Home > Investar Bank > Net charge- offs to loans
Investar Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1072% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1362% | 4,543 |
| Percentage Net Loans Charged-off:Construction & development | -0.0371% | 4,382 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2323% | 4,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6923% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5586% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5446% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1423% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1787% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3081% | 4,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0530% | 4,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7610% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3959% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6391% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1993% | 4,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2663% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.0423% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4572% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0430% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1685% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9091% | 623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 4,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.0816% | 4,610 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0428% | 4,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3931% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8564% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3478% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6939% | 711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 4,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 3,909 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1943% | 4,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 3,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1743% | 4,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3813% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8464% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3543% | 1,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 4,436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2606% | 4,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2498% | 4,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3318% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5133% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2932% | 1,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0638% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,067 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0545% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4051% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0229% | 4,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3749% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4430% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7879% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3862% | 984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1446% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.0316% | 4,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 4,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0765% | 4,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8580% | 3,552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 3,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8511% | 4,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4603% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5330% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3447% | 962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1899% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7110% | 25 |
| Percentage Net Loans Charged-off:Construction & development | 0.1201% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1973% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4582% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2868% | 51 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0612% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0080% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0361% | 2,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5588% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9271% | 22 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6052% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5845% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2239% | 31 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1191% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7662% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0871% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 770 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,034 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5627% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1512% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1466% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6471% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1186% | 1,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1504% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1573% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2186% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2261% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2285% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.0235% | 4,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1732% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3153% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8299% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3900% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7718% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2456% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0308% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8041% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6931% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7933% | 684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 958 |
| Percentage Net Loans Charged-off:Construction & development | -0.0224% | 4,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4143% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0018% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6996% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7079% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1932% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8550% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0064% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8675% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8779% | 791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8599% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0283% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8581% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0227% | 38 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0238% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6855% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3384% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6891% | 1,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0423% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6705% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6774% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7345% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7416% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2594% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6438% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1461% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6252% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0116% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0176% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3731% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6682% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5536% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6477% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6026% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4902% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0776% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4789% | 1,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1223% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 4,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8325% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5187% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5225% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.0295% | 4,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2558% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5049% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6125% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4949% | 1,624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0357% | 4,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3644% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4982% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5794% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4845% | 1,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.0284% | 4,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4223% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5706% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7924% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5609% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 4,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 4,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 4,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6188% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6196% | 1,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0130% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1560% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 2,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 4,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3958% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3961% | 1,965 |
| Percentage Net Loans Charged-off: All other loans and lease | 70.7071% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3423% | 1,214 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0058% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 4,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 4,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3897% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3899% | 1,713 |
| Percentage Net Loans Charged-off: All other loans and lease | 74.5333% | 26 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5800% | 1,201 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0172% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 4,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 4,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0545% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3618% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3619% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 34.7826% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1158% | 1,196 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0181% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1104% | 5,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2944% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2945% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 68.9655% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 3,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5029% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2263% | 5,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2322% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2322% | 2,388 |
| Percentage Net Loans Charged-off: All other loans and lease | 44.7761% | 33 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.0108% | 4,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 2,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7421% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 5,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3126% | 5,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2153% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2153% | 2,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 40.2415% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 3,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 4,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 5,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 5,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4992% | 5,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1556% | 2,437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1556% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 25.5265% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 5,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0220% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 5,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 5,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8780% | 5,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1539% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1540% | 2,004 |
| Percentage Net Loans Charged-off: All other loans and lease | -32.0000% | 5,781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 2,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 2,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0998% | 2,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1561% | 3,084 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2041% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1555% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5227% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 3,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 5,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 2,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 2,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1655% | 2,658 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.1928% | 5,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,986 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 5,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 1,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 2,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0947% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1959% | 2,440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1959% | 2,300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 5,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1118% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1782% | 2,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1782% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5684% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2145% | 3,093 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2145% | 2,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.5517% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 3,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 5,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 5,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 5,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8848% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1576% | 3,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1576% | 2,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 50.7810% | 32 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 3,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 3,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 2,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4399% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1228% | 2,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1228% | 2,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 78.2269% | 15 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0942% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1593% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1593% | 2,273 |
| Percentage Net Loans Charged-off: All other loans and lease | 72.7273% | 16 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1132% | 6,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2828% | 6,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6428% | 6,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8422% | 483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 5,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1526% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1526% | 3,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 35.0877% | 64 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 4,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1252% | 3,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1252% | 3,388 |
| Percentage Net Loans Charged-off: All other loans and lease | 43.5265% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 4,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1047% | 3,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1047% | 3,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 61.5385% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0747% | 2,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0747% | 2,717 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1977% | 4,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 4,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0476% | 3,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 3,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1586% | 3,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3233% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0856% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0712% | 4,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 73.1707% | 29 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2722% | 3,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 4,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0694% | 2,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2115% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2276% | 2,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2826% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1050% | 4,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0838% | 4,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 125.4588% | 13 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3073% | 3,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1718% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 2,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3325% | 2,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3570% | 2,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0261% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1401% | 3,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1046% | 3,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 85.6531% | 23 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3018% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2030% | 1,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5708% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6113% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 2,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1451% | 2,749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6487% | 3,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8428% | 2,177 |
| Percentage Net Loans Charged-off:Construction & development | 1.7600% | 2,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0102% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1600% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1693% | 3,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7316% | 2,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2153% | 4,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 83.3333% | 39 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8143% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0445% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 2.3222% | 1,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3104% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9129% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2570% | 3,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1845% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5966% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 3.4302% | 1,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9257% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2529% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1370% | 4,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3617% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1043% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2202% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2075% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2409% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6889% | 3,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3956% | 3,258 |
| Percentage Net Loans Charged-off:Construction & development | 1.5255% | 2,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1233% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2180% | 5,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 83.3333% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6376% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5342% | 2,363 |
| Percentage Net Loans Charged-off:Construction & development | 1.9748% | 1,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0482% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1650% | 5,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5559% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8002% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 2.8932% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1901% | 4,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0474% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6290% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 5.6902% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 5,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 3,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.2546% | 2,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 2,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 4,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1414% | 2,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.3612% | 1,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1528% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 3,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2264% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.5596% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1970% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2297% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 2,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0818% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1241% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 5,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1126% | 3,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |