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Jefferson Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$3,187,0007,750
Total interest expense$1,779,0006,888
Net interest income$1,408,0008,497
Provision for loan and lease losses$-2,00011,044
Total noninterest income$223,0007,926
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$170,0006,126
Trading account gains and fees$0262
Additional Noninterest Income$53,0008,764
Total noninterest expense$1,185,0008,020
Salaries and employee benefits$447,0009,276
Premises and equipment expense$135,0008,405
Additional noninterest expense$603,0006,332
Pre-tax net operating income$448,0008,221
Securities gains (losses)$04,148
Applicable income taxes$240,0006,578
Income before extraordinary items$208,0009,220
Extraordinary gains, net$053
Net income$208,0009,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,158
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$208,0009,166
1995-12-31 (YTD Data)Rank
Total interest income$17,027,0001,980
Total interest expense$8,726,0001,811
Net interest income$8,301,0002,168
Provision for loan and lease losses$100,0004,579
Total noninterest income$1,317,0002,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,317,0001,490
Total noninterest expense$6,272,0002,181
Salaries and employee benefits$3,260,0002,032
Premises and equipment expense$1,201,0001,675
Additional noninterest expense$1,811,0002,617
Pre-tax net operating income$3,246,0002,282
Securities gains (losses)$4,0002,936
Applicable income taxes$866,0002,692
Income before extraordinary items$2,384,0002,123
Extraordinary gains, net$065
Net income$2,384,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$1,200,0001,763
Sale, conversion, retirement of capital stock, netNANA
Net operating income$2,381,0802,084
1994-12-31 (YTD Data)Rank
Total interest income$14,887,0002,079
Total interest expense$7,518,0001,668
Net interest income$7,369,0002,453
Provision for loan and lease losses$-28,00011,890
Total noninterest income$1,357,0002,483
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,357,0001,486
Total noninterest expense$5,559,0002,508
Salaries and employee benefits$2,660,0002,512
Premises and equipment expense$1,225,0001,691
Additional noninterest expense$1,674,0003,006
Pre-tax net operating income$3,195,0002,224
Securities gains (losses)$20,0001,779
Applicable income taxes$936,0002,378
Income before extraordinary items$2,279,0002,144
Extraordinary gains, net$0249
Net income$2,279,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00011,511
Cash dividends$810,0002,251
Sale, conversion, retirement of capital stock, net$9,533,000106
Net operating income$2,264,8002,176
1993-12-31 (YTD Data)Rank
Total interest income$15,194,0002,068
Total interest expense$8,141,0001,621
Net interest income$7,053,0002,543
Provision for loan and lease losses$132,0004,966
Total noninterest income$1,312,0002,720
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,312,0001,707
Total noninterest expense$5,537,0002,585
Salaries and employee benefits$2,613,0002,542
Premises and equipment expense$1,236,0001,697
Additional noninterest expense$1,688,0003,159
Pre-tax net operating income$2,696,0002,534
Securities gains (losses)$167,0001,880
Applicable income taxes$972,0002,323
Income before extraordinary items$1,891,0002,664
Extraordinary gains, net$03,149
Net income$1,891,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0007,224
Cash dividends$363,0003,899
Sale, conversion, retirement of capital stock, net$1,791,000376
Net operating income$1,780,7802,643
1992-12-31 (YTD Data)Rank
Total interest income$17,668,0002,012
Total interest expense$10,404,0001,665
Net interest income$7,264,0002,503
Provision for loan and lease losses$244,0004,650
Total noninterest income$1,317,0002,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,317,0001,654
Total noninterest expense$5,570,0002,597
Salaries and employee benefits$2,502,0002,598
Premises and equipment expense$1,277,0001,664
Additional noninterest expense$1,791,0003,069
Pre-tax net operating income$2,767,0002,236
Securities gains (losses)$240,0001,774
Applicable income taxes$1,003,0002,108
Income before extraordinary items$2,004,0002,290
Extraordinary gains, net$-210,00013,745
Net income$1,794,0002,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,843,2002,303

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.