Home > La Jolla Bank, FSB > Income and Expense
La Jolla Bank, FSB, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $203,485,000 | 186 |
| Total interest expense | $100,775,000 | 126 |
| Net interest income | $102,710,000 | 238 |
| Provision for loan and lease losses | $322,700,000 | 67 |
| Total noninterest income | $-2,769,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-2,769,000 | 7,968 |
| Total noninterest expense | $32,337,000 | 651 |
| Salaries and employee benefits | $13,986,000 | 684 |
| Premises and equipment expense | $4,744,000 | 559 |
| Additional noninterest expense | $13,607,000 | 595 |
| Pre-tax net operating income | $-255,096,000 | 7,981 |
| Securities gains (losses) | $375,000 | 1,059 |
| Applicable income taxes | $-836,000 | 7,217 |
| Income before extraordinary items | $-253,885,000 | 7,975 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-253,885,000 | 7,974 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-253,885,000 | 7,974 |
| Net charge-offs | $282,511,000 | 59 |
| Cash dividends | $665,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-254,260,000 | 7,979 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $161,225,000 | 188 |
| Total interest expense | $78,876,000 | 133 |
| Net interest income | $82,349,000 | 225 |
| Provision for loan and lease losses | $66,200,000 | 174 |
| Total noninterest income | $-1,327,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,327,000 | 8,038 |
| Total noninterest expense | $22,893,000 | 686 |
| Salaries and employee benefits | $10,665,000 | 687 |
| Premises and equipment expense | $3,561,000 | 566 |
| Additional noninterest expense | $8,667,000 | 661 |
| Pre-tax net operating income | $-8,071,000 | 7,676 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-43,784,000 | 8,058 |
| Income before extraordinary items | $35,713,000 | 106 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $35,713,000 | 105 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $35,713,000 | 106 |
| Net charge-offs | $67,496,000 | 134 |
| Cash dividends | $665,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $35,713,000 | 108 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $109,826,000 | 193 |
| Total interest expense | $53,603,000 | 140 |
| Net interest income | $56,223,000 | 222 |
| Provision for loan and lease losses | $24,200,000 | 254 |
| Total noninterest income | $-275,000 | 8,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-275,000 | 8,042 |
| Total noninterest expense | $15,614,000 | 688 |
| Salaries and employee benefits | $7,388,000 | 679 |
| Premises and equipment expense | $2,350,000 | 586 |
| Additional noninterest expense | $5,876,000 | 659 |
| Pre-tax net operating income | $16,134,000 | 164 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-32,745,000 | 8,150 |
| Income before extraordinary items | $48,879,000 | 63 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,879,000 | 63 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $48,879,000 | 63 |
| Net charge-offs | $29,052,000 | 181 |
| Cash dividends | $665,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $48,879,000 | 59 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $56,270,000 | 192 |
| Total interest expense | $27,186,000 | 144 |
| Net interest income | $29,084,000 | 214 |
| Provision for loan and lease losses | $8,000,000 | 304 |
| Total noninterest income | $-46,000 | 8,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-46,000 | 8,078 |
| Total noninterest expense | $6,703,000 | 746 |
| Salaries and employee benefits | $4,071,000 | 605 |
| Premises and equipment expense | $1,156,000 | 611 |
| Additional noninterest expense | $1,476,000 | 1,135 |
| Pre-tax net operating income | $14,335,000 | 116 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $430,000 | 775 |
| Income before extraordinary items | $13,905,000 | 103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,905,000 | 103 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $13,905,000 | 103 |
| Net charge-offs | $1,277,000 | 828 |
| Cash dividends | $665,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $13,905,000 | 100 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $243,494,000 | 191 |
| Total interest expense | $124,871,000 | 158 |
| Net interest income | $118,623,000 | 214 |
| Provision for loan and lease losses | $53,000,000 | 182 |
| Total noninterest income | $628,000 | 4,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $628,000 | 2,823 |
| Total noninterest expense | $27,171,000 | 739 |
| Salaries and employee benefits | $17,816,000 | 539 |
| Premises and equipment expense | $4,694,000 | 587 |
| Additional noninterest expense | $4,661,000 | 1,353 |
| Pre-tax net operating income | $39,080,000 | 167 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $820,000 | 1,378 |
| Income before extraordinary items | $38,260,000 | 123 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $38,260,000 | 124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,579,000 | 202 |
| Cash dividends | $36,349,000 | 111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $38,260,000 | 134 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $183,443,000 | 201 |
| Total interest expense | $96,190,000 | 164 |
| Net interest income | $87,253,000 | 230 |
| Provision for loan and lease losses | $18,000,000 | 257 |
| Total noninterest income | $461,000 | 4,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $461,000 | 2,942 |
| Total noninterest expense | $20,260,000 | 730 |
| Salaries and employee benefits | $13,419,000 | 554 |
| Premises and equipment expense | $3,523,000 | 591 |
| Additional noninterest expense | $3,318,000 | 1,350 |
| Pre-tax net operating income | $49,454,000 | 141 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,484,000 | 845 |
| Income before extraordinary items | $47,970,000 | 110 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $47,970,000 | 110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,874,000 | 356 |
| Cash dividends | $27,200,000 | 114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $47,970,000 | 115 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $121,129,000 | 203 |
| Total interest expense | $65,864,000 | 168 |
| Net interest income | $55,265,000 | 239 |
| Provision for loan and lease losses | $8,500,000 | 309 |
| Total noninterest income | $346,000 | 4,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $346,000 | 2,794 |
| Total noninterest expense | $13,678,000 | 717 |
| Salaries and employee benefits | $9,130,000 | 548 |
| Premises and equipment expense | $2,312,000 | 596 |
| Additional noninterest expense | $2,236,000 | 1,326 |
| Pre-tax net operating income | $33,433,000 | 145 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,003,000 | 937 |
| Income before extraordinary items | $32,430,000 | 117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,430,000 | 117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,718,000 | 458 |
| Cash dividends | $18,350,000 | 128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $32,430,000 | 118 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $60,709,000 | 206 |
| Total interest expense | $34,490,000 | 177 |
| Net interest income | $26,219,000 | 252 |
| Provision for loan and lease losses | $3,500,000 | 277 |
| Total noninterest income | $147,000 | 4,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $147,000 | 3,074 |
| Total noninterest expense | $7,051,000 | 678 |
| Salaries and employee benefits | $4,781,000 | 532 |
| Premises and equipment expense | $1,159,000 | 601 |
| Additional noninterest expense | $1,111,000 | 1,290 |
| Pre-tax net operating income | $15,815,000 | 163 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $474,000 | 1,053 |
| Income before extraordinary items | $15,341,000 | 135 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,341,000 | 135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 415 |
| Cash dividends | $9,200,000 | 120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $15,341,000 | 129 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $241,433,000 | 213 |
| Total interest expense | $143,704,000 | 188 |
| Net interest income | $97,729,000 | 267 |
| Provision for loan and lease losses | $9,250,000 | 268 |
| Total noninterest income | $848,000 | 3,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $848,000 | 2,478 |
| Total noninterest expense | $25,418,000 | 731 |
| Salaries and employee benefits | $16,502,000 | 586 |
| Premises and equipment expense | $4,566,000 | 576 |
| Additional noninterest expense | $4,350,000 | 1,293 |
| Pre-tax net operating income | $63,909,000 | 185 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,666,000 | 1,306 |
| Income before extraordinary items | $62,243,000 | 150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $62,243,000 | 148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,578,000 | 732 |
| Cash dividends | $37,130,000 | 162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $62,243,000 | 147 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $179,545,000 | 211 |
| Total interest expense | $106,656,000 | 187 |
| Net interest income | $72,889,000 | 261 |
| Provision for loan and lease losses | $6,400,000 | 214 |
| Total noninterest income | $748,000 | 3,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $748,000 | 2,211 |
| Total noninterest expense | $18,425,000 | 751 |
| Salaries and employee benefits | $12,115,000 | 597 |
| Premises and equipment expense | $3,402,000 | 575 |
| Additional noninterest expense | $2,908,000 | 1,390 |
| Pre-tax net operating income | $48,812,000 | 197 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,465,000 | 1,250 |
| Income before extraordinary items | $47,347,000 | 160 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $47,347,000 | 158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 824 |
| Cash dividends | $27,830,000 | 160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $47,347,000 | 158 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $117,139,000 | 229 |
| Total interest expense | $68,912,000 | 203 |
| Net interest income | $48,227,000 | 268 |
| Provision for loan and lease losses | $3,850,000 | 210 |
| Total noninterest income | $602,000 | 3,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $602,000 | 1,980 |
| Total noninterest expense | $12,567,000 | 753 |
| Salaries and employee benefits | $8,221,000 | 604 |
| Premises and equipment expense | $2,230,000 | 610 |
| Additional noninterest expense | $2,116,000 | 1,307 |
| Pre-tax net operating income | $32,412,000 | 217 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $973,000 | 1,300 |
| Income before extraordinary items | $31,439,000 | 173 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $31,439,000 | 173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,743 |
| Cash dividends | $18,530,000 | 180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $31,439,000 | 171 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $56,490,000 | 233 |
| Total interest expense | $33,146,000 | 207 |
| Net interest income | $23,344,000 | 279 |
| Provision for loan and lease losses | $1,700,000 | 204 |
| Total noninterest income | $385,000 | 2,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $385,000 | 1,632 |
| Total noninterest expense | $6,205,000 | 758 |
| Salaries and employee benefits | $4,215,000 | 595 |
| Premises and equipment expense | $1,111,000 | 607 |
| Additional noninterest expense | $879,000 | 1,518 |
| Pre-tax net operating income | $15,824,000 | 219 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $475,000 | 1,332 |
| Income before extraordinary items | $15,349,000 | 167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $15,349,000 | 166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,794 |
| Cash dividends | $9,250,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $15,349,000 | 166 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $192,210,000 | 246 |
| Total interest expense | $105,778,000 | 210 |
| Net interest income | $86,432,000 | 293 |
| Provision for loan and lease losses | $5,200,000 | 235 |
| Total noninterest income | $1,853,000 | 2,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,853,000 | 1,442 |
| Total noninterest expense | $22,573,000 | 783 |
| Salaries and employee benefits | $14,604,000 | 644 |
| Premises and equipment expense | $4,292,000 | 593 |
| Additional noninterest expense | $3,677,000 | 1,441 |
| Pre-tax net operating income | $60,512,000 | 230 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,816,000 | 1,432 |
| Income before extraordinary items | $58,696,000 | 181 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $58,696,000 | 181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $717,000 | 895 |
| Cash dividends | $28,825,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $58,696,000 | 177 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $139,137,000 | 262 |
| Total interest expense | $74,032,000 | 224 |
| Net interest income | $65,105,000 | 307 |
| Provision for loan and lease losses | $3,700,000 | 233 |
| Total noninterest income | $1,486,000 | 2,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,486,000 | 1,369 |
| Total noninterest expense | $16,870,000 | 795 |
| Salaries and employee benefits | $10,967,000 | 654 |
| Premises and equipment expense | $3,178,000 | 612 |
| Additional noninterest expense | $2,725,000 | 1,454 |
| Pre-tax net operating income | $46,021,000 | 244 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,381,000 | 1,482 |
| Income before extraordinary items | $44,640,000 | 196 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $44,640,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $637,000 | 667 |
| Cash dividends | $19,555,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $44,640,000 | 194 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $88,989,000 | 271 |
| Total interest expense | $45,689,000 | 232 |
| Net interest income | $43,300,000 | 313 |
| Provision for loan and lease losses | $2,250,000 | 251 |
| Total noninterest income | $969,000 | 2,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $969,000 | 1,379 |
| Total noninterest expense | $11,120,000 | 806 |
| Salaries and employee benefits | $7,228,000 | 669 |
| Premises and equipment expense | $2,063,000 | 631 |
| Additional noninterest expense | $1,829,000 | 1,452 |
| Pre-tax net operating income | $30,899,000 | 244 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $927,000 | 1,484 |
| Income before extraordinary items | $29,972,000 | 199 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $29,972,000 | 199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 480 |
| Cash dividends | $9,105,000 | 245 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $29,972,000 | 197 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $42,466,000 | 276 |
| Total interest expense | $21,220,000 | 232 |
| Net interest income | $21,246,000 | 311 |
| Provision for loan and lease losses | $1,050,000 | 252 |
| Total noninterest income | $643,000 | 1,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $643,000 | 1,115 |
| Total noninterest expense | $5,642,000 | 791 |
| Salaries and employee benefits | $3,567,000 | 674 |
| Premises and equipment expense | $1,038,000 | 626 |
| Additional noninterest expense | $1,037,000 | 1,278 |
| Pre-tax net operating income | $15,197,000 | 247 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $456,000 | 1,494 |
| Income before extraordinary items | $14,741,000 | 197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,741,000 | 197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 281 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $14,741,000 | 194 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $139,608,000 | 292 |
| Total interest expense | $62,135,000 | 237 |
| Net interest income | $77,473,000 | 327 |
| Provision for loan and lease losses | $3,600,000 | 307 |
| Total noninterest income | $3,334,000 | 1,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,334,000 | 940 |
| Total noninterest expense | $19,980,000 | 849 |
| Salaries and employee benefits | $13,213,000 | 682 |
| Premises and equipment expense | $3,559,000 | 696 |
| Additional noninterest expense | $3,208,000 | 1,593 |
| Pre-tax net operating income | $57,227,000 | 247 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,221,000 | 1,981 |
| Income before extraordinary items | $56,006,000 | 205 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $56,006,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 979 |
| Cash dividends | $34,875,000 | 167 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $56,006,000 | 201 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $100,855,000 | 290 |
| Total interest expense | $43,602,000 | 237 |
| Net interest income | $57,253,000 | 328 |
| Provision for loan and lease losses | $2,700,000 | 292 |
| Total noninterest income | $2,242,000 | 1,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,242,000 | 1,031 |
| Total noninterest expense | $14,810,000 | 854 |
| Salaries and employee benefits | $9,856,000 | 677 |
| Premises and equipment expense | $2,562,000 | 711 |
| Additional noninterest expense | $2,392,000 | 1,574 |
| Pre-tax net operating income | $41,985,000 | 259 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $904,000 | 2,024 |
| Income before extraordinary items | $41,081,000 | 212 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $41,081,000 | 213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $25,899,000 | 158 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $41,081,000 | 206 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $63,982,000 | 293 |
| Total interest expense | $26,821,000 | 239 |
| Net interest income | $37,161,000 | 326 |
| Provision for loan and lease losses | $1,800,000 | 282 |
| Total noninterest income | $1,376,000 | 1,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,376,000 | 1,069 |
| Total noninterest expense | $9,632,000 | 871 |
| Salaries and employee benefits | $6,487,000 | 678 |
| Premises and equipment expense | $1,677,000 | 717 |
| Additional noninterest expense | $1,468,000 | 1,682 |
| Pre-tax net operating income | $27,105,000 | 256 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $458,000 | 2,385 |
| Income before extraordinary items | $26,647,000 | 214 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $26,647,000 | 214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $17,208,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $26,647,000 | 209 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $30,698,000 | 299 |
| Total interest expense | $12,285,000 | 241 |
| Net interest income | $18,413,000 | 328 |
| Provision for loan and lease losses | $900,000 | 282 |
| Total noninterest income | $550,000 | 1,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $550,000 | 1,239 |
| Total noninterest expense | $4,765,000 | 873 |
| Salaries and employee benefits | $3,314,000 | 662 |
| Premises and equipment expense | $818,000 | 727 |
| Additional noninterest expense | $633,000 | 1,937 |
| Pre-tax net operating income | $13,298,000 | 257 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $44,000 | 4,929 |
| Income before extraordinary items | $13,254,000 | 213 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $13,254,000 | 213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $8,565,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $13,254,000 | 209 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $105,798,000 | 310 |
| Total interest expense | $39,797,000 | 249 |
| Net interest income | $66,001,000 | 344 |
| Provision for loan and lease losses | $2,600,000 | 437 |
| Total noninterest income | $2,907,000 | 1,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,907,000 | 1,013 |
| Total noninterest expense | $16,647,000 | 980 |
| Salaries and employee benefits | $11,106,000 | 770 |
| Premises and equipment expense | $2,559,000 | 872 |
| Additional noninterest expense | $2,982,000 | 1,633 |
| Pre-tax net operating income | $49,661,000 | 253 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,985,000 | 1,282 |
| Income before extraordinary items | $47,676,000 | 216 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $47,676,000 | 217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,939 |
| Cash dividends | $25,000,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $47,676,000 | 209 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $76,506,000 | 315 |
| Total interest expense | $28,352,000 | 255 |
| Net interest income | $48,154,000 | 350 |
| Provision for loan and lease losses | $1,600,000 | 494 |
| Total noninterest income | $1,883,000 | 1,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,883,000 | 1,133 |
| Total noninterest expense | $12,270,000 | 996 |
| Salaries and employee benefits | $8,367,000 | 764 |
| Premises and equipment expense | $1,771,000 | 961 |
| Additional noninterest expense | $2,132,000 | 1,693 |
| Pre-tax net operating income | $36,167,000 | 261 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,445,000 | 1,319 |
| Income before extraordinary items | $34,722,000 | 218 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $34,722,000 | 219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,051 |
| Cash dividends | $6,750,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $34,722,000 | 212 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $49,320,000 | 321 |
| Total interest expense | $18,011,000 | 259 |
| Net interest income | $31,309,000 | 353 |
| Provision for loan and lease losses | $850,000 | 596 |
| Total noninterest income | $1,090,000 | 2,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,090,000 | 1,247 |
| Total noninterest expense | $7,505,000 | 1,072 |
| Salaries and employee benefits | $5,037,000 | 848 |
| Premises and equipment expense | $1,077,000 | 1,080 |
| Additional noninterest expense | $1,391,000 | 1,717 |
| Pre-tax net operating income | $24,044,000 | 266 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $960,000 | 1,325 |
| Income before extraordinary items | $23,084,000 | 218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,084,000 | 219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,362 |
| Cash dividends | $6,500,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $23,084,000 | 213 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $24,087,000 | 331 |
| Total interest expense | $8,764,000 | 272 |
| Net interest income | $15,323,000 | 365 |
| Provision for loan and lease losses | $375,000 | 665 |
| Total noninterest income | $393,000 | 2,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $393,000 | 1,552 |
| Total noninterest expense | $3,510,000 | 1,160 |
| Salaries and employee benefits | $2,368,000 | 916 |
| Premises and equipment expense | $547,000 | 1,086 |
| Additional noninterest expense | $595,000 | 1,987 |
| Pre-tax net operating income | $11,831,000 | 260 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $473,000 | 1,353 |
| Income before extraordinary items | $11,358,000 | 216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,358,000 | 217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $6,250,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $11,358,000 | 209 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $86,212,000 | 358 |
| Total interest expense | $34,841,000 | 292 |
| Net interest income | $51,371,000 | 411 |
| Provision for loan and lease losses | $1,500,000 | 826 |
| Total noninterest income | $2,521,000 | 1,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,521,000 | 1,214 |
| Total noninterest expense | $12,829,000 | 1,261 |
| Salaries and employee benefits | $8,742,000 | 983 |
| Premises and equipment expense | $1,936,000 | 1,168 |
| Additional noninterest expense | $2,151,000 | 2,243 |
| Pre-tax net operating income | $39,563,000 | 293 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,584,000 | 1,550 |
| Income before extraordinary items | $37,979,000 | 240 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $37,979,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $20,450,000 | 236 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $37,979,000 | 224 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $62,947,000 | 376 |
| Total interest expense | $26,139,000 | 304 |
| Net interest income | $36,808,000 | 430 |
| Provision for loan and lease losses | $900,000 | 969 |
| Total noninterest income | $1,852,000 | 2,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,852,000 | 1,312 |
| Total noninterest expense | $9,464,000 | 1,293 |
| Salaries and employee benefits | $6,557,000 | 994 |
| Premises and equipment expense | $1,415,000 | 1,208 |
| Additional noninterest expense | $1,492,000 | 2,412 |
| Pre-tax net operating income | $28,296,000 | 304 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,132,000 | 1,679 |
| Income before extraordinary items | $27,164,000 | 259 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $27,164,000 | 259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $10,200,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $27,164,000 | 232 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $41,297,000 | 384 |
| Total interest expense | $17,670,000 | 306 |
| Net interest income | $23,627,000 | 448 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $1,384,000 | 1,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,384,000 | 1,208 |
| Total noninterest expense | $6,068,000 | 1,351 |
| Salaries and employee benefits | $4,210,000 | 1,027 |
| Premises and equipment expense | $925,000 | 1,234 |
| Additional noninterest expense | $933,000 | 2,533 |
| Pre-tax net operating income | $18,343,000 | 315 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $733,000 | 1,751 |
| Income before extraordinary items | $17,610,000 | 267 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,610,000 | 268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $5,000,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $17,610,000 | 242 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $20,435,000 | 400 |
| Total interest expense | $8,670,000 | 322 |
| Net interest income | $11,765,000 | 450 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $498,000 | 2,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $498,000 | 1,494 |
| Total noninterest expense | $2,951,000 | 1,366 |
| Salaries and employee benefits | $2,032,000 | 1,046 |
| Premises and equipment expense | $467,000 | 1,228 |
| Additional noninterest expense | $452,000 | 2,556 |
| Pre-tax net operating income | $9,012,000 | 313 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $360,000 | 1,772 |
| Income before extraordinary items | $8,652,000 | 268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,652,000 | 268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-139,000 | 9,250 |
| Cash dividends | $2,500,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $8,652,000 | 247 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $75,994,000 | 440 |
| Total interest expense | $36,428,000 | 355 |
| Net interest income | $39,566,000 | 511 |
| Provision for loan and lease losses | $1,200,000 | 1,132 |
| Total noninterest income | $2,438,000 | 1,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,438,000 | 1,144 |
| Total noninterest expense | $11,338,000 | 1,358 |
| Salaries and employee benefits | $7,653,000 | 1,040 |
| Premises and equipment expense | $1,785,000 | 1,238 |
| Additional noninterest expense | $1,900,000 | 2,429 |
| Pre-tax net operating income | $29,466,000 | 353 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,127,000 | 2,018 |
| Income before extraordinary items | $28,339,000 | 283 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $28,339,000 | 283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,359 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $28,339,000 | 270 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $66,494,000 | 542 |
| Total interest expense | $41,611,000 | 435 |
| Net interest income | $24,883,000 | 707 |
| Provision for loan and lease losses | $1,155,000 | 1,116 |
| Total noninterest income | $1,838,000 | 2,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,838,000 | 1,321 |
| Total noninterest expense | $8,693,000 | 1,671 |
| Salaries and employee benefits | $5,017,000 | 1,509 |
| Premises and equipment expense | $1,673,000 | 1,275 |
| Additional noninterest expense | $2,003,000 | 2,238 |
| Pre-tax net operating income | $16,873,000 | 497 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,053,000 | 836 |
| Income before extraordinary items | $13,820,000 | 440 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,820,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,820,000 | 418 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $53,006,000 | 692 |
| Total interest expense | $33,345,000 | 579 |
| Net interest income | $19,661,000 | 885 |
| Provision for loan and lease losses | $1,020,000 | 1,036 |
| Total noninterest income | $8,577,000 | 654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,577,000 | 462 |
| Total noninterest expense | $9,326,000 | 1,496 |
| Salaries and employee benefits | $5,482,000 | 1,288 |
| Premises and equipment expense | $1,920,000 | 1,041 |
| Additional noninterest expense | $1,924,000 | 2,250 |
| Pre-tax net operating income | $17,892,000 | 489 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $6,766,000 | 443 |
| Income before extraordinary items | $11,126,000 | 526 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,126,000 | 527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,574 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,126,000 | 525 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,486,000 | 861 |
| Total interest expense | $21,538,000 | 745 |
| Net interest income | $17,948,000 | 982 |
| Provision for loan and lease losses | $1,020,000 | 947 |
| Total noninterest income | $1,343,000 | 2,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,343,000 | 1,509 |
| Total noninterest expense | $9,048,000 | 1,539 |
| Salaries and employee benefits | $4,876,000 | 1,414 |
| Premises and equipment expense | $1,889,000 | 1,075 |
| Additional noninterest expense | $2,283,000 | 1,910 |
| Pre-tax net operating income | $9,223,000 | 891 |
| Securities gains (losses) | $18,000 | 1,449 |
| Applicable income taxes | $4,063,000 | 695 |
| Income before extraordinary items | $5,178,000 | 1,061 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,178,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 10,046 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 74 |
| Net operating income | $5,166,480 | 1,042 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,552,000 | 1,429 |
| Total interest expense | $12,782,000 | 1,220 |
| Net interest income | $9,770,000 | 1,746 |
| Provision for loan and lease losses | $670,000 | 1,368 |
| Total noninterest income | $838,000 | 3,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $838,000 | 2,090 |
| Total noninterest expense | $5,272,000 | 2,465 |
| Salaries and employee benefits | $2,680,000 | 2,518 |
| Premises and equipment expense | $1,124,000 | 1,753 |
| Additional noninterest expense | $1,468,000 | 2,835 |
| Pre-tax net operating income | $4,666,000 | 1,588 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,042,000 | 1,241 |
| Income before extraordinary items | $2,624,000 | 1,997 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,624,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-382,000 | 10,405 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,624,000 | 1,920 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,610,000 | 1,684 |
| Total interest expense | $11,468,000 | 1,375 |
| Net interest income | $8,142,000 | 2,145 |
| Provision for loan and lease losses | $690,000 | 1,346 |
| Total noninterest income | $365,000 | 6,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $365,000 | 3,496 |
| Total noninterest expense | $4,001,000 | 3,179 |
| Salaries and employee benefits | $2,250,000 | 2,946 |
| Premises and equipment expense | $983,000 | 2,014 |
| Additional noninterest expense | $768,000 | 4,874 |
| Pre-tax net operating income | $3,816,000 | 1,967 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,710,000 | 1,515 |
| Income before extraordinary items | $2,106,000 | 2,469 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,106,000 | 2,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-278,000 | 10,849 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,106,000 | 2,409 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,633,000 | 1,920 |
| Total interest expense | $10,012,000 | 1,588 |
| Net interest income | $7,621,000 | 2,368 |
| Provision for loan and lease losses | $670,000 | 1,371 |
| Total noninterest income | $384,000 | 6,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $384,000 | 3,478 |
| Total noninterest expense | $5,444,000 | 2,511 |
| Salaries and employee benefits | $2,026,000 | 3,296 |
| Premises and equipment expense | $1,283,000 | 1,590 |
| Additional noninterest expense | $2,135,000 | 2,312 |
| Pre-tax net operating income | $1,891,000 | 3,559 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $858,000 | 2,677 |
| Income before extraordinary items | $1,034,000 | 4,361 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,034,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,882 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 463 |
| Net operating income | $1,033,360 | 4,308 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,339,000 | 2,199 |
| Total interest expense | $9,127,000 | 1,738 |
| Net interest income | $6,212,000 | 2,862 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $95,000 | 10,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $3,968,000 | 3,345 |
| Salaries and employee benefits | $1,774,000 | 3,698 |
| Premises and equipment expense | $1,224,000 | 1,649 |
| Additional noninterest expense | $970,000 | 4,474 |
| Pre-tax net operating income | $1,739,000 | 3,955 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $765,000 | 2,994 |
| Income before extraordinary items | $974,000 | 4,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $974,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $974,000 | 4,677 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,687,000 | 2,390 |
| Total interest expense | $6,115,000 | 2,044 |
| Net interest income | $6,572,000 | 2,755 |
| Provision for loan and lease losses | $560,000 | 1,414 |
| Total noninterest income | $-65,000 | 12,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-65,000 | 12,611 |
| Total noninterest expense | $3,984,000 | 3,442 |
| Salaries and employee benefits | $1,716,000 | 3,797 |
| Premises and equipment expense | $1,173,000 | 1,752 |
| Additional noninterest expense | $1,095,000 | 4,372 |
| Pre-tax net operating income | $1,963,000 | 3,487 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $863,000 | 2,596 |
| Income before extraordinary items | $1,099,000 | 4,184 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,099,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,099,640 | 4,232 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,471,000 | 2,700 |
| Total interest expense | $5,353,000 | 2,415 |
| Net interest income | $6,118,000 | 2,971 |
| Provision for loan and lease losses | $415,000 | 2,399 |
| Total noninterest income | $257,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $257,000 | 4,935 |
| Total noninterest expense | $4,519,000 | 3,106 |
| Salaries and employee benefits | $1,827,000 | 3,559 |
| Premises and equipment expense | $1,141,000 | 1,835 |
| Additional noninterest expense | $1,551,000 | 3,405 |
| Pre-tax net operating income | $1,441,000 | 4,481 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $634,000 | 3,422 |
| Income before extraordinary items | $807,000 | 5,536 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $807,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $807,000 | 5,292 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,925,000 | 2,525 |
| Total interest expense | $7,670,000 | 2,218 |
| Net interest income | $6,255,000 | 2,914 |
| Provision for loan and lease losses | $1,200,000 | 1,633 |
| Total noninterest income | $334,000 | 7,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $334,000 | 4,145 |
| Total noninterest expense | $4,121,000 | 3,407 |
| Salaries and employee benefits | $1,726,000 | 3,705 |
| Premises and equipment expense | $1,158,000 | 1,820 |
| Additional noninterest expense | $1,237,000 | 4,231 |
| Pre-tax net operating income | $1,268,000 | 4,702 |
| Securities gains (losses) | $193,000 | 2,057 |
| Applicable income taxes | $643,000 | 3,243 |
| Income before extraordinary items | $818,000 | 5,275 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $818,000 | 5,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $694,480 | 5,631 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.