Home > Keystone State Bank > Income and Expense
Keystone State Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 8,805 |
| Total interest expense | $1,222,000 | 9,526 |
| Net interest income | $1,874,000 | 8,121 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $438,000 | 6,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 5,261 |
| Total noninterest expense | $1,397,000 | 8,306 |
| Salaries and employee benefits | $702,000 | 7,962 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $498,000 | 8,485 |
| Pre-tax net operating income | $885,000 | 6,166 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $319,000 | 5,701 |
| Income before extraordinary items | $614,000 | 6,480 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $614,000 | 6,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $582,320 | 6,340 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.