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Jefferson Security Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0006%2,876
Percentage Net Loans Charged-off: Total real estate loans-0.0006%3,310
Percentage Net Loans Charged-off:Construction & development-0.0051%4,233
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,668
Percentage Net Loans Charged-off: Loans to individuals0.0815%2,418
Percentage Net Loans Charged-off: Credit card loans0.9537%403
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,715
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0008%2,614
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,339
Percentage Net Loans Charged-off:Construction & development-0.0069%4,298
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals0.1102%2,086
Percentage Net Loans Charged-off: Credit card loans1.2782%297
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,455
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,461
Percentage Net Loans Charged-off:Construction & development-0.0103%4,384
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.0846%1,969
Percentage Net Loans Charged-off: Credit card loans0.9623%326
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0013%2,004
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,542
Percentage Net Loans Charged-off:Construction & development-0.0104%4,480
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.1790%1,488
Percentage Net Loans Charged-off: Credit card loans1.9802%196
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0011%3,362
Percentage Net Loans Charged-off: Total real estate loans0.0008%1,011
Percentage Net Loans Charged-off:Construction & development-0.0096%4,350
Percentage Net Loans Charged-off: Commercial real estate0.0133%398
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,364
Percentage Net Loans Charged-off: Home equity loans-0.0072%4,304
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial-0.0791%4,139
Percentage Net Loans Charged-off: Loans to individuals0.1102%2,087
Percentage Net Loans Charged-off: Credit card loans0.2603%450
Percentage Net Loans Charged-off: Other loans to individual0.0925%2,089
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0020%3,266
Percentage Net Loans Charged-off: Total real estate loans0.0016%779
Percentage Net Loans Charged-off:Construction & development-0.0091%4,393
Percentage Net Loans Charged-off: Commercial real estate0.0183%275
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%3,372
Percentage Net Loans Charged-off: Home equity loans-0.0099%4,375
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial-0.0978%4,176
Percentage Net Loans Charged-off: Loans to individuals0.0766%2,048
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0861%1,918
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0038%3,266
Percentage Net Loans Charged-off: Total real estate loans0.0025%636
Percentage Net Loans Charged-off:Construction & development-0.0147%4,046
Percentage Net Loans Charged-off: Commercial real estate0.0289%188
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%3,342
Percentage Net Loans Charged-off: Home equity loans-0.0152%3,241
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.1367%4,106
Percentage Net Loans Charged-off: Loans to individuals0.0596%1,948
Percentage Net Loans Charged-off: Credit card loans0.0000%415
Percentage Net Loans Charged-off: Other loans to individual0.0673%1,831
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0064%1,526
Percentage Net Loans Charged-off: Total real estate loans0.0068%422
Percentage Net Loans Charged-off:Construction & development-0.0162%4,127
Percentage Net Loans Charged-off: Commercial real estate0.0590%114
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%3,561
Percentage Net Loans Charged-off: Home equity loans-0.0320%3,346
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0137%2,048
Percentage Net Loans Charged-off: Total real estate loans0.0094%1,062
Percentage Net Loans Charged-off:Construction & development-0.0088%3,989
Percentage Net Loans Charged-off: Commercial real estate0.0892%368
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%3,785
Percentage Net Loans Charged-off: Home equity loans-0.0175%3,244
All other 1-4 family - Percent of loans charged-off, net-0.0124%3,825
Percentage Net Loans Charged-off: Commercial and industrial0.0445%1,172
Percentage Net Loans Charged-off: Loans to individuals0.1254%1,851
Percentage Net Loans Charged-off: Credit card loans0.6238%373
Percentage Net Loans Charged-off: Other loans to individual0.0697%2,051
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0167%1,730
Percentage Net Loans Charged-off: Total real estate loans0.0126%904
Percentage Net Loans Charged-off:Construction & development-0.0119%4,081
Percentage Net Loans Charged-off: Commercial real estate0.1155%294
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0173%3,939
Percentage Net Loans Charged-off: Home equity loans-0.0117%3,278
All other 1-4 family - Percent of loans charged-off, net-0.0178%4,006
Percentage Net Loans Charged-off: Commercial and industrial0.0568%931
Percentage Net Loans Charged-off: Loans to individuals0.0416%2,104
Percentage Net Loans Charged-off: Credit card loans-0.4243%833
Percentage Net Loans Charged-off: Other loans to individual0.0921%1,734
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0275%1,400
Percentage Net Loans Charged-off: Total real estate loans0.0198%719
Percentage Net Loans Charged-off:Construction & development-0.0087%4,115
Percentage Net Loans Charged-off: Commercial real estate0.1671%225
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0264%4,170
Percentage Net Loans Charged-off: Home equity loans-0.0172%3,361
All other 1-4 family - Percent of loans charged-off, net-0.0273%4,200
Percentage Net Loans Charged-off: Commercial and industrial0.1277%640
Percentage Net Loans Charged-off: Loans to individuals-0.1252%4,142
Percentage Net Loans Charged-off: Credit card loans-0.6494%837
Percentage Net Loans Charged-off: Other loans to individual-0.0693%3,902
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0603%923
Percentage Net Loans Charged-off: Total real estate loans0.0690%344
Percentage Net Loans Charged-off:Construction & development-0.0175%4,244
Percentage Net Loans Charged-off: Commercial real estate0.3274%120
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%3,809
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0065%3,864
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals-0.1247%4,061
Percentage Net Loans Charged-off: Credit card loans-1.3093%839
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0239%2,563
Percentage Net Loans Charged-off: Total real estate loans0.0203%1,404
Percentage Net Loans Charged-off:Construction & development-0.0371%4,294
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0390%900
Percentage Net Loans Charged-off: Home equity loans0.1005%206
All other 1-4 family - Percent of loans charged-off, net0.0328%921
Percentage Net Loans Charged-off: Commercial and industrial0.0073%2,029
Percentage Net Loans Charged-off: Loans to individuals0.3030%1,709
Percentage Net Loans Charged-off: Credit card loans-0.3247%864
Percentage Net Loans Charged-off: Other loans to individual0.3611%1,434
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0076%2,847
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,697
Percentage Net Loans Charged-off:Construction & development-0.0440%4,362
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0051%1,220
Percentage Net Loans Charged-off: Home equity loans0.1441%156
All other 1-4 family - Percent of loans charged-off, net-0.0090%4,078
Percentage Net Loans Charged-off: Commercial and industrial0.0108%1,752
Percentage Net Loans Charged-off: Loans to individuals0.5026%1,172
Percentage Net Loans Charged-off: Credit card loans0.8904%399
Percentage Net Loans Charged-off: Other loans to individual0.4686%1,123
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0107%2,568
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,486
Percentage Net Loans Charged-off:Construction & development-0.0563%4,407
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0093%1,015
Percentage Net Loans Charged-off: Home equity loans0.2293%105
All other 1-4 family - Percent of loans charged-off, net-0.0136%4,218
Percentage Net Loans Charged-off: Commercial and industrial0.0203%1,455
Percentage Net Loans Charged-off: Loans to individuals0.5763%1,125
Percentage Net Loans Charged-off: Credit card loans1.9587%292
Percentage Net Loans Charged-off: Other loans to individual0.4557%1,226
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0018%2,528
Percentage Net Loans Charged-off: Total real estate loans-0.0057%4,025
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%4,129
Percentage Net Loans Charged-off: Home equity loans-0.0316%3,553
All other 1-4 family - Percent of loans charged-off, net-0.0068%4,073
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.4088%1,390
Percentage Net Loans Charged-off: Credit card loans3.7975%146
Percentage Net Loans Charged-off: Other loans to individual0.1112%1,958
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0453%2,476
Percentage Net Loans Charged-off: Total real estate loans0.0459%1,178
Percentage Net Loans Charged-off:Construction & development-0.0089%4,238
Percentage Net Loans Charged-off: Commercial real estate-0.2455%4,947
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1775%416
Percentage Net Loans Charged-off: Home equity loans1.0535%52
All other 1-4 family - Percent of loans charged-off, net0.0646%859
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals0.0794%3,003
Percentage Net Loans Charged-off: Credit card loans2.4010%280
Percentage Net Loans Charged-off: Other loans to individual-0.1452%4,722
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0077%4,315
Percentage Net Loans Charged-off: Total real estate loans-0.0256%4,623
Percentage Net Loans Charged-off:Construction & development-0.0118%4,326
Percentage Net Loans Charged-off: Commercial real estate-0.0878%4,920
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%4,064
Percentage Net Loans Charged-off: Home equity loans-0.0095%3,491
All other 1-4 family - Percent of loans charged-off, net-0.0038%4,063
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals0.9298%826
Percentage Net Loans Charged-off: Credit card loans2.8489%212
Percentage Net Loans Charged-off: Other loans to individual0.7447%936
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0313%4,698
Percentage Net Loans Charged-off: Total real estate loans-0.0327%4,751
Percentage Net Loans Charged-off:Construction & development-0.0087%4,349
Percentage Net Loans Charged-off: Commercial real estate-0.1257%5,039
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%3,923
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,979
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,820
Percentage Net Loans Charged-off: Credit card loans1.2295%372
Percentage Net Loans Charged-off: Other loans to individual-0.1200%4,629
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,740
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,928
Percentage Net Loans Charged-off:Construction & development-0.0174%4,513
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.1126%2,134
Percentage Net Loans Charged-off: Credit card loans2.4316%237
Percentage Net Loans Charged-off: Other loans to individual-0.1241%4,576
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0116%3,287
Percentage Net Loans Charged-off: Total real estate loans0.0050%2,161
Percentage Net Loans Charged-off:Construction & development-0.0151%4,354
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0110%1,823
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0126%1,714
Percentage Net Loans Charged-off: Commercial and industrial0.2193%1,272
Percentage Net Loans Charged-off: Loans to individuals0.0928%2,966
Percentage Net Loans Charged-off: Credit card loans1.2446%403
Percentage Net Loans Charged-off: Other loans to individual-0.0343%4,599
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0164%2,845
Percentage Net Loans Charged-off: Total real estate loans0.0067%1,776
Percentage Net Loans Charged-off:Construction & development-0.0209%4,437
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0148%1,517
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0170%1,419
Percentage Net Loans Charged-off: Commercial and industrial0.2840%956
Percentage Net Loans Charged-off: Loans to individuals0.1677%2,394
Percentage Net Loans Charged-off: Credit card loans2.5217%231
Percentage Net Loans Charged-off: Other loans to individual-0.0933%4,733
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0174%2,567
Percentage Net Loans Charged-off: Total real estate loans0.0114%1,400
Percentage Net Loans Charged-off:Construction & development-0.0216%4,512
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0226%1,211
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0260%1,119
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,594
Percentage Net Loans Charged-off: Loans to individuals0.3852%1,584
Percentage Net Loans Charged-off: Credit card loans4.4118%109
Percentage Net Loans Charged-off: Other loans to individual-0.0715%4,612
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0400%1,732
Percentage Net Loans Charged-off: Total real estate loans0.0258%901
Percentage Net Loans Charged-off:Construction & development-0.0226%4,620
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0460%779
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0531%694
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.9018%854
Percentage Net Loans Charged-off: Credit card loans8.7637%44
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0200%3,439
Percentage Net Loans Charged-off: Total real estate loans0.0548%1,427
Percentage Net Loans Charged-off:Construction & development0.3494%207
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0283%1,871
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0330%1,725
Percentage Net Loans Charged-off: Commercial and industrial-1.2842%5,384
Percentage Net Loans Charged-off: Loans to individuals0.0332%3,506
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.0364%3,355
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1687%5,496
Percentage Net Loans Charged-off: Total real estate loans-0.1328%5,434
Percentage Net Loans Charged-off:Construction & development-1.4411%5,201
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0384%1,539
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0449%1,400
Percentage Net Loans Charged-off: Commercial and industrial-1.7579%5,450
Percentage Net Loans Charged-off: Loans to individuals0.0893%3,005
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.0976%2,815
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2098%5,582
Percentage Net Loans Charged-off: Total real estate loans-0.2009%5,569
Percentage Net Loans Charged-off:Construction & development-2.2415%5,249
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0587%1,177
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0688%1,059
Percentage Net Loans Charged-off: Commercial and industrial-1.0292%5,445
Percentage Net Loans Charged-off: Loans to individuals0.3413%1,883
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual0.3726%1,682
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4214%5,725
Percentage Net Loans Charged-off: Total real estate loans-0.4038%5,711
Percentage Net Loans Charged-off:Construction & development-4.6110%5,298
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1186%694
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.1395%607
Percentage Net Loans Charged-off: Commercial and industrial-2.4122%5,565
Percentage Net Loans Charged-off: Loans to individuals0.8119%1,021
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.8859%839
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0219%5,153
Percentage Net Loans Charged-off: Total real estate loans-0.0290%5,147
Percentage Net Loans Charged-off:Construction & development-0.6392%5,261
Percentage Net Loans Charged-off: Commercial real estate0.0345%1,132
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0410%2,021
Percentage Net Loans Charged-off: Home equity loans0.2365%338
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,426
Percentage Net Loans Charged-off: Loans to individuals0.3165%2,352
Percentage Net Loans Charged-off: Credit card loans3.8894%126
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,583
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0334%5,205
Percentage Net Loans Charged-off: Total real estate loans-0.0375%5,233
Percentage Net Loans Charged-off:Construction & development-0.8734%5,358
Percentage Net Loans Charged-off: Commercial real estate0.0470%844
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0587%1,572
Percentage Net Loans Charged-off: Home equity loans0.3276%252
All other 1-4 family - Percent of loans charged-off, net0.0000%2,312
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,051
Percentage Net Loans Charged-off: Loans to individuals0.1424%2,726
Percentage Net Loans Charged-off: Credit card loans1.7563%332
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0989%1,850
Percentage Net Loans Charged-off: Total real estate loans0.0995%1,034
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0725%640
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1348%963
Percentage Net Loans Charged-off: Home equity loans0.7317%119
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.1444%2,503
Percentage Net Loans Charged-off: Credit card loans1.8018%314
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,935
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0624%1,872
Percentage Net Loans Charged-off: Total real estate loans0.0646%1,057
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.1454%344
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0483%1,217
Percentage Net Loans Charged-off: Home equity loans0.2557%235
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0937%2,489
Percentage Net Loans Charged-off: Total real estate loans0.0910%1,717
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0031%4,988
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1538%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.1937%1,103
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,465
Percentage Net Loans Charged-off: Loans to individuals0.3024%2,258
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.3318%1,987
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0990%2,159
Percentage Net Loans Charged-off: Total real estate loans0.0955%1,520
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0041%5,098
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1629%1,190
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.2062%967
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individuals0.3569%1,879
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.3935%1,626
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0452%2,793
Percentage Net Loans Charged-off: Total real estate loans0.0422%2,015
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0062%5,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0746%1,726
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0945%1,497
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals0.2336%2,106
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.2584%1,889
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0846%1,866
Percentage Net Loans Charged-off: Total real estate loans0.0877%1,251
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1509%1,014
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1920%836
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loans1.6360%301
Percentage Net Loans Charged-off: Other loans to individual-0.1762%5,346
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1594%2,440
Percentage Net Loans Charged-off: Total real estate loans0.1511%1,844
Percentage Net Loans Charged-off:Construction & development0.3274%694
Percentage Net Loans Charged-off: Commercial real estate0.5504%620
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0403%5,937
Percentage Net Loans Charged-off: Home equity loans-0.1901%4,662
All other 1-4 family - Percent of loans charged-off, net0.0018%3,428
Percentage Net Loans Charged-off: Commercial and industrial0.8205%878
Percentage Net Loans Charged-off: Loans to individuals-0.0822%5,614
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual-0.0910%5,573
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0062%4,483
Percentage Net Loans Charged-off: Total real estate loans-0.0118%5,534
Percentage Net Loans Charged-off:Construction & development0.1985%715
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0560%6,043
Percentage Net Loans Charged-off: Home equity loans-0.2548%4,729
All other 1-4 family - Percent of loans charged-off, net0.0000%3,100
Percentage Net Loans Charged-off: Commercial and industrial1.0928%612
Percentage Net Loans Charged-off: Loans to individuals-0.1664%5,768
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual-0.1842%5,743
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0219%3,772
Percentage Net Loans Charged-off: Total real estate loans-0.0178%5,668
Percentage Net Loans Charged-off:Construction & development0.2992%584
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0848%6,185
Percentage Net Loans Charged-off: Home equity loans-0.3844%4,791
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial1.6289%437
Percentage Net Loans Charged-off: Loans to individuals0.4261%1,689
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual0.4709%1,450
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0315%5,587
Percentage Net Loans Charged-off: Total real estate loans-0.0361%5,928
Percentage Net Loans Charged-off:Construction & development0.6111%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.1695%6,366
Percentage Net Loans Charged-off: Home equity loans-0.7582%4,855
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.1728%2,247
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.1918%2,060
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8561%720
Percentage Net Loans Charged-off: Total real estate loans0.8825%569
Percentage Net Loans Charged-off:Construction & development0.2329%1,287
Percentage Net Loans Charged-off: Commercial real estate1.6855%329
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.7568%704
Percentage Net Loans Charged-off: Home equity loans0.8560%457
All other 1-4 family - Percent of loans charged-off, net0.7278%758
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,100
Percentage Net Loans Charged-off: Loans to individuals0.3755%2,443
Percentage Net Loans Charged-off: Credit card loans0.8811%591
Percentage Net Loans Charged-off: Other loans to individual0.3226%2,506
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9302%622
Percentage Net Loans Charged-off: Total real estate loans0.9597%493
Percentage Net Loans Charged-off:Construction & development0.1272%1,278
Percentage Net Loans Charged-off: Commercial real estate1.6199%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.9427%527
Percentage Net Loans Charged-off: Home equity loans1.2278%326
All other 1-4 family - Percent of loans charged-off, net0.8589%597
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,729
Percentage Net Loans Charged-off: Loans to individuals0.3862%2,195
Percentage Net Loans Charged-off: Credit card loans1.1960%487
Percentage Net Loans Charged-off: Other loans to individual0.3042%2,323
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1390%518
Percentage Net Loans Charged-off: Total real estate loans1.1829%407
Percentage Net Loans Charged-off:Construction & development0.1900%1,073
Percentage Net Loans Charged-off: Commercial real estate1.8369%291
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential1.2277%407
Percentage Net Loans Charged-off: Home equity loans1.8498%223
All other 1-4 family - Percent of loans charged-off, net1.0473%502
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals0.0823%3,180
Percentage Net Loans Charged-off: Credit card loans1.7673%373
Percentage Net Loans Charged-off: Other loans to individual-0.0908%5,619
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3754%402
Percentage Net Loans Charged-off: Total real estate loans1.4211%330
Percentage Net Loans Charged-off:Construction & development0.2003%793
Percentage Net Loans Charged-off: Commercial real estate3.6537%133
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.8218%645
Percentage Net Loans Charged-off: Home equity loans3.1643%109
All other 1-4 family - Percent of loans charged-off, net0.1500%1,752
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.4890%1,653
Percentage Net Loans Charged-off: Credit card loans5.3812%115
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3704%2,774
Percentage Net Loans Charged-off: Total real estate loans0.2799%2,828
Percentage Net Loans Charged-off:Construction & development1.6625%1,196
Percentage Net Loans Charged-off: Commercial real estate0.3676%1,812
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0123%4,455
Percentage Net Loans Charged-off: Home equity loans0.0299%1,713
All other 1-4 family - Percent of loans charged-off, net0.0071%4,311
Percentage Net Loans Charged-off: Commercial and industrial2.1071%801
Percentage Net Loans Charged-off: Loans to individuals2.4203%500
Percentage Net Loans Charged-off: Credit card loans1.7590%483
Percentage Net Loans Charged-off: Other loans to individual2.4795%447
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2254%3,372
Percentage Net Loans Charged-off: Total real estate loans0.1457%3,459
Percentage Net Loans Charged-off:Construction & development0.0774%2,059
Percentage Net Loans Charged-off: Commercial real estate0.4869%1,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0163%4,091
Percentage Net Loans Charged-off: Home equity loans0.0395%1,501
All other 1-4 family - Percent of loans charged-off, net0.0094%3,986
Percentage Net Loans Charged-off: Commercial and industrial0.8744%1,415
Percentage Net Loans Charged-off: Loans to individuals3.0649%364
Percentage Net Loans Charged-off: Credit card loans2.9579%297
Percentage Net Loans Charged-off: Other loans to individual3.0746%340
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1250%3,929
Percentage Net Loans Charged-off: Total real estate loans0.0259%4,256
Percentage Net Loans Charged-off:Construction & development0.1172%1,798
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0243%3,645
Percentage Net Loans Charged-off: Home equity loans0.0583%1,271
All other 1-4 family - Percent of loans charged-off, net0.0141%3,532
Percentage Net Loans Charged-off: Commercial and industrial1.2968%1,059
Percentage Net Loans Charged-off: Loans to individuals3.1239%372
Percentage Net Loans Charged-off: Credit card loans4.5731%179
Percentage Net Loans Charged-off: Other loans to individual3.0049%365
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0724%3,772
Percentage Net Loans Charged-off: Total real estate loans0.0274%3,478
Percentage Net Loans Charged-off:Construction & development0.0298%1,382
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0430%2,811
Percentage Net Loans Charged-off: Home equity loans0.1169%913
All other 1-4 family - Percent of loans charged-off, net0.0209%2,737
Percentage Net Loans Charged-off: Commercial and industrial1.5534%770
Percentage Net Loans Charged-off: Loans to individuals0.1336%2,721
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.1447%2,511
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0489%668
Percentage Net Loans Charged-off: Total real estate loans2.1131%598
Percentage Net Loans Charged-off:Construction & development12.8531%298
Percentage Net Loans Charged-off: Commercial real estate0.8507%1,428
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.7174%1,703
Percentage Net Loans Charged-off: Home equity loans1.2864%699
All other 1-4 family - Percent of loans charged-off, net0.5452%2,035
Percentage Net Loans Charged-off: Commercial and industrial1.0044%1,982
Percentage Net Loans Charged-off: Loans to individuals0.3874%3,171
Percentage Net Loans Charged-off: Credit card loans0.9074%755
Percentage Net Loans Charged-off: Other loans to individual0.3323%3,139
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3253%1,154
Percentage Net Loans Charged-off: Total real estate loans1.3444%1,045
Percentage Net Loans Charged-off:Construction & development9.5987%439
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3729%2,389
Percentage Net Loans Charged-off: Home equity loans0.1472%1,499
All other 1-4 family - Percent of loans charged-off, net0.4417%2,069
Percentage Net Loans Charged-off: Commercial and industrial1.3614%1,452
Percentage Net Loans Charged-off: Loans to individuals0.4285%2,799
Percentage Net Loans Charged-off: Credit card loans-0.6215%1,402
Percentage Net Loans Charged-off: Other loans to individual0.4783%2,324
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0809%4,834
Percentage Net Loans Charged-off: Total real estate loans0.0731%4,147
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2352%2,748
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.3062%2,308
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals0.5135%2,395
Percentage Net Loans Charged-off: Credit card loans-0.9569%1,408
Percentage Net Loans Charged-off: Other loans to individual0.5733%1,887
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2225%7,280
Percentage Net Loans Charged-off: Total real estate loans-0.2454%7,308
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%6,749
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0066%6,773
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.5040%2,078
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.4780%1,818
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4914%3,658
Percentage Net Loans Charged-off: Total real estate loans0.3884%3,352
Percentage Net Loans Charged-off:Construction & development0.2445%3,079
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.5060%2,266
Percentage Net Loans Charged-off: Home equity loans0.1625%1,681
All other 1-4 family - Percent of loans charged-off, net0.6053%1,976
Percentage Net Loans Charged-off: Commercial and industrial3.3707%998
Percentage Net Loans Charged-off: Loans to individuals0.8746%2,386
Percentage Net Loans Charged-off: Credit card loans4.3605%357
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4593%3,455
Percentage Net Loans Charged-off: Total real estate loans0.3152%3,329
Percentage Net Loans Charged-off:Construction & development0.3219%2,712
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.4718%2,179
Percentage Net Loans Charged-off: Home equity loans-0.0075%5,507
All other 1-4 family - Percent of loans charged-off, net0.6091%1,797
Percentage Net Loans Charged-off: Commercial and industrial4.3869%684
Percentage Net Loans Charged-off: Loans to individuals0.9606%2,077
Percentage Net Loans Charged-off: Credit card loans4.5457%338
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2461%4,118
Percentage Net Loans Charged-off: Total real estate loans0.0992%4,158
Percentage Net Loans Charged-off:Construction & development0.1030%2,573
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.1479%3,085
Percentage Net Loans Charged-off: Home equity loans-0.0114%5,519
All other 1-4 family - Percent of loans charged-off, net0.1929%2,705
Percentage Net Loans Charged-off: Commercial and industrial4.3508%661
Percentage Net Loans Charged-off: Loans to individuals0.7252%2,392
Percentage Net Loans Charged-off: Credit card loans4.8859%323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2366%3,519
Percentage Net Loans Charged-off: Total real estate loans0.1960%2,923
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3343%1,892
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4254%1,624
Percentage Net Loans Charged-off: Commercial and industrial1.0565%1,524
Percentage Net Loans Charged-off: Loans to individuals0.6990%2,259
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9447%2,505
Percentage Net Loans Charged-off: Total real estate loans0.8917%2,069
Percentage Net Loans Charged-off:Construction & development3.8593%1,496
Percentage Net Loans Charged-off: Commercial real estate-0.0031%7,550
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.5951%1,879
Percentage Net Loans Charged-off: Home equity loans0.2245%1,577
All other 1-4 family - Percent of loans charged-off, net0.6900%1,625
Percentage Net Loans Charged-off: Commercial and industrial0.6295%3,469
Percentage Net Loans Charged-off: Loans to individuals2.8866%843
Percentage Net Loans Charged-off: Credit card loans4.4423%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3095%4,103
Percentage Net Loans Charged-off: Total real estate loans0.1751%3,749
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.3031%2,382
Percentage Net Loans Charged-off: Home equity loans0.3027%1,237
All other 1-4 family - Percent of loans charged-off, net0.3032%2,250
Percentage Net Loans Charged-off: Commercial and industrial0.8313%2,582
Percentage Net Loans Charged-off: Loans to individuals3.6515%595
Percentage Net Loans Charged-off: Credit card loans2.6321%641
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2810%3,789
Percentage Net Loans Charged-off: Total real estate loans0.2131%3,074
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3692%1,896
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.4607%1,562
Percentage Net Loans Charged-off: Commercial and industrial-0.0745%7,242
Percentage Net Loans Charged-off: Loans to individuals2.5814%895
Percentage Net Loans Charged-off: Credit card loans3.9279%470
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4187%2,434
Percentage Net Loans Charged-off: Total real estate loans0.3927%1,833
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.6818%999
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.8481%801
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals1.5967%1,425
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3312%3,185
Percentage Net Loans Charged-off: Total real estate loans0.3283%2,209
Percentage Net Loans Charged-off:Construction & development1.8847%1,133
Percentage Net Loans Charged-off: Commercial real estate0.0319%2,107
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals0.7902%2,793
Percentage Net Loans Charged-off: Credit card loans1.4521%849
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2772%2,685
Percentage Net Loans Charged-off: Total real estate loans0.2731%1,780
Percentage Net Loans Charged-off:Construction & development1.5040%869
Percentage Net Loans Charged-off: Commercial real estate0.0388%1,491
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals0.7132%2,553
Percentage Net Loans Charged-off: Credit card loans1.9632%641
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0202%5,345
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.4884%2,906
Percentage Net Loans Charged-off: Credit card loans2.8846%450
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0075%7,062
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals-0.1786%7,354
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1350%3,414
Percentage Net Loans Charged-off: Total real estate loans0.0781%2,410
Percentage Net Loans Charged-off:Construction & development0.3801%772
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0037%3,281
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0046%3,023
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals1.4433%1,026
Percentage Net Loans Charged-off: Credit card loans0.5650%1,062
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0953%3,272
Percentage Net Loans Charged-off: Total real estate loans0.0469%2,137
Percentage Net Loans Charged-off:Construction & development0.2179%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0050%2,618
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0061%2,390
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals1.1723%1,158
Percentage Net Loans Charged-off: Credit card loans1.5940%650
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0607%3,441
Percentage Net Loans Charged-off: Total real estate loans0.0068%2,524
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0125%1,960
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0154%1,777
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals1.1810%1,061
Percentage Net Loans Charged-off: Credit card loans1.2072%688
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0242%3,580
Percentage Net Loans Charged-off: Total real estate loans0.0136%1,647
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0254%1,271
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0313%1,115
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.2572%2,894
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0600%4,132
Percentage Net Loans Charged-off: Total real estate loans0.0070%3,149
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0130%2,593
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0161%2,369
Percentage Net Loans Charged-off: Commercial and industrial0.4732%1,669
Percentage Net Loans Charged-off: Loans to individuals0.6034%2,463
Percentage Net Loans Charged-off: Credit card loans0.6570%1,059
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0352%4,202
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.2717%1,762
Percentage Net Loans Charged-off: Loans to individuals0.4626%2,671
Percentage Net Loans Charged-off: Credit card loans1.8446%586
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0570%3,264
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.1349%1,915
Percentage Net Loans Charged-off: Loans to individuals1.0210%1,239
Percentage Net Loans Charged-off: Credit card loans2.7842%393
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0566%2,713
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.2749%1,081
Percentage Net Loans Charged-off: Loans to individuals0.8536%1,455
Percentage Net Loans Charged-off: Credit card loans5.4237%202
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0224%5,600
Percentage Net Loans Charged-off: Total real estate loans-0.0080%7,871
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0139%8,068
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0168%8,086
Percentage Net Loans Charged-off: Commercial and industrial0.2454%2,605
Percentage Net Loans Charged-off: Loans to individuals0.3418%4,330
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0268%4,952
Percentage Net Loans Charged-off: Total real estate loans-0.0110%7,883
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%8,082
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0227%8,103
Percentage Net Loans Charged-off: Commercial and industrial0.3411%1,887
Percentage Net Loans Charged-off: Loans to individuals0.3935%3,591
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0077%5,300
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.1253%2,280
Percentage Net Loans Charged-off: Loans to individuals0.0288%5,108
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,728
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loans3.2653%412
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1596%8,731
Percentage Net Loans Charged-off: Total real estate loans-0.0518%8,521
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0618%8,432
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0603%8,495
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0672%8,492
Percentage Net Loans Charged-off: Commercial and industrial-2.0960%8,455
Percentage Net Loans Charged-off: Loans to individuals-0.1043%8,232
Percentage Net Loans Charged-off: Credit card loans1.7331%1,032
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2091%8,746
Percentage Net Loans Charged-off: Total real estate loans-0.0883%8,632
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.1458%8,569
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0883%8,586
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0974%8,583
Percentage Net Loans Charged-off: Commercial and industrial-2.1455%8,481
Percentage Net Loans Charged-off: Loans to individuals-0.3579%8,484
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1348%8,619
Percentage Net Loans Charged-off: Total real estate loans-0.1331%8,708
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.2195%8,651
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.1326%8,679
Percentage Net Loans Charged-off: Home equity loans-0.7909%6,049
All other 1-4 family - Percent of loans charged-off, net-0.0738%8,544
Percentage Net Loans Charged-off: Commercial and industrial-0.0317%7,118
Percentage Net Loans Charged-off: Loans to individuals-0.2712%8,296
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0467%7,948
Percentage Net Loans Charged-off: Total real estate loans-0.0827%8,644
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.1296%8,690
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.1396%8,690
Percentage Net Loans Charged-off: Commercial and industrial-0.0639%7,357
Percentage Net Loans Charged-off: Loans to individuals0.5475%2,787
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8736%731
Percentage Net Loans Charged-off: Total real estate loans0.9473%169
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate3.8110%58
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1336%1,508
Percentage Net Loans Charged-off: Home equity loans0.1704%327
All other 1-4 family - Percent of loans charged-off, net0.1312%1,506
Percentage Net Loans Charged-off: Commercial and industrial-0.6521%8,488
Percentage Net Loans Charged-off: Loans to individuals1.2879%1,711
Percentage Net Loans Charged-off: Credit card loans3.3445%762
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5276%1,203
Percentage Net Loans Charged-off: Total real estate loans0.5580%302
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate2.4629%71
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0052%2,794
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0055%2,650
Percentage Net Loans Charged-off: Commercial and industrial-0.9477%8,582
Percentage Net Loans Charged-off: Loans to individuals1.6390%1,073
Percentage Net Loans Charged-off: Credit card loans2.2390%1,054
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0473%5,043
Percentage Net Loans Charged-off: Total real estate loans0.0944%1,423
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.3961%397
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0076%2,273
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0081%2,158
Percentage Net Loans Charged-off: Commercial and industrial-1.4109%8,637
Percentage Net Loans Charged-off: Loans to individuals0.7648%2,658
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0499%4,195
Percentage Net Loans Charged-off: Total real estate loans0.0099%1,878
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0150%1,496
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0159%1,402
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.8534%2,252
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0570%5,972
Percentage Net Loans Charged-off: Total real estate loans0.0121%3,606
Percentage Net Loans Charged-off:Construction & development-0.0740%8,124
Percentage Net Loans Charged-off: Commercial real estate0.0202%1,417
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0207%2,870
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0220%2,716
Percentage Net Loans Charged-off: Commercial and industrial0.2741%3,509
Percentage Net Loans Charged-off: Loans to individuals0.6146%3,769
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0494%6,174
Percentage Net Loans Charged-off: Total real estate loans0.0363%2,668
Percentage Net Loans Charged-off:Construction & development0.1596%503
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0365%2,346
Percentage Net Loans Charged-off: Home equity loans0.3166%246
All other 1-4 family - Percent of loans charged-off, net0.0186%2,593
Percentage Net Loans Charged-off: Commercial and industrial0.0930%4,218
Percentage Net Loans Charged-off: Loans to individuals0.1971%6,007
Percentage Net Loans Charged-off: Credit card loans2.0243%1,261
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1656%3,598
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1990%3,242
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0510%6,354
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0226%7,651
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0977%10,784
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0019%9,814
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0330%7,567
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0539%8,183
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7956%2,752
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA