Home > Independent Bank > Net charge- offs to loans
Independent Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 716 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,096 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0643% | 4,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 4,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 3,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0848% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0848% | 2,280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 523 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1020% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 4,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0356% | 4,394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 3,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0573% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0573% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1696% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 4,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0686% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0686% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1433% | 104 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4551% | 50 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 4,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0555% | 4,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 3,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0793% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0793% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 4,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0577% | 4,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0442% | 4,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1086% | 4,560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0374% | 4,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0305% | 3,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0156% | 2,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 4,347 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,385 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0751% | 4,732 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0509% | 4,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1255% | 4,597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 4,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0370% | 3,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0038% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0038% | 2,334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 2,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 4,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 3,960 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,019 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1134% | 3,868 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1552% | 3,444 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0513% | 4,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0476% | 3,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0014% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0014% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 4,365 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0771% | 4,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2313% | 3,486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0608% | 4,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 3,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0312% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0312% | 1,668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0703% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0885% | 4,558 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 4,036 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1053% | 4,542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0177% | 3,934 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1010% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1957% | 3,511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0906% | 4,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3489% | 4,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0523% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0523% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1026% | 4,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1192% | 4,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1412% | 4,657 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0229% | 3,975 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1366% | 4,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2208% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1272% | 4,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3878% | 4,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0599% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0599% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0482% | 4,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0909% | 4,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0729% | 4,616 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0348% | 3,990 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1207% | 4,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0040% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1343% | 4,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 3,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0519% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0519% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0403% | 4,496 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,228 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0828% | 4,688 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0473% | 3,992 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 4,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0599% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 4,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 3,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1021% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1021% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1360% | 470 |
| Percentage Net Loans Charged-off:Construction & development | -0.0445% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5926% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3918% | 4,090 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0696% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0391% | 4,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1066% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1066% | 2,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2017% | 279 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8150% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8074% | 4,102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1095% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 4,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0643% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0643% | 2,441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2501% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3202% | 179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,269 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2844% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6369% | 4,115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1370% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 3,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1262% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1262% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0361% | 4,738 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2350% | 4,122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1086% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1628% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0891% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0891% | 2,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 4,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0600% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0508% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1857% | 4,920 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1012% | 4,177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0788% | 3,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0788% | 2,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0733% | 4,933 |
| Percentage Net Loans Charged-off:Construction & development | -0.0611% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2341% | 5,023 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1181% | 4,232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1196% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0833% | 2,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0833% | 2,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 4,437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 4,827 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0549% | 4,239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0664% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 1,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0315% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0731% | 2,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0731% | 2,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 4,972 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0572% | 4,287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0940% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0940% | 2,072 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0333% | 4,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0655% | 5,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.3049% | 4,791 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1860% | 5,136 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1216% | 4,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0626% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0698% | 4,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 3,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0237% | 3,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0517% | 4,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0844% | 5,108 |
| Percentage Net Loans Charged-off:Construction & development | -0.3391% | 4,853 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2485% | 5,236 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1421% | 4,371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0624% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0874% | 4,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0100% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0100% | 3,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.3599% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1185% | 5,201 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1886% | 4,413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1841% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 4,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0069% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0069% | 2,734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0325% | 4,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0745% | 5,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.4418% | 4,972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 5,240 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1274% | 4,437 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1362% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 4,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0579% | 4,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0454% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0454% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0619% | 5,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1237% | 5,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.3030% | 4,969 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1164% | 5,301 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4440% | 4,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0787% | 5,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0310% | 3,889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0855% | 5,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0092% | 4,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0092% | 4,766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0322% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0888% | 5,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.2641% | 4,993 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1202% | 5,353 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1560% | 4,546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 5,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,764 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0414% | 5,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0774% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0158% | 4,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0158% | 4,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0812% | 5,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.3483% | 5,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1193% | 5,412 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1663% | 4,578 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1165% | 4,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1318% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0029% | 3,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0029% | 2,916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0381% | 5,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1097% | 5,528 |
| Percentage Net Loans Charged-off:Construction & development | -0.3641% | 5,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1961% | 5,568 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1298% | 4,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1070% | 4,144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0309% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0309% | 2,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0287% | 5,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.5581% | 5,239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1676% | 5,555 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7454% | 4,743 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2127% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0903% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2320% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3612% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0193% | 3,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0193% | 3,527 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0923% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0763% | 5,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1376% | 5,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.2909% | 5,188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1874% | 5,618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9432% | 4,764 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 4,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1040% | 5,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5040% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1785% | 5,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2612% | 5,840 |
| Percentage Net Loans Charged-off:Construction & development | -0.2837% | 5,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2054% | 5,711 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3362% | 4,787 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1916% | 5,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2219% | 5,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1016% | 5,026 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0186% | 4,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0186% | 4,819 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0239% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1170% | 5,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1843% | 5,828 |
| Percentage Net Loans Charged-off:Construction & development | -0.2825% | 5,278 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1495% | 5,758 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0816% | 4,746 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2122% | 5,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0313% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2502% | 5,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1223% | 5,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0874% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0874% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6629% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 3,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 3,023 |
| Percentage Net Loans Charged-off:Construction & development | -1.0883% | 5,504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0861% | 5,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0456% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1927% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0111% | 914 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2202% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0899% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0712% | 3,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0712% | 3,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3110% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 5,240 |
| Percentage Net Loans Charged-off:Construction & development | -1.7068% | 5,612 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1464% | 5,813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1132% | 4,869 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2453% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1663% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2572% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1054% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1164% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1164% | 2,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0794% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | -1.6005% | 5,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1165% | 5,841 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1367% | 4,912 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3283% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1669% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3524% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0820% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2140% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2140% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7899% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1805% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1102% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | -1.3285% | 5,657 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1548% | 6,018 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0672% | 4,922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4598% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5490% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4467% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3869% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2977% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2977% | 1,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3522% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2275% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1601% | 1,776 |
| Percentage Net Loans Charged-off:Construction & development | -1.8481% | 5,811 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3646% | 6,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0801% | 335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7324% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2344% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8040% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7871% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0340% | 5,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0340% | 5,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1737% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2638% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | -1.5000% | 5,828 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3023% | 6,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1204% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6926% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1665% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7677% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8925% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 3,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0323% | 3,365 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1161% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3897% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2845% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.1551% | 5,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4290% | 6,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2220% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8359% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1021% | 729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9396% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3616% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0652% | 3,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0652% | 2,918 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9030% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6683% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7123% | 384 |
| Percentage Net Loans Charged-off:Construction & development | -0.4714% | 5,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7617% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1049% | 5,150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8554% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0933% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9625% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8216% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1777% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1777% | 2,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1941% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5585% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6936% | 782 |
| Percentage Net Loans Charged-off:Construction & development | -2.4100% | 6,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7969% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3596% | 5,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9980% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3123% | 873 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0898% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1228% | 5,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1248% | 3,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1248% | 3,402 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5667% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6221% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7740% | 653 |
| Percentage Net Loans Charged-off:Construction & development | -2.8680% | 6,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0430% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2846% | 5,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0268% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2117% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1350% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1222% | 5,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1325% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1325% | 3,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5308% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6511% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7804% | 726 |
| Percentage Net Loans Charged-off:Construction & development | -3.3186% | 6,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0460% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3997% | 5,371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0737% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0893% | 4,830 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2270% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1284% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1551% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1551% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1316% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7775% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9276% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 1.8236% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8092% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0336% | 5,311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9961% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3187% | 4,966 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1694% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3446% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3446% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1441% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3862% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5614% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 3.2590% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0231% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4335% | 380 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7496% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9509% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8605% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2382% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4074% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4074% | 2,488 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7358% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4688% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6520% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 4.0716% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9157% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9818% | 290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8614% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9959% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9832% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5431% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3391% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3391% | 2,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4608% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7321% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9539% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 5.3775% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7897% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5972% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3041% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7051% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3881% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9252% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3863% | 2,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3863% | 2,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5565% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0027% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3912% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 7.0799% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0525% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1711% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5678% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0164% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7849% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1125% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4593% | 1,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4593% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8723% | 286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1486% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5351% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 4.9582% | 989 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3846% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3132% | 559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5115% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7463% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6174% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8735% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4343% | 3,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4298% | 2,746 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4810% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3010% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7379% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 6.7029% | 664 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8379% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0130% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4162% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6469% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5225% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9939% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4273% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4220% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5477% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5080% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1112% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 8.9036% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2638% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2023% | 260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5530% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8889% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6442% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1677% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4555% | 2,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4481% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9723% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8407% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5486% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 13.6691% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8110% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2089% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9853% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9130% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1316% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4059% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4406% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4300% | 1,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6253% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9027% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6594% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 13.7457% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1195% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1168% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6676% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6144% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6748% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9729% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4872% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.7229% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0634% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9433% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 15.8974% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6960% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0753% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6076% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2712% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6531% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1911% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5238% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9400% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2587% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2301% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 21.0137% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4414% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0648% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7791% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6344% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7988% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6780% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4824% | 2,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4802% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9954% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3043% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 28.6534% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6707% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4861% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7197% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3807% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7659% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5184% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6560% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5442% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2495% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2598% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 30.3692% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7157% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9246% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6361% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1537% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6995% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2935% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4426% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4086% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3627% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3598% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 32.5403% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6897% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8581% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4238% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3271% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4365% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6766% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4458% | 3,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1611% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8819% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8964% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 34.5605% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4769% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7847% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3817% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1934% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4059% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4861% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6586% | 3,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8134% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7812% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.3943% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 49.7436% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6047% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6041% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5087% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7011% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6140% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8564% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1214% | 3,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8443% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3293% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7270% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 12.4013% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7652% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9345% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5463% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7223% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5235% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7729% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7690% | 2,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4026% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8391% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1248% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 8.6566% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1838% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9104% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3653% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3983% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3610% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9408% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4416% | 3,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1404% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4000% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5239% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 4.8709% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3400% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1897% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9888% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7325% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0220% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3181% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3580% | 3,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3666% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0519% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1148% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 4.3401% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3763% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5736% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9182% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2008% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8815% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6640% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3940% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3269% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9813% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8678% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 3.6910% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1977% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7740% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6312% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1970% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5498% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9927% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7067% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2543% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9619% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7725% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 3.4165% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2337% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0261% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4658% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1501% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3654% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3837% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8008% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0983% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4214% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4057% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 2.0003% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0886% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3969% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0949% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3358% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4549% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3307% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1007% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3659% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2873% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4070% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2646% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3290% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5004% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4432% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7154% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3339% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3301% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 1.8830% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1893% | 8,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2982% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2885% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3461% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1646% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1985% | 2,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4050% | 3,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8270% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2099% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1584% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 0.1363% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3204% | 8,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6018% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2135% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2575% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 2,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3531% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8560% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.1171% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4862% | 8,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1933% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2207% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0592% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4069% | 2,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7848% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.2301% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6213% | 8,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1981% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9330% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1196% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4094% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6192% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3959% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4461% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4418% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0106% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2412% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3094% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2297% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1445% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4252% | 3,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5793% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2065% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1708% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2135% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1377% | 2,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3808% | 3,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4997% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2420% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1861% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2681% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2016% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1347% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2135% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1432% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4367% | 3,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0759% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1663% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0851% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0739% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1359% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5491% | 2,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8602% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1441% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.3710% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1434% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1664% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1684% | 3,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7147% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0506% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2326% | 2,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1596% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.5008% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1662% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1515% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1683% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1627% | 2,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5505% | 3,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5869% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2165% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1063% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1886% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1587% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2493% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1450% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2429% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6199% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7093% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2489% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3541% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1891% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2173% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1034% | 1,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8636% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6048% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2623% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1541% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5173% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0869% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3318% | 3,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7621% | 3,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2103% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1394% | 3,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0993% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1184% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0557% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2742% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 3,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9305% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1326% | 3,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1027% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0684% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0859% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2770% | 2,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6268% | 3,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1441% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 8,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2228% | 5,928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2211% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9592% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 1,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3146% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2966% | 3,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1680% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6074% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 5,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2457% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 3,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 2,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1166% | 8,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5828% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1836% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2974% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 5,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9581% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9497% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 7,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0479% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1631% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2700% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 7,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0780% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1223% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1179% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 8,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2601% | 29 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0270% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5630% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1303% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2923% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2297% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 9,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1625% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3835% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9412% | 1,306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1670% | 7,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1493% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1708% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2152% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1814% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2274% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3453% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2727% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |