Home > International Bank of Commerce > Income and Expense

International Bank of Commerce, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$192,075,000313
Total interest expense$36,244,000496
Net interest income$155,831,000266
Provision for loan and lease losses$4,524,000346
Total noninterest income$56,201,000227
Gross Fiduciary activities income$0981
Service charges on deposit accounts$23,705,00090
Trading account gains and fees$0123
Additional Noninterest Income$32,496,000235
Total noninterest expense$62,851,000468
Salaries and employee benefits$21,866,000695
Premises and equipment expense$9,434,000311
Additional noninterest expense$32,496,000235
Pre-tax net operating income$144,657,000169
Securities gains (losses)$0988
Applicable income taxes$30,360,000163
Income before extraordinary items$114,297,000161
Extraordinary gains, net$054
Net income$114,297,000165
Minority interest net income$088
Net income of bank and minority interests.$114,297,000164
Net charge-offs$2,333,000352
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$114,297,000168
2023-09-30 (YTD Data)Rank
Total interest income$141,588,000313
Total interest expense$23,755,000514
Net interest income$117,833,000272
Provision for loan and lease losses$4,741,000276
Total noninterest income$42,509,000227
Gross Fiduciary activities income$0950
Service charges on deposit accounts$17,565,00090
Trading account gains and fees$0125
Additional Noninterest Income$24,944,000232
Total noninterest expense$48,158,000458
Salaries and employee benefits$16,501,000694
Premises and equipment expense$7,357,000303
Additional noninterest expense$24,944,000232
Pre-tax net operating income$107,443,000175
Securities gains (losses)$0849
Applicable income taxes$22,768,000173
Income before extraordinary items$84,675,000171
Extraordinary gains, net$052
Net income$84,675,000170
Minority interest net income$081
Net income of bank and minority interests.$84,675,000171
Net charge-offs$1,693,000322
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$84,675,000174
2023-06-30 (YTD Data)Rank
Total interest income$91,860,000305
Total interest expense$13,603,000530
Net interest income$78,257,000268
Provision for loan and lease losses$3,235,000266
Total noninterest income$25,435,000239
Gross Fiduciary activities income$0931
Service charges on deposit accounts$11,431,00090
Trading account gains and fees$0112
Additional Noninterest Income$14,004,000249
Total noninterest expense$31,759,000451
Salaries and employee benefits$10,780,000705
Premises and equipment expense$4,864,000294
Additional noninterest expense$14,004,000249
Pre-tax net operating income$68,698,000177
Securities gains (losses)$0938
Applicable income taxes$14,579,000174
Income before extraordinary items$54,119,000175
Extraordinary gains, net$051
Net income$54,119,000179
Minority interest net income$081
Net income of bank and minority interests.$54,119,000175
Net charge-offs$1,022,000305
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$54,119,000178
2023-03-31 (YTD Data)Rank
Total interest income$44,596,000317
Total interest expense$5,544,000560
Net interest income$39,052,000271
Provision for loan and lease losses$1,385,000291
Total noninterest income$12,611,000235
Gross Fiduciary activities income$0913
Service charges on deposit accounts$5,698,00090
Trading account gains and fees$097
Additional Noninterest Income$6,913,000253
Total noninterest expense$15,860,000463
Salaries and employee benefits$5,383,000720
Premises and equipment expense$2,476,000308
Additional noninterest expense$6,913,000253
Pre-tax net operating income$34,418,000181
Securities gains (losses)$0950
Applicable income taxes$7,306,000178
Income before extraordinary items$27,112,000175
Extraordinary gains, net$04
Net income$27,112,000175
Minority interest net income$048
Net income of bank and minority interests.$27,112,000175
Net charge-offs$484,000279
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$27,112,000179
2022-12-31 (YTD Data)Rank
Total interest income$112,908,000376
Total interest expense$6,734,000620
Net interest income$106,174,000344
Provision for loan and lease losses$4,310,000314
Total noninterest income$51,810,000245
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$22,402,00097
Trading account gains and fees$0116
Additional Noninterest Income$29,408,000260
Total noninterest expense$62,573,000450
Salaries and employee benefits$20,695,000725
Premises and equipment expense$9,834,000297
Additional noninterest expense$29,408,000260
Pre-tax net operating income$91,101,000250
Securities gains (losses)$0691
Applicable income taxes$18,964,000253
Income before extraordinary items$72,137,000250
Extraordinary gains, net$05
Net income$72,137,000250
Minority interest net income$063
Net income of bank and minority interests.$72,137,000250
Net charge-offs$2,198,000276
Cash dividends$25,000,000258
Sale, conversion, retirement of capital stock, net$0568
Net operating income$72,137,000253
2022-09-30 (YTD Data)Rank
Total interest income$73,480,000397
Total interest expense$3,536,000635
Net interest income$69,944,000379
Provision for loan and lease losses$2,939,000312
Total noninterest income$38,867,000245
Gross Fiduciary activities income$0968
Service charges on deposit accounts$16,646,00098
Trading account gains and fees$0111
Additional Noninterest Income$22,221,000268
Total noninterest expense$47,990,000434
Salaries and employee benefits$15,672,000713
Premises and equipment expense$7,691,000292
Additional noninterest expense$22,221,000268
Pre-tax net operating income$57,882,000284
Securities gains (losses)$0740
Applicable income taxes$12,317,000286
Income before extraordinary items$45,565,000282
Extraordinary gains, net$04
Net income$45,565,000282
Minority interest net income$057
Net income of bank and minority interests.$45,565,000282
Net charge-offs$1,644,000236
Cash dividends$25,000,000203
Sale, conversion, retirement of capital stock, net$0519
Net operating income$45,565,000285
2022-06-30 (YTD Data)Rank
Total interest income$42,378,000436
Total interest expense$1,863,000638
Net interest income$40,515,000422
Provision for loan and lease losses$950,000440
Total noninterest income$25,078,000254
Gross Fiduciary activities income$0925
Service charges on deposit accounts$10,734,000102
Trading account gains and fees$0108
Additional Noninterest Income$14,344,000281
Total noninterest expense$31,100,000438
Salaries and employee benefits$10,147,000722
Premises and equipment expense$5,046,000285
Additional noninterest expense$15,907,000307
Pre-tax net operating income$33,543,000302
Securities gains (losses)$0687
Applicable income taxes$7,103,000298
Income before extraordinary items$26,440,000297
Extraordinary gains, net$04
Net income$26,440,000297
Minority interest net income$060
Net income of bank and minority interests.$26,440,000297
Net charge-offs$938,000246
Cash dividends$25,000,000157
Sale, conversion, retirement of capital stock, net$0494
Net operating income$26,440,000305
2022-03-31 (YTD Data)Rank
Total interest income$19,431,000461
Total interest expense$930,000601
Net interest income$18,501,000448
Provision for loan and lease losses$193,000679
Total noninterest income$12,320,000267
Gross Fiduciary activities income$0892
Service charges on deposit accounts$5,194,000103
Trading account gains and fees$0103
Additional Noninterest Income$7,126,000301
Total noninterest expense$14,651,000467
Salaries and employee benefits$5,089,000724
Premises and equipment expense$2,479,000296
Additional noninterest expense$7,083,000336
Pre-tax net operating income$15,977,000299
Securities gains (losses)$0623
Applicable income taxes$3,337,000301
Income before extraordinary items$12,640,000295
Extraordinary gains, net$04
Net income$12,640,000295
Minority interest net income$050
Net income of bank and minority interests.$12,640,000295
Net charge-offs$482,000233
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$12,640,000298
2021-12-31 (YTD Data)Rank
Total interest income$41,655,000801
Total interest expense$1,603,0001,578
Net interest income$40,052,000765
Provision for loan and lease losses$1,268,000467
Total noninterest income$16,694,000594
Gross Fiduciary activities income$0994
Service charges on deposit accounts$6,402,000223
Trading account gains and fees$0132
Additional Noninterest Income$10,292,000660
Total noninterest expense$22,880,0001,055
Salaries and employee benefits$7,383,0001,650
Premises and equipment expense$4,536,000593
Additional noninterest expense$10,961,000717
Pre-tax net operating income$32,598,000513
Securities gains (losses)$02,062
Applicable income taxes$6,217,000540
Income before extraordinary items$26,381,000522
Extraordinary gains, net$010
Net income$26,381,000521
Minority interest net income$074
Net income of bank and minority interests.$26,381,000523
Net charge-offs$644,000547
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$26,381,000515
2021-09-30 (YTD Data)Rank
Total interest income$31,053,000818
Total interest expense$1,219,0001,635
Net interest income$29,834,000777
Provision for loan and lease losses$445,000921
Total noninterest income$12,299,000621
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,586,000227
Trading account gains and fees$0132
Additional Noninterest Income$7,713,000683
Total noninterest expense$17,229,0001,050
Salaries and employee benefits$5,621,0001,642
Premises and equipment expense$3,421,000589
Additional noninterest expense$8,187,000725
Pre-tax net operating income$24,459,000533
Securities gains (losses)$02,015
Applicable income taxes$4,842,000547
Income before extraordinary items$19,617,000534
Extraordinary gains, net$08
Net income$19,617,000533
Minority interest net income$069
Net income of bank and minority interests.$19,617,000534
Net charge-offs$480,000512
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$19,617,000528
2021-06-30 (YTD Data)Rank
Total interest income$20,797,000810
Total interest expense$824,0001,685
Net interest income$19,973,000767
Provision for loan and lease losses$-168,0004,522
Total noninterest income$7,683,000651
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,940,000228
Trading account gains and fees$0133
Additional Noninterest Income$4,743,000714
Total noninterest expense$11,353,0001,059
Salaries and employee benefits$3,726,0001,644
Premises and equipment expense$2,232,000598
Additional noninterest expense$5,395,000717
Pre-tax net operating income$16,471,000520
Securities gains (losses)$01,818
Applicable income taxes$3,258,000536
Income before extraordinary items$13,213,000530
Extraordinary gains, net$06
Net income$13,213,000529
Minority interest net income$067
Net income of bank and minority interests.$13,213,000530
Net charge-offs$237,000589
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,213,000524
2021-03-31 (YTD Data)Rank
Total interest income$10,363,000801
Total interest expense$424,0001,716
Net interest income$9,939,000763
Provision for loan and lease losses$-257,0004,714
Total noninterest income$3,605,000670
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,434,000228
Trading account gains and fees$0127
Additional Noninterest Income$2,171,000772
Total noninterest expense$5,518,0001,068
Salaries and employee benefits$1,834,0001,657
Premises and equipment expense$1,114,000614
Additional noninterest expense$2,570,000736
Pre-tax net operating income$8,283,000520
Securities gains (losses)$01,392
Applicable income taxes$1,635,000531
Income before extraordinary items$6,648,000536
Extraordinary gains, net$03
Net income$6,648,000535
Minority interest net income$055
Net income of bank and minority interests.$6,648,000536
Net charge-offs$121,000567
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,648,000521
2020-12-31 (YTD Data)Rank
Total interest income$42,797,000782
Total interest expense$2,979,0001,496
Net interest income$39,818,000726
Provision for loan and lease losses$4,014,000663
Total noninterest income$15,408,000598
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$5,907,000224
Trading account gains and fees$0133
Additional Noninterest Income$9,501,000666
Total noninterest expense$23,202,0001,002
Salaries and employee benefits$7,936,0001,529
Premises and equipment expense$4,643,000566
Additional noninterest expense$10,623,000705
Pre-tax net operating income$28,010,000449
Securities gains (losses)$02,675
Applicable income taxes$5,103,000488
Income before extraordinary items$22,907,000471
Extraordinary gains, net$04
Net income$22,907,000470
Minority interest net income$072
Net income of bank and minority interests.$22,907,000471
Net charge-offs$488,000985
Cash dividends$18,000,000301
Sale, conversion, retirement of capital stock, net$0566
Net operating income$22,907,000454
2020-09-30 (YTD Data)Rank
Total interest income$32,605,000772
Total interest expense$2,466,0001,452
Net interest income$30,139,000710
Provision for loan and lease losses$3,023,000696
Total noninterest income$11,660,000569
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,345,000227
Trading account gains and fees$0125
Additional Noninterest Income$7,315,000630
Total noninterest expense$18,115,000956
Salaries and employee benefits$6,150,0001,463
Premises and equipment expense$3,487,000556
Additional noninterest expense$8,478,000649
Pre-tax net operating income$20,661,000436
Securities gains (losses)$02,494
Applicable income taxes$3,818,000449
Income before extraordinary items$16,843,000455
Extraordinary gains, net$04
Net income$16,843,000455
Minority interest net income$065
Net income of bank and minority interests.$16,843,000455
Net charge-offs$336,000964
Cash dividends$18,000,000245
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,843,000445
2020-06-30 (YTD Data)Rank
Total interest income$22,552,000744
Total interest expense$1,837,0001,408
Net interest income$20,715,000688
Provision for loan and lease losses$2,498,000628
Total noninterest income$6,771,000599
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,968,000224
Trading account gains and fees$0123
Additional Noninterest Income$3,803,000696
Total noninterest expense$12,176,000942
Salaries and employee benefits$4,208,0001,424
Premises and equipment expense$2,371,000546
Additional noninterest expense$5,597,000643
Pre-tax net operating income$12,812,000406
Securities gains (losses)$02,249
Applicable income taxes$2,544,000408
Income before extraordinary items$10,268,000436
Extraordinary gains, net$04
Net income$10,268,000435
Minority interest net income$065
Net income of bank and minority interests.$10,268,000436
Net charge-offs$292,000828
Cash dividends$18,000,000186
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,268,000420
2020-03-31 (YTD Data)Rank
Total interest income$11,189,000749
Total interest expense$1,055,0001,375
Net interest income$10,134,000685
Provision for loan and lease losses$1,228,000539
Total noninterest income$3,694,000526
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,739,000223
Trading account gains and fees$0106
Additional Noninterest Income$1,955,000617
Total noninterest expense$6,412,000914
Salaries and employee benefits$2,301,0001,339
Premises and equipment expense$1,266,000526
Additional noninterest expense$2,845,000638
Pre-tax net operating income$6,188,000381
Securities gains (losses)$01,705
Applicable income taxes$1,212,000394
Income before extraordinary items$4,976,000404
Extraordinary gains, net$04
Net income$4,976,000403
Minority interest net income$056
Net income of bank and minority interests.$4,976,000404
Net charge-offs$186,000658
Cash dividends$18,000,000135
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,976,000397
2019-12-31 (YTD Data)Rank
Total interest income$46,104,000747
Total interest expense$4,314,0001,400
Net interest income$41,790,000663
Provision for loan and lease losses$2,022,000534
Total noninterest income$15,108,000520
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$6,895,000228
Trading account gains and fees$0135
Additional Noninterest Income$8,213,000596
Total noninterest expense$24,889,000926
Salaries and employee benefits$9,275,0001,280
Premises and equipment expense$4,592,000560
Additional noninterest expense$11,022,000645
Pre-tax net operating income$29,987,000449
Securities gains (losses)$02,379
Applicable income taxes$6,331,000428
Income before extraordinary items$23,656,000470
Extraordinary gains, net$011
Net income$23,656,000470
Minority interest net income$076
Net income of bank and minority interests.$23,656,000470
Net charge-offs$816,000752
Cash dividends$16,000,000341
Sale, conversion, retirement of capital stock, net$0626
Net operating income$23,656,000458
2019-09-30 (YTD Data)Rank
Total interest income$34,831,000742
Total interest expense$3,143,0001,436
Net interest income$31,688,000654
Provision for loan and lease losses$1,388,000532
Total noninterest income$11,106,000527
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$5,048,000234
Trading account gains and fees$0129
Additional Noninterest Income$6,058,000601
Total noninterest expense$18,639,000916
Salaries and employee benefits$7,016,0001,275
Premises and equipment expense$3,439,000564
Additional noninterest expense$8,184,000646
Pre-tax net operating income$22,767,000449
Securities gains (losses)$02,167
Applicable income taxes$4,639,000443
Income before extraordinary items$18,128,000468
Extraordinary gains, net$011
Net income$18,128,000468
Minority interest net income$072
Net income of bank and minority interests.$18,128,000468
Net charge-offs$575,000694
Cash dividends$16,000,000270
Sale, conversion, retirement of capital stock, net$0590
Net operating income$18,128,000458
2019-06-30 (YTD Data)Rank
Total interest income$22,798,000754
Total interest expense$2,037,0001,434
Net interest income$20,761,000670
Provision for loan and lease losses$595,000758
Total noninterest income$7,100,000540
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$3,239,000241
Trading account gains and fees$0131
Additional Noninterest Income$3,861,000610
Total noninterest expense$12,340,000916
Salaries and employee benefits$4,681,0001,272
Premises and equipment expense$2,215,000576
Additional noninterest expense$5,444,000652
Pre-tax net operating income$14,926,000449
Securities gains (losses)$01,702
Applicable income taxes$3,037,000437
Income before extraordinary items$11,889,000465
Extraordinary gains, net$011
Net income$11,889,000465
Minority interest net income$069
Net income of bank and minority interests.$11,889,000465
Net charge-offs$319,000763
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$11,889,000455
2019-03-31 (YTD Data)Rank
Total interest income$11,413,000747
Total interest expense$996,0001,436
Net interest income$10,417,000661
Provision for loan and lease losses$59,0001,969
Total noninterest income$3,633,000519
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,607,000240
Trading account gains and fees$0126
Additional Noninterest Income$2,026,000560
Total noninterest expense$6,040,000924
Salaries and employee benefits$2,340,0001,275
Premises and equipment expense$1,157,000562
Additional noninterest expense$2,543,000688
Pre-tax net operating income$7,951,000417
Securities gains (losses)$01,087
Applicable income taxes$1,615,000414
Income before extraordinary items$6,336,000433
Extraordinary gains, net$05
Net income$6,336,000432
Minority interest net income$052
Net income of bank and minority interests.$6,336,000432
Net charge-offs$154,000721
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,336,000426
2018-12-31 (YTD Data)Rank
Total interest income$40,590,000776
Total interest expense$2,719,0001,538
Net interest income$37,871,000708
Provision for loan and lease losses$1,179,000789
Total noninterest income$14,073,000536
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$6,569,000238
Trading account gains and fees$0126
Additional Noninterest Income$7,504,000627
Total noninterest expense$22,908,000952
Salaries and employee benefits$8,522,0001,347
Premises and equipment expense$3,844,000661
Additional noninterest expense$10,542,000673
Pre-tax net operating income$27,857,000459
Securities gains (losses)$-120,0005,056
Applicable income taxes$5,578,000443
Income before extraordinary items$22,159,000472
Extraordinary gains, net$06
Net income$22,159,000470
Minority interest net income$072
Net income of bank and minority interests.$22,159,000471
Net charge-offs$686,000785
Cash dividends$10,000,000415
Sale, conversion, retirement of capital stock, net$0671
Net operating income$22,255,000471
2018-09-30 (YTD Data)Rank
Total interest income$29,331,000793
Total interest expense$1,849,0001,588
Net interest income$27,482,000724
Provision for loan and lease losses$598,000998
Total noninterest income$10,609,000539
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,822,000242
Trading account gains and fees$0138
Additional Noninterest Income$5,787,000613
Total noninterest expense$17,209,000952
Salaries and employee benefits$6,435,0001,340
Premises and equipment expense$2,783,000683
Additional noninterest expense$7,991,000648
Pre-tax net operating income$20,284,000474
Securities gains (losses)$-120,0005,273
Applicable income taxes$4,074,000456
Income before extraordinary items$16,090,000485
Extraordinary gains, net$05
Net income$16,090,000484
Minority interest net income$066
Net income of bank and minority interests.$16,090,000484
Net charge-offs$509,000705
Cash dividends$10,000,000314
Sale, conversion, retirement of capital stock, net$0633
Net operating income$16,186,000481
2018-06-30 (YTD Data)Rank
Total interest income$18,933,000807
Total interest expense$1,146,0001,605
Net interest income$17,787,000743
Provision for loan and lease losses$504,000810
Total noninterest income$6,513,000572
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,168,000242
Trading account gains and fees$0130
Additional Noninterest Income$3,345,000681
Total noninterest expense$11,226,000968
Salaries and employee benefits$4,236,0001,358
Premises and equipment expense$1,859,000685
Additional noninterest expense$5,131,000673
Pre-tax net operating income$12,570,000501
Securities gains (losses)$-94,0005,337
Applicable income taxes$2,520,000484
Income before extraordinary items$9,956,000515
Extraordinary gains, net$06
Net income$9,956,000514
Minority interest net income$065
Net income of bank and minority interests.$9,956,000514
Net charge-offs$269,000786
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,031,200511
2018-03-31 (YTD Data)Rank
Total interest income$9,206,000822
Total interest expense$544,0001,605
Net interest income$8,662,000759
Provision for loan and lease losses$292,000732
Total noninterest income$3,353,000555
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,597,000241
Trading account gains and fees$0123
Additional Noninterest Income$1,756,000639
Total noninterest expense$5,413,0001,001
Salaries and employee benefits$2,132,0001,363
Premises and equipment expense$883,000729
Additional noninterest expense$2,398,000703
Pre-tax net operating income$6,310,000488
Securities gains (losses)$-113,0005,490
Applicable income taxes$1,247,000480
Income before extraordinary items$4,950,000506
Extraordinary gains, net$07
Net income$4,950,000505
Minority interest net income$052
Net income of bank and minority interests.$4,950,000506
Net charge-offs$129,000738
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,040,400495
2017-12-31 (YTD Data)Rank
Total interest income$33,325,000861
Total interest expense$1,686,0001,746
Net interest income$31,639,000797
Provision for loan and lease losses$746,0001,104
Total noninterest income$14,633,000530
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,475,000235
Trading account gains and fees$0151
Additional Noninterest Income$8,158,000591
Total noninterest expense$22,202,000971
Salaries and employee benefits$7,831,0001,434
Premises and equipment expense$3,712,000678
Additional noninterest expense$10,659,000634
Pre-tax net operating income$23,324,000485
Securities gains (losses)$-264,0005,536
Applicable income taxes$6,560,000558
Income before extraordinary items$16,500,000479
Extraordinary gains, net$09
Net income$16,500,000478
Minority interest net income$076
Net income of bank and minority interests.$16,500,000479
Net charge-offs$604,000980
Cash dividends$10,000,000372
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,690,080470
2017-09-30 (YTD Data)Rank
Total interest income$24,476,000875
Total interest expense$1,207,0001,796
Net interest income$23,269,000816
Provision for loan and lease losses$747,000886
Total noninterest income$10,334,000560
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,772,000239
Trading account gains and fees$0145
Additional Noninterest Income$5,562,000636
Total noninterest expense$16,119,000996
Salaries and employee benefits$5,910,0001,429
Premises and equipment expense$2,715,000703
Additional noninterest expense$7,494,000675
Pre-tax net operating income$16,737,000515
Securities gains (losses)$-264,0005,681
Applicable income taxes$5,803,000445
Income before extraordinary items$10,670,000590
Extraordinary gains, net$09
Net income$10,670,000590
Minority interest net income$071
Net income of bank and minority interests.$10,670,000590
Net charge-offs$432,000896
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,841,600574
2017-06-30 (YTD Data)Rank
Total interest income$15,781,000902
Total interest expense$777,0001,809
Net interest income$15,004,000837
Provision for loan and lease losses$546,000802
Total noninterest income$6,551,000572
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,079,000244
Trading account gains and fees$0139
Additional Noninterest Income$3,472,000663
Total noninterest expense$10,651,0001,014
Salaries and employee benefits$3,903,0001,442
Premises and equipment expense$1,775,000720
Additional noninterest expense$4,973,000687
Pre-tax net operating income$10,358,000531
Securities gains (losses)$-264,0005,742
Applicable income taxes$3,580,000462
Income before extraordinary items$6,514,000623
Extraordinary gains, net$011
Net income$6,514,000623
Minority interest net income$071
Net income of bank and minority interests.$6,514,000623
Net charge-offs$295,000838
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,685,600596
2017-03-31 (YTD Data)Rank
Total interest income$7,433,000950
Total interest expense$374,0001,841
Net interest income$7,059,000885
Provision for loan and lease losses$283,000741
Total noninterest income$3,224,000569
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,517,000247
Trading account gains and fees$0142
Additional Noninterest Income$1,707,000662
Total noninterest expense$5,190,0001,043
Salaries and employee benefits$1,964,0001,457
Premises and equipment expense$834,000765
Additional noninterest expense$2,392,000702
Pre-tax net operating income$4,810,000542
Securities gains (losses)$-76,0005,790
Applicable income taxes$1,679,000470
Income before extraordinary items$3,055,000650
Extraordinary gains, net$08
Net income$3,055,000650
Minority interest net income$055
Net income of bank and minority interests.$3,055,000650
Net charge-offs$128,000790
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,104,400623
2016-12-31 (YTD Data)Rank
Total interest income$32,670,000822
Total interest expense$1,897,0001,479
Net interest income$30,773,000778
Provision for loan and lease losses$243,0002,213
Total noninterest income$13,183,000569
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$6,185,000241
Trading account gains and fees$0170
Additional Noninterest Income$6,998,000670
Total noninterest expense$21,892,000972
Salaries and employee benefits$7,892,0001,385
Premises and equipment expense$3,975,000619
Additional noninterest expense$10,025,000682
Pre-tax net operating income$21,821,000472
Securities gains (losses)$-69,0005,776
Applicable income taxes$7,311,000428
Income before extraordinary items$14,441,000538
Extraordinary gains, net$05
Net income$14,441,000536
Minority interest net income$082
Net income of bank and minority interests.$14,441,000537
Net charge-offs$637,000925
Cash dividends$10,000,000372
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,486,540523
2016-09-30 (YTD Data)Rank
Total interest income$25,023,000806
Total interest expense$1,498,0001,417
Net interest income$23,525,000760
Provision for loan and lease losses$325,0001,538
Total noninterest income$9,954,000568
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,589,000246
Trading account gains and fees$0169
Additional Noninterest Income$5,365,000647
Total noninterest expense$16,688,000952
Salaries and employee benefits$5,953,0001,376
Premises and equipment expense$2,932,000633
Additional noninterest expense$7,803,000666
Pre-tax net operating income$16,466,000478
Securities gains (losses)$-69,0005,904
Applicable income taxes$5,414,000433
Income before extraordinary items$10,983,000535
Extraordinary gains, net$05
Net income$10,983,000533
Minority interest net income$071
Net income of bank and minority interests.$10,983,000535
Net charge-offs$458,000851
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,029,230522
2016-06-30 (YTD Data)Rank
Total interest income$16,984,000788
Total interest expense$932,0001,496
Net interest income$16,052,000736
Provision for loan and lease losses$270,0001,354
Total noninterest income$6,434,000576
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,988,000252
Trading account gains and fees$0157
Additional Noninterest Income$3,446,000665
Total noninterest expense$11,115,000950
Salaries and employee benefits$3,886,0001,409
Premises and equipment expense$1,973,000626
Additional noninterest expense$5,256,000653
Pre-tax net operating income$11,101,000465
Securities gains (losses)$02,835
Applicable income taxes$3,942,000405
Income before extraordinary items$7,159,000546
Extraordinary gains, net$016
Net income$7,159,000542
Minority interest net income$071
Net income of bank and minority interests.$7,159,000545
Net charge-offs$274,000919
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,159,000530
2016-03-31 (YTD Data)Rank
Total interest income$8,326,000804
Total interest expense$521,0001,362
Net interest income$7,805,000758
Provision for loan and lease losses$-142,0005,996
Total noninterest income$3,211,000550
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,489,000250
Trading account gains and fees$0142
Additional Noninterest Income$1,722,000643
Total noninterest expense$5,455,000962
Salaries and employee benefits$1,976,0001,388
Premises and equipment expense$996,000632
Additional noninterest expense$2,483,000684
Pre-tax net operating income$5,703,000436
Securities gains (losses)$02,077
Applicable income taxes$2,023,000387
Income before extraordinary items$3,680,000512
Extraordinary gains, net$012
Net income$3,680,000510
Minority interest net income$062
Net income of bank and minority interests.$3,680,000512
Net charge-offs$108,000969
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,680,000499
2015-12-31 (YTD Data)Rank
Total interest income$34,194,000743
Total interest expense$2,224,0001,249
Net interest income$31,970,000703
Provision for loan and lease losses$1,212,000681
Total noninterest income$13,252,000547
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$6,515,000233
Trading account gains and fees$0159
Additional Noninterest Income$6,737,000654
Total noninterest expense$21,044,000979
Salaries and employee benefits$8,083,0001,343
Premises and equipment expense$3,826,000645
Additional noninterest expense$9,135,000720
Pre-tax net operating income$22,966,000428
Securities gains (losses)$03,216
Applicable income taxes$8,410,000365
Income before extraordinary items$14,556,000509
Extraordinary gains, net$023
Net income$14,556,000508
Minority interest net income$081
Net income of bank and minority interests.$14,556,000510
Net charge-offs$1,390,000522
Cash dividends$6,000,000560
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,556,000501
2015-09-30 (YTD Data)Rank
Total interest income$25,618,000750
Total interest expense$1,716,0001,223
Net interest income$23,902,000714
Provision for loan and lease losses$625,000871
Total noninterest income$10,061,000550
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$4,913,000236
Trading account gains and fees$0153
Additional Noninterest Income$5,148,000647
Total noninterest expense$15,878,000983
Salaries and employee benefits$5,952,0001,370
Premises and equipment expense$2,796,000681
Additional noninterest expense$7,130,000705
Pre-tax net operating income$17,460,000433
Securities gains (losses)$03,031
Applicable income taxes$6,494,000371
Income before extraordinary items$10,966,000519
Extraordinary gains, net$021
Net income$10,966,000517
Minority interest net income$078
Net income of bank and minority interests.$10,966,000519
Net charge-offs$909,000539
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,966,000508
2015-06-30 (YTD Data)Rank
Total interest income$17,645,000727
Total interest expense$1,184,0001,198
Net interest income$16,461,000697
Provision for loan and lease losses$17,0003,596
Total noninterest income$6,171,000595
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,148,000243
Trading account gains and fees$0157
Additional Noninterest Income$3,023,000710
Total noninterest expense$10,467,000997
Salaries and employee benefits$3,880,0001,398
Premises and equipment expense$1,803,000701
Additional noninterest expense$4,784,000704
Pre-tax net operating income$12,148,000416
Securities gains (losses)$02,636
Applicable income taxes$4,293,000368
Income before extraordinary items$7,855,000478
Extraordinary gains, net$022
Net income$7,855,000477
Minority interest net income$075
Net income of bank and minority interests.$7,855,000478
Net charge-offs$788,000426
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,855,000467
2015-03-31 (YTD Data)Rank
Total interest income$8,680,000741
Total interest expense$628,0001,131
Net interest income$8,052,000708
Provision for loan and lease losses$248,000775
Total noninterest income$2,840,000614
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,537,000244
Trading account gains and fees$0152
Additional Noninterest Income$1,303,000757
Total noninterest expense$5,112,0001,014
Salaries and employee benefits$2,016,0001,370
Premises and equipment expense$879,000732
Additional noninterest expense$2,217,000743
Pre-tax net operating income$5,532,000446
Securities gains (losses)$02,027
Applicable income taxes$1,870,000410
Income before extraordinary items$3,662,000511
Extraordinary gains, net$013
Net income$3,662,000511
Minority interest net income$064
Net income of bank and minority interests.$3,662,000511
Net charge-offs$140,000908
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,662,000496
2014-12-31 (YTD Data)Rank
Total interest income$34,945,000727
Total interest expense$2,057,0001,434
Net interest income$32,888,000673
Provision for loan and lease losses$1,402,000656
Total noninterest income$12,243,000559
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$7,316,000221
Trading account gains and fees$0180
Additional Noninterest Income$4,927,000766
Total noninterest expense$20,856,000976
Salaries and employee benefits$7,433,0001,412
Premises and equipment expense$3,800,000645
Additional noninterest expense$9,623,000696
Pre-tax net operating income$22,873,000415
Securities gains (losses)$03,259
Applicable income taxes$7,817,000366
Income before extraordinary items$15,056,000469
Extraordinary gains, net$017
Net income$15,056,000468
Minority interest net income$084
Net income of bank and minority interests.$15,056,000469
Net charge-offs$952,000940
Cash dividends$7,999,000406
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,056,000463
2014-09-30 (YTD Data)Rank
Total interest income$26,018,000728
Total interest expense$1,539,0001,453
Net interest income$24,479,000673
Provision for loan and lease losses$772,000828
Total noninterest income$9,278,000552
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$5,542,000218
Trading account gains and fees$0174
Additional Noninterest Income$3,736,000758
Total noninterest expense$15,176,0001,003
Salaries and employee benefits$5,558,0001,433
Premises and equipment expense$2,738,000675
Additional noninterest expense$6,880,000717
Pre-tax net operating income$17,809,000393
Securities gains (losses)$02,980
Applicable income taxes$6,097,000359
Income before extraordinary items$11,712,000452
Extraordinary gains, net$015
Net income$11,712,000451
Minority interest net income$081
Net income of bank and minority interests.$11,712,000452
Net charge-offs$561,0001,057
Cash dividends$7,999,000305
Sale, conversion, retirement of capital stock, net$0819
Net operating income$11,712,000446
2014-06-30 (YTD Data)Rank
Total interest income$17,406,000719
Total interest expense$1,033,0001,447
Net interest income$16,373,000670
Provision for loan and lease losses$379,0001,050
Total noninterest income$6,219,000541
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,672,000216
Trading account gains and fees$0172
Additional Noninterest Income$2,547,000723
Total noninterest expense$9,927,0001,021
Salaries and employee benefits$3,593,0001,461
Premises and equipment expense$1,817,000684
Additional noninterest expense$4,517,000726
Pre-tax net operating income$12,286,000390
Securities gains (losses)$02,580
Applicable income taxes$4,198,000335
Income before extraordinary items$8,088,000438
Extraordinary gains, net$020
Net income$8,088,000437
Minority interest net income$080
Net income of bank and minority interests.$8,088,000438
Net charge-offs$302,0001,250
Cash dividends$5,000,000310
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,088,000425
2014-03-31 (YTD Data)Rank
Total interest income$8,602,000731
Total interest expense$522,0001,452
Net interest income$8,080,000677
Provision for loan and lease losses$-60,0006,483
Total noninterest income$3,031,000545
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,811,000219
Trading account gains and fees$0147
Additional Noninterest Income$1,220,000718
Total noninterest expense$4,687,0001,090
Salaries and employee benefits$1,779,0001,481
Premises and equipment expense$876,000729
Additional noninterest expense$2,032,000795
Pre-tax net operating income$6,484,000353
Securities gains (losses)$01,715
Applicable income taxes$2,216,000311
Income before extraordinary items$4,268,000397
Extraordinary gains, net$016
Net income$4,268,000396
Minority interest net income$066
Net income of bank and minority interests.$4,268,000397
Net charge-offs$153,0001,105
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,268,000390
2013-12-31 (YTD Data)Rank
Total interest income$32,111,000774
Total interest expense$2,172,0001,574
Net interest income$29,939,000711
Provision for loan and lease losses$1,211,000938
Total noninterest income$13,127,000549
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$7,921,000210
Trading account gains and fees$0184
Additional Noninterest Income$5,206,000775
Total noninterest expense$19,464,0001,058
Salaries and employee benefits$7,162,0001,457
Premises and equipment expense$3,768,000653
Additional noninterest expense$8,534,000801
Pre-tax net operating income$22,391,000401
Securities gains (losses)$03,182
Applicable income taxes$7,225,000353
Income before extraordinary items$15,166,000454
Extraordinary gains, net$029
Net income$15,166,000454
Minority interest net income$090
Net income of bank and minority interests.$15,166,000455
Net charge-offs$1,172,0001,126
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$15,166,000448
2013-09-30 (YTD Data)Rank
Total interest income$23,292,000801
Total interest expense$1,616,0001,631
Net interest income$21,676,000739
Provision for loan and lease losses$1,141,000799
Total noninterest income$9,804,000570
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$5,876,000213
Trading account gains and fees$0180
Additional Noninterest Income$3,928,000796
Total noninterest expense$14,747,0001,042
Salaries and employee benefits$5,388,0001,460
Premises and equipment expense$2,788,000663
Additional noninterest expense$6,571,000780
Pre-tax net operating income$15,592,000433
Securities gains (losses)$03,040
Applicable income taxes$5,066,000389
Income before extraordinary items$10,526,000492
Extraordinary gains, net$025
Net income$10,526,000491
Minority interest net income$084
Net income of bank and minority interests.$10,526,000494
Net charge-offs$556,0001,486
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,526,000474
2013-06-30 (YTD Data)Rank
Total interest income$15,285,000810
Total interest expense$1,092,0001,635
Net interest income$14,193,000746
Provision for loan and lease losses$531,0001,106
Total noninterest income$6,455,000583
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,801,000217
Trading account gains and fees$0157
Additional Noninterest Income$2,654,000806
Total noninterest expense$9,857,0001,030
Salaries and employee benefits$3,595,0001,457
Premises and equipment expense$1,804,000686
Additional noninterest expense$4,458,000760
Pre-tax net operating income$10,260,000429
Securities gains (losses)$02,791
Applicable income taxes$3,282,000396
Income before extraordinary items$6,978,000486
Extraordinary gains, net$022
Net income$6,978,000484
Minority interest net income$082
Net income of bank and minority interests.$6,978,000488
Net charge-offs$358,0001,526
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,978,000464
2013-03-31 (YTD Data)Rank
Total interest income$7,594,000822
Total interest expense$570,0001,611
Net interest income$7,024,000752
Provision for loan and lease losses$349,000897
Total noninterest income$2,985,000613
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,916,000211
Trading account gains and fees$0148
Additional Noninterest Income$1,069,000949
Total noninterest expense$4,731,0001,086
Salaries and employee benefits$1,800,0001,474
Premises and equipment expense$916,000681
Additional noninterest expense$2,015,000849
Pre-tax net operating income$4,929,000449
Securities gains (losses)$01,966
Applicable income taxes$1,470,000425
Income before extraordinary items$3,459,000480
Extraordinary gains, net$010
Net income$3,459,000480
Minority interest net income$076
Net income of bank and minority interests.$3,459,000481
Net charge-offs$198,0001,365
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,459,000465
2012-12-31 (YTD Data)Rank
Total interest income$31,874,000822
Total interest expense$3,187,0001,397
Net interest income$28,687,000751
Provision for loan and lease losses$-1,457,0007,044
Total noninterest income$11,287,000620
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$7,309,000226
Trading account gains and fees$0166
Additional Noninterest Income$3,978,000969
Total noninterest expense$18,702,0001,073
Salaries and employee benefits$7,114,0001,432
Premises and equipment expense$3,600,000669
Additional noninterest expense$7,988,000872
Pre-tax net operating income$22,729,000392
Securities gains (losses)$2,367,000223
Applicable income taxes$8,441,000310
Income before extraordinary items$16,655,000412
Extraordinary gains, net$029
Net income$16,655,000410
Minority interest net income$093
Net income of bank and minority interests.$16,655,000411
Net charge-offs$783,0002,078
Cash dividends$11,000,000296
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$15,092,780432
2012-09-30 (YTD Data)Rank
Total interest income$23,975,000836
Total interest expense$2,456,0001,421
Net interest income$21,519,000762
Provision for loan and lease losses$-1,120,0007,144
Total noninterest income$8,353,000633
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$5,420,000228
Trading account gains and fees$0157
Additional Noninterest Income$2,933,000953
Total noninterest expense$14,159,0001,054
Salaries and employee benefits$5,338,0001,430
Premises and equipment expense$2,663,000681
Additional noninterest expense$6,158,000851
Pre-tax net operating income$16,833,000400
Securities gains (losses)$03,575
Applicable income taxes$5,580,000344
Income before extraordinary items$11,253,000454
Extraordinary gains, net$020
Net income$11,253,000453
Minority interest net income$086
Net income of bank and minority interests.$11,253,000453
Net charge-offs$553,0002,057
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,253,000439
2012-06-30 (YTD Data)Rank
Total interest income$16,047,000838
Total interest expense$1,687,0001,431
Net interest income$14,360,000760
Provision for loan and lease losses$-1,033,0007,212
Total noninterest income$5,478,000630
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,524,000232
Trading account gains and fees$0153
Additional Noninterest Income$1,954,000930
Total noninterest expense$9,417,0001,056
Salaries and employee benefits$3,554,0001,437
Premises and equipment expense$1,786,000682
Additional noninterest expense$4,077,000849
Pre-tax net operating income$11,454,000380
Securities gains (losses)$03,178
Applicable income taxes$3,765,000338
Income before extraordinary items$7,689,000426
Extraordinary gains, net$019
Net income$7,689,000425
Minority interest net income$084
Net income of bank and minority interests.$7,689,000425
Net charge-offs$352,0002,141
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,689,000411
2012-03-31 (YTD Data)Rank
Total interest income$8,130,000830
Total interest expense$864,0001,455
Net interest income$7,266,000756
Provision for loan and lease losses$-1,500,0007,288
Total noninterest income$2,709,000639
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,738,000231
Trading account gains and fees$0148
Additional Noninterest Income$971,000922
Total noninterest expense$4,588,0001,088
Salaries and employee benefits$1,768,0001,450
Premises and equipment expense$893,000683
Additional noninterest expense$1,927,000884
Pre-tax net operating income$6,887,000317
Securities gains (losses)$02,210
Applicable income taxes$2,225,000300
Income before extraordinary items$4,662,000363
Extraordinary gains, net$019
Net income$4,662,000364
Minority interest net income$078
Net income of bank and minority interests.$4,662,000364
Net charge-offs$183,0001,931
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,662,000347
2011-12-31 (YTD Data)Rank
Total interest income$33,350,000827
Total interest expense$3,942,0001,538
Net interest income$29,408,000745
Provision for loan and lease losses$2,132,0001,500
Total noninterest income$12,394,000528
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$7,498,000223
Trading account gains and fees$0146
Additional Noninterest Income$4,896,000711
Total noninterest expense$18,618,0001,052
Salaries and employee benefits$6,988,0001,409
Premises and equipment expense$3,903,000635
Additional noninterest expense$7,727,000916
Pre-tax net operating income$21,052,000353
Securities gains (losses)$2,398,000203
Applicable income taxes$8,083,000296
Income before extraordinary items$15,367,000374
Extraordinary gains, net$029
Net income$15,367,000375
Minority interest net income$096
Net income of bank and minority interests.$15,367,000375
Net charge-offs$1,402,0001,976
Cash dividends$5,000,000420
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$13,784,320392
2011-09-30 (YTD Data)Rank
Total interest income$25,093,000845
Total interest expense$3,067,0001,542
Net interest income$22,026,000754
Provision for loan and lease losses$1,950,0001,263
Total noninterest income$9,416,000523
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$5,547,000227
Trading account gains and fees$0145
Additional Noninterest Income$3,869,000694
Total noninterest expense$14,049,0001,061
Salaries and employee benefits$5,215,0001,421
Premises and equipment expense$2,958,000640
Additional noninterest expense$5,876,000897
Pre-tax net operating income$15,443,000370
Securities gains (losses)$1,194,000294
Applicable income taxes$5,738,000309
Income before extraordinary items$10,899,000389
Extraordinary gains, net$021
Net income$10,899,000389
Minority interest net income$087
Net income of bank and minority interests.$10,899,000389
Net charge-offs$1,143,0001,768
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$10,110,960402
2011-06-30 (YTD Data)Rank
Total interest income$16,732,000857
Total interest expense$2,112,0001,547
Net interest income$14,620,000759
Provision for loan and lease losses$1,219,0001,317
Total noninterest income$6,276,000529
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$3,717,000225
Trading account gains and fees$0153
Additional Noninterest Income$2,559,000699
Total noninterest expense$9,255,0001,079
Salaries and employee benefits$3,466,0001,439
Premises and equipment expense$1,918,000657
Additional noninterest expense$3,871,000935
Pre-tax net operating income$10,422,000359
Securities gains (losses)$17,0002,165
Applicable income taxes$3,613,000312
Income before extraordinary items$6,826,000401
Extraordinary gains, net$015
Net income$6,826,000401
Minority interest net income$089
Net income of bank and minority interests.$6,826,000401
Net charge-offs$659,0001,853
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,814,950390
2011-03-31 (YTD Data)Rank
Total interest income$8,281,000873
Total interest expense$1,091,0001,560
Net interest income$7,190,000776
Provision for loan and lease losses$560,0001,338
Total noninterest income$3,152,000528
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,914,000216
Trading account gains and fees$0158
Additional Noninterest Income$1,238,000712
Total noninterest expense$4,632,0001,081
Salaries and employee benefits$1,707,0001,478
Premises and equipment expense$953,000682
Additional noninterest expense$1,972,000909
Pre-tax net operating income$5,150,000354
Securities gains (losses)$01,772
Applicable income taxes$1,779,000303
Income before extraordinary items$3,371,000398
Extraordinary gains, net$09
Net income$3,371,000398
Minority interest net income$086
Net income of bank and minority interests.$3,371,000398
Net charge-offs$222,0002,032
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,371,000388
2010-12-31 (YTD Data)Rank
Total interest income$34,962,000868
Total interest expense$5,238,0001,587
Net interest income$29,724,000742
Provision for loan and lease losses$774,0003,442
Total noninterest income$12,621,000545
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$7,802,000212
Trading account gains and fees$0175
Additional Noninterest Income$4,819,000767
Total noninterest expense$18,684,0001,067
Salaries and employee benefits$6,699,0001,467
Premises and equipment expense$4,270,000604
Additional noninterest expense$7,715,000960
Pre-tax net operating income$22,887,000269
Securities gains (losses)$1,013,000481
Applicable income taxes$8,039,000255
Income before extraordinary items$15,861,000304
Extraordinary gains, net$029
Net income$15,861,000304
Minority interest net income$0111
Net income of bank and minority interests.$15,861,000305
Net charge-offs$227,0004,623
Cash dividends$7,700,000226
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$15,192,420300
2010-09-30 (YTD Data)Rank
Total interest income$26,613,000861
Total interest expense$4,085,0001,590
Net interest income$22,528,000732
Provision for loan and lease losses$375,0003,997
Total noninterest income$9,384,000541
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$5,878,000210
Trading account gains and fees$0165
Additional Noninterest Income$3,506,000733
Total noninterest expense$14,294,0001,024
Salaries and employee benefits$5,031,0001,473
Premises and equipment expense$3,243,000591
Additional noninterest expense$6,020,000885
Pre-tax net operating income$17,243,000275
Securities gains (losses)$419,000865
Applicable income taxes$5,924,000248
Income before extraordinary items$11,738,000303
Extraordinary gains, net$023
Net income$11,738,000304
Minority interest net income$0110
Net income of bank and minority interests.$11,738,000304
Net charge-offs$82,0005,101
Cash dividends$5,000,000218
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$11,461,460302
2010-06-30 (YTD Data)Rank
Total interest income$18,014,000859
Total interest expense$2,870,0001,571
Net interest income$15,144,000721
Provision for loan and lease losses$-163,0007,792
Total noninterest income$6,194,000533
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$3,869,000218
Trading account gains and fees$0152
Additional Noninterest Income$2,325,000709
Total noninterest expense$9,571,0001,028
Salaries and employee benefits$3,401,0001,457
Premises and equipment expense$2,175,000598
Additional noninterest expense$3,995,000891
Pre-tax net operating income$11,930,000254
Securities gains (losses)$420,000552
Applicable income taxes$4,163,000228
Income before extraordinary items$8,187,000282
Extraordinary gains, net$019
Net income$8,187,000281
Minority interest net income$0105
Net income of bank and minority interests.$8,187,000282
Net charge-offs$28,0005,315
Cash dividends$2,000,000348
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,909,800286
2010-03-31 (YTD Data)Rank
Total interest income$9,151,000864
Total interest expense$1,448,0001,622
Net interest income$7,703,000709
Provision for loan and lease losses$402,0002,057
Total noninterest income$3,076,000515
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,906,000221
Trading account gains and fees$0175
Additional Noninterest Income$1,170,000704
Total noninterest expense$4,824,0001,028
Salaries and employee benefits$1,674,0001,499
Premises and equipment expense$1,202,000550
Additional noninterest expense$1,948,000912
Pre-tax net operating income$5,553,000256
Securities gains (losses)$02,284
Applicable income taxes$1,861,000234
Income before extraordinary items$3,692,000292
Extraordinary gains, net$016
Net income$3,692,000295
Minority interest net income$091
Net income of bank and minority interests.$3,692,000294
Net charge-offs$4,0005,215
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,692,000282
2009-12-31 (YTD Data)Rank
Total interest income$38,088,000883
Total interest expense$7,309,0001,618
Net interest income$30,779,000695
Provision for loan and lease losses$1,909,0002,542
Total noninterest income$12,412,000554
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$7,944,000233
Trading account gains and fees$0211
Additional Noninterest Income$4,468,000777
Total noninterest expense$18,863,0001,108
Salaries and employee benefits$6,632,0001,508
Premises and equipment expense$4,450,000598
Additional noninterest expense$7,781,0001,011
Pre-tax net operating income$22,419,000204
Securities gains (losses)$574,000795
Applicable income taxes$7,812,000194
Income before extraordinary items$15,181,000222
Extraordinary gains, net$034
Net income$15,181,000223
Minority interest net income$0115
Net income of bank and minority interests.$15,181,000223
Net charge-offs$642,0003,467
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$14,802,160228
2009-09-30 (YTD Data)Rank
Total interest income$28,860,000889
Total interest expense$5,781,0001,601
Net interest income$23,079,000696
Provision for loan and lease losses$1,425,0002,281
Total noninterest income$9,215,000566
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$5,830,000235
Trading account gains and fees$0212
Additional Noninterest Income$3,385,000791
Total noninterest expense$14,363,0001,079
Salaries and employee benefits$5,041,0001,503
Premises and equipment expense$3,335,000606
Additional noninterest expense$5,987,000937
Pre-tax net operating income$16,506,000213
Securities gains (losses)$574,000624
Applicable income taxes$5,803,000202
Income before extraordinary items$11,277,000229
Extraordinary gains, net$027
Net income$11,277,000228
Minority interest net income$0118
Net income of bank and minority interests.$11,277,000229
Net charge-offs$421,0003,273
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,898,160232
2009-06-30 (YTD Data)Rank
Total interest income$19,669,000886
Total interest expense$4,119,0001,585
Net interest income$15,550,000689
Provision for loan and lease losses$742,0002,425
Total noninterest income$5,991,000587
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,797,000240
Trading account gains and fees$0193
Additional Noninterest Income$2,194,000822
Total noninterest expense$9,630,0001,094
Salaries and employee benefits$3,361,0001,531
Premises and equipment expense$2,256,000620
Additional noninterest expense$4,013,000959
Pre-tax net operating income$11,169,000210
Securities gains (losses)$550,000469
Applicable income taxes$4,014,000202
Income before extraordinary items$7,705,000235
Extraordinary gains, net$021
Net income$7,705,000234
Minority interest net income$0112
Net income of bank and minority interests.$7,705,000234
Net charge-offs$251,0003,154
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,342,000234
2009-03-31 (YTD Data)Rank
Total interest income$9,913,000891
Total interest expense$2,282,0001,506
Net interest income$7,631,000701
Provision for loan and lease losses$273,0002,465
Total noninterest income$2,984,000542
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,873,000241
Trading account gains and fees$0171
Additional Noninterest Income$1,111,000775
Total noninterest expense$4,577,0001,096
Salaries and employee benefits$1,687,0001,548
Premises and equipment expense$1,154,000612
Additional noninterest expense$1,736,000973
Pre-tax net operating income$5,765,000221
Securities gains (losses)$02,434
Applicable income taxes$1,971,000216
Income before extraordinary items$3,794,000270
Extraordinary gains, net$015
Net income$3,794,000270
Minority interest net income$0102
Net income of bank and minority interests.$3,794,000271
Net charge-offs$125,0002,620
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,794,000250
2008-12-31 (YTD Data)Rank
Total interest income$41,221,000914
Total interest expense$15,394,0001,048
Net interest income$25,827,000833
Provision for loan and lease losses$808,0003,028
Total noninterest income$12,970,000484
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$7,632,000244
Trading account gains and fees$0154
Additional Noninterest Income$5,338,000617
Total noninterest expense$19,342,0001,026
Salaries and employee benefits$6,632,0001,558
Premises and equipment expense$4,747,000579
Additional noninterest expense$7,963,000828
Pre-tax net operating income$18,647,000312
Securities gains (losses)$64,0001,439
Applicable income taxes$6,307,000265
Income before extraordinary items$12,404,000320
Extraordinary gains, net$039
Net income$12,404,000320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0003,291
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$12,361,760338
2008-09-30 (YTD Data)Rank
Total interest income$30,806,000937
Total interest expense$12,293,0001,017
Net interest income$18,513,000879
Provision for loan and lease losses$467,0002,826
Total noninterest income$9,751,000514
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$5,748,000249
Trading account gains and fees$0148
Additional Noninterest Income$4,003,000656
Total noninterest expense$14,373,0001,032
Salaries and employee benefits$5,004,0001,568
Premises and equipment expense$3,471,000598
Additional noninterest expense$5,898,000787
Pre-tax net operating income$13,424,000389
Securities gains (losses)$64,0001,264
Applicable income taxes$4,504,000340
Income before extraordinary items$8,984,000412
Extraordinary gains, net$031
Net income$8,984,000411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,821
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,941,120435
2008-06-30 (YTD Data)Rank
Total interest income$20,615,000948
Total interest expense$8,755,000982
Net interest income$11,860,000913
Provision for loan and lease losses$145,0003,718
Total noninterest income$6,215,000548
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,850,000243
Trading account gains and fees$0149
Additional Noninterest Income$2,365,000751
Total noninterest expense$9,441,0001,040
Salaries and employee benefits$3,287,0001,600
Premises and equipment expense$2,291,000604
Additional noninterest expense$3,863,000782
Pre-tax net operating income$8,489,000435
Securities gains (losses)$64,0001,264
Applicable income taxes$2,865,000391
Income before extraordinary items$5,688,000491
Extraordinary gains, net$021
Net income$5,688,000490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,313
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,645,120486
2008-03-31 (YTD Data)Rank
Total interest income$10,784,000938
Total interest expense$5,039,000912
Net interest income$5,745,000925
Provision for loan and lease losses$-28,0008,401
Total noninterest income$3,094,000560
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,868,000247
Trading account gains and fees$0158
Additional Noninterest Income$1,226,000724
Total noninterest expense$4,675,0001,045
Salaries and employee benefits$1,636,0001,615
Premises and equipment expense$1,139,000612
Additional noninterest expense$1,900,000765
Pre-tax net operating income$4,192,000473
Securities gains (losses)$02,688
Applicable income taxes$1,388,000453
Income before extraordinary items$2,804,000545
Extraordinary gains, net$015
Net income$2,804,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,804,000519
2007-12-31 (YTD Data)Rank
Total interest income$47,838,000874
Total interest expense$25,495,000768
Net interest income$22,343,000991
Provision for loan and lease losses$499,0002,330
Total noninterest income$12,942,000517
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$6,765,000277
Trading account gains and fees$0178
Additional Noninterest Income$6,177,000577
Total noninterest expense$17,882,0001,051
Salaries and employee benefits$6,477,0001,565
Premises and equipment expense$4,338,000611
Additional noninterest expense$7,067,000812
Pre-tax net operating income$16,904,000529
Securities gains (losses)$-925,0008,420
Applicable income taxes$5,320,000514
Income before extraordinary items$10,659,000613
Extraordinary gains, net$039
Net income$10,659,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,946
Cash dividends$15,000,000300
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,278,750569
2007-09-30 (YTD Data)Rank
Total interest income$35,957,000875
Total interest expense$19,273,000764
Net interest income$16,684,000993
Provision for loan and lease losses$263,0002,529
Total noninterest income$10,002,000508
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,810,000281
Trading account gains and fees$0184
Additional Noninterest Income$5,192,000533
Total noninterest expense$13,638,0001,019
Salaries and employee benefits$4,889,0001,548
Premises and equipment expense$3,282,000606
Additional noninterest expense$5,467,000772
Pre-tax net operating income$12,785,000571
Securities gains (losses)$-925,0008,486
Applicable income taxes$3,918,000566
Income before extraordinary items$7,942,000657
Extraordinary gains, net$033
Net income$7,942,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,106
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,561,750608
2007-06-30 (YTD Data)Rank
Total interest income$23,807,000887
Total interest expense$12,755,000771
Net interest income$11,052,0001,017
Provision for loan and lease losses$140,0002,749
Total noninterest income$6,298,000546
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,083,000298
Trading account gains and fees$0168
Additional Noninterest Income$3,215,000590
Total noninterest expense$9,175,0001,024
Salaries and employee benefits$3,247,0001,577
Premises and equipment expense$2,185,000627
Additional noninterest expense$3,743,000765
Pre-tax net operating income$8,035,000624
Securities gains (losses)$-883,0008,558
Applicable income taxes$2,380,000629
Income before extraordinary items$4,772,000757
Extraordinary gains, net$029
Net income$4,772,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,059
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,363,610672
2007-03-31 (YTD Data)Rank
Total interest income$11,994,000871
Total interest expense$6,492,000750
Net interest income$5,502,0001,016
Provision for loan and lease losses$136,0001,610
Total noninterest income$2,411,000642
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,548,000288
Trading account gains and fees$0195
Additional Noninterest Income$863,000946
Total noninterest expense$4,408,0001,067
Salaries and employee benefits$1,579,0001,647
Premises and equipment expense$1,067,000640
Additional noninterest expense$1,762,000785
Pre-tax net operating income$3,369,000727
Securities gains (losses)$-985,0008,623
Applicable income taxes$773,000894
Income before extraordinary items$1,611,0001,093
Extraordinary gains, net$022
Net income$1,611,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,280
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,280,800777
2006-12-31 (YTD Data)Rank
Total interest income$45,858,000841
Total interest expense$24,107,000703
Net interest income$21,751,0001,022
Provision for loan and lease losses$177,0003,808
Total noninterest income$9,684,000629
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$6,480,000266
Trading account gains and fees$0130
Additional Noninterest Income$3,204,000949
Total noninterest expense$18,048,000994
Salaries and employee benefits$6,241,0001,579
Premises and equipment expense$4,407,000572
Additional noninterest expense$7,400,000734
Pre-tax net operating income$13,210,000762
Securities gains (losses)$01,687
Applicable income taxes$4,353,000705
Income before extraordinary items$8,857,000840
Extraordinary gains, net$051
Net income$8,857,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,766
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,857,000833
2006-09-30 (YTD Data)Rank
Total interest income$33,843,000854
Total interest expense$17,370,000717
Net interest income$16,473,0001,036
Provision for loan and lease losses$32,0005,596
Total noninterest income$7,264,000639
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,883,000271
Trading account gains and fees$0126
Additional Noninterest Income$2,381,000972
Total noninterest expense$13,556,000996
Salaries and employee benefits$4,603,0001,615
Premises and equipment expense$3,301,000587
Additional noninterest expense$5,652,000726
Pre-tax net operating income$10,149,000778
Securities gains (losses)$01,388
Applicable income taxes$3,343,000727
Income before extraordinary items$6,806,000849
Extraordinary gains, net$045
Net income$6,806,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,972
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,806,000840
2006-06-30 (YTD Data)Rank
Total interest income$22,085,000848
Total interest expense$10,890,000730
Net interest income$11,195,0001,015
Provision for loan and lease losses$-8,0008,496
Total noninterest income$4,755,000647
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,265,000266
Trading account gains and fees$0126
Additional Noninterest Income$1,490,0001,019
Total noninterest expense$8,890,0001,016
Salaries and employee benefits$3,029,0001,633
Premises and equipment expense$2,130,000604
Additional noninterest expense$3,731,000737
Pre-tax net operating income$7,068,000758
Securities gains (losses)$01,185
Applicable income taxes$2,348,000703
Income before extraordinary items$4,720,000825
Extraordinary gains, net$039
Net income$4,720,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,714
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,720,000809
2006-03-31 (YTD Data)Rank
Total interest income$10,678,000863
Total interest expense$5,027,000739
Net interest income$5,651,000999
Provision for loan and lease losses$-81,0008,655
Total noninterest income$2,360,000640
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,594,000265
Trading account gains and fees$0115
Additional Noninterest Income$766,000987
Total noninterest expense$4,464,0001,013
Salaries and employee benefits$1,484,0001,671
Premises and equipment expense$1,090,000590
Additional noninterest expense$1,890,000723
Pre-tax net operating income$3,628,000727
Securities gains (losses)$0955
Applicable income taxes$1,209,000690
Income before extraordinary items$2,419,000790
Extraordinary gains, net$021
Net income$2,419,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,419,000775
2005-12-31 (YTD Data)Rank
Total interest income$34,982,000938
Total interest expense$13,829,000823
Net interest income$21,153,0001,005
Provision for loan and lease losses$1,014,0001,032
Total noninterest income$10,247,000614
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$6,562,000261
Trading account gains and fees$0138
Additional Noninterest Income$3,685,000865
Total noninterest expense$16,223,0001,049
Salaries and employee benefits$5,445,0001,721
Premises and equipment expense$3,823,000643
Additional noninterest expense$6,955,000759
Pre-tax net operating income$14,163,000703
Securities gains (losses)$-415,0008,683
Applicable income taxes$4,583,000690
Income before extraordinary items$9,165,000787
Extraordinary gains, net$046
Net income$9,165,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,316
Cash dividends$5,000,000658
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,443,050756
2005-09-30 (YTD Data)Rank
Total interest income$25,355,000946
Total interest expense$9,617,000828
Net interest income$15,738,0001,000
Provision for loan and lease losses$818,000925
Total noninterest income$7,821,000612
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$4,830,000259
Trading account gains and fees$0126
Additional Noninterest Income$2,991,000811
Total noninterest expense$12,130,0001,046
Salaries and employee benefits$4,068,0001,698
Premises and equipment expense$2,818,000650
Additional noninterest expense$5,244,000747
Pre-tax net operating income$10,611,000693
Securities gains (losses)$-415,0008,777
Applicable income taxes$3,369,000706
Income before extraordinary items$6,827,000785
Extraordinary gains, net$035
Net income$6,827,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,622
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,105,050742
2005-06-30 (YTD Data)Rank
Total interest income$16,421,000953
Total interest expense$6,043,000832
Net interest income$10,378,0001,005
Provision for loan and lease losses$636,000783
Total noninterest income$5,452,000582
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,126,000264
Trading account gains and fees$0116
Additional Noninterest Income$2,326,000723
Total noninterest expense$7,943,0001,050
Salaries and employee benefits$2,718,0001,690
Premises and equipment expense$1,815,000671
Additional noninterest expense$3,410,000763
Pre-tax net operating income$7,251,000672
Securities gains (losses)$-415,0008,810
Applicable income taxes$2,286,000685
Income before extraordinary items$4,550,000781
Extraordinary gains, net$030
Net income$4,550,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,940
Cash dividends$5,000,000335
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,828,050714
2005-03-31 (YTD Data)Rank
Total interest income$7,963,000962
Total interest expense$2,846,000837
Net interest income$5,117,0001,012
Provision for loan and lease losses$378,000620
Total noninterest income$3,085,000520
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,526,000258
Trading account gains and fees$0115
Additional Noninterest Income$1,559,000569
Total noninterest expense$4,003,0001,044
Salaries and employee benefits$1,355,0001,700
Premises and equipment expense$923,000654
Additional noninterest expense$1,725,000736
Pre-tax net operating income$3,821,000648
Securities gains (losses)$-236,0008,872
Applicable income taxes$1,193,000665
Income before extraordinary items$2,392,000738
Extraordinary gains, net$024
Net income$2,392,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,097
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,550,120679
2004-12-31 (YTD Data)Rank
Total interest income$28,351,000997
Total interest expense$8,224,000984
Net interest income$20,127,000985
Provision for loan and lease losses$746,0001,380
Total noninterest income$9,279,000644
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$6,819,000258
Trading account gains and fees$0138
Additional Noninterest Income$2,460,0001,140
Total noninterest expense$15,262,0001,053
Salaries and employee benefits$4,521,0001,932
Premises and equipment expense$3,715,000627
Additional noninterest expense$7,026,000737
Pre-tax net operating income$13,398,000676
Securities gains (losses)$744,000344
Applicable income taxes$4,673,000633
Income before extraordinary items$9,469,000703
Extraordinary gains, net$034
Net income$9,469,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$731,000966
Cash dividends$10,000,000355
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,970,520711
2004-09-30 (YTD Data)Rank
Total interest income$21,020,000992
Total interest expense$5,736,0001,035
Net interest income$15,284,000963
Provision for loan and lease losses$556,0001,319
Total noninterest income$6,919,000656
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$5,073,000262
Trading account gains and fees$0134
Additional Noninterest Income$1,846,0001,152
Total noninterest expense$11,239,0001,074
Salaries and employee benefits$3,321,0001,967
Premises and equipment expense$2,704,000640
Additional noninterest expense$5,214,000737
Pre-tax net operating income$10,408,000661
Securities gains (losses)$744,000326
Applicable income taxes$3,714,000615
Income before extraordinary items$7,438,000685
Extraordinary gains, net$026
Net income$7,438,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,739
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,939,520700
2004-06-30 (YTD Data)Rank
Total interest income$13,643,0001,007
Total interest expense$3,629,0001,078
Net interest income$10,014,000974
Provision for loan and lease losses$363,0001,328
Total noninterest income$4,509,000665
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$3,281,000262
Trading account gains and fees$0130
Additional Noninterest Income$1,228,0001,154
Total noninterest expense$7,487,0001,076
Salaries and employee benefits$2,276,0001,908
Premises and equipment expense$1,790,000649
Additional noninterest expense$3,421,000740
Pre-tax net operating income$6,673,000678
Securities gains (losses)$352,000438
Applicable income taxes$2,334,000639
Income before extraordinary items$4,691,000714
Extraordinary gains, net$021
Net income$4,691,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,567
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,455,160708
2004-03-31 (YTD Data)Rank
Total interest income$6,834,0001,009
Total interest expense$1,832,0001,084
Net interest income$5,002,000983
Provision for loan and lease losses$171,0001,308
Total noninterest income$2,163,000680
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,563,000273
Trading account gains and fees$0121
Additional Noninterest Income$600,0001,145
Total noninterest expense$3,747,0001,087
Salaries and employee benefits$1,125,0001,944
Premises and equipment expense$896,000648
Additional noninterest expense$1,726,000724
Pre-tax net operating income$3,247,000688
Securities gains (losses)$352,000330
Applicable income taxes$1,195,000644
Income before extraordinary items$2,404,000694
Extraordinary gains, net$016
Net income$2,404,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,342
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,168,160719
2003-12-31 (YTD Data)Rank
Total interest income$28,924,000974
Total interest expense$7,757,0001,159
Net interest income$21,167,000915
Provision for loan and lease losses$723,0001,583
Total noninterest income$9,126,000705
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$6,663,000269
Trading account gains and fees$0160
Additional Noninterest Income$2,463,0001,242
Total noninterest expense$14,352,0001,129
Salaries and employee benefits$4,887,0001,755
Premises and equipment expense$2,925,000773
Additional noninterest expense$6,540,000788
Pre-tax net operating income$15,218,000593
Securities gains (losses)$1,764,000328
Applicable income taxes$5,635,000569
Income before extraordinary items$11,347,000600
Extraordinary gains, net$054
Net income$11,347,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$866,0001,028
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,165,120607
2003-09-30 (YTD Data)Rank
Total interest income$21,506,0001,002
Total interest expense$5,735,0001,215
Net interest income$15,771,000933
Provision for loan and lease losses$542,0001,550
Total noninterest income$6,807,000733
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$4,916,000285
Trading account gains and fees$0153
Additional Noninterest Income$1,891,0001,289
Total noninterest expense$10,667,0001,153
Salaries and employee benefits$3,679,0001,763
Premises and equipment expense$2,003,000857
Additional noninterest expense$4,985,000779
Pre-tax net operating income$11,369,000608
Securities gains (losses)$1,486,000342
Applicable income taxes$4,306,000579
Income before extraordinary items$8,549,000612
Extraordinary gains, net$040
Net income$8,549,000612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,842
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,553,380633
2003-06-30 (YTD Data)Rank
Total interest income$14,142,0001,027
Total interest expense$3,716,0001,294
Net interest income$10,426,000936
Provision for loan and lease losses$360,0001,536
Total noninterest income$4,549,000722
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,243,000286
Trading account gains and fees$0150
Additional Noninterest Income$1,306,0001,255
Total noninterest expense$7,080,0001,151
Salaries and employee benefits$2,414,0001,785
Premises and equipment expense$1,330,000857
Additional noninterest expense$3,336,000778
Pre-tax net operating income$7,535,000614
Securities gains (losses)$672,000479
Applicable income taxes$2,742,000589
Income before extraordinary items$5,465,000638
Extraordinary gains, net$030
Net income$5,465,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,496
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,014,760627
2003-03-31 (YTD Data)Rank
Total interest income$7,214,0001,014
Total interest expense$1,870,0001,305
Net interest income$5,344,000915
Provision for loan and lease losses$172,0001,535
Total noninterest income$2,276,000716
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,637,000279
Trading account gains and fees$0134
Additional Noninterest Income$639,0001,229
Total noninterest expense$3,371,0001,196
Salaries and employee benefits$1,178,0001,810
Premises and equipment expense$636,000907
Additional noninterest expense$1,557,000813
Pre-tax net operating income$4,077,000579
Securities gains (losses)$220,000624
Applicable income taxes$1,440,000584
Income before extraordinary items$2,857,000611
Extraordinary gains, net$021
Net income$2,857,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,711,800593
2002-12-31 (YTD Data)Rank
Total interest income$30,981,000980
Total interest expense$9,123,0001,231
Net interest income$21,858,000895
Provision for loan and lease losses$618,0002,012
Total noninterest income$8,483,000698
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$6,065,000286
Trading account gains and fees$0153
Additional Noninterest Income$2,418,0001,152
Total noninterest expense$12,527,0001,222
Salaries and employee benefits$4,388,0001,833
Premises and equipment expense$2,667,000819
Additional noninterest expense$5,472,000915
Pre-tax net operating income$17,196,000528
Securities gains (losses)$17,0003,266
Applicable income taxes$5,940,000512
Income before extraordinary items$11,273,000576
Extraordinary gains, net$070
Net income$11,273,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$623,0001,389
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,261,950551
2001-12-31 (YTD Data)Rank
Total interest income$36,221,000944
Total interest expense$17,563,000933
Net interest income$18,658,000961
Provision for loan and lease losses$861,0001,410
Total noninterest income$7,247,000740
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,965,000321
Trading account gains and fees$0177
Additional Noninterest Income$2,282,0001,137
Total noninterest expense$12,063,0001,210
Salaries and employee benefits$4,236,0001,774
Premises and equipment expense$2,564,000819
Additional noninterest expense$5,263,000928
Pre-tax net operating income$12,981,000608
Securities gains (losses)$24,0003,012
Applicable income taxes$4,252,000617
Income before extraordinary items$8,753,000638
Extraordinary gains, net$0105
Net income$8,753,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,750
Cash dividends$10,500,000352
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,736,920614
2000-12-31 (YTD Data)Rank
Total interest income$36,583,000970
Total interest expense$20,176,000881
Net interest income$16,407,0001,075
Provision for loan and lease losses$680,0001,456
Total noninterest income$6,100,000801
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$4,010,000352
Trading account gains and fees$0180
Additional Noninterest Income$2,090,0001,099
Total noninterest expense$10,952,0001,260
Salaries and employee benefits$3,895,0001,852
Premises and equipment expense$2,215,000904
Additional noninterest expense$4,842,000970
Pre-tax net operating income$10,875,000727
Securities gains (losses)$-348,0009,661
Applicable income taxes$3,409,000744
Income before extraordinary items$7,118,000758
Extraordinary gains, net$038
Net income$7,118,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,185
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,354,640738
1999-12-31 (YTD Data)Rank
Total interest income$29,298,0001,122
Total interest expense$15,023,0001,018
Net interest income$14,275,0001,235
Provision for loan and lease losses$458,0001,892
Total noninterest income$4,981,000950
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,028,000458
Trading account gains and fees$0173
Additional Noninterest Income$1,953,0001,179
Total noninterest expense$9,933,0001,395
Salaries and employee benefits$3,296,0002,131
Premises and equipment expense$1,761,0001,137
Additional noninterest expense$4,876,000979
Pre-tax net operating income$8,865,000921
Securities gains (losses)$-61,0009,843
Applicable income taxes$2,860,000913
Income before extraordinary items$5,944,000940
Extraordinary gains, net$035
Net income$5,944,000940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,149
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,985,480923
1998-12-31 (YTD Data)Rank
Total interest income$27,720,0001,175
Total interest expense$15,022,0001,047
Net interest income$12,698,0001,339
Provision for loan and lease losses$390,0002,106
Total noninterest income$3,015,0001,341
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,918,000642
Trading account gains and fees$0224
Additional Noninterest Income$1,097,0001,735
Total noninterest expense$8,571,0001,553
Salaries and employee benefits$2,995,0002,249
Premises and equipment expense$1,528,0001,257
Additional noninterest expense$4,048,0001,113
Pre-tax net operating income$6,752,0001,119
Securities gains (losses)$214,000888
Applicable income taxes$2,476,0001,028
Income before extraordinary items$4,490,0001,189
Extraordinary gains, net$032
Net income$4,490,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,342
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,353,0401,185
1997-12-31 (YTD Data)Rank
Total interest income$26,761,0001,255
Total interest expense$14,223,0001,140
Net interest income$12,538,0001,377
Provision for loan and lease losses$390,0002,143
Total noninterest income$2,707,0001,382
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,766,000724
Trading account gains and fees$0239
Additional Noninterest Income$941,0001,817
Total noninterest expense$8,009,0001,638
Salaries and employee benefits$2,641,0002,517
Premises and equipment expense$1,364,0001,431
Additional noninterest expense$4,004,0001,123
Pre-tax net operating income$6,846,0001,163
Securities gains (losses)$103,000971
Applicable income taxes$2,410,0001,127
Income before extraordinary items$4,539,0001,207
Extraordinary gains, net$044
Net income$4,539,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0002,023
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,472,0501,198
1996-12-31 (YTD Data)Rank
Total interest income$21,839,0001,531
Total interest expense$10,976,0001,467
Net interest income$10,863,0001,633
Provision for loan and lease losses$390,0002,134
Total noninterest income$2,239,0001,677
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,603,000828
Trading account gains and fees$0262
Additional Noninterest Income$636,0002,465
Total noninterest expense$7,117,0001,973
Salaries and employee benefits$2,386,0002,811
Premises and equipment expense$1,158,0001,745
Additional noninterest expense$3,573,0001,492
Pre-tax net operating income$5,595,0001,277
Securities gains (losses)$-187,00011,298
Applicable income taxes$1,830,0001,332
Income before extraordinary items$3,578,0001,384
Extraordinary gains, net$053
Net income$3,578,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0003,285
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,701,4201,309
1995-12-31 (YTD Data)Rank
Total interest income$17,076,0001,972
Total interest expense$8,507,0001,858
Net interest income$8,569,0002,099
Provision for loan and lease losses$390,0001,893
Total noninterest income$2,299,0001,639
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,227,0001,083
Trading account gains and fees$632,000159
Additional Noninterest Income$440,0003,118
Total noninterest expense$9,102,0001,564
Salaries and employee benefits$2,060,0003,219
Premises and equipment expense$990,0002,033
Additional noninterest expense$6,052,000970
Pre-tax net operating income$1,376,0004,762
Securities gains (losses)$03,831
Applicable income taxes$587,0003,719
Income before extraordinary items$789,0005,498
Extraordinary gains, net$065
Net income$789,0005,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,709
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$789,0005,480
1994-12-31 (YTD Data)Rank
Total interest income$13,207,0002,309
Total interest expense$5,467,0002,277
Net interest income$7,740,0002,325
Provision for loan and lease losses$373,0001,922
Total noninterest income$2,378,0001,619
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,474,000885
Trading account gains and fees$365,000157
Additional Noninterest Income$539,0002,812
Total noninterest expense$6,127,0002,299
Salaries and employee benefits$1,922,0003,412
Premises and equipment expense$1,120,0001,830
Additional noninterest expense$3,085,0001,759
Pre-tax net operating income$3,618,0001,974
Securities gains (losses)$65,0001,002
Applicable income taxes$1,288,0001,773
Income before extraordinary items$2,395,0002,043
Extraordinary gains, net$0249
Net income$2,395,0002,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$757,0001,040
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,352,7502,093
1993-12-31 (YTD Data)Rank
Total interest income$10,108,0003,048
Total interest expense$4,289,0002,976
Net interest income$5,819,0003,113
Provision for loan and lease losses$345,0002,740
Total noninterest income$1,196,0002,911
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$836,0001,641
Trading account gains and fees$41,000342
Additional Noninterest Income$319,0004,314
Total noninterest expense$4,637,0003,043
Salaries and employee benefits$1,529,0004,202
Premises and equipment expense$772,0002,645
Additional noninterest expense$2,336,0002,389
Pre-tax net operating income$2,033,0003,256
Securities gains (losses)$477,000928
Applicable income taxes$851,0002,626
Income before extraordinary items$1,659,0002,945
Extraordinary gains, net$03,149
Net income$1,659,0003,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0002,237
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,344,1803,400
1992-12-31 (YTD Data)Rank
Total interest income$9,923,0003,508
Total interest expense$4,727,0003,472
Net interest income$5,196,0003,505
Provision for loan and lease losses$275,0004,347
Total noninterest income$1,089,0003,085
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$810,0001,680
Trading account gains and fees$0504
Additional Noninterest Income$279,0004,635
Total noninterest expense$3,917,0003,575
Salaries and employee benefits$1,247,0004,991
Premises and equipment expense$514,0003,871
Additional noninterest expense$2,156,0002,633
Pre-tax net operating income$2,093,0002,972
Securities gains (losses)$694,000847
Applicable income taxes$1,105,0001,922
Income before extraordinary items$1,682,0002,740
Extraordinary gains, net$01,422
Net income$1,682,0002,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0003,441
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,237,8403,427

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.