Home > Independence Bank of Kentucky > Income and Expense

Independence Bank of Kentucky, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$148,362,000378
Total interest expense$76,139,000288
Net interest income$72,223,000502
Provision for loan and lease losses$03,275
Total noninterest income$17,539,000506
Gross Fiduciary activities income$5,758,000243
Service charges on deposit accounts$1,934,000571
Trading account gains and fees$0123
Additional Noninterest Income$9,847,000542
Total noninterest expense$70,216,000422
Salaries and employee benefits$43,113,000367
Premises and equipment expense$7,515,000390
Additional noninterest expense$9,847,000542
Pre-tax net operating income$19,546,000700
Securities gains (losses)$65,000341
Applicable income taxes$03,369
Income before extraordinary items$19,611,000591
Extraordinary gains, net$054
Net income$19,611,000599
Minority interest net income$088
Net income of bank and minority interests.$19,611,000594
Net charge-offs$-35,0004,120
Cash dividends$19,772,000305
Sale, conversion, retirement of capital stock, net$0540
Net operating income$19,546,000609
2023-09-30 (YTD Data)Rank
Total interest income$108,777,000383
Total interest expense$52,331,000296
Net interest income$56,446,000495
Provision for loan and lease losses$03,085
Total noninterest income$13,148,000509
Gross Fiduciary activities income$4,237,000247
Service charges on deposit accounts$1,420,000585
Trading account gains and fees$0125
Additional Noninterest Income$7,491,000548
Total noninterest expense$53,127,000412
Salaries and employee benefits$32,903,000362
Premises and equipment expense$5,775,000379
Additional noninterest expense$7,491,000548
Pre-tax net operating income$16,467,000655
Securities gains (losses)$128,000139
Applicable income taxes$03,407
Income before extraordinary items$16,595,000559
Extraordinary gains, net$052
Net income$16,595,000563
Minority interest net income$081
Net income of bank and minority interests.$16,595,000559
Net charge-offs$-12,0003,870
Cash dividends$15,004,000285
Sale, conversion, retirement of capital stock, net$0507
Net operating income$16,467,000566
2023-06-30 (YTD Data)Rank
Total interest income$70,577,000377
Total interest expense$30,622,000294
Net interest income$39,955,000460
Provision for loan and lease losses$02,940
Total noninterest income$8,424,000512
Gross Fiduciary activities income$2,758,000244
Service charges on deposit accounts$922,000586
Trading account gains and fees$0112
Additional Noninterest Income$4,744,000557
Total noninterest expense$35,107,000404
Salaries and employee benefits$21,770,000356
Premises and equipment expense$3,835,000373
Additional noninterest expense$4,744,000557
Pre-tax net operating income$13,272,000568
Securities gains (losses)$128,000149
Applicable income taxes$03,436
Income before extraordinary items$13,400,000482
Extraordinary gains, net$051
Net income$13,400,000489
Minority interest net income$081
Net income of bank and minority interests.$13,400,000481
Net charge-offs$-4,0003,681
Cash dividends$12,181,000246
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,272,000486
2023-03-31 (YTD Data)Rank
Total interest income$33,768,000389
Total interest expense$12,773,000302
Net interest income$20,995,000448
Provision for loan and lease losses$02,612
Total noninterest income$4,225,000507
Gross Fiduciary activities income$1,376,000252
Service charges on deposit accounts$449,000615
Trading account gains and fees$097
Additional Noninterest Income$2,400,000542
Total noninterest expense$17,505,000419
Salaries and employee benefits$10,909,000372
Premises and equipment expense$1,867,000402
Additional noninterest expense$2,400,000542
Pre-tax net operating income$7,715,000521
Securities gains (losses)$128,000140
Applicable income taxes$03,388
Income before extraordinary items$7,843,000440
Extraordinary gains, net$04
Net income$7,843,000441
Minority interest net income$048
Net income of bank and minority interests.$7,843,000441
Net charge-offs$3,0001,707
Cash dividends$6,536,000228
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,715,000452
2022-12-31 (YTD Data)Rank
Total interest income$117,524,000361
Total interest expense$20,584,000257
Net interest income$96,940,000379
Provision for loan and lease losses$400,0001,341
Total noninterest income$16,750,000538
Gross Fiduciary activities income$5,150,000266
Service charges on deposit accounts$1,696,000666
Trading account gains and fees$0116
Additional Noninterest Income$9,904,000563
Total noninterest expense$67,532,000416
Salaries and employee benefits$41,743,000376
Premises and equipment expense$7,495,000382
Additional noninterest expense$9,904,000563
Pre-tax net operating income$45,758,000406
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$45,758,000344
Extraordinary gains, net$05
Net income$45,758,000343
Minority interest net income$063
Net income of bank and minority interests.$45,758,000344
Net charge-offs$232,000867
Cash dividends$34,465,000213
Sale, conversion, retirement of capital stock, net$0568
Net operating income$45,758,000351
2022-09-30 (YTD Data)Rank
Total interest income$85,136,000350
Total interest expense$11,147,000245
Net interest income$73,989,000359
Provision for loan and lease losses$02,835
Total noninterest income$12,785,000532
Gross Fiduciary activities income$3,831,000263
Service charges on deposit accounts$1,244,000683
Trading account gains and fees$0111
Additional Noninterest Income$7,710,000566
Total noninterest expense$51,643,000410
Salaries and employee benefits$31,813,000369
Premises and equipment expense$5,634,000377
Additional noninterest expense$7,710,000566
Pre-tax net operating income$35,131,000403
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$35,131,000330
Extraordinary gains, net$04
Net income$35,131,000330
Minority interest net income$057
Net income of bank and minority interests.$35,131,000330
Net charge-offs$154,000771
Cash dividends$27,037,000194
Sale, conversion, retirement of capital stock, net$0519
Net operating income$35,131,000338
2022-06-30 (YTD Data)Rank
Total interest income$55,007,000341
Total interest expense$5,397,000247
Net interest income$49,610,000348
Provision for loan and lease losses$02,599
Total noninterest income$8,747,000524
Gross Fiduciary activities income$2,587,000231
Service charges on deposit accounts$780,000725
Trading account gains and fees$0108
Additional Noninterest Income$5,380,000571
Total noninterest expense$34,499,000398
Salaries and employee benefits$21,112,000362
Premises and equipment expense$3,732,000375
Additional noninterest expense$9,655,000445
Pre-tax net operating income$23,858,000378
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$23,858,000315
Extraordinary gains, net$04
Net income$23,858,000315
Minority interest net income$060
Net income of bank and minority interests.$23,858,000315
Net charge-offs$162,000588
Cash dividends$19,312,000183
Sale, conversion, retirement of capital stock, net$0494
Net operating income$23,858,000326
2022-03-31 (YTD Data)Rank
Total interest income$26,881,000337
Total interest expense$2,333,000255
Net interest income$24,548,000343
Provision for loan and lease losses$02,285
Total noninterest income$4,695,000503
Gross Fiduciary activities income$1,338,000233
Service charges on deposit accounts$369,000747
Trading account gains and fees$0103
Additional Noninterest Income$2,988,000532
Total noninterest expense$17,274,000400
Salaries and employee benefits$10,791,000360
Premises and equipment expense$1,893,000372
Additional noninterest expense$4,590,000456
Pre-tax net operating income$11,969,000367
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$11,969,000306
Extraordinary gains, net$04
Net income$11,969,000306
Minority interest net income$050
Net income of bank and minority interests.$11,969,000306
Net charge-offs$80,000547
Cash dividends$11,884,000156
Sale, conversion, retirement of capital stock, net$0453
Net operating income$11,969,000311
2021-12-31 (YTD Data)Rank
Total interest income$111,297,000332
Total interest expense$10,954,000266
Net interest income$100,343,000336
Provision for loan and lease losses$1,250,000474
Total noninterest income$17,538,000569
Gross Fiduciary activities income$4,876,000240
Service charges on deposit accounts$1,275,000799
Trading account gains and fees$0132
Additional Noninterest Income$11,387,000616
Total noninterest expense$63,391,000421
Salaries and employee benefits$37,720,000401
Premises and equipment expense$7,241,000386
Additional noninterest expense$18,430,000452
Pre-tax net operating income$53,240,000366
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$53,240,000313
Extraordinary gains, net$010
Net income$53,240,000314
Minority interest net income$074
Net income of bank and minority interests.$53,240,000314
Net charge-offs$204,0001,015
Cash dividends$35,148,000212
Sale, conversion, retirement of capital stock, net$0582
Net operating income$53,240,000305
2021-09-30 (YTD Data)Rank
Total interest income$81,961,000336
Total interest expense$8,586,000266
Net interest income$73,375,000345
Provision for loan and lease losses$1,250,000350
Total noninterest income$13,019,000587
Gross Fiduciary activities income$3,507,000241
Service charges on deposit accounts$916,000825
Trading account gains and fees$0132
Additional Noninterest Income$8,596,000626
Total noninterest expense$47,417,000427
Salaries and employee benefits$27,348,000418
Premises and equipment expense$5,493,000386
Additional noninterest expense$14,576,000432
Pre-tax net operating income$37,727,000397
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$37,727,000335
Extraordinary gains, net$08
Net income$37,727,000334
Minority interest net income$069
Net income of bank and minority interests.$37,727,000335
Net charge-offs$190,000811
Cash dividends$26,770,000199
Sale, conversion, retirement of capital stock, net$0543
Net operating income$37,727,000329
2021-06-30 (YTD Data)Rank
Total interest income$54,942,000333
Total interest expense$6,238,000259
Net interest income$48,704,000342
Provision for loan and lease losses$1,250,000244
Total noninterest income$8,629,000593
Gross Fiduciary activities income$2,316,000242
Service charges on deposit accounts$576,000833
Trading account gains and fees$0133
Additional Noninterest Income$5,737,000643
Total noninterest expense$31,275,000426
Salaries and employee benefits$17,901,000426
Premises and equipment expense$3,624,000394
Additional noninterest expense$9,750,000426
Pre-tax net operating income$24,808,000395
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$24,808,000334
Extraordinary gains, net$06
Net income$24,808,000333
Minority interest net income$067
Net income of bank and minority interests.$24,808,000334
Net charge-offs$138,000785
Cash dividends$19,015,000183
Sale, conversion, retirement of capital stock, net$0517
Net operating income$24,808,000326
2021-03-31 (YTD Data)Rank
Total interest income$28,294,000324
Total interest expense$3,216,000265
Net interest income$25,078,000328
Provision for loan and lease losses$750,000237
Total noninterest income$4,286,000598
Gross Fiduciary activities income$1,143,000241
Service charges on deposit accounts$290,000811
Trading account gains and fees$0127
Additional Noninterest Income$2,853,000641
Total noninterest expense$15,481,000431
Salaries and employee benefits$8,635,000440
Premises and equipment expense$1,803,000402
Additional noninterest expense$5,043,000400
Pre-tax net operating income$13,133,000376
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$13,133,000322
Extraordinary gains, net$03
Net income$13,133,000321
Minority interest net income$055
Net income of bank and minority interests.$13,133,000322
Net charge-offs$13,0001,286
Cash dividends$11,587,000142
Sale, conversion, retirement of capital stock, net$0482
Net operating income$13,133,000313
2020-12-31 (YTD Data)Rank
Total interest income$112,294,000328
Total interest expense$17,542,000304
Net interest income$94,752,000333
Provision for loan and lease losses$4,500,000612
Total noninterest income$10,651,000768
Gross Fiduciary activities income$4,060,000242
Service charges on deposit accounts$980,000970
Trading account gains and fees$0133
Additional Noninterest Income$5,611,000938
Total noninterest expense$57,659,000444
Salaries and employee benefits$33,927,000428
Premises and equipment expense$7,148,000387
Additional noninterest expense$16,584,000482
Pre-tax net operating income$43,244,000327
Securities gains (losses)$11,0002,286
Applicable income taxes$03,697
Income before extraordinary items$43,255,000279
Extraordinary gains, net$04
Net income$43,255,000277
Minority interest net income$072
Net income of bank and minority interests.$43,255,000279
Net charge-offs$937,000680
Cash dividends$30,454,000213
Sale, conversion, retirement of capital stock, net$0566
Net operating income$43,244,000274
2020-09-30 (YTD Data)Rank
Total interest income$84,993,000323
Total interest expense$14,221,000300
Net interest income$70,772,000331
Provision for loan and lease losses$3,000,000698
Total noninterest income$7,627,000763
Gross Fiduciary activities income$2,976,000242
Service charges on deposit accounts$655,0001,061
Trading account gains and fees$0125
Additional Noninterest Income$3,996,000940
Total noninterest expense$43,076,000440
Salaries and employee benefits$25,125,000424
Premises and equipment expense$5,381,000377
Additional noninterest expense$12,570,000461
Pre-tax net operating income$32,323,000307
Securities gains (losses)$11,0002,100
Applicable income taxes$03,696
Income before extraordinary items$32,334,000262
Extraordinary gains, net$04
Net income$32,334,000260
Minority interest net income$065
Net income of bank and minority interests.$32,334,000262
Net charge-offs$774,000583
Cash dividends$21,689,000216
Sale, conversion, retirement of capital stock, net$0532
Net operating income$32,323,000254
2020-06-30 (YTD Data)Rank
Total interest income$57,031,000323
Total interest expense$10,588,000302
Net interest income$46,443,000334
Provision for loan and lease losses$1,500,000859
Total noninterest income$4,877,000740
Gross Fiduciary activities income$1,939,000243
Service charges on deposit accounts$383,0001,177
Trading account gains and fees$0123
Additional Noninterest Income$2,555,000912
Total noninterest expense$28,813,000434
Salaries and employee benefits$16,550,000420
Premises and equipment expense$3,583,000378
Additional noninterest expense$8,680,000440
Pre-tax net operating income$21,007,000273
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$21,007,000238
Extraordinary gains, net$04
Net income$21,007,000238
Minority interest net income$065
Net income of bank and minority interests.$21,007,000238
Net charge-offs$345,000743
Cash dividends$13,221,000234
Sale, conversion, retirement of capital stock, net$0504
Net operating income$21,007,000233
2020-03-31 (YTD Data)Rank
Total interest income$26,847,000351
Total interest expense$6,317,000303
Net interest income$20,530,000364
Provision for loan and lease losses$03,711
Total noninterest income$2,817,000641
Gross Fiduciary activities income$992,000244
Service charges on deposit accounts$298,000948
Trading account gains and fees$0106
Additional Noninterest Income$1,527,000725
Total noninterest expense$14,694,000428
Salaries and employee benefits$8,265,000420
Premises and equipment expense$1,778,000381
Additional noninterest expense$4,651,000421
Pre-tax net operating income$8,653,000298
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$8,653,000251
Extraordinary gains, net$04
Net income$8,653,000251
Minority interest net income$056
Net income of bank and minority interests.$8,653,000251
Net charge-offs$2,0002,313
Cash dividends$6,388,000267
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,653,000245
2019-12-31 (YTD Data)Rank
Total interest income$105,702,000353
Total interest expense$31,902,000276
Net interest income$73,800,000382
Provision for loan and lease losses$500,0001,469
Total noninterest income$10,691,000659
Gross Fiduciary activities income$3,679,000252
Service charges on deposit accounts$1,764,000710
Trading account gains and fees$0135
Additional Noninterest Income$5,248,000800
Total noninterest expense$55,934,000423
Salaries and employee benefits$32,509,000415
Premises and equipment expense$6,673,000396
Additional noninterest expense$16,752,000440
Pre-tax net operating income$28,057,000472
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$28,057,000409
Extraordinary gains, net$011
Net income$28,057,000409
Minority interest net income$076
Net income of bank and minority interests.$28,057,000409
Net charge-offs$1,116,000620
Cash dividends$9,151,000506
Sale, conversion, retirement of capital stock, net$0626
Net operating income$28,057,000403
2019-09-30 (YTD Data)Rank
Total interest income$78,495,000361
Total interest expense$24,531,000277
Net interest income$53,964,000398
Provision for loan and lease losses$03,836
Total noninterest income$7,857,000668
Gross Fiduciary activities income$2,741,000255
Service charges on deposit accounts$1,295,000715
Trading account gains and fees$0129
Additional Noninterest Income$3,821,000818
Total noninterest expense$42,046,000419
Salaries and employee benefits$24,255,000416
Premises and equipment expense$4,906,000408
Additional noninterest expense$12,885,000427
Pre-tax net operating income$19,775,000502
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$19,775,000436
Extraordinary gains, net$011
Net income$19,775,000436
Minority interest net income$072
Net income of bank and minority interests.$19,775,000436
Net charge-offs$540,000725
Cash dividends$2,763,000933
Sale, conversion, retirement of capital stock, net$0590
Net operating income$19,775,000431
2019-06-30 (YTD Data)Rank
Total interest income$51,442,000365
Total interest expense$16,090,000279
Net interest income$35,352,000411
Provision for loan and lease losses$03,685
Total noninterest income$4,969,000682
Gross Fiduciary activities income$1,789,000257
Service charges on deposit accounts$834,000735
Trading account gains and fees$0131
Additional Noninterest Income$2,346,000832
Total noninterest expense$27,345,000433
Salaries and employee benefits$16,024,000419
Premises and equipment expense$3,203,000423
Additional noninterest expense$8,118,000453
Pre-tax net operating income$12,976,000500
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$12,976,000429
Extraordinary gains, net$011
Net income$12,976,000428
Minority interest net income$069
Net income of bank and minority interests.$12,976,000429
Net charge-offs$100,0001,413
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,976,000424
2019-03-31 (YTD Data)Rank
Total interest income$24,653,000378
Total interest expense$7,568,000284
Net interest income$17,085,000421
Provision for loan and lease losses$03,406
Total noninterest income$2,305,000693
Gross Fiduciary activities income$887,000253
Service charges on deposit accounts$392,000762
Trading account gains and fees$0126
Additional Noninterest Income$1,026,000891
Total noninterest expense$13,140,000443
Salaries and employee benefits$7,829,000422
Premises and equipment expense$1,562,000434
Additional noninterest expense$3,749,000474
Pre-tax net operating income$6,250,000500
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$6,250,000441
Extraordinary gains, net$05
Net income$6,250,000440
Minority interest net income$052
Net income of bank and minority interests.$6,250,000440
Net charge-offs$63,0001,096
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,250,000434
2018-12-31 (YTD Data)Rank
Total interest income$91,712,000381
Total interest expense$22,001,000289
Net interest income$69,711,000397
Provision for loan and lease losses$500,0001,444
Total noninterest income$11,252,000625
Gross Fiduciary activities income$3,501,000257
Service charges on deposit accounts$4,379,000328
Trading account gains and fees$0126
Additional Noninterest Income$3,372,0001,048
Total noninterest expense$51,153,000452
Salaries and employee benefits$30,463,000416
Premises and equipment expense$5,990,000448
Additional noninterest expense$14,700,000477
Pre-tax net operating income$29,310,000440
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$29,310,000386
Extraordinary gains, net$06
Net income$29,310,000386
Minority interest net income$072
Net income of bank and minority interests.$29,310,000386
Net charge-offs$430,0001,052
Cash dividends$20,624,000262
Sale, conversion, retirement of capital stock, net$0671
Net operating income$29,310,000386
2018-09-30 (YTD Data)Rank
Total interest income$67,518,000379
Total interest expense$15,007,000295
Net interest income$52,511,000395
Provision for loan and lease losses$500,0001,123
Total noninterest income$8,294,000635
Gross Fiduciary activities income$2,606,000259
Service charges on deposit accounts$3,219,000335
Trading account gains and fees$0138
Additional Noninterest Income$2,469,0001,075
Total noninterest expense$38,390,000450
Salaries and employee benefits$23,043,000415
Premises and equipment expense$4,441,000455
Additional noninterest expense$10,906,000475
Pre-tax net operating income$21,915,000441
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$21,915,000389
Extraordinary gains, net$05
Net income$21,915,000389
Minority interest net income$066
Net income of bank and minority interests.$21,915,000389
Net charge-offs$364,000880
Cash dividends$16,464,000232
Sale, conversion, retirement of capital stock, net$0633
Net operating income$21,915,000389
2018-06-30 (YTD Data)Rank
Total interest income$44,260,000383
Total interest expense$9,014,000307
Net interest income$35,246,000396
Provision for loan and lease losses$500,000813
Total noninterest income$5,487,000639
Gross Fiduciary activities income$1,664,000268
Service charges on deposit accounts$2,102,000340
Trading account gains and fees$0130
Additional Noninterest Income$1,721,0001,046
Total noninterest expense$25,198,000456
Salaries and employee benefits$15,121,000422
Premises and equipment expense$2,907,000463
Additional noninterest expense$7,170,000481
Pre-tax net operating income$15,035,000432
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$15,035,000371
Extraordinary gains, net$06
Net income$15,035,000371
Minority interest net income$065
Net income of bank and minority interests.$15,035,000371
Net charge-offs$159,0001,046
Cash dividends$10,826,000222
Sale, conversion, retirement of capital stock, net$0620
Net operating income$15,035,000370
2018-03-31 (YTD Data)Rank
Total interest income$21,700,000385
Total interest expense$4,079,000312
Net interest income$17,621,000394
Provision for loan and lease losses$300,000673
Total noninterest income$2,619,000654
Gross Fiduciary activities income$849,000263
Service charges on deposit accounts$995,000358
Trading account gains and fees$0123
Additional Noninterest Income$775,0001,112
Total noninterest expense$12,377,000462
Salaries and employee benefits$7,304,000437
Premises and equipment expense$1,466,000464
Additional noninterest expense$3,607,000482
Pre-tax net operating income$7,563,000425
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$7,563,000370
Extraordinary gains, net$07
Net income$7,563,000370
Minority interest net income$052
Net income of bank and minority interests.$7,563,000370
Net charge-offs$101,000850
Cash dividends$5,359,000199
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,563,000367
2017-12-31 (YTD Data)Rank
Total interest income$85,995,000368
Total interest expense$12,946,000318
Net interest income$73,049,000375
Provision for loan and lease losses$2,550,000418
Total noninterest income$10,274,000670
Gross Fiduciary activities income$3,004,000275
Service charges on deposit accounts$3,850,000367
Trading account gains and fees$0151
Additional Noninterest Income$3,420,0001,062
Total noninterest expense$48,918,000458
Salaries and employee benefits$27,632,000439
Premises and equipment expense$5,103,000501
Additional noninterest expense$16,183,000437
Pre-tax net operating income$31,855,000385
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$31,855,000291
Extraordinary gains, net$09
Net income$31,855,000290
Minority interest net income$076
Net income of bank and minority interests.$31,855,000291
Net charge-offs$298,0001,487
Cash dividends$22,650,000218
Sale, conversion, retirement of capital stock, net$0711
Net operating income$31,855,000288
2017-09-30 (YTD Data)Rank
Total interest income$63,818,000374
Total interest expense$9,184,000318
Net interest income$54,634,000378
Provision for loan and lease losses$1,950,000409
Total noninterest income$7,711,000684
Gross Fiduciary activities income$2,233,000276
Service charges on deposit accounts$2,815,000375
Trading account gains and fees$0145
Additional Noninterest Income$2,663,0001,062
Total noninterest expense$36,434,000465
Salaries and employee benefits$20,520,000448
Premises and equipment expense$3,805,000504
Additional noninterest expense$12,109,000437
Pre-tax net operating income$23,961,000395
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$23,961,000316
Extraordinary gains, net$09
Net income$23,961,000316
Minority interest net income$071
Net income of bank and minority interests.$23,961,000316
Net charge-offs$165,0001,540
Cash dividends$16,791,000204
Sale, conversion, retirement of capital stock, net$0677
Net operating income$23,961,000315
2017-06-30 (YTD Data)Rank
Total interest income$41,752,000380
Total interest expense$5,510,000327
Net interest income$36,242,000378
Provision for loan and lease losses$1,350,000393
Total noninterest income$4,971,000700
Gross Fiduciary activities income$1,468,000277
Service charges on deposit accounts$1,843,000377
Trading account gains and fees$0139
Additional Noninterest Income$1,660,0001,107
Total noninterest expense$23,932,000478
Salaries and employee benefits$13,482,000455
Premises and equipment expense$2,475,000509
Additional noninterest expense$7,975,000443
Pre-tax net operating income$15,931,000396
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$15,931,000310
Extraordinary gains, net$011
Net income$15,931,000310
Minority interest net income$071
Net income of bank and minority interests.$15,931,000310
Net charge-offs$112,0001,441
Cash dividends$11,192,000192
Sale, conversion, retirement of capital stock, net$0659
Net operating income$15,931,000307
2017-03-31 (YTD Data)Rank
Total interest income$20,307,000383
Total interest expense$2,390,000342
Net interest income$17,917,000379
Provision for loan and lease losses$700,000351
Total noninterest income$2,419,000698
Gross Fiduciary activities income$716,000281
Service charges on deposit accounts$878,000393
Trading account gains and fees$0142
Additional Noninterest Income$825,0001,103
Total noninterest expense$11,899,000481
Salaries and employee benefits$6,647,000470
Premises and equipment expense$1,202,000540
Additional noninterest expense$4,050,000436
Pre-tax net operating income$7,737,000396
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$7,737,000314
Extraordinary gains, net$08
Net income$7,737,000315
Minority interest net income$055
Net income of bank and minority interests.$7,737,000315
Net charge-offs$101,000922
Cash dividends$5,599,000184
Sale, conversion, retirement of capital stock, net$0632
Net operating income$7,737,000308
2016-12-31 (YTD Data)Rank
Total interest income$77,758,000372
Total interest expense$9,522,000322
Net interest income$68,236,000378
Provision for loan and lease losses$2,500,000440
Total noninterest income$8,337,000795
Gross Fiduciary activities income$2,539,000291
Service charges on deposit accounts$3,418,000406
Trading account gains and fees$0170
Additional Noninterest Income$2,380,0001,420
Total noninterest expense$45,983,000481
Salaries and employee benefits$25,856,000468
Premises and equipment expense$5,175,000484
Additional noninterest expense$14,952,000466
Pre-tax net operating income$28,090,000393
Securities gains (losses)$1,796,000134
Applicable income taxes$04,278
Income before extraordinary items$29,886,000297
Extraordinary gains, net$05
Net income$29,886,000297
Minority interest net income$082
Net income of bank and minority interests.$29,886,000297
Net charge-offs$987,000665
Cash dividends$26,550,000179
Sale, conversion, retirement of capital stock, net$0759
Net operating income$28,090,000308
2016-09-30 (YTD Data)Rank
Total interest income$58,315,000373
Total interest expense$7,303,000311
Net interest income$51,012,000378
Provision for loan and lease losses$1,900,000427
Total noninterest income$6,245,000797
Gross Fiduciary activities income$1,859,000296
Service charges on deposit accounts$2,514,000412
Trading account gains and fees$0169
Additional Noninterest Income$1,872,0001,368
Total noninterest expense$32,678,000511
Salaries and employee benefits$18,711,000487
Premises and equipment expense$3,909,000484
Additional noninterest expense$10,058,000526
Pre-tax net operating income$22,679,000368
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$22,679,000292
Extraordinary gains, net$05
Net income$22,679,000293
Minority interest net income$071
Net income of bank and minority interests.$22,679,000293
Net charge-offs$902,000523
Cash dividends$19,782,000172
Sale, conversion, retirement of capital stock, net$0719
Net operating income$22,679,000286
2016-06-30 (YTD Data)Rank
Total interest income$38,630,000378
Total interest expense$4,836,000311
Net interest income$33,794,000381
Provision for loan and lease losses$1,200,000436
Total noninterest income$3,783,000847
Gross Fiduciary activities income$1,196,000301
Service charges on deposit accounts$1,623,000418
Trading account gains and fees$0157
Additional Noninterest Income$964,0001,593
Total noninterest expense$21,081,000525
Salaries and employee benefits$12,055,000498
Premises and equipment expense$2,520,000505
Additional noninterest expense$6,506,000537
Pre-tax net operating income$15,296,000360
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$15,296,000290
Extraordinary gains, net$016
Net income$15,296,000289
Minority interest net income$071
Net income of bank and minority interests.$15,296,000289
Net charge-offs$833,000410
Cash dividends$12,644,000174
Sale, conversion, retirement of capital stock, net$0705
Net operating income$15,296,000285
2016-03-31 (YTD Data)Rank
Total interest income$19,080,000381
Total interest expense$2,371,000314
Net interest income$16,709,000385
Provision for loan and lease losses$600,000400
Total noninterest income$1,695,000885
Gross Fiduciary activities income$584,000299
Service charges on deposit accounts$768,000432
Trading account gains and fees$0142
Additional Noninterest Income$343,0001,930
Total noninterest expense$10,351,000532
Salaries and employee benefits$5,787,000511
Premises and equipment expense$1,240,000521
Additional noninterest expense$3,324,000520
Pre-tax net operating income$7,453,000357
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$7,453,000291
Extraordinary gains, net$012
Net income$7,453,000291
Minority interest net income$062
Net income of bank and minority interests.$7,453,000291
Net charge-offs$335,000455
Cash dividends$5,696,000195
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,453,000288
2015-12-31 (YTD Data)Rank
Total interest income$71,106,000381
Total interest expense$8,802,000312
Net interest income$62,304,000386
Provision for loan and lease losses$1,875,000481
Total noninterest income$7,729,000822
Gross Fiduciary activities income$2,125,000324
Service charges on deposit accounts$3,114,000435
Trading account gains and fees$0159
Additional Noninterest Income$2,490,0001,308
Total noninterest expense$37,586,000562
Salaries and employee benefits$21,011,000539
Premises and equipment expense$4,862,000512
Additional noninterest expense$11,713,000573
Pre-tax net operating income$30,572,000348
Securities gains (losses)$03,216
Applicable income taxes$-516,0006,082
Income before extraordinary items$31,088,000271
Extraordinary gains, net$023
Net income$31,088,000271
Minority interest net income$081
Net income of bank and minority interests.$31,088,000271
Net charge-offs$1,271,000567
Cash dividends$19,500,000233
Sale, conversion, retirement of capital stock, net$0804
Net operating income$31,088,000273
2015-09-30 (YTD Data)Rank
Total interest income$52,293,000388
Total interest expense$6,578,000313
Net interest income$45,715,000395
Provision for loan and lease losses$1,375,000451
Total noninterest income$5,647,000856
Gross Fiduciary activities income$1,584,000326
Service charges on deposit accounts$2,286,000446
Trading account gains and fees$0153
Additional Noninterest Income$1,777,0001,365
Total noninterest expense$27,618,000580
Salaries and employee benefits$15,476,000557
Premises and equipment expense$3,572,000536
Additional noninterest expense$8,570,000585
Pre-tax net operating income$22,369,000366
Securities gains (losses)$03,031
Applicable income taxes$-516,0006,217
Income before extraordinary items$22,885,000277
Extraordinary gains, net$021
Net income$22,885,000277
Minority interest net income$078
Net income of bank and minority interests.$22,885,000277
Net charge-offs$620,000740
Cash dividends$14,803,000222
Sale, conversion, retirement of capital stock, net$0773
Net operating income$22,885,000273
2015-06-30 (YTD Data)Rank
Total interest income$34,178,000394
Total interest expense$4,349,000317
Net interest income$29,829,000401
Provision for loan and lease losses$1,050,000409
Total noninterest income$3,737,000864
Gross Fiduciary activities income$1,053,000326
Service charges on deposit accounts$1,464,000455
Trading account gains and fees$0157
Additional Noninterest Income$1,220,0001,361
Total noninterest expense$18,312,000576
Salaries and employee benefits$10,235,000553
Premises and equipment expense$2,349,000543
Additional noninterest expense$5,728,000590
Pre-tax net operating income$14,204,000379
Securities gains (losses)$02,636
Applicable income taxes$-492,0006,304
Income before extraordinary items$14,696,000291
Extraordinary gains, net$022
Net income$14,696,000291
Minority interest net income$075
Net income of bank and minority interests.$14,696,000291
Net charge-offs$331,000851
Cash dividends$10,462,000210
Sale, conversion, retirement of capital stock, net$0751
Net operating income$14,696,000287
2015-03-31 (YTD Data)Rank
Total interest income$16,904,000395
Total interest expense$2,160,000319
Net interest income$14,744,000405
Provision for loan and lease losses$800,000266
Total noninterest income$1,932,000813
Gross Fiduciary activities income$538,000324
Service charges on deposit accounts$706,000458
Trading account gains and fees$0152
Additional Noninterest Income$688,0001,210
Total noninterest expense$8,961,000596
Salaries and employee benefits$4,985,000572
Premises and equipment expense$1,124,000570
Additional noninterest expense$2,852,000590
Pre-tax net operating income$6,915,000378
Securities gains (losses)$02,027
Applicable income taxes$-492,0006,399
Income before extraordinary items$7,407,000281
Extraordinary gains, net$013
Net income$7,407,000281
Minority interest net income$064
Net income of bank and minority interests.$7,407,000281
Net charge-offs$251,000622
Cash dividends$5,229,000193
Sale, conversion, retirement of capital stock, net$0697
Net operating income$7,407,000278
2014-12-31 (YTD Data)Rank
Total interest income$64,802,000396
Total interest expense$8,343,000331
Net interest income$56,459,000406
Provision for loan and lease losses$950,000905
Total noninterest income$6,956,000871
Gross Fiduciary activities income$2,052,000332
Service charges on deposit accounts$3,103,000447
Trading account gains and fees$0180
Additional Noninterest Income$1,801,0001,582
Total noninterest expense$33,653,000614
Salaries and employee benefits$19,448,000558
Premises and equipment expense$4,502,000549
Additional noninterest expense$9,703,000687
Pre-tax net operating income$28,812,000352
Securities gains (losses)$03,259
Applicable income taxes$6,665,000414
Income before extraordinary items$22,147,000336
Extraordinary gains, net$017
Net income$22,147,000336
Minority interest net income$084
Net income of bank and minority interests.$22,147,000336
Net charge-offs$846,0001,031
Cash dividends$12,071,000291
Sale, conversion, retirement of capital stock, net$-6,000,0006,502
Net operating income$22,147,000330
2014-09-30 (YTD Data)Rank
Total interest income$47,919,000401
Total interest expense$6,177,000334
Net interest income$41,742,000408
Provision for loan and lease losses$300,0001,622
Total noninterest income$5,109,000875
Gross Fiduciary activities income$1,533,000333
Service charges on deposit accounts$2,228,000467
Trading account gains and fees$0174
Additional Noninterest Income$1,348,0001,579
Total noninterest expense$25,350,000605
Salaries and employee benefits$14,603,000559
Premises and equipment expense$3,356,000554
Additional noninterest expense$7,391,000674
Pre-tax net operating income$21,201,000351
Securities gains (losses)$02,980
Applicable income taxes$4,898,000417
Income before extraordinary items$16,303,000341
Extraordinary gains, net$015
Net income$16,303,000341
Minority interest net income$081
Net income of bank and minority interests.$16,303,000341
Net charge-offs$168,0002,185
Cash dividends$9,149,000275
Sale, conversion, retirement of capital stock, net$0819
Net operating income$16,303,000339
2014-06-30 (YTD Data)Rank
Total interest income$31,551,000402
Total interest expense$4,125,000334
Net interest income$27,426,000409
Provision for loan and lease losses$200,0001,637
Total noninterest income$3,547,000834
Gross Fiduciary activities income$1,024,000329
Service charges on deposit accounts$1,450,000474
Trading account gains and fees$0172
Additional Noninterest Income$1,073,0001,389
Total noninterest expense$16,943,000600
Salaries and employee benefits$9,727,000555
Premises and equipment expense$2,196,000567
Additional noninterest expense$5,020,000659
Pre-tax net operating income$13,830,000348
Securities gains (losses)$02,580
Applicable income taxes$3,175,000426
Income before extraordinary items$10,655,000344
Extraordinary gains, net$020
Net income$10,655,000343
Minority interest net income$080
Net income of bank and minority interests.$10,655,000344
Net charge-offs$59,0002,641
Cash dividends$6,099,000254
Sale, conversion, retirement of capital stock, net$0794
Net operating income$10,655,000338
2014-03-31 (YTD Data)Rank
Total interest income$15,731,000405
Total interest expense$2,087,000329
Net interest income$13,644,000411
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,925,000746
Gross Fiduciary activities income$518,000327
Service charges on deposit accounts$676,000491
Trading account gains and fees$0147
Additional Noninterest Income$731,0001,089
Total noninterest expense$8,431,000609
Salaries and employee benefits$4,775,000573
Premises and equipment expense$1,036,000608
Additional noninterest expense$2,620,000625
Pre-tax net operating income$6,988,000330
Securities gains (losses)$01,715
Applicable income taxes$1,679,000389
Income before extraordinary items$5,309,000330
Extraordinary gains, net$016
Net income$5,309,000329
Minority interest net income$066
Net income of bank and minority interests.$5,309,000330
Net charge-offs$03,660
Cash dividends$3,050,000233
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,309,000325
2013-12-31 (YTD Data)Rank
Total interest income$59,959,000420
Total interest expense$9,005,000343
Net interest income$50,954,000428
Provision for loan and lease losses$1,125,000999
Total noninterest income$7,520,000838
Gross Fiduciary activities income$1,944,000325
Service charges on deposit accounts$2,838,000491
Trading account gains and fees$0184
Additional Noninterest Income$2,738,0001,210
Total noninterest expense$31,514,000662
Salaries and employee benefits$17,972,000599
Premises and equipment expense$3,751,000660
Additional noninterest expense$9,791,000714
Pre-tax net operating income$25,835,000355
Securities gains (losses)$03,182
Applicable income taxes$6,086,000403
Income before extraordinary items$19,749,000368
Extraordinary gains, net$029
Net income$19,749,000368
Minority interest net income$090
Net income of bank and minority interests.$19,749,000368
Net charge-offs$908,0001,372
Cash dividends$10,677,000315
Sale, conversion, retirement of capital stock, net$0924
Net operating income$19,749,000363
2013-09-30 (YTD Data)Rank
Total interest income$44,331,000428
Total interest expense$6,845,000347
Net interest income$37,486,000439
Provision for loan and lease losses$1,000,000876
Total noninterest income$5,780,000832
Gross Fiduciary activities income$1,429,000329
Service charges on deposit accounts$2,105,000494
Trading account gains and fees$0180
Additional Noninterest Income$2,246,0001,175
Total noninterest expense$23,224,000666
Salaries and employee benefits$13,235,000620
Premises and equipment expense$2,747,000670
Additional noninterest expense$7,242,000725
Pre-tax net operating income$19,042,000369
Securities gains (losses)$03,040
Applicable income taxes$4,541,000414
Income before extraordinary items$14,501,000372
Extraordinary gains, net$025
Net income$14,501,000373
Minority interest net income$084
Net income of bank and minority interests.$14,501,000373
Net charge-offs$725,0001,262
Cash dividends$8,008,000294
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,501,000367
2013-06-30 (YTD Data)Rank
Total interest income$29,119,000431
Total interest expense$4,642,000350
Net interest income$24,477,000443
Provision for loan and lease losses$500,0001,162
Total noninterest income$3,576,000889
Gross Fiduciary activities income$941,000333
Service charges on deposit accounts$1,370,000498
Trading account gains and fees$0157
Additional Noninterest Income$1,265,0001,340
Total noninterest expense$14,954,000691
Salaries and employee benefits$8,640,000635
Premises and equipment expense$1,819,000681
Additional noninterest expense$4,495,000756
Pre-tax net operating income$12,599,000365
Securities gains (losses)$02,791
Applicable income taxes$3,055,000418
Income before extraordinary items$9,544,000365
Extraordinary gains, net$022
Net income$9,544,000367
Minority interest net income$082
Net income of bank and minority interests.$9,544,000367
Net charge-offs$586,0001,122
Cash dividends$5,339,000288
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,544,000356
2013-03-31 (YTD Data)Rank
Total interest income$14,520,000435
Total interest expense$2,320,000359
Net interest income$12,200,000447
Provision for loan and lease losses$200,0001,346
Total noninterest income$1,609,000977
Gross Fiduciary activities income$459,000335
Service charges on deposit accounts$648,000520
Trading account gains and fees$0148
Additional Noninterest Income$502,0001,576
Total noninterest expense$7,334,000702
Salaries and employee benefits$4,264,000650
Premises and equipment expense$886,000710
Additional noninterest expense$2,184,000784
Pre-tax net operating income$6,275,000369
Securities gains (losses)$01,966
Applicable income taxes$1,556,000410
Income before extraordinary items$4,719,000365
Extraordinary gains, net$010
Net income$4,719,000366
Minority interest net income$076
Net income of bank and minority interests.$4,719,000366
Net charge-offs$286,0001,090
Cash dividends$2,669,000237
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,719,000355
2012-12-31 (YTD Data)Rank
Total interest income$59,092,000442
Total interest expense$10,289,000390
Net interest income$48,803,000459
Provision for loan and lease losses$900,0001,884
Total noninterest income$5,726,0001,040
Gross Fiduciary activities income$1,720,000335
Service charges on deposit accounts$2,668,000546
Trading account gains and fees$0166
Additional Noninterest Income$1,338,0001,991
Total noninterest expense$29,102,000697
Salaries and employee benefits$16,069,000650
Premises and equipment expense$3,346,000723
Additional noninterest expense$9,687,000735
Pre-tax net operating income$24,527,000369
Securities gains (losses)$03,810
Applicable income taxes$6,070,000386
Income before extraordinary items$18,457,000377
Extraordinary gains, net$029
Net income$18,457,000377
Minority interest net income$093
Net income of bank and minority interests.$18,457,000377
Net charge-offs$563,0002,495
Cash dividends$5,850,000505
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$18,457,000367
2012-09-30 (YTD Data)Rank
Total interest income$44,520,000447
Total interest expense$7,803,000407
Net interest income$36,717,000461
Provision for loan and lease losses$750,0001,780
Total noninterest income$4,326,0001,034
Gross Fiduciary activities income$1,283,000335
Service charges on deposit accounts$1,969,000555
Trading account gains and fees$0157
Additional Noninterest Income$1,074,0001,902
Total noninterest expense$21,845,000696
Salaries and employee benefits$12,018,000646
Premises and equipment expense$2,502,000728
Additional noninterest expense$7,325,000719
Pre-tax net operating income$18,448,000366
Securities gains (losses)$03,575
Applicable income taxes$4,642,000384
Income before extraordinary items$13,806,000384
Extraordinary gains, net$020
Net income$13,806,000384
Minority interest net income$086
Net income of bank and minority interests.$13,806,000384
Net charge-offs$254,0003,032
Cash dividends$4,363,000405
Sale, conversion, retirement of capital stock, net$0952
Net operating income$13,806,000368
2012-06-30 (YTD Data)Rank
Total interest income$29,795,000455
Total interest expense$5,362,000407
Net interest income$24,433,000467
Provision for loan and lease losses$600,0001,572
Total noninterest income$2,806,0001,038
Gross Fiduciary activities income$850,000340
Service charges on deposit accounts$1,280,000559
Trading account gains and fees$0153
Additional Noninterest Income$676,0001,963
Total noninterest expense$14,582,000691
Salaries and employee benefits$7,998,000646
Premises and equipment expense$1,661,000731
Additional noninterest expense$4,923,000707
Pre-tax net operating income$12,057,000365
Securities gains (losses)$03,178
Applicable income taxes$3,020,000383
Income before extraordinary items$9,037,000370
Extraordinary gains, net$019
Net income$9,037,000369
Minority interest net income$084
Net income of bank and minority interests.$9,037,000369
Net charge-offs$117,0003,268
Cash dividends$2,877,000394
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,037,000352
2012-03-31 (YTD Data)Rank
Total interest income$14,555,000460
Total interest expense$2,715,000422
Net interest income$11,840,000477
Provision for loan and lease losses$450,0001,139
Total noninterest income$1,535,000961
Gross Fiduciary activities income$434,000332
Service charges on deposit accounts$612,000579
Trading account gains and fees$0148
Additional Noninterest Income$489,0001,531
Total noninterest expense$6,916,000719
Salaries and employee benefits$3,890,000673
Premises and equipment expense$790,000761
Additional noninterest expense$2,236,000770
Pre-tax net operating income$6,009,000367
Securities gains (losses)$02,210
Applicable income taxes$1,537,000376
Income before extraordinary items$4,472,000375
Extraordinary gains, net$019
Net income$4,472,000376
Minority interest net income$078
Net income of bank and minority interests.$4,472,000376
Net charge-offs$88,0002,553
Cash dividends$1,390,000369
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,472,000355
2011-12-31 (YTD Data)Rank
Total interest income$56,784,000481
Total interest expense$11,199,000506
Net interest income$45,585,000482
Provision for loan and lease losses$1,475,0001,914
Total noninterest income$5,316,000988
Gross Fiduciary activities income$1,627,000305
Service charges on deposit accounts$2,301,000639
Trading account gains and fees$0146
Additional Noninterest Income$1,388,0001,734
Total noninterest expense$26,593,000743
Salaries and employee benefits$15,349,000637
Premises and equipment expense$3,100,000803
Additional noninterest expense$8,144,000880
Pre-tax net operating income$22,833,000336
Securities gains (losses)$03,838
Applicable income taxes$6,068,000364
Income before extraordinary items$16,765,000347
Extraordinary gains, net$029
Net income$16,765,000347
Minority interest net income$096
Net income of bank and minority interests.$16,765,000348
Net charge-offs$835,0002,576
Cash dividends$5,561,000386
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$16,765,000336
2011-09-30 (YTD Data)Rank
Total interest income$42,025,000488
Total interest expense$8,448,000525
Net interest income$33,577,000490
Provision for loan and lease losses$875,0002,144
Total noninterest income$4,460,000918
Gross Fiduciary activities income$1,210,000306
Service charges on deposit accounts$1,684,000657
Trading account gains and fees$0145
Additional Noninterest Income$1,566,0001,306
Total noninterest expense$19,950,000732
Salaries and employee benefits$11,361,000650
Premises and equipment expense$2,197,000869
Additional noninterest expense$6,392,000835
Pre-tax net operating income$17,212,000334
Securities gains (losses)$03,555
Applicable income taxes$5,091,000336
Income before extraordinary items$12,121,000362
Extraordinary gains, net$021
Net income$12,121,000361
Minority interest net income$087
Net income of bank and minority interests.$12,121,000361
Net charge-offs$452,0002,781
Cash dividends$4,170,000345
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$12,121,000349
2011-06-30 (YTD Data)Rank
Total interest income$27,503,000506
Total interest expense$5,713,000540
Net interest income$21,790,000506
Provision for loan and lease losses$575,0002,156
Total noninterest income$3,041,000916
Gross Fiduciary activities income$806,000310
Service charges on deposit accounts$1,079,000679
Trading account gains and fees$0153
Additional Noninterest Income$1,156,0001,218
Total noninterest expense$12,881,000776
Salaries and employee benefits$7,429,000663
Premises and equipment expense$1,430,000897
Additional noninterest expense$4,022,000904
Pre-tax net operating income$11,375,000326
Securities gains (losses)$02,914
Applicable income taxes$3,405,000334
Income before extraordinary items$7,970,000358
Extraordinary gains, net$015
Net income$7,970,000357
Minority interest net income$089
Net income of bank and minority interests.$7,970,000357
Net charge-offs$267,0002,814
Cash dividends$2,780,000331
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,970,000344
2011-03-31 (YTD Data)Rank
Total interest income$13,564,000513
Total interest expense$2,873,000556
Net interest income$10,691,000514
Provision for loan and lease losses$450,0001,516
Total noninterest income$1,570,000877
Gross Fiduciary activities income$407,000303
Service charges on deposit accounts$493,000730
Trading account gains and fees$0158
Additional Noninterest Income$670,0001,090
Total noninterest expense$6,219,000807
Salaries and employee benefits$3,609,000693
Premises and equipment expense$708,000932
Additional noninterest expense$1,902,000934
Pre-tax net operating income$5,592,000334
Securities gains (losses)$01,772
Applicable income taxes$1,692,000318
Income before extraordinary items$3,900,000362
Extraordinary gains, net$09
Net income$3,900,000361
Minority interest net income$086
Net income of bank and minority interests.$3,900,000361
Net charge-offs$100,0002,729
Cash dividends$1,390,000296
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,900,000352
2010-12-31 (YTD Data)Rank
Total interest income$53,651,000547
Total interest expense$12,819,000620
Net interest income$40,832,000529
Provision for loan and lease losses$1,700,0002,292
Total noninterest income$5,183,0001,070
Gross Fiduciary activities income$1,365,000335
Service charges on deposit accounts$2,279,000656
Trading account gains and fees$0175
Additional Noninterest Income$1,539,0001,670
Total noninterest expense$24,368,000823
Salaries and employee benefits$13,759,000705
Premises and equipment expense$2,725,000943
Additional noninterest expense$7,884,000940
Pre-tax net operating income$19,947,000301
Securities gains (losses)$03,793
Applicable income taxes$6,025,000316
Income before extraordinary items$13,922,000335
Extraordinary gains, net$029
Net income$13,922,000335
Minority interest net income$0111
Net income of bank and minority interests.$13,922,000336
Net charge-offs$756,0003,070
Cash dividends$4,448,000377
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$13,922,000322
2010-09-30 (YTD Data)Rank
Total interest income$39,906,000555
Total interest expense$9,749,000633
Net interest income$30,157,000529
Provision for loan and lease losses$1,350,0002,120
Total noninterest income$3,850,0001,032
Gross Fiduciary activities income$980,000339
Service charges on deposit accounts$1,665,000684
Trading account gains and fees$0165
Additional Noninterest Income$1,205,0001,592
Total noninterest expense$18,018,000823
Salaries and employee benefits$10,219,000707
Premises and equipment expense$1,983,000979
Additional noninterest expense$5,816,000916
Pre-tax net operating income$14,639,000309
Securities gains (losses)$03,651
Applicable income taxes$4,507,000310
Income before extraordinary items$10,132,000345
Extraordinary gains, net$023
Net income$10,132,000346
Minority interest net income$0110
Net income of bank and minority interests.$10,132,000346
Net charge-offs$586,0002,858
Cash dividends$3,068,000357
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,132,000333
2010-06-30 (YTD Data)Rank
Total interest income$26,140,000575
Total interest expense$6,629,000645
Net interest income$19,511,000551
Provision for loan and lease losses$950,0001,992
Total noninterest income$2,495,0001,043
Gross Fiduciary activities income$657,000338
Service charges on deposit accounts$1,068,000722
Trading account gains and fees$0152
Additional Noninterest Income$770,0001,564
Total noninterest expense$11,643,000853
Salaries and employee benefits$6,687,000714
Premises and equipment expense$1,291,0001,036
Additional noninterest expense$3,665,000970
Pre-tax net operating income$9,413,000312
Securities gains (losses)$03,184
Applicable income taxes$2,897,000306
Income before extraordinary items$6,516,000342
Extraordinary gains, net$019
Net income$6,516,000342
Minority interest net income$0105
Net income of bank and minority interests.$6,516,000342
Net charge-offs$461,0002,539
Cash dividends$2,357,000298
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,516,000330
2010-03-31 (YTD Data)Rank
Total interest income$12,736,000601
Total interest expense$3,345,000678
Net interest income$9,391,000589
Provision for loan and lease losses$450,0001,922
Total noninterest income$1,118,0001,117
Gross Fiduciary activities income$326,000347
Service charges on deposit accounts$496,000783
Trading account gains and fees$0175
Additional Noninterest Income$296,0001,858
Total noninterest expense$5,647,000883
Salaries and employee benefits$3,271,000749
Premises and equipment expense$627,0001,093
Additional noninterest expense$1,749,0001,000
Pre-tax net operating income$4,412,000326
Securities gains (losses)$02,284
Applicable income taxes$1,367,000301
Income before extraordinary items$3,045,000355
Extraordinary gains, net$016
Net income$3,045,000357
Minority interest net income$091
Net income of bank and minority interests.$3,045,000357
Net charge-offs$319,0001,973
Cash dividends$1,647,000207
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,045,000342
2009-12-31 (YTD Data)Rank
Total interest income$48,649,000675
Total interest expense$14,804,000784
Net interest income$33,845,000634
Provision for loan and lease losses$2,095,0002,421
Total noninterest income$4,919,0001,118
Gross Fiduciary activities income$1,132,000356
Service charges on deposit accounts$2,286,000736
Trading account gains and fees$0211
Additional Noninterest Income$1,501,0001,651
Total noninterest expense$22,731,000930
Salaries and employee benefits$12,890,000762
Premises and equipment expense$2,543,0001,071
Additional noninterest expense$7,298,0001,064
Pre-tax net operating income$13,938,000303
Securities gains (losses)$-4,0006,931
Applicable income taxes$4,157,000303
Income before extraordinary items$9,777,000328
Extraordinary gains, net$034
Net income$9,777,000329
Minority interest net income$0115
Net income of bank and minority interests.$9,777,000330
Net charge-offs$675,0003,396
Cash dividends$5,205,000328
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,779,800327
2009-09-30 (YTD Data)Rank
Total interest income$36,050,000702
Total interest expense$11,228,000818
Net interest income$24,822,000650
Provision for loan and lease losses$1,345,0002,365
Total noninterest income$3,734,0001,112
Gross Fiduciary activities income$836,000356
Service charges on deposit accounts$1,687,000740
Trading account gains and fees$0212
Additional Noninterest Income$1,211,0001,610
Total noninterest expense$17,219,000913
Salaries and employee benefits$9,557,000778
Premises and equipment expense$1,893,0001,097
Additional noninterest expense$5,769,000977
Pre-tax net operating income$9,992,000330
Securities gains (losses)$03,497
Applicable income taxes$3,232,000310
Income before extraordinary items$6,760,000389
Extraordinary gains, net$027
Net income$6,760,000387
Minority interest net income$0118
Net income of bank and minority interests.$6,760,000389
Net charge-offs$345,0003,523
Cash dividends$3,659,000343
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,760,000384
2009-06-30 (YTD Data)Rank
Total interest income$23,880,000723
Total interest expense$7,525,000863
Net interest income$16,355,000658
Provision for loan and lease losses$900,0002,190
Total noninterest income$2,330,0001,185
Gross Fiduciary activities income$552,000363
Service charges on deposit accounts$1,064,000787
Trading account gains and fees$0193
Additional Noninterest Income$714,0001,787
Total noninterest expense$11,459,000939
Salaries and employee benefits$6,210,000820
Premises and equipment expense$1,243,0001,129
Additional noninterest expense$4,006,000962
Pre-tax net operating income$6,326,000353
Securities gains (losses)$03,136
Applicable income taxes$2,057,000335
Income before extraordinary items$4,269,000401
Extraordinary gains, net$021
Net income$4,269,000399
Minority interest net income$0112
Net income of bank and minority interests.$4,269,000401
Net charge-offs$225,0003,289
Cash dividends$2,262,000395
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,269,000384
2009-03-31 (YTD Data)Rank
Total interest income$11,786,000742
Total interest expense$3,841,000885
Net interest income$7,945,000664
Provision for loan and lease losses$450,0001,876
Total noninterest income$876,0001,444
Gross Fiduciary activities income$268,000376
Service charges on deposit accounts$493,000830
Trading account gains and fees$0171
Additional Noninterest Income$115,0003,430
Total noninterest expense$5,412,000947
Salaries and employee benefits$3,065,000829
Premises and equipment expense$619,0001,161
Additional noninterest expense$1,728,000978
Pre-tax net operating income$2,959,000410
Securities gains (losses)$02,434
Applicable income taxes$902,000382
Income before extraordinary items$2,057,000474
Extraordinary gains, net$015
Net income$2,057,000474
Minority interest net income$0102
Net income of bank and minority interests.$2,057,000476
Net charge-offs$93,0002,945
Cash dividends$1,115,000390
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,057,000443
2008-12-31 (YTD Data)Rank
Total interest income$44,440,000850
Total interest expense$17,487,000913
Net interest income$26,953,000798
Provision for loan and lease losses$1,777,0001,944
Total noninterest income$4,615,0001,138
Gross Fiduciary activities income$1,152,000373
Service charges on deposit accounts$2,300,000759
Trading account gains and fees$0154
Additional Noninterest Income$1,163,0001,917
Total noninterest expense$19,844,0001,004
Salaries and employee benefits$11,794,000845
Premises and equipment expense$2,649,0001,050
Additional noninterest expense$5,401,0001,188
Pre-tax net operating income$9,947,000546
Securities gains (losses)$77,0001,316
Applicable income taxes$3,299,000433
Income before extraordinary items$6,725,000588
Extraordinary gains, net$039
Net income$6,725,000588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,064,0001,892
Cash dividends$3,302,000817
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,673,410633
2008-09-30 (YTD Data)Rank
Total interest income$33,210,000876
Total interest expense$13,371,000928
Net interest income$19,839,000825
Provision for loan and lease losses$1,327,0001,548
Total noninterest income$3,306,0001,219
Gross Fiduciary activities income$883,000373
Service charges on deposit accounts$1,715,000770
Trading account gains and fees$0148
Additional Noninterest Income$708,0002,304
Total noninterest expense$14,707,0001,009
Salaries and employee benefits$8,801,000875
Premises and equipment expense$1,988,0001,055
Additional noninterest expense$3,918,0001,172
Pre-tax net operating income$7,111,000703
Securities gains (losses)$77,0001,128
Applicable income taxes$2,444,000545
Income before extraordinary items$4,744,000771
Extraordinary gains, net$031
Net income$4,744,000770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,0001,969
Cash dividends$2,188,000944
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,693,180821
2008-06-30 (YTD Data)Rank
Total interest income$22,016,000894
Total interest expense$9,109,000940
Net interest income$12,907,000842
Provision for loan and lease losses$917,0001,286
Total noninterest income$2,124,0001,268
Gross Fiduciary activities income$593,000383
Service charges on deposit accounts$1,109,000783
Trading account gains and fees$0149
Additional Noninterest Income$422,0002,501
Total noninterest expense$9,714,0001,010
Salaries and employee benefits$5,810,000886
Premises and equipment expense$1,312,0001,063
Additional noninterest expense$2,592,0001,148
Pre-tax net operating income$4,400,000804
Securities gains (losses)$77,0001,145
Applicable income taxes$1,541,000643
Income before extraordinary items$2,936,000937
Extraordinary gains, net$021
Net income$2,936,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,002
Cash dividends$1,072,0001,328
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,885,180934
2008-03-31 (YTD Data)Rank
Total interest income$11,070,000916
Total interest expense$4,762,000968
Net interest income$6,308,000857
Provision for loan and lease losses$417,0001,110
Total noninterest income$960,0001,374
Gross Fiduciary activities income$289,000389
Service charges on deposit accounts$527,000814
Trading account gains and fees$0158
Additional Noninterest Income$144,0003,103
Total noninterest expense$4,802,0001,018
Salaries and employee benefits$2,838,000919
Premises and equipment expense$651,0001,065
Additional noninterest expense$1,313,0001,100
Pre-tax net operating income$2,049,000920
Securities gains (losses)$77,000851
Applicable income taxes$781,000705
Income before extraordinary items$1,345,0001,123
Extraordinary gains, net$015
Net income$1,345,0001,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,908
Cash dividends$457,0001,456
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,295,7201,126
2007-12-31 (YTD Data)Rank
Total interest income$42,980,000980
Total interest expense$21,753,000905
Net interest income$21,227,0001,042
Provision for loan and lease losses$2,451,000711
Total noninterest income$4,773,0001,139
Gross Fiduciary activities income$1,103,000395
Service charges on deposit accounts$2,275,000776
Trading account gains and fees$0178
Additional Noninterest Income$1,395,0001,760
Total noninterest expense$20,195,000930
Salaries and employee benefits$12,178,000807
Premises and equipment expense$2,734,000945
Additional noninterest expense$5,283,0001,067
Pre-tax net operating income$3,354,0002,263
Securities gains (losses)$-1,182,0008,437
Applicable income taxes$708,0002,281
Income before extraordinary items$1,464,0003,502
Extraordinary gains, net$039
Net income$1,464,0003,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,0001,114
Cash dividends$1,608,0001,896
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,255,9402,572
2007-09-30 (YTD Data)Rank
Total interest income$31,929,000996
Total interest expense$16,434,000898
Net interest income$15,495,0001,074
Provision for loan and lease losses$2,076,000507
Total noninterest income$3,419,0001,171
Gross Fiduciary activities income$814,000395
Service charges on deposit accounts$1,664,000784
Trading account gains and fees$0184
Additional Noninterest Income$941,0001,910
Total noninterest expense$15,219,000912
Salaries and employee benefits$9,113,000813
Premises and equipment expense$2,070,000932
Additional noninterest expense$4,036,0001,024
Pre-tax net operating income$1,619,0003,298
Securities gains (losses)$-1,182,0008,499
Applicable income taxes$136,0004,145
Income before extraordinary items$301,0006,313
Extraordinary gains, net$033
Net income$301,0006,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,0001,083
Cash dividends$1,151,0001,815
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,116,5803,625
2007-06-30 (YTD Data)Rank
Total interest income$20,964,0001,023
Total interest expense$10,939,000906
Net interest income$10,025,0001,124
Provision for loan and lease losses$1,926,000334
Total noninterest income$2,215,0001,226
Gross Fiduciary activities income$532,000412
Service charges on deposit accounts$1,075,000824
Trading account gains and fees$0168
Additional Noninterest Income$608,0001,962
Total noninterest expense$10,148,000928
Salaries and employee benefits$6,117,000825
Premises and equipment expense$1,400,000941
Additional noninterest expense$2,631,0001,057
Pre-tax net operating income$166,0006,849
Securities gains (losses)$-1,182,0008,568
Applicable income taxes$-334,0008,511
Income before extraordinary items$-682,0008,405
Extraordinary gains, net$029
Net income$-682,0008,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,000929
Cash dividends$767,0001,857
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$109,9407,043
2007-03-31 (YTD Data)Rank
Total interest income$10,291,0001,040
Total interest expense$5,558,000885
Net interest income$4,733,0001,199
Provision for loan and lease losses$1,776,000201
Total noninterest income$1,014,0001,294
Gross Fiduciary activities income$255,000420
Service charges on deposit accounts$501,000860
Trading account gains and fees$0195
Additional Noninterest Income$258,0002,176
Total noninterest expense$5,223,000887
Salaries and employee benefits$3,233,000782
Premises and equipment expense$728,000912
Additional noninterest expense$1,262,0001,074
Pre-tax net operating income$-1,252,0008,604
Securities gains (losses)$-1,182,0008,625
Applicable income taxes$-824,0008,627
Income before extraordinary items$-1,610,0008,615
Extraordinary gains, net$022
Net income$-1,610,0008,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,000507
Cash dividends$383,0001,719
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-829,8808,577
2006-12-31 (YTD Data)Rank
Total interest income$38,521,0001,022
Total interest expense$19,143,000871
Net interest income$19,378,0001,151
Provision for loan and lease losses$915,0001,126
Total noninterest income$4,102,0001,272
Gross Fiduciary activities income$931,000423
Service charges on deposit accounts$2,312,000766
Trading account gains and fees$0130
Additional Noninterest Income$859,0002,467
Total noninterest expense$20,247,000871
Salaries and employee benefits$11,818,000802
Premises and equipment expense$2,883,000880
Additional noninterest expense$5,546,000957
Pre-tax net operating income$2,318,0003,315
Securities gains (losses)$25,000848
Applicable income taxes$809,0002,461
Income before extraordinary items$1,534,0003,716
Extraordinary gains, net$051
Net income$1,534,0003,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$782,000847
Cash dividends$1,535,0001,895
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,517,7503,727
2006-09-30 (YTD Data)Rank
Total interest income$28,115,0001,048
Total interest expense$13,464,000909
Net interest income$14,651,0001,156
Provision for loan and lease losses$794,000952
Total noninterest income$3,062,0001,295
Gross Fiduciary activities income$674,000437
Service charges on deposit accounts$1,751,000765
Trading account gains and fees$0126
Additional Noninterest Income$637,0002,477
Total noninterest expense$14,771,000908
Salaries and employee benefits$8,815,000823
Premises and equipment expense$2,150,000886
Additional noninterest expense$3,806,0001,064
Pre-tax net operating income$2,148,0002,971
Securities gains (losses)$01,388
Applicable income taxes$534,0002,773
Income before extraordinary items$1,614,0003,035
Extraordinary gains, net$045
Net income$1,614,0003,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,000726
Cash dividends$1,152,0001,745
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,614,0003,031
2006-06-30 (YTD Data)Rank
Total interest income$18,044,0001,065
Total interest expense$8,414,000915
Net interest income$9,630,0001,176
Provision for loan and lease losses$310,0001,428
Total noninterest income$1,928,0001,345
Gross Fiduciary activities income$433,000450
Service charges on deposit accounts$1,109,000793
Trading account gains and fees$0126
Additional Noninterest Income$386,0002,613
Total noninterest expense$9,669,000927
Salaries and employee benefits$5,865,000829
Premises and equipment expense$1,414,000896
Additional noninterest expense$2,390,0001,133
Pre-tax net operating income$1,579,0002,780
Securities gains (losses)$01,185
Applicable income taxes$400,0002,617
Income before extraordinary items$1,179,0002,835
Extraordinary gains, net$039
Net income$1,179,0002,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,000840
Cash dividends$767,0001,776
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,179,0002,823
2006-03-31 (YTD Data)Rank
Total interest income$8,723,0001,075
Total interest expense$4,018,000906
Net interest income$4,705,0001,204
Provision for loan and lease losses$195,0001,170
Total noninterest income$853,0001,436
Gross Fiduciary activities income$216,000455
Service charges on deposit accounts$495,000855
Trading account gains and fees$0115
Additional Noninterest Income$142,0003,070
Total noninterest expense$4,702,000954
Salaries and employee benefits$2,849,000862
Premises and equipment expense$699,000906
Additional noninterest expense$1,154,0001,157
Pre-tax net operating income$661,0003,099
Securities gains (losses)$0955
Applicable income taxes$163,0002,913
Income before extraordinary items$498,0003,168
Extraordinary gains, net$021
Net income$498,0003,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0001,701
Cash dividends$384,0001,669
Sale, conversion, retirement of capital stock, net$0648
Net operating income$498,0003,147
2005-12-31 (YTD Data)Rank
Total interest income$29,416,0001,121
Total interest expense$11,263,000994
Net interest income$18,153,0001,187
Provision for loan and lease losses$1,081,000978
Total noninterest income$3,161,0001,536
Gross Fiduciary activities income$732,000476
Service charges on deposit accounts$1,593,0001,116
Trading account gains and fees$0138
Additional Noninterest Income$836,0002,470
Total noninterest expense$17,105,000989
Salaries and employee benefits$9,871,000924
Premises and equipment expense$2,759,000856
Additional noninterest expense$4,475,0001,139
Pre-tax net operating income$3,128,0002,667
Securities gains (losses)$62,000859
Applicable income taxes$1,137,0002,088
Income before extraordinary items$2,053,0003,039
Extraordinary gains, net$046
Net income$2,053,0003,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$974,000694
Cash dividends$1,534,0001,794
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,013,3203,046
2005-09-30 (YTD Data)Rank
Total interest income$21,378,0001,122
Total interest expense$7,904,000996
Net interest income$13,474,0001,182
Provision for loan and lease losses$1,035,000736
Total noninterest income$2,256,0001,597
Gross Fiduciary activities income$512,000489
Service charges on deposit accounts$1,097,0001,201
Trading account gains and fees$0126
Additional Noninterest Income$647,0002,437
Total noninterest expense$12,316,0001,031
Salaries and employee benefits$7,242,000930
Premises and equipment expense$1,957,000901
Additional noninterest expense$3,117,0001,227
Pre-tax net operating income$2,379,0002,671
Securities gains (losses)$62,000812
Applicable income taxes$587,0002,673
Income before extraordinary items$1,854,0002,635
Extraordinary gains, net$035
Net income$1,854,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$786,000590
Cash dividends$1,151,0001,621
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,806,8802,652
2005-06-30 (YTD Data)Rank
Total interest income$13,901,0001,124
Total interest expense$4,994,000984
Net interest income$8,907,0001,188
Provision for loan and lease losses$685,000736
Total noninterest income$1,413,0001,674
Gross Fiduciary activities income$308,000527
Service charges on deposit accounts$676,0001,258
Trading account gains and fees$0116
Additional Noninterest Income$429,0002,424
Total noninterest expense$7,869,0001,062
Salaries and employee benefits$4,699,000954
Premises and equipment expense$1,263,000928
Additional noninterest expense$1,907,0001,310
Pre-tax net operating income$1,766,0002,405
Securities gains (losses)$62,000723
Applicable income taxes$482,0002,323
Income before extraordinary items$1,346,0002,405
Extraordinary gains, net$030
Net income$1,346,0002,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$685,000479
Cash dividends$767,0001,634
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,300,1202,453
2005-03-31 (YTD Data)Rank
Total interest income$6,894,0001,100
Total interest expense$2,458,000949
Net interest income$4,436,0001,182
Provision for loan and lease losses$350,000668
Total noninterest income$676,0001,699
Gross Fiduciary activities income$150,000539
Service charges on deposit accounts$315,0001,304
Trading account gains and fees$0115
Additional Noninterest Income$211,0002,401
Total noninterest expense$3,761,0001,110
Salaries and employee benefits$2,239,000995
Premises and equipment expense$606,000980
Additional noninterest expense$916,0001,351
Pre-tax net operating income$1,001,0002,171
Securities gains (losses)$01,685
Applicable income taxes$277,0002,103
Income before extraordinary items$724,0002,268
Extraordinary gains, net$024
Net income$724,0002,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,000886
Cash dividends$383,0001,498
Sale, conversion, retirement of capital stock, net$0491
Net operating income$724,0002,231
2004-12-31 (YTD Data)Rank
Total interest income$24,275,0001,170
Total interest expense$8,695,000937
Net interest income$15,580,0001,297
Provision for loan and lease losses$1,475,000730
Total noninterest income$2,394,0001,933
Gross Fiduciary activities income$533,000554
Service charges on deposit accounts$1,112,0001,578
Trading account gains and fees$0138
Additional Noninterest Income$749,0002,605
Total noninterest expense$14,956,0001,083
Salaries and employee benefits$8,379,0001,033
Premises and equipment expense$2,079,0001,105
Additional noninterest expense$4,498,0001,090
Pre-tax net operating income$1,543,0004,177
Securities gains (losses)$-8,0008,172
Applicable income taxes$408,0003,695
Income before extraordinary items$1,127,0004,367
Extraordinary gains, net$034
Net income$1,127,0004,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$959,000809
Cash dividends$510,0003,489
Sale, conversion, retirement of capital stock, net$7,715,000156
Net operating income$1,132,8404,281
2004-09-30 (YTD Data)Rank
Total interest income$17,591,0001,185
Total interest expense$6,321,000948
Net interest income$11,270,0001,332
Provision for loan and lease losses$830,000928
Total noninterest income$1,808,0001,931
Gross Fiduciary activities income$397,000553
Service charges on deposit accounts$833,0001,580
Trading account gains and fees$0134
Additional Noninterest Income$578,0002,558
Total noninterest expense$10,228,0001,193
Salaries and employee benefits$6,125,0001,048
Premises and equipment expense$1,276,0001,354
Additional noninterest expense$2,827,0001,311
Pre-tax net operating income$2,020,0002,856
Securities gains (losses)$-8,0008,459
Applicable income taxes$581,0002,628
Income before extraordinary items$1,431,0003,080
Extraordinary gains, net$026
Net income$1,431,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,000926
Cash dividends$383,0003,097
Sale, conversion, retirement of capital stock, net$3,000,000205
Net operating income$1,436,6802,994
2004-06-30 (YTD Data)Rank
Total interest income$11,191,0001,229
Total interest expense$4,048,000970
Net interest income$7,143,0001,381
Provision for loan and lease losses$565,000888
Total noninterest income$1,173,0001,958
Gross Fiduciary activities income$269,000552
Service charges on deposit accounts$535,0001,631
Trading account gains and fees$0130
Additional Noninterest Income$369,0002,644
Total noninterest expense$6,387,0001,275
Salaries and employee benefits$3,896,0001,096
Premises and equipment expense$782,0001,477
Additional noninterest expense$1,709,0001,416
Pre-tax net operating income$1,364,0002,783
Securities gains (losses)$-2,0008,438
Applicable income taxes$387,0002,620
Income before extraordinary items$975,0002,996
Extraordinary gains, net$021
Net income$975,0002,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,630
Cash dividends$255,0003,105
Sale, conversion, retirement of capital stock, net$3,000,000133
Net operating income$976,4402,911
2004-03-31 (YTD Data)Rank
Total interest income$5,361,0001,292
Total interest expense$1,993,0001,007
Net interest income$3,368,0001,481
Provision for loan and lease losses$150,0001,414
Total noninterest income$543,0002,035
Gross Fiduciary activities income$128,000572
Service charges on deposit accounts$246,0001,726
Trading account gains and fees$0121
Additional Noninterest Income$169,0002,733
Total noninterest expense$3,015,0001,364
Salaries and employee benefits$1,824,0001,205
Premises and equipment expense$369,0001,594
Additional noninterest expense$822,0001,463
Pre-tax net operating income$746,0002,576
Securities gains (losses)$-2,0008,748
Applicable income taxes$232,0002,306
Income before extraordinary items$512,0002,886
Extraordinary gains, net$016
Net income$512,0002,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,653
Cash dividends$127,0002,634
Sale, conversion, retirement of capital stock, net$3,000,00068
Net operating income$513,3802,784
2003-12-31 (YTD Data)Rank
Total interest income$20,412,0001,404
Total interest expense$8,291,0001,077
Net interest income$12,121,0001,603
Provision for loan and lease losses$990,0001,199
Total noninterest income$2,005,0002,318
Gross Fiduciary activities income$359,000658
Service charges on deposit accounts$982,0001,742
Trading account gains and fees$0160
Additional Noninterest Income$664,0003,069
Total noninterest expense$9,922,0001,624
Salaries and employee benefits$5,682,0001,509
Premises and equipment expense$1,402,0001,625
Additional noninterest expense$2,838,0001,705
Pre-tax net operating income$3,214,0002,366
Securities gains (losses)$57,0002,386
Applicable income taxes$851,0002,423
Income before extraordinary items$2,420,0002,438
Extraordinary gains, net$054
Net income$2,420,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,0001,256
Cash dividends$510,0003,470
Sale, conversion, retirement of capital stock, net$3,000,000273
Net operating income$2,377,8202,372
2003-09-30 (YTD Data)Rank
Total interest income$15,159,0001,440
Total interest expense$6,280,0001,114
Net interest income$8,879,0001,653
Provision for loan and lease losses$720,0001,185
Total noninterest income$1,464,0002,406
Gross Fiduciary activities income$254,000678
Service charges on deposit accounts$687,0001,887
Trading account gains and fees$0153
Additional Noninterest Income$523,0003,053
Total noninterest expense$7,270,0001,669
Salaries and employee benefits$4,226,0001,532
Premises and equipment expense$1,039,0001,648
Additional noninterest expense$2,005,0001,802
Pre-tax net operating income$2,353,0002,502
Securities gains (losses)$57,0002,204
Applicable income taxes$690,0002,414
Income before extraordinary items$1,720,0002,663
Extraordinary gains, net$040
Net income$1,720,0002,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,043
Cash dividends$382,0003,117
Sale, conversion, retirement of capital stock, net$3,000,000184
Net operating income$1,679,5302,566
2003-06-30 (YTD Data)Rank
Total interest income$10,059,0001,461
Total interest expense$4,175,0001,146
Net interest income$5,884,0001,660
Provision for loan and lease losses$490,0001,174
Total noninterest income$923,0002,485
Gross Fiduciary activities income$166,000682
Service charges on deposit accounts$424,0001,986
Trading account gains and fees$0150
Additional Noninterest Income$333,0003,110
Total noninterest expense$4,687,0001,710
Salaries and employee benefits$2,749,0001,568
Premises and equipment expense$681,0001,675
Additional noninterest expense$1,257,0001,910
Pre-tax net operating income$1,630,0002,426
Securities gains (losses)$57,0001,923
Applicable income taxes$493,0002,340
Income before extraordinary items$1,194,0002,594
Extraordinary gains, net$030
Net income$1,194,0002,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,240
Cash dividends$255,0003,111
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,153,5302,519
2003-03-31 (YTD Data)Rank
Total interest income$5,017,0001,480
Total interest expense$2,109,0001,161
Net interest income$2,908,0001,677
Provision for loan and lease losses$190,0001,428
Total noninterest income$455,0002,455
Gross Fiduciary activities income$81,000706
Service charges on deposit accounts$211,0001,937
Trading account gains and fees$0134
Additional Noninterest Income$163,0003,060
Total noninterest expense$2,271,0001,741
Salaries and employee benefits$1,342,0001,584
Premises and equipment expense$331,0001,720
Additional noninterest expense$598,0001,975
Pre-tax net operating income$902,0002,237
Securities gains (losses)$02,891
Applicable income taxes$269,0002,206
Income before extraordinary items$633,0002,410
Extraordinary gains, net$021
Net income$633,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,550
Cash dividends$127,0002,698
Sale, conversion, retirement of capital stock, net$0419
Net operating income$633,0002,279
2002-12-31 (YTD Data)Rank
Total interest income$19,950,0001,550
Total interest expense$9,003,0001,250
Net interest income$10,947,0001,765
Provision for loan and lease losses$1,483,000957
Total noninterest income$1,680,0002,428
Gross Fiduciary activities income$317,000700
Service charges on deposit accounts$918,0001,749
Trading account gains and fees$0153
Additional Noninterest Income$445,0003,497
Total noninterest expense$8,733,0001,734
Salaries and employee benefits$4,936,0001,632
Premises and equipment expense$1,297,0001,695
Additional noninterest expense$2,500,0001,857
Pre-tax net operating income$2,411,0002,966
Securities gains (losses)$04,537
Applicable income taxes$807,0002,577
Income before extraordinary items$1,604,0003,327
Extraordinary gains, net$070
Net income$1,604,0003,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$691,0001,300
Cash dividends$510,0003,402
Sale, conversion, retirement of capital stock, net$4,300,000180
Net operating income$1,604,0003,234
2001-12-31 (YTD Data)Rank
Total interest income$19,487,0001,750
Total interest expense$11,187,0001,447
Net interest income$8,300,0002,156
Provision for loan and lease losses$1,246,0001,055
Total noninterest income$1,489,0002,520
Gross Fiduciary activities income$295,000727
Service charges on deposit accounts$789,0001,927
Trading account gains and fees$0177
Additional Noninterest Income$405,0003,503
Total noninterest expense$7,488,0001,928
Salaries and employee benefits$4,215,0001,783
Premises and equipment expense$1,230,0001,760
Additional noninterest expense$2,043,0002,201
Pre-tax net operating income$1,055,0004,774
Securities gains (losses)$04,612
Applicable income taxes$309,0004,203
Income before extraordinary items$746,0005,064
Extraordinary gains, net$0105
Net income$746,0005,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,0001,239
Cash dividends$837,0002,559
Sale, conversion, retirement of capital stock, net$3,061,000249
Net operating income$746,0004,955
2000-12-31 (YTD Data)Rank
Total interest income$14,912,0002,346
Total interest expense$8,542,0002,018
Net interest income$6,370,0002,790
Provision for loan and lease losses$960,0001,104
Total noninterest income$1,366,0002,519
Gross Fiduciary activities income$252,000755
Service charges on deposit accounts$529,0002,564
Trading account gains and fees$0180
Additional Noninterest Income$585,0002,669
Total noninterest expense$6,545,0002,105
Salaries and employee benefits$3,475,0002,047
Premises and equipment expense$966,0002,135
Additional noninterest expense$2,104,0002,063
Pre-tax net operating income$231,0008,233
Securities gains (losses)$01,956
Applicable income taxes$66,0006,992
Income before extraordinary items$165,0008,318
Extraordinary gains, net$038
Net income$165,0008,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,715
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$4,939,000227
Net operating income$165,0008,319
1999-12-31 (YTD Data)Rank
Total interest income$10,249,0003,149
Total interest expense$5,372,0002,727
Net interest income$4,877,0003,525
Provision for loan and lease losses$583,0001,566
Total noninterest income$673,0004,100
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$354,0003,538
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,887
Total noninterest expense$4,200,0003,173
Salaries and employee benefits$2,311,0003,018
Premises and equipment expense$628,0003,131
Additional noninterest expense$1,261,0003,287
Pre-tax net operating income$767,0006,057
Securities gains (losses)$03,155
Applicable income taxes$304,0004,792
Income before extraordinary items$463,0006,620
Extraordinary gains, net$035
Net income$463,0006,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,617
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$3,411,000339
Net operating income$463,0006,605
1998-12-31 (YTD Data)Rank
Total interest income$6,885,0004,453
Total interest expense$3,723,0003,908
Net interest income$3,162,0004,956
Provision for loan and lease losses$195,0003,570
Total noninterest income$489,0005,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$284,0004,097
Trading account gains and feesNANA
Additional Noninterest Income$205,0004,897
Total noninterest expense$2,930,0004,213
Salaries and employee benefits$1,569,0004,101
Premises and equipment expense$438,0004,110
Additional noninterest expense$923,0004,208
Pre-tax net operating income$526,0007,243
Securities gains (losses)$3,0003,720
Applicable income taxes$125,0007,175
Income before extraordinary items$404,0007,187
Extraordinary gains, net$032
Net income$404,0007,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,986
Cash dividends$190,0005,469
Sale, conversion, retirement of capital stock, net$99,000781
Net operating income$401,7207,118
1997-12-31 (YTD Data)Rank
Total interest income$1,785,0009,300
Total interest expense$887,0009,009
Net interest income$898,0009,424
Provision for loan and lease losses$60,0006,153
Total noninterest income$124,0008,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0008,255
Trading account gains and feesNANA
Additional Noninterest Income$68,0007,765
Total noninterest expense$891,0008,710
Salaries and employee benefits$456,0008,910
Premises and equipment expense$147,0007,862
Additional noninterest expense$288,0008,444
Pre-tax net operating income$71,00010,172
Securities gains (losses)$03,944
Applicable income taxes$22,0009,683
Income before extraordinary items$49,00010,243
Extraordinary gains, net$044
Net income$49,00010,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,540
Cash dividends$50,0007,161
Sale, conversion, retirement of capital stock, net$2,350,000353
Net operating income$49,00010,209
1996-12-31 (YTD Data)Rank
Total interest income$1,129,00010,626
Total interest expense$544,00010,461
Net interest income$585,00010,698
Provision for loan and lease losses$42,0006,906
Total noninterest income$103,0009,841
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$39,0009,136
Trading account gains and feesNANA
Additional Noninterest Income$64,0008,317
Total noninterest expense$449,00010,799
Salaries and employee benefits$244,00010,754
Premises and equipment expense$64,00010,248
Additional noninterest expense$141,00010,658
Pre-tax net operating income$197,0009,806
Securities gains (losses)$04,148
Applicable income taxes$50,0009,685
Income before extraordinary items$147,0009,822
Extraordinary gains, net$053
Net income$147,0009,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$54,0007,455
Sale, conversion, retirement of capital stock, net$265,000542
Net operating income$147,0009,762
1995-12-31 (YTD Data)Rank
Total interest income$964,00011,346
Total interest expense$492,00011,045
Net interest income$472,00011,464
Provision for loan and lease losses$24,0007,406
Total noninterest income$93,00010,435
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,0009,718
Trading account gains and feesNANA
Additional Noninterest Income$60,0008,751
Total noninterest expense$380,00011,498
Salaries and employee benefits$189,00011,549
Premises and equipment expense$55,00010,933
Additional noninterest expense$136,00011,232
Pre-tax net operating income$161,00010,709
Securities gains (losses)$9,0002,462
Applicable income taxes$011,151
Income before extraordinary items$170,00010,266
Extraordinary gains, net$065
Net income$170,00010,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,953
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$161,00010,331
1994-12-31 (YTD Data)Rank
Total interest income$807,00012,058
Total interest expense$402,00011,573
Net interest income$405,00012,216
Provision for loan and lease losses$42,0006,508
Total noninterest income$90,00010,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,00010,297
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,142
Total noninterest expense$365,00012,165
Salaries and employee benefits$179,00012,203
Premises and equipment expense$58,00011,368
Additional noninterest expense$128,00012,049
Pre-tax net operating income$88,00011,698
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$88,00011,493
Extraordinary gains, net$0249
Net income$88,00011,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,113
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$88,00011,539
1993-12-31 (YTD Data)Rank
Total interest income$664,00012,863
Total interest expense$300,00012,680
Net interest income$364,00012,890
Provision for loan and lease losses$48,0007,582
Total noninterest income$88,00011,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,00010,686
Trading account gains and feesNANA
Additional Noninterest Income$56,0009,758
Total noninterest expense$367,00012,769
Salaries and employee benefits$171,00012,852
Premises and equipment expense$56,00011,992
Additional noninterest expense$140,00012,544
Pre-tax net operating income$37,00012,234
Securities gains (losses)$2,0006,773
Applicable income taxes$012,141
Income before extraordinary items$39,00012,314
Extraordinary gains, net$-15,00012,391
Net income$24,00012,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0005,402
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$37,00012,196
1992-12-31 (YTD Data)Rank
Total interest income$731,00013,448
Total interest expense$364,00013,316
Net interest income$367,00013,473
Provision for loan and lease losses$33,0009,854
Total noninterest income$54,00013,011
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,00010,777
Trading account gains and feesNANA
Additional Noninterest Income$16,00012,899
Total noninterest expense$341,00013,438
Salaries and employee benefits$172,00013,393
Premises and equipment expense$51,00012,648
Additional noninterest expense$118,00013,350
Pre-tax net operating income$47,00012,432
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$47,00012,582
Extraordinary gains, net$01,422
Net income$47,00012,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0008,392
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$47,00012,322

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.