Home > Interaudi Bank > Income and Expense

Interaudi Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$106,166,000517
Total interest expense$36,040,000498
Net interest income$70,126,000513
Provision for loan and lease losses$860,000920
Total noninterest income$13,756,000602
Gross Fiduciary activities income$0981
Service charges on deposit accounts$297,0002,208
Trading account gains and fees$0123
Additional Noninterest Income$13,459,000439
Total noninterest expense$39,393,000699
Salaries and employee benefits$27,383,000571
Premises and equipment expense$4,003,000674
Additional noninterest expense$13,459,000439
Pre-tax net operating income$43,629,000383
Securities gains (losses)$2,000927
Applicable income taxes$11,913,000302
Income before extraordinary items$31,718,000405
Extraordinary gains, net$054
Net income$31,718,000410
Minority interest net income$088
Net income of bank and minority interests.$31,718,000407
Net charge-offs$168,0001,253
Cash dividends$8,943,000534
Sale, conversion, retirement of capital stock, net$0540
Net operating income$31,716,420419
2023-09-30 (YTD Data)Rank
Total interest income$79,006,000510
Total interest expense$25,189,000500
Net interest income$53,817,000512
Provision for loan and lease losses$610,000892
Total noninterest income$10,184,000611
Gross Fiduciary activities income$0950
Service charges on deposit accounts$230,0002,167
Trading account gains and fees$0125
Additional Noninterest Income$9,954,000451
Total noninterest expense$30,123,000688
Salaries and employee benefits$20,979,000563
Premises and equipment expense$3,020,000673
Additional noninterest expense$9,954,000451
Pre-tax net operating income$33,268,000394
Securities gains (losses)$-17,0003,603
Applicable income taxes$9,029,000318
Income before extraordinary items$24,222,000420
Extraordinary gains, net$052
Net income$24,222,000424
Minority interest net income$081
Net income of bank and minority interests.$24,222,000420
Net charge-offs$168,000956
Cash dividends$8,943,000404
Sale, conversion, retirement of capital stock, net$0507
Net operating income$24,235,430427
2023-06-30 (YTD Data)Rank
Total interest income$52,624,000488
Total interest expense$15,948,000471
Net interest income$36,676,000505
Provision for loan and lease losses$210,0001,292
Total noninterest income$6,738,000601
Gross Fiduciary activities income$0931
Service charges on deposit accounts$157,0002,136
Trading account gains and fees$0112
Additional Noninterest Income$6,581,000443
Total noninterest expense$19,979,000677
Salaries and employee benefits$13,857,000559
Premises and equipment expense$2,039,000657
Additional noninterest expense$6,581,000443
Pre-tax net operating income$23,225,000381
Securities gains (losses)$5,000745
Applicable income taxes$6,301,000311
Income before extraordinary items$16,929,000399
Extraordinary gains, net$051
Net income$16,929,000408
Minority interest net income$081
Net income of bank and minority interests.$16,929,000400
Net charge-offs$168,000734
Cash dividends$8,943,000300
Sale, conversion, retirement of capital stock, net$0486
Net operating income$16,925,050407
2023-03-31 (YTD Data)Rank
Total interest income$26,327,000486
Total interest expense$7,609,000441
Net interest income$18,718,000502
Provision for loan and lease losses$50,0001,677
Total noninterest income$3,171,000622
Gross Fiduciary activities income$0913
Service charges on deposit accounts$77,0002,176
Trading account gains and fees$097
Additional Noninterest Income$3,094,000456
Total noninterest expense$9,886,000695
Salaries and employee benefits$6,835,000587
Premises and equipment expense$1,027,000673
Additional noninterest expense$3,094,000456
Pre-tax net operating income$11,953,000384
Securities gains (losses)$11,000560
Applicable income taxes$3,258,000311
Income before extraordinary items$8,706,000403
Extraordinary gains, net$04
Net income$8,706,000404
Minority interest net income$048
Net income of bank and minority interests.$8,706,000404
Net charge-offs$02,062
Cash dividends$8,943,000200
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,697,310414
2022-12-31 (YTD Data)Rank
Total interest income$72,195,000546
Total interest expense$14,243,000349
Net interest income$57,952,000600
Provision for loan and lease losses$1,673,000586
Total noninterest income$12,063,000684
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$291,0002,287
Trading account gains and fees$0116
Additional Noninterest Income$11,772,000499
Total noninterest expense$33,926,000777
Salaries and employee benefits$23,397,000647
Premises and equipment expense$3,863,000686
Additional noninterest expense$11,772,000499
Pre-tax net operating income$34,416,000511
Securities gains (losses)$-96,0003,892
Applicable income taxes$9,365,000403
Income before extraordinary items$24,955,000549
Extraordinary gains, net$05
Net income$24,955,000550
Minority interest net income$063
Net income of bank and minority interests.$24,955,000550
Net charge-offs$02,620
Cash dividends$5,366,000737
Sale, conversion, retirement of capital stock, net$0568
Net operating income$25,030,840559
2022-09-30 (YTD Data)Rank
Total interest income$47,344,000581
Total interest expense$8,069,000309
Net interest income$39,275,000638
Provision for loan and lease losses$1,185,000558
Total noninterest income$9,048,000694
Gross Fiduciary activities income$0968
Service charges on deposit accounts$216,0002,309
Trading account gains and fees$0111
Additional Noninterest Income$8,832,000512
Total noninterest expense$25,517,000769
Salaries and employee benefits$17,426,000649
Premises and equipment expense$2,886,000692
Additional noninterest expense$8,832,000512
Pre-tax net operating income$21,621,000583
Securities gains (losses)$-79,0004,173
Applicable income taxes$5,741,000461
Income before extraordinary items$15,801,000622
Extraordinary gains, net$04
Net income$15,801,000622
Minority interest net income$057
Net income of bank and minority interests.$15,801,000622
Net charge-offs$02,349
Cash dividends$5,366,000556
Sale, conversion, retirement of capital stock, net$0519
Net operating income$15,863,410628
2022-06-30 (YTD Data)Rank
Total interest income$27,104,000642
Total interest expense$4,602,000279
Net interest income$22,502,000704
Provision for loan and lease losses$750,000513
Total noninterest income$6,027,000686
Gross Fiduciary activities income$0925
Service charges on deposit accounts$143,0002,303
Trading account gains and fees$0108
Additional Noninterest Income$5,884,000533
Total noninterest expense$16,775,000766
Salaries and employee benefits$11,469,000650
Premises and equipment expense$1,911,000691
Additional noninterest expense$3,395,0001,069
Pre-tax net operating income$11,004,000658
Securities gains (losses)$-57,0004,272
Applicable income taxes$2,872,000523
Income before extraordinary items$8,075,000712
Extraordinary gains, net$04
Net income$8,075,000712
Minority interest net income$060
Net income of bank and minority interests.$8,075,000712
Net charge-offs$02,156
Cash dividends$5,366,000406
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,120,030721
2022-03-31 (YTD Data)Rank
Total interest income$11,924,000694
Total interest expense$2,148,000270
Net interest income$9,776,000782
Provision for loan and lease losses$350,000438
Total noninterest income$3,007,000689
Gross Fiduciary activities income$0892
Service charges on deposit accounts$73,0002,274
Trading account gains and fees$0103
Additional Noninterest Income$2,934,000538
Total noninterest expense$8,167,000781
Salaries and employee benefits$5,541,000671
Premises and equipment expense$962,000687
Additional noninterest expense$1,664,0001,067
Pre-tax net operating income$4,266,000781
Securities gains (losses)$-32,0004,398
Applicable income taxes$1,091,000617
Income before extraordinary items$3,143,000854
Extraordinary gains, net$04
Net income$3,143,000853
Minority interest net income$050
Net income of bank and minority interests.$3,143,000854
Net charge-offs$01,838
Cash dividends$5,366,000247
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,168,280855
2021-12-31 (YTD Data)Rank
Total interest income$45,532,000736
Total interest expense$8,519,000329
Net interest income$37,013,000829
Provision for loan and lease losses$475,0001,100
Total noninterest income$10,613,000803
Gross Fiduciary activities income$0994
Service charges on deposit accounts$273,0002,299
Trading account gains and fees$0132
Additional Noninterest Income$10,340,000656
Total noninterest expense$31,014,000823
Salaries and employee benefits$21,740,000669
Premises and equipment expense$3,686,000715
Additional noninterest expense$5,588,0001,205
Pre-tax net operating income$16,137,000892
Securities gains (losses)$736,000267
Applicable income taxes$4,439,000682
Income before extraordinary items$12,434,000972
Extraordinary gains, net$010
Net income$12,434,000973
Minority interest net income$074
Net income of bank and minority interests.$12,434,000973
Net charge-offs$02,705
Cash dividends$6,179,000668
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,852,560988
2021-09-30 (YTD Data)Rank
Total interest income$33,596,000757
Total interest expense$6,256,000352
Net interest income$27,340,000850
Provision for loan and lease losses$404,000970
Total noninterest income$7,815,000828
Gross Fiduciary activities income$0957
Service charges on deposit accounts$202,0002,321
Trading account gains and fees$0132
Additional Noninterest Income$7,613,000687
Total noninterest expense$23,158,000832
Salaries and employee benefits$16,297,000676
Premises and equipment expense$2,770,000725
Additional noninterest expense$4,091,0001,226
Pre-tax net operating income$11,593,000949
Securities gains (losses)$735,000235
Applicable income taxes$3,373,000695
Income before extraordinary items$8,955,0001,041
Extraordinary gains, net$08
Net income$8,955,0001,042
Minority interest net income$069
Net income of bank and minority interests.$8,955,0001,042
Net charge-offs$02,463
Cash dividends$6,179,000520
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,374,3501,078
2021-06-30 (YTD Data)Rank
Total interest income$22,177,000756
Total interest expense$4,096,000375
Net interest income$18,081,000848
Provision for loan and lease losses$154,0001,346
Total noninterest income$5,140,000835
Gross Fiduciary activities income$0951
Service charges on deposit accounts$135,0002,264
Trading account gains and fees$0133
Additional Noninterest Income$5,005,000695
Total noninterest expense$15,337,000827
Salaries and employee benefits$10,818,000675
Premises and equipment expense$1,853,000716
Additional noninterest expense$2,666,0001,242
Pre-tax net operating income$7,730,000946
Securities gains (losses)$735,000195
Applicable income taxes$2,344,000672
Income before extraordinary items$6,121,0001,008
Extraordinary gains, net$06
Net income$6,121,0001,008
Minority interest net income$067
Net income of bank and minority interests.$6,121,0001,008
Net charge-offs$02,245
Cash dividends$6,179,000380
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,540,3501,080
2021-03-31 (YTD Data)Rank
Total interest income$11,161,000749
Total interest expense$1,991,000405
Net interest income$9,170,000822
Provision for loan and lease losses$79,0001,413
Total noninterest income$2,559,000839
Gross Fiduciary activities income$0922
Service charges on deposit accounts$68,0002,247
Trading account gains and fees$0127
Additional Noninterest Income$2,491,000705
Total noninterest expense$7,572,000835
Salaries and employee benefits$5,338,000683
Premises and equipment expense$921,000731
Additional noninterest expense$1,313,0001,240
Pre-tax net operating income$4,078,000896
Securities gains (losses)$732,000136
Applicable income taxes$1,312,000622
Income before extraordinary items$3,498,000904
Extraordinary gains, net$03
Net income$3,498,000904
Minority interest net income$055
Net income of bank and minority interests.$3,498,000904
Net charge-offs$01,930
Cash dividends$6,179,000216
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,919,7201,017
2020-12-31 (YTD Data)Rank
Total interest income$51,748,000661
Total interest expense$12,580,000407
Net interest income$39,168,000735
Provision for loan and lease losses$631,0002,018
Total noninterest income$9,703,000815
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$345,0002,078
Trading account gains and fees$0133
Additional Noninterest Income$9,358,000678
Total noninterest expense$29,835,000819
Salaries and employee benefits$20,674,000690
Premises and equipment expense$3,358,000768
Additional noninterest expense$5,803,0001,125
Pre-tax net operating income$18,405,000634
Securities gains (losses)$1,192,000325
Applicable income taxes$5,011,000497
Income before extraordinary items$14,586,000678
Extraordinary gains, net$04
Net income$14,586,000678
Minority interest net income$072
Net income of bank and minority interests.$14,586,000678
Net charge-offs$333,0001,220
Cash dividends$8,130,000535
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,644,320690
2020-09-30 (YTD Data)Rank
Total interest income$40,243,000634
Total interest expense$10,488,000391
Net interest income$29,755,000717
Provision for loan and lease losses$230,0002,635
Total noninterest income$7,254,000792
Gross Fiduciary activities income$0981
Service charges on deposit accounts$273,0002,005
Trading account gains and fees$0125
Additional Noninterest Income$6,981,000652
Total noninterest expense$23,361,000775
Salaries and employee benefits$16,064,000652
Premises and equipment expense$2,480,000769
Additional noninterest expense$4,817,0001,038
Pre-tax net operating income$13,418,000624
Securities gains (losses)$1,187,000268
Applicable income taxes$3,732,000459
Income before extraordinary items$10,873,000652
Extraordinary gains, net$04
Net income$10,873,000651
Minority interest net income$065
Net income of bank and minority interests.$10,873,000652
Net charge-offs$333,000969
Cash dividends$8,130,000412
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,935,270687
2020-06-30 (YTD Data)Rank
Total interest income$28,502,000609
Total interest expense$8,198,000382
Net interest income$20,304,000695
Provision for loan and lease losses$150,0002,632
Total noninterest income$5,079,000718
Gross Fiduciary activities income$0970
Service charges on deposit accounts$198,0001,927
Trading account gains and fees$0123
Additional Noninterest Income$4,881,000583
Total noninterest expense$15,918,000764
Salaries and employee benefits$10,998,000628
Premises and equipment expense$1,610,000792
Additional noninterest expense$3,310,0001,015
Pre-tax net operating income$9,315,000541
Securities gains (losses)$1,187,000193
Applicable income taxes$2,936,000367
Income before extraordinary items$7,566,000574
Extraordinary gains, net$04
Net income$7,566,000573
Minority interest net income$065
Net income of bank and minority interests.$7,566,000574
Net charge-offs$30,0001,996
Cash dividends$8,130,000308
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,628,270628
2020-03-31 (YTD Data)Rank
Total interest income$16,398,000534
Total interest expense$4,918,000364
Net interest income$11,480,000615
Provision for loan and lease losses$75,0002,175
Total noninterest income$3,046,000601
Gross Fiduciary activities income$0941
Service charges on deposit accounts$110,0002,021
Trading account gains and fees$0106
Additional Noninterest Income$2,936,000461
Total noninterest expense$8,176,000746
Salaries and employee benefits$5,568,000623
Premises and equipment expense$805,000793
Additional noninterest expense$1,803,000954
Pre-tax net operating income$6,275,000378
Securities gains (losses)$71,000723
Applicable income taxes$1,775,000292
Income before extraordinary items$4,571,000437
Extraordinary gains, net$04
Net income$4,571,000437
Minority interest net income$056
Net income of bank and minority interests.$4,571,000437
Net charge-offs$30,0001,432
Cash dividends$8,130,000225
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,514,910427
2019-12-31 (YTD Data)Rank
Total interest income$73,622,000479
Total interest expense$20,974,000372
Net interest income$52,648,000525
Provision for loan and lease losses$290,0002,012
Total noninterest income$9,818,000701
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$410,0002,190
Trading account gains and fees$0135
Additional Noninterest Income$9,408,000542
Total noninterest expense$28,360,000802
Salaries and employee benefits$20,011,000661
Premises and equipment expense$3,117,000818
Additional noninterest expense$5,232,0001,189
Pre-tax net operating income$33,816,000412
Securities gains (losses)$02,379
Applicable income taxes$9,345,000331
Income before extraordinary items$24,471,000459
Extraordinary gains, net$011
Net income$24,471,000458
Minority interest net income$076
Net income of bank and minority interests.$24,471,000459
Net charge-offs$-1,0004,163
Cash dividends$8,130,000551
Sale, conversion, retirement of capital stock, net$0626
Net operating income$24,471,000447
2019-09-30 (YTD Data)Rank
Total interest income$56,580,000472
Total interest expense$15,631,000380
Net interest income$40,949,000511
Provision for loan and lease losses$255,0001,739
Total noninterest income$7,244,000706
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$308,0002,197
Trading account gains and fees$0129
Additional Noninterest Income$6,936,000551
Total noninterest expense$21,106,000803
Salaries and employee benefits$14,857,000672
Premises and equipment expense$2,339,000818
Additional noninterest expense$3,910,0001,193
Pre-tax net operating income$26,832,000401
Securities gains (losses)$02,167
Applicable income taxes$7,635,000325
Income before extraordinary items$19,197,000448
Extraordinary gains, net$011
Net income$19,197,000448
Minority interest net income$072
Net income of bank and minority interests.$19,197,000448
Net charge-offs$-4,0004,209
Cash dividends$8,130,000426
Sale, conversion, retirement of capital stock, net$0590
Net operating income$19,197,000441
2019-06-30 (YTD Data)Rank
Total interest income$38,176,000468
Total interest expense$10,153,000383
Net interest income$28,023,000501
Provision for loan and lease losses$165,0001,721
Total noninterest income$4,763,000703
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$199,0002,220
Trading account gains and fees$0131
Additional Noninterest Income$4,564,000542
Total noninterest expense$13,981,000811
Salaries and employee benefits$9,787,000677
Premises and equipment expense$1,562,000819
Additional noninterest expense$2,632,0001,206
Pre-tax net operating income$18,640,000380
Securities gains (losses)$01,702
Applicable income taxes$5,305,000316
Income before extraordinary items$13,335,000422
Extraordinary gains, net$011
Net income$13,335,000421
Minority interest net income$069
Net income of bank and minority interests.$13,335,000422
Net charge-offs$-4,0004,200
Cash dividends$8,130,000310
Sale, conversion, retirement of capital stock, net$0573
Net operating income$13,335,000415
2019-03-31 (YTD Data)Rank
Total interest income$18,678,000474
Total interest expense$4,813,000393
Net interest income$13,865,000507
Provision for loan and lease losses$110,0001,397
Total noninterest income$2,309,000692
Gross Fiduciary activities income$0972
Service charges on deposit accounts$100,0002,212
Trading account gains and fees$0126
Additional Noninterest Income$2,209,000527
Total noninterest expense$6,939,000809
Salaries and employee benefits$4,856,000679
Premises and equipment expense$795,000813
Additional noninterest expense$1,288,0001,213
Pre-tax net operating income$9,125,000379
Securities gains (losses)$01,087
Applicable income taxes$2,606,000312
Income before extraordinary items$6,519,000422
Extraordinary gains, net$05
Net income$6,519,000422
Minority interest net income$052
Net income of bank and minority interests.$6,519,000422
Net charge-offs$-3,0004,217
Cash dividends$8,130,000202
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,519,000416
2018-12-31 (YTD Data)Rank
Total interest income$67,898,000482
Total interest expense$13,749,000402
Net interest income$54,149,000504
Provision for loan and lease losses$609,0001,264
Total noninterest income$11,104,000631
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$419,0002,240
Trading account gains and fees$0126
Additional Noninterest Income$10,685,000480
Total noninterest expense$27,712,000797
Salaries and employee benefits$18,499,000687
Premises and equipment expense$2,983,000843
Additional noninterest expense$6,230,0001,061
Pre-tax net operating income$36,932,000382
Securities gains (losses)$01,125
Applicable income taxes$10,623,000300
Income before extraordinary items$26,309,000416
Extraordinary gains, net$06
Net income$26,309,000415
Minority interest net income$072
Net income of bank and minority interests.$26,309,000415
Net charge-offs$120,0002,021
Cash dividends$6,179,000612
Sale, conversion, retirement of capital stock, net$222,000386
Net operating income$26,309,000414
2018-09-30 (YTD Data)Rank
Total interest income$49,251,000490
Total interest expense$9,348,000418
Net interest income$39,903,000507
Provision for loan and lease losses$519,0001,104
Total noninterest income$9,424,000587
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$318,0002,236
Trading account gains and fees$0138
Additional Noninterest Income$9,106,000446
Total noninterest expense$20,662,000798
Salaries and employee benefits$13,402,000710
Premises and equipment expense$2,220,000846
Additional noninterest expense$5,040,000987
Pre-tax net operating income$28,146,000380
Securities gains (losses)$01,118
Applicable income taxes$8,012,000293
Income before extraordinary items$20,134,000415
Extraordinary gains, net$05
Net income$20,134,000414
Minority interest net income$066
Net income of bank and minority interests.$20,134,000414
Net charge-offs$123,0001,578
Cash dividends$6,179,000458
Sale, conversion, retirement of capital stock, net$182,000354
Net operating income$20,134,000416
2018-06-30 (YTD Data)Rank
Total interest income$31,390,000507
Total interest expense$5,659,000423
Net interest income$25,731,000518
Provision for loan and lease losses$311,0001,140
Total noninterest income$7,172,000534
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$215,0002,210
Trading account gains and fees$0130
Additional Noninterest Income$6,957,000400
Total noninterest expense$13,916,000798
Salaries and employee benefits$8,854,000722
Premises and equipment expense$1,446,000863
Additional noninterest expense$3,616,000908
Pre-tax net operating income$18,676,000368
Securities gains (losses)$0961
Applicable income taxes$5,314,000288
Income before extraordinary items$13,362,000410
Extraordinary gains, net$06
Net income$13,362,000409
Minority interest net income$065
Net income of bank and minority interests.$13,362,000410
Net charge-offs$03,209
Cash dividends$6,179,000324
Sale, conversion, retirement of capital stock, net$121,000342
Net operating income$13,362,000409
2018-03-31 (YTD Data)Rank
Total interest income$14,694,000530
Total interest expense$2,575,000430
Net interest income$12,119,000546
Provision for loan and lease losses$109,0001,381
Total noninterest income$4,874,000421
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$107,0002,222
Trading account gains and fees$0123
Additional Noninterest Income$4,767,000323
Total noninterest expense$7,068,000792
Salaries and employee benefits$4,448,000723
Premises and equipment expense$720,000877
Additional noninterest expense$1,900,000862
Pre-tax net operating income$9,816,000350
Securities gains (losses)$0735
Applicable income taxes$2,806,000282
Income before extraordinary items$7,010,000390
Extraordinary gains, net$07
Net income$7,010,000390
Minority interest net income$052
Net income of bank and minority interests.$7,010,000390
Net charge-offs$02,722
Cash dividends$6,179,000182
Sale, conversion, retirement of capital stock, net$60,000314
Net operating income$7,010,000390
2017-12-31 (YTD Data)Rank
Total interest income$53,078,000543
Total interest expense$7,667,000462
Net interest income$45,411,000553
Provision for loan and lease losses$818,0001,030
Total noninterest income$8,419,000777
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$460,0002,169
Trading account gains and fees$0151
Additional Noninterest Income$7,959,000597
Total noninterest expense$25,670,000847
Salaries and employee benefits$16,742,000735
Premises and equipment expense$2,716,000903
Additional noninterest expense$6,212,0001,040
Pre-tax net operating income$27,342,000424
Securities gains (losses)$105,000612
Applicable income taxes$11,807,000358
Income before extraordinary items$15,640,000503
Extraordinary gains, net$09
Net income$15,640,000501
Minority interest net income$076
Net income of bank and minority interests.$15,640,000503
Net charge-offs$473,0001,131
Cash dividends$4,878,000702
Sale, conversion, retirement of capital stock, net$242,000381
Net operating income$15,572,800499
2017-09-30 (YTD Data)Rank
Total interest income$39,100,000553
Total interest expense$5,384,000483
Net interest income$33,716,000559
Provision for loan and lease losses$670,000959
Total noninterest income$6,254,000795
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$341,0002,197
Trading account gains and fees$0145
Additional Noninterest Income$5,913,000615
Total noninterest expense$19,043,000856
Salaries and employee benefits$12,254,000754
Premises and equipment expense$2,018,000917
Additional noninterest expense$4,771,0001,013
Pre-tax net operating income$20,257,000436
Securities gains (losses)$105,000581
Applicable income taxes$8,187,000350
Income before extraordinary items$12,175,000527
Extraordinary gains, net$09
Net income$12,175,000525
Minority interest net income$071
Net income of bank and minority interests.$12,175,000527
Net charge-offs$03,796
Cash dividends$4,878,000522
Sale, conversion, retirement of capital stock, net$182,000357
Net operating income$12,107,800523
2017-06-30 (YTD Data)Rank
Total interest income$25,185,000560
Total interest expense$3,378,000496
Net interest income$21,807,000573
Provision for loan and lease losses$560,000783
Total noninterest income$4,287,000776
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$225,0002,199
Trading account gains and fees$0139
Additional Noninterest Income$4,062,000592
Total noninterest expense$12,614,000867
Salaries and employee benefits$8,101,000760
Premises and equipment expense$1,343,000918
Additional noninterest expense$3,170,0001,020
Pre-tax net operating income$12,920,000449
Securities gains (losses)$105,000423
Applicable income taxes$5,236,000359
Income before extraordinary items$7,789,000541
Extraordinary gains, net$011
Net income$7,789,000540
Minority interest net income$071
Net income of bank and minority interests.$7,789,000541
Net charge-offs$03,512
Cash dividends$4,878,000373
Sale, conversion, retirement of capital stock, net$121,000334
Net operating income$7,721,800534
2017-03-31 (YTD Data)Rank
Total interest income$12,218,000572
Total interest expense$1,606,000500
Net interest income$10,612,000582
Provision for loan and lease losses$190,000972
Total noninterest income$2,146,000760
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$109,0002,267
Trading account gains and fees$0142
Additional Noninterest Income$2,037,000576
Total noninterest expense$6,263,000874
Salaries and employee benefits$4,051,000768
Premises and equipment expense$674,000923
Additional noninterest expense$1,538,0001,043
Pre-tax net operating income$6,305,000447
Securities gains (losses)$01,153
Applicable income taxes$2,531,000365
Income before extraordinary items$3,774,000546
Extraordinary gains, net$08
Net income$3,774,000545
Minority interest net income$055
Net income of bank and minority interests.$3,774,000546
Net charge-offs$02,943
Cash dividends$4,878,000207
Sale, conversion, retirement of capital stock, net$61,000299
Net operating income$3,774,000536
2016-12-31 (YTD Data)Rank
Total interest income$44,315,000611
Total interest expense$5,549,000539
Net interest income$38,766,000620
Provision for loan and lease losses$1,309,000720
Total noninterest income$7,805,000829
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$463,0002,218
Trading account gains and fees$0170
Additional Noninterest Income$7,342,000646
Total noninterest expense$24,066,000887
Salaries and employee benefits$15,273,000776
Premises and equipment expense$2,674,000917
Additional noninterest expense$6,119,0001,080
Pre-tax net operating income$21,196,000487
Securities gains (losses)$197,000890
Applicable income taxes$8,601,000371
Income before extraordinary items$12,792,000609
Extraordinary gains, net$05
Net income$12,792,000608
Minority interest net income$082
Net income of bank and minority interests.$12,792,000608
Net charge-offs$675,000884
Cash dividends$3,740,000876
Sale, conversion, retirement of capital stock, net$266,000364
Net operating income$12,665,920601
2016-09-30 (YTD Data)Rank
Total interest income$32,581,000622
Total interest expense$4,083,000546
Net interest income$28,498,000628
Provision for loan and lease losses$919,000728
Total noninterest income$5,663,000860
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$346,0002,219
Trading account gains and fees$0169
Additional Noninterest Income$5,317,000655
Total noninterest expense$17,899,000889
Salaries and employee benefits$11,252,000788
Premises and equipment expense$1,995,000921
Additional noninterest expense$4,652,0001,062
Pre-tax net operating income$15,343,000500
Securities gains (losses)$161,000932
Applicable income taxes$6,413,000379
Income before extraordinary items$9,091,000646
Extraordinary gains, net$05
Net income$9,091,000646
Minority interest net income$071
Net income of bank and minority interests.$9,091,000646
Net charge-offs$675,000637
Cash dividends$3,740,000645
Sale, conversion, retirement of capital stock, net$206,000331
Net operating income$8,987,960631
2016-06-30 (YTD Data)Rank
Total interest income$21,580,000623
Total interest expense$2,767,000528
Net interest income$18,813,000633
Provision for loan and lease losses$865,000568
Total noninterest income$3,840,000837
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$223,0002,254
Trading account gains and fees$0157
Additional Noninterest Income$3,617,000638
Total noninterest expense$11,882,000899
Salaries and employee benefits$7,479,000791
Premises and equipment expense$1,321,000930
Additional noninterest expense$3,082,0001,064
Pre-tax net operating income$9,906,000513
Securities gains (losses)$25,0001,834
Applicable income taxes$4,115,000393
Income before extraordinary items$5,816,000658
Extraordinary gains, net$016
Net income$5,816,000656
Minority interest net income$071
Net income of bank and minority interests.$5,816,000657
Net charge-offs$675,000470
Cash dividends$3,740,000481
Sale, conversion, retirement of capital stock, net$145,000320
Net operating income$5,800,000641
2016-03-31 (YTD Data)Rank
Total interest income$10,843,000622
Total interest expense$1,414,000517
Net interest income$9,429,000632
Provision for loan and lease losses$90,0001,597
Total noninterest income$1,868,000833
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$114,0002,215
Trading account gains and fees$0142
Additional Noninterest Income$1,754,000634
Total noninterest expense$5,942,000889
Salaries and employee benefits$3,761,000785
Premises and equipment expense$671,000927
Additional noninterest expense$1,510,0001,082
Pre-tax net operating income$5,265,000476
Securities gains (losses)$25,0001,142
Applicable income taxes$2,176,000368
Income before extraordinary items$3,114,000594
Extraordinary gains, net$012
Net income$3,114,000591
Minority interest net income$062
Net income of bank and minority interests.$3,114,000594
Net charge-offs$-1,0004,102
Cash dividends$3,740,000266
Sale, conversion, retirement of capital stock, net$84,000278
Net operating income$3,098,000580
2015-12-31 (YTD Data)Rank
Total interest income$37,477,000685
Total interest expense$6,547,000416
Net interest income$30,930,000725
Provision for loan and lease losses$486,0001,390
Total noninterest income$7,751,000820
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$522,0002,064
Trading account gains and fees$0159
Additional Noninterest Income$7,229,000623
Total noninterest expense$22,500,000925
Salaries and employee benefits$14,006,000815
Premises and equipment expense$2,575,000941
Additional noninterest expense$5,919,0001,096
Pre-tax net operating income$15,695,000595
Securities gains (losses)$173,000827
Applicable income taxes$6,599,000438
Income before extraordinary items$9,269,000782
Extraordinary gains, net$023
Net income$9,269,000782
Minority interest net income$081
Net income of bank and minority interests.$9,269,000782
Net charge-offs$04,462
Cash dividends$2,828,0001,035
Sale, conversion, retirement of capital stock, net$100,000519
Net operating income$9,158,280774
2015-09-30 (YTD Data)Rank
Total interest income$27,520,000705
Total interest expense$5,177,000401
Net interest income$22,343,000761
Provision for loan and lease losses$464,0001,096
Total noninterest income$5,877,000832
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$395,0002,062
Trading account gains and fees$0153
Additional Noninterest Income$5,482,000627
Total noninterest expense$16,633,000934
Salaries and employee benefits$10,317,000836
Premises and equipment expense$1,920,000957
Additional noninterest expense$4,396,0001,107
Pre-tax net operating income$11,123,000647
Securities gains (losses)$168,000736
Applicable income taxes$4,606,000470
Income before extraordinary items$6,685,000811
Extraordinary gains, net$021
Net income$6,685,000811
Minority interest net income$078
Net income of bank and minority interests.$6,685,000811
Net charge-offs$1,0004,077
Cash dividends$2,828,000758
Sale, conversion, retirement of capital stock, net$62,000513
Net operating income$6,577,480807
2015-06-30 (YTD Data)Rank
Total interest income$17,960,000715
Total interest expense$3,664,000372
Net interest income$14,296,000792
Provision for loan and lease losses$267,0001,231
Total noninterest income$3,983,000819
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$263,0002,020
Trading account gains and fees$0157
Additional Noninterest Income$3,720,000632
Total noninterest expense$11,139,000938
Salaries and employee benefits$6,910,000839
Premises and equipment expense$1,267,000974
Additional noninterest expense$2,962,0001,096
Pre-tax net operating income$6,873,000688
Securities gains (losses)$19,0001,735
Applicable income taxes$2,829,000500
Income before extraordinary items$4,063,000877
Extraordinary gains, net$022
Net income$4,063,000877
Minority interest net income$075
Net income of bank and minority interests.$4,063,000877
Net charge-offs$1,0003,770
Cash dividends$2,828,000536
Sale, conversion, retirement of capital stock, net$41,000494
Net operating income$4,050,840858
2015-03-31 (YTD Data)Rank
Total interest income$8,838,000723
Total interest expense$1,847,000375
Net interest income$6,991,000803
Provision for loan and lease losses$117,0001,323
Total noninterest income$1,949,000806
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$134,0001,983
Trading account gains and fees$0152
Additional Noninterest Income$1,815,000615
Total noninterest expense$5,536,000939
Salaries and employee benefits$3,451,000837
Premises and equipment expense$628,000980
Additional noninterest expense$1,457,0001,098
Pre-tax net operating income$3,287,000684
Securities gains (losses)$19,0001,251
Applicable income taxes$1,374,000498
Income before extraordinary items$1,932,000894
Extraordinary gains, net$013
Net income$1,932,000894
Minority interest net income$064
Net income of bank and minority interests.$1,932,000894
Net charge-offs$1,0003,128
Cash dividends$2,828,000283
Sale, conversion, retirement of capital stock, net$21,000468
Net operating income$1,919,840867
2014-12-31 (YTD Data)Rank
Total interest income$33,894,000745
Total interest expense$7,805,000360
Net interest income$26,089,000848
Provision for loan and lease losses$290,0002,043
Total noninterest income$7,395,000824
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$430,0002,547
Trading account gains and fees$0180
Additional Noninterest Income$6,965,000595
Total noninterest expense$20,961,000969
Salaries and employee benefits$13,306,000826
Premises and equipment expense$2,322,0001,039
Additional noninterest expense$5,333,0001,224
Pre-tax net operating income$12,233,000690
Securities gains (losses)$369,000525
Applicable income taxes$5,250,000477
Income before extraordinary items$7,352,000907
Extraordinary gains, net$017
Net income$7,352,000906
Minority interest net income$084
Net income of bank and minority interests.$7,352,000906
Net charge-offs$04,970
Cash dividends$2,586,0001,055
Sale, conversion, retirement of capital stock, net$83,000563
Net operating income$7,115,840910
2014-09-30 (YTD Data)Rank
Total interest income$24,824,000760
Total interest expense$5,897,000355
Net interest income$18,927,000875
Provision for loan and lease losses$225,0001,923
Total noninterest income$5,510,000831
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$293,0002,754
Trading account gains and fees$0174
Additional Noninterest Income$5,217,000602
Total noninterest expense$15,490,000980
Salaries and employee benefits$9,880,000830
Premises and equipment expense$1,731,0001,046
Additional noninterest expense$3,879,0001,253
Pre-tax net operating income$8,722,000732
Securities gains (losses)$369,000404
Applicable income taxes$3,794,000497
Income before extraordinary items$5,297,000936
Extraordinary gains, net$015
Net income$5,297,000935
Minority interest net income$081
Net income of bank and minority interests.$5,297,000935
Net charge-offs$-1,0005,188
Cash dividends$2,586,000758
Sale, conversion, retirement of capital stock, net$63,000533
Net operating income$5,060,840959
2014-06-30 (YTD Data)Rank
Total interest income$16,031,000782
Total interest expense$3,844,000359
Net interest income$12,187,000897
Provision for loan and lease losses$150,0001,864
Total noninterest income$3,709,000805
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$165,0003,041
Trading account gains and fees$0172
Additional Noninterest Income$3,544,000580
Total noninterest expense$10,272,000978
Salaries and employee benefits$6,581,000827
Premises and equipment expense$1,150,0001,061
Additional noninterest expense$2,541,0001,275
Pre-tax net operating income$5,474,000745
Securities gains (losses)$303,000353
Applicable income taxes$2,406,000503
Income before extraordinary items$3,371,000966
Extraordinary gains, net$020
Net income$3,371,000967
Minority interest net income$080
Net income of bank and minority interests.$3,371,000967
Net charge-offs$-1,0005,059
Cash dividends$2,586,000526
Sale, conversion, retirement of capital stock, net$42,000506
Net operating income$3,177,080993
2014-03-31 (YTD Data)Rank
Total interest income$7,851,000804
Total interest expense$1,891,000368
Net interest income$5,960,000921
Provision for loan and lease losses$75,0001,807
Total noninterest income$2,158,000689
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$86,0002,964
Trading account gains and fees$0147
Additional Noninterest Income$2,072,000494
Total noninterest expense$5,175,000981
Salaries and employee benefits$3,315,000840
Premises and equipment expense$578,0001,080
Additional noninterest expense$1,282,0001,249
Pre-tax net operating income$2,868,000701
Securities gains (losses)$214,000269
Applicable income taxes$1,278,000460
Income before extraordinary items$1,804,000876
Extraordinary gains, net$016
Net income$1,804,000877
Minority interest net income$066
Net income of bank and minority interests.$1,804,000877
Net charge-offs$-1,0004,711
Cash dividends$2,586,000272
Sale, conversion, retirement of capital stock, net$21,000464
Net operating income$1,667,040921
2013-12-31 (YTD Data)Rank
Total interest income$30,801,000805
Total interest expense$7,935,000388
Net interest income$22,866,000945
Provision for loan and lease losses$300,0002,425
Total noninterest income$6,121,000979
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$307,0003,319
Trading account gains and fees$0184
Additional Noninterest Income$5,814,000721
Total noninterest expense$19,658,0001,042
Salaries and employee benefits$12,531,000861
Premises and equipment expense$2,130,0001,122
Additional noninterest expense$4,997,0001,343
Pre-tax net operating income$9,029,000851
Securities gains (losses)$318,000667
Applicable income taxes$3,965,000544
Income before extraordinary items$5,382,0001,151
Extraordinary gains, net$029
Net income$5,382,0001,153
Minority interest net income$090
Net income of bank and minority interests.$5,382,0001,154
Net charge-offs$32,0004,614
Cash dividends$2,586,000979
Sale, conversion, retirement of capital stock, net$63,000618
Net operating income$5,178,4801,161
2013-09-30 (YTD Data)Rank
Total interest income$22,736,000826
Total interest expense$5,910,000401
Net interest income$16,826,000976
Provision for loan and lease losses$225,0002,403
Total noninterest income$4,687,000978
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$235,0003,302
Trading account gains and fees$0180
Additional Noninterest Income$4,452,000720
Total noninterest expense$14,655,0001,047
Salaries and employee benefits$9,259,000880
Premises and equipment expense$1,572,0001,136
Additional noninterest expense$3,824,0001,311
Pre-tax net operating income$6,633,000893
Securities gains (losses)$276,000673
Applicable income taxes$2,877,000568
Income before extraordinary items$4,032,0001,156
Extraordinary gains, net$025
Net income$4,032,0001,157
Minority interest net income$084
Net income of bank and minority interests.$4,032,0001,158
Net charge-offs$32,0004,149
Cash dividends$2,586,000715
Sale, conversion, retirement of capital stock, net$42,000605
Net operating income$3,855,3601,168
2013-06-30 (YTD Data)Rank
Total interest income$14,986,000833
Total interest expense$3,850,000427
Net interest income$11,136,000968
Provision for loan and lease losses$150,0002,434
Total noninterest income$2,888,0001,045
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$156,0003,275
Trading account gains and fees$0157
Additional Noninterest Income$2,732,000785
Total noninterest expense$9,771,0001,043
Salaries and employee benefits$6,134,000884
Premises and equipment expense$1,021,0001,179
Additional noninterest expense$2,616,0001,269
Pre-tax net operating income$4,103,000923
Securities gains (losses)$276,000593
Applicable income taxes$1,824,000581
Income before extraordinary items$2,555,0001,194
Extraordinary gains, net$022
Net income$2,555,0001,196
Minority interest net income$082
Net income of bank and minority interests.$2,555,0001,197
Net charge-offs$32,0003,714
Cash dividends$2,586,000503
Sale, conversion, retirement of capital stock, net$21,000616
Net operating income$2,378,3601,223
2013-03-31 (YTD Data)Rank
Total interest income$7,523,000832
Total interest expense$1,921,000440
Net interest income$5,602,000955
Provision for loan and lease losses$75,0002,354
Total noninterest income$1,384,0001,087
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$82,0003,192
Trading account gains and fees$0148
Additional Noninterest Income$1,302,000816
Total noninterest expense$4,888,0001,050
Salaries and employee benefits$3,046,000899
Premises and equipment expense$516,0001,185
Additional noninterest expense$1,326,0001,239
Pre-tax net operating income$2,023,000921
Securities gains (losses)$276,000349
Applicable income taxes$979,000552
Income before extraordinary items$1,320,0001,135
Extraordinary gains, net$010
Net income$1,320,0001,136
Minority interest net income$076
Net income of bank and minority interests.$1,320,0001,137
Net charge-offs$2,0003,902
Cash dividends$2,586,000243
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,143,3601,248
2012-12-31 (YTD Data)Rank
Total interest income$32,417,000811
Total interest expense$9,096,000453
Net interest income$23,321,000933
Provision for loan and lease losses$300,0003,343
Total noninterest income$5,840,0001,026
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$347,0003,198
Trading account gains and fees$0166
Additional Noninterest Income$5,493,000762
Total noninterest expense$18,644,0001,076
Salaries and employee benefits$11,388,000912
Premises and equipment expense$2,043,0001,156
Additional noninterest expense$5,213,0001,304
Pre-tax net operating income$10,217,000696
Securities gains (losses)$4,080,000111
Applicable income taxes$10,038,000278
Income before extraordinary items$4,259,0001,377
Extraordinary gains, net$029
Net income$4,259,0001,378
Minority interest net income$093
Net income of bank and minority interests.$4,259,0001,378
Net charge-offs$05,985
Cash dividends$2,579,000986
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,647,8002,819
2012-09-30 (YTD Data)Rank
Total interest income$24,525,000815
Total interest expense$7,002,000463
Net interest income$17,523,000943
Provision for loan and lease losses$225,0003,327
Total noninterest income$4,020,0001,088
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$262,0003,228
Trading account gains and fees$0157
Additional Noninterest Income$3,758,000792
Total noninterest expense$13,822,0001,082
Salaries and employee benefits$8,396,000932
Premises and equipment expense$1,537,0001,163
Additional noninterest expense$3,889,0001,305
Pre-tax net operating income$7,496,000747
Securities gains (losses)$1,218,000325
Applicable income taxes$3,654,000453
Income before extraordinary items$5,060,000905
Extraordinary gains, net$020
Net income$5,060,000904
Minority interest net income$086
Net income of bank and minority interests.$5,060,000905
Net charge-offs$05,771
Cash dividends$2,579,000627
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,280,4801,009
2012-06-30 (YTD Data)Rank
Total interest income$16,386,000822
Total interest expense$4,776,000472
Net interest income$11,610,000946
Provision for loan and lease losses$150,0003,329
Total noninterest income$2,537,0001,114
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$174,0003,226
Trading account gains and fees$0153
Additional Noninterest Income$2,363,000823
Total noninterest expense$9,160,0001,087
Salaries and employee benefits$5,602,000936
Premises and equipment expense$1,020,0001,163
Additional noninterest expense$2,538,0001,337
Pre-tax net operating income$4,837,000765
Securities gains (losses)$574,000473
Applicable income taxes$2,267,000474
Income before extraordinary items$3,144,000968
Extraordinary gains, net$019
Net income$3,144,000968
Minority interest net income$084
Net income of bank and minority interests.$3,144,000968
Net charge-offs$05,507
Cash dividends$2,579,000423
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,776,6401,018
2012-03-31 (YTD Data)Rank
Total interest income$8,202,000827
Total interest expense$2,445,000477
Net interest income$5,757,000952
Provision for loan and lease losses$75,0003,178
Total noninterest income$1,188,0001,167
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$91,0003,138
Trading account gains and fees$0148
Additional Noninterest Income$1,097,000847
Total noninterest expense$4,558,0001,095
Salaries and employee benefits$2,776,000939
Premises and equipment expense$514,0001,167
Additional noninterest expense$1,268,0001,328
Pre-tax net operating income$2,312,000792
Securities gains (losses)$12,0001,741
Applicable income taxes$980,000514
Income before extraordinary items$1,344,0001,105
Extraordinary gains, net$019
Net income$1,344,0001,107
Minority interest net income$078
Net income of bank and minority interests.$1,344,0001,106
Net charge-offs$04,730
Cash dividends$2,579,000214
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,336,3201,042
2011-12-31 (YTD Data)Rank
Total interest income$32,974,000839
Total interest expense$11,189,000507
Net interest income$21,785,0001,007
Provision for loan and lease losses$300,0004,096
Total noninterest income$5,218,0001,011
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$358,0003,246
Trading account gains and fees$0146
Additional Noninterest Income$4,860,000719
Total noninterest expense$17,509,0001,126
Salaries and employee benefits$10,551,000928
Premises and equipment expense$2,139,0001,171
Additional noninterest expense$4,819,0001,428
Pre-tax net operating income$9,194,000675
Securities gains (losses)$3,022,000156
Applicable income taxes$9,032,000270
Income before extraordinary items$3,184,0001,528
Extraordinary gains, net$029
Net income$3,184,0001,528
Minority interest net income$096
Net income of bank and minority interests.$3,184,0001,528
Net charge-offs$293,0003,828
Cash dividends$2,579,000761
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,249,9203,029
2011-09-30 (YTD Data)Rank
Total interest income$24,777,000859
Total interest expense$8,663,000506
Net interest income$16,114,0001,030
Provision for loan and lease losses$225,0003,970
Total noninterest income$3,990,000999
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$258,0003,348
Trading account gains and fees$0145
Additional Noninterest Income$3,732,000713
Total noninterest expense$15,156,000979
Salaries and employee benefits$7,821,000939
Premises and equipment expense$1,635,0001,157
Additional noninterest expense$5,700,000927
Pre-tax net operating income$4,723,000984
Securities gains (losses)$2,930,000135
Applicable income taxes$3,207,000454
Income before extraordinary items$4,446,000867
Extraordinary gains, net$021
Net income$4,446,000866
Minority interest net income$087
Net income of bank and minority interests.$4,446,000867
Net charge-offs$293,0003,275
Cash dividends$2,579,000518
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,570,8001,403
2011-06-30 (YTD Data)Rank
Total interest income$16,532,000868
Total interest expense$5,881,000524
Net interest income$10,651,0001,039
Provision for loan and lease losses$150,0003,873
Total noninterest income$2,689,000986
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$168,0003,379
Trading account gains and fees$0153
Additional Noninterest Income$2,521,000710
Total noninterest expense$8,671,0001,156
Salaries and employee benefits$5,158,000958
Premises and equipment expense$1,121,0001,143
Additional noninterest expense$2,392,0001,463
Pre-tax net operating income$4,519,000693
Securities gains (losses)$1,554,000137
Applicable income taxes$2,566,000390
Income before extraordinary items$3,507,000737
Extraordinary gains, net$015
Net income$3,507,000735
Minority interest net income$089
Net income of bank and minority interests.$3,507,000737
Net charge-offs$05,875
Cash dividends$2,579,000353
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,512,440945
2011-03-31 (YTD Data)Rank
Total interest income$8,348,000865
Total interest expense$2,995,000535
Net interest income$5,353,0001,028
Provision for loan and lease losses$75,0003,668
Total noninterest income$1,346,000997
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$86,0003,297
Trading account gains and fees$0158
Additional Noninterest Income$1,260,000705
Total noninterest expense$4,371,0001,151
Salaries and employee benefits$2,597,000962
Premises and equipment expense$563,0001,171
Additional noninterest expense$1,211,0001,450
Pre-tax net operating income$2,253,000703
Securities gains (losses)$1,062,00099
Applicable income taxes$1,395,000361
Income before extraordinary items$1,920,000679
Extraordinary gains, net$09
Net income$1,920,000678
Minority interest net income$086
Net income of bank and minority interests.$1,920,000679
Net charge-offs$05,107
Cash dividends$2,579,000169
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,240,320955
2010-12-31 (YTD Data)Rank
Total interest income$33,620,000911
Total interest expense$13,272,000597
Net interest income$20,348,0001,100
Provision for loan and lease losses$300,0004,839
Total noninterest income$4,486,0001,176
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$303,0003,619
Trading account gains and fees$0175
Additional Noninterest Income$4,183,000845
Total noninterest expense$17,041,0001,188
Salaries and employee benefits$9,956,000986
Premises and equipment expense$2,298,0001,137
Additional noninterest expense$4,787,0001,508
Pre-tax net operating income$7,493,000721
Securities gains (losses)$3,847,000138
Applicable income taxes$4,769,000374
Income before extraordinary items$6,571,000683
Extraordinary gains, net$029
Net income$6,571,000680
Minority interest net income$0111
Net income of bank and minority interests.$6,571,000684
Net charge-offs$06,851
Cash dividends$2,418,000689
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,108,9201,012
2010-09-30 (YTD Data)Rank
Total interest income$25,043,000925
Total interest expense$10,025,000614
Net interest income$15,018,0001,124
Provision for loan and lease losses$225,0004,711
Total noninterest income$3,219,0001,196
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$211,0003,832
Trading account gains and fees$0165
Additional Noninterest Income$3,008,000829
Total noninterest expense$12,616,0001,192
Salaries and employee benefits$7,362,000985
Premises and equipment expense$1,739,0001,136
Additional noninterest expense$3,515,0001,505
Pre-tax net operating income$5,396,000781
Securities gains (losses)$3,612,000117
Applicable income taxes$3,750,000358
Income before extraordinary items$5,258,000665
Extraordinary gains, net$023
Net income$5,258,000662
Minority interest net income$0110
Net income of bank and minority interests.$5,258,000665
Net charge-offs$06,672
Cash dividends$2,418,000455
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,946,3201,103
2010-06-30 (YTD Data)Rank
Total interest income$16,694,000935
Total interest expense$6,653,000644
Net interest income$10,041,0001,119
Provision for loan and lease losses$150,0004,587
Total noninterest income$2,142,0001,179
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$135,0003,905
Trading account gains and fees$0152
Additional Noninterest Income$2,007,000802
Total noninterest expense$8,378,0001,190
Salaries and employee benefits$4,886,000993
Premises and equipment expense$1,167,0001,138
Additional noninterest expense$2,325,0001,529
Pre-tax net operating income$3,655,000756
Securities gains (losses)$3,642,00074
Applicable income taxes$3,041,000291
Income before extraordinary items$4,256,000514
Extraordinary gains, net$019
Net income$4,256,000516
Minority interest net income$0105
Net income of bank and minority interests.$4,256,000516
Net charge-offs$06,372
Cash dividends$2,418,000294
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,925,1201,114
2010-03-31 (YTD Data)Rank
Total interest income$8,276,000966
Total interest expense$3,420,000664
Net interest income$4,856,0001,170
Provision for loan and lease losses$75,0004,293
Total noninterest income$1,005,0001,228
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$65,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$940,000834
Total noninterest expense$4,182,0001,211
Salaries and employee benefits$2,452,0001,003
Premises and equipment expense$584,0001,170
Additional noninterest expense$1,146,0001,541
Pre-tax net operating income$1,604,000832
Securities gains (losses)$2,538,00068
Applicable income taxes$1,732,000252
Income before extraordinary items$2,410,000450
Extraordinary gains, net$016
Net income$2,410,000451
Minority interest net income$091
Net income of bank and minority interests.$2,410,000452
Net charge-offs$05,610
Cash dividends$2,418,000151
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$785,6801,350
2009-12-31 (YTD Data)Rank
Total interest income$37,970,000886
Total interest expense$16,532,000695
Net interest income$21,438,0001,019
Provision for loan and lease losses$275,0005,401
Total noninterest income$3,948,0001,312
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$313,0003,803
Trading account gains and fees$0211
Additional Noninterest Income$3,635,000910
Total noninterest expense$16,806,0001,238
Salaries and employee benefits$9,491,0001,035
Premises and equipment expense$2,291,0001,184
Additional noninterest expense$5,024,0001,485
Pre-tax net operating income$8,305,000521
Securities gains (losses)$2,159,000258
Applicable income taxes$4,377,000293
Income before extraordinary items$6,087,000560
Extraordinary gains, net$034
Net income$6,087,000560
Minority interest net income$0115
Net income of bank and minority interests.$6,087,000561
Net charge-offs$65,0006,050
Cash dividends$2,418,000749
Sale, conversion, retirement of capital stock, net$750,000470
Net operating income$4,705,240720
2009-09-30 (YTD Data)Rank
Total interest income$29,284,000876
Total interest expense$12,979,000706
Net interest income$16,305,0001,008
Provision for loan and lease losses$200,0005,146
Total noninterest income$2,899,0001,355
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$245,0003,737
Trading account gains and fees$0212
Additional Noninterest Income$2,654,000945
Total noninterest expense$12,723,0001,215
Salaries and employee benefits$7,098,0001,050
Premises and equipment expense$1,728,0001,195
Additional noninterest expense$3,897,0001,398
Pre-tax net operating income$6,281,000547
Securities gains (losses)$1,005,000384
Applicable income taxes$3,070,000324
Income before extraordinary items$4,216,000638
Extraordinary gains, net$027
Net income$4,216,000639
Minority interest net income$0118
Net income of bank and minority interests.$4,216,000640
Net charge-offs$65,0005,470
Cash dividends$2,418,000521
Sale, conversion, retirement of capital stock, net$750,000378
Net operating income$3,572,800746
2009-06-30 (YTD Data)Rank
Total interest income$20,101,000870
Total interest expense$9,444,000686
Net interest income$10,657,0001,022
Provision for loan and lease losses$125,0004,998
Total noninterest income$1,905,0001,383
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$170,0003,632
Trading account gains and fees$0193
Additional Noninterest Income$1,735,000983
Total noninterest expense$8,040,0001,304
Salaries and employee benefits$4,707,0001,075
Premises and equipment expense$1,135,0001,244
Additional noninterest expense$2,198,0001,652
Pre-tax net operating income$4,397,000501
Securities gains (losses)$126,0001,320
Applicable income taxes$1,895,000348
Income before extraordinary items$2,628,000690
Extraordinary gains, net$021
Net income$2,628,000689
Minority interest net income$0112
Net income of bank and minority interests.$2,628,000691
Net charge-offs$06,628
Cash dividends$2,418,000376
Sale, conversion, retirement of capital stock, net$750,000310
Net operating income$2,547,360706
2009-03-31 (YTD Data)Rank
Total interest income$10,204,000862
Total interest expense$5,374,000619
Net interest income$4,830,0001,142
Provision for loan and lease losses$50,0004,881
Total noninterest income$974,0001,306
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$86,0003,560
Trading account gains and fees$0171
Additional Noninterest Income$888,000926
Total noninterest expense$4,019,0001,251
Salaries and employee benefits$2,366,0001,075
Premises and equipment expense$576,0001,241
Additional noninterest expense$1,077,0001,498
Pre-tax net operating income$1,735,000729
Securities gains (losses)$9,0001,939
Applicable income taxes$713,000464
Income before extraordinary items$1,031,0001,046
Extraordinary gains, net$015
Net income$1,031,0001,046
Minority interest net income$0102
Net income of bank and minority interests.$1,031,0001,048
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$750,000181
Net operating income$1,025,240981
2008-12-31 (YTD Data)Rank
Total interest income$56,191,000663
Total interest expense$35,060,000463
Net interest income$21,131,0001,021
Provision for loan and lease losses$200,0005,196
Total noninterest income$4,439,0001,177
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$264,0004,246
Trading account gains and fees$0154
Additional Noninterest Income$4,175,000748
Total noninterest expense$15,751,0001,243
Salaries and employee benefits$9,473,0001,050
Premises and equipment expense$2,226,0001,225
Additional noninterest expense$4,052,0001,528
Pre-tax net operating income$9,619,000566
Securities gains (losses)$642,000304
Applicable income taxes$3,984,000380
Income before extraordinary items$6,277,000640
Extraordinary gains, net$039
Net income$6,277,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,960
Cash dividends$2,381,0001,157
Sale, conversion, retirement of capital stock, net$600,000512
Net operating income$5,866,120740
2008-09-30 (YTD Data)Rank
Total interest income$42,526,000679
Total interest expense$27,155,000469
Net interest income$15,371,0001,076
Provision for loan and lease losses$06,991
Total noninterest income$3,341,0001,209
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$183,0004,436
Trading account gains and fees$0148
Additional Noninterest Income$3,158,000800
Total noninterest expense$11,920,0001,220
Salaries and employee benefits$7,200,0001,062
Premises and equipment expense$1,674,0001,222
Additional noninterest expense$3,046,0001,466
Pre-tax net operating income$6,792,000740
Securities gains (losses)$-40,0007,464
Applicable income taxes$2,507,000533
Income before extraordinary items$4,245,000863
Extraordinary gains, net$031
Net income$4,245,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,427
Cash dividends$2,381,000885
Sale, conversion, retirement of capital stock, net$600,000351
Net operating income$4,270,600914
2008-06-30 (YTD Data)Rank
Total interest income$29,102,000669
Total interest expense$19,072,000465
Net interest income$10,030,0001,092
Provision for loan and lease losses$06,671
Total noninterest income$2,295,0001,184
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$120,0004,469
Trading account gains and fees$0149
Additional Noninterest Income$2,175,000799
Total noninterest expense$7,942,0001,222
Salaries and employee benefits$4,815,0001,074
Premises and equipment expense$1,082,0001,264
Additional noninterest expense$2,045,0001,434
Pre-tax net operating income$4,383,000811
Securities gains (losses)$-40,0008,216
Applicable income taxes$1,579,000632
Income before extraordinary items$2,764,000990
Extraordinary gains, net$021
Net income$2,764,000989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$2,381,000688
Sale, conversion, retirement of capital stock, net$600,000246
Net operating income$2,789,600962
2008-03-31 (YTD Data)Rank
Total interest income$15,627,000644
Total interest expense$10,657,000445
Net interest income$4,970,0001,103
Provision for loan and lease losses$06,080
Total noninterest income$1,084,0001,252
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$60,0004,445
Trading account gains and fees$0158
Additional Noninterest Income$1,024,000849
Total noninterest expense$3,953,0001,225
Salaries and employee benefits$2,423,0001,070
Premises and equipment expense$548,0001,251
Additional noninterest expense$982,0001,461
Pre-tax net operating income$2,101,000894
Securities gains (losses)$2,0002,447
Applicable income taxes$778,000707
Income before extraordinary items$1,325,0001,138
Extraordinary gains, net$015
Net income$1,325,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$600,000122
Net operating income$1,323,7201,103
2007-12-31 (YTD Data)Rank
Total interest income$71,833,000584
Total interest expense$49,131,000423
Net interest income$22,702,000970
Provision for loan and lease losses$06,851
Total noninterest income$3,355,0001,510
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$255,0004,417
Trading account gains and fees$0178
Additional Noninterest Income$3,100,000988
Total noninterest expense$14,865,0001,252
Salaries and employee benefits$9,371,0001,065
Premises and equipment expense$2,186,0001,210
Additional noninterest expense$3,308,0001,689
Pre-tax net operating income$11,192,000758
Securities gains (losses)$190,000457
Applicable income taxes$4,321,000602
Income before extraordinary items$7,061,000919
Extraordinary gains, net$039
Net income$7,061,000917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,216
Cash dividends$2,351,0001,435
Sale, conversion, retirement of capital stock, net$450,000556
Net operating income$6,939,400927
2007-09-30 (YTD Data)Rank
Total interest income$53,900,000584
Total interest expense$36,879,000429
Net interest income$17,021,000973
Provision for loan and lease losses$06,528
Total noninterest income$2,420,0001,563
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$186,0004,489
Trading account gains and fees$0184
Additional Noninterest Income$2,234,0001,021
Total noninterest expense$11,123,0001,245
Salaries and employee benefits$6,958,0001,078
Premises and equipment expense$1,637,0001,207
Additional noninterest expense$2,528,0001,608
Pre-tax net operating income$8,318,000832
Securities gains (losses)$65,000584
Applicable income taxes$3,160,000671
Income before extraordinary items$5,223,0001,001
Extraordinary gains, net$033
Net income$5,223,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,022
Cash dividends$2,351,0001,077
Sale, conversion, retirement of capital stock, net$450,000429
Net operating income$5,181,400995
2007-06-30 (YTD Data)Rank
Total interest income$35,951,000593
Total interest expense$24,671,000433
Net interest income$11,280,000995
Provision for loan and lease losses$06,209
Total noninterest income$1,646,0001,562
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$123,0004,520
Trading account gains and fees$0168
Additional Noninterest Income$1,523,0001,032
Total noninterest expense$7,422,0001,257
Salaries and employee benefits$4,657,0001,092
Premises and equipment expense$1,071,0001,249
Additional noninterest expense$1,694,0001,596
Pre-tax net operating income$5,504,000877
Securities gains (losses)$01,444
Applicable income taxes$2,063,000718
Income before extraordinary items$3,441,0001,048
Extraordinary gains, net$029
Net income$3,441,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,237
Cash dividends$2,351,000767
Sale, conversion, retirement of capital stock, net$450,000314
Net operating income$3,441,0001,031
2007-03-31 (YTD Data)Rank
Total interest income$17,975,000587
Total interest expense$12,393,000424
Net interest income$5,582,0001,001
Provision for loan and lease losses$05,779
Total noninterest income$821,0001,539
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$63,0004,424
Trading account gains and fees$0195
Additional Noninterest Income$758,0001,025
Total noninterest expense$3,712,0001,260
Salaries and employee benefits$2,333,0001,098
Premises and equipment expense$531,0001,271
Additional noninterest expense$848,0001,575
Pre-tax net operating income$2,691,000877
Securities gains (losses)$01,187
Applicable income taxes$1,000,000738
Income before extraordinary items$1,691,0001,047
Extraordinary gains, net$022
Net income$1,691,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$450,000177
Net operating income$1,691,0001,032
2006-12-31 (YTD Data)Rank
Total interest income$65,657,000606
Total interest expense$43,086,000417
Net interest income$22,571,000984
Provision for loan and lease losses$-164,0008,518
Total noninterest income$3,053,0001,605
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$253,0004,468
Trading account gains and fees$0130
Additional Noninterest Income$2,800,0001,045
Total noninterest expense$14,335,0001,249
Salaries and employee benefits$8,724,0001,109
Premises and equipment expense$1,908,0001,354
Additional noninterest expense$3,703,0001,429
Pre-tax net operating income$11,453,000870
Securities gains (losses)$01,687
Applicable income taxes$4,374,000702
Income before extraordinary items$7,079,0001,050
Extraordinary gains, net$051
Net income$7,079,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$2,273,0001,386
Sale, conversion, retirement of capital stock, net$3,040,000360
Net operating income$7,079,0001,041
2006-09-30 (YTD Data)Rank
Total interest income$47,714,000632
Total interest expense$30,731,000437
Net interest income$16,983,0001,001
Provision for loan and lease losses$-164,0008,608
Total noninterest income$2,202,0001,678
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$194,0004,464
Trading account gains and fees$0126
Additional Noninterest Income$2,008,0001,098
Total noninterest expense$10,658,0001,276
Salaries and employee benefits$6,511,0001,131
Premises and equipment expense$1,428,0001,365
Additional noninterest expense$2,719,0001,459
Pre-tax net operating income$8,691,000896
Securities gains (losses)$01,388
Applicable income taxes$3,324,000729
Income before extraordinary items$5,367,0001,081
Extraordinary gains, net$045
Net income$5,367,0001,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$2,273,0001,034
Sale, conversion, retirement of capital stock, net$3,040,000276
Net operating income$5,367,0001,071
2006-06-30 (YTD Data)Rank
Total interest income$30,570,000641
Total interest expense$19,354,000438
Net interest income$11,216,0001,012
Provision for loan and lease losses$06,419
Total noninterest income$1,573,0001,571
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$135,0004,352
Trading account gains and fees$0126
Additional Noninterest Income$1,438,0001,040
Total noninterest expense$7,060,0001,294
Salaries and employee benefits$4,348,0001,132
Premises and equipment expense$926,0001,397
Additional noninterest expense$1,786,0001,482
Pre-tax net operating income$5,729,000903
Securities gains (losses)$01,185
Applicable income taxes$2,199,000740
Income before extraordinary items$3,530,0001,086
Extraordinary gains, net$039
Net income$3,530,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$2,272,000736
Sale, conversion, retirement of capital stock, net$3,040,000187
Net operating income$3,530,0001,075
2006-03-31 (YTD Data)Rank
Total interest income$14,731,000646
Total interest expense$9,279,000434
Net interest income$5,452,0001,042
Provision for loan and lease losses$06,013
Total noninterest income$703,0001,689
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$70,0004,229
Trading account gains and fees$0115
Additional Noninterest Income$633,0001,133
Total noninterest expense$3,560,0001,288
Salaries and employee benefits$2,163,0001,150
Premises and equipment expense$470,0001,380
Additional noninterest expense$927,0001,420
Pre-tax net operating income$2,595,000968
Securities gains (losses)$0955
Applicable income taxes$1,074,000751
Income before extraordinary items$1,521,0001,225
Extraordinary gains, net$021
Net income$1,521,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$450,000192
Net operating income$1,521,0001,204
2005-12-31 (YTD Data)Rank
Total interest income$46,375,000692
Total interest expense$25,133,000477
Net interest income$21,242,000999
Provision for loan and lease losses$64,0005,394
Total noninterest income$3,327,0001,475
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$282,0004,334
Trading account gains and fees$0138
Additional Noninterest Income$3,045,0001,004
Total noninterest expense$13,534,0001,270
Salaries and employee benefits$8,191,0001,134
Premises and equipment expense$1,865,0001,315
Additional noninterest expense$3,478,0001,463
Pre-tax net operating income$10,971,000902
Securities gains (losses)$02,296
Applicable income taxes$4,083,000760
Income before extraordinary items$6,888,0001,048
Extraordinary gains, net$046
Net income$6,888,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,898
Cash dividends$1,800,0001,584
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,888,0001,026
2005-09-30 (YTD Data)Rank
Total interest income$32,408,000719
Total interest expense$16,852,000500
Net interest income$15,556,0001,013
Provision for loan and lease losses$64,0004,896
Total noninterest income$2,441,0001,506
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$207,0004,386
Trading account gains and fees$0126
Additional Noninterest Income$2,234,0001,035
Total noninterest expense$9,844,0001,301
Salaries and employee benefits$5,946,0001,155
Premises and equipment expense$1,389,0001,313
Additional noninterest expense$2,509,0001,500
Pre-tax net operating income$8,089,000916
Securities gains (losses)$02,317
Applicable income taxes$2,987,000784
Income before extraordinary items$5,102,0001,057
Extraordinary gains, net$035
Net income$5,102,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$1,800,0001,153
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,102,0001,039
2005-06-30 (YTD Data)Rank
Total interest income$20,128,000758
Total interest expense$10,062,000522
Net interest income$10,066,0001,041
Provision for loan and lease losses$48,0004,636
Total noninterest income$1,710,0001,442
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$138,0004,336
Trading account gains and fees$0116
Additional Noninterest Income$1,572,000967
Total noninterest expense$6,603,0001,283
Salaries and employee benefits$3,997,0001,137
Premises and equipment expense$911,0001,325
Additional noninterest expense$1,695,0001,474
Pre-tax net operating income$5,125,000924
Securities gains (losses)$1,0001,973
Applicable income taxes$1,861,000803
Income before extraordinary items$3,265,0001,067
Extraordinary gains, net$030
Net income$3,265,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$1,800,000803
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,264,3601,050
2005-03-31 (YTD Data)Rank
Total interest income$9,358,000804
Total interest expense$4,513,000548
Net interest income$4,845,0001,077
Provision for loan and lease losses$24,0004,451
Total noninterest income$898,0001,366
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$65,0004,425
Trading account gains and fees$0115
Additional Noninterest Income$833,000916
Total noninterest expense$3,366,0001,263
Salaries and employee benefits$2,041,0001,117
Premises and equipment expense$458,0001,323
Additional noninterest expense$867,0001,444
Pre-tax net operating income$2,353,000997
Securities gains (losses)$1,0001,514
Applicable income taxes$853,000861
Income before extraordinary items$1,501,0001,154
Extraordinary gains, net$024
Net income$1,501,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$1,800,000397
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,500,3601,132
2004-12-31 (YTD Data)Rank
Total interest income$29,821,000943
Total interest expense$13,986,000593
Net interest income$15,835,0001,276
Provision for loan and lease losses$07,314
Total noninterest income$3,653,0001,377
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$238,0004,848
Trading account gains and fees$0138
Additional Noninterest Income$3,415,000895
Total noninterest expense$13,008,0001,263
Salaries and employee benefits$7,619,0001,127
Premises and equipment expense$1,841,0001,240
Additional noninterest expense$3,548,0001,400
Pre-tax net operating income$6,480,0001,335
Securities gains (losses)$1,092,000267
Applicable income taxes$2,668,000983
Income before extraordinary items$4,904,0001,321
Extraordinary gains, net$034
Net income$4,904,0001,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,343
Cash dividends$1,800,0001,481
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,194,2001,488
2004-09-30 (YTD Data)Rank
Total interest income$21,181,000985
Total interest expense$9,895,000616
Net interest income$11,286,0001,330
Provision for loan and lease losses$45,0005,471
Total noninterest income$2,682,0001,410
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$175,0004,922
Trading account gains and fees$0134
Additional Noninterest Income$2,507,000919
Total noninterest expense$9,589,0001,283
Salaries and employee benefits$5,690,0001,131
Premises and equipment expense$1,385,0001,245
Additional noninterest expense$2,514,0001,462
Pre-tax net operating income$4,334,0001,487
Securities gains (losses)$1,053,000258
Applicable income taxes$1,905,0001,050
Income before extraordinary items$3,482,0001,410
Extraordinary gains, net$026
Net income$3,482,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,190
Cash dividends$1,800,0001,080
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,797,5501,685
2004-06-30 (YTD Data)Rank
Total interest income$13,652,0001,006
Total interest expense$6,387,000623
Net interest income$7,265,0001,358
Provision for loan and lease losses$30,0005,293
Total noninterest income$1,994,0001,291
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$117,0004,926
Trading account gains and fees$0130
Additional Noninterest Income$1,877,000841
Total noninterest expense$6,487,0001,251
Salaries and employee benefits$3,774,0001,150
Premises and equipment expense$915,0001,262
Additional noninterest expense$1,798,0001,355
Pre-tax net operating income$2,742,0001,540
Securities gains (losses)$1,053,000206
Applicable income taxes$1,336,0001,017
Income before extraordinary items$2,459,0001,321
Extraordinary gains, net$021
Net income$2,459,0001,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,017
Cash dividends$1,800,000757
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,774,5501,730
2004-03-31 (YTD Data)Rank
Total interest income$6,841,0001,007
Total interest expense$3,140,000639
Net interest income$3,701,0001,342
Provision for loan and lease losses$15,0005,048
Total noninterest income$1,095,0001,175
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$61,0004,756
Trading account gains and fees$0121
Additional Noninterest Income$1,034,000770
Total noninterest expense$3,349,0001,216
Salaries and employee benefits$1,934,0001,128
Premises and equipment expense$466,0001,242
Additional noninterest expense$949,0001,264
Pre-tax net operating income$1,432,0001,446
Securities gains (losses)$1,054,000163
Applicable income taxes$872,000823
Income before extraordinary items$1,614,0001,014
Extraordinary gains, net$016
Net income$1,614,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$1,800,000398
Sale, conversion, retirement of capital stock, net$0464
Net operating income$928,9001,611
2003-12-31 (YTD Data)Rank
Total interest income$26,924,0001,045
Total interest expense$11,691,000753
Net interest income$15,233,0001,274
Provision for loan and lease losses$50,0006,256
Total noninterest income$4,753,0001,185
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$245,0004,798
Trading account gains and fees$0160
Additional Noninterest Income$4,508,000822
Total noninterest expense$13,482,0001,203
Salaries and employee benefits$7,276,0001,178
Premises and equipment expense$1,842,0001,221
Additional noninterest expense$4,364,0001,155
Pre-tax net operating income$6,454,0001,279
Securities gains (losses)$1,388,000377
Applicable income taxes$2,712,000997
Income before extraordinary items$5,130,0001,251
Extraordinary gains, net$054
Net income$5,130,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-210,0009,111
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,227,8001,417
2003-09-30 (YTD Data)Rank
Total interest income$20,168,0001,068
Total interest expense$8,715,000796
Net interest income$11,453,0001,277
Provision for loan and lease losses$50,0005,747
Total noninterest income$3,598,0001,186
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$179,0004,891
Trading account gains and fees$0153
Additional Noninterest Income$3,419,000840
Total noninterest expense$10,259,0001,187
Salaries and employee benefits$5,485,0001,169
Premises and equipment expense$1,370,0001,245
Additional noninterest expense$3,404,0001,119
Pre-tax net operating income$4,742,0001,364
Securities gains (losses)$883,000482
Applicable income taxes$1,940,0001,087
Income before extraordinary items$3,685,0001,349
Extraordinary gains, net$040
Net income$3,685,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,281
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,102,2201,488
2003-06-30 (YTD Data)Rank
Total interest income$13,561,0001,075
Total interest expense$5,816,000827
Net interest income$7,745,0001,266
Provision for loan and lease losses$50,0005,111
Total noninterest income$2,702,0001,086
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$120,0004,859
Trading account gains and fees$0150
Additional Noninterest Income$2,582,000756
Total noninterest expense$7,097,0001,147
Salaries and employee benefits$3,665,0001,165
Premises and equipment expense$902,0001,264
Additional noninterest expense$2,530,0001,000
Pre-tax net operating income$3,300,0001,297
Securities gains (losses)$883,000397
Applicable income taxes$1,428,0001,024
Income before extraordinary items$2,755,0001,216
Extraordinary gains, net$030
Net income$2,755,0001,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,172,2201,404
2003-03-31 (YTD Data)Rank
Total interest income$6,770,0001,086
Total interest expense$2,870,000861
Net interest income$3,900,0001,250
Provision for loan and lease losses$30,0004,429
Total noninterest income$812,0001,564
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$55,0004,963
Trading account gains and fees$0134
Additional Noninterest Income$757,0001,095
Total noninterest expense$3,281,0001,227
Salaries and employee benefits$1,790,0001,191
Premises and equipment expense$447,0001,293
Additional noninterest expense$1,044,0001,170
Pre-tax net operating income$1,401,0001,509
Securities gains (losses)$834,000254
Applicable income taxes$750,0001,000
Income before extraordinary items$1,485,0001,126
Extraordinary gains, net$021
Net income$1,485,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$934,5601,598
2002-12-31 (YTD Data)Rank
Total interest income$28,182,0001,094
Total interest expense$12,666,000891
Net interest income$15,516,0001,237
Provision for loan and lease losses$120,0005,330
Total noninterest income$2,461,0001,815
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$190,0005,314
Trading account gains and fees$0153
Additional Noninterest Income$2,271,0001,200
Total noninterest expense$10,407,0001,479
Salaries and employee benefits$5,786,0001,407
Premises and equipment expense$1,432,0001,551
Additional noninterest expense$3,189,0001,489
Pre-tax net operating income$7,450,0001,132
Securities gains (losses)$427,000726
Applicable income taxes$2,677,0001,030
Income before extraordinary items$5,200,0001,203
Extraordinary gains, net$070
Net income$5,200,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0009,103
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,918,1801,227
2001-12-31 (YTD Data)Rank
Total interest income$41,674,000817
Total interest expense$25,645,000654
Net interest income$16,029,0001,110
Provision for loan and lease losses$52,0006,614
Total noninterest income$2,619,0001,634
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$179,0005,405
Trading account gains and fees$0177
Additional Noninterest Income$2,440,0001,084
Total noninterest expense$10,614,0001,386
Salaries and employee benefits$5,650,0001,309
Premises and equipment expense$1,405,0001,536
Additional noninterest expense$3,559,0001,311
Pre-tax net operating income$7,982,000947
Securities gains (losses)$8,0003,714
Applicable income taxes$2,674,000922
Income before extraordinary items$5,316,0001,033
Extraordinary gains, net$0105
Net income$5,316,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,525
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,310,640995
2000-12-31 (YTD Data)Rank
Total interest income$52,324,000698
Total interest expense$34,756,000556
Net interest income$17,568,000989
Provision for loan and lease losses$40,0006,852
Total noninterest income$2,705,0001,481
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$187,0005,278
Trading account gains and fees$332,000101
Additional Noninterest Income$2,186,0001,069
Total noninterest expense$11,135,0001,246
Salaries and employee benefits$6,214,0001,139
Premises and equipment expense$1,328,0001,563
Additional noninterest expense$3,593,0001,263
Pre-tax net operating income$9,098,000842
Securities gains (losses)$01,956
Applicable income taxes$3,473,000732
Income before extraordinary items$5,625,000949
Extraordinary gains, net$038
Net income$5,625,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-362,0009,869
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,625,000947
1999-12-31 (YTD Data)Rank
Total interest income$41,178,000825
Total interest expense$27,406,000607
Net interest income$13,772,0001,269
Provision for loan and lease losses$100,0005,206
Total noninterest income$2,575,0001,525
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$211,0004,993
Trading account gains and fees$269,000101
Additional Noninterest Income$2,095,0001,119
Total noninterest expense$9,998,0001,388
Salaries and employee benefits$5,457,0001,268
Premises and equipment expense$1,280,0001,597
Additional noninterest expense$3,261,0001,415
Pre-tax net operating income$6,249,0001,226
Securities gains (losses)$20,0001,398
Applicable income taxes$2,065,0001,198
Income before extraordinary items$4,204,0001,286
Extraordinary gains, net$035
Net income$4,204,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,269
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,190,6001,275
1998-12-31 (YTD Data)Rank
Total interest income$39,174,000857
Total interest expense$24,757,000672
Net interest income$14,417,0001,179
Provision for loan and lease losses$100,0005,089
Total noninterest income$2,528,0001,532
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$193,0005,239
Trading account gains and fees$230,000127
Additional Noninterest Income$2,105,0001,118
Total noninterest expense$10,624,0001,244
Salaries and employee benefits$5,327,0001,238
Premises and equipment expense$1,534,0001,254
Additional noninterest expense$3,763,0001,188
Pre-tax net operating income$6,221,0001,199
Securities gains (losses)$232,000848
Applicable income taxes$2,147,0001,173
Income before extraordinary items$4,306,0001,236
Extraordinary gains, net$032
Net income$4,306,0001,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0009,938
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,150,5601,236
1997-12-31 (YTD Data)Rank
Total interest income$36,294,000947
Total interest expense$22,564,000730
Net interest income$13,730,0001,259
Provision for loan and lease losses$250,0002,930
Total noninterest income$2,785,0001,357
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$199,0005,347
Trading account gains and fees$302,000126
Additional Noninterest Income$2,284,0001,000
Total noninterest expense$9,650,0001,362
Salaries and employee benefits$5,018,0001,320
Premises and equipment expense$1,522,0001,288
Additional noninterest expense$3,110,0001,401
Pre-tax net operating income$6,615,0001,195
Securities gains (losses)$-2,0009,246
Applicable income taxes$2,571,0001,072
Income before extraordinary items$4,042,0001,351
Extraordinary gains, net$044
Net income$4,042,0001,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,992
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$-2,500,00010,897
Net operating income$4,043,2801,311
1996-12-31 (YTD Data)Rank
Total interest income$34,306,0001,025
Total interest expense$21,314,000796
Net interest income$12,992,0001,378
Provision for loan and lease losses$237,0003,068
Total noninterest income$2,350,0001,615
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$214,0005,329
Trading account gains and fees$246,000145
Additional Noninterest Income$1,890,0001,199
Total noninterest expense$10,239,0001,403
Salaries and employee benefits$5,022,0001,342
Premises and equipment expense$1,622,0001,266
Additional noninterest expense$3,595,0001,481
Pre-tax net operating income$4,866,0001,488
Securities gains (losses)$38,0001,523
Applicable income taxes$1,738,0001,399
Income before extraordinary items$3,166,0001,568
Extraordinary gains, net$053
Net income$3,166,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,737
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,141,3001,552
1995-12-31 (YTD Data)Rank
Total interest income$32,519,0001,087
Total interest expense$20,676,000858
Net interest income$11,843,0001,522
Provision for loan and lease losses$1,023,000922
Total noninterest income$2,656,0001,471
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$208,0005,544
Trading account gains and fees$652,000156
Additional Noninterest Income$1,796,0001,208
Total noninterest expense$9,599,0001,482
Salaries and employee benefits$4,824,0001,378
Premises and equipment expense$1,498,0001,377
Additional noninterest expense$3,277,0001,575
Pre-tax net operating income$3,877,0001,919
Securities gains (losses)$-24,00010,683
Applicable income taxes$1,475,0001,667
Income before extraordinary items$2,378,0002,126
Extraordinary gains, net$065
Net income$2,378,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,670,000642
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,393,3602,075
1994-12-31 (YTD Data)Rank
Total interest income$26,409,0001,191
Total interest expense$14,894,000917
Net interest income$11,515,0001,565
Provision for loan and lease losses$250,0002,585
Total noninterest income$1,417,0002,412
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$179,0006,275
Trading account gains and fees$-60,0004,856
Additional Noninterest Income$1,298,0001,541
Total noninterest expense$9,834,0001,494
Salaries and employee benefits$4,587,0001,469
Premises and equipment expense$1,499,0001,389
Additional noninterest expense$3,748,0001,497
Pre-tax net operating income$2,848,0002,486
Securities gains (losses)$-145,00011,772
Applicable income taxes$681,0003,154
Income before extraordinary items$2,022,0002,399
Extraordinary gains, net$0249
Net income$2,022,0002,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,787
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,130,7502,304
1993-12-31 (YTD Data)Rank
Total interest income$22,400,0001,417
Total interest expense$11,929,0001,132
Net interest income$10,471,0001,730
Provision for loan and lease losses$700,0001,660
Total noninterest income$1,699,0002,214
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$157,0006,922
Trading account gains and fees$421,000184
Additional Noninterest Income$1,121,0001,884
Total noninterest expense$9,341,0001,619
Salaries and employee benefits$4,228,0001,594
Premises and equipment expense$1,209,0001,735
Additional noninterest expense$3,904,0001,552
Pre-tax net operating income$2,129,0003,117
Securities gains (losses)$539,000850
Applicable income taxes$650,0003,349
Income before extraordinary items$2,018,0002,490
Extraordinary gains, net$03,149
Net income$2,018,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,910
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,608,3602,873
1992-12-31 (YTD Data)Rank
Total interest income$24,724,0001,478
Total interest expense$14,662,0001,209
Net interest income$10,062,0001,823
Provision for loan and lease losses$2,750,000902
Total noninterest income$1,407,0002,516
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$145,0007,235
Trading account gains and fees$382,000187
Additional Noninterest Income$880,0002,172
Total noninterest expense$9,771,0001,571
Salaries and employee benefits$3,815,0001,744
Premises and equipment expense$1,431,0001,493
Additional noninterest expense$4,525,0001,458
Pre-tax net operating income$-1,052,00013,486
Securities gains (losses)$2,440,000353
Applicable income taxes$200,0007,567
Income before extraordinary items$1,188,0003,847
Extraordinary gains, net$01,422
Net income$1,188,0003,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,670,000646
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-910,40013,452

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.