Home > Itasca Bank & Trust Co. > Income and Expense

Itasca Bank & Trust Co., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,839,0001,272
Total interest expense$8,146,0001,479
Net interest income$25,693,0001,172
Provision for loan and lease losses$1,225,000741
Total noninterest income$3,311,0001,537
Gross Fiduciary activities income$1,298,000461
Service charges on deposit accounts$868,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$1,145,0002,153
Total noninterest expense$18,687,0001,277
Salaries and employee benefits$11,634,0001,192
Premises and equipment expense$1,588,0001,467
Additional noninterest expense$1,145,0002,153
Pre-tax net operating income$9,092,0001,253
Securities gains (losses)$-637,0004,227
Applicable income taxes$2,312,000891
Income before extraordinary items$6,143,0001,494
Extraordinary gains, net$054
Net income$6,143,0001,510
Minority interest net income$088
Net income of bank and minority interests.$6,143,0001,497
Net charge-offs$-106,0004,348
Cash dividends$3,032,0001,176
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,646,2301,426
2023-09-30 (YTD Data)Rank
Total interest income$24,857,0001,269
Total interest expense$5,521,0001,479
Net interest income$19,336,0001,182
Provision for loan and lease losses$825,000746
Total noninterest income$2,462,0001,546
Gross Fiduciary activities income$957,000464
Service charges on deposit accounts$650,0001,109
Trading account gains and feesNANA
Additional Noninterest Income$855,0002,153
Total noninterest expense$13,976,0001,267
Salaries and employee benefits$8,802,0001,186
Premises and equipment expense$1,205,0001,454
Additional noninterest expense$855,0002,153
Pre-tax net operating income$6,997,0001,287
Securities gains (losses)$-146,0004,106
Applicable income taxes$1,869,000866
Income before extraordinary items$4,982,0001,453
Extraordinary gains, net$052
Net income$4,982,0001,463
Minority interest net income$081
Net income of bank and minority interests.$4,982,0001,452
Net charge-offs$52,0001,468
Cash dividends$2,300,0001,073
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,097,3401,445
2023-06-30 (YTD Data)Rank
Total interest income$16,141,0001,269
Total interest expense$3,145,0001,518
Net interest income$12,996,0001,186
Provision for loan and lease losses$225,0001,258
Total noninterest income$1,636,0001,479
Gross Fiduciary activities income$673,000453
Service charges on deposit accounts$439,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$524,0002,149
Total noninterest expense$9,294,0001,258
Salaries and employee benefits$5,859,0001,178
Premises and equipment expense$798,0001,459
Additional noninterest expense$524,0002,146
Pre-tax net operating income$5,113,0001,183
Securities gains (losses)$-146,0004,282
Applicable income taxes$1,359,000833
Income before extraordinary items$3,608,0001,348
Extraordinary gains, net$051
Net income$3,608,0001,363
Minority interest net income$081
Net income of bank and minority interests.$3,608,0001,348
Net charge-offs$62,0001,093
Cash dividends$1,568,0001,045
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,723,3401,342
2023-03-31 (YTD Data)Rank
Total interest income$7,877,0001,273
Total interest expense$1,256,0001,586
Net interest income$6,621,0001,171
Provision for loan and lease losses$02,612
Total noninterest income$761,0001,535
Gross Fiduciary activities income$279,000482
Service charges on deposit accounts$219,0001,101
Trading account gains and feesNANA
Additional Noninterest Income$263,0002,136
Total noninterest expense$4,609,0001,287
Salaries and employee benefits$2,931,0001,199
Premises and equipment expense$404,0001,477
Additional noninterest expense$263,0002,136
Pre-tax net operating income$2,773,0001,141
Securities gains (losses)$-28,0004,162
Applicable income taxes$751,000802
Income before extraordinary items$1,994,0001,290
Extraordinary gains, net$04
Net income$1,994,0001,289
Minority interest net income$048
Net income of bank and minority interests.$1,994,0001,290
Net charge-offs$-7,0003,948
Cash dividends$833,000927
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,016,1201,292
2022-12-31 (YTD Data)Rank
Total interest income$27,684,0001,218
Total interest expense$1,857,0001,677
Net interest income$25,827,0001,168
Provision for loan and lease losses$03,012
Total noninterest income$3,061,0001,610
Gross Fiduciary activities income$1,071,000498
Service charges on deposit accounts$871,0001,119
Trading account gains and feesNANA
Additional Noninterest Income$1,119,0002,215
Total noninterest expense$17,107,0001,339
Salaries and employee benefits$10,932,0001,240
Premises and equipment expense$1,626,0001,452
Additional noninterest expense$1,119,0002,215
Pre-tax net operating income$11,781,0001,132
Securities gains (losses)$-468,0004,307
Applicable income taxes$3,036,000828
Income before extraordinary items$8,277,0001,273
Extraordinary gains, net$05
Net income$8,277,0001,271
Minority interest net income$063
Net income of bank and minority interests.$8,277,0001,273
Net charge-offs$-36,0003,989
Cash dividends$2,833,0001,203
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,646,7201,253
2022-09-30 (YTD Data)Rank
Total interest income$19,882,0001,209
Total interest expense$1,067,0001,681
Net interest income$18,815,0001,172
Provision for loan and lease losses$02,835
Total noninterest income$2,276,0001,641
Gross Fiduciary activities income$799,000501
Service charges on deposit accounts$651,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$826,0002,271
Total noninterest expense$12,669,0001,347
Salaries and employee benefits$8,107,0001,245
Premises and equipment expense$1,224,0001,453
Additional noninterest expense$826,0002,271
Pre-tax net operating income$8,422,0001,158
Securities gains (losses)$-7,0003,702
Applicable income taxes$2,255,000838
Income before extraordinary items$6,160,0001,262
Extraordinary gains, net$04
Net income$6,160,0001,261
Minority interest net income$057
Net income of bank and minority interests.$6,160,0001,262
Net charge-offs$-28,0003,911
Cash dividends$2,100,0001,089
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,165,5301,288
2022-06-30 (YTD Data)Rank
Total interest income$12,784,0001,208
Total interest expense$607,0001,717
Net interest income$12,177,0001,172
Provision for loan and lease losses$02,599
Total noninterest income$1,511,0001,627
Gross Fiduciary activities income$518,000470
Service charges on deposit accounts$420,0001,153
Trading account gains and feesNANA
Additional Noninterest Income$573,0002,248
Total noninterest expense$8,357,0001,349
Salaries and employee benefits$5,316,0001,247
Premises and equipment expense$820,0001,435
Additional noninterest expense$2,221,0001,482
Pre-tax net operating income$5,331,0001,155
Securities gains (losses)$-7,0003,888
Applicable income taxes$1,424,000816
Income before extraordinary items$3,900,0001,255
Extraordinary gains, net$04
Net income$3,900,0001,255
Minority interest net income$060
Net income of bank and minority interests.$3,900,0001,255
Net charge-offs$-20,0003,883
Cash dividends$1,410,0001,101
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,905,5301,275
2022-03-31 (YTD Data)Rank
Total interest income$6,198,0001,204
Total interest expense$296,0001,699
Net interest income$5,902,0001,169
Provision for loan and lease losses$02,285
Total noninterest income$758,0001,635
Gross Fiduciary activities income$274,000469
Service charges on deposit accounts$206,0001,163
Trading account gains and feesNANA
Additional Noninterest Income$278,0002,262
Total noninterest expense$4,122,0001,358
Salaries and employee benefits$2,650,0001,249
Premises and equipment expense$401,0001,465
Additional noninterest expense$1,071,0001,498
Pre-tax net operating income$2,538,0001,139
Securities gains (losses)$-2,0004,032
Applicable income taxes$676,000820
Income before extraordinary items$1,860,0001,259
Extraordinary gains, net$04
Net income$1,860,0001,259
Minority interest net income$050
Net income of bank and minority interests.$1,860,0001,259
Net charge-offs$-10,0003,922
Cash dividends$763,000911
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,861,5801,269
2021-12-31 (YTD Data)Rank
Total interest income$25,955,0001,186
Total interest expense$1,291,0001,851
Net interest income$24,664,0001,143
Provision for loan and lease losses$03,064
Total noninterest income$2,952,0001,817
Gross Fiduciary activities income$1,074,000464
Service charges on deposit accounts$780,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$1,098,0002,534
Total noninterest expense$15,871,0001,384
Salaries and employee benefits$10,162,0001,282
Premises and equipment expense$1,640,0001,415
Additional noninterest expense$4,069,0001,567
Pre-tax net operating income$11,745,0001,141
Securities gains (losses)$32,0001,320
Applicable income taxes$3,170,000821
Income before extraordinary items$8,607,0001,276
Extraordinary gains, net$010
Net income$8,607,0001,275
Minority interest net income$074
Net income of bank and minority interests.$8,607,0001,276
Net charge-offs$-342,0004,664
Cash dividends$3,404,0001,077
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,581,7201,258
2021-09-30 (YTD Data)Rank
Total interest income$19,195,0001,228
Total interest expense$980,0001,916
Net interest income$18,215,0001,182
Provision for loan and lease losses$02,963
Total noninterest income$2,183,0001,881
Gross Fiduciary activities income$790,000467
Service charges on deposit accounts$576,0001,165
Trading account gains and feesNANA
Additional Noninterest Income$817,0002,585
Total noninterest expense$11,698,0001,410
Salaries and employee benefits$7,371,0001,322
Premises and equipment expense$1,248,0001,428
Additional noninterest expense$3,079,0001,559
Pre-tax net operating income$8,700,0001,198
Securities gains (losses)$35,0001,195
Applicable income taxes$2,360,000884
Income before extraordinary items$6,375,0001,331
Extraordinary gains, net$08
Net income$6,375,0001,331
Minority interest net income$069
Net income of bank and minority interests.$6,375,0001,331
Net charge-offs$-270,0004,719
Cash dividends$2,444,0001,016
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,347,3501,320
2021-06-30 (YTD Data)Rank
Total interest income$12,811,0001,222
Total interest expense$674,0001,949
Net interest income$12,137,0001,171
Provision for loan and lease losses$02,862
Total noninterest income$1,427,0001,849
Gross Fiduciary activities income$527,000462
Service charges on deposit accounts$374,0001,159
Trading account gains and feesNANA
Additional Noninterest Income$526,0002,585
Total noninterest expense$7,675,0001,424
Salaries and employee benefits$4,785,0001,343
Premises and equipment expense$833,0001,425
Additional noninterest expense$2,057,0001,539
Pre-tax net operating income$5,889,0001,162
Securities gains (losses)$-4,0004,571
Applicable income taxes$1,594,000866
Income before extraordinary items$4,291,0001,323
Extraordinary gains, net$06
Net income$4,291,0001,323
Minority interest net income$067
Net income of bank and minority interests.$4,291,0001,323
Net charge-offs$-261,0004,800
Cash dividends$1,553,0001,026
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,294,1601,296
2021-03-31 (YTD Data)Rank
Total interest income$6,612,0001,201
Total interest expense$365,0001,912
Net interest income$6,247,0001,136
Provision for loan and lease losses$02,741
Total noninterest income$692,0001,892
Gross Fiduciary activities income$252,000470
Service charges on deposit accounts$187,0001,157
Trading account gains and feesNANA
Additional Noninterest Income$253,0002,615
Total noninterest expense$3,816,0001,424
Salaries and employee benefits$2,358,0001,349
Premises and equipment expense$419,0001,437
Additional noninterest expense$1,039,0001,503
Pre-tax net operating income$3,123,0001,110
Securities gains (losses)$-4,0004,602
Applicable income taxes$850,000823
Income before extraordinary items$2,269,0001,268
Extraordinary gains, net$03
Net income$2,269,0001,268
Minority interest net income$055
Net income of bank and minority interests.$2,269,0001,268
Net charge-offs$-500,0004,931
Cash dividends$800,000881
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,272,1601,239
2020-12-31 (YTD Data)Rank
Total interest income$25,195,0001,224
Total interest expense$2,449,0001,729
Net interest income$22,746,0001,155
Provision for loan and lease losses$2,126,0001,003
Total noninterest income$2,829,0001,779
Gross Fiduciary activities income$949,000471
Service charges on deposit accounts$864,0001,077
Trading account gains and feesNANA
Additional Noninterest Income$1,016,0002,463
Total noninterest expense$15,621,0001,363
Salaries and employee benefits$9,914,0001,265
Premises and equipment expense$1,314,0001,679
Additional noninterest expense$4,393,0001,423
Pre-tax net operating income$7,828,0001,271
Securities gains (losses)$484,000610
Applicable income taxes$2,181,000890
Income before extraordinary items$6,131,0001,397
Extraordinary gains, net$04
Net income$6,131,0001,398
Minority interest net income$072
Net income of bank and minority interests.$6,131,0001,398
Net charge-offs$552,000913
Cash dividends$3,447,0001,013
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,748,6401,427
2020-09-30 (YTD Data)Rank
Total interest income$18,738,0001,233
Total interest expense$1,990,0001,705
Net interest income$16,748,0001,164
Provision for loan and lease losses$1,476,0001,076
Total noninterest income$2,082,0001,767
Gross Fiduciary activities income$706,000463
Service charges on deposit accounts$630,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$746,0002,433
Total noninterest expense$11,613,0001,360
Salaries and employee benefits$7,465,0001,250
Premises and equipment expense$932,0001,759
Additional noninterest expense$3,216,0001,432
Pre-tax net operating income$5,741,0001,261
Securities gains (losses)$459,000525
Applicable income taxes$1,631,000846
Income before extraordinary items$4,569,0001,359
Extraordinary gains, net$04
Net income$4,569,0001,359
Minority interest net income$065
Net income of bank and minority interests.$4,569,0001,359
Net charge-offs$91,0001,725
Cash dividends$2,495,000934
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,206,3901,414
2020-06-30 (YTD Data)Rank
Total interest income$12,269,0001,262
Total interest expense$1,432,0001,710
Net interest income$10,837,0001,189
Provision for loan and lease losses$876,0001,173
Total noninterest income$1,383,0001,698
Gross Fiduciary activities income$460,000466
Service charges on deposit accounts$433,0001,078
Trading account gains and feesNANA
Additional Noninterest Income$490,0002,392
Total noninterest expense$7,646,0001,368
Salaries and employee benefits$4,893,0001,262
Premises and equipment expense$608,0001,775
Additional noninterest expense$2,145,0001,419
Pre-tax net operating income$3,698,0001,234
Securities gains (losses)$446,000396
Applicable income taxes$1,091,000775
Income before extraordinary items$3,053,0001,284
Extraordinary gains, net$04
Net income$3,053,0001,284
Minority interest net income$065
Net income of bank and minority interests.$3,053,0001,284
Net charge-offs$97,0001,374
Cash dividends$1,743,000901
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,700,6601,394
2020-03-31 (YTD Data)Rank
Total interest income$5,990,0001,297
Total interest expense$785,0001,706
Net interest income$5,205,0001,203
Provision for loan and lease losses$138,0001,734
Total noninterest income$716,0001,571
Gross Fiduciary activities income$232,000474
Service charges on deposit accounts$263,0001,070
Trading account gains and feesNANA
Additional Noninterest Income$221,0002,326
Total noninterest expense$3,906,0001,349
Salaries and employee benefits$2,445,0001,254
Premises and equipment expense$314,0001,759
Additional noninterest expense$1,147,0001,358
Pre-tax net operating income$1,877,0001,107
Securities gains (losses)$432,000207
Applicable income taxes$620,000634
Income before extraordinary items$1,689,0001,076
Extraordinary gains, net$04
Net income$1,689,0001,074
Minority interest net income$056
Net income of bank and minority interests.$1,689,0001,076
Net charge-offs$-4,0004,126
Cash dividends$1,068,000778
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,347,7201,275
2019-12-31 (YTD Data)Rank
Total interest income$25,256,0001,254
Total interest expense$3,085,0001,765
Net interest income$22,171,0001,145
Provision for loan and lease losses$515,0001,450
Total noninterest income$2,737,0001,661
Gross Fiduciary activities income$940,000469
Service charges on deposit accounts$1,099,0001,060
Trading account gains and feesNANA
Additional Noninterest Income$698,0002,660
Total noninterest expense$14,892,0001,368
Salaries and employee benefits$9,500,0001,254
Premises and equipment expense$1,260,0001,735
Additional noninterest expense$4,132,0001,467
Pre-tax net operating income$9,501,0001,092
Securities gains (losses)$107,000902
Applicable income taxes$2,546,000775
Income before extraordinary items$7,062,0001,238
Extraordinary gains, net$011
Net income$7,062,0001,239
Minority interest net income$076
Net income of bank and minority interests.$7,062,0001,240
Net charge-offs$-61,0004,812
Cash dividends$3,395,0001,097
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,977,4701,221
2019-09-30 (YTD Data)Rank
Total interest income$19,027,0001,258
Total interest expense$2,254,0001,816
Net interest income$16,773,0001,145
Provision for loan and lease losses$465,0001,220
Total noninterest income$2,100,0001,628
Gross Fiduciary activities income$687,000471
Service charges on deposit accounts$840,0001,046
Trading account gains and feesNANA
Additional Noninterest Income$573,0002,567
Total noninterest expense$11,101,0001,379
Salaries and employee benefits$7,213,0001,247
Premises and equipment expense$944,0001,752
Additional noninterest expense$2,944,0001,522
Pre-tax net operating income$7,307,0001,097
Securities gains (losses)$107,000756
Applicable income taxes$1,967,000776
Income before extraordinary items$5,447,0001,226
Extraordinary gains, net$011
Net income$5,447,0001,228
Minority interest net income$072
Net income of bank and minority interests.$5,447,0001,228
Net charge-offs$-54,0004,843
Cash dividends$2,532,000998
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,362,4701,214
2019-06-30 (YTD Data)Rank
Total interest income$12,584,0001,259
Total interest expense$1,409,0001,883
Net interest income$11,175,0001,147
Provision for loan and lease losses$345,0001,112
Total noninterest income$1,451,0001,559
Gross Fiduciary activities income$455,000470
Service charges on deposit accounts$565,0001,019
Trading account gains and feesNANA
Additional Noninterest Income$431,0002,378
Total noninterest expense$7,448,0001,377
Salaries and employee benefits$4,805,0001,245
Premises and equipment expense$636,0001,749
Additional noninterest expense$2,007,0001,509
Pre-tax net operating income$4,833,0001,083
Securities gains (losses)$27,000937
Applicable income taxes$1,291,000758
Income before extraordinary items$3,569,0001,217
Extraordinary gains, net$011
Net income$3,569,0001,217
Minority interest net income$069
Net income of bank and minority interests.$3,569,0001,217
Net charge-offs$-55,0004,931
Cash dividends$1,709,000990
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,547,6701,198
2019-03-31 (YTD Data)Rank
Total interest income$6,235,0001,261
Total interest expense$655,0001,937
Net interest income$5,580,0001,153
Provision for loan and lease losses$225,000848
Total noninterest income$749,0001,493
Gross Fiduciary activities income$235,000470
Service charges on deposit accounts$298,000958
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,314
Total noninterest expense$3,780,0001,363
Salaries and employee benefits$2,473,0001,217
Premises and equipment expense$325,0001,739
Additional noninterest expense$982,0001,530
Pre-tax net operating income$2,324,0001,093
Securities gains (losses)$01,087
Applicable income taxes$616,000768
Income before extraordinary items$1,708,0001,237
Extraordinary gains, net$05
Net income$1,708,0001,236
Minority interest net income$052
Net income of bank and minority interests.$1,708,0001,236
Net charge-offs$-30,0004,969
Cash dividends$964,000869
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,708,0001,214
2018-12-31 (YTD Data)Rank
Total interest income$23,449,0001,256
Total interest expense$1,742,0002,122
Net interest income$21,707,0001,154
Provision for loan and lease losses$900,000959
Total noninterest income$2,925,0001,577
Gross Fiduciary activities income$947,000475
Service charges on deposit accounts$1,141,0001,041
Trading account gains and feesNANA
Additional Noninterest Income$837,0002,442
Total noninterest expense$14,238,0001,414
Salaries and employee benefits$8,892,0001,299
Premises and equipment expense$1,443,0001,558
Additional noninterest expense$3,903,0001,533
Pre-tax net operating income$9,494,0001,083
Securities gains (losses)$-211,0005,162
Applicable income taxes$2,471,000753
Income before extraordinary items$6,812,0001,246
Extraordinary gains, net$06
Net income$6,812,0001,244
Minority interest net income$072
Net income of bank and minority interests.$6,812,0001,245
Net charge-offs$429,0001,054
Cash dividends$4,324,000821
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,978,6901,218
2018-09-30 (YTD Data)Rank
Total interest income$17,285,0001,267
Total interest expense$1,148,0002,240
Net interest income$16,137,0001,156
Provision for loan and lease losses$700,000861
Total noninterest income$2,380,0001,495
Gross Fiduciary activities income$675,000476
Service charges on deposit accounts$842,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$863,0002,110
Total noninterest expense$10,687,0001,420
Salaries and employee benefits$6,682,0001,292
Premises and equipment expense$1,105,0001,543
Additional noninterest expense$2,900,0001,555
Pre-tax net operating income$7,130,0001,087
Securities gains (losses)$-211,0005,328
Applicable income taxes$1,848,000766
Income before extraordinary items$5,071,0001,256
Extraordinary gains, net$05
Net income$5,071,0001,254
Minority interest net income$066
Net income of bank and minority interests.$5,071,0001,255
Net charge-offs$312,000973
Cash dividends$3,698,000688
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,237,6901,220
2018-06-30 (YTD Data)Rank
Total interest income$11,220,0001,284
Total interest expense$682,0002,329
Net interest income$10,538,0001,174
Provision for loan and lease losses$500,000813
Total noninterest income$1,633,0001,472
Gross Fiduciary activities income$435,000484
Service charges on deposit accounts$565,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$633,0001,990
Total noninterest expense$7,129,0001,422
Salaries and employee benefits$4,417,0001,311
Premises and equipment expense$756,0001,517
Additional noninterest expense$1,956,0001,538
Pre-tax net operating income$4,542,0001,107
Securities gains (losses)$0961
Applicable income taxes$1,216,000766
Income before extraordinary items$3,326,0001,243
Extraordinary gains, net$06
Net income$3,326,0001,242
Minority interest net income$065
Net income of bank and minority interests.$3,326,0001,242
Net charge-offs$385,000622
Cash dividends$1,283,0001,101
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,326,0001,239
2018-03-31 (YTD Data)Rank
Total interest income$5,566,0001,272
Total interest expense$316,0002,376
Net interest income$5,250,0001,179
Provision for loan and lease losses$300,000673
Total noninterest income$916,0001,345
Gross Fiduciary activities income$221,000492
Service charges on deposit accounts$259,0001,145
Trading account gains and feesNANA
Additional Noninterest Income$436,0001,622
Total noninterest expense$3,631,0001,405
Salaries and employee benefits$2,270,0001,290
Premises and equipment expense$396,0001,460
Additional noninterest expense$965,0001,557
Pre-tax net operating income$2,235,0001,096
Securities gains (losses)$0735
Applicable income taxes$600,000751
Income before extraordinary items$1,635,0001,243
Extraordinary gains, net$07
Net income$1,635,0001,243
Minority interest net income$052
Net income of bank and minority interests.$1,635,0001,243
Net charge-offs$-10,0004,740
Cash dividends$577,0001,087
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,635,0001,231
2017-12-31 (YTD Data)Rank
Total interest income$20,608,0001,314
Total interest expense$873,0002,792
Net interest income$19,735,0001,231
Provision for loan and lease losses$325,0001,888
Total noninterest income$3,092,0001,550
Gross Fiduciary activities income$855,000481
Service charges on deposit accounts$1,118,0001,080
Trading account gains and feesNANA
Additional Noninterest Income$1,119,0002,155
Total noninterest expense$14,117,0001,414
Salaries and employee benefits$8,348,0001,355
Premises and equipment expense$1,579,0001,443
Additional noninterest expense$4,190,0001,457
Pre-tax net operating income$8,385,0001,138
Securities gains (losses)$-4,0004,949
Applicable income taxes$3,338,000890
Income before extraordinary items$5,043,0001,332
Extraordinary gains, net$09
Net income$5,043,0001,332
Minority interest net income$076
Net income of bank and minority interests.$5,043,0001,332
Net charge-offs$497,0001,095
Cash dividends$1,797,0001,543
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,045,5601,323
2017-09-30 (YTD Data)Rank
Total interest income$15,182,0001,336
Total interest expense$615,0002,880
Net interest income$14,567,0001,247
Provision for loan and lease losses$250,0001,804
Total noninterest income$2,311,0001,570
Gross Fiduciary activities income$587,000505
Service charges on deposit accounts$843,0001,086
Trading account gains and feesNANA
Additional Noninterest Income$881,0002,123
Total noninterest expense$10,364,0001,450
Salaries and employee benefits$6,193,0001,371
Premises and equipment expense$1,200,0001,432
Additional noninterest expense$2,971,0001,519
Pre-tax net operating income$6,264,0001,170
Securities gains (losses)$-4,0005,286
Applicable income taxes$2,278,000848
Income before extraordinary items$3,982,0001,379
Extraordinary gains, net$09
Net income$3,982,0001,379
Minority interest net income$071
Net income of bank and minority interests.$3,982,0001,379
Net charge-offs$435,000893
Cash dividends$1,313,0001,431
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,984,5601,360
2017-06-30 (YTD Data)Rank
Total interest income$9,891,0001,355
Total interest expense$390,0002,915
Net interest income$9,501,0001,272
Provision for loan and lease losses$25,0003,303
Total noninterest income$1,380,0001,678
Gross Fiduciary activities income$378,000512
Service charges on deposit accounts$537,0001,117
Trading account gains and feesNANA
Additional Noninterest Income$465,0002,410
Total noninterest expense$6,912,0001,455
Salaries and employee benefits$4,073,0001,391
Premises and equipment expense$786,0001,459
Additional noninterest expense$2,053,0001,484
Pre-tax net operating income$3,944,0001,207
Securities gains (losses)$-1,0005,255
Applicable income taxes$1,425,000863
Income before extraordinary items$2,518,0001,419
Extraordinary gains, net$011
Net income$2,518,0001,419
Minority interest net income$071
Net income of bank and minority interests.$2,518,0001,420
Net charge-offs$516,000551
Cash dividends$875,0001,453
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,518,6401,402
2017-03-31 (YTD Data)Rank
Total interest income$4,851,0001,366
Total interest expense$184,0003,012
Net interest income$4,667,0001,273
Provision for loan and lease losses$03,537
Total noninterest income$693,0001,664
Gross Fiduciary activities income$196,000509
Service charges on deposit accounts$258,0001,159
Trading account gains and feesNANA
Additional Noninterest Income$239,0002,368
Total noninterest expense$3,462,0001,452
Salaries and employee benefits$2,019,0001,419
Premises and equipment expense$387,0001,508
Additional noninterest expense$1,056,0001,426
Pre-tax net operating income$1,898,0001,225
Securities gains (losses)$-1,0005,454
Applicable income taxes$687,000862
Income before extraordinary items$1,210,0001,455
Extraordinary gains, net$08
Net income$1,210,0001,455
Minority interest net income$055
Net income of bank and minority interests.$1,210,0001,455
Net charge-offs$584,000304
Cash dividends$438,0001,334
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,210,6401,438
2016-12-31 (YTD Data)Rank
Total interest income$18,341,0001,390
Total interest expense$636,0003,215
Net interest income$17,705,0001,303
Provision for loan and lease losses$04,332
Total noninterest income$2,807,0001,723
Gross Fiduciary activities income$862,000483
Service charges on deposit accounts$1,009,0001,203
Trading account gains and fees$0170
Additional Noninterest Income$936,0002,467
Total noninterest expense$13,448,0001,462
Salaries and employee benefits$7,682,0001,421
Premises and equipment expense$1,480,0001,548
Additional noninterest expense$4,286,0001,433
Pre-tax net operating income$7,064,0001,235
Securities gains (losses)$83,0001,483
Applicable income taxes$2,562,000878
Income before extraordinary items$4,585,0001,485
Extraordinary gains, net$05
Net income$4,585,0001,484
Minority interest net income$082
Net income of bank and minority interests.$4,585,0001,484
Net charge-offs$159,0002,165
Cash dividends$1,837,0001,518
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,531,8801,469
2016-09-30 (YTD Data)Rank
Total interest income$13,548,0001,410
Total interest expense$466,0003,263
Net interest income$13,082,0001,324
Provision for loan and lease losses$04,186
Total noninterest income$2,121,0001,707
Gross Fiduciary activities income$662,000478
Service charges on deposit accounts$753,0001,200
Trading account gains and fees$0169
Additional Noninterest Income$706,0002,474
Total noninterest expense$9,901,0001,487
Salaries and employee benefits$5,763,0001,410
Premises and equipment expense$1,107,0001,557
Additional noninterest expense$3,031,0001,524
Pre-tax net operating income$5,302,0001,251
Securities gains (losses)$83,0001,398
Applicable income taxes$1,931,000885
Income before extraordinary items$3,454,0001,501
Extraordinary gains, net$05
Net income$3,454,0001,500
Minority interest net income$071
Net income of bank and minority interests.$3,454,0001,501
Net charge-offs$56,0002,501
Cash dividends$1,446,0001,314
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,400,8801,482
2016-06-30 (YTD Data)Rank
Total interest income$8,937,0001,423
Total interest expense$306,0003,303
Net interest income$8,631,0001,341
Provision for loan and lease losses$04,017
Total noninterest income$1,388,0001,710
Gross Fiduciary activities income$430,000488
Service charges on deposit accounts$513,0001,163
Trading account gains and fees$0157
Additional Noninterest Income$445,0002,525
Total noninterest expense$6,607,0001,493
Salaries and employee benefits$3,816,0001,424
Premises and equipment expense$749,0001,523
Additional noninterest expense$2,042,0001,512
Pre-tax net operating income$3,412,0001,285
Securities gains (losses)$83,0001,095
Applicable income taxes$1,254,000899
Income before extraordinary items$2,241,0001,525
Extraordinary gains, net$016
Net income$2,241,0001,524
Minority interest net income$071
Net income of bank and minority interests.$2,241,0001,525
Net charge-offs$-24,0005,269
Cash dividends$973,0001,355
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,187,8801,508
2016-03-31 (YTD Data)Rank
Total interest income$4,419,0001,430
Total interest expense$152,0003,351
Net interest income$4,267,0001,349
Provision for loan and lease losses$03,656
Total noninterest income$676,0001,708
Gross Fiduciary activities income$203,000498
Service charges on deposit accounts$247,0001,203
Trading account gains and fees$0142
Additional Noninterest Income$226,0002,470
Total noninterest expense$3,294,0001,486
Salaries and employee benefits$1,932,0001,415
Premises and equipment expense$383,0001,505
Additional noninterest expense$979,0001,553
Pre-tax net operating income$1,649,0001,296
Securities gains (losses)$83,000610
Applicable income taxes$624,000889
Income before extraordinary items$1,108,0001,493
Extraordinary gains, net$012
Net income$1,108,0001,494
Minority interest net income$062
Net income of bank and minority interests.$1,108,0001,494
Net charge-offs$-13,0005,298
Cash dividends$627,0001,043
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,054,8801,511
2015-12-31 (YTD Data)Rank
Total interest income$17,008,0001,453
Total interest expense$606,0003,368
Net interest income$16,402,0001,362
Provision for loan and lease losses$04,380
Total noninterest income$3,099,0001,569
Gross Fiduciary activities income$867,000491
Service charges on deposit accounts$1,154,0001,076
Trading account gains and fees$0159
Additional Noninterest Income$1,078,0002,279
Total noninterest expense$13,605,0001,429
Salaries and employee benefits$7,236,0001,473
Premises and equipment expense$1,526,0001,510
Additional noninterest expense$4,843,0001,305
Pre-tax net operating income$5,896,0001,382
Securities gains (losses)$2,0003,028
Applicable income taxes$2,091,000978
Income before extraordinary items$3,807,0001,666
Extraordinary gains, net$023
Net income$3,807,0001,667
Minority interest net income$081
Net income of bank and minority interests.$3,807,0001,668
Net charge-offs$372,0001,422
Cash dividends$928,0002,234
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,805,7001,636
2015-09-30 (YTD Data)Rank
Total interest income$12,615,0001,477
Total interest expense$452,0003,428
Net interest income$12,163,0001,387
Provision for loan and lease losses$300,0001,503
Total noninterest income$2,400,0001,550
Gross Fiduciary activities income$640,000495
Service charges on deposit accounts$887,0001,060
Trading account gains and fees$0153
Additional Noninterest Income$873,0002,194
Total noninterest expense$9,921,0001,479
Salaries and employee benefits$5,406,0001,481
Premises and equipment expense$1,154,0001,508
Additional noninterest expense$3,361,0001,393
Pre-tax net operating income$4,342,0001,434
Securities gains (losses)$2,0002,829
Applicable income taxes$1,540,0001,012
Income before extraordinary items$2,804,0001,727
Extraordinary gains, net$021
Net income$2,804,0001,729
Minority interest net income$078
Net income of bank and minority interests.$2,804,0001,730
Net charge-offs$181,0001,644
Cash dividends$673,0002,038
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,802,7001,684
2015-06-30 (YTD Data)Rank
Total interest income$8,348,0001,488
Total interest expense$301,0003,443
Net interest income$8,047,0001,398
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,646,0001,511
Gross Fiduciary activities income$426,000499
Service charges on deposit accounts$579,0001,062
Trading account gains and fees$0157
Additional Noninterest Income$641,0002,079
Total noninterest expense$6,445,0001,522
Salaries and employee benefits$3,599,0001,487
Premises and equipment expense$769,0001,520
Additional noninterest expense$2,077,0001,487
Pre-tax net operating income$2,948,0001,399
Securities gains (losses)$2,0002,428
Applicable income taxes$1,051,000988
Income before extraordinary items$1,899,0001,688
Extraordinary gains, net$022
Net income$1,899,0001,692
Minority interest net income$075
Net income of bank and minority interests.$1,899,0001,692
Net charge-offs$142,0001,414
Cash dividends$417,0002,107
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,897,7201,639
2015-03-31 (YTD Data)Rank
Total interest income$4,127,0001,506
Total interest expense$151,0003,458
Net interest income$3,976,0001,415
Provision for loan and lease losses$200,000888
Total noninterest income$771,0001,552
Gross Fiduciary activities income$242,000480
Service charges on deposit accounts$282,0001,073
Trading account gains and fees$0152
Additional Noninterest Income$247,0002,369
Total noninterest expense$3,143,0001,544
Salaries and employee benefits$1,771,0001,521
Premises and equipment expense$401,0001,489
Additional noninterest expense$971,0001,566
Pre-tax net operating income$1,404,0001,415
Securities gains (losses)$2,0001,821
Applicable income taxes$498,0001,015
Income before extraordinary items$908,0001,735
Extraordinary gains, net$013
Net income$908,0001,737
Minority interest net income$064
Net income of bank and minority interests.$908,0001,737
Net charge-offs$-20,0005,678
Cash dividends$209,0001,812
Sale, conversion, retirement of capital stock, net$0697
Net operating income$906,7001,676
2014-12-31 (YTD Data)Rank
Total interest income$15,764,0001,572
Total interest expense$626,0003,523
Net interest income$15,138,0001,458
Provision for loan and lease losses$04,603
Total noninterest income$3,093,0001,535
Gross Fiduciary activities income$888,000494
Service charges on deposit accounts$1,267,0001,043
Trading account gains and fees$0180
Additional Noninterest Income$938,0002,406
Total noninterest expense$13,590,0001,413
Salaries and employee benefits$6,901,0001,509
Premises and equipment expense$1,652,0001,445
Additional noninterest expense$5,037,0001,295
Pre-tax net operating income$4,641,0001,624
Securities gains (losses)$31,0002,055
Applicable income taxes$1,708,0001,100
Income before extraordinary items$2,964,0002,039
Extraordinary gains, net$017
Net income$2,964,0002,039
Minority interest net income$084
Net income of bank and minority interests.$2,964,0002,038
Net charge-offs$928,000963
Cash dividends$469,0002,933
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,944,1602,004
2014-09-30 (YTD Data)Rank
Total interest income$11,626,0001,613
Total interest expense$469,0003,581
Net interest income$11,157,0001,490
Provision for loan and lease losses$04,401
Total noninterest income$2,296,0001,551
Gross Fiduciary activities income$630,000504
Service charges on deposit accounts$958,0001,045
Trading account gains and fees$0174
Additional Noninterest Income$708,0002,420
Total noninterest expense$10,264,0001,411
Salaries and employee benefits$5,386,0001,463
Premises and equipment expense$1,257,0001,420
Additional noninterest expense$3,621,0001,338
Pre-tax net operating income$3,189,0001,758
Securities gains (losses)$25,0001,897
Applicable income taxes$1,151,0001,179
Income before extraordinary items$2,063,0002,175
Extraordinary gains, net$015
Net income$2,063,0002,175
Minority interest net income$081
Net income of bank and minority interests.$2,063,0002,174
Net charge-offs$565,0001,049
Cash dividends$325,0002,664
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,047,0002,137
2014-06-30 (YTD Data)Rank
Total interest income$7,560,0001,649
Total interest expense$310,0003,654
Net interest income$7,250,0001,520
Provision for loan and lease losses$04,196
Total noninterest income$1,485,0001,562
Gross Fiduciary activities income$420,000507
Service charges on deposit accounts$617,0001,069
Trading account gains and fees$0172
Additional Noninterest Income$448,0002,462
Total noninterest expense$6,672,0001,440
Salaries and employee benefits$3,487,0001,495
Premises and equipment expense$862,0001,383
Additional noninterest expense$2,323,0001,384
Pre-tax net operating income$2,063,0001,774
Securities gains (losses)$25,0001,545
Applicable income taxes$748,0001,185
Income before extraordinary items$1,340,0002,166
Extraordinary gains, net$020
Net income$1,340,0002,170
Minority interest net income$080
Net income of bank and minority interests.$1,340,0002,169
Net charge-offs$569,000789
Cash dividends$186,0002,789
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,324,0002,137
2014-03-31 (YTD Data)Rank
Total interest income$3,731,0001,668
Total interest expense$152,0003,759
Net interest income$3,579,0001,537
Provision for loan and lease losses$03,817
Total noninterest income$732,0001,541
Gross Fiduciary activities income$224,000491
Service charges on deposit accounts$281,0001,145
Trading account gains and fees$0147
Additional Noninterest Income$227,0002,379
Total noninterest expense$3,378,0001,439
Salaries and employee benefits$1,762,0001,492
Premises and equipment expense$445,0001,375
Additional noninterest expense$1,171,0001,356
Pre-tax net operating income$933,0001,867
Securities gains (losses)$15,0001,042
Applicable income taxes$338,0001,230
Income before extraordinary items$610,0002,245
Extraordinary gains, net$016
Net income$610,0002,247
Minority interest net income$066
Net income of bank and minority interests.$610,0002,247
Net charge-offs$433,000558
Cash dividends$93,0002,309
Sale, conversion, retirement of capital stock, net$0747
Net operating income$600,4002,228
2013-12-31 (YTD Data)Rank
Total interest income$15,064,0001,655
Total interest expense$674,0003,835
Net interest income$14,390,0001,510
Provision for loan and lease losses$781,0001,355
Total noninterest income$2,943,0001,629
Gross Fiduciary activities income$829,000495
Service charges on deposit accounts$1,140,0001,193
Trading account gains and fees$0184
Additional Noninterest Income$974,0002,416
Total noninterest expense$13,335,0001,467
Salaries and employee benefits$6,754,0001,536
Premises and equipment expense$1,609,0001,477
Additional noninterest expense$4,972,0001,351
Pre-tax net operating income$3,217,0002,059
Securities gains (losses)$71,0001,559
Applicable income taxes$1,114,0001,378
Income before extraordinary items$2,174,0002,455
Extraordinary gains, net$029
Net income$2,174,0002,459
Minority interest net income$090
Net income of bank and minority interests.$2,174,0002,458
Net charge-offs$1,915,000772
Cash dividends$5,0004,335
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,127,1402,428
2013-09-30 (YTD Data)Rank
Total interest income$11,276,0001,672
Total interest expense$513,0003,883
Net interest income$10,763,0001,516
Provision for loan and lease losses$936,000932
Total noninterest income$2,134,0001,707
Gross Fiduciary activities income$624,000494
Service charges on deposit accounts$846,0001,212
Trading account gains and fees$0180
Additional Noninterest Income$664,0002,585
Total noninterest expense$9,953,0001,478
Salaries and employee benefits$5,052,0001,539
Premises and equipment expense$1,203,0001,498
Additional noninterest expense$3,698,0001,350
Pre-tax net operating income$2,008,0002,412
Securities gains (losses)$70,0001,441
Applicable income taxes$676,0001,607
Income before extraordinary items$1,402,0002,787
Extraordinary gains, net$025
Net income$1,402,0002,791
Minority interest net income$084
Net income of bank and minority interests.$1,402,0002,791
Net charge-offs$1,940,000608
Cash dividends$5,0003,761
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,355,1002,771
2013-06-30 (YTD Data)Rank
Total interest income$7,517,0001,671
Total interest expense$350,0003,898
Net interest income$7,167,0001,502
Provision for loan and lease losses$936,000714
Total noninterest income$1,385,0001,753
Gross Fiduciary activities income$419,000494
Service charges on deposit accounts$518,0001,295
Trading account gains and fees$0157
Additional Noninterest Income$448,0002,629
Total noninterest expense$6,587,0001,489
Salaries and employee benefits$3,393,0001,527
Premises and equipment expense$815,0001,480
Additional noninterest expense$2,379,0001,393
Pre-tax net operating income$1,029,0002,838
Securities gains (losses)$69,0001,327
Applicable income taxes$332,0001,917
Income before extraordinary items$766,0003,151
Extraordinary gains, net$022
Net income$766,0003,153
Minority interest net income$082
Net income of bank and minority interests.$766,0003,154
Net charge-offs$1,325,000634
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$717,7003,171
2013-03-31 (YTD Data)Rank
Total interest income$3,718,0001,699
Total interest expense$181,0003,913
Net interest income$3,537,0001,538
Provision for loan and lease losses$600,000594
Total noninterest income$671,0001,789
Gross Fiduciary activities income$222,000490
Service charges on deposit accounts$259,0001,290
Trading account gains and fees$0148
Additional Noninterest Income$190,0002,852
Total noninterest expense$3,329,0001,489
Salaries and employee benefits$1,675,0001,571
Premises and equipment expense$410,0001,484
Additional noninterest expense$1,244,0001,322
Pre-tax net operating income$279,0003,931
Securities gains (losses)$55,000878
Applicable income taxes$79,0002,614
Income before extraordinary items$255,0003,854
Extraordinary gains, net$010
Net income$255,0003,853
Minority interest net income$076
Net income of bank and minority interests.$255,0003,856
Net charge-offs$554,000721
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$213,2004,069
2012-12-31 (YTD Data)Rank
Total interest income$15,881,0001,670
Total interest expense$940,0003,761
Net interest income$14,941,0001,469
Provision for loan and lease losses$5,570,000468
Total noninterest income$2,812,0001,716
Gross Fiduciary activities income$804,000504
Service charges on deposit accounts$1,148,0001,240
Trading account gains and fees$0166
Additional Noninterest Income$860,0002,574
Total noninterest expense$14,638,0001,354
Salaries and employee benefits$6,676,0001,525
Premises and equipment expense$1,590,0001,497
Additional noninterest expense$6,372,0001,084
Pre-tax net operating income$-2,455,0006,843
Securities gains (losses)$965,000539
Applicable income taxes$-875,0006,951
Income before extraordinary items$-615,0006,624
Extraordinary gains, net$029
Net income$-615,0006,618
Minority interest net income$093
Net income of bank and minority interests.$-615,0006,620
Net charge-offs$5,843,000512
Cash dividends$5,0004,350
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,232,6006,717
2012-09-30 (YTD Data)Rank
Total interest income$11,998,0001,683
Total interest expense$737,0003,776
Net interest income$11,261,0001,481
Provision for loan and lease losses$5,100,000397
Total noninterest income$2,120,0001,714
Gross Fiduciary activities income$603,000499
Service charges on deposit accounts$868,0001,235
Trading account gains and fees$0157
Additional Noninterest Income$649,0002,566
Total noninterest expense$11,043,0001,349
Salaries and employee benefits$5,417,0001,404
Premises and equipment expense$1,176,0001,527
Additional noninterest expense$4,450,0001,158
Pre-tax net operating income$-2,762,0007,030
Securities gains (losses)$965,000411
Applicable income taxes$-949,0007,087
Income before extraordinary items$-848,0006,846
Extraordinary gains, net$020
Net income$-848,0006,844
Minority interest net income$086
Net income of bank and minority interests.$-848,0006,845
Net charge-offs$5,393,000435
Cash dividends$5,0003,753
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,465,6006,920
2012-06-30 (YTD Data)Rank
Total interest income$8,058,0001,687
Total interest expense$511,0003,772
Net interest income$7,547,0001,478
Provision for loan and lease losses$4,000,000361
Total noninterest income$1,363,0001,745
Gross Fiduciary activities income$381,000510
Service charges on deposit accounts$575,0001,229
Trading account gains and fees$0153
Additional Noninterest Income$407,0002,624
Total noninterest expense$7,649,0001,306
Salaries and employee benefits$3,704,0001,393
Premises and equipment expense$797,0001,491
Additional noninterest expense$3,148,0001,097
Pre-tax net operating income$-2,739,0007,131
Securities gains (losses)$556,000484
Applicable income taxes$-1,044,0007,168
Income before extraordinary items$-1,139,0007,024
Extraordinary gains, net$019
Net income$-1,139,0007,023
Minority interest net income$084
Net income of bank and minority interests.$-1,139,0007,024
Net charge-offs$3,942,000408
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,494,8407,051
2012-03-31 (YTD Data)Rank
Total interest income$4,033,0001,699
Total interest expense$273,0003,719
Net interest income$3,760,0001,484
Provision for loan and lease losses$2,750,000268
Total noninterest income$670,0001,767
Gross Fiduciary activities income$203,000501
Service charges on deposit accounts$267,0001,318
Trading account gains and fees$0148
Additional Noninterest Income$200,0002,660
Total noninterest expense$3,679,0001,344
Salaries and employee benefits$1,871,0001,384
Premises and equipment expense$420,0001,424
Additional noninterest expense$1,388,0001,213
Pre-tax net operating income$-1,999,0007,239
Securities gains (losses)$02,210
Applicable income taxes$-894,0007,268
Income before extraordinary items$-1,105,0007,179
Extraordinary gains, net$019
Net income$-1,105,0007,179
Minority interest net income$078
Net income of bank and minority interests.$-1,105,0007,179
Net charge-offs$2,716,000311
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,105,0007,171
2011-12-31 (YTD Data)Rank
Total interest income$16,882,0001,678
Total interest expense$1,557,0003,355
Net interest income$15,325,0001,451
Provision for loan and lease losses$5,225,000760
Total noninterest income$2,665,0001,639
Gross Fiduciary activities income$773,000459
Service charges on deposit accounts$1,164,0001,268
Trading account gains and fees$0146
Additional Noninterest Income$728,0002,579
Total noninterest expense$13,690,0001,418
Salaries and employee benefits$7,078,0001,394
Premises and equipment expense$1,326,0001,876
Additional noninterest expense$5,286,0001,315
Pre-tax net operating income$-925,0006,557
Securities gains (losses)$220,0001,375
Applicable income taxes$-742,0007,129
Income before extraordinary items$37,0006,056
Extraordinary gains, net$029
Net income$37,0006,058
Minority interest net income$096
Net income of bank and minority interests.$37,0006,058
Net charge-offs$4,131,000934
Cash dividends$5,0004,190
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-103,8006,181
2011-09-30 (YTD Data)Rank
Total interest income$12,617,0001,699
Total interest expense$1,229,0003,343
Net interest income$11,388,0001,467
Provision for loan and lease losses$3,575,000806
Total noninterest income$2,025,0001,599
Gross Fiduciary activities income$583,000449
Service charges on deposit accounts$890,0001,241
Trading account gains and fees$0145
Additional Noninterest Income$552,0002,547
Total noninterest expense$10,093,0001,447
Salaries and employee benefits$5,280,0001,406
Premises and equipment expense$905,0002,066
Additional noninterest expense$3,908,0001,322
Pre-tax net operating income$-255,0006,429
Securities gains (losses)$280,000960
Applicable income taxes$-350,0007,166
Income before extraordinary items$375,0004,761
Extraordinary gains, net$021
Net income$375,0004,762
Minority interest net income$087
Net income of bank and minority interests.$375,0004,762
Net charge-offs$2,446,0001,065
Cash dividends$5,0003,597
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$95,0005,803
2011-06-30 (YTD Data)Rank
Total interest income$8,433,0001,714
Total interest expense$853,0003,341
Net interest income$7,580,0001,470
Provision for loan and lease losses$1,175,0001,363
Total noninterest income$1,339,0001,609
Gross Fiduciary activities income$384,000464
Service charges on deposit accounts$583,0001,244
Trading account gains and fees$0153
Additional Noninterest Income$372,0002,543
Total noninterest expense$6,436,0001,531
Salaries and employee benefits$3,438,0001,449
Premises and equipment expense$531,0002,337
Additional noninterest expense$2,467,0001,423
Pre-tax net operating income$1,308,0002,081
Securities gains (losses)$52,0001,570
Applicable income taxes$276,0001,889
Income before extraordinary items$1,084,0002,124
Extraordinary gains, net$015
Net income$1,084,0002,125
Minority interest net income$089
Net income of bank and minority interests.$1,084,0002,125
Net charge-offs$1,292,0001,253
Cash dividends$5,0003,352
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,042,4002,127
2011-03-31 (YTD Data)Rank
Total interest income$4,220,0001,725
Total interest expense$449,0003,320
Net interest income$3,771,0001,480
Provision for loan and lease losses$525,0001,380
Total noninterest income$663,0001,629
Gross Fiduciary activities income$186,000475
Service charges on deposit accounts$291,0001,215
Trading account gains and fees$0158
Additional Noninterest Income$186,0002,576
Total noninterest expense$3,277,0001,506
Salaries and employee benefits$1,757,0001,441
Premises and equipment expense$272,0002,312
Additional noninterest expense$1,248,0001,397
Pre-tax net operating income$632,0002,129
Securities gains (losses)$01,772
Applicable income taxes$154,0001,775
Income before extraordinary items$478,0002,336
Extraordinary gains, net$09
Net income$478,0002,335
Minority interest net income$086
Net income of bank and minority interests.$478,0002,336
Net charge-offs$657,0001,131
Cash dividends$5,0002,540
Sale, conversion, retirement of capital stock, net$0925
Net operating income$478,0002,285
2010-12-31 (YTD Data)Rank
Total interest income$18,265,0001,658
Total interest expense$2,719,0002,806
Net interest income$15,546,0001,438
Provision for loan and lease losses$3,485,0001,459
Total noninterest income$2,901,0001,592
Gross Fiduciary activities income$749,000463
Service charges on deposit accounts$1,117,0001,366
Trading account gains and fees$0175
Additional Noninterest Income$1,035,0002,142
Total noninterest expense$12,876,0001,537
Salaries and employee benefits$6,465,0001,521
Premises and equipment expense$1,059,0002,354
Additional noninterest expense$5,352,0001,354
Pre-tax net operating income$2,086,0002,164
Securities gains (losses)$769,000613
Applicable income taxes$700,0001,565
Income before extraordinary items$2,155,0001,894
Extraordinary gains, net$029
Net income$2,155,0001,895
Minority interest net income$0111
Net income of bank and minority interests.$2,155,0001,896
Net charge-offs$2,796,0001,532
Cash dividends$6,0004,172
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,578,2502,320
2010-09-30 (YTD Data)Rank
Total interest income$13,781,0001,680
Total interest expense$2,182,0002,769
Net interest income$11,599,0001,466
Provision for loan and lease losses$2,735,0001,345
Total noninterest income$1,983,0001,698
Gross Fiduciary activities income$569,000455
Service charges on deposit accounts$837,0001,401
Trading account gains and fees$0165
Additional Noninterest Income$577,0002,533
Total noninterest expense$9,690,0001,518
Salaries and employee benefits$4,849,0001,522
Premises and equipment expense$1,072,0001,808
Additional noninterest expense$3,769,0001,406
Pre-tax net operating income$1,157,0002,848
Securities gains (losses)$189,0001,415
Applicable income taxes$216,0002,471
Income before extraordinary items$1,130,0002,666
Extraordinary gains, net$023
Net income$1,130,0002,664
Minority interest net income$0110
Net income of bank and minority interests.$1,130,0002,668
Net charge-offs$1,926,0001,542
Cash dividends$5,0003,683
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$971,2402,808
2010-06-30 (YTD Data)Rank
Total interest income$9,210,0001,699
Total interest expense$1,551,0002,709
Net interest income$7,659,0001,485
Provision for loan and lease losses$1,435,0001,563
Total noninterest income$1,314,0001,656
Gross Fiduciary activities income$361,000473
Service charges on deposit accounts$564,0001,389
Trading account gains and fees$0152
Additional Noninterest Income$389,0002,452
Total noninterest expense$6,707,0001,476
Salaries and employee benefits$3,207,0001,536
Premises and equipment expense$727,0001,802
Additional noninterest expense$2,773,0001,293
Pre-tax net operating income$831,0002,729
Securities gains (losses)$153,0001,120
Applicable income taxes$173,0002,272
Income before extraordinary items$811,0002,485
Extraordinary gains, net$019
Net income$811,0002,481
Minority interest net income$0105
Net income of bank and minority interests.$811,0002,484
Net charge-offs$1,402,0001,429
Cash dividends$5,0003,452
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$685,5402,711
2010-03-31 (YTD Data)Rank
Total interest income$4,689,0001,721
Total interest expense$838,0002,667
Net interest income$3,851,0001,489
Provision for loan and lease losses$585,0001,678
Total noninterest income$643,0001,703
Gross Fiduciary activities income$178,000484
Service charges on deposit accounts$278,0001,413
Trading account gains and fees$0175
Additional Noninterest Income$187,0002,498
Total noninterest expense$3,734,0001,345
Salaries and employee benefits$1,640,0001,521
Premises and equipment expense$376,0001,803
Additional noninterest expense$1,718,0001,018
Pre-tax net operating income$175,0004,307
Securities gains (losses)$49,0001,156
Applicable income taxes$-18,0007,177
Income before extraordinary items$242,0003,554
Extraordinary gains, net$016
Net income$242,0003,550
Minority interest net income$091
Net income of bank and minority interests.$242,0003,553
Net charge-offs$835,0001,168
Cash dividends$5,0002,619
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$193,0003,844
2009-12-31 (YTD Data)Rank
Total interest income$19,130,0001,790
Total interest expense$5,639,0002,026
Net interest income$13,491,0001,668
Provision for loan and lease losses$4,705,0001,488
Total noninterest income$2,415,0001,875
Gross Fiduciary activities income$646,000485
Service charges on deposit accounts$1,275,0001,351
Trading account gains and fees$0211
Additional Noninterest Income$494,0003,218
Total noninterest expense$11,920,0001,707
Salaries and employee benefits$6,303,0001,566
Premises and equipment expense$1,512,0001,798
Additional noninterest expense$4,105,0001,811
Pre-tax net operating income$-719,0006,124
Securities gains (losses)$346,0001,112
Applicable income taxes$-531,0007,058
Income before extraordinary items$158,0004,959
Extraordinary gains, net$034
Net income$158,0004,960
Minority interest net income$0115
Net income of bank and minority interests.$158,0004,960
Net charge-offs$2,884,0001,649
Cash dividends$466,0002,643
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-63,4405,626
2009-09-30 (YTD Data)Rank
Total interest income$14,346,0001,810
Total interest expense$4,532,0001,999
Net interest income$9,814,0001,707
Provision for loan and lease losses$3,430,0001,358
Total noninterest income$1,923,0001,830
Gross Fiduciary activities income$483,000479
Service charges on deposit accounts$987,0001,300
Trading account gains and fees$0212
Additional Noninterest Income$453,0002,981
Total noninterest expense$8,949,0001,690
Salaries and employee benefits$4,729,0001,592
Premises and equipment expense$1,135,0001,805
Additional noninterest expense$3,085,0001,733
Pre-tax net operating income$-642,0006,437
Securities gains (losses)$314,000967
Applicable income taxes$-368,0007,262
Income before extraordinary items$40,0005,610
Extraordinary gains, net$027
Net income$40,0005,610
Minority interest net income$0118
Net income of bank and minority interests.$40,0005,610
Net charge-offs$1,803,0001,600
Cash dividends$466,0002,089
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-160,9606,043
2009-06-30 (YTD Data)Rank
Total interest income$9,531,0001,855
Total interest expense$3,218,0001,973
Net interest income$6,313,0001,772
Provision for loan and lease losses$1,630,0001,584
Total noninterest income$1,103,0002,030
Gross Fiduciary activities income$314,000492
Service charges on deposit accounts$673,0001,257
Trading account gains and fees$0193
Additional Noninterest Income$116,0004,544
Total noninterest expense$5,972,0001,722
Salaries and employee benefits$3,135,0001,636
Premises and equipment expense$775,0001,787
Additional noninterest expense$2,062,0001,766
Pre-tax net operating income$-186,0006,250
Securities gains (losses)$295,000779
Applicable income taxes$-180,0007,284
Income before extraordinary items$289,0004,022
Extraordinary gains, net$021
Net income$289,0004,021
Minority interest net income$0112
Net income of bank and minority interests.$289,0004,021
Net charge-offs$1,225,0001,495
Cash dividends$461,0001,710
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-6,0005,865
2009-03-31 (YTD Data)Rank
Total interest income$4,817,0001,850
Total interest expense$1,724,0001,924
Net interest income$3,093,0001,796
Provision for loan and lease losses$380,0002,036
Total noninterest income$643,0001,798
Gross Fiduciary activities income$152,000507
Service charges on deposit accounts$326,0001,262
Trading account gains and fees$0171
Additional Noninterest Income$165,0002,808
Total noninterest expense$2,914,0001,707
Salaries and employee benefits$1,554,0001,664
Premises and equipment expense$404,0001,747
Additional noninterest expense$956,0001,699
Pre-tax net operating income$442,0002,606
Securities gains (losses)$290,000513
Applicable income taxes$178,0001,566
Income before extraordinary items$554,0001,938
Extraordinary gains, net$015
Net income$554,0001,940
Minority interest net income$0102
Net income of bank and minority interests.$554,0001,940
Net charge-offs$820,0001,064
Cash dividends$461,000956
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$333,6002,797
2008-12-31 (YTD Data)Rank
Total interest income$21,431,0001,793
Total interest expense$8,291,0001,897
Net interest income$13,140,0001,691
Provision for loan and lease losses$2,854,0001,446
Total noninterest income$3,011,0001,567
Gross Fiduciary activities income$758,000473
Service charges on deposit accounts$1,410,0001,273
Trading account gains and fees$0154
Additional Noninterest Income$843,0002,391
Total noninterest expense$10,899,0001,787
Salaries and employee benefits$6,118,0001,668
Premises and equipment expense$1,479,0001,851
Additional noninterest expense$3,302,0001,860
Pre-tax net operating income$2,398,0002,164
Securities gains (losses)$711,000284
Applicable income taxes$725,0001,492
Income before extraordinary items$2,384,0001,683
Extraordinary gains, net$039
Net income$2,384,0001,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,321,0001,174
Cash dividends$1,946,0001,402
Sale, conversion, retirement of capital stock, net$-486,0008,269
Net operating income$1,836,5302,277
2008-09-30 (YTD Data)Rank
Total interest income$16,354,0001,812
Total interest expense$6,306,0001,955
Net interest income$10,048,0001,669
Provision for loan and lease losses$1,837,0001,252
Total noninterest income$2,258,0001,623
Gross Fiduciary activities income$569,000478
Service charges on deposit accounts$1,036,0001,309
Trading account gains and fees$0148
Additional Noninterest Income$653,0002,420
Total noninterest expense$8,168,0001,770
Salaries and employee benefits$4,627,0001,681
Premises and equipment expense$1,103,0001,849
Additional noninterest expense$2,438,0001,815
Pre-tax net operating income$2,301,0002,067
Securities gains (losses)$572,000286
Applicable income taxes$736,0001,467
Income before extraordinary items$2,137,0001,674
Extraordinary gains, net$031
Net income$2,137,0001,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,678,000944
Cash dividends$1,300,0001,485
Sale, conversion, retirement of capital stock, net$-224,0008,342
Net operating income$1,713,7202,154
2008-06-30 (YTD Data)Rank
Total interest income$10,904,0001,834
Total interest expense$4,407,0001,958
Net interest income$6,497,0001,726
Provision for loan and lease losses$1,837,000838
Total noninterest income$1,480,0001,672
Gross Fiduciary activities income$376,000488
Service charges on deposit accounts$647,0001,385
Trading account gains and fees$0149
Additional Noninterest Income$457,0002,383
Total noninterest expense$5,447,0001,772
Salaries and employee benefits$3,129,0001,672
Premises and equipment expense$746,0001,836
Additional noninterest expense$1,572,0001,843
Pre-tax net operating income$693,0003,714
Securities gains (losses)$547,000292
Applicable income taxes$215,0002,593
Income before extraordinary items$1,025,0002,520
Extraordinary gains, net$021
Net income$1,025,0002,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,828,000585
Cash dividends$651,0001,940
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$570,9903,691
2008-03-31 (YTD Data)Rank
Total interest income$5,587,0001,835
Total interest expense$2,426,0001,911
Net interest income$3,161,0001,767
Provision for loan and lease losses$1,897,000419
Total noninterest income$742,0001,661
Gross Fiduciary activities income$198,000485
Service charges on deposit accounts$315,0001,387
Trading account gains and fees$0158
Additional Noninterest Income$229,0002,362
Total noninterest expense$2,733,0001,759
Salaries and employee benefits$1,568,0001,673
Premises and equipment expense$456,0001,531
Additional noninterest expense$709,0001,986
Pre-tax net operating income$-727,0008,211
Securities gains (losses)$541,000230
Applicable income taxes$-186,0008,250
Income before extraordinary items$07,271
Extraordinary gains, net$015
Net income$07,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,573
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-346,2408,003
2007-12-31 (YTD Data)Rank
Total interest income$25,640,0001,687
Total interest expense$10,571,0001,873
Net interest income$15,069,0001,516
Provision for loan and lease losses$450,0002,497
Total noninterest income$3,361,0001,508
Gross Fiduciary activities income$790,000479
Service charges on deposit accounts$1,544,0001,158
Trading account gains and fees$0178
Additional Noninterest Income$1,027,0002,194
Total noninterest expense$10,441,0001,778
Salaries and employee benefits$6,014,0001,666
Premises and equipment expense$1,601,0001,651
Additional noninterest expense$2,826,0001,948
Pre-tax net operating income$7,539,0001,118
Securities gains (losses)$-376,0008,336
Applicable income taxes$2,132,0001,077
Income before extraordinary items$5,031,0001,274
Extraordinary gains, net$039
Net income$5,031,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$651,0001,401
Cash dividends$6,804,000570
Sale, conversion, retirement of capital stock, net$-328,0008,469
Net operating income$5,294,2001,202
2007-09-30 (YTD Data)Rank
Total interest income$19,250,0001,690
Total interest expense$7,800,0001,902
Net interest income$11,450,0001,490
Provision for loan and lease losses$330,0002,168
Total noninterest income$2,438,0001,555
Gross Fiduciary activities income$612,000470
Service charges on deposit accounts$1,163,0001,131
Trading account gains and fees$0184
Additional Noninterest Income$663,0002,410
Total noninterest expense$7,866,0001,750
Salaries and employee benefits$4,570,0001,654
Premises and equipment expense$1,216,0001,624
Additional noninterest expense$2,080,0001,940
Pre-tax net operating income$5,692,0001,205
Securities gains (losses)$-375,0008,433
Applicable income taxes$1,539,0001,200
Income before extraordinary items$3,778,0001,355
Extraordinary gains, net$033
Net income$3,778,0001,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,432
Cash dividends$3,363,000794
Sale, conversion, retirement of capital stock, net$-289,0008,506
Net operating income$4,044,2501,266
2007-06-30 (YTD Data)Rank
Total interest income$12,680,0001,715
Total interest expense$5,099,0001,930
Net interest income$7,581,0001,522
Provision for loan and lease losses$210,0002,072
Total noninterest income$1,595,0001,594
Gross Fiduciary activities income$387,000492
Service charges on deposit accounts$761,0001,166
Trading account gains and fees$0168
Additional Noninterest Income$447,0002,420
Total noninterest expense$5,229,0001,773
Salaries and employee benefits$3,050,0001,684
Premises and equipment expense$814,0001,644
Additional noninterest expense$1,365,0001,977
Pre-tax net operating income$3,737,0001,268
Securities gains (losses)$-375,0008,516
Applicable income taxes$895,0001,379
Income before extraordinary items$2,467,0001,429
Extraordinary gains, net$029
Net income$2,467,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,895
Cash dividends$2,711,000700
Sale, conversion, retirement of capital stock, net$-289,0008,578
Net operating income$2,740,7501,286
2007-03-31 (YTD Data)Rank
Total interest income$6,296,0001,720
Total interest expense$2,537,0001,922
Net interest income$3,759,0001,530
Provision for loan and lease losses$90,0002,153
Total noninterest income$758,0001,629
Gross Fiduciary activities income$185,000502
Service charges on deposit accounts$347,0001,245
Trading account gains and fees$0195
Additional Noninterest Income$226,0002,368
Total noninterest expense$2,562,0001,801
Salaries and employee benefits$1,564,0001,670
Premises and equipment expense$375,0001,773
Additional noninterest expense$623,0002,106
Pre-tax net operating income$1,865,0001,251
Securities gains (losses)$-103,0008,556
Applicable income taxes$484,0001,316
Income before extraordinary items$1,278,0001,379
Extraordinary gains, net$022
Net income$1,278,0001,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$2,059,000438
Sale, conversion, retirement of capital stock, net$-6,0008,582
Net operating income$1,353,1901,286
2006-12-31 (YTD Data)Rank
Total interest income$24,209,0001,666
Total interest expense$8,712,0001,902
Net interest income$15,497,0001,472
Provision for loan and lease losses$200,0003,517
Total noninterest income$2,825,0001,714
Gross Fiduciary activities income$693,000504
Service charges on deposit accounts$1,406,0001,269
Trading account gains and fees$0130
Additional Noninterest Income$726,0002,721
Total noninterest expense$10,087,0001,767
Salaries and employee benefits$5,806,0001,681
Premises and equipment expense$1,391,0001,814
Additional noninterest expense$2,890,0001,827
Pre-tax net operating income$8,035,0001,223
Securities gains (losses)$-129,0008,276
Applicable income taxes$2,596,0001,065
Income before extraordinary items$5,310,0001,375
Extraordinary gains, net$051
Net income$5,310,0001,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,784
Cash dividends$2,626,0001,248
Sale, conversion, retirement of capital stock, net$-941,0008,661
Net operating income$5,396,4301,344
2006-09-30 (YTD Data)Rank
Total interest income$17,789,0001,685
Total interest expense$6,174,0001,940
Net interest income$11,615,0001,491
Provision for loan and lease losses$200,0002,859
Total noninterest income$2,101,0001,739
Gross Fiduciary activities income$507,000506
Service charges on deposit accounts$1,059,0001,263
Trading account gains and fees$0126
Additional Noninterest Income$535,0002,758
Total noninterest expense$7,484,0001,778
Salaries and employee benefits$4,296,0001,710
Premises and equipment expense$1,032,0001,832
Additional noninterest expense$2,156,0001,797
Pre-tax net operating income$6,032,0001,266
Securities gains (losses)$-129,0008,463
Applicable income taxes$1,910,0001,128
Income before extraordinary items$3,993,0001,415
Extraordinary gains, net$045
Net income$3,993,0001,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$1,971,0001,174
Sale, conversion, retirement of capital stock, net$-934,0008,729
Net operating income$4,080,7201,373
2006-06-30 (YTD Data)Rank
Total interest income$11,473,0001,705
Total interest expense$3,859,0001,966
Net interest income$7,614,0001,514
Provision for loan and lease losses$150,0002,563
Total noninterest income$1,418,0001,718
Gross Fiduciary activities income$337,000513
Service charges on deposit accounts$726,0001,225
Trading account gains and fees$0126
Additional Noninterest Income$355,0002,736
Total noninterest expense$4,873,0001,829
Salaries and employee benefits$2,848,0001,718
Premises and equipment expense$671,0001,876
Additional noninterest expense$1,354,0001,935
Pre-tax net operating income$4,009,0001,268
Securities gains (losses)$-129,0008,573
Applicable income taxes$1,226,0001,175
Income before extraordinary items$2,654,0001,412
Extraordinary gains, net$039
Net income$2,654,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,236
Cash dividends$1,317,0001,162
Sale, conversion, retirement of capital stock, net$-934,0008,765
Net operating income$2,741,7201,360
2006-03-31 (YTD Data)Rank
Total interest income$5,548,0001,714
Total interest expense$1,781,0002,006
Net interest income$3,767,0001,525
Provision for loan and lease losses$75,0002,394
Total noninterest income$689,0001,719
Gross Fiduciary activities income$177,000508
Service charges on deposit accounts$347,0001,238
Trading account gains and fees$0115
Additional Noninterest Income$165,0002,797
Total noninterest expense$2,426,0001,836
Salaries and employee benefits$1,462,0001,694
Premises and equipment expense$337,0001,875
Additional noninterest expense$627,0002,074
Pre-tax net operating income$1,955,0001,265
Securities gains (losses)$-4,0008,056
Applicable income taxes$675,0001,083
Income before extraordinary items$1,276,0001,426
Extraordinary gains, net$021
Net income$1,276,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$661,0001,066
Sale, conversion, retirement of capital stock, net$-643,0008,780
Net operating income$1,278,6001,402
2005-12-31 (YTD Data)Rank
Total interest income$20,322,0001,659
Total interest expense$5,599,0002,005
Net interest income$14,723,0001,488
Provision for loan and lease losses$515,0001,855
Total noninterest income$2,954,0001,631
Gross Fiduciary activities income$679,000499
Service charges on deposit accounts$1,415,0001,251
Trading account gains and fees$0138
Additional Noninterest Income$860,0002,433
Total noninterest expense$9,798,0001,738
Salaries and employee benefits$5,567,0001,685
Premises and equipment expense$1,326,0001,815
Additional noninterest expense$2,905,0001,744
Pre-tax net operating income$7,364,0001,302
Securities gains (losses)$02,296
Applicable income taxes$2,533,0001,113
Income before extraordinary items$4,831,0001,462
Extraordinary gains, net$046
Net income$4,831,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$455,0001,252
Cash dividends$2,481,0001,233
Sale, conversion, retirement of capital stock, net$-269,0008,785
Net operating income$4,831,0001,444
2005-09-30 (YTD Data)Rank
Total interest income$14,746,0001,673
Total interest expense$3,839,0002,050
Net interest income$10,907,0001,489
Provision for loan and lease losses$425,0001,625
Total noninterest income$2,241,0001,611
Gross Fiduciary activities income$511,000490
Service charges on deposit accounts$1,026,0001,287
Trading account gains and fees$0126
Additional Noninterest Income$704,0002,310
Total noninterest expense$7,255,0001,730
Salaries and employee benefits$4,174,0001,658
Premises and equipment expense$987,0001,825
Additional noninterest expense$2,094,0001,787
Pre-tax net operating income$5,468,0001,313
Securities gains (losses)$02,317
Applicable income taxes$1,885,0001,130
Income before extraordinary items$3,583,0001,489
Extraordinary gains, net$035
Net income$3,583,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,000891
Cash dividends$1,862,0001,127
Sale, conversion, retirement of capital stock, net$-151,0008,816
Net operating income$3,583,0001,464
2005-06-30 (YTD Data)Rank
Total interest income$9,497,0001,687
Total interest expense$2,288,0002,152
Net interest income$7,209,0001,478
Provision for loan and lease losses$395,0001,206
Total noninterest income$1,499,0001,594
Gross Fiduciary activities income$344,000486
Service charges on deposit accounts$634,0001,343
Trading account gains and fees$0116
Additional Noninterest Income$521,0002,129
Total noninterest expense$4,821,0001,731
Salaries and employee benefits$2,761,0001,662
Premises and equipment expense$662,0001,802
Additional noninterest expense$1,398,0001,769
Pre-tax net operating income$3,492,0001,340
Securities gains (losses)$02,146
Applicable income taxes$1,199,0001,171
Income before extraordinary items$2,293,0001,506
Extraordinary gains, net$030
Net income$2,293,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,000743
Cash dividends$1,242,0001,090
Sale, conversion, retirement of capital stock, net$-131,0008,837
Net operating income$2,293,0001,478
2005-03-31 (YTD Data)Rank
Total interest income$4,591,0001,706
Total interest expense$1,035,0002,266
Net interest income$3,556,0001,489
Provision for loan and lease losses$120,0001,733
Total noninterest income$663,0001,732
Gross Fiduciary activities income$183,000477
Service charges on deposit accounts$293,0001,403
Trading account gains and fees$0115
Additional Noninterest Income$187,0002,588
Total noninterest expense$2,412,0001,727
Salaries and employee benefits$1,375,0001,674
Premises and equipment expense$334,0001,799
Additional noninterest expense$703,0001,762
Pre-tax net operating income$1,687,0001,366
Securities gains (losses)$01,685
Applicable income taxes$575,0001,188
Income before extraordinary items$1,112,0001,522
Extraordinary gains, net$024
Net income$1,112,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,000446
Cash dividends$623,0001,007
Sale, conversion, retirement of capital stock, net$-29,0008,898
Net operating income$1,112,0001,498
2004-12-31 (YTD Data)Rank
Total interest income$16,854,0001,698
Total interest expense$3,485,0002,312
Net interest income$13,369,0001,516
Provision for loan and lease losses$946,0001,104
Total noninterest income$2,792,0001,715
Gross Fiduciary activities income$526,000557
Service charges on deposit accounts$1,449,0001,237
Trading account gains and fees$0138
Additional Noninterest Income$817,0002,465
Total noninterest expense$8,868,0001,823
Salaries and employee benefits$5,212,0001,692
Premises and equipment expense$1,290,0001,789
Additional noninterest expense$2,366,0002,068
Pre-tax net operating income$6,347,0001,366
Securities gains (losses)$196,000841
Applicable income taxes$2,252,0001,146
Income before extraordinary items$4,291,0001,500
Extraordinary gains, net$034
Net income$4,291,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$881,000867
Cash dividends$2,304,0001,210
Sale, conversion, retirement of capital stock, net$-102,0008,898
Net operating income$4,161,6401,506
2004-09-30 (YTD Data)Rank
Total interest income$12,385,0001,714
Total interest expense$2,548,0002,313
Net interest income$9,837,0001,532
Provision for loan and lease losses$766,000994
Total noninterest income$1,984,0001,788
Gross Fiduciary activities income$368,000581
Service charges on deposit accounts$1,066,0001,261
Trading account gains and fees$0134
Additional Noninterest Income$550,0002,653
Total noninterest expense$6,530,0001,842
Salaries and employee benefits$3,805,0001,730
Premises and equipment expense$980,0001,770
Additional noninterest expense$1,745,0002,071
Pre-tax net operating income$4,525,0001,436
Securities gains (losses)$179,000821
Applicable income taxes$1,699,0001,158
Income before extraordinary items$3,005,0001,618
Extraordinary gains, net$026
Net income$3,005,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,000742
Cash dividends$1,725,0001,130
Sale, conversion, retirement of capital stock, net$-102,0008,974
Net operating income$2,890,4401,633
2004-06-30 (YTD Data)Rank
Total interest income$7,797,0001,803
Total interest expense$1,680,0002,313
Net interest income$6,117,0001,636
Provision for loan and lease losses$407,0001,212
Total noninterest income$1,259,0001,844
Gross Fiduciary activities income$217,000617
Service charges on deposit accounts$699,0001,263
Trading account gains and fees$0130
Additional Noninterest Income$343,0002,764
Total noninterest expense$4,349,0001,836
Salaries and employee benefits$2,519,0001,745
Premises and equipment expense$668,0001,731
Additional noninterest expense$1,162,0002,079
Pre-tax net operating income$2,620,0001,600
Securities gains (losses)$160,000753
Applicable income taxes$985,0001,298
Income before extraordinary items$1,795,0001,774
Extraordinary gains, net$021
Net income$1,795,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$695,000557
Cash dividends$1,150,0001,119
Sale, conversion, retirement of capital stock, net$-102,0009,042
Net operating income$1,691,0001,809
2004-03-31 (YTD Data)Rank
Total interest income$3,887,0001,815
Total interest expense$838,0002,344
Net interest income$3,049,0001,636
Provision for loan and lease losses$211,0001,105
Total noninterest income$625,0001,814
Gross Fiduciary activities income$114,000613
Service charges on deposit accounts$346,0001,241
Trading account gains and fees$0121
Additional Noninterest Income$165,0002,774
Total noninterest expense$2,126,0001,885
Salaries and employee benefits$1,247,0001,769
Premises and equipment expense$334,0001,742
Additional noninterest expense$545,0002,181
Pre-tax net operating income$1,337,0001,544
Securities gains (losses)$110,000749
Applicable income taxes$509,0001,275
Income before extraordinary items$938,0001,685
Extraordinary gains, net$016
Net income$938,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,000549
Cash dividends$575,0001,069
Sale, conversion, retirement of capital stock, net$0464
Net operating income$866,5001,728
2003-12-31 (YTD Data)Rank
Total interest income$16,002,0001,781
Total interest expense$4,068,0002,183
Net interest income$11,934,0001,626
Provision for loan and lease losses$601,0001,834
Total noninterest income$2,410,0002,008
Gross Fiduciary activities income$454,000600
Service charges on deposit accounts$1,371,0001,266
Trading account gains and fees$0160
Additional Noninterest Income$585,0003,306
Total noninterest expense$8,380,0001,890
Salaries and employee benefits$4,838,0001,776
Premises and equipment expense$1,314,0001,725
Additional noninterest expense$2,228,0002,167
Pre-tax net operating income$5,363,0001,529
Securities gains (losses)$459,000798
Applicable income taxes$1,907,0001,331
Income before extraordinary items$3,915,0001,589
Extraordinary gains, net$054
Net income$3,915,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$661,0001,282
Cash dividends$2,120,0001,319
Sale, conversion, retirement of capital stock, net$-638,0009,145
Net operating income$3,607,4701,642
2003-09-30 (YTD Data)Rank
Total interest income$12,016,0001,806
Total interest expense$3,134,0002,206
Net interest income$8,882,0001,651
Provision for loan and lease losses$371,0002,146
Total noninterest income$1,743,0002,115
Gross Fiduciary activities income$357,000582
Service charges on deposit accounts$1,014,0001,293
Trading account gains and fees$0153
Additional Noninterest Income$372,0003,663
Total noninterest expense$6,357,0001,868
Salaries and employee benefits$3,711,0001,742
Premises and equipment expense$1,010,0001,691
Additional noninterest expense$1,636,0002,195
Pre-tax net operating income$3,897,0001,624
Securities gains (losses)$455,000731
Applicable income taxes$1,425,0001,407
Income before extraordinary items$2,927,0001,641
Extraordinary gains, net$040
Net income$2,927,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,361
Cash dividends$1,588,0001,221
Sale, conversion, retirement of capital stock, net$-601,0009,205
Net operating income$2,622,1501,744
2003-06-30 (YTD Data)Rank
Total interest income$8,088,0001,794
Total interest expense$2,145,0002,221
Net interest income$5,943,0001,637
Provision for loan and lease losses$268,0002,035
Total noninterest income$1,150,0002,123
Gross Fiduciary activities income$257,000563
Service charges on deposit accounts$683,0001,264
Trading account gains and fees$0150
Additional Noninterest Income$210,0003,950
Total noninterest expense$4,201,0001,878
Salaries and employee benefits$2,490,0001,725
Premises and equipment expense$646,0001,759
Additional noninterest expense$1,065,0002,234
Pre-tax net operating income$2,624,0001,598
Securities gains (losses)$340,000741
Applicable income taxes$974,0001,401
Income before extraordinary items$1,990,0001,627
Extraordinary gains, net$030
Net income$1,990,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-205,0009,207
Cash dividends$1,060,0001,234
Sale, conversion, retirement of capital stock, net$-548,0009,236
Net operating income$1,762,2001,703
2003-03-31 (YTD Data)Rank
Total interest income$4,106,0001,787
Total interest expense$1,103,0002,213
Net interest income$3,003,0001,634
Provision for loan and lease losses$268,0001,051
Total noninterest income$572,0002,076
Gross Fiduciary activities income$132,000562
Service charges on deposit accounts$361,0001,146
Trading account gains and fees$0134
Additional Noninterest Income$79,0004,363
Total noninterest expense$2,106,0001,864
Salaries and employee benefits$1,264,0001,689
Premises and equipment expense$327,0001,748
Additional noninterest expense$515,0002,273
Pre-tax net operating income$1,201,0001,749
Securities gains (losses)$340,000470
Applicable income taxes$528,0001,305
Income before extraordinary items$1,013,0001,587
Extraordinary gains, net$021
Net income$1,013,0001,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-122,0009,236
Cash dividends$531,0001,141
Sale, conversion, retirement of capital stock, net$-331,0009,294
Net operating income$788,6001,882
2002-12-31 (YTD Data)Rank
Total interest income$16,977,0001,821
Total interest expense$5,133,0002,186
Net interest income$11,844,0001,635
Provision for loan and lease losses$826,0001,582
Total noninterest income$2,209,0001,967
Gross Fiduciary activities income$499,000570
Service charges on deposit accounts$1,260,0001,287
Trading account gains and fees$0153
Additional Noninterest Income$450,0003,480
Total noninterest expense$8,182,0001,849
Salaries and employee benefits$4,518,0001,772
Premises and equipment expense$1,470,0001,511
Additional noninterest expense$2,194,0002,113
Pre-tax net operating income$5,045,0001,619
Securities gains (losses)$511,000649
Applicable income taxes$1,869,0001,362
Income before extraordinary items$3,687,0001,623
Extraordinary gains, net$070
Net income$3,687,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0003,017
Cash dividends$1,950,0001,335
Sale, conversion, retirement of capital stock, net$-324,0009,285
Net operating income$3,349,7401,733
2001-12-31 (YTD Data)Rank
Total interest income$19,636,0001,733
Total interest expense$7,699,0002,090
Net interest income$11,937,0001,496
Provision for loan and lease losses$876,0001,387
Total noninterest income$1,998,0002,019
Gross Fiduciary activities income$490,000603
Service charges on deposit accounts$1,231,0001,216
Trading account gains and fees$0177
Additional Noninterest Income$277,0004,284
Total noninterest expense$8,341,0001,745
Salaries and employee benefits$4,522,0001,668
Premises and equipment expense$1,476,0001,465
Additional noninterest expense$2,343,0001,926
Pre-tax net operating income$4,718,0001,520
Securities gains (losses)$214,0001,141
Applicable income taxes$1,522,0001,477
Income before extraordinary items$3,410,0001,561
Extraordinary gains, net$0105
Net income$3,410,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$842,0001,059
Cash dividends$4,120,000720
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,262,3401,559
2000-12-31 (YTD Data)Rank
Total interest income$21,968,0001,569
Total interest expense$8,651,0001,995
Net interest income$13,317,0001,316
Provision for loan and lease losses$1,105,000979
Total noninterest income$1,821,0002,016
Gross Fiduciary activities income$477,000613
Service charges on deposit accounts$1,104,0001,229
Trading account gains and fees$0180
Additional Noninterest Income$240,0004,373
Total noninterest expense$8,007,0001,743
Salaries and employee benefits$4,349,0001,640
Premises and equipment expense$1,331,0001,560
Additional noninterest expense$2,327,0001,890
Pre-tax net operating income$6,026,0001,231
Securities gains (losses)$55,000697
Applicable income taxes$2,051,0001,130
Income before extraordinary items$4,030,0001,305
Extraordinary gains, net$038
Net income$4,030,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,367,000601
Cash dividends$4,649,000662
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,993,7001,307
1999-12-31 (YTD Data)Rank
Total interest income$19,895,0001,631
Total interest expense$7,947,0001,888
Net interest income$11,948,0001,467
Provision for loan and lease losses$408,0002,072
Total noninterest income$1,774,0002,022
Gross Fiduciary activities income$475,000655
Service charges on deposit accounts$975,0001,344
Trading account gains and fees$0173
Additional Noninterest Income$324,0003,841
Total noninterest expense$7,055,0001,946
Salaries and employee benefits$3,987,0001,732
Premises and equipment expense$1,158,0001,768
Additional noninterest expense$1,910,0002,289
Pre-tax net operating income$6,259,0001,224
Securities gains (losses)$32,0001,157
Applicable income taxes$2,036,0001,214
Income before extraordinary items$4,255,0001,270
Extraordinary gains, net$035
Net income$4,255,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,728
Cash dividends$2,958,000996
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,233,2401,256
1998-12-31 (YTD Data)Rank
Total interest income$19,326,0001,683
Total interest expense$7,895,0001,943
Net interest income$11,431,0001,475
Provision for loan and lease losses$419,0002,003
Total noninterest income$1,639,0002,128
Gross Fiduciary activities income$462,000663
Service charges on deposit accounts$926,0001,356
Trading account gains and fees$0224
Additional Noninterest Income$251,0004,423
Total noninterest expense$6,620,0001,972
Salaries and employee benefits$3,601,0001,857
Premises and equipment expense$865,0002,253
Additional noninterest expense$2,154,0001,965
Pre-tax net operating income$6,031,0001,245
Securities gains (losses)$124,0001,156
Applicable income taxes$1,934,0001,311
Income before extraordinary items$4,221,0001,266
Extraordinary gains, net$032
Net income$4,221,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0002,149
Cash dividends$2,647,0001,077
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,135,4401,238
1997-12-31 (YTD Data)Rank
Total interest income$18,143,0001,823
Total interest expense$7,309,0002,081
Net interest income$10,834,0001,594
Provision for loan and lease losses$667,0001,376
Total noninterest income$1,528,0002,167
Gross Fiduciary activities income$380,000751
Service charges on deposit accounts$909,0001,422
Trading account gains and fees$0239
Additional Noninterest Income$239,0004,496
Total noninterest expense$6,138,0002,096
Salaries and employee benefits$3,539,0001,852
Premises and equipment expense$886,0002,220
Additional noninterest expense$1,713,0002,414
Pre-tax net operating income$5,557,0001,399
Securities gains (losses)$86,0001,054
Applicable income taxes$1,638,0001,576
Income before extraordinary items$4,005,0001,372
Extraordinary gains, net$044
Net income$4,005,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,659
Cash dividends$1,687,0001,488
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,943,9401,348
1996-12-31 (YTD Data)Rank
Total interest income$16,285,0002,076
Total interest expense$6,659,0002,315
Net interest income$9,626,0001,851
Provision for loan and lease losses$466,0001,831
Total noninterest income$1,361,0002,463
Gross Fiduciary activities income$313,000845
Service charges on deposit accounts$795,0001,684
Trading account gains and fees$0262
Additional Noninterest Income$253,0004,500
Total noninterest expense$5,623,0002,440
Salaries and employee benefits$3,371,0001,955
Premises and equipment expense$772,0002,541
Additional noninterest expense$1,480,0003,160
Pre-tax net operating income$4,898,0001,476
Securities gains (losses)$23,0001,905
Applicable income taxes$1,346,0001,774
Income before extraordinary items$3,575,0001,385
Extraordinary gains, net$053
Net income$3,575,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0001,916
Cash dividends$1,810,0001,373
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,558,2101,354
1995-12-31 (YTD Data)Rank
Total interest income$15,157,0002,222
Total interest expense$5,912,0002,595
Net interest income$9,245,0001,939
Provision for loan and lease losses$410,0001,831
Total noninterest income$1,304,0002,538
Gross Fiduciary activities income$280,000925
Service charges on deposit accounts$765,0001,782
Trading account gains and fees$0522
Additional Noninterest Income$259,0004,387
Total noninterest expense$5,494,0002,473
Salaries and employee benefits$3,119,0002,125
Premises and equipment expense$791,0002,505
Additional noninterest expense$1,584,0002,958
Pre-tax net operating income$4,645,0001,598
Securities gains (losses)$-113,00011,542
Applicable income taxes$1,285,0001,900
Income before extraordinary items$3,247,0001,573
Extraordinary gains, net$065
Net income$3,247,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,758
Cash dividends$1,286,0001,685
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,328,3601,512
1994-12-31 (YTD Data)Rank
Total interest income$13,046,0002,334
Total interest expense$4,576,0002,672
Net interest income$8,470,0002,128
Provision for loan and lease losses$65,0005,465
Total noninterest income$1,215,0002,713
Gross Fiduciary activities income$270,000938
Service charges on deposit accounts$700,0001,928
Trading account gains and fees$0475
Additional Noninterest Income$245,0004,649
Total noninterest expense$5,554,0002,510
Salaries and employee benefits$2,912,0002,297
Premises and equipment expense$665,0002,961
Additional noninterest expense$1,977,0002,608
Pre-tax net operating income$4,066,0001,741
Securities gains (losses)$-5,0009,408
Applicable income taxes$1,163,0001,940
Income before extraordinary items$2,898,0001,692
Extraordinary gains, net$0249
Net income$2,898,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,043
Cash dividends$1,078,0001,784
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,901,5501,692
1993-12-31 (YTD Data)Rank
Total interest income$12,258,0002,511
Total interest expense$4,385,0002,916
Net interest income$7,873,0002,284
Provision for loan and lease losses$215,0003,749
Total noninterest income$1,223,0002,866
Gross Fiduciary activities income$245,0001,004
Service charges on deposit accounts$686,0001,989
Trading account gains and fees$0532
Additional Noninterest Income$292,0004,540
Total noninterest expense$5,192,0002,750
Salaries and employee benefits$2,769,0002,403
Premises and equipment expense$633,0003,159
Additional noninterest expense$1,790,0002,998
Pre-tax net operating income$3,689,0001,852
Securities gains (losses)$48,0003,456
Applicable income taxes$1,054,0002,134
Income before extraordinary items$2,683,0001,861
Extraordinary gains, net$18,0002,745
Net income$2,701,0001,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0006,716
Cash dividends$933,0001,889
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,648,4401,774
1992-12-31 (YTD Data)Rank
Total interest income$12,833,0002,743
Total interest expense$5,415,0003,068
Net interest income$7,418,0002,444
Provision for loan and lease losses$348,0003,799
Total noninterest income$1,184,0002,897
Gross Fiduciary activities income$206,0001,076
Service charges on deposit accounts$676,0002,011
Trading account gains and fees$0504
Additional Noninterest Income$302,0004,408
Total noninterest expense$4,968,0002,884
Salaries and employee benefits$2,676,0002,415
Premises and equipment expense$660,0003,083
Additional noninterest expense$1,632,0003,354
Pre-tax net operating income$3,286,0001,890
Securities gains (losses)$107,0002,901
Applicable income taxes$897,0002,334
Income before extraordinary items$2,496,0001,819
Extraordinary gains, net$01,422
Net income$2,496,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0004,683
Cash dividends$944,0001,650
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,416,8201,733

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.