Home > Industrial Bank > Net charge- offs to loans
Industrial Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1197% | 90 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2844% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5938% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1263% | 4,519 |
| Percentage Net Loans Charged-off: Home equity loans | -9.4982% | 4,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7357% | 25 |
| Percentage Net Loans Charged-off: Loans to individuals | 51.1364% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 54.9242% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4925% | 57 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3833% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7912% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1631% | 4,563 |
| Percentage Net Loans Charged-off: Home equity loans | -11.9681% | 4,590 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9317% | 26 |
| Percentage Net Loans Charged-off: Loans to individuals | 32.7809% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 35.3025% | 19 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2842% | 38 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5862% | 23 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1937% | 31 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2289% | 4,615 |
| Percentage Net Loans Charged-off: Home equity loans | -18.9391% | 4,616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.5507% | 42 |
| Percentage Net Loans Charged-off: Loans to individuals | 96.8354% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 100.6329% | 45 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0938% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 4,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7204% | 4,668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5464% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 88.4615% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 92.3077% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0441% | 4,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0828% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 79.0514% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | 78.0413% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 80.8926% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0281% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0596% | 4,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1102% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0071% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 58.0597% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 49.3739% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 76.3111% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 3,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 3,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 3,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.6095% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5088% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 66.3830% | 7 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3106% | 3,509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0269% | 3,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.4609% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7837% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 57.8616% | 6 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2601% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0922% | 4,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0652% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.7377% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8067% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 46.8571% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0313% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1220% | 4,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0867% | 4,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.3058% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6100% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 37.1393% | 10 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0320% | 4,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0473% | 4,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1295% | 4,637 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3056% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1826% | 4,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0668% | 4,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0955% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4219% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | 33.3932% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0495% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0648% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1883% | 4,719 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2695% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3622% | 4,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1200% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.6026% | 22 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8065% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | 43.4109% | 6 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 4,630 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0318% | 4,024 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5658% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2708% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3027% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1443% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.0092% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 4,611 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0435% | 4,046 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7941% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4747% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1851% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8661% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0498% | 4,733 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0640% | 4,071 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2376% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9796% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1950% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8523% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0458% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.3478% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1245% | 4,112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3363% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0872% | 4,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4861% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2068% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0113% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 27.0987% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2624% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3416% | 4,202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5643% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2569% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3937% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6630% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9586% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 4,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0798% | 4,221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5264% | 4,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4545% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9038% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2629% | 102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0504% | 4,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0969% | 4,249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7375% | 4,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9360% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0510% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3158% | 50 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0604% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1292% | 4,297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8572% | 5,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3715% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5671% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3115% | 504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3561% | 5,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5424% | 5,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2057% | 5,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 4,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0243% | 4,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8489% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6144% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0274% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9492% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 4,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 4,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0765% | 5,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0780% | 5,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2101% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1459% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0185% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1951% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6917% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0957% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6122% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4190% | 5,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 4,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4100% | 5,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7944% | 5,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5921% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6336% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5112% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0869% | 4,485 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 2,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0204% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9956% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8594% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9363% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 4,909 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0984% | 4,523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0281% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7538% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2373% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0175% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 5,088 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0961% | 4,564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2599% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7356% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2988% | 5,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1061% | 4,603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1347% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0434% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5778% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2759% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5857% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 5,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,697 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2929% | 4,706 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 5,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 5,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1933% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2320% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5778% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5382% | 5,581 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.8777% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 5,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3695% | 4,735 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 5,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 5,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6378% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7471% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1499% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5302% | 5,607 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.1320% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0751% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1236% | 5,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,845 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4469% | 4,792 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0376% | 5,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0383% | 5,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2378% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3043% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6860% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3216% | 5,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2273% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2585% | 5,910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2595% | 5,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 5,032 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.8599% | 4,813 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1049% | 5,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1070% | 5,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4692% | 5,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9873% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 19.7260% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.7915% | 5,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0395% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4454% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1817% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 5,231 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8160% | 4,903 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5808% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5939% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9399% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3373% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7821% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3160% | 2,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.6240% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4313% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1729% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 5,375 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0459% | 4,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6001% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6139% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9080% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0501% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9557% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.2575% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6488% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2417% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 5,512 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5405% | 4,990 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8512% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8708% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6110% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8467% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4252% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8227% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1278% | 5,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1538% | 6,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0387% | 5,757 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.8004% | 5,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2049% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2096% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0680% | 4,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3704% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8694% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.8416% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0763% | 6,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1291% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.9609% | 5,175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3996% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4069% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8165% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5547% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8944% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4475% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6136% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0975% | 6,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1817% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.4195% | 5,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5402% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5498% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1919% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4121% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9264% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7146% | 50 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3262% | 167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1592% | 6,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3471% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 5,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5489% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5647% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 34.8750% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 5,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.1674% | 6,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6957% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9951% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1343% | 6,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5707% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1915% | 6,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 5,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 5,971 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1040% | 5,149 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 5,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 5,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1821% | 6,352 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3770% | 6,011 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0341% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4042% | 6,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8780% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4714% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5283% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 6,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.1024% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1385% | 2,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 2,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4058% | 6,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6756% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7459% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3828% | 6,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.4340% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2571% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3052% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 6,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0417% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1837% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1859% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4816% | 6,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5510% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3223% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3301% | 6,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.7093% | 112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 4,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0840% | 2,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 6,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0511% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1915% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6274% | 6,334 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4874% | 6,383 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0076% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1990% | 6,592 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.9222% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0513% | 6,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 5,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 6,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1826% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7205% | 6,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2524% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0228% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9070% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4858% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5311% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5143% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 1.1117% | 1,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2271% | 2,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8669% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5194% | 2,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8182% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0644% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0835% | 3,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3458% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4670% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4810% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | -0.1132% | 6,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3112% | 1,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7279% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1473% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6541% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0434% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2154% | 2,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.2900% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5568% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6112% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | -0.1364% | 6,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4723% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5744% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1916% | 6,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1753% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0981% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6087% | 1,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7997% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1697% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3615% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3376% | 312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5708% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4171% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4953% | 725 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.8865% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2981% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2933% | 3,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 6,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2487% | 855 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5964% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6046% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1519% | 3,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9602% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2346% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7669% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.4341% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2832% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2671% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 6,813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0727% | 5,665 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5935% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6023% | 1,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2002% | 3,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2936% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6258% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0070% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.3217% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 3,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 6,839 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0733% | 5,697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3458% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3511% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3162% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2643% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4550% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7798% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.0268% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0780% | 7,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0395% | 7,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 6,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0653% | 7,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0664% | 7,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6198% | 6,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6264% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9505% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6512% | 1,491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4037% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3369% | 3,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6188% | 1,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2058% | 3,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2103% | 3,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8239% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6235% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1775% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7910% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3423% | 3,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8378% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 4,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 4,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7598% | 7,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5757% | 2,936 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4668% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7818% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0366% | 7,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0780% | 7,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2424% | 7,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 3,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 3,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0954% | 6,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7358% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5203% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5333% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 7,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1507% | 7,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4884% | 7,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 2,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5645% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8937% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1008% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0313% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1410% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7747% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8887% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 7,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 7,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3369% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6447% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7720% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9989% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5801% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0487% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5270% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 7,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 7,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8867% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1125% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5032% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4740% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4077% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5856% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8056% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 7,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 7,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6366% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1946% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1769% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9850% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6887% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7015% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6862% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 7,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 7,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9335% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.7461% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 20.4866% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1642% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3753% | 2,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 4,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 7,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 3,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 2,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4241% | 2,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1283% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0621% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2714% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 3,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6391% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.4946% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1575% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1762% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4918% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 2,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1700% | 1,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1734% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1926% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3016% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8704% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6275% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3492% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2974% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3035% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 6,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7346% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3818% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4006% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 4,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 8,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0477% | 8,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0485% | 8,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1739% | 2,850 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0352% | 7,529 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1236% | 1,976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8208% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0428% | 7,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 7,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 8,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0603% | 8,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5964% | 7,915 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4710% | 8,094 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2428% | 1,953 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1663% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 7,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0351% | 8,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0774% | 8,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0786% | 8,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5391% | 7,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2430% | 3,442 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6455% | 1,938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.3288% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 7,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 7,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 7,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2875% | 2,784 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1414% | 1,913 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5054% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0374% | 8,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0384% | 8,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3158% | 6,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 8,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0483% | 8,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2961% | 7,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4351% | 3,168 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4720% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0495% | 8,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4138% | 6,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0602% | 8,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0603% | 8,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1942% | 7,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2083% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8882% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 8,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0809% | 8,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0810% | 8,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3517% | 7,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3950% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8883% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 4,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 8,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 8,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3458% | 7,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8583% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8161% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1081% | 8,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0701% | 8,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0944% | 8,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0717% | 8,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0718% | 8,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4368% | 8,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7860% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2068% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1707% | 8,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0574% | 8,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0432% | 8,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0899% | 8,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0900% | 8,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9160% | 8,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1453% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4777% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3707% | 8,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0488% | 8,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 8,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0972% | 8,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0974% | 8,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.1617% | 8,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4402% | 3,091 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2560% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6145% | 8,760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0755% | 8,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1977% | 8,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.6380% | 8,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3511% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1358% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2007% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2700% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2040% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2043% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7592% | 8,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3963% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3263% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2344% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 2,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6854% | 8,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7674% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 13.2544% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 3,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1961% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5378% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 2,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3866% | 8,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7541% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6670% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 7,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 8,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5169% | 8,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3181% | 3,500 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6914% | 2,484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5377% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0578% | 8,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4404% | 6,542 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 8,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0489% | 8,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2896% | 99 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8726% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4895% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.0279% | 7,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8142% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 8,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5275% | 6,526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 2,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.7521% | 46 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0364% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0970% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.2930% | 7,995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0836% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 8,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4971% | 6,461 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 8,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 8,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.0941% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3179% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0147% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.6789% | 7,997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 8,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6199% | 6,392 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 8,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 8,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7674% | 8,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8020% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | 17.1471% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.7482% | 7,996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0882% | 8,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 1,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5811% | 2,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4750% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4066% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4897% | 7,996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2219% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0615% | 9,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1414% | 9,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 8,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 8,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5645% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7361% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8994% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3629% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4055% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3943% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6739% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4134% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6441% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1871% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3345% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7571% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |