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International Finance Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,612,000880
Total interest expense$8,157,0001,477
Net interest income$44,455,000738
Provision for loan and lease losses$2,846,000465
Total noninterest income$5,216,0001,162
Gross Fiduciary activities income$0981
Service charges on deposit accounts$957,0001,031
Trading account gains and fees$0123
Additional Noninterest Income$4,259,000977
Total noninterest expense$26,116,000988
Salaries and employee benefits$15,641,000931
Premises and equipment expense$2,492,0001,007
Additional noninterest expense$4,259,000977
Pre-tax net operating income$20,709,000670
Securities gains (losses)$44,000425
Applicable income taxes$4,525,000572
Income before extraordinary items$16,228,000684
Extraordinary gains, net$054
Net income$16,228,000695
Minority interest net income$088
Net income of bank and minority interests.$16,228,000687
Net charge-offs$85,0001,593
Cash dividends$2,160,0001,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,193,240699
2023-09-30 (YTD Data)Rank
Total interest income$38,762,000878
Total interest expense$4,817,0001,614
Net interest income$33,945,000732
Provision for loan and lease losses$1,651,000499
Total noninterest income$3,952,0001,155
Gross Fiduciary activities income$0950
Service charges on deposit accounts$718,0001,025
Trading account gains and fees$0125
Additional Noninterest Income$3,234,000983
Total noninterest expense$19,009,0001,009
Salaries and employee benefits$11,533,000947
Premises and equipment expense$1,856,0001,008
Additional noninterest expense$3,234,000983
Pre-tax net operating income$17,237,000634
Securities gains (losses)$-54,0003,852
Applicable income taxes$4,053,000530
Income before extraordinary items$13,130,000659
Extraordinary gains, net$052
Net income$13,130,000663
Minority interest net income$081
Net income of bank and minority interests.$13,130,000659
Net charge-offs$85,0001,245
Cash dividends$1,440,0001,414
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,172,660668
2023-06-30 (YTD Data)Rank
Total interest income$25,156,000872
Total interest expense$2,206,0001,893
Net interest income$22,950,000726
Provision for loan and lease losses$1,010,000506
Total noninterest income$2,727,0001,073
Gross Fiduciary activities income$0931
Service charges on deposit accounts$480,0001,008
Trading account gains and fees$0112
Additional Noninterest Income$2,247,000884
Total noninterest expense$12,440,0001,010
Salaries and employee benefits$7,569,000957
Premises and equipment expense$1,306,000970
Additional noninterest expense$2,247,000883
Pre-tax net operating income$12,227,000591
Securities gains (losses)$8,000684
Applicable income taxes$3,079,000485
Income before extraordinary items$9,156,000638
Extraordinary gains, net$051
Net income$9,156,000649
Minority interest net income$081
Net income of bank and minority interests.$9,156,000638
Net charge-offs$85,000981
Cash dividends$720,0001,659
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,149,680646
2023-03-31 (YTD Data)Rank
Total interest income$12,026,000901
Total interest expense$725,0002,198
Net interest income$11,301,000747
Provision for loan and lease losses$6,0002,441
Total noninterest income$1,506,0001,000
Gross Fiduciary activities income$0913
Service charges on deposit accounts$246,0001,001
Trading account gains and fees$097
Additional Noninterest Income$1,260,000823
Total noninterest expense$6,244,0001,022
Salaries and employee benefits$3,928,000947
Premises and equipment expense$607,0001,047
Additional noninterest expense$1,260,000823
Pre-tax net operating income$6,557,000591
Securities gains (losses)$36,000324
Applicable income taxes$1,832,000450
Income before extraordinary items$4,761,000641
Extraordinary gains, net$04
Net income$4,761,000640
Minority interest net income$048
Net income of bank and minority interests.$4,761,000640
Net charge-offs$5,0001,579
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,732,560658
2022-12-31 (YTD Data)Rank
Total interest income$39,208,000909
Total interest expense$1,495,0001,913
Net interest income$37,713,000857
Provision for loan and lease losses$2,204,000486
Total noninterest income$4,121,0001,347
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$975,0001,037
Trading account gains and fees$0116
Additional Noninterest Income$3,146,0001,217
Total noninterest expense$22,856,0001,067
Salaries and employee benefits$14,072,0001,010
Premises and equipment expense$2,410,0001,037
Additional noninterest expense$3,146,0001,217
Pre-tax net operating income$16,774,000867
Securities gains (losses)$-258,0004,169
Applicable income taxes$3,630,000736
Income before extraordinary items$12,886,000917
Extraordinary gains, net$05
Net income$12,886,000918
Minority interest net income$063
Net income of bank and minority interests.$12,886,000918
Net charge-offs$946,000432
Cash dividends$403,0002,831
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,089,820929
2022-09-30 (YTD Data)Rank
Total interest income$27,075,000942
Total interest expense$1,114,0001,639
Net interest income$25,961,000891
Provision for loan and lease losses$2,040,000391
Total noninterest income$3,043,0001,377
Gross Fiduciary activities income$0968
Service charges on deposit accounts$718,0001,059
Trading account gains and fees$0111
Additional Noninterest Income$2,325,0001,259
Total noninterest expense$17,129,0001,063
Salaries and employee benefits$10,517,0001,018
Premises and equipment expense$1,792,0001,037
Additional noninterest expense$2,325,0001,259
Pre-tax net operating income$9,835,0001,050
Securities gains (losses)$-265,0004,393
Applicable income taxes$1,939,000907
Income before extraordinary items$7,631,0001,085
Extraordinary gains, net$04
Net income$7,631,0001,084
Minority interest net income$057
Net income of bank and minority interests.$7,631,0001,085
Net charge-offs$476,000452
Cash dividends$403,0002,340
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,843,0001,089
2022-06-30 (YTD Data)Rank
Total interest income$16,437,000978
Total interest expense$816,0001,336
Net interest income$15,621,000956
Provision for loan and lease losses$1,281,000346
Total noninterest income$1,952,0001,402
Gross Fiduciary activities income$0925
Service charges on deposit accounts$453,0001,092
Trading account gains and fees$0108
Additional Noninterest Income$1,499,0001,314
Total noninterest expense$11,137,0001,077
Salaries and employee benefits$6,848,0001,030
Premises and equipment expense$1,167,0001,053
Additional noninterest expense$3,122,0001,117
Pre-tax net operating income$5,155,0001,183
Securities gains (losses)$-177,0004,450
Applicable income taxes$957,0001,038
Income before extraordinary items$4,021,0001,231
Extraordinary gains, net$04
Net income$4,021,0001,230
Minority interest net income$060
Net income of bank and minority interests.$4,021,0001,231
Net charge-offs$90,000767
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,164,3701,223
2022-03-31 (YTD Data)Rank
Total interest income$7,754,000996
Total interest expense$460,0001,175
Net interest income$7,294,000985
Provision for loan and lease losses$274,000539
Total noninterest income$865,0001,506
Gross Fiduciary activities income$0892
Service charges on deposit accounts$167,0001,371
Trading account gains and fees$0103
Additional Noninterest Income$698,0001,379
Total noninterest expense$5,587,0001,077
Salaries and employee benefits$3,602,000981
Premises and equipment expense$572,0001,073
Additional noninterest expense$1,413,0001,195
Pre-tax net operating income$2,298,0001,226
Securities gains (losses)$-105,0004,538
Applicable income taxes$338,0001,221
Income before extraordinary items$1,855,0001,262
Extraordinary gains, net$04
Net income$1,855,0001,262
Minority interest net income$050
Net income of bank and minority interests.$1,855,0001,262
Net charge-offs$59,000628
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,944,2501,229
2021-12-31 (YTD Data)Rank
Total interest income$28,554,0001,104
Total interest expense$2,439,0001,114
Net interest income$26,115,0001,087
Provision for loan and lease losses$1,302,000449
Total noninterest income$3,266,0001,701
Gross Fiduciary activities income$0994
Service charges on deposit accounts$552,0001,507
Trading account gains and fees$0132
Additional Noninterest Income$2,714,0001,587
Total noninterest expense$19,751,0001,171
Salaries and employee benefits$11,577,0001,160
Premises and equipment expense$2,489,000989
Additional noninterest expense$5,685,0001,187
Pre-tax net operating income$8,328,0001,438
Securities gains (losses)$-56,0004,579
Applicable income taxes$1,812,0001,161
Income before extraordinary items$6,460,0001,582
Extraordinary gains, net$010
Net income$6,460,0001,582
Minority interest net income$074
Net income of bank and minority interests.$6,460,0001,582
Net charge-offs$658,000539
Cash dividends$381,0002,980
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,504,2401,559
2021-09-30 (YTD Data)Rank
Total interest income$21,336,0001,131
Total interest expense$1,944,0001,103
Net interest income$19,392,0001,114
Provision for loan and lease losses$1,119,000389
Total noninterest income$2,579,0001,692
Gross Fiduciary activities income$0957
Service charges on deposit accounts$423,0001,465
Trading account gains and fees$0132
Additional Noninterest Income$2,156,0001,595
Total noninterest expense$14,089,0001,220
Salaries and employee benefits$8,169,0001,221
Premises and equipment expense$1,852,0001,013
Additional noninterest expense$4,068,0001,235
Pre-tax net operating income$6,763,0001,418
Securities gains (losses)$-33,0004,693
Applicable income taxes$1,574,0001,116
Income before extraordinary items$5,156,0001,573
Extraordinary gains, net$08
Net income$5,156,0001,573
Minority interest net income$069
Net income of bank and minority interests.$5,156,0001,573
Net charge-offs$290,000659
Cash dividends$381,0002,520
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,182,0701,540
2021-06-30 (YTD Data)Rank
Total interest income$14,036,0001,134
Total interest expense$1,336,0001,115
Net interest income$12,700,0001,124
Provision for loan and lease losses$576,000544
Total noninterest income$1,671,0001,692
Gross Fiduciary activities income$0951
Service charges on deposit accounts$248,0001,564
Trading account gains and fees$0133
Additional Noninterest Income$1,423,0001,562
Total noninterest expense$9,042,0001,247
Salaries and employee benefits$5,251,0001,247
Premises and equipment expense$1,208,0001,034
Additional noninterest expense$2,583,0001,281
Pre-tax net operating income$4,753,0001,359
Securities gains (losses)$-24,0004,741
Applicable income taxes$1,174,0001,030
Income before extraordinary items$3,555,0001,528
Extraordinary gains, net$06
Net income$3,555,0001,529
Minority interest net income$067
Net income of bank and minority interests.$3,555,0001,528
Net charge-offs$107,000885
Cash dividends$381,0002,185
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,573,9601,481
2021-03-31 (YTD Data)Rank
Total interest income$6,869,0001,157
Total interest expense$697,0001,140
Net interest income$6,172,0001,146
Provision for loan and lease losses$268,000659
Total noninterest income$811,0001,720
Gross Fiduciary activities income$0922
Service charges on deposit accounts$88,0001,954
Trading account gains and fees$0127
Additional Noninterest Income$723,0001,555
Total noninterest expense$4,322,0001,285
Salaries and employee benefits$2,506,0001,285
Premises and equipment expense$615,0001,017
Additional noninterest expense$1,201,0001,326
Pre-tax net operating income$2,393,0001,343
Securities gains (losses)$-26,0004,764
Applicable income taxes$687,000934
Income before extraordinary items$1,680,0001,592
Extraordinary gains, net$03
Net income$1,680,0001,592
Minority interest net income$055
Net income of bank and minority interests.$1,680,0001,592
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,700,5401,530
2020-12-31 (YTD Data)Rank
Total interest income$30,605,0001,031
Total interest expense$5,098,000935
Net interest income$25,507,0001,055
Provision for loan and lease losses$4,280,000643
Total noninterest income$2,555,0001,872
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$304,0002,218
Trading account gains and fees$0133
Additional Noninterest Income$2,251,0001,682
Total noninterest expense$17,806,0001,213
Salaries and employee benefits$10,011,0001,255
Premises and equipment expense$2,580,000961
Additional noninterest expense$5,215,0001,228
Pre-tax net operating income$5,976,0001,567
Securities gains (losses)$282,000861
Applicable income taxes$1,571,0001,100
Income before extraordinary items$4,687,0001,707
Extraordinary gains, net$04
Net income$4,687,0001,707
Minority interest net income$072
Net income of bank and minority interests.$4,687,0001,707
Net charge-offs$3,685,000270
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$10,000,00059
Net operating income$4,464,2201,739
2020-09-30 (YTD Data)Rank
Total interest income$23,086,0001,029
Total interest expense$4,279,000893
Net interest income$18,807,0001,059
Provision for loan and lease losses$4,466,000538
Total noninterest income$1,833,0001,876
Gross Fiduciary activities income$0981
Service charges on deposit accounts$232,0002,196
Trading account gains and fees$0125
Additional Noninterest Income$1,601,0001,682
Total noninterest expense$13,153,0001,210
Salaries and employee benefits$7,240,0001,279
Premises and equipment expense$1,904,000967
Additional noninterest expense$4,009,0001,181
Pre-tax net operating income$3,021,0002,030
Securities gains (losses)$286,000735
Applicable income taxes$838,0001,323
Income before extraordinary items$2,469,0002,166
Extraordinary gains, net$04
Net income$2,469,0002,166
Minority interest net income$065
Net income of bank and minority interests.$2,469,0002,166
Net charge-offs$-11,0004,273
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,243,0602,236
2020-06-30 (YTD Data)Rank
Total interest income$15,685,0001,027
Total interest expense$3,226,000857
Net interest income$12,459,0001,065
Provision for loan and lease losses$337,0001,938
Total noninterest income$1,087,0001,929
Gross Fiduciary activities income$0970
Service charges on deposit accounts$161,0002,171
Trading account gains and fees$0123
Additional Noninterest Income$926,0001,746
Total noninterest expense$9,171,0001,155
Salaries and employee benefits$5,141,0001,206
Premises and equipment expense$1,223,000988
Additional noninterest expense$2,807,0001,131
Pre-tax net operating income$4,038,0001,160
Securities gains (losses)$286,000566
Applicable income taxes$1,081,000781
Income before extraordinary items$3,243,0001,231
Extraordinary gains, net$04
Net income$3,243,0001,231
Minority interest net income$065
Net income of bank and minority interests.$3,243,0001,231
Net charge-offs$-3,0003,999
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,017,0601,262
2020-03-31 (YTD Data)Rank
Total interest income$8,034,0001,013
Total interest expense$1,893,000830
Net interest income$6,141,0001,062
Provision for loan and lease losses$206,0001,421
Total noninterest income$625,0001,710
Gross Fiduciary activities income$0941
Service charges on deposit accounts$89,0002,303
Trading account gains and fees$0106
Additional Noninterest Income$536,0001,448
Total noninterest expense$5,212,0001,068
Salaries and employee benefits$3,148,0001,029
Premises and equipment expense$564,0001,072
Additional noninterest expense$1,500,0001,104
Pre-tax net operating income$1,348,0001,436
Securities gains (losses)$274,000308
Applicable income taxes$411,000856
Income before extraordinary items$1,211,0001,417
Extraordinary gains, net$04
Net income$1,211,0001,415
Minority interest net income$056
Net income of bank and minority interests.$1,211,0001,417
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$994,5401,641
2019-12-31 (YTD Data)Rank
Total interest income$32,658,0001,004
Total interest expense$7,488,000881
Net interest income$25,170,0001,041
Provision for loan and lease losses$1,266,000755
Total noninterest income$2,892,0001,606
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$338,0002,428
Trading account gains and fees$0135
Additional Noninterest Income$2,554,0001,327
Total noninterest expense$19,112,0001,127
Salaries and employee benefits$11,269,0001,101
Premises and equipment expense$05,163
Additional noninterest expense$7,843,000864
Pre-tax net operating income$7,684,0001,261
Securities gains (losses)$-26,0004,942
Applicable income taxes$2,042,000885
Income before extraordinary items$5,616,0001,450
Extraordinary gains, net$011
Net income$5,616,0001,452
Minority interest net income$076
Net income of bank and minority interests.$5,616,0001,452
Net charge-offs$19,0003,149
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,636,5401,414
2019-09-30 (YTD Data)Rank
Total interest income$24,059,0001,026
Total interest expense$5,388,000914
Net interest income$18,671,0001,057
Provision for loan and lease losses$1,087,000649
Total noninterest income$1,423,0002,021
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$256,0002,439
Trading account gains and fees$0129
Additional Noninterest Income$1,167,0001,755
Total noninterest expense$14,484,0001,113
Salaries and employee benefits$8,549,0001,090
Premises and equipment expense$2,003,000934
Additional noninterest expense$3,932,0001,192
Pre-tax net operating income$4,523,0001,574
Securities gains (losses)$02,167
Applicable income taxes$1,147,0001,127
Income before extraordinary items$3,376,0001,765
Extraordinary gains, net$011
Net income$3,376,0001,766
Minority interest net income$072
Net income of bank and minority interests.$3,376,0001,766
Net charge-offs$30,0002,512
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,376,0001,736
2019-06-30 (YTD Data)Rank
Total interest income$15,646,0001,049
Total interest expense$3,406,000937
Net interest income$12,240,0001,075
Provision for loan and lease losses$662,000670
Total noninterest income$920,0002,048
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$173,0002,415
Trading account gains and fees$0131
Additional Noninterest Income$747,0001,781
Total noninterest expense$9,661,0001,115
Salaries and employee benefits$5,810,0001,057
Premises and equipment expense$1,310,000955
Additional noninterest expense$2,541,0001,243
Pre-tax net operating income$2,837,0001,617
Securities gains (losses)$01,702
Applicable income taxes$720,0001,149
Income before extraordinary items$2,117,0001,830
Extraordinary gains, net$011
Net income$2,117,0001,829
Minority interest net income$069
Net income of bank and minority interests.$2,117,0001,830
Net charge-offs$22,0002,303
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,117,0001,799
2019-03-31 (YTD Data)Rank
Total interest income$7,679,0001,055
Total interest expense$1,632,000959
Net interest income$6,047,0001,085
Provision for loan and lease losses$169,0001,066
Total noninterest income$442,0002,064
Gross Fiduciary activities income$0972
Service charges on deposit accounts$87,0002,394
Trading account gains and fees$0126
Additional Noninterest Income$355,0001,786
Total noninterest expense$4,792,0001,118
Salaries and employee benefits$2,914,0001,061
Premises and equipment expense$637,000968
Additional noninterest expense$1,241,0001,256
Pre-tax net operating income$1,528,0001,504
Securities gains (losses)$01,087
Applicable income taxes$388,0001,074
Income before extraordinary items$1,140,0001,697
Extraordinary gains, net$05
Net income$1,140,0001,695
Minority interest net income$052
Net income of bank and minority interests.$1,140,0001,696
Net charge-offs$17,0001,768
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,140,0001,672
2018-12-31 (YTD Data)Rank
Total interest income$24,644,0001,198
Total interest expense$4,241,0001,079
Net interest income$20,403,0001,220
Provision for loan and lease losses$432,0001,588
Total noninterest income$1,556,0002,289
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$355,0002,474
Trading account gains and fees$0126
Additional Noninterest Income$1,201,0002,036
Total noninterest expense$15,588,0001,304
Salaries and employee benefits$9,105,0001,263
Premises and equipment expense$1,887,0001,243
Additional noninterest expense$4,596,0001,338
Pre-tax net operating income$5,939,0001,528
Securities gains (losses)$01,125
Applicable income taxes$1,505,0001,047
Income before extraordinary items$4,434,0001,744
Extraordinary gains, net$06
Net income$4,434,0001,743
Minority interest net income$072
Net income of bank and minority interests.$4,434,0001,743
Net charge-offs$-74,0004,990
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,434,0001,739
2018-09-30 (YTD Data)Rank
Total interest income$17,140,0001,277
Total interest expense$2,751,0001,160
Net interest income$14,389,0001,283
Provision for loan and lease losses$85,0002,829
Total noninterest income$1,136,0002,336
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$256,0002,550
Trading account gains and fees$0138
Additional Noninterest Income$880,0002,089
Total noninterest expense$11,087,0001,369
Salaries and employee benefits$6,405,0001,344
Premises and equipment expense$1,381,0001,262
Additional noninterest expense$3,301,0001,389
Pre-tax net operating income$4,353,0001,573
Securities gains (losses)$01,118
Applicable income taxes$1,103,0001,086
Income before extraordinary items$3,250,0001,798
Extraordinary gains, net$05
Net income$3,250,0001,797
Minority interest net income$066
Net income of bank and minority interests.$3,250,0001,797
Net charge-offs$-68,0005,019
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,250,0001,786
2018-06-30 (YTD Data)Rank
Total interest income$11,004,0001,308
Total interest expense$1,650,0001,202
Net interest income$9,354,0001,314
Provision for loan and lease losses$59,0002,735
Total noninterest income$722,0002,398
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$178,0002,467
Trading account gains and fees$0130
Additional Noninterest Income$544,0002,186
Total noninterest expense$7,351,0001,384
Salaries and employee benefits$4,254,0001,353
Premises and equipment expense$895,0001,297
Additional noninterest expense$2,202,0001,391
Pre-tax net operating income$2,666,0001,668
Securities gains (losses)$0961
Applicable income taxes$676,0001,139
Income before extraordinary items$1,990,0001,884
Extraordinary gains, net$06
Net income$1,990,0001,882
Minority interest net income$065
Net income of bank and minority interests.$1,990,0001,883
Net charge-offs$-65,0005,091
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,990,0001,879
2018-03-31 (YTD Data)Rank
Total interest income$5,212,0001,345
Total interest expense$709,0001,293
Net interest income$4,503,0001,342
Provision for loan and lease losses$41,0002,245
Total noninterest income$372,0002,354
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$83,0002,605
Trading account gains and fees$0123
Additional Noninterest Income$289,0002,065
Total noninterest expense$3,714,0001,377
Salaries and employee benefits$2,170,0001,348
Premises and equipment expense$463,0001,283
Additional noninterest expense$1,081,0001,401
Pre-tax net operating income$1,120,0001,884
Securities gains (losses)$0735
Applicable income taxes$284,0001,264
Income before extraordinary items$836,0002,109
Extraordinary gains, net$07
Net income$836,0002,108
Minority interest net income$052
Net income of bank and minority interests.$836,0002,109
Net charge-offs$-62,0005,292
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$836,0002,098
2017-12-31 (YTD Data)Rank
Total interest income$18,033,0001,479
Total interest expense$1,935,0001,575
Net interest income$16,098,0001,455
Provision for loan and lease losses$-1,018,0005,596
Total noninterest income$1,434,0002,465
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$336,0002,655
Trading account gains and fees$0151
Additional Noninterest Income$1,098,0002,180
Total noninterest expense$12,936,0001,531
Salaries and employee benefits$7,430,0001,496
Premises and equipment expense$1,741,0001,326
Additional noninterest expense$3,765,0001,598
Pre-tax net operating income$5,614,0001,562
Securities gains (losses)$02,243
Applicable income taxes$4,196,000752
Income before extraordinary items$1,418,0003,222
Extraordinary gains, net$09
Net income$1,418,0003,220
Minority interest net income$076
Net income of bank and minority interests.$1,418,0003,222
Net charge-offs$-545,0005,577
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,418,0003,195
2017-09-30 (YTD Data)Rank
Total interest income$13,059,0001,527
Total interest expense$1,348,0001,650
Net interest income$11,711,0001,499
Provision for loan and lease losses$-395,0005,615
Total noninterest income$1,036,0002,522
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$257,0002,643
Trading account gains and fees$0145
Additional Noninterest Income$779,0002,282
Total noninterest expense$9,529,0001,558
Salaries and employee benefits$5,414,0001,547
Premises and equipment expense$1,259,0001,381
Additional noninterest expense$2,856,0001,575
Pre-tax net operating income$3,613,0001,790
Securities gains (losses)$02,274
Applicable income taxes$1,343,0001,211
Income before extraordinary items$2,270,0002,183
Extraordinary gains, net$09
Net income$2,270,0002,184
Minority interest net income$071
Net income of bank and minority interests.$2,270,0002,184
Net charge-offs$-252,0005,539
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,270,0002,157
2017-06-30 (YTD Data)Rank
Total interest income$8,044,0001,635
Total interest expense$808,0001,758
Net interest income$7,236,0001,603
Provision for loan and lease losses$-395,0005,691
Total noninterest income$648,0002,609
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$175,0002,609
Trading account gains and fees$0139
Additional Noninterest Income$473,0002,398
Total noninterest expense$6,292,0001,570
Salaries and employee benefits$3,608,0001,549
Premises and equipment expense$801,0001,433
Additional noninterest expense$1,883,0001,584
Pre-tax net operating income$1,987,0002,042
Securities gains (losses)$01,906
Applicable income taxes$731,0001,355
Income before extraordinary items$1,256,0002,442
Extraordinary gains, net$011
Net income$1,256,0002,442
Minority interest net income$071
Net income of bank and minority interests.$1,256,0002,442
Net charge-offs$-236,0005,616
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,256,0002,424
2017-03-31 (YTD Data)Rank
Total interest income$3,841,0001,692
Total interest expense$339,0001,989
Net interest income$3,502,0001,648
Provision for loan and lease losses$03,537
Total noninterest income$296,0002,723
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$85,0002,655
Trading account gains and fees$0142
Additional Noninterest Income$211,0002,513
Total noninterest expense$3,026,0001,638
Salaries and employee benefits$1,829,0001,545
Premises and equipment expense$399,0001,455
Additional noninterest expense$798,0001,846
Pre-tax net operating income$772,0002,361
Securities gains (losses)$01,153
Applicable income taxes$271,0001,578
Income before extraordinary items$501,0002,749
Extraordinary gains, net$08
Net income$501,0002,749
Minority interest net income$055
Net income of bank and minority interests.$501,0002,749
Net charge-offs$-68,0005,535
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$501,0002,734
2016-12-31 (YTD Data)Rank
Total interest income$14,767,0001,710
Total interest expense$888,0002,614
Net interest income$13,879,0001,615
Provision for loan and lease losses$-1,500,0005,860
Total noninterest income$1,064,0002,939
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$336,0002,762
Trading account gains and fees$0170
Additional Noninterest Income$728,0002,776
Total noninterest expense$13,407,0001,470
Salaries and employee benefits$7,048,0001,534
Premises and equipment expense$1,727,0001,337
Additional noninterest expense$4,632,0001,346
Pre-tax net operating income$3,036,0002,375
Securities gains (losses)$223,000817
Applicable income taxes$1,247,0001,437
Income before extraordinary items$2,012,0002,782
Extraordinary gains, net$05
Net income$2,012,0002,780
Minority interest net income$082
Net income of bank and minority interests.$2,012,0002,781
Net charge-offs$97,0002,619
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,869,2802,851
2016-09-30 (YTD Data)Rank
Total interest income$10,746,0001,770
Total interest expense$628,0002,742
Net interest income$10,118,0001,662
Provision for loan and lease losses$04,186
Total noninterest income$732,0003,078
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$243,0002,833
Trading account gains and fees$0169
Additional Noninterest Income$489,0002,922
Total noninterest expense$10,045,0001,468
Salaries and employee benefits$5,169,0001,568
Premises and equipment expense$1,314,0001,337
Additional noninterest expense$3,562,0001,321
Pre-tax net operating income$805,0004,027
Securities gains (losses)$219,000755
Applicable income taxes$385,0002,274
Income before extraordinary items$639,0004,161
Extraordinary gains, net$05
Net income$639,0004,160
Minority interest net income$071
Net income of bank and minority interests.$639,0004,161
Net charge-offs$66,0002,394
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$498,8404,425
2016-06-30 (YTD Data)Rank
Total interest income$6,946,0001,831
Total interest expense$411,0002,785
Net interest income$6,535,0001,729
Provision for loan and lease losses$04,017
Total noninterest income$455,0003,188
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$167,0002,753
Trading account gains and fees$0157
Additional Noninterest Income$288,0003,081
Total noninterest expense$7,027,0001,400
Salaries and employee benefits$3,527,0001,540
Premises and equipment expense$877,0001,327
Additional noninterest expense$2,623,0001,223
Pre-tax net operating income$-37,0005,820
Securities gains (losses)$194,000613
Applicable income taxes$59,0003,299
Income before extraordinary items$98,0005,466
Extraordinary gains, net$016
Net income$98,0005,464
Minority interest net income$071
Net income of bank and minority interests.$98,0005,465
Net charge-offs$-323,0005,925
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-26,1605,805
2016-03-31 (YTD Data)Rank
Total interest income$3,414,0001,861
Total interest expense$207,0002,781
Net interest income$3,207,0001,750
Provision for loan and lease losses$03,656
Total noninterest income$212,0003,268
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$86,0002,674
Trading account gains and fees$0142
Additional Noninterest Income$126,0003,216
Total noninterest expense$3,684,0001,348
Salaries and employee benefits$1,787,0001,526
Premises and equipment expense$439,0001,329
Additional noninterest expense$1,458,0001,116
Pre-tax net operating income$-265,0006,021
Securities gains (losses)$153,000366
Applicable income taxes$-42,0006,043
Income before extraordinary items$-70,0005,945
Extraordinary gains, net$012
Net income$-70,0005,945
Minority interest net income$062
Net income of bank and minority interests.$-70,0005,945
Net charge-offs$-588,0006,082
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-167,9205,995
2015-12-31 (YTD Data)Rank
Total interest income$12,210,0002,003
Total interest expense$897,0002,617
Net interest income$11,313,0001,910
Provision for loan and lease losses$145,0002,671
Total noninterest income$2,402,0001,871
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$305,0003,002
Trading account gains and fees$0159
Additional Noninterest Income$2,097,0001,475
Total noninterest expense$14,788,0001,330
Salaries and employee benefits$6,538,0001,605
Premises and equipment expense$1,861,0001,258
Additional noninterest expense$6,389,0001,027
Pre-tax net operating income$-1,218,0006,109
Securities gains (losses)$265,000611
Applicable income taxes$-331,0006,059
Income before extraordinary items$-622,0006,065
Extraordinary gains, net$023
Net income$-622,0006,065
Minority interest net income$081
Net income of bank and minority interests.$-622,0006,065
Net charge-offs$153,0002,240
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-794,2506,075
2015-09-30 (YTD Data)Rank
Total interest income$9,187,0002,003
Total interest expense$678,0002,638
Net interest income$8,509,0001,925
Provision for loan and lease losses$145,0002,313
Total noninterest income$1,070,0002,573
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$214,0003,150
Trading account gains and fees$0153
Additional Noninterest Income$856,0002,224
Total noninterest expense$10,359,0001,408
Salaries and employee benefits$4,937,0001,605
Premises and equipment expense$1,414,0001,272
Additional noninterest expense$4,008,0001,197
Pre-tax net operating income$-925,0006,196
Securities gains (losses)$231,000576
Applicable income taxes$-261,0006,194
Income before extraordinary items$-433,0006,153
Extraordinary gains, net$021
Net income$-433,0006,153
Minority interest net income$078
Net income of bank and minority interests.$-433,0006,153
Net charge-offs$104,0002,118
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-580,8406,166
2015-06-30 (YTD Data)Rank
Total interest income$6,165,0001,995
Total interest expense$462,0002,603
Net interest income$5,703,0001,919
Provision for loan and lease losses$145,0001,868
Total noninterest income$850,0002,345
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$147,0003,060
Trading account gains and fees$0157
Additional Noninterest Income$703,0001,959
Total noninterest expense$6,512,0001,510
Salaries and employee benefits$3,509,0001,528
Premises and equipment expense$971,0001,231
Additional noninterest expense$2,032,0001,519
Pre-tax net operating income$-104,0006,123
Securities gains (losses)$02,636
Applicable income taxes$-39,0006,215
Income before extraordinary items$-65,0006,111
Extraordinary gains, net$022
Net income$-65,0006,112
Minority interest net income$075
Net income of bank and minority interests.$-65,0006,112
Net charge-offs$108,0001,663
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-65,0006,089
2015-03-31 (YTD Data)Rank
Total interest income$3,154,0001,955
Total interest expense$235,0002,602
Net interest income$2,919,0001,883
Provision for loan and lease losses$95,0001,504
Total noninterest income$490,0002,129
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$79,0002,888
Trading account gains and fees$0152
Additional Noninterest Income$411,0001,744
Total noninterest expense$3,192,0001,523
Salaries and employee benefits$1,795,0001,499
Premises and equipment expense$480,0001,261
Additional noninterest expense$917,0001,642
Pre-tax net operating income$122,0005,054
Securities gains (losses)$02,027
Applicable income taxes$46,0003,052
Income before extraordinary items$76,0005,357
Extraordinary gains, net$013
Net income$76,0005,360
Minority interest net income$064
Net income of bank and minority interests.$76,0005,360
Net charge-offs$-22,0005,709
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$76,0005,289
2014-12-31 (YTD Data)Rank
Total interest income$13,632,0001,841
Total interest expense$982,0002,601
Net interest income$12,650,0001,736
Provision for loan and lease losses$60,0003,589
Total noninterest income$1,752,0002,298
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$357,0002,912
Trading account gains and fees$0180
Additional Noninterest Income$1,395,0001,860
Total noninterest expense$14,328,0001,356
Salaries and employee benefits$6,883,0001,514
Premises and equipment expense$1,988,0001,203
Additional noninterest expense$5,457,0001,208
Pre-tax net operating income$14,0006,044
Securities gains (losses)$342,000554
Applicable income taxes$184,0003,023
Income before extraordinary items$172,0005,731
Extraordinary gains, net$017
Net income$172,0005,731
Minority interest net income$084
Net income of bank and minority interests.$172,0005,732
Net charge-offs$2,615,000398
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-46,8806,132
2014-09-30 (YTD Data)Rank
Total interest income$10,272,0001,838
Total interest expense$742,0002,626
Net interest income$9,530,0001,737
Provision for loan and lease losses$04,401
Total noninterest income$1,379,0002,238
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$262,0002,979
Trading account gains and fees$0174
Additional Noninterest Income$1,117,0001,805
Total noninterest expense$9,724,0001,478
Salaries and employee benefits$5,247,0001,491
Premises and equipment expense$1,528,0001,179
Additional noninterest expense$2,949,0001,592
Pre-tax net operating income$1,185,0003,460
Securities gains (losses)$342,000434
Applicable income taxes$574,0001,845
Income before extraordinary items$953,0003,585
Extraordinary gains, net$015
Net income$953,0003,586
Minority interest net income$081
Net income of bank and minority interests.$953,0003,587
Net charge-offs$1,065,000635
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$734,1204,002
2014-06-30 (YTD Data)Rank
Total interest income$6,846,0001,833
Total interest expense$487,0002,684
Net interest income$6,359,0001,736
Provision for loan and lease losses$04,196
Total noninterest income$1,047,0002,030
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$181,0002,893
Trading account gains and fees$0172
Additional Noninterest Income$866,0001,603
Total noninterest expense$6,391,0001,498
Salaries and employee benefits$3,443,0001,512
Premises and equipment expense$1,020,0001,193
Additional noninterest expense$1,928,0001,620
Pre-tax net operating income$1,015,0002,950
Securities gains (losses)$02,580
Applicable income taxes$382,0001,813
Income before extraordinary items$633,0003,531
Extraordinary gains, net$020
Net income$633,0003,536
Minority interest net income$080
Net income of bank and minority interests.$633,0003,537
Net charge-offs$1,045,000476
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$633,0003,475
2014-03-31 (YTD Data)Rank
Total interest income$3,366,0001,859
Total interest expense$240,0002,763
Net interest income$3,126,0001,745
Provision for loan and lease losses$03,817
Total noninterest income$369,0002,494
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$98,0002,708
Trading account gains and fees$0147
Additional Noninterest Income$271,0002,151
Total noninterest expense$3,135,0001,532
Salaries and employee benefits$1,735,0001,516
Premises and equipment expense$512,0001,211
Additional noninterest expense$888,0001,719
Pre-tax net operating income$360,0003,488
Securities gains (losses)$01,715
Applicable income taxes$136,0002,085
Income before extraordinary items$224,0004,058
Extraordinary gains, net$016
Net income$224,0004,058
Minority interest net income$066
Net income of bank and minority interests.$224,0004,060
Net charge-offs$10,0002,841
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$224,0004,013
2013-12-31 (YTD Data)Rank
Total interest income$13,339,0001,875
Total interest expense$1,047,0002,847
Net interest income$12,292,0001,753
Provision for loan and lease losses$750,0001,404
Total noninterest income$1,377,0002,724
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$349,0003,095
Trading account gains and fees$0184
Additional Noninterest Income$1,028,0002,344
Total noninterest expense$12,435,0001,555
Salaries and employee benefits$6,418,0001,616
Premises and equipment expense$1,925,0001,221
Additional noninterest expense$4,092,0001,596
Pre-tax net operating income$484,0005,032
Securities gains (losses)$171,000984
Applicable income taxes$392,0002,382
Income before extraordinary items$263,0005,518
Extraordinary gains, net$029
Net income$263,0005,523
Minority interest net income$090
Net income of bank and minority interests.$263,0005,523
Net charge-offs$3,973,000414
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$153,5605,789
2013-09-30 (YTD Data)Rank
Total interest income$9,986,0001,882
Total interest expense$783,0002,929
Net interest income$9,203,0001,754
Provision for loan and lease losses$100,0003,343
Total noninterest income$1,080,0002,699
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$252,0003,175
Trading account gains and fees$0180
Additional Noninterest Income$828,0002,311
Total noninterest expense$9,433,0001,536
Salaries and employee benefits$4,918,0001,582
Premises and equipment expense$1,439,0001,241
Additional noninterest expense$3,076,0001,583
Pre-tax net operating income$750,0004,157
Securities gains (losses)$171,000891
Applicable income taxes$347,0002,284
Income before extraordinary items$574,0004,381
Extraordinary gains, net$025
Net income$574,0004,384
Minority interest net income$084
Net income of bank and minority interests.$574,0004,385
Net charge-offs$428,0001,766
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$464,5604,625
2013-06-30 (YTD Data)Rank
Total interest income$6,623,0001,887
Total interest expense$522,0002,971
Net interest income$6,101,0001,757
Provision for loan and lease losses$100,0002,924
Total noninterest income$769,0002,610
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$166,0003,192
Trading account gains and fees$0157
Additional Noninterest Income$603,0002,224
Total noninterest expense$6,315,0001,532
Salaries and employee benefits$3,235,0001,609
Premises and equipment expense$1,007,0001,192
Additional noninterest expense$2,073,0001,569
Pre-tax net operating income$455,0004,297
Securities gains (losses)$02,791
Applicable income taxes$173,0002,560
Income before extraordinary items$282,0004,842
Extraordinary gains, net$022
Net income$282,0004,845
Minority interest net income$082
Net income of bank and minority interests.$282,0004,846
Net charge-offs$424,0001,394
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$282,0004,726
2013-03-31 (YTD Data)Rank
Total interest income$3,297,0001,907
Total interest expense$264,0003,026
Net interest income$3,033,0001,775
Provision for loan and lease losses$04,409
Total noninterest income$466,0002,333
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$88,0003,040
Trading account gains and fees$0148
Additional Noninterest Income$378,0001,927
Total noninterest expense$3,232,0001,520
Salaries and employee benefits$1,652,0001,596
Premises and equipment expense$492,0001,232
Additional noninterest expense$1,088,0001,491
Pre-tax net operating income$267,0004,008
Securities gains (losses)$01,966
Applicable income taxes$104,0002,369
Income before extraordinary items$163,0004,609
Extraordinary gains, net$010
Net income$163,0004,610
Minority interest net income$076
Net income of bank and minority interests.$163,0004,611
Net charge-offs$44,0002,511
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$163,0004,502
2012-12-31 (YTD Data)Rank
Total interest income$14,632,0001,801
Total interest expense$1,396,0002,880
Net interest income$13,236,0001,672
Provision for loan and lease losses$6,482,000409
Total noninterest income$6,161,000985
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$410,0002,887
Trading account gains and fees$0166
Additional Noninterest Income$5,751,000747
Total noninterest expense$12,658,0001,537
Salaries and employee benefits$6,276,0001,613
Premises and equipment expense$1,918,0001,233
Additional noninterest expense$4,464,0001,513
Pre-tax net operating income$257,0005,536
Securities gains (losses)$96,0002,303
Applicable income taxes$133,0003,305
Income before extraordinary items$220,0005,725
Extraordinary gains, net$029
Net income$220,0005,723
Minority interest net income$093
Net income of bank and minority interests.$220,0005,724
Net charge-offs$7,026,000431
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$9,950,00037
Net operating income$158,5605,740
2012-09-30 (YTD Data)Rank
Total interest income$11,343,0001,779
Total interest expense$1,115,0002,838
Net interest income$10,228,0001,629
Provision for loan and lease losses$5,745,000361
Total noninterest income$4,723,000967
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$307,0002,923
Trading account gains and fees$0157
Additional Noninterest Income$4,416,000700
Total noninterest expense$9,206,0001,592
Salaries and employee benefits$4,627,0001,636
Premises and equipment expense$1,433,0001,247
Additional noninterest expense$3,146,0001,594
Pre-tax net operating income$06,267
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$06,406
Extraordinary gains, net$020
Net income$06,405
Minority interest net income$086
Net income of bank and minority interests.$06,405
Net charge-offs$6,020,000398
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$9,925,00031
Net operating income$06,279
2012-06-30 (YTD Data)Rank
Total interest income$7,735,0001,750
Total interest expense$805,0002,755
Net interest income$6,930,0001,602
Provision for loan and lease losses$3,744,000382
Total noninterest income$2,956,000996
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$209,0002,858
Trading account gains and fees$0153
Additional Noninterest Income$2,747,000739
Total noninterest expense$6,142,0001,581
Salaries and employee benefits$3,081,0001,637
Premises and equipment expense$956,0001,242
Additional noninterest expense$2,105,0001,604
Pre-tax net operating income$06,303
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$06,454
Extraordinary gains, net$019
Net income$06,454
Minority interest net income$084
Net income of bank and minority interests.$06,454
Net charge-offs$4,855,000343
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$9,925,00023
Net operating income$06,317
2012-03-31 (YTD Data)Rank
Total interest income$4,006,0001,710
Total interest expense$433,0002,688
Net interest income$3,573,0001,569
Provision for loan and lease losses$1,742,000409
Total noninterest income$1,280,0001,100
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$104,0002,850
Trading account gains and fees$0148
Additional Noninterest Income$1,176,000807
Total noninterest expense$3,111,0001,571
Salaries and employee benefits$1,580,0001,599
Premises and equipment expense$474,0001,262
Additional noninterest expense$1,057,0001,579
Pre-tax net operating income$06,420
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$06,524
Extraordinary gains, net$019
Net income$06,525
Minority interest net income$078
Net income of bank and minority interests.$06,524
Net charge-offs$821,000769
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$9,925,00013
Net operating income$06,411
2011-12-31 (YTD Data)Rank
Total interest income$19,086,0001,489
Total interest expense$2,746,0002,116
Net interest income$16,340,0001,354
Provision for loan and lease losses$17,193,000266
Total noninterest income$3,735,0001,284
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$464,0002,729
Trading account gains and fees$0146
Additional Noninterest Income$3,271,000973
Total noninterest expense$14,477,0001,352
Salaries and employee benefits$6,686,0001,477
Premises and equipment expense$2,018,0001,245
Additional noninterest expense$5,773,0001,209
Pre-tax net operating income$-11,595,0007,233
Securities gains (losses)$710,000599
Applicable income taxes$-4,096,0007,297
Income before extraordinary items$-6,789,0007,137
Extraordinary gains, net$029
Net income$-6,789,0007,135
Minority interest net income$096
Net income of bank and minority interests.$-6,789,0007,138
Net charge-offs$14,723,000325
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-7,243,4007,143
2011-09-30 (YTD Data)Rank
Total interest income$15,022,0001,439
Total interest expense$2,246,0002,045
Net interest income$12,776,0001,310
Provision for loan and lease losses$11,761,000281
Total noninterest income$2,240,0001,488
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$355,0002,703
Trading account gains and fees$0145
Additional Noninterest Income$1,885,0001,163
Total noninterest expense$11,077,0001,332
Salaries and employee benefits$5,252,0001,413
Premises and equipment expense$1,535,0001,243
Additional noninterest expense$4,290,0001,208
Pre-tax net operating income$-7,822,0007,302
Securities gains (losses)$671,000504
Applicable income taxes$-2,691,0007,381
Income before extraordinary items$-4,460,0007,227
Extraordinary gains, net$021
Net income$-4,460,0007,226
Minority interest net income$087
Net income of bank and minority interests.$-4,460,0007,227
Net charge-offs$11,995,000304
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,889,4407,238
2011-06-30 (YTD Data)Rank
Total interest income$10,643,0001,366
Total interest expense$1,660,0001,929
Net interest income$8,983,0001,247
Provision for loan and lease losses$8,023,000283
Total noninterest income$844,0002,251
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$245,0002,603
Trading account gains and fees$0153
Additional Noninterest Income$599,0001,865
Total noninterest expense$7,105,0001,394
Salaries and employee benefits$3,649,0001,369
Premises and equipment expense$1,037,0001,238
Additional noninterest expense$2,419,0001,449
Pre-tax net operating income$-5,301,0007,376
Securities gains (losses)$671,000281
Applicable income taxes$-1,742,0007,451
Income before extraordinary items$-2,888,0007,286
Extraordinary gains, net$015
Net income$-2,888,0007,286
Minority interest net income$089
Net income of bank and minority interests.$-2,888,0007,287
Net charge-offs$10,105,000262
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,317,4407,308
2011-03-31 (YTD Data)Rank
Total interest income$5,745,0001,271
Total interest expense$894,0001,847
Net interest income$4,851,0001,156
Provision for loan and lease losses$2,355,000447
Total noninterest income$359,0002,519
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$131,0002,442
Trading account gains and fees$0158
Additional Noninterest Income$228,0002,290
Total noninterest expense$3,540,0001,405
Salaries and employee benefits$1,893,0001,329
Premises and equipment expense$485,0001,334
Additional noninterest expense$1,162,0001,500
Pre-tax net operating income$-685,0007,175
Securities gains (losses)$355,000219
Applicable income taxes$-124,0007,315
Income before extraordinary items$-206,0006,890
Extraordinary gains, net$09
Net income$-206,0006,890
Minority interest net income$086
Net income of bank and minority interests.$-206,0006,890
Net charge-offs$1,768,000585
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-433,2007,086
2010-12-31 (YTD Data)Rank
Total interest income$22,328,0001,374
Total interest expense$3,936,0002,025
Net interest income$18,392,0001,224
Provision for loan and lease losses$6,333,000948
Total noninterest income$-587,0007,502
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$425,0002,959
Trading account gains and fees$0175
Additional Noninterest Income$-1,012,0007,488
Total noninterest expense$13,569,0001,463
Salaries and employee benefits$7,198,0001,361
Premises and equipment expense$2,038,0001,271
Additional noninterest expense$4,333,0001,663
Pre-tax net operating income$-2,097,0006,791
Securities gains (losses)$646,000715
Applicable income taxes$-545,0007,189
Income before extraordinary items$-906,0006,554
Extraordinary gains, net$029
Net income$-906,0006,555
Minority interest net income$0111
Net income of bank and minority interests.$-906,0006,555
Net charge-offs$5,022,0001,010
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,319,4406,673
2010-09-30 (YTD Data)Rank
Total interest income$16,594,0001,407
Total interest expense$2,981,0002,084
Net interest income$13,613,0001,252
Provision for loan and lease losses$3,142,0001,229
Total noninterest income$1,019,0002,696
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$298,0003,165
Trading account gains and fees$0165
Additional Noninterest Income$721,0002,218
Total noninterest expense$10,008,0001,477
Salaries and employee benefits$5,453,0001,351
Premises and equipment expense$1,253,0001,548
Additional noninterest expense$3,302,0001,609
Pre-tax net operating income$1,482,0002,399
Securities gains (losses)$477,000774
Applicable income taxes$737,0001,281
Income before extraordinary items$1,222,0002,515
Extraordinary gains, net$023
Net income$1,222,0002,512
Minority interest net income$0110
Net income of bank and minority interests.$1,222,0002,516
Net charge-offs$4,900,000797
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$916,7202,921
2010-06-30 (YTD Data)Rank
Total interest income$10,867,0001,462
Total interest expense$1,985,0002,171
Net interest income$8,882,0001,287
Provision for loan and lease losses$1,617,0001,449
Total noninterest income$682,0002,627
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$181,0003,350
Trading account gains and fees$0152
Additional Noninterest Income$501,0002,093
Total noninterest expense$6,649,0001,484
Salaries and employee benefits$3,703,0001,337
Premises and equipment expense$914,0001,442
Additional noninterest expense$2,032,0001,738
Pre-tax net operating income$1,298,0001,924
Securities gains (losses)$173,0001,031
Applicable income taxes$553,0001,122
Income before extraordinary items$918,0002,271
Extraordinary gains, net$019
Net income$918,0002,268
Minority interest net income$0105
Net income of bank and minority interests.$918,0002,271
Net charge-offs$2,325,0001,012
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$807,2802,389
2010-03-31 (YTD Data)Rank
Total interest income$5,271,0001,546
Total interest expense$1,011,0002,245
Net interest income$4,260,0001,345
Provision for loan and lease losses$613,0001,593
Total noninterest income$328,0002,699
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$90,0003,359
Trading account gains and fees$0175
Additional Noninterest Income$238,0002,140
Total noninterest expense$3,298,0001,525
Salaries and employee benefits$1,894,0001,324
Premises and equipment expense$456,0001,484
Additional noninterest expense$948,0001,825
Pre-tax net operating income$677,0001,879
Securities gains (losses)$4,0001,944
Applicable income taxes$256,0001,180
Income before extraordinary items$425,0002,454
Extraordinary gains, net$016
Net income$425,0002,452
Minority interest net income$091
Net income of bank and minority interests.$425,0002,454
Net charge-offs$1,129,000956
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$422,4402,369
2009-12-31 (YTD Data)Rank
Total interest income$20,994,0001,627
Total interest expense$5,690,0002,013
Net interest income$15,304,0001,462
Provision for loan and lease losses$5,850,0001,268
Total noninterest income$1,283,0002,845
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$348,0003,605
Trading account gains and fees$0211
Additional Noninterest Income$935,0002,236
Total noninterest expense$13,779,0001,496
Salaries and employee benefits$7,572,0001,311
Premises and equipment expense$1,866,0001,451
Additional noninterest expense$4,341,0001,717
Pre-tax net operating income$-3,042,0006,899
Securities gains (losses)$326,0001,168
Applicable income taxes$-2,776,0007,602
Income before extraordinary items$60,0005,316
Extraordinary gains, net$034
Net income$60,0005,315
Minority interest net income$0115
Net income of bank and minority interests.$60,0005,315
Net charge-offs$1,460,0002,404
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$10,000,00095
Net operating income$-148,6405,749
2009-09-30 (YTD Data)Rank
Total interest income$15,974,0001,639
Total interest expense$4,537,0001,997
Net interest income$11,437,0001,467
Provision for loan and lease losses$1,595,0002,149
Total noninterest income$937,0002,944
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$247,0003,717
Trading account gains and fees$0212
Additional Noninterest Income$690,0002,311
Total noninterest expense$9,674,0001,584
Salaries and employee benefits$5,589,0001,358
Premises and equipment expense$1,411,0001,453
Additional noninterest expense$2,674,0001,979
Pre-tax net operating income$1,105,0002,566
Securities gains (losses)$36,0002,456
Applicable income taxes$04,592
Income before extraordinary items$1,141,0002,259
Extraordinary gains, net$027
Net income$1,141,0002,256
Minority interest net income$0118
Net income of bank and minority interests.$1,141,0002,259
Net charge-offs$458,0003,159
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,105,0002,265
2009-06-30 (YTD Data)Rank
Total interest income$10,862,0001,638
Total interest expense$3,226,0001,964
Net interest income$7,636,0001,464
Provision for loan and lease losses$920,0002,171
Total noninterest income$622,0002,970
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$155,0003,812
Trading account gains and fees$0193
Additional Noninterest Income$467,0002,310
Total noninterest expense$6,420,0001,615
Salaries and employee benefits$3,727,0001,397
Premises and equipment expense$934,0001,494
Additional noninterest expense$1,759,0002,022
Pre-tax net operating income$918,0002,269
Securities gains (losses)$31,0002,151
Applicable income taxes$04,657
Income before extraordinary items$949,0001,934
Extraordinary gains, net$021
Net income$949,0001,932
Minority interest net income$0112
Net income of bank and minority interests.$949,0001,933
Net charge-offs$451,0002,455
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$918,0001,922
2009-03-31 (YTD Data)Rank
Total interest income$5,638,0001,604
Total interest expense$1,688,0001,962
Net interest income$3,950,0001,403
Provision for loan and lease losses$300,0002,285
Total noninterest income$339,0002,795
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$76,0003,809
Trading account gains and fees$0171
Additional Noninterest Income$263,0002,128
Total noninterest expense$3,172,0001,592
Salaries and employee benefits$1,877,0001,386
Premises and equipment expense$478,0001,485
Additional noninterest expense$817,0001,955
Pre-tax net operating income$817,0001,562
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$817,0001,346
Extraordinary gains, net$015
Net income$817,0001,347
Minority interest net income$0102
Net income of bank and minority interests.$817,0001,348
Net charge-offs$-11,0007,884
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$817,0001,272
2008-12-31 (YTD Data)Rank
Total interest income$22,192,0001,745
Total interest expense$8,255,0001,905
Net interest income$13,937,0001,599
Provision for loan and lease losses$1,384,0002,248
Total noninterest income$1,444,0002,705
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$338,0003,797
Trading account gains and fees$0154
Additional Noninterest Income$1,106,0001,990
Total noninterest expense$12,400,0001,578
Salaries and employee benefits$7,340,0001,391
Premises and equipment expense$1,817,0001,529
Additional noninterest expense$3,243,0001,891
Pre-tax net operating income$1,597,0002,907
Securities gains (losses)$21,0002,144
Applicable income taxes$04,979
Income before extraordinary items$1,618,0002,380
Extraordinary gains, net$600,00012
Net income$2,218,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0004,602
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,597,0002,543
2008-09-30 (YTD Data)Rank
Total interest income$16,491,0001,798
Total interest expense$6,292,0001,961
Net interest income$10,199,0001,652
Provision for loan and lease losses$724,0002,214
Total noninterest income$1,154,0002,646
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$253,0003,824
Trading account gains and fees$0148
Additional Noninterest Income$901,0001,963
Total noninterest expense$8,787,0001,655
Salaries and employee benefits$5,220,0001,513
Premises and equipment expense$1,331,0001,576
Additional noninterest expense$2,236,0001,952
Pre-tax net operating income$1,842,0002,444
Securities gains (losses)$21,0001,979
Applicable income taxes$05,372
Income before extraordinary items$1,863,0001,897
Extraordinary gains, net$031
Net income$1,863,0001,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,086
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,842,0002,025
2008-06-30 (YTD Data)Rank
Total interest income$10,923,0001,832
Total interest expense$4,378,0001,974
Net interest income$6,545,0001,712
Provision for loan and lease losses$45,0005,277
Total noninterest income$812,0002,587
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$174,0003,763
Trading account gains and fees$0149
Additional Noninterest Income$638,0001,922
Total noninterest expense$5,701,0001,694
Salaries and employee benefits$3,432,0001,539
Premises and equipment expense$855,0001,625
Additional noninterest expense$1,414,0002,033
Pre-tax net operating income$1,611,0002,054
Securities gains (losses)$21,0002,006
Applicable income taxes$05,627
Income before extraordinary items$1,632,0001,655
Extraordinary gains, net$021
Net income$1,632,0001,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,111
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,611,0001,651
2008-03-31 (YTD Data)Rank
Total interest income$5,551,0001,852
Total interest expense$2,327,0001,994
Net interest income$3,224,0001,724
Provision for loan and lease losses$06,080
Total noninterest income$441,0002,431
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$95,0003,562
Trading account gains and fees$0158
Additional Noninterest Income$346,0001,800
Total noninterest expense$2,776,0001,739
Salaries and employee benefits$1,722,0001,548
Premises and equipment expense$420,0001,648
Additional noninterest expense$634,0002,204
Pre-tax net operating income$889,0001,983
Securities gains (losses)$21,0001,562
Applicable income taxes$05,622
Income before extraordinary items$910,0001,632
Extraordinary gains, net$015
Net income$910,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,082
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$889,0001,612
2007-12-31 (YTD Data)Rank
Total interest income$21,590,0001,955
Total interest expense$10,239,0001,918
Net interest income$11,351,0001,997
Provision for loan and lease losses$725,0001,803
Total noninterest income$2,506,0001,889
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$380,0003,622
Trading account gains and fees$0178
Additional Noninterest Income$2,126,0001,323
Total noninterest expense$10,718,0001,731
Salaries and employee benefits$6,408,0001,580
Premises and equipment expense$1,596,0001,658
Additional noninterest expense$2,714,0002,025
Pre-tax net operating income$2,414,0002,909
Securities gains (losses)$-13,0007,627
Applicable income taxes$-1,040,0008,409
Income before extraordinary items$3,441,0001,820
Extraordinary gains, net$039
Net income$3,441,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0008,330
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,454,0001,810
2007-09-30 (YTD Data)Rank
Total interest income$16,037,0001,975
Total interest expense$7,596,0001,936
Net interest income$8,441,0002,032
Provision for loan and lease losses$06,528
Total noninterest income$973,0002,974
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$285,0003,617
Trading account gains and fees$0184
Additional Noninterest Income$688,0002,353
Total noninterest expense$7,585,0001,801
Salaries and employee benefits$4,586,0001,644
Premises and equipment expense$1,203,0001,639
Additional noninterest expense$1,796,0002,216
Pre-tax net operating income$1,829,0003,024
Securities gains (losses)$-34,0008,094
Applicable income taxes$06,220
Income before extraordinary items$1,795,0002,595
Extraordinary gains, net$033
Net income$1,795,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,227
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,829,0002,544
2007-06-30 (YTD Data)Rank
Total interest income$10,447,0002,033
Total interest expense$4,804,0002,018
Net interest income$5,643,0002,052
Provision for loan and lease losses$06,209
Total noninterest income$559,0003,316
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$183,0003,690
Trading account gains and fees$0168
Additional Noninterest Income$376,0002,660
Total noninterest expense$4,990,0001,850
Salaries and employee benefits$3,057,0001,678
Premises and equipment expense$795,0001,671
Additional noninterest expense$1,138,0002,336
Pre-tax net operating income$1,212,0003,096
Securities gains (losses)$-33,0008,231
Applicable income taxes$06,265
Income before extraordinary items$1,179,0002,679
Extraordinary gains, net$029
Net income$1,179,0002,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,140
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,212,0002,600
2007-03-31 (YTD Data)Rank
Total interest income$5,019,0002,100
Total interest expense$2,238,0002,114
Net interest income$2,781,0002,084
Provision for loan and lease losses$05,779
Total noninterest income$274,0003,317
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$95,0003,560
Trading account gains and fees$0195
Additional Noninterest Income$179,0002,716
Total noninterest expense$2,478,0001,862
Salaries and employee benefits$1,562,0001,673
Premises and equipment expense$399,0001,673
Additional noninterest expense$517,0002,539
Pre-tax net operating income$577,0003,209
Securities gains (losses)$-27,0008,408
Applicable income taxes$4,0005,783
Income before extraordinary items$546,0002,830
Extraordinary gains, net$022
Net income$546,0002,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,121
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$572,7302,723
2006-12-31 (YTD Data)Rank
Total interest income$17,271,0002,254
Total interest expense$7,086,0002,258
Net interest income$10,185,0002,261
Provision for loan and lease losses$635,0001,534
Total noninterest income$1,240,0003,058
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$370,0003,697
Trading account gains and fees$12,000119
Additional Noninterest Income$858,0002,469
Total noninterest expense$9,758,0001,826
Salaries and employee benefits$5,705,0001,709
Premises and equipment expense$1,863,0001,383
Additional noninterest expense$2,190,0002,370
Pre-tax net operating income$1,032,0005,122
Securities gains (losses)$12,0001,037
Applicable income taxes$-1,060,0008,629
Income before extraordinary items$2,104,0002,993
Extraordinary gains, net$051
Net income$2,104,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$747,000872
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,092,0002,997
2006-09-30 (YTD Data)Rank
Total interest income$12,578,0002,307
Total interest expense$4,899,0002,353
Net interest income$7,679,0002,268
Provision for loan and lease losses$135,0003,558
Total noninterest income$914,0003,116
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$274,0003,751
Trading account gains and fees$0126
Additional Noninterest Income$640,0002,464
Total noninterest expense$7,023,0001,890
Salaries and employee benefits$4,066,0001,807
Premises and equipment expense$1,434,0001,356
Additional noninterest expense$1,523,0002,522
Pre-tax net operating income$1,435,0003,887
Securities gains (losses)$4,0001,079
Applicable income taxes$06,687
Income before extraordinary items$1,439,0003,294
Extraordinary gains, net$045
Net income$1,439,0003,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$756,000576
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,435,0003,289
2006-06-30 (YTD Data)Rank
Total interest income$8,132,0002,338
Total interest expense$2,929,0002,487
Net interest income$5,203,0002,256
Provision for loan and lease losses$135,0002,822
Total noninterest income$620,0003,054
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$182,0003,753
Trading account gains and fees$0126
Additional Noninterest Income$438,0002,406
Total noninterest expense$4,745,0001,868
Salaries and employee benefits$2,762,0001,773
Premises and equipment expense$985,0001,322
Additional noninterest expense$998,0002,571
Pre-tax net operating income$943,0003,936
Securities gains (losses)$-2,0007,528
Applicable income taxes$06,706
Income before extraordinary items$941,0003,349
Extraordinary gains, net$039
Net income$941,0003,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$773,000411
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$943,0003,336
2006-03-31 (YTD Data)Rank
Total interest income$4,012,0002,322
Total interest expense$1,410,0002,447
Net interest income$2,602,0002,235
Provision for loan and lease losses$135,0001,590
Total noninterest income$303,0003,071
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$93,0003,634
Trading account gains and fees$0115
Additional Noninterest Income$210,0002,418
Total noninterest expense$2,380,0001,871
Salaries and employee benefits$1,402,0001,748
Premises and equipment expense$496,0001,309
Additional noninterest expense$482,0002,617
Pre-tax net operating income$390,0004,337
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$390,0003,756
Extraordinary gains, net$021
Net income$390,0003,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$788,000245
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$390,0003,742
2005-12-31 (YTD Data)Rank
Total interest income$13,978,0002,363
Total interest expense$4,186,0002,553
Net interest income$9,792,0002,264
Provision for loan and lease losses$1,015,0001,030
Total noninterest income$1,711,0002,464
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$391,0003,605
Trading account gains and fees$1,000134
Additional Noninterest Income$1,319,0001,826
Total noninterest expense$8,621,0001,944
Salaries and employee benefits$5,185,0001,797
Premises and equipment expense$1,492,0001,637
Additional noninterest expense$1,944,0002,556
Pre-tax net operating income$1,867,0003,852
Securities gains (losses)$-23,0007,885
Applicable income taxes$06,964
Income before extraordinary items$1,844,0003,294
Extraordinary gains, net$046
Net income$1,844,0003,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,613
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,867,0003,232
2005-09-30 (YTD Data)Rank
Total interest income$10,088,0002,389
Total interest expense$2,959,0002,569
Net interest income$7,129,0002,299
Provision for loan and lease losses$280,0002,309
Total noninterest income$855,0003,266
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$291,0003,631
Trading account gains and fees$1,000124
Additional Noninterest Income$563,0002,658
Total noninterest expense$6,189,0002,006
Salaries and employee benefits$3,747,0001,852
Premises and equipment expense$1,093,0001,664
Additional noninterest expense$1,349,0002,729
Pre-tax net operating income$1,515,0003,713
Securities gains (losses)$5,0001,712
Applicable income taxes$06,976
Income before extraordinary items$1,520,0003,096
Extraordinary gains, net$035
Net income$1,520,0003,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,028
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,515,0003,063
2005-06-30 (YTD Data)Rank
Total interest income$6,462,0002,435
Total interest expense$1,824,0002,606
Net interest income$4,638,0002,333
Provision for loan and lease losses$06,626
Total noninterest income$567,0003,238
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$193,0003,576
Trading account gains and fees$1,000112
Additional Noninterest Income$373,0002,658
Total noninterest expense$4,206,0001,961
Salaries and employee benefits$2,558,0001,792
Premises and equipment expense$725,0001,650
Additional noninterest expense$923,0002,638
Pre-tax net operating income$999,0003,711
Securities gains (losses)$5,0001,582
Applicable income taxes$06,961
Income before extraordinary items$1,004,0003,081
Extraordinary gains, net$030
Net income$1,004,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,555
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$999,0003,047
2005-03-31 (YTD Data)Rank
Total interest income$3,095,0002,497
Total interest expense$851,0002,648
Net interest income$2,244,0002,391
Provision for loan and lease losses$06,226
Total noninterest income$256,0003,406
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$93,0003,609
Trading account gains and fees$1,000111
Additional Noninterest Income$162,0002,836
Total noninterest expense$2,092,0001,979
Salaries and employee benefits$1,300,0001,779
Premises and equipment expense$360,0001,681
Additional noninterest expense$432,0002,809
Pre-tax net operating income$408,0004,221
Securities gains (losses)$7,0001,110
Applicable income taxes$06,892
Income before extraordinary items$415,0003,530
Extraordinary gains, net$024
Net income$415,0003,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,492
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$408,0003,538
2004-12-31 (YTD Data)Rank
Total interest income$11,363,0002,519
Total interest expense$2,936,0002,677
Net interest income$8,427,0002,423
Provision for loan and lease losses$07,314
Total noninterest income$1,103,0003,318
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$377,0003,779
Trading account gains and fees$55,000113
Additional Noninterest Income$671,0002,775
Total noninterest expense$8,461,0001,904
Salaries and employee benefits$4,806,0001,825
Premises and equipment expense$1,534,0001,513
Additional noninterest expense$2,121,0002,290
Pre-tax net operating income$1,069,0005,067
Securities gains (losses)$244,000733
Applicable income taxes$-48,0008,673
Income before extraordinary items$1,361,0003,875
Extraordinary gains, net$034
Net income$1,361,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-156,0008,848
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,117,0004,315
2004-09-30 (YTD Data)Rank
Total interest income$8,291,0002,546
Total interest expense$2,173,0002,661
Net interest income$6,118,0002,470
Provision for loan and lease losses$07,100
Total noninterest income$782,0003,461
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$280,0003,823
Trading account gains and fees$55,000107
Additional Noninterest Income$447,0002,994
Total noninterest expense$6,011,0001,995
Salaries and employee benefits$3,448,0001,897
Premises and equipment expense$1,166,0001,487
Additional noninterest expense$1,397,0002,540
Pre-tax net operating income$889,0004,915
Securities gains (losses)$230,000708
Applicable income taxes$-48,0008,811
Income before extraordinary items$1,167,0003,612
Extraordinary gains, net$026
Net income$1,167,0003,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-107,0008,822
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$937,0004,095
2004-06-30 (YTD Data)Rank
Total interest income$5,446,0002,567
Total interest expense$1,420,0002,692
Net interest income$4,026,0002,476
Provision for loan and lease losses$06,885
Total noninterest income$557,0003,334
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$185,0003,835
Trading account gains and fees$55,000108
Additional Noninterest Income$317,0002,900
Total noninterest expense$4,040,0001,974
Salaries and employee benefits$2,276,0001,908
Premises and equipment expense$775,0001,495
Additional noninterest expense$989,0002,411
Pre-tax net operating income$543,0005,099
Securities gains (losses)$207,000637
Applicable income taxes$07,214
Income before extraordinary items$750,0003,696
Extraordinary gains, net$021
Net income$750,0003,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0008,820
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$543,0004,429
2004-03-31 (YTD Data)Rank
Total interest income$2,702,0002,579
Total interest expense$705,0002,732
Net interest income$1,997,0002,494
Provision for loan and lease losses$06,501
Total noninterest income$252,0003,512
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$94,0003,720
Trading account gains and fees$50,00091
Additional Noninterest Income$108,0003,546
Total noninterest expense$1,988,0002,021
Salaries and employee benefits$1,144,0001,916
Premises and equipment expense$366,0001,609
Additional noninterest expense$478,0002,472
Pre-tax net operating income$261,0005,161
Securities gains (losses)$172,000568
Applicable income taxes$07,103
Income before extraordinary items$433,0003,298
Extraordinary gains, net$016
Net income$433,0003,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,661
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$261,0004,506
2003-12-31 (YTD Data)Rank
Total interest income$9,598,0002,946
Total interest expense$3,281,0002,642
Net interest income$6,317,0003,041
Provision for loan and lease losses$-700,0009,137
Total noninterest income$1,242,0003,227
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$403,0003,630
Trading account gains and fees$215,000113
Additional Noninterest Income$624,0003,177
Total noninterest expense$7,619,0002,073
Salaries and employee benefits$4,372,0001,971
Premises and equipment expense$1,468,0001,557
Additional noninterest expense$1,779,0002,662
Pre-tax net operating income$640,0006,197
Securities gains (losses)$561,000697
Applicable income taxes$07,459
Income before extraordinary items$1,201,0004,141
Extraordinary gains, net$054
Net income$1,201,0004,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-412,0009,159
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$640,0005,635
2003-09-30 (YTD Data)Rank
Total interest income$7,026,0003,045
Total interest expense$2,546,0002,643
Net interest income$4,480,0003,207
Provision for loan and lease losses$07,481
Total noninterest income$894,0003,389
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$314,0003,563
Trading account gains and fees$174,000110
Additional Noninterest Income$406,0003,505
Total noninterest expense$5,391,0002,184
Salaries and employee benefits$3,149,0002,035
Premises and equipment expense$1,094,0001,566
Additional noninterest expense$1,148,0003,015
Pre-tax net operating income$-17,0008,675
Securities gains (losses)$313,000933
Applicable income taxes$07,524
Income before extraordinary items$296,0006,967
Extraordinary gains, net$040
Net income$296,0006,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-198,0009,164
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-17,0008,668
2003-06-30 (YTD Data)Rank
Total interest income$4,856,0002,976
Total interest expense$1,770,0002,623
Net interest income$3,086,0003,112
Provision for loan and lease losses$07,324
Total noninterest income$645,0003,185
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$224,0003,346
Trading account gains and fees$139,000101
Additional Noninterest Income$282,0003,421
Total noninterest expense$3,608,0002,175
Salaries and employee benefits$2,153,0001,983
Premises and equipment expense$711,0001,614
Additional noninterest expense$744,0003,072
Pre-tax net operating income$123,0007,824
Securities gains (losses)$231,000955
Applicable income taxes$07,529
Income before extraordinary items$354,0005,705
Extraordinary gains, net$030
Net income$354,0005,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-190,0009,199
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$123,0007,543
2003-03-31 (YTD Data)Rank
Total interest income$2,632,0002,771
Total interest expense$935,0002,578
Net interest income$1,697,0002,841
Provision for loan and lease losses$06,934
Total noninterest income$354,0002,896
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$116,0003,170
Trading account gains and fees$95,00093
Additional Noninterest Income$143,0003,308
Total noninterest expense$1,857,0002,112
Salaries and employee benefits$1,115,0001,908
Premises and equipment expense$338,0001,688
Additional noninterest expense$404,0002,834
Pre-tax net operating income$194,0005,912
Securities gains (losses)$167,000729
Applicable income taxes$07,403
Income before extraordinary items$361,0003,726
Extraordinary gains, net$021
Net income$361,0003,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-105,0009,214
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$194,0005,215
2002-12-31 (YTD Data)Rank
Total interest income$11,090,0002,750
Total interest expense$4,775,0002,338
Net interest income$6,315,0003,005
Provision for loan and lease losses$185,0004,507
Total noninterest income$1,330,0002,854
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$541,0002,785
Trading account gains and fees$164,00099
Additional Noninterest Income$625,0002,896
Total noninterest expense$7,943,0001,897
Salaries and employee benefits$4,440,0001,815
Premises and equipment expense$1,467,0001,515
Additional noninterest expense$2,036,0002,273
Pre-tax net operating income$-483,0008,970
Securities gains (losses)$527,000636
Applicable income taxes$-892,0009,287
Income before extraordinary items$936,0004,771
Extraordinary gains, net$070
Net income$936,0004,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,0001,320
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$409,0006,671
2001-12-31 (YTD Data)Rank
Total interest income$14,468,0002,368
Total interest expense$8,317,0001,947
Net interest income$6,151,0002,884
Provision for loan and lease losses$7,129,000285
Total noninterest income$1,787,0002,203
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$774,0001,963
Trading account gains and fees$41,000137
Additional Noninterest Income$972,0002,080
Total noninterest expense$9,544,0001,535
Salaries and employee benefits$4,333,0001,734
Premises and equipment expense$1,361,0001,579
Additional noninterest expense$3,850,0001,231
Pre-tax net operating income$-8,735,0009,587
Securities gains (losses)$188,0001,243
Applicable income taxes$552,0003,135
Income before extraordinary items$-9,099,0009,591
Extraordinary gains, net$0105
Net income$-9,099,0009,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,119,000237
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$12,000,00057
Net operating income$-9,287,0009,587
2000-12-31 (YTD Data)Rank
Total interest income$17,709,0001,991
Total interest expense$10,105,0001,700
Net interest income$7,604,0002,340
Provision for loan and lease losses$3,930,000378
Total noninterest income$1,510,0002,330
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,107,0001,225
Trading account gains and fees$0180
Additional Noninterest Income$403,0003,325
Total noninterest expense$7,825,0001,781
Salaries and employee benefits$4,057,0001,771
Premises and equipment expense$1,201,0001,738
Additional noninterest expense$2,567,0001,731
Pre-tax net operating income$-2,641,0009,843
Securities gains (losses)$01,956
Applicable income taxes$-35,0009,440
Income before extraordinary items$-2,606,0009,835
Extraordinary gains, net$038
Net income$-2,606,0009,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,561,000338
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-2,606,0009,835
1999-12-31 (YTD Data)Rank
Total interest income$14,761,0002,213
Total interest expense$7,906,0001,900
Net interest income$6,855,0002,560
Provision for loan and lease losses$3,367,000381
Total noninterest income$1,414,0002,382
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,423,000932
Trading account gains and fees$-276,0004,545
Additional Noninterest Income$267,0004,291
Total noninterest expense$10,288,0001,355
Salaries and employee benefits$3,783,0001,841
Premises and equipment expense$945,0002,162
Additional noninterest expense$5,560,000889
Pre-tax net operating income$-5,386,00010,207
Securities gains (losses)$-40,0009,743
Applicable income taxes$195,0005,765
Income before extraordinary items$-5,621,00010,203
Extraordinary gains, net$035
Net income$-5,621,00010,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,330,000593
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-5,581,00010,198
1998-12-31 (YTD Data)Rank
Total interest income$13,212,0002,463
Total interest expense$6,659,0002,275
Net interest income$6,553,0002,606
Provision for loan and lease losses$813,0001,164
Total noninterest income$2,010,0001,823
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,501,000819
Trading account gains and fees$139,000142
Additional Noninterest Income$370,0003,589
Total noninterest expense$6,266,0002,099
Salaries and employee benefits$3,420,0001,946
Premises and equipment expense$867,0002,245
Additional noninterest expense$1,979,0002,127
Pre-tax net operating income$1,484,0004,214
Securities gains (losses)$197,000931
Applicable income taxes$632,0003,268
Income before extraordinary items$1,049,0004,333
Extraordinary gains, net$032
Net income$1,049,0004,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,892
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$105,000766
Net operating income$922,9204,664
1997-12-31 (YTD Data)Rank
Total interest income$11,101,0002,938
Total interest expense$5,233,0002,860
Net interest income$5,868,0002,966
Provision for loan and lease losses$320,0002,457
Total noninterest income$2,303,0001,572
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,470,000871
Trading account gains and fees$0239
Additional Noninterest Income$833,0001,980
Total noninterest expense$5,898,0002,181
Salaries and employee benefits$3,374,0001,947
Premises and equipment expense$1,255,0001,549
Additional noninterest expense$1,269,0003,190
Pre-tax net operating income$1,953,0003,616
Securities gains (losses)$177,000763
Applicable income taxes$788,0002,963
Income before extraordinary items$1,342,0003,696
Extraordinary gains, net$044
Net income$1,342,0003,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00010,298
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,228,7203,906
1996-12-31 (YTD Data)Rank
Total interest income$7,473,0004,297
Total interest expense$3,334,0004,368
Net interest income$4,139,0004,201
Provision for loan and lease losses$260,0002,872
Total noninterest income$2,090,0001,775
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,410,000942
Trading account gains and feesNANA
Additional Noninterest Income$680,0002,357
Total noninterest expense$4,853,0002,815
Salaries and employee benefits$2,867,0002,316
Premises and equipment expense$770,0002,547
Additional noninterest expense$1,216,0003,741
Pre-tax net operating income$1,116,0005,361
Securities gains (losses)$255,000610
Applicable income taxes$501,0004,139
Income before extraordinary items$870,0004,985
Extraordinary gains, net$053
Net income$870,0004,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,500
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$706,8005,675
1995-12-31 (YTD Data)Rank
Total interest income$6,202,0005,057
Total interest expense$2,616,0005,365
Net interest income$3,586,0004,752
Provision for loan and lease losses$1,022,000924
Total noninterest income$1,783,0002,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,205,0001,100
Trading account gains and feesNANA
Additional Noninterest Income$578,0002,599
Total noninterest expense$4,310,0003,110
Salaries and employee benefits$2,344,0002,845
Premises and equipment expense$646,0003,018
Additional noninterest expense$1,320,0003,451
Pre-tax net operating income$37,00011,358
Securities gains (losses)$5,0002,809
Applicable income taxes$8,00010,968
Income before extraordinary items$34,00011,373
Extraordinary gains, net$065
Net income$34,00011,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$973,000898
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$29,95011,356
1994-12-31 (YTD Data)Rank
Total interest income$5,074,0005,614
Total interest expense$1,746,0006,216
Net interest income$3,328,0005,165
Provision for loan and lease losses$177,0003,293
Total noninterest income$1,645,0002,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,288,0001,033
Trading account gains and feesNANA
Additional Noninterest Income$357,0003,669
Total noninterest expense$4,062,0003,384
Salaries and employee benefits$2,152,0003,075
Premises and equipment expense$565,0003,447
Additional noninterest expense$1,345,0003,669
Pre-tax net operating income$734,0007,224
Securities gains (losses)$24,0001,636
Applicable income taxes$284,0006,074
Income before extraordinary items$474,0007,507
Extraordinary gains, net$0249
Net income$474,0007,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,238
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$458,6407,678
1993-12-31 (YTD Data)Rank
Total interest income$3,974,0006,904
Total interest expense$1,305,0007,861
Net interest income$2,669,0006,221
Provision for loan and lease losses$160,0004,468
Total noninterest income$1,404,0002,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,132,0001,182
Trading account gains and feesNANA
Additional Noninterest Income$272,0004,747
Total noninterest expense$3,691,0003,743
Salaries and employee benefits$1,862,0003,506
Premises and equipment expense$410,0004,612
Additional noninterest expense$1,419,0003,669
Pre-tax net operating income$222,00010,854
Securities gains (losses)$185,0001,780
Applicable income taxes$163,0008,358
Income before extraordinary items$244,00010,115
Extraordinary gains, net$03,149
Net income$244,00010,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0007,509
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$125,60011,296
1992-12-31 (YTD Data)Rank
Total interest income$3,714,0007,886
Total interest expense$1,554,0008,350
Net interest income$2,160,0007,348
Provision for loan and lease losses$125,0006,594
Total noninterest income$1,374,0002,560
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$965,0001,386
Trading account gains and feesNANA
Additional Noninterest Income$409,0003,659
Total noninterest expense$2,794,0004,825
Salaries and employee benefits$1,517,0004,193
Premises and equipment expense$328,0005,618
Additional noninterest expense$949,0005,275
Pre-tax net operating income$615,0007,599
Securities gains (losses)$199,0002,020
Applicable income taxes$307,0005,840
Income before extraordinary items$507,0007,260
Extraordinary gains, net$01,422
Net income$507,0007,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0002,329
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$2,500,000267
Net operating income$379,6408,065

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.