Home > International Finance Bank > Net charge- offs to loans
International Finance Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0658% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3921% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2602% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0977% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2736% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1679% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1055% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5527% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2051% | 3,673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4398% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2433% | 3,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0665% | 4,355 |
| Percentage Net Loans Charged-off: Credit card loans | -9.9819% | 917 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1105% | 4,445 |
| Percentage Net Loans Charged-off: Credit card loans | -13.7255% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2229% | 4,610 |
| Percentage Net Loans Charged-off: Credit card loans | -25.3394% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 4,074 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,994 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4388% | 3,819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0005% | 3,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3033% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9710% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 3,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0300% | 3,621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 3,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4980% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3781% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0445% | 3,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6350% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3322% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3630% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 15.4897% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 4,645 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 4,844 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,619 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0444% | 4,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,957 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1084% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5334% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0215% | 4,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 4,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0541% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 3,679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0554% | 4,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 3,917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1491% | 4,889 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6746% | 1,002 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0320% | 4,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 4,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0795% | 5,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0831% | 5,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 3,917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2438% | 5,000 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0215% | 1,023 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0635% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0836% | 5,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1571% | 5,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1642% | 5,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,913 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6369% | 5,254 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0953% | 1,035 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1630% | 5,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2408% | 5,502 |
| Percentage Net Loans Charged-off:Construction & development | -1.9858% | 5,190 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1258% | 5,314 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3060% | 4,584 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0992% | 5,305 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,779 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1047% | 5,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 4,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8498% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9904% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0854% | 3,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1031% | 5,391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1580% | 5,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.7998% | 5,149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1726% | 5,406 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0405% | 4,491 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1270% | 5,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,816 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1345% | 5,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 4,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1076% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0012% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1105% | 2,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1490% | 5,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2251% | 5,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.8489% | 5,181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2660% | 5,513 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0170% | 4,498 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1904% | 5,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2031% | 5,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 4,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3265% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0319% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0806% | 2,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0877% | 5,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1584% | 5,596 |
| Percentage Net Loans Charged-off:Construction & development | -1.8734% | 5,271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0473% | 5,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1460% | 5,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1554% | 5,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6241% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6386% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1612% | 2,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | -0.8433% | 5,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1553% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0512% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4609% | 5,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1148% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4939% | 5,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 2,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1591% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0121% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1437% | 5,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | -1.1348% | 5,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5483% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0183% | 4,616 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6412% | 5,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1624% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6852% | 5,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0345% | 4,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3963% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1877% | 5,343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2494% | 5,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3107% | 5,862 |
| Percentage Net Loans Charged-off:Construction & development | -0.6707% | 5,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0219% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1590% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9690% | 5,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2670% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0315% | 5,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0738% | 4,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1515% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6071% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9158% | 6,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1760% | 6,021 |
| Percentage Net Loans Charged-off:Construction & development | -1.3362% | 5,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0996% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2229% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8868% | 6,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -1.9858% | 6,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1353% | 5,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | -7.2129% | 5,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0495% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1757% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2708% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1700% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 4,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1741% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1060% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1849% | 2,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0627% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 1,886 |
| Percentage Net Loans Charged-off:Construction & development | -42.6288% | 5,766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 5,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0621% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3531% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1390% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2186% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1396% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2304% | 2,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | -42.3519% | 5,790 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 5,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0898% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1991% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5220% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1789% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0443% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3809% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4341% | 1,387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0392% | 5,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 5,606 |
| Percentage Net Loans Charged-off:Construction & development | -42.1053% | 5,806 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 5,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 5,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0403% | 4,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0875% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2465% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 122.8716% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4812% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7612% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9036% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6736% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0372% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3210% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6708% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2734% | 2,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5823% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6672% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 125.5803% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6951% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1768% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2458% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1712% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0611% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 3,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8965% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0176% | 5,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8567% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0091% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 213.2676% | 2 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0708% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2227% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3859% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2090% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 4,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 3,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1809% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0357% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2211% | 6,414 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6228% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4735% | 6,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 5,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1472% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7132% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0261% | 143 |
| Percentage Net Loans Charged-off:Construction & development | -16.7535% | 6,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1718% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3126% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3011% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2783% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3038% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1024% | 5,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1046% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1179% | 5,924 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1611% | 6,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2495% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3163% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1297% | 1,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2721% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2977% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3771% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2877% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2165% | 6,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1396% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2410% | 6,130 |
| Percentage Net Loans Charged-off: All other loans and lease | -36.8702% | 6,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3764% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4885% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 6,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4535% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7730% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0383% | 4,720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8827% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0512% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4289% | 6,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4567% | 6,293 |
| Percentage Net Loans Charged-off: All other loans and lease | -54.9020% | 6,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 3,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1784% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6601% | 6,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1352% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3093% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0383% | 4,738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3586% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0409% | 5,213 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9904% | 6,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0553% | 6,566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8734% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0781% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2596% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2080% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2915% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1005% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5893% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4599% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5902% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6832% | 700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2108% | 159 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3847% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0539% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.8296% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6013% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4679% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8892% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0512% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0641% | 591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1802% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | -14.2187% | 6,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7976% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9163% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9333% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0172% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9593% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3766% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1695% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9361% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1030% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2731% | 329 |
| Percentage Net Loans Charged-off: All other loans and lease | -16.1079% | 6,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2440% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1195% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2910% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2047% | 5,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3322% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1066% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6156% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0476% | 5,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0404% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2575% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8633% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0497% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 22.1266% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9468% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4914% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.5371% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 7.9725% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3531% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1355% | 3,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7368% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2080% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6223% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | -1,163.7765% | 6,533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1422% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.5132% | 54 |
| Percentage Net Loans Charged-off:Construction & development | 2.7432% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0392% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6352% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.3226% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 10.4946% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 8.0428% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1730% | 3,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0014% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0376% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8881% | 1,452 |
| Percentage Net Loans Charged-off: All other loans and lease | -1,241.0513% | 6,575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3025% | 70 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9930% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 3.8462% | 984 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9683% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9849% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.9288% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 10.7829% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 12.0785% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2334% | 2,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6774% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6133% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4901% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | -1,079.7688% | 6,601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1098% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4256% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1511% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5319% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3207% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6568% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1451% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3880% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8395% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2493% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3956% | 2,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5155% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1492% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9805% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1534% | 996 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5926% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2352% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6372% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9894% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5869% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9291% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9859% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5199% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3030% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1983% | 789 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1121% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6626% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1675% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2481% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1539% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 19.5989% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4107% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5857% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0744% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2978% | 597 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6188% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5045% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5108% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2497% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9058% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9875% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3912% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5318% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9167% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5998% | 334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5538% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4633% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2081% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5809% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4521% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5421% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2139% | 2,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3981% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4466% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7068% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2986% | 2,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0489% | 7,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2944% | 4,811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4213% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1334% | 1,733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 4,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2256% | 3,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4333% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2689% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2173% | 2,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0505% | 7,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3335% | 4,335 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9424% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1232% | 1,528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2762% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3408% | 2,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6518% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3267% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3286% | 1,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 7,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3181% | 4,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0233% | 1,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 7,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 7,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 7,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 7,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 7,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 6,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 7,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1882% | 5,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9777% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3971% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 7,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0999% | 7,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3008% | 1,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 7,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1210% | 7,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 7,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1591% | 7,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0284% | 7,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2353% | 7,733 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1334% | 7,817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3255% | 1,148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0427% | 1,565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0251% | 7,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2077% | 7,642 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1913% | 7,780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4551% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0347% | 1,384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0269% | 7,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2293% | 7,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1612% | 7,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0541% | 1,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 7,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3275% | 7,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0679% | 7,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4417% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3317% | 7,912 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4951% | 8,244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.2336% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6248% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3886% | 7,953 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7159% | 8,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.0632% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9846% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3355% | 7,851 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0140% | 8,395 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 33.9973% | 43 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0515% | 99 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2522% | 7,735 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7582% | 8,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 75.5780% | 16 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2486% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2583% | 8,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7052% | 8,486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9632% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 3,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3433% | 7,931 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8413% | 8,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2879% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1117% | 8,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2678% | 7,804 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1285% | 8,508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6111% | 7,566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1085% | 8,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3222% | 7,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5312% | 7,551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1499% | 8,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 8,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 8,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5264% | 8,213 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9244% | 8,703 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4182% | 7,650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1430% | 8,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6580% | 8,259 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0457% | 8,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3461% | 7,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1469% | 8,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7655% | 8,284 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6410% | 8,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2819% | 7,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1135% | 8,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5680% | 8,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8466% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3153% | 7,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5187% | 9,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0669% | 8,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0745% | 8,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1099% | 8,781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1358% | 6,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5879% | 8,628 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5501% | 8,863 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0081% | 1,515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4152% | 7,934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3430% | 9,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0933% | 8,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1027% | 8,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1558% | 8,860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1911% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2969% | 8,630 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9048% | 8,960 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4737% | 1,281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4152% | 7,825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5070% | 9,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1072% | 8,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1620% | 8,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 8,498 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 5,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9060% | 8,679 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1500% | 9,072 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4096% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5582% | 7,871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5497% | 9,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2210% | 9,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3139% | 8,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 8,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0607% | 5,898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2955% | 8,712 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5810% | 8,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1747% | 7,648 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8265% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4889% | 9,213 |
| Percentage Net Loans Charged-off:Construction & development | -40.7356% | 8,264 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1032% | 8,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 8,853 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0790% | 6,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4924% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8744% | 9,123 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4935% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4134% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2290% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8832% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5979% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2474% | 15 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7277% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 6.7980% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.2935% | 46 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.6105% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0441% | 1,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7342% | 126 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1823% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 5,346 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0343% | 9,951 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 8,035 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7649% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 4,741 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 6,971 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5865% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |