Home > Independence Bank > Income and Expense
Independence Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,330,000 | 2,935 |
| Total interest expense | $3,595,000 | 2,411 |
| Net interest income | $5,735,000 | 3,177 |
| Provision for loan and lease losses | $-76,000 | 4,304 |
| Total noninterest income | $231,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $166,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 4,146 |
| Total noninterest expense | $3,868,000 | 3,392 |
| Salaries and employee benefits | $2,635,000 | 3,118 |
| Premises and equipment expense | $187,000 | 4,006 |
| Additional noninterest expense | $65,000 | 4,146 |
| Pre-tax net operating income | $2,174,000 | 2,872 |
| Securities gains (losses) | $-341,000 | 4,109 |
| Applicable income taxes | $526,000 | 1,863 |
| Income before extraordinary items | $1,307,000 | 3,223 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,307,000 | 3,259 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,307,000 | 3,225 |
| Net charge-offs | $314,000 | 944 |
| Cash dividends | $461,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,576,390 | 3,059 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,977,000 | 2,914 |
| Total interest expense | $2,497,000 | 2,384 |
| Net interest income | $4,480,000 | 3,124 |
| Provision for loan and lease losses | $-37,000 | 4,315 |
| Total noninterest income | $164,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $112,000 | 3,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,137 |
| Total noninterest expense | $2,750,000 | 3,449 |
| Salaries and employee benefits | $1,970,000 | 3,107 |
| Premises and equipment expense | $144,000 | 3,994 |
| Additional noninterest expense | $52,000 | 4,133 |
| Pre-tax net operating income | $1,931,000 | 2,742 |
| Securities gains (losses) | $-265,000 | 4,261 |
| Applicable income taxes | $457,000 | 1,814 |
| Income before extraordinary items | $1,209,000 | 3,074 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,209,000 | 3,107 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,209,000 | 3,075 |
| Net charge-offs | $77,000 | 1,304 |
| Cash dividends | $460,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,418,350 | 2,932 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 2,922 |
| Total interest expense | $1,507,000 | 2,339 |
| Net interest income | $3,027,000 | 3,130 |
| Provision for loan and lease losses | $-34,000 | 4,393 |
| Total noninterest income | $98,000 | 4,052 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $64,000 | 3,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,178 |
| Total noninterest expense | $1,726,000 | 3,526 |
| Salaries and employee benefits | $1,251,000 | 3,168 |
| Premises and equipment expense | $100,000 | 3,972 |
| Additional noninterest expense | $34,000 | 4,152 |
| Pre-tax net operating income | $1,433,000 | 2,641 |
| Securities gains (losses) | $-265,000 | 4,388 |
| Applicable income taxes | $295,000 | 1,861 |
| Income before extraordinary items | $873,000 | 3,020 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $873,000 | 3,053 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $873,000 | 3,019 |
| Net charge-offs | $29,000 | 1,403 |
| Cash dividends | $461,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,082,350 | 2,794 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 2,941 |
| Total interest expense | $666,000 | 2,298 |
| Net interest income | $1,557,000 | 3,110 |
| Provision for loan and lease losses | $-34,000 | 4,486 |
| Total noninterest income | $57,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $41,000 | 2,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,219 |
| Total noninterest expense | $734,000 | 3,755 |
| Salaries and employee benefits | $513,000 | 3,460 |
| Premises and equipment expense | $42,000 | 4,131 |
| Additional noninterest expense | $16,000 | 4,219 |
| Pre-tax net operating income | $914,000 | 2,412 |
| Securities gains (losses) | $-249,000 | 4,470 |
| Applicable income taxes | $164,000 | 1,820 |
| Income before extraordinary items | $501,000 | 2,925 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $501,000 | 2,924 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $501,000 | 2,925 |
| Net charge-offs | $6,000 | 1,532 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $697,710 | 2,563 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 3,062 |
| Total interest expense | $1,058,000 | 2,347 |
| Net interest income | $5,849,000 | 3,132 |
| Provision for loan and lease losses | $-158,000 | 4,414 |
| Total noninterest income | $172,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $104,000 | 3,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 4,282 |
| Total noninterest expense | $3,944,000 | 3,369 |
| Salaries and employee benefits | $2,471,000 | 3,210 |
| Premises and equipment expense | $172,000 | 4,144 |
| Additional noninterest expense | $68,000 | 4,282 |
| Pre-tax net operating income | $2,235,000 | 2,994 |
| Securities gains (losses) | $-309,000 | 4,216 |
| Applicable income taxes | $525,000 | 1,993 |
| Income before extraordinary items | $1,401,000 | 3,328 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,401,000 | 3,324 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,401,000 | 3,327 |
| Net charge-offs | $-172,000 | 4,407 |
| Cash dividends | $421,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $-120,000 | 4,660 |
| Net operating income | $1,645,110 | 3,195 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 3,088 |
| Total interest expense | $637,000 | 2,318 |
| Net interest income | $4,277,000 | 3,146 |
| Provision for loan and lease losses | $-6,000 | 4,355 |
| Total noninterest income | $132,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $81,000 | 3,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,313 |
| Total noninterest expense | $2,775,000 | 3,439 |
| Salaries and employee benefits | $1,838,000 | 3,213 |
| Premises and equipment expense | $130,000 | 4,152 |
| Additional noninterest expense | $51,000 | 4,313 |
| Pre-tax net operating income | $1,640,000 | 3,007 |
| Securities gains (losses) | $-59,000 | 4,131 |
| Applicable income taxes | $430,000 | 1,940 |
| Income before extraordinary items | $1,151,000 | 3,224 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,151,000 | 3,222 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,151,000 | 3,223 |
| Net charge-offs | $-156,000 | 4,414 |
| Cash dividends | $421,000 | 2,319 |
| Sale, conversion, retirement of capital stock, net | $-120,000 | 4,706 |
| Net operating income | $1,197,610 | 3,212 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 3,140 |
| Total interest expense | $371,000 | 2,384 |
| Net interest income | $2,708,000 | 3,194 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $89,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $56,000 | 3,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 4,352 |
| Total noninterest expense | $1,879,000 | 3,425 |
| Salaries and employee benefits | $1,308,000 | 3,131 |
| Premises and equipment expense | $86,000 | 4,173 |
| Additional noninterest expense | $485,000 | 3,701 |
| Pre-tax net operating income | $918,000 | 3,100 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $246,000 | 1,977 |
| Income before extraordinary items | $672,000 | 3,267 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $672,000 | 3,266 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $672,000 | 3,267 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $421,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $-120,000 | 4,737 |
| Net operating income | $672,000 | 3,296 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 3,176 |
| Total interest expense | $173,000 | 2,429 |
| Net interest income | $1,288,000 | 3,232 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $49,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $33,000 | 3,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,347 |
| Total noninterest expense | $889,000 | 3,511 |
| Salaries and employee benefits | $594,000 | 3,267 |
| Premises and equipment expense | $29,000 | 4,428 |
| Additional noninterest expense | $266,000 | 3,579 |
| Pre-tax net operating income | $448,000 | 3,039 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $98,000 | 2,080 |
| Income before extraordinary items | $350,000 | 3,128 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $350,000 | 3,126 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $350,000 | 3,128 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $350,000 | 3,145 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 3,259 |
| Total interest expense | $780,000 | 2,553 |
| Net interest income | $5,091,000 | 3,307 |
| Provision for loan and lease losses | $130,000 | 2,000 |
| Total noninterest income | $503,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $43,000 | 4,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 3,330 |
| Total noninterest expense | $4,089,000 | 3,327 |
| Salaries and employee benefits | $2,904,000 | 2,986 |
| Premises and equipment expense | $189,000 | 4,180 |
| Additional noninterest expense | $996,000 | 3,694 |
| Pre-tax net operating income | $1,375,000 | 3,555 |
| Securities gains (losses) | $145,000 | 720 |
| Applicable income taxes | $399,000 | 2,259 |
| Income before extraordinary items | $1,121,000 | 3,646 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,121,000 | 3,646 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,121,000 | 3,646 |
| Net charge-offs | $-21,000 | 3,848 |
| Cash dividends | $421,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $-180,000 | 4,776 |
| Net operating income | $1,006,450 | 3,740 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 3,300 |
| Total interest expense | $586,000 | 2,633 |
| Net interest income | $3,857,000 | 3,348 |
| Provision for loan and lease losses | $192,000 | 1,513 |
| Total noninterest income | $480,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $30,000 | 4,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,157 |
| Total noninterest expense | $3,004,000 | 3,373 |
| Salaries and employee benefits | $2,202,000 | 2,978 |
| Premises and equipment expense | $135,000 | 4,261 |
| Additional noninterest expense | $667,000 | 3,846 |
| Pre-tax net operating income | $1,141,000 | 3,591 |
| Securities gains (losses) | $136,000 | 694 |
| Applicable income taxes | $336,000 | 2,244 |
| Income before extraordinary items | $941,000 | 3,681 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $941,000 | 3,681 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $941,000 | 3,681 |
| Net charge-offs | $-11,000 | 3,687 |
| Cash dividends | $421,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $-180,000 | 4,858 |
| Net operating income | $833,560 | 3,772 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 3,310 |
| Total interest expense | $383,000 | 2,741 |
| Net interest income | $2,609,000 | 3,343 |
| Provision for loan and lease losses | $192,000 | 1,224 |
| Total noninterest income | $461,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $20,000 | 4,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 2,761 |
| Total noninterest expense | $2,098,000 | 3,301 |
| Salaries and employee benefits | $1,561,000 | 2,886 |
| Premises and equipment expense | $94,000 | 4,251 |
| Additional noninterest expense | $443,000 | 3,854 |
| Pre-tax net operating income | $780,000 | 3,555 |
| Securities gains (losses) | $91,000 | 698 |
| Applicable income taxes | $224,000 | 2,232 |
| Income before extraordinary items | $647,000 | 3,645 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $647,000 | 3,645 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $647,000 | 3,645 |
| Net charge-offs | $-9,000 | 3,778 |
| Cash dividends | $421,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $-180,000 | 4,909 |
| Net operating income | $575,110 | 3,730 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 3,338 |
| Total interest expense | $187,000 | 2,850 |
| Net interest income | $1,271,000 | 3,364 |
| Provision for loan and lease losses | $147,000 | 1,045 |
| Total noninterest income | $332,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $10,000 | 4,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 2,379 |
| Total noninterest expense | $1,075,000 | 3,261 |
| Salaries and employee benefits | $763,000 | 2,910 |
| Premises and equipment expense | $36,000 | 4,446 |
| Additional noninterest expense | $276,000 | 3,562 |
| Pre-tax net operating income | $381,000 | 3,552 |
| Securities gains (losses) | $77,000 | 541 |
| Applicable income taxes | $115,000 | 2,192 |
| Income before extraordinary items | $343,000 | 3,550 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $343,000 | 3,551 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $343,000 | 3,550 |
| Net charge-offs | $-7,000 | 3,920 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $-180,000 | 4,950 |
| Net operating income | $282,170 | 3,711 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 3,216 |
| Total interest expense | $1,009,000 | 2,916 |
| Net interest income | $5,306,000 | 3,242 |
| Provision for loan and lease losses | $573,000 | 2,108 |
| Total noninterest income | $596,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $72,000 | 3,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 3,106 |
| Total noninterest expense | $4,104,000 | 3,324 |
| Salaries and employee benefits | $3,042,000 | 2,922 |
| Premises and equipment expense | $124,000 | 4,595 |
| Additional noninterest expense | $938,000 | 3,784 |
| Pre-tax net operating income | $1,225,000 | 3,513 |
| Securities gains (losses) | $191,000 | 1,053 |
| Applicable income taxes | $380,000 | 2,133 |
| Income before extraordinary items | $1,036,000 | 3,614 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,036,000 | 3,614 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,036,000 | 3,614 |
| Net charge-offs | $47,000 | 2,427 |
| Cash dividends | $426,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $-332,000 | 4,964 |
| Net operating income | $885,110 | 3,708 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 3,284 |
| Total interest expense | $794,000 | 2,944 |
| Net interest income | $3,851,000 | 3,308 |
| Provision for loan and lease losses | $276,000 | 2,491 |
| Total noninterest income | $576,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $61,000 | 3,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,814 |
| Total noninterest expense | $2,929,000 | 3,399 |
| Salaries and employee benefits | $2,196,000 | 2,958 |
| Premises and equipment expense | $121,000 | 4,445 |
| Additional noninterest expense | $612,000 | 3,941 |
| Pre-tax net operating income | $1,222,000 | 3,218 |
| Securities gains (losses) | $131,000 | 1,097 |
| Applicable income taxes | $350,000 | 1,981 |
| Income before extraordinary items | $1,003,000 | 3,347 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,003,000 | 3,347 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,003,000 | 3,347 |
| Net charge-offs | $30,000 | 2,322 |
| Cash dividends | $426,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $-280,000 | 4,999 |
| Net operating income | $899,510 | 3,434 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 3,299 |
| Total interest expense | $575,000 | 2,933 |
| Net interest income | $2,559,000 | 3,337 |
| Provision for loan and lease losses | $111,000 | 2,885 |
| Total noninterest income | $548,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $43,000 | 3,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $505,000 | 2,361 |
| Total noninterest expense | $2,165,000 | 3,244 |
| Salaries and employee benefits | $1,628,000 | 2,801 |
| Premises and equipment expense | $100,000 | 4,275 |
| Additional noninterest expense | $437,000 | 3,867 |
| Pre-tax net operating income | $831,000 | 3,183 |
| Securities gains (losses) | $115,000 | 932 |
| Applicable income taxes | $244,000 | 1,893 |
| Income before extraordinary items | $702,000 | 3,273 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $702,000 | 3,272 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $702,000 | 3,273 |
| Net charge-offs | $35,000 | 1,923 |
| Cash dividends | $426,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $-280,000 | 5,042 |
| Net operating income | $611,150 | 3,380 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 3,222 |
| Total interest expense | $309,000 | 2,965 |
| Net interest income | $1,357,000 | 3,218 |
| Provision for loan and lease losses | $13,000 | 3,345 |
| Total noninterest income | $33,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $25,000 | 3,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,753 |
| Total noninterest expense | $920,000 | 3,534 |
| Salaries and employee benefits | $628,000 | 3,232 |
| Premises and equipment expense | $49,000 | 4,332 |
| Additional noninterest expense | $243,000 | 3,778 |
| Pre-tax net operating income | $457,000 | 2,895 |
| Securities gains (losses) | $71,000 | 723 |
| Applicable income taxes | $127,000 | 1,756 |
| Income before extraordinary items | $401,000 | 2,922 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $401,000 | 2,923 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $401,000 | 2,923 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 5,062 |
| Net operating income | $344,910 | 3,084 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 3,086 |
| Total interest expense | $1,298,000 | 2,940 |
| Net interest income | $6,156,000 | 3,056 |
| Provision for loan and lease losses | $165,000 | 2,527 |
| Total noninterest income | $171,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $136,000 | 3,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,821 |
| Total noninterest expense | $4,176,000 | 3,344 |
| Salaries and employee benefits | $2,842,000 | 3,032 |
| Premises and equipment expense | $219,000 | 4,285 |
| Additional noninterest expense | $1,115,000 | 3,628 |
| Pre-tax net operating income | $1,986,000 | 3,042 |
| Securities gains (losses) | $185,000 | 663 |
| Applicable income taxes | $531,000 | 1,931 |
| Income before extraordinary items | $1,640,000 | 3,153 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,640,000 | 3,151 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,640,000 | 3,154 |
| Net charge-offs | $190,000 | 1,732 |
| Cash dividends | $430,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $-260,000 | 5,133 |
| Net operating income | $1,493,850 | 3,255 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 3,069 |
| Total interest expense | $970,000 | 2,970 |
| Net interest income | $4,754,000 | 3,037 |
| Provision for loan and lease losses | $134,000 | 2,391 |
| Total noninterest income | $145,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $120,000 | 3,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,893 |
| Total noninterest expense | $2,879,000 | 3,509 |
| Salaries and employee benefits | $2,062,000 | 3,095 |
| Premises and equipment expense | $150,000 | 4,435 |
| Additional noninterest expense | $667,000 | 3,984 |
| Pre-tax net operating income | $1,886,000 | 2,816 |
| Securities gains (losses) | $160,000 | 600 |
| Applicable income taxes | $479,000 | 1,831 |
| Income before extraordinary items | $1,567,000 | 2,900 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,567,000 | 2,901 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,567,000 | 2,901 |
| Net charge-offs | $42,000 | 2,332 |
| Cash dividends | $430,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $-260,000 | 5,215 |
| Net operating income | $1,440,600 | 2,987 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 3,041 |
| Total interest expense | $626,000 | 3,003 |
| Net interest income | $3,266,000 | 3,002 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $97,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $81,000 | 3,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,948 |
| Total noninterest expense | $1,918,000 | 3,542 |
| Salaries and employee benefits | $1,350,000 | 3,142 |
| Premises and equipment expense | $118,000 | 4,276 |
| Additional noninterest expense | $450,000 | 4,012 |
| Pre-tax net operating income | $1,355,000 | 2,673 |
| Securities gains (losses) | $103,000 | 530 |
| Applicable income taxes | $347,000 | 1,743 |
| Income before extraordinary items | $1,111,000 | 2,788 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,111,000 | 2,787 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,111,000 | 2,787 |
| Net charge-offs | $-11,000 | 4,508 |
| Cash dividends | $430,000 | 2,261 |
| Sale, conversion, retirement of capital stock, net | $-260,000 | 5,273 |
| Net operating income | $1,029,630 | 2,883 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 3,105 |
| Total interest expense | $265,000 | 3,224 |
| Net interest income | $1,631,000 | 3,028 |
| Provision for loan and lease losses | $43,000 | 2,235 |
| Total noninterest income | $45,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $37,000 | 3,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,976 |
| Total noninterest expense | $1,006,000 | 3,488 |
| Salaries and employee benefits | $708,000 | 3,081 |
| Premises and equipment expense | $71,000 | 4,092 |
| Additional noninterest expense | $227,000 | 4,015 |
| Pre-tax net operating income | $627,000 | 2,745 |
| Securities gains (losses) | $52,000 | 383 |
| Applicable income taxes | $160,000 | 1,779 |
| Income before extraordinary items | $519,000 | 2,852 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $519,000 | 2,851 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $519,000 | 2,851 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $-130,000 | 5,329 |
| Net operating income | $477,920 | 2,942 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 3,118 |
| Total interest expense | $569,000 | 3,758 |
| Net interest income | $6,614,000 | 2,991 |
| Provision for loan and lease losses | $284,000 | 2,038 |
| Total noninterest income | $122,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $89,000 | 4,244 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 5,030 |
| Total noninterest expense | $4,389,000 | 3,308 |
| Salaries and employee benefits | $2,955,000 | 2,999 |
| Premises and equipment expense | $219,000 | 4,435 |
| Additional noninterest expense | $1,215,000 | 3,562 |
| Pre-tax net operating income | $2,063,000 | 3,091 |
| Securities gains (losses) | $-3,000 | 4,159 |
| Applicable income taxes | $519,000 | 1,944 |
| Income before extraordinary items | $1,541,000 | 3,334 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,541,000 | 3,332 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,541,000 | 3,333 |
| Net charge-offs | $-64,000 | 4,945 |
| Cash dividends | $695,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $-260,000 | 5,373 |
| Net operating income | $1,543,370 | 3,335 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 3,165 |
| Total interest expense | $375,000 | 3,888 |
| Net interest income | $4,915,000 | 3,026 |
| Provision for loan and lease losses | $206,000 | 1,955 |
| Total noninterest income | $87,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $61,000 | 4,372 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 5,082 |
| Total noninterest expense | $2,927,000 | 3,554 |
| Salaries and employee benefits | $2,015,000 | 3,153 |
| Premises and equipment expense | $139,000 | 4,649 |
| Additional noninterest expense | $773,000 | 3,877 |
| Pre-tax net operating income | $1,869,000 | 2,850 |
| Securities gains (losses) | $7,000 | 778 |
| Applicable income taxes | $465,000 | 1,853 |
| Income before extraordinary items | $1,411,000 | 3,073 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,411,000 | 3,071 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,411,000 | 3,072 |
| Net charge-offs | $-43,000 | 4,879 |
| Cash dividends | $695,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $-260,000 | 5,447 |
| Net operating income | $1,405,470 | 3,065 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 3,198 |
| Total interest expense | $229,000 | 3,956 |
| Net interest income | $3,191,000 | 3,078 |
| Provision for loan and lease losses | $133,000 | 1,928 |
| Total noninterest income | $62,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $44,000 | 4,339 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 5,139 |
| Total noninterest expense | $1,887,000 | 3,625 |
| Salaries and employee benefits | $1,295,000 | 3,248 |
| Premises and equipment expense | $93,000 | 4,680 |
| Additional noninterest expense | $499,000 | 3,952 |
| Pre-tax net operating income | $1,233,000 | 2,829 |
| Securities gains (losses) | $16,000 | 519 |
| Applicable income taxes | $296,000 | 1,874 |
| Income before extraordinary items | $953,000 | 3,034 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $953,000 | 3,033 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $953,000 | 3,033 |
| Net charge-offs | $-40,000 | 4,961 |
| Cash dividends | $695,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $-234,000 | 5,513 |
| Net operating income | $940,360 | 3,042 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,246 |
| Total interest expense | $109,000 | 4,001 |
| Net interest income | $1,563,000 | 3,130 |
| Provision for loan and lease losses | $72,000 | 1,792 |
| Total noninterest income | $33,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $24,000 | 4,280 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $9,000 | 5,158 |
| Total noninterest expense | $948,000 | 3,657 |
| Salaries and employee benefits | $634,000 | 3,310 |
| Premises and equipment expense | $46,000 | 4,741 |
| Additional noninterest expense | $268,000 | 3,855 |
| Pre-tax net operating income | $576,000 | 2,888 |
| Securities gains (losses) | $10,000 | 437 |
| Applicable income taxes | $158,000 | 1,789 |
| Income before extraordinary items | $428,000 | 3,155 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $428,000 | 3,155 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $428,000 | 3,155 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $695,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $420,100 | 3,176 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 3,247 |
| Total interest expense | $424,000 | 3,912 |
| Net interest income | $6,112,000 | 3,143 |
| Provision for loan and lease losses | $383,000 | 1,706 |
| Total noninterest income | $129,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $94,000 | 4,402 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $35,000 | 5,233 |
| Total noninterest expense | $3,880,000 | 3,610 |
| Salaries and employee benefits | $2,562,000 | 3,289 |
| Premises and equipment expense | $160,000 | 4,956 |
| Additional noninterest expense | $1,158,000 | 3,748 |
| Pre-tax net operating income | $1,978,000 | 3,145 |
| Securities gains (losses) | $113,000 | 580 |
| Applicable income taxes | $1,055,000 | 1,825 |
| Income before extraordinary items | $1,036,000 | 3,676 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,036,000 | 3,675 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,036,000 | 3,676 |
| Net charge-offs | $483,000 | 1,116 |
| Cash dividends | $422,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $963,680 | 3,746 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 3,274 |
| Total interest expense | $315,000 | 3,938 |
| Net interest income | $4,556,000 | 3,177 |
| Provision for loan and lease losses | $335,000 | 1,514 |
| Total noninterest income | $98,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $72,000 | 4,413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $26,000 | 5,302 |
| Total noninterest expense | $2,824,000 | 3,677 |
| Salaries and employee benefits | $1,946,000 | 3,274 |
| Premises and equipment expense | $129,000 | 4,922 |
| Additional noninterest expense | $749,000 | 4,021 |
| Pre-tax net operating income | $1,495,000 | 3,183 |
| Securities gains (losses) | $127,000 | 505 |
| Applicable income taxes | $521,000 | 2,025 |
| Income before extraordinary items | $1,101,000 | 3,368 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,101,000 | 3,366 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,101,000 | 3,368 |
| Net charge-offs | $411,000 | 919 |
| Cash dividends | $422,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,014,640 | 3,497 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 3,348 |
| Total interest expense | $200,000 | 3,995 |
| Net interest income | $2,914,000 | 3,250 |
| Provision for loan and lease losses | $265,000 | 1,320 |
| Total noninterest income | $64,000 | 5,231 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $48,000 | 4,438 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $16,000 | 5,358 |
| Total noninterest expense | $1,830,000 | 3,758 |
| Salaries and employee benefits | $1,243,000 | 3,366 |
| Premises and equipment expense | $84,000 | 4,971 |
| Additional noninterest expense | $503,000 | 4,038 |
| Pre-tax net operating income | $883,000 | 3,328 |
| Securities gains (losses) | $67,000 | 552 |
| Applicable income taxes | $269,000 | 2,239 |
| Income before extraordinary items | $681,000 | 3,453 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $681,000 | 3,452 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $681,000 | 3,453 |
| Net charge-offs | $416,000 | 662 |
| Cash dividends | $422,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $632,760 | 3,567 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 3,451 |
| Total interest expense | $100,000 | 4,004 |
| Net interest income | $1,386,000 | 3,354 |
| Provision for loan and lease losses | $205,000 | 916 |
| Total noninterest income | $32,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $24,000 | 4,451 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $8,000 | 5,425 |
| Total noninterest expense | $752,000 | 4,200 |
| Salaries and employee benefits | $489,000 | 3,885 |
| Premises and equipment expense | $28,000 | 5,343 |
| Additional noninterest expense | $235,000 | 4,178 |
| Pre-tax net operating income | $461,000 | 3,209 |
| Securities gains (losses) | $14,000 | 587 |
| Applicable income taxes | $132,000 | 2,225 |
| Income before extraordinary items | $343,000 | 3,410 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $343,000 | 3,409 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $343,000 | 3,410 |
| Net charge-offs | $381,000 | 407 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $332,920 | 3,438 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 3,415 |
| Total interest expense | $354,000 | 4,230 |
| Net interest income | $5,687,000 | 3,294 |
| Provision for loan and lease losses | $470,000 | 1,544 |
| Total noninterest income | $145,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $105,000 | 4,451 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $40,000 | 5,413 |
| Total noninterest expense | $3,789,000 | 3,753 |
| Salaries and employee benefits | $2,471,000 | 3,430 |
| Premises and equipment expense | $185,000 | 4,989 |
| Additional noninterest expense | $1,133,000 | 3,948 |
| Pre-tax net operating income | $1,573,000 | 3,443 |
| Securities gains (losses) | $303,000 | 656 |
| Applicable income taxes | $621,000 | 2,071 |
| Income before extraordinary items | $1,255,000 | 3,559 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,255,000 | 3,557 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,255,000 | 3,558 |
| Net charge-offs | $646,000 | 914 |
| Cash dividends | $418,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $-240,000 | 5,845 |
| Net operating income | $1,051,990 | 3,767 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 3,423 |
| Total interest expense | $259,000 | 4,310 |
| Net interest income | $4,286,000 | 3,296 |
| Provision for loan and lease losses | $562,000 | 1,066 |
| Total noninterest income | $113,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $83,000 | 4,420 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $30,000 | 5,476 |
| Total noninterest expense | $2,624,000 | 3,935 |
| Salaries and employee benefits | $1,657,000 | 3,631 |
| Premises and equipment expense | $141,000 | 4,991 |
| Additional noninterest expense | $826,000 | 4,025 |
| Pre-tax net operating income | $1,213,000 | 3,461 |
| Securities gains (losses) | $285,000 | 622 |
| Applicable income taxes | $486,000 | 2,078 |
| Income before extraordinary items | $1,012,000 | 3,475 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,012,000 | 3,473 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,012,000 | 3,475 |
| Net charge-offs | $590,000 | 697 |
| Cash dividends | $418,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $818,200 | 3,759 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 3,402 |
| Total interest expense | $167,000 | 4,379 |
| Net interest income | $2,887,000 | 3,301 |
| Provision for loan and lease losses | $373,000 | 1,075 |
| Total noninterest income | $79,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $58,000 | 4,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 5,513 |
| Total noninterest expense | $1,776,000 | 3,937 |
| Salaries and employee benefits | $1,169,000 | 3,556 |
| Premises and equipment expense | $92,000 | 5,069 |
| Additional noninterest expense | $515,000 | 4,173 |
| Pre-tax net operating income | $817,000 | 3,424 |
| Securities gains (losses) | $168,000 | 673 |
| Applicable income taxes | $284,000 | 2,179 |
| Income before extraordinary items | $701,000 | 3,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $701,000 | 3,417 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $701,000 | 3,419 |
| Net charge-offs | $296,000 | 874 |
| Cash dividends | $418,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $581,720 | 3,684 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 3,430 |
| Total interest expense | $79,000 | 4,479 |
| Net interest income | $1,441,000 | 3,304 |
| Provision for loan and lease losses | $96,000 | 1,561 |
| Total noninterest income | $40,000 | 5,322 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $11,000 | 5,528 |
| Total noninterest expense | $951,000 | 3,814 |
| Salaries and employee benefits | $590,000 | 3,561 |
| Premises and equipment expense | $46,000 | 5,093 |
| Additional noninterest expense | $315,000 | 3,756 |
| Pre-tax net operating income | $434,000 | 3,269 |
| Securities gains (losses) | $62,000 | 732 |
| Applicable income taxes | $137,000 | 2,176 |
| Income before extraordinary items | $359,000 | 3,325 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $359,000 | 3,322 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $359,000 | 3,323 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $314,360 | 3,489 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 3,373 |
| Total interest expense | $320,000 | 4,508 |
| Net interest income | $5,874,000 | 3,226 |
| Provision for loan and lease losses | $835,000 | 945 |
| Total noninterest income | $152,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $114,000 | 4,528 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $38,000 | 5,620 |
| Total noninterest expense | $3,720,000 | 3,866 |
| Salaries and employee benefits | $2,427,000 | 3,485 |
| Premises and equipment expense | $183,000 | 5,188 |
| Additional noninterest expense | $1,110,000 | 4,084 |
| Pre-tax net operating income | $1,471,000 | 3,522 |
| Securities gains (losses) | $312,000 | 536 |
| Applicable income taxes | $533,000 | 2,174 |
| Income before extraordinary items | $1,250,000 | 3,555 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,250,000 | 3,553 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,250,000 | 3,555 |
| Net charge-offs | $533,000 | 1,118 |
| Cash dividends | $409,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,031,600 | 3,822 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 3,404 |
| Total interest expense | $237,000 | 4,597 |
| Net interest income | $4,431,000 | 3,249 |
| Provision for loan and lease losses | $745,000 | 750 |
| Total noninterest income | $119,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $91,000 | 4,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 5,691 |
| Total noninterest expense | $2,631,000 | 4,027 |
| Salaries and employee benefits | $1,723,000 | 3,630 |
| Premises and equipment expense | $136,000 | 5,265 |
| Additional noninterest expense | $772,000 | 4,266 |
| Pre-tax net operating income | $1,174,000 | 3,502 |
| Securities gains (losses) | $222,000 | 593 |
| Applicable income taxes | $365,000 | 2,294 |
| Income before extraordinary items | $1,031,000 | 3,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,031,000 | 3,434 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,031,000 | 3,435 |
| Net charge-offs | $373,000 | 1,063 |
| Cash dividends | $409,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $866,720 | 3,697 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 3,382 |
| Total interest expense | $155,000 | 4,669 |
| Net interest income | $3,004,000 | 3,217 |
| Provision for loan and lease losses | $549,000 | 706 |
| Total noninterest income | $276,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $64,000 | 4,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $212,000 | 3,546 |
| Total noninterest expense | $1,780,000 | 4,027 |
| Salaries and employee benefits | $1,152,000 | 3,648 |
| Premises and equipment expense | $94,000 | 5,267 |
| Additional noninterest expense | $534,000 | 4,211 |
| Pre-tax net operating income | $951,000 | 3,153 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $251,000 | 2,265 |
| Income before extraordinary items | $700,000 | 3,412 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $700,000 | 3,412 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $700,000 | 3,413 |
| Net charge-offs | $349,000 | 825 |
| Cash dividends | $409,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $700,000 | 3,347 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 3,398 |
| Total interest expense | $76,000 | 4,755 |
| Net interest income | $1,494,000 | 3,233 |
| Provision for loan and lease losses | $193,000 | 933 |
| Total noninterest income | $194,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $163,000 | 2,902 |
| Total noninterest expense | $977,000 | 3,848 |
| Salaries and employee benefits | $615,000 | 3,515 |
| Premises and equipment expense | $31,000 | 5,744 |
| Additional noninterest expense | $331,000 | 3,732 |
| Pre-tax net operating income | $518,000 | 2,954 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $160,000 | 2,035 |
| Income before extraordinary items | $358,000 | 3,334 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $358,000 | 3,337 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $358,000 | 3,337 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $358,000 | 3,251 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 3,439 |
| Total interest expense | $348,000 | 4,715 |
| Net interest income | $5,889,000 | 3,298 |
| Provision for loan and lease losses | $771,000 | 1,050 |
| Total noninterest income | $186,000 | 5,487 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $115,000 | 4,786 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $71,000 | 5,520 |
| Total noninterest expense | $3,961,000 | 3,861 |
| Salaries and employee benefits | $2,268,000 | 3,721 |
| Premises and equipment expense | $191,000 | 5,415 |
| Additional noninterest expense | $1,502,000 | 3,552 |
| Pre-tax net operating income | $1,343,000 | 3,666 |
| Securities gains (losses) | $362,000 | 536 |
| Applicable income taxes | $502,000 | 2,197 |
| Income before extraordinary items | $1,203,000 | 3,630 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,203,000 | 3,631 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,203,000 | 3,632 |
| Net charge-offs | $497,000 | 1,467 |
| Cash dividends | $401,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $945,980 | 3,993 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 3,473 |
| Total interest expense | $266,000 | 4,746 |
| Net interest income | $4,404,000 | 3,323 |
| Provision for loan and lease losses | $524,000 | 1,102 |
| Total noninterest income | $149,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $89,000 | 4,810 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $60,000 | 5,495 |
| Total noninterest expense | $2,909,000 | 3,915 |
| Salaries and employee benefits | $1,674,000 | 3,771 |
| Premises and equipment expense | $143,000 | 5,469 |
| Additional noninterest expense | $1,092,000 | 3,642 |
| Pre-tax net operating income | $1,120,000 | 3,576 |
| Securities gains (losses) | $271,000 | 513 |
| Applicable income taxes | $455,000 | 2,056 |
| Income before extraordinary items | $936,000 | 3,619 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $936,000 | 3,620 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $936,000 | 3,621 |
| Net charge-offs | $423,000 | 1,299 |
| Cash dividends | $401,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $754,430 | 3,950 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 3,527 |
| Total interest expense | $182,000 | 4,749 |
| Net interest income | $2,858,000 | 3,383 |
| Provision for loan and lease losses | $361,000 | 1,087 |
| Total noninterest income | $109,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $62,000 | 4,727 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $47,000 | 5,399 |
| Total noninterest expense | $1,839,000 | 4,059 |
| Salaries and employee benefits | $1,035,000 | 3,947 |
| Premises and equipment expense | $96,000 | 5,508 |
| Additional noninterest expense | $708,000 | 3,714 |
| Pre-tax net operating income | $767,000 | 3,460 |
| Securities gains (losses) | $143,000 | 608 |
| Applicable income taxes | $295,000 | 2,050 |
| Income before extraordinary items | $615,000 | 3,587 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $615,000 | 3,592 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $615,000 | 3,593 |
| Net charge-offs | $436,000 | 968 |
| Cash dividends | $401,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $517,760 | 3,836 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 3,584 |
| Total interest expense | $96,000 | 4,712 |
| Net interest income | $1,401,000 | 3,441 |
| Provision for loan and lease losses | $268,000 | 794 |
| Total noninterest income | $69,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $851,000 | 4,273 |
| Salaries and employee benefits | $509,000 | 4,029 |
| Premises and equipment expense | $43,000 | 5,693 |
| Additional noninterest expense | $299,000 | 4,107 |
| Pre-tax net operating income | $351,000 | 3,541 |
| Securities gains (losses) | $60,000 | 586 |
| Applicable income taxes | $105,000 | 2,317 |
| Income before extraordinary items | $306,000 | 3,512 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $306,000 | 3,515 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $306,000 | 3,515 |
| Net charge-offs | $442,000 | 553 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $261,600 | 3,734 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 3,665 |
| Total interest expense | $472,000 | 4,595 |
| Net interest income | $5,408,000 | 3,511 |
| Provision for loan and lease losses | $254,000 | 2,665 |
| Total noninterest income | $158,000 | 5,860 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $124,000 | 4,895 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $34,000 | 6,058 |
| Total noninterest expense | $3,873,000 | 4,001 |
| Salaries and employee benefits | $2,089,000 | 3,970 |
| Premises and equipment expense | $182,000 | 5,687 |
| Additional noninterest expense | $1,602,000 | 3,482 |
| Pre-tax net operating income | $1,439,000 | 3,486 |
| Securities gains (losses) | $115,000 | 1,215 |
| Applicable income taxes | $495,000 | 2,176 |
| Income before extraordinary items | $1,059,000 | 3,789 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,059,000 | 3,793 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,059,000 | 3,793 |
| Net charge-offs | $704,000 | 1,642 |
| Cash dividends | $392,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $980,800 | 3,882 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 3,768 |
| Total interest expense | $355,000 | 4,674 |
| Net interest income | $3,960,000 | 3,591 |
| Provision for loan and lease losses | $187,000 | 2,668 |
| Total noninterest income | $120,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $97,000 | 4,871 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 6,188 |
| Total noninterest expense | $2,683,000 | 4,213 |
| Salaries and employee benefits | $1,553,000 | 4,018 |
| Premises and equipment expense | $136,000 | 5,742 |
| Additional noninterest expense | $994,000 | 3,959 |
| Pre-tax net operating income | $1,210,000 | 3,344 |
| Securities gains (losses) | $82,000 | 1,351 |
| Applicable income taxes | $387,000 | 2,168 |
| Income before extraordinary items | $905,000 | 3,598 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $905,000 | 3,600 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $905,000 | 3,602 |
| Net charge-offs | $511,000 | 1,562 |
| Cash dividends | $392,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $847,600 | 3,651 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 3,723 |
| Total interest expense | $234,000 | 4,754 |
| Net interest income | $2,696,000 | 3,534 |
| Provision for loan and lease losses | $164,000 | 2,348 |
| Total noninterest income | $78,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $65,000 | 4,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,286 |
| Total noninterest expense | $1,810,000 | 4,206 |
| Salaries and employee benefits | $984,000 | 4,158 |
| Premises and equipment expense | $88,000 | 5,805 |
| Additional noninterest expense | $738,000 | 3,690 |
| Pre-tax net operating income | $800,000 | 3,332 |
| Securities gains (losses) | $69,000 | 1,327 |
| Applicable income taxes | $252,000 | 2,204 |
| Income before extraordinary items | $617,000 | 3,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $617,000 | 3,564 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $617,000 | 3,565 |
| Net charge-offs | $414,000 | 1,413 |
| Cash dividends | $196,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $568,010 | 3,606 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 3,743 |
| Total interest expense | $115,000 | 4,874 |
| Net interest income | $1,353,000 | 3,546 |
| Provision for loan and lease losses | $42,000 | 3,013 |
| Total noninterest income | $35,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $933,000 | 4,164 |
| Salaries and employee benefits | $511,000 | 4,104 |
| Premises and equipment expense | $44,000 | 5,849 |
| Additional noninterest expense | $378,000 | 3,654 |
| Pre-tax net operating income | $413,000 | 3,242 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $105,000 | 2,356 |
| Income before extraordinary items | $314,000 | 3,493 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $314,000 | 3,494 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $314,000 | 3,495 |
| Net charge-offs | $117,000 | 1,765 |
| Cash dividends | $196,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $309,500 | 3,424 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 3,891 |
| Total interest expense | $627,000 | 4,651 |
| Net interest income | $5,246,000 | 3,693 |
| Provision for loan and lease losses | $839,000 | 2,005 |
| Total noninterest income | $353,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $117,000 | 5,196 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $236,000 | 4,380 |
| Total noninterest expense | $3,884,000 | 4,107 |
| Salaries and employee benefits | $2,086,000 | 4,033 |
| Premises and equipment expense | $168,000 | 5,977 |
| Additional noninterest expense | $1,630,000 | 3,581 |
| Pre-tax net operating income | $876,000 | 4,207 |
| Securities gains (losses) | $506,000 | 936 |
| Applicable income taxes | $340,000 | 2,551 |
| Income before extraordinary items | $1,042,000 | 3,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,042,000 | 3,822 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,042,000 | 3,824 |
| Net charge-offs | $1,614,000 | 1,351 |
| Cash dividends | $393,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $-210,000 | 7,028 |
| Net operating income | $662,500 | 4,379 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 3,930 |
| Total interest expense | $495,000 | 4,670 |
| Net interest income | $3,970,000 | 3,732 |
| Provision for loan and lease losses | $690,000 | 1,871 |
| Total noninterest income | $350,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $91,000 | 5,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $259,000 | 3,896 |
| Total noninterest expense | $2,837,000 | 4,204 |
| Salaries and employee benefits | $1,490,000 | 4,159 |
| Premises and equipment expense | $126,000 | 6,041 |
| Additional noninterest expense | $1,221,000 | 3,608 |
| Pre-tax net operating income | $793,000 | 4,046 |
| Securities gains (losses) | $433,000 | 841 |
| Applicable income taxes | $310,000 | 2,431 |
| Income before extraordinary items | $916,000 | 3,594 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $916,000 | 3,594 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $916,000 | 3,596 |
| Net charge-offs | $1,165,000 | 1,320 |
| Cash dividends | $643,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $-210,000 | 7,134 |
| Net operating income | $591,250 | 4,214 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 3,936 |
| Total interest expense | $345,000 | 4,675 |
| Net interest income | $2,654,000 | 3,738 |
| Provision for loan and lease losses | $496,000 | 1,838 |
| Total noninterest income | $63,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $79,000 | 4,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-16,000 | 6,866 |
| Total noninterest expense | $1,948,000 | 4,146 |
| Salaries and employee benefits | $975,000 | 4,238 |
| Premises and equipment expense | $79,000 | 6,157 |
| Additional noninterest expense | $894,000 | 3,403 |
| Pre-tax net operating income | $273,000 | 4,959 |
| Securities gains (losses) | $336,000 | 783 |
| Applicable income taxes | $143,000 | 2,757 |
| Income before extraordinary items | $466,000 | 4,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $466,000 | 4,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $466,000 | 4,111 |
| Net charge-offs | $621,000 | 1,569 |
| Cash dividends | $195,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $-210,000 | 7,210 |
| Net operating income | $207,280 | 5,094 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 3,948 |
| Total interest expense | $177,000 | 4,720 |
| Net interest income | $1,339,000 | 3,732 |
| Provision for loan and lease losses | $252,000 | 1,734 |
| Total noninterest income | $46,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $887,000 | 4,423 |
| Salaries and employee benefits | $493,000 | 4,236 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $336,000 | 4,091 |
| Pre-tax net operating income | $246,000 | 4,198 |
| Securities gains (losses) | $217,000 | 570 |
| Applicable income taxes | $135,000 | 2,144 |
| Income before extraordinary items | $328,000 | 3,467 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $328,000 | 3,470 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $328,000 | 3,470 |
| Net charge-offs | $277,000 | 1,560 |
| Cash dividends | $198,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $-210,000 | 7,285 |
| Net operating income | $173,930 | 4,473 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,008,000 | 3,669 |
| Total interest expense | $1,284,000 | 3,811 |
| Net interest income | $5,724,000 | 3,589 |
| Provision for loan and lease losses | $1,023,000 | 2,382 |
| Total noninterest income | $153,000 | 6,031 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $130,000 | 5,129 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $23,000 | 6,318 |
| Total noninterest expense | $3,943,000 | 4,147 |
| Salaries and employee benefits | $2,172,000 | 3,933 |
| Premises and equipment expense | $159,000 | 6,345 |
| Additional noninterest expense | $1,612,000 | 3,676 |
| Pre-tax net operating income | $911,000 | 3,893 |
| Securities gains (losses) | $749,000 | 576 |
| Applicable income taxes | $460,000 | 2,111 |
| Income before extraordinary items | $1,200,000 | 3,215 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,200,000 | 3,218 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,200,000 | 3,218 |
| Net charge-offs | $1,448,000 | 1,928 |
| Cash dividends | $622,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $660,720 | 4,114 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,298,000 | 3,693 |
| Total interest expense | $1,031,000 | 3,753 |
| Net interest income | $4,267,000 | 3,615 |
| Provision for loan and lease losses | $799,000 | 2,277 |
| Total noninterest income | $118,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $101,000 | 5,101 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $17,000 | 6,460 |
| Total noninterest expense | $2,806,000 | 4,310 |
| Salaries and employee benefits | $1,549,000 | 4,092 |
| Premises and equipment expense | $101,000 | 6,593 |
| Additional noninterest expense | $1,156,000 | 3,782 |
| Pre-tax net operating income | $780,000 | 3,768 |
| Securities gains (losses) | $567,000 | 584 |
| Applicable income taxes | $340,000 | 2,132 |
| Income before extraordinary items | $1,007,000 | 3,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,007,000 | 3,052 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,007,000 | 3,052 |
| Net charge-offs | $924,000 | 1,979 |
| Cash dividends | $396,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $581,750 | 3,965 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 3,719 |
| Total interest expense | $692,000 | 3,842 |
| Net interest income | $2,863,000 | 3,620 |
| Provision for loan and lease losses | $474,000 | 2,388 |
| Total noninterest income | $81,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $70,000 | 5,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $1,828,000 | 4,410 |
| Salaries and employee benefits | $1,043,000 | 4,085 |
| Premises and equipment expense | $54,000 | 6,852 |
| Additional noninterest expense | $731,000 | 3,969 |
| Pre-tax net operating income | $642,000 | 3,335 |
| Securities gains (losses) | $237,000 | 654 |
| Applicable income taxes | $230,000 | 2,072 |
| Income before extraordinary items | $649,000 | 3,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $649,000 | 3,049 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $649,000 | 3,049 |
| Net charge-offs | $624,000 | 1,913 |
| Cash dividends | $198,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $473,620 | 3,580 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,708 |
| Total interest expense | $328,000 | 4,077 |
| Net interest income | $1,460,000 | 3,543 |
| Provision for loan and lease losses | $317,000 | 1,863 |
| Total noninterest income | $41,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $893,000 | 4,499 |
| Salaries and employee benefits | $488,000 | 4,302 |
| Premises and equipment expense | $29,000 | 6,837 |
| Additional noninterest expense | $376,000 | 3,891 |
| Pre-tax net operating income | $291,000 | 3,584 |
| Securities gains (losses) | $97,000 | 543 |
| Applicable income taxes | $85,000 | 2,355 |
| Income before extraordinary items | $303,000 | 3,215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $303,000 | 3,211 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $303,000 | 3,214 |
| Net charge-offs | $592,000 | 1,199 |
| Cash dividends | $198,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $227,340 | 3,696 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,630,000 | 3,673 |
| Total interest expense | $1,495,000 | 4,272 |
| Net interest income | $6,135,000 | 3,415 |
| Provision for loan and lease losses | $1,479,000 | 2,491 |
| Total noninterest income | $205,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $182,000 | 4,593 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 6,550 |
| Total noninterest expense | $3,991,000 | 4,227 |
| Salaries and employee benefits | $2,260,000 | 3,882 |
| Premises and equipment expense | $184,000 | 6,338 |
| Additional noninterest expense | $1,547,000 | 3,925 |
| Pre-tax net operating income | $870,000 | 3,617 |
| Securities gains (losses) | $645,000 | 716 |
| Applicable income taxes | $410,000 | 2,070 |
| Income before extraordinary items | $1,105,000 | 3,051 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,105,000 | 3,048 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,105,000 | 3,051 |
| Net charge-offs | $829,000 | 2,947 |
| Cash dividends | $387,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $634,150 | 3,857 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 3,714 |
| Total interest expense | $1,124,000 | 4,412 |
| Net interest income | $4,672,000 | 3,428 |
| Provision for loan and lease losses | $1,104,000 | 2,380 |
| Total noninterest income | $165,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $148,000 | 4,496 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $2,817,000 | 4,403 |
| Salaries and employee benefits | $1,599,000 | 4,087 |
| Premises and equipment expense | $151,000 | 6,276 |
| Additional noninterest expense | $1,067,000 | 4,128 |
| Pre-tax net operating income | $916,000 | 3,246 |
| Securities gains (losses) | $484,000 | 758 |
| Applicable income taxes | $400,000 | 1,876 |
| Income before extraordinary items | $1,000,000 | 2,883 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,000,000 | 2,878 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,000,000 | 2,882 |
| Net charge-offs | $754,000 | 2,538 |
| Cash dividends | $387,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $656,360 | 3,488 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 3,734 |
| Total interest expense | $717,000 | 4,625 |
| Net interest income | $3,163,000 | 3,395 |
| Provision for loan and lease losses | $591,000 | 2,623 |
| Total noninterest income | $115,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $103,000 | 4,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 6,755 |
| Total noninterest expense | $1,905,000 | 4,376 |
| Salaries and employee benefits | $1,101,000 | 4,013 |
| Premises and equipment expense | $106,000 | 6,216 |
| Additional noninterest expense | $698,000 | 4,185 |
| Pre-tax net operating income | $782,000 | 2,833 |
| Securities gains (losses) | $134,000 | 1,220 |
| Applicable income taxes | $300,000 | 1,742 |
| Income before extraordinary items | $616,000 | 3,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $616,000 | 3,011 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $616,000 | 3,014 |
| Net charge-offs | $291,000 | 3,090 |
| Cash dividends | $189,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $526,220 | 3,207 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 3,848 |
| Total interest expense | $344,000 | 4,872 |
| Net interest income | $1,563,000 | 3,439 |
| Provision for loan and lease losses | $291,000 | 2,505 |
| Total noninterest income | $58,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $50,000 | 4,477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $915,000 | 4,536 |
| Salaries and employee benefits | $523,000 | 4,228 |
| Premises and equipment expense | $63,000 | 5,953 |
| Additional noninterest expense | $329,000 | 4,340 |
| Pre-tax net operating income | $415,000 | 2,775 |
| Securities gains (losses) | $38,000 | 1,256 |
| Applicable income taxes | $150,000 | 1,733 |
| Income before extraordinary items | $303,000 | 3,106 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $303,000 | 3,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $303,000 | 3,106 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $189,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $277,540 | 3,179 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,875,000 | 3,861 |
| Total interest expense | $1,726,000 | 4,829 |
| Net interest income | $6,149,000 | 3,394 |
| Provision for loan and lease losses | $1,354,000 | 3,030 |
| Total noninterest income | $264,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $235,000 | 4,347 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $29,000 | 6,757 |
| Total noninterest expense | $3,718,000 | 4,546 |
| Salaries and employee benefits | $2,048,000 | 4,276 |
| Premises and equipment expense | $254,000 | 6,026 |
| Additional noninterest expense | $1,416,000 | 4,241 |
| Pre-tax net operating income | $1,341,000 | 2,527 |
| Securities gains (losses) | $90,000 | 2,236 |
| Applicable income taxes | $420,000 | 1,714 |
| Income before extraordinary items | $1,011,000 | 2,751 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,011,000 | 2,750 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,011,000 | 2,751 |
| Net charge-offs | $1,054,000 | 2,797 |
| Cash dividends | $378,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $947,100 | 2,799 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 3,882 |
| Total interest expense | $1,326,000 | 4,913 |
| Net interest income | $4,645,000 | 3,379 |
| Provision for loan and lease losses | $1,205,000 | 2,511 |
| Total noninterest income | $202,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $185,000 | 4,261 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $2,547,000 | 4,824 |
| Salaries and employee benefits | $1,365,000 | 4,674 |
| Premises and equipment expense | $197,000 | 5,997 |
| Additional noninterest expense | $985,000 | 4,439 |
| Pre-tax net operating income | $1,095,000 | 2,585 |
| Securities gains (losses) | $105,000 | 1,800 |
| Applicable income taxes | $360,000 | 1,740 |
| Income before extraordinary items | $840,000 | 2,784 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $840,000 | 2,781 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $840,000 | 2,784 |
| Net charge-offs | $830,000 | 2,418 |
| Cash dividends | $378,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $766,500 | 2,878 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 3,904 |
| Total interest expense | $895,000 | 5,005 |
| Net interest income | $3,102,000 | 3,360 |
| Provision for loan and lease losses | $1,000,000 | 2,058 |
| Total noninterest income | $137,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $1,612,000 | 5,028 |
| Salaries and employee benefits | $929,000 | 4,659 |
| Premises and equipment expense | $134,000 | 5,998 |
| Additional noninterest expense | $549,000 | 4,971 |
| Pre-tax net operating income | $627,000 | 2,941 |
| Securities gains (losses) | $260,000 | 854 |
| Applicable income taxes | $285,000 | 1,592 |
| Income before extraordinary items | $602,000 | 2,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $602,000 | 2,767 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $602,000 | 2,769 |
| Net charge-offs | $975,000 | 1,659 |
| Cash dividends | $189,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $425,200 | 3,267 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 3,904 |
| Total interest expense | $459,000 | 5,059 |
| Net interest income | $1,567,000 | 3,330 |
| Provision for loan and lease losses | $489,000 | 1,794 |
| Total noninterest income | $70,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $64,000 | 4,142 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $767,000 | 5,106 |
| Salaries and employee benefits | $494,000 | 4,508 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $209,000 | 5,487 |
| Pre-tax net operating income | $381,000 | 2,900 |
| Securities gains (losses) | $69,000 | 1,159 |
| Applicable income taxes | $150,000 | 1,741 |
| Income before extraordinary items | $300,000 | 3,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $300,000 | 3,134 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $300,000 | 3,134 |
| Net charge-offs | $339,000 | 1,672 |
| Cash dividends | $189,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $253,770 | 3,268 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,406,000 | 3,695 |
| Total interest expense | $3,895,000 | 3,579 |
| Net interest income | $5,511,000 | 3,688 |
| Provision for loan and lease losses | $664,000 | 3,327 |
| Total noninterest income | $297,000 | 5,833 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $271,000 | 4,195 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $26,000 | 7,270 |
| Total noninterest expense | $3,472,000 | 4,670 |
| Salaries and employee benefits | $2,067,000 | 4,345 |
| Premises and equipment expense | $288,000 | 5,905 |
| Additional noninterest expense | $1,117,000 | 4,492 |
| Pre-tax net operating income | $1,672,000 | 2,826 |
| Securities gains (losses) | $-170,000 | 7,322 |
| Applicable income taxes | $500,000 | 1,863 |
| Income before extraordinary items | $1,002,000 | 3,291 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,002,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,979 |
| Cash dividends | $380,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,115,900 | 3,229 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,188,000 | 3,705 |
| Total interest expense | $3,232,000 | 3,434 |
| Net interest income | $3,956,000 | 3,830 |
| Provision for loan and lease losses | $226,000 | 3,995 |
| Total noninterest income | $226,000 | 5,886 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $205,000 | 4,199 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $2,528,000 | 4,729 |
| Salaries and employee benefits | $1,602,000 | 4,257 |
| Premises and equipment expense | $204,000 | 6,041 |
| Additional noninterest expense | $722,000 | 4,859 |
| Pre-tax net operating income | $1,428,000 | 2,944 |
| Securities gains (losses) | $-23,000 | 7,428 |
| Applicable income taxes | $450,000 | 2,029 |
| Income before extraordinary items | $955,000 | 3,200 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $955,000 | 3,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $380,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $970,640 | 3,314 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 3,676 |
| Total interest expense | $2,314,000 | 3,377 |
| Net interest income | $2,632,000 | 3,836 |
| Provision for loan and lease losses | $45,000 | 5,277 |
| Total noninterest income | $152,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $137,000 | 4,214 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $1,768,000 | 4,622 |
| Salaries and employee benefits | $1,112,000 | 4,180 |
| Premises and equipment expense | $142,000 | 5,979 |
| Additional noninterest expense | $514,000 | 4,649 |
| Pre-tax net operating income | $971,000 | 3,009 |
| Securities gains (losses) | $29,000 | 1,807 |
| Applicable income taxes | $330,000 | 2,094 |
| Income before extraordinary items | $670,000 | 3,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $670,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $191,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $650,570 | 3,416 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 3,634 |
| Total interest expense | $1,279,000 | 3,296 |
| Net interest income | $1,305,000 | 3,855 |
| Provision for loan and lease losses | $16,000 | 5,047 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $64,000 | 4,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $891,000 | 4,596 |
| Salaries and employee benefits | $514,000 | 4,454 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $300,000 | 4,119 |
| Pre-tax net operating income | $469,000 | 3,203 |
| Securities gains (losses) | $27,000 | 1,433 |
| Applicable income taxes | $170,000 | 2,168 |
| Income before extraordinary items | $326,000 | 3,621 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $326,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $191,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $308,180 | 3,660 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,487,000 | 3,655 |
| Total interest expense | $5,693,000 | 3,137 |
| Net interest income | $4,794,000 | 4,123 |
| Provision for loan and lease losses | $4,000 | 6,762 |
| Total noninterest income | $296,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $233,000 | 4,591 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $63,000 | 6,845 |
| Total noninterest expense | $3,485,000 | 4,535 |
| Salaries and employee benefits | $2,106,000 | 4,227 |
| Premises and equipment expense | $311,000 | 5,692 |
| Additional noninterest expense | $1,068,000 | 4,429 |
| Pre-tax net operating income | $1,601,000 | 3,791 |
| Securities gains (losses) | $42,000 | 853 |
| Applicable income taxes | $529,000 | 2,666 |
| Income before extraordinary items | $1,114,000 | 4,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,114,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,504 |
| Cash dividends | $382,000 | 4,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,085,440 | 4,134 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 3,689 |
| Total interest expense | $4,190,000 | 3,191 |
| Net interest income | $3,580,000 | 4,152 |
| Provision for loan and lease losses | $-3,000 | 8,281 |
| Total noninterest income | $219,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $164,000 | 4,744 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $55,000 | 6,670 |
| Total noninterest expense | $2,514,000 | 4,643 |
| Salaries and employee benefits | $1,514,000 | 4,347 |
| Premises and equipment expense | $229,000 | 5,734 |
| Additional noninterest expense | $771,000 | 4,495 |
| Pre-tax net operating income | $1,288,000 | 3,798 |
| Securities gains (losses) | $30,000 | 735 |
| Applicable income taxes | $420,000 | 2,744 |
| Income before extraordinary items | $898,000 | 4,123 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $898,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,991 |
| Cash dividends | $382,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $877,600 | 4,156 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 3,755 |
| Total interest expense | $2,682,000 | 3,268 |
| Net interest income | $2,375,000 | 4,199 |
| Provision for loan and lease losses | $-2,000 | 8,317 |
| Total noninterest income | $142,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $106,000 | 4,826 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $36,000 | 6,751 |
| Total noninterest expense | $1,665,000 | 4,669 |
| Salaries and employee benefits | $1,025,000 | 4,345 |
| Premises and equipment expense | $155,000 | 5,723 |
| Additional noninterest expense | $485,000 | 4,670 |
| Pre-tax net operating income | $854,000 | 3,876 |
| Securities gains (losses) | $14,000 | 780 |
| Applicable income taxes | $275,000 | 2,834 |
| Income before extraordinary items | $593,000 | 4,184 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $593,000 | 4,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,328 |
| Cash dividends | $191,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $583,480 | 4,205 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 3,827 |
| Total interest expense | $1,292,000 | 3,335 |
| Net interest income | $1,164,000 | 4,257 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $810,000 | 4,773 |
| Salaries and employee benefits | $466,000 | 4,667 |
| Premises and equipment expense | $86,000 | 5,493 |
| Additional noninterest expense | $258,000 | 4,436 |
| Pre-tax net operating income | $424,000 | 3,868 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $140,000 | 2,827 |
| Income before extraordinary items | $289,000 | 4,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 700 |
| Cash dividends | $191,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $285,650 | 4,274 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,686,000 | 3,670 |
| Total interest expense | $5,164,000 | 2,956 |
| Net interest income | $4,522,000 | 4,324 |
| Provision for loan and lease losses | $-1,000 | 8,293 |
| Total noninterest income | $266,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $222,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,000 | 7,377 |
| Total noninterest expense | $3,211,000 | 4,671 |
| Salaries and employee benefits | $2,030,000 | 4,217 |
| Premises and equipment expense | $273,000 | 5,979 |
| Additional noninterest expense | $908,000 | 4,827 |
| Pre-tax net operating income | $1,578,000 | 4,183 |
| Securities gains (losses) | $49,000 | 686 |
| Applicable income taxes | $525,000 | 3,087 |
| Income before extraordinary items | $1,102,000 | 4,484 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,102,000 | 4,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,385 |
| Cash dividends | $542,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,068,680 | 4,552 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,133,000 | 3,691 |
| Total interest expense | $3,765,000 | 2,930 |
| Net interest income | $3,368,000 | 4,378 |
| Provision for loan and lease losses | $4,000 | 6,573 |
| Total noninterest income | $192,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $164,000 | 4,842 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $2,265,000 | 4,847 |
| Salaries and employee benefits | $1,391,000 | 4,497 |
| Premises and equipment expense | $208,000 | 5,962 |
| Additional noninterest expense | $666,000 | 4,883 |
| Pre-tax net operating income | $1,291,000 | 4,124 |
| Securities gains (losses) | $-11,000 | 7,627 |
| Applicable income taxes | $380,000 | 3,242 |
| Income before extraordinary items | $900,000 | 4,422 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $900,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $542,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $907,700 | 4,389 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 3,745 |
| Total interest expense | $2,388,000 | 2,933 |
| Net interest income | $2,204,000 | 4,439 |
| Provision for loan and lease losses | $-1,000 | 8,460 |
| Total noninterest income | $122,000 | 6,642 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $1,547,000 | 4,781 |
| Salaries and employee benefits | $983,000 | 4,323 |
| Premises and equipment expense | $143,000 | 5,891 |
| Additional noninterest expense | $421,000 | 5,034 |
| Pre-tax net operating income | $780,000 | 4,381 |
| Securities gains (losses) | $10,000 | 737 |
| Applicable income taxes | $188,000 | 3,690 |
| Income before extraordinary items | $602,000 | 4,434 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $602,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $184,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $594,400 | 4,457 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 3,799 |
| Total interest expense | $1,125,000 | 2,962 |
| Net interest income | $1,079,000 | 4,481 |
| Provision for loan and lease losses | $-1,000 | 8,498 |
| Total noninterest income | $63,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $786,000 | 4,749 |
| Salaries and employee benefits | $483,000 | 4,385 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $225,000 | 4,805 |
| Pre-tax net operating income | $357,000 | 4,542 |
| Securities gains (losses) | $10,000 | 584 |
| Applicable income taxes | $78,000 | 3,913 |
| Income before extraordinary items | $289,000 | 4,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 4,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $184,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $281,100 | 4,570 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,336,000 | 3,636 |
| Total interest expense | $3,309,000 | 3,079 |
| Net interest income | $5,027,000 | 3,936 |
| Provision for loan and lease losses | $346,000 | 2,548 |
| Total noninterest income | $548,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $214,000 | 4,896 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $334,000 | 4,110 |
| Total noninterest expense | $3,204,000 | 4,569 |
| Salaries and employee benefits | $2,020,000 | 4,095 |
| Premises and equipment expense | $287,000 | 5,855 |
| Additional noninterest expense | $897,000 | 4,779 |
| Pre-tax net operating income | $2,025,000 | 3,659 |
| Securities gains (losses) | $-71,000 | 8,313 |
| Applicable income taxes | $550,000 | 3,210 |
| Income before extraordinary items | $1,404,000 | 3,947 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,404,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $771,000 | 819 |
| Cash dividends | $1,368,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,455,120 | 3,830 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 3,606 |
| Total interest expense | $2,323,000 | 3,103 |
| Net interest income | $3,876,000 | 3,856 |
| Provision for loan and lease losses | $222,000 | 2,796 |
| Total noninterest income | $273,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $161,000 | 4,927 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,746 |
| Total noninterest expense | $2,357,000 | 4,607 |
| Salaries and employee benefits | $1,405,000 | 4,303 |
| Premises and equipment expense | $224,000 | 5,756 |
| Additional noninterest expense | $728,000 | 4,506 |
| Pre-tax net operating income | $1,570,000 | 3,624 |
| Securities gains (losses) | $-39,000 | 8,399 |
| Applicable income taxes | $401,000 | 3,318 |
| Income before extraordinary items | $1,130,000 | 3,834 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,130,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,581 |
| Cash dividends | $368,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,158,860 | 3,722 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 3,570 |
| Total interest expense | $1,422,000 | 3,183 |
| Net interest income | $2,650,000 | 3,746 |
| Provision for loan and lease losses | $155,000 | 2,569 |
| Total noninterest income | $196,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $108,000 | 4,882 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $1,566,000 | 4,597 |
| Salaries and employee benefits | $947,000 | 4,249 |
| Premises and equipment expense | $152,000 | 5,667 |
| Additional noninterest expense | $467,000 | 4,605 |
| Pre-tax net operating income | $1,125,000 | 3,411 |
| Securities gains (losses) | $-15,000 | 8,274 |
| Applicable income taxes | $335,000 | 2,906 |
| Income before extraordinary items | $775,000 | 3,701 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $775,000 | 3,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,718 |
| Cash dividends | $184,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $785,500 | 3,626 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 3,483 |
| Total interest expense | $627,000 | 3,399 |
| Net interest income | $1,449,000 | 3,495 |
| Provision for loan and lease losses | $93,000 | 2,159 |
| Total noninterest income | $140,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $867,000 | 4,283 |
| Salaries and employee benefits | $496,000 | 4,121 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $295,000 | 3,860 |
| Pre-tax net operating income | $629,000 | 3,119 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $210,000 | 2,520 |
| Income before extraordinary items | $413,000 | 3,546 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $413,000 | 3,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $184,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $416,960 | 3,484 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,453,000 | 3,615 |
| Total interest expense | $1,779,000 | 4,006 |
| Net interest income | $5,674,000 | 3,444 |
| Provision for loan and lease losses | $781,000 | 1,309 |
| Total noninterest income | $325,000 | 6,239 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $197,000 | 5,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 5,993 |
| Total noninterest expense | $3,371,000 | 4,302 |
| Salaries and employee benefits | $2,025,000 | 3,960 |
| Premises and equipment expense | $307,000 | 5,616 |
| Additional noninterest expense | $1,039,000 | 4,205 |
| Pre-tax net operating income | $1,847,000 | 3,726 |
| Securities gains (losses) | $31,000 | 2,094 |
| Applicable income taxes | $475,000 | 3,430 |
| Income before extraordinary items | $1,403,000 | 3,803 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,403,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $981,000 | 791 |
| Cash dividends | $344,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,379,750 | 3,777 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 3,588 |
| Total interest expense | $1,435,000 | 3,740 |
| Net interest income | $4,160,000 | 3,483 |
| Provision for loan and lease losses | $469,000 | 1,529 |
| Total noninterest income | $257,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $146,000 | 5,322 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 5,728 |
| Total noninterest expense | $2,481,000 | 4,318 |
| Salaries and employee benefits | $1,439,000 | 4,089 |
| Premises and equipment expense | $221,000 | 5,691 |
| Additional noninterest expense | $821,000 | 4,007 |
| Pre-tax net operating income | $1,467,000 | 3,620 |
| Securities gains (losses) | $59,000 | 1,530 |
| Applicable income taxes | $395,000 | 3,325 |
| Income before extraordinary items | $1,131,000 | 3,695 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,131,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $344,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,087,340 | 3,726 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 3,618 |
| Total interest expense | $918,000 | 3,861 |
| Net interest income | $2,771,000 | 3,478 |
| Provision for loan and lease losses | $395,000 | 1,252 |
| Total noninterest income | $154,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $92,000 | 5,442 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $1,583,000 | 4,488 |
| Salaries and employee benefits | $943,000 | 4,154 |
| Premises and equipment expense | $154,000 | 5,586 |
| Additional noninterest expense | $486,000 | 4,400 |
| Pre-tax net operating income | $947,000 | 3,659 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $195,000 | 3,835 |
| Income before extraordinary items | $758,000 | 3,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $758,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $753,200 | 3,596 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 3,472 |
| Total interest expense | $461,000 | 3,893 |
| Net interest income | $1,475,000 | 3,306 |
| Provision for loan and lease losses | $246,000 | 978 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $848,000 | 4,296 |
| Salaries and employee benefits | $501,000 | 3,997 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $271,000 | 4,056 |
| Pre-tax net operating income | $450,000 | 3,785 |
| Securities gains (losses) | $96,000 | 827 |
| Applicable income taxes | $145,000 | 3,155 |
| Income before extraordinary items | $401,000 | 3,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $401,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $330,920 | 3,883 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 3,866 |
| Total interest expense | $2,379,000 | 3,478 |
| Net interest income | $4,529,000 | 3,981 |
| Provision for loan and lease losses | $449,000 | 2,378 |
| Total noninterest income | $295,000 | 6,631 |
| Gross Fiduciary activities income | $3,000 | 1,497 |
| Service charges on deposit accounts | $187,000 | 5,413 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $105,000 | 6,454 |
| Total noninterest expense | $3,448,000 | 4,169 |
| Salaries and employee benefits | $1,904,000 | 4,085 |
| Premises and equipment expense | $325,000 | 5,414 |
| Additional noninterest expense | $1,219,000 | 3,683 |
| Pre-tax net operating income | $927,000 | 5,360 |
| Securities gains (losses) | $833,000 | 543 |
| Applicable income taxes | $555,000 | 3,207 |
| Income before extraordinary items | $1,205,000 | 4,127 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,205,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,706 |
| Cash dividends | $363,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $638,560 | 5,643 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 3,993 |
| Total interest expense | $1,847,000 | 3,491 |
| Net interest income | $3,211,000 | 4,186 |
| Provision for loan and lease losses | $231,000 | 3,011 |
| Total noninterest income | $237,000 | 6,532 |
| Gross Fiduciary activities income | $26,000 | 1,139 |
| Service charges on deposit accounts | $142,000 | 5,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $2,604,000 | 4,116 |
| Salaries and employee benefits | $1,420,000 | 4,101 |
| Premises and equipment expense | $257,000 | 5,238 |
| Additional noninterest expense | $927,000 | 3,624 |
| Pre-tax net operating income | $613,000 | 5,821 |
| Securities gains (losses) | $801,000 | 510 |
| Applicable income taxes | $490,000 | 3,066 |
| Income before extraordinary items | $924,000 | 4,213 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $924,000 | 4,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,836 |
| Cash dividends | $363,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $403,350 | 6,154 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 4,055 |
| Total interest expense | $1,256,000 | 3,528 |
| Net interest income | $2,093,000 | 4,254 |
| Provision for loan and lease losses | $192,000 | 2,587 |
| Total noninterest income | $150,000 | 6,647 |
| Gross Fiduciary activities income | $10,000 | 1,227 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $1,766,000 | 4,058 |
| Salaries and employee benefits | $846,000 | 4,443 |
| Premises and equipment expense | $189,000 | 4,885 |
| Additional noninterest expense | $731,000 | 3,113 |
| Pre-tax net operating income | $285,000 | 6,597 |
| Securities gains (losses) | $637,000 | 494 |
| Applicable income taxes | $320,000 | 3,116 |
| Income before extraordinary items | $602,000 | 4,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $602,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,044 |
| Cash dividends | $188,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $187,950 | 6,892 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,841 |
| Total interest expense | $629,000 | 3,617 |
| Net interest income | $1,159,000 | 3,931 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $7,000 | 1,175 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $949,000 | 3,828 |
| Salaries and employee benefits | $538,000 | 3,674 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $330,000 | 3,356 |
| Pre-tax net operating income | $226,000 | 5,537 |
| Securities gains (losses) | $247,000 | 584 |
| Applicable income taxes | $170,000 | 2,983 |
| Income before extraordinary items | $303,000 | 4,216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $303,000 | 4,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $175,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $144,920 | 5,924 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,415,000 | 3,869 |
| Total interest expense | $2,635,000 | 3,931 |
| Net interest income | $4,780,000 | 3,795 |
| Provision for loan and lease losses | $-38,000 | 9,221 |
| Total noninterest income | $424,000 | 5,631 |
| Gross Fiduciary activities income | $129,000 | 938 |
| Service charges on deposit accounts | $194,000 | 5,268 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,421 |
| Total noninterest expense | $4,663,000 | 3,114 |
| Salaries and employee benefits | $1,693,000 | 4,280 |
| Premises and equipment expense | $265,000 | 5,945 |
| Additional noninterest expense | $2,705,000 | 1,733 |
| Pre-tax net operating income | $579,000 | 6,491 |
| Securities gains (losses) | $659,000 | 551 |
| Applicable income taxes | $337,000 | 4,242 |
| Income before extraordinary items | $901,000 | 4,885 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $901,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,583 |
| Cash dividends | $512,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $419,930 | 6,619 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,930,000 | 3,670 |
| Total interest expense | $4,400,000 | 3,527 |
| Net interest income | $4,530,000 | 3,738 |
| Provision for loan and lease losses | $704,000 | 1,655 |
| Total noninterest income | $367,000 | 5,905 |
| Gross Fiduciary activities income | $100,000 | 996 |
| Service charges on deposit accounts | $172,000 | 5,484 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $95,000 | 6,539 |
| Total noninterest expense | $3,123,000 | 4,204 |
| Salaries and employee benefits | $1,723,000 | 4,049 |
| Premises and equipment expense | $276,000 | 5,792 |
| Additional noninterest expense | $1,124,000 | 3,706 |
| Pre-tax net operating income | $1,070,000 | 4,720 |
| Securities gains (losses) | $61,000 | 2,176 |
| Applicable income taxes | $330,000 | 4,086 |
| Income before extraordinary items | $801,000 | 4,868 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $801,000 | 4,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 1,096 |
| Cash dividends | $793,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $757,690 | 4,912 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,031,000 | 3,137 |
| Total interest expense | $4,873,000 | 3,398 |
| Net interest income | $6,158,000 | 2,869 |
| Provision for loan and lease losses | $1,417,000 | 803 |
| Total noninterest income | $319,000 | 6,138 |
| Gross Fiduciary activities income | $92,000 | 957 |
| Service charges on deposit accounts | $130,000 | 6,054 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $3,058,000 | 4,164 |
| Salaries and employee benefits | $1,700,000 | 3,954 |
| Premises and equipment expense | $268,000 | 5,800 |
| Additional noninterest expense | $1,090,000 | 3,717 |
| Pre-tax net operating income | $2,002,000 | 3,323 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $901,000 | 2,313 |
| Income before extraordinary items | $1,101,000 | 4,103 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,101,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 1,008 |
| Cash dividends | $342,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $-181,000 | 9,799 |
| Net operating income | $1,101,000 | 4,102 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,140,000 | 3,847 |
| Total interest expense | $3,795,000 | 3,748 |
| Net interest income | $4,345,000 | 3,897 |
| Provision for loan and lease losses | $581,000 | 1,567 |
| Total noninterest income | $480,000 | 5,076 |
| Gross Fiduciary activities income | $110,000 | 978 |
| Service charges on deposit accounts | $248,000 | 4,538 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $122,000 | 6,135 |
| Total noninterest expense | $2,812,000 | 4,456 |
| Salaries and employee benefits | $1,632,000 | 4,057 |
| Premises and equipment expense | $273,000 | 5,765 |
| Additional noninterest expense | $907,000 | 4,357 |
| Pre-tax net operating income | $1,432,000 | 4,225 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $430,000 | 3,972 |
| Income before extraordinary items | $1,002,000 | 4,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,002,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $306,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $-220,000 | 10,122 |
| Net operating income | $1,002,000 | 4,399 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 4,025 |
| Total interest expense | $3,618,000 | 4,006 |
| Net interest income | $4,210,000 | 3,956 |
| Provision for loan and lease losses | $791,000 | 1,196 |
| Total noninterest income | $441,000 | 5,318 |
| Gross Fiduciary activities income | $101,000 | 1,009 |
| Service charges on deposit accounts | $156,000 | 5,821 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $184,000 | 5,183 |
| Total noninterest expense | $2,625,000 | 4,605 |
| Salaries and employee benefits | $1,585,000 | 4,069 |
| Premises and equipment expense | $272,000 | 5,673 |
| Additional noninterest expense | $768,000 | 4,812 |
| Pre-tax net operating income | $1,235,000 | 4,797 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $333,000 | 4,901 |
| Income before extraordinary items | $902,000 | 4,818 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $902,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,521 |
| Cash dividends | $280,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $902,000 | 4,722 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 4,214 |
| Total interest expense | $3,294,000 | 4,339 |
| Net interest income | $4,240,000 | 4,032 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $337,000 | 6,273 |
| Gross Fiduciary activities income | $61,000 | 1,141 |
| Service charges on deposit accounts | $130,000 | 6,560 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $146,000 | 5,775 |
| Total noninterest expense | $3,183,000 | 3,907 |
| Salaries and employee benefits | $1,583,000 | 4,049 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $1,319,000 | 3,072 |
| Pre-tax net operating income | $794,000 | 6,566 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $248,000 | 6,282 |
| Income before extraordinary items | $546,000 | 6,696 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $546,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,430 |
| Cash dividends | $265,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $546,000 | 6,636 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,760,000 | 4,714 |
| Total interest expense | $3,038,000 | 4,736 |
| Net interest income | $3,722,000 | 4,581 |
| Provision for loan and lease losses | $576,000 | 1,569 |
| Total noninterest income | $367,000 | 6,236 |
| Gross Fiduciary activities income | $61,000 | 1,196 |
| Service charges on deposit accounts | $126,000 | 6,956 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $2,875,000 | 4,438 |
| Salaries and employee benefits | $1,545,000 | 4,200 |
| Premises and equipment expense | $191,000 | 7,191 |
| Additional noninterest expense | $1,139,000 | 3,946 |
| Pre-tax net operating income | $638,000 | 7,242 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $187,000 | 7,333 |
| Income before extraordinary items | $451,000 | 7,227 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $451,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $451,000 | 7,178 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 4,844 |
| Total interest expense | $2,862,000 | 4,973 |
| Net interest income | $3,654,000 | 4,682 |
| Provision for loan and lease losses | $853,000 | 1,078 |
| Total noninterest income | $352,000 | 6,459 |
| Gross Fiduciary activities income | $53,000 | 1,275 |
| Service charges on deposit accounts | $142,000 | 6,833 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $2,572,000 | 4,870 |
| Salaries and employee benefits | $1,272,000 | 4,953 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $1,127,000 | 3,952 |
| Pre-tax net operating income | $581,000 | 7,986 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $90,000 | 9,389 |
| Income before extraordinary items | $491,000 | 7,323 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $491,000 | 7,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,168,000 | 794 |
| Cash dividends | $130,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $491,000 | 7,289 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,948,000 | 4,903 |
| Total interest expense | $2,332,000 | 4,930 |
| Net interest income | $3,616,000 | 4,800 |
| Provision for loan and lease losses | $1,314,000 | 770 |
| Total noninterest income | $307,000 | 7,168 |
| Gross Fiduciary activities income | $50,000 | 1,302 |
| Service charges on deposit accounts | $137,000 | 7,187 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $120,000 | 6,933 |
| Total noninterest expense | $2,202,000 | 5,733 |
| Salaries and employee benefits | $1,146,000 | 5,467 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $915,000 | 5,103 |
| Pre-tax net operating income | $407,000 | 9,308 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $31,000 | 10,901 |
| Income before extraordinary items | $376,000 | 8,398 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $376,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $859,000 | 964 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $376,000 | 8,445 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,996,000 | 4,958 |
| Total interest expense | $2,679,000 | 4,538 |
| Net interest income | $3,317,000 | 5,192 |
| Provision for loan and lease losses | $2,412,000 | 711 |
| Total noninterest income | $294,000 | 7,763 |
| Gross Fiduciary activities income | $44,000 | 1,366 |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $102,000 | 7,802 |
| Total noninterest expense | $1,952,000 | 6,464 |
| Salaries and employee benefits | $959,000 | 6,364 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $846,000 | 5,650 |
| Pre-tax net operating income | $-753,000 | 12,924 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-403,000 | 13,115 |
| Income before extraordinary items | $-350,000 | 12,846 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-350,000 | 12,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,262,000 | 679 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-350,000 | 12,781 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 4,757 |
| Total interest expense | $3,637,000 | 4,413 |
| Net interest income | $3,504,000 | 5,003 |
| Provision for loan and lease losses | $782,000 | 2,177 |
| Total noninterest income | $290,000 | 7,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,714 |
| Total noninterest expense | $2,105,000 | 6,134 |
| Salaries and employee benefits | $1,125,000 | 5,486 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $822,000 | 5,938 |
| Pre-tax net operating income | $907,000 | 6,058 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $133,000 | 9,043 |
| Income before extraordinary items | $774,000 | 5,500 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $774,000 | 5,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 2,905 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $774,000 | 5,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.