| Gross Fiduciary activities income | $427,000 | 626 |
| Service charges on deposit accounts | $737,000 | 2,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,904,000 | 618 |
| Total noninterest expense | $12,742,000 | 1,196 |
| Salaries and employee benefits | $7,362,000 | 1,086 |
| Premises and equipment expense | $1,417,000 | 1,568 |
| Additional noninterest expense | $3,963,000 | 1,216 |
| Pre-tax net operating income | $4,639,000 | 1,751 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $1,076,000 | 2,099 |
| Income before extraordinary items | $3,566,000 | 1,675 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,566,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,471,000 | 685 |
| Cash dividends | $1,196,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,563,690 | 1,625 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,432,000 | 1,960 |
| Total interest expense | $8,794,000 | 1,839 |
| Net interest income | $8,638,000 | 2,071 |
| Provision for loan and lease losses | $587,000 | 1,945 |
| Total noninterest income | $3,783,000 | 1,242 |
| Gross Fiduciary activities income | $386,000 | 666 |
| Service charges on deposit accounts | $467,000 | 3,001 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,930,000 | 964 |
| Total noninterest expense | $8,682,000 | 1,672 |
| Salaries and employee benefits | $5,337,000 | 1,413 |
| Premises and equipment expense | $1,008,000 | 2,106 |
| Additional noninterest expense | $2,337,000 | 1,933 |
| Pre-tax net operating income | $3,152,000 | 2,161 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $652,000 | 2,809 |
| Income before extraordinary items | $2,500,000 | 2,091 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,500,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,888 |
| Cash dividends | $1,050,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,500,000 | 2,017 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,942,000 | 2,084 |
| Total interest expense | $8,707,000 | 1,981 |
| Net interest income | $8,235,000 | 2,149 |
| Provision for loan and lease losses | $791,000 | 1,288 |
| Total noninterest income | $3,175,000 | 1,285 |
| Gross Fiduciary activities income | $524,000 | 587 |
| Service charges on deposit accounts | $405,000 | 3,208 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,246,000 | 1,048 |
| Total noninterest expense | $7,598,000 | 1,832 |
| Salaries and employee benefits | $4,651,000 | 1,528 |
| Premises and equipment expense | $849,000 | 2,436 |
| Additional noninterest expense | $2,098,000 | 2,072 |
| Pre-tax net operating income | $3,021,000 | 2,380 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $620,000 | 3,030 |
| Income before extraordinary items | $2,401,000 | 2,160 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,401,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,048 |
| Cash dividends | $937,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,401,000 | 2,161 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,551,000 | 2,235 |
| Total interest expense | $7,146,000 | 2,088 |
| Net interest income | $7,405,000 | 2,379 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $2,638,000 | 1,505 |
| Gross Fiduciary activities income | $432,000 | 683 |
| Service charges on deposit accounts | $374,000 | 3,390 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,832,000 | 1,225 |
| Total noninterest expense | $7,105,000 | 1,932 |
| Salaries and employee benefits | $4,401,000 | 1,571 |
| Premises and equipment expense | $813,000 | 2,496 |
| Additional noninterest expense | $1,891,000 | 2,315 |
| Pre-tax net operating income | $2,638,000 | 2,680 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $523,000 | 3,541 |
| Income before extraordinary items | $2,116,000 | 2,451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,116,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,692 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,115,200 | 2,417 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,802,000 | 2,361 |
| Total interest expense | $6,884,000 | 2,198 |
| Net interest income | $6,918,000 | 2,449 |
| Provision for loan and lease losses | $407,000 | 2,034 |
| Total noninterest income | $3,220,000 | 1,279 |
| Gross Fiduciary activities income | $357,000 | 741 |
| Service charges on deposit accounts | $322,000 | 3,717 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,541,000 | 1,009 |
| Total noninterest expense | $6,702,000 | 1,955 |
| Salaries and employee benefits | $4,317,000 | 1,520 |
| Premises and equipment expense | $691,000 | 2,797 |
| Additional noninterest expense | $1,694,000 | 2,460 |
| Pre-tax net operating income | $3,029,000 | 2,347 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $834,000 | 2,644 |
| Income before extraordinary items | $2,201,000 | 2,348 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,201,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,644 |
| Cash dividends | $893,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 738 |
| Net operating income | $2,196,620 | 2,272 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,122,000 | 2,504 |
| Total interest expense | $6,571,000 | 2,285 |
| Net interest income | $6,551,000 | 2,658 |
| Provision for loan and lease losses | $466,000 | 1,890 |
| Total noninterest income | $2,374,000 | 1,537 |
| Gross Fiduciary activities income | $330,000 | 788 |
| Service charges on deposit accounts | $324,000 | 3,843 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,720,000 | 1,212 |
| Total noninterest expense | $5,719,000 | 2,257 |
| Salaries and employee benefits | $3,677,000 | 1,777 |
| Premises and equipment expense | $557,000 | 3,380 |
| Additional noninterest expense | $1,485,000 | 2,760 |
| Pre-tax net operating income | $2,740,000 | 2,705 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $737,000 | 3,116 |
| Income before extraordinary items | $2,003,000 | 2,586 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,003,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,575 |
| Cash dividends | $668,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,003,000 | 2,540 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,827,000 | 2,785 |
| Total interest expense | $5,947,000 | 2,571 |
| Net interest income | $5,880,000 | 3,017 |
| Provision for loan and lease losses | $185,000 | 3,579 |
| Total noninterest income | $1,958,000 | 1,876 |
| Gross Fiduciary activities income | $246,000 | 916 |
| Service charges on deposit accounts | $301,000 | 4,214 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,411,000 | 1,433 |
| Total noninterest expense | $5,198,000 | 2,619 |
| Salaries and employee benefits | $3,260,000 | 2,028 |
| Premises and equipment expense | $565,000 | 3,398 |
| Additional noninterest expense | $1,373,000 | 3,366 |
| Pre-tax net operating income | $2,455,000 | 2,817 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $697,000 | 3,188 |
| Income before extraordinary items | $1,758,000 | 2,764 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,758,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $724,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,758,000 | 2,716 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,055,000 | 3,001 |
| Total interest expense | $5,411,000 | 2,825 |
| Net interest income | $5,644,000 | 3,151 |
| Provision for loan and lease losses | $247,000 | 2,594 |
| Total noninterest income | $1,271,000 | 2,589 |
| Gross Fiduciary activities income | $206,000 | 997 |
| Service charges on deposit accounts | $269,000 | 4,688 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $796,000 | 2,113 |
| Total noninterest expense | $4,689,000 | 2,875 |
| Salaries and employee benefits | $2,844,000 | 2,329 |
| Premises and equipment expense | $475,000 | 3,917 |
| Additional noninterest expense | $1,370,000 | 3,333 |
| Pre-tax net operating income | $1,979,000 | 3,529 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $488,000 | 4,280 |
| Income before extraordinary items | $1,491,000 | 3,271 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,491,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,360 |
| Cash dividends | $526,000 | 3,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,491,000 | 3,243 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 3,339 |
| Total interest expense | $3,841,000 | 3,183 |
| Net interest income | $5,131,000 | 3,475 |
| Provision for loan and lease losses | $409,000 | 1,797 |
| Total noninterest income | $1,357,000 | 2,483 |
| Gross Fiduciary activities income | $196,000 | 1,022 |
| Service charges on deposit accounts | $256,000 | 4,953 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $905,000 | 1,971 |
| Total noninterest expense | $4,280,000 | 3,209 |
| Salaries and employee benefits | $2,632,000 | 2,533 |
| Premises and equipment expense | $407,000 | 4,522 |
| Additional noninterest expense | $1,241,000 | 3,936 |
| Pre-tax net operating income | $1,799,000 | 3,747 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $359,000 | 5,167 |
| Income before extraordinary items | $1,441,000 | 3,278 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,441,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,192 |
| Cash dividends | $427,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,440,200 | 3,311 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 3,677 |
| Total interest expense | $3,705,000 | 3,400 |
| Net interest income | $4,605,000 | 3,841 |
| Provision for loan and lease losses | $382,000 | 2,535 |
| Total noninterest income | $1,905,000 | 2,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,655,000 | 1,437 |
| Total noninterest expense | $4,002,000 | 3,495 |
| Salaries and employee benefits | $2,450,000 | 2,697 |
| Premises and equipment expense | $452,000 | 4,251 |
| Additional noninterest expense | $1,100,000 | 4,529 |
| Pre-tax net operating income | $2,126,000 | 3,124 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $707,000 | 3,087 |
| Income before extraordinary items | $1,417,000 | 3,411 |
| Extraordinary gains, net | $-1,000 | 12,163 |
| Net income | $1,416,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,671 |
| Cash dividends | $371,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,418,340 | 3,238 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,525,000 | 4,056 |
| Total interest expense | $4,170,000 | 3,925 |
| Net interest income | $4,355,000 | 4,127 |
| Provision for loan and lease losses | $364,000 | 3,662 |
| Total noninterest income | $1,908,000 | 2,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,685,000 | 1,404 |
| Total noninterest expense | $4,222,000 | 3,335 |
| Salaries and employee benefits | $2,306,000 | 2,816 |
| Premises and equipment expense | $394,000 | 4,854 |
| Additional noninterest expense | $1,522,000 | 3,556 |
| Pre-tax net operating income | $1,677,000 | 3,661 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $518,000 | 3,883 |
| Income before extraordinary items | $1,153,000 | 3,951 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,153,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 3,122 |
| Cash dividends | $297,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,157,140 | 3,640 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.