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Independent Bank, Income and Expense

2023-09-30 (YTD Data)Rank
Total interest income$62,887,000606
Total interest expense$18,403,000651
Net interest income$44,484,000591
Provision for loan and lease losses$1,282,000567
Total noninterest income$11,078,000568
Gross Fiduciary activities income$0950
Service charges on deposit accounts$447,0001,469
Trading account gains and feesNANA
Additional Noninterest Income$10,631,000430
Total noninterest expense$34,533,000612
Salaries and employee benefits$21,992,000539
Premises and equipment expense$3,351,000620
Additional noninterest expense$10,631,000430
Pre-tax net operating income$19,747,000568
Securities gains (losses)$0849
Applicable income taxes$4,544,000487
Income before extraordinary items$15,203,000593
Extraordinary gains, net$052
Net income$15,203,000597
Minority interest net income$081
Net income of bank and minority interests.$15,203,000593
Net charge-offs$3,717,000215
Cash dividends$13,000,000319
Sale, conversion, retirement of capital stock, net$511,000217
Net operating income$15,203,000601
2023-06-30 (YTD Data)Rank
Total interest income$40,691,000596
Total interest expense$10,812,000650
Net interest income$29,879,000586
Provision for loan and lease losses$859,000560
Total noninterest income$7,562,000550
Gross Fiduciary activities income$0931
Service charges on deposit accounts$283,0001,506
Trading account gains and feesNANA
Additional Noninterest Income$7,279,000407
Total noninterest expense$22,904,000600
Salaries and employee benefits$14,641,000530
Premises and equipment expense$2,235,000604
Additional noninterest expense$7,279,000407
Pre-tax net operating income$13,678,000553
Securities gains (losses)$0938
Applicable income taxes$3,271,000470
Income before extraordinary items$10,407,000581
Extraordinary gains, net$051
Net income$10,407,000591
Minority interest net income$081
Net income of bank and minority interests.$10,407,000581
Net charge-offs$3,298,000173
Cash dividends$5,000,000429
Sale, conversion, retirement of capital stock, net$327,000210
Net operating income$10,407,000585
2023-03-31 (YTD Data)Rank
Total interest income$19,741,000613
Total interest expense$4,490,000670
Net interest income$15,251,000585
Provision for loan and lease losses$492,000518
Total noninterest income$3,713,000556
Gross Fiduciary activities income$0913
Service charges on deposit accounts$137,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$3,576,000414
Total noninterest expense$11,505,000608
Salaries and employee benefits$7,329,000541
Premises and equipment expense$1,154,000613
Additional noninterest expense$3,576,000414
Pre-tax net operating income$6,967,000565
Securities gains (losses)$0950
Applicable income taxes$1,646,000484
Income before extraordinary items$5,321,000593
Extraordinary gains, net$04
Net income$5,321,000592
Minority interest net income$048
Net income of bank and minority interests.$5,321,000592
Net charge-offs$492,000278
Cash dividends$5,000,000261
Sale, conversion, retirement of capital stock, net$137,000211
Net operating income$5,321,000600
2022-12-31 (YTD Data)Rank
Total interest income$61,161,000626
Total interest expense$4,249,000889
Net interest income$56,912,000611
Provision for loan and lease losses$1,362,000668
Total noninterest income$13,804,000619
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$704,0001,337
Trading account gains and feesNANA
Additional Noninterest Income$13,100,000458
Total noninterest expense$43,584,000617
Salaries and employee benefits$27,824,000554
Premises and equipment expense$4,232,000640
Additional noninterest expense$13,100,000458
Pre-tax net operating income$25,770,000631
Securities gains (losses)$0691
Applicable income taxes$6,058,000537
Income before extraordinary items$19,712,000652
Extraordinary gains, net$05
Net income$19,712,000653
Minority interest net income$063
Net income of bank and minority interests.$19,712,000653
Net charge-offs$1,165,000381
Cash dividends$5,000,000771
Sale, conversion, retirement of capital stock, net$443,000336
Net operating income$19,712,000660
2022-09-30 (YTD Data)Rank
Total interest income$42,735,000643
Total interest expense$1,997,0001,025
Net interest income$40,738,000622
Provision for loan and lease losses$1,073,000594
Total noninterest income$10,938,000606
Gross Fiduciary activities income$0968
Service charges on deposit accounts$557,0001,294
Trading account gains and feesNANA
Additional Noninterest Income$10,381,000455
Total noninterest expense$31,992,000618
Salaries and employee benefits$20,674,000549
Premises and equipment expense$3,101,000652
Additional noninterest expense$10,381,000455
Pre-tax net operating income$18,611,000648
Securities gains (losses)$0740
Applicable income taxes$4,364,000556
Income before extraordinary items$14,247,000664
Extraordinary gains, net$04
Net income$14,247,000664
Minority interest net income$057
Net income of bank and minority interests.$14,247,000664
Net charge-offs$698,000373
Cash dividends$5,000,000575
Sale, conversion, retirement of capital stock, net$344,000302
Net operating income$14,247,000675
2022-06-30 (YTD Data)Rank
Total interest income$26,764,000650
Total interest expense$1,302,000886
Net interest income$25,462,000629
Provision for loan and lease losses$675,000559
Total noninterest income$8,109,000548
Gross Fiduciary activities income$0925
Service charges on deposit accounts$360,0001,302
Trading account gains and feesNANA
Additional Noninterest Income$7,749,000439
Total noninterest expense$21,164,000614
Salaries and employee benefits$13,600,000556
Premises and equipment expense$2,034,000654
Additional noninterest expense$5,530,000709
Pre-tax net operating income$11,732,000634
Securities gains (losses)$0687
Applicable income taxes$2,761,000538
Income before extraordinary items$8,971,000656
Extraordinary gains, net$04
Net income$8,971,000656
Minority interest net income$060
Net income of bank and minority interests.$8,971,000656
Net charge-offs$425,000366
Cash dividends$4,000,000490
Sale, conversion, retirement of capital stock, net$240,000279
Net operating income$8,971,000663
2022-03-31 (YTD Data)Rank
Total interest income$12,496,000659
Total interest expense$675,000808
Net interest income$11,821,000655
Provision for loan and lease losses$349,000443
Total noninterest income$4,098,000558
Gross Fiduciary activities income$0892
Service charges on deposit accounts$178,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$3,920,000448
Total noninterest expense$10,572,000620
Salaries and employee benefits$6,772,000559
Premises and equipment expense$1,046,000643
Additional noninterest expense$2,754,000701
Pre-tax net operating income$4,998,000687
Securities gains (losses)$0623
Applicable income taxes$1,168,000579
Income before extraordinary items$3,830,000720
Extraordinary gains, net$04
Net income$3,830,000720
Minority interest net income$050
Net income of bank and minority interests.$3,830,000720
Net charge-offs$224,000347
Cash dividends$4,000,000292
Sale, conversion, retirement of capital stock, net$135,000239
Net operating income$3,830,000725
2021-12-31 (YTD Data)Rank
Total interest income$49,576,000683
Total interest expense$3,618,000755
Net interest income$45,958,000677
Provision for loan and lease losses$1,652,000354
Total noninterest income$15,880,000623
Gross Fiduciary activities income$0994
Service charges on deposit accounts$690,0001,266
Trading account gains and feesNANA
Additional Noninterest Income$15,190,000504
Total noninterest expense$40,915,000639
Salaries and employee benefits$25,947,000573
Premises and equipment expense$4,115,000642
Additional noninterest expense$10,853,000722
Pre-tax net operating income$19,271,000763
Securities gains (losses)$02,062
Applicable income taxes$4,516,000675
Income before extraordinary items$14,755,000828
Extraordinary gains, net$010
Net income$14,755,000829
Minority interest net income$074
Net income of bank and minority interests.$14,755,000829
Net charge-offs$2,096,000278
Cash dividends$13,000,000397
Sale, conversion, retirement of capital stock, net$425,000325
Net operating income$14,755,000811
2021-09-30 (YTD Data)Rank
Total interest income$37,322,000699
Total interest expense$2,910,000741
Net interest income$34,412,000690
Provision for loan and lease losses$559,000746
Total noninterest income$12,115,000627
Gross Fiduciary activities income$0957
Service charges on deposit accounts$496,0001,300
Trading account gains and feesNANA
Additional Noninterest Income$11,619,000523
Total noninterest expense$30,123,000659
Salaries and employee benefits$18,727,000596
Premises and equipment expense$3,127,000650
Additional noninterest expense$8,269,000717
Pre-tax net operating income$15,845,000727
Securities gains (losses)$02,015
Applicable income taxes$3,712,000658
Income before extraordinary items$12,133,000795
Extraordinary gains, net$08
Net income$12,133,000795
Minority interest net income$069
Net income of bank and minority interests.$12,133,000795
Net charge-offs$1,503,000275
Cash dividends$13,000,000307
Sale, conversion, retirement of capital stock, net$310,000297
Net operating income$12,133,000773
2021-06-30 (YTD Data)Rank
Total interest income$24,922,000693
Total interest expense$2,094,000714
Net interest income$22,828,000690
Provision for loan and lease losses$255,0001,013
Total noninterest income$8,094,000622
Gross Fiduciary activities income$0951
Service charges on deposit accounts$316,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$7,778,000523
Total noninterest expense$20,258,000649
Salaries and employee benefits$12,711,000584
Premises and equipment expense$2,102,000642
Additional noninterest expense$5,445,000710
Pre-tax net operating income$10,409,000730
Securities gains (losses)$01,818
Applicable income taxes$2,412,000660
Income before extraordinary items$7,997,000798
Extraordinary gains, net$06
Net income$7,997,000798
Minority interest net income$067
Net income of bank and minority interests.$7,997,000798
Net charge-offs$464,000426
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$225,000262
Net operating income$7,997,000778
2021-03-31 (YTD Data)Rank
Total interest income$12,325,000685
Total interest expense$1,145,000691
Net interest income$11,180,000688
Provision for loan and lease losses$375,000456
Total noninterest income$4,303,000596
Gross Fiduciary activities income$0922
Service charges on deposit accounts$165,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$4,138,000511
Total noninterest expense$10,191,000633
Salaries and employee benefits$6,358,000582
Premises and equipment expense$1,045,000659
Additional noninterest expense$2,788,000678
Pre-tax net operating income$4,917,000779
Securities gains (losses)$01,392
Applicable income taxes$1,147,000680
Income before extraordinary items$3,770,000850
Extraordinary gains, net$03
Net income$3,770,000850
Minority interest net income$055
Net income of bank and minority interests.$3,770,000850
Net charge-offs$579,000244
Cash dividends$3,000,000336
Sale, conversion, retirement of capital stock, net$114,000239
Net operating income$3,770,000828
2020-12-31 (YTD Data)Rank
Total interest income$52,053,000656
Total interest expense$8,243,000586
Net interest income$43,810,000668
Provision for loan and lease losses$4,136,000655
Total noninterest income$18,363,000526
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$705,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$17,658,000438
Total noninterest expense$39,486,000639
Salaries and employee benefits$24,927,000571
Premises and equipment expense$3,987,000663
Additional noninterest expense$10,572,000706
Pre-tax net operating income$18,551,000631
Securities gains (losses)$02,675
Applicable income taxes$4,012,000574
Income before extraordinary items$14,539,000679
Extraordinary gains, net$04
Net income$14,539,000679
Minority interest net income$072
Net income of bank and minority interests.$14,539,000679
Net charge-offs$2,045,000407
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$212,000364
Net operating income$14,539,000650
2020-09-30 (YTD Data)Rank
Total interest income$39,276,000651
Total interest expense$6,789,000579
Net interest income$32,487,000665
Provision for loan and lease losses$1,671,000991
Total noninterest income$13,016,000527
Gross Fiduciary activities income$0981
Service charges on deposit accounts$538,0001,229
Trading account gains and feesNANA
Additional Noninterest Income$12,478,000436
Total noninterest expense$29,997,000610
Salaries and employee benefits$18,829,000556
Premises and equipment expense$2,999,000647
Additional noninterest expense$8,169,000672
Pre-tax net operating income$13,835,000605
Securities gains (losses)$02,494
Applicable income taxes$3,177,000529
Income before extraordinary items$10,658,000663
Extraordinary gains, net$04
Net income$10,658,000662
Minority interest net income$065
Net income of bank and minority interests.$10,658,000663
Net charge-offs$1,570,000382
Cash dividends$5,000,000559
Sale, conversion, retirement of capital stock, net$132,000366
Net operating income$10,658,000633
2020-06-30 (YTD Data)Rank
Total interest income$26,080,000654
Total interest expense$4,933,000591
Net interest income$21,147,000671
Provision for loan and lease losses$661,0001,370
Total noninterest income$7,997,000535
Gross Fiduciary activities income$0970
Service charges on deposit accounts$369,0001,203
Trading account gains and feesNANA
Additional Noninterest Income$7,628,000428
Total noninterest expense$19,534,000627
Salaries and employee benefits$12,321,000554
Premises and equipment expense$2,078,000620
Additional noninterest expense$5,135,000696
Pre-tax net operating income$8,949,000559
Securities gains (losses)$02,249
Applicable income taxes$2,058,000486
Income before extraordinary items$6,891,000631
Extraordinary gains, net$04
Net income$6,891,000631
Minority interest net income$065
Net income of bank and minority interests.$6,891,000631
Net charge-offs$955,000403
Cash dividends$3,000,000605
Sale, conversion, retirement of capital stock, net$52,000395
Net operating income$6,891,000602
2020-03-31 (YTD Data)Rank
Total interest income$13,381,000641
Total interest expense$2,798,000581
Net interest income$10,583,000661
Provision for loan and lease losses$751,000711
Total noninterest income$4,080,000490
Gross Fiduciary activities income$0941
Service charges on deposit accounts$222,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$3,858,000385
Total noninterest expense$9,687,000629
Salaries and employee benefits$5,969,000569
Premises and equipment expense$1,135,000576
Additional noninterest expense$2,583,000696
Pre-tax net operating income$4,225,000549
Securities gains (losses)$01,705
Applicable income taxes$955,000480
Income before extraordinary items$3,270,000600
Extraordinary gains, net$04
Net income$3,270,000601
Minority interest net income$056
Net income of bank and minority interests.$3,270,000600
Net charge-offs$615,000328
Cash dividends$3,000,000403
Sale, conversion, retirement of capital stock, net$81,000267
Net operating income$3,270,000579
2019-12-31 (YTD Data)Rank
Total interest income$52,467,000652
Total interest expense$10,901,000638
Net interest income$41,566,000669
Provision for loan and lease losses$3,770,000312
Total noninterest income$16,558,000487
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$945,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$15,613,000387
Total noninterest expense$36,981,000634
Salaries and employee benefits$22,471,000587
Premises and equipment expense$3,961,000641
Additional noninterest expense$10,549,000671
Pre-tax net operating income$17,373,000682
Securities gains (losses)$02,379
Applicable income taxes$3,570,000632
Income before extraordinary items$13,803,000716
Extraordinary gains, net$011
Net income$13,803,000717
Minority interest net income$076
Net income of bank and minority interests.$13,803,000717
Net charge-offs$3,784,000258
Cash dividends$6,000,000690
Sale, conversion, retirement of capital stock, net$338,000336
Net operating income$13,803,000700
2019-09-30 (YTD Data)Rank
Total interest income$39,125,000662
Total interest expense$7,929,000661
Net interest income$31,196,000670
Provision for loan and lease losses$2,476,000343
Total noninterest income$11,529,000516
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$701,0001,189
Trading account gains and fees$0129
Additional Noninterest Income$10,828,000398
Total noninterest expense$26,981,000652
Salaries and employee benefits$16,603,000597
Premises and equipment expense$2,966,000646
Additional noninterest expense$7,412,000706
Pre-tax net operating income$13,268,000674
Securities gains (losses)$02,167
Applicable income taxes$2,997,000588
Income before extraordinary items$10,271,000726
Extraordinary gains, net$011
Net income$10,271,000728
Minority interest net income$072
Net income of bank and minority interests.$10,271,000727
Net charge-offs$2,591,000259
Cash dividends$6,000,000529
Sale, conversion, retirement of capital stock, net$224,000323
Net operating income$10,271,000715
2019-06-30 (YTD Data)Rank
Total interest income$25,960,000665
Total interest expense$5,152,000664
Net interest income$20,808,000666
Provision for loan and lease losses$1,733,000328
Total noninterest income$7,567,000513
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$458,0001,197
Trading account gains and fees$0131
Additional Noninterest Income$7,109,000394
Total noninterest expense$17,859,000660
Salaries and employee benefits$10,961,000603
Premises and equipment expense$1,998,000640
Additional noninterest expense$4,900,000725
Pre-tax net operating income$8,783,000660
Securities gains (losses)$01,702
Applicable income taxes$1,985,000573
Income before extraordinary items$6,798,000710
Extraordinary gains, net$011
Net income$6,798,000710
Minority interest net income$069
Net income of bank and minority interests.$6,798,000710
Net charge-offs$1,881,000242
Cash dividends$4,000,000522
Sale, conversion, retirement of capital stock, net$141,000313
Net operating income$6,798,000698
2019-03-31 (YTD Data)Rank
Total interest income$12,815,000670
Total interest expense$2,526,000670
Net interest income$10,289,000672
Provision for loan and lease losses$923,000304
Total noninterest income$3,768,000503
Gross Fiduciary activities income$0972
Service charges on deposit accounts$221,0001,222
Trading account gains and fees$0126
Additional Noninterest Income$3,547,000383
Total noninterest expense$8,905,000657
Salaries and employee benefits$5,456,000603
Premises and equipment expense$1,028,000622
Additional noninterest expense$2,421,000717
Pre-tax net operating income$4,229,000660
Securities gains (losses)$01,087
Applicable income taxes$941,000586
Income before extraordinary items$3,288,000713
Extraordinary gains, net$05
Net income$3,288,000714
Minority interest net income$052
Net income of bank and minority interests.$3,288,000712
Net charge-offs$1,081,000204
Cash dividends$4,000,000307
Sale, conversion, retirement of capital stock, net$75,000263
Net operating income$3,288,000704
2018-12-31 (YTD Data)Rank
Total interest income$46,475,000683
Total interest expense$5,986,000796
Net interest income$40,489,000675
Provision for loan and lease losses$4,954,000260
Total noninterest income$14,355,000526
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$979,0001,188
Trading account gains and fees$0126
Additional Noninterest Income$13,376,000411
Total noninterest expense$34,232,000661
Salaries and employee benefits$21,161,000595
Premises and equipment expense$3,888,000652
Additional noninterest expense$9,183,000758
Pre-tax net operating income$15,658,000730
Securities gains (losses)$01,125
Applicable income taxes$3,402,000608
Income before extraordinary items$12,256,000769
Extraordinary gains, net$06
Net income$12,256,000768
Minority interest net income$072
Net income of bank and minority interests.$12,256,000768
Net charge-offs$4,418,000214
Cash dividends$5,000,000730
Sale, conversion, retirement of capital stock, net$305,000357
Net operating income$12,256,000767
2018-09-30 (YTD Data)Rank
Total interest income$33,787,000699
Total interest expense$3,880,000851
Net interest income$29,907,000678
Provision for loan and lease losses$3,518,000260
Total noninterest income$10,820,000528
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$730,0001,200
Trading account gains and fees$0138
Additional Noninterest Income$10,090,000415
Total noninterest expense$25,733,000662
Salaries and employee benefits$15,940,000587
Premises and equipment expense$2,947,000637
Additional noninterest expense$6,846,000747
Pre-tax net operating income$11,476,000734
Securities gains (losses)$01,118
Applicable income taxes$2,484,000629
Income before extraordinary items$8,992,000784
Extraordinary gains, net$05
Net income$8,992,000783
Minority interest net income$066
Net income of bank and minority interests.$8,992,000783
Net charge-offs$3,565,000195
Cash dividends$5,000,000532
Sale, conversion, retirement of capital stock, net$229,000330
Net operating income$8,992,000777
2018-06-30 (YTD Data)Rank
Total interest income$22,052,000705
Total interest expense$2,306,000873
Net interest income$19,746,000680
Provision for loan and lease losses$2,040,000291
Total noninterest income$7,142,000536
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$491,0001,184
Trading account gains and fees$0130
Additional Noninterest Income$6,651,000418
Total noninterest expense$17,295,000655
Salaries and employee benefits$10,672,000586
Premises and equipment expense$2,018,000628
Additional noninterest expense$4,605,000738
Pre-tax net operating income$7,553,000729
Securities gains (losses)$0961
Applicable income taxes$1,690,000614
Income before extraordinary items$5,863,000788
Extraordinary gains, net$06
Net income$5,863,000787
Minority interest net income$065
Net income of bank and minority interests.$5,863,000787
Net charge-offs$1,998,000219
Cash dividends$4,000,000459
Sale, conversion, retirement of capital stock, net$154,000313
Net operating income$5,863,000783
2018-03-31 (YTD Data)Rank
Total interest income$10,884,000704
Total interest expense$1,080,000883
Net interest income$9,804,000683
Provision for loan and lease losses$1,160,000250
Total noninterest income$3,491,000536
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$243,0001,199
Trading account gains and fees$0123
Additional Noninterest Income$3,248,000417
Total noninterest expense$8,584,000662
Salaries and employee benefits$5,172,000614
Premises and equipment expense$1,014,000622
Additional noninterest expense$2,398,000703
Pre-tax net operating income$3,551,000743
Securities gains (losses)$0735
Applicable income taxes$818,000611
Income before extraordinary items$2,733,000811
Extraordinary gains, net$07
Net income$2,733,000811
Minority interest net income$052
Net income of bank and minority interests.$2,733,000811
Net charge-offs$1,025,000218
Cash dividends$4,000,000238
Sale, conversion, retirement of capital stock, net$80,000277
Net operating income$2,733,000800
2017-12-31 (YTD Data)Rank
Total interest income$44,352,000654
Total interest expense$4,293,000792
Net interest income$40,059,000635
Provision for loan and lease losses$7,042,000203
Total noninterest income$13,788,000547
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$965,0001,216
Trading account gains and fees$0151
Additional Noninterest Income$12,823,000429
Total noninterest expense$34,287,000645
Salaries and employee benefits$19,632,000617
Premises and equipment expense$3,818,000653
Additional noninterest expense$10,837,000621
Pre-tax net operating income$12,518,000813
Securities gains (losses)$02,243
Applicable income taxes$4,099,000761
Income before extraordinary items$8,419,000865
Extraordinary gains, net$09
Net income$8,419,000866
Minority interest net income$076
Net income of bank and minority interests.$8,419,000865
Net charge-offs$8,588,000151
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$399,000322
Net operating income$8,419,000853
2017-09-30 (YTD Data)Rank
Total interest income$33,259,000648
Total interest expense$3,182,000778
Net interest income$30,077,000633
Provision for loan and lease losses$3,080,000277
Total noninterest income$10,135,000567
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$728,0001,218
Trading account gains and fees$0145
Additional Noninterest Income$9,407,000445
Total noninterest expense$25,545,000650
Salaries and employee benefits$14,862,000609
Premises and equipment expense$2,872,000661
Additional noninterest expense$7,811,000655
Pre-tax net operating income$11,587,000683
Securities gains (losses)$02,274
Applicable income taxes$4,035,000563
Income before extraordinary items$7,552,000802
Extraordinary gains, net$09
Net income$7,552,000802
Minority interest net income$071
Net income of bank and minority interests.$7,552,000802
Net charge-offs$3,140,000220
Cash dividends$3,000,000755
Sale, conversion, retirement of capital stock, net$257,000318
Net operating income$7,552,000787
2017-06-30 (YTD Data)Rank
Total interest income$21,972,000641
Total interest expense$2,083,000765
Net interest income$19,889,000627
Provision for loan and lease losses$1,893,000296
Total noninterest income$6,737,000562
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$488,0001,213
Trading account gains and fees$0139
Additional Noninterest Income$6,249,000443
Total noninterest expense$17,181,000638
Salaries and employee benefits$9,857,000614
Premises and equipment expense$1,922,000648
Additional noninterest expense$5,402,000630
Pre-tax net operating income$7,552,000674
Securities gains (losses)$01,906
Applicable income taxes$2,648,000560
Income before extraordinary items$4,904,000808
Extraordinary gains, net$011
Net income$4,904,000807
Minority interest net income$071
Net income of bank and minority interests.$4,904,000808
Net charge-offs$2,216,000214
Cash dividends$3,000,000535
Sale, conversion, retirement of capital stock, net$170,000296
Net operating income$4,904,000797
2017-03-31 (YTD Data)Rank
Total interest income$11,138,000625
Total interest expense$1,029,000754
Net interest income$10,109,000612
Provision for loan and lease losses$930,000290
Total noninterest income$3,292,000563
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$257,0001,164
Trading account gains and fees$0142
Additional Noninterest Income$3,035,000444
Total noninterest expense$8,702,000639
Salaries and employee benefits$4,976,000616
Premises and equipment expense$1,000,000630
Additional noninterest expense$2,726,000626
Pre-tax net operating income$3,769,000664
Securities gains (losses)$01,153
Applicable income taxes$1,332,000547
Income before extraordinary items$2,437,000793
Extraordinary gains, net$08
Net income$2,437,000793
Minority interest net income$055
Net income of bank and minority interests.$2,437,000793
Net charge-offs$1,209,000201
Cash dividends$3,000,000280
Sale, conversion, retirement of capital stock, net$85,000269
Net operating income$2,437,000782
2016-12-31 (YTD Data)Rank
Total interest income$46,047,000583
Total interest expense$4,192,000704
Net interest income$41,855,000574
Provision for loan and lease losses$6,722,000213
Total noninterest income$12,708,000587
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,084,0001,128
Trading account gains and fees$0170
Additional Noninterest Income$11,624,000460
Total noninterest expense$33,466,000649
Salaries and employee benefits$18,736,000624
Premises and equipment expense$3,912,000630
Additional noninterest expense$10,818,000646
Pre-tax net operating income$14,375,000665
Securities gains (losses)$1,0003,113
Applicable income taxes$4,835,000566
Income before extraordinary items$9,541,000793
Extraordinary gains, net$05
Net income$9,541,000793
Minority interest net income$082
Net income of bank and minority interests.$9,541,000792
Net charge-offs$6,720,000167
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$293,000347
Net operating income$9,540,340768
2016-09-30 (YTD Data)Rank
Total interest income$34,141,000587
Total interest expense$3,143,000700
Net interest income$30,998,000580
Provision for loan and lease losses$4,764,000212
Total noninterest income$9,527,000586
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$807,0001,124
Trading account gains and fees$0169
Additional Noninterest Income$8,720,000455
Total noninterest expense$25,119,000645
Salaries and employee benefits$13,981,000629
Premises and equipment expense$2,960,000630
Additional noninterest expense$8,178,000638
Pre-tax net operating income$10,642,000679
Securities gains (losses)$1,0003,060
Applicable income taxes$3,520,000588
Income before extraordinary items$7,123,000792
Extraordinary gains, net$05
Net income$7,123,000793
Minority interest net income$071
Net income of bank and minority interests.$7,123,000792
Net charge-offs$4,984,000156
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$208,000329
Net operating income$7,122,330776
2016-06-30 (YTD Data)Rank
Total interest income$22,355,000602
Total interest expense$2,063,000706
Net interest income$20,292,000587
Provision for loan and lease losses$3,102,000210
Total noninterest income$6,149,000592
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$519,0001,153
Trading account gains and fees$0157
Additional Noninterest Income$5,630,000456
Total noninterest expense$16,541,000654
Salaries and employee benefits$9,223,000635
Premises and equipment expense$1,954,000640
Additional noninterest expense$5,364,000644
Pre-tax net operating income$6,798,000687
Securities gains (losses)$1,0002,737
Applicable income taxes$2,312,000586
Income before extraordinary items$4,487,000825
Extraordinary gains, net$016
Net income$4,487,000824
Minority interest net income$071
Net income of bank and minority interests.$4,487,000824
Net charge-offs$3,094,000165
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$129,000331
Net operating income$4,486,340801
2016-03-31 (YTD Data)Rank
Total interest income$11,057,000605
Total interest expense$988,000732
Net interest income$10,069,000592
Provision for loan and lease losses$1,734,000195
Total noninterest income$3,017,000577
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$247,0001,203
Trading account gains and fees$0142
Additional Noninterest Income$2,770,000446
Total noninterest expense$8,412,000643
Salaries and employee benefits$4,663,000636
Premises and equipment expense$1,010,000622
Additional noninterest expense$2,739,000622
Pre-tax net operating income$2,940,000778
Securities gains (losses)$02,077
Applicable income taxes$977,000653
Income before extraordinary items$1,963,000909
Extraordinary gains, net$012
Net income$1,963,000910
Minority interest net income$062
Net income of bank and minority interests.$1,963,000910
Net charge-offs$1,686,000157
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$60,000319
Net operating income$1,963,000881
2015-12-31 (YTD Data)Rank
Total interest income$42,618,000600
Total interest expense$3,284,000852
Net interest income$39,334,000582
Provision for loan and lease losses$5,253,000205
Total noninterest income$11,342,000610
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,160,0001,074
Trading account gains and fees$0159
Additional Noninterest Income$10,182,000486
Total noninterest expense$31,223,000667
Salaries and employee benefits$18,439,000618
Premises and equipment expense$3,895,000636
Additional noninterest expense$8,889,000742
Pre-tax net operating income$14,200,000644
Securities gains (losses)$03,216
Applicable income taxes$4,823,000537
Income before extraordinary items$9,377,000771
Extraordinary gains, net$023
Net income$9,377,000771
Minority interest net income$081
Net income of bank and minority interests.$9,377,000771
Net charge-offs$4,409,000207
Cash dividends$17,750,000244
Sale, conversion, retirement of capital stock, net$210,000420
Net operating income$9,377,000753
2015-09-30 (YTD Data)Rank
Total interest income$31,598,000612
Total interest expense$2,346,000901
Net interest income$29,252,000590
Provision for loan and lease losses$2,978,000245
Total noninterest income$8,627,000621
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$882,0001,069
Trading account gains and fees$0153
Additional Noninterest Income$7,745,000494
Total noninterest expense$23,406,000676
Salaries and employee benefits$14,010,000610
Premises and equipment expense$2,949,000646
Additional noninterest expense$6,447,000766
Pre-tax net operating income$11,495,000628
Securities gains (losses)$03,031
Applicable income taxes$4,103,000513
Income before extraordinary items$7,392,000749
Extraordinary gains, net$021
Net income$7,392,000746
Minority interest net income$078
Net income of bank and minority interests.$7,392,000749
Net charge-offs$2,802,000226
Cash dividends$1,750,0001,090
Sale, conversion, retirement of capital stock, net$151,000389
Net operating income$7,392,000727
2015-06-30 (YTD Data)Rank
Total interest income$20,276,000633
Total interest expense$1,491,000952
Net interest income$18,785,000609
Provision for loan and lease losses$1,525,000299
Total noninterest income$5,653,000635
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$585,0001,051
Trading account gains and fees$0157
Additional Noninterest Income$5,068,000503
Total noninterest expense$15,675,000675
Salaries and employee benefits$9,455,000595
Premises and equipment expense$2,073,000613
Additional noninterest expense$4,147,000794
Pre-tax net operating income$7,238,000660
Securities gains (losses)$02,636
Applicable income taxes$2,531,000555
Income before extraordinary items$4,707,000783
Extraordinary gains, net$022
Net income$4,707,000782
Minority interest net income$075
Net income of bank and minority interests.$4,707,000783
Net charge-offs$1,510,000261
Cash dividends$1,750,000795
Sale, conversion, retirement of capital stock, net$98,000381
Net operating income$4,707,000762
2015-03-31 (YTD Data)Rank
Total interest income$9,936,000642
Total interest expense$698,0001,027
Net interest income$9,238,000614
Provision for loan and lease losses$369,000541
Total noninterest income$2,615,000646
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$278,0001,084
Trading account gains and fees$0152
Additional Noninterest Income$2,337,000511
Total noninterest expense$7,995,000658
Salaries and employee benefits$4,850,000594
Premises and equipment expense$1,023,000619
Additional noninterest expense$2,122,000776
Pre-tax net operating income$3,489,000658
Securities gains (losses)$02,027
Applicable income taxes$1,218,000549
Income before extraordinary items$2,271,000774
Extraordinary gains, net$013
Net income$2,271,000772
Minority interest net income$064
Net income of bank and minority interests.$2,271,000774
Net charge-offs$350,000479
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$44,000365
Net operating income$2,271,000748
2014-12-31 (YTD Data)Rank
Total interest income$39,626,000629
Total interest expense$2,400,0001,212
Net interest income$37,226,000600
Provision for loan and lease losses$5,499,000201
Total noninterest income$10,216,000635
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,213,0001,087
Trading account gains and fees$0180
Additional Noninterest Income$9,003,000490
Total noninterest expense$29,525,000696
Salaries and employee benefits$17,122,000644
Premises and equipment expense$3,922,000630
Additional noninterest expense$8,481,000774
Pre-tax net operating income$12,418,000679
Securities gains (losses)$03,259
Applicable income taxes$3,829,000604
Income before extraordinary items$8,589,000785
Extraordinary gains, net$017
Net income$8,589,000784
Minority interest net income$084
Net income of bank and minority interests.$8,589,000784
Net charge-offs$3,922,000279
Cash dividends$6,000,000511
Sale, conversion, retirement of capital stock, net$156,000473
Net operating income$8,589,000771
2014-09-30 (YTD Data)Rank
Total interest income$28,893,000645
Total interest expense$1,755,0001,254
Net interest income$27,138,000608
Provision for loan and lease losses$3,272,000230
Total noninterest income$7,470,000641
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$892,0001,117
Trading account gains and fees$0174
Additional Noninterest Income$6,578,000498
Total noninterest expense$21,792,000701
Salaries and employee benefits$12,452,000664
Premises and equipment expense$2,930,000629
Additional noninterest expense$6,410,000772
Pre-tax net operating income$9,544,000658
Securities gains (losses)$02,980
Applicable income taxes$3,322,000551
Income before extraordinary items$6,222,000802
Extraordinary gains, net$015
Net income$6,222,000802
Minority interest net income$081
Net income of bank and minority interests.$6,222,000801
Net charge-offs$2,632,000298
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$117,000433
Net operating income$6,222,000787
2014-06-30 (YTD Data)Rank
Total interest income$18,145,000690
Total interest expense$1,157,0001,277
Net interest income$16,988,000646
Provision for loan and lease losses$1,920,000258
Total noninterest income$4,683,000665
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$586,0001,111
Trading account gains and fees$0172
Additional Noninterest Income$4,097,000517
Total noninterest expense$14,024,000720
Salaries and employee benefits$7,924,000695
Premises and equipment expense$1,958,000630
Additional noninterest expense$4,142,000792
Pre-tax net operating income$5,727,000720
Securities gains (losses)$02,580
Applicable income taxes$1,970,000584
Income before extraordinary items$3,757,000863
Extraordinary gains, net$020
Net income$3,757,000863
Minority interest net income$080
Net income of bank and minority interests.$3,757,000863
Net charge-offs$1,469,000378
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$78,000418
Net operating income$3,757,000845
2014-03-31 (YTD Data)Rank
Total interest income$8,285,000757
Total interest expense$565,0001,332
Net interest income$7,720,000710
Provision for loan and lease losses$1,055,000243
Total noninterest income$2,268,000664
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$280,0001,148
Trading account gains and fees$0147
Additional Noninterest Income$1,988,000510
Total noninterest expense$6,703,000759
Salaries and employee benefits$3,787,000734
Premises and equipment expense$1,030,000613
Additional noninterest expense$1,886,000842
Pre-tax net operating income$2,230,000884
Securities gains (losses)$01,715
Applicable income taxes$743,000699
Income before extraordinary items$1,487,0001,058
Extraordinary gains, net$016
Net income$1,487,0001,059
Minority interest net income$066
Net income of bank and minority interests.$1,487,0001,059
Net charge-offs$980,000303
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$39,000391
Net operating income$1,487,0001,030
2013-12-31 (YTD Data)Rank
Total interest income$34,308,000727
Total interest expense$3,237,0001,037
Net interest income$31,071,000686
Provision for loan and lease losses$2,661,000486
Total noninterest income$8,391,000768
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,112,0001,224
Trading account gains and fees$0184
Additional Noninterest Income$7,279,000607
Total noninterest expense$24,770,000818
Salaries and employee benefits$13,947,000775
Premises and equipment expense$3,648,000675
Additional noninterest expense$7,175,000945
Pre-tax net operating income$12,031,000653
Securities gains (losses)$03,182
Applicable income taxes$4,112,000521
Income before extraordinary items$7,919,000794
Extraordinary gains, net$029
Net income$7,919,000794
Minority interest net income$090
Net income of bank and minority interests.$7,919,000795
Net charge-offs$2,819,000569
Cash dividends$2,500,000997
Sale, conversion, retirement of capital stock, net$140,000502
Net operating income$7,919,000789
2013-09-30 (YTD Data)Rank
Total interest income$25,934,000721
Total interest expense$2,549,0001,028
Net interest income$23,385,000679
Provision for loan and lease losses$2,089,000476
Total noninterest income$6,306,000774
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$809,0001,267
Trading account gains and fees$0180
Additional Noninterest Income$5,497,000622
Total noninterest expense$18,193,000846
Salaries and employee benefits$10,154,000800
Premises and equipment expense$2,726,000676
Additional noninterest expense$5,313,000956
Pre-tax net operating income$9,409,000643
Securities gains (losses)$03,040
Applicable income taxes$3,225,000523
Income before extraordinary items$6,184,000781
Extraordinary gains, net$025
Net income$6,184,000782
Minority interest net income$084
Net income of bank and minority interests.$6,184,000783
Net charge-offs$2,344,000533
Cash dividends$2,500,000725
Sale, conversion, retirement of capital stock, net$105,000453
Net operating income$6,184,000758
2013-06-30 (YTD Data)Rank
Total interest income$17,486,000713
Total interest expense$1,797,0001,004
Net interest income$15,689,000670
Provision for loan and lease losses$1,702,000418
Total noninterest income$4,152,000792
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$521,0001,281
Trading account gains and fees$0157
Additional Noninterest Income$3,631,000631
Total noninterest expense$12,116,000840
Salaries and employee benefits$6,818,000796
Premises and equipment expense$1,833,000673
Additional noninterest expense$3,465,000962
Pre-tax net operating income$6,023,000645
Securities gains (losses)$02,791
Applicable income taxes$2,136,000515
Income before extraordinary items$3,887,000798
Extraordinary gains, net$022
Net income$3,887,000798
Minority interest net income$082
Net income of bank and minority interests.$3,887,000800
Net charge-offs$1,956,000463
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$70,000424
Net operating income$3,887,000773
2013-03-31 (YTD Data)Rank
Total interest income$8,906,000707
Total interest expense$1,009,000928
Net interest income$7,897,000672
Provision for loan and lease losses$1,203,000325
Total noninterest income$2,220,000753
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$257,0001,302
Trading account gains and fees$0148
Additional Noninterest Income$1,963,000591
Total noninterest expense$6,122,000836
Salaries and employee benefits$3,456,000792
Premises and equipment expense$994,000635
Additional noninterest expense$1,672,0001,005
Pre-tax net operating income$2,792,000692
Securities gains (losses)$01,966
Applicable income taxes$976,000554
Income before extraordinary items$1,816,000843
Extraordinary gains, net$010
Net income$1,816,000844
Minority interest net income$076
Net income of bank and minority interests.$1,816,000845
Net charge-offs$1,409,000353
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$35,000391
Net operating income$1,816,000806
2012-12-31 (YTD Data)Rank
Total interest income$38,308,000682
Total interest expense$5,706,000776
Net interest income$32,602,000659
Provision for loan and lease losses$3,667,000652
Total noninterest income$6,932,000898
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$930,0001,505
Trading account gains and fees$0166
Additional Noninterest Income$6,002,000713
Total noninterest expense$23,010,000881
Salaries and employee benefits$12,922,000813
Premises and equipment expense$3,242,000742
Additional noninterest expense$6,846,0001,016
Pre-tax net operating income$12,857,000589
Securities gains (losses)$3,0003,606
Applicable income taxes$4,495,000463
Income before extraordinary items$8,365,000716
Extraordinary gains, net$029
Net income$8,365,000712
Minority interest net income$093
Net income of bank and minority interests.$8,365,000716
Net charge-offs$4,616,000613
Cash dividends$10,500,000312
Sale, conversion, retirement of capital stock, net$111,000552
Net operating income$8,363,050685
2012-09-30 (YTD Data)Rank
Total interest income$28,938,000690
Total interest expense$4,511,000764
Net interest income$24,427,000663
Provision for loan and lease losses$2,199,000787
Total noninterest income$5,201,000884
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$649,0001,609
Trading account gains and fees$0157
Additional Noninterest Income$4,552,000689
Total noninterest expense$17,349,000863
Salaries and employee benefits$9,588,000816
Premises and equipment expense$2,495,000729
Additional noninterest expense$5,266,000991
Pre-tax net operating income$10,080,000585
Securities gains (losses)$3,0003,350
Applicable income taxes$3,468,000469
Income before extraordinary items$6,615,000701
Extraordinary gains, net$020
Net income$6,615,000700
Minority interest net income$086
Net income of bank and minority interests.$6,615,000701
Net charge-offs$2,953,000680
Cash dividends$3,000,000553
Sale, conversion, retirement of capital stock, net$76,000520
Net operating income$6,613,020673
2012-06-30 (YTD Data)Rank
Total interest income$19,338,000695
Total interest expense$3,153,000753
Net interest income$16,185,000669
Provision for loan and lease losses$1,506,000793
Total noninterest income$3,458,000880
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$408,0001,678
Trading account gains and fees$0153
Additional Noninterest Income$3,050,000681
Total noninterest expense$11,550,000858
Salaries and employee benefits$6,335,000825
Premises and equipment expense$1,748,000700
Additional noninterest expense$3,467,0001,005
Pre-tax net operating income$6,587,000586
Securities gains (losses)$3,0002,959
Applicable income taxes$2,321,000467
Income before extraordinary items$4,269,000710
Extraordinary gains, net$019
Net income$4,269,000709
Minority interest net income$084
Net income of bank and minority interests.$4,269,000710
Net charge-offs$1,649,000794
Cash dividends$3,000,000375
Sale, conversion, retirement of capital stock, net$43,000521
Net operating income$4,267,050679
2012-03-31 (YTD Data)Rank
Total interest income$9,718,000693
Total interest expense$1,650,000738
Net interest income$8,068,000669
Provision for loan and lease losses$918,000663
Total noninterest income$1,702,000875
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$195,0001,737
Trading account gains and fees$0148
Additional Noninterest Income$1,507,000682
Total noninterest expense$5,754,000863
Salaries and employee benefits$3,086,000835
Premises and equipment expense$893,000683
Additional noninterest expense$1,775,000956
Pre-tax net operating income$3,098,000611
Securities gains (losses)$02,210
Applicable income taxes$1,131,000470
Income before extraordinary items$1,967,000765
Extraordinary gains, net$019
Net income$1,967,000765
Minority interest net income$078
Net income of bank and minority interests.$1,967,000767
Net charge-offs$958,000692
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$10,000618
Net operating income$1,967,000721
2011-12-31 (YTD Data)Rank
Total interest income$41,289,000681
Total interest expense$9,839,000580
Net interest income$31,450,000686
Provision for loan and lease losses$3,417,0001,070
Total noninterest income$6,357,000857
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$811,0001,770
Trading account gains and fees$0146
Additional Noninterest Income$5,546,000648
Total noninterest expense$21,684,000904
Salaries and employee benefits$12,090,000817
Premises and equipment expense$3,177,000781
Additional noninterest expense$6,417,0001,095
Pre-tax net operating income$12,706,000510
Securities gains (losses)$03,838
Applicable income taxes$4,462,000439
Income before extraordinary items$8,244,000620
Extraordinary gains, net$029
Net income$8,244,000619
Minority interest net income$096
Net income of bank and minority interests.$8,244,000620
Net charge-offs$2,816,0001,244
Cash dividends$6,225,000346
Sale, conversion, retirement of capital stock, net$40,000844
Net operating income$8,244,000600
2011-09-30 (YTD Data)Rank
Total interest income$31,136,000687
Total interest expense$7,640,000583
Net interest income$23,496,000698
Provision for loan and lease losses$2,521,0001,059
Total noninterest income$4,933,000849
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$608,0001,776
Trading account gains and fees$0145
Additional Noninterest Income$4,325,000646
Total noninterest expense$16,512,000899
Salaries and employee benefits$9,057,000820
Premises and equipment expense$2,409,000784
Additional noninterest expense$5,046,0001,042
Pre-tax net operating income$9,396,000527
Securities gains (losses)$03,555
Applicable income taxes$3,412,000441
Income before extraordinary items$5,984,000670
Extraordinary gains, net$021
Net income$5,984,000670
Minority interest net income$087
Net income of bank and minority interests.$5,984,000670
Net charge-offs$1,935,0001,255
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$30,000791
Net operating income$5,984,000643
2011-06-30 (YTD Data)Rank
Total interest income$20,742,000699
Total interest expense$5,167,000598
Net interest income$15,575,000707
Provision for loan and lease losses$1,263,0001,290
Total noninterest income$3,059,000912
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$400,0001,768
Trading account gains and fees$0153
Additional Noninterest Income$2,659,000681
Total noninterest expense$11,045,000908
Salaries and employee benefits$6,057,000827
Premises and equipment expense$1,653,000768
Additional noninterest expense$3,335,0001,066
Pre-tax net operating income$6,326,000519
Securities gains (losses)$02,914
Applicable income taxes$2,328,000416
Income before extraordinary items$3,998,000650
Extraordinary gains, net$015
Net income$3,998,000648
Minority interest net income$089
Net income of bank and minority interests.$3,998,000650
Net charge-offs$1,080,0001,407
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$20,000738
Net operating income$3,998,000629
2011-03-31 (YTD Data)Rank
Total interest income$10,397,000702
Total interest expense$2,601,000619
Net interest income$7,796,000707
Provision for loan and lease losses$646,0001,206
Total noninterest income$1,515,000901
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$189,0001,825
Trading account gains and fees$0158
Additional Noninterest Income$1,326,000682
Total noninterest expense$5,694,000879
Salaries and employee benefits$3,056,000833
Premises and equipment expense$863,000744
Additional noninterest expense$1,775,0001,000
Pre-tax net operating income$2,971,000560
Securities gains (losses)$01,772
Applicable income taxes$1,091,000421
Income before extraordinary items$1,880,000697
Extraordinary gains, net$09
Net income$1,880,000697
Minority interest net income$086
Net income of bank and minority interests.$1,880,000697
Net charge-offs$658,0001,130
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$10,000697
Net operating income$1,880,000679
2010-12-31 (YTD Data)Rank
Total interest income$43,100,000699
Total interest expense$11,637,000685
Net interest income$31,463,000684
Provision for loan and lease losses$4,020,0001,330
Total noninterest income$5,322,0001,041
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$896,0001,651
Trading account gains and fees$0175
Additional Noninterest Income$4,426,000809
Total noninterest expense$21,022,000950
Salaries and employee benefits$10,871,000898
Premises and equipment expense$3,251,000794
Additional noninterest expense$6,900,0001,072
Pre-tax net operating income$11,743,000470
Securities gains (losses)$1,0003,687
Applicable income taxes$4,249,000418
Income before extraordinary items$7,495,000598
Extraordinary gains, net$029
Net income$7,495,000596
Minority interest net income$0111
Net income of bank and minority interests.$7,495,000598
Net charge-offs$4,188,0001,170
Cash dividends$2,100,000776
Sale, conversion, retirement of capital stock, net$97,000786
Net operating income$7,494,360573
2010-09-30 (YTD Data)Rank
Total interest income$32,429,000699
Total interest expense$8,883,000700
Net interest income$23,546,000685
Provision for loan and lease losses$2,903,0001,292
Total noninterest income$4,025,000991
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$672,0001,693
Trading account gains and fees$0165
Additional Noninterest Income$3,353,000764
Total noninterest expense$15,727,000938
Salaries and employee benefits$8,192,000888
Premises and equipment expense$2,493,000770
Additional noninterest expense$5,042,0001,065
Pre-tax net operating income$8,941,000476
Securities gains (losses)$1,0003,533
Applicable income taxes$3,255,000402
Income before extraordinary items$5,687,000609
Extraordinary gains, net$023
Net income$5,687,000607
Minority interest net income$0110
Net income of bank and minority interests.$5,687,000609
Net charge-offs$2,959,0001,154
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$87,000688
Net operating income$5,686,360581
2010-06-30 (YTD Data)Rank
Total interest income$21,533,000709
Total interest expense$5,931,000719
Net interest income$15,602,000694
Provision for loan and lease losses$1,948,0001,301
Total noninterest income$2,665,000979
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$443,0001,722
Trading account gains and fees$0152
Additional Noninterest Income$2,222,000739
Total noninterest expense$10,476,000946
Salaries and employee benefits$5,520,000883
Premises and equipment expense$1,690,000778
Additional noninterest expense$3,266,0001,089
Pre-tax net operating income$5,843,000470
Securities gains (losses)$03,184
Applicable income taxes$2,113,000387
Income before extraordinary items$3,730,000598
Extraordinary gains, net$019
Net income$3,730,000598
Minority interest net income$0105
Net income of bank and minority interests.$3,730,000599
Net charge-offs$2,179,0001,069
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$67,000578
Net operating income$3,730,000575
2010-03-31 (YTD Data)Rank
Total interest income$10,839,000720
Total interest expense$2,996,000757
Net interest income$7,843,000691
Provision for loan and lease losses$895,0001,270
Total noninterest income$1,268,0001,001
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$219,0001,742
Trading account gains and fees$0175
Additional Noninterest Income$1,049,000764
Total noninterest expense$5,220,000955
Salaries and employee benefits$2,782,000887
Premises and equipment expense$864,000775
Additional noninterest expense$1,574,0001,111
Pre-tax net operating income$2,996,000450
Securities gains (losses)$02,284
Applicable income taxes$1,083,000359
Income before extraordinary items$1,913,000581
Extraordinary gains, net$016
Net income$1,913,000586
Minority interest net income$091
Net income of bank and minority interests.$1,913,000585
Net charge-offs$1,048,0001,005
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$38,000483
Net operating income$1,913,000560
2009-12-31 (YTD Data)Rank
Total interest income$41,300,000804
Total interest expense$13,101,000902
Net interest income$28,199,000763
Provision for loan and lease losses$6,580,0001,169
Total noninterest income$5,835,000970
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$956,0001,755
Trading account gains and fees$0211
Additional Noninterest Income$4,879,000728
Total noninterest expense$19,818,0001,060
Salaries and employee benefits$10,105,000966
Premises and equipment expense$3,185,000850
Additional noninterest expense$6,528,0001,180
Pre-tax net operating income$7,636,000560
Securities gains (losses)$13,0003,179
Applicable income taxes$2,622,000451
Income before extraordinary items$5,027,000679
Extraordinary gains, net$034
Net income$5,027,000679
Minority interest net income$0115
Net income of bank and minority interests.$5,027,000679
Net charge-offs$5,746,0001,029
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$151,000782
Net operating income$5,018,420680
2009-09-30 (YTD Data)Rank
Total interest income$30,365,000842
Total interest expense$10,019,000930
Net interest income$20,346,000794
Provision for loan and lease losses$4,855,0001,070
Total noninterest income$4,267,000996
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$719,0001,758
Trading account gains and fees$0212
Additional Noninterest Income$3,548,000758
Total noninterest expense$14,722,0001,042
Salaries and employee benefits$7,467,000992
Premises and equipment expense$2,370,000864
Additional noninterest expense$4,885,0001,149
Pre-tax net operating income$5,036,000672
Securities gains (losses)$12,0002,919
Applicable income taxes$1,701,000538
Income before extraordinary items$3,347,000813
Extraordinary gains, net$027
Net income$3,347,000813
Minority interest net income$0118
Net income of bank and minority interests.$3,347,000814
Net charge-offs$4,382,000908
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$113,000708
Net operating income$3,339,080806
2009-06-30 (YTD Data)Rank
Total interest income$19,641,000888
Total interest expense$6,713,000984
Net interest income$12,928,000839
Provision for loan and lease losses$3,264,0001,027
Total noninterest income$2,736,0001,038
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$474,0001,745
Trading account gains and fees$0193
Additional Noninterest Income$2,262,000797
Total noninterest expense$9,722,0001,081
Salaries and employee benefits$4,886,0001,041
Premises and equipment expense$1,574,000891
Additional noninterest expense$3,262,0001,179
Pre-tax net operating income$2,678,000851
Securities gains (losses)$03,136
Applicable income taxes$870,000698
Income before extraordinary items$1,808,0001,056
Extraordinary gains, net$021
Net income$1,808,0001,053
Minority interest net income$0112
Net income of bank and minority interests.$1,808,0001,056
Net charge-offs$3,018,000855
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$74,000690
Net operating income$1,808,0001,023
2009-03-31 (YTD Data)Rank
Total interest income$9,722,000910
Total interest expense$3,431,000998
Net interest income$6,291,000856
Provision for loan and lease losses$1,677,000847
Total noninterest income$1,310,0001,035
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$232,0001,738
Trading account gains and fees$0171
Additional Noninterest Income$1,078,000799
Total noninterest expense$4,704,0001,069
Salaries and employee benefits$2,398,0001,055
Premises and equipment expense$792,000896
Additional noninterest expense$1,514,0001,109
Pre-tax net operating income$1,220,0001,046
Securities gains (losses)$02,434
Applicable income taxes$388,000850
Income before extraordinary items$832,0001,317
Extraordinary gains, net$015
Net income$832,0001,318
Minority interest net income$0102
Net income of bank and minority interests.$832,0001,319
Net charge-offs$1,627,000699
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$37,000582
Net operating income$832,0001,246
2008-12-31 (YTD Data)Rank
Total interest income$38,616,000973
Total interest expense$17,162,000928
Net interest income$21,454,0001,002
Provision for loan and lease losses$6,336,000847
Total noninterest income$5,518,000969
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$975,0001,794
Trading account gains and fees$0154
Additional Noninterest Income$4,543,000707
Total noninterest expense$17,947,0001,096
Salaries and employee benefits$9,350,0001,055
Premises and equipment expense$2,801,000988
Additional noninterest expense$5,796,0001,111
Pre-tax net operating income$2,689,0001,977
Securities gains (losses)$4,0002,823
Applicable income taxes$646,0001,596
Income before extraordinary items$2,047,0001,943
Extraordinary gains, net$039
Net income$2,047,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,427,000641
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$149,000860
Net operating income$2,043,9602,069
2008-09-30 (YTD Data)Rank
Total interest income$28,613,0001,017
Total interest expense$13,253,000939
Net interest income$15,360,0001,077
Provision for loan and lease losses$3,305,000843
Total noninterest income$4,276,000990
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$737,0001,800
Trading account gains and fees$0148
Additional Noninterest Income$3,539,000731
Total noninterest expense$13,304,0001,101
Salaries and employee benefits$6,967,0001,086
Premises and equipment expense$2,085,0001,002
Additional noninterest expense$4,252,0001,086
Pre-tax net operating income$3,027,0001,610
Securities gains (losses)$4,0002,700
Applicable income taxes$874,0001,281
Income before extraordinary items$2,157,0001,656
Extraordinary gains, net$031
Net income$2,157,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,516,000577
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$112,000747
Net operating income$2,154,1601,758
2008-06-30 (YTD Data)Rank
Total interest income$18,683,0001,046
Total interest expense$9,092,000942
Net interest income$9,591,0001,157
Provision for loan and lease losses$1,685,000878
Total noninterest income$2,769,0001,025
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$471,0001,841
Trading account gains and fees$0149
Additional Noninterest Income$2,298,000767
Total noninterest expense$8,754,0001,110
Salaries and employee benefits$4,596,0001,117
Premises and equipment expense$1,377,0001,011
Additional noninterest expense$2,781,0001,079
Pre-tax net operating income$1,921,0001,737
Securities gains (losses)$4,0002,798
Applicable income taxes$539,0001,514
Income before extraordinary items$1,386,0001,934
Extraordinary gains, net$021
Net income$1,386,0001,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,052,000551
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$74,000661
Net operating income$1,383,1201,903
2008-03-31 (YTD Data)Rank
Total interest income$9,285,0001,090
Total interest expense$4,786,000961
Net interest income$4,499,0001,230
Provision for loan and lease losses$785,000734
Total noninterest income$1,367,0001,038
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$219,0001,917
Trading account gains and fees$0158
Additional Noninterest Income$1,148,000773
Total noninterest expense$4,310,0001,127
Salaries and employee benefits$2,269,0001,135
Premises and equipment expense$675,0001,031
Additional noninterest expense$1,366,0001,064
Pre-tax net operating income$771,0002,239
Securities gains (losses)$2,0002,447
Applicable income taxes$207,0001,926
Income before extraordinary items$566,0002,431
Extraordinary gains, net$015
Net income$566,0002,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,152,000422
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$37,000540
Net operating income$564,5402,361
2007-12-31 (YTD Data)Rank
Total interest income$36,717,0001,155
Total interest expense$21,141,000940
Net interest income$15,576,0001,436
Provision for loan and lease losses$4,206,000480
Total noninterest income$5,847,000967
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$854,0002,020
Trading account gains and fees$0178
Additional Noninterest Income$4,993,000681
Total noninterest expense$15,266,0001,220
Salaries and employee benefits$7,942,0001,256
Premises and equipment expense$2,243,0001,169
Additional noninterest expense$5,081,0001,110
Pre-tax net operating income$1,951,0003,361
Securities gains (losses)$02,146
Applicable income taxes$445,0002,885
Income before extraordinary items$1,506,0003,445
Extraordinary gains, net$039
Net income$1,506,0003,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,776,000492
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$140,000844
Net operating income$1,506,0003,427
2007-09-30 (YTD Data)Rank
Total interest income$27,107,0001,170
Total interest expense$15,845,000939
Net interest income$11,262,0001,523
Provision for loan and lease losses$1,915,000536
Total noninterest income$4,445,000953
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$630,0002,025
Trading account gains and fees$0184
Additional Noninterest Income$3,815,000680
Total noninterest expense$11,190,0001,239
Salaries and employee benefits$5,740,0001,309
Premises and equipment expense$1,651,0001,195
Additional noninterest expense$3,799,0001,082
Pre-tax net operating income$2,602,0002,364
Securities gains (losses)$01,655
Applicable income taxes$769,0001,951
Income before extraordinary items$1,833,0002,563
Extraordinary gains, net$033
Net income$1,833,0002,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,620,000464
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$103,000745
Net operating income$1,833,0002,539
2007-06-30 (YTD Data)Rank
Total interest income$17,420,0001,223
Total interest expense$10,225,000976
Net interest income$7,195,0001,603
Provision for loan and lease losses$1,108,000540
Total noninterest income$2,935,000978
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$415,0002,049
Trading account gains and fees$0168
Additional Noninterest Income$2,520,000699
Total noninterest expense$7,326,0001,279
Salaries and employee benefits$3,760,0001,352
Premises and equipment expense$1,088,0001,229
Additional noninterest expense$2,478,0001,125
Pre-tax net operating income$1,696,0002,464
Securities gains (losses)$01,444
Applicable income taxes$496,0002,078
Income before extraordinary items$1,200,0002,644
Extraordinary gains, net$029
Net income$1,200,0002,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$846,000500
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$67,000678
Net operating income$1,200,0002,623
2007-03-31 (YTD Data)Rank
Total interest income$8,377,0001,269
Total interest expense$4,968,000988
Net interest income$3,409,0001,688
Provision for loan and lease losses$494,000536
Total noninterest income$1,524,000936
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$189,0002,152
Trading account gains and fees$0195
Additional Noninterest Income$1,335,000660
Total noninterest expense$3,561,0001,304
Salaries and employee benefits$1,815,0001,426
Premises and equipment expense$532,0001,267
Additional noninterest expense$1,214,0001,122
Pre-tax net operating income$878,0002,387
Securities gains (losses)$01,187
Applicable income taxes$257,0002,053
Income before extraordinary items$621,0002,561
Extraordinary gains, net$022
Net income$621,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,000415
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$30,000588
Net operating income$621,0002,537
2006-12-31 (YTD Data)Rank
Total interest income$29,061,0001,368
Total interest expense$16,532,0001,005
Net interest income$12,529,0001,840
Provision for loan and lease losses$1,956,000573
Total noninterest income$5,671,000991
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$679,0002,441
Trading account gains and fees$0130
Additional Noninterest Income$4,992,000675
Total noninterest expense$13,546,0001,326
Salaries and employee benefits$7,031,0001,390
Premises and equipment expense$2,037,0001,263
Additional noninterest expense$4,478,0001,192
Pre-tax net operating income$2,698,0002,977
Securities gains (losses)$01,687
Applicable income taxes$748,0002,574
Income before extraordinary items$1,950,0003,156
Extraordinary gains, net$051
Net income$1,950,0003,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,447,000503
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$120,000857
Net operating income$1,950,0003,139
2006-09-30 (YTD Data)Rank
Total interest income$21,034,0001,414
Total interest expense$11,790,0001,029
Net interest income$9,244,0001,893
Provision for loan and lease losses$1,312,000599
Total noninterest income$4,205,0001,006
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$486,0002,539
Trading account gains and fees$0126
Additional Noninterest Income$3,719,000688
Total noninterest expense$10,294,0001,312
Salaries and employee benefits$5,365,0001,382
Premises and equipment expense$1,523,0001,281
Additional noninterest expense$3,406,0001,187
Pre-tax net operating income$1,843,0003,292
Securities gains (losses)$01,388
Applicable income taxes$494,0002,878
Income before extraordinary items$1,349,0003,435
Extraordinary gains, net$045
Net income$1,349,0003,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$985,000472
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$90,000721
Net operating income$1,349,0003,425
2006-06-30 (YTD Data)Rank
Total interest income$13,394,0001,450
Total interest expense$7,315,0001,043
Net interest income$6,079,0001,917
Provision for loan and lease losses$933,000549
Total noninterest income$2,784,0001,012
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$296,0002,688
Trading account gains and fees$0126
Additional Noninterest Income$2,488,000681
Total noninterest expense$6,918,0001,315
Salaries and employee benefits$3,616,0001,375
Premises and equipment expense$1,026,0001,264
Additional noninterest expense$2,276,0001,195
Pre-tax net operating income$1,012,0003,773
Securities gains (losses)$01,185
Applicable income taxes$250,0003,307
Income before extraordinary items$762,0003,853
Extraordinary gains, net$039
Net income$762,0003,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,000542
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$60,000608
Net operating income$762,0003,843
2006-03-31 (YTD Data)Rank
Total interest income$6,325,0001,497
Total interest expense$3,376,0001,079
Net interest income$2,949,0001,969
Provision for loan and lease losses$452,000526
Total noninterest income$1,496,000933
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$126,0002,974
Trading account gains and fees$0115
Additional Noninterest Income$1,370,000639
Total noninterest expense$3,517,0001,298
Salaries and employee benefits$1,846,0001,347
Premises and equipment expense$530,0001,222
Additional noninterest expense$1,141,0001,169
Pre-tax net operating income$476,0003,864
Securities gains (losses)$0955
Applicable income taxes$111,0003,459
Income before extraordinary items$365,0003,912
Extraordinary gains, net$021
Net income$365,0003,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,000491
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$30,000457
Net operating income$365,0003,895
2005-12-31 (YTD Data)Rank
Total interest income$22,153,0001,506
Total interest expense$10,248,0001,099
Net interest income$11,905,0001,847
Provision for loan and lease losses$2,301,000466
Total noninterest income$5,831,000967
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$528,0002,941
Trading account gains and fees$0138
Additional Noninterest Income$5,303,000652
Total noninterest expense$13,033,0001,325
Salaries and employee benefits$6,831,0001,359
Premises and equipment expense$1,850,0001,330
Additional noninterest expense$4,352,0001,184
Pre-tax net operating income$2,402,0003,240
Securities gains (losses)$153,000576
Applicable income taxes$639,0002,973
Income before extraordinary items$1,916,0003,201
Extraordinary gains, net$046
Net income$1,916,0003,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,944,000403
Cash dividends$135,0005,285
Sale, conversion, retirement of capital stock, net$60,000782
Net operating income$1,801,2503,328
2005-09-30 (YTD Data)Rank
Total interest income$15,963,0001,526
Total interest expense$7,100,0001,120
Net interest income$8,863,0001,846
Provision for loan and lease losses$1,502,000501
Total noninterest income$4,494,000945
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$389,0002,983
Trading account gains and fees$0126
Additional Noninterest Income$4,105,000636
Total noninterest expense$9,716,0001,320
Salaries and employee benefits$5,094,0001,358
Premises and equipment expense$1,385,0001,319
Additional noninterest expense$3,237,0001,171
Pre-tax net operating income$2,139,0002,906
Securities gains (losses)$153,000540
Applicable income taxes$635,0002,549
Income before extraordinary items$1,657,0002,897
Extraordinary gains, net$035
Net income$1,657,0002,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,372,000402
Cash dividends$135,0004,466
Sale, conversion, retirement of capital stock, net$30,000665
Net operating income$1,546,8403,019
2005-06-30 (YTD Data)Rank
Total interest income$10,370,0001,530
Total interest expense$4,313,0001,151
Net interest income$6,057,0001,778
Provision for loan and lease losses$888,000586
Total noninterest income$2,959,000940
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$247,0003,037
Trading account gains and fees$0116
Additional Noninterest Income$2,712,000638
Total noninterest expense$6,430,0001,321
Salaries and employee benefits$3,352,0001,369
Premises and equipment expense$910,0001,328
Additional noninterest expense$2,168,0001,152
Pre-tax net operating income$1,698,0002,482
Securities gains (losses)$153,000462
Applicable income taxes$458,0002,385
Income before extraordinary items$1,393,0002,350
Extraordinary gains, net$030
Net income$1,393,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$890,000393
Cash dividends$135,0003,975
Sale, conversion, retirement of capital stock, net$5,000614
Net operating income$1,278,2502,478
2005-03-31 (YTD Data)Rank
Total interest income$5,058,0001,542
Total interest expense$1,992,0001,186
Net interest income$3,066,0001,743
Provision for loan and lease losses$443,000538
Total noninterest income$1,489,000904
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$109,0003,248
Trading account gains and fees$0115
Additional Noninterest Income$1,380,000627
Total noninterest expense$3,176,0001,345
Salaries and employee benefits$1,659,0001,392
Premises and equipment expense$453,0001,339
Additional noninterest expense$1,064,0001,150
Pre-tax net operating income$936,0002,286
Securities gains (losses)$153,000295
Applicable income taxes$273,0002,122
Income before extraordinary items$816,0002,047
Extraordinary gains, net$024
Net income$816,0002,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,000394
Cash dividends$135,0002,670
Sale, conversion, retirement of capital stock, net$0491
Net operating income$701,2502,287
2004-12-31 (YTD Data)Rank
Total interest income$19,487,0001,481
Total interest expense$6,083,0001,351
Net interest income$13,404,0001,509
Provision for loan and lease losses$1,997,000548
Total noninterest income$6,030,000906
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$462,0003,315
Trading account gains and fees$0138
Additional Noninterest Income$5,568,000620
Total noninterest expense$11,587,0001,409
Salaries and employee benefits$6,134,0001,447
Premises and equipment expense$1,804,0001,272
Additional noninterest expense$3,649,0001,364
Pre-tax net operating income$5,850,0001,471
Securities gains (losses)$-596,0008,881
Applicable income taxes$1,983,0001,283
Income before extraordinary items$3,271,0001,925
Extraordinary gains, net$034
Net income$3,271,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,739,000513
Cash dividends$3,331,000901
Sale, conversion, retirement of capital stock, net$164,000597
Net operating income$3,652,4401,705
2004-09-30 (YTD Data)Rank
Total interest income$14,549,0001,476
Total interest expense$4,387,0001,375
Net interest income$10,162,0001,484
Provision for loan and lease losses$1,244,000627
Total noninterest income$4,535,000921
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$341,0003,364
Trading account gains and fees$0134
Additional Noninterest Income$4,194,000634
Total noninterest expense$8,811,0001,389
Salaries and employee benefits$4,811,0001,370
Premises and equipment expense$1,348,0001,276
Additional noninterest expense$2,652,0001,390
Pre-tax net operating income$4,642,0001,403
Securities gains (losses)$4,0003,145
Applicable income taxes$1,586,0001,229
Income before extraordinary items$3,060,0001,588
Extraordinary gains, net$026
Net income$3,060,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,338,000463
Cash dividends$3,216,000653
Sale, conversion, retirement of capital stock, net$123,000501
Net operating income$3,057,3601,539
2004-06-30 (YTD Data)Rank
Total interest income$9,626,0001,474
Total interest expense$2,866,0001,390
Net interest income$6,760,0001,476
Provision for loan and lease losses$1,010,000518
Total noninterest income$2,897,000953
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$219,0003,436
Trading account gains and fees$0130
Additional Noninterest Income$2,678,000658
Total noninterest expense$5,903,0001,380
Salaries and employee benefits$3,244,0001,348
Premises and equipment expense$902,0001,276
Additional noninterest expense$1,757,0001,378
Pre-tax net operating income$2,744,0001,537
Securities gains (losses)$03,413
Applicable income taxes$905,0001,390
Income before extraordinary items$1,839,0001,732
Extraordinary gains, net$021
Net income$1,839,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$852,000482
Cash dividends$158,0003,737
Sale, conversion, retirement of capital stock, net$82,000425
Net operating income$1,839,0001,677
2004-03-31 (YTD Data)Rank
Total interest income$4,762,0001,488
Total interest expense$1,436,0001,389
Net interest income$3,326,0001,497
Provision for loan and lease losses$457,000557
Total noninterest income$1,452,000937
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$103,0003,510
Trading account gains and fees$0121
Additional Noninterest Income$1,349,000636
Total noninterest expense$2,963,0001,387
Salaries and employee benefits$1,661,0001,324
Premises and equipment expense$458,0001,274
Additional noninterest expense$844,0001,432
Pre-tax net operating income$1,358,0001,527
Securities gains (losses)$02,934
Applicable income taxes$472,0001,356
Income before extraordinary items$886,0001,764
Extraordinary gains, net$016
Net income$886,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,000497
Cash dividends$79,0003,085
Sale, conversion, retirement of capital stock, net$41,000325
Net operating income$886,0001,683
2003-12-31 (YTD Data)Rank
Total interest income$19,442,0001,477
Total interest expense$6,423,0001,381
Net interest income$13,019,0001,497
Provision for loan and lease losses$2,510,000554
Total noninterest income$5,439,0001,059
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$362,0003,861
Trading account gains and fees$0160
Additional Noninterest Income$5,077,000756
Total noninterest expense$11,579,0001,386
Salaries and employee benefits$6,565,0001,312
Premises and equipment expense$1,822,0001,236
Additional noninterest expense$3,192,0001,549
Pre-tax net operating income$4,369,0001,847
Securities gains (losses)$297,0001,050
Applicable income taxes$1,612,0001,522
Income before extraordinary items$3,054,0002,004
Extraordinary gains, net$054
Net income$3,054,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,053,000540
Cash dividends$211,0004,856
Sale, conversion, retirement of capital stock, net$332,000537
Net operating income$2,860,9502,029
2003-09-30 (YTD Data)Rank
Total interest income$14,592,0001,501
Total interest expense$4,941,0001,412
Net interest income$9,651,0001,524
Provision for loan and lease losses$1,949,000538
Total noninterest income$4,152,0001,085
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$259,0003,998
Trading account gains and fees$0153
Additional Noninterest Income$3,893,000768
Total noninterest expense$8,717,0001,392
Salaries and employee benefits$4,926,0001,328
Premises and equipment expense$1,375,0001,242
Additional noninterest expense$2,416,0001,523
Pre-tax net operating income$3,137,0001,971
Securities gains (losses)$243,0001,104
Applicable income taxes$1,171,0001,645
Income before extraordinary items$2,209,0002,135
Extraordinary gains, net$040
Net income$2,209,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,564,000525
Cash dividends$133,0004,492
Sale, conversion, retirement of capital stock, net$249,000425
Net operating income$2,051,0502,163
2003-06-30 (YTD Data)Rank
Total interest income$9,711,0001,522
Total interest expense$3,354,0001,441
Net interest income$6,357,0001,534
Provision for loan and lease losses$1,458,000496
Total noninterest income$2,725,0001,078
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$171,0003,990
Trading account gains and fees$0150
Additional Noninterest Income$2,554,000772
Total noninterest expense$5,782,0001,397
Salaries and employee benefits$3,248,0001,338
Premises and equipment expense$930,0001,225
Additional noninterest expense$1,604,0001,525
Pre-tax net operating income$1,842,0002,188
Securities gains (losses)$140,0001,274
Applicable income taxes$680,0001,855
Income before extraordinary items$1,302,0002,387
Extraordinary gains, net$030
Net income$1,302,0002,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,263,000449
Cash dividends$56,0004,686
Sale, conversion, retirement of capital stock, net$166,000354
Net operating income$1,209,6002,404
2003-03-31 (YTD Data)Rank
Total interest income$4,846,0001,533
Total interest expense$1,724,0001,437
Net interest income$3,122,0001,561
Provision for loan and lease losses$708,000492
Total noninterest income$1,264,0001,114
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$80,0004,080
Trading account gains and fees$0134
Additional Noninterest Income$1,184,000796
Total noninterest expense$2,885,0001,395
Salaries and employee benefits$1,633,0001,329
Premises and equipment expense$475,0001,210
Additional noninterest expense$777,0001,521
Pre-tax net operating income$793,0002,496
Securities gains (losses)$8,0002,242
Applicable income taxes$284,0002,132
Income before extraordinary items$517,0002,876
Extraordinary gains, net$021
Net income$517,0002,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,000409
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$83,000236
Net operating income$511,8002,754
2002-12-31 (YTD Data)Rank
Total interest income$19,331,0001,587
Total interest expense$7,626,0001,485
Net interest income$11,705,0001,654
Provision for loan and lease losses$2,511,000623
Total noninterest income$4,052,0001,239
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$262,0004,578
Trading account gains and fees$0153
Additional Noninterest Income$3,790,000854
Total noninterest expense$10,345,0001,489
Salaries and employee benefits$5,825,0001,394
Premises and equipment expense$1,701,0001,294
Additional noninterest expense$2,819,0001,664
Pre-tax net operating income$2,901,0002,568
Securities gains (losses)$126,0001,543
Applicable income taxes$1,053,0002,130
Income before extraordinary items$1,974,0002,826
Extraordinary gains, net$070
Net income$1,974,0002,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,767,000607
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$424,000493
Net operating income$1,892,1002,835
2001-12-31 (YTD Data)Rank
Total interest income$18,002,0001,907
Total interest expense$10,338,0001,573
Net interest income$7,664,0002,338
Provision for loan and lease losses$2,377,000612
Total noninterest income$3,896,0001,207
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$194,0005,236
Trading account gains and fees$0177
Additional Noninterest Income$3,702,000818
Total noninterest expense$8,548,0001,699
Salaries and employee benefits$4,826,0001,564
Premises and equipment expense$1,417,0001,522
Additional noninterest expense$2,305,0001,952
Pre-tax net operating income$635,0006,048
Securities gains (losses)$199,0001,193
Applicable income taxes$347,0003,998
Income before extraordinary items$487,0006,141
Extraordinary gains, net$0105
Net income$487,0006,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,034,000568
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$424,000521
Net operating income$359,6406,661
2000-12-31 (YTD Data)Rank
Total interest income$15,610,0002,256
Total interest expense$9,561,0001,796
Net interest income$6,049,0002,912
Provision for loan and lease losses$1,734,000680
Total noninterest income$2,823,0001,424
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$131,0006,041
Trading account gains and fees$0180
Additional Noninterest Income$2,692,000924
Total noninterest expense$6,433,0002,142
Salaries and employee benefits$4,121,0001,744
Premises and equipment expense$1,008,0002,041
Additional noninterest expense$1,304,0003,167
Pre-tax net operating income$705,0006,206
Securities gains (losses)$-22,0008,788
Applicable income taxes$-962,0009,845
Income before extraordinary items$1,645,0003,014
Extraordinary gains, net$038
Net income$1,645,0003,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,136,000681
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$422,000563
Net operating income$1,667,0002,975
1999-12-31 (YTD Data)Rank
Total interest income$9,143,0003,483
Total interest expense$4,972,0002,933
Net interest income$4,171,0004,022
Provision for loan and lease losses$1,346,000770
Total noninterest income$665,0004,136
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0007,480
Trading account gains and feesNANA
Additional Noninterest Income$600,0002,631
Total noninterest expense$4,291,0003,102
Salaries and employee benefits$2,675,0002,648
Premises and equipment expense$576,0003,383
Additional noninterest expense$1,040,0003,890
Pre-tax net operating income$-801,00010,000
Securities gains (losses)$-24,0009,608
Applicable income taxes$08,765
Income before extraordinary items$-825,00010,037
Extraordinary gains, net$035
Net income$-825,00010,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,058
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$165,000741
Net operating income$-801,00010,018
1998-12-31 (YTD Data)Rank
Total interest income$2,892,0007,653
Total interest expense$1,183,0007,952
Net interest income$1,709,0007,277
Provision for loan and lease losses$372,0002,189
Total noninterest income$24,00010,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,0008,815
Trading account gains and feesNANA
Additional Noninterest Income$10,0009,972
Total noninterest expense$3,094,0004,010
Salaries and employee benefits$1,819,0003,639
Premises and equipment expense$298,0005,399
Additional noninterest expense$977,0004,033
Pre-tax net operating income$-1,733,00010,407
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-1,733,00010,412
Extraordinary gains, net$032
Net income$-1,733,00010,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,302
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-1,733,00010,396

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.