Home > Intercredit Bank > Income and Expense
Intercredit Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,432,000 | 1,461 |
| Total interest expense | $14,553,000 | 996 |
| Net interest income | $13,879,000 | 1,929 |
| Provision for loan and lease losses | $367,000 | 1,500 |
| Total noninterest income | $1,076,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $856,000 | 1,127 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $220,000 | 3,617 |
| Total noninterest expense | $16,063,000 | 1,437 |
| Salaries and employee benefits | $10,322,000 | 1,312 |
| Premises and equipment expense | $1,533,000 | 1,512 |
| Additional noninterest expense | $220,000 | 3,617 |
| Pre-tax net operating income | $-1,475,000 | 4,519 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-367,000 | 4,490 |
| Income before extraordinary items | $-1,108,000 | 4,482 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,108,000 | 4,481 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-1,108,000 | 4,482 |
| Net charge-offs | $8,000 | 2,487 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $6,002,000 | 85 |
| Net operating income | $-1,108,000 | 4,498 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,689,000 | 1,471 |
| Total interest expense | $10,086,000 | 990 |
| Net interest income | $10,603,000 | 1,915 |
| Provision for loan and lease losses | $367,000 | 1,195 |
| Total noninterest income | $814,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $644,000 | 1,116 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $170,000 | 3,593 |
| Total noninterest expense | $11,828,000 | 1,454 |
| Salaries and employee benefits | $7,555,000 | 1,328 |
| Premises and equipment expense | $1,134,000 | 1,532 |
| Additional noninterest expense | $170,000 | 3,591 |
| Pre-tax net operating income | $-778,000 | 4,508 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $-206,000 | 4,534 |
| Income before extraordinary items | $-572,000 | 4,505 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-572,000 | 4,503 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-572,000 | 4,505 |
| Net charge-offs | $-3,000 | 3,563 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $6,002,000 | 65 |
| Net operating income | $-572,000 | 4,516 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,088,000 | 1,500 |
| Total interest expense | $5,947,000 | 990 |
| Net interest income | $7,141,000 | 1,911 |
| Provision for loan and lease losses | $247,000 | 1,198 |
| Total noninterest income | $554,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $433,000 | 1,093 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $121,000 | 3,553 |
| Total noninterest expense | $7,616,000 | 1,481 |
| Salaries and employee benefits | $4,851,000 | 1,366 |
| Premises and equipment expense | $748,000 | 1,532 |
| Additional noninterest expense | $121,000 | 3,538 |
| Pre-tax net operating income | $-168,000 | 4,498 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $-45,000 | 4,523 |
| Income before extraordinary items | $-123,000 | 4,508 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-123,000 | 4,505 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-123,000 | 4,507 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 63 |
| Net operating income | $-123,000 | 4,514 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 1,528 |
| Total interest expense | $2,725,000 | 953 |
| Net interest income | $3,511,000 | 1,947 |
| Provision for loan and lease losses | $230,000 | 817 |
| Total noninterest income | $290,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $216,000 | 1,110 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $74,000 | 3,409 |
| Total noninterest expense | $3,620,000 | 1,561 |
| Salaries and employee benefits | $2,373,000 | 1,415 |
| Premises and equipment expense | $365,000 | 1,594 |
| Additional noninterest expense | $74,000 | 3,409 |
| Pre-tax net operating income | $-49,000 | 4,531 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $-13,000 | 4,504 |
| Income before extraordinary items | $-36,000 | 4,496 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-36,000 | 4,496 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-36,000 | 4,496 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 37 |
| Net operating income | $-36,000 | 4,511 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,776,000 | 1,592 |
| Total interest expense | $4,741,000 | 821 |
| Net interest income | $15,035,000 | 1,787 |
| Provision for loan and lease losses | $526,000 | 1,201 |
| Total noninterest income | $1,063,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $739,000 | 1,284 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $324,000 | 3,460 |
| Total noninterest expense | $14,254,000 | 1,550 |
| Salaries and employee benefits | $9,242,000 | 1,400 |
| Premises and equipment expense | $1,386,000 | 1,615 |
| Additional noninterest expense | $324,000 | 3,460 |
| Pre-tax net operating income | $1,318,000 | 3,552 |
| Securities gains (losses) | $32,000 | 285 |
| Applicable income taxes | $339,000 | 2,313 |
| Income before extraordinary items | $1,011,000 | 3,636 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,011,000 | 3,635 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,011,000 | 3,636 |
| Net charge-offs | $-1,000 | 3,246 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 107 |
| Net operating income | $985,720 | 3,681 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,974,000 | 1,620 |
| Total interest expense | $2,676,000 | 801 |
| Net interest income | $11,298,000 | 1,760 |
| Provision for loan and lease losses | $294,000 | 1,244 |
| Total noninterest income | $784,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $543,000 | 1,319 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $241,000 | 3,489 |
| Total noninterest expense | $10,470,000 | 1,577 |
| Salaries and employee benefits | $6,792,000 | 1,423 |
| Premises and equipment expense | $1,032,000 | 1,639 |
| Additional noninterest expense | $241,000 | 3,489 |
| Pre-tax net operating income | $1,318,000 | 3,263 |
| Securities gains (losses) | $32,000 | 292 |
| Applicable income taxes | $342,000 | 2,101 |
| Income before extraordinary items | $1,008,000 | 3,367 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,008,000 | 3,365 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,008,000 | 3,366 |
| Net charge-offs | $-3,000 | 3,287 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 83 |
| Net operating income | $982,720 | 3,426 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,845,000 | 1,649 |
| Total interest expense | $1,339,000 | 865 |
| Net interest income | $7,506,000 | 1,743 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $527,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $358,000 | 1,313 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $169,000 | 3,481 |
| Total noninterest expense | $7,100,000 | 1,529 |
| Salaries and employee benefits | $4,470,000 | 1,438 |
| Premises and equipment expense | $747,000 | 1,549 |
| Additional noninterest expense | $1,883,000 | 1,678 |
| Pre-tax net operating income | $933,000 | 3,083 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $237,000 | 1,997 |
| Income before extraordinary items | $696,000 | 3,220 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $696,000 | 3,219 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $696,000 | 3,220 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $696,000 | 3,254 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 1,630 |
| Total interest expense | $596,000 | 931 |
| Net interest income | $3,705,000 | 1,727 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $219,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $184,000 | 1,252 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $35,000 | 4,030 |
| Total noninterest expense | $3,457,000 | 1,568 |
| Salaries and employee benefits | $2,217,000 | 1,447 |
| Premises and equipment expense | $378,000 | 1,552 |
| Additional noninterest expense | $862,000 | 1,775 |
| Pre-tax net operating income | $467,000 | 2,989 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $117,000 | 1,978 |
| Income before extraordinary items | $350,000 | 3,128 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $350,000 | 3,126 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $350,000 | 3,128 |
| Net charge-offs | $12,000 | 1,131 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $350,000 | 3,145 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,128,000 | 1,759 |
| Total interest expense | $3,172,000 | 860 |
| Net interest income | $12,956,000 | 1,930 |
| Provision for loan and lease losses | $50,000 | 2,549 |
| Total noninterest income | $692,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $677,000 | 1,282 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $15,000 | 4,705 |
| Total noninterest expense | $13,335,000 | 1,599 |
| Salaries and employee benefits | $8,478,000 | 1,492 |
| Premises and equipment expense | $1,440,000 | 1,568 |
| Additional noninterest expense | $3,417,000 | 1,800 |
| Pre-tax net operating income | $263,000 | 4,438 |
| Securities gains (losses) | $204,000 | 601 |
| Applicable income taxes | $107,000 | 3,032 |
| Income before extraordinary items | $360,000 | 4,329 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $360,000 | 4,328 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $360,000 | 4,329 |
| Net charge-offs | $-103,000 | 4,370 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 167 |
| Net operating income | $198,840 | 4,472 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,664,000 | 1,838 |
| Total interest expense | $2,445,000 | 885 |
| Net interest income | $9,219,000 | 2,022 |
| Provision for loan and lease losses | $50,000 | 2,340 |
| Total noninterest income | $444,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $490,000 | 1,309 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $-46,000 | 4,899 |
| Total noninterest expense | $9,940,000 | 1,603 |
| Salaries and employee benefits | $6,352,000 | 1,494 |
| Premises and equipment expense | $1,078,000 | 1,596 |
| Additional noninterest expense | $2,510,000 | 1,826 |
| Pre-tax net operating income | $-327,000 | 4,837 |
| Securities gains (losses) | $189,000 | 580 |
| Applicable income taxes | $-35,000 | 4,845 |
| Income before extraordinary items | $-103,000 | 4,797 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-103,000 | 4,797 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-103,000 | 4,797 |
| Net charge-offs | $-103,000 | 4,474 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 137 |
| Net operating income | $-252,310 | 4,818 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 1,848 |
| Total interest expense | $1,642,000 | 915 |
| Net interest income | $6,077,000 | 2,029 |
| Provision for loan and lease losses | $50,000 | 2,139 |
| Total noninterest income | $253,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $322,000 | 1,287 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $-69,000 | 4,937 |
| Total noninterest expense | $6,480,000 | 1,629 |
| Salaries and employee benefits | $4,092,000 | 1,536 |
| Premises and equipment expense | $724,000 | 1,596 |
| Additional noninterest expense | $1,664,000 | 1,804 |
| Pre-tax net operating income | $-200,000 | 4,867 |
| Securities gains (losses) | $133,000 | 574 |
| Applicable income taxes | $-17,000 | 4,857 |
| Income before extraordinary items | $-50,000 | 4,823 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-50,000 | 4,823 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-50,000 | 4,823 |
| Net charge-offs | $-98,000 | 4,585 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-155,070 | 4,852 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 1,855 |
| Total interest expense | $828,000 | 955 |
| Net interest income | $3,005,000 | 2,030 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $68,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $160,000 | 1,289 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $-92,000 | 4,966 |
| Total noninterest expense | $3,272,000 | 1,605 |
| Salaries and employee benefits | $2,032,000 | 1,533 |
| Premises and equipment expense | $342,000 | 1,675 |
| Additional noninterest expense | $898,000 | 1,672 |
| Pre-tax net operating income | $-249,000 | 4,933 |
| Securities gains (losses) | $54,000 | 635 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-195,000 | 4,918 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-195,000 | 4,918 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-195,000 | 4,918 |
| Net charge-offs | $-41,000 | 4,554 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-249,000 | 4,925 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,099,000 | 1,783 |
| Total interest expense | $4,357,000 | 1,079 |
| Net interest income | $11,742,000 | 1,993 |
| Provision for loan and lease losses | $1,210,000 | 1,422 |
| Total noninterest income | $936,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $719,000 | 1,229 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $217,000 | 3,890 |
| Total noninterest expense | $12,144,000 | 1,690 |
| Salaries and employee benefits | $7,781,000 | 1,548 |
| Premises and equipment expense | $1,439,000 | 1,560 |
| Additional noninterest expense | $2,924,000 | 1,947 |
| Pre-tax net operating income | $-676,000 | 4,884 |
| Securities gains (losses) | $823,000 | 430 |
| Applicable income taxes | $-1,974,000 | 4,976 |
| Income before extraordinary items | $2,121,000 | 2,754 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,121,000 | 2,752 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,121,000 | 2,754 |
| Net charge-offs | $271,000 | 1,346 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,999,000 | 153 |
| Net operating income | $1,298,000 | 3,300 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,246,000 | 1,774 |
| Total interest expense | $3,390,000 | 1,110 |
| Net interest income | $8,856,000 | 1,976 |
| Provision for loan and lease losses | $711,000 | 1,654 |
| Total noninterest income | $658,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $545,000 | 1,215 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $113,000 | 4,143 |
| Total noninterest expense | $9,077,000 | 1,675 |
| Salaries and employee benefits | $5,819,000 | 1,536 |
| Premises and equipment expense | $1,075,000 | 1,572 |
| Additional noninterest expense | $2,183,000 | 1,934 |
| Pre-tax net operating income | $-274,000 | 4,865 |
| Securities gains (losses) | $419,000 | 554 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $145,000 | 4,586 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $145,000 | 4,585 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $145,000 | 4,586 |
| Net charge-offs | $272,000 | 1,073 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $1,999,000 | 122 |
| Net operating income | $-274,000 | 4,872 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,367,000 | 1,757 |
| Total interest expense | $2,380,000 | 1,139 |
| Net interest income | $5,987,000 | 1,960 |
| Provision for loan and lease losses | $522,000 | 1,573 |
| Total noninterest income | $480,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $386,000 | 1,170 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $94,000 | 3,975 |
| Total noninterest expense | $6,003,000 | 1,678 |
| Salaries and employee benefits | $3,866,000 | 1,530 |
| Premises and equipment expense | $703,000 | 1,590 |
| Additional noninterest expense | $1,434,000 | 1,955 |
| Pre-tax net operating income | $-58,000 | 4,835 |
| Securities gains (losses) | $69,000 | 1,142 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $11,000 | 4,772 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,000 | 4,771 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $11,000 | 4,772 |
| Net charge-offs | $188,000 | 1,043 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-58,000 | 4,834 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 1,764 |
| Total interest expense | $1,301,000 | 1,151 |
| Net interest income | $2,843,000 | 2,000 |
| Provision for loan and lease losses | $705,000 | 736 |
| Total noninterest income | $313,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $233,000 | 1,173 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $80,000 | 3,418 |
| Total noninterest expense | $2,987,000 | 1,696 |
| Salaries and employee benefits | $1,933,000 | 1,541 |
| Premises and equipment expense | $350,000 | 1,612 |
| Additional noninterest expense | $704,000 | 2,020 |
| Pre-tax net operating income | $-536,000 | 4,983 |
| Securities gains (losses) | $69,000 | 735 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-467,000 | 4,952 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-467,000 | 4,953 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-467,000 | 4,952 |
| Net charge-offs | $816,000 | 275 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-536,000 | 4,987 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,627,000 | 1,782 |
| Total interest expense | $5,753,000 | 1,097 |
| Net interest income | $10,874,000 | 2,087 |
| Provision for loan and lease losses | $355,000 | 1,799 |
| Total noninterest income | $1,185,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,017,000 | 1,126 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $168,000 | 4,078 |
| Total noninterest expense | $12,027,000 | 1,642 |
| Salaries and employee benefits | $7,547,000 | 1,532 |
| Premises and equipment expense | $1,443,000 | 1,550 |
| Additional noninterest expense | $3,037,000 | 1,910 |
| Pre-tax net operating income | $-323,000 | 5,048 |
| Securities gains (losses) | $132,000 | 785 |
| Applicable income taxes | $-376,000 | 5,130 |
| Income before extraordinary items | $185,000 | 4,786 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $185,000 | 4,788 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $185,000 | 4,788 |
| Net charge-offs | $12,000 | 3,276 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $80,720 | 4,897 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,288,000 | 1,817 |
| Total interest expense | $4,332,000 | 1,102 |
| Net interest income | $7,956,000 | 2,146 |
| Provision for loan and lease losses | $295,000 | 1,630 |
| Total noninterest income | $895,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $775,000 | 1,120 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $120,000 | 4,168 |
| Total noninterest expense | $9,034,000 | 1,653 |
| Salaries and employee benefits | $5,653,000 | 1,534 |
| Premises and equipment expense | $1,084,000 | 1,564 |
| Additional noninterest expense | $2,297,000 | 1,875 |
| Pre-tax net operating income | $-478,000 | 5,155 |
| Securities gains (losses) | $88,000 | 841 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-390,000 | 5,152 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-390,000 | 5,152 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-390,000 | 5,152 |
| Net charge-offs | $14,000 | 2,849 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-478,000 | 5,152 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,112,000 | 1,828 |
| Total interest expense | $2,848,000 | 1,094 |
| Net interest income | $5,264,000 | 2,174 |
| Provision for loan and lease losses | $295,000 | 1,272 |
| Total noninterest income | $546,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $515,000 | 1,109 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $31,000 | 4,723 |
| Total noninterest expense | $6,019,000 | 1,655 |
| Salaries and employee benefits | $3,778,000 | 1,533 |
| Premises and equipment expense | $724,000 | 1,564 |
| Additional noninterest expense | $1,517,000 | 1,919 |
| Pre-tax net operating income | $-504,000 | 5,230 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-501,000 | 5,231 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-501,000 | 5,230 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-501,000 | 5,230 |
| Net charge-offs | $13,000 | 2,505 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-504,000 | 5,226 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 1,864 |
| Total interest expense | $1,365,000 | 1,110 |
| Net interest income | $2,598,000 | 2,198 |
| Provision for loan and lease losses | $-50,000 | 5,248 |
| Total noninterest income | $288,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $252,000 | 1,123 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 4,240 |
| Total noninterest expense | $3,013,000 | 1,653 |
| Salaries and employee benefits | $1,917,000 | 1,523 |
| Premises and equipment expense | $356,000 | 1,612 |
| Additional noninterest expense | $740,000 | 1,938 |
| Pre-tax net operating income | $-77,000 | 5,232 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-75,000 | 5,229 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-75,000 | 5,228 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-75,000 | 5,228 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-77,000 | 5,230 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,093,000 | 1,758 |
| Total interest expense | $3,953,000 | 1,146 |
| Net interest income | $12,140,000 | 1,930 |
| Provision for loan and lease losses | $-25,000 | 5,109 |
| Total noninterest income | $1,528,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $989,000 | 1,184 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $539,000 | 2,964 |
| Total noninterest expense | $12,256,000 | 1,584 |
| Salaries and employee benefits | $7,449,000 | 1,507 |
| Premises and equipment expense | $1,695,000 | 1,346 |
| Additional noninterest expense | $3,112,000 | 1,854 |
| Pre-tax net operating income | $1,437,000 | 3,587 |
| Securities gains (losses) | $14,000 | 646 |
| Applicable income taxes | $-20,000 | 5,243 |
| Income before extraordinary items | $1,471,000 | 3,387 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,471,000 | 3,385 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,471,000 | 3,386 |
| Net charge-offs | $418,000 | 1,077 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,457,000 | 3,407 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,050,000 | 1,738 |
| Total interest expense | $2,714,000 | 1,175 |
| Net interest income | $9,336,000 | 1,884 |
| Provision for loan and lease losses | $75,000 | 2,898 |
| Total noninterest income | $1,243,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $731,000 | 1,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $512,000 | 2,723 |
| Total noninterest expense | $9,279,000 | 1,565 |
| Salaries and employee benefits | $5,549,000 | 1,509 |
| Premises and equipment expense | $1,285,000 | 1,341 |
| Additional noninterest expense | $2,445,000 | 1,788 |
| Pre-tax net operating income | $1,225,000 | 3,464 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,225,000 | 3,284 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,225,000 | 3,283 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,225,000 | 3,283 |
| Net charge-offs | $420,000 | 808 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,225,000 | 3,281 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 1,725 |
| Total interest expense | $1,647,000 | 1,204 |
| Net interest income | $6,363,000 | 1,845 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $579,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $484,000 | 1,197 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 4,178 |
| Total noninterest expense | $6,069,000 | 1,599 |
| Salaries and employee benefits | $3,622,000 | 1,557 |
| Premises and equipment expense | $841,000 | 1,381 |
| Additional noninterest expense | $1,606,000 | 1,811 |
| Pre-tax net operating income | $798,000 | 3,486 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $798,000 | 3,304 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $798,000 | 3,303 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $798,000 | 3,303 |
| Net charge-offs | $426,000 | 577 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $798,000 | 3,294 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 1,730 |
| Total interest expense | $755,000 | 1,240 |
| Net interest income | $3,198,000 | 1,828 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $280,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $232,000 | 1,239 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $48,000 | 4,189 |
| Total noninterest expense | $2,796,000 | 1,741 |
| Salaries and employee benefits | $1,772,000 | 1,613 |
| Premises and equipment expense | $424,000 | 1,376 |
| Additional noninterest expense | $600,000 | 2,275 |
| Pre-tax net operating income | $607,000 | 2,799 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $607,000 | 2,595 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $607,000 | 2,595 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $607,000 | 2,595 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $607,000 | 2,589 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,204,000 | 1,739 |
| Total interest expense | $2,552,000 | 1,266 |
| Net interest income | $12,652,000 | 1,824 |
| Provision for loan and lease losses | $651,000 | 1,207 |
| Total noninterest income | $722,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $967,000 | 1,214 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $-245,000 | 5,648 |
| Total noninterest expense | $12,162,000 | 1,606 |
| Salaries and employee benefits | $7,295,000 | 1,522 |
| Premises and equipment expense | $1,922,000 | 1,209 |
| Additional noninterest expense | $2,945,000 | 1,966 |
| Pre-tax net operating income | $561,000 | 4,651 |
| Securities gains (losses) | $88,000 | 668 |
| Applicable income taxes | $-941,000 | 5,625 |
| Income before extraordinary items | $1,590,000 | 3,035 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,590,000 | 3,033 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,590,000 | 3,035 |
| Net charge-offs | $106,000 | 2,372 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,502,000 | 3,110 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,409,000 | 1,735 |
| Total interest expense | $1,859,000 | 1,279 |
| Net interest income | $9,550,000 | 1,814 |
| Provision for loan and lease losses | $326,000 | 1,537 |
| Total noninterest income | $825,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $733,000 | 1,209 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $92,000 | 4,707 |
| Total noninterest expense | $9,198,000 | 1,612 |
| Salaries and employee benefits | $5,413,000 | 1,548 |
| Premises and equipment expense | $1,477,000 | 1,200 |
| Additional noninterest expense | $2,308,000 | 1,894 |
| Pre-tax net operating income | $851,000 | 3,990 |
| Securities gains (losses) | $84,000 | 656 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $935,000 | 3,648 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $935,000 | 3,648 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $935,000 | 3,648 |
| Net charge-offs | $150,000 | 1,606 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $851,000 | 3,751 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,658,000 | 1,710 |
| Total interest expense | $1,202,000 | 1,273 |
| Net interest income | $6,456,000 | 1,782 |
| Provision for loan and lease losses | $326,000 | 1,127 |
| Total noninterest income | $554,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $489,000 | 1,209 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $65,000 | 4,680 |
| Total noninterest expense | $6,006,000 | 1,638 |
| Salaries and employee benefits | $3,595,000 | 1,554 |
| Premises and equipment expense | $955,000 | 1,238 |
| Additional noninterest expense | $1,456,000 | 1,989 |
| Pre-tax net operating income | $678,000 | 3,703 |
| Securities gains (losses) | $70,000 | 540 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $748,000 | 3,277 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $748,000 | 3,276 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $748,000 | 3,277 |
| Net charge-offs | $156,000 | 1,214 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $678,000 | 3,437 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 1,710 |
| Total interest expense | $589,000 | 1,269 |
| Net interest income | $3,207,000 | 1,789 |
| Provision for loan and lease losses | $141,000 | 1,220 |
| Total noninterest income | $299,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $261,000 | 1,150 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $38,000 | 4,581 |
| Total noninterest expense | $3,136,000 | 1,586 |
| Salaries and employee benefits | $1,812,000 | 1,555 |
| Premises and equipment expense | $465,000 | 1,271 |
| Additional noninterest expense | $859,000 | 1,727 |
| Pre-tax net operating income | $229,000 | 4,213 |
| Securities gains (losses) | $6,000 | 778 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $235,000 | 3,931 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $235,000 | 3,929 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $235,000 | 3,931 |
| Net charge-offs | $-45,000 | 5,450 |
| Cash dividends | $1,000,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $229,000 | 3,951 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,383,000 | 1,761 |
| Total interest expense | $2,153,000 | 1,324 |
| Net interest income | $12,230,000 | 1,832 |
| Provision for loan and lease losses | $310,000 | 1,956 |
| Total noninterest income | $1,214,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,093,000 | 1,114 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $121,000 | 4,841 |
| Total noninterest expense | $11,657,000 | 1,666 |
| Salaries and employee benefits | $6,972,000 | 1,552 |
| Premises and equipment expense | $1,847,000 | 1,264 |
| Additional noninterest expense | $2,838,000 | 2,072 |
| Pre-tax net operating income | $1,477,000 | 3,534 |
| Securities gains (losses) | $381,000 | 552 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,858,000 | 2,911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,858,000 | 2,910 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,858,000 | 2,910 |
| Net charge-offs | $-86,000 | 5,491 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 5,802 |
| Net operating income | $1,477,000 | 3,253 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,639,000 | 1,784 |
| Total interest expense | $1,586,000 | 1,347 |
| Net interest income | $9,053,000 | 1,853 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $1,009,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $841,000 | 1,094 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $168,000 | 4,296 |
| Total noninterest expense | $8,608,000 | 1,684 |
| Salaries and employee benefits | $5,021,000 | 1,616 |
| Premises and equipment expense | $1,383,000 | 1,272 |
| Additional noninterest expense | $2,204,000 | 2,008 |
| Pre-tax net operating income | $1,229,000 | 3,441 |
| Securities gains (losses) | $381,000 | 509 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,610,000 | 2,699 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,610,000 | 2,699 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,610,000 | 2,699 |
| Net charge-offs | $19,000 | 3,183 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,229,000 | 3,105 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,994,000 | 1,817 |
| Total interest expense | $1,038,000 | 1,368 |
| Net interest income | $5,956,000 | 1,878 |
| Provision for loan and lease losses | $44,000 | 3,055 |
| Total noninterest income | $641,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $574,000 | 1,052 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $67,000 | 4,826 |
| Total noninterest expense | $5,771,000 | 1,674 |
| Salaries and employee benefits | $3,313,000 | 1,635 |
| Premises and equipment expense | $917,000 | 1,282 |
| Additional noninterest expense | $1,541,000 | 1,929 |
| Pre-tax net operating income | $782,000 | 3,494 |
| Securities gains (losses) | $185,000 | 635 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $967,000 | 2,871 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $967,000 | 2,869 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $967,000 | 2,870 |
| Net charge-offs | $-24,000 | 5,269 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $782,000 | 3,157 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 1,872 |
| Total interest expense | $524,000 | 1,355 |
| Net interest income | $2,865,000 | 1,946 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $312,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $286,000 | 1,044 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $26,000 | 5,056 |
| Total noninterest expense | $2,902,000 | 1,673 |
| Salaries and employee benefits | $1,634,000 | 1,673 |
| Premises and equipment expense | $456,000 | 1,286 |
| Additional noninterest expense | $812,000 | 1,826 |
| Pre-tax net operating income | $275,000 | 3,999 |
| Securities gains (losses) | $103,000 | 515 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $378,000 | 3,230 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $378,000 | 3,228 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $378,000 | 3,229 |
| Net charge-offs | $-18,000 | 5,431 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $275,000 | 3,714 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,495,000 | 1,828 |
| Total interest expense | $2,137,000 | 1,296 |
| Net interest income | $11,358,000 | 1,905 |
| Provision for loan and lease losses | $-1,561,000 | 6,086 |
| Total noninterest income | $3,533,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,084,000 | 1,147 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,449,000 | 1,321 |
| Total noninterest expense | $11,916,000 | 1,609 |
| Salaries and employee benefits | $6,420,000 | 1,643 |
| Premises and equipment expense | $1,689,000 | 1,370 |
| Additional noninterest expense | $3,807,000 | 1,597 |
| Pre-tax net operating income | $4,536,000 | 1,708 |
| Securities gains (losses) | $-73,000 | 6,057 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,463,000 | 1,481 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,463,000 | 1,481 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,463,000 | 1,481 |
| Net charge-offs | $-1,458,000 | 6,126 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,536,000 | 1,436 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,161,000 | 1,838 |
| Total interest expense | $1,593,000 | 1,317 |
| Net interest income | $8,568,000 | 1,918 |
| Provision for loan and lease losses | $-1,500,000 | 6,187 |
| Total noninterest income | $1,082,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $802,000 | 1,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $280,000 | 3,715 |
| Total noninterest expense | $8,659,000 | 1,668 |
| Salaries and employee benefits | $4,820,000 | 1,637 |
| Premises and equipment expense | $1,266,000 | 1,387 |
| Additional noninterest expense | $2,573,000 | 1,758 |
| Pre-tax net operating income | $2,491,000 | 2,197 |
| Securities gains (losses) | $168,000 | 736 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,659,000 | 1,802 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,659,000 | 1,804 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,659,000 | 1,805 |
| Net charge-offs | $-1,538,000 | 6,228 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,491,000 | 1,860 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 1,967 |
| Total interest expense | $1,042,000 | 1,351 |
| Net interest income | $5,234,000 | 2,055 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $794,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $544,000 | 1,128 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $250,000 | 3,305 |
| Total noninterest expense | $5,714,000 | 1,693 |
| Salaries and employee benefits | $3,173,000 | 1,674 |
| Premises and equipment expense | $841,000 | 1,401 |
| Additional noninterest expense | $1,700,000 | 1,787 |
| Pre-tax net operating income | $314,000 | 4,804 |
| Securities gains (losses) | $128,000 | 715 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $442,000 | 4,164 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $442,000 | 4,166 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $442,000 | 4,167 |
| Net charge-offs | $187,000 | 1,229 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $314,000 | 4,557 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 1,920 |
| Total interest expense | $525,000 | 1,336 |
| Net interest income | $2,702,000 | 1,996 |
| Provision for loan and lease losses | $220,000 | 843 |
| Total noninterest income | $391,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $265,000 | 1,139 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $126,000 | 3,271 |
| Total noninterest expense | $2,820,000 | 1,704 |
| Salaries and employee benefits | $1,585,000 | 1,685 |
| Premises and equipment expense | $423,000 | 1,415 |
| Additional noninterest expense | $812,000 | 1,855 |
| Pre-tax net operating income | $53,000 | 5,597 |
| Securities gains (losses) | $92,000 | 613 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $145,000 | 4,717 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $145,000 | 4,719 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $145,000 | 4,721 |
| Net charge-offs | $239,000 | 644 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $53,000 | 5,527 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,674,000 | 1,952 |
| Total interest expense | $2,105,000 | 1,391 |
| Net interest income | $10,569,000 | 2,020 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,402,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,071,000 | 1,213 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $331,000 | 3,883 |
| Total noninterest expense | $12,142,000 | 1,580 |
| Salaries and employee benefits | $6,626,000 | 1,576 |
| Premises and equipment expense | $1,669,000 | 1,424 |
| Additional noninterest expense | $3,847,000 | 1,616 |
| Pre-tax net operating income | $-171,000 | 6,209 |
| Securities gains (losses) | $405,000 | 493 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $234,000 | 5,578 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $234,000 | 5,577 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $234,000 | 5,578 |
| Net charge-offs | $619,000 | 1,269 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $997,000 | 210 |
| Net operating income | $-171,000 | 6,213 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,431,000 | 1,977 |
| Total interest expense | $1,581,000 | 1,406 |
| Net interest income | $7,850,000 | 2,047 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,065,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $780,000 | 1,255 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $285,000 | 3,708 |
| Total noninterest expense | $9,300,000 | 1,545 |
| Salaries and employee benefits | $5,061,000 | 1,544 |
| Premises and equipment expense | $1,267,000 | 1,409 |
| Additional noninterest expense | $2,972,000 | 1,573 |
| Pre-tax net operating income | $-385,000 | 6,366 |
| Securities gains (losses) | $345,000 | 432 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-40,000 | 6,212 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-40,000 | 6,211 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-40,000 | 6,212 |
| Net charge-offs | $598,000 | 1,010 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $997,000 | 143 |
| Net operating income | $-385,000 | 6,376 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 1,976 |
| Total interest expense | $1,059,000 | 1,409 |
| Net interest income | $5,184,000 | 2,051 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $596,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $511,000 | 1,253 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $85,000 | 4,773 |
| Total noninterest expense | $6,194,000 | 1,540 |
| Salaries and employee benefits | $3,435,000 | 1,518 |
| Premises and equipment expense | $860,000 | 1,394 |
| Additional noninterest expense | $1,899,000 | 1,636 |
| Pre-tax net operating income | $-414,000 | 6,484 |
| Securities gains (losses) | $307,000 | 349 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-107,000 | 6,359 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-107,000 | 6,360 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-107,000 | 6,361 |
| Net charge-offs | $708,000 | 659 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $347,000 | 209 |
| Net operating income | $-414,000 | 6,491 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 2,001 |
| Total interest expense | $538,000 | 1,405 |
| Net interest income | $2,535,000 | 2,090 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $296,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $256,000 | 1,244 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $3,201,000 | 1,502 |
| Salaries and employee benefits | $1,744,000 | 1,505 |
| Premises and equipment expense | $433,000 | 1,412 |
| Additional noninterest expense | $1,024,000 | 1,525 |
| Pre-tax net operating income | $-370,000 | 6,601 |
| Securities gains (losses) | $164,000 | 306 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-206,000 | 6,537 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-206,000 | 6,537 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-206,000 | 6,537 |
| Net charge-offs | $209,000 | 922 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $347,000 | 132 |
| Net operating income | $-370,000 | 6,602 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,966,000 | 2,060 |
| Total interest expense | $2,045,000 | 1,670 |
| Net interest income | $9,921,000 | 2,104 |
| Provision for loan and lease losses | $2,523,000 | 517 |
| Total noninterest income | $3,411,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,001,000 | 1,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,410,000 | 1,333 |
| Total noninterest expense | $12,751,000 | 1,519 |
| Salaries and employee benefits | $7,486,000 | 1,403 |
| Premises and equipment expense | $1,633,000 | 1,454 |
| Additional noninterest expense | $3,632,000 | 1,746 |
| Pre-tax net operating income | $-1,942,000 | 6,654 |
| Securities gains (losses) | $422,000 | 521 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,520,000 | 6,642 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,520,000 | 6,642 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,520,000 | 6,642 |
| Net charge-offs | $4,092,000 | 401 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $5,049,000 | 82 |
| Net operating income | $-1,942,000 | 6,659 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,049,000 | 2,054 |
| Total interest expense | $1,502,000 | 1,752 |
| Net interest income | $7,547,000 | 2,087 |
| Provision for loan and lease losses | $2,524,000 | 396 |
| Total noninterest income | $3,111,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $746,000 | 1,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,365,000 | 1,139 |
| Total noninterest expense | $9,572,000 | 1,520 |
| Salaries and employee benefits | $5,619,000 | 1,407 |
| Premises and equipment expense | $1,203,000 | 1,498 |
| Additional noninterest expense | $2,750,000 | 1,722 |
| Pre-tax net operating income | $-1,438,000 | 6,744 |
| Securities gains (losses) | $371,000 | 539 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,067,000 | 6,724 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,067,000 | 6,725 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,067,000 | 6,725 |
| Net charge-offs | $3,992,000 | 326 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 75 |
| Net operating income | $-1,438,000 | 6,745 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 2,033 |
| Total interest expense | $982,000 | 1,814 |
| Net interest income | $5,103,000 | 2,054 |
| Provision for loan and lease losses | $2,523,000 | 293 |
| Total noninterest income | $649,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $485,000 | 1,380 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $164,000 | 4,093 |
| Total noninterest expense | $6,318,000 | 1,531 |
| Salaries and employee benefits | $3,642,000 | 1,445 |
| Premises and equipment expense | $791,000 | 1,519 |
| Additional noninterest expense | $1,885,000 | 1,686 |
| Pre-tax net operating income | $-3,089,000 | 6,898 |
| Securities gains (losses) | $371,000 | 475 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-2,718,000 | 6,895 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,718,000 | 6,896 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,718,000 | 6,896 |
| Net charge-offs | $3,982,000 | 249 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $2,800,000 | 63 |
| Net operating income | $-3,089,000 | 6,889 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 2,076 |
| Total interest expense | $481,000 | 1,892 |
| Net interest income | $2,522,000 | 2,088 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $309,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $221,000 | 1,488 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 3,948 |
| Total noninterest expense | $3,054,000 | 1,588 |
| Salaries and employee benefits | $1,688,000 | 1,554 |
| Premises and equipment expense | $378,000 | 1,603 |
| Additional noninterest expense | $988,000 | 1,630 |
| Pre-tax net operating income | $-223,000 | 6,742 |
| Securities gains (losses) | $355,000 | 288 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $132,000 | 4,908 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $132,000 | 4,909 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $132,000 | 4,910 |
| Net charge-offs | $-84,000 | 6,808 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-223,000 | 6,747 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,228,000 | 2,135 |
| Total interest expense | $2,418,000 | 1,806 |
| Net interest income | $9,810,000 | 2,194 |
| Provision for loan and lease losses | $3,337,000 | 708 |
| Total noninterest income | $105,000 | 6,262 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $905,000 | 1,537 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-800,000 | 6,981 |
| Total noninterest expense | $12,258,000 | 1,578 |
| Salaries and employee benefits | $6,392,000 | 1,585 |
| Premises and equipment expense | $1,722,000 | 1,378 |
| Additional noninterest expense | $4,144,000 | 1,630 |
| Pre-tax net operating income | $-5,680,000 | 6,971 |
| Securities gains (losses) | $874,000 | 601 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-4,806,000 | 6,962 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,806,000 | 6,961 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,806,000 | 6,961 |
| Net charge-offs | $843,000 | 1,999 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $6,205,000 | 66 |
| Net operating income | $-5,680,000 | 6,967 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,038,000 | 2,210 |
| Total interest expense | $1,893,000 | 1,800 |
| Net interest income | $7,145,000 | 2,283 |
| Provision for loan and lease losses | $655,000 | 1,926 |
| Total noninterest income | $184,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $687,000 | 1,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-503,000 | 7,078 |
| Total noninterest expense | $8,774,000 | 1,655 |
| Salaries and employee benefits | $4,661,000 | 1,624 |
| Premises and equipment expense | $1,319,000 | 1,363 |
| Additional noninterest expense | $2,794,000 | 1,776 |
| Pre-tax net operating income | $-2,100,000 | 6,980 |
| Securities gains (losses) | $788,000 | 516 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,312,000 | 6,927 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,312,000 | 6,923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,312,000 | 6,925 |
| Net charge-offs | $682,000 | 1,837 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $3,149,000 | 84 |
| Net operating income | $-2,100,000 | 6,982 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 2,269 |
| Total interest expense | $1,343,000 | 1,761 |
| Net interest income | $4,574,000 | 2,386 |
| Provision for loan and lease losses | $655,000 | 1,478 |
| Total noninterest income | $-160,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $477,000 | 1,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-637,000 | 7,178 |
| Total noninterest expense | $5,719,000 | 1,698 |
| Salaries and employee benefits | $3,175,000 | 1,598 |
| Premises and equipment expense | $809,000 | 1,465 |
| Additional noninterest expense | $1,735,000 | 1,909 |
| Pre-tax net operating income | $-1,960,000 | 7,088 |
| Securities gains (losses) | $622,000 | 440 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,338,000 | 7,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,338,000 | 7,046 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,338,000 | 7,047 |
| Net charge-offs | $645,000 | 1,528 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $3,149,000 | 61 |
| Net operating income | $-1,960,000 | 7,092 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 2,368 |
| Total interest expense | $703,000 | 1,751 |
| Net interest income | $2,152,000 | 2,537 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $282,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $248,000 | 1,412 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,214 |
| Total noninterest expense | $2,989,000 | 1,616 |
| Salaries and employee benefits | $1,549,000 | 1,637 |
| Premises and equipment expense | $419,000 | 1,426 |
| Additional noninterest expense | $1,021,000 | 1,621 |
| Pre-tax net operating income | $-555,000 | 7,066 |
| Securities gains (losses) | $207,000 | 591 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-348,000 | 7,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-348,000 | 7,016 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-348,000 | 7,016 |
| Net charge-offs | $50,000 | 3,016 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $649,000 | 85 |
| Net operating income | $-555,000 | 7,071 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,321,000 | 2,475 |
| Total interest expense | $3,101,000 | 1,903 |
| Net interest income | $8,220,000 | 2,660 |
| Provision for loan and lease losses | $1,050,000 | 2,344 |
| Total noninterest income | $387,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,084,000 | 1,374 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-697,000 | 7,144 |
| Total noninterest expense | $12,666,000 | 1,543 |
| Salaries and employee benefits | $6,244,000 | 1,570 |
| Premises and equipment expense | $2,075,000 | 1,203 |
| Additional noninterest expense | $4,347,000 | 1,569 |
| Pre-tax net operating income | $-5,109,000 | 7,064 |
| Securities gains (losses) | $31,000 | 2,879 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,078,000 | 7,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,078,000 | 7,066 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,078,000 | 7,067 |
| Net charge-offs | $1,496,000 | 1,876 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $6,350,000 | 108 |
| Net operating income | $-5,109,000 | 7,061 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 2,458 |
| Total interest expense | $2,357,000 | 1,948 |
| Net interest income | $6,258,000 | 2,625 |
| Provision for loan and lease losses | $962,000 | 2,014 |
| Total noninterest income | $188,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $831,000 | 1,345 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-643,000 | 7,265 |
| Total noninterest expense | $9,474,000 | 1,548 |
| Salaries and employee benefits | $4,941,000 | 1,501 |
| Premises and equipment expense | $1,459,000 | 1,299 |
| Additional noninterest expense | $3,074,000 | 1,659 |
| Pre-tax net operating income | $-3,990,000 | 7,179 |
| Securities gains (losses) | $9,000 | 3,085 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,981,000 | 7,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,981,000 | 7,210 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,981,000 | 7,213 |
| Net charge-offs | $976,000 | 1,917 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $4,600,000 | 126 |
| Net operating income | $-3,990,000 | 7,202 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 2,457 |
| Total interest expense | $1,603,000 | 1,981 |
| Net interest income | $4,174,000 | 2,643 |
| Provision for loan and lease losses | $519,000 | 2,266 |
| Total noninterest income | $-90,000 | 7,290 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $568,000 | 1,273 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-658,000 | 7,410 |
| Total noninterest expense | $6,090,000 | 1,611 |
| Salaries and employee benefits | $3,186,000 | 1,569 |
| Premises and equipment expense | $1,005,000 | 1,278 |
| Additional noninterest expense | $1,899,000 | 1,801 |
| Pre-tax net operating income | $-2,525,000 | 7,236 |
| Securities gains (losses) | $25,000 | 1,984 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,500,000 | 7,258 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,500,000 | 7,258 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,500,000 | 7,259 |
| Net charge-offs | $686,000 | 1,819 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $3,200,000 | 81 |
| Net operating income | $-2,525,000 | 7,246 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 2,487 |
| Total interest expense | $819,000 | 2,013 |
| Net interest income | $2,045,000 | 2,675 |
| Provision for loan and lease losses | $167,000 | 2,649 |
| Total noninterest income | $348,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $274,000 | 1,300 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $74,000 | 4,031 |
| Total noninterest expense | $3,108,000 | 1,594 |
| Salaries and employee benefits | $1,554,000 | 1,606 |
| Premises and equipment expense | $519,000 | 1,262 |
| Additional noninterest expense | $1,035,000 | 1,663 |
| Pre-tax net operating income | $-882,000 | 7,241 |
| Securities gains (losses) | $30,000 | 956 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-852,000 | 7,262 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-852,000 | 7,263 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-852,000 | 7,263 |
| Net charge-offs | $453,000 | 1,417 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 84 |
| Net operating income | $-882,000 | 7,266 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,153,000 | 2,468 |
| Total interest expense | $4,047,000 | 1,977 |
| Net interest income | $8,106,000 | 2,688 |
| Provision for loan and lease losses | $3,495,000 | 1,458 |
| Total noninterest income | $956,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,094,000 | 1,395 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-138,000 | 7,229 |
| Total noninterest expense | $14,058,000 | 1,415 |
| Salaries and employee benefits | $6,889,000 | 1,433 |
| Premises and equipment expense | $2,574,000 | 1,006 |
| Additional noninterest expense | $4,595,000 | 1,564 |
| Pre-tax net operating income | $-8,491,000 | 7,309 |
| Securities gains (losses) | $157,000 | 1,796 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-8,334,000 | 7,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,334,000 | 7,334 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,334,000 | 7,334 |
| Net charge-offs | $5,708,000 | 916 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,678,000 | 151 |
| Net operating income | $-8,491,000 | 7,322 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 2,459 |
| Total interest expense | $3,175,000 | 1,970 |
| Net interest income | $6,224,000 | 2,664 |
| Provision for loan and lease losses | $2,995,000 | 1,269 |
| Total noninterest income | $780,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $826,000 | 1,418 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-46,000 | 7,313 |
| Total noninterest expense | $10,516,000 | 1,414 |
| Salaries and employee benefits | $5,116,000 | 1,449 |
| Premises and equipment expense | $1,919,000 | 1,025 |
| Additional noninterest expense | $3,481,000 | 1,520 |
| Pre-tax net operating income | $-6,507,000 | 7,443 |
| Securities gains (losses) | $286,000 | 1,112 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,221,000 | 7,478 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,221,000 | 7,478 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,221,000 | 7,478 |
| Net charge-offs | $4,549,000 | 838 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,678,000 | 140 |
| Net operating income | $-6,507,000 | 7,472 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 2,426 |
| Total interest expense | $2,194,000 | 1,980 |
| Net interest income | $4,209,000 | 2,633 |
| Provision for loan and lease losses | $2,180,000 | 1,205 |
| Total noninterest income | $661,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $562,000 | 1,395 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 4,658 |
| Total noninterest expense | $7,306,000 | 1,368 |
| Salaries and employee benefits | $3,422,000 | 1,447 |
| Premises and equipment expense | $1,292,000 | 1,034 |
| Additional noninterest expense | $2,592,000 | 1,378 |
| Pre-tax net operating income | $-4,616,000 | 7,533 |
| Securities gains (losses) | $287,000 | 741 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,329,000 | 7,544 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,329,000 | 7,544 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,329,000 | 7,544 |
| Net charge-offs | $3,586,000 | 715 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,678,000 | 129 |
| Net operating income | $-4,616,000 | 7,559 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 2,352 |
| Total interest expense | $1,128,000 | 2,028 |
| Net interest income | $2,283,000 | 2,463 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $386,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $290,000 | 1,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $96,000 | 3,585 |
| Total noninterest expense | $3,505,000 | 1,432 |
| Salaries and employee benefits | $1,717,000 | 1,458 |
| Premises and equipment expense | $656,000 | 1,036 |
| Additional noninterest expense | $1,132,000 | 1,561 |
| Pre-tax net operating income | $-1,336,000 | 7,495 |
| Securities gains (losses) | $53,000 | 1,119 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,283,000 | 7,533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,283,000 | 7,533 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,283,000 | 7,534 |
| Net charge-offs | $2,576,000 | 549 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $998,000 | 126 |
| Net operating income | $-1,336,000 | 7,539 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,712,000 | 2,039 |
| Total interest expense | $7,870,000 | 1,503 |
| Net interest income | $8,842,000 | 2,454 |
| Provision for loan and lease losses | $6,220,000 | 1,206 |
| Total noninterest income | $1,429,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,480,000 | 1,163 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-51,000 | 7,538 |
| Total noninterest expense | $18,040,000 | 1,152 |
| Salaries and employee benefits | $8,141,000 | 1,212 |
| Premises and equipment expense | $2,788,000 | 974 |
| Additional noninterest expense | $7,111,000 | 1,093 |
| Pre-tax net operating income | $-13,989,000 | 7,608 |
| Securities gains (losses) | $553,000 | 820 |
| Applicable income taxes | $304,000 | 2,020 |
| Income before extraordinary items | $-13,740,000 | 7,652 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,740,000 | 7,650 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-13,740,000 | 7,651 |
| Net charge-offs | $2,950,000 | 1,624 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $7,001,000 | 132 |
| Net operating income | $-14,293,000 | 7,665 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,136,000 | 1,966 |
| Total interest expense | $6,391,000 | 1,477 |
| Net interest income | $6,745,000 | 2,416 |
| Provision for loan and lease losses | $3,250,000 | 1,411 |
| Total noninterest income | $1,125,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,132,000 | 1,144 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-7,000 | 7,659 |
| Total noninterest expense | $12,407,000 | 1,243 |
| Salaries and employee benefits | $6,044,000 | 1,239 |
| Premises and equipment expense | $2,119,000 | 962 |
| Additional noninterest expense | $4,244,000 | 1,288 |
| Pre-tax net operating income | $-7,787,000 | 7,666 |
| Securities gains (losses) | $197,000 | 1,290 |
| Applicable income taxes | $-699,000 | 7,440 |
| Income before extraordinary items | $-6,891,000 | 7,684 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,891,000 | 7,683 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,891,000 | 7,683 |
| Net charge-offs | $2,091,000 | 1,468 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 117 |
| Net operating income | $-7,070,270 | 7,698 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,070,000 | 1,949 |
| Total interest expense | $4,464,000 | 1,482 |
| Net interest income | $4,606,000 | 2,367 |
| Provision for loan and lease losses | $1,800,000 | 1,498 |
| Total noninterest income | $697,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $747,000 | 1,141 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-50,000 | 7,911 |
| Total noninterest expense | $8,299,000 | 1,260 |
| Salaries and employee benefits | $4,061,000 | 1,248 |
| Premises and equipment expense | $1,415,000 | 990 |
| Additional noninterest expense | $2,823,000 | 1,316 |
| Pre-tax net operating income | $-4,796,000 | 7,736 |
| Securities gains (losses) | $128,000 | 1,306 |
| Applicable income taxes | $-699,000 | 7,664 |
| Income before extraordinary items | $-3,969,000 | 7,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,969,000 | 7,722 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,969,000 | 7,722 |
| Net charge-offs | $700,000 | 1,983 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 283 |
| Net operating income | $-4,077,800 | 7,745 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,725,000 | 1,896 |
| Total interest expense | $2,252,000 | 1,523 |
| Net interest income | $2,473,000 | 2,220 |
| Provision for loan and lease losses | $1,000,000 | 1,178 |
| Total noninterest income | $435,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $376,000 | 1,109 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $3,975,000 | 1,264 |
| Salaries and employee benefits | $2,055,000 | 1,251 |
| Premises and equipment expense | $707,000 | 1,012 |
| Additional noninterest expense | $1,213,000 | 1,342 |
| Pre-tax net operating income | $-2,067,000 | 7,836 |
| Securities gains (losses) | $125,000 | 889 |
| Applicable income taxes | $-699,000 | 7,934 |
| Income before extraordinary items | $-1,243,000 | 7,771 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,243,000 | 7,774 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,243,000 | 7,773 |
| Net charge-offs | $337,000 | 1,676 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,323,000 | 7,787 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,200,000 | 1,809 |
| Total interest expense | $9,914,000 | 1,633 |
| Net interest income | $11,286,000 | 1,966 |
| Provision for loan and lease losses | $2,358,000 | 1,619 |
| Total noninterest income | $1,822,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,591,000 | 1,124 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $231,000 | 4,601 |
| Total noninterest expense | $17,254,000 | 1,139 |
| Salaries and employee benefits | $8,302,000 | 1,202 |
| Premises and equipment expense | $2,722,000 | 1,025 |
| Additional noninterest expense | $6,230,000 | 1,030 |
| Pre-tax net operating income | $-6,504,000 | 7,883 |
| Securities gains (losses) | $325,000 | 514 |
| Applicable income taxes | $-2,283,000 | 7,954 |
| Income before extraordinary items | $-3,896,000 | 7,722 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,896,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,497,000 | 1,566 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,104,000 | 7,808 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,356,000 | 1,811 |
| Total interest expense | $7,543,000 | 1,672 |
| Net interest income | $8,813,000 | 1,924 |
| Provision for loan and lease losses | $700,000 | 2,264 |
| Total noninterest income | $1,359,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,212,000 | 1,123 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $147,000 | 4,986 |
| Total noninterest expense | $12,440,000 | 1,170 |
| Salaries and employee benefits | $6,096,000 | 1,253 |
| Premises and equipment expense | $2,032,000 | 1,030 |
| Additional noninterest expense | $4,312,000 | 1,065 |
| Pre-tax net operating income | $-2,968,000 | 8,017 |
| Securities gains (losses) | $395,000 | 378 |
| Applicable income taxes | $-950,000 | 8,031 |
| Income before extraordinary items | $-1,623,000 | 7,756 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,623,000 | 7,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,828 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,875,800 | 7,916 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,945,000 | 1,826 |
| Total interest expense | $5,061,000 | 1,744 |
| Net interest income | $5,884,000 | 1,913 |
| Provision for loan and lease losses | $400,000 | 2,155 |
| Total noninterest income | $998,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $820,000 | 1,080 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $178,000 | 3,996 |
| Total noninterest expense | $7,559,000 | 1,272 |
| Salaries and employee benefits | $3,856,000 | 1,349 |
| Premises and equipment expense | $1,377,000 | 1,011 |
| Additional noninterest expense | $2,326,000 | 1,284 |
| Pre-tax net operating income | $-1,077,000 | 7,951 |
| Securities gains (losses) | $348,000 | 406 |
| Applicable income taxes | $-281,000 | 8,055 |
| Income before extraordinary items | $-448,000 | 7,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-448,000 | 7,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,483 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-670,720 | 7,794 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 1,806 |
| Total interest expense | $2,600,000 | 1,813 |
| Net interest income | $3,069,000 | 1,823 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $530,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $413,000 | 1,052 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,478 |
| Total noninterest expense | $3,563,000 | 1,337 |
| Salaries and employee benefits | $1,910,000 | 1,369 |
| Premises and equipment expense | $683,000 | 1,019 |
| Additional noninterest expense | $970,000 | 1,481 |
| Pre-tax net operating income | $36,000 | 6,778 |
| Securities gains (losses) | $206,000 | 434 |
| Applicable income taxes | $88,000 | 2,948 |
| Income before extraordinary items | $154,000 | 5,172 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $154,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,196 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,160 | 6,901 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,637,000 | 1,799 |
| Total interest expense | $12,378,000 | 1,623 |
| Net interest income | $11,259,000 | 2,019 |
| Provision for loan and lease losses | $-572,000 | 8,499 |
| Total noninterest income | $2,588,000 | 1,831 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,794,000 | 993 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $794,000 | 2,567 |
| Total noninterest expense | $13,714,000 | 1,347 |
| Salaries and employee benefits | $7,485,000 | 1,346 |
| Premises and equipment expense | $2,367,000 | 1,123 |
| Additional noninterest expense | $3,862,000 | 1,440 |
| Pre-tax net operating income | $705,000 | 5,432 |
| Securities gains (losses) | $24,000 | 1,047 |
| Applicable income taxes | $243,000 | 3,649 |
| Income before extraordinary items | $486,000 | 5,727 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $486,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,788 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $469,920 | 5,788 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,810,000 | 1,799 |
| Total interest expense | $9,409,000 | 1,599 |
| Net interest income | $8,401,000 | 2,047 |
| Provision for loan and lease losses | $-411,000 | 8,511 |
| Total noninterest income | $1,999,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,362,000 | 961 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $637,000 | 2,471 |
| Total noninterest expense | $10,162,000 | 1,356 |
| Salaries and employee benefits | $5,654,000 | 1,326 |
| Premises and equipment expense | $1,782,000 | 1,118 |
| Additional noninterest expense | $2,726,000 | 1,485 |
| Pre-tax net operating income | $649,000 | 5,280 |
| Securities gains (losses) | $24,000 | 782 |
| Applicable income taxes | $235,000 | 3,503 |
| Income before extraordinary items | $438,000 | 5,640 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $438,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,987 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $422,400 | 5,702 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,982,000 | 1,799 |
| Total interest expense | $6,342,000 | 1,595 |
| Net interest income | $5,640,000 | 2,054 |
| Provision for loan and lease losses | $-411,000 | 8,559 |
| Total noninterest income | $1,428,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $920,000 | 967 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $508,000 | 2,221 |
| Total noninterest expense | $6,856,000 | 1,358 |
| Salaries and employee benefits | $3,846,000 | 1,326 |
| Premises and equipment expense | $1,179,000 | 1,136 |
| Additional noninterest expense | $1,831,000 | 1,493 |
| Pre-tax net operating income | $623,000 | 4,563 |
| Securities gains (losses) | $24,000 | 670 |
| Applicable income taxes | $239,000 | 3,033 |
| Income before extraordinary items | $408,000 | 5,024 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $408,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,416 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $392,640 | 5,109 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 1,773 |
| Total interest expense | $3,218,000 | 1,541 |
| Net interest income | $2,858,000 | 2,038 |
| Provision for loan and lease losses | $54,000 | 3,005 |
| Total noninterest income | $682,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $483,000 | 894 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $199,000 | 2,552 |
| Total noninterest expense | $3,376,000 | 1,380 |
| Salaries and employee benefits | $1,927,000 | 1,335 |
| Premises and equipment expense | $576,000 | 1,176 |
| Additional noninterest expense | $873,000 | 1,528 |
| Pre-tax net operating income | $110,000 | 6,542 |
| Securities gains (losses) | $21,000 | 555 |
| Applicable income taxes | $49,000 | 4,153 |
| Income before extraordinary items | $82,000 | 6,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-220,000 | 8,581 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $68,560 | 6,878 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,451,000 | 1,585 |
| Total interest expense | $12,999,000 | 1,299 |
| Net interest income | $12,452,000 | 1,852 |
| Provision for loan and lease losses | $-210,000 | 8,540 |
| Total noninterest income | $2,813,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,926,000 | 920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $887,000 | 2,415 |
| Total noninterest expense | $13,007,000 | 1,376 |
| Salaries and employee benefits | $7,283,000 | 1,342 |
| Premises and equipment expense | $1,964,000 | 1,319 |
| Additional noninterest expense | $3,760,000 | 1,410 |
| Pre-tax net operating income | $2,468,000 | 3,154 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $919,000 | 2,316 |
| Income before extraordinary items | $1,549,000 | 3,701 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,549,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 8,433 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,549,000 | 3,682 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,350,000 | 1,537 |
| Total interest expense | $9,716,000 | 1,268 |
| Net interest income | $9,634,000 | 1,815 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $2,055,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,442,000 | 923 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $613,000 | 2,535 |
| Total noninterest expense | $9,556,000 | 1,409 |
| Salaries and employee benefits | $5,607,000 | 1,317 |
| Premises and equipment expense | $1,439,000 | 1,353 |
| Additional noninterest expense | $2,510,000 | 1,565 |
| Pre-tax net operating income | $2,093,000 | 3,016 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $778,000 | 2,246 |
| Income before extraordinary items | $1,315,000 | 3,512 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,315,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,511 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,315,000 | 3,496 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,924,000 | 1,500 |
| Total interest expense | $6,449,000 | 1,208 |
| Net interest income | $6,475,000 | 1,799 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $1,370,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $975,000 | 894 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $395,000 | 2,577 |
| Total noninterest expense | $6,216,000 | 1,450 |
| Salaries and employee benefits | $3,641,000 | 1,359 |
| Premises and equipment expense | $942,000 | 1,373 |
| Additional noninterest expense | $1,633,000 | 1,610 |
| Pre-tax net operating income | $1,389,000 | 3,039 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $518,000 | 2,250 |
| Income before extraordinary items | $871,000 | 3,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $871,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $871,000 | 3,522 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 1,526 |
| Total interest expense | $3,230,000 | 1,134 |
| Net interest income | $2,987,000 | 1,938 |
| Provision for loan and lease losses | $180,000 | 1,225 |
| Total noninterest income | $677,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $496,000 | 852 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,670 |
| Total noninterest expense | $3,114,000 | 1,451 |
| Salaries and employee benefits | $1,831,000 | 1,358 |
| Premises and equipment expense | $484,000 | 1,344 |
| Additional noninterest expense | $799,000 | 1,632 |
| Pre-tax net operating income | $370,000 | 4,458 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $138,000 | 3,162 |
| Income before extraordinary items | $232,000 | 5,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $232,000 | 4,998 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,475,000 | 1,367 |
| Total interest expense | $11,298,000 | 990 |
| Net interest income | $13,177,000 | 1,659 |
| Provision for loan and lease losses | $1,260,000 | 834 |
| Total noninterest income | $2,856,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,754,000 | 1,001 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,102,000 | 2,073 |
| Total noninterest expense | $11,408,000 | 1,505 |
| Salaries and employee benefits | $6,774,000 | 1,374 |
| Premises and equipment expense | $1,688,000 | 1,450 |
| Additional noninterest expense | $2,946,000 | 1,717 |
| Pre-tax net operating income | $3,365,000 | 2,527 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,263,000 | 1,927 |
| Income before extraordinary items | $2,102,000 | 2,971 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,102,000 | 2,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,073 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 300 |
| Net operating income | $2,102,000 | 2,939 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,069,000 | 1,349 |
| Total interest expense | $8,158,000 | 968 |
| Net interest income | $9,911,000 | 1,639 |
| Provision for loan and lease losses | $1,029,000 | 740 |
| Total noninterest income | $2,117,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,323,000 | 992 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $794,000 | 2,133 |
| Total noninterest expense | $8,367,000 | 1,529 |
| Salaries and employee benefits | $5,094,000 | 1,358 |
| Premises and equipment expense | $1,188,000 | 1,529 |
| Additional noninterest expense | $2,085,000 | 1,794 |
| Pre-tax net operating income | $2,632,000 | 2,470 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $982,000 | 1,906 |
| Income before extraordinary items | $1,650,000 | 2,907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,650,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 211 |
| Net operating income | $1,650,000 | 2,866 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,694,000 | 1,353 |
| Total interest expense | $5,145,000 | 952 |
| Net interest income | $6,549,000 | 1,644 |
| Provision for loan and lease losses | $950,000 | 542 |
| Total noninterest income | $1,355,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $872,000 | 977 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $483,000 | 2,240 |
| Total noninterest expense | $5,307,000 | 1,593 |
| Salaries and employee benefits | $3,283,000 | 1,402 |
| Premises and equipment expense | $752,000 | 1,603 |
| Additional noninterest expense | $1,272,000 | 1,929 |
| Pre-tax net operating income | $1,647,000 | 2,552 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $614,000 | 1,969 |
| Income before extraordinary items | $1,033,000 | 3,010 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,033,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 184 |
| Net operating income | $1,033,000 | 2,967 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,725,000 | 1,339 |
| Total interest expense | $2,465,000 | 945 |
| Net interest income | $3,260,000 | 1,635 |
| Provision for loan and lease losses | $670,000 | 361 |
| Total noninterest income | $666,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $432,000 | 948 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $234,000 | 2,251 |
| Total noninterest expense | $2,412,000 | 1,727 |
| Salaries and employee benefits | $1,591,000 | 1,459 |
| Premises and equipment expense | $370,000 | 1,638 |
| Additional noninterest expense | $451,000 | 2,690 |
| Pre-tax net operating income | $844,000 | 2,466 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $314,000 | 1,915 |
| Income before extraordinary items | $530,000 | 2,909 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $530,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 87 |
| Net operating income | $530,000 | 2,863 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,928,000 | 1,441 |
| Total interest expense | $7,987,000 | 1,016 |
| Net interest income | $11,941,000 | 1,695 |
| Provision for loan and lease losses | $701,000 | 1,455 |
| Total noninterest income | $3,236,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,834,000 | 953 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,402,000 | 1,719 |
| Total noninterest expense | $9,912,000 | 1,642 |
| Salaries and employee benefits | $5,563,000 | 1,592 |
| Premises and equipment expense | $1,398,000 | 1,670 |
| Additional noninterest expense | $2,951,000 | 1,650 |
| Pre-tax net operating income | $4,564,000 | 1,837 |
| Securities gains (losses) | $-145,000 | 8,773 |
| Applicable income taxes | $1,666,000 | 1,482 |
| Income before extraordinary items | $2,753,000 | 2,231 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,753,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,286 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,845,800 | 2,131 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,426,000 | 1,489 |
| Total interest expense | $5,733,000 | 1,036 |
| Net interest income | $8,693,000 | 1,736 |
| Provision for loan and lease losses | $461,000 | 1,548 |
| Total noninterest income | $2,296,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,369,000 | 966 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $927,000 | 1,871 |
| Total noninterest expense | $7,234,000 | 1,666 |
| Salaries and employee benefits | $4,043,000 | 1,638 |
| Premises and equipment expense | $1,014,000 | 1,711 |
| Additional noninterest expense | $2,177,000 | 1,663 |
| Pre-tax net operating income | $3,294,000 | 1,904 |
| Securities gains (losses) | $-87,000 | 8,875 |
| Applicable income taxes | $1,196,000 | 1,544 |
| Income before extraordinary items | $2,011,000 | 2,306 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,011,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,975 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,066,680 | 2,200 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,251,000 | 1,531 |
| Total interest expense | $3,683,000 | 1,061 |
| Net interest income | $5,568,000 | 1,786 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $1,493,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $927,000 | 934 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $566,000 | 2,003 |
| Total noninterest expense | $4,758,000 | 1,692 |
| Salaries and employee benefits | $2,671,000 | 1,652 |
| Premises and equipment expense | $634,000 | 1,817 |
| Additional noninterest expense | $1,453,000 | 1,658 |
| Pre-tax net operating income | $2,063,000 | 1,994 |
| Securities gains (losses) | $-19,000 | 8,791 |
| Applicable income taxes | $762,000 | 1,584 |
| Income before extraordinary items | $1,282,000 | 2,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,282,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,294,160 | 2,294 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 1,571 |
| Total interest expense | $1,808,000 | 1,103 |
| Net interest income | $2,682,000 | 1,861 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $700,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $458,000 | 912 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $242,000 | 2,174 |
| Total noninterest expense | $2,255,000 | 1,792 |
| Salaries and employee benefits | $1,268,000 | 1,747 |
| Premises and equipment expense | $301,000 | 1,926 |
| Additional noninterest expense | $686,000 | 1,733 |
| Pre-tax net operating income | $1,067,000 | 1,902 |
| Securities gains (losses) | $-19,000 | 8,977 |
| Applicable income taxes | $390,000 | 1,587 |
| Income before extraordinary items | $658,000 | 2,305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $658,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $670,160 | 2,178 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,658,000 | 1,623 |
| Total interest expense | $7,584,000 | 1,177 |
| Net interest income | $10,074,000 | 1,939 |
| Provision for loan and lease losses | $2,211,000 | 604 |
| Total noninterest income | $2,803,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,758,000 | 982 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,045,000 | 2,325 |
| Total noninterest expense | $8,389,000 | 1,889 |
| Salaries and employee benefits | $4,608,000 | 1,867 |
| Premises and equipment expense | $1,155,000 | 1,974 |
| Additional noninterest expense | $2,626,000 | 1,833 |
| Pre-tax net operating income | $2,277,000 | 3,093 |
| Securities gains (losses) | $59,000 | 2,361 |
| Applicable income taxes | $907,000 | 2,311 |
| Income before extraordinary items | $1,429,000 | 3,675 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,429,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,426,000 | 485 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,391,240 | 3,594 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,019,000 | 1,677 |
| Total interest expense | $5,776,000 | 1,202 |
| Net interest income | $7,243,000 | 2,038 |
| Provision for loan and lease losses | $2,090,000 | 518 |
| Total noninterest income | $2,001,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,268,000 | 1,034 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $733,000 | 2,484 |
| Total noninterest expense | $6,156,000 | 1,929 |
| Salaries and employee benefits | $3,337,000 | 1,928 |
| Premises and equipment expense | $853,000 | 2,015 |
| Additional noninterest expense | $1,966,000 | 1,836 |
| Pre-tax net operating income | $998,000 | 4,544 |
| Securities gains (losses) | $106,000 | 1,693 |
| Applicable income taxes | $412,000 | 3,364 |
| Income before extraordinary items | $692,000 | 5,024 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $692,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,660,000 | 352 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $624,160 | 5,114 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,708,000 | 1,691 |
| Total interest expense | $3,997,000 | 1,197 |
| Net interest income | $4,711,000 | 2,079 |
| Provision for loan and lease losses | $1,990,000 | 394 |
| Total noninterest income | $1,277,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $780,000 | 1,092 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $497,000 | 2,450 |
| Total noninterest expense | $4,068,000 | 1,937 |
| Salaries and employee benefits | $2,192,000 | 1,945 |
| Premises and equipment expense | $564,000 | 2,032 |
| Additional noninterest expense | $1,312,000 | 1,840 |
| Pre-tax net operating income | $-70,000 | 8,791 |
| Securities gains (losses) | $153,000 | 1,220 |
| Applicable income taxes | $31,000 | 6,314 |
| Income before extraordinary items | $52,000 | 8,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $52,000 | 8,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,844,000 | 269 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-45,920 | 8,762 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 1,676 |
| Total interest expense | $2,075,000 | 1,177 |
| Net interest income | $2,349,000 | 2,083 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $577,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $337,000 | 1,237 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 2,417 |
| Total noninterest expense | $2,018,000 | 1,941 |
| Salaries and employee benefits | $1,065,000 | 1,995 |
| Premises and equipment expense | $284,000 | 2,010 |
| Additional noninterest expense | $669,000 | 1,753 |
| Pre-tax net operating income | $708,000 | 2,713 |
| Securities gains (losses) | $115,000 | 924 |
| Applicable income taxes | $307,000 | 2,016 |
| Income before extraordinary items | $516,000 | 2,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,550 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $442,400 | 3,058 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,199,000 | 1,690 |
| Total interest expense | $9,067,000 | 1,244 |
| Net interest income | $9,132,000 | 2,123 |
| Provision for loan and lease losses | $3,128,000 | 530 |
| Total noninterest income | $2,124,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,139,000 | 1,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $985,000 | 2,204 |
| Total noninterest expense | $7,499,000 | 2,004 |
| Salaries and employee benefits | $3,964,000 | 2,013 |
| Premises and equipment expense | $1,356,000 | 1,623 |
| Additional noninterest expense | $2,179,000 | 2,133 |
| Pre-tax net operating income | $629,000 | 6,332 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $243,000 | 4,809 |
| Income before extraordinary items | $389,000 | 6,898 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $389,000 | 6,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,518,000 | 491 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $387,080 | 6,775 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,650,000 | 1,730 |
| Total interest expense | $12,064,000 | 1,351 |
| Net interest income | $7,586,000 | 2,366 |
| Provision for loan and lease losses | $990,000 | 1,265 |
| Total noninterest income | $1,352,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $746,000 | 2,030 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $606,000 | 2,812 |
| Total noninterest expense | $6,723,000 | 2,132 |
| Salaries and employee benefits | $3,560,000 | 2,119 |
| Premises and equipment expense | $1,184,000 | 1,821 |
| Additional noninterest expense | $1,979,000 | 2,265 |
| Pre-tax net operating income | $1,225,000 | 4,376 |
| Securities gains (losses) | $42,000 | 2,526 |
| Applicable income taxes | $344,000 | 4,014 |
| Income before extraordinary items | $923,000 | 4,492 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $923,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,010 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $892,340 | 4,480 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,341,000 | 2,033 |
| Total interest expense | $11,817,000 | 1,459 |
| Net interest income | $5,524,000 | 3,185 |
| Provision for loan and lease losses | $-76,000 | 9,793 |
| Total noninterest income | $1,016,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $543,000 | 2,495 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $473,000 | 3,040 |
| Total noninterest expense | $6,276,000 | 2,192 |
| Salaries and employee benefits | $3,124,000 | 2,280 |
| Premises and equipment expense | $1,352,000 | 1,537 |
| Additional noninterest expense | $1,800,000 | 2,381 |
| Pre-tax net operating income | $340,000 | 7,731 |
| Securities gains (losses) | $-38,000 | 9,069 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $302,000 | 7,456 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $302,000 | 7,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,742 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $340,000 | 7,212 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,855,000 | 2,198 |
| Total interest expense | $9,757,000 | 1,542 |
| Net interest income | $5,098,000 | 3,399 |
| Provision for loan and lease losses | $2,128,000 | 538 |
| Total noninterest income | $796,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $334,000 | 3,688 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $462,000 | 3,109 |
| Total noninterest expense | $6,180,000 | 2,215 |
| Salaries and employee benefits | $3,045,000 | 2,299 |
| Premises and equipment expense | $1,298,000 | 1,576 |
| Additional noninterest expense | $1,837,000 | 2,375 |
| Pre-tax net operating income | $-2,414,000 | 10,162 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-783,000 | 10,158 |
| Income before extraordinary items | $-1,631,000 | 10,144 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,631,000 | 10,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,197,000 | 630 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,631,000 | 10,135 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,552,000 | 2,097 |
| Total interest expense | $9,883,000 | 1,546 |
| Net interest income | $5,669,000 | 3,043 |
| Provision for loan and lease losses | $1,166,000 | 857 |
| Total noninterest income | $968,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $252,000 | 4,461 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $716,000 | 2,345 |
| Total noninterest expense | $5,661,000 | 2,310 |
| Salaries and employee benefits | $2,885,000 | 2,340 |
| Premises and equipment expense | $1,332,000 | 1,473 |
| Additional noninterest expense | $1,444,000 | 2,872 |
| Pre-tax net operating income | $-190,000 | 9,989 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $-281,000 | 10,349 |
| Income before extraordinary items | $90,000 | 9,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $90,000 | 9,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,973 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 225 |
| Net operating income | $90,640 | 9,332 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,047,000 | 2,954 |
| Total interest expense | $6,606,000 | 2,277 |
| Net interest income | $4,441,000 | 3,854 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $885,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $236,000 | 4,834 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $649,000 | 2,342 |
| Total noninterest expense | $5,145,000 | 2,499 |
| Salaries and employee benefits | $2,570,000 | 2,573 |
| Premises and equipment expense | $1,293,000 | 1,505 |
| Additional noninterest expense | $1,282,000 | 3,148 |
| Pre-tax net operating income | $111,000 | 10,022 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $111,000 | 9,896 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $111,000 | 9,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 200 |
| Net operating income | $111,000 | 9,853 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,617,000 | 3,392 |
| Total interest expense | $6,003,000 | 2,550 |
| Net interest income | $3,614,000 | 4,695 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $900,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $717,000 | 2,257 |
| Total noninterest expense | $4,370,000 | 3,096 |
| Salaries and employee benefits | $2,398,000 | 2,800 |
| Premises and equipment expense | $802,000 | 2,449 |
| Additional noninterest expense | $1,170,000 | 3,859 |
| Pre-tax net operating income | $69,000 | 10,514 |
| Securities gains (losses) | $43,000 | 1,439 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $112,000 | 10,114 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $112,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $69,000 | 10,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,891,000 | 3,652 |
| Total interest expense | $5,291,000 | 2,883 |
| Net interest income | $3,600,000 | 4,732 |
| Provision for loan and lease losses | $1,074,000 | 894 |
| Total noninterest income | $978,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $140,000 | 6,882 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $838,000 | 2,037 |
| Total noninterest expense | $3,923,000 | 3,392 |
| Salaries and employee benefits | $1,952,000 | 3,380 |
| Premises and equipment expense | $671,000 | 2,918 |
| Additional noninterest expense | $1,300,000 | 3,491 |
| Pre-tax net operating income | $-419,000 | 11,772 |
| Securities gains (losses) | $37,000 | 1,505 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-382,000 | 11,767 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-382,000 | 11,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $983,000 | 889 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 164 |
| Net operating income | $-419,000 | 11,772 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,385,000 | 4,023 |
| Total interest expense | $3,797,000 | 3,220 |
| Net interest income | $3,588,000 | 4,841 |
| Provision for loan and lease losses | $271,000 | 2,443 |
| Total noninterest income | $1,034,000 | 3,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 1,920 |
| Total noninterest expense | $3,508,000 | 3,841 |
| Salaries and employee benefits | $1,698,000 | 3,830 |
| Premises and equipment expense | $577,000 | 3,386 |
| Additional noninterest expense | $1,233,000 | 3,959 |
| Pre-tax net operating income | $843,000 | 6,658 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $843,000 | 5,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $843,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $843,000 | 5,206 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 6,593 |
| Total interest expense | $1,998,000 | 5,840 |
| Net interest income | $2,239,000 | 7,066 |
| Provision for loan and lease losses | $52,000 | 7,360 |
| Total noninterest income | $715,000 | 4,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 2,815 |
| Total noninterest expense | $2,705,000 | 4,918 |
| Salaries and employee benefits | $1,232,000 | 5,114 |
| Premises and equipment expense | $557,000 | 3,540 |
| Additional noninterest expense | $916,000 | 5,289 |
| Pre-tax net operating income | $197,000 | 11,071 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $222,000 | 10,384 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $222,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $197,000 | 10,462 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 12,677 |
| Total interest expense | $411,000 | 13,143 |
| Net interest income | $754,000 | 12,096 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $325,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 6,333 |
| Total noninterest expense | $2,353,000 | 5,582 |
| Salaries and employee benefits | $815,000 | 7,173 |
| Premises and equipment expense | $378,000 | 5,014 |
| Additional noninterest expense | $1,160,000 | 4,476 |
| Pre-tax net operating income | $-1,295,000 | 13,539 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,295,000 | 13,594 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,295,000 | 13,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 5,871 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 93 |
| Net operating income | $-1,295,000 | 13,536 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.