Kentucky Farmers Bank Corporation, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,414,0002,347
Total interest expense$2,368,0002,876
Net interest income$12,046,0002,107
Provision for loan and lease losses$149,0002,210
Total noninterest income$2,357,0001,848
Gross Fiduciary activities income$1,228,000470
Service charges on deposit accounts$476,0001,693
Trading account gains and feesNANA
Additional Noninterest Income$653,0002,712
Total noninterest expense$7,883,0002,354
Salaries and employee benefits$4,513,0002,348
Premises and equipment expense$839,0002,245
Additional noninterest expense$653,0002,712
Pre-tax net operating income$6,371,0001,658
Securities gains (losses)$-238,0004,003
Applicable income taxes$03,369
Income before extraordinary items$6,133,0001,496
Extraordinary gains, net$054
Net income$6,133,0001,512
Minority interest net income$088
Net income of bank and minority interests.$6,133,0001,499
Net charge-offs$67,0001,687
Cash dividends$1,600,0001,718
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,371,0001,489
2023-09-30 (YTD Data)Rank
Total interest income$10,709,0002,327
Total interest expense$1,622,0002,861
Net interest income$9,087,0002,113
Provision for loan and lease losses$99,0002,148
Total noninterest income$1,784,0001,836
Gross Fiduciary activities income$930,000467
Service charges on deposit accounts$359,0001,695
Trading account gains and feesNANA
Additional Noninterest Income$495,0002,691
Total noninterest expense$5,726,0002,396
Salaries and employee benefits$3,203,0002,421
Premises and equipment expense$505,0002,546
Additional noninterest expense$495,0002,690
Pre-tax net operating income$5,046,0001,645
Securities gains (losses)$41,000287
Applicable income taxes$03,407
Income before extraordinary items$5,087,0001,430
Extraordinary gains, net$052
Net income$5,087,0001,440
Minority interest net income$081
Net income of bank and minority interests.$5,087,0001,429
Net charge-offs$35,0001,636
Cash dividends$1,200,0001,539
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,046,0001,458
2023-06-30 (YTD Data)Rank
Total interest income$7,065,0002,317
Total interest expense$917,0002,895
Net interest income$6,148,0002,113
Provision for loan and lease losses$108,0001,778
Total noninterest income$1,205,0001,773
Gross Fiduciary activities income$613,000462
Service charges on deposit accounts$240,0001,676
Trading account gains and feesNANA
Additional Noninterest Income$352,0002,593
Total noninterest expense$3,709,0002,428
Salaries and employee benefits$2,095,0002,447
Premises and equipment expense$345,0002,501
Additional noninterest expense$352,0002,588
Pre-tax net operating income$3,536,0001,579
Securities gains (losses)$45,000289
Applicable income taxes$03,436
Income before extraordinary items$3,581,0001,359
Extraordinary gains, net$051
Net income$3,581,0001,374
Minority interest net income$081
Net income of bank and minority interests.$3,581,0001,359
Net charge-offs$11,0001,777
Cash dividends$800,0001,561
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,536,0001,384
2023-03-31 (YTD Data)Rank
Total interest income$3,440,0002,331
Total interest expense$330,0003,071
Net interest income$3,110,0002,108
Provision for loan and lease losses$178,000949
Total noninterest income$555,0001,839
Gross Fiduciary activities income$300,000477
Service charges on deposit accounts$125,0001,643
Trading account gains and feesNANA
Additional Noninterest Income$130,0002,887
Total noninterest expense$1,922,0002,403
Salaries and employee benefits$1,140,0002,344
Premises and equipment expense$177,0002,512
Additional noninterest expense$130,0002,887
Pre-tax net operating income$1,565,0001,732
Securities gains (losses)$42,000292
Applicable income taxes$03,388
Income before extraordinary items$1,607,0001,527
Extraordinary gains, net$04
Net income$1,607,0001,527
Minority interest net income$048
Net income of bank and minority interests.$1,607,0001,527
Net charge-offs$84,000642
Cash dividends$400,0001,392
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,565,0001,572
2022-12-31 (YTD Data)Rank
Total interest income$10,985,0002,398
Total interest expense$537,0003,165
Net interest income$10,448,0002,311
Provision for loan and lease losses$131,0002,044
Total noninterest income$2,458,0001,827
Gross Fiduciary activities income$1,228,000478
Service charges on deposit accounts$472,0001,746
Trading account gains and feesNANA
Additional Noninterest Income$758,0002,629
Total noninterest expense$6,828,0002,548
Salaries and employee benefits$4,267,0002,398
Premises and equipment expense$676,0002,546
Additional noninterest expense$758,0002,629
Pre-tax net operating income$5,947,0001,835
Securities gains (losses)$-1,535,0004,513
Applicable income taxes$03,596
Income before extraordinary items$4,412,0001,982
Extraordinary gains, net$05
Net income$4,412,0001,982
Minority interest net income$063
Net income of bank and minority interests.$4,412,0001,981
Net charge-offs$96,0001,245
Cash dividends$4,000,000929
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,947,0001,667
2022-09-30 (YTD Data)Rank
Total interest income$7,931,0002,398
Total interest expense$340,0003,142
Net interest income$7,591,0002,337
Provision for loan and lease losses$100,0001,857
Total noninterest income$1,830,0001,852
Gross Fiduciary activities income$950,000481
Service charges on deposit accounts$347,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$533,0002,736
Total noninterest expense$5,051,0002,561
Salaries and employee benefits$3,005,0002,498
Premises and equipment expense$498,0002,569
Additional noninterest expense$533,0002,736
Pre-tax net operating income$4,270,0001,856
Securities gains (losses)$-100,0004,225
Applicable income taxes$03,603
Income before extraordinary items$4,170,0001,673
Extraordinary gains, net$04
Net income$4,170,0001,672
Minority interest net income$057
Net income of bank and minority interests.$4,170,0001,672
Net charge-offs$61,0001,130
Cash dividends$3,600,000741
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,270,0001,687
2022-06-30 (YTD Data)Rank
Total interest income$5,043,0002,418
Total interest expense$220,0003,092
Net interest income$4,823,0002,368
Provision for loan and lease losses$57,0001,871
Total noninterest income$1,218,0001,848
Gross Fiduciary activities income$648,000440
Service charges on deposit accounts$223,0001,815
Trading account gains and feesNANA
Additional Noninterest Income$347,0002,798
Total noninterest expense$3,184,0002,639
Salaries and employee benefits$1,963,0002,529
Premises and equipment expense$323,0002,610
Additional noninterest expense$898,0002,795
Pre-tax net operating income$2,800,0001,813
Securities gains (losses)$-60,0004,279
Applicable income taxes$03,564
Income before extraordinary items$2,740,0001,612
Extraordinary gains, net$04
Net income$2,740,0001,611
Minority interest net income$060
Net income of bank and minority interests.$2,740,0001,612
Net charge-offs$41,0001,050
Cash dividends$3,200,000590
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,800,0001,617
2022-03-31 (YTD Data)Rank
Total interest income$2,465,0002,416
Total interest expense$107,0003,096
Net interest income$2,358,0002,345
Provision for loan and lease losses$-2,0004,391
Total noninterest income$543,0001,974
Gross Fiduciary activities income$323,000448
Service charges on deposit accounts$111,0001,807
Trading account gains and feesNANA
Additional Noninterest Income$109,0003,181
Total noninterest expense$1,699,0002,538
Salaries and employee benefits$1,044,0002,436
Premises and equipment expense$161,0002,626
Additional noninterest expense$494,0002,610
Pre-tax net operating income$1,204,0001,911
Securities gains (losses)$-33,0004,400
Applicable income taxes$03,450
Income before extraordinary items$1,171,0001,724
Extraordinary gains, net$04
Net income$1,171,0001,725
Minority interest net income$050
Net income of bank and minority interests.$1,171,0001,724
Net charge-offs$22,000920
Cash dividends$3,200,000341
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,204,0001,718
2021-12-31 (YTD Data)Rank
Total interest income$10,932,0002,338
Total interest expense$517,0003,123
Net interest income$10,415,0002,270
Provision for loan and lease losses$-68,0004,208
Total noninterest income$2,440,0002,025
Gross Fiduciary activities income$1,182,000449
Service charges on deposit accounts$382,0001,918
Trading account gains and feesNANA
Additional Noninterest Income$876,0002,747
Total noninterest expense$6,280,0002,653
Salaries and employee benefits$3,802,0002,579
Premises and equipment expense$594,0002,756
Additional noninterest expense$1,884,0002,707
Pre-tax net operating income$6,643,0001,699
Securities gains (losses)$-213,0004,725
Applicable income taxes$03,710
Income before extraordinary items$6,430,0001,589
Extraordinary gains, net$010
Net income$6,430,0001,589
Minority interest net income$074
Net income of bank and minority interests.$6,430,0001,589
Net charge-offs$-27,0003,929
Cash dividends$1,200,0002,024
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,643,0001,531
2021-09-30 (YTD Data)Rank
Total interest income$8,336,0002,363
Total interest expense$400,0003,175
Net interest income$7,936,0002,280
Provision for loan and lease losses$-35,0004,329
Total noninterest income$1,853,0002,057
Gross Fiduciary activities income$848,000453
Service charges on deposit accounts$270,0001,989
Trading account gains and feesNANA
Additional Noninterest Income$735,0002,678
Total noninterest expense$4,575,0002,712
Salaries and employee benefits$2,659,0002,695
Premises and equipment expense$414,0002,894
Additional noninterest expense$1,502,0002,588
Pre-tax net operating income$5,249,0001,694
Securities gains (losses)$-75,0004,775
Applicable income taxes$03,719
Income before extraordinary items$5,174,0001,570
Extraordinary gains, net$08
Net income$5,174,0001,570
Minority interest net income$069
Net income of bank and minority interests.$5,174,0001,570
Net charge-offs$-41,0004,143
Cash dividends$800,0001,920
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,249,0001,525
2021-06-30 (YTD Data)Rank
Total interest income$5,224,0002,454
Total interest expense$281,0003,184
Net interest income$4,943,0002,376
Provision for loan and lease losses$-3,0004,378
Total noninterest income$1,260,0001,987
Gross Fiduciary activities income$544,000456
Service charges on deposit accounts$160,0002,067
Trading account gains and feesNANA
Additional Noninterest Income$556,0002,526
Total noninterest expense$2,951,0002,754
Salaries and employee benefits$1,702,0002,756
Premises and equipment expense$270,0002,933
Additional noninterest expense$979,0002,619
Pre-tax net operating income$3,255,0001,763
Securities gains (losses)$-24,0004,741
Applicable income taxes$03,702
Income before extraordinary items$3,231,0001,627
Extraordinary gains, net$06
Net income$3,231,0001,627
Minority interest net income$067
Net income of bank and minority interests.$3,231,0001,627
Net charge-offs$-41,0004,309
Cash dividends$400,0002,131
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,255,0001,592
2021-03-31 (YTD Data)Rank
Total interest income$2,520,0002,489
Total interest expense$145,0003,210
Net interest income$2,375,0002,421
Provision for loan and lease losses$-67,0004,641
Total noninterest income$550,0002,136
Gross Fiduciary activities income$274,000454
Service charges on deposit accounts$75,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$201,0002,829
Total noninterest expense$1,647,0002,576
Salaries and employee benefits$977,0002,528
Premises and equipment expense$130,0002,999
Additional noninterest expense$540,0002,413
Pre-tax net operating income$1,345,0002,000
Securities gains (losses)$-16,0004,701
Applicable income taxes$03,613
Income before extraordinary items$1,329,0001,861
Extraordinary gains, net$03
Net income$1,329,0001,860
Minority interest net income$055
Net income of bank and minority interests.$1,329,0001,861
Net charge-offs$-38,0004,532
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,345,0001,812
2020-12-31 (YTD Data)Rank
Total interest income$10,163,0002,496
Total interest expense$697,0003,452
Net interest income$9,466,0002,348
Provision for loan and lease losses$183,0003,115
Total noninterest income$2,660,0001,838
Gross Fiduciary activities income$999,000460
Service charges on deposit accounts$340,0002,097
Trading account gains and feesNANA
Additional Noninterest Income$1,321,0002,197
Total noninterest expense$7,234,0002,410
Salaries and employee benefits$3,862,0002,536
Premises and equipment expense$531,0002,953
Additional noninterest expense$2,841,0002,010
Pre-tax net operating income$4,709,0001,859
Securities gains (losses)$-48,0004,919
Applicable income taxes$03,697
Income before extraordinary items$4,661,0001,713
Extraordinary gains, net$04
Net income$4,661,0001,713
Minority interest net income$072
Net income of bank and minority interests.$4,661,0001,713
Net charge-offs$94,0002,055
Cash dividends$9,600,000475
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,709,0001,672
2020-09-30 (YTD Data)Rank
Total interest income$7,471,0002,532
Total interest expense$544,0003,491
Net interest income$6,927,0002,384
Provision for loan and lease losses$132,0003,109
Total noninterest income$1,884,0001,853
Gross Fiduciary activities income$706,000463
Service charges on deposit accounts$249,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$929,0002,216
Total noninterest expense$5,451,0002,398
Salaries and employee benefits$2,755,0002,604
Premises and equipment expense$368,0003,104
Additional noninterest expense$2,328,0001,849
Pre-tax net operating income$3,228,0001,949
Securities gains (losses)$-106,0004,949
Applicable income taxes$03,696
Income before extraordinary items$3,122,0001,854
Extraordinary gains, net$04
Net income$3,122,0001,853
Minority interest net income$065
Net income of bank and minority interests.$3,122,0001,854
Net charge-offs$77,0001,815
Cash dividends$1,200,0001,522
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,228,0001,748
2020-06-30 (YTD Data)Rank
Total interest income$5,069,0002,540
Total interest expense$380,0003,522
Net interest income$4,689,0002,372
Provision for loan and lease losses$117,0002,857
Total noninterest income$959,0002,060
Gross Fiduciary activities income$460,000466
Service charges on deposit accounts$164,0002,142
Trading account gains and feesNANA
Additional Noninterest Income$335,0002,784
Total noninterest expense$3,861,0002,305
Salaries and employee benefits$1,832,0002,611
Premises and equipment expense$243,0003,102
Additional noninterest expense$1,786,0001,642
Pre-tax net operating income$1,670,0002,255
Securities gains (losses)$194,000714
Applicable income taxes$03,655
Income before extraordinary items$1,864,0001,926
Extraordinary gains, net$04
Net income$1,864,0001,926
Minority interest net income$065
Net income of bank and minority interests.$1,864,0001,927
Net charge-offs$66,0001,569
Cash dividends$800,0001,513
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,670,0002,036
2020-03-31 (YTD Data)Rank
Total interest income$2,482,0002,563
Total interest expense$200,0003,596
Net interest income$2,282,0002,377
Provision for loan and lease losses$117,0001,853
Total noninterest income$507,0001,933
Gross Fiduciary activities income$239,000469
Service charges on deposit accounts$108,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$160,0002,707
Total noninterest expense$1,942,0002,315
Salaries and employee benefits$1,007,0002,469
Premises and equipment expense$128,0003,043
Additional noninterest expense$807,0001,807
Pre-tax net operating income$730,0002,285
Securities gains (losses)$-77,0004,971
Applicable income taxes$03,513
Income before extraordinary items$653,0002,279
Extraordinary gains, net$04
Net income$653,0002,278
Minority interest net income$056
Net income of bank and minority interests.$653,0002,279
Net charge-offs$33,0001,390
Cash dividends$400,0001,445
Sale, conversion, retirement of capital stock, net$0482
Net operating income$730,0002,075
2019-12-31 (YTD Data)Rank
Total interest income$8,953,0002,775
Total interest expense$763,0003,688
Net interest income$8,190,0002,577
Provision for loan and lease losses$160,0002,548
Total noninterest income$1,823,0002,066
Gross Fiduciary activities income$860,000484
Service charges on deposit accounts$384,0002,256
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,873
Total noninterest expense$6,360,0002,593
Salaries and employee benefits$3,363,0002,728
Premises and equipment expense$472,0003,197
Additional noninterest expense$2,525,0002,206
Pre-tax net operating income$3,493,0002,239
Securities gains (losses)$-213,0005,110
Applicable income taxes$03,859
Income before extraordinary items$3,280,0002,173
Extraordinary gains, net$011
Net income$3,280,0002,175
Minority interest net income$076
Net income of bank and minority interests.$3,280,0002,175
Net charge-offs$126,0002,042
Cash dividends$1,600,0001,801
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,493,0002,050
2019-09-30 (YTD Data)Rank
Total interest income$6,518,0002,860
Total interest expense$536,0003,809
Net interest income$5,982,0002,663
Provision for loan and lease losses$58,0003,022
Total noninterest income$1,306,0002,128
Gross Fiduciary activities income$620,000492
Service charges on deposit accounts$260,0002,423
Trading account gains and feesNANA
Additional Noninterest Income$426,0002,897
Total noninterest expense$4,517,0002,705
Salaries and employee benefits$2,419,0002,818
Premises and equipment expense$343,0003,272
Additional noninterest expense$1,755,0002,306
Pre-tax net operating income$2,713,0002,249
Securities gains (losses)$-296,0005,205
Applicable income taxes$03,902
Income before extraordinary items$2,417,0002,252
Extraordinary gains, net$011
Net income$2,417,0002,252
Minority interest net income$072
Net income of bank and minority interests.$2,417,0002,253
Net charge-offs$64,0002,060
Cash dividends$1,200,0001,625
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,713,0002,054
2019-06-30 (YTD Data)Rank
Total interest income$4,341,0002,866
Total interest expense$346,0003,840
Net interest income$3,995,0002,664
Provision for loan and lease losses$35,0002,987
Total noninterest income$820,0002,176
Gross Fiduciary activities income$373,000510
Service charges on deposit accounts$165,0002,473
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,874
Total noninterest expense$3,016,0002,720
Salaries and employee benefits$1,577,0002,873
Premises and equipment expense$228,0003,292
Additional noninterest expense$1,211,0002,273
Pre-tax net operating income$1,764,0002,250
Securities gains (losses)$-260,0005,251
Applicable income taxes$03,901
Income before extraordinary items$1,504,0002,328
Extraordinary gains, net$011
Net income$1,504,0002,328
Minority interest net income$069
Net income of bank and minority interests.$1,504,0002,328
Net charge-offs$10,0002,587
Cash dividends$800,0001,636
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,764,0002,074
2019-03-31 (YTD Data)Rank
Total interest income$2,187,0002,867
Total interest expense$166,0003,882
Net interest income$2,021,0002,657
Provision for loan and lease losses$56,0001,990
Total noninterest income$382,0002,224
Gross Fiduciary activities income$172,000521
Service charges on deposit accounts$80,0002,519
Trading account gains and feesNANA
Additional Noninterest Income$130,0002,918
Total noninterest expense$1,443,0002,809
Salaries and employee benefits$739,0003,013
Premises and equipment expense$109,0003,405
Additional noninterest expense$595,0002,292
Pre-tax net operating income$904,0002,187
Securities gains (losses)$-129,0005,308
Applicable income taxes$03,800
Income before extraordinary items$775,0002,234
Extraordinary gains, net$05
Net income$775,0002,233
Minority interest net income$052
Net income of bank and minority interests.$775,0002,233
Net charge-offs$37,0001,372
Cash dividends$400,0001,497
Sale, conversion, retirement of capital stock, net$0529
Net operating income$904,0001,997
2018-12-31 (YTD Data)Rank
Total interest income$8,136,0002,907
Total interest expense$438,0004,081
Net interest income$7,698,0002,716
Provision for loan and lease losses$57,0003,434
Total noninterest income$1,680,0002,199
Gross Fiduciary activities income$771,000507
Service charges on deposit accounts$350,0002,493
Trading account gains and feesNANA
Additional Noninterest Income$559,0002,929
Total noninterest expense$5,857,0002,760
Salaries and employee benefits$3,173,0002,852
Premises and equipment expense$500,0003,147
Additional noninterest expense$2,184,0002,448
Pre-tax net operating income$3,464,0002,299
Securities gains (losses)$-480,0005,252
Applicable income taxes$03,978
Income before extraordinary items$2,984,0002,335
Extraordinary gains, net$06
Net income$2,984,0002,334
Minority interest net income$072
Net income of bank and minority interests.$2,984,0002,334
Net charge-offs$101,0002,136
Cash dividends$1,600,0001,660
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,464,0002,103
2018-09-30 (YTD Data)Rank
Total interest income$5,988,0002,942
Total interest expense$322,0004,077
Net interest income$5,666,0002,764
Provision for loan and lease losses$31,0003,447
Total noninterest income$1,190,0002,282
Gross Fiduciary activities income$564,000508
Service charges on deposit accounts$258,0002,537
Trading account gains and feesNANA
Additional Noninterest Income$368,0003,118
Total noninterest expense$4,255,0002,826
Salaries and employee benefits$2,311,0002,918
Premises and equipment expense$383,0003,136
Additional noninterest expense$1,561,0002,528
Pre-tax net operating income$2,570,0002,355
Securities gains (losses)$-157,0005,306
Applicable income taxes$04,032
Income before extraordinary items$2,413,0002,226
Extraordinary gains, net$05
Net income$2,413,0002,224
Minority interest net income$066
Net income of bank and minority interests.$2,413,0002,225
Net charge-offs$52,0002,185
Cash dividends$1,200,0001,503
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,570,0002,124
2018-06-30 (YTD Data)Rank
Total interest income$3,933,0002,966
Total interest expense$215,0004,031
Net interest income$3,718,0002,799
Provision for loan and lease losses$-18,0005,314
Total noninterest income$812,0002,253
Gross Fiduciary activities income$366,000514
Service charges on deposit accounts$167,0002,581
Trading account gains and feesNANA
Additional Noninterest Income$279,0002,984
Total noninterest expense$2,862,0002,834
Salaries and employee benefits$1,564,0002,910
Premises and equipment expense$249,0003,216
Additional noninterest expense$1,049,0002,532
Pre-tax net operating income$1,686,0002,345
Securities gains (losses)$-183,0005,412
Applicable income taxes$04,018
Income before extraordinary items$1,503,0002,306
Extraordinary gains, net$06
Net income$1,503,0002,304
Minority interest net income$065
Net income of bank and minority interests.$1,503,0002,305
Net charge-offs$20,0002,256
Cash dividends$800,0001,505
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,686,0002,127
2018-03-31 (YTD Data)Rank
Total interest income$1,935,0002,991
Total interest expense$106,0004,036
Net interest income$1,829,0002,840
Provision for loan and lease losses$-9,0005,406
Total noninterest income$397,0002,260
Gross Fiduciary activities income$179,000532
Service charges on deposit accounts$86,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$132,0002,998
Total noninterest expense$1,341,0002,980
Salaries and employee benefits$710,0003,107
Premises and equipment expense$122,0003,293
Additional noninterest expense$509,0002,597
Pre-tax net operating income$894,0002,198
Securities gains (losses)$-93,0005,468
Applicable income taxes$03,948
Income before extraordinary items$801,0002,168
Extraordinary gains, net$07
Net income$801,0002,167
Minority interest net income$052
Net income of bank and minority interests.$801,0002,168
Net charge-offs$20,0001,662
Cash dividends$400,0001,360
Sale, conversion, retirement of capital stock, net$0580
Net operating income$894,0001,988
2017-12-31 (YTD Data)Rank
Total interest income$8,183,0002,828
Total interest expense$405,0003,976
Net interest income$7,778,0002,694
Provision for loan and lease losses$173,0002,540
Total noninterest income$1,608,0002,310
Gross Fiduciary activities income$698,000521
Service charges on deposit accounts$368,0002,510
Trading account gains and feesNANA
Additional Noninterest Income$542,0003,054
Total noninterest expense$5,666,0002,881
Salaries and employee benefits$2,981,0002,994
Premises and equipment expense$552,0003,070
Additional noninterest expense$2,133,0002,538
Pre-tax net operating income$3,547,0002,221
Securities gains (losses)$-1,338,0005,630
Applicable income taxes$04,135
Income before extraordinary items$2,209,0002,519
Extraordinary gains, net$09
Net income$2,209,0002,519
Minority interest net income$076
Net income of bank and minority interests.$2,209,0002,519
Net charge-offs$407,0001,246
Cash dividends$1,600,0001,643
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,547,0001,762
2017-09-30 (YTD Data)Rank
Total interest income$6,270,0002,793
Total interest expense$301,0004,008
Net interest income$5,969,0002,668
Provision for loan and lease losses$180,0002,116
Total noninterest income$1,186,0002,347
Gross Fiduciary activities income$521,000529
Service charges on deposit accounts$270,0002,563
Trading account gains and feesNANA
Additional Noninterest Income$395,0003,108
Total noninterest expense$4,195,0002,926
Salaries and employee benefits$2,196,0003,054
Premises and equipment expense$415,0003,098
Additional noninterest expense$1,584,0002,566
Pre-tax net operating income$2,780,0002,191
Securities gains (losses)$-930,0005,716
Applicable income taxes$04,172
Income before extraordinary items$1,850,0002,532
Extraordinary gains, net$09
Net income$1,850,0002,532
Minority interest net income$071
Net income of bank and minority interests.$1,850,0002,532
Net charge-offs$389,000950
Cash dividends$1,200,0001,512
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,780,0001,819
2017-06-30 (YTD Data)Rank
Total interest income$4,178,0002,786
Total interest expense$200,0003,995
Net interest income$3,978,0002,658
Provision for loan and lease losses$170,0001,729
Total noninterest income$785,0002,379
Gross Fiduciary activities income$336,000542
Service charges on deposit accounts$175,0002,609
Trading account gains and feesNANA
Additional Noninterest Income$274,0003,064
Total noninterest expense$2,814,0002,924
Salaries and employee benefits$1,498,0003,023
Premises and equipment expense$268,0003,161
Additional noninterest expense$1,048,0002,584
Pre-tax net operating income$1,779,0002,205
Securities gains (losses)$-1,046,0005,774
Applicable income taxes$04,189
Income before extraordinary items$733,0003,323
Extraordinary gains, net$011
Net income$733,0003,322
Minority interest net income$071
Net income of bank and minority interests.$733,0003,323
Net charge-offs$375,000706
Cash dividends$800,0001,516
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,779,0001,843
2017-03-31 (YTD Data)Rank
Total interest income$2,174,0002,706
Total interest expense$96,0004,077
Net interest income$2,078,0002,570
Provision for loan and lease losses$-58,0005,714
Total noninterest income$372,0002,429
Gross Fiduciary activities income$159,000559
Service charges on deposit accounts$88,0002,602
Trading account gains and feesNANA
Additional Noninterest Income$125,0003,168
Total noninterest expense$1,371,0002,994
Salaries and employee benefits$703,0003,192
Premises and equipment expense$131,0003,259
Additional noninterest expense$537,0002,529
Pre-tax net operating income$1,137,0001,786
Securities gains (losses)$53,000337
Applicable income taxes$04,086
Income before extraordinary items$1,190,0001,476
Extraordinary gains, net$08
Net income$1,190,0001,476
Minority interest net income$055
Net income of bank and minority interests.$1,190,0001,476
Net charge-offs$14,0002,073
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,137,0001,500
2016-12-31 (YTD Data)Rank
Total interest income$8,381,0002,758
Total interest expense$387,0004,071
Net interest income$7,994,0002,626
Provision for loan and lease losses$-465,0005,734
Total noninterest income$1,539,0002,454
Gross Fiduciary activities income$641,000541
Service charges on deposit accounts$361,0002,629
Trading account gains and fees$0170
Additional Noninterest Income$537,0003,162
Total noninterest expense$5,617,0002,961
Salaries and employee benefits$2,938,0003,056
Premises and equipment expense$586,0003,070
Additional noninterest expense$2,093,0002,669
Pre-tax net operating income$4,381,0001,805
Securities gains (losses)$-630,0005,883
Applicable income taxes$04,278
Income before extraordinary items$3,751,0001,736
Extraordinary gains, net$05
Net income$3,751,0001,735
Minority interest net income$082
Net income of bank and minority interests.$3,751,0001,735
Net charge-offs$-191,0005,653
Cash dividends$1,600,0001,631
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,381,0001,513
2016-09-30 (YTD Data)Rank
Total interest income$6,433,0002,719
Total interest expense$290,0004,111
Net interest income$6,143,0002,579
Provision for loan and lease losses$-448,0005,834
Total noninterest income$1,164,0002,447
Gross Fiduciary activities income$474,000542
Service charges on deposit accounts$269,0002,655
Trading account gains and fees$0169
Additional Noninterest Income$421,0003,107
Total noninterest expense$4,159,0002,987
Salaries and employee benefits$2,168,0003,096
Premises and equipment expense$428,0003,135
Additional noninterest expense$1,563,0002,684
Pre-tax net operating income$3,596,0001,692
Securities gains (losses)$599,000334
Applicable income taxes$04,325
Income before extraordinary items$4,195,0001,282
Extraordinary gains, net$05
Net income$4,195,0001,283
Minority interest net income$071
Net income of bank and minority interests.$4,195,0001,282
Net charge-offs$-202,0005,730
Cash dividends$1,200,0001,482
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,596,0001,415
2016-06-30 (YTD Data)Rank
Total interest income$4,326,0002,714
Total interest expense$189,0004,175
Net interest income$4,137,0002,569
Provision for loan and lease losses$-468,0005,958
Total noninterest income$766,0002,445
Gross Fiduciary activities income$310,000552
Service charges on deposit accounts$177,0002,650
Trading account gains and fees$0157
Additional Noninterest Income$279,0003,117
Total noninterest expense$2,811,0002,976
Salaries and employee benefits$1,480,0003,075
Premises and equipment expense$281,0003,175
Additional noninterest expense$1,050,0002,688
Pre-tax net operating income$2,560,0001,601
Securities gains (losses)$200,000603
Applicable income taxes$04,338
Income before extraordinary items$2,760,0001,295
Extraordinary gains, net$016
Net income$2,760,0001,295
Minority interest net income$071
Net income of bank and minority interests.$2,760,0001,296
Net charge-offs$-276,0005,902
Cash dividends$800,0001,496
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,560,0001,336
2016-03-31 (YTD Data)Rank
Total interest income$2,212,0002,668
Total interest expense$93,0004,232
Net interest income$2,119,0002,516
Provision for loan and lease losses$-105,0005,982
Total noninterest income$383,0002,411
Gross Fiduciary activities income$158,000560
Service charges on deposit accounts$90,0002,592
Trading account gains and fees$0142
Additional Noninterest Income$135,0003,114
Total noninterest expense$1,352,0003,077
Salaries and employee benefits$697,0003,217
Premises and equipment expense$144,0003,150
Additional noninterest expense$511,0002,730
Pre-tax net operating income$1,255,0001,611
Securities gains (losses)$140,000393
Applicable income taxes$04,259
Income before extraordinary items$1,395,0001,255
Extraordinary gains, net$012
Net income$1,395,0001,257
Minority interest net income$062
Net income of bank and minority interests.$1,395,0001,256
Net charge-offs$17,0002,074
Cash dividends$400,0001,369
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,255,0001,323
2015-12-31 (YTD Data)Rank
Total interest income$8,264,0002,768
Total interest expense$408,0004,100
Net interest income$7,856,0002,643
Provision for loan and lease losses$330,0001,800
Total noninterest income$1,486,0002,489
Gross Fiduciary activities income$545,000578
Service charges on deposit accounts$395,0002,538
Trading account gains and fees$0159
Additional Noninterest Income$546,0003,172
Total noninterest expense$5,470,0003,036
Salaries and employee benefits$2,797,0003,171
Premises and equipment expense$586,0003,159
Additional noninterest expense$2,087,0002,717
Pre-tax net operating income$3,542,0002,051
Securities gains (losses)$337,000499
Applicable income taxes$04,402
Income before extraordinary items$3,879,0001,641
Extraordinary gains, net$023
Net income$3,879,0001,643
Minority interest net income$081
Net income of bank and minority interests.$3,879,0001,643
Net charge-offs$615,000986
Cash dividends$2,200,0001,247
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,542,0001,740
2015-09-30 (YTD Data)Rank
Total interest income$6,194,0002,792
Total interest expense$308,0004,152
Net interest income$5,886,0002,662
Provision for loan and lease losses$184,0002,035
Total noninterest income$1,092,0002,542
Gross Fiduciary activities income$382,000592
Service charges on deposit accounts$298,0002,538
Trading account gains and fees$0153
Additional Noninterest Income$412,0003,176
Total noninterest expense$4,141,0003,052
Salaries and employee benefits$2,190,0003,116
Premises and equipment expense$435,0003,223
Additional noninterest expense$1,516,0002,767
Pre-tax net operating income$2,653,0002,109
Securities gains (losses)$186,000683
Applicable income taxes$04,489
Income before extraordinary items$2,839,0001,710
Extraordinary gains, net$021
Net income$2,839,0001,713
Minority interest net income$078
Net income of bank and minority interests.$2,839,0001,713
Net charge-offs$426,000962
Cash dividends$1,800,0001,071
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,653,0001,769
2015-06-30 (YTD Data)Rank
Total interest income$4,106,0002,804
Total interest expense$207,0004,179
Net interest income$3,899,0002,669
Provision for loan and lease losses$90,0002,323
Total noninterest income$694,0002,630
Gross Fiduciary activities income$233,000619
Service charges on deposit accounts$190,0002,582
Trading account gains and fees$0157
Additional Noninterest Income$271,0003,190
Total noninterest expense$2,801,0003,043
Salaries and employee benefits$1,503,0003,079
Premises and equipment expense$292,0003,225
Additional noninterest expense$1,006,0002,795
Pre-tax net operating income$1,702,0002,148
Securities gains (losses)$-26,0006,198
Applicable income taxes$04,497
Income before extraordinary items$1,676,0001,874
Extraordinary gains, net$022
Net income$1,676,0001,877
Minority interest net income$075
Net income of bank and minority interests.$1,676,0001,877
Net charge-offs$50,0002,311
Cash dividends$1,400,000939
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,702,0001,809
2015-03-31 (YTD Data)Rank
Total interest income$2,003,0002,858
Total interest expense$106,0004,187
Net interest income$1,897,0002,715
Provision for loan and lease losses$26,0002,672
Total noninterest income$340,0002,622
Gross Fiduciary activities income$115,000624
Service charges on deposit accounts$90,0002,678
Trading account gains and fees$0152
Additional Noninterest Income$135,0003,176
Total noninterest expense$1,358,0003,108
Salaries and employee benefits$705,0003,223
Premises and equipment expense$146,0003,249
Additional noninterest expense$507,0002,760
Pre-tax net operating income$853,0002,110
Securities gains (losses)$-22,0006,305
Applicable income taxes$04,400
Income before extraordinary items$831,0001,875
Extraordinary gains, net$013
Net income$831,0001,877
Minority interest net income$064
Net income of bank and minority interests.$831,0001,877
Net charge-offs$15,0002,292
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$853,0001,764
2014-12-31 (YTD Data)Rank
Total interest income$8,564,0002,743
Total interest expense$449,0004,213
Net interest income$8,115,0002,583
Provision for loan and lease losses$283,0002,074
Total noninterest income$1,315,0002,693
Gross Fiduciary activities income$429,000639
Service charges on deposit accounts$403,0002,677
Trading account gains and fees$0180
Additional Noninterest Income$483,0003,314
Total noninterest expense$5,337,0003,173
Salaries and employee benefits$2,716,0003,289
Premises and equipment expense$588,0003,278
Additional noninterest expense$2,033,0002,846
Pre-tax net operating income$3,810,0001,909
Securities gains (losses)$458,000431
Applicable income taxes$04,531
Income before extraordinary items$4,268,0001,500
Extraordinary gains, net$017
Net income$4,268,0001,498
Minority interest net income$084
Net income of bank and minority interests.$4,268,0001,499
Net charge-offs$221,0002,352
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,810,0001,633
2014-09-30 (YTD Data)Rank
Total interest income$6,488,0002,743
Total interest expense$338,0004,265
Net interest income$6,150,0002,584
Provision for loan and lease losses$288,0001,685
Total noninterest income$979,0002,722
Gross Fiduciary activities income$315,000639
Service charges on deposit accounts$295,0002,746
Trading account gains and fees$0174
Additional Noninterest Income$369,0003,319
Total noninterest expense$4,001,0003,183
Salaries and employee benefits$2,148,0003,193
Premises and equipment expense$437,0003,337
Additional noninterest expense$1,416,0003,017
Pre-tax net operating income$2,840,0001,942
Securities gains (losses)$828,000189
Applicable income taxes$04,583
Income before extraordinary items$3,668,0001,323
Extraordinary gains, net$015
Net income$3,668,0001,323
Minority interest net income$081
Net income of bank and minority interests.$3,668,0001,323
Net charge-offs$181,0002,105
Cash dividends$1,600,0001,103
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,840,0001,635
2014-06-30 (YTD Data)Rank
Total interest income$4,390,0002,716
Total interest expense$224,0004,333
Net interest income$4,166,0002,543
Provision for loan and lease losses$309,0001,202
Total noninterest income$636,0002,743
Gross Fiduciary activities income$193,000662
Service charges on deposit accounts$193,0002,767
Trading account gains and fees$0172
Additional Noninterest Income$250,0003,290
Total noninterest expense$2,695,0003,173
Salaries and employee benefits$1,476,0003,155
Premises and equipment expense$298,0003,301
Additional noninterest expense$921,0003,088
Pre-tax net operating income$1,798,0001,979
Securities gains (losses)$839,000148
Applicable income taxes$04,568
Income before extraordinary items$2,637,0001,198
Extraordinary gains, net$020
Net income$2,637,0001,197
Minority interest net income$080
Net income of bank and minority interests.$2,637,0001,199
Net charge-offs$131,0001,958
Cash dividends$1,200,0001,001
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,798,0001,656
2014-03-31 (YTD Data)Rank
Total interest income$2,440,0002,460
Total interest expense$113,0004,371
Net interest income$2,327,0002,269
Provision for loan and lease losses$272,000782
Total noninterest income$310,0002,755
Gross Fiduciary activities income$92,000671
Service charges on deposit accounts$94,0002,795
Trading account gains and fees$0147
Additional Noninterest Income$124,0003,255
Total noninterest expense$1,308,0003,268
Salaries and employee benefits$702,0003,275
Premises and equipment expense$150,0003,344
Additional noninterest expense$456,0003,114
Pre-tax net operating income$1,057,0001,691
Securities gains (losses)$652,000105
Applicable income taxes$04,445
Income before extraordinary items$1,709,000919
Extraordinary gains, net$016
Net income$1,709,000920
Minority interest net income$066
Net income of bank and minority interests.$1,709,000920
Net charge-offs$61,0001,716
Cash dividends$800,000729
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,057,0001,407
2013-12-31 (YTD Data)Rank
Total interest income$8,841,0002,709
Total interest expense$492,0004,488
Net interest income$8,349,0002,501
Provision for loan and lease losses$292,0002,500
Total noninterest income$1,277,0002,822
Gross Fiduciary activities income$385,000655
Service charges on deposit accounts$420,0002,714
Trading account gains and fees$0184
Additional Noninterest Income$472,0003,439
Total noninterest expense$5,082,0003,368
Salaries and employee benefits$2,671,0003,373
Premises and equipment expense$583,0003,375
Additional noninterest expense$1,828,0003,182
Pre-tax net operating income$4,252,0001,640
Securities gains (losses)$304,000689
Applicable income taxes$04,631
Income before extraordinary items$4,556,0001,333
Extraordinary gains, net$029
Net income$4,556,0001,336
Minority interest net income$090
Net income of bank and minority interests.$4,556,0001,336
Net charge-offs$216,0002,930
Cash dividends$1,600,0001,411
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,252,0001,399
2013-09-30 (YTD Data)Rank
Total interest income$6,678,0002,712
Total interest expense$376,0004,552
Net interest income$6,302,0002,494
Provision for loan and lease losses$233,0002,367
Total noninterest income$996,0002,824
Gross Fiduciary activities income$286,000661
Service charges on deposit accounts$319,0002,710
Trading account gains and fees$0180
Additional Noninterest Income$391,0003,363
Total noninterest expense$3,799,0003,385
Salaries and employee benefits$2,039,0003,348
Premises and equipment expense$427,0003,465
Additional noninterest expense$1,333,0003,249
Pre-tax net operating income$3,266,0001,623
Securities gains (losses)$470,000433
Applicable income taxes$04,713
Income before extraordinary items$3,736,0001,239
Extraordinary gains, net$025
Net income$3,736,0001,238
Minority interest net income$084
Net income of bank and minority interests.$3,736,0001,241
Net charge-offs$172,0002,727
Cash dividends$1,200,0001,264
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,266,0001,359
2013-06-30 (YTD Data)Rank
Total interest income$4,376,0002,750
Total interest expense$258,0004,550
Net interest income$4,118,0002,541
Provision for loan and lease losses$140,0002,567
Total noninterest income$655,0002,884
Gross Fiduciary activities income$184,000669
Service charges on deposit accounts$213,0002,674
Trading account gains and fees$0157
Additional Noninterest Income$258,0003,414
Total noninterest expense$2,461,0003,471
Salaries and employee benefits$1,306,0003,459
Premises and equipment expense$284,0003,493
Additional noninterest expense$871,0003,284
Pre-tax net operating income$2,172,0001,606
Securities gains (losses)$367,000482
Applicable income taxes$04,679
Income before extraordinary items$2,539,0001,202
Extraordinary gains, net$022
Net income$2,539,0001,204
Minority interest net income$082
Net income of bank and minority interests.$2,539,0001,205
Net charge-offs$149,0002,387
Cash dividends$800,0001,280
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,172,0001,331
2013-03-31 (YTD Data)Rank
Total interest income$2,292,0002,666
Total interest expense$134,0004,553
Net interest income$2,158,0002,440
Provision for loan and lease losses$100,0002,044
Total noninterest income$313,0002,944
Gross Fiduciary activities income$86,000688
Service charges on deposit accounts$105,0002,697
Trading account gains and fees$0148
Additional Noninterest Income$122,0003,473
Total noninterest expense$1,246,0003,463
Salaries and employee benefits$663,0003,458
Premises and equipment expense$141,0003,529
Additional noninterest expense$442,0003,272
Pre-tax net operating income$1,125,0001,551
Securities gains (losses)$249,000384
Applicable income taxes$04,602
Income before extraordinary items$1,374,0001,107
Extraordinary gains, net$010
Net income$1,374,0001,109
Minority interest net income$076
Net income of bank and minority interests.$1,374,0001,109
Net charge-offs$73,0002,138
Cash dividends$400,0001,090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,125,0001,270
2012-12-31 (YTD Data)Rank
Total interest income$9,525,0002,681
Total interest expense$595,0004,766
Net interest income$8,930,0002,411
Provision for loan and lease losses$116,0004,545
Total noninterest income$1,213,0002,950
Gross Fiduciary activities income$345,000679
Service charges on deposit accounts$411,0002,884
Trading account gains and fees$0166
Additional Noninterest Income$457,0003,455
Total noninterest expense$4,951,0003,487
Salaries and employee benefits$2,692,0003,380
Premises and equipment expense$563,0003,535
Additional noninterest expense$1,696,0003,496
Pre-tax net operating income$5,076,0001,353
Securities gains (losses)$911,000582
Applicable income taxes$04,751
Income before extraordinary items$5,987,0001,008
Extraordinary gains, net$029
Net income$5,987,0001,008
Minority interest net income$093
Net income of bank and minority interests.$5,987,0001,008
Net charge-offs$35,0005,132
Cash dividends$11,600,000287
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,076,0001,099
2012-09-30 (YTD Data)Rank
Total interest income$7,080,0002,766
Total interest expense$458,0004,842
Net interest income$6,622,0002,473
Provision for loan and lease losses$64,0004,769
Total noninterest income$891,0002,992
Gross Fiduciary activities income$251,000678
Service charges on deposit accounts$297,0002,987
Trading account gains and fees$0157
Additional Noninterest Income$343,0003,490
Total noninterest expense$3,737,0003,501
Salaries and employee benefits$2,050,0003,364
Premises and equipment expense$433,0003,520
Additional noninterest expense$1,254,0003,526
Pre-tax net operating income$3,712,0001,421
Securities gains (losses)$298,0001,126
Applicable income taxes$04,802
Income before extraordinary items$4,010,0001,130
Extraordinary gains, net$020
Net income$4,010,0001,131
Minority interest net income$086
Net income of bank and minority interests.$4,010,0001,131
Net charge-offs$29,0004,874
Cash dividends$3,200,000526
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,712,0001,143
2012-06-30 (YTD Data)Rank
Total interest income$4,673,0002,824
Total interest expense$317,0004,872
Net interest income$4,356,0002,501
Provision for loan and lease losses$17,0005,207
Total noninterest income$556,0003,051
Gross Fiduciary activities income$159,000698
Service charges on deposit accounts$191,0003,047
Trading account gains and fees$0153
Additional Noninterest Income$206,0003,630
Total noninterest expense$2,463,0003,546
Salaries and employee benefits$1,298,0003,508
Premises and equipment expense$290,0003,518
Additional noninterest expense$875,0003,447
Pre-tax net operating income$2,432,0001,431
Securities gains (losses)$179,0001,185
Applicable income taxes$04,770
Income before extraordinary items$2,611,0001,152
Extraordinary gains, net$019
Net income$2,611,0001,151
Minority interest net income$084
Net income of bank and minority interests.$2,611,0001,151
Net charge-offs$6,0005,096
Cash dividends$2,800,000400
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,432,0001,156
2012-03-31 (YTD Data)Rank
Total interest income$2,260,0002,933
Total interest expense$167,0004,871
Net interest income$2,093,0002,607
Provision for loan and lease losses$-9,0007,112
Total noninterest income$293,0002,978
Gross Fiduciary activities income$81,000706
Service charges on deposit accounts$96,0003,017
Trading account gains and fees$0148
Additional Noninterest Income$116,0003,479
Total noninterest expense$1,208,0003,613
Salaries and employee benefits$644,0003,562
Premises and equipment expense$149,0003,487
Additional noninterest expense$415,0003,553
Pre-tax net operating income$1,187,0001,461
Securities gains (losses)$190,000629
Applicable income taxes$04,704
Income before extraordinary items$1,377,0001,079
Extraordinary gains, net$019
Net income$1,377,0001,081
Minority interest net income$078
Net income of bank and minority interests.$1,377,0001,080
Net charge-offs$-1,0005,761
Cash dividends$2,400,000237
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,187,0001,160
2011-12-31 (YTD Data)Rank
Total interest income$9,895,0002,781
Total interest expense$846,0004,796
Net interest income$9,049,0002,423
Provision for loan and lease losses$-18,0007,222
Total noninterest income$1,208,0002,779
Gross Fiduciary activities income$331,000647
Service charges on deposit accounts$425,0002,908
Trading account gains and fees$0146
Additional Noninterest Income$452,0003,260
Total noninterest expense$4,733,0003,681
Salaries and employee benefits$2,507,0003,552
Premises and equipment expense$594,0003,599
Additional noninterest expense$1,632,0003,648
Pre-tax net operating income$5,542,0001,081
Securities gains (losses)$576,000711
Applicable income taxes$04,719
Income before extraordinary items$6,118,000808
Extraordinary gains, net$029
Net income$6,118,000805
Minority interest net income$096
Net income of bank and minority interests.$6,118,000808
Net charge-offs$104,0004,935
Cash dividends$5,600,000383
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,542,000864
2011-09-30 (YTD Data)Rank
Total interest income$7,446,0002,801
Total interest expense$665,0004,814
Net interest income$6,781,0002,435
Provision for loan and lease losses$-70,0007,337
Total noninterest income$888,0002,810
Gross Fiduciary activities income$242,000641
Service charges on deposit accounts$315,0002,941
Trading account gains and fees$0145
Additional Noninterest Income$331,0003,331
Total noninterest expense$3,586,0003,661
Salaries and employee benefits$1,938,0003,473
Premises and equipment expense$442,0003,666
Additional noninterest expense$1,206,0003,676
Pre-tax net operating income$4,153,0001,111
Securities gains (losses)$495,000652
Applicable income taxes$04,740
Income before extraordinary items$4,648,000824
Extraordinary gains, net$021
Net income$4,648,000823
Minority interest net income$087
Net income of bank and minority interests.$4,648,000824
Net charge-offs$53,0004,935
Cash dividends$5,200,000283
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,153,000882
2011-06-30 (YTD Data)Rank
Total interest income$4,984,0002,814
Total interest expense$456,0004,850
Net interest income$4,528,0002,426
Provision for loan and lease losses$-40,0007,396
Total noninterest income$577,0002,870
Gross Fiduciary activities income$154,000656
Service charges on deposit accounts$199,0003,045
Trading account gains and fees$0153
Additional Noninterest Income$224,0003,312
Total noninterest expense$2,333,0003,757
Salaries and employee benefits$1,234,0003,622
Premises and equipment expense$300,0003,650
Additional noninterest expense$799,0003,753
Pre-tax net operating income$2,812,0001,064
Securities gains (losses)$524,000355
Applicable income taxes$04,697
Income before extraordinary items$3,336,000764
Extraordinary gains, net$015
Net income$3,336,000761
Minority interest net income$089
Net income of bank and minority interests.$3,336,000764
Net charge-offs$37,0004,702
Cash dividends$4,800,000198
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,812,000851
2011-03-31 (YTD Data)Rank
Total interest income$2,550,0002,780
Total interest expense$234,0004,908
Net interest income$2,316,0002,363
Provision for loan and lease losses$-153,0007,514
Total noninterest income$275,0002,974
Gross Fiduciary activities income$76,000662
Service charges on deposit accounts$98,0003,019
Trading account gains and fees$0158
Additional Noninterest Income$101,0003,554
Total noninterest expense$1,135,0003,845
Salaries and employee benefits$586,0003,796
Premises and equipment expense$141,0003,865
Additional noninterest expense$408,0003,676
Pre-tax net operating income$1,609,000947
Securities gains (losses)$-15,0007,217
Applicable income taxes$04,545
Income before extraordinary items$1,594,000790
Extraordinary gains, net$09
Net income$1,594,000789
Minority interest net income$086
Net income of bank and minority interests.$1,594,000790
Net charge-offs$23,0003,949
Cash dividends$4,400,000101
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,609,000773
2010-12-31 (YTD Data)Rank
Total interest income$10,459,0002,842
Total interest expense$1,160,0004,908
Net interest income$9,299,0002,347
Provision for loan and lease losses$219,0005,253
Total noninterest income$1,147,0002,978
Gross Fiduciary activities income$272,000695
Service charges on deposit accounts$441,0002,891
Trading account gains and fees$0175
Additional Noninterest Income$434,0003,386
Total noninterest expense$4,682,0003,792
Salaries and employee benefits$2,394,0003,701
Premises and equipment expense$746,0003,133
Additional noninterest expense$1,542,0003,938
Pre-tax net operating income$5,545,000928
Securities gains (losses)$571,000794
Applicable income taxes$04,655
Income before extraordinary items$6,116,000731
Extraordinary gains, net$029
Net income$6,116,000729
Minority interest net income$0111
Net income of bank and minority interests.$6,116,000732
Net charge-offs$143,0005,100
Cash dividends$1,600,0001,002
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,545,000755
2010-09-30 (YTD Data)Rank
Total interest income$7,866,0002,883
Total interest expense$901,0004,981
Net interest income$6,965,0002,393
Provision for loan and lease losses$167,0005,132
Total noninterest income$860,0003,010
Gross Fiduciary activities income$205,000683
Service charges on deposit accounts$330,0002,962
Trading account gains and fees$0165
Additional Noninterest Income$325,0003,432
Total noninterest expense$3,399,0003,880
Salaries and employee benefits$1,819,0003,707
Premises and equipment expense$460,0003,720
Additional noninterest expense$1,120,0003,996
Pre-tax net operating income$4,259,000958
Securities gains (losses)$542,000680
Applicable income taxes$04,726
Income before extraordinary items$4,801,000723
Extraordinary gains, net$023
Net income$4,801,000722
Minority interest net income$0110
Net income of bank and minority interests.$4,801,000723
Net charge-offs$88,0005,037
Cash dividends$1,200,000898
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,259,000777
2010-06-30 (YTD Data)Rank
Total interest income$5,285,0002,905
Total interest expense$601,0005,073
Net interest income$4,684,0002,381
Provision for loan and lease losses$85,0005,336
Total noninterest income$556,0003,019
Gross Fiduciary activities income$133,000687
Service charges on deposit accounts$219,0002,973
Trading account gains and fees$0152
Additional Noninterest Income$204,0003,478
Total noninterest expense$2,207,0003,960
Salaries and employee benefits$1,151,0003,886
Premises and equipment expense$298,0003,821
Additional noninterest expense$758,0003,928
Pre-tax net operating income$2,948,000922
Securities gains (losses)$375,000601
Applicable income taxes$04,691
Income before extraordinary items$3,323,000680
Extraordinary gains, net$019
Net income$3,323,000680
Minority interest net income$0105
Net income of bank and minority interests.$3,323,000680
Net charge-offs$56,0004,782
Cash dividends$800,000880
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,948,000736
2010-03-31 (YTD Data)Rank
Total interest income$2,751,0002,862
Total interest expense$293,0005,246
Net interest income$2,458,0002,286
Provision for loan and lease losses$45,0004,935
Total noninterest income$252,0003,198
Gross Fiduciary activities income$65,000702
Service charges on deposit accounts$98,0003,183
Trading account gains and fees$0175
Additional Noninterest Income$89,0003,720
Total noninterest expense$1,109,0003,983
Salaries and employee benefits$581,0003,919
Premises and equipment expense$140,0004,056
Additional noninterest expense$388,0003,869
Pre-tax net operating income$1,556,000864
Securities gains (losses)$472,000266
Applicable income taxes$04,611
Income before extraordinary items$2,028,000550
Extraordinary gains, net$016
Net income$2,028,000552
Minority interest net income$091
Net income of bank and minority interests.$2,028,000552
Net charge-offs$38,0003,956
Cash dividends$400,000835
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,556,000683
2009-12-31 (YTD Data)Rank
Total interest income$10,935,0002,989
Total interest expense$1,221,0005,627
Net interest income$9,714,0002,250
Provision for loan and lease losses$146,0006,100
Total noninterest income$1,144,0003,072
Gross Fiduciary activities income$272,000684
Service charges on deposit accounts$492,0002,923
Trading account gains and fees$0211
Additional Noninterest Income$380,0003,621
Total noninterest expense$4,636,0003,903
Salaries and employee benefits$2,472,0003,720
Premises and equipment expense$595,0003,895
Additional noninterest expense$1,569,0003,960
Pre-tax net operating income$6,076,000712
Securities gains (losses)$828,000584
Applicable income taxes$04,388
Income before extraordinary items$6,904,000489
Extraordinary gains, net$034
Net income$6,904,000488
Minority interest net income$0115
Net income of bank and minority interests.$6,904,000491
Net charge-offs$195,0005,044
Cash dividends$5,000,000345
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,076,000562
2009-09-30 (YTD Data)Rank
Total interest income$8,169,0003,052
Total interest expense$937,0005,718
Net interest income$7,232,0002,270
Provision for loan and lease losses$295,0004,617
Total noninterest income$836,0003,179
Gross Fiduciary activities income$206,000686
Service charges on deposit accounts$368,0002,943
Trading account gains and fees$0212
Additional Noninterest Income$262,0003,823
Total noninterest expense$3,431,0003,957
Salaries and employee benefits$1,862,0003,743
Premises and equipment expense$447,0003,926
Additional noninterest expense$1,122,0004,059
Pre-tax net operating income$4,342,000785
Securities gains (losses)$-778,0007,822
Applicable income taxes$04,592
Income before extraordinary items$3,564,000758
Extraordinary gains, net$027
Net income$3,564,000756
Minority interest net income$0118
Net income of bank and minority interests.$3,564,000759
Net charge-offs$167,0004,471
Cash dividends$1,200,0001,058
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,342,000617
2009-06-30 (YTD Data)Rank
Total interest income$5,389,0003,109
Total interest expense$641,0005,777
Net interest income$4,748,0002,312
Provision for loan and lease losses$126,0004,993
Total noninterest income$554,0003,187
Gross Fiduciary activities income$143,000683
Service charges on deposit accounts$246,0002,898
Trading account gains and fees$0193
Additional Noninterest Income$165,0003,955
Total noninterest expense$2,279,0003,991
Salaries and employee benefits$1,230,0003,814
Premises and equipment expense$294,0003,997
Additional noninterest expense$755,0004,041
Pre-tax net operating income$2,897,000808
Securities gains (losses)$-894,0007,990
Applicable income taxes$04,657
Income before extraordinary items$2,003,000948
Extraordinary gains, net$021
Net income$2,003,000948
Minority interest net income$0112
Net income of bank and minority interests.$2,003,000948
Net charge-offs$155,0003,739
Cash dividends$800,0001,125
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,897,000612
2009-03-31 (YTD Data)Rank
Total interest income$2,616,0003,214
Total interest expense$326,0005,840
Net interest income$2,290,0002,368
Provision for loan and lease losses$76,0004,288
Total noninterest income$283,0003,129
Gross Fiduciary activities income$72,000687
Service charges on deposit accounts$113,0003,030
Trading account gains and fees$1,000165
Additional Noninterest Income$97,0003,699
Total noninterest expense$1,151,0003,891
Salaries and employee benefits$647,0003,700
Premises and equipment expense$152,0003,929
Additional noninterest expense$352,0003,935
Pre-tax net operating income$1,346,000943
Securities gains (losses)$19,0001,701
Applicable income taxes$04,835
Income before extraordinary items$1,365,000752
Extraordinary gains, net$015
Net income$1,365,000752
Minority interest net income$0102
Net income of bank and minority interests.$1,365,000754
Net charge-offs$58,0003,408
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,346,000709
2008-12-31 (YTD Data)Rank
Total interest income$9,820,0003,591
Total interest expense$1,838,0005,515
Net interest income$7,982,0002,710
Provision for loan and lease losses$577,0003,586
Total noninterest income$1,203,0003,042
Gross Fiduciary activities income$280,000713
Service charges on deposit accounts$498,0003,021
Trading account gains and fees$0154
Additional Noninterest Income$425,0003,480
Total noninterest expense$4,221,0004,075
Salaries and employee benefits$2,179,0004,172
Premises and equipment expense$727,0003,415
Additional noninterest expense$1,315,0003,984
Pre-tax net operating income$4,387,0001,247
Securities gains (losses)$-3,428,0008,025
Applicable income taxes$04,979
Income before extraordinary items$959,0003,364
Extraordinary gains, net$039
Net income$959,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0003,975
Cash dividends$2,333,0001,177
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,387,0001,007
2008-09-30 (YTD Data)Rank
Total interest income$7,192,0003,701
Total interest expense$1,434,0005,548
Net interest income$5,758,0002,832
Provision for loan and lease losses$368,0003,210
Total noninterest income$913,0003,077
Gross Fiduciary activities income$204,000714
Service charges on deposit accounts$379,0003,019
Trading account gains and fees$0148
Additional Noninterest Income$330,0003,524
Total noninterest expense$3,377,0003,869
Salaries and employee benefits$1,835,0003,866
Premises and equipment expense$578,0003,281
Additional noninterest expense$964,0003,974
Pre-tax net operating income$2,926,0001,669
Securities gains (losses)$-2,024,0008,064
Applicable income taxes$05,372
Income before extraordinary items$902,0003,309
Extraordinary gains, net$031
Net income$902,0003,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,589
Cash dividends$1,833,0001,114
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,926,0001,337
2008-06-30 (YTD Data)Rank
Total interest income$4,737,0003,778
Total interest expense$1,019,0005,531
Net interest income$3,718,0002,900
Provision for loan and lease losses$328,0002,414
Total noninterest income$587,0003,177
Gross Fiduciary activities income$135,000726
Service charges on deposit accounts$247,0003,046
Trading account gains and fees$0149
Additional Noninterest Income$205,0003,711
Total noninterest expense$2,238,0003,901
Salaries and employee benefits$1,194,0003,972
Premises and equipment expense$391,0003,271
Additional noninterest expense$653,0003,909
Pre-tax net operating income$1,739,0001,917
Securities gains (losses)$12,0002,370
Applicable income taxes$05,627
Income before extraordinary items$1,751,0001,564
Extraordinary gains, net$021
Net income$1,751,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,693
Cash dividends$1,333,0001,107
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,739,0001,542
2008-03-31 (YTD Data)Rank
Total interest income$2,328,0003,907
Total interest expense$554,0005,503
Net interest income$1,774,0003,029
Provision for loan and lease losses$114,0002,554
Total noninterest income$287,0003,219
Gross Fiduciary activities income$66,000747
Service charges on deposit accounts$123,0003,001
Trading account gains and fees$0158
Additional Noninterest Income$98,0003,804
Total noninterest expense$1,184,0003,743
Salaries and employee benefits$638,0003,792
Premises and equipment expense$200,0003,228
Additional noninterest expense$346,0003,710
Pre-tax net operating income$763,0002,257
Securities gains (losses)$12,0001,897
Applicable income taxes$05,622
Income before extraordinary items$775,0001,865
Extraordinary gains, net$015
Net income$775,0001,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$833,000888
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$763,0001,828
2007-12-31 (YTD Data)Rank
Total interest income$9,044,0004,026
Total interest expense$2,408,0005,367
Net interest income$6,636,0003,235
Provision for loan and lease losses$39,0005,903
Total noninterest income$1,117,0003,303
Gross Fiduciary activities income$244,000756
Service charges on deposit accounts$556,0002,832
Trading account gains and fees$0178
Additional Noninterest Income$317,0004,135
Total noninterest expense$4,288,0003,907
Salaries and employee benefits$2,187,0004,104
Premises and equipment expense$859,0002,907
Additional noninterest expense$1,242,0003,976
Pre-tax net operating income$3,426,0002,232
Securities gains (losses)$-95,0008,132
Applicable income taxes$06,070
Income before extraordinary items$3,331,0001,876
Extraordinary gains, net$039
Net income$3,331,0001,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0003,101
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,426,0001,822
2007-09-30 (YTD Data)Rank
Total interest income$6,758,0004,048
Total interest expense$1,802,0005,380
Net interest income$4,956,0003,257
Provision for loan and lease losses$-196,0008,470
Total noninterest income$838,0003,295
Gross Fiduciary activities income$182,000746
Service charges on deposit accounts$413,0002,834
Trading account gains and fees$0184
Additional Noninterest Income$243,0004,140
Total noninterest expense$3,381,0003,732
Salaries and employee benefits$1,818,0003,804
Premises and equipment expense$657,0002,846
Additional noninterest expense$906,0003,988
Pre-tax net operating income$2,609,0002,359
Securities gains (losses)$561,000212
Applicable income taxes$06,220
Income before extraordinary items$3,170,0001,597
Extraordinary gains, net$033
Net income$3,170,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,850
Cash dividends$1,500,0001,491
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,609,0001,926
2007-06-30 (YTD Data)Rank
Total interest income$4,468,0004,090
Total interest expense$1,172,0005,451
Net interest income$3,296,0003,285
Provision for loan and lease losses$-173,0008,514
Total noninterest income$543,0003,378
Gross Fiduciary activities income$112,000782
Service charges on deposit accounts$275,0002,838
Trading account gains and fees$0168
Additional Noninterest Income$156,0004,242
Total noninterest expense$2,240,0003,783
Salaries and employee benefits$1,178,0003,908
Premises and equipment expense$442,0002,856
Additional noninterest expense$620,0003,927
Pre-tax net operating income$1,772,0002,364
Securities gains (losses)$563,000170
Applicable income taxes$06,265
Income before extraordinary items$2,335,0001,497
Extraordinary gains, net$029
Net income$2,335,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,522
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,772,0001,922
2007-03-31 (YTD Data)Rank
Total interest income$2,216,0004,111
Total interest expense$574,0005,494
Net interest income$1,642,0003,293
Provision for loan and lease losses$-91,0008,540
Total noninterest income$251,0003,521
Gross Fiduciary activities income$49,000817
Service charges on deposit accounts$132,0002,876
Trading account gains and fees$0195
Additional Noninterest Income$70,0004,459
Total noninterest expense$1,048,0003,995
Salaries and employee benefits$537,0004,211
Premises and equipment expense$201,0003,103
Additional noninterest expense$310,0003,875
Pre-tax net operating income$936,0002,280
Securities gains (losses)$78,000349
Applicable income taxes$06,196
Income before extraordinary items$1,014,0001,691
Extraordinary gains, net$022
Net income$1,014,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,949
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$936,0001,812
2006-12-31 (YTD Data)Rank
Total interest income$8,177,0004,143
Total interest expense$1,873,0005,584
Net interest income$6,304,0003,399
Provision for loan and lease losses$58,0005,459
Total noninterest income$1,103,0003,324
Gross Fiduciary activities income$215,000787
Service charges on deposit accounts$539,0002,914
Trading account gains and fees$0130
Additional Noninterest Income$349,0004,002
Total noninterest expense$4,730,0003,500
Salaries and employee benefits$2,239,0003,928
Premises and equipment expense$886,0002,747
Additional noninterest expense$1,605,0003,114
Pre-tax net operating income$2,619,0003,026
Securities gains (losses)$-1,087,0008,588
Applicable income taxes$-248,0008,492
Income before extraordinary items$1,780,0003,380
Extraordinary gains, net$051
Net income$1,780,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,966
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,867,0002,333
2006-09-30 (YTD Data)Rank
Total interest income$6,011,0004,178
Total interest expense$1,340,0005,631
Net interest income$4,671,0003,450
Provision for loan and lease losses$143,0003,490
Total noninterest income$846,0003,277
Gross Fiduciary activities income$160,000775
Service charges on deposit accounts$409,0002,909
Trading account gains and fees$0126
Additional Noninterest Income$277,0003,882
Total noninterest expense$3,735,0003,358
Salaries and employee benefits$1,757,0003,792
Premises and equipment expense$670,0002,746
Additional noninterest expense$1,308,0002,884
Pre-tax net operating income$1,639,0003,578
Securities gains (losses)$37,000619
Applicable income taxes$-112,0008,571
Income before extraordinary items$1,788,0002,804
Extraordinary gains, net$045
Net income$1,788,0002,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,879
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,751,0002,840
2006-06-30 (YTD Data)Rank
Total interest income$3,950,0004,169
Total interest expense$835,0005,697
Net interest income$3,115,0003,455
Provision for loan and lease losses$77,0003,767
Total noninterest income$561,0003,256
Gross Fiduciary activities income$110,000785
Service charges on deposit accounts$274,0002,879
Trading account gains and fees$0126
Additional Noninterest Income$177,0003,972
Total noninterest expense$2,686,0003,156
Salaries and employee benefits$1,197,0003,751
Premises and equipment expense$459,0002,670
Additional noninterest expense$1,030,0002,490
Pre-tax net operating income$913,0004,010
Securities gains (losses)$39,000490
Applicable income taxes$-112,0008,638
Income before extraordinary items$1,064,0003,068
Extraordinary gains, net$039
Net income$1,064,0003,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,009
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,025,0003,146
2006-03-31 (YTD Data)Rank
Total interest income$2,063,0003,988
Total interest expense$397,0005,721
Net interest income$1,666,0003,258
Provision for loan and lease losses$51,0003,086
Total noninterest income$276,0003,254
Gross Fiduciary activities income$50,000810
Service charges on deposit accounts$134,0002,842
Trading account gains and fees$0115
Additional Noninterest Income$92,0003,883
Total noninterest expense$1,516,0002,853
Salaries and employee benefits$548,0004,012
Premises and equipment expense$234,0002,626
Additional noninterest expense$734,0001,782
Pre-tax net operating income$375,0004,425
Securities gains (losses)$80,000279
Applicable income taxes$-111,0008,703
Income before extraordinary items$566,0002,866
Extraordinary gains, net$021
Net income$566,0002,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,473
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$486,0003,215
2005-12-31 (YTD Data)Rank
Total interest income$9,540,0003,277
Total interest expense$1,394,0005,431
Net interest income$8,146,0002,654
Provision for loan and lease losses$185,0003,710
Total noninterest income$1,781,0002,398
Gross Fiduciary activities income$200,000800
Service charges on deposit accounts$638,0002,535
Trading account gains and fees$0138
Additional Noninterest Income$943,0002,299
Total noninterest expense$4,333,0003,635
Salaries and employee benefits$2,188,0003,858
Premises and equipment expense$829,0002,803
Additional noninterest expense$1,316,0003,579
Pre-tax net operating income$5,409,0001,724
Securities gains (losses)$1,154,000181
Applicable income taxes$1,741,0001,522
Income before extraordinary items$4,822,0001,466
Extraordinary gains, net$046
Net income$4,822,0001,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,402
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,979,5801,720
2005-09-30 (YTD Data)Rank
Total interest income$7,239,0003,185
Total interest expense$1,002,0005,423
Net interest income$6,237,0002,586
Provision for loan and lease losses$82,0004,582
Total noninterest income$1,494,0002,218
Gross Fiduciary activities income$150,000789
Service charges on deposit accounts$482,0002,511
Trading account gains and fees$0126
Additional Noninterest Income$862,0002,017
Total noninterest expense$3,388,0003,487
Salaries and employee benefits$1,772,0003,609
Premises and equipment expense$633,0002,732
Additional noninterest expense$983,0003,547
Pre-tax net operating income$4,261,0001,665
Securities gains (losses)$433,000286
Applicable income taxes$1,220,0001,636
Income before extraordinary items$3,474,0001,521
Extraordinary gains, net$035
Net income$3,474,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$1,500,0001,333
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,153,5801,642
2005-06-30 (YTD Data)Rank
Total interest income$4,868,0003,116
Total interest expense$652,0005,344
Net interest income$4,216,0002,529
Provision for loan and lease losses$51,0004,505
Total noninterest income$1,139,0001,987
Gross Fiduciary activities income$99,000802
Service charges on deposit accounts$288,0002,697
Trading account gains and fees$0116
Additional Noninterest Income$752,0001,654
Total noninterest expense$2,306,0003,408
Salaries and employee benefits$1,226,0003,499
Premises and equipment expense$419,0002,723
Additional noninterest expense$661,0003,507
Pre-tax net operating income$2,998,0001,548
Securities gains (losses)$431,000246
Applicable income taxes$913,0001,465
Income before extraordinary items$2,516,0001,391
Extraordinary gains, net$030
Net income$2,516,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,697
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,201,3701,543
2005-03-31 (YTD Data)Rank
Total interest income$2,454,0003,033
Total interest expense$322,0005,294
Net interest income$2,132,0002,506
Provision for loan and lease losses$47,0003,284
Total noninterest income$268,0003,313
Gross Fiduciary activities income$48,000817
Service charges on deposit accounts$126,0002,924
Trading account gains and fees$0115
Additional Noninterest Income$94,0003,848
Total noninterest expense$1,109,0003,544
Salaries and employee benefits$565,0003,742
Premises and equipment expense$211,0002,733
Additional noninterest expense$333,0003,502
Pre-tax net operating income$1,244,0001,820
Securities gains (losses)$300,000198
Applicable income taxes$394,0001,621
Income before extraordinary items$1,150,0001,474
Extraordinary gains, net$024
Net income$1,150,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,757
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$928,0001,781
2004-12-31 (YTD Data)Rank
Total interest income$10,004,0002,826
Total interest expense$1,119,0005,332
Net interest income$8,885,0002,300
Provision for loan and lease losses$182,0003,865
Total noninterest income$945,0003,684
Gross Fiduciary activities income$132,000877
Service charges on deposit accounts$533,0002,995
Trading account gains and fees$0138
Additional Noninterest Income$280,0004,403
Total noninterest expense$4,166,0003,615
Salaries and employee benefits$2,072,0003,883
Premises and equipment expense$792,0002,807
Additional noninterest expense$1,302,0003,521
Pre-tax net operating income$5,482,0001,554
Securities gains (losses)$-525,0008,874
Applicable income taxes$1,148,0001,959
Income before extraordinary items$3,809,0001,687
Extraordinary gains, net$034
Net income$3,809,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,722
Cash dividends$2,000,0001,347
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,213,2501,482
2004-09-30 (YTD Data)Rank
Total interest income$7,427,0002,817
Total interest expense$741,0005,663
Net interest income$6,686,0002,256
Provision for loan and lease losses$103,0004,224
Total noninterest income$693,0003,761
Gross Fiduciary activities income$96,000884
Service charges on deposit accounts$394,0003,045
Trading account gains and fees$0134
Additional Noninterest Income$203,0004,472
Total noninterest expense$3,131,0003,578
Salaries and employee benefits$1,663,0003,658
Premises and equipment expense$533,0003,096
Additional noninterest expense$935,0003,601
Pre-tax net operating income$4,145,0001,557
Securities gains (losses)$25,0002,158
Applicable income taxes$1,001,0001,782
Income before extraordinary items$3,169,0001,534
Extraordinary gains, net$026
Net income$3,169,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,767
Cash dividends$1,500,0001,239
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,150,0001,496
2004-06-30 (YTD Data)Rank
Total interest income$4,871,0002,851
Total interest expense$490,0005,704
Net interest income$4,381,0002,283
Provision for loan and lease losses$67,0004,166
Total noninterest income$441,0003,872
Gross Fiduciary activities income$61,000905
Service charges on deposit accounts$252,0003,129
Trading account gains and fees$0130
Additional Noninterest Income$128,0004,639
Total noninterest expense$2,082,0003,626
Salaries and employee benefits$1,121,0003,644
Premises and equipment expense$347,0003,153
Additional noninterest expense$614,0003,681
Pre-tax net operating income$2,673,0001,576
Securities gains (losses)$25,0001,902
Applicable income taxes$630,0001,854
Income before extraordinary items$2,068,0001,552
Extraordinary gains, net$021
Net income$2,068,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,683
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,048,7501,511
2004-03-31 (YTD Data)Rank
Total interest income$2,404,0002,898
Total interest expense$249,0005,724
Net interest income$2,155,0002,312
Provision for loan and lease losses$45,0003,437
Total noninterest income$210,0003,948
Gross Fiduciary activities income$29,000930
Service charges on deposit accounts$120,0003,159
Trading account gains and fees$0121
Additional Noninterest Income$61,0004,708
Total noninterest expense$989,0003,793
Salaries and employee benefits$501,0003,997
Premises and equipment expense$172,0003,205
Additional noninterest expense$316,0003,595
Pre-tax net operating income$1,331,0001,550
Securities gains (losses)$22,0001,655
Applicable income taxes$304,0001,911
Income before extraordinary items$1,049,0001,527
Extraordinary gains, net$016
Net income$1,049,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,050
Cash dividends$500,0001,176
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,031,8401,462
2003-12-31 (YTD Data)Rank
Total interest income$9,685,0002,925
Total interest expense$1,170,0005,649
Net interest income$8,515,0002,277
Provision for loan and lease losses$182,0004,191
Total noninterest income$852,0004,076
Gross Fiduciary activities income$88,000985
Service charges on deposit accounts$603,0002,678
Trading account gains and fees$0160
Additional Noninterest Income$161,0005,703
Total noninterest expense$3,810,0003,847
Salaries and employee benefits$1,886,0004,117
Premises and equipment expense$689,0003,119
Additional noninterest expense$1,235,0003,646
Pre-tax net operating income$5,375,0001,526
Securities gains (losses)$896,000516
Applicable income taxes$1,614,0001,519
Income before extraordinary items$4,657,0001,365
Extraordinary gains, net$054
Net income$4,657,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,031
Cash dividends$22,000,000223
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,993,9601,497
2003-09-30 (YTD Data)Rank
Total interest income$7,235,0002,975
Total interest expense$902,0005,701
Net interest income$6,333,0002,303
Provision for loan and lease losses$51,0005,740
Total noninterest income$621,0004,208
Gross Fiduciary activities income$57,0001,010
Service charges on deposit accounts$446,0002,722
Trading account gains and fees$0153
Additional Noninterest Income$118,0005,763
Total noninterest expense$2,893,0003,805
Salaries and employee benefits$1,481,0003,959
Premises and equipment expense$499,0003,224
Additional noninterest expense$913,0003,674
Pre-tax net operating income$4,010,0001,577
Securities gains (losses)$384,000814
Applicable income taxes$1,124,0001,687
Income before extraordinary items$3,270,0001,500
Extraordinary gains, net$040
Net income$3,270,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,239
Cash dividends$21,500,000184
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,985,8401,547
2003-06-30 (YTD Data)Rank
Total interest income$4,621,0003,102
Total interest expense$635,0005,656
Net interest income$3,986,0002,442
Provision for loan and lease losses$11,0006,777
Total noninterest income$407,0004,202
Gross Fiduciary activities income$35,0001,029
Service charges on deposit accounts$297,0002,671
Trading account gains and fees$0150
Additional Noninterest Income$75,0005,841
Total noninterest expense$1,962,0003,758
Salaries and employee benefits$1,017,0003,857
Premises and equipment expense$330,0003,243
Additional noninterest expense$615,0003,637
Pre-tax net operating income$2,420,0001,731
Securities gains (losses)$324,000765
Applicable income taxes$698,0001,828
Income before extraordinary items$2,046,0001,584
Extraordinary gains, net$030
Net income$2,046,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,202
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,803,0001,670
2003-03-31 (YTD Data)Rank
Total interest income$2,329,0003,099
Total interest expense$320,0005,740
Net interest income$2,009,0002,418
Provision for loan and lease losses$2,0006,798
Total noninterest income$187,0004,326
Gross Fiduciary activities income$17,0001,042
Service charges on deposit accounts$146,0002,632
Trading account gains and fees$0134
Additional Noninterest Income$24,0006,621
Total noninterest expense$968,0003,765
Salaries and employee benefits$486,0003,993
Premises and equipment expense$166,0003,209
Additional noninterest expense$316,0003,497
Pre-tax net operating income$1,226,0001,709
Securities gains (losses)$189,000680
Applicable income taxes$369,0001,742
Income before extraordinary items$1,046,0001,537
Extraordinary gains, net$021
Net income$1,046,0001,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$906,1401,639
2002-12-31 (YTD Data)Rank
Total interest income$12,863,0002,399
Total interest expense$1,823,0005,108
Net interest income$11,040,0001,747
Provision for loan and lease losses$193,0004,450
Total noninterest income$713,0004,285
Gross Fiduciary activities income$71,0001,053
Service charges on deposit accounts$604,0002,555
Trading account gains and fees$0153
Additional Noninterest Income$38,0007,947
Total noninterest expense$3,849,0003,665
Salaries and employee benefits$1,884,0003,948
Premises and equipment expense$698,0003,004
Additional noninterest expense$1,267,0003,450
Pre-tax net operating income$7,711,0001,092
Securities gains (losses)$3,506,000194
Applicable income taxes$3,495,000806
Income before extraordinary items$7,722,000822
Extraordinary gains, net$070
Net income$7,722,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0003,072
Cash dividends$2,000,0001,296
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,302,8601,138
2001-12-31 (YTD Data)Rank
Total interest income$13,520,0002,528
Total interest expense$2,709,0005,109
Net interest income$10,811,0001,656
Provision for loan and lease losses$194,0004,218
Total noninterest income$363,0005,934
Gross Fiduciary activities income$29,0001,240
Service charges on deposit accounts$645,0002,299
Trading account gains and fees$0177
Additional Noninterest Income$-311,0009,618
Total noninterest expense$3,886,0003,516
Salaries and employee benefits$1,946,0003,672
Premises and equipment expense$636,0003,209
Additional noninterest expense$1,304,0003,245
Pre-tax net operating income$7,094,0001,049
Securities gains (losses)$4,730,000145
Applicable income taxes$3,656,000708
Income before extraordinary items$8,168,000688
Extraordinary gains, net$1,732,00018
Net income$9,900,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,911
Cash dividends$9,000,000398
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,904,3001,073
2000-12-31 (YTD Data)Rank
Total interest income$10,163,0003,348
Total interest expense$3,096,0004,804
Net interest income$7,067,0002,520
Provision for loan and lease losses$105,0005,193
Total noninterest income$705,0003,978
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$547,0002,481
Trading account gains and fees$0180
Additional Noninterest Income$158,0005,346
Total noninterest expense$3,748,0003,504
Salaries and employee benefits$2,006,0003,452
Premises and equipment expense$469,0003,990
Additional noninterest expense$1,273,0003,238
Pre-tax net operating income$3,919,0001,871
Securities gains (losses)$-3,771,0009,826
Applicable income taxes$-235,0009,711
Income before extraordinary items$383,0006,959
Extraordinary gains, net$038
Net income$383,0006,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,499
Cash dividends$2,000,0001,346
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,154,0001,253
1999-12-31 (YTD Data)Rank
Total interest income$11,725,0002,756
Total interest expense$2,668,0005,017
Net interest income$9,057,0001,954
Provision for loan and lease losses$113,0004,987
Total noninterest income$684,0004,054
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$516,0002,559
Trading account gains and fees$0173
Additional Noninterest Income$168,0005,335
Total noninterest expense$3,643,0003,589
Salaries and employee benefits$1,967,0003,495
Premises and equipment expense$467,0004,006
Additional noninterest expense$1,209,0003,410
Pre-tax net operating income$5,985,0001,280
Securities gains (losses)$-449,00010,102
Applicable income taxes$1,537,0001,569
Income before extraordinary items$3,999,0001,353
Extraordinary gains, net$035
Net income$3,999,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,357
Cash dividends$2,000,0001,354
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,322,2801,240
1998-12-31 (YTD Data)Rank
Total interest income$11,792,0002,747
Total interest expense$2,722,0005,071
Net interest income$9,070,0001,888
Provision for loan and lease losses$122,0004,587
Total noninterest income$1,654,0002,110
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$498,0002,572
Trading account gains and fees$998,00095
Additional Noninterest Income$158,0005,537
Total noninterest expense$3,626,0003,506
Salaries and employee benefits$2,004,0003,328
Premises and equipment expense$396,0004,453
Additional noninterest expense$1,226,0003,309
Pre-tax net operating income$6,976,0001,083
Securities gains (losses)$798,000440
Applicable income taxes$2,283,0001,100
Income before extraordinary items$5,491,000987
Extraordinary gains, net$032
Net income$5,491,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,306
Cash dividends$3,000,000967
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,924,4201,056
1997-12-31 (YTD Data)Rank
Total interest income$11,460,0002,857
Total interest expense$2,835,0004,943
Net interest income$8,625,0002,018
Provision for loan and lease losses$-430,00010,862
Total noninterest income$6,762,000751
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$518,0002,538
Trading account gains and fees$6,050,00048
Additional Noninterest Income$194,0005,030
Total noninterest expense$3,653,0003,471
Salaries and employee benefits$2,102,0003,154
Premises and equipment expense$362,0004,778
Additional noninterest expense$1,189,0003,384
Pre-tax net operating income$12,164,000696
Securities gains (losses)$218,000670
Applicable income taxes$3,815,000757
Income before extraordinary items$8,567,000665
Extraordinary gains, net$044
Net income$8,567,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-430,00010,874
Cash dividends$7,000,000481
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,416,580659
1996-12-31 (YTD Data)Rank
Total interest income$11,188,0002,950
Total interest expense$2,791,0005,089
Net interest income$8,397,0002,131
Provision for loan and lease losses$-36,00011,169
Total noninterest income$154,0008,948
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$533,0002,546
Trading account gains and fees$-600,0004,706
Additional Noninterest Income$221,0004,904
Total noninterest expense$3,612,0003,677
Salaries and employee benefits$2,065,0003,240
Premises and equipment expense$386,0004,667
Additional noninterest expense$1,161,0003,892
Pre-tax net operating income$4,975,0001,444
Securities gains (losses)$461,000437
Applicable income taxes$1,417,0001,693
Income before extraordinary items$4,019,0001,250
Extraordinary gains, net$053
Net income$4,019,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00010,916
Cash dividends$3,000,000948
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,677,8601,314
1995-12-31 (YTD Data)Rank
Total interest income$10,625,0003,122
Total interest expense$2,863,0004,968
Net interest income$7,762,0002,315
Provision for loan and lease losses$47,0006,364
Total noninterest income$18,116,000431
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$507,0002,681
Trading account gains and fees$17,423,00032
Additional Noninterest Income$186,0005,328
Total noninterest expense$3,785,0003,492
Salaries and employee benefits$2,129,0003,113
Premises and equipment expense$460,0004,043
Additional noninterest expense$1,196,0003,749
Pre-tax net operating income$22,046,000449
Securities gains (losses)$316,000493
Applicable income taxes$7,198,000467
Income before extraordinary items$15,164,000433
Extraordinary gains, net$065
Net income$15,164,000433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,247
Cash dividends$12,000,000351
Sale, conversion, retirement of capital stock, net$0809
Net operating income$14,949,120437
1994-12-31 (YTD Data)Rank
Total interest income$13,342,0002,289
Total interest expense$2,644,0004,419
Net interest income$10,698,0001,692
Provision for loan and lease losses$-73,00012,077
Total noninterest income$-33,427,00012,605
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$513,0002,664
Trading account gains and fees$-34,127,0004,967
Additional Noninterest Income$187,0005,489
Total noninterest expense$3,941,0003,477
Salaries and employee benefits$2,018,0003,255
Premises and equipment expense$485,0003,904
Additional noninterest expense$1,438,0003,445
Pre-tax net operating income$-26,597,00012,628
Securities gains (losses)$243,000439
Applicable income taxes$-9,364,00012,595
Income before extraordinary items$-16,990,00012,579
Extraordinary gains, net$0249
Net income$-16,990,00012,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,00012,091
Cash dividends$2,000,0001,095
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-17,145,52012,583
1993-12-31 (YTD Data)Rank
Total interest income$14,226,0002,188
Total interest expense$2,946,0004,170
Net interest income$11,280,0001,600
Provision for loan and lease losses$45,0007,729
Total noninterest income$1,346,0002,663
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$552,0002,511
Trading account gains and fees$561,000158
Additional Noninterest Income$233,0005,208
Total noninterest expense$4,174,0003,347
Salaries and employee benefits$2,212,0002,967
Premises and equipment expense$436,0004,372
Additional noninterest expense$1,526,0003,461
Pre-tax net operating income$8,407,000877
Securities gains (losses)$15,530,00049
Applicable income taxes$7,937,000372
Income before extraordinary items$16,000,000368
Extraordinary gains, net$03,149
Net income$16,000,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0006,277
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,594,900879
1992-12-31 (YTD Data)Rank
Total interest income$15,623,0002,258
Total interest expense$3,846,0004,208
Net interest income$11,777,0001,565
Provision for loan and lease losses$1,016,0001,811
Total noninterest income$3,103,0001,392
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$447,0003,137
Trading account gains and fees$2,455,00098
Additional Noninterest Income$201,0005,655
Total noninterest expense$3,777,0003,685
Salaries and employee benefits$1,961,0003,261
Premises and equipment expense$841,0002,451
Additional noninterest expense$975,0005,153
Pre-tax net operating income$10,087,000630
Securities gains (losses)$5,836,000180
Applicable income taxes$4,882,000485
Income before extraordinary items$11,041,000449
Extraordinary gains, net$01,422
Net income$11,041,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,016,0001,544
Cash dividends$3,800,000478
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,014,160618

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.