Home > Iowa Savings Bank > Income and Expense
Iowa Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,200,000 | 2,676 |
| Total interest expense | $3,867,000 | 2,319 |
| Net interest income | $7,333,000 | 2,829 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,319,000 | 2,429 |
| Gross Fiduciary activities income | $666,000 | 563 |
| Service charges on deposit accounts | $147,000 | 3,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,968 |
| Total noninterest expense | $5,139,000 | 3,010 |
| Salaries and employee benefits | $3,094,000 | 2,900 |
| Premises and equipment expense | $453,000 | 3,088 |
| Additional noninterest expense | $506,000 | 2,968 |
| Pre-tax net operating income | $3,513,000 | 2,321 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $157,000 | 2,572 |
| Income before extraordinary items | $3,356,000 | 2,192 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,356,000 | 2,216 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,356,000 | 2,195 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $1,708,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,356,000 | 2,221 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,221,000 | 2,687 |
| Total interest expense | $2,703,000 | 2,277 |
| Net interest income | $5,518,000 | 2,838 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $928,000 | 2,491 |
| Gross Fiduciary activities income | $430,000 | 579 |
| Service charges on deposit accounts | $110,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 2,927 |
| Total noninterest expense | $3,872,000 | 2,985 |
| Salaries and employee benefits | $2,315,000 | 2,886 |
| Premises and equipment expense | $331,000 | 3,131 |
| Additional noninterest expense | $388,000 | 2,926 |
| Pre-tax net operating income | $2,574,000 | 2,417 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $130,000 | 2,560 |
| Income before extraordinary items | $2,444,000 | 2,276 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,444,000 | 2,298 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,444,000 | 2,278 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $1,040,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,444,000 | 2,300 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 2,686 |
| Total interest expense | $1,602,000 | 2,261 |
| Net interest income | $3,800,000 | 2,812 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $614,000 | 2,456 |
| Gross Fiduciary activities income | $283,000 | 573 |
| Service charges on deposit accounts | $71,000 | 3,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 2,895 |
| Total noninterest expense | $2,473,000 | 3,055 |
| Salaries and employee benefits | $1,545,000 | 2,895 |
| Premises and equipment expense | $217,000 | 3,167 |
| Additional noninterest expense | $260,000 | 2,889 |
| Pre-tax net operating income | $1,941,000 | 2,284 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $85,000 | 2,614 |
| Income before extraordinary items | $1,856,000 | 2,150 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,856,000 | 2,175 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,856,000 | 2,150 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $690,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,856,000 | 2,161 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 2,694 |
| Total interest expense | $716,000 | 2,210 |
| Net interest income | $1,957,000 | 2,771 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $286,000 | 2,540 |
| Gross Fiduciary activities income | $128,000 | 611 |
| Service charges on deposit accounts | $34,000 | 3,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 2,938 |
| Total noninterest expense | $1,260,000 | 3,056 |
| Salaries and employee benefits | $774,000 | 2,932 |
| Premises and equipment expense | $111,000 | 3,172 |
| Additional noninterest expense | $124,000 | 2,938 |
| Pre-tax net operating income | $983,000 | 2,323 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $45,000 | 2,601 |
| Income before extraordinary items | $938,000 | 2,176 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $938,000 | 2,176 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $938,000 | 2,176 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $92,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $938,000 | 2,196 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,510,000 | 2,757 |
| Total interest expense | $1,260,000 | 2,134 |
| Net interest income | $7,250,000 | 2,827 |
| Provision for loan and lease losses | $30,000 | 2,675 |
| Total noninterest income | $1,319,000 | 2,482 |
| Gross Fiduciary activities income | $553,000 | 603 |
| Service charges on deposit accounts | $135,000 | 3,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $631,000 | 2,817 |
| Total noninterest expense | $5,104,000 | 3,009 |
| Salaries and employee benefits | $3,041,000 | 2,921 |
| Premises and equipment expense | $479,000 | 3,052 |
| Additional noninterest expense | $631,000 | 2,817 |
| Pre-tax net operating income | $3,435,000 | 2,493 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $163,000 | 2,740 |
| Income before extraordinary items | $3,272,000 | 2,342 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,272,000 | 2,342 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,272,000 | 2,341 |
| Net charge-offs | $4,000 | 2,370 |
| Cash dividends | $1,386,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,272,000 | 2,373 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 2,812 |
| Total interest expense | $726,000 | 2,161 |
| Net interest income | $5,264,000 | 2,849 |
| Provision for loan and lease losses | $30,000 | 2,440 |
| Total noninterest income | $1,031,000 | 2,458 |
| Gross Fiduciary activities income | $411,000 | 602 |
| Service charges on deposit accounts | $102,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $518,000 | 2,764 |
| Total noninterest expense | $3,722,000 | 3,041 |
| Salaries and employee benefits | $2,258,000 | 2,919 |
| Premises and equipment expense | $357,000 | 3,052 |
| Additional noninterest expense | $518,000 | 2,764 |
| Pre-tax net operating income | $2,543,000 | 2,513 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $133,000 | 2,703 |
| Income before extraordinary items | $2,410,000 | 2,343 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,410,000 | 2,342 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,410,000 | 2,342 |
| Net charge-offs | $1,000 | 2,255 |
| Cash dividends | $989,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,410,000 | 2,382 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 2,855 |
| Total interest expense | $409,000 | 2,227 |
| Net interest income | $3,352,000 | 2,895 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $698,000 | 2,432 |
| Gross Fiduciary activities income | $282,000 | 560 |
| Service charges on deposit accounts | $69,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 2,798 |
| Total noninterest expense | $2,473,000 | 3,033 |
| Salaries and employee benefits | $1,509,000 | 2,926 |
| Premises and equipment expense | $232,000 | 3,113 |
| Additional noninterest expense | $732,000 | 3,123 |
| Pre-tax net operating income | $1,547,000 | 2,525 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $89,000 | 2,630 |
| Income before extraordinary items | $1,458,000 | 2,389 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,458,000 | 2,389 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,458,000 | 2,389 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $653,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,458,000 | 2,423 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 2,872 |
| Total interest expense | $198,000 | 2,236 |
| Net interest income | $1,613,000 | 2,916 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $371,000 | 2,347 |
| Gross Fiduciary activities income | $141,000 | 577 |
| Service charges on deposit accounts | $35,000 | 3,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 2,598 |
| Total noninterest expense | $1,251,000 | 3,017 |
| Salaries and employee benefits | $761,000 | 2,909 |
| Premises and equipment expense | $112,000 | 3,168 |
| Additional noninterest expense | $378,000 | 3,081 |
| Pre-tax net operating income | $703,000 | 2,548 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $38,000 | 2,647 |
| Income before extraordinary items | $665,000 | 2,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $665,000 | 2,416 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $665,000 | 2,418 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $33,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $665,000 | 2,443 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,099,000 | 2,795 |
| Total interest expense | $867,000 | 2,422 |
| Net interest income | $7,232,000 | 2,808 |
| Provision for loan and lease losses | $230,000 | 1,637 |
| Total noninterest income | $1,617,000 | 2,473 |
| Gross Fiduciary activities income | $538,000 | 565 |
| Service charges on deposit accounts | $142,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 2,688 |
| Total noninterest expense | $4,939,000 | 3,041 |
| Salaries and employee benefits | $2,859,000 | 3,004 |
| Premises and equipment expense | $537,000 | 2,918 |
| Additional noninterest expense | $1,543,000 | 3,052 |
| Pre-tax net operating income | $3,680,000 | 2,432 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $178,000 | 2,760 |
| Income before extraordinary items | $3,502,000 | 2,352 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,502,000 | 2,352 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,502,000 | 2,353 |
| Net charge-offs | $261,000 | 898 |
| Cash dividends | $1,519,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,502,000 | 2,321 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 2,796 |
| Total interest expense | $660,000 | 2,485 |
| Net interest income | $5,618,000 | 2,797 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,202,000 | 2,510 |
| Gross Fiduciary activities income | $382,000 | 569 |
| Service charges on deposit accounts | $101,000 | 3,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $719,000 | 2,702 |
| Total noninterest expense | $3,586,000 | 3,107 |
| Salaries and employee benefits | $2,145,000 | 3,017 |
| Premises and equipment expense | $373,000 | 3,067 |
| Additional noninterest expense | $1,068,000 | 3,202 |
| Pre-tax net operating income | $3,234,000 | 2,335 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $134,000 | 2,787 |
| Income before extraordinary items | $3,100,000 | 2,198 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,100,000 | 2,197 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,100,000 | 2,198 |
| Net charge-offs | $-4,000 | 3,372 |
| Cash dividends | $1,343,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,100,000 | 2,172 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 2,829 |
| Total interest expense | $455,000 | 2,504 |
| Net interest income | $3,656,000 | 2,834 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $830,000 | 2,437 |
| Gross Fiduciary activities income | $269,000 | 563 |
| Service charges on deposit accounts | $65,000 | 3,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,645 |
| Total noninterest expense | $2,317,000 | 3,153 |
| Salaries and employee benefits | $1,426,000 | 3,025 |
| Premises and equipment expense | $244,000 | 3,083 |
| Additional noninterest expense | $647,000 | 3,344 |
| Pre-tax net operating income | $2,169,000 | 2,281 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $88,000 | 2,789 |
| Income before extraordinary items | $2,081,000 | 2,170 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,081,000 | 2,169 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,081,000 | 2,170 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $689,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,081,000 | 2,140 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 2,999 |
| Total interest expense | $231,000 | 2,550 |
| Net interest income | $1,595,000 | 3,016 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $410,000 | 2,450 |
| Gross Fiduciary activities income | $140,000 | 563 |
| Service charges on deposit accounts | $34,000 | 3,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 2,683 |
| Total noninterest expense | $1,178,000 | 3,115 |
| Salaries and employee benefits | $725,000 | 2,983 |
| Premises and equipment expense | $129,000 | 3,015 |
| Additional noninterest expense | $324,000 | 3,298 |
| Pre-tax net operating income | $827,000 | 2,620 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $43,000 | 2,754 |
| Income before extraordinary items | $784,000 | 2,540 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $784,000 | 2,538 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $784,000 | 2,540 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $30,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $784,000 | 2,510 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,508,000 | 2,980 |
| Total interest expense | $1,220,000 | 2,653 |
| Net interest income | $6,288,000 | 2,983 |
| Provision for loan and lease losses | $180,000 | 3,128 |
| Total noninterest income | $1,866,000 | 2,203 |
| Gross Fiduciary activities income | $434,000 | 590 |
| Service charges on deposit accounts | $152,000 | 3,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,280,000 | 2,239 |
| Total noninterest expense | $4,835,000 | 3,065 |
| Salaries and employee benefits | $2,905,000 | 2,991 |
| Premises and equipment expense | $500,000 | 3,050 |
| Additional noninterest expense | $1,430,000 | 3,126 |
| Pre-tax net operating income | $3,139,000 | 2,372 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $155,000 | 2,700 |
| Income before extraordinary items | $2,984,000 | 2,316 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,984,000 | 2,316 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,984,000 | 2,316 |
| Net charge-offs | $20,000 | 2,800 |
| Cash dividends | $2,293,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,984,000 | 2,262 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 2,994 |
| Total interest expense | $972,000 | 2,659 |
| Net interest income | $4,702,000 | 2,997 |
| Provision for loan and lease losses | $180,000 | 2,853 |
| Total noninterest income | $1,344,000 | 2,199 |
| Gross Fiduciary activities income | $317,000 | 589 |
| Service charges on deposit accounts | $114,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 2,237 |
| Total noninterest expense | $3,456,000 | 3,124 |
| Salaries and employee benefits | $2,151,000 | 2,995 |
| Premises and equipment expense | $359,000 | 3,136 |
| Additional noninterest expense | $946,000 | 3,296 |
| Pre-tax net operating income | $2,410,000 | 2,337 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $112,000 | 2,736 |
| Income before extraordinary items | $2,298,000 | 2,256 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,298,000 | 2,256 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,298,000 | 2,256 |
| Net charge-offs | $26,000 | 2,387 |
| Cash dividends | $1,876,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,298,000 | 2,196 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 2,972 |
| Total interest expense | $714,000 | 2,626 |
| Net interest income | $3,192,000 | 2,981 |
| Provision for loan and lease losses | $180,000 | 2,493 |
| Total noninterest income | $690,000 | 2,443 |
| Gross Fiduciary activities income | $217,000 | 590 |
| Service charges on deposit accounts | $75,000 | 3,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 2,617 |
| Total noninterest expense | $2,339,000 | 3,112 |
| Salaries and employee benefits | $1,451,000 | 2,991 |
| Premises and equipment expense | $240,000 | 3,134 |
| Additional noninterest expense | $648,000 | 3,278 |
| Pre-tax net operating income | $1,363,000 | 2,535 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $75,000 | 2,691 |
| Income before extraordinary items | $1,288,000 | 2,448 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,288,000 | 2,446 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,288,000 | 2,448 |
| Net charge-offs | $5,000 | 2,656 |
| Cash dividends | $1,331,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,288,000 | 2,411 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 2,922 |
| Total interest expense | $413,000 | 2,580 |
| Net interest income | $1,595,000 | 2,973 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $302,000 | 2,512 |
| Gross Fiduciary activities income | $124,000 | 576 |
| Service charges on deposit accounts | $45,000 | 3,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 2,886 |
| Total noninterest expense | $1,176,000 | 3,135 |
| Salaries and employee benefits | $728,000 | 2,996 |
| Premises and equipment expense | $125,000 | 3,082 |
| Additional noninterest expense | $323,000 | 3,322 |
| Pre-tax net operating income | $721,000 | 2,305 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $37,000 | 2,581 |
| Income before extraordinary items | $684,000 | 2,207 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $684,000 | 2,206 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $684,000 | 2,207 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $648,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $684,000 | 2,174 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 2,889 |
| Total interest expense | $1,915,000 | 2,412 |
| Net interest income | $6,426,000 | 2,971 |
| Provision for loan and lease losses | $-500,000 | 5,099 |
| Total noninterest income | $1,187,000 | 2,591 |
| Gross Fiduciary activities income | $485,000 | 579 |
| Service charges on deposit accounts | $183,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,983 |
| Total noninterest expense | $4,685,000 | 3,132 |
| Salaries and employee benefits | $2,893,000 | 2,999 |
| Premises and equipment expense | $506,000 | 3,077 |
| Additional noninterest expense | $1,286,000 | 3,360 |
| Pre-tax net operating income | $3,428,000 | 2,263 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $163,000 | 2,754 |
| Income before extraordinary items | $3,265,000 | 2,180 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,265,000 | 2,182 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,265,000 | 2,182 |
| Net charge-offs | $9,000 | 3,353 |
| Cash dividends | $2,572,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,265,000 | 2,138 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 2,922 |
| Total interest expense | $1,485,000 | 2,366 |
| Net interest income | $4,808,000 | 3,019 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $843,000 | 2,673 |
| Gross Fiduciary activities income | $371,000 | 577 |
| Service charges on deposit accounts | $137,000 | 3,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,166 |
| Total noninterest expense | $3,299,000 | 3,264 |
| Salaries and employee benefits | $2,153,000 | 3,025 |
| Premises and equipment expense | $361,000 | 3,188 |
| Additional noninterest expense | $785,000 | 3,748 |
| Pre-tax net operating income | $2,352,000 | 2,457 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $111,000 | 2,879 |
| Income before extraordinary items | $2,241,000 | 2,356 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,241,000 | 2,357 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,241,000 | 2,357 |
| Net charge-offs | $10,000 | 2,958 |
| Cash dividends | $2,022,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,241,000 | 2,324 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 2,966 |
| Total interest expense | $997,000 | 2,339 |
| Net interest income | $3,110,000 | 3,085 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $619,000 | 2,514 |
| Gross Fiduciary activities income | $263,000 | 573 |
| Service charges on deposit accounts | $85,000 | 3,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 2,912 |
| Total noninterest expense | $2,286,000 | 3,210 |
| Salaries and employee benefits | $1,446,000 | 3,032 |
| Premises and equipment expense | $243,000 | 3,174 |
| Additional noninterest expense | $597,000 | 3,553 |
| Pre-tax net operating income | $1,443,000 | 2,583 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $73,000 | 2,883 |
| Income before extraordinary items | $1,370,000 | 2,456 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,370,000 | 2,456 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,370,000 | 2,456 |
| Net charge-offs | $3,000 | 2,936 |
| Cash dividends | $852,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,370,000 | 2,430 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 2,997 |
| Total interest expense | $483,000 | 2,354 |
| Net interest income | $1,547,000 | 3,124 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $303,000 | 2,512 |
| Gross Fiduciary activities income | $138,000 | 568 |
| Service charges on deposit accounts | $40,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,956 |
| Total noninterest expense | $1,195,000 | 3,153 |
| Salaries and employee benefits | $737,000 | 3,016 |
| Premises and equipment expense | $121,000 | 3,218 |
| Additional noninterest expense | $337,000 | 3,338 |
| Pre-tax net operating income | $655,000 | 2,680 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $36,000 | 2,858 |
| Income before extraordinary items | $619,000 | 2,576 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $619,000 | 2,575 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $619,000 | 2,575 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $414,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $619,000 | 2,561 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 2,985 |
| Total interest expense | $1,306,000 | 2,546 |
| Net interest income | $6,468,000 | 3,039 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $1,214,000 | 2,598 |
| Gross Fiduciary activities income | $554,000 | 576 |
| Service charges on deposit accounts | $174,000 | 3,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 3,097 |
| Total noninterest expense | $4,670,000 | 3,190 |
| Salaries and employee benefits | $2,917,000 | 3,020 |
| Premises and equipment expense | $477,000 | 3,238 |
| Additional noninterest expense | $1,276,000 | 3,466 |
| Pre-tax net operating income | $2,892,000 | 2,556 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $121,000 | 2,985 |
| Income before extraordinary items | $2,771,000 | 2,436 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,771,000 | 2,434 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,771,000 | 2,435 |
| Net charge-offs | $-149,000 | 5,117 |
| Cash dividends | $1,802,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,771,000 | 2,433 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 2,998 |
| Total interest expense | $838,000 | 2,702 |
| Net interest income | $4,935,000 | 3,020 |
| Provision for loan and lease losses | $120,000 | 2,455 |
| Total noninterest income | $915,000 | 2,622 |
| Gross Fiduciary activities income | $424,000 | 569 |
| Service charges on deposit accounts | $127,000 | 3,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 3,134 |
| Total noninterest expense | $3,474,000 | 3,207 |
| Salaries and employee benefits | $2,177,000 | 3,022 |
| Premises and equipment expense | $345,000 | 3,339 |
| Additional noninterest expense | $952,000 | 3,493 |
| Pre-tax net operating income | $2,256,000 | 2,547 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $105,000 | 2,977 |
| Income before extraordinary items | $2,151,000 | 2,397 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,151,000 | 2,396 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,151,000 | 2,396 |
| Net charge-offs | $-148,000 | 5,193 |
| Cash dividends | $1,308,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,151,000 | 2,388 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 3,030 |
| Total interest expense | $535,000 | 2,700 |
| Net interest income | $3,234,000 | 3,047 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $621,000 | 2,599 |
| Gross Fiduciary activities income | $321,000 | 545 |
| Service charges on deposit accounts | $81,000 | 3,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 3,267 |
| Total noninterest expense | $2,313,000 | 3,235 |
| Salaries and employee benefits | $1,453,000 | 3,051 |
| Premises and equipment expense | $230,000 | 3,353 |
| Additional noninterest expense | $630,000 | 3,522 |
| Pre-tax net operating income | $1,422,000 | 2,601 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $70,000 | 2,953 |
| Income before extraordinary items | $1,352,000 | 2,468 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,352,000 | 2,467 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,352,000 | 2,467 |
| Net charge-offs | $-8,000 | 4,455 |
| Cash dividends | $862,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,352,000 | 2,465 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,088 |
| Total interest expense | $227,000 | 2,884 |
| Net interest income | $1,599,000 | 3,089 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $286,000 | 2,681 |
| Gross Fiduciary activities income | $140,000 | 580 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,298 |
| Total noninterest expense | $1,147,000 | 3,281 |
| Salaries and employee benefits | $738,000 | 3,033 |
| Premises and equipment expense | $118,000 | 3,355 |
| Additional noninterest expense | $291,000 | 3,708 |
| Pre-tax net operating income | $678,000 | 2,636 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $35,000 | 2,930 |
| Income before extraordinary items | $643,000 | 2,503 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $643,000 | 2,503 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $643,000 | 2,503 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $143,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $643,000 | 2,495 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,127,000 | 3,092 |
| Total interest expense | $627,000 | 3,320 |
| Net interest income | $6,500,000 | 3,025 |
| Provision for loan and lease losses | $218,000 | 2,295 |
| Total noninterest income | $1,501,000 | 2,398 |
| Gross Fiduciary activities income | $775,000 | 501 |
| Service charges on deposit accounts | $216,000 | 3,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 3,134 |
| Total noninterest expense | $4,824,000 | 3,160 |
| Salaries and employee benefits | $2,998,000 | 2,984 |
| Premises and equipment expense | $493,000 | 3,292 |
| Additional noninterest expense | $1,333,000 | 3,457 |
| Pre-tax net operating income | $2,959,000 | 2,502 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $141,000 | 3,139 |
| Income before extraordinary items | $2,818,000 | 2,158 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,818,000 | 2,156 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,818,000 | 2,158 |
| Net charge-offs | $149,000 | 2,084 |
| Cash dividends | $1,959,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,818,000 | 2,141 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,129 |
| Total interest expense | $451,000 | 3,387 |
| Net interest income | $4,844,000 | 3,065 |
| Provision for loan and lease losses | $158,000 | 2,255 |
| Total noninterest income | $1,089,000 | 2,466 |
| Gross Fiduciary activities income | $568,000 | 509 |
| Service charges on deposit accounts | $167,000 | 3,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,253 |
| Total noninterest expense | $3,476,000 | 3,271 |
| Salaries and employee benefits | $2,231,000 | 3,025 |
| Premises and equipment expense | $366,000 | 3,344 |
| Additional noninterest expense | $879,000 | 3,726 |
| Pre-tax net operating income | $2,299,000 | 2,499 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $106,000 | 3,126 |
| Income before extraordinary items | $2,193,000 | 2,236 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,193,000 | 2,236 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,193,000 | 2,237 |
| Net charge-offs | $-1,000 | 4,281 |
| Cash dividends | $1,461,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,193,000 | 2,214 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 3,166 |
| Total interest expense | $282,000 | 3,469 |
| Net interest income | $3,168,000 | 3,099 |
| Provision for loan and lease losses | $98,000 | 2,276 |
| Total noninterest income | $722,000 | 2,473 |
| Gross Fiduciary activities income | $389,000 | 505 |
| Service charges on deposit accounts | $108,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 3,321 |
| Total noninterest expense | $2,302,000 | 3,304 |
| Salaries and employee benefits | $1,502,000 | 3,017 |
| Premises and equipment expense | $247,000 | 3,335 |
| Additional noninterest expense | $553,000 | 3,869 |
| Pre-tax net operating income | $1,490,000 | 2,501 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $71,000 | 3,134 |
| Income before extraordinary items | $1,419,000 | 2,240 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,419,000 | 2,241 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,419,000 | 2,240 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $999,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,419,000 | 2,211 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 3,253 |
| Total interest expense | $125,000 | 3,649 |
| Net interest income | $1,526,000 | 3,177 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $257,000 | 2,923 |
| Gross Fiduciary activities income | $100,000 | 641 |
| Service charges on deposit accounts | $53,000 | 3,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,417 |
| Total noninterest expense | $1,137,000 | 3,366 |
| Salaries and employee benefits | $744,000 | 3,079 |
| Premises and equipment expense | $121,000 | 3,418 |
| Additional noninterest expense | $272,000 | 3,913 |
| Pre-tax net operating income | $646,000 | 2,672 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $40,000 | 3,017 |
| Income before extraordinary items | $606,000 | 2,430 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $606,000 | 2,429 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $606,000 | 2,430 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $373,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $606,000 | 2,410 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,122,000 | 3,385 |
| Total interest expense | $474,000 | 3,736 |
| Net interest income | $5,648,000 | 3,309 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,316,000 | 2,644 |
| Gross Fiduciary activities income | $567,000 | 569 |
| Service charges on deposit accounts | $236,000 | 3,351 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $513,000 | 3,227 |
| Total noninterest expense | $4,243,000 | 3,528 |
| Salaries and employee benefits | $2,659,000 | 3,288 |
| Premises and equipment expense | $547,000 | 3,191 |
| Additional noninterest expense | $1,037,000 | 4,096 |
| Pre-tax net operating income | $2,721,000 | 2,545 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $131,000 | 3,176 |
| Income before extraordinary items | $2,590,000 | 2,346 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,590,000 | 2,343 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,590,000 | 2,345 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $2,734,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,590,000 | 2,297 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,555,000 | 3,414 |
| Total interest expense | $351,000 | 3,784 |
| Net interest income | $4,204,000 | 3,336 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $946,000 | 2,701 |
| Gross Fiduciary activities income | $379,000 | 592 |
| Service charges on deposit accounts | $177,000 | 3,369 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $390,000 | 3,220 |
| Total noninterest expense | $3,184,000 | 3,532 |
| Salaries and employee benefits | $1,968,000 | 3,298 |
| Premises and equipment expense | $440,000 | 3,069 |
| Additional noninterest expense | $776,000 | 4,138 |
| Pre-tax net operating income | $1,966,000 | 2,656 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $82,000 | 3,330 |
| Income before extraordinary items | $1,884,000 | 2,442 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,884,000 | 2,443 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,884,000 | 2,443 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $2,327,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,884,000 | 2,382 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 3,458 |
| Total interest expense | $231,000 | 3,825 |
| Net interest income | $2,769,000 | 3,389 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $538,000 | 2,912 |
| Gross Fiduciary activities income | $185,000 | 658 |
| Service charges on deposit accounts | $116,000 | 3,390 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 3,353 |
| Total noninterest expense | $2,156,000 | 3,526 |
| Salaries and employee benefits | $1,329,000 | 3,293 |
| Premises and equipment expense | $288,000 | 3,119 |
| Additional noninterest expense | $539,000 | 4,098 |
| Pre-tax net operating income | $1,151,000 | 2,829 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $52,000 | 3,375 |
| Income before extraordinary items | $1,099,000 | 2,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,099,000 | 2,641 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,099,000 | 2,641 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $1,882,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,099,000 | 2,562 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,476 |
| Total interest expense | $115,000 | 3,859 |
| Net interest income | $1,370,000 | 3,406 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $263,000 | 2,927 |
| Gross Fiduciary activities income | $93,000 | 651 |
| Service charges on deposit accounts | $55,000 | 3,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,347 |
| Total noninterest expense | $1,114,000 | 3,469 |
| Salaries and employee benefits | $682,000 | 3,266 |
| Premises and equipment expense | $150,000 | 3,055 |
| Additional noninterest expense | $282,000 | 4,007 |
| Pre-tax net operating income | $519,000 | 2,974 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $26,000 | 3,362 |
| Income before extraordinary items | $493,000 | 2,777 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $493,000 | 2,776 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $493,000 | 2,777 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $246,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $493,000 | 2,722 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 3,486 |
| Total interest expense | $482,000 | 3,797 |
| Net interest income | $5,395,000 | 3,417 |
| Provision for loan and lease losses | $-251,000 | 5,847 |
| Total noninterest income | $1,282,000 | 2,702 |
| Gross Fiduciary activities income | $432,000 | 631 |
| Service charges on deposit accounts | $255,000 | 3,324 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $595,000 | 3,051 |
| Total noninterest expense | $4,441,000 | 3,484 |
| Salaries and employee benefits | $2,681,000 | 3,255 |
| Premises and equipment expense | $581,000 | 3,177 |
| Additional noninterest expense | $1,179,000 | 3,956 |
| Pre-tax net operating income | $2,487,000 | 2,643 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $106,000 | 3,291 |
| Income before extraordinary items | $2,381,000 | 2,416 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,381,000 | 2,418 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,381,000 | 2,418 |
| Net charge-offs | $-442,000 | 5,989 |
| Cash dividends | $1,155,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,381,000 | 2,375 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 3,562 |
| Total interest expense | $364,000 | 3,831 |
| Net interest income | $3,967,000 | 3,496 |
| Provision for loan and lease losses | $175,000 | 2,122 |
| Total noninterest income | $958,000 | 2,721 |
| Gross Fiduciary activities income | $338,000 | 620 |
| Service charges on deposit accounts | $187,000 | 3,384 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 3,095 |
| Total noninterest expense | $3,306,000 | 3,523 |
| Salaries and employee benefits | $2,018,000 | 3,264 |
| Premises and equipment expense | $437,000 | 3,207 |
| Additional noninterest expense | $851,000 | 4,053 |
| Pre-tax net operating income | $1,444,000 | 3,148 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $95,000 | 3,303 |
| Income before extraordinary items | $1,349,000 | 2,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,349,000 | 2,969 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,349,000 | 2,970 |
| Net charge-offs | $-16,000 | 5,293 |
| Cash dividends | $747,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,349,000 | 2,916 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 3,610 |
| Total interest expense | $243,000 | 3,860 |
| Net interest income | $2,603,000 | 3,538 |
| Provision for loan and lease losses | $130,000 | 1,940 |
| Total noninterest income | $659,000 | 2,698 |
| Gross Fiduciary activities income | $260,000 | 596 |
| Service charges on deposit accounts | $119,000 | 3,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,150 |
| Total noninterest expense | $2,197,000 | 3,559 |
| Salaries and employee benefits | $1,333,000 | 3,302 |
| Premises and equipment expense | $290,000 | 3,240 |
| Additional noninterest expense | $574,000 | 4,062 |
| Pre-tax net operating income | $935,000 | 3,190 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $62,000 | 3,335 |
| Income before extraordinary items | $873,000 | 3,006 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $873,000 | 3,006 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $873,000 | 3,008 |
| Net charge-offs | $-15,000 | 5,380 |
| Cash dividends | $429,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $873,000 | 2,944 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 3,684 |
| Total interest expense | $122,000 | 3,890 |
| Net interest income | $1,261,000 | 3,616 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $266,000 | 2,944 |
| Gross Fiduciary activities income | $74,000 | 702 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $134,000 | 3,187 |
| Total noninterest expense | $1,096,000 | 3,590 |
| Salaries and employee benefits | $663,000 | 3,356 |
| Premises and equipment expense | $150,000 | 3,200 |
| Additional noninterest expense | $283,000 | 4,098 |
| Pre-tax net operating income | $356,000 | 3,596 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $29,000 | 3,353 |
| Income before extraordinary items | $327,000 | 3,485 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $327,000 | 3,488 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $327,000 | 3,488 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $30,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $327,000 | 3,400 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 3,673 |
| Total interest expense | $539,000 | 3,849 |
| Net interest income | $5,101,000 | 3,598 |
| Provision for loan and lease losses | $210,000 | 2,410 |
| Total noninterest income | $1,319,000 | 2,687 |
| Gross Fiduciary activities income | $500,000 | 612 |
| Service charges on deposit accounts | $270,000 | 3,399 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $549,000 | 3,138 |
| Total noninterest expense | $4,393,000 | 3,605 |
| Salaries and employee benefits | $2,709,000 | 3,297 |
| Premises and equipment expense | $573,000 | 3,331 |
| Additional noninterest expense | $1,111,000 | 4,213 |
| Pre-tax net operating income | $1,817,000 | 3,160 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $83,000 | 3,489 |
| Income before extraordinary items | $1,734,000 | 2,967 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,734,000 | 2,966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,734,000 | 2,967 |
| Net charge-offs | $196,000 | 2,480 |
| Cash dividends | $1,315,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,734,000 | 2,924 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 3,715 |
| Total interest expense | $408,000 | 3,899 |
| Net interest income | $3,803,000 | 3,636 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $885,000 | 2,882 |
| Gross Fiduciary activities income | $278,000 | 665 |
| Service charges on deposit accounts | $200,000 | 3,468 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $407,000 | 3,203 |
| Total noninterest expense | $3,275,000 | 3,635 |
| Salaries and employee benefits | $2,025,000 | 3,329 |
| Premises and equipment expense | $418,000 | 3,441 |
| Additional noninterest expense | $832,000 | 4,250 |
| Pre-tax net operating income | $1,278,000 | 3,311 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $62,000 | 3,561 |
| Income before extraordinary items | $1,216,000 | 3,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,216,000 | 3,119 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,216,000 | 3,120 |
| Net charge-offs | $203,000 | 1,970 |
| Cash dividends | $836,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,216,000 | 3,076 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 3,733 |
| Total interest expense | $274,000 | 3,935 |
| Net interest income | $2,511,000 | 3,653 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $604,000 | 2,818 |
| Gross Fiduciary activities income | $217,000 | 640 |
| Service charges on deposit accounts | $130,000 | 3,495 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $257,000 | 3,254 |
| Total noninterest expense | $2,179,000 | 3,651 |
| Salaries and employee benefits | $1,347,000 | 3,356 |
| Premises and equipment expense | $269,000 | 3,541 |
| Additional noninterest expense | $563,000 | 4,238 |
| Pre-tax net operating income | $846,000 | 3,265 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $41,000 | 3,544 |
| Income before extraordinary items | $805,000 | 3,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $805,000 | 3,087 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $805,000 | 3,087 |
| Net charge-offs | $-66,000 | 6,223 |
| Cash dividends | $366,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $805,000 | 3,029 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 3,796 |
| Total interest expense | $139,000 | 3,957 |
| Net interest income | $1,224,000 | 3,741 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $279,000 | 2,909 |
| Gross Fiduciary activities income | $106,000 | 645 |
| Service charges on deposit accounts | $65,000 | 3,474 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $108,000 | 3,459 |
| Total noninterest expense | $1,088,000 | 3,696 |
| Salaries and employee benefits | $681,000 | 3,349 |
| Premises and equipment expense | $131,000 | 3,648 |
| Additional noninterest expense | $276,000 | 4,291 |
| Pre-tax net operating income | $370,000 | 3,433 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $20,000 | 3,505 |
| Income before extraordinary items | $350,000 | 3,252 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $350,000 | 3,255 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $350,000 | 3,255 |
| Net charge-offs | $-66,000 | 6,391 |
| Cash dividends | $32,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $350,000 | 3,220 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 3,869 |
| Total interest expense | $591,000 | 4,114 |
| Net interest income | $4,811,000 | 3,786 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,214,000 | 2,894 |
| Gross Fiduciary activities income | $350,000 | 679 |
| Service charges on deposit accounts | $300,000 | 3,354 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $564,000 | 3,208 |
| Total noninterest expense | $4,401,000 | 3,692 |
| Salaries and employee benefits | $2,750,000 | 3,296 |
| Premises and equipment expense | $548,000 | 3,519 |
| Additional noninterest expense | $1,103,000 | 4,383 |
| Pre-tax net operating income | $1,624,000 | 3,258 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $80,000 | 3,537 |
| Income before extraordinary items | $1,544,000 | 3,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,544,000 | 3,104 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,544,000 | 3,105 |
| Net charge-offs | $123,000 | 3,545 |
| Cash dividends | $1,143,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,544,000 | 3,039 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 3,900 |
| Total interest expense | $447,000 | 4,171 |
| Net interest income | $3,619,000 | 3,808 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $888,000 | 2,978 |
| Gross Fiduciary activities income | $204,000 | 715 |
| Service charges on deposit accounts | $222,000 | 3,402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $462,000 | 3,138 |
| Total noninterest expense | $3,257,000 | 3,749 |
| Salaries and employee benefits | $2,060,000 | 3,322 |
| Premises and equipment expense | $423,000 | 3,488 |
| Additional noninterest expense | $774,000 | 4,554 |
| Pre-tax net operating income | $1,250,000 | 3,283 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $75,000 | 3,487 |
| Income before extraordinary items | $1,175,000 | 3,114 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,175,000 | 3,118 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,175,000 | 3,118 |
| Net charge-offs | $-77,000 | 6,542 |
| Cash dividends | $1,018,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,175,000 | 3,043 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 3,839 |
| Total interest expense | $299,000 | 4,236 |
| Net interest income | $2,499,000 | 3,716 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $637,000 | 2,916 |
| Gross Fiduciary activities income | $140,000 | 723 |
| Service charges on deposit accounts | $152,000 | 3,330 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $345,000 | 3,007 |
| Total noninterest expense | $2,212,000 | 3,726 |
| Salaries and employee benefits | $1,398,000 | 3,298 |
| Premises and equipment expense | $296,000 | 3,386 |
| Additional noninterest expense | $518,000 | 4,554 |
| Pre-tax net operating income | $924,000 | 3,045 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $42,000 | 3,595 |
| Income before extraordinary items | $882,000 | 2,874 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $882,000 | 2,878 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $882,000 | 2,878 |
| Net charge-offs | $-77,000 | 6,632 |
| Cash dividends | $721,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $882,000 | 2,788 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 3,814 |
| Total interest expense | $153,000 | 4,277 |
| Net interest income | $1,276,000 | 3,686 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $306,000 | 2,981 |
| Gross Fiduciary activities income | $65,000 | 734 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 3,028 |
| Total noninterest expense | $1,129,000 | 3,710 |
| Salaries and employee benefits | $710,000 | 3,286 |
| Premises and equipment expense | $147,000 | 3,434 |
| Additional noninterest expense | $272,000 | 4,456 |
| Pre-tax net operating income | $453,000 | 3,070 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $9,000 | 3,970 |
| Income before extraordinary items | $444,000 | 2,825 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $444,000 | 2,827 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $444,000 | 2,827 |
| Net charge-offs | $-75,000 | 6,791 |
| Cash dividends | $120,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $444,000 | 2,729 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,114,000 | 3,780 |
| Total interest expense | $741,000 | 4,277 |
| Net interest income | $5,373,000 | 3,628 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,416,000 | 2,698 |
| Gross Fiduciary activities income | $439,000 | 629 |
| Service charges on deposit accounts | $291,000 | 3,544 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $686,000 | 2,929 |
| Total noninterest expense | $4,386,000 | 3,791 |
| Salaries and employee benefits | $2,732,000 | 3,337 |
| Premises and equipment expense | $520,000 | 3,720 |
| Additional noninterest expense | $1,134,000 | 4,491 |
| Pre-tax net operating income | $2,403,000 | 2,476 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $120,000 | 3,386 |
| Income before extraordinary items | $2,285,000 | 2,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,285,000 | 2,356 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,285,000 | 2,357 |
| Net charge-offs | $28,000 | 5,238 |
| Cash dividends | $1,485,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,283,100 | 2,231 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 3,840 |
| Total interest expense | $579,000 | 4,314 |
| Net interest income | $4,017,000 | 3,700 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $952,000 | 2,876 |
| Gross Fiduciary activities income | $278,000 | 663 |
| Service charges on deposit accounts | $205,000 | 3,704 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $469,000 | 3,048 |
| Total noninterest expense | $3,242,000 | 3,852 |
| Salaries and employee benefits | $2,036,000 | 3,376 |
| Premises and equipment expense | $377,000 | 3,845 |
| Additional noninterest expense | $829,000 | 4,576 |
| Pre-tax net operating income | $1,727,000 | 2,630 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $53,000 | 3,761 |
| Income before extraordinary items | $1,676,000 | 2,456 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,676,000 | 2,457 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,676,000 | 2,457 |
| Net charge-offs | $34,000 | 4,766 |
| Cash dividends | $946,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,674,060 | 2,321 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 3,895 |
| Total interest expense | $402,000 | 4,319 |
| Net interest income | $2,637,000 | 3,755 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $599,000 | 2,937 |
| Gross Fiduciary activities income | $195,000 | 663 |
| Service charges on deposit accounts | $127,000 | 3,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 3,177 |
| Total noninterest expense | $2,170,000 | 3,862 |
| Salaries and employee benefits | $1,369,000 | 3,375 |
| Premises and equipment expense | $249,000 | 3,876 |
| Additional noninterest expense | $552,000 | 4,590 |
| Pre-tax net operating income | $1,066,000 | 2,725 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $27,000 | 3,880 |
| Income before extraordinary items | $1,041,000 | 2,552 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,041,000 | 2,552 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,041,000 | 2,552 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $572,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,039,060 | 2,414 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 4,016 |
| Total interest expense | $207,000 | 4,375 |
| Net interest income | $1,264,000 | 3,883 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $302,000 | 2,944 |
| Gross Fiduciary activities income | $98,000 | 660 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 3,133 |
| Total noninterest expense | $1,080,000 | 3,882 |
| Salaries and employee benefits | $694,000 | 3,368 |
| Premises and equipment expense | $125,000 | 3,884 |
| Additional noninterest expense | $261,000 | 4,754 |
| Pre-tax net operating income | $486,000 | 2,924 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $25,000 | 3,539 |
| Income before extraordinary items | $461,000 | 2,775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 2,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $461,000 | 2,778 |
| Net charge-offs | $42,000 | 3,150 |
| Cash dividends | $124,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $461,000 | 2,637 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,247,000 | 3,945 |
| Total interest expense | $1,028,000 | 4,338 |
| Net interest income | $5,219,000 | 3,798 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,136,000 | 2,900 |
| Gross Fiduciary activities income | $401,000 | 604 |
| Service charges on deposit accounts | $325,000 | 3,439 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $410,000 | 3,395 |
| Total noninterest expense | $4,387,000 | 3,862 |
| Salaries and employee benefits | $2,821,000 | 3,259 |
| Premises and equipment expense | $551,000 | 3,793 |
| Additional noninterest expense | $1,015,000 | 4,864 |
| Pre-tax net operating income | $1,968,000 | 2,542 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $102,000 | 3,364 |
| Income before extraordinary items | $1,868,000 | 2,387 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,868,000 | 2,387 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,868,000 | 2,388 |
| Net charge-offs | $-72,000 | 7,227 |
| Cash dividends | $1,139,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,866,100 | 2,305 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 3,972 |
| Total interest expense | $806,000 | 4,342 |
| Net interest income | $3,907,000 | 3,824 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $796,000 | 3,018 |
| Gross Fiduciary activities income | $268,000 | 624 |
| Service charges on deposit accounts | $243,000 | 3,453 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $285,000 | 3,533 |
| Total noninterest expense | $3,262,000 | 3,896 |
| Salaries and employee benefits | $2,120,000 | 3,258 |
| Premises and equipment expense | $429,000 | 3,746 |
| Additional noninterest expense | $713,000 | 5,043 |
| Pre-tax net operating income | $1,441,000 | 2,657 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $77,000 | 3,393 |
| Income before extraordinary items | $1,366,000 | 2,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,366,000 | 2,492 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,366,000 | 2,492 |
| Net charge-offs | $-67,000 | 7,281 |
| Cash dividends | $458,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,364,100 | 2,393 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,001 |
| Total interest expense | $551,000 | 4,395 |
| Net interest income | $2,599,000 | 3,841 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $509,000 | 3,091 |
| Gross Fiduciary activities income | $144,000 | 670 |
| Service charges on deposit accounts | $155,000 | 3,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $210,000 | 3,419 |
| Total noninterest expense | $2,191,000 | 3,927 |
| Salaries and employee benefits | $1,424,000 | 3,260 |
| Premises and equipment expense | $284,000 | 3,790 |
| Additional noninterest expense | $483,000 | 5,081 |
| Pre-tax net operating income | $917,000 | 2,687 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $51,000 | 3,349 |
| Income before extraordinary items | $868,000 | 2,535 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $868,000 | 2,535 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $868,000 | 2,535 |
| Net charge-offs | $-106,000 | 7,383 |
| Cash dividends | $292,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $866,120 | 2,451 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 4,061 |
| Total interest expense | $279,000 | 4,488 |
| Net interest income | $1,277,000 | 3,885 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $237,000 | 3,258 |
| Gross Fiduciary activities income | $64,000 | 691 |
| Service charges on deposit accounts | $74,000 | 3,590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $99,000 | 3,590 |
| Total noninterest expense | $1,146,000 | 3,819 |
| Salaries and employee benefits | $713,000 | 3,284 |
| Premises and equipment expense | $148,000 | 3,732 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $368,000 | 3,137 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $25,000 | 3,306 |
| Income before extraordinary items | $343,000 | 2,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $343,000 | 2,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $343,000 | 2,968 |
| Net charge-offs | $-139,000 | 7,476 |
| Cash dividends | $120,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $343,000 | 2,912 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 4,155 |
| Total interest expense | $1,259,000 | 4,695 |
| Net interest income | $5,078,000 | 3,916 |
| Provision for loan and lease losses | $10,000 | 6,922 |
| Total noninterest income | $1,104,000 | 3,055 |
| Gross Fiduciary activities income | $269,000 | 696 |
| Service charges on deposit accounts | $293,000 | 3,689 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $542,000 | 3,074 |
| Total noninterest expense | $4,550,000 | 3,868 |
| Salaries and employee benefits | $2,709,000 | 3,385 |
| Premises and equipment expense | $474,000 | 4,326 |
| Additional noninterest expense | $1,367,000 | 4,250 |
| Pre-tax net operating income | $1,622,000 | 2,602 |
| Securities gains (losses) | $109,000 | 2,090 |
| Applicable income taxes | $103,000 | 3,217 |
| Income before extraordinary items | $1,628,000 | 2,374 |
| Extraordinary gains, net | $-15,000 | 7,641 |
| Net income | $1,613,000 | 2,385 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,613,000 | 2,388 |
| Net charge-offs | $-8,000 | 7,421 |
| Cash dividends | $1,421,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,525,540 | 2,382 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 4,197 |
| Total interest expense | $967,000 | 4,784 |
| Net interest income | $3,871,000 | 3,925 |
| Provision for loan and lease losses | $10,000 | 6,824 |
| Total noninterest income | $767,000 | 3,228 |
| Gross Fiduciary activities income | $178,000 | 713 |
| Service charges on deposit accounts | $219,000 | 3,753 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $370,000 | 3,219 |
| Total noninterest expense | $3,369,000 | 3,905 |
| Salaries and employee benefits | $2,043,000 | 3,387 |
| Premises and equipment expense | $302,000 | 4,824 |
| Additional noninterest expense | $1,024,000 | 4,243 |
| Pre-tax net operating income | $1,259,000 | 2,689 |
| Securities gains (losses) | $109,000 | 1,866 |
| Applicable income taxes | $77,000 | 3,289 |
| Income before extraordinary items | $1,291,000 | 2,417 |
| Extraordinary gains, net | $-15,000 | 7,750 |
| Net income | $1,276,000 | 2,439 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,276,000 | 2,443 |
| Net charge-offs | $-6,000 | 7,411 |
| Cash dividends | $1,194,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,188,540 | 2,425 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 4,212 |
| Total interest expense | $652,000 | 4,862 |
| Net interest income | $2,607,000 | 3,902 |
| Provision for loan and lease losses | $10,000 | 6,617 |
| Total noninterest income | $494,000 | 3,246 |
| Gross Fiduciary activities income | $126,000 | 700 |
| Service charges on deposit accounts | $144,000 | 3,771 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $224,000 | 3,313 |
| Total noninterest expense | $2,262,000 | 3,885 |
| Salaries and employee benefits | $1,377,000 | 3,393 |
| Premises and equipment expense | $203,000 | 4,834 |
| Additional noninterest expense | $682,000 | 4,238 |
| Pre-tax net operating income | $829,000 | 2,733 |
| Securities gains (losses) | $109,000 | 1,357 |
| Applicable income taxes | $56,000 | 3,207 |
| Income before extraordinary items | $882,000 | 2,333 |
| Extraordinary gains, net | $-15,000 | 7,823 |
| Net income | $867,000 | 2,355 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $867,000 | 2,358 |
| Net charge-offs | $-19,000 | 7,583 |
| Cash dividends | $915,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $779,540 | 2,455 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 4,198 |
| Total interest expense | $328,000 | 4,979 |
| Net interest income | $1,343,000 | 3,840 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $226,000 | 3,403 |
| Gross Fiduciary activities income | $60,000 | 723 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $97,000 | 3,571 |
| Total noninterest expense | $1,125,000 | 3,941 |
| Salaries and employee benefits | $689,000 | 3,435 |
| Premises and equipment expense | $109,000 | 4,723 |
| Additional noninterest expense | $327,000 | 4,361 |
| Pre-tax net operating income | $434,000 | 2,684 |
| Securities gains (losses) | $109,000 | 752 |
| Applicable income taxes | $35,000 | 3,059 |
| Income before extraordinary items | $508,000 | 2,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $508,000 | 2,118 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $508,000 | 2,119 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $405,540 | 2,435 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 4,195 |
| Total interest expense | $1,664,000 | 4,916 |
| Net interest income | $5,287,000 | 3,808 |
| Provision for loan and lease losses | $356,000 | 5,045 |
| Total noninterest income | $1,090,000 | 3,173 |
| Gross Fiduciary activities income | $265,000 | 690 |
| Service charges on deposit accounts | $326,000 | 3,725 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $499,000 | 3,199 |
| Total noninterest expense | $4,363,000 | 4,088 |
| Salaries and employee benefits | $2,572,000 | 3,607 |
| Premises and equipment expense | $426,000 | 4,818 |
| Additional noninterest expense | $1,365,000 | 4,349 |
| Pre-tax net operating income | $1,658,000 | 2,214 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $80,000 | 3,004 |
| Income before extraordinary items | $1,578,000 | 2,029 |
| Extraordinary gains, net | $-25,000 | 7,985 |
| Net income | $1,553,000 | 2,055 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,553,000 | 2,057 |
| Net charge-offs | $420,000 | 4,016 |
| Cash dividends | $466,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,578,000 | 1,997 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 4,242 |
| Total interest expense | $1,306,000 | 4,953 |
| Net interest income | $3,908,000 | 3,838 |
| Provision for loan and lease losses | $332,000 | 4,440 |
| Total noninterest income | $774,000 | 3,339 |
| Gross Fiduciary activities income | $194,000 | 693 |
| Service charges on deposit accounts | $241,000 | 3,771 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $339,000 | 3,439 |
| Total noninterest expense | $3,181,000 | 4,185 |
| Salaries and employee benefits | $1,884,000 | 3,711 |
| Premises and equipment expense | $384,000 | 4,358 |
| Additional noninterest expense | $913,000 | 4,681 |
| Pre-tax net operating income | $1,169,000 | 2,479 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $72,000 | 3,102 |
| Income before extraordinary items | $1,097,000 | 2,323 |
| Extraordinary gains, net | $-10,000 | 8,081 |
| Net income | $1,087,000 | 2,337 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,087,000 | 2,340 |
| Net charge-offs | $527,000 | 2,969 |
| Cash dividends | $349,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,097,000 | 2,283 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 4,321 |
| Total interest expense | $916,000 | 4,947 |
| Net interest income | $2,519,000 | 3,924 |
| Provision for loan and lease losses | $332,000 | 3,559 |
| Total noninterest income | $541,000 | 3,226 |
| Gross Fiduciary activities income | $148,000 | 675 |
| Service charges on deposit accounts | $151,000 | 3,857 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $242,000 | 3,355 |
| Total noninterest expense | $2,113,000 | 4,232 |
| Salaries and employee benefits | $1,265,000 | 3,736 |
| Premises and equipment expense | $259,000 | 4,366 |
| Additional noninterest expense | $589,000 | 4,775 |
| Pre-tax net operating income | $615,000 | 2,969 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $48,000 | 3,189 |
| Income before extraordinary items | $567,000 | 2,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $567,000 | 2,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $567,000 | 2,863 |
| Net charge-offs | $535,000 | 2,274 |
| Cash dividends | $235,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $567,000 | 2,755 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 4,187 |
| Total interest expense | $486,000 | 4,901 |
| Net interest income | $1,344,000 | 3,746 |
| Provision for loan and lease losses | $242,000 | 2,603 |
| Total noninterest income | $203,000 | 3,779 |
| Gross Fiduciary activities income | $61,000 | 731 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $71,000 | 4,212 |
| Total noninterest expense | $1,039,000 | 4,199 |
| Salaries and employee benefits | $640,000 | 3,735 |
| Premises and equipment expense | $132,000 | 4,337 |
| Additional noninterest expense | $267,000 | 4,771 |
| Pre-tax net operating income | $266,000 | 3,530 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $24,000 | 3,435 |
| Income before extraordinary items | $242,000 | 3,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 3,505 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $242,000 | 3,505 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $111,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $242,000 | 3,356 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 4,135 |
| Total interest expense | $3,115,000 | 4,154 |
| Net interest income | $4,876,000 | 4,018 |
| Provision for loan and lease losses | $2,082,000 | 1,746 |
| Total noninterest income | $1,120,000 | 3,179 |
| Gross Fiduciary activities income | $270,000 | 717 |
| Service charges on deposit accounts | $391,000 | 3,501 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $459,000 | 3,336 |
| Total noninterest expense | $3,842,000 | 4,369 |
| Salaries and employee benefits | $2,476,000 | 3,809 |
| Premises and equipment expense | $463,000 | 4,677 |
| Additional noninterest expense | $903,000 | 5,134 |
| Pre-tax net operating income | $72,000 | 6,108 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $12,000 | 4,478 |
| Income before extraordinary items | $64,000 | 5,994 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $64,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,369,000 | 1,644 |
| Cash dividends | $349,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $60,640 | 6,156 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 4,200 |
| Total interest expense | $2,519,000 | 4,062 |
| Net interest income | $3,483,000 | 4,175 |
| Provision for loan and lease losses | $1,875,000 | 1,231 |
| Total noninterest income | $863,000 | 3,185 |
| Gross Fiduciary activities income | $197,000 | 727 |
| Service charges on deposit accounts | $306,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $360,000 | 3,362 |
| Total noninterest expense | $2,879,000 | 4,352 |
| Salaries and employee benefits | $1,831,000 | 3,869 |
| Premises and equipment expense | $359,000 | 4,582 |
| Additional noninterest expense | $689,000 | 4,998 |
| Pre-tax net operating income | $-408,000 | 7,201 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $73,000 | 3,849 |
| Income before extraordinary items | $-481,000 | 7,173 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-481,000 | 7,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $913,000 | 1,383 |
| Cash dividends | $254,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-481,000 | 7,309 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 4,228 |
| Total interest expense | $1,807,000 | 3,998 |
| Net interest income | $2,225,000 | 4,286 |
| Provision for loan and lease losses | $1,845,000 | 832 |
| Total noninterest income | $577,000 | 3,204 |
| Gross Fiduciary activities income | $119,000 | 763 |
| Service charges on deposit accounts | $215,000 | 3,340 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $243,000 | 3,401 |
| Total noninterest expense | $1,931,000 | 4,354 |
| Salaries and employee benefits | $1,225,000 | 3,901 |
| Premises and equipment expense | $231,000 | 4,726 |
| Additional noninterest expense | $475,000 | 4,899 |
| Pre-tax net operating income | $-974,000 | 7,895 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $49,000 | 4,078 |
| Income before extraordinary items | $-1,023,000 | 8,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,023,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,261 |
| Cash dividends | $191,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,023,000 | 7,992 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 4,090 |
| Total interest expense | $980,000 | 3,957 |
| Net interest income | $1,202,000 | 4,101 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $314,000 | 3,036 |
| Gross Fiduciary activities income | $52,000 | 794 |
| Service charges on deposit accounts | $108,000 | 3,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $154,000 | 2,987 |
| Total noninterest expense | $978,000 | 4,304 |
| Salaries and employee benefits | $624,000 | 3,861 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $237,000 | 4,843 |
| Pre-tax net operating income | $448,000 | 3,278 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $423,000 | 3,075 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $423,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,352 |
| Cash dividends | $96,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $423,000 | 2,991 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,623,000 | 3,860 |
| Total interest expense | $4,575,000 | 3,680 |
| Net interest income | $5,048,000 | 3,973 |
| Provision for loan and lease losses | $1,950,000 | 860 |
| Total noninterest income | $1,120,000 | 3,296 |
| Gross Fiduciary activities income | $298,000 | 708 |
| Service charges on deposit accounts | $400,000 | 3,525 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $422,000 | 3,635 |
| Total noninterest expense | $3,893,000 | 4,205 |
| Salaries and employee benefits | $2,457,000 | 3,773 |
| Premises and equipment expense | $493,000 | 4,410 |
| Additional noninterest expense | $943,000 | 4,823 |
| Pre-tax net operating income | $325,000 | 6,520 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 5,503 |
| Income before extraordinary items | $309,000 | 6,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $309,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,269,000 | 558 |
| Cash dividends | $920,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $309,000 | 6,380 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,366,000 | 3,820 |
| Total interest expense | $3,494,000 | 3,646 |
| Net interest income | $3,872,000 | 3,907 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $743,000 | 3,558 |
| Gross Fiduciary activities income | $163,000 | 781 |
| Service charges on deposit accounts | $296,000 | 3,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $284,000 | 3,838 |
| Total noninterest expense | $2,890,000 | 4,202 |
| Salaries and employee benefits | $1,856,000 | 3,751 |
| Premises and equipment expense | $359,000 | 4,474 |
| Additional noninterest expense | $675,000 | 4,901 |
| Pre-tax net operating income | $1,365,000 | 3,664 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $81,000 | 4,606 |
| Income before extraordinary items | $1,284,000 | 3,316 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,284,000 | 3,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,238 |
| Cash dividends | $799,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,284,000 | 3,302 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 3,835 |
| Total interest expense | $2,363,000 | 3,604 |
| Net interest income | $2,543,000 | 3,981 |
| Provision for loan and lease losses | $270,000 | 1,691 |
| Total noninterest income | $503,000 | 3,545 |
| Gross Fiduciary activities income | $88,000 | 841 |
| Service charges on deposit accounts | $193,000 | 3,579 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $222,000 | 3,585 |
| Total noninterest expense | $1,959,000 | 4,187 |
| Salaries and employee benefits | $1,254,000 | 3,734 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $472,000 | 4,759 |
| Pre-tax net operating income | $817,000 | 3,974 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $53,000 | 4,712 |
| Income before extraordinary items | $764,000 | 3,622 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $764,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 812 |
| Cash dividends | $504,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $764,000 | 3,592 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 3,919 |
| Total interest expense | $1,169,000 | 3,602 |
| Net interest income | $1,206,000 | 4,146 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $240,000 | 3,621 |
| Gross Fiduciary activities income | $47,000 | 828 |
| Service charges on deposit accounts | $101,000 | 3,438 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $984,000 | 4,196 |
| Salaries and employee benefits | $632,000 | 3,737 |
| Premises and equipment expense | $117,000 | 4,586 |
| Additional noninterest expense | $235,000 | 4,741 |
| Pre-tax net operating income | $372,000 | 4,170 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $345,000 | 3,863 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $345,000 | 3,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 500 |
| Cash dividends | $95,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $345,000 | 3,839 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,227,000 | 3,795 |
| Total interest expense | $4,055,000 | 3,563 |
| Net interest income | $5,172,000 | 3,910 |
| Provision for loan and lease losses | $225,000 | 3,309 |
| Total noninterest income | $1,189,000 | 3,143 |
| Gross Fiduciary activities income | $268,000 | 740 |
| Service charges on deposit accounts | $436,000 | 3,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $485,000 | 3,390 |
| Total noninterest expense | $3,799,000 | 4,132 |
| Salaries and employee benefits | $2,406,000 | 3,709 |
| Premises and equipment expense | $439,000 | 4,644 |
| Additional noninterest expense | $954,000 | 4,663 |
| Pre-tax net operating income | $2,337,000 | 3,295 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $111,000 | 4,887 |
| Income before extraordinary items | $2,226,000 | 2,865 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,226,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,369 |
| Cash dividends | $2,431,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,226,000 | 2,852 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,814,000 | 3,817 |
| Total interest expense | $2,885,000 | 3,604 |
| Net interest income | $3,929,000 | 3,902 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $829,000 | 3,315 |
| Gross Fiduciary activities income | $157,000 | 780 |
| Service charges on deposit accounts | $331,000 | 3,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $341,000 | 3,493 |
| Total noninterest expense | $2,845,000 | 4,132 |
| Salaries and employee benefits | $1,808,000 | 3,713 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $710,000 | 4,652 |
| Pre-tax net operating income | $1,778,000 | 3,371 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $82,000 | 5,110 |
| Income before extraordinary items | $1,696,000 | 2,925 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,696,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,455 |
| Cash dividends | $1,405,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,696,000 | 2,917 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 3,840 |
| Total interest expense | $1,767,000 | 3,697 |
| Net interest income | $2,656,000 | 3,878 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $527,000 | 3,398 |
| Gross Fiduciary activities income | $103,000 | 798 |
| Service charges on deposit accounts | $205,000 | 3,488 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $219,000 | 3,564 |
| Total noninterest expense | $1,900,000 | 4,142 |
| Salaries and employee benefits | $1,225,000 | 3,686 |
| Premises and equipment expense | $219,000 | 4,657 |
| Additional noninterest expense | $456,000 | 4,775 |
| Pre-tax net operating income | $1,193,000 | 3,373 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $53,000 | 5,182 |
| Income before extraordinary items | $1,140,000 | 2,900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,140,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-176,000 | 8,666 |
| Cash dividends | $1,051,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,140,000 | 2,889 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 3,892 |
| Total interest expense | $814,000 | 3,774 |
| Net interest income | $1,313,000 | 3,910 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $221,000 | 3,767 |
| Gross Fiduciary activities income | $26,000 | 942 |
| Service charges on deposit accounts | $93,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,669 |
| Total noninterest expense | $974,000 | 4,090 |
| Salaries and employee benefits | $626,000 | 3,641 |
| Premises and equipment expense | $113,000 | 4,590 |
| Additional noninterest expense | $235,000 | 4,650 |
| Pre-tax net operating income | $515,000 | 3,667 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $488,000 | 3,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $84,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $488,000 | 3,199 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 3,944 |
| Total interest expense | $2,558,000 | 3,752 |
| Net interest income | $4,959,000 | 3,975 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,112,000 | 3,301 |
| Gross Fiduciary activities income | $159,000 | 862 |
| Service charges on deposit accounts | $405,000 | 3,527 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $548,000 | 3,219 |
| Total noninterest expense | $3,581,000 | 4,218 |
| Salaries and employee benefits | $2,273,000 | 3,760 |
| Premises and equipment expense | $431,000 | 4,632 |
| Additional noninterest expense | $877,000 | 4,861 |
| Pre-tax net operating income | $2,310,000 | 3,335 |
| Securities gains (losses) | $-33,000 | 8,031 |
| Applicable income taxes | $108,000 | 5,317 |
| Income before extraordinary items | $2,169,000 | 2,886 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,169,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $1,260,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,200,350 | 2,820 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 3,995 |
| Total interest expense | $1,762,000 | 3,864 |
| Net interest income | $3,685,000 | 4,000 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $830,000 | 3,325 |
| Gross Fiduciary activities income | $100,000 | 879 |
| Service charges on deposit accounts | $296,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $434,000 | 3,133 |
| Total noninterest expense | $2,650,000 | 4,217 |
| Salaries and employee benefits | $1,680,000 | 3,772 |
| Premises and equipment expense | $323,000 | 4,612 |
| Additional noninterest expense | $647,000 | 4,870 |
| Pre-tax net operating income | $1,730,000 | 3,407 |
| Securities gains (losses) | $-33,000 | 8,363 |
| Applicable income taxes | $73,000 | 5,514 |
| Income before extraordinary items | $1,624,000 | 2,941 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,624,000 | 2,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $699,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,655,680 | 2,853 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 4,044 |
| Total interest expense | $1,066,000 | 3,958 |
| Net interest income | $2,426,000 | 4,024 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $518,000 | 3,428 |
| Gross Fiduciary activities income | $76,000 | 862 |
| Service charges on deposit accounts | $179,000 | 3,755 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $263,000 | 3,299 |
| Total noninterest expense | $1,761,000 | 4,216 |
| Salaries and employee benefits | $1,114,000 | 3,772 |
| Premises and equipment expense | $219,000 | 4,512 |
| Additional noninterest expense | $428,000 | 4,872 |
| Pre-tax net operating income | $1,093,000 | 3,488 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $47,000 | 5,570 |
| Income before extraordinary items | $1,056,000 | 2,963 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,056,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,825 |
| Cash dividends | $395,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,046,400 | 2,941 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 4,122 |
| Total interest expense | $492,000 | 4,061 |
| Net interest income | $1,192,000 | 4,081 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $247,000 | 3,499 |
| Gross Fiduciary activities income | $29,000 | 928 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,194 |
| Total noninterest expense | $875,000 | 4,256 |
| Salaries and employee benefits | $550,000 | 3,809 |
| Premises and equipment expense | $112,000 | 4,492 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $519,000 | 3,577 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $496,000 | 3,068 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $496,000 | 3,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $496,000 | 3,024 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,523,000 | 4,005 |
| Total interest expense | $1,898,000 | 3,803 |
| Net interest income | $4,625,000 | 4,042 |
| Provision for loan and lease losses | $380,000 | 2,457 |
| Total noninterest income | $937,000 | 3,702 |
| Gross Fiduciary activities income | $116,000 | 912 |
| Service charges on deposit accounts | $377,000 | 3,779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $444,000 | 3,530 |
| Total noninterest expense | $3,628,000 | 4,062 |
| Salaries and employee benefits | $2,083,000 | 3,866 |
| Premises and equipment expense | $636,000 | 3,376 |
| Additional noninterest expense | $909,000 | 4,659 |
| Pre-tax net operating income | $1,554,000 | 4,157 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $87,000 | 5,654 |
| Income before extraordinary items | $1,467,000 | 3,688 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,467,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $589,000 | 1,172 |
| Cash dividends | $1,425,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,467,000 | 3,632 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 4,036 |
| Total interest expense | $1,410,000 | 3,793 |
| Net interest income | $3,414,000 | 4,080 |
| Provision for loan and lease losses | $335,000 | 2,066 |
| Total noninterest income | $802,000 | 3,401 |
| Gross Fiduciary activities income | $82,000 | 918 |
| Service charges on deposit accounts | $283,000 | 3,798 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $437,000 | 3,036 |
| Total noninterest expense | $2,663,000 | 4,094 |
| Salaries and employee benefits | $1,569,000 | 3,824 |
| Premises and equipment expense | $420,000 | 3,740 |
| Additional noninterest expense | $674,000 | 4,665 |
| Pre-tax net operating income | $1,218,000 | 4,121 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $81,000 | 5,568 |
| Income before extraordinary items | $1,137,000 | 3,680 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,137,000 | 3,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 894 |
| Cash dividends | $909,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,137,000 | 3,610 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 4,074 |
| Total interest expense | $921,000 | 3,850 |
| Net interest income | $2,258,000 | 4,116 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $505,000 | 3,552 |
| Gross Fiduciary activities income | $59,000 | 915 |
| Service charges on deposit accounts | $185,000 | 3,835 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $261,000 | 3,242 |
| Total noninterest expense | $1,818,000 | 4,047 |
| Salaries and employee benefits | $1,074,000 | 3,769 |
| Premises and equipment expense | $285,000 | 3,696 |
| Additional noninterest expense | $459,000 | 4,614 |
| Pre-tax net operating income | $855,000 | 3,938 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $54,000 | 5,561 |
| Income before extraordinary items | $801,000 | 3,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $801,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,762 |
| Cash dividends | $718,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $801,000 | 3,437 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 4,068 |
| Total interest expense | $451,000 | 3,973 |
| Net interest income | $1,148,000 | 4,041 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $265,000 | 3,386 |
| Gross Fiduciary activities income | $43,000 | 840 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $133,000 | 3,151 |
| Total noninterest expense | $931,000 | 3,988 |
| Salaries and employee benefits | $557,000 | 3,681 |
| Premises and equipment expense | $143,000 | 3,718 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $437,000 | 3,851 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $410,000 | 3,437 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $410,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $310,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $410,000 | 3,326 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 3,975 |
| Total interest expense | $2,027,000 | 3,988 |
| Net interest income | $4,628,000 | 3,916 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $1,140,000 | 3,416 |
| Gross Fiduciary activities income | $97,000 | 965 |
| Service charges on deposit accounts | $391,000 | 3,692 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $652,000 | 3,099 |
| Total noninterest expense | $3,533,000 | 4,080 |
| Salaries and employee benefits | $2,088,000 | 3,788 |
| Premises and equipment expense | $551,000 | 3,770 |
| Additional noninterest expense | $894,000 | 4,653 |
| Pre-tax net operating income | $2,055,000 | 3,337 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $108,000 | 5,645 |
| Income before extraordinary items | $1,947,000 | 2,922 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,947,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,982 |
| Cash dividends | $1,338,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,947,000 | 2,799 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 4,036 |
| Total interest expense | $1,557,000 | 4,022 |
| Net interest income | $3,439,000 | 3,962 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $860,000 | 3,470 |
| Gross Fiduciary activities income | $55,000 | 1,019 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $523,000 | 3,053 |
| Total noninterest expense | $2,594,000 | 4,137 |
| Salaries and employee benefits | $1,561,000 | 3,787 |
| Premises and equipment expense | $356,000 | 4,216 |
| Additional noninterest expense | $677,000 | 4,573 |
| Pre-tax net operating income | $1,570,000 | 3,427 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $82,000 | 5,781 |
| Income before extraordinary items | $1,488,000 | 2,986 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,488,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $1,116,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,488,000 | 2,836 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 4,055 |
| Total interest expense | $1,068,000 | 4,039 |
| Net interest income | $2,281,000 | 3,982 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $576,000 | 3,454 |
| Gross Fiduciary activities income | $32,000 | 1,045 |
| Service charges on deposit accounts | $180,000 | 3,860 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $364,000 | 2,953 |
| Total noninterest expense | $1,644,000 | 4,308 |
| Salaries and employee benefits | $1,033,000 | 3,808 |
| Premises and equipment expense | $232,000 | 4,282 |
| Additional noninterest expense | $379,000 | 5,205 |
| Pre-tax net operating income | $1,123,000 | 3,237 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $55,000 | 5,823 |
| Income before extraordinary items | $1,068,000 | 2,839 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,068,000 | 2,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $591,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,068,000 | 2,673 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 4,096 |
| Total interest expense | $552,000 | 4,036 |
| Net interest income | $1,116,000 | 4,054 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $239,000 | 3,738 |
| Gross Fiduciary activities income | $15,000 | 1,064 |
| Service charges on deposit accounts | $83,000 | 3,993 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 3,332 |
| Total noninterest expense | $832,000 | 4,248 |
| Salaries and employee benefits | $529,000 | 3,733 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $188,000 | 5,195 |
| Pre-tax net operating income | $478,000 | 3,604 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $451,000 | 3,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $451,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $170,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $451,000 | 3,004 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 3,820 |
| Total interest expense | $2,972,000 | 3,563 |
| Net interest income | $4,565,000 | 3,940 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,130,000 | 3,198 |
| Gross Fiduciary activities income | $47,000 | 1,119 |
| Service charges on deposit accounts | $374,000 | 3,695 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $709,000 | 2,683 |
| Total noninterest expense | $3,490,000 | 3,988 |
| Salaries and employee benefits | $2,084,000 | 3,617 |
| Premises and equipment expense | $530,000 | 3,776 |
| Additional noninterest expense | $876,000 | 4,627 |
| Pre-tax net operating income | $2,085,000 | 3,333 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $128,000 | 5,714 |
| Income before extraordinary items | $1,957,000 | 2,850 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,957,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,491 |
| Cash dividends | $1,145,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,957,000 | 2,764 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,207,000 | 3,932 |
| Total interest expense | $4,362,000 | 3,551 |
| Net interest income | $3,845,000 | 4,246 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $877,000 | 3,632 |
| Gross Fiduciary activities income | $41,000 | 1,170 |
| Service charges on deposit accounts | $307,000 | 4,106 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $529,000 | 3,031 |
| Total noninterest expense | $3,058,000 | 4,271 |
| Salaries and employee benefits | $1,790,000 | 3,936 |
| Premises and equipment expense | $456,000 | 4,192 |
| Additional noninterest expense | $812,000 | 4,732 |
| Pre-tax net operating income | $1,544,000 | 3,777 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $97,000 | 6,045 |
| Income before extraordinary items | $1,447,000 | 3,304 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,447,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,784 |
| Cash dividends | $648,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,447,000 | 3,204 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,816,000 | 3,789 |
| Total interest expense | $4,835,000 | 3,424 |
| Net interest income | $3,981,000 | 4,195 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $610,000 | 4,367 |
| Gross Fiduciary activities income | $12,000 | 1,200 |
| Service charges on deposit accounts | $268,000 | 4,336 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $330,000 | 3,725 |
| Total noninterest expense | $3,178,000 | 4,040 |
| Salaries and employee benefits | $1,657,000 | 4,035 |
| Premises and equipment expense | $571,000 | 3,405 |
| Additional noninterest expense | $950,000 | 4,150 |
| Pre-tax net operating income | $1,293,000 | 4,516 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $83,000 | 6,747 |
| Income before extraordinary items | $1,210,000 | 3,840 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,210,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,185 |
| Cash dividends | $2,187,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,210,000 | 3,830 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,958,000 | 3,922 |
| Total interest expense | $4,007,000 | 3,584 |
| Net interest income | $3,951,000 | 4,221 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $608,000 | 4,390 |
| Gross Fiduciary activities income | $3,000 | 1,324 |
| Service charges on deposit accounts | $268,000 | 4,320 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $337,000 | 3,759 |
| Total noninterest expense | $2,944,000 | 4,277 |
| Salaries and employee benefits | $1,548,000 | 4,219 |
| Premises and equipment expense | $486,000 | 3,860 |
| Additional noninterest expense | $910,000 | 4,344 |
| Pre-tax net operating income | $1,495,000 | 4,098 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $104,000 | 6,870 |
| Income before extraordinary items | $1,391,000 | 3,438 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,391,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $1,935,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,391,000 | 3,403 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,139,000 | 3,875 |
| Total interest expense | $4,233,000 | 3,504 |
| Net interest income | $3,906,000 | 4,201 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $584,000 | 4,472 |
| Gross Fiduciary activities income | $7,000 | 1,317 |
| Service charges on deposit accounts | $264,000 | 4,319 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $313,000 | 3,928 |
| Total noninterest expense | $2,728,000 | 4,471 |
| Salaries and employee benefits | $1,392,000 | 4,517 |
| Premises and equipment expense | $457,000 | 3,959 |
| Additional noninterest expense | $879,000 | 4,370 |
| Pre-tax net operating income | $1,642,000 | 3,913 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $1,532,000 | 3,200 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,532,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $984,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,532,000 | 3,109 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,671,000 | 4,128 |
| Total interest expense | $4,083,000 | 3,600 |
| Net interest income | $3,588,000 | 4,641 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $463,000 | 5,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,734 |
| Total noninterest expense | $2,366,000 | 5,002 |
| Salaries and employee benefits | $1,189,000 | 5,142 |
| Premises and equipment expense | $451,000 | 4,036 |
| Additional noninterest expense | $726,000 | 5,079 |
| Pre-tax net operating income | $1,565,000 | 4,327 |
| Securities gains (losses) | $-40,000 | 10,586 |
| Applicable income taxes | $102,000 | 8,365 |
| Income before extraordinary items | $1,423,000 | 3,511 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,423,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $782,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,460,200 | 3,364 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,955,000 | 4,599 |
| Total interest expense | $3,658,000 | 4,015 |
| Net interest income | $3,297,000 | 5,079 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $446,000 | 5,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,994 |
| Total noninterest expense | $2,600,000 | 4,845 |
| Salaries and employee benefits | $1,071,000 | 5,702 |
| Premises and equipment expense | $380,000 | 4,718 |
| Additional noninterest expense | $1,149,000 | 3,918 |
| Pre-tax net operating income | $1,023,000 | 5,648 |
| Securities gains (losses) | $29,000 | 1,716 |
| Applicable income taxes | $399,000 | 4,901 |
| Income before extraordinary items | $653,000 | 5,976 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $653,000 | 5,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $634,440 | 6,008 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 4,945 |
| Total interest expense | $3,224,000 | 4,453 |
| Net interest income | $3,128,000 | 5,318 |
| Provision for loan and lease losses | $153,000 | 3,586 |
| Total noninterest income | $349,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,308 |
| Total noninterest expense | $2,189,000 | 5,583 |
| Salaries and employee benefits | $977,000 | 6,178 |
| Premises and equipment expense | $331,000 | 5,238 |
| Additional noninterest expense | $881,000 | 4,863 |
| Pre-tax net operating income | $1,135,000 | 5,470 |
| Securities gains (losses) | $-19,000 | 10,530 |
| Applicable income taxes | $410,000 | 4,867 |
| Income before extraordinary items | $706,000 | 5,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $706,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $718,160 | 5,853 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 5,310 |
| Total interest expense | $2,466,000 | 4,708 |
| Net interest income | $2,955,000 | 5,670 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $345,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $2,149,000 | 5,860 |
| Salaries and employee benefits | $888,000 | 6,717 |
| Premises and equipment expense | $319,000 | 5,448 |
| Additional noninterest expense | $942,000 | 4,968 |
| Pre-tax net operating income | $1,141,000 | 5,424 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $403,000 | 4,732 |
| Income before extraordinary items | $707,000 | 5,865 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $707,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $726,840 | 5,829 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,666,000 | 6,123 |
| Total interest expense | $2,171,000 | 5,438 |
| Net interest income | $2,495,000 | 6,555 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $298,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,953 |
| Total noninterest expense | $1,797,000 | 6,898 |
| Salaries and employee benefits | $797,000 | 7,348 |
| Premises and equipment expense | $222,000 | 7,249 |
| Additional noninterest expense | $778,000 | 6,054 |
| Pre-tax net operating income | $996,000 | 5,897 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $365,000 | 5,342 |
| Income before extraordinary items | $644,000 | 6,466 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $644,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $635,680 | 6,282 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 6,325 |
| Total interest expense | $2,816,000 | 5,455 |
| Net interest income | $2,252,000 | 7,116 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $227,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $1,622,000 | 7,499 |
| Salaries and employee benefits | $736,000 | 7,723 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $720,000 | 6,625 |
| Pre-tax net operating income | $857,000 | 6,304 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $318,000 | 5,709 |
| Income before extraordinary items | $562,000 | 6,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $562,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 13,601 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $547,280 | 6,585 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.