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Jefferson Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$113,980,000480
Total interest expense$46,961,000406
Net interest income$67,019,000534
Provision for loan and lease losses$973,000853
Total noninterest income$23,648,000402
Gross Fiduciary activities income$7,991,000206
Service charges on deposit accounts$1,848,000602
Trading account gains and fees$0123
Additional Noninterest Income$13,809,000434
Total noninterest expense$80,020,000374
Salaries and employee benefits$47,794,000338
Premises and equipment expense$14,076,000229
Additional noninterest expense$13,809,000434
Pre-tax net operating income$9,674,0001,200
Securities gains (losses)$-373,0004,125
Applicable income taxes$03,369
Income before extraordinary items$9,301,0001,069
Extraordinary gains, net$054
Net income$9,301,0001,081
Minority interest net income$088
Net income of bank and minority interests.$9,301,0001,072
Net charge-offs$201,0001,159
Cash dividends$7,318,000609
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,674,0001,058
2023-09-30 (YTD Data)Rank
Total interest income$83,455,000483
Total interest expense$32,093,000411
Net interest income$51,362,000527
Provision for loan and lease losses$333,0001,275
Total noninterest income$17,520,000415
Gross Fiduciary activities income$5,780,000209
Service charges on deposit accounts$1,349,000614
Trading account gains and fees$0125
Additional Noninterest Income$10,391,000437
Total noninterest expense$58,758,000375
Salaries and employee benefits$34,652,000351
Premises and equipment expense$10,787,000223
Additional noninterest expense$10,391,000437
Pre-tax net operating income$9,791,000983
Securities gains (losses)$-528,0004,385
Applicable income taxes$03,407
Income before extraordinary items$9,263,000884
Extraordinary gains, net$052
Net income$9,263,000888
Minority interest net income$081
Net income of bank and minority interests.$9,263,000884
Net charge-offs$151,0001,008
Cash dividends$5,882,000550
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,791,000861
2023-06-30 (YTD Data)Rank
Total interest income$54,312,000473
Total interest expense$18,321,000425
Net interest income$35,991,000510
Provision for loan and lease losses$02,940
Total noninterest income$11,251,000411
Gross Fiduciary activities income$3,768,000210
Service charges on deposit accounts$855,000641
Trading account gains and fees$0112
Additional Noninterest Income$6,628,000440
Total noninterest expense$37,614,000381
Salaries and employee benefits$22,031,000350
Premises and equipment expense$6,971,000223
Additional noninterest expense$6,628,000440
Pre-tax net operating income$9,628,000718
Securities gains (losses)$-421,0004,463
Applicable income taxes$03,436
Income before extraordinary items$9,207,000636
Extraordinary gains, net$051
Net income$9,207,000647
Minority interest net income$081
Net income of bank and minority interests.$9,207,000636
Net charge-offs$72,0001,052
Cash dividends$5,103,000428
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,628,000623
2023-03-31 (YTD Data)Rank
Total interest income$26,562,000482
Total interest expense$7,357,000450
Net interest income$19,205,000489
Provision for loan and lease losses$02,612
Total noninterest income$5,378,000423
Gross Fiduciary activities income$1,803,000219
Service charges on deposit accounts$426,000645
Trading account gains and fees$097
Additional Noninterest Income$3,149,000448
Total noninterest expense$17,281,000423
Salaries and employee benefits$10,095,000406
Premises and equipment expense$2,975,000264
Additional noninterest expense$3,149,000448
Pre-tax net operating income$7,302,000545
Securities gains (losses)$55,000249
Applicable income taxes$03,388
Income before extraordinary items$7,357,000460
Extraordinary gains, net$04
Net income$7,357,000460
Minority interest net income$048
Net income of bank and minority interests.$7,357,000461
Net charge-offs$15,0001,224
Cash dividends$3,668,000330
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,302,000471
2022-12-31 (YTD Data)Rank
Total interest income$86,716,000469
Total interest expense$6,087,000683
Net interest income$80,629,000447
Provision for loan and lease losses$03,012
Total noninterest income$23,936,000420
Gross Fiduciary activities income$8,216,000204
Service charges on deposit accounts$1,939,000586
Trading account gains and fees$0116
Additional Noninterest Income$13,781,000440
Total noninterest expense$72,117,000393
Salaries and employee benefits$49,290,000329
Premises and equipment expense$7,355,000398
Additional noninterest expense$13,781,000440
Pre-tax net operating income$32,448,000533
Securities gains (losses)$-379,0004,263
Applicable income taxes$03,596
Income before extraordinary items$32,069,000438
Extraordinary gains, net$05
Net income$32,069,000438
Minority interest net income$063
Net income of bank and minority interests.$32,069,000439
Net charge-offs$137,0001,092
Cash dividends$10,946,000446
Sale, conversion, retirement of capital stock, net$0568
Net operating income$32,448,000442
2022-09-30 (YTD Data)Rank
Total interest income$61,587,000470
Total interest expense$1,968,0001,037
Net interest income$59,619,000446
Provision for loan and lease losses$02,835
Total noninterest income$18,863,000414
Gross Fiduciary activities income$6,503,000194
Service charges on deposit accounts$1,465,000585
Trading account gains and fees$0111
Additional Noninterest Income$10,895,000436
Total noninterest expense$53,227,000397
Salaries and employee benefits$36,335,000334
Premises and equipment expense$5,450,000391
Additional noninterest expense$10,895,000436
Pre-tax net operating income$25,255,000508
Securities gains (losses)$-387,0004,452
Applicable income taxes$03,603
Income before extraordinary items$24,868,000427
Extraordinary gains, net$04
Net income$24,868,000426
Minority interest net income$057
Net income of bank and minority interests.$24,868,000427
Net charge-offs$82,0001,009
Cash dividends$8,805,000402
Sale, conversion, retirement of capital stock, net$0519
Net operating income$25,255,000433
2022-06-30 (YTD Data)Rank
Total interest income$38,695,000476
Total interest expense$856,0001,298
Net interest income$37,839,000451
Provision for loan and lease losses$02,599
Total noninterest income$12,605,000409
Gross Fiduciary activities income$4,035,000177
Service charges on deposit accounts$950,000592
Trading account gains and fees$0108
Additional Noninterest Income$7,620,000443
Total noninterest expense$34,736,000395
Salaries and employee benefits$23,678,000331
Premises and equipment expense$3,618,000387
Additional noninterest expense$7,440,000551
Pre-tax net operating income$15,708,000513
Securities gains (losses)$-390,0004,546
Applicable income taxes$03,564
Income before extraordinary items$15,318,000432
Extraordinary gains, net$04
Net income$15,318,000431
Minority interest net income$060
Net income of bank and minority interests.$15,318,000432
Net charge-offs$86,000780
Cash dividends$7,963,000317
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,708,000439
2022-03-31 (YTD Data)Rank
Total interest income$18,355,000479
Total interest expense$407,0001,299
Net interest income$17,948,000464
Provision for loan and lease losses$02,285
Total noninterest income$6,173,000419
Gross Fiduciary activities income$2,093,000179
Service charges on deposit accounts$468,000602
Trading account gains and fees$0103
Additional Noninterest Income$3,612,000481
Total noninterest expense$17,406,000398
Salaries and employee benefits$11,692,000338
Premises and equipment expense$1,820,000387
Additional noninterest expense$3,894,000529
Pre-tax net operating income$6,715,000559
Securities gains (losses)$-181,0004,593
Applicable income taxes$03,450
Income before extraordinary items$6,534,000485
Extraordinary gains, net$04
Net income$6,534,000484
Minority interest net income$050
Net income of bank and minority interests.$6,534,000485
Net charge-offs$25,000891
Cash dividends$6,468,000219
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,715,000483
2021-12-31 (YTD Data)Rank
Total interest income$70,142,000501
Total interest expense$2,537,0001,065
Net interest income$67,605,000476
Provision for loan and lease losses$-210,0004,321
Total noninterest income$25,064,000445
Gross Fiduciary activities income$5,606,000222
Service charges on deposit accounts$1,586,000650
Trading account gains and fees$0132
Additional Noninterest Income$17,872,000453
Total noninterest expense$68,153,000405
Salaries and employee benefits$46,713,000339
Premises and equipment expense$6,840,000408
Additional noninterest expense$14,600,000558
Pre-tax net operating income$24,726,000634
Securities gains (losses)$-108,0004,661
Applicable income taxes$03,710
Income before extraordinary items$24,618,000553
Extraordinary gains, net$010
Net income$24,618,000553
Minority interest net income$074
Net income of bank and minority interests.$24,618,000554
Net charge-offs$570,000585
Cash dividends$12,413,000413
Sale, conversion, retirement of capital stock, net$0582
Net operating income$24,726,000545
2021-09-30 (YTD Data)Rank
Total interest income$52,701,000505
Total interest expense$2,010,0001,066
Net interest income$50,691,000475
Provision for loan and lease losses$790,000556
Total noninterest income$18,431,000463
Gross Fiduciary activities income$4,173,000222
Service charges on deposit accounts$1,161,000657
Trading account gains and fees$0132
Additional Noninterest Income$13,097,000482
Total noninterest expense$49,779,000410
Salaries and employee benefits$34,192,000351
Premises and equipment expense$5,007,000424
Additional noninterest expense$10,580,000574
Pre-tax net operating income$18,553,000656
Securities gains (losses)$-71,0004,768
Applicable income taxes$03,719
Income before extraordinary items$18,482,000568
Extraordinary gains, net$08
Net income$18,482,000566
Minority interest net income$069
Net income of bank and minority interests.$18,482,000568
Net charge-offs$135,000954
Cash dividends$10,248,000371
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,553,000562
2021-06-30 (YTD Data)Rank
Total interest income$34,837,000500
Total interest expense$1,389,0001,080
Net interest income$33,448,000480
Provision for loan and lease losses$790,000395
Total noninterest income$12,321,000459
Gross Fiduciary activities income$2,854,000216
Service charges on deposit accounts$758,000649
Trading account gains and fees$0133
Additional Noninterest Income$8,709,000485
Total noninterest expense$32,584,000412
Salaries and employee benefits$22,286,000352
Premises and equipment expense$3,277,000431
Additional noninterest expense$7,021,000562
Pre-tax net operating income$12,395,000638
Securities gains (losses)$-52,0004,813
Applicable income taxes$03,702
Income before extraordinary items$12,343,000565
Extraordinary gains, net$06
Net income$12,343,000565
Minority interest net income$067
Net income of bank and minority interests.$12,343,000565
Net charge-offs$135,000796
Cash dividends$8,161,000315
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,395,000548
2021-03-31 (YTD Data)Rank
Total interest income$17,393,000499
Total interest expense$727,0001,098
Net interest income$16,666,000475
Provision for loan and lease losses$640,000287
Total noninterest income$5,961,000479
Gross Fiduciary activities income$1,367,000221
Service charges on deposit accounts$383,000631
Trading account gains and fees$0127
Additional Noninterest Income$4,211,000502
Total noninterest expense$15,940,000417
Salaries and employee benefits$10,981,000357
Premises and equipment expense$1,641,000431
Additional noninterest expense$3,318,000570
Pre-tax net operating income$6,047,000661
Securities gains (losses)$-70,0004,865
Applicable income taxes$03,613
Income before extraordinary items$5,977,000573
Extraordinary gains, net$03
Net income$5,977,000572
Minority interest net income$055
Net income of bank and minority interests.$5,977,000573
Net charge-offs$54,000799
Cash dividends$4,347,000262
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,047,000557
2020-12-31 (YTD Data)Rank
Total interest income$74,055,000473
Total interest expense$6,056,000790
Net interest income$67,999,000438
Provision for loan and lease losses$3,825,000685
Total noninterest income$21,890,000468
Gross Fiduciary activities income$4,237,000238
Service charges on deposit accounts$1,599,000627
Trading account gains and fees$0133
Additional Noninterest Income$16,054,000470
Total noninterest expense$61,550,000422
Salaries and employee benefits$41,376,000359
Premises and equipment expense$6,806,000407
Additional noninterest expense$13,368,000567
Pre-tax net operating income$24,514,000500
Securities gains (losses)$-164,0004,955
Applicable income taxes$03,697
Income before extraordinary items$24,350,000449
Extraordinary gains, net$04
Net income$24,350,000447
Minority interest net income$072
Net income of bank and minority interests.$24,350,000449
Net charge-offs$514,000954
Cash dividends$13,010,000382
Sale, conversion, retirement of capital stock, net$0566
Net operating income$24,514,000431
2020-09-30 (YTD Data)Rank
Total interest income$55,746,000468
Total interest expense$5,210,000739
Net interest income$50,536,000432
Provision for loan and lease losses$2,825,000722
Total noninterest income$16,245,000456
Gross Fiduciary activities income$3,204,000233
Service charges on deposit accounts$1,212,000619
Trading account gains and fees$0125
Additional Noninterest Income$11,829,000458
Total noninterest expense$46,105,000412
Salaries and employee benefits$31,095,000354
Premises and equipment expense$5,072,000400
Additional noninterest expense$9,938,000565
Pre-tax net operating income$17,851,000485
Securities gains (losses)$-152,0004,962
Applicable income taxes$03,696
Income before extraordinary items$17,699,000433
Extraordinary gains, net$04
Net income$17,699,000433
Minority interest net income$065
Net income of bank and minority interests.$17,699,000433
Net charge-offs$514,000744
Cash dividends$11,342,000330
Sale, conversion, retirement of capital stock, net$0532
Net operating income$17,851,000418
2020-06-30 (YTD Data)Rank
Total interest income$37,170,000472
Total interest expense$4,206,000670
Net interest income$32,964,000441
Provision for loan and lease losses$1,325,000917
Total noninterest income$10,704,000429
Gross Fiduciary activities income$2,128,000233
Service charges on deposit accounts$855,000593
Trading account gains and fees$0123
Additional Noninterest Income$7,721,000427
Total noninterest expense$30,745,000409
Salaries and employee benefits$20,645,000349
Premises and equipment expense$3,374,000401
Additional noninterest expense$6,726,000550
Pre-tax net operating income$11,598,000443
Securities gains (losses)$96,0001,003
Applicable income taxes$03,655
Income before extraordinary items$11,694,000390
Extraordinary gains, net$04
Net income$11,694,000389
Minority interest net income$065
Net income of bank and minority interests.$11,694,000390
Net charge-offs$561,000553
Cash dividends$10,004,000273
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,598,000381
2020-03-31 (YTD Data)Rank
Total interest income$19,219,000469
Total interest expense$2,784,000582
Net interest income$16,435,000442
Provision for loan and lease losses$425,000979
Total noninterest income$5,210,000413
Gross Fiduciary activities income$1,148,000227
Service charges on deposit accounts$502,000604
Trading account gains and fees$0106
Additional Noninterest Income$3,560,000408
Total noninterest expense$15,353,000410
Salaries and employee benefits$10,193,000353
Premises and equipment expense$1,668,000409
Additional noninterest expense$3,492,000532
Pre-tax net operating income$5,867,000408
Securities gains (losses)$63,000766
Applicable income taxes$03,513
Income before extraordinary items$5,930,000349
Extraordinary gains, net$04
Net income$5,930,000349
Minority interest net income$056
Net income of bank and minority interests.$5,930,000349
Net charge-offs$181,000662
Cash dividends$6,430,000266
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,867,000348
2019-12-31 (YTD Data)Rank
Total interest income$79,588,000450
Total interest expense$13,262,000532
Net interest income$66,326,000433
Provision for loan and lease losses$1,525,000650
Total noninterest income$20,386,000422
Gross Fiduciary activities income$5,346,000211
Service charges on deposit accounts$2,305,000545
Trading account gains and fees$0135
Additional Noninterest Income$12,735,000445
Total noninterest expense$60,996,000387
Salaries and employee benefits$40,625,000335
Premises and equipment expense$6,597,000401
Additional noninterest expense$13,774,000526
Pre-tax net operating income$24,191,000531
Securities gains (losses)$153,000729
Applicable income taxes$03,859
Income before extraordinary items$24,344,000462
Extraordinary gains, net$011
Net income$24,344,000461
Minority interest net income$076
Net income of bank and minority interests.$24,344,000462
Net charge-offs$194,0001,712
Cash dividends$11,371,000441
Sale, conversion, retirement of capital stock, net$0626
Net operating income$24,191,000453
2019-09-30 (YTD Data)Rank
Total interest income$59,803,000456
Total interest expense$10,286,000521
Net interest income$49,517,000440
Provision for loan and lease losses$1,225,000590
Total noninterest income$15,558,000416
Gross Fiduciary activities income$4,168,000207
Service charges on deposit accounts$1,686,000557
Trading account gains and fees$0129
Additional Noninterest Income$9,704,000438
Total noninterest expense$45,540,000392
Salaries and employee benefits$30,152,000339
Premises and equipment expense$4,909,000407
Additional noninterest expense$10,479,000518
Pre-tax net operating income$18,310,000528
Securities gains (losses)$173,000576
Applicable income taxes$03,902
Income before extraordinary items$18,483,000458
Extraordinary gains, net$011
Net income$18,483,000458
Minority interest net income$072
Net income of bank and minority interests.$18,483,000458
Net charge-offs$176,0001,388
Cash dividends$9,216,000393
Sale, conversion, retirement of capital stock, net$0590
Net operating income$18,310,000454
2019-06-30 (YTD Data)Rank
Total interest income$39,700,000456
Total interest expense$6,894,000517
Net interest income$32,806,000441
Provision for loan and lease losses$975,000504
Total noninterest income$10,149,000412
Gross Fiduciary activities income$2,807,000206
Service charges on deposit accounts$1,087,000570
Trading account gains and fees$0131
Additional Noninterest Income$6,255,000438
Total noninterest expense$30,801,000384
Salaries and employee benefits$19,887,000341
Premises and equipment expense$3,265,000413
Additional noninterest expense$7,649,000476
Pre-tax net operating income$11,179,000549
Securities gains (losses)$143,000446
Applicable income taxes$03,901
Income before extraordinary items$11,322,000486
Extraordinary gains, net$011
Net income$11,322,000485
Minority interest net income$069
Net income of bank and minority interests.$11,322,000485
Net charge-offs$143,0001,197
Cash dividends$7,059,000339
Sale, conversion, retirement of capital stock, net$0573
Net operating income$11,179,000478
2019-03-31 (YTD Data)Rank
Total interest income$19,713,000455
Total interest expense$3,461,000506
Net interest income$16,252,000441
Provision for loan and lease losses$525,000459
Total noninterest income$4,700,000418
Gross Fiduciary activities income$1,522,000195
Service charges on deposit accounts$524,000586
Trading account gains and fees$0126
Additional Noninterest Income$2,654,000481
Total noninterest expense$14,744,000400
Salaries and employee benefits$9,830,000348
Premises and equipment expense$1,621,000416
Additional noninterest expense$3,293,000539
Pre-tax net operating income$5,683,000535
Securities gains (losses)$48,000400
Applicable income taxes$03,800
Income before extraordinary items$5,731,000474
Extraordinary gains, net$05
Net income$5,731,000472
Minority interest net income$052
Net income of bank and minority interests.$5,731,000473
Net charge-offs$132,000779
Cash dividends$3,347,000352
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,683,000466
2018-12-31 (YTD Data)Rank
Total interest income$72,867,000456
Total interest expense$9,850,000530
Net interest income$63,017,000444
Provision for loan and lease losses$1,350,000690
Total noninterest income$18,148,000455
Gross Fiduciary activities income$5,567,000202
Service charges on deposit accounts$1,945,000648
Trading account gains and fees$0126
Additional Noninterest Income$10,636,000482
Total noninterest expense$56,744,000415
Salaries and employee benefits$37,950,000351
Premises and equipment expense$6,278,000424
Additional noninterest expense$12,516,000560
Pre-tax net operating income$23,071,000531
Securities gains (losses)$-1,0004,008
Applicable income taxes$03,978
Income before extraordinary items$23,070,000458
Extraordinary gains, net$06
Net income$23,070,000457
Minority interest net income$072
Net income of bank and minority interests.$23,070,000457
Net charge-offs$123,0001,999
Cash dividends$9,915,000433
Sale, conversion, retirement of capital stock, net$0671
Net operating income$23,071,000457
2018-09-30 (YTD Data)Rank
Total interest income$53,132,000457
Total interest expense$6,476,000563
Net interest income$46,656,000447
Provision for loan and lease losses$1,125,000595
Total noninterest income$14,001,000439
Gross Fiduciary activities income$4,290,000198
Service charges on deposit accounts$1,434,000657
Trading account gains and fees$0138
Additional Noninterest Income$8,277,000476
Total noninterest expense$42,428,000415
Salaries and employee benefits$28,481,000354
Premises and equipment expense$4,637,000437
Additional noninterest expense$9,310,000553
Pre-tax net operating income$17,104,000540
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$17,104,000464
Extraordinary gains, net$05
Net income$17,104,000463
Minority interest net income$066
Net income of bank and minority interests.$17,104,000463
Net charge-offs$125,0001,559
Cash dividends$8,333,000368
Sale, conversion, retirement of capital stock, net$0633
Net operating income$17,104,000463
2018-06-30 (YTD Data)Rank
Total interest income$34,539,000461
Total interest expense$3,729,000595
Net interest income$30,810,000450
Provision for loan and lease losses$750,000585
Total noninterest income$9,265,000448
Gross Fiduciary activities income$2,888,000199
Service charges on deposit accounts$925,000674
Trading account gains and fees$0130
Additional Noninterest Income$5,452,000478
Total noninterest expense$28,422,000416
Salaries and employee benefits$19,038,000353
Premises and equipment expense$3,066,000441
Additional noninterest expense$6,318,000548
Pre-tax net operating income$10,903,000552
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$10,903,000472
Extraordinary gains, net$06
Net income$10,903,000471
Minority interest net income$065
Net income of bank and minority interests.$10,903,000471
Net charge-offs$101,0001,313
Cash dividends$6,069,000327
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,903,000470
2018-03-31 (YTD Data)Rank
Total interest income$16,707,000470
Total interest expense$1,377,000734
Net interest income$15,330,000445
Provision for loan and lease losses$375,000579
Total noninterest income$4,250,000467
Gross Fiduciary activities income$1,343,000211
Service charges on deposit accounts$465,000676
Trading account gains and fees$0123
Additional Noninterest Income$2,442,000499
Total noninterest expense$14,053,000415
Salaries and employee benefits$9,406,000360
Premises and equipment expense$1,519,000454
Additional noninterest expense$3,128,000553
Pre-tax net operating income$5,152,000567
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$5,152,000488
Extraordinary gains, net$07
Net income$5,152,000487
Minority interest net income$052
Net income of bank and minority interests.$5,152,000488
Net charge-offs$39,0001,319
Cash dividends$2,549,000344
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,152,000489
2017-12-31 (YTD Data)Rank
Total interest income$63,972,000457
Total interest expense$3,719,000888
Net interest income$60,253,000431
Provision for loan and lease losses$1,195,000790
Total noninterest income$17,759,000459
Gross Fiduciary activities income$4,906,000212
Service charges on deposit accounts$1,886,000677
Trading account gains and fees$0151
Additional Noninterest Income$10,967,000486
Total noninterest expense$53,821,000421
Salaries and employee benefits$36,015,000358
Premises and equipment expense$5,641,000457
Additional noninterest expense$12,165,000558
Pre-tax net operating income$22,996,000492
Securities gains (losses)$136,000511
Applicable income taxes$04,135
Income before extraordinary items$23,132,000372
Extraordinary gains, net$09
Net income$23,132,000372
Minority interest net income$076
Net income of bank and minority interests.$23,132,000373
Net charge-offs$173,0001,950
Cash dividends$10,867,000352
Sale, conversion, retirement of capital stock, net$0711
Net operating income$22,996,000371
2017-09-30 (YTD Data)Rank
Total interest income$47,680,000462
Total interest expense$2,664,000905
Net interest income$45,016,000432
Provision for loan and lease losses$900,000758
Total noninterest income$13,864,000452
Gross Fiduciary activities income$3,667,000212
Service charges on deposit accounts$1,388,000691
Trading account gains and fees$0145
Additional Noninterest Income$8,809,000465
Total noninterest expense$39,958,000433
Salaries and employee benefits$26,845,000366
Premises and equipment expense$4,149,000472
Additional noninterest expense$8,964,000565
Pre-tax net operating income$18,022,000485
Securities gains (losses)$28,0001,157
Applicable income taxes$04,172
Income before extraordinary items$18,050,000390
Extraordinary gains, net$09
Net income$18,050,000390
Minority interest net income$071
Net income of bank and minority interests.$18,050,000390
Net charge-offs$-25,0004,992
Cash dividends$9,273,000302
Sale, conversion, retirement of capital stock, net$0677
Net operating income$18,022,000385
2017-06-30 (YTD Data)Rank
Total interest income$31,820,000450
Total interest expense$1,729,000912
Net interest income$30,091,000425
Provision for loan and lease losses$600,000735
Total noninterest income$9,390,000451
Gross Fiduciary activities income$2,438,000213
Service charges on deposit accounts$896,000703
Trading account gains and fees$0139
Additional Noninterest Income$6,056,000459
Total noninterest expense$26,506,000437
Salaries and employee benefits$17,798,000372
Premises and equipment expense$2,656,000482
Additional noninterest expense$6,052,000561
Pre-tax net operating income$12,375,000464
Securities gains (losses)$28,000866
Applicable income taxes$04,189
Income before extraordinary items$12,403,000381
Extraordinary gains, net$011
Net income$12,403,000381
Minority interest net income$071
Net income of bank and minority interests.$12,403,000381
Net charge-offs$-3,0004,411
Cash dividends$6,727,000278
Sale, conversion, retirement of capital stock, net$0659
Net operating income$12,375,000377
2017-03-31 (YTD Data)Rank
Total interest income$15,732,000455
Total interest expense$774,000989
Net interest income$14,958,000425
Provision for loan and lease losses$300,000670
Total noninterest income$4,876,000437
Gross Fiduciary activities income$1,246,000209
Service charges on deposit accounts$448,000705
Trading account gains and fees$0142
Additional Noninterest Income$3,182,000429
Total noninterest expense$13,118,000443
Salaries and employee benefits$8,764,000377
Premises and equipment expense$1,300,000500
Additional noninterest expense$3,054,000560
Pre-tax net operating income$6,416,000440
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$6,416,000373
Extraordinary gains, net$08
Net income$6,416,000372
Minority interest net income$055
Net income of bank and minority interests.$6,416,000373
Net charge-offs$-11,0005,031
Cash dividends$2,980,000297
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,416,000368
2016-12-31 (YTD Data)Rank
Total interest income$56,383,000481
Total interest expense$2,227,0001,289
Net interest income$54,156,000447
Provision for loan and lease losses$1,197,000793
Total noninterest income$16,777,000477
Gross Fiduciary activities income$4,850,000203
Service charges on deposit accounts$1,527,000821
Trading account gains and fees$0170
Additional Noninterest Income$10,400,000500
Total noninterest expense$48,146,000464
Salaries and employee benefits$32,414,000394
Premises and equipment expense$4,709,000529
Additional noninterest expense$11,023,000631
Pre-tax net operating income$21,590,000477
Securities gains (losses)$633,000349
Applicable income taxes$04,278
Income before extraordinary items$22,223,000377
Extraordinary gains, net$05
Net income$22,223,000376
Minority interest net income$082
Net income of bank and minority interests.$22,223,000376
Net charge-offs$69,0002,904
Cash dividends$11,240,000347
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,590,000382
2016-09-30 (YTD Data)Rank
Total interest income$42,056,000479
Total interest expense$1,649,0001,301
Net interest income$40,407,000451
Provision for loan and lease losses$940,000717
Total noninterest income$12,759,000469
Gross Fiduciary activities income$3,679,000198
Service charges on deposit accounts$1,170,000809
Trading account gains and fees$0169
Additional Noninterest Income$7,910,000497
Total noninterest expense$35,798,000471
Salaries and employee benefits$24,036,000400
Premises and equipment expense$3,502,000544
Additional noninterest expense$8,260,000631
Pre-tax net operating income$16,428,000479
Securities gains (losses)$634,000314
Applicable income taxes$04,325
Income before extraordinary items$17,062,000368
Extraordinary gains, net$05
Net income$17,062,000368
Minority interest net income$071
Net income of bank and minority interests.$17,062,000368
Net charge-offs$90,0002,153
Cash dividends$9,613,000303
Sale, conversion, retirement of capital stock, net$0719
Net operating income$16,428,000374
2016-06-30 (YTD Data)Rank
Total interest income$27,960,000483
Total interest expense$1,127,0001,265
Net interest income$26,833,000457
Provision for loan and lease losses$675,000671
Total noninterest income$8,512,000464
Gross Fiduciary activities income$2,450,000199
Service charges on deposit accounts$757,000815
Trading account gains and fees$0157
Additional Noninterest Income$5,305,000482
Total noninterest expense$23,567,000480
Salaries and employee benefits$15,860,000401
Premises and equipment expense$2,257,000562
Additional noninterest expense$5,450,000633
Pre-tax net operating income$11,103,000464
Securities gains (losses)$136,000786
Applicable income taxes$04,338
Income before extraordinary items$11,239,000363
Extraordinary gains, net$016
Net income$11,239,000362
Minority interest net income$071
Net income of bank and minority interests.$11,239,000362
Net charge-offs$38,0002,355
Cash dividends$7,138,000276
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,103,000363
2016-03-31 (YTD Data)Rank
Total interest income$14,199,000475
Total interest expense$581,0001,227
Net interest income$13,618,000442
Provision for loan and lease losses$325,000637
Total noninterest income$3,919,000477
Gross Fiduciary activities income$1,282,000192
Service charges on deposit accounts$365,000841
Trading account gains and fees$0142
Additional Noninterest Income$2,272,000521
Total noninterest expense$11,599,000481
Salaries and employee benefits$7,778,000401
Premises and equipment expense$1,125,000564
Additional noninterest expense$2,696,000630
Pre-tax net operating income$5,613,000444
Securities gains (losses)$136,000402
Applicable income taxes$04,259
Income before extraordinary items$5,749,000344
Extraordinary gains, net$012
Net income$5,749,000344
Minority interest net income$062
Net income of bank and minority interests.$5,749,000344
Net charge-offs$-12,0005,253
Cash dividends$2,490,000368
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,613,000347
2015-12-31 (YTD Data)Rank
Total interest income$50,721,000502
Total interest expense$1,807,0001,512
Net interest income$48,914,000464
Provision for loan and lease losses$963,000840
Total noninterest income$16,070,000481
Gross Fiduciary activities income$5,693,000184
Service charges on deposit accounts$1,566,000821
Trading account gains and fees$0159
Additional Noninterest Income$8,811,000543
Total noninterest expense$43,215,000495
Salaries and employee benefits$28,968,000415
Premises and equipment expense$4,360,000566
Additional noninterest expense$9,887,000686
Pre-tax net operating income$20,806,000469
Securities gains (losses)$239,000658
Applicable income taxes$04,402
Income before extraordinary items$21,045,000375
Extraordinary gains, net$023
Net income$21,045,000375
Minority interest net income$081
Net income of bank and minority interests.$21,045,000375
Net charge-offs$79,0002,864
Cash dividends$10,460,000376
Sale, conversion, retirement of capital stock, net$0804
Net operating income$20,806,000375
2015-09-30 (YTD Data)Rank
Total interest income$37,398,000512
Total interest expense$1,338,0001,548
Net interest income$36,060,000471
Provision for loan and lease losses$740,000755
Total noninterest income$12,600,000471
Gross Fiduciary activities income$4,307,000184
Service charges on deposit accounts$1,191,000814
Trading account gains and fees$0153
Additional Noninterest Income$7,102,000530
Total noninterest expense$31,739,000510
Salaries and employee benefits$21,398,000425
Premises and equipment expense$3,233,000578
Additional noninterest expense$7,108,000707
Pre-tax net operating income$16,181,000466
Securities gains (losses)$240,000560
Applicable income taxes$04,489
Income before extraordinary items$16,421,000365
Extraordinary gains, net$021
Net income$16,421,000365
Minority interest net income$078
Net income of bank and minority interests.$16,421,000365
Net charge-offs$108,0002,082
Cash dividends$9,155,000300
Sale, conversion, retirement of capital stock, net$0773
Net operating income$16,181,000364
2015-06-30 (YTD Data)Rank
Total interest income$24,495,000516
Total interest expense$878,0001,575
Net interest income$23,617,000477
Provision for loan and lease losses$440,000875
Total noninterest income$8,689,000459
Gross Fiduciary activities income$2,924,000184
Service charges on deposit accounts$802,000804
Trading account gains and fees$0157
Additional Noninterest Income$4,963,000516
Total noninterest expense$20,945,000511
Salaries and employee benefits$14,063,000434
Premises and equipment expense$2,124,000593
Additional noninterest expense$4,758,000708
Pre-tax net operating income$10,921,000459
Securities gains (losses)$217,000502
Applicable income taxes$04,497
Income before extraordinary items$11,138,000358
Extraordinary gains, net$022
Net income$11,138,000357
Minority interest net income$075
Net income of bank and minority interests.$11,138,000357
Net charge-offs$111,0001,640
Cash dividends$6,349,000287
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,921,000358
2015-03-31 (YTD Data)Rank
Total interest income$11,709,000543
Total interest expense$438,0001,589
Net interest income$11,271,000498
Provision for loan and lease losses$200,000888
Total noninterest income$4,328,000453
Gross Fiduciary activities income$1,583,000175
Service charges on deposit accounts$409,000772
Trading account gains and fees$0152
Additional Noninterest Income$2,336,000512
Total noninterest expense$10,254,000522
Salaries and employee benefits$6,829,000442
Premises and equipment expense$1,048,000606
Additional noninterest expense$2,377,000695
Pre-tax net operating income$5,145,000476
Securities gains (losses)$217,000336
Applicable income taxes$04,400
Income before extraordinary items$5,362,000360
Extraordinary gains, net$013
Net income$5,362,000360
Minority interest net income$064
Net income of bank and minority interests.$5,362,000360
Net charge-offs$-33,0005,842
Cash dividends$2,030,000352
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,145,000368
2014-12-31 (YTD Data)Rank
Total interest income$43,256,000576
Total interest expense$1,680,0001,721
Net interest income$41,576,000532
Provision for loan and lease losses$390,0001,706
Total noninterest income$14,259,000502
Gross Fiduciary activities income$4,758,000201
Service charges on deposit accounts$1,748,000773
Trading account gains and fees$0180
Additional Noninterest Income$7,753,000549
Total noninterest expense$38,049,000544
Salaries and employee benefits$25,244,000445
Premises and equipment expense$3,994,000619
Additional noninterest expense$8,811,000744
Pre-tax net operating income$17,396,000520
Securities gains (losses)$116,0001,146
Applicable income taxes$04,531
Income before extraordinary items$17,512,000423
Extraordinary gains, net$017
Net income$17,512,000422
Minority interest net income$084
Net income of bank and minority interests.$17,512,000423
Net charge-offs$345,0001,868
Cash dividends$8,379,000386
Sale, conversion, retirement of capital stock, net$0862
Net operating income$17,396,000418
2014-09-30 (YTD Data)Rank
Total interest income$31,714,000583
Total interest expense$1,257,0001,739
Net interest income$30,457,000542
Provision for loan and lease losses$390,0001,406
Total noninterest income$10,625,000500
Gross Fiduciary activities income$3,368,000211
Service charges on deposit accounts$1,325,000771
Trading account gains and fees$0174
Additional Noninterest Income$5,932,000541
Total noninterest expense$27,708,000557
Salaries and employee benefits$18,297,000454
Premises and equipment expense$2,945,000625
Additional noninterest expense$6,466,000760
Pre-tax net operating income$12,984,000518
Securities gains (losses)$118,000888
Applicable income taxes$04,583
Income before extraordinary items$13,102,000419
Extraordinary gains, net$015
Net income$13,102,000418
Minority interest net income$081
Net income of bank and minority interests.$13,102,000419
Net charge-offs$304,0001,595
Cash dividends$7,189,000328
Sale, conversion, retirement of capital stock, net$0819
Net operating income$12,984,000414
2014-06-30 (YTD Data)Rank
Total interest income$20,904,000590
Total interest expense$845,0001,747
Net interest income$20,059,000547
Provision for loan and lease losses$390,0001,032
Total noninterest income$7,176,000494
Gross Fiduciary activities income$2,203,000211
Service charges on deposit accounts$907,000740
Trading account gains and fees$0172
Additional Noninterest Income$4,066,000521
Total noninterest expense$18,197,000559
Salaries and employee benefits$11,914,000464
Premises and equipment expense$1,951,000633
Additional noninterest expense$4,332,000751
Pre-tax net operating income$8,648,000510
Securities gains (losses)$118,000708
Applicable income taxes$04,568
Income before extraordinary items$8,766,000405
Extraordinary gains, net$020
Net income$8,766,000404
Minority interest net income$080
Net income of bank and minority interests.$8,766,000405
Net charge-offs$259,0001,372
Cash dividends$5,252,000300
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,648,000400
2014-03-31 (YTD Data)Rank
Total interest income$10,349,000601
Total interest expense$426,0001,759
Net interest income$9,923,000556
Provision for loan and lease losses$180,0001,066
Total noninterest income$3,517,000481
Gross Fiduciary activities income$1,067,000216
Service charges on deposit accounts$492,000660
Trading account gains and fees$0147
Additional Noninterest Income$1,958,000521
Total noninterest expense$9,144,000560
Salaries and employee benefits$5,841,000473
Premises and equipment expense$991,000645
Additional noninterest expense$2,312,000710
Pre-tax net operating income$4,116,000518
Securities gains (losses)$118,000386
Applicable income taxes$04,445
Income before extraordinary items$4,234,000402
Extraordinary gains, net$016
Net income$4,234,000401
Minority interest net income$066
Net income of bank and minority interests.$4,234,000402
Net charge-offs$254,000803
Cash dividends$1,592,000400
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,116,000403
2013-12-31 (YTD Data)Rank
Total interest income$38,703,000637
Total interest expense$1,927,0001,765
Net interest income$36,776,000584
Provision for loan and lease losses$135,0003,376
Total noninterest income$13,545,000537
Gross Fiduciary activities income$3,762,000225
Service charges on deposit accounts$1,731,000799
Trading account gains and fees$0184
Additional Noninterest Income$8,052,000565
Total noninterest expense$36,022,000573
Salaries and employee benefits$23,903,000458
Premises and equipment expense$3,983,000613
Additional noninterest expense$8,136,000837
Pre-tax net operating income$14,164,000576
Securities gains (losses)$588,000391
Applicable income taxes$04,631
Income before extraordinary items$14,752,000465
Extraordinary gains, net$029
Net income$14,752,000464
Minority interest net income$090
Net income of bank and minority interests.$14,752,000466
Net charge-offs$243,0002,798
Cash dividends$7,405,000413
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,164,000472
2013-09-30 (YTD Data)Rank
Total interest income$28,602,000644
Total interest expense$1,486,0001,763
Net interest income$27,116,000591
Provision for loan and lease losses$135,0003,044
Total noninterest income$10,476,000535
Gross Fiduciary activities income$2,765,000228
Service charges on deposit accounts$1,267,000824
Trading account gains and fees$0180
Additional Noninterest Income$6,444,000554
Total noninterest expense$26,622,000583
Salaries and employee benefits$17,714,000468
Premises and equipment expense$3,032,000606
Additional noninterest expense$5,876,000863
Pre-tax net operating income$10,835,000569
Securities gains (losses)$589,000354
Applicable income taxes$04,713
Income before extraordinary items$11,424,000458
Extraordinary gains, net$025
Net income$11,424,000457
Minority interest net income$084
Net income of bank and minority interests.$11,424,000459
Net charge-offs$137,0002,969
Cash dividends$6,253,000348
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,835,000462
2013-06-30 (YTD Data)Rank
Total interest income$18,851,000654
Total interest expense$1,035,0001,728
Net interest income$17,816,000592
Provision for loan and lease losses$135,0002,601
Total noninterest income$6,622,000571
Gross Fiduciary activities income$1,787,000230
Service charges on deposit accounts$850,000808
Trading account gains and fees$0157
Additional Noninterest Income$3,985,000588
Total noninterest expense$17,389,000601
Salaries and employee benefits$11,524,000483
Premises and equipment expense$1,997,000619
Additional noninterest expense$3,868,000877
Pre-tax net operating income$6,914,000578
Securities gains (losses)$589,000317
Applicable income taxes$04,679
Income before extraordinary items$7,503,000450
Extraordinary gains, net$022
Net income$7,503,000450
Minority interest net income$082
Net income of bank and minority interests.$7,503,000452
Net charge-offs$128,0002,517
Cash dividends$4,640,000321
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,914,000467
2013-03-31 (YTD Data)Rank
Total interest income$9,267,000672
Total interest expense$568,0001,625
Net interest income$8,699,000606
Provision for loan and lease losses$135,0001,793
Total noninterest income$3,426,000550
Gross Fiduciary activities income$823,000241
Service charges on deposit accounts$431,000791
Trading account gains and fees$0148
Additional Noninterest Income$2,172,000547
Total noninterest expense$8,528,000617
Salaries and employee benefits$5,655,000502
Premises and equipment expense$1,111,000559
Additional noninterest expense$1,762,000956
Pre-tax net operating income$3,462,000579
Securities gains (losses)$589,000186
Applicable income taxes$04,602
Income before extraordinary items$4,051,000420
Extraordinary gains, net$010
Net income$4,051,000421
Minority interest net income$076
Net income of bank and minority interests.$4,051,000421
Net charge-offs$48,0002,443
Cash dividends$1,719,000348
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,462,000464
2012-12-31 (YTD Data)Rank
Total interest income$37,517,000698
Total interest expense$2,775,0001,602
Net interest income$34,742,000618
Provision for loan and lease losses$745,0002,185
Total noninterest income$11,365,000616
Gross Fiduciary activities income$2,894,000245
Service charges on deposit accounts$1,637,000864
Trading account gains and fees$0166
Additional Noninterest Income$6,834,000636
Total noninterest expense$33,359,000628
Salaries and employee benefits$21,862,000487
Premises and equipment expense$3,831,000636
Additional noninterest expense$7,666,000908
Pre-tax net operating income$12,003,000617
Securities gains (losses)$1,462,000358
Applicable income taxes$04,751
Income before extraordinary items$13,465,000496
Extraordinary gains, net$029
Net income$13,465,000493
Minority interest net income$093
Net income of bank and minority interests.$13,465,000496
Net charge-offs$39,0005,077
Cash dividends$7,290,000404
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$12,003,000526
2012-09-30 (YTD Data)Rank
Total interest income$28,055,000708
Total interest expense$2,193,0001,587
Net interest income$25,862,000621
Provision for loan and lease losses$745,0001,797
Total noninterest income$8,630,000608
Gross Fiduciary activities income$2,143,000245
Service charges on deposit accounts$1,220,000878
Trading account gains and fees$0157
Additional Noninterest Income$5,267,000619
Total noninterest expense$24,595,000636
Salaries and employee benefits$16,149,000495
Premises and equipment expense$2,767,000663
Additional noninterest expense$5,679,000918
Pre-tax net operating income$9,152,000622
Securities gains (losses)$1,463,000276
Applicable income taxes$04,802
Income before extraordinary items$10,615,000478
Extraordinary gains, net$020
Net income$10,615,000475
Minority interest net income$086
Net income of bank and minority interests.$10,615,000477
Net charge-offs$30,0004,854
Cash dividends$6,388,000300
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,152,000524
2012-06-30 (YTD Data)Rank
Total interest income$18,572,000726
Total interest expense$1,532,0001,568
Net interest income$17,040,000632
Provision for loan and lease losses$350,0002,226
Total noninterest income$5,470,000632
Gross Fiduciary activities income$1,260,000270
Service charges on deposit accounts$816,000861
Trading account gains and fees$0153
Additional Noninterest Income$3,394,000632
Total noninterest expense$16,351,000637
Salaries and employee benefits$10,624,000502
Premises and equipment expense$1,920,000628
Additional noninterest expense$3,807,000907
Pre-tax net operating income$5,809,000639
Securities gains (losses)$879,000320
Applicable income taxes$04,770
Income before extraordinary items$6,688,000488
Extraordinary gains, net$019
Net income$6,688,000488
Minority interest net income$084
Net income of bank and minority interests.$6,688,000488
Net charge-offs$214,0002,676
Cash dividends$4,706,000269
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,809,000536
2012-03-31 (YTD Data)Rank
Total interest income$9,121,000744
Total interest expense$772,0001,624
Net interest income$8,349,000645
Provision for loan and lease losses$210,0001,952
Total noninterest income$2,668,000646
Gross Fiduciary activities income$636,000268
Service charges on deposit accounts$408,000849
Trading account gains and fees$0148
Additional Noninterest Income$1,624,000642
Total noninterest expense$8,029,000641
Salaries and employee benefits$5,245,000503
Premises and equipment expense$921,000652
Additional noninterest expense$1,863,000917
Pre-tax net operating income$2,778,000665
Securities gains (losses)$447,000305
Applicable income taxes$04,704
Income before extraordinary items$3,225,000504
Extraordinary gains, net$019
Net income$3,225,000505
Minority interest net income$078
Net income of bank and minority interests.$3,225,000505
Net charge-offs$21,0003,656
Cash dividends$3,245,000176
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,778,000556
2011-12-31 (YTD Data)Rank
Total interest income$35,906,000787
Total interest expense$3,116,0001,892
Net interest income$32,790,000657
Provision for loan and lease losses$714,0002,917
Total noninterest income$9,065,000667
Gross Fiduciary activities income$2,695,000216
Service charges on deposit accounts$1,815,000812
Trading account gains and fees$0146
Additional Noninterest Income$4,555,000758
Total noninterest expense$29,380,000676
Salaries and employee benefits$18,639,000523
Premises and equipment expense$3,581,000688
Additional noninterest expense$7,160,000984
Pre-tax net operating income$11,761,000534
Securities gains (losses)$134,0001,808
Applicable income taxes$04,719
Income before extraordinary items$11,895,000464
Extraordinary gains, net$029
Net income$11,895,000465
Minority interest net income$096
Net income of bank and minority interests.$11,895,000465
Net charge-offs$358,0003,584
Cash dividends$4,645,000446
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$11,761,000458
2011-09-30 (YTD Data)Rank
Total interest income$27,014,000803
Total interest expense$2,330,0001,971
Net interest income$24,684,000661
Provision for loan and lease losses$504,0002,871
Total noninterest income$6,258,000708
Gross Fiduciary activities income$1,831,000234
Service charges on deposit accounts$1,386,000799
Trading account gains and fees$0145
Additional Noninterest Income$3,041,000828
Total noninterest expense$21,526,000690
Salaries and employee benefits$13,475,000542
Premises and equipment expense$2,633,000721
Additional noninterest expense$5,418,000981
Pre-tax net operating income$8,912,000552
Securities gains (losses)$134,0001,522
Applicable income taxes$04,740
Income before extraordinary items$9,046,000455
Extraordinary gains, net$021
Net income$9,046,000454
Minority interest net income$087
Net income of bank and minority interests.$9,046,000455
Net charge-offs$284,0003,310
Cash dividends$3,584,000380
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,912,000445
2011-06-30 (YTD Data)Rank
Total interest income$17,799,000817
Total interest expense$1,507,0002,093
Net interest income$16,292,000669
Provision for loan and lease losses$439,0002,487
Total noninterest income$3,720,000772
Gross Fiduciary activities income$1,227,000235
Service charges on deposit accounts$931,000785
Trading account gains and fees$0153
Additional Noninterest Income$1,562,000990
Total noninterest expense$13,720,000716
Salaries and employee benefits$8,504,000566
Premises and equipment expense$1,731,000735
Additional noninterest expense$3,485,0001,031
Pre-tax net operating income$5,853,000550
Securities gains (losses)$134,000940
Applicable income taxes$04,697
Income before extraordinary items$5,987,000452
Extraordinary gains, net$015
Net income$5,987,000452
Minority interest net income$089
Net income of bank and minority interests.$5,987,000452
Net charge-offs$137,0003,514
Cash dividends$3,216,000292
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,853,000447
2011-03-31 (YTD Data)Rank
Total interest income$8,523,000850
Total interest expense$699,0002,321
Net interest income$7,824,000699
Provision for loan and lease losses$210,0002,372
Total noninterest income$1,646,000846
Gross Fiduciary activities income$608,000237
Service charges on deposit accounts$475,000753
Trading account gains and fees$0158
Additional Noninterest Income$563,0001,251
Total noninterest expense$6,733,000741
Salaries and employee benefits$4,197,000578
Premises and equipment expense$857,000747
Additional noninterest expense$1,679,0001,059
Pre-tax net operating income$2,527,000639
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,527,000527
Extraordinary gains, net$09
Net income$2,527,000526
Minority interest net income$086
Net income of bank and minority interests.$2,527,000527
Net charge-offs$82,0002,935
Cash dividends$2,290,000187
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,527,000516
2010-12-31 (YTD Data)Rank
Total interest income$33,866,000901
Total interest expense$2,895,0002,680
Net interest income$30,971,000703
Provision for loan and lease losses$1,333,0002,629
Total noninterest income$7,339,000805
Gross Fiduciary activities income$2,575,000221
Service charges on deposit accounts$2,081,000730
Trading account gains and fees$0175
Additional Noninterest Income$2,683,0001,141
Total noninterest expense$25,731,000778
Salaries and employee benefits$15,876,000604
Premises and equipment expense$3,479,000738
Additional noninterest expense$6,376,0001,161
Pre-tax net operating income$11,246,000488
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$11,246,000401
Extraordinary gains, net$029
Net income$11,246,000400
Minority interest net income$0111
Net income of bank and minority interests.$11,246,000401
Net charge-offs$120,0005,263
Cash dividends$4,324,000386
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,246,000391
2010-09-30 (YTD Data)Rank
Total interest income$25,315,000913
Total interest expense$2,156,0002,802
Net interest income$23,159,000699
Provision for loan and lease losses$943,0002,592
Total noninterest income$5,432,000793
Gross Fiduciary activities income$1,984,000214
Service charges on deposit accounts$1,568,000738
Trading account gains and fees$0165
Additional Noninterest Income$1,880,0001,159
Total noninterest expense$18,926,000778
Salaries and employee benefits$11,637,000609
Premises and equipment expense$2,620,000744
Additional noninterest expense$4,669,0001,162
Pre-tax net operating income$8,722,000491
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$8,722,000391
Extraordinary gains, net$023
Net income$8,722,000391
Minority interest net income$0110
Net income of bank and minority interests.$8,722,000392
Net charge-offs$104,0004,860
Cash dividends$3,314,000328
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,722,000378
2010-06-30 (YTD Data)Rank
Total interest income$16,699,000934
Total interest expense$1,410,0002,927
Net interest income$15,289,000711
Provision for loan and lease losses$625,0002,518
Total noninterest income$3,259,000842
Gross Fiduciary activities income$1,120,000240
Service charges on deposit accounts$1,025,000753
Trading account gains and fees$0152
Additional Noninterest Income$1,114,0001,200
Total noninterest expense$12,641,000781
Salaries and employee benefits$7,452,000635
Premises and equipment expense$1,740,000755
Additional noninterest expense$3,449,0001,027
Pre-tax net operating income$5,282,000523
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$5,282,000408
Extraordinary gains, net$019
Net income$5,282,000409
Minority interest net income$0105
Net income of bank and minority interests.$5,282,000409
Net charge-offs$74,0004,551
Cash dividends$2,030,000344
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,282,000401
2010-03-31 (YTD Data)Rank
Total interest income$8,255,000971
Total interest expense$705,0003,045
Net interest income$7,550,000733
Provision for loan and lease losses$375,0002,136
Total noninterest income$1,559,000853
Gross Fiduciary activities income$494,000266
Service charges on deposit accounts$528,000730
Trading account gains and fees$0175
Additional Noninterest Income$537,0001,221
Total noninterest expense$6,272,000792
Salaries and employee benefits$3,651,000658
Premises and equipment expense$856,000783
Additional noninterest expense$1,765,000994
Pre-tax net operating income$2,462,000551
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,462,000439
Extraordinary gains, net$016
Net income$2,462,000440
Minority interest net income$091
Net income of bank and minority interests.$2,462,000441
Net charge-offs$15,0004,608
Cash dividends$789,000431
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,462,000431
2009-12-31 (YTD Data)Rank
Total interest income$33,867,0001,003
Total interest expense$4,546,0002,459
Net interest income$29,321,000730
Provision for loan and lease losses$3,584,0001,772
Total noninterest income$6,882,000854
Gross Fiduciary activities income$1,844,000263
Service charges on deposit accounts$2,154,000799
Trading account gains and fees$658,000104
Additional Noninterest Income$2,226,0001,274
Total noninterest expense$27,260,000771
Salaries and employee benefits$16,173,000583
Premises and equipment expense$3,625,000742
Additional noninterest expense$7,462,0001,036
Pre-tax net operating income$5,359,000789
Securities gains (losses)$6,0003,400
Applicable income taxes$04,388
Income before extraordinary items$5,365,000627
Extraordinary gains, net$034
Net income$5,365,000626
Minority interest net income$0115
Net income of bank and minority interests.$5,365,000628
Net charge-offs$1,634,0002,273
Cash dividends$2,212,000821
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,359,000632
2009-09-30 (YTD Data)Rank
Total interest income$25,427,0001,019
Total interest expense$3,627,0002,431
Net interest income$21,800,000737
Provision for loan and lease losses$2,184,0001,801
Total noninterest income$5,254,000839
Gross Fiduciary activities income$1,341,000266
Service charges on deposit accounts$1,593,000805
Trading account gains and fees$535,000109
Additional Noninterest Income$1,785,0001,242
Total noninterest expense$19,733,000795
Salaries and employee benefits$11,156,000661
Premises and equipment expense$2,720,000750
Additional noninterest expense$5,857,000961
Pre-tax net operating income$5,137,000663
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$5,137,000521
Extraordinary gains, net$027
Net income$5,137,000521
Minority interest net income$0118
Net income of bank and minority interests.$5,137,000522
Net charge-offs$1,601,0001,704
Cash dividends$1,456,000896
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,137,000515
2009-06-30 (YTD Data)Rank
Total interest income$16,940,0001,039
Total interest expense$2,590,0002,363
Net interest income$14,350,000743
Provision for loan and lease losses$984,0002,090
Total noninterest income$3,425,000870
Gross Fiduciary activities income$812,000286
Service charges on deposit accounts$1,027,000819
Trading account gains and fees$374,000103
Additional Noninterest Income$1,212,0001,252
Total noninterest expense$13,579,000779
Salaries and employee benefits$7,523,000664
Premises and equipment expense$1,802,000784
Additional noninterest expense$4,254,000896
Pre-tax net operating income$3,212,000721
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$3,212,000561
Extraordinary gains, net$021
Net income$3,212,000559
Minority interest net income$0112
Net income of bank and minority interests.$3,212,000561
Net charge-offs$828,0001,799
Cash dividends$1,356,000676
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,212,000541
2009-03-31 (YTD Data)Rank
Total interest income$8,504,0001,041
Total interest expense$1,411,0002,265
Net interest income$7,093,000752
Provision for loan and lease losses$259,0002,521
Total noninterest income$1,686,000841
Gross Fiduciary activities income$423,000279
Service charges on deposit accounts$526,000762
Trading account gains and fees$273,00087
Additional Noninterest Income$464,0001,455
Total noninterest expense$6,289,000809
Salaries and employee benefits$3,812,000655
Premises and equipment expense$916,000774
Additional noninterest expense$1,561,0001,076
Pre-tax net operating income$2,231,000534
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$2,231,000438
Extraordinary gains, net$015
Net income$2,231,000439
Minority interest net income$0102
Net income of bank and minority interests.$2,231,000440
Net charge-offs$31,0003,989
Cash dividends$666,000665
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,231,000407
2008-12-31 (YTD Data)Rank
Total interest income$38,386,000983
Total interest expense$9,218,0001,748
Net interest income$29,168,000745
Provision for loan and lease losses$575,0003,588
Total noninterest income$5,375,000988
Gross Fiduciary activities income$1,565,000307
Service charges on deposit accounts$2,063,000856
Trading account gains and fees$-247,0008,222
Additional Noninterest Income$1,994,0001,309
Total noninterest expense$24,870,000798
Salaries and employee benefits$14,825,000661
Premises and equipment expense$3,740,000736
Additional noninterest expense$6,305,0001,016
Pre-tax net operating income$9,098,000605
Securities gains (losses)$156,000848
Applicable income taxes$04,979
Income before extraordinary items$9,254,000419
Extraordinary gains, net$039
Net income$9,254,000419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,530,0001,533
Cash dividends$6,380,000449
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,098,000446
2008-09-30 (YTD Data)Rank
Total interest income$29,065,000999
Total interest expense$7,359,0001,723
Net interest income$21,706,000767
Provision for loan and lease losses$575,0002,534
Total noninterest income$4,342,000977
Gross Fiduciary activities income$1,179,000313
Service charges on deposit accounts$1,496,000890
Trading account gains and fees$67,000111
Additional Noninterest Income$1,600,0001,303
Total noninterest expense$18,076,000816
Salaries and employee benefits$11,104,000679
Premises and equipment expense$2,785,000747
Additional noninterest expense$4,187,0001,095
Pre-tax net operating income$7,397,000676
Securities gains (losses)$161,000711
Applicable income taxes$05,372
Income before extraordinary items$7,558,000482
Extraordinary gains, net$031
Net income$7,558,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,083,0001,240
Cash dividends$5,170,000443
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,397,000516
2008-06-30 (YTD Data)Rank
Total interest income$19,600,000998
Total interest expense$5,256,0001,673
Net interest income$14,344,000768
Provision for loan and lease losses$150,0003,592
Total noninterest income$2,738,0001,033
Gross Fiduciary activities income$784,000323
Service charges on deposit accounts$1,003,000869
Trading account gains and fees$-201,0008,390
Additional Noninterest Income$1,152,0001,269
Total noninterest expense$11,825,000821
Salaries and employee benefits$7,337,000688
Premises and equipment expense$1,842,000755
Additional noninterest expense$2,646,0001,123
Pre-tax net operating income$5,107,000689
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$5,107,000545
Extraordinary gains, net$021
Net income$5,107,000543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,081
Cash dividends$4,731,000359
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,107,000533
2008-03-31 (YTD Data)Rank
Total interest income$10,051,000992
Total interest expense$3,025,0001,554
Net interest income$7,026,000779
Provision for loan and lease losses$06,080
Total noninterest income$818,0001,542
Gross Fiduciary activities income$375,000332
Service charges on deposit accounts$500,000868
Trading account gains and fees$-588,0008,458
Additional Noninterest Income$531,0001,352
Total noninterest expense$5,920,000811
Salaries and employee benefits$3,648,000692
Premises and equipment expense$911,000767
Additional noninterest expense$1,361,0001,067
Pre-tax net operating income$1,924,000979
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,924,000786
Extraordinary gains, net$015
Net income$1,924,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,329
Cash dividends$2,756,000318
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,924,000752
2007-12-31 (YTD Data)Rank
Total interest income$39,198,0001,078
Total interest expense$11,974,0001,672
Net interest income$27,224,000810
Provision for loan and lease losses$33,0006,025
Total noninterest income$5,584,0001,009
Gross Fiduciary activities income$1,545,000321
Service charges on deposit accounts$2,071,000863
Trading account gains and fees$-81,0008,474
Additional Noninterest Income$2,049,0001,345
Total noninterest expense$22,483,000825
Salaries and employee benefits$14,274,000678
Premises and equipment expense$3,536,000757
Additional noninterest expense$4,673,0001,204
Pre-tax net operating income$10,292,000824
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$10,292,000627
Extraordinary gains, net$039
Net income$10,292,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,175
Cash dividends$6,059,000625
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,292,000616
2007-09-30 (YTD Data)Rank
Total interest income$29,093,0001,092
Total interest expense$8,867,0001,692
Net interest income$20,226,000813
Provision for loan and lease losses$33,0005,491
Total noninterest income$4,358,000973
Gross Fiduciary activities income$1,132,000324
Service charges on deposit accounts$1,540,000853
Trading account gains and fees$148,000109
Additional Noninterest Income$1,538,0001,354
Total noninterest expense$16,812,000817
Salaries and employee benefits$10,634,000679
Premises and equipment expense$2,635,000758
Additional noninterest expense$3,543,0001,165
Pre-tax net operating income$7,739,000900
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$7,739,000677
Extraordinary gains, net$033
Net income$7,739,000675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,620
Cash dividends$4,906,000586
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,739,000664
2007-06-30 (YTD Data)Rank
Total interest income$19,102,0001,125
Total interest expense$5,935,0001,687
Net interest income$13,167,000847
Provision for loan and lease losses$33,0004,815
Total noninterest income$2,790,0001,019
Gross Fiduciary activities income$682,000346
Service charges on deposit accounts$1,026,000869
Trading account gains and fees$52,000124
Additional Noninterest Income$1,030,0001,370
Total noninterest expense$11,031,000849
Salaries and employee benefits$6,977,000708
Premises and equipment expense$1,764,000777
Additional noninterest expense$2,290,0001,213
Pre-tax net operating income$4,893,000977
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$4,893,000741
Extraordinary gains, net$029
Net income$4,893,000740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,438
Cash dividends$4,148,000490
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,893,000734
2007-03-31 (YTD Data)Rank
Total interest income$9,477,0001,128
Total interest expense$3,031,0001,650
Net interest income$6,446,000867
Provision for loan and lease losses$05,779
Total noninterest income$1,477,000965
Gross Fiduciary activities income$350,000342
Service charges on deposit accounts$499,000862
Trading account gains and fees$160,00099
Additional Noninterest Income$468,0001,431
Total noninterest expense$5,505,000843
Salaries and employee benefits$3,454,000729
Premises and equipment expense$865,000785
Additional noninterest expense$1,186,0001,152
Pre-tax net operating income$2,418,000971
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,418,000749
Extraordinary gains, net$022
Net income$2,418,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,916
Cash dividends$2,480,000391
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,418,000740
2006-12-31 (YTD Data)Rank
Total interest income$34,824,0001,132
Total interest expense$10,321,0001,630
Net interest income$24,503,000903
Provision for loan and lease losses$155,0003,995
Total noninterest income$5,243,0001,049
Gross Fiduciary activities income$1,038,000392
Service charges on deposit accounts$2,142,000818
Trading account gains and fees$0130
Additional Noninterest Income$2,063,0001,321
Total noninterest expense$20,768,000848
Salaries and employee benefits$12,796,000730
Premises and equipment expense$3,288,000764
Additional noninterest expense$4,684,0001,146
Pre-tax net operating income$8,823,0001,111
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$8,823,000846
Extraordinary gains, net$051
Net income$8,823,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,872
Cash dividends$5,365,000659
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,823,000837
2006-09-30 (YTD Data)Rank
Total interest income$25,564,0001,160
Total interest expense$7,311,0001,678
Net interest income$18,253,000930
Provision for loan and lease losses$105,0003,999
Total noninterest income$3,868,0001,077
Gross Fiduciary activities income$714,000413
Service charges on deposit accounts$1,615,000820
Trading account gains and fees$0126
Additional Noninterest Income$1,539,0001,343
Total noninterest expense$15,352,000868
Salaries and employee benefits$9,376,000777
Premises and equipment expense$2,434,000791
Additional noninterest expense$3,542,0001,139
Pre-tax net operating income$6,664,0001,146
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$6,664,000878
Extraordinary gains, net$045
Net income$6,664,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,683
Cash dividends$4,365,000588
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,664,000865
2006-06-30 (YTD Data)Rank
Total interest income$16,626,0001,171
Total interest expense$4,573,0001,697
Net interest income$12,053,000943
Provision for loan and lease losses$06,419
Total noninterest income$2,547,0001,090
Gross Fiduciary activities income$424,000455
Service charges on deposit accounts$1,056,000826
Trading account gains and fees$0126
Additional Noninterest Income$1,067,0001,295
Total noninterest expense$10,140,000880
Salaries and employee benefits$6,138,000791
Premises and equipment expense$1,622,000795
Additional noninterest expense$2,380,0001,138
Pre-tax net operating income$4,460,0001,138
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$4,460,000874
Extraordinary gains, net$039
Net income$4,460,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,072
Cash dividends$3,315,000528
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,460,000858
2006-03-31 (YTD Data)Rank
Total interest income$8,103,0001,179
Total interest expense$2,139,0001,720
Net interest income$5,964,000949
Provision for loan and lease losses$06,013
Total noninterest income$1,134,0001,165
Gross Fiduciary activities income$195,000480
Service charges on deposit accounts$542,000780
Trading account gains and fees$0115
Additional Noninterest Income$397,0001,588
Total noninterest expense$5,158,000867
Salaries and employee benefits$3,038,000796
Premises and equipment expense$807,000798
Additional noninterest expense$1,313,0001,019
Pre-tax net operating income$1,940,0001,277
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,940,000983
Extraordinary gains, net$021
Net income$1,940,000982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,790,000465
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,940,000965
2005-12-31 (YTD Data)Rank
Total interest income$29,491,0001,119
Total interest expense$7,297,0001,557
Net interest income$22,194,000965
Provision for loan and lease losses$1,200,000871
Total noninterest income$5,287,0001,042
Gross Fiduciary activities income$807,000448
Service charges on deposit accounts$2,553,000686
Trading account gains and fees$0138
Additional Noninterest Income$1,927,0001,399
Total noninterest expense$19,410,000873
Salaries and employee benefits$11,823,000756
Premises and equipment expense$3,120,000778
Additional noninterest expense$4,467,0001,142
Pre-tax net operating income$6,871,0001,395
Securities gains (losses)$433,000314
Applicable income taxes$06,964
Income before extraordinary items$7,304,000991
Extraordinary gains, net$046
Net income$7,304,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,000922
Cash dividends$3,495,000930
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,871,0001,033
2005-09-30 (YTD Data)Rank
Total interest income$21,614,0001,112
Total interest expense$5,232,0001,535
Net interest income$16,382,000968
Provision for loan and lease losses$1,200,000635
Total noninterest income$4,025,0001,041
Gross Fiduciary activities income$574,000454
Service charges on deposit accounts$1,945,000663
Trading account gains and fees$0126
Additional Noninterest Income$1,506,0001,362
Total noninterest expense$14,364,000878
Salaries and employee benefits$8,785,000763
Premises and equipment expense$2,311,000778
Additional noninterest expense$3,268,0001,155
Pre-tax net operating income$4,843,0001,481
Securities gains (losses)$433,000286
Applicable income taxes$06,976
Income before extraordinary items$5,276,0001,020
Extraordinary gains, net$035
Net income$5,276,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,000626
Cash dividends$2,320,000934
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,843,0001,093
2005-06-30 (YTD Data)Rank
Total interest income$14,216,0001,086
Total interest expense$3,415,0001,472
Net interest income$10,801,000965
Provision for loan and lease losses$1,150,000434
Total noninterest income$2,710,0001,016
Gross Fiduciary activities income$362,000472
Service charges on deposit accounts$1,276,000656
Trading account gains and fees$0116
Additional Noninterest Income$1,072,0001,279
Total noninterest expense$9,470,000880
Salaries and employee benefits$5,809,000764
Premises and equipment expense$1,543,000774
Additional noninterest expense$2,118,0001,173
Pre-tax net operating income$2,891,0001,616
Securities gains (losses)$433,000243
Applicable income taxes$06,961
Income before extraordinary items$3,324,0001,050
Extraordinary gains, net$030
Net income$3,324,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$714,000467
Cash dividends$1,690,000854
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,891,0001,194
2005-03-31 (YTD Data)Rank
Total interest income$7,095,0001,073
Total interest expense$1,721,0001,391
Net interest income$5,374,000963
Provision for loan and lease losses$950,000271
Total noninterest income$1,352,000992
Gross Fiduciary activities income$192,000458
Service charges on deposit accounts$638,000627
Trading account gains and fees$0115
Additional Noninterest Income$522,0001,292
Total noninterest expense$4,654,000893
Salaries and employee benefits$2,859,000773
Premises and equipment expense$746,000800
Additional noninterest expense$1,049,0001,173
Pre-tax net operating income$1,122,0001,971
Securities gains (losses)$195,000258
Applicable income taxes$06,892
Income before extraordinary items$1,317,0001,310
Extraordinary gains, net$024
Net income$1,317,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,000341
Cash dividends$525,0001,162
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,122,0001,485
2004-12-31 (YTD Data)Rank
Total interest income$26,913,0001,047
Total interest expense$6,017,0001,365
Net interest income$20,896,000948
Provision for loan and lease losses$45,0006,047
Total noninterest income$5,357,0001,024
Gross Fiduciary activities income$711,000452
Service charges on deposit accounts$2,923,000592
Trading account gains and fees$0138
Additional Noninterest Income$1,723,0001,473
Total noninterest expense$18,930,000858
Salaries and employee benefits$11,516,000738
Premises and equipment expense$2,871,000786
Additional noninterest expense$4,543,0001,084
Pre-tax net operating income$7,278,0001,192
Securities gains (losses)$245,000729
Applicable income taxes$07,185
Income before extraordinary items$7,523,000870
Extraordinary gains, net$034
Net income$7,523,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,708
Cash dividends$4,059,000747
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,278,000867
2004-09-30 (YTD Data)Rank
Total interest income$20,013,0001,040
Total interest expense$4,371,0001,382
Net interest income$15,642,000941
Provision for loan and lease losses$45,0005,471
Total noninterest income$4,046,0001,026
Gross Fiduciary activities income$527,000458
Service charges on deposit accounts$2,199,000600
Trading account gains and fees$0134
Additional Noninterest Income$1,320,0001,462
Total noninterest expense$14,106,000862
Salaries and employee benefits$8,613,000738
Premises and equipment expense$2,149,000788
Additional noninterest expense$3,344,0001,095
Pre-tax net operating income$5,537,0001,193
Securities gains (losses)$163,000883
Applicable income taxes$07,220
Income before extraordinary items$5,700,000870
Extraordinary gains, net$026
Net income$5,700,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,767
Cash dividends$2,803,000736
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,537,000857
2004-06-30 (YTD Data)Rank
Total interest income$13,346,0001,028
Total interest expense$2,938,0001,345
Net interest income$10,408,000937
Provision for loan and lease losses$45,0004,838
Total noninterest income$2,599,0001,056
Gross Fiduciary activities income$362,000449
Service charges on deposit accounts$1,401,000621
Trading account gains and fees$0130
Additional Noninterest Income$836,0001,502
Total noninterest expense$9,389,000870
Salaries and employee benefits$5,717,000737
Premises and equipment expense$1,427,000787
Additional noninterest expense$2,245,0001,092
Pre-tax net operating income$3,573,0001,204
Securities gains (losses)$219,000613
Applicable income taxes$07,214
Income before extraordinary items$3,792,000865
Extraordinary gains, net$021
Net income$3,792,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,107
Cash dividends$1,833,000749
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,573,000877
2004-03-31 (YTD Data)Rank
Total interest income$6,685,0001,043
Total interest expense$1,523,0001,314
Net interest income$5,162,000959
Provision for loan and lease losses$45,0003,437
Total noninterest income$1,219,0001,076
Gross Fiduciary activities income$182,000456
Service charges on deposit accounts$629,000678
Trading account gains and fees$0121
Additional Noninterest Income$408,0001,520
Total noninterest expense$4,659,000880
Salaries and employee benefits$2,820,000760
Premises and equipment expense$724,000794
Additional noninterest expense$1,115,0001,100
Pre-tax net operating income$1,677,0001,262
Securities gains (losses)$208,000486
Applicable income taxes$07,103
Income before extraordinary items$1,885,000868
Extraordinary gains, net$016
Net income$1,885,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$703,000907
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,677,000925
2003-12-31 (YTD Data)Rank
Total interest income$27,024,0001,043
Total interest expense$7,088,0001,247
Net interest income$19,936,000967
Provision for loan and lease losses$660,0001,702
Total noninterest income$5,425,0001,061
Gross Fiduciary activities income$606,000498
Service charges on deposit accounts$2,338,000728
Trading account gains and fees$0160
Additional Noninterest Income$2,481,0001,229
Total noninterest expense$18,637,000866
Salaries and employee benefits$11,295,000755
Premises and equipment expense$2,948,000768
Additional noninterest expense$4,394,0001,147
Pre-tax net operating income$6,064,0001,358
Securities gains (losses)$1,108,000440
Applicable income taxes$07,459
Income before extraordinary items$7,172,000903
Extraordinary gains, net$054
Net income$7,172,000905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0002,379
Cash dividends$4,744,000685
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,064,0001,000
2003-09-30 (YTD Data)Rank
Total interest income$20,373,0001,053
Total interest expense$5,471,0001,268
Net interest income$14,902,000978
Provision for loan and lease losses$525,0001,587
Total noninterest income$4,282,0001,055
Gross Fiduciary activities income$463,000498
Service charges on deposit accounts$1,737,000743
Trading account gains and fees$0153
Additional Noninterest Income$2,082,0001,194
Total noninterest expense$13,922,000871
Salaries and employee benefits$8,518,000763
Premises and equipment expense$2,206,000778
Additional noninterest expense$3,198,0001,183
Pre-tax net operating income$4,737,0001,365
Securities gains (losses)$1,108,000414
Applicable income taxes$07,524
Income before extraordinary items$5,845,000868
Extraordinary gains, net$040
Net income$5,845,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,967
Cash dividends$3,419,000661
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,737,000996
2003-06-30 (YTD Data)Rank
Total interest income$13,825,0001,052
Total interest expense$3,791,0001,262
Net interest income$10,034,000970
Provision for loan and lease losses$370,0001,503
Total noninterest income$2,760,0001,065
Gross Fiduciary activities income$295,000514
Service charges on deposit accounts$1,118,000764
Trading account gains and fees$0150
Additional Noninterest Income$1,347,0001,224
Total noninterest expense$9,278,000877
Salaries and employee benefits$5,732,000757
Premises and equipment expense$1,470,000781
Additional noninterest expense$2,076,0001,208
Pre-tax net operating income$3,146,0001,364
Securities gains (losses)$1,078,000348
Applicable income taxes$07,529
Income before extraordinary items$4,224,000802
Extraordinary gains, net$030
Net income$4,224,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,433
Cash dividends$2,846,000551
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,146,000983
2003-03-31 (YTD Data)Rank
Total interest income$7,015,0001,045
Total interest expense$1,940,0001,259
Net interest income$5,075,000957
Provision for loan and lease losses$130,0001,956
Total noninterest income$1,342,0001,061
Gross Fiduciary activities income$151,000521
Service charges on deposit accounts$557,000752
Trading account gains and fees$0134
Additional Noninterest Income$634,0001,239
Total noninterest expense$4,598,000885
Salaries and employee benefits$2,802,000778
Premises and equipment expense$735,000791
Additional noninterest expense$1,061,0001,152
Pre-tax net operating income$1,689,0001,273
Securities gains (losses)$155,000776
Applicable income taxes$07,403
Income before extraordinary items$1,844,000915
Extraordinary gains, net$021
Net income$1,844,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$1,382,000519
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,689,000921
2002-12-31 (YTD Data)Rank
Total interest income$28,406,0001,085
Total interest expense$8,402,0001,344
Net interest income$20,004,000969
Provision for loan and lease losses$532,0002,286
Total noninterest income$4,883,0001,076
Gross Fiduciary activities income$610,000507
Service charges on deposit accounts$2,135,000758
Trading account gains and fees$0153
Additional Noninterest Income$2,138,0001,251
Total noninterest expense$17,036,000921
Salaries and employee benefits$10,450,000780
Premises and equipment expense$2,433,000896
Additional noninterest expense$4,153,0001,178
Pre-tax net operating income$7,319,0001,148
Securities gains (losses)$166,0001,295
Applicable income taxes$565,0003,212
Income before extraordinary items$6,920,000904
Extraordinary gains, net$070
Net income$6,920,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,980
Cash dividends$6,089,000527
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,767,280883
2001-12-31 (YTD Data)Rank
Total interest income$29,591,0001,146
Total interest expense$11,010,0001,472
Net interest income$18,581,000966
Provision for loan and lease losses$416,0002,544
Total noninterest income$4,371,0001,111
Gross Fiduciary activities income$603,000533
Service charges on deposit accounts$2,080,000717
Trading account gains and fees$0177
Additional Noninterest Income$1,688,0001,403
Total noninterest expense$15,222,000971
Salaries and employee benefits$9,540,000771
Premises and equipment expense$2,006,0001,056
Additional noninterest expense$3,676,0001,280
Pre-tax net operating income$7,314,0001,018
Securities gains (losses)$04,612
Applicable income taxes$2,269,0001,060
Income before extraordinary items$5,045,0001,085
Extraordinary gains, net$0105
Net income$5,045,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,356
Cash dividends$2,750,000999
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,045,0001,043
2000-12-31 (YTD Data)Rank
Total interest income$29,399,0001,196
Total interest expense$11,680,0001,475
Net interest income$17,719,000979
Provision for loan and lease losses$313,0002,745
Total noninterest income$3,579,0001,158
Gross Fiduciary activities income$498,000600
Service charges on deposit accounts$1,825,000746
Trading account gains and fees$0180
Additional Noninterest Income$1,256,0001,605
Total noninterest expense$14,068,0001,001
Salaries and employee benefits$8,678,000810
Premises and equipment expense$1,874,0001,066
Additional noninterest expense$3,516,0001,293
Pre-tax net operating income$6,917,0001,098
Securities gains (losses)$01,956
Applicable income taxes$2,101,0001,103
Income before extraordinary items$4,816,0001,100
Extraordinary gains, net$038
Net income$4,816,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-130,0009,782
Cash dividends$2,884,0001,003
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,816,0001,102
1999-12-31 (YTD Data)Rank
Total interest income$25,739,0001,267
Total interest expense$9,592,0001,568
Net interest income$16,147,0001,089
Provision for loan and lease losses$310,0002,576
Total noninterest income$3,620,0001,169
Gross Fiduciary activities income$437,000680
Service charges on deposit accounts$1,786,000746
Trading account gains and fees$0173
Additional Noninterest Income$1,397,0001,456
Total noninterest expense$12,852,0001,086
Salaries and employee benefits$7,904,000865
Premises and equipment expense$1,657,0001,220
Additional noninterest expense$3,291,0001,408
Pre-tax net operating income$6,605,0001,170
Securities gains (losses)$133,000636
Applicable income taxes$2,109,0001,177
Income before extraordinary items$4,629,0001,187
Extraordinary gains, net$035
Net income$4,629,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0009,760
Cash dividends$2,500,0001,126
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,537,2301,185
1998-12-31 (YTD Data)Rank
Total interest income$23,135,0001,396
Total interest expense$8,777,0001,750
Net interest income$14,358,0001,184
Provision for loan and lease losses$510,0001,691
Total noninterest income$3,389,0001,228
Gross Fiduciary activities income$397,000707
Service charges on deposit accounts$1,750,000701
Trading account gains and fees$0224
Additional Noninterest Income$1,242,0001,594
Total noninterest expense$11,618,0001,134
Salaries and employee benefits$6,989,000933
Premises and equipment expense$1,524,0001,261
Additional noninterest expense$3,105,0001,409
Pre-tax net operating income$5,619,0001,336
Securities gains (losses)$260,000794
Applicable income taxes$1,849,0001,359
Income before extraordinary items$4,030,0001,313
Extraordinary gains, net$032
Net income$4,030,0001,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,609
Cash dividends$960,0002,305
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,850,6001,321
1997-12-31 (YTD Data)Rank
Total interest income$21,076,0001,565
Total interest expense$8,046,0001,925
Net interest income$13,030,0001,332
Provision for loan and lease losses$525,0001,706
Total noninterest income$3,106,0001,264
Gross Fiduciary activities income$226,000870
Service charges on deposit accounts$1,695,000750
Trading account gains and fees$0239
Additional Noninterest Income$1,185,0001,570
Total noninterest expense$10,323,0001,284
Salaries and employee benefits$6,002,0001,094
Premises and equipment expense$1,443,0001,362
Additional noninterest expense$2,878,0001,493
Pre-tax net operating income$5,288,0001,464
Securities gains (losses)$128,000878
Applicable income taxes$1,659,0001,559
Income before extraordinary items$3,757,0001,442
Extraordinary gains, net$044
Net income$3,757,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,223
Cash dividends$1,296,0001,796
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,668,6801,436
1996-12-31 (YTD Data)Rank
Total interest income$19,045,0001,773
Total interest expense$7,250,0002,155
Net interest income$11,795,0001,511
Provision for loan and lease losses$494,0001,753
Total noninterest income$2,475,0001,563
Gross Fiduciary activities income$109,0001,087
Service charges on deposit accounts$1,537,000857
Trading account gains and fees$0262
Additional Noninterest Income$829,0002,056
Total noninterest expense$9,121,0001,555
Salaries and employee benefits$5,281,0001,270
Premises and equipment expense$1,277,0001,598
Additional noninterest expense$2,563,0001,968
Pre-tax net operating income$4,655,0001,561
Securities gains (losses)$63,0001,196
Applicable income taxes$1,488,0001,612
Income before extraordinary items$3,230,0001,533
Extraordinary gains, net$053
Net income$3,230,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,401
Cash dividends$2,364,0001,147
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,187,1601,528
1995-12-31 (YTD Data)Rank
Total interest income$18,306,0001,854
Total interest expense$7,179,0002,159
Net interest income$11,127,0001,615
Provision for loan and lease losses$440,0001,736
Total noninterest income$2,132,0001,737
Gross Fiduciary activities income$98,0001,170
Service charges on deposit accounts$1,350,000989
Trading account gains and fees$0522
Additional Noninterest Income$684,0002,325
Total noninterest expense$8,481,0001,664
Salaries and employee benefits$4,860,0001,366
Premises and equipment expense$1,121,0001,802
Additional noninterest expense$2,500,0001,993
Pre-tax net operating income$4,338,0001,701
Securities gains (losses)$70,0001,121
Applicable income taxes$1,448,0001,697
Income before extraordinary items$2,960,0001,708
Extraordinary gains, net$065
Net income$2,960,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,295
Cash dividends$1,511,0001,491
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,913,1001,708
1994-12-31 (YTD Data)Rank
Total interest income$16,006,0001,928
Total interest expense$5,746,0002,173
Net interest income$10,260,0001,764
Provision for loan and lease losses$135,0003,817
Total noninterest income$1,973,0001,846
Gross Fiduciary activities income$84,0001,215
Service charges on deposit accounts$1,212,0001,098
Trading account gains and fees$0475
Additional Noninterest Income$677,0002,389
Total noninterest expense$8,039,0001,809
Salaries and employee benefits$4,518,0001,486
Premises and equipment expense$1,082,0001,889
Additional noninterest expense$2,439,0002,177
Pre-tax net operating income$4,059,0001,743
Securities gains (losses)$177,000535
Applicable income taxes$1,434,0001,616
Income before extraordinary items$2,802,0001,752
Extraordinary gains, net$0249
Net income$2,802,0001,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00011,321
Cash dividends$534,0003,044
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,685,1801,822
1993-12-31 (YTD Data)Rank
Total interest income$15,618,0002,013
Total interest expense$6,158,0002,110
Net interest income$9,460,0001,908
Provision for loan and lease losses$175,0004,260
Total noninterest income$2,002,0001,980
Gross Fiduciary activities income$76,0001,262
Service charges on deposit accounts$1,185,0001,132
Trading account gains and fees$0532
Additional Noninterest Income$741,0002,500
Total noninterest expense$7,566,0001,952
Salaries and employee benefits$4,269,0001,580
Premises and equipment expense$901,0002,274
Additional noninterest expense$2,396,0002,330
Pre-tax net operating income$3,721,0001,841
Securities gains (losses)$130,0002,156
Applicable income taxes$1,310,0001,787
Income before extraordinary items$2,541,0001,966
Extraordinary gains, net$-18,00012,434
Net income$2,523,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0009,554
Cash dividends$1,190,0001,541
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,455,2001,912
1992-12-31 (YTD Data)Rank
Total interest income$12,038,0002,911
Total interest expense$5,807,0002,868
Net interest income$6,231,0002,924
Provision for loan and lease losses$011,756
Total noninterest income$1,008,0003,297
Gross Fiduciary activities income$76,0001,305
Service charges on deposit accounts$579,0002,381
Trading account gains and fees$0504
Additional Noninterest Income$353,0004,015
Total noninterest expense$4,309,0003,279
Salaries and employee benefits$2,563,0002,520
Premises and equipment expense$449,0004,363
Additional noninterest expense$1,297,0004,049
Pre-tax net operating income$2,930,0002,125
Securities gains (losses)$08,369
Applicable income taxes$976,0002,156
Income before extraordinary items$1,954,0002,337
Extraordinary gains, net$01,422
Net income$1,954,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0006,676
Cash dividends$895,0001,717
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,954,0002,174

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.