Home > Itasca Bank & Trust Co. > Net charge- offs to loans

Itasca Bank & Trust Co., Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0215%4,181
Percentage Net Loans Charged-off: Total real estate loans-0.0156%4,121
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,005
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0569%4,407
Percentage Net Loans Charged-off: Home equity loans-0.0426%4,382
All other 1-4 family - Percent of loans charged-off, net-0.0593%4,412
Percentage Net Loans Charged-off: Commercial and industrial-0.0363%4,034
Percentage Net Loans Charged-off: Loans to individuals0.9621%715
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.9621%615
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%1,888
Percentage Net Loans Charged-off: Total real estate loans-0.0060%3,825
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,036
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0197%4,136
Percentage Net Loans Charged-off: Home equity loans-0.0343%4,390
All other 1-4 family - Percent of loans charged-off, net-0.0173%4,122
Percentage Net Loans Charged-off: Commercial and industrial0.0444%1,101
Percentage Net Loans Charged-off: Loans to individuals1.4260%436
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual1.4260%398
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0256%1,372
Percentage Net Loans Charged-off: Total real estate loans-0.0071%3,936
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,090
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0248%4,233
Percentage Net Loans Charged-off: Home equity loans-0.0510%4,453
All other 1-4 family - Percent of loans charged-off, net-0.0203%4,160
Percentage Net Loans Charged-off: Commercial and industrial0.0762%861
Percentage Net Loans Charged-off: Loans to individuals2.1641%263
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual2.1641%277
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0058%3,689
Percentage Net Loans Charged-off: Total real estate loans-0.0065%3,972
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0024%4,209
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0198%4,247
Percentage Net Loans Charged-off: Home equity loans-0.0338%4,519
All other 1-4 family - Percent of loans charged-off, net-0.0174%4,247
Percentage Net Loans Charged-off: Commercial and industrial-0.0048%3,627
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0080%3,746
Percentage Net Loans Charged-off: Total real estate loans-0.0082%3,760
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0026%3,989
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0258%4,143
Percentage Net Loans Charged-off: Home equity loans-0.0591%4,502
All other 1-4 family - Percent of loans charged-off, net-0.0198%4,088
Percentage Net Loans Charged-off: Commercial and industrial-0.0076%3,524
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,668
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0084%3,642
Percentage Net Loans Charged-off: Total real estate loans-0.0088%3,772
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0035%4,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0262%4,153
Percentage Net Loans Charged-off: Home equity loans-0.0564%4,519
All other 1-4 family - Percent of loans charged-off, net-0.0206%4,112
Percentage Net Loans Charged-off: Commercial and industrial-0.0077%3,446
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0091%3,561
Percentage Net Loans Charged-off: Total real estate loans-0.0092%3,714
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0040%3,999
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0267%4,056
Percentage Net Loans Charged-off: Home equity loans-0.0518%3,339
All other 1-4 family - Percent of loans charged-off, net-0.0221%4,037
Percentage Net Loans Charged-off: Commercial and industrial-0.0090%3,299
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,093
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0092%3,549
Percentage Net Loans Charged-off: Total real estate loans-0.0101%3,888
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0054%4,190
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0270%4,135
Percentage Net Loans Charged-off: Home equity loans-0.0678%3,401
All other 1-4 family - Percent of loans charged-off, net-0.0193%4,080
Percentage Net Loans Charged-off: Commercial and industrial-0.0077%3,376
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0742%4,483
Percentage Net Loans Charged-off: Total real estate loans-0.2159%4,708
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.3405%4,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1189%4,510
Percentage Net Loans Charged-off: Home equity loans-0.4779%3,579
All other 1-4 family - Percent of loans charged-off, net-0.0391%4,191
Percentage Net Loans Charged-off: Commercial and industrial0.1240%859
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0771%4,520
Percentage Net Loans Charged-off: Total real estate loans-0.2556%4,786
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.4565%4,747
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0435%4,289
Percentage Net Loans Charged-off: Home equity loans-0.0630%3,444
All other 1-4 family - Percent of loans charged-off, net-0.0390%4,271
Percentage Net Loans Charged-off: Commercial and industrial0.1604%644
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1107%4,649
Percentage Net Loans Charged-off: Total real estate loans-0.3820%4,851
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.6896%4,800
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0498%4,390
Percentage Net Loans Charged-off: Home equity loans-0.0398%3,435
All other 1-4 family - Percent of loans charged-off, net-0.0521%4,415
Percentage Net Loans Charged-off: Commercial and industrial0.2322%484
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4199%4,879
Percentage Net Loans Charged-off: Total real estate loans-0.7458%4,890
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-1.3973%4,843
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0150%4,089
Percentage Net Loans Charged-off: Home equity loans-0.0274%3,454
All other 1-4 family - Percent of loans charged-off, net-0.0123%4,061
Percentage Net Loans Charged-off: Commercial and industrial-0.0315%3,989
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1271%1,241
Percentage Net Loans Charged-off: Total real estate loans0.2044%313
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.3806%262
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%4,006
Percentage Net Loans Charged-off: Home equity loans-0.0249%3,442
All other 1-4 family - Percent of loans charged-off, net-0.0043%3,913
Percentage Net Loans Charged-off: Commercial and industrial0.0170%1,947
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0285%2,261
Percentage Net Loans Charged-off: Total real estate loans0.0308%1,017
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0612%519
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%4,013
Percentage Net Loans Charged-off: Home equity loans-0.0319%3,505
All other 1-4 family - Percent of loans charged-off, net-0.0019%3,772
Percentage Net Loans Charged-off: Commercial and industrial0.0255%1,629
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0472%1,809
Percentage Net Loans Charged-off: Total real estate loans0.0485%728
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0916%372
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%3,904
Percentage Net Loans Charged-off: Home equity loans-0.0230%3,501
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.0458%1,313
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0041%3,802
Percentage Net Loans Charged-off: Total real estate loans-0.0046%3,953
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0057%4,467
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%3,934
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0054%4,020
Percentage Net Loans Charged-off: Commercial and industrial-0.0032%3,648
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0151%4,574
Percentage Net Loans Charged-off: Total real estate loans-0.0149%4,412
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0173%4,563
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%4,360
Percentage Net Loans Charged-off: Home equity loans-0.0220%3,544
All other 1-4 family - Percent of loans charged-off, net-0.0149%4,343
Percentage Net Loans Charged-off: Commercial and industrial-0.0193%4,100
Percentage Net Loans Charged-off: Loans to individuals0.3198%2,041
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3198%1,916
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0178%4,554
Percentage Net Loans Charged-off: Total real estate loans-0.0188%4,513
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0229%4,682
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0189%4,438
Percentage Net Loans Charged-off: Home equity loans-0.0217%3,585
All other 1-4 family - Percent of loans charged-off, net-0.0182%4,433
Percentage Net Loans Charged-off: Commercial and industrial-0.0204%4,061
Percentage Net Loans Charged-off: Loans to individuals0.4372%1,602
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4372%1,488
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0270%4,647
Percentage Net Loans Charged-off: Total real estate loans-0.0285%4,693
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0196%4,753
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0545%4,816
Percentage Net Loans Charged-off: Home equity loans-0.0212%3,602
All other 1-4 family - Percent of loans charged-off, net-0.0631%4,842
Percentage Net Loans Charged-off: Commercial and industrial-0.0243%4,090
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0295%4,638
Percentage Net Loans Charged-off: Total real estate loans-0.0342%4,860
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,587
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.1007%5,035
Percentage Net Loans Charged-off: Home equity loans-0.0206%3,655
All other 1-4 family - Percent of loans charged-off, net-0.1224%5,066
Percentage Net Loans Charged-off: Commercial and industrial-0.0196%4,017
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1082%1,664
Percentage Net Loans Charged-off: Total real estate loans0.1161%654
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0914%609
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.2033%402
Percentage Net Loans Charged-off: Home equity loans0.3935%110
All other 1-4 family - Percent of loans charged-off, net0.1418%582
Percentage Net Loans Charged-off: Commercial and industrial0.0887%1,689
Percentage Net Loans Charged-off: Loans to individuals0.4481%1,683
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4481%1,580
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1055%1,434
Percentage Net Loans Charged-off: Total real estate loans0.1429%450
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.1252%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.2306%316
Percentage Net Loans Charged-off: Home equity loans0.5252%80
All other 1-4 family - Percent of loans charged-off, net0.1321%542
Percentage Net Loans Charged-off: Commercial and industrial0.0265%1,713
Percentage Net Loans Charged-off: Loans to individuals-0.2345%4,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2345%4,959
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1968%798
Percentage Net Loans Charged-off: Total real estate loans0.2414%258
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.1911%254
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.4183%159
Percentage Net Loans Charged-off: Home equity loans1.0532%44
All other 1-4 family - Percent of loans charged-off, net0.2010%346
Percentage Net Loans Charged-off: Commercial and industrial0.1037%1,158
Percentage Net Loans Charged-off: Loans to individuals-0.3505%5,082
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3505%5,053
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0103%4,260
Percentage Net Loans Charged-off: Total real estate loans-0.0150%4,608
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0028%4,701
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0392%4,950
Percentage Net Loans Charged-off: Home equity loans-0.1531%4,003
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1342%1,714
Percentage Net Loans Charged-off: Total real estate loans0.1921%553
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.5403%247
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.2975%5,472
Percentage Net Loans Charged-off: Home equity loans-0.3707%4,154
All other 1-4 family - Percent of loans charged-off, net-0.2694%5,461
Percentage Net Loans Charged-off: Commercial and industrial-0.0037%4,148
Percentage Net Loans Charged-off: Loans to individuals0.2453%2,557
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2453%2,415
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1586%1,290
Percentage Net Loans Charged-off: Total real estate loans0.2271%410
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.5697%182
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.2447%5,508
Percentage Net Loans Charged-off: Home equity loans-0.4727%4,202
All other 1-4 family - Percent of loans charged-off, net-0.1533%5,435
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%4,034
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,260
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2851%712
Percentage Net Loans Charged-off: Total real estate loans0.4026%204
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.8578%114
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.1933%5,512
Percentage Net Loans Charged-off: Home equity loans-0.0930%4,065
All other 1-4 family - Percent of loans charged-off, net-0.2356%5,541
Percentage Net Loans Charged-off: Commercial and industrial-0.0059%4,008
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,923
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6488%276
Percentage Net Loans Charged-off: Total real estate loans0.9098%69
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate1.7274%39
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0740%5,348
Percentage Net Loans Charged-off: Home equity loans-0.2422%4,216
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0465%3,105
Percentage Net Loans Charged-off: Total real estate loans0.0345%2,070
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0990%859
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0564%5,376
Percentage Net Loans Charged-off: Home equity loans-0.1626%4,260
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial0.0796%1,985
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,583
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0220%3,239
Percentage Net Loans Charged-off: Total real estate loans-0.0213%5,007
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0630%5,449
Percentage Net Loans Charged-off: Home equity loans-0.1774%4,291
All other 1-4 family - Percent of loans charged-off, net0.0000%2,312
Percentage Net Loans Charged-off: Commercial and industrial0.1381%1,443
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,251
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0143%4,823
Percentage Net Loans Charged-off: Total real estate loans-0.0198%5,011
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0581%5,463
Percentage Net Loans Charged-off: Home equity loans-0.1634%4,315
All other 1-4 family - Percent of loans charged-off, net0.0000%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,935
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0157%4,738
Percentage Net Loans Charged-off: Total real estate loans-0.0217%5,108
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0631%5,552
Percentage Net Loans Charged-off: Home equity loans-0.1759%4,347
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1172%2,202
Percentage Net Loans Charged-off: Total real estate loans0.1523%1,185
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.1589%866
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1897%1,158
Percentage Net Loans Charged-off: Home equity loans0.0385%831
All other 1-4 family - Percent of loans charged-off, net0.2849%766
Percentage Net Loans Charged-off: Commercial and industrial0.0317%2,253
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0769%2,462
Percentage Net Loans Charged-off: Total real estate loans0.0913%1,562
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2541%808
Percentage Net Loans Charged-off: Home equity loans-0.0550%4,298
All other 1-4 family - Percent of loans charged-off, net0.4538%416
Percentage Net Loans Charged-off: Commercial and industrial0.0427%1,857
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0916%2,108
Percentage Net Loans Charged-off: Total real estate loans0.1426%1,124
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3952%531
Percentage Net Loans Charged-off: Home equity loans-0.0629%4,360
All other 1-4 family - Percent of loans charged-off, net0.7010%261
Percentage Net Loans Charged-off: Commercial and industrial-0.0345%4,675
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0259%5,171
Percentage Net Loans Charged-off: Total real estate loans-0.0091%5,024
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0251%5,511
Percentage Net Loans Charged-off: Home equity loans-0.0621%4,412
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial-0.0687%5,005
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3210%1,377
Percentage Net Loans Charged-off: Total real estate loans0.3138%1,002
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.3001%963
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3660%934
Percentage Net Loans Charged-off: Home equity loans0.2039%700
All other 1-4 family - Percent of loans charged-off, net0.4785%703
Percentage Net Loans Charged-off: Commercial and industrial0.3495%1,443
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,787
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2647%1,475
Percentage Net Loans Charged-off: Total real estate loans0.2343%1,200
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.3270%802
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1590%1,749
Percentage Net Loans Charged-off: Home equity loans0.1399%769
All other 1-4 family - Percent of loans charged-off, net0.1724%1,584
Percentage Net Loans Charged-off: Commercial and industrial0.3463%1,275
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4074%999
Percentage Net Loans Charged-off: Total real estate loans0.3619%843
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.5035%573
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2456%1,275
Percentage Net Loans Charged-off: Home equity loans0.4256%415
All other 1-4 family - Percent of loans charged-off, net0.1203%1,791
Percentage Net Loans Charged-off: Commercial and industrial0.5287%961
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6295%589
Percentage Net Loans Charged-off: Total real estate loans0.6328%435
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate1.0432%256
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2613%1,017
Percentage Net Loans Charged-off: Home equity loans0.3675%379
All other 1-4 family - Percent of loans charged-off, net0.1875%1,166
Percentage Net Loans Charged-off: Commercial and industrial0.6416%602
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6921%941
Percentage Net Loans Charged-off: Total real estate loans0.7402%724
Percentage Net Loans Charged-off:Construction & development6.5215%184
Percentage Net Loans Charged-off: Commercial real estate0.4947%1,048
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.7897%667
Percentage Net Loans Charged-off: Home equity loans1.4820%241
All other 1-4 family - Percent of loans charged-off, net0.3024%1,657
Percentage Net Loans Charged-off: Commercial and industrial0.5949%1,422
Percentage Net Loans Charged-off: Loans to individuals1.1501%1,001
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1501%900
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9342%618
Percentage Net Loans Charged-off: Total real estate loans1.0059%463
Percentage Net Loans Charged-off:Construction & development8.2370%142
Percentage Net Loans Charged-off: Commercial real estate0.6660%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential1.0846%433
Percentage Net Loans Charged-off: Home equity loans1.5737%245
All other 1-4 family - Percent of loans charged-off, net0.7394%705
Percentage Net Loans Charged-off: Commercial and industrial0.7898%1,071
Percentage Net Loans Charged-off: Loans to individuals1.5242%654
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5242%595
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9476%650
Percentage Net Loans Charged-off: Total real estate loans0.9786%547
Percentage Net Loans Charged-off:Construction & development11.7247%109
Percentage Net Loans Charged-off: Commercial real estate0.5593%819
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.9035%595
Percentage Net Loans Charged-off: Home equity loans1.3627%298
All other 1-4 family - Percent of loans charged-off, net0.5849%909
Percentage Net Loans Charged-off: Commercial and industrial0.8864%940
Percentage Net Loans Charged-off: Loans to individuals2.2541%426
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2541%389
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7849%778
Percentage Net Loans Charged-off: Total real estate loans0.9198%564
Percentage Net Loans Charged-off:Construction & development8.7817%134
Percentage Net Loans Charged-off: Commercial real estate0.8322%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.6424%817
Percentage Net Loans Charged-off: Home equity loans0.5229%475
All other 1-4 family - Percent of loans charged-off, net0.7263%714
Percentage Net Loans Charged-off: Commercial and industrial0.4744%957
Percentage Net Loans Charged-off: Loans to individuals4.4400%196
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4400%179
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0088%360
Percentage Net Loans Charged-off: Total real estate loans1.6960%446
Percentage Net Loans Charged-off:Construction & development8.8687%284
Percentage Net Loans Charged-off: Commercial real estate0.7731%1,129
Percentage Net Loans Charged-off: Multi-family residential2.1326%310
Percentage Net Loans Charged-off: 1-4 family residential2.2162%284
Percentage Net Loans Charged-off: Home equity loans1.4042%467
All other 1-4 family - Percent of loans charged-off, net2.7929%207
Percentage Net Loans Charged-off: Commercial and industrial2.6890%625
Percentage Net Loans Charged-off: Loans to individuals0.2343%3,291
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2343%3,115
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4571%258
Percentage Net Loans Charged-off: Total real estate loans2.0594%313
Percentage Net Loans Charged-off:Construction & development11.6507%225
Percentage Net Loans Charged-off: Commercial real estate1.0291%804
Percentage Net Loans Charged-off: Multi-family residential2.9018%234
Percentage Net Loans Charged-off: 1-4 family residential2.5154%252
Percentage Net Loans Charged-off: Home equity loans1.2772%500
All other 1-4 family - Percent of loans charged-off, net3.3951%173
Percentage Net Loans Charged-off: Commercial and industrial3.3185%475
Percentage Net Loans Charged-off: Loans to individuals-0.0987%6,175
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0987%6,099
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6844%245
Percentage Net Loans Charged-off: Total real estate loans1.7072%499
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.6393%1,085
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential3.0366%220
Percentage Net Loans Charged-off: Home equity loans1.6848%367
All other 1-4 family - Percent of loans charged-off, net3.9965%159
Percentage Net Loans Charged-off: Commercial and industrial4.6945%337
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,588
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6835%172
Percentage Net Loans Charged-off: Total real estate loans2.2035%353
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0264%1,643
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential4.7306%106
Percentage Net Loans Charged-off: Home equity loans1.8530%314
All other 1-4 family - Percent of loans charged-off, net6.7964%62
Percentage Net Loans Charged-off: Commercial and industrial6.7065%235
Percentage Net Loans Charged-off: Loans to individuals-0.2670%6,297
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2670%6,227
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3751%1,194
Percentage Net Loans Charged-off: Total real estate loans1.2351%1,290
Percentage Net Loans Charged-off:Construction & development0.4086%2,496
Percentage Net Loans Charged-off: Commercial real estate1.5358%789
Percentage Net Loans Charged-off: Multi-family residential1.0926%586
Percentage Net Loans Charged-off: 1-4 family residential1.0082%1,233
Percentage Net Loans Charged-off: Home equity loans1.0243%829
All other 1-4 family - Percent of loans charged-off, net0.9963%1,234
Percentage Net Loans Charged-off: Commercial and industrial1.6941%1,385
Percentage Net Loans Charged-off: Loans to individuals0.2454%3,781
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2345%3,559
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0814%1,475
Percentage Net Loans Charged-off: Total real estate loans0.9889%1,489
Percentage Net Loans Charged-off:Construction & development0.6819%2,080
Percentage Net Loans Charged-off: Commercial real estate1.3607%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.7146%1,579
Percentage Net Loans Charged-off: Home equity loans1.0782%705
All other 1-4 family - Percent of loans charged-off, net0.4430%2,066
Percentage Net Loans Charged-off: Commercial and industrial1.2944%1,499
Percentage Net Loans Charged-off: Loans to individuals0.4807%2,621
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4533%2,397
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8561%1,797
Percentage Net Loans Charged-off: Total real estate loans1.0918%1,295
Percentage Net Loans Charged-off:Construction & development-0.5568%6,618
Percentage Net Loans Charged-off: Commercial real estate1.6103%644
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.7445%1,481
Percentage Net Loans Charged-off: Home equity loans1.0152%708
All other 1-4 family - Percent of loans charged-off, net0.5408%1,752
Percentage Net Loans Charged-off: Commercial and industrial0.4020%2,319
Percentage Net Loans Charged-off: Loans to individuals0.1168%3,687
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1075%3,487
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8675%1,525
Percentage Net Loans Charged-off: Total real estate loans1.2906%970
Percentage Net Loans Charged-off:Construction & development-1.0451%6,704
Percentage Net Loans Charged-off: Commercial real estate2.7666%308
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0216%3,019
Percentage Net Loans Charged-off: Home equity loans0.0502%991
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.0324%2,304
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9123%2,364
Percentage Net Loans Charged-off: Total real estate loans1.3930%1,396
Percentage Net Loans Charged-off:Construction & development5.5662%1,121
Percentage Net Loans Charged-off: Commercial real estate1.3851%950
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.2750%1,114
Percentage Net Loans Charged-off: Home equity loans1.7996%542
All other 1-4 family - Percent of loans charged-off, net0.8825%1,533
Percentage Net Loans Charged-off: Commercial and industrial-0.0452%6,712
Percentage Net Loans Charged-off: Loans to individuals0.1126%4,924
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8370%2,365
Percentage Net Loans Charged-off: Total real estate loans1.1344%1,595
Percentage Net Loans Charged-off:Construction & development7.5125%756
Percentage Net Loans Charged-off: Commercial real estate0.8535%1,286
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.1482%1,087
Percentage Net Loans Charged-off: Home equity loans1.5128%587
All other 1-4 family - Percent of loans charged-off, net0.8763%1,368
Percentage Net Loans Charged-off: Commercial and industrial0.2528%3,485
Percentage Net Loans Charged-off: Loans to individuals0.1516%4,435
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9139%2,006
Percentage Net Loans Charged-off: Total real estate loans1.1624%1,419
Percentage Net Loans Charged-off:Construction & development11.9011%399
Percentage Net Loans Charged-off: Commercial real estate0.3899%1,646
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.4632%832
Percentage Net Loans Charged-off: Home equity loans2.2773%390
All other 1-4 family - Percent of loans charged-off, net0.8579%1,298
Percentage Net Loans Charged-off: Commercial and industrial0.4299%2,756
Percentage Net Loans Charged-off: Loans to individuals0.2330%3,764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0896%1,534
Percentage Net Loans Charged-off: Total real estate loans1.2136%1,183
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.7779%893
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.8352%608
Percentage Net Loans Charged-off: Home equity loans1.9980%383
All other 1-4 family - Percent of loans charged-off, net1.7137%645
Percentage Net Loans Charged-off: Commercial and industrial0.8624%1,649
Percentage Net Loans Charged-off: Loans to individuals0.4608%2,705
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9496%2,499
Percentage Net Loans Charged-off: Total real estate loans0.5819%2,684
Percentage Net Loans Charged-off:Construction & development6.3223%1,004
Percentage Net Loans Charged-off: Commercial real estate0.3233%2,114
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.5346%1,996
Percentage Net Loans Charged-off: Home equity loans1.2080%742
All other 1-4 family - Percent of loans charged-off, net0.0285%4,438
Percentage Net Loans Charged-off: Commercial and industrial1.7600%2,071
Percentage Net Loans Charged-off: Loans to individuals0.5434%3,947
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7928%2,382
Percentage Net Loans Charged-off: Total real estate loans0.2466%3,347
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0093%2,769
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.5424%1,680
Percentage Net Loans Charged-off: Home equity loans1.2094%621
All other 1-4 family - Percent of loans charged-off, net0.0384%3,808
Percentage Net Loans Charged-off: Commercial and industrial1.9843%1,536
Percentage Net Loans Charged-off: Loans to individuals0.7943%2,920
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8088%2,068
Percentage Net Loans Charged-off: Total real estate loans0.3704%2,472
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0139%2,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.8178%1,132
Percentage Net Loans Charged-off: Home equity loans1.8333%379
All other 1-4 family - Percent of loans charged-off, net0.0577%3,085
Percentage Net Loans Charged-off: Commercial and industrial1.7682%1,426
Percentage Net Loans Charged-off: Loans to individuals0.7480%2,849
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0818%1,257
Percentage Net Loans Charged-off: Total real estate loans0.6088%1,439
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0354%1,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.3350%587
Percentage Net Loans Charged-off: Home equity loans3.1309%206
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial2.1473%915
Percentage Net Loans Charged-off: Loans to individuals-0.2228%7,380
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7936%1,568
Percentage Net Loans Charged-off: Total real estate loans0.3256%2,225
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.2992%1,196
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.4114%1,397
Percentage Net Loans Charged-off: Home equity loans0.8840%507
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial1.6538%1,263
Percentage Net Loans Charged-off: Loans to individuals1.5937%1,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7708%1,129
Percentage Net Loans Charged-off: Total real estate loans0.3751%1,451
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.3225%749
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.5098%893
Percentage Net Loans Charged-off: Home equity loans1.0669%331
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial1.5003%976
Percentage Net Loans Charged-off: Loans to individuals0.1251%4,862
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2710%520
Percentage Net Loans Charged-off: Total real estate loans0.5834%811
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.4873%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.8310%475
Percentage Net Loans Charged-off: Home equity loans1.6540%203
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial2.4490%506
Percentage Net Loans Charged-off: Loans to individuals0.1849%4,111
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1854%2,256
Percentage Net Loans Charged-off: Total real estate loans0.6350%534
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential1.6871%190
Percentage Net Loans Charged-off: Home equity loans3.3827%94
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.5415%7,825
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2304%2,354
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.5803%1,726
Percentage Net Loans Charged-off: Loans to individuals1.5622%921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0648%3,828
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.1519%2,401
Percentage Net Loans Charged-off: Loans to individuals0.8566%1,633
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0340%4,072
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0731%2,310
Percentage Net Loans Charged-off: Loans to individuals0.6996%1,836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0057%4,285
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0039%6,641
Percentage Net Loans Charged-off: Loans to individuals0.6800%1,762
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0018%7,483
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.0070%6,883
Percentage Net Loans Charged-off: Loans to individuals0.0575%5,385
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0005%5,843
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0067%6,695
Percentage Net Loans Charged-off: Loans to individuals0.2267%3,844
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0022%6,886
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0060%6,601
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0044%6,593
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0123%6,660
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1745%2,569
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.4554%2,009
Percentage Net Loans Charged-off: Loans to individuals0.5720%3,264
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2378%1,660
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.6187%1,371
Percentage Net Loans Charged-off: Loans to individuals0.7031%2,372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0718%1,182
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3019%1,280
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.7702%1,080
Percentage Net Loans Charged-off: Loans to individuals1.2186%1,254
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1069%950
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5772%592
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial1.5491%541
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3514%1,626
Percentage Net Loans Charged-off: Total real estate loans-0.0048%7,924
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%8,106
Percentage Net Loans Charged-off: Home equity loans-0.0266%6,000
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.7569%1,656
Percentage Net Loans Charged-off: Loans to individuals2.7892%445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3694%1,342
Percentage Net Loans Charged-off: Total real estate loans-0.0064%7,953
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%8,144
Percentage Net Loans Charged-off: Home equity loans-0.0358%5,984
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.9551%1,177
Percentage Net Loans Charged-off: Loans to individuals-0.0481%7,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5531%831
Percentage Net Loans Charged-off: Total real estate loans-0.0096%8,037
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0220%8,276
Percentage Net Loans Charged-off: Home equity loans-0.0542%5,985
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial1.4286%777
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1140%7,410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5508%837
Percentage Net Loans Charged-off: Total real estate loans-0.0193%8,280
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0440%8,488
Percentage Net Loans Charged-off: Home equity loans-0.1090%5,952
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial1.4350%654
Percentage Net Loans Charged-off: Loans to individuals-0.0659%7,436
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2731%2,702
Percentage Net Loans Charged-off: Total real estate loans-0.0532%8,675
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.1234%8,801
Percentage Net Loans Charged-off: Home equity loans-0.1054%6,060
All other 1-4 family - Percent of loans charged-off, net-0.1349%8,793
Percentage Net Loans Charged-off: Commercial and industrial0.7471%2,085
Percentage Net Loans Charged-off: Loans to individuals0.6455%3,584
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2294%2,686
Percentage Net Loans Charged-off: Total real estate loans-0.0714%8,761
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.1668%8,876
Percentage Net Loans Charged-off: Home equity loans-0.1433%6,024
All other 1-4 family - Percent of loans charged-off, net-0.1817%8,874
Percentage Net Loans Charged-off: Commercial and industrial0.6695%1,884
Percentage Net Loans Charged-off: Loans to individuals0.5635%3,555
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1723%8,931
Percentage Net Loans Charged-off: Total real estate loans-0.1073%8,873
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.2523%8,955
Percentage Net Loans Charged-off: Home equity loans-0.2188%5,997
All other 1-4 family - Percent of loans charged-off, net-0.2733%8,951
Percentage Net Loans Charged-off: Commercial and industrial-0.3054%8,225
Percentage Net Loans Charged-off: Loans to individuals0.4530%3,759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2071%8,903
Percentage Net Loans Charged-off: Total real estate loans-0.2154%9,011
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.5114%9,053
Percentage Net Loans Charged-off: Home equity loans-0.4480%5,942
All other 1-4 family - Percent of loans charged-off, net-0.5503%9,045
Percentage Net Loans Charged-off: Commercial and industrial-0.2404%8,139
Percentage Net Loans Charged-off: Loans to individuals0.6532%2,730
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0872%5,399
Percentage Net Loans Charged-off: Total real estate loans0.0619%2,342
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1452%1,317
Percentage Net Loans Charged-off: Home equity loans0.3876%191
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.1258%4,133
Percentage Net Loans Charged-off: Loans to individuals0.1574%6,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3891%2,108
Percentage Net Loans Charged-off: Total real estate loans0.0692%2,082
Percentage Net Loans Charged-off:Construction & development3.0756%95
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.8629%2,008
Percentage Net Loans Charged-off: Loans to individuals0.8016%2,881
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6463%971
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1619%3,717
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1367%4,411
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2414%3,322
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2424%3,556
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1358%4,890
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0240%7,891
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%8,813
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1535%7,969
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA