| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2084% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 4,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3901% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 4,273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2707% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9969% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0692% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6855% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0053% | 68 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1900% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1956% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 3,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2616% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9599% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1167% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6408% | 822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0079% | 65 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1647% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 252 |
| Percentage Net Loans Charged-off:Construction & development | -0.0384% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2697% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0523% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9265% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0741% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6120% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0011% | 4,645 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1504% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 232 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1938% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0231% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1869% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8335% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9636% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5252% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0722% | 9 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1453% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 519 |
| Percentage Net Loans Charged-off:Construction & development | -0.0244% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1887% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0010% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 4,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 4,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1993% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6871% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4044% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4464% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0015% | 4,691 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1473% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0304% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 4,476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2230% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6622% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4161% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4194% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0042% | 16 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1451% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0477% | 4,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 3,908 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0340% | 3,308 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 3,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1853% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7177% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4898% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4692% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0066% | 15 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1293% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1467% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 3,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1381% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6775% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3724% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4339% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0164% | 14 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1804% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3202% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1082% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2506% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7075% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0571% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5560% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0519% | 22 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2158% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1259% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0224% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4207% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1123% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2943% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7573% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1479% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6110% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0519% | 16 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2650% | 333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2072% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0363% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6722% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1671% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4155% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4723% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2237% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3055% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0490% | 14 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4396% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3914% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.0784% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4274% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0967% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5677% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4696% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7755% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3468% | 866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0530% | 13 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4262% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1642% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 3,978 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0783% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6650% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6526% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0364% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4065% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1854% | 29 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3944% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0783% | 635 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2069% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 3,991 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6271% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7469% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3422% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4739% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1589% | 23 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3505% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0789% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0091% | 4,024 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5329% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8830% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5909% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5881% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0785% | 20 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3349% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 577 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 4,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0629% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,025 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1266% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4894% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9510% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5227% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6543% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1488% | 15 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4520% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.2749% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,045 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1696% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3841% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0907% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3496% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7625% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0037% | 43 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4638% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.3766% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0503% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0947% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1956% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3251% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1236% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4058% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7768% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0055% | 38 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2745% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.5622% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0797% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1676% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2539% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1758% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4813% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8105% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0207% | 21 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2635% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1287% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 1.1056% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1536% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 4,208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1604% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2557% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1927% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2801% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8459% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0450% | 15 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2683% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 947 |
| Percentage Net Loans Charged-off:Construction & development | -0.1151% | 4,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1582% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0052% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1424% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3005% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2051% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3798% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8312% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0144% | 37 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2674% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0887% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 4,266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1074% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 4,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3294% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2039% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5427% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8040% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0064% | 36 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2602% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | -0.0581% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 4,312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1154% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3345% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2077% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7604% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7696% | 831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0098% | 30 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2474% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 892 |
| Percentage Net Loans Charged-off:Construction & development | -0.1022% | 4,806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1028% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3127% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1974% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8774% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7374% | 936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0185% | 18 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2534% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0811% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1760% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2394% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3608% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5552% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9900% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0168% | 36 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2547% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0725% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0882% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0070% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1727% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 4,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2318% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4041% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7468% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0110% | 726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0230% | 30 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2925% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | -0.0576% | 4,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0018% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1963% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3512% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3452% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8615% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9200% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0214% | 25 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2800% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.0756% | 4,937 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2046% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1250% | 5,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2491% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5982% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7587% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2296% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0055% | 1,122 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2526% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.2847% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0371% | 5,224 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,534 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1568% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3079% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0961% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8102% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8078% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1839% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5750% | 28 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3022% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.9790% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1070% | 5,515 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 4,589 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1351% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2295% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3197% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4565% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4051% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0515% | 701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2146% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0026% | 35 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3147% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.2501% | 5,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1674% | 5,673 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,592 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1690% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2700% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3860% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5256% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5436% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1140% | 623 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1966% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0061% | 23 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3312% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 929 |
| Percentage Net Loans Charged-off:Construction & development | -0.2458% | 5,250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1037% | 5,704 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3006% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1474% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3513% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7031% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6534% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3142% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1910% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0132% | 20 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2666% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 757 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0311% | 5,366 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1816% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2319% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2559% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5118% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6547% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1414% | 604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0062% | 1,236 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2608% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1131% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0282% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 5,096 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,723 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2025% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2546% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2616% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4598% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7575% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0763% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 5,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0025% | 1,216 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2369% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1348% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0623% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 5,105 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,769 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2375% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2783% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1958% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2051% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4204% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9982% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9990% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0715% | 5,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0017% | 1,197 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2208% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1431% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 0.1916% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 4,835 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2297% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2442% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2149% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1219% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5004% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0545% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0906% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0544% | 5,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0124% | 21 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2396% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | -1.1398% | 5,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 1,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0122% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3115% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3469% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2733% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5221% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5790% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1532% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0411% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0005% | 1,291 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2320% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1189% | 1,951 |
| Percentage Net Loans Charged-off:Construction & development | -1.5657% | 5,835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 1,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0172% | 337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3289% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3780% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2754% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 2,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4919% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7957% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1179% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0084% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0115% | 47 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2215% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0954% | 2,082 |
| Percentage Net Loans Charged-off:Construction & development | -2.4858% | 5,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0057% | 270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3540% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3964% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3074% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4454% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8641% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0884% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0164% | 33 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1942% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,465 |
| Percentage Net Loans Charged-off:Construction & development | -4.6957% | 5,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0541% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0207% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3654% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3353% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3987% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0352% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3341% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2162% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1413% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0578% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0333% | 24 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3496% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3049% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | -1.0906% | 5,993 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1880% | 6,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3952% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6670% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6047% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7434% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0864% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2432% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6848% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0143% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2030% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0964% | 67 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3607% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3207% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | -1.5243% | 6,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1653% | 6,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6576% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6943% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6451% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7560% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2448% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0787% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9848% | 961 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2627% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0092% | 64 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3864% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4534% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | -1.1680% | 6,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 5,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0496% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7749% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6694% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9117% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0675% | 2,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2722% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0371% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0215% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0717% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0214% | 53 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4214% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5141% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | -2.3615% | 6,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1180% | 1,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1645% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8188% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7130% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9613% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4500% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5350% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1718% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1323% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0332% | 37 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7122% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1229% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 1.6511% | 1,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0607% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2544% | 660 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1791% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9358% | 694 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5653% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 3,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6024% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7864% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5279% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0384% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0028% | 1,419 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7843% | 1,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2950% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 1.7993% | 1,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9387% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1645% | 5,553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5676% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8600% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7349% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2318% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4402% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2755% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4436% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0089% | 5,834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0719% | 1,422 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7513% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0755% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 2.2466% | 908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9241% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7336% | 5,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1896% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9358% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6279% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3629% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5386% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5389% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0281% | 5,957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0841% | 1,388 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8568% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2309% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 3.0559% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7730% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8912% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1917% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0252% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4964% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6011% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7189% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7193% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3236% | 6,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1400% | 63 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1969% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4113% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 3.3177% | 1,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2108% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0817% | 591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3098% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8470% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2064% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6785% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2470% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2420% | 595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4143% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1286% | 108 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2861% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5550% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 4.5881% | 932 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2259% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3545% | 468 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3461% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8309% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3550% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6967% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2690% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2630% | 555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4957% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1181% | 95 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4206% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7356% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 5.6768% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1126% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0499% | 329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5043% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9342% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6318% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8476% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3121% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3043% | 512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5522% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1315% | 88 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6197% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0542% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 5.8896% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4970% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5261% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5647% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8534% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9869% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8413% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6176% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6047% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6091% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1406% | 55 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7986% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3426% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 9.6075% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0739% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2826% | 317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6782% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0546% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9063% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0188% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7761% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1488% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0785% | 129 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0524% | 497 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7128% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 10.7112% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2086% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6745% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6954% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0661% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9295% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2552% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8288% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2974% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3614% | 109 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.2913% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1693% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 11.1337% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7503% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.9313% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6646% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9510% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0513% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4388% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2596% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8703% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2850% | 82 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.5447% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5382% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 13.8988% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3155% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.7498% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6940% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0039% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0196% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1513% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1076% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0786% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2515% | 57 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.3948% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8114% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 10.2425% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8345% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8699% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4147% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8462% | 948 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4044% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4508% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9279% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0010% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9420% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4871% | 169 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0420% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2776% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 9.2616% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7260% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0681% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3128% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7829% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2170% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1281% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8603% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4305% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8041% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.7651% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6747% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 6.9269% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6013% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6396% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2222% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7291% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0403% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8627% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7831% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3706% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1700% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.5875% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0079% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 5.8577% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5770% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0547% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0636% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5879% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8342% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3410% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6377% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7517% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0946% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6305% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0797% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 6.0410% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4829% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3050% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7696% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4145% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2725% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2088% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7377% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1823% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5555% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5854% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2397% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 7.2032% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4404% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6827% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6483% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3712% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0302% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9360% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5764% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8547% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4561% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6752% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5947% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 8.7687% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3068% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5827% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6141% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3516% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9664% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8734% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3064% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1454% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3762% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6278% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5940% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 1.1884% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2170% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5889% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3632% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8853% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6279% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2247% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9084% | 1,748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3311% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3827% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3427% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.6304% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1569% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0021% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3066% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2097% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4397% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4188% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6608% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2905% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2937% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1799% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.1487% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1121% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 6,165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2600% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1874% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3607% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3472% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6031% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2949% | 915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2761% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1614% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0607% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1575% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 6,148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2361% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1878% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3042% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3187% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5969% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2901% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2541% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1562% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0238% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1878% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 6,102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2426% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2020% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3012% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1871% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6668% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3363% | 619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2400% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0349% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1371% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0206% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1932% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1462% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2509% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2496% | 2,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6242% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1815% | 1,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2175% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0339% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0463% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0085% | 6,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1867% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1343% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2487% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2516% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6095% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1453% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2085% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1452% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0533% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0938% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0164% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2109% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1513% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2833% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2181% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6578% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0501% | 1,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2206% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.1047% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1498% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2270% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7400% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0552% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4621% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1505% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0422% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1477% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0212% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1740% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1264% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2421% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3746% | 2,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7715% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | -27.3733% | 2,199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2048% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2985% | 1,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0621% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0205% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1783% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1323% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2462% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2817% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8635% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | -26.0920% | 2,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2604% | 904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3039% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0958% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2458% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0307% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1789% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1283% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2559% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3205% | 1,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8549% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | -24.8109% | 2,170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1742% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3189% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1821% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 0.3096% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0957% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0458% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1691% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1250% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2377% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3960% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8662% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | -12.1142% | 2,151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1446% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6710% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3485% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4204% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0030% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4325% | 431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1534% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8141% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6163% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0122% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | -106.2992% | 2,624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4557% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5609% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2712% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4513% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 6,333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2915% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1773% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7102% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7451% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5918% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4003% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6407% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0332% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5892% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 6,300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2845% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1924% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6264% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8526% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8783% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4158% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6347% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2696% | 497 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 7,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5522% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2056% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4819% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9250% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6749% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4372% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8481% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2736% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0678% | 647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4943% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0177% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2633% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1969% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4925% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4391% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6740% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7446% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8800% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2769% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0380% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5882% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 6,458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1917% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3809% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5163% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7083% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7598% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9593% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2699% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0238% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5652% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 6,405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2351% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1968% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3656% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6918% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7462% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8888% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0126% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2276% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.1183% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3364% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 6,345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2028% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1435% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3992% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8253% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0442% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8803% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2478% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5109% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.3319% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1517% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0374% | 6,552 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2277% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1816% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3427% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1142% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7536% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1595% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9135% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2868% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.1426% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0172% | 6,614 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2310% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2384% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4827% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8247% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6086% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5799% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2357% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4679% | 50 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1312% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1798% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2004% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1684% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6233% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6857% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9163% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3058% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3788% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1226% | 221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2209% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1643% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0985% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2841% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0958% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8589% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3888% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3373% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0273% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2117% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0414% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0924% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2670% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0346% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3467% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1545% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3550% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0569% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0955% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1067% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1022% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1269% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1929% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1700% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1222% | 5,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0635% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8042% | 1,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0631% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5358% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7720% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0168% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0257% | 7,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.0780% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3925% | 1,402 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0117% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3382% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5007% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6407% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0079% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1742% | 4,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.5945% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0633% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3994% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 1,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5232% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4019% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1203% | 1,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5811% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4465% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 1.9923% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6056% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0634% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0589% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7822% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7611% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0454% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0459% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.3117% | 22 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0586% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9665% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 1.7145% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6184% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8485% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3919% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0435% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5471% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8715% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6401% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9297% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3764% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7182% | 99 |
