Home > Independence Bank > Income and Expense

Independence Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$59,377,000808
Total interest expense$17,255,000875
Net interest income$42,122,000771
Provision for loan and lease losses$693,0001,050
Total noninterest income$3,221,0001,566
Gross Fiduciary activities income$0981
Service charges on deposit accounts$519,0001,608
Trading account gains and feesNANA
Additional Noninterest Income$2,702,0001,355
Total noninterest expense$21,329,0001,150
Salaries and employee benefits$12,356,0001,123
Premises and equipment expense$2,513,0001,002
Additional noninterest expense$2,702,0001,355
Pre-tax net operating income$23,321,000606
Securities gains (losses)$-11,0003,376
Applicable income taxes$5,874,000488
Income before extraordinary items$17,436,000639
Extraordinary gains, net$054
Net income$17,436,000649
Minority interest net income$088
Net income of bank and minority interests.$17,436,000642
Net charge-offs$181,0001,216
Cash dividends$5,965,000706
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,444,690653
2023-09-30 (YTD Data)Rank
Total interest income$43,641,000809
Total interest expense$12,062,000869
Net interest income$31,579,000780
Provision for loan and lease losses$179,0001,776
Total noninterest income$2,454,0001,551
Gross Fiduciary activities income$0950
Service charges on deposit accounts$402,0001,574
Trading account gains and feesNANA
Additional Noninterest Income$2,052,0001,332
Total noninterest expense$15,392,0001,181
Salaries and employee benefits$8,890,0001,172
Premises and equipment expense$1,797,0001,037
Additional noninterest expense$2,052,0001,332
Pre-tax net operating income$18,462,000598
Securities gains (losses)$-11,0003,500
Applicable income taxes$4,817,000470
Income before extraordinary items$13,634,000634
Extraordinary gains, net$052
Net income$13,634,000638
Minority interest net income$081
Net income of bank and minority interests.$13,634,000634
Net charge-offs$58,0001,426
Cash dividends$5,865,000551
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,642,690650
2023-06-30 (YTD Data)Rank
Total interest income$28,225,000802
Total interest expense$7,320,000854
Net interest income$20,905,000784
Provision for loan and lease losses$62,0002,081
Total noninterest income$1,742,0001,418
Gross Fiduciary activities income$0931
Service charges on deposit accounts$269,0001,555
Trading account gains and feesNANA
Additional Noninterest Income$1,473,0001,201
Total noninterest expense$10,305,0001,169
Salaries and employee benefits$6,118,0001,131
Premises and equipment expense$1,197,0001,030
Additional noninterest expense$1,473,0001,200
Pre-tax net operating income$12,280,000588
Securities gains (losses)$0938
Applicable income taxes$3,209,000477
Income before extraordinary items$9,071,000645
Extraordinary gains, net$051
Net income$9,071,000656
Minority interest net income$081
Net income of bank and minority interests.$9,071,000645
Net charge-offs$46,0001,202
Cash dividends$5,865,000401
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,071,000651
2023-03-31 (YTD Data)Rank
Total interest income$13,783,000814
Total interest expense$3,277,000833
Net interest income$10,506,000789
Provision for loan and lease losses$02,612
Total noninterest income$818,0001,466
Gross Fiduciary activities income$0913
Service charges on deposit accounts$144,0001,505
Trading account gains and feesNANA
Additional Noninterest Income$674,0001,256
Total noninterest expense$4,931,0001,221
Salaries and employee benefits$2,880,0001,219
Premises and equipment expense$585,0001,078
Additional noninterest expense$674,0001,256
Pre-tax net operating income$6,393,000603
Securities gains (losses)$0950
Applicable income taxes$1,691,000476
Income before extraordinary items$4,702,000649
Extraordinary gains, net$04
Net income$4,702,000648
Minority interest net income$048
Net income of bank and minority interests.$4,702,000648
Net charge-offs$-3,0003,659
Cash dividends$4,190,000295
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,702,000660
2022-12-31 (YTD Data)Rank
Total interest income$46,245,000797
Total interest expense$5,583,000729
Net interest income$40,662,000812
Provision for loan and lease losses$326,0001,476
Total noninterest income$2,194,0001,950
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$435,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$1,759,0001,751
Total noninterest expense$18,903,0001,241
Salaries and employee benefits$11,384,0001,192
Premises and equipment expense$2,000,0001,209
Additional noninterest expense$1,759,0001,751
Pre-tax net operating income$23,627,000672
Securities gains (losses)$0691
Applicable income taxes$6,048,000539
Income before extraordinary items$17,579,000711
Extraordinary gains, net$05
Net income$17,579,000712
Minority interest net income$063
Net income of bank and minority interests.$17,579,000712
Net charge-offs$-239,0004,469
Cash dividends$5,567,000723
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,579,000714
2022-09-30 (YTD Data)Rank
Total interest income$33,212,000800
Total interest expense$3,107,000716
Net interest income$30,105,000809
Provision for loan and lease losses$16,0002,612
Total noninterest income$1,544,0002,046
Gross Fiduciary activities income$0968
Service charges on deposit accounts$338,0001,814
Trading account gains and feesNANA
Additional Noninterest Income$1,206,0001,863
Total noninterest expense$13,408,0001,289
Salaries and employee benefits$8,098,0001,246
Premises and equipment expense$1,435,0001,272
Additional noninterest expense$1,206,0001,863
Pre-tax net operating income$18,225,000657
Securities gains (losses)$0740
Applicable income taxes$4,825,000525
Income before extraordinary items$13,400,000695
Extraordinary gains, net$04
Net income$13,400,000695
Minority interest net income$057
Net income of bank and minority interests.$13,400,000695
Net charge-offs$-247,0004,518
Cash dividends$5,242,000562
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,400,000704
2022-06-30 (YTD Data)Rank
Total interest income$21,060,000800
Total interest expense$1,495,000770
Net interest income$19,565,000800
Provision for loan and lease losses$5,0002,508
Total noninterest income$937,0002,134
Gross Fiduciary activities income$0925
Service charges on deposit accounts$240,0001,728
Trading account gains and feesNANA
Additional Noninterest Income$697,0002,057
Total noninterest expense$8,330,0001,351
Salaries and employee benefits$5,106,0001,286
Premises and equipment expense$920,0001,308
Additional noninterest expense$2,304,0001,450
Pre-tax net operating income$12,167,000617
Securities gains (losses)$0687
Applicable income taxes$3,297,000488
Income before extraordinary items$8,870,000666
Extraordinary gains, net$04
Net income$8,870,000666
Minority interest net income$060
Net income of bank and minority interests.$8,870,000666
Net charge-offs$-255,0004,599
Cash dividends$4,942,000438
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,870,000674
2022-03-31 (YTD Data)Rank
Total interest income$10,315,000783
Total interest expense$621,000886
Net interest income$9,694,000787
Provision for loan and lease losses$5,0002,136
Total noninterest income$450,0002,167
Gross Fiduciary activities income$0892
Service charges on deposit accounts$127,0001,659
Trading account gains and feesNANA
Additional Noninterest Income$323,0002,105
Total noninterest expense$4,140,0001,350
Salaries and employee benefits$2,561,0001,291
Premises and equipment expense$443,0001,347
Additional noninterest expense$1,136,0001,435
Pre-tax net operating income$5,999,000598
Securities gains (losses)$0623
Applicable income taxes$1,611,000476
Income before extraordinary items$4,388,000646
Extraordinary gains, net$04
Net income$4,388,000646
Minority interest net income$050
Net income of bank and minority interests.$4,388,000646
Net charge-offs$-24,0004,213
Cash dividends$4,120,000289
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,388,000653
2021-12-31 (YTD Data)Rank
Total interest income$43,157,000771
Total interest expense$2,895,000942
Net interest income$40,262,000762
Provision for loan and lease losses$1,055,000566
Total noninterest income$1,867,0002,312
Gross Fiduciary activities income$0994
Service charges on deposit accounts$422,0001,798
Trading account gains and feesNANA
Additional Noninterest Income$1,445,0002,255
Total noninterest expense$17,803,0001,274
Salaries and employee benefits$10,710,0001,231
Premises and equipment expense$1,789,0001,324
Additional noninterest expense$5,304,0001,259
Pre-tax net operating income$23,271,000656
Securities gains (losses)$-192,0004,714
Applicable income taxes$5,991,000554
Income before extraordinary items$17,088,000729
Extraordinary gains, net$010
Net income$17,088,000730
Minority interest net income$074
Net income of bank and minority interests.$17,088,000730
Net charge-offs$13,0002,203
Cash dividends$4,018,000938
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,239,680702
2021-09-30 (YTD Data)Rank
Total interest income$32,494,000781
Total interest expense$2,237,000960
Net interest income$30,257,000768
Provision for loan and lease losses$443,000925
Total noninterest income$1,465,0002,297
Gross Fiduciary activities income$0957
Service charges on deposit accounts$316,0001,792
Trading account gains and feesNANA
Additional Noninterest Income$1,149,0002,233
Total noninterest expense$12,552,0001,342
Salaries and employee benefits$7,540,0001,300
Premises and equipment expense$1,335,0001,349
Additional noninterest expense$3,677,0001,355
Pre-tax net operating income$18,727,000650
Securities gains (losses)$18,0001,444
Applicable income taxes$5,081,000523
Income before extraordinary items$13,664,000717
Extraordinary gains, net$08
Net income$13,664,000717
Minority interest net income$069
Net income of bank and minority interests.$13,664,000717
Net charge-offs$7,0002,078
Cash dividends$4,018,000683
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,649,780706
2021-06-30 (YTD Data)Rank
Total interest income$20,855,000807
Total interest expense$1,526,000983
Net interest income$19,329,000791
Provision for loan and lease losses$14,0002,653
Total noninterest income$1,045,0002,194
Gross Fiduciary activities income$0951
Service charges on deposit accounts$205,0001,768
Trading account gains and feesNANA
Additional Noninterest Income$840,0002,108
Total noninterest expense$8,052,0001,377
Salaries and employee benefits$4,851,0001,331
Premises and equipment expense$881,0001,360
Additional noninterest expense$2,320,0001,406
Pre-tax net operating income$12,308,000642
Securities gains (losses)$18,0001,217
Applicable income taxes$3,292,000532
Income before extraordinary items$9,034,000718
Extraordinary gains, net$06
Net income$9,034,000718
Minority interest net income$067
Net income of bank and minority interests.$9,034,000718
Net charge-offs$7,0001,839
Cash dividends$3,918,000520
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,019,780700
2021-03-31 (YTD Data)Rank
Total interest income$9,766,000850
Total interest expense$806,000980
Net interest income$8,960,000841
Provision for loan and lease losses$2,0002,695
Total noninterest income$465,0002,304
Gross Fiduciary activities income$0922
Service charges on deposit accounts$112,0001,658
Trading account gains and feesNANA
Additional Noninterest Income$353,0002,281
Total noninterest expense$3,961,0001,381
Salaries and employee benefits$2,418,0001,328
Premises and equipment expense$444,0001,367
Additional noninterest expense$1,099,0001,426
Pre-tax net operating income$5,462,000714
Securities gains (losses)$01,392
Applicable income taxes$1,483,000576
Income before extraordinary items$3,979,000810
Extraordinary gains, net$03
Net income$3,979,000810
Minority interest net income$055
Net income of bank and minority interests.$3,979,000810
Net charge-offs$-1,0003,038
Cash dividends$3,918,000288
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,979,000790
2020-12-31 (YTD Data)Rank
Total interest income$42,190,000799
Total interest expense$5,237,000905
Net interest income$36,953,000782
Provision for loan and lease losses$2,433,000924
Total noninterest income$1,549,0002,383
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$440,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0002,375
Total noninterest expense$16,066,0001,329
Salaries and employee benefits$9,980,0001,259
Premises and equipment expense$1,760,0001,334
Additional noninterest expense$4,326,0001,443
Pre-tax net operating income$20,003,000589
Securities gains (losses)$1,643,000248
Applicable income taxes$5,678,000446
Income before extraordinary items$15,968,000633
Extraordinary gains, net$04
Net income$15,968,000632
Minority interest net income$072
Net income of bank and minority interests.$15,968,000633
Net charge-offs$626,000856
Cash dividends$5,447,000711
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,670,030645
2020-09-30 (YTD Data)Rank
Total interest income$31,556,000803
Total interest expense$4,270,000897
Net interest income$27,286,000784
Provision for loan and lease losses$1,689,000986
Total noninterest income$1,247,0002,278
Gross Fiduciary activities income$0981
Service charges on deposit accounts$340,0001,722
Trading account gains and feesNANA
Additional Noninterest Income$907,0002,246
Total noninterest expense$11,440,0001,377
Salaries and employee benefits$6,990,0001,317
Premises and equipment expense$1,310,0001,336
Additional noninterest expense$3,140,0001,457
Pre-tax net operating income$15,404,000556
Securities gains (losses)$1,643,000206
Applicable income taxes$4,915,000384
Income before extraordinary items$12,132,000595
Extraordinary gains, net$04
Net income$12,132,000594
Minority interest net income$065
Net income of bank and minority interests.$12,132,000595
Net charge-offs$343,000956
Cash dividends$4,372,000635
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,834,030624
2020-06-30 (YTD Data)Rank
Total interest income$20,849,000817
Total interest expense$3,180,000872
Net interest income$17,669,000802
Provision for loan and lease losses$1,181,000984
Total noninterest income$895,0002,153
Gross Fiduciary activities income$0970
Service charges on deposit accounts$240,0001,677
Trading account gains and feesNANA
Additional Noninterest Income$655,0002,087
Total noninterest expense$7,534,0001,382
Salaries and employee benefits$4,569,0001,333
Premises and equipment expense$892,0001,303
Additional noninterest expense$2,073,0001,459
Pre-tax net operating income$9,849,000520
Securities gains (losses)$964,000229
Applicable income taxes$3,017,000358
Income before extraordinary items$7,796,000559
Extraordinary gains, net$04
Net income$7,796,000558
Minority interest net income$065
Net income of bank and minority interests.$7,796,000559
Net charge-offs$370,000718
Cash dividends$3,826,000529
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,034,440586
2020-03-31 (YTD Data)Rank
Total interest income$10,519,000808
Total interest expense$1,870,000841
Net interest income$8,649,000799
Provision for loan and lease losses$202,0001,430
Total noninterest income$444,0002,067
Gross Fiduciary activities income$0941
Service charges on deposit accounts$148,0001,642
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,014
Total noninterest expense$3,876,0001,360
Salaries and employee benefits$2,423,0001,272
Premises and equipment expense$432,0001,347
Additional noninterest expense$1,021,0001,492
Pre-tax net operating income$5,015,000473
Securities gains (losses)$947,000113
Applicable income taxes$1,685,000306
Income before extraordinary items$4,277,000472
Extraordinary gains, net$04
Net income$4,277,000471
Minority interest net income$056
Net income of bank and minority interests.$4,277,000472
Net charge-offs$-3,0004,005
Cash dividends$3,826,000349
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,528,870537
2019-12-31 (YTD Data)Rank
Total interest income$41,949,000812
Total interest expense$8,170,000809
Net interest income$33,779,000817
Provision for loan and lease losses$883,000999
Total noninterest income$1,450,0002,344
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$515,0001,888
Trading account gains and feesNANA
Additional Noninterest Income$935,0002,339
Total noninterest expense$14,821,0001,380
Salaries and employee benefits$8,930,0001,326
Premises and equipment expense$1,682,0001,364
Additional noninterest expense$4,209,0001,446
Pre-tax net operating income$19,525,000624
Securities gains (losses)$8,0001,962
Applicable income taxes$4,996,000517
Income before extraordinary items$14,537,000686
Extraordinary gains, net$011
Net income$14,537,000688
Minority interest net income$076
Net income of bank and minority interests.$14,537,000687
Net charge-offs$252,0001,488
Cash dividends$4,066,000944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,530,680674
2019-09-30 (YTD Data)Rank
Total interest income$31,274,000816
Total interest expense$6,164,000810
Net interest income$25,110,000825
Provision for loan and lease losses$520,0001,129
Total noninterest income$1,132,0002,282
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$385,0001,888
Trading account gains and feesNANA
Additional Noninterest Income$747,0002,245
Total noninterest expense$10,990,0001,396
Salaries and employee benefits$6,653,0001,338
Premises and equipment expense$1,214,0001,424
Additional noninterest expense$3,123,0001,463
Pre-tax net operating income$14,732,000628
Securities gains (losses)$8,0001,718
Applicable income taxes$3,974,000497
Income before extraordinary items$10,766,000699
Extraordinary gains, net$011
Net income$10,766,000701
Minority interest net income$072
Net income of bank and minority interests.$10,766,000700
Net charge-offs$5,0003,150
Cash dividends$3,966,000721
Sale, conversion, retirement of capital stock, net$0590
Net operating income$10,759,680688
2019-06-30 (YTD Data)Rank
Total interest income$20,402,000833
Total interest expense$3,967,000821
Net interest income$16,435,000837
Provision for loan and lease losses$272,0001,318
Total noninterest income$721,0002,323
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$256,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$465,0002,289
Total noninterest expense$7,148,0001,424
Salaries and employee benefits$4,342,0001,353
Premises and equipment expense$809,0001,426
Additional noninterest expense$1,997,0001,516
Pre-tax net operating income$9,736,000613
Securities gains (losses)$8,0001,266
Applicable income taxes$2,640,000489
Income before extraordinary items$7,104,000689
Extraordinary gains, net$011
Net income$7,104,000689
Minority interest net income$069
Net income of bank and minority interests.$7,104,000689
Net charge-offs$-11,0004,508
Cash dividends$3,616,000565
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,097,680678
2019-03-31 (YTD Data)Rank
Total interest income$9,747,000871
Total interest expense$1,815,000867
Net interest income$7,932,000864
Provision for loan and lease losses$15,0002,868
Total noninterest income$375,0002,248
Gross Fiduciary activities income$0972
Service charges on deposit accounts$136,0001,773
Trading account gains and feesNANA
Additional Noninterest Income$239,0002,201
Total noninterest expense$3,617,0001,418
Salaries and employee benefits$2,245,0001,325
Premises and equipment expense$408,0001,432
Additional noninterest expense$964,0001,551
Pre-tax net operating income$4,675,000621
Securities gains (losses)$4,000883
Applicable income taxes$1,259,000503
Income before extraordinary items$3,420,000695
Extraordinary gains, net$05
Net income$3,420,000696
Minority interest net income$052
Net income of bank and minority interests.$3,420,000694
Net charge-offs$-6,0004,462
Cash dividends$3,516,000338
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,416,840681
2018-12-31 (YTD Data)Rank
Total interest income$36,672,000860
Total interest expense$5,668,000833
Net interest income$31,004,000862
Provision for loan and lease losses$775,0001,077
Total noninterest income$1,352,0002,458
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$578,0001,785
Trading account gains and feesNANA
Additional Noninterest Income$774,0002,528
Total noninterest expense$13,257,0001,485
Salaries and employee benefits$8,168,0001,399
Premises and equipment expense$1,312,0001,683
Additional noninterest expense$3,777,0001,584
Pre-tax net operating income$18,324,000634
Securities gains (losses)$01,125
Applicable income taxes$4,745,000490
Income before extraordinary items$13,579,000699
Extraordinary gains, net$06
Net income$13,579,000698
Minority interest net income$072
Net income of bank and minority interests.$13,579,000698
Net charge-offs$143,0001,888
Cash dividends$7,085,000551
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,579,000700
2018-09-30 (YTD Data)Rank
Total interest income$26,886,000864
Total interest expense$3,947,000835
Net interest income$22,939,000866
Provision for loan and lease losses$367,0001,403
Total noninterest income$1,062,0002,419
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$450,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$612,0002,496
Total noninterest expense$9,776,0001,510
Salaries and employee benefits$6,111,0001,395
Premises and equipment expense$954,0001,743
Additional noninterest expense$2,711,0001,634
Pre-tax net operating income$13,858,000630
Securities gains (losses)$01,118
Applicable income taxes$3,648,000492
Income before extraordinary items$10,210,000702
Extraordinary gains, net$05
Net income$10,210,000701
Minority interest net income$066
Net income of bank and minority interests.$10,210,000701
Net charge-offs$47,0002,243
Cash dividends$4,730,000567
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,210,000701
2018-06-30 (YTD Data)Rank
Total interest income$17,326,000881
Total interest expense$2,355,000861
Net interest income$14,971,000876
Provision for loan and lease losses$152,0001,756
Total noninterest income$716,0002,404
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$293,0001,782
Trading account gains and feesNANA
Additional Noninterest Income$423,0002,451
Total noninterest expense$6,398,0001,538
Salaries and employee benefits$4,062,0001,403
Premises and equipment expense$615,0001,806
Additional noninterest expense$1,721,0001,711
Pre-tax net operating income$9,137,000634
Securities gains (losses)$0961
Applicable income taxes$2,421,000499
Income before extraordinary items$6,716,000708
Extraordinary gains, net$06
Net income$6,716,000707
Minority interest net income$065
Net income of bank and minority interests.$6,716,000707
Net charge-offs$12,0002,509
Cash dividends$3,230,000542
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,716,000706
2018-03-31 (YTD Data)Rank
Total interest income$8,411,000899
Total interest expense$1,075,000888
Net interest income$7,336,000891
Provision for loan and lease losses$5,0003,326
Total noninterest income$371,0002,356
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$151,0001,743
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,365
Total noninterest expense$3,359,0001,500
Salaries and employee benefits$2,213,0001,321
Premises and equipment expense$301,0001,863
Additional noninterest expense$845,0001,734
Pre-tax net operating income$4,343,000651
Securities gains (losses)$0735
Applicable income taxes$1,158,000502
Income before extraordinary items$3,185,000723
Extraordinary gains, net$07
Net income$3,185,000723
Minority interest net income$052
Net income of bank and minority interests.$3,185,000723
Net charge-offs$-3,0004,242
Cash dividends$3,230,000287
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,185,000718
2017-12-31 (YTD Data)Rank
Total interest income$33,268,000863
Total interest expense$3,440,000950
Net interest income$29,828,000847
Provision for loan and lease losses$637,0001,235
Total noninterest income$1,189,0002,704
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$581,0001,823
Trading account gains and feesNANA
Additional Noninterest Income$608,0002,911
Total noninterest expense$12,093,0001,617
Salaries and employee benefits$7,381,0001,505
Premises and equipment expense$1,223,0001,816
Additional noninterest expense$3,489,0001,711
Pre-tax net operating income$18,287,000590
Securities gains (losses)$02,243
Applicable income taxes$7,854,000497
Income before extraordinary items$10,433,000726
Extraordinary gains, net$09
Net income$10,433,000725
Minority interest net income$076
Net income of bank and minority interests.$10,433,000726
Net charge-offs$16,0003,520
Cash dividends$5,238,000647
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,433,000717
2017-09-30 (YTD Data)Rank
Total interest income$24,527,000871
Total interest expense$2,476,000971
Net interest income$22,051,000858
Provision for loan and lease losses$311,0001,595
Total noninterest income$905,0002,711
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$441,0001,821
Trading account gains and feesNANA
Additional Noninterest Income$464,0002,907
Total noninterest expense$9,243,0001,607
Salaries and employee benefits$5,569,0001,499
Premises and equipment expense$924,0001,820
Additional noninterest expense$2,750,0001,624
Pre-tax net operating income$13,402,000609
Securities gains (losses)$02,274
Applicable income taxes$5,401,000466
Income before extraordinary items$8,001,000764
Extraordinary gains, net$09
Net income$8,001,000763
Minority interest net income$071
Net income of bank and minority interests.$8,001,000764
Net charge-offs$-7,0004,638
Cash dividends$3,497,000688
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,001,000750
2017-06-30 (YTD Data)Rank
Total interest income$15,956,000887
Total interest expense$1,556,0001,001
Net interest income$14,400,000870
Provision for loan and lease losses$130,0001,974
Total noninterest income$620,0002,669
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$291,0001,819
Trading account gains and feesNANA
Additional Noninterest Income$329,0002,832
Total noninterest expense$6,144,0001,609
Salaries and employee benefits$3,643,0001,532
Premises and equipment expense$615,0001,828
Additional noninterest expense$1,886,0001,583
Pre-tax net operating income$8,746,000610
Securities gains (losses)$01,906
Applicable income taxes$3,538,000466
Income before extraordinary items$5,208,000773
Extraordinary gains, net$011
Net income$5,208,000773
Minority interest net income$071
Net income of bank and minority interests.$5,208,000773
Net charge-offs$20,0002,580
Cash dividends$3,307,000499
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,208,000756
2017-03-31 (YTD Data)Rank
Total interest income$7,692,000910
Total interest expense$753,0001,014
Net interest income$6,939,000898
Provision for loan and lease losses$11,0003,123
Total noninterest income$387,0002,378
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$147,0001,785
Trading account gains and feesNANA
Additional Noninterest Income$240,0002,362
Total noninterest expense$3,201,0001,555
Salaries and employee benefits$1,899,0001,498
Premises and equipment expense$270,0002,028
Additional noninterest expense$1,032,0001,456
Pre-tax net operating income$4,114,000630
Securities gains (losses)$01,153
Applicable income taxes$1,645,000479
Income before extraordinary items$2,469,000785
Extraordinary gains, net$08
Net income$2,469,000785
Minority interest net income$055
Net income of bank and minority interests.$2,469,000785
Net charge-offs$9,0002,245
Cash dividends$2,733,000313
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,469,000777
2016-12-31 (YTD Data)Rank
Total interest income$29,992,000898
Total interest expense$2,577,0001,114
Net interest income$27,415,000865
Provision for loan and lease losses$829,0001,069
Total noninterest income$1,270,0002,694
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$598,0001,806
Trading account gains and fees$0170
Additional Noninterest Income$672,0002,897
Total noninterest expense$10,783,0001,780
Salaries and employee benefits$6,631,0001,636
Premises and equipment expense$1,075,0002,024
Additional noninterest expense$3,077,0001,938
Pre-tax net operating income$17,073,000585
Securities gains (losses)$-4,0005,580
Applicable income taxes$6,567,000461
Income before extraordinary items$10,502,000731
Extraordinary gains, net$05
Net income$10,502,000728
Minority interest net income$082
Net income of bank and minority interests.$10,502,000730
Net charge-offs$311,0001,486
Cash dividends$3,824,000860
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,504,560719
2016-09-30 (YTD Data)Rank
Total interest income$22,309,000907
Total interest expense$1,883,0001,144
Net interest income$20,426,000873
Provision for loan and lease losses$519,0001,114
Total noninterest income$965,0002,674
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$462,0001,780
Trading account gains and fees$0169
Additional Noninterest Income$503,0002,892
Total noninterest expense$8,004,0001,789
Salaries and employee benefits$4,934,0001,643
Premises and equipment expense$823,0002,001
Additional noninterest expense$2,247,0001,972
Pre-tax net operating income$12,868,000585
Securities gains (losses)$-4,0005,742
Applicable income taxes$5,077,000454
Income before extraordinary items$7,787,000738
Extraordinary gains, net$05
Net income$7,787,000738
Minority interest net income$071
Net income of bank and minority interests.$7,787,000738
Net charge-offs$202,0001,443
Cash dividends$2,824,000805
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,789,560720
2016-06-30 (YTD Data)Rank
Total interest income$14,570,000926
Total interest expense$1,225,0001,167
Net interest income$13,345,000891
Provision for loan and lease losses$106,0002,251
Total noninterest income$644,0002,660
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$306,0001,777
Trading account gains and fees$0157
Additional Noninterest Income$338,0002,872
Total noninterest expense$5,223,0001,829
Salaries and employee benefits$3,235,0001,678
Premises and equipment expense$543,0002,013
Additional noninterest expense$1,445,0002,037
Pre-tax net operating income$8,660,000569
Securities gains (losses)$-4,0005,836
Applicable income taxes$3,436,000441
Income before extraordinary items$5,220,000726
Extraordinary gains, net$016
Net income$5,220,000725
Minority interest net income$071
Net income of bank and minority interests.$5,220,000725
Net charge-offs$-3,0004,597
Cash dividends$2,724,000609
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,222,560702
2016-03-31 (YTD Data)Rank
Total interest income$7,083,000953
Total interest expense$596,0001,193
Net interest income$6,487,000920
Provision for loan and lease losses$4,0003,524
Total noninterest income$308,0002,689
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$143,0001,859
Trading account gains and fees$0142
Additional Noninterest Income$165,0002,865
Total noninterest expense$2,520,0001,890
Salaries and employee benefits$1,535,0001,751
Premises and equipment expense$261,0002,090
Additional noninterest expense$724,0002,022
Pre-tax net operating income$4,271,000560
Securities gains (losses)$02,077
Applicable income taxes$1,695,000443
Income before extraordinary items$2,576,000711
Extraordinary gains, net$012
Net income$2,576,000710
Minority interest net income$062
Net income of bank and minority interests.$2,576,000711
Net charge-offs$03,094
Cash dividends$2,624,000348
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,576,000692
2015-12-31 (YTD Data)Rank
Total interest income$27,975,000932
Total interest expense$2,238,0001,238
Net interest income$25,737,000888
Provision for loan and lease losses$416,0001,552
Total noninterest income$1,420,0002,553
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$606,0001,826
Trading account gains and fees$0159
Additional Noninterest Income$814,0002,630
Total noninterest expense$10,394,0001,817
Salaries and employee benefits$6,236,0001,694
Premises and equipment expense$1,035,0002,118
Additional noninterest expense$3,123,0001,938
Pre-tax net operating income$16,347,000573
Securities gains (losses)$220,000692
Applicable income taxes$6,221,000451
Income before extraordinary items$10,346,000710
Extraordinary gains, net$023
Net income$10,346,000710
Minority interest net income$081
Net income of bank and minority interests.$10,346,000710
Net charge-offs$48,0003,281
Cash dividends$2,187,0001,262
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,205,200704
2015-09-30 (YTD Data)Rank
Total interest income$20,823,000946
Total interest expense$1,657,0001,269
Net interest income$19,166,000897
Provision for loan and lease losses$108,0002,598
Total noninterest income$1,059,0002,586
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$452,0001,848
Trading account gains and fees$0153
Additional Noninterest Income$607,0002,653
Total noninterest expense$7,488,0001,899
Salaries and employee benefits$4,475,0001,756
Premises and equipment expense$751,0002,206
Additional noninterest expense$2,262,0001,986
Pre-tax net operating income$12,629,000572
Securities gains (losses)$-5,0005,937
Applicable income taxes$4,942,000450
Income before extraordinary items$7,682,000721
Extraordinary gains, net$021
Net income$7,682,000719
Minority interest net income$078
Net income of bank and minority interests.$7,682,000721
Net charge-offs$-8,0005,100
Cash dividends$2,187,000913
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,685,200703
2015-06-30 (YTD Data)Rank
Total interest income$13,533,000964
Total interest expense$1,095,0001,282
Net interest income$12,438,000912
Provision for loan and lease losses$6,0003,882
Total noninterest income$629,0002,764
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$293,0001,859
Trading account gains and fees$0157
Additional Noninterest Income$336,0002,913
Total noninterest expense$5,108,0001,866
Salaries and employee benefits$3,040,0001,741
Premises and equipment expense$499,0002,228
Additional noninterest expense$1,569,0001,922
Pre-tax net operating income$7,953,000600
Securities gains (losses)$-5,0006,046
Applicable income taxes$3,095,000468
Income before extraordinary items$4,853,000760
Extraordinary gains, net$022
Net income$4,853,000759
Minority interest net income$075
Net income of bank and minority interests.$4,853,000760
Net charge-offs$-6,0005,097
Cash dividends$2,187,000655
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,856,200733
2015-03-31 (YTD Data)Rank
Total interest income$6,550,000993
Total interest expense$545,0001,291
Net interest income$6,005,000951
Provision for loan and lease losses$4,0003,525
Total noninterest income$277,0002,901
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$134,0001,983
Trading account gains and fees$0152
Additional Noninterest Income$143,0003,095
Total noninterest expense$2,412,0001,968
Salaries and employee benefits$1,436,0001,839
Premises and equipment expense$252,0002,236
Additional noninterest expense$724,0002,041
Pre-tax net operating income$3,866,000596
Securities gains (losses)$02,027
Applicable income taxes$1,526,000466
Income before extraordinary items$2,340,000749
Extraordinary gains, net$013
Net income$2,340,000747
Minority interest net income$064
Net income of bank and minority interests.$2,340,000749
Net charge-offs$-5,0005,132
Cash dividends$2,187,000335
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,340,000727
2014-12-31 (YTD Data)Rank
Total interest income$26,041,000981
Total interest expense$2,091,0001,404
Net interest income$23,950,000924
Provision for loan and lease losses$253,0002,186
Total noninterest income$1,185,0002,857
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$598,0001,972
Trading account gains and fees$0180
Additional Noninterest Income$587,0003,047
Total noninterest expense$9,835,0001,922
Salaries and employee benefits$5,563,0001,855
Premises and equipment expense$939,0002,360
Additional noninterest expense$3,333,0001,849
Pre-tax net operating income$15,047,000576
Securities gains (losses)$1,0003,149
Applicable income taxes$5,391,000467
Income before extraordinary items$9,657,000713
Extraordinary gains, net$017
Net income$9,657,000713
Minority interest net income$084
Net income of bank and minority interests.$9,657,000713
Net charge-offs$202,0002,446
Cash dividends$5,126,000582
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,656,360692
2014-09-30 (YTD Data)Rank
Total interest income$19,285,000998
Total interest expense$1,545,0001,449
Net interest income$17,740,000940
Provision for loan and lease losses$212,0002,013
Total noninterest income$898,0002,861
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$454,0001,955
Trading account gains and fees$0174
Additional Noninterest Income$444,0003,074
Total noninterest expense$6,877,0002,061
Salaries and employee benefits$3,931,0001,963
Premises and equipment expense$696,0002,407
Additional noninterest expense$2,250,0002,026
Pre-tax net operating income$11,549,000571
Securities gains (losses)$02,980
Applicable income taxes$4,325,000445
Income before extraordinary items$7,224,000705
Extraordinary gains, net$015
Net income$7,224,000702
Minority interest net income$081
Net income of bank and minority interests.$7,224,000703
Net charge-offs$164,0002,202
Cash dividends$5,026,000432
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,224,000689
2014-06-30 (YTD Data)Rank
Total interest income$12,429,0001,027
Total interest expense$1,009,0001,488
Net interest income$11,420,000973
Provision for loan and lease losses$110,0002,256
Total noninterest income$585,0002,872
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$300,0001,947
Trading account gains and fees$0172
Additional Noninterest Income$285,0003,110
Total noninterest expense$4,442,0002,121
Salaries and employee benefits$2,632,0001,965
Premises and equipment expense$463,0002,429
Additional noninterest expense$1,347,0002,209
Pre-tax net operating income$7,453,000575
Securities gains (losses)$02,580
Applicable income taxes$2,758,000457
Income before extraordinary items$4,695,000697
Extraordinary gains, net$020
Net income$4,695,000696
Minority interest net income$080
Net income of bank and minority interests.$4,695,000697
Net charge-offs$166,0001,752
Cash dividends$2,501,000533
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,695,000685
2014-03-31 (YTD Data)Rank
Total interest income$6,055,0001,060
Total interest expense$497,0001,535
Net interest income$5,558,0001,001
Provision for loan and lease losses$5,0003,593
Total noninterest income$286,0002,875
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$146,0001,990
Trading account gains and fees$0147
Additional Noninterest Income$140,0003,070
Total noninterest expense$2,055,0002,282
Salaries and employee benefits$1,240,0002,092
Premises and equipment expense$232,0002,463
Additional noninterest expense$583,0002,551
Pre-tax net operating income$3,784,000547
Securities gains (losses)$01,715
Applicable income taxes$1,402,000445
Income before extraordinary items$2,382,000660
Extraordinary gains, net$016
Net income$2,382,000660
Minority interest net income$066
Net income of bank and minority interests.$2,382,000661
Net charge-offs$71,0001,596
Cash dividends$2,301,000297
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,382,000654
2013-12-31 (YTD Data)Rank
Total interest income$24,417,0001,036
Total interest expense$2,146,0001,598
Net interest income$22,271,000979
Provision for loan and lease losses$570,0001,699
Total noninterest income$1,298,0002,796
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$678,0001,876
Trading account gains and fees$0184
Additional Noninterest Income$620,0003,071
Total noninterest expense$8,636,0002,184
Salaries and employee benefits$4,968,0002,056
Premises and equipment expense$891,0002,495
Additional noninterest expense$2,777,0002,250
Pre-tax net operating income$14,363,000568
Securities gains (losses)$03,182
Applicable income taxes$5,009,000458
Income before extraordinary items$9,354,000685
Extraordinary gains, net$029
Net income$9,354,000686
Minority interest net income$090
Net income of bank and minority interests.$9,354,000685
Net charge-offs$197,0003,028
Cash dividends$2,568,000983
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,354,000658
2013-09-30 (YTD Data)Rank
Total interest income$18,225,0001,053
Total interest expense$1,638,0001,611
Net interest income$16,587,000992
Provision for loan and lease losses$331,0001,967
Total noninterest income$994,0002,831
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$516,0001,865
Trading account gains and fees$0180
Additional Noninterest Income$478,0003,084
Total noninterest expense$6,240,0002,272
Salaries and employee benefits$3,538,0002,160
Premises and equipment expense$659,0002,544
Additional noninterest expense$2,043,0002,266
Pre-tax net operating income$11,010,000556
Securities gains (losses)$03,040
Applicable income taxes$3,945,000454
Income before extraordinary items$7,065,000693
Extraordinary gains, net$025
Net income$7,065,000694
Minority interest net income$084
Net income of bank and minority interests.$7,065,000695
Net charge-offs$193,0002,610
Cash dividends$2,468,000740
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,065,000670
2013-06-30 (YTD Data)Rank
Total interest income$11,957,0001,060
Total interest expense$1,111,0001,605
Net interest income$10,846,000997
Provision for loan and lease losses$272,0001,780
Total noninterest income$676,0002,825
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$331,0001,892
Trading account gains and fees$0157
Additional Noninterest Income$345,0003,007
Total noninterest expense$4,036,0002,331
Salaries and employee benefits$2,418,0002,124
Premises and equipment expense$439,0002,544
Additional noninterest expense$1,179,0002,581
Pre-tax net operating income$7,214,000561
Securities gains (losses)$02,791
Applicable income taxes$2,677,000445
Income before extraordinary items$4,537,000707
Extraordinary gains, net$022
Net income$4,537,000709
Minority interest net income$082
Net income of bank and minority interests.$4,537,000709
Net charge-offs$202,0002,091
Cash dividends$2,468,000528
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,537,000681
2013-03-31 (YTD Data)Rank
Total interest income$5,899,0001,084
Total interest expense$569,0001,617
Net interest income$5,330,0001,018
Provision for loan and lease losses$7,0004,113
Total noninterest income$338,0002,835
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$147,0002,066
Trading account gains and fees$0148
Additional Noninterest Income$191,0002,844
Total noninterest expense$1,976,0002,393
Salaries and employee benefits$1,156,0002,229
Premises and equipment expense$217,0002,600
Additional noninterest expense$603,0002,535
Pre-tax net operating income$3,685,000557
Securities gains (losses)$01,966
Applicable income taxes$1,378,000447
Income before extraordinary items$2,307,000685
Extraordinary gains, net$010
Net income$2,307,000685
Minority interest net income$076
Net income of bank and minority interests.$2,307,000686
Net charge-offs$-25,0006,515
Cash dividends$1,818,000336
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,307,000658
2012-12-31 (YTD Data)Rank
Total interest income$24,250,0001,109
Total interest expense$2,548,0001,718
Net interest income$21,702,0001,015
Provision for loan and lease losses$900,0001,884
Total noninterest income$1,303,0002,829
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$706,0001,884
Trading account gains and fees$0166
Additional Noninterest Income$597,0003,106
Total noninterest expense$8,275,0002,279
Salaries and employee benefits$4,682,0002,129
Premises and equipment expense$780,0002,799
Additional noninterest expense$2,813,0002,306
Pre-tax net operating income$13,830,000555
Securities gains (losses)$45,0002,789
Applicable income taxes$5,072,000431
Income before extraordinary items$8,803,000684
Extraordinary gains, net$029
Net income$8,803,000684
Minority interest net income$093
Net income of bank and minority interests.$8,803,000684
Net charge-offs$775,0002,093
Cash dividends$2,317,0001,083
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,774,200662
2012-09-30 (YTD Data)Rank
Total interest income$18,186,0001,126
Total interest expense$1,957,0001,756
Net interest income$16,229,0001,021
Provision for loan and lease losses$811,0001,688
Total noninterest income$944,0002,892
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$538,0001,875
Trading account gains and fees$0157
Additional Noninterest Income$406,0003,245
Total noninterest expense$6,006,0002,363
Salaries and employee benefits$3,342,0002,226
Premises and equipment expense$561,0002,914
Additional noninterest expense$2,103,0002,308
Pre-tax net operating income$10,356,000566
Securities gains (losses)$45,0002,497
Applicable income taxes$3,866,000440
Income before extraordinary items$6,535,000708
Extraordinary gains, net$020
Net income$6,535,000708
Minority interest net income$086
Net income of bank and minority interests.$6,535,000709
Net charge-offs$691,0001,825
Cash dividends$2,317,000687
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,506,200687
2012-06-30 (YTD Data)Rank
Total interest income$11,896,0001,151
Total interest expense$1,335,0001,772
Net interest income$10,561,0001,053
Provision for loan and lease losses$157,0003,299
Total noninterest income$617,0002,886
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$350,0001,904
Trading account gains and fees$0153
Additional Noninterest Income$267,0003,242
Total noninterest expense$3,974,0002,378
Salaries and employee benefits$2,298,0002,167
Premises and equipment expense$366,0002,972
Additional noninterest expense$1,310,0002,474
Pre-tax net operating income$7,047,000554
Securities gains (losses)$45,0002,110
Applicable income taxes$2,654,000432
Income before extraordinary items$4,438,000689
Extraordinary gains, net$019
Net income$4,438,000688
Minority interest net income$084
Net income of bank and minority interests.$4,438,000689
Net charge-offs$48,0004,072
Cash dividends$2,317,000455
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,409,200664
2012-03-31 (YTD Data)Rank
Total interest income$5,840,0001,184
Total interest expense$686,0001,784
Net interest income$5,154,0001,079
Provision for loan and lease losses$56,0003,589
Total noninterest income$307,0002,917
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$161,0002,017
Trading account gains and fees$0148
Additional Noninterest Income$146,0003,105
Total noninterest expense$1,853,0002,542
Salaries and employee benefits$1,101,0002,259
Premises and equipment expense$185,0002,956
Additional noninterest expense$567,0002,789
Pre-tax net operating income$3,552,000550
Securities gains (losses)$41,0001,315
Applicable income taxes$1,300,000433
Income before extraordinary items$2,293,000667
Extraordinary gains, net$019
Net income$2,293,000668
Minority interest net income$078
Net income of bank and minority interests.$2,293,000668
Net charge-offs$51,0003,006
Cash dividends$1,718,000302
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,266,760650
2011-12-31 (YTD Data)Rank
Total interest income$24,068,0001,187
Total interest expense$3,578,0001,668
Net interest income$20,490,0001,085
Provision for loan and lease losses$615,0003,125
Total noninterest income$1,201,0002,795
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$672,0002,054
Trading account gains and fees$0146
Additional Noninterest Income$529,0003,035
Total noninterest expense$8,245,0002,303
Salaries and employee benefits$4,523,0002,141
Premises and equipment expense$749,0003,051
Additional noninterest expense$2,973,0002,223
Pre-tax net operating income$12,831,000506
Securities gains (losses)$03,838
Applicable income taxes$4,777,000426
Income before extraordinary items$8,054,000637
Extraordinary gains, net$029
Net income$8,054,000635
Minority interest net income$096
Net income of bank and minority interests.$8,054,000637
Net charge-offs$139,0004,668
Cash dividends$4,411,000479
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,054,000614
2011-09-30 (YTD Data)Rank
Total interest income$18,149,0001,195
Total interest expense$2,806,0001,673
Net interest income$15,343,0001,097
Provision for loan and lease losses$288,0003,674
Total noninterest income$892,0002,807
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$500,0002,077
Trading account gains and fees$0145
Additional Noninterest Income$392,0003,073
Total noninterest expense$6,179,0002,317
Salaries and employee benefits$3,268,0002,218
Premises and equipment expense$571,0003,038
Additional noninterest expense$2,340,0002,140
Pre-tax net operating income$9,768,000506
Securities gains (losses)$03,555
Applicable income taxes$3,688,000413
Income before extraordinary items$6,080,000660
Extraordinary gains, net$021
Net income$6,080,000660
Minority interest net income$087
Net income of bank and minority interests.$6,080,000660
Net charge-offs$-34,0007,196
Cash dividends$4,261,000338
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,080,000633
2011-06-30 (YTD Data)Rank
Total interest income$11,945,0001,219
Total interest expense$1,916,0001,701
Net interest income$10,029,0001,115
Provision for loan and lease losses$103,0004,348
Total noninterest income$559,0002,919
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$318,0002,134
Trading account gains and fees$0153
Additional Noninterest Income$241,0003,205
Total noninterest expense$4,163,0002,315
Salaries and employee benefits$2,120,0002,280
Premises and equipment expense$375,0003,092
Additional noninterest expense$1,668,0002,045
Pre-tax net operating income$6,322,000521
Securities gains (losses)$02,914
Applicable income taxes$2,366,000411
Income before extraordinary items$3,956,000658
Extraordinary gains, net$015
Net income$3,956,000656
Minority interest net income$089
Net income of bank and minority interests.$3,956,000658
Net charge-offs$-60,0007,329
Cash dividends$1,588,000531
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,956,000636
2011-03-31 (YTD Data)Rank
Total interest income$5,863,0001,244
Total interest expense$983,0001,716
Net interest income$4,880,0001,146
Provision for loan and lease losses$3,0005,694
Total noninterest income$264,0003,054
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$157,0002,133
Trading account gains and fees$0158
Additional Noninterest Income$107,0003,447
Total noninterest expense$2,166,0002,222
Salaries and employee benefits$1,075,0002,276
Premises and equipment expense$201,0002,978
Additional noninterest expense$890,0001,898
Pre-tax net operating income$2,975,000559
Securities gains (losses)$01,772
Applicable income taxes$1,095,000420
Income before extraordinary items$1,880,000697
Extraordinary gains, net$09
Net income$1,880,000697
Minority interest net income$086
Net income of bank and minority interests.$1,880,000697
Net charge-offs$-31,0007,280
Cash dividends$1,488,000287
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,880,000679
2010-12-31 (YTD Data)Rank
Total interest income$23,495,0001,312
Total interest expense$4,683,0001,744
Net interest income$18,812,0001,195
Provision for loan and lease losses$898,0003,234
Total noninterest income$1,447,0002,577
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$765,0001,908
Trading account gains and fees$0175
Additional Noninterest Income$682,0002,727
Total noninterest expense$7,884,0002,451
Salaries and employee benefits$4,392,0002,203
Premises and equipment expense$709,0003,264
Additional noninterest expense$2,783,0002,433
Pre-tax net operating income$11,477,000475
Securities gains (losses)$169,0001,727
Applicable income taxes$4,130,000427
Income before extraordinary items$7,516,000594
Extraordinary gains, net$029
Net income$7,516,000592
Minority interest net income$0111
Net income of bank and minority interests.$7,516,000594
Net charge-offs$52,0005,888
Cash dividends$3,806,000440
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,406,150578
2010-09-30 (YTD Data)Rank
Total interest income$17,596,0001,331
Total interest expense$3,440,0001,831
Net interest income$14,156,0001,198
Provision for loan and lease losses$437,0003,775
Total noninterest income$1,041,0002,654
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$551,0002,024
Trading account gains and fees$0165
Additional Noninterest Income$490,0002,786
Total noninterest expense$5,747,0002,524
Salaries and employee benefits$3,162,0002,299
Premises and equipment expense$522,0003,353
Additional noninterest expense$2,063,0002,418
Pre-tax net operating income$9,013,000471
Securities gains (losses)$135,0001,684
Applicable income taxes$3,471,000384
Income before extraordinary items$5,677,000610
Extraordinary gains, net$023
Net income$5,677,000608
Minority interest net income$0110
Net income of bank and minority interests.$5,677,000610
Net charge-offs$28,0005,863
Cash dividends$3,706,000300
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,590,600593
2010-06-30 (YTD Data)Rank
Total interest income$11,464,0001,380
Total interest expense$2,277,0001,910
Net interest income$9,187,0001,238
Provision for loan and lease losses$230,0004,028
Total noninterest income$680,0002,633
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$349,0002,106
Trading account gains and fees$0152
Additional Noninterest Income$331,0002,697
Total noninterest expense$3,754,0002,584
Salaries and employee benefits$2,070,0002,357
Premises and equipment expense$354,0003,337
Additional noninterest expense$1,330,0002,486
Pre-tax net operating income$5,883,000466
Securities gains (losses)$112,0001,337
Applicable income taxes$2,236,000371
Income before extraordinary items$3,759,000590
Extraordinary gains, net$019
Net income$3,759,000591
Minority interest net income$0105
Net income of bank and minority interests.$3,759,000591
Net charge-offs$29,0005,288
Cash dividends$1,556,000437
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,687,320581
2010-03-31 (YTD Data)Rank
Total interest income$5,615,0001,442
Total interest expense$1,143,0002,006
Net interest income$4,472,0001,290
Provision for loan and lease losses$28,0005,529
Total noninterest income$297,0002,885
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$163,0002,204
Trading account gains and fees$0175
Additional Noninterest Income$134,0003,024
Total noninterest expense$2,035,0002,411
Salaries and employee benefits$1,094,0002,254
Premises and equipment expense$172,0003,508
Additional noninterest expense$769,0002,209
Pre-tax net operating income$2,706,000502
Securities gains (losses)$02,284
Applicable income taxes$957,000398
Income before extraordinary items$1,749,000639
Extraordinary gains, net$016
Net income$1,749,000642
Minority interest net income$091
Net income of bank and minority interests.$1,749,000643
Net charge-offs$6,0005,069
Cash dividends$1,382,000255
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,749,000623
2009-12-31 (YTD Data)Rank
Total interest income$22,764,0001,510
Total interest expense$5,649,0002,021
Net interest income$17,115,0001,306
Provision for loan and lease losses$1,521,0002,878
Total noninterest income$1,318,0002,790
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$847,0001,955
Trading account gains and fees$0211
Additional Noninterest Income$471,0003,310
Total noninterest expense$7,085,0002,767
Salaries and employee benefits$3,916,0002,497
Premises and equipment expense$707,0003,432
Additional noninterest expense$2,462,0002,780
Pre-tax net operating income$9,827,000437
Securities gains (losses)$370,0001,065
Applicable income taxes$3,654,000339
Income before extraordinary items$6,543,000525
Extraordinary gains, net$034
Net income$6,543,000524
Minority interest net income$0115
Net income of bank and minority interests.$6,543,000526
Net charge-offs$560,0003,646
Cash dividends$230,0003,510
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,306,200548
2009-09-30 (YTD Data)Rank
Total interest income$16,968,0001,543
Total interest expense$4,347,0002,062
Net interest income$12,621,0001,322
Provision for loan and lease losses$1,339,0002,373
Total noninterest income$985,0002,847
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$665,0001,886
Trading account gains and fees$0212
Additional Noninterest Income$320,0003,518
Total noninterest expense$5,290,0002,784
Salaries and employee benefits$2,916,0002,532
Premises and equipment expense$520,0003,523
Additional noninterest expense$1,854,0002,729
Pre-tax net operating income$6,977,000488
Securities gains (losses)$366,000862
Applicable income taxes$2,907,000336
Income before extraordinary items$4,436,000612
Extraordinary gains, net$027
Net income$4,436,000612
Minority interest net income$0118
Net income of bank and minority interests.$4,436,000614
Net charge-offs$389,0003,377
Cash dividends$230,0002,930
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,201,760633
2009-06-30 (YTD Data)Rank
Total interest income$11,057,0001,603
Total interest expense$3,073,0002,053
Net interest income$7,984,0001,392
Provision for loan and lease losses$853,0002,261
Total noninterest income$619,0002,980
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$425,0001,927
Trading account gains and fees$0193
Additional Noninterest Income$194,0003,692
Total noninterest expense$3,391,0002,897
Salaries and employee benefits$1,894,0002,624
Premises and equipment expense$335,0003,636
Additional noninterest expense$1,162,0002,910
Pre-tax net operating income$4,359,000505
Securities gains (losses)$101,0001,487
Applicable income taxes$1,840,000361
Income before extraordinary items$2,620,000697
Extraordinary gains, net$021
Net income$2,620,000695
Minority interest net income$0112
Net income of bank and minority interests.$2,620,000698
Net charge-offs$164,0003,670
Cash dividends$230,0002,529
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,555,360702
2009-03-31 (YTD Data)Rank
Total interest income$5,457,0001,647
Total interest expense$1,677,0001,974
Net interest income$3,780,0001,471
Provision for loan and lease losses$202,0002,832
Total noninterest income$318,0002,909
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$194,0002,017
Trading account gains and fees$0171
Additional Noninterest Income$124,0003,295
Total noninterest expense$1,611,0002,944
Salaries and employee benefits$996,0002,556
Premises and equipment expense$160,0003,797
Additional noninterest expense$455,0003,247
Pre-tax net operating income$2,285,000517
Securities gains (losses)$47,0001,331
Applicable income taxes$872,000398
Income before extraordinary items$1,460,000707
Extraordinary gains, net$015
Net income$1,460,000706
Minority interest net income$0102
Net income of bank and minority interests.$1,460,000709
Net charge-offs$71,0003,222
Cash dividends$150,0001,916
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,429,920677
2008-12-31 (YTD Data)Rank
Total interest income$23,052,0001,673
Total interest expense$8,069,0001,960
Net interest income$14,983,0001,495
Provision for loan and lease losses$553,0003,657
Total noninterest income$1,094,0003,228
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$775,0002,182
Trading account gains and fees$0154
Additional Noninterest Income$319,0003,999
Total noninterest expense$6,006,0003,070
Salaries and employee benefits$3,602,0002,758
Premises and equipment expense$615,0003,862
Additional noninterest expense$1,789,0003,155
Pre-tax net operating income$9,518,000574
Securities gains (losses)$245,000631
Applicable income taxes$3,507,000414
Income before extraordinary items$6,256,000642
Extraordinary gains, net$039
Net income$6,256,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0004,784
Cash dividends$3,060,000898
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,099,200715
2008-09-30 (YTD Data)Rank
Total interest income$17,449,0001,701
Total interest expense$6,164,0002,010
Net interest income$11,285,0001,497
Provision for loan and lease losses$413,0003,025
Total noninterest income$841,0003,238
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$563,0002,242
Trading account gains and fees$0148
Additional Noninterest Income$278,0003,811
Total noninterest expense$4,535,0003,028
Salaries and employee benefits$2,786,0002,705
Premises and equipment expense$476,0003,769
Additional noninterest expense$1,273,0003,216
Pre-tax net operating income$7,178,000696
Securities gains (losses)$145,000764
Applicable income taxes$2,696,000506
Income before extraordinary items$4,627,000787
Extraordinary gains, net$031
Net income$4,627,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,115
Cash dividends$1,845,0001,110
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,534,200858
2008-06-30 (YTD Data)Rank
Total interest income$11,504,0001,740
Total interest expense$4,137,0002,070
Net interest income$7,367,0001,521
Provision for loan and lease losses$150,0003,592
Total noninterest income$552,0003,303
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$353,0002,338
Trading account gains and fees$0149
Additional Noninterest Income$199,0003,776
Total noninterest expense$2,957,0003,101
Salaries and employee benefits$1,809,0002,798
Premises and equipment expense$316,0003,808
Additional noninterest expense$832,0003,247
Pre-tax net operating income$4,812,000726
Securities gains (losses)$145,000754
Applicable income taxes$1,781,000563
Income before extraordinary items$3,176,000855
Extraordinary gains, net$021
Net income$3,176,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,520
Cash dividends$1,345,0001,098
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,083,200864
2008-03-31 (YTD Data)Rank
Total interest income$5,741,0001,788
Total interest expense$2,129,0002,134
Net interest income$3,612,0001,541
Provision for loan and lease losses$32,0004,306
Total noninterest income$283,0003,253
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$178,0002,282
Trading account gains and fees$0158
Additional Noninterest Income$105,0003,679
Total noninterest expense$1,509,0003,041
Salaries and employee benefits$961,0002,673
Premises and equipment expense$155,0003,877
Additional noninterest expense$393,0003,362
Pre-tax net operating income$2,354,000816
Securities gains (losses)$145,000549
Applicable income taxes$892,000634
Income before extraordinary items$1,607,000935
Extraordinary gains, net$015
Net income$1,607,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,100
Cash dividends$175,0002,457
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,514,200952
2007-12-31 (YTD Data)Rank
Total interest income$23,464,0001,812
Total interest expense$9,948,0001,955
Net interest income$13,516,0001,673
Provision for loan and lease losses$181,0004,018
Total noninterest income$1,231,0003,092
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$929,0001,883
Trading account gains and fees$0178
Additional Noninterest Income$302,0004,227
Total noninterest expense$5,607,0003,142
Salaries and employee benefits$3,276,0003,007
Premises and equipment expense$651,0003,626
Additional noninterest expense$1,680,0003,118
Pre-tax net operating income$8,959,000952
Securities gains (losses)$4,0001,644
Applicable income taxes$3,231,000755
Income before extraordinary items$5,732,0001,123
Extraordinary gains, net$039
Net income$5,732,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,898
Cash dividends$2,686,0001,300
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,729,4401,115
2007-09-30 (YTD Data)Rank
Total interest income$17,568,0001,818
Total interest expense$7,520,0001,947
Net interest income$10,048,0001,693
Provision for loan and lease losses$168,0003,328
Total noninterest income$918,0003,084
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$690,0001,885
Trading account gains and fees$0184
Additional Noninterest Income$228,0004,247
Total noninterest expense$4,374,0003,023
Salaries and employee benefits$2,623,0002,788
Premises and equipment expense$483,0003,635
Additional noninterest expense$1,268,0003,041
Pre-tax net operating income$6,424,0001,078
Securities gains (losses)$-8,0007,721
Applicable income taxes$2,344,000845
Income before extraordinary items$4,072,0001,266
Extraordinary gains, net$033
Net income$4,072,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,046
Cash dividends$2,386,0001,065
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,077,1201,251
2007-06-30 (YTD Data)Rank
Total interest income$11,364,0001,887
Total interest expense$4,833,0002,006
Net interest income$6,531,0001,755
Provision for loan and lease losses$32,0004,837
Total noninterest income$653,0002,968
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$503,0001,742
Trading account gains and fees$0168
Additional Noninterest Income$150,0004,307
Total noninterest expense$2,866,0003,083
Salaries and employee benefits$1,708,0002,887
Premises and equipment expense$312,0003,745
Additional noninterest expense$846,0003,046
Pre-tax net operating income$4,286,0001,112
Securities gains (losses)$-27,0008,189
Applicable income taxes$1,546,000898
Income before extraordinary items$2,713,0001,319
Extraordinary gains, net$029
Net income$2,713,0001,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,059
Cash dividends$2,186,000814
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,730,2801,292
2007-03-31 (YTD Data)Rank
Total interest income$5,530,0001,924
Total interest expense$2,326,0002,052
Net interest income$3,204,0001,794
Provision for loan and lease losses$10,0005,012
Total noninterest income$310,0003,047
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$230,0001,838
Trading account gains and fees$0195
Additional Noninterest Income$80,0004,208
Total noninterest expense$1,429,0003,098
Salaries and employee benefits$893,0002,804
Premises and equipment expense$152,0003,834
Additional noninterest expense$384,0003,279
Pre-tax net operating income$2,075,0001,128
Securities gains (losses)$-27,0008,408
Applicable income taxes$745,000930
Income before extraordinary items$1,303,0001,349
Extraordinary gains, net$022
Net income$1,303,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$250,0002,166
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,320,2801,319
2006-12-31 (YTD Data)Rank
Total interest income$21,168,0001,895
Total interest expense$8,072,0002,027
Net interest income$13,096,0001,757
Provision for loan and lease losses$211,0003,426
Total noninterest income$1,369,0002,876
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$904,0001,911
Trading account gains and fees$0130
Additional Noninterest Income$465,0003,465
Total noninterest expense$5,623,0003,029
Salaries and employee benefits$3,366,0002,825
Premises and equipment expense$663,0003,482
Additional noninterest expense$1,594,0003,133
Pre-tax net operating income$8,631,0001,146
Securities gains (losses)$6,0001,217
Applicable income taxes$3,141,000903
Income before extraordinary items$5,496,0001,327
Extraordinary gains, net$051
Net income$5,496,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,270
Cash dividends$6,250,000580
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,492,1601,316
2006-09-30 (YTD Data)Rank
Total interest income$15,606,0001,914
Total interest expense$5,763,0002,065
Net interest income$9,843,0001,765
Provision for loan and lease losses$181,0003,035
Total noninterest income$949,0003,038
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$610,0002,092
Trading account gains and fees$0126
Additional Noninterest Income$339,0003,505
Total noninterest expense$4,270,0002,996
Salaries and employee benefits$2,663,0002,710
Premises and equipment expense$478,0003,595
Additional noninterest expense$1,129,0003,279
Pre-tax net operating income$6,341,0001,210
Securities gains (losses)$01,388
Applicable income taxes$2,400,000936
Income before extraordinary items$3,941,0001,430
Extraordinary gains, net$045
Net income$3,941,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,896
Cash dividends$6,050,000438
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,941,0001,414
2006-06-30 (YTD Data)Rank
Total interest income$10,004,0001,943
Total interest expense$3,496,0002,134
Net interest income$6,508,0001,790
Provision for loan and lease losses$73,0003,858
Total noninterest income$586,0003,173
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$350,0002,347
Trading account gains and fees$0126
Additional Noninterest Income$236,0003,430
Total noninterest expense$2,828,0003,030
Salaries and employee benefits$1,741,0002,751
Premises and equipment expense$340,0003,401
Additional noninterest expense$747,0003,306
Pre-tax net operating income$4,193,0001,201
Securities gains (losses)$01,185
Applicable income taxes$1,578,000947
Income before extraordinary items$2,615,0001,432
Extraordinary gains, net$039
Net income$2,615,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,487
Cash dividends$300,0003,088
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,615,0001,421
2006-03-31 (YTD Data)Rank
Total interest income$4,848,0001,962
Total interest expense$1,563,0002,253
Net interest income$3,285,0001,752
Provision for loan and lease losses$58,0002,966
Total noninterest income$290,0003,157
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$158,0002,487
Trading account gains and fees$0115
Additional Noninterest Income$132,0003,209
Total noninterest expense$1,476,0002,919
Salaries and employee benefits$902,0002,678
Premises and equipment expense$162,0003,559
Additional noninterest expense$412,0003,040
Pre-tax net operating income$2,041,0001,212
Securities gains (losses)$0955
Applicable income taxes$739,0001,002
Income before extraordinary items$1,302,0001,408
Extraordinary gains, net$021
Net income$1,302,0001,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,463
Cash dividends$150,0002,701
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,302,0001,386
2005-12-31 (YTD Data)Rank
Total interest income$18,303,0001,841
Total interest expense$5,351,0002,075
Net interest income$12,952,0001,694
Provision for loan and lease losses$285,0002,944
Total noninterest income$1,344,0002,884
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$925,0001,854
Trading account gains and fees$0138
Additional Noninterest Income$419,0003,696
Total noninterest expense$5,560,0002,952
Salaries and employee benefits$3,195,0002,808
Premises and equipment expense$683,0003,303
Additional noninterest expense$1,682,0002,944
Pre-tax net operating income$8,451,0001,141
Securities gains (losses)$10,0001,476
Applicable income taxes$3,126,000931
Income before extraordinary items$5,335,0001,343
Extraordinary gains, net$046
Net income$5,335,0001,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,191
Cash dividends$2,469,0001,236
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,328,6001,328
2005-09-30 (YTD Data)Rank
Total interest income$13,366,0001,839
Total interest expense$3,813,0002,065
Net interest income$9,553,0001,704
Provision for loan and lease losses$262,0002,452
Total noninterest income$1,080,0002,756
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$736,0001,750
Trading account gains and fees$0126
Additional Noninterest Income$344,0003,556
Total noninterest expense$4,278,0002,843
Salaries and employee benefits$2,571,0002,596
Premises and equipment expense$506,0003,332
Additional noninterest expense$1,201,0003,037
Pre-tax net operating income$6,093,0001,175
Securities gains (losses)$139,000562
Applicable income taxes$2,392,000940
Income before extraordinary items$3,840,0001,395
Extraordinary gains, net$035
Net income$3,840,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,415
Cash dividends$2,219,000970
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,751,0401,402
2005-06-30 (YTD Data)Rank
Total interest income$8,527,0001,871
Total interest expense$2,291,0002,147
Net interest income$6,236,0001,721
Provision for loan and lease losses$134,0002,865
Total noninterest income$708,0002,747
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$473,0001,765
Trading account gains and fees$0116
Additional Noninterest Income$235,0003,473
Total noninterest expense$2,849,0002,836
Salaries and employee benefits$1,703,0002,606
Premises and equipment expense$334,0003,313
Additional noninterest expense$812,0002,984
Pre-tax net operating income$3,961,0001,182
Securities gains (losses)$137,000478
Applicable income taxes$1,578,000911
Income before extraordinary items$2,520,0001,386
Extraordinary gains, net$030
Net income$2,520,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,863
Cash dividends$2,218,000652
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,432,3201,411
2005-03-31 (YTD Data)Rank
Total interest income$4,044,0001,915
Total interest expense$1,041,0002,252
Net interest income$3,003,0001,779
Provision for loan and lease losses$19,0004,719
Total noninterest income$303,0003,034
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$195,0002,047
Trading account gains and fees$0115
Additional Noninterest Income$108,0003,584
Total noninterest expense$1,353,0002,986
Salaries and employee benefits$810,0002,746
Premises and equipment expense$158,0003,503
Additional noninterest expense$385,0003,123
Pre-tax net operating income$1,934,0001,181
Securities gains (losses)$137,000315
Applicable income taxes$778,000929
Income before extraordinary items$1,293,0001,338
Extraordinary gains, net$024
Net income$1,293,0001,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$719,000893
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,205,3201,385
2004-12-31 (YTD Data)Rank
Total interest income$15,489,0001,844
Total interest expense$3,659,0002,214
Net interest income$11,830,0001,711
Provision for loan and lease losses$337,0002,691
Total noninterest income$1,197,0003,135
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$797,0002,152
Trading account gains and fees$0138
Additional Noninterest Income$400,0003,717
Total noninterest expense$5,681,0002,788
Salaries and employee benefits$3,318,0002,600
Premises and equipment expense$727,0003,036
Additional noninterest expense$1,636,0002,915
Pre-tax net operating income$7,009,0001,237
Securities gains (losses)$242,000737
Applicable income taxes$2,599,0001,013
Income before extraordinary items$4,652,0001,383
Extraordinary gains, net$034
Net income$4,652,0001,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,373
Cash dividends$1,067,0002,208
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,497,1201,390
2004-09-30 (YTD Data)Rank
Total interest income$11,411,0001,860
Total interest expense$2,647,0002,235
Net interest income$8,764,0001,719
Provision for loan and lease losses$314,0002,203
Total noninterest income$901,0003,143
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$579,0002,224
Trading account gains and fees$0134
Additional Noninterest Income$322,0003,605
Total noninterest expense$4,173,0002,814
Salaries and employee benefits$2,466,0002,603
Premises and equipment expense$542,0003,038
Additional noninterest expense$1,165,0003,022
Pre-tax net operating income$5,178,0001,265
Securities gains (losses)$43,0001,778
Applicable income taxes$1,857,0001,083
Income before extraordinary items$3,364,0001,466
Extraordinary gains, net$026
Net income$3,364,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,771
Cash dividends$967,0001,766
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,336,4801,430
2004-06-30 (YTD Data)Rank
Total interest income$7,274,0001,924
Total interest expense$1,708,0002,283
Net interest income$5,566,0001,787
Provision for loan and lease losses$198,0002,237
Total noninterest income$631,0003,056
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$359,0002,341
Trading account gains and fees$0130
Additional Noninterest Income$272,0003,155
Total noninterest expense$2,795,0002,798
Salaries and employee benefits$1,658,0002,595
Premises and equipment expense$367,0003,008
Additional noninterest expense$770,0003,043
Pre-tax net operating income$3,204,0001,334
Securities gains (losses)$34,0001,708
Applicable income taxes$1,177,0001,127
Income before extraordinary items$2,061,0001,562
Extraordinary gains, net$021
Net income$2,061,0001,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,927
Cash dividends$856,0001,457
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,039,2401,519
2004-03-31 (YTD Data)Rank
Total interest income$3,568,0001,969
Total interest expense$841,0002,338
Net interest income$2,727,0001,822
Provision for loan and lease losses$64,0002,864
Total noninterest income$323,0002,958
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$164,0002,483
Trading account gains and fees$0121
Additional Noninterest Income$159,0002,839
Total noninterest expense$1,370,0002,859
Salaries and employee benefits$781,0002,751
Premises and equipment expense$180,0003,079
Additional noninterest expense$409,0002,854
Pre-tax net operating income$1,616,0001,303
Securities gains (losses)$34,0001,420
Applicable income taxes$622,0001,089
Income before extraordinary items$1,028,0001,556
Extraordinary gains, net$016
Net income$1,028,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,990
Cash dividends$144,0002,556
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,006,2401,500
2003-12-31 (YTD Data)Rank
Total interest income$14,200,0001,998
Total interest expense$3,655,0002,418
Net interest income$10,545,0001,856
Provision for loan and lease losses$589,0001,914
Total noninterest income$1,404,0002,982
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$778,0002,161
Trading account gains and fees$0160
Additional Noninterest Income$626,0003,171
Total noninterest expense$5,424,0002,850
Salaries and employee benefits$3,176,0002,647
Premises and equipment expense$665,0003,221
Additional noninterest expense$1,583,0002,926
Pre-tax net operating income$5,936,0001,392
Securities gains (losses)$273,0001,113
Applicable income taxes$2,114,0001,236
Income before extraordinary items$4,095,0001,531
Extraordinary gains, net$054
Net income$4,095,0001,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,936
Cash dividends$290,0004,445
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,914,8201,521
2003-09-30 (YTD Data)Rank
Total interest income$10,484,0002,065
Total interest expense$2,763,0002,480
Net interest income$7,721,0001,907
Provision for loan and lease losses$371,0002,146
Total noninterest income$1,064,0003,005
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$573,0002,215
Trading account gains and fees$0153
Additional Noninterest Income$491,0003,174
Total noninterest expense$4,031,0002,882
Salaries and employee benefits$2,340,0002,694
Premises and equipment expense$500,0003,221
Additional noninterest expense$1,191,0002,897
Pre-tax net operating income$4,383,0001,464
Securities gains (losses)$273,0001,024
Applicable income taxes$1,734,0001,186
Income before extraordinary items$2,922,0001,645
Extraordinary gains, net$040
Net income$2,922,0001,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,556
Cash dividends$90,0004,818
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,747,2801,656
2003-06-30 (YTD Data)Rank
Total interest income$6,810,0002,134
Total interest expense$1,841,0002,551
Net interest income$4,969,0001,963
Provision for loan and lease losses$214,0002,388
Total noninterest income$726,0002,936
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$360,0002,287
Trading account gains and fees$0150
Additional Noninterest Income$366,0002,942
Total noninterest expense$2,746,0002,819
Salaries and employee benefits$1,570,0002,674
Premises and equipment expense$340,0003,159
Additional noninterest expense$836,0002,777
Pre-tax net operating income$2,735,0001,539
Securities gains (losses)$273,000858
Applicable income taxes$1,127,0001,240
Income before extraordinary items$1,881,0001,724
Extraordinary gains, net$030
Net income$1,881,0001,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,496
Cash dividends$90,0004,379
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,706,2801,768
2003-03-31 (YTD Data)Rank
Total interest income$3,303,0002,229
Total interest expense$941,0002,568
Net interest income$2,362,0002,072
Provision for loan and lease losses$56,0003,519
Total noninterest income$340,0002,963
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$168,0002,355
Trading account gains and fees$0134
Additional Noninterest Income$172,0002,971
Total noninterest expense$1,342,0002,855
Salaries and employee benefits$723,0002,868
Premises and equipment expense$196,0002,805
Additional noninterest expense$423,0002,719
Pre-tax net operating income$1,304,0001,616
Securities gains (losses)$168,000724
Applicable income taxes$516,0001,341
Income before extraordinary items$956,0001,681
Extraordinary gains, net$021
Net income$956,0001,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,164
Cash dividends$90,0003,049
Sale, conversion, retirement of capital stock, net$0419
Net operating income$846,8001,764
2002-12-31 (YTD Data)Rank
Total interest income$13,459,0002,288
Total interest expense$4,426,0002,514
Net interest income$9,033,0002,150
Provision for loan and lease losses$351,0003,121
Total noninterest income$1,179,0003,110
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$653,0002,397
Trading account gains and fees$0153
Additional Noninterest Income$526,0003,196
Total noninterest expense$5,051,0002,897
Salaries and employee benefits$2,883,0002,733
Premises and equipment expense$667,0003,126
Additional noninterest expense$1,501,0002,960
Pre-tax net operating income$4,810,0001,691
Securities gains (losses)$59,0002,258
Applicable income taxes$1,657,0001,513
Income before extraordinary items$3,212,0001,861
Extraordinary gains, net$070
Net income$3,212,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,848
Cash dividends$1,097,0002,085
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,173,0601,835
2001-12-31 (YTD Data)Rank
Total interest income$14,782,0002,321
Total interest expense$6,873,0002,325
Net interest income$7,909,0002,269
Provision for loan and lease losses$312,0003,116
Total noninterest income$1,021,0003,294
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$509,0002,806
Trading account gains and fees$0177
Additional Noninterest Income$512,0003,087
Total noninterest expense$4,873,0002,888
Salaries and employee benefits$2,813,0002,663
Premises and equipment expense$644,0003,172
Additional noninterest expense$1,416,0003,025
Pre-tax net operating income$3,745,0001,875
Securities gains (losses)$196,0001,206
Applicable income taxes$1,356,0001,646
Income before extraordinary items$2,585,0002,020
Extraordinary gains, net$0105
Net income$2,585,0002,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,309
Cash dividends$2,117,0001,257
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,455,6402,052
2000-12-31 (YTD Data)Rank
Total interest income$14,001,0002,475
Total interest expense$6,744,0002,494
Net interest income$7,257,0002,445
Provision for loan and lease losses$288,0002,953
Total noninterest income$933,0003,301
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$536,0002,525
Trading account gains and fees$0180
Additional Noninterest Income$397,0003,359
Total noninterest expense$4,414,0003,048
Salaries and employee benefits$2,418,0002,924
Premises and equipment expense$628,0003,139
Additional noninterest expense$1,368,0003,043
Pre-tax net operating income$3,488,0002,090
Securities gains (losses)$01,956
Applicable income taxes$1,126,0001,924
Income before extraordinary items$2,362,0002,193
Extraordinary gains, net$038
Net income$2,362,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,352
Cash dividends$1,067,0002,159
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,362,0002,198
1999-12-31 (YTD Data)Rank
Total interest income$11,894,0002,718
Total interest expense$5,437,0002,697
Net interest income$6,457,0002,723
Provision for loan and lease losses$174,0003,923
Total noninterest income$1,098,0002,890
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$503,0002,624
Trading account gains and fees$0173
Additional Noninterest Income$595,0002,644
Total noninterest expense$3,619,0003,617
Salaries and employee benefits$2,031,0003,397
Premises and equipment expense$554,0003,475
Additional noninterest expense$1,034,0003,914
Pre-tax net operating income$3,762,0001,953
Securities gains (losses)$6,0002,044
Applicable income taxes$1,506,0001,601
Income before extraordinary items$2,262,0002,300
Extraordinary gains, net$035
Net income$2,262,0002,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,002
Cash dividends$2,529,0001,116
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,258,1602,283
1998-12-31 (YTD Data)Rank
Total interest income$11,631,0002,779
Total interest expense$5,462,0002,763
Net interest income$6,169,0002,781
Provision for loan and lease losses$312,0002,513
Total noninterest income$799,0003,632
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$429,0002,942
Trading account gains and fees$0224
Additional Noninterest Income$370,0003,589
Total noninterest expense$3,346,0003,747
Salaries and employee benefits$1,875,0003,536
Premises and equipment expense$562,0003,371
Additional noninterest expense$909,0004,260
Pre-tax net operating income$3,310,0002,176
Securities gains (losses)$19,0002,467
Applicable income taxes$974,0002,357
Income before extraordinary items$2,355,0002,214
Extraordinary gains, net$032
Net income$2,355,0002,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,443
Cash dividends$348,0004,281
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,341,5102,154
1997-12-31 (YTD Data)Rank
Total interest income$6,388,0004,829
Total interest expense$3,087,0004,585
Net interest income$3,301,0004,936
Provision for loan and lease losses$221,0003,229
Total noninterest income$615,0004,343
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$338,0003,726
Trading account gains and feesNANA
Additional Noninterest Income$277,0004,108
Total noninterest expense$1,566,0006,623
Salaries and employee benefits$903,0006,269
Premises and equipment expense$180,0007,193
Additional noninterest expense$483,0006,647
Pre-tax net operating income$2,129,0003,341
Securities gains (losses)$03,944
Applicable income taxes$708,0003,208
Income before extraordinary items$1,421,0003,515
Extraordinary gains, net$044
Net income$1,421,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,810
Cash dividends$68,0006,947
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,421,0003,442
1996-12-31 (YTD Data)Rank
Total interest income$5,236,0005,737
Total interest expense$2,484,0005,547
Net interest income$2,752,0005,796
Provision for loan and lease losses$47,0006,760
Total noninterest income$519,0005,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0004,897
Trading account gains and feesNANA
Additional Noninterest Income$274,0004,293
Total noninterest expense$1,174,0008,062
Salaries and employee benefits$712,0007,451
Premises and equipment expense$137,0008,364
Additional noninterest expense$325,0008,619
Pre-tax net operating income$2,050,0003,367
Securities gains (losses)$04,148
Applicable income taxes$850,0002,698
Income before extraordinary items$1,200,0003,876
Extraordinary gains, net$053
Net income$1,200,0003,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$225,0005,172
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,200,0003,830
1995-12-31 (YTD Data)Rank
Total interest income$4,128,0006,851
Total interest expense$1,717,0007,097
Net interest income$2,411,0006,461
Provision for loan and lease losses$142,0003,759
Total noninterest income$437,0005,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0005,202
Trading account gains and feesNANA
Additional Noninterest Income$208,0005,016
Total noninterest expense$1,143,0008,415
Salaries and employee benefits$652,0008,050
Premises and equipment expense$137,0008,597
Additional noninterest expense$354,0008,662
Pre-tax net operating income$1,563,0004,305
Securities gains (losses)$03,831
Applicable income taxes$605,0003,636
Income before extraordinary items$958,0004,761
Extraordinary gains, net$065
Net income$958,0004,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$220,0005,246
Sale, conversion, retirement of capital stock, net$0809
Net operating income$958,0004,749
1994-12-31 (YTD Data)Rank
Total interest income$3,074,0007,929
Total interest expense$1,210,0007,860
Net interest income$1,864,0007,885
Provision for loan and lease losses$70,0005,310
Total noninterest income$405,0006,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$207,0005,730
Trading account gains and feesNANA
Additional Noninterest Income$198,0005,306
Total noninterest expense$1,022,0009,265
Salaries and employee benefits$556,0008,917
Premises and equipment expense$122,0009,334
Additional noninterest expense$344,0009,422
Pre-tax net operating income$1,177,0005,308
Securities gains (losses)$03,600
Applicable income taxes$464,0004,287
Income before extraordinary items$713,0005,835
Extraordinary gains, net$0249
Net income$713,0005,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$213,0005,301
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$713,0005,900
1993-12-31 (YTD Data)Rank
Total interest income$2,568,0009,063
Total interest expense$1,003,0009,097
Net interest income$1,565,0008,908
Provision for loan and lease losses$43,0007,841
Total noninterest income$381,0006,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0005,437
Trading account gains and feesNANA
Additional Noninterest Income$152,0006,523
Total noninterest expense$908,00010,162
Salaries and employee benefits$503,0009,638
Premises and equipment expense$124,0009,663
Additional noninterest expense$281,00010,673
Pre-tax net operating income$995,0005,900
Securities gains (losses)$07,477
Applicable income taxes$384,0005,152
Income before extraordinary items$611,0006,700
Extraordinary gains, net$03,149
Net income$611,0006,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$50,0007,918
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$611,0006,448
1992-12-31 (YTD Data)Rank
Total interest income$2,238,00010,403
Total interest expense$1,022,00010,303
Net interest income$1,216,00010,275
Provision for loan and lease losses$15,00010,851
Total noninterest income$297,0007,769
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0006,287
Trading account gains and feesNANA
Additional Noninterest Income$112,0007,695
Total noninterest expense$836,00010,824
Salaries and employee benefits$418,00010,655
Premises and equipment expense$124,0009,888
Additional noninterest expense$294,00010,909
Pre-tax net operating income$662,0007,309
Securities gains (losses)$08,369
Applicable income taxes$253,0006,602
Income before extraordinary items$409,0008,124
Extraordinary gains, net$01,422
Net income$409,0008,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0009,428
Cash dividends$204,0004,945
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$409,0007,771

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.