Home > Industrial Bank > Income and Expense
Industrial Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $33,118,000 | 1,293 |
| Total interest expense | $4,087,000 | 2,252 |
| Net interest income | $29,031,000 | 1,076 |
| Provision for loan and lease losses | $5,176,000 | 322 |
| Total noninterest income | $8,392,000 | 847 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,139,000 | 529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,253,000 | 758 |
| Total noninterest expense | $29,297,000 | 910 |
| Salaries and employee benefits | $15,543,000 | 936 |
| Premises and equipment expense | $2,967,000 | 878 |
| Additional noninterest expense | $6,253,000 | 758 |
| Pre-tax net operating income | $2,950,000 | 2,533 |
| Securities gains (losses) | $11,000 | 751 |
| Applicable income taxes | $829,000 | 1,552 |
| Income before extraordinary items | $2,132,000 | 2,712 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,132,000 | 2,740 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,132,000 | 2,714 |
| Net charge-offs | $4,096,000 | 254 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,123,310 | 2,746 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $24,240,000 | 1,290 |
| Total interest expense | $2,528,000 | 2,368 |
| Net interest income | $21,712,000 | 1,085 |
| Provision for loan and lease losses | $4,927,000 | 269 |
| Total noninterest income | $6,866,000 | 794 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,547,000 | 539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,319,000 | 709 |
| Total noninterest expense | $22,216,000 | 901 |
| Salaries and employee benefits | $11,638,000 | 943 |
| Premises and equipment expense | $2,154,000 | 918 |
| Additional noninterest expense | $5,319,000 | 709 |
| Pre-tax net operating income | $1,435,000 | 3,070 |
| Securities gains (losses) | $-39,000 | 3,766 |
| Applicable income taxes | $391,000 | 1,927 |
| Income before extraordinary items | $1,005,000 | 3,294 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,005,000 | 3,325 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,005,000 | 3,294 |
| Net charge-offs | $4,071,000 | 204 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,035,810 | 3,284 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,094,000 | 1,273 |
| Total interest expense | $1,192,000 | 2,628 |
| Net interest income | $14,902,000 | 1,063 |
| Provision for loan and lease losses | $4,678,000 | 219 |
| Total noninterest income | $5,673,000 | 675 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $868,000 | 628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,805,000 | 552 |
| Total noninterest expense | $14,791,000 | 889 |
| Salaries and employee benefits | $7,628,000 | 952 |
| Premises and equipment expense | $1,535,000 | 832 |
| Additional noninterest expense | $4,805,000 | 552 |
| Pre-tax net operating income | $1,106,000 | 2,923 |
| Securities gains (losses) | $1,000 | 881 |
| Applicable income taxes | $310,000 | 1,825 |
| Income before extraordinary items | $797,000 | 3,130 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $797,000 | 3,163 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $797,000 | 3,129 |
| Net charge-offs | $4,102,000 | 152 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $796,210 | 3,144 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,275,000 | 1,223 |
| Total interest expense | $435,000 | 2,769 |
| Net interest income | $7,840,000 | 1,010 |
| Provision for loan and lease losses | $4,429,000 | 146 |
| Total noninterest income | $992,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $430,000 | 636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 1,427 |
| Total noninterest expense | $6,888,000 | 949 |
| Salaries and employee benefits | $3,709,000 | 995 |
| Premises and equipment expense | $787,000 | 851 |
| Additional noninterest expense | $562,000 | 1,427 |
| Pre-tax net operating income | $-2,485,000 | 4,666 |
| Securities gains (losses) | $14,000 | 508 |
| Applicable income taxes | $-692,000 | 4,645 |
| Income before extraordinary items | $-1,779,000 | 4,641 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,779,000 | 4,640 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-1,779,000 | 4,641 |
| Net charge-offs | $83,000 | 647 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-1,790,060 | 4,647 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,423,000 | 1,386 |
| Total interest expense | $392,000 | 3,503 |
| Net interest income | $23,031,000 | 1,287 |
| Provision for loan and lease losses | $976,000 | 838 |
| Total noninterest income | $5,426,000 | 1,149 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,815,000 | 625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,611,000 | 1,118 |
| Total noninterest expense | $25,952,000 | 980 |
| Salaries and employee benefits | $13,445,000 | 1,049 |
| Premises and equipment expense | $2,846,000 | 908 |
| Additional noninterest expense | $3,611,000 | 1,118 |
| Pre-tax net operating income | $1,529,000 | 3,409 |
| Securities gains (losses) | $-131,000 | 3,993 |
| Applicable income taxes | $392,000 | 2,216 |
| Income before extraordinary items | $1,006,000 | 3,642 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,006,000 | 3,641 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,006,000 | 3,642 |
| Net charge-offs | $269,000 | 813 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,109,490 | 3,584 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,215,000 | 1,420 |
| Total interest expense | $227,000 | 3,591 |
| Net interest income | $15,988,000 | 1,343 |
| Provision for loan and lease losses | $727,000 | 773 |
| Total noninterest income | $4,127,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,336,000 | 639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,791,000 | 1,122 |
| Total noninterest expense | $19,004,000 | 995 |
| Salaries and employee benefits | $9,950,000 | 1,057 |
| Premises and equipment expense | $2,313,000 | 840 |
| Additional noninterest expense | $2,791,000 | 1,122 |
| Pre-tax net operating income | $384,000 | 4,182 |
| Securities gains (losses) | $-137,000 | 4,285 |
| Applicable income taxes | $69,000 | 3,046 |
| Income before extraordinary items | $178,000 | 4,343 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $178,000 | 4,342 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $178,000 | 4,342 |
| Net charge-offs | $153,000 | 775 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $286,230 | 4,241 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,040,000 | 1,463 |
| Total interest expense | $135,000 | 3,660 |
| Net interest income | $9,905,000 | 1,392 |
| Provision for loan and lease losses | $350,000 | 851 |
| Total noninterest income | $2,928,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $885,000 | 643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,043,000 | 1,084 |
| Total noninterest expense | $12,232,000 | 1,012 |
| Salaries and employee benefits | $6,486,000 | 1,077 |
| Premises and equipment expense | $1,578,000 | 816 |
| Additional noninterest expense | $4,168,000 | 904 |
| Pre-tax net operating income | $251,000 | 4,115 |
| Securities gains (losses) | $-87,000 | 4,343 |
| Applicable income taxes | $44,000 | 2,997 |
| Income before extraordinary items | $120,000 | 4,289 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $120,000 | 4,289 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $120,000 | 4,289 |
| Net charge-offs | $55,000 | 924 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $188,730 | 4,195 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 1,400 |
| Total interest expense | $70,000 | 3,600 |
| Net interest income | $5,037,000 | 1,339 |
| Provision for loan and lease losses | $101,000 | 964 |
| Total noninterest income | $1,464,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $428,000 | 662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,036,000 | 1,059 |
| Total noninterest expense | $6,124,000 | 1,002 |
| Salaries and employee benefits | $3,213,000 | 1,086 |
| Premises and equipment expense | $789,000 | 819 |
| Additional noninterest expense | $2,122,000 | 876 |
| Pre-tax net operating income | $276,000 | 3,520 |
| Securities gains (losses) | $-49,000 | 4,454 |
| Applicable income taxes | $61,000 | 2,394 |
| Income before extraordinary items | $166,000 | 3,769 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $166,000 | 3,767 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $166,000 | 3,769 |
| Net charge-offs | $22,000 | 920 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $204,710 | 3,647 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,572,000 | 1,449 |
| Total interest expense | $509,000 | 3,154 |
| Net interest income | $20,063,000 | 1,363 |
| Provision for loan and lease losses | $806,000 | 719 |
| Total noninterest income | $10,102,000 | 820 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,548,000 | 668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,554,000 | 743 |
| Total noninterest expense | $25,830,000 | 964 |
| Salaries and employee benefits | $13,578,000 | 1,021 |
| Premises and equipment expense | $3,221,000 | 804 |
| Additional noninterest expense | $9,031,000 | 846 |
| Pre-tax net operating income | $3,529,000 | 2,491 |
| Securities gains (losses) | $-27,000 | 4,476 |
| Applicable income taxes | $981,000 | 1,617 |
| Income before extraordinary items | $2,521,000 | 2,742 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,521,000 | 2,743 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,521,000 | 2,743 |
| Net charge-offs | $106,000 | 1,319 |
| Cash dividends | $135,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,542,330 | 2,722 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,591,000 | 1,461 |
| Total interest expense | $423,000 | 3,101 |
| Net interest income | $15,168,000 | 1,370 |
| Provision for loan and lease losses | $806,000 | 544 |
| Total noninterest income | $8,950,000 | 751 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,115,000 | 684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,835,000 | 671 |
| Total noninterest expense | $19,017,000 | 978 |
| Salaries and employee benefits | $9,839,000 | 1,065 |
| Premises and equipment expense | $2,460,000 | 805 |
| Additional noninterest expense | $6,718,000 | 854 |
| Pre-tax net operating income | $4,295,000 | 1,968 |
| Securities gains (losses) | $-19,000 | 4,623 |
| Applicable income taxes | $1,198,000 | 1,329 |
| Income before extraordinary items | $3,078,000 | 2,213 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,078,000 | 2,212 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,078,000 | 2,213 |
| Net charge-offs | $62,000 | 1,277 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,093,010 | 2,176 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,760,000 | 1,411 |
| Total interest expense | $317,000 | 3,010 |
| Net interest income | $10,443,000 | 1,320 |
| Provision for loan and lease losses | $557,000 | 554 |
| Total noninterest income | $6,946,000 | 696 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $723,000 | 673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,223,000 | 605 |
| Total noninterest expense | $12,927,000 | 954 |
| Salaries and employee benefits | $6,507,000 | 1,062 |
| Premises and equipment expense | $1,741,000 | 766 |
| Additional noninterest expense | $4,679,000 | 820 |
| Pre-tax net operating income | $3,905,000 | 1,554 |
| Securities gains (losses) | $-12,000 | 4,663 |
| Applicable income taxes | $1,104,000 | 1,066 |
| Income before extraordinary items | $2,789,000 | 1,795 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,789,000 | 1,795 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,789,000 | 1,795 |
| Net charge-offs | $-54,000 | 4,381 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,798,480 | 1,761 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 1,536 |
| Total interest expense | $181,000 | 2,896 |
| Net interest income | $4,725,000 | 1,429 |
| Provision for loan and lease losses | $308,000 | 540 |
| Total noninterest income | $5,801,000 | 492 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $326,000 | 733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,475,000 | 423 |
| Total noninterest expense | $6,601,000 | 928 |
| Salaries and employee benefits | $3,259,000 | 1,060 |
| Premises and equipment expense | $910,000 | 753 |
| Additional noninterest expense | $2,432,000 | 767 |
| Pre-tax net operating income | $3,617,000 | 995 |
| Securities gains (losses) | $-12,000 | 4,681 |
| Applicable income taxes | $997,000 | 749 |
| Income before extraordinary items | $2,608,000 | 1,157 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,608,000 | 1,157 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,608,000 | 1,157 |
| Net charge-offs | $-43,000 | 4,580 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,617,480 | 1,124 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,040,000 | 1,436 |
| Total interest expense | $1,814,000 | 2,098 |
| Net interest income | $19,226,000 | 1,331 |
| Provision for loan and lease losses | $1,869,000 | 1,093 |
| Total noninterest income | $16,659,000 | 560 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,529,000 | 653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,130,000 | 490 |
| Total noninterest expense | $26,268,000 | 916 |
| Salaries and employee benefits | $13,787,000 | 972 |
| Premises and equipment expense | $3,464,000 | 749 |
| Additional noninterest expense | $9,017,000 | 803 |
| Pre-tax net operating income | $7,748,000 | 1,280 |
| Securities gains (losses) | $13,000 | 2,243 |
| Applicable income taxes | $2,087,000 | 914 |
| Income before extraordinary items | $5,674,000 | 1,487 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,674,000 | 1,486 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,674,000 | 1,487 |
| Net charge-offs | $485,000 | 990 |
| Cash dividends | $227,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,663,730 | 1,443 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,945,000 | 1,418 |
| Total interest expense | $1,533,000 | 2,034 |
| Net interest income | $14,412,000 | 1,323 |
| Provision for loan and lease losses | $1,702,000 | 981 |
| Total noninterest income | $8,065,000 | 733 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,101,000 | 673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,964,000 | 654 |
| Total noninterest expense | $19,520,000 | 907 |
| Salaries and employee benefits | $10,083,000 | 976 |
| Premises and equipment expense | $2,591,000 | 742 |
| Additional noninterest expense | $6,846,000 | 774 |
| Pre-tax net operating income | $1,255,000 | 3,180 |
| Securities gains (losses) | $16,000 | 1,993 |
| Applicable income taxes | $380,000 | 1,914 |
| Income before extraordinary items | $891,000 | 3,490 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $891,000 | 3,489 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $891,000 | 3,490 |
| Net charge-offs | $49,000 | 2,065 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $878,360 | 3,459 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,708,000 | 1,432 |
| Total interest expense | $1,135,000 | 2,001 |
| Net interest income | $9,573,000 | 1,327 |
| Provision for loan and lease losses | $1,201,000 | 968 |
| Total noninterest income | $2,502,000 | 1,174 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $758,000 | 665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,744,000 | 1,191 |
| Total noninterest expense | $8,656,000 | 1,212 |
| Salaries and employee benefits | $6,971,000 | 943 |
| Premises and equipment expense | $225,000 | 3,228 |
| Additional noninterest expense | $1,460,000 | 1,925 |
| Pre-tax net operating income | $2,218,000 | 1,859 |
| Securities gains (losses) | $11,000 | 1,847 |
| Applicable income taxes | $585,000 | 1,221 |
| Income before extraordinary items | $1,644,000 | 2,105 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,644,000 | 2,105 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,644,000 | 2,105 |
| Net charge-offs | $157,000 | 1,127 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,635,310 | 2,070 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 1,368 |
| Total interest expense | $645,000 | 1,947 |
| Net interest income | $4,946,000 | 1,275 |
| Provision for loan and lease losses | $91,000 | 2,041 |
| Total noninterest income | $978,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $481,000 | 625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 1,523 |
| Total noninterest expense | $6,354,000 | 920 |
| Salaries and employee benefits | $3,255,000 | 999 |
| Premises and equipment expense | $913,000 | 705 |
| Additional noninterest expense | $2,186,000 | 802 |
| Pre-tax net operating income | $-521,000 | 4,981 |
| Securities gains (losses) | $14,000 | 1,229 |
| Applicable income taxes | $-139,000 | 4,971 |
| Income before extraordinary items | $-368,000 | 4,934 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-368,000 | 4,935 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-368,000 | 4,934 |
| Net charge-offs | $75,000 | 1,015 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-379,060 | 4,968 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,497,000 | 1,495 |
| Total interest expense | $2,406,000 | 2,092 |
| Net interest income | $18,091,000 | 1,352 |
| Provision for loan and lease losses | $500,000 | 1,469 |
| Total noninterest income | $9,039,000 | 741 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,663,000 | 750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,376,000 | 641 |
| Total noninterest expense | $20,950,000 | 1,046 |
| Salaries and employee benefits | $11,229,000 | 1,105 |
| Premises and equipment expense | $2,428,000 | 1,006 |
| Additional noninterest expense | $7,293,000 | 929 |
| Pre-tax net operating income | $5,680,000 | 1,602 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $741,000 | 1,660 |
| Income before extraordinary items | $4,939,000 | 1,618 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,939,000 | 1,620 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,939,000 | 1,620 |
| Net charge-offs | $838,000 | 733 |
| Cash dividends | $97,000 | 3,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,939,000 | 1,576 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,411,000 | 1,582 |
| Total interest expense | $1,795,000 | 2,108 |
| Net interest income | $12,616,000 | 1,449 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $3,083,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,156,000 | 788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,927,000 | 1,317 |
| Total noninterest expense | $14,479,000 | 1,114 |
| Salaries and employee benefits | $7,950,000 | 1,153 |
| Premises and equipment expense | $1,657,000 | 1,087 |
| Additional noninterest expense | $4,872,000 | 1,023 |
| Pre-tax net operating income | $1,220,000 | 3,362 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $282,000 | 2,279 |
| Income before extraordinary items | $938,000 | 3,589 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $938,000 | 3,589 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $938,000 | 3,589 |
| Net charge-offs | $-57,000 | 4,851 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $938,000 | 3,559 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 1,592 |
| Total interest expense | $1,163,000 | 2,128 |
| Net interest income | $8,393,000 | 1,454 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,806,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $815,000 | 747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $991,000 | 1,501 |
| Total noninterest expense | $9,655,000 | 1,116 |
| Salaries and employee benefits | $5,311,000 | 1,151 |
| Premises and equipment expense | $1,102,000 | 1,088 |
| Additional noninterest expense | $3,242,000 | 1,026 |
| Pre-tax net operating income | $544,000 | 3,880 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $94,000 | 2,721 |
| Income before extraordinary items | $450,000 | 3,974 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $450,000 | 3,972 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $450,000 | 3,973 |
| Net charge-offs | $-79,000 | 5,010 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $450,000 | 3,959 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 1,624 |
| Total interest expense | $560,000 | 2,155 |
| Net interest income | $4,098,000 | 1,488 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $798,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $397,000 | 754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 1,665 |
| Total noninterest expense | $4,687,000 | 1,136 |
| Salaries and employee benefits | $2,577,000 | 1,179 |
| Premises and equipment expense | $556,000 | 1,083 |
| Additional noninterest expense | $1,554,000 | 1,038 |
| Pre-tax net operating income | $209,000 | 4,167 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $1,000 | 3,744 |
| Income before extraordinary items | $208,000 | 4,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $208,000 | 4,056 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $208,000 | 4,057 |
| Net charge-offs | $-47,000 | 5,057 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $208,000 | 4,053 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,687,000 | 1,535 |
| Total interest expense | $1,456,000 | 2,387 |
| Net interest income | $17,231,000 | 1,410 |
| Provision for loan and lease losses | $10,000 | 3,951 |
| Total noninterest income | $4,450,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,615,000 | 771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,835,000 | 1,188 |
| Total noninterest expense | $19,589,000 | 1,084 |
| Salaries and employee benefits | $9,923,000 | 1,181 |
| Premises and equipment expense | $2,109,000 | 1,120 |
| Additional noninterest expense | $7,557,000 | 883 |
| Pre-tax net operating income | $2,082,000 | 3,075 |
| Securities gains (losses) | $-800,000 | 5,300 |
| Applicable income taxes | $280,000 | 2,438 |
| Income before extraordinary items | $1,002,000 | 3,904 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,002,000 | 3,903 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,002,000 | 3,903 |
| Net charge-offs | $-1,085,000 | 5,366 |
| Cash dividends | $113,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,634,000 | 3,241 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,449,000 | 1,575 |
| Total interest expense | $1,039,000 | 2,387 |
| Net interest income | $12,410,000 | 1,451 |
| Provision for loan and lease losses | $530,000 | 1,087 |
| Total noninterest income | $3,268,000 | 1,199 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,190,000 | 777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,078,000 | 1,228 |
| Total noninterest expense | $13,755,000 | 1,139 |
| Salaries and employee benefits | $7,415,000 | 1,183 |
| Premises and equipment expense | $1,452,000 | 1,208 |
| Additional noninterest expense | $4,888,000 | 1,018 |
| Pre-tax net operating income | $1,393,000 | 3,287 |
| Securities gains (losses) | $-400,000 | 5,382 |
| Applicable income taxes | $248,000 | 2,371 |
| Income before extraordinary items | $745,000 | 3,978 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $745,000 | 3,977 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $745,000 | 3,977 |
| Net charge-offs | $296,000 | 1,002 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,061,000 | 3,496 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 1,580 |
| Total interest expense | $700,000 | 2,288 |
| Net interest income | $8,137,000 | 1,473 |
| Provision for loan and lease losses | $350,000 | 1,062 |
| Total noninterest income | $2,058,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $810,000 | 757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,248,000 | 1,314 |
| Total noninterest expense | $9,168,000 | 1,140 |
| Salaries and employee benefits | $4,899,000 | 1,188 |
| Premises and equipment expense | $1,040,000 | 1,133 |
| Additional noninterest expense | $3,229,000 | 1,018 |
| Pre-tax net operating income | $677,000 | 3,738 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $70,000 | 2,953 |
| Income before extraordinary items | $607,000 | 3,712 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $607,000 | 3,710 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $607,000 | 3,711 |
| Net charge-offs | $177,000 | 988 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $607,000 | 3,712 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 1,592 |
| Total interest expense | $362,000 | 2,166 |
| Net interest income | $3,988,000 | 1,503 |
| Provision for loan and lease losses | $170,000 | 1,051 |
| Total noninterest income | $1,021,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $406,000 | 765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 1,316 |
| Total noninterest expense | $4,395,000 | 1,176 |
| Salaries and employee benefits | $2,486,000 | 1,184 |
| Premises and equipment expense | $554,000 | 1,088 |
| Additional noninterest expense | $1,355,000 | 1,162 |
| Pre-tax net operating income | $444,000 | 3,282 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $37,000 | 2,889 |
| Income before extraordinary items | $407,000 | 3,226 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $407,000 | 3,226 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $407,000 | 3,226 |
| Net charge-offs | $41,000 | 1,295 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $407,000 | 3,229 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,334,000 | 1,544 |
| Total interest expense | $942,000 | 2,650 |
| Net interest income | $16,392,000 | 1,422 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $4,429,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,504,000 | 813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,925,000 | 1,187 |
| Total noninterest expense | $18,739,000 | 1,114 |
| Salaries and employee benefits | $10,014,000 | 1,156 |
| Premises and equipment expense | $2,420,000 | 981 |
| Additional noninterest expense | $6,305,000 | 1,028 |
| Pre-tax net operating income | $1,582,000 | 3,462 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $915,000 | 1,958 |
| Income before extraordinary items | $667,000 | 4,205 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $667,000 | 4,205 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $667,000 | 4,205 |
| Net charge-offs | $1,750,000 | 454 |
| Cash dividends | $157,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $667,000 | 4,196 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,758,000 | 1,572 |
| Total interest expense | $622,000 | 2,863 |
| Net interest income | $12,136,000 | 1,444 |
| Provision for loan and lease losses | $350,000 | 1,474 |
| Total noninterest income | $3,379,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,086,000 | 848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,293,000 | 1,162 |
| Total noninterest expense | $13,524,000 | 1,157 |
| Salaries and employee benefits | $7,575,000 | 1,162 |
| Premises and equipment expense | $1,795,000 | 1,000 |
| Additional noninterest expense | $4,154,000 | 1,145 |
| Pre-tax net operating income | $1,641,000 | 3,021 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $520,000 | 2,031 |
| Income before extraordinary items | $1,121,000 | 3,331 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,121,000 | 3,330 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,121,000 | 3,331 |
| Net charge-offs | $66,000 | 2,246 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,121,000 | 3,307 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,350,000 | 1,572 |
| Total interest expense | $398,000 | 2,893 |
| Net interest income | $7,952,000 | 1,458 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $2,381,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $671,000 | 905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,710,000 | 1,092 |
| Total noninterest expense | $8,865,000 | 1,173 |
| Salaries and employee benefits | $4,936,000 | 1,184 |
| Premises and equipment expense | $1,202,000 | 1,001 |
| Additional noninterest expense | $2,727,000 | 1,157 |
| Pre-tax net operating income | $1,268,000 | 2,756 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $400,000 | 1,898 |
| Income before extraordinary items | $868,000 | 3,039 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $868,000 | 3,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $868,000 | 3,039 |
| Net charge-offs | $36,000 | 2,232 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $868,000 | 3,018 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 1,552 |
| Total interest expense | $204,000 | 2,814 |
| Net interest income | $4,014,000 | 1,440 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $1,427,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $341,000 | 893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,086,000 | 903 |
| Total noninterest expense | $4,481,000 | 1,172 |
| Salaries and employee benefits | $2,456,000 | 1,192 |
| Premises and equipment expense | $601,000 | 1,007 |
| Additional noninterest expense | $1,424,000 | 1,117 |
| Pre-tax net operating income | $860,000 | 2,172 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $259,000 | 1,627 |
| Income before extraordinary items | $601,000 | 2,447 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $601,000 | 2,446 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $601,000 | 2,447 |
| Net charge-offs | $35,000 | 1,555 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $601,000 | 2,429 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,349,000 | 1,466 |
| Total interest expense | $908,000 | 2,585 |
| Net interest income | $16,441,000 | 1,378 |
| Provision for loan and lease losses | $500,000 | 1,458 |
| Total noninterest income | $3,504,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,320,000 | 939 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,184,000 | 1,507 |
| Total noninterest expense | $17,589,000 | 1,168 |
| Salaries and employee benefits | $9,637,000 | 1,189 |
| Premises and equipment expense | $2,482,000 | 966 |
| Additional noninterest expense | $5,470,000 | 1,174 |
| Pre-tax net operating income | $1,856,000 | 3,189 |
| Securities gains (losses) | $542,000 | 399 |
| Applicable income taxes | $669,000 | 2,009 |
| Income before extraordinary items | $1,729,000 | 3,036 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,729,000 | 3,035 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,729,000 | 3,035 |
| Net charge-offs | $283,000 | 1,587 |
| Cash dividends | $4,821,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,338,760 | 3,406 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,932,000 | 1,479 |
| Total interest expense | $687,000 | 2,564 |
| Net interest income | $12,245,000 | 1,390 |
| Provision for loan and lease losses | $350,000 | 1,475 |
| Total noninterest income | $2,604,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $999,000 | 934 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,605,000 | 1,516 |
| Total noninterest expense | $13,136,000 | 1,177 |
| Salaries and employee benefits | $7,228,000 | 1,187 |
| Premises and equipment expense | $1,871,000 | 965 |
| Additional noninterest expense | $4,037,000 | 1,199 |
| Pre-tax net operating income | $1,363,000 | 3,262 |
| Securities gains (losses) | $-6,000 | 5,771 |
| Applicable income taxes | $412,000 | 2,213 |
| Income before extraordinary items | $945,000 | 3,584 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $945,000 | 3,582 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $945,000 | 3,584 |
| Net charge-offs | $279,000 | 1,198 |
| Cash dividends | $138,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $949,200 | 3,514 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 1,474 |
| Total interest expense | $448,000 | 2,620 |
| Net interest income | $8,189,000 | 1,397 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $1,795,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $684,000 | 907 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,111,000 | 1,441 |
| Total noninterest expense | $8,867,000 | 1,166 |
| Salaries and employee benefits | $4,866,000 | 1,178 |
| Premises and equipment expense | $1,294,000 | 948 |
| Additional noninterest expense | $2,707,000 | 1,194 |
| Pre-tax net operating income | $917,000 | 3,231 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $325,000 | 2,066 |
| Income before extraordinary items | $592,000 | 3,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $592,000 | 3,700 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $592,000 | 3,702 |
| Net charge-offs | $-107,000 | 5,717 |
| Cash dividends | $87,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $592,000 | 3,640 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 1,470 |
| Total interest expense | $230,000 | 2,574 |
| Net interest income | $4,099,000 | 1,395 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $820,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $344,000 | 893 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $476,000 | 1,560 |
| Total noninterest expense | $4,294,000 | 1,201 |
| Salaries and employee benefits | $2,582,000 | 1,129 |
| Premises and equipment expense | $659,000 | 942 |
| Additional noninterest expense | $1,053,000 | 1,457 |
| Pre-tax net operating income | $475,000 | 3,129 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $141,000 | 2,160 |
| Income before extraordinary items | $334,000 | 3,449 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $334,000 | 3,444 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $334,000 | 3,446 |
| Net charge-offs | $-184,000 | 5,978 |
| Cash dividends | $36,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $334,000 | 3,387 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,845,000 | 1,462 |
| Total interest expense | $846,000 | 2,717 |
| Net interest income | $15,999,000 | 1,390 |
| Provision for loan and lease losses | $550,000 | 1,255 |
| Total noninterest income | $3,945,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,344,000 | 943 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,601,000 | 1,278 |
| Total noninterest expense | $17,663,000 | 1,145 |
| Salaries and employee benefits | $10,440,000 | 1,077 |
| Premises and equipment expense | $2,463,000 | 981 |
| Additional noninterest expense | $4,760,000 | 1,329 |
| Pre-tax net operating income | $1,731,000 | 3,261 |
| Securities gains (losses) | $527,000 | 336 |
| Applicable income taxes | $728,000 | 1,886 |
| Income before extraordinary items | $1,530,000 | 3,189 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,530,000 | 3,190 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,530,000 | 3,191 |
| Net charge-offs | $1,211,000 | 584 |
| Cash dividends | $571,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,171,640 | 3,620 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,516,000 | 1,488 |
| Total interest expense | $631,000 | 2,759 |
| Net interest income | $11,885,000 | 1,414 |
| Provision for loan and lease losses | $400,000 | 1,230 |
| Total noninterest income | $2,814,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $997,000 | 957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,817,000 | 1,345 |
| Total noninterest expense | $13,089,000 | 1,159 |
| Salaries and employee benefits | $7,802,000 | 1,088 |
| Premises and equipment expense | $1,887,000 | 974 |
| Additional noninterest expense | $3,400,000 | 1,377 |
| Pre-tax net operating income | $1,210,000 | 3,441 |
| Securities gains (losses) | $527,000 | 292 |
| Applicable income taxes | $538,000 | 1,956 |
| Income before extraordinary items | $1,199,000 | 3,187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,199,000 | 3,186 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,199,000 | 3,187 |
| Net charge-offs | $869,000 | 565 |
| Cash dividends | $258,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $835,370 | 3,757 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 1,546 |
| Total interest expense | $414,000 | 2,807 |
| Net interest income | $7,661,000 | 1,464 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $1,874,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $657,000 | 956 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,217,000 | 1,364 |
| Total noninterest expense | $8,633,000 | 1,173 |
| Salaries and employee benefits | $5,136,000 | 1,099 |
| Premises and equipment expense | $1,229,000 | 999 |
| Additional noninterest expense | $2,268,000 | 1,387 |
| Pre-tax net operating income | $652,000 | 3,755 |
| Securities gains (losses) | $467,000 | 268 |
| Applicable income taxes | $352,000 | 1,966 |
| Income before extraordinary items | $767,000 | 3,241 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $767,000 | 3,241 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $767,000 | 3,242 |
| Net charge-offs | $862,000 | 389 |
| Cash dividends | $222,000 | 2,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $444,770 | 4,097 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 1,536 |
| Total interest expense | $210,000 | 2,797 |
| Net interest income | $3,828,000 | 1,461 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $865,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $340,000 | 907 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $525,000 | 1,454 |
| Total noninterest expense | $4,293,000 | 1,185 |
| Salaries and employee benefits | $2,586,000 | 1,096 |
| Premises and equipment expense | $655,000 | 954 |
| Additional noninterest expense | $1,052,000 | 1,461 |
| Pre-tax net operating income | $250,000 | 4,140 |
| Securities gains (losses) | $467,000 | 178 |
| Applicable income taxes | $243,000 | 1,624 |
| Income before extraordinary items | $474,000 | 2,824 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $474,000 | 2,827 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $474,000 | 2,827 |
| Net charge-offs | $-84,000 | 6,084 |
| Cash dividends | $36,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $165,780 | 4,493 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,342,000 | 1,527 |
| Total interest expense | $894,000 | 2,796 |
| Net interest income | $15,448,000 | 1,434 |
| Provision for loan and lease losses | $350,000 | 1,826 |
| Total noninterest income | $5,781,000 | 986 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,553,000 | 858 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,228,000 | 870 |
| Total noninterest expense | $17,603,000 | 1,145 |
| Salaries and employee benefits | $10,164,000 | 1,080 |
| Premises and equipment expense | $2,459,000 | 978 |
| Additional noninterest expense | $4,980,000 | 1,303 |
| Pre-tax net operating income | $3,276,000 | 2,129 |
| Securities gains (losses) | $88,000 | 1,350 |
| Applicable income taxes | $1,150,000 | 1,407 |
| Income before extraordinary items | $2,214,000 | 2,510 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,214,000 | 2,510 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,214,000 | 2,510 |
| Net charge-offs | $64,000 | 3,572 |
| Cash dividends | $693,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,155,920 | 2,515 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,230,000 | 1,539 |
| Total interest expense | $676,000 | 2,831 |
| Net interest income | $11,554,000 | 1,446 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $2,861,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,143,000 | 882 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,718,000 | 1,327 |
| Total noninterest expense | $12,956,000 | 1,169 |
| Salaries and employee benefits | $7,668,000 | 1,070 |
| Premises and equipment expense | $1,844,000 | 988 |
| Additional noninterest expense | $3,444,000 | 1,400 |
| Pre-tax net operating income | $1,259,000 | 3,334 |
| Securities gains (losses) | $154,000 | 758 |
| Applicable income taxes | $366,000 | 2,278 |
| Income before extraordinary items | $1,047,000 | 3,408 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,047,000 | 3,409 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,047,000 | 3,409 |
| Net charge-offs | $82,000 | 2,878 |
| Cash dividends | $224,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $933,040 | 3,575 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 1,508 |
| Total interest expense | $450,000 | 2,867 |
| Net interest income | $7,843,000 | 1,413 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $1,919,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $759,000 | 876 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,160,000 | 1,311 |
| Total noninterest expense | $8,593,000 | 1,172 |
| Salaries and employee benefits | $5,168,000 | 1,058 |
| Premises and equipment expense | $1,203,000 | 1,018 |
| Additional noninterest expense | $2,222,000 | 1,433 |
| Pre-tax net operating income | $1,119,000 | 2,768 |
| Securities gains (losses) | $172,000 | 535 |
| Applicable income taxes | $371,000 | 1,845 |
| Income before extraordinary items | $920,000 | 2,812 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $920,000 | 2,816 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $920,000 | 2,816 |
| Net charge-offs | $-194,000 | 6,446 |
| Cash dividends | $73,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $797,880 | 3,051 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 1,591 |
| Total interest expense | $229,000 | 2,860 |
| Net interest income | $3,671,000 | 1,488 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $943,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $379,000 | 863 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $564,000 | 1,293 |
| Total noninterest expense | $4,208,000 | 1,209 |
| Salaries and employee benefits | $2,573,000 | 1,071 |
| Premises and equipment expense | $606,000 | 1,031 |
| Additional noninterest expense | $1,029,000 | 1,517 |
| Pre-tax net operating income | $356,000 | 3,508 |
| Securities gains (losses) | $113,000 | 405 |
| Applicable income taxes | $118,000 | 2,207 |
| Income before extraordinary items | $351,000 | 3,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $351,000 | 3,249 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $351,000 | 3,249 |
| Net charge-offs | $-116,000 | 6,499 |
| Cash dividends | $36,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $266,250 | 3,703 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,388,000 | 1,531 |
| Total interest expense | $1,069,000 | 2,811 |
| Net interest income | $15,319,000 | 1,408 |
| Provision for loan and lease losses | $550,000 | 1,724 |
| Total noninterest income | $4,646,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,589,000 | 874 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,057,000 | 1,138 |
| Total noninterest expense | $17,919,000 | 1,137 |
| Salaries and employee benefits | $10,513,000 | 1,029 |
| Premises and equipment expense | $2,602,000 | 928 |
| Additional noninterest expense | $4,804,000 | 1,387 |
| Pre-tax net operating income | $1,496,000 | 3,415 |
| Securities gains (losses) | $148,000 | 1,073 |
| Applicable income taxes | $442,000 | 2,284 |
| Income before extraordinary items | $1,202,000 | 3,564 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,202,000 | 3,567 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,202,000 | 3,568 |
| Net charge-offs | $1,123,000 | 1,158 |
| Cash dividends | $634,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,093,960 | 3,682 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,442,000 | 1,516 |
| Total interest expense | $825,000 | 2,829 |
| Net interest income | $11,617,000 | 1,392 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $3,305,000 | 1,259 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,193,000 | 879 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,112,000 | 1,223 |
| Total noninterest expense | $13,417,000 | 1,138 |
| Salaries and employee benefits | $7,994,000 | 1,007 |
| Premises and equipment expense | $1,914,000 | 954 |
| Additional noninterest expense | $3,509,000 | 1,419 |
| Pre-tax net operating income | $1,105,000 | 3,503 |
| Securities gains (losses) | $23,000 | 2,149 |
| Applicable income taxes | $278,000 | 2,487 |
| Income before extraordinary items | $850,000 | 3,708 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $850,000 | 3,710 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $850,000 | 3,711 |
| Net charge-offs | $458,000 | 1,676 |
| Cash dividends | $324,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $832,750 | 3,677 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,415,000 | 1,494 |
| Total interest expense | $580,000 | 2,773 |
| Net interest income | $7,835,000 | 1,372 |
| Provision for loan and lease losses | $400,000 | 1,362 |
| Total noninterest income | $2,266,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $784,000 | 862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,482,000 | 1,214 |
| Total noninterest expense | $8,840,000 | 1,159 |
| Salaries and employee benefits | $5,318,000 | 1,020 |
| Premises and equipment expense | $1,283,000 | 941 |
| Additional noninterest expense | $2,239,000 | 1,457 |
| Pre-tax net operating income | $861,000 | 3,190 |
| Securities gains (losses) | $23,000 | 1,940 |
| Applicable income taxes | $250,000 | 2,211 |
| Income before extraordinary items | $634,000 | 3,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $634,000 | 3,513 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $634,000 | 3,514 |
| Net charge-offs | $45,000 | 3,434 |
| Cash dividends | $287,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $617,440 | 3,460 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 1,469 |
| Total interest expense | $311,000 | 2,712 |
| Net interest income | $4,048,000 | 1,331 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $1,105,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $410,000 | 825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $695,000 | 1,259 |
| Total noninterest expense | $4,497,000 | 1,143 |
| Salaries and employee benefits | $2,686,000 | 1,015 |
| Premises and equipment expense | $710,000 | 878 |
| Additional noninterest expense | $1,101,000 | 1,474 |
| Pre-tax net operating income | $506,000 | 2,844 |
| Securities gains (losses) | $50,000 | 924 |
| Applicable income taxes | $150,000 | 1,993 |
| Income before extraordinary items | $406,000 | 3,001 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $406,000 | 3,001 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $406,000 | 3,003 |
| Net charge-offs | $-30,000 | 6,567 |
| Cash dividends | $236,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $369,500 | 3,075 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,354,000 | 1,524 |
| Total interest expense | $1,475,000 | 2,756 |
| Net interest income | $15,879,000 | 1,374 |
| Provision for loan and lease losses | $725,000 | 2,219 |
| Total noninterest income | $4,498,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,729,000 | 814 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,769,000 | 1,232 |
| Total noninterest expense | $18,353,000 | 1,085 |
| Salaries and employee benefits | $10,635,000 | 984 |
| Premises and equipment expense | $2,694,000 | 898 |
| Additional noninterest expense | $5,024,000 | 1,350 |
| Pre-tax net operating income | $1,299,000 | 3,578 |
| Securities gains (losses) | $-175,000 | 6,952 |
| Applicable income taxes | $79,000 | 3,659 |
| Income before extraordinary items | $1,045,000 | 3,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,045,000 | 3,817 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,045,000 | 3,819 |
| Net charge-offs | $1,265,000 | 1,574 |
| Cash dividends | $195,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,207,750 | 3,384 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,259,000 | 1,526 |
| Total interest expense | $1,127,000 | 2,816 |
| Net interest income | $12,132,000 | 1,363 |
| Provision for loan and lease losses | $575,000 | 2,101 |
| Total noninterest income | $3,475,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,331,000 | 799 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,144,000 | 1,204 |
| Total noninterest expense | $14,147,000 | 1,055 |
| Salaries and employee benefits | $8,108,000 | 960 |
| Premises and equipment expense | $2,073,000 | 875 |
| Additional noninterest expense | $3,966,000 | 1,279 |
| Pre-tax net operating income | $885,000 | 3,860 |
| Securities gains (losses) | $-389,000 | 7,100 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $478,000 | 4,705 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $478,000 | 4,705 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $478,000 | 4,705 |
| Net charge-offs | $838,000 | 1,622 |
| Cash dividends | $98,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $851,440 | 3,588 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 1,521 |
| Total interest expense | $754,000 | 2,890 |
| Net interest income | $8,229,000 | 1,349 |
| Provision for loan and lease losses | $375,000 | 2,150 |
| Total noninterest income | $2,269,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $881,000 | 794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,388,000 | 1,199 |
| Total noninterest expense | $9,398,000 | 1,057 |
| Salaries and employee benefits | $5,435,000 | 964 |
| Premises and equipment expense | $1,424,000 | 849 |
| Additional noninterest expense | $2,539,000 | 1,336 |
| Pre-tax net operating income | $725,000 | 3,474 |
| Securities gains (losses) | $-172,000 | 7,137 |
| Applicable income taxes | $126,000 | 2,871 |
| Income before extraordinary items | $427,000 | 4,257 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $427,000 | 4,261 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $427,000 | 4,260 |
| Net charge-offs | $674,000 | 1,484 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $559,440 | 3,595 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 1,494 |
| Total interest expense | $392,000 | 2,901 |
| Net interest income | $4,220,000 | 1,311 |
| Provision for loan and lease losses | $375,000 | 1,298 |
| Total noninterest income | $1,366,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $436,000 | 795 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $930,000 | 959 |
| Total noninterest expense | $4,652,000 | 1,070 |
| Salaries and employee benefits | $2,760,000 | 944 |
| Premises and equipment expense | $688,000 | 881 |
| Additional noninterest expense | $1,204,000 | 1,403 |
| Pre-tax net operating income | $559,000 | 2,656 |
| Securities gains (losses) | $-27,000 | 7,122 |
| Applicable income taxes | $162,000 | 1,944 |
| Income before extraordinary items | $370,000 | 3,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 3,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $370,000 | 3,231 |
| Net charge-offs | $113,000 | 2,345 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $388,900 | 2,978 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,815,000 | 1,512 |
| Total interest expense | $1,967,000 | 2,814 |
| Net interest income | $16,848,000 | 1,313 |
| Provision for loan and lease losses | $2,330,000 | 1,411 |
| Total noninterest income | $5,019,000 | 1,044 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,956,000 | 745 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,063,000 | 1,022 |
| Total noninterest expense | $18,376,000 | 1,069 |
| Salaries and employee benefits | $10,794,000 | 907 |
| Premises and equipment expense | $2,723,000 | 925 |
| Additional noninterest expense | $4,859,000 | 1,417 |
| Pre-tax net operating income | $1,161,000 | 3,455 |
| Securities gains (losses) | $304,000 | 1,130 |
| Applicable income taxes | $323,000 | 2,469 |
| Income before extraordinary items | $1,142,000 | 3,284 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,142,000 | 3,287 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,142,000 | 3,287 |
| Net charge-offs | $710,000 | 2,769 |
| Cash dividends | $316,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $904,880 | 3,616 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,246,000 | 1,519 |
| Total interest expense | $1,530,000 | 2,833 |
| Net interest income | $12,716,000 | 1,317 |
| Provision for loan and lease losses | $1,570,000 | 1,462 |
| Total noninterest income | $3,676,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,473,000 | 747 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,203,000 | 1,053 |
| Total noninterest expense | $13,793,000 | 1,069 |
| Salaries and employee benefits | $8,163,000 | 908 |
| Premises and equipment expense | $2,063,000 | 922 |
| Additional noninterest expense | $3,567,000 | 1,444 |
| Pre-tax net operating income | $1,029,000 | 3,260 |
| Securities gains (losses) | $121,000 | 1,613 |
| Applicable income taxes | $243,000 | 2,479 |
| Income before extraordinary items | $907,000 | 3,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $907,000 | 3,263 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $907,000 | 3,263 |
| Net charge-offs | $505,000 | 2,652 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $811,410 | 3,371 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,576,000 | 1,518 |
| Total interest expense | $1,045,000 | 2,865 |
| Net interest income | $8,531,000 | 1,308 |
| Provision for loan and lease losses | $1,080,000 | 1,425 |
| Total noninterest income | $2,287,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $978,000 | 752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,309,000 | 1,119 |
| Total noninterest expense | $9,030,000 | 1,108 |
| Salaries and employee benefits | $5,322,000 | 931 |
| Premises and equipment expense | $1,413,000 | 909 |
| Additional noninterest expense | $2,295,000 | 1,505 |
| Pre-tax net operating income | $708,000 | 3,166 |
| Securities gains (losses) | $-3,000 | 6,961 |
| Applicable income taxes | $123,000 | 2,689 |
| Income before extraordinary items | $582,000 | 3,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $582,000 | 3,247 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $582,000 | 3,247 |
| Net charge-offs | $226,000 | 2,987 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $584,490 | 3,154 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 1,511 |
| Total interest expense | $577,000 | 2,717 |
| Net interest income | $4,287,000 | 1,307 |
| Provision for loan and lease losses | $480,000 | 1,455 |
| Total noninterest income | $1,071,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $494,000 | 728 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $577,000 | 1,216 |
| Total noninterest expense | $4,489,000 | 1,122 |
| Salaries and employee benefits | $2,699,000 | 932 |
| Premises and equipment expense | $698,000 | 949 |
| Additional noninterest expense | $1,092,000 | 1,581 |
| Pre-tax net operating income | $389,000 | 3,029 |
| Securities gains (losses) | $-57,000 | 7,348 |
| Applicable income taxes | $56,000 | 2,740 |
| Income before extraordinary items | $276,000 | 3,392 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $276,000 | 3,389 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $276,000 | 3,390 |
| Net charge-offs | $-46,000 | 7,346 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $323,310 | 3,019 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,047,000 | 1,604 |
| Total interest expense | $2,802,000 | 2,752 |
| Net interest income | $16,245,000 | 1,376 |
| Provision for loan and lease losses | $2,030,000 | 2,051 |
| Total noninterest income | $4,289,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,104,000 | 718 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,185,000 | 1,326 |
| Total noninterest expense | $18,100,000 | 1,103 |
| Salaries and employee benefits | $10,303,000 | 945 |
| Premises and equipment expense | $2,902,000 | 887 |
| Additional noninterest expense | $4,895,000 | 1,477 |
| Pre-tax net operating income | $404,000 | 4,619 |
| Securities gains (losses) | $-258,000 | 7,346 |
| Applicable income taxes | $-158,000 | 6,925 |
| Income before extraordinary items | $304,000 | 4,921 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 4,924 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $304,000 | 4,924 |
| Net charge-offs | $907,000 | 2,824 |
| Cash dividends | $183,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $562,000 | 4,010 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,304,000 | 1,634 |
| Total interest expense | $2,195,000 | 2,762 |
| Net interest income | $12,109,000 | 1,404 |
| Provision for loan and lease losses | $1,660,000 | 1,855 |
| Total noninterest income | $3,225,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,582,000 | 732 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,643,000 | 1,260 |
| Total noninterest expense | $13,095,000 | 1,134 |
| Salaries and employee benefits | $7,631,000 | 950 |
| Premises and equipment expense | $2,089,000 | 925 |
| Additional noninterest expense | $3,375,000 | 1,575 |
| Pre-tax net operating income | $579,000 | 4,004 |
| Securities gains (losses) | $-136,000 | 7,432 |
| Applicable income taxes | $-13,000 | 6,855 |
| Income before extraordinary items | $456,000 | 4,280 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $456,000 | 4,281 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $456,000 | 4,281 |
| Net charge-offs | $264,000 | 3,894 |
| Cash dividends | $153,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $592,000 | 3,664 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,570,000 | 1,654 |
| Total interest expense | $1,482,000 | 2,818 |
| Net interest income | $8,088,000 | 1,398 |
| Provision for loan and lease losses | $1,106,000 | 1,837 |
| Total noninterest income | $2,156,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $961,000 | 802 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,195,000 | 1,147 |
| Total noninterest expense | $8,744,000 | 1,126 |
| Salaries and employee benefits | $5,070,000 | 956 |
| Premises and equipment expense | $1,303,000 | 1,014 |
| Additional noninterest expense | $2,371,000 | 1,496 |
| Pre-tax net operating income | $394,000 | 4,023 |
| Securities gains (losses) | $-165,000 | 7,577 |
| Applicable income taxes | $-32,000 | 7,018 |
| Income before extraordinary items | $261,000 | 4,530 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $261,000 | 4,530 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $261,000 | 4,530 |
| Net charge-offs | $-40,000 | 7,676 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $426,000 | 3,573 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 1,693 |
| Total interest expense | $721,000 | 2,989 |
| Net interest income | $4,057,000 | 1,413 |
| Provision for loan and lease losses | $550,000 | 1,725 |
| Total noninterest income | $1,034,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $486,000 | 804 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $548,000 | 1,197 |
| Total noninterest expense | $4,408,000 | 1,136 |
| Salaries and employee benefits | $2,546,000 | 960 |
| Premises and equipment expense | $729,000 | 931 |
| Additional noninterest expense | $1,133,000 | 1,559 |
| Pre-tax net operating income | $133,000 | 4,707 |
| Securities gains (losses) | $-45,000 | 7,622 |
| Applicable income taxes | $-29,000 | 7,242 |
| Income before extraordinary items | $117,000 | 4,762 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 4,762 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $117,000 | 4,761 |
| Net charge-offs | $-9,000 | 7,459 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $162,000 | 4,138 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,561,000 | 1,749 |
| Total interest expense | $4,241,000 | 2,612 |
| Net interest income | $15,320,000 | 1,459 |
| Provision for loan and lease losses | $2,500,000 | 2,183 |
| Total noninterest income | $4,772,000 | 1,143 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,339,000 | 719 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,433,000 | 1,197 |
| Total noninterest expense | $17,298,000 | 1,207 |
| Salaries and employee benefits | $9,832,000 | 997 |
| Premises and equipment expense | $2,695,000 | 1,003 |
| Additional noninterest expense | $4,771,000 | 1,561 |
| Pre-tax net operating income | $294,000 | 4,520 |
| Securities gains (losses) | $-507,000 | 7,594 |
| Applicable income taxes | $-290,000 | 6,855 |
| Income before extraordinary items | $77,000 | 5,248 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $77,000 | 5,247 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $77,000 | 5,247 |
| Net charge-offs | $2,393,000 | 1,843 |
| Cash dividends | $392,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $401,480 | 4,104 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,661,000 | 1,774 |
| Total interest expense | $3,367,000 | 2,602 |
| Net interest income | $11,294,000 | 1,487 |
| Provision for loan and lease losses | $2,500,000 | 1,659 |
| Total noninterest income | $3,575,000 | 1,156 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,924,000 | 650 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,651,000 | 1,307 |
| Total noninterest expense | $12,795,000 | 1,203 |
| Salaries and employee benefits | $7,424,000 | 1,001 |
| Premises and equipment expense | $1,976,000 | 1,043 |
| Additional noninterest expense | $3,395,000 | 1,595 |
| Pre-tax net operating income | $-426,000 | 6,259 |
| Securities gains (losses) | $-476,000 | 7,740 |
| Applicable income taxes | $-478,000 | 7,334 |
| Income before extraordinary items | $-424,000 | 6,358 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-424,000 | 6,359 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-424,000 | 6,358 |
| Net charge-offs | $2,464,000 | 1,337 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-119,360 | 5,979 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,848,000 | 1,790 |
| Total interest expense | $2,320,000 | 2,622 |
| Net interest income | $7,528,000 | 1,488 |
| Provision for loan and lease losses | $2,100,000 | 1,355 |
| Total noninterest income | $2,375,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,291,000 | 643 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,084,000 | 1,352 |
| Total noninterest expense | $8,486,000 | 1,226 |
| Salaries and employee benefits | $4,920,000 | 1,031 |
| Premises and equipment expense | $1,345,000 | 1,049 |
| Additional noninterest expense | $2,221,000 | 1,639 |
| Pre-tax net operating income | $-683,000 | 6,791 |
| Securities gains (losses) | $-238,000 | 7,814 |
| Applicable income taxes | $-431,000 | 7,541 |
| Income before extraordinary items | $-490,000 | 6,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-490,000 | 6,764 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-490,000 | 6,764 |
| Net charge-offs | $2,502,000 | 974 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-337,680 | 6,569 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 1,792 |
| Total interest expense | $1,212,000 | 2,608 |
| Net interest income | $3,780,000 | 1,471 |
| Provision for loan and lease losses | $800,000 | 1,336 |
| Total noninterest income | $1,189,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $657,000 | 617 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $532,000 | 1,338 |
| Total noninterest expense | $4,118,000 | 1,214 |
| Salaries and employee benefits | $2,515,000 | 1,004 |
| Premises and equipment expense | $660,000 | 1,079 |
| Additional noninterest expense | $943,000 | 1,717 |
| Pre-tax net operating income | $51,000 | 5,618 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-42,000 | 7,398 |
| Income before extraordinary items | $93,000 | 5,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,049 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $93,000 | 5,048 |
| Net charge-offs | $881,000 | 1,027 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $93,000 | 4,883 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,442,000 | 1,965 |
| Total interest expense | $4,967,000 | 2,979 |
| Net interest income | $14,475,000 | 1,549 |
| Provision for loan and lease losses | $485,000 | 3,855 |
| Total noninterest income | $4,355,000 | 1,193 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,765,000 | 631 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,590,000 | 1,532 |
| Total noninterest expense | $16,445,000 | 1,186 |
| Salaries and employee benefits | $9,799,000 | 1,018 |
| Premises and equipment expense | $2,612,000 | 1,072 |
| Additional noninterest expense | $4,034,000 | 1,536 |
| Pre-tax net operating income | $1,900,000 | 2,554 |
| Securities gains (losses) | $356,000 | 485 |
| Applicable income taxes | $561,000 | 1,733 |
| Income before extraordinary items | $1,695,000 | 2,308 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,695,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 2,272 |
| Cash dividends | $1,215,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,428,000 | 2,749 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,375,000 | 2,024 |
| Total interest expense | $3,664,000 | 3,124 |
| Net interest income | $10,711,000 | 1,576 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $3,509,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,059,000 | 641 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,450,000 | 1,397 |
| Total noninterest expense | $12,407,000 | 1,174 |
| Salaries and employee benefits | $7,206,000 | 1,060 |
| Premises and equipment expense | $1,966,000 | 1,067 |
| Additional noninterest expense | $3,235,000 | 1,386 |
| Pre-tax net operating income | $1,723,000 | 2,554 |
| Securities gains (losses) | $213,000 | 589 |
| Applicable income taxes | $464,000 | 1,993 |
| Income before extraordinary items | $1,472,000 | 2,359 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,472,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 1,645 |
| Cash dividends | $915,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,310,120 | 2,708 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,514,000 | 2,080 |
| Total interest expense | $2,410,000 | 3,275 |
| Net interest income | $7,104,000 | 1,583 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $2,314,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,342,000 | 643 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $972,000 | 1,431 |
| Total noninterest expense | $8,323,000 | 1,168 |
| Salaries and employee benefits | $4,842,000 | 1,068 |
| Premises and equipment expense | $1,273,000 | 1,086 |
| Additional noninterest expense | $2,208,000 | 1,339 |
| Pre-tax net operating income | $1,035,000 | 2,888 |
| Securities gains (losses) | $62,000 | 1,287 |
| Applicable income taxes | $249,000 | 2,435 |
| Income before extraordinary items | $848,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $848,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 1,349 |
| Cash dividends | $915,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $800,260 | 2,999 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,716,000 | 2,146 |
| Total interest expense | $1,307,000 | 3,236 |
| Net interest income | $3,409,000 | 1,627 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $1,184,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $619,000 | 692 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $565,000 | 1,291 |
| Total noninterest expense | $4,011,000 | 1,206 |
| Salaries and employee benefits | $2,333,000 | 1,109 |
| Premises and equipment expense | $630,000 | 1,115 |
| Additional noninterest expense | $1,048,000 | 1,377 |
| Pre-tax net operating income | $552,000 | 2,881 |
| Securities gains (losses) | $76,000 | 860 |
| Applicable income taxes | $148,000 | 2,340 |
| Income before extraordinary items | $480,000 | 2,784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,405 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $422,240 | 2,997 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,367,000 | 2,135 |
| Total interest expense | $5,892,000 | 3,044 |
| Net interest income | $13,475,000 | 1,678 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $4,347,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,702,000 | 646 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,645,000 | 1,570 |
| Total noninterest expense | $15,932,000 | 1,173 |
| Salaries and employee benefits | $8,980,000 | 1,121 |
| Premises and equipment expense | $2,511,000 | 1,060 |
| Additional noninterest expense | $4,441,000 | 1,268 |
| Pre-tax net operating income | $1,890,000 | 3,429 |
| Securities gains (losses) | $62,000 | 731 |
| Applicable income taxes | $364,000 | 3,147 |
| Income before extraordinary items | $1,588,000 | 3,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,588,000 | 3,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,868 |
| Cash dividends | $725,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,537,780 | 3,371 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,558,000 | 2,143 |
| Total interest expense | $4,364,000 | 3,080 |
| Net interest income | $10,194,000 | 1,665 |
| Provision for loan and lease losses | $117,000 | 3,898 |
| Total noninterest income | $3,166,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,012,000 | 642 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,154,000 | 1,640 |
| Total noninterest expense | $11,904,000 | 1,173 |
| Salaries and employee benefits | $6,861,000 | 1,095 |
| Premises and equipment expense | $1,846,000 | 1,072 |
| Additional noninterest expense | $3,197,000 | 1,280 |
| Pre-tax net operating income | $1,339,000 | 3,718 |
| Securities gains (losses) | $-127,000 | 8,330 |
| Applicable income taxes | $183,000 | 3,824 |
| Income before extraordinary items | $1,029,000 | 3,826 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,029,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,268 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,136,950 | 3,581 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,780,000 | 2,147 |
| Total interest expense | $2,842,000 | 3,138 |
| Net interest income | $6,938,000 | 1,659 |
| Provision for loan and lease losses | $117,000 | 3,080 |
| Total noninterest income | $2,095,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,303,000 | 667 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $792,000 | 1,621 |
| Total noninterest expense | $7,964,000 | 1,188 |
| Salaries and employee benefits | $4,569,000 | 1,119 |
| Premises and equipment expense | $1,196,000 | 1,121 |
| Additional noninterest expense | $2,199,000 | 1,252 |
| Pre-tax net operating income | $952,000 | 3,643 |
| Securities gains (losses) | $-44,000 | 8,281 |
| Applicable income taxes | $155,000 | 3,607 |
| Income before extraordinary items | $753,000 | 3,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $753,000 | 3,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,846 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $789,520 | 3,526 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 2,172 |
| Total interest expense | $1,398,000 | 3,171 |
| Net interest income | $3,412,000 | 1,686 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $1,057,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $651,000 | 651 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $406,000 | 1,572 |
| Total noninterest expense | $3,965,000 | 1,185 |
| Salaries and employee benefits | $2,322,000 | 1,110 |
| Premises and equipment expense | $603,000 | 1,111 |
| Additional noninterest expense | $1,040,000 | 1,292 |
| Pre-tax net operating income | $434,000 | 3,816 |
| Securities gains (losses) | $-44,000 | 8,483 |
| Applicable income taxes | $59,000 | 3,933 |
| Income before extraordinary items | $331,000 | 3,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $331,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $368,400 | 3,675 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,382,000 | 2,044 |
| Total interest expense | $5,872,000 | 2,644 |
| Net interest income | $13,510,000 | 1,699 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $3,576,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,970,000 | 902 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,606,000 | 1,588 |
| Total noninterest expense | $15,188,000 | 1,190 |
| Salaries and employee benefits | $8,575,000 | 1,134 |
| Premises and equipment expense | $2,249,000 | 1,138 |
| Additional noninterest expense | $4,364,000 | 1,225 |
| Pre-tax net operating income | $1,773,000 | 3,929 |
| Securities gains (losses) | $-332,000 | 8,459 |
| Applicable income taxes | $105,000 | 4,928 |
| Income before extraordinary items | $1,336,000 | 4,027 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,336,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,408 |
| Cash dividends | $744,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,644,760 | 3,544 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,323,000 | 2,057 |
| Total interest expense | $4,359,000 | 2,591 |
| Net interest income | $9,964,000 | 1,747 |
| Provision for loan and lease losses | $113,000 | 3,903 |
| Total noninterest income | $2,592,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,350,000 | 986 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,242,000 | 1,550 |
| Total noninterest expense | $11,296,000 | 1,209 |
| Salaries and employee benefits | $6,505,000 | 1,134 |
| Premises and equipment expense | $1,691,000 | 1,139 |
| Additional noninterest expense | $3,100,000 | 1,295 |
| Pre-tax net operating income | $1,147,000 | 4,419 |
| Securities gains (losses) | $-129,000 | 8,463 |
| Applicable income taxes | $38,000 | 5,607 |
| Income before extraordinary items | $980,000 | 4,223 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $980,000 | 4,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $445,000 | 3,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,103,840 | 3,917 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,383,000 | 2,052 |
| Total interest expense | $2,643,000 | 2,692 |
| Net interest income | $6,740,000 | 1,720 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $1,715,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $896,000 | 977 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $819,000 | 1,565 |
| Total noninterest expense | $7,632,000 | 1,199 |
| Salaries and employee benefits | $4,443,000 | 1,105 |
| Premises and equipment expense | $1,110,000 | 1,156 |
| Additional noninterest expense | $2,079,000 | 1,292 |
| Pre-tax net operating income | $748,000 | 4,477 |
| Securities gains (losses) | $-129,000 | 8,573 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $615,000 | 4,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $615,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $261,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $742,710 | 3,901 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,614,000 | 2,041 |
| Total interest expense | $1,189,000 | 2,821 |
| Net interest income | $3,425,000 | 1,683 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $854,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $446,000 | 957 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $408,000 | 1,558 |
| Total noninterest expense | $3,906,000 | 1,164 |
| Salaries and employee benefits | $2,272,000 | 1,084 |
| Premises and equipment expense | $561,000 | 1,142 |
| Additional noninterest expense | $1,073,000 | 1,233 |
| Pre-tax net operating income | $335,000 | 4,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $332,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $332,000 | 4,132 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,638,000 | 1,901 |
| Total interest expense | $3,853,000 | 2,731 |
| Net interest income | $13,785,000 | 1,595 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,642,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,015,000 | 863 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,627,000 | 1,568 |
| Total noninterest expense | $15,933,000 | 1,071 |
| Salaries and employee benefits | $9,163,000 | 1,004 |
| Premises and equipment expense | $2,157,000 | 1,126 |
| Additional noninterest expense | $4,613,000 | 1,107 |
| Pre-tax net operating income | $1,494,000 | 4,392 |
| Securities gains (losses) | $-220,000 | 8,600 |
| Applicable income taxes | $-726,000 | 8,788 |
| Income before extraordinary items | $2,000,000 | 3,097 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,000,000 | 3,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 8,717 |
| Cash dividends | $780,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,220,000 | 2,789 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,075,000 | 1,878 |
| Total interest expense | $2,714,000 | 2,745 |
| Net interest income | $10,361,000 | 1,567 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,727,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,509,000 | 866 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,218,000 | 1,571 |
| Total noninterest expense | $12,069,000 | 1,049 |
| Salaries and employee benefits | $7,144,000 | 947 |
| Premises and equipment expense | $1,653,000 | 1,094 |
| Additional noninterest expense | $3,272,000 | 1,154 |
| Pre-tax net operating income | $1,019,000 | 4,721 |
| Securities gains (losses) | $-15,000 | 8,058 |
| Applicable income taxes | $46,000 | 5,855 |
| Income before extraordinary items | $958,000 | 4,286 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $958,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-210,000 | 8,752 |
| Cash dividends | $542,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $972,250 | 4,190 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 1,832 |
| Total interest expense | $1,709,000 | 2,737 |
| Net interest income | $6,994,000 | 1,530 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,732,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $937,000 | 905 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $795,000 | 1,587 |
| Total noninterest expense | $8,022,000 | 1,045 |
| Salaries and employee benefits | $4,785,000 | 936 |
| Premises and equipment expense | $1,129,000 | 1,049 |
| Additional noninterest expense | $2,108,000 | 1,184 |
| Pre-tax net operating income | $704,000 | 4,601 |
| Securities gains (losses) | $-12,000 | 8,200 |
| Applicable income taxes | $47,000 | 5,570 |
| Income before extraordinary items | $645,000 | 4,231 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $645,000 | 4,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-300,000 | 8,799 |
| Cash dividends | $499,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $656,160 | 4,122 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 1,842 |
| Total interest expense | $802,000 | 2,782 |
| Net interest income | $3,439,000 | 1,547 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $855,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $461,000 | 890 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $394,000 | 1,566 |
| Total noninterest expense | $3,964,000 | 1,050 |
| Salaries and employee benefits | $2,329,000 | 959 |
| Premises and equipment expense | $638,000 | 928 |
| Additional noninterest expense | $997,000 | 1,250 |
| Pre-tax net operating income | $330,000 | 4,755 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $34,000 | 5,190 |
| Income before extraordinary items | $296,000 | 4,414 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $296,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-246,000 | 8,881 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $296,000 | 4,372 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,823,000 | 1,706 |
| Total interest expense | $2,464,000 | 3,087 |
| Net interest income | $14,359,000 | 1,407 |
| Provision for loan and lease losses | $175,000 | 3,992 |
| Total noninterest income | $3,990,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,221,000 | 787 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,769,000 | 1,452 |
| Total noninterest expense | $16,610,000 | 983 |
| Salaries and employee benefits | $9,523,000 | 901 |
| Premises and equipment expense | $2,216,000 | 1,043 |
| Additional noninterest expense | $4,871,000 | 1,030 |
| Pre-tax net operating income | $1,564,000 | 4,144 |
| Securities gains (losses) | $686,000 | 370 |
| Applicable income taxes | $336,000 | 4,005 |
| Income before extraordinary items | $1,914,000 | 3,030 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,914,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,473 |
| Cash dividends | $849,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,330,900 | 3,867 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,468,000 | 1,701 |
| Total interest expense | $1,754,000 | 3,166 |
| Net interest income | $10,714,000 | 1,399 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,970,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,701,000 | 781 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,269,000 | 1,499 |
| Total noninterest expense | $12,317,000 | 987 |
| Salaries and employee benefits | $7,099,000 | 905 |
| Premises and equipment expense | $1,629,000 | 1,061 |
| Additional noninterest expense | $3,589,000 | 1,037 |
| Pre-tax net operating income | $1,367,000 | 3,824 |
| Securities gains (losses) | $530,000 | 413 |
| Applicable income taxes | $303,000 | 3,787 |
| Income before extraordinary items | $1,594,000 | 2,809 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,594,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,216 |
| Cash dividends | $850,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,148,800 | 3,590 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,113,000 | 1,733 |
| Total interest expense | $1,135,000 | 3,218 |
| Net interest income | $6,978,000 | 1,417 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,023,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,144,000 | 759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $879,000 | 1,455 |
| Total noninterest expense | $8,204,000 | 991 |
| Salaries and employee benefits | $4,727,000 | 904 |
| Premises and equipment expense | $1,083,000 | 1,071 |
| Additional noninterest expense | $2,394,000 | 1,033 |
| Pre-tax net operating income | $797,000 | 4,123 |
| Securities gains (losses) | $291,000 | 500 |
| Applicable income taxes | $134,000 | 4,431 |
| Income before extraordinary items | $954,000 | 3,053 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $954,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,756 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $697,920 | 3,766 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 1,725 |
| Total interest expense | $576,000 | 3,218 |
| Net interest income | $3,500,000 | 1,413 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,018,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $573,000 | 742 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $445,000 | 1,405 |
| Total noninterest expense | $4,164,000 | 983 |
| Salaries and employee benefits | $2,418,000 | 896 |
| Premises and equipment expense | $578,000 | 1,011 |
| Additional noninterest expense | $1,168,000 | 1,051 |
| Pre-tax net operating income | $354,000 | 4,401 |
| Securities gains (losses) | $213,000 | 472 |
| Applicable income taxes | $66,000 | 4,439 |
| Income before extraordinary items | $501,000 | 2,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $501,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $313,560 | 4,027 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,199,000 | 1,660 |
| Total interest expense | $2,860,000 | 2,989 |
| Net interest income | $14,339,000 | 1,366 |
| Provision for loan and lease losses | $735,000 | 1,566 |
| Total noninterest income | $4,359,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,694,000 | 635 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,665,000 | 1,681 |
| Total noninterest expense | $16,679,000 | 982 |
| Salaries and employee benefits | $9,541,000 | 887 |
| Premises and equipment expense | $2,424,000 | 926 |
| Additional noninterest expense | $4,714,000 | 1,078 |
| Pre-tax net operating income | $1,284,000 | 4,512 |
| Securities gains (losses) | $907,000 | 512 |
| Applicable income taxes | $148,000 | 5,291 |
| Income before extraordinary items | $2,043,000 | 2,819 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,043,000 | 2,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 1,069 |
| Cash dividends | $874,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,199,490 | 3,986 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,992,000 | 1,681 |
| Total interest expense | $2,261,000 | 2,942 |
| Net interest income | $10,731,000 | 1,376 |
| Provision for loan and lease losses | $700,000 | 1,218 |
| Total noninterest income | $3,289,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,049,000 | 634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,240,000 | 1,765 |
| Total noninterest expense | $12,206,000 | 1,019 |
| Salaries and employee benefits | $7,287,000 | 887 |
| Premises and equipment expense | $1,783,000 | 964 |
| Additional noninterest expense | $3,136,000 | 1,204 |
| Pre-tax net operating income | $1,114,000 | 4,279 |
| Securities gains (losses) | $653,000 | 581 |
| Applicable income taxes | $224,000 | 4,478 |
| Income before extraordinary items | $1,543,000 | 2,904 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,543,000 | 2,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $908,000 | 740 |
| Cash dividends | $574,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $974,890 | 3,876 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,772,000 | 1,676 |
| Total interest expense | $1,575,000 | 2,917 |
| Net interest income | $7,197,000 | 1,366 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $2,170,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,382,000 | 617 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $788,000 | 1,804 |
| Total noninterest expense | $8,141,000 | 1,009 |
| Salaries and employee benefits | $4,869,000 | 886 |
| Premises and equipment expense | $1,205,000 | 949 |
| Additional noninterest expense | $2,067,000 | 1,211 |
| Pre-tax net operating income | $926,000 | 3,688 |
| Securities gains (losses) | $497,000 | 574 |
| Applicable income taxes | $221,000 | 3,773 |
| Income before extraordinary items | $1,202,000 | 2,581 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,202,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $781,000 | 606 |
| Cash dividends | $274,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $784,520 | 3,368 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 1,677 |
| Total interest expense | $813,000 | 2,896 |
| Net interest income | $3,608,000 | 1,360 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,050,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $742,000 | 569 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $308,000 | 2,076 |
| Total noninterest expense | $4,204,000 | 967 |
| Salaries and employee benefits | $2,453,000 | 877 |
| Premises and equipment expense | $588,000 | 980 |
| Additional noninterest expense | $1,163,000 | 1,065 |
| Pre-tax net operating income | $454,000 | 3,731 |
| Securities gains (losses) | $235,000 | 600 |
| Applicable income taxes | $105,000 | 3,848 |
| Income before extraordinary items | $584,000 | 2,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $584,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $274,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $384,250 | 3,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,446,000 | 1,666 |
| Total interest expense | $4,120,000 | 2,667 |
| Net interest income | $14,326,000 | 1,349 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $4,035,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,723,000 | 602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,312,000 | 1,828 |
| Total noninterest expense | $16,503,000 | 953 |
| Salaries and employee benefits | $9,175,000 | 875 |
| Premises and equipment expense | $2,140,000 | 1,027 |
| Additional noninterest expense | $5,188,000 | 965 |
| Pre-tax net operating income | $1,858,000 | 3,593 |
| Securities gains (losses) | $512,000 | 647 |
| Applicable income taxes | $325,000 | 4,307 |
| Income before extraordinary items | $2,045,000 | 2,754 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,045,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,832 |
| Cash dividends | $481,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,604,680 | 3,232 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,606,000 | 1,736 |
| Total interest expense | $5,541,000 | 2,869 |
| Net interest income | $14,065,000 | 1,265 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $4,432,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,075,000 | 486 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,357,000 | 1,654 |
| Total noninterest expense | $15,125,000 | 981 |
| Salaries and employee benefits | $8,420,000 | 877 |
| Premises and equipment expense | $2,028,000 | 1,036 |
| Additional noninterest expense | $4,677,000 | 1,028 |
| Pre-tax net operating income | $3,372,000 | 2,038 |
| Securities gains (losses) | $438,000 | 663 |
| Applicable income taxes | $988,000 | 2,085 |
| Income before extraordinary items | $2,822,000 | 1,866 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,822,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,256 |
| Cash dividends | $487,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,497,880 | 2,019 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,243,000 | 1,800 |
| Total interest expense | $6,190,000 | 2,700 |
| Net interest income | $13,053,000 | 1,346 |
| Provision for loan and lease losses | $-259,000 | 9,864 |
| Total noninterest income | $3,985,000 | 1,073 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,710,000 | 501 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,275,000 | 1,582 |
| Total noninterest expense | $14,273,000 | 986 |
| Salaries and employee benefits | $8,122,000 | 857 |
| Premises and equipment expense | $1,729,000 | 1,160 |
| Additional noninterest expense | $4,422,000 | 1,063 |
| Pre-tax net operating income | $3,024,000 | 2,376 |
| Securities gains (losses) | $-200,000 | 9,570 |
| Applicable income taxes | $650,000 | 2,956 |
| Income before extraordinary items | $2,174,000 | 2,349 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,174,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,387 |
| Cash dividends | $833,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,328,000 | 2,227 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,762,000 | 1,827 |
| Total interest expense | $5,861,000 | 2,513 |
| Net interest income | $11,901,000 | 1,480 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $3,643,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,620,000 | 518 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,023,000 | 1,836 |
| Total noninterest expense | $13,051,000 | 1,067 |
| Salaries and employee benefits | $6,979,000 | 988 |
| Premises and equipment expense | $1,543,000 | 1,313 |
| Additional noninterest expense | $4,529,000 | 1,043 |
| Pre-tax net operating income | $2,493,000 | 2,804 |
| Securities gains (losses) | $-224,000 | 10,048 |
| Applicable income taxes | $553,000 | 3,408 |
| Income before extraordinary items | $1,716,000 | 2,920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,716,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,374 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,886,240 | 2,679 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,955,000 | 1,805 |
| Total interest expense | $6,390,000 | 2,353 |
| Net interest income | $11,565,000 | 1,455 |
| Provision for loan and lease losses | $4,603,000 | 340 |
| Total noninterest income | $3,432,000 | 1,207 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,501,000 | 516 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $931,000 | 1,963 |
| Total noninterest expense | $15,268,000 | 908 |
| Salaries and employee benefits | $6,724,000 | 969 |
| Premises and equipment expense | $1,505,000 | 1,282 |
| Additional noninterest expense | $7,039,000 | 763 |
| Pre-tax net operating income | $-4,874,000 | 10,443 |
| Securities gains (losses) | $302,000 | 741 |
| Applicable income taxes | $-915,000 | 10,419 |
| Income before extraordinary items | $-3,657,000 | 10,436 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-3,657,000 | 10,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,605,000 | 537 |
| Cash dividends | $420,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-3,898,600 | 10,429 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,456,000 | 1,893 |
| Total interest expense | $5,870,000 | 2,541 |
| Net interest income | $11,586,000 | 1,490 |
| Provision for loan and lease losses | $1,195,000 | 862 |
| Total noninterest income | $3,093,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,456,000 | 539 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $637,000 | 2,375 |
| Total noninterest expense | $11,645,000 | 1,144 |
| Salaries and employee benefits | $6,213,000 | 1,062 |
| Premises and equipment expense | $1,341,000 | 1,456 |
| Additional noninterest expense | $4,085,000 | 1,108 |
| Pre-tax net operating income | $1,839,000 | 3,796 |
| Securities gains (losses) | $242,000 | 630 |
| Applicable income taxes | $478,000 | 4,351 |
| Income before extraordinary items | $1,603,000 | 3,157 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,603,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 960 |
| Cash dividends | $620,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,416,660 | 3,455 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,061,000 | 2,098 |
| Total interest expense | $5,355,000 | 2,838 |
| Net interest income | $10,706,000 | 1,652 |
| Provision for loan and lease losses | $510,000 | 1,704 |
| Total noninterest income | $2,511,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,266,000 | 601 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $245,000 | 4,593 |
| Total noninterest expense | $10,956,000 | 1,313 |
| Salaries and employee benefits | $5,782,000 | 1,162 |
| Premises and equipment expense | $1,232,000 | 1,652 |
| Additional noninterest expense | $3,942,000 | 1,367 |
| Pre-tax net operating income | $1,751,000 | 3,812 |
| Securities gains (losses) | $109,000 | 921 |
| Applicable income taxes | $514,000 | 4,064 |
| Income before extraordinary items | $1,346,000 | 3,522 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,346,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,622 |
| Cash dividends | $582,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,267,520 | 3,649 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,125,000 | 2,229 |
| Total interest expense | $5,102,000 | 2,975 |
| Net interest income | $10,023,000 | 1,781 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $2,176,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,963,000 | 691 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $213,000 | 4,944 |
| Total noninterest expense | $9,868,000 | 1,439 |
| Salaries and employee benefits | $5,393,000 | 1,236 |
| Premises and equipment expense | $1,148,000 | 1,758 |
| Additional noninterest expense | $3,327,000 | 1,559 |
| Pre-tax net operating income | $2,306,000 | 3,075 |
| Securities gains (losses) | $61,000 | 1,185 |
| Applicable income taxes | $750,000 | 3,044 |
| Income before extraordinary items | $1,617,000 | 3,034 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,617,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 1,232 |
| Cash dividends | $481,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $1,433,000 | 256 |
| Net operating income | $1,575,520 | 3,077 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,712,000 | 2,231 |
| Total interest expense | $4,366,000 | 2,808 |
| Net interest income | $9,346,000 | 1,940 |
| Provision for loan and lease losses | $480,000 | 1,589 |
| Total noninterest income | $2,009,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,826,000 | 734 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $183,000 | 5,560 |
| Total noninterest expense | $9,143,000 | 1,606 |
| Salaries and employee benefits | $4,766,000 | 1,421 |
| Premises and equipment expense | $912,000 | 2,211 |
| Additional noninterest expense | $3,465,000 | 1,602 |
| Pre-tax net operating income | $1,732,000 | 3,892 |
| Securities gains (losses) | $-61,000 | 11,190 |
| Applicable income taxes | $544,000 | 3,804 |
| Income before extraordinary items | $1,127,000 | 4,087 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,127,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $897,000 | 932 |
| Cash dividends | $340,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $507,000 | 539 |
| Net operating income | $1,167,870 | 4,002 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,760,000 | 2,420 |
| Total interest expense | $3,995,000 | 3,173 |
| Net interest income | $8,765,000 | 2,058 |
| Provision for loan and lease losses | $900,000 | 1,396 |
| Total noninterest income | $1,803,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,662,000 | 792 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $7,256,000 | 2,025 |
| Salaries and employee benefits | $4,167,000 | 1,612 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $2,630,000 | 2,119 |
| Pre-tax net operating income | $2,412,000 | 2,797 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $646,000 | 3,360 |
| Income before extraordinary items | $1,771,000 | 2,802 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,771,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,865 |
| Cash dividends | $283,000 | 4,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,767,350 | 2,659 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,316,000 | 2,649 |
| Total interest expense | $5,191,000 | 3,204 |
| Net interest income | $8,125,000 | 2,237 |
| Provision for loan and lease losses | $1,417,000 | 1,460 |
| Total noninterest income | $1,792,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,659,000 | 794 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $7,041,000 | 2,094 |
| Salaries and employee benefits | $3,847,000 | 1,726 |
| Premises and equipment expense | $714,000 | 2,871 |
| Additional noninterest expense | $2,480,000 | 2,343 |
| Pre-tax net operating income | $1,459,000 | 4,146 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $380,000 | 4,989 |
| Income before extraordinary items | $1,079,000 | 4,203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,079,000 | 4,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,957,000 | 974 |
| Cash dividends | $284,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,079,000 | 3,902 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.