Home > Lake Ridge Bank > Net charge- offs to loans
Lake Ridge Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1525% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6272% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5109% | 212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9295% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3756% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3146% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9075% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5773% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1514% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6807% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1620% | 4,640 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3286% | 408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4855% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6168% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4131% | 21 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 4,645 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3240% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4639% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1971% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6225% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5069% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6587% | 23 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5044% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 4,693 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3739% | 4,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0368% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3204% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8671% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7614% | 82 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9958% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2990% | 12 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 3,824 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5683% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2073% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6494% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9397% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6842% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0225% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6278% | 4 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 3,835 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 3,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2150% | 197 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4254% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0923% | 197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0109% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 3,906 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 3,854 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0533% | 3,361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 3,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8422% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2723% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6469% | 598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0140% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 3,943 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 3,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 3,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9557% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2057% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8477% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 3,952 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 4,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8345% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7618% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4505% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0411% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 3,958 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 4,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 3,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1209% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3482% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0306% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3282% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,861 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 3,985 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 4,215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1369% | 3,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8661% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4685% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0246% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2353% | 1,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 3,998 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2800% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9089% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0137% | 2,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 2,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 4,022 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,760 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 3,379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0667% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2658% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6677% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0856% | 2,207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 4,069 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,832 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 3,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1732% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3425% | 4,711 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7332% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1658% | 4,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 4,099 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 3,486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3762% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4096% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3602% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 4,159 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 3,507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4421% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2781% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5212% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,939 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 3,511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1872% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6113% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0233% | 4,378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 4,245 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 3,653 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0323% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6465% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6704% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1445% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0330% | 4,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0472% | 4,909 |
| Percentage Net Loans Charged-off:Construction & development | -0.1651% | 4,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0092% | 4,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1152% | 5,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2763% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1616% | 5,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0073% | 2,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3827% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5709% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2848% | 2,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 4,286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3778% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0653% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1270% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0332% | 2,930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 4,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 3,636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0163% | 4,507 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0945% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0250% | 2,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0198% | 4,395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 3,797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0336% | 4,273 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1958% | 4,911 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2804% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1505% | 4,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.4439% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0745% | 5,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2322% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 3,822 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 4,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0923% | 5,082 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0191% | 1,052 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1417% | 5,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.5638% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1043% | 5,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 4,741 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,826 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 4,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0322% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0304% | 4,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0981% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1211% | 5,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.8504% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1571% | 5,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,711 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,805 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 4,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0637% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3112% | 5,312 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4808% | 1,068 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1825% | 5,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0702% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 1.8825% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3138% | 5,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 3,961 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 4,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 4,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3269% | 5,295 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4768% | 1,061 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2109% | 5,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0094% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1755% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1990% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 4,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1456% | 3,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5061% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1734% | 5,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0127% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2467% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2797% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2164% | 2,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8032% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3139% | 5,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1087% | 976 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3779% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4251% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 4,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1178% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3325% | 5,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1701% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1904% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6377% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7173% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 4,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4974% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3220% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3070% | 5,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0933% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4125% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0064% | 2,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8414% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9492% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7244% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1272% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5572% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9282% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7870% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0836% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 3,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0553% | 5,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8496% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 5,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1396% | 2,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9980% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8229% | 5,980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 2,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 5,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2014% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8183% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 5,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 4,951 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2799% | 5,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1172% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7293% | 5,944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3372% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3391% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 0.2920% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2378% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5927% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4185% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6186% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2823% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6506% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7415% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5463% | 1,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3320% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3697% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.3997% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2837% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5711% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5472% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5748% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1093% | 3,074 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3919% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2123% | 5,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3658% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3981% | 778 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 5,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2751% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8161% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0322% | 4,497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9468% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1482% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6401% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4118% | 6,029 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1931% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 5,207 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5715% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 4,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6645% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0589% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3869% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3152% | 5,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0999% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3108% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 5.4644% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7830% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2107% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4235% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5528% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7233% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2698% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6418% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9788% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2399% | 2,826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2093% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4192% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 6.0254% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4596% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2834% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9475% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2771% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3764% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4750% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3521% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7191% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0857% | 5,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3210% | 169 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6109% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 7.7384% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9686% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4250% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2576% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4076% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5555% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0404% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6503% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2609% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0987% | 5,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0265% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2687% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 9.5721% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2767% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8112% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 4,674 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2741% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8653% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9776% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3356% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5320% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5475% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5285% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 5.0104% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5675% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1701% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7826% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2168% | 1,389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8788% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8980% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4558% | 921 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5307% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3690% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2845% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1513% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 1.0966% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7510% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.0709% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7447% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0515% | 1,487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8631% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3766% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1608% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4244% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8632% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1123% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9342% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 1.6089% | 1,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 1,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8981% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8039% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0759% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9291% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4604% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0496% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0935% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0014% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0174% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5682% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 2.9765% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 6,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3797% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4464% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2989% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5894% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9790% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1674% | 2,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0918% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0993% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 1.2440% | 2,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0810% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2367% | 565 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0846% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1396% | 1,719 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2639% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0817% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7034% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0273% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3870% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0440% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9965% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 1.4956% | 1,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1179% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6375% | 434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5871% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1847% | 1,440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6646% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3908% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6077% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5638% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6494% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8249% | 1,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8060% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | 2.1971% | 1,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0773% | 2,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4837% | 304 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8207% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2774% | 1,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9251% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0647% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8541% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6407% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1213% | 3,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2359% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1273% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 4.2358% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1518% | 1,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0790% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3034% | 1,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5464% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2560% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2564% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5455% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1512% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5872% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 3,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2564% | 3,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3087% | 2,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9615% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7145% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3400% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4574% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 4,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0364% | 3,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2620% | 2,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3161% | 2,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1697% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3321% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8870% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4241% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1590% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 2,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3663% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4441% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7020% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0351% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0909% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4927% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2539% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1166% | 1,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5537% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6745% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6514% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7302% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4132% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2925% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 5,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0528% | 3,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0931% | 4,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 1,901 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1115% | 3,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9648% | 2,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4230% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8418% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 5,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 4,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0216% | 1,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 3,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4347% | 3,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4871% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5140% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 4,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 3,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 3,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3918% | 2,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2134% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3988% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2123% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7385% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2265% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3093% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3134% | 3,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 5,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 2,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3317% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6712% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6232% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3490% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 4,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 1,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4982% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7448% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4541% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3115% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0429% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2246% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9884% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5874% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0875% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3554% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7280% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5497% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 4,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0618% | 245 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1682% | 2,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6435% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7167% | 1,014 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0588% | 3,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 3,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 1,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0797% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2053% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5492% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7236% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 4,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 6,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3976% | 2,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9746% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 3,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0201% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6947% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0788% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 3,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 7,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1061% | 2,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7745% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1299% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0629% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2192% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5697% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 2,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 2,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6129% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3552% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0755% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7128% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2806% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 4,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 7,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 8,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0258% | 8,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1194% | 3,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5613% | 3,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9439% | 1,205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 4,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 7,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 8,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 8,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1672% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6194% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0856% | 1,015 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 7,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 8,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0553% | 8,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0963% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5082% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6434% | 1,059 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 8,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0809% | 8,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1117% | 8,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1186% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4483% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6125% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1366% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 3,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 2,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 2,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2877% | 2,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3622% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2899% | 1,228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 3,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5846% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4537% | 1,090 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1016% | 2,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4914% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1658% | 1,106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 6,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6698% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9548% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5997% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 2,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0766% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6157% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5759% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3200% | 1,068 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4873% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 3,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 1,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9561% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1753% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0211% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6193% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 2,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2491% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6202% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6219% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3460% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3026% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2177% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4629% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6884% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 1,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3416% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1972% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4757% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5045% | 1,085 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6597% | 8,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2185% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 2,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 1,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3944% | 2,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8942% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3216% | 1,565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5439% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3934% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2864% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3431% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 8,018 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 5,005 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 3,014 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3636% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4944% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |