Home > Jefferson Bank > Income and Expense
Jefferson Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,187,000 | 7,750 |
Total interest expense | $1,779,000 | 6,888 |
Net interest income | $1,408,000 | 8,497 |
Provision for loan and lease losses | $-2,000 | 11,044 |
Total noninterest income | $223,000 | 7,926 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $170,000 | 6,126 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $53,000 | 8,764 |
Total noninterest expense | $1,185,000 | 8,020 |
Salaries and employee benefits | $447,000 | 9,276 |
Premises and equipment expense | $135,000 | 8,405 |
Additional noninterest expense | $603,000 | 6,332 |
Pre-tax net operating income | $448,000 | 8,221 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $240,000 | 6,578 |
Income before extraordinary items | $208,000 | 9,220 |
Extraordinary gains, net | $0 | 53 |
Net income | $208,000 | 9,224 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 10,158 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $208,000 | 9,166 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $17,027,000 | 1,980 |
Total interest expense | $8,726,000 | 1,811 |
Net interest income | $8,301,000 | 2,168 |
Provision for loan and lease losses | $100,000 | 4,579 |
Total noninterest income | $1,317,000 | 2,520 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $1,317,000 | 1,490 |
Total noninterest expense | $6,272,000 | 2,181 |
Salaries and employee benefits | $3,260,000 | 2,032 |
Premises and equipment expense | $1,201,000 | 1,675 |
Additional noninterest expense | $1,811,000 | 2,617 |
Pre-tax net operating income | $3,246,000 | 2,282 |
Securities gains (losses) | $4,000 | 2,936 |
Applicable income taxes | $866,000 | 2,692 |
Income before extraordinary items | $2,384,000 | 2,123 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,384,000 | 2,121 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 10,354 |
Cash dividends | $1,200,000 | 1,763 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $2,381,080 | 2,084 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $14,887,000 | 2,079 |
Total interest expense | $7,518,000 | 1,668 |
Net interest income | $7,369,000 | 2,453 |
Provision for loan and lease losses | $-28,000 | 11,890 |
Total noninterest income | $1,357,000 | 2,483 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,357,000 | 1,486 |
Total noninterest expense | $5,559,000 | 2,508 |
Salaries and employee benefits | $2,660,000 | 2,512 |
Premises and equipment expense | $1,225,000 | 1,691 |
Additional noninterest expense | $1,674,000 | 3,006 |
Pre-tax net operating income | $3,195,000 | 2,224 |
Securities gains (losses) | $20,000 | 1,779 |
Applicable income taxes | $936,000 | 2,378 |
Income before extraordinary items | $2,279,000 | 2,144 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,279,000 | 2,141 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-28,000 | 11,511 |
Cash dividends | $810,000 | 2,251 |
Sale, conversion, retirement of capital stock, net | $9,533,000 | 106 |
Net operating income | $2,264,800 | 2,176 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $15,194,000 | 2,068 |
Total interest expense | $8,141,000 | 1,621 |
Net interest income | $7,053,000 | 2,543 |
Provision for loan and lease losses | $132,000 | 4,966 |
Total noninterest income | $1,312,000 | 2,720 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $1,312,000 | 1,707 |
Total noninterest expense | $5,537,000 | 2,585 |
Salaries and employee benefits | $2,613,000 | 2,542 |
Premises and equipment expense | $1,236,000 | 1,697 |
Additional noninterest expense | $1,688,000 | 3,159 |
Pre-tax net operating income | $2,696,000 | 2,534 |
Securities gains (losses) | $167,000 | 1,880 |
Applicable income taxes | $972,000 | 2,323 |
Income before extraordinary items | $1,891,000 | 2,664 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,891,000 | 2,745 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 7,224 |
Cash dividends | $363,000 | 3,899 |
Sale, conversion, retirement of capital stock, net | $1,791,000 | 376 |
Net operating income | $1,780,780 | 2,643 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $17,668,000 | 2,012 |
Total interest expense | $10,404,000 | 1,665 |
Net interest income | $7,264,000 | 2,503 |
Provision for loan and lease losses | $244,000 | 4,650 |
Total noninterest income | $1,317,000 | 2,658 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,317,000 | 1,654 |
Total noninterest expense | $5,570,000 | 2,597 |
Salaries and employee benefits | $2,502,000 | 2,598 |
Premises and equipment expense | $1,277,000 | 1,664 |
Additional noninterest expense | $1,791,000 | 3,069 |
Pre-tax net operating income | $2,767,000 | 2,236 |
Securities gains (losses) | $240,000 | 1,774 |
Applicable income taxes | $1,003,000 | 2,108 |
Income before extraordinary items | $2,004,000 | 2,290 |
Extraordinary gains, net | $-210,000 | 13,745 |
Net income | $1,794,000 | 2,599 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 9,510 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,843,200 | 2,303 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.