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Incommons Bank, N.A., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,043,000	2,484
Total interest expense	$4,563,000	2,136
Net interest income	$8,480,000	2,592
Provision for loan and lease losses	$331,000	1,586
Total noninterest income	$2,003,000	2,009
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$791,000	1,199
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,212,000	2,093
Total noninterest expense	$7,650,000	2,414
Salaries and employee benefits	$3,869,000	2,573
Premises and equipment expense	$913,000	2,129
Additional noninterest expense	$1,212,000	2,093
Pre-tax net operating income	$2,502,000	2,703
Securities gains (losses)	$0	988
Applicable income taxes	$400,000	2,050
Income before extraordinary items	$2,102,000	2,728
Extraordinary gains, net	$0	54
Net income	$2,102,000	2,756
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,102,000	2,730
Net charge-offs	$125,000	1,373
Cash dividends	$875,000	2,303
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,102,000	2,757
2023-09-30 (YTD Data)		Rank
Total interest income	$9,397,000	2,504
Total interest expense	$3,227,000	2,083
Net interest income	$6,170,000	2,676
Provision for loan and lease losses	$206,000	1,629
Total noninterest income	$1,532,000	1,985
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$606,000	1,172
Trading account gains and fees	NA	NA
Additional Noninterest Income	$926,000	2,072
Total noninterest expense	$5,799,000	2,376
Salaries and employee benefits	$2,958,000	2,533
Premises and equipment expense	$683,000	2,138
Additional noninterest expense	$926,000	2,072
Pre-tax net operating income	$1,697,000	2,883
Securities gains (losses)	$0	849
Applicable income taxes	$265,000	2,187
Income before extraordinary items	$1,432,000	2,892
Extraordinary gains, net	$0	52
Net income	$1,432,000	2,922
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,432,000	2,893
Net charge-offs	$78,000	1,295
Cash dividends	$475,000	2,289
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,432,000	2,918
2023-06-30 (YTD Data)		Rank
Total interest income	$6,023,000	2,529
Total interest expense	$2,004,000	2,029
Net interest income	$4,019,000	2,733
Provision for loan and lease losses	$197,000	1,360
Total noninterest income	$988,000	1,961
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$413,000	1,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$575,000	2,058
Total noninterest expense	$3,864,000	2,374
Salaries and employee benefits	$2,026,000	2,490
Premises and equipment expense	$427,000	2,218
Additional noninterest expense	$575,000	2,055
Pre-tax net operating income	$946,000	3,105
Securities gains (losses)	$0	938
Applicable income taxes	$132,000	2,396
Income before extraordinary items	$814,000	3,101
Extraordinary gains, net	$0	51
Net income	$814,000	3,134
Minority interest net income	$0	81
Net income of bank and minority interests.	$814,000	3,100
Net charge-offs	$36,000	1,300
Cash dividends	$175,000	2,584
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$814,000	3,114
2023-03-31 (YTD Data)		Rank
Total interest income	$2,837,000	2,597
Total interest expense	$862,000	2,014
Net interest income	$1,975,000	2,759
Provision for loan and lease losses	$175,000	955
Total noninterest income	$502,000	1,945
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$218,000	1,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	2,062
Total noninterest expense	$2,066,000	2,297
Salaries and employee benefits	$1,125,000	2,367
Premises and equipment expense	$198,000	2,365
Additional noninterest expense	$284,000	2,062
Pre-tax net operating income	$236,000	3,795
Securities gains (losses)	$0	950
Applicable income taxes	$14,000	3,070
Income before extraordinary items	$222,000	3,735
Extraordinary gains, net	$0	4
Net income	$222,000	3,734
Minority interest net income	$0	48
Net income of bank and minority interests.	$222,000	3,735
Net charge-offs	$16,000	1,193
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$222,000	3,760
2022-12-31 (YTD Data)		Rank
Total interest income	$9,513,000	2,587
Total interest expense	$1,083,000	2,310
Net interest income	$8,430,000	2,605
Provision for loan and lease losses	$85,000	2,326
Total noninterest income	$1,953,000	2,062
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$810,000	1,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,143,000	2,194
Total noninterest expense	$7,572,000	2,382
Salaries and employee benefits	$3,669,000	2,636
Premises and equipment expense	$985,000	2,022
Additional noninterest expense	$1,143,000	2,194
Pre-tax net operating income	$2,726,000	2,765
Securities gains (losses)	$0	691
Applicable income taxes	$414,000	2,174
Income before extraordinary items	$2,312,000	2,776
Extraordinary gains, net	$0	5
Net income	$2,312,000	2,773
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,312,000	2,775
Net charge-offs	$104,000	1,205
Cash dividends	$250,000	3,053
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,312,000	2,803
2022-09-30 (YTD Data)		Rank
Total interest income	$6,961,000	2,574
Total interest expense	$602,000	2,404
Net interest income	$6,359,000	2,573
Provision for loan and lease losses	$69,000	2,115
Total noninterest income	$1,455,000	2,098
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$592,000	1,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$863,000	2,224
Total noninterest expense	$5,751,000	2,358
Salaries and employee benefits	$2,798,000	2,606
Premises and equipment expense	$714,000	2,076
Additional noninterest expense	$863,000	2,224
Pre-tax net operating income	$1,994,000	2,781
Securities gains (losses)	$0	740
Applicable income taxes	$298,000	2,218
Income before extraordinary items	$1,696,000	2,782
Extraordinary gains, net	$0	4
Net income	$1,696,000	2,780
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,696,000	2,781
Net charge-offs	$76,000	1,040
Cash dividends	$250,000	2,612
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,696,000	2,813
2022-06-30 (YTD Data)		Rank
Total interest income	$4,545,000	2,569
Total interest expense	$308,000	2,620
Net interest income	$4,237,000	2,546
Provision for loan and lease losses	$40,000	1,997
Total noninterest income	$949,000	2,124
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$374,000	1,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$575,000	2,244
Total noninterest expense	$3,678,000	2,415
Salaries and employee benefits	$1,714,000	2,732
Premises and equipment expense	$463,000	2,106
Additional noninterest expense	$1,501,000	2,009
Pre-tax net operating income	$1,468,000	2,590
Securities gains (losses)	$0	687
Applicable income taxes	$226,000	2,025
Income before extraordinary items	$1,242,000	2,581
Extraordinary gains, net	$0	4
Net income	$1,242,000	2,581
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,242,000	2,581
Net charge-offs	$58,000	901
Cash dividends	$250,000	2,345
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,242,000	2,619
2022-03-31 (YTD Data)		Rank
Total interest income	$2,233,000	2,560
Total interest expense	$130,000	2,834
Net interest income	$2,103,000	2,516
Provision for loan and lease losses	$17,000	1,832
Total noninterest income	$461,000	2,140
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$185,000	1,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$276,000	2,270
Total noninterest expense	$1,904,000	2,358
Salaries and employee benefits	$866,000	2,712
Premises and equipment expense	$267,000	1,974
Additional noninterest expense	$771,000	1,930
Pre-tax net operating income	$643,000	2,643
Securities gains (losses)	$0	623
Applicable income taxes	$93,000	2,107
Income before extraordinary items	$550,000	2,651
Extraordinary gains, net	$0	4
Net income	$550,000	2,648
Minority interest net income	$0	50
Net income of bank and minority interests.	$550,000	2,651
Net charge-offs	$32,000	818
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$550,000	2,669
2021-12-31 (YTD Data)		Rank
Total interest income	$10,023,000	2,464
Total interest expense	$526,000	3,101
Net interest income	$9,497,000	2,403
Provision for loan and lease losses	$205,000	1,716
Total noninterest income	$2,077,000	2,179
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$652,000	1,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,425,000	2,272
Total noninterest expense	$7,261,000	2,422
Salaries and employee benefits	$3,465,000	2,720
Premises and equipment expense	$774,000	2,361
Additional noninterest expense	$3,022,000	1,968
Pre-tax net operating income	$4,108,000	2,288
Securities gains (losses)	$0	2,062
Applicable income taxes	$694,000	1,875
Income before extraordinary items	$3,414,000	2,392
Extraordinary gains, net	$0	10
Net income	$3,414,000	2,392
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,414,000	2,393
Net charge-offs	$71,000	1,496
Cash dividends	$2,900,000	1,212
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,414,000	2,358
2021-09-30 (YTD Data)		Rank
Total interest income	$7,473,000	2,519
Total interest expense	$396,000	3,198
Net interest income	$7,077,000	2,450
Provision for loan and lease losses	$27,000	2,599
Total noninterest income	$1,611,000	2,198
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$460,000	1,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,151,000	2,227
Total noninterest expense	$5,408,000	2,442
Salaries and employee benefits	$2,578,000	2,754
Premises and equipment expense	$576,000	2,400
Additional noninterest expense	$2,254,000	1,979
Pre-tax net operating income	$3,253,000	2,325
Securities gains (losses)	$0	2,015
Applicable income taxes	$553,000	1,908
Income before extraordinary items	$2,700,000	2,409
Extraordinary gains, net	$0	8
Net income	$2,700,000	2,409
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,700,000	2,409
Net charge-offs	$116,000	1,019
Cash dividends	$2,900,000	895
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,700,000	2,377
2021-06-30 (YTD Data)		Rank
Total interest income	$4,501,000	2,680
Total interest expense	$263,000	3,268
Net interest income	$4,238,000	2,603
Provision for loan and lease losses	$9,000	2,721
Total noninterest income	$1,143,000	2,090
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$287,000	1,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$856,000	2,086
Total noninterest expense	$3,522,000	2,483
Salaries and employee benefits	$1,664,000	2,791
Premises and equipment expense	$370,000	2,435
Additional noninterest expense	$1,488,000	1,980
Pre-tax net operating income	$1,850,000	2,503
Securities gains (losses)	$0	1,818
Applicable income taxes	$297,000	2,030
Income before extraordinary items	$1,553,000	2,570
Extraordinary gains, net	$0	6
Net income	$1,553,000	2,569
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,553,000	2,570
Net charge-offs	$91,000	945
Cash dividends	$900,000	1,466
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,553,000	2,539
2021-03-31 (YTD Data)		Rank
Total interest income	$2,166,000	2,728
Total interest expense	$133,000	3,335
Net interest income	$2,033,000	2,647
Provision for loan and lease losses	$4,000	2,638
Total noninterest income	$406,000	2,463
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$149,000	1,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	2,597
Total noninterest expense	$1,717,000	2,501
Salaries and employee benefits	$789,000	2,867
Premises and equipment expense	$186,000	2,458
Additional noninterest expense	$742,000	1,949
Pre-tax net operating income	$718,000	2,806
Securities gains (losses)	$0	1,392
Applicable income taxes	$112,000	2,212
Income before extraordinary items	$606,000	2,894
Extraordinary gains, net	$0	3
Net income	$606,000	2,893
Minority interest net income	$0	55
Net income of bank and minority interests.	$606,000	2,894
Net charge-offs	$61,000	761
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$606,000	2,853
2020-12-31 (YTD Data)		Rank
Total interest income	$8,764,000	2,723
Total interest expense	$859,000	3,153
Net interest income	$7,905,000	2,631
Provision for loan and lease losses	$71,000	3,745
Total noninterest income	$1,624,000	2,342
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$668,000	1,294
Trading account gains and fees	NA	NA
Additional Noninterest Income	$956,000	2,528
Total noninterest expense	$7,025,000	2,450
Salaries and employee benefits	$3,258,000	2,802
Premises and equipment expense	$862,000	2,231
Additional noninterest expense	$2,905,000	1,959
Pre-tax net operating income	$2,433,000	2,704
Securities gains (losses)	$0	2,675
Applicable income taxes	$345,000	2,215
Income before extraordinary items	$2,088,000	2,782
Extraordinary gains, net	$0	4
Net income	$2,088,000	2,780
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,088,000	2,782
Net charge-offs	$54,000	2,360
Cash dividends	$1,075,000	2,125
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,088,000	2,733
2020-09-30 (YTD Data)		Rank
Total interest income	$6,584,000	2,732
Total interest expense	$705,000	3,125
Net interest income	$5,879,000	2,652
Provision for loan and lease losses	$45,000	3,752
Total noninterest income	$1,193,000	2,329
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$490,000	1,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$703,000	2,498
Total noninterest expense	$5,282,000	2,440
Salaries and employee benefits	$2,452,000	2,784
Premises and equipment expense	$639,000	2,246
Additional noninterest expense	$2,191,000	1,933
Pre-tax net operating income	$1,745,000	2,772
Securities gains (losses)	$0	2,494
Applicable income taxes	$241,000	2,252
Income before extraordinary items	$1,504,000	2,821
Extraordinary gains, net	$0	4
Net income	$1,504,000	2,820
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,504,000	2,821
Net charge-offs	$22,000	2,453
Cash dividends	$400,000	2,501
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,504,000	2,776
2020-06-30 (YTD Data)		Rank
Total interest income	$4,428,000	2,753
Total interest expense	$532,000	3,053
Net interest income	$3,896,000	2,674
Provision for loan and lease losses	$105,000	2,917
Total noninterest income	$759,000	2,336
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$316,000	1,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	2,489
Total noninterest expense	$3,485,000	2,454
Salaries and employee benefits	$1,642,000	2,790
Premises and equipment expense	$402,000	2,325
Additional noninterest expense	$1,441,000	1,943
Pre-tax net operating income	$1,065,000	2,852
Securities gains (losses)	$0	2,249
Applicable income taxes	$152,000	2,267
Income before extraordinary items	$913,000	2,923
Extraordinary gains, net	$0	4
Net income	$913,000	2,922
Minority interest net income	$0	65
Net income of bank and minority interests.	$913,000	2,923
Net charge-offs	$82,000	1,459
Cash dividends	$400,000	2,160
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$913,000	2,883
2020-03-31 (YTD Data)		Rank
Total interest income	$2,191,000	2,777
Total interest expense	$324,000	2,905
Net interest income	$1,867,000	2,713
Provision for loan and lease losses	$32,000	2,802
Total noninterest income	$407,000	2,163
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$193,000	1,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	2,358
Total noninterest expense	$1,780,000	2,438
Salaries and employee benefits	$856,000	2,726
Premises and equipment expense	$193,000	2,393
Additional noninterest expense	$731,000	1,966
Pre-tax net operating income	$462,000	2,880
Securities gains (losses)	$0	1,705
Applicable income taxes	$53,000	2,361
Income before extraordinary items	$409,000	2,886
Extraordinary gains, net	$0	4
Net income	$409,000	2,887
Minority interest net income	$0	56
Net income of bank and minority interests.	$409,000	2,887
Net charge-offs	$13,000	1,768
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$409,000	2,875
2019-12-31 (YTD Data)		Rank
Total interest income	$8,475,000	2,866
Total interest expense	$1,554,000	2,701
Net interest income	$6,921,000	2,864
Provision for loan and lease losses	$264,000	2,090
Total noninterest income	$1,713,000	2,147
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$869,000	1,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$844,000	2,449
Total noninterest expense	$6,916,000	2,470
Salaries and employee benefits	$3,199,000	2,813
Premises and equipment expense	$936,000	2,124
Additional noninterest expense	$2,781,000	2,046
Pre-tax net operating income	$1,454,000	3,437
Securities gains (losses)	$5,000	2,084
Applicable income taxes	$147,000	2,818
Income before extraordinary items	$1,312,000	3,442
Extraordinary gains, net	$0	11
Net income	$1,312,000	3,443
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,312,000	3,443
Net charge-offs	$83,000	2,328
Cash dividends	$700,000	2,692
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,307,500	3,414
2019-09-30 (YTD Data)		Rank
Total interest income	$6,310,000	2,918
Total interest expense	$1,193,000	2,697
Net interest income	$5,117,000	2,926
Provision for loan and lease losses	$126,000	2,426
Total noninterest income	$1,303,000	2,129
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$643,000	1,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$660,000	2,385
Total noninterest expense	$5,144,000	2,497
Salaries and employee benefits	$2,349,000	2,862
Premises and equipment expense	$698,000	2,145
Additional noninterest expense	$2,097,000	2,043
Pre-tax net operating income	$1,150,000	3,454
Securities gains (losses)	$5,000	1,837
Applicable income taxes	$126,000	2,814
Income before extraordinary items	$1,029,000	3,449
Extraordinary gains, net	$0	11
Net income	$1,029,000	3,449
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,029,000	3,449
Net charge-offs	$60,000	2,106
Cash dividends	$350,000	2,796
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,024,550	3,433
2019-06-30 (YTD Data)		Rank
Total interest income	$4,119,000	2,959
Total interest expense	$776,000	2,708
Net interest income	$3,343,000	2,970
Provision for loan and lease losses	$74,000	2,463
Total noninterest income	$848,000	2,142
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$416,000	1,282
Trading account gains and fees	NA	NA
Additional Noninterest Income	$432,000	2,375
Total noninterest expense	$3,372,000	2,539
Salaries and employee benefits	$1,547,000	2,910
Premises and equipment expense	$454,000	2,187
Additional noninterest expense	$1,371,000	2,084
Pre-tax net operating income	$745,000	3,483
Securities gains (losses)	$0	1,702
Applicable income taxes	$79,000	2,831
Income before extraordinary items	$666,000	3,501
Extraordinary gains, net	$0	11
Net income	$666,000	3,500
Minority interest net income	$0	69
Net income of bank and minority interests.	$666,000	3,500
Net charge-offs	$37,000	2,040
Cash dividends	$350,000	2,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$666,000	3,480
2019-03-31 (YTD Data)		Rank
Total interest income	$2,017,000	3,007
Total interest expense	$396,000	2,656
Net interest income	$1,621,000	3,039
Provision for loan and lease losses	$40,000	2,260
Total noninterest income	$416,000	2,128
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$207,000	1,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	2,361
Total noninterest expense	$1,683,000	2,556
Salaries and employee benefits	$792,000	2,876
Premises and equipment expense	$221,000	2,259
Additional noninterest expense	$670,000	2,102
Pre-tax net operating income	$314,000	3,712
Securities gains (losses)	$0	1,087
Applicable income taxes	$28,000	2,989
Income before extraordinary items	$286,000	3,695
Extraordinary gains, net	$0	5
Net income	$286,000	3,694
Minority interest net income	$0	52
Net income of bank and minority interests.	$286,000	3,694
Net charge-offs	$24,000	1,615
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$286,000	3,685
2018-12-31 (YTD Data)		Rank
Total interest income	$7,854,000	2,967
Total interest expense	$1,154,000	2,729
Net interest income	$6,700,000	2,974
Provision for loan and lease losses	$145,000	2,678
Total noninterest income	$1,663,000	2,210
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$852,000	1,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$811,000	2,483
Total noninterest expense	$6,761,000	2,519
Salaries and employee benefits	$3,257,000	2,805
Premises and equipment expense	$855,000	2,268
Additional noninterest expense	$2,649,000	2,122
Pre-tax net operating income	$1,457,000	3,570
Securities gains (losses)	$0	1,125
Applicable income taxes	$151,000	2,850
Income before extraordinary items	$1,306,000	3,555
Extraordinary gains, net	$0	6
Net income	$1,306,000	3,552
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,306,000	3,554
Net charge-offs	$125,000	1,992
Cash dividends	$650,000	2,708
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,306,000	3,565
2018-09-30 (YTD Data)		Rank
Total interest income	$5,815,000	2,987
Total interest expense	$824,000	2,725
Net interest income	$4,991,000	3,005
Provision for loan and lease losses	$79,000	2,883
Total noninterest income	$1,234,000	2,247
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$629,000	1,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$605,000	2,507
Total noninterest expense	$5,067,000	2,530
Salaries and employee benefits	$2,462,000	2,807
Premises and equipment expense	$630,000	2,305
Additional noninterest expense	$1,975,000	2,139
Pre-tax net operating income	$1,079,000	3,657
Securities gains (losses)	$0	1,118
Applicable income taxes	$110,000	2,942
Income before extraordinary items	$969,000	3,618
Extraordinary gains, net	$0	5
Net income	$969,000	3,616
Minority interest net income	$0	66
Net income of bank and minority interests.	$969,000	3,617
Net charge-offs	$60,000	2,072
Cash dividends	$300,000	2,826
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$969,000	3,624
2018-06-30 (YTD Data)		Rank
Total interest income	$3,825,000	3,008
Total interest expense	$505,000	2,780
Net interest income	$3,320,000	3,013
Provision for loan and lease losses	$51,000	2,793
Total noninterest income	$824,000	2,239
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$413,000	1,342
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	2,488
Total noninterest expense	$3,322,000	2,573
Salaries and employee benefits	$1,643,000	2,823
Premises and equipment expense	$406,000	2,387
Additional noninterest expense	$1,273,000	2,194
Pre-tax net operating income	$771,000	3,537
Securities gains (losses)	$0	961
Applicable income taxes	$82,000	2,858
Income before extraordinary items	$689,000	3,525
Extraordinary gains, net	$0	6
Net income	$689,000	3,524
Minority interest net income	$0	65
Net income of bank and minority interests.	$689,000	3,524
Net charge-offs	$29,000	2,043
Cash dividends	$300,000	2,470
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$689,000	3,524
2018-03-31 (YTD Data)		Rank
Total interest income	$1,901,000	3,030
Total interest expense	$245,000	2,781
Net interest income	$1,656,000	3,030
Provision for loan and lease losses	$26,000	2,649
Total noninterest income	$406,000	2,239
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$211,000	1,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	2,520
Total noninterest expense	$1,577,000	2,690
Salaries and employee benefits	$760,000	2,980
Premises and equipment expense	$206,000	2,400
Additional noninterest expense	$611,000	2,246
Pre-tax net operating income	$459,000	3,237
Securities gains (losses)	$0	735
Applicable income taxes	$54,000	2,636
Income before extraordinary items	$405,000	3,233
Extraordinary gains, net	$0	7
Net income	$405,000	3,233
Minority interest net income	$0	52
Net income of bank and minority interests.	$405,000	3,233
Net charge-offs	$16,000	1,764
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$405,000	3,237
2017-12-31 (YTD Data)		Rank
Total interest income	$7,127,000	3,092
Total interest expense	$685,000	3,162
Net interest income	$6,442,000	3,045
Provision for loan and lease losses	$223,000	2,281
Total noninterest income	$1,637,000	2,286
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$832,000	1,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$805,000	2,557
Total noninterest expense	$6,245,000	2,699
Salaries and employee benefits	$2,794,000	3,128
Premises and equipment expense	$842,000	2,366
Additional noninterest expense	$2,609,000	2,188
Pre-tax net operating income	$1,611,000	3,432
Securities gains (losses)	$0	2,243
Applicable income taxes	$489,000	2,434
Income before extraordinary items	$1,122,000	3,569
Extraordinary gains, net	$0	9
Net income	$1,122,000	3,568
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,122,000	3,569
Net charge-offs	$171,000	1,961
Cash dividends	$540,000	2,879
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,122,000	3,553
2017-09-30 (YTD Data)		Rank
Total interest income	$5,286,000	3,131
Total interest expense	$481,000	3,283
Net interest income	$4,805,000	3,079
Provision for loan and lease losses	$115,000	2,540
Total noninterest income	$1,171,000	2,358
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$608,000	1,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$563,000	2,673
Total noninterest expense	$4,609,000	2,746
Salaries and employee benefits	$2,076,000	3,160
Premises and equipment expense	$625,000	2,395
Additional noninterest expense	$1,908,000	2,219
Pre-tax net operating income	$1,252,000	3,427
Securities gains (losses)	$0	2,274
Applicable income taxes	$285,000	2,516
Income before extraordinary items	$967,000	3,604
Extraordinary gains, net	$0	9
Net income	$967,000	3,604
Minority interest net income	$0	71
Net income of bank and minority interests.	$967,000	3,604
Net charge-offs	$57,000	2,367
Cash dividends	$540,000	2,323
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$967,000	3,579
2017-06-30 (YTD Data)		Rank
Total interest income	$3,492,000	3,145
Total interest expense	$299,000	3,374
Net interest income	$3,193,000	3,078
Provision for loan and lease losses	$89,000	2,381
Total noninterest income	$761,000	2,412
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$392,000	1,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$369,000	2,688
Total noninterest expense	$3,021,000	2,787
Salaries and employee benefits	$1,357,000	3,209
Premises and equipment expense	$415,000	2,410
Additional noninterest expense	$1,249,000	2,244
Pre-tax net operating income	$844,000	3,392
Securities gains (losses)	$0	1,906
Applicable income taxes	$200,000	2,474
Income before extraordinary items	$644,000	3,564
Extraordinary gains, net	$0	11
Net income	$644,000	3,563
Minority interest net income	$0	71
Net income of bank and minority interests.	$644,000	3,564
Net charge-offs	$37,000	2,210
Cash dividends	$240,000	2,699
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$644,000	3,536
2017-03-31 (YTD Data)		Rank
Total interest income	$1,723,000	3,173
Total interest expense	$139,000	3,478
Net interest income	$1,584,000	3,100
Provision for loan and lease losses	$59,000	1,989
Total noninterest income	$377,000	2,418
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$197,000	1,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	2,708
Total noninterest expense	$1,513,000	2,806
Salaries and employee benefits	$664,000	3,280
Premises and equipment expense	$221,000	2,346
Additional noninterest expense	$628,000	2,234
Pre-tax net operating income	$389,000	3,454
Securities gains (losses)	$0	1,153
Applicable income taxes	$90,000	2,508
Income before extraordinary items	$299,000	3,610
Extraordinary gains, net	$0	8
Net income	$299,000	3,609
Minority interest net income	$0	55
Net income of bank and minority interests.	$299,000	3,610
Net charge-offs	$22,000	1,835
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$299,000	3,590
2016-12-31 (YTD Data)		Rank
Total interest income	$6,565,000	3,242
Total interest expense	$474,000	3,736
Net interest income	$6,091,000	3,166
Provision for loan and lease losses	$262,000	2,135
Total noninterest income	$1,420,000	2,561
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$805,000	1,434
Trading account gains and fees	$0	170
Additional Noninterest Income	$615,000	2,991
Total noninterest expense	$6,299,000	2,765
Salaries and employee benefits	$3,072,000	2,983
Premises and equipment expense	$798,000	2,505
Additional noninterest expense	$2,429,000	2,366
Pre-tax net operating income	$950,000	4,137
Securities gains (losses)	$51,000	1,832
Applicable income taxes	$174,000	3,013
Income before extraordinary items	$827,000	4,148
Extraordinary gains, net	$0	5
Net income	$827,000	4,146
Minority interest net income	$0	82
Net income of bank and minority interests.	$827,000	4,147
Net charge-offs	$112,000	2,508
Cash dividends	$535,000	2,892
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$784,670	4,146
2016-09-30 (YTD Data)		Rank
Total interest income	$4,887,000	3,267
Total interest expense	$354,000	3,769
Net interest income	$4,533,000	3,191
Provision for loan and lease losses	$162,000	2,279
Total noninterest income	$1,045,000	2,583
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$584,000	1,471
Trading account gains and fees	$0	169
Additional Noninterest Income	$461,000	3,005
Total noninterest expense	$4,748,000	2,740
Salaries and employee benefits	$2,363,000	2,937
Premises and equipment expense	$592,000	2,529
Additional noninterest expense	$1,793,000	2,397
Pre-tax net operating income	$668,000	4,305
Securities gains (losses)	$51,000	1,756
Applicable income taxes	$119,000	3,123
Income before extraordinary items	$600,000	4,247
Extraordinary gains, net	$0	5
Net income	$600,000	4,246
Minority interest net income	$0	71
Net income of bank and minority interests.	$600,000	4,247
Net charge-offs	$75,000	2,297
Cash dividends	$185,000	3,193
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$557,670	4,290
2016-06-30 (YTD Data)		Rank
Total interest income	$3,188,000	3,339
Total interest expense	$230,000	3,835
Net interest income	$2,958,000	3,249
Provision for loan and lease losses	$102,000	2,271
Total noninterest income	$662,000	2,619
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$370,000	1,524
Trading account gains and fees	$0	157
Additional Noninterest Income	$292,000	3,060
Total noninterest expense	$3,156,000	2,749
Salaries and employee benefits	$1,580,000	2,951
Premises and equipment expense	$377,000	2,626
Additional noninterest expense	$1,199,000	2,402
Pre-tax net operating income	$362,000	4,561
Securities gains (losses)	$42,000	1,555
Applicable income taxes	$57,000	3,323
Income before extraordinary items	$347,000	4,459
Extraordinary gains, net	$0	16
Net income	$347,000	4,455
Minority interest net income	$0	71
Net income of bank and minority interests.	$347,000	4,457
Net charge-offs	$57,000	2,050
Cash dividends	$185,000	2,919
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$310,880	4,532
2016-03-31 (YTD Data)		Rank
Total interest income	$1,496,000	3,460
Total interest expense	$108,000	3,955
Net interest income	$1,388,000	3,381
Provision for loan and lease losses	$37,000	2,417
Total noninterest income	$331,000	2,605
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$179,000	1,564
Trading account gains and fees	$0	142
Additional Noninterest Income	$152,000	2,965
Total noninterest expense	$1,571,000	2,774
Salaries and employee benefits	$775,000	3,011
Premises and equipment expense	$201,000	2,538
Additional noninterest expense	$595,000	2,403
Pre-tax net operating income	$111,000	4,985
Securities gains (losses)	$0	2,077
Applicable income taxes	$-3,000	5,928
Income before extraordinary items	$114,000	4,895
Extraordinary gains, net	$0	12
Net income	$114,000	4,895
Minority interest net income	$0	62
Net income of bank and minority interests.	$114,000	4,895
Net charge-offs	$14,000	2,180
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$114,000	4,837
2015-12-31 (YTD Data)		Rank
Total interest income	$5,298,000	3,717
Total interest expense	$350,000	4,387
Net interest income	$4,948,000	3,607
Provision for loan and lease losses	$25,000	3,944
Total noninterest income	$1,185,000	2,811
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$693,000	1,662
Trading account gains and fees	$0	159
Additional Noninterest Income	$492,000	3,304
Total noninterest expense	$4,883,000	3,278
Salaries and employee benefits	$2,534,000	3,390
Premises and equipment expense	$591,000	3,141
Additional noninterest expense	$1,758,000	3,057
Pre-tax net operating income	$1,225,000	3,813
Securities gains (losses)	$0	3,216
Applicable income taxes	$270,000	2,748
Income before extraordinary items	$955,000	4,010
Extraordinary gains, net	$0	23
Net income	$955,000	4,010
Minority interest net income	$0	81
Net income of bank and minority interests.	$955,000	4,011
Net charge-offs	$45,000	3,329
Cash dividends	$335,000	3,310
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$955,000	3,955
2015-09-30 (YTD Data)		Rank
Total interest income	$3,997,000	3,736
Total interest expense	$260,000	4,451
Net interest income	$3,737,000	3,620
Provision for loan and lease losses	$16,000	3,896
Total noninterest income	$884,000	2,834
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$511,000	1,693
Trading account gains and fees	$0	153
Additional Noninterest Income	$373,000	3,317
Total noninterest expense	$3,485,000	3,413
Salaries and employee benefits	$1,832,000	3,472
Premises and equipment expense	$401,000	3,386
Additional noninterest expense	$1,252,000	3,183
Pre-tax net operating income	$1,120,000	3,568
Securities gains (losses)	$0	3,031
Applicable income taxes	$269,000	2,572
Income before extraordinary items	$851,000	3,776
Extraordinary gains, net	$0	21
Net income	$851,000	3,775
Minority interest net income	$0	78
Net income of bank and minority interests.	$851,000	3,776
Net charge-offs	$29,000	3,145
Cash dividends	$175,000	3,205
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$851,000	3,724
2015-06-30 (YTD Data)		Rank
Total interest income	$2,629,000	3,784
Total interest expense	$172,000	4,498
Net interest income	$2,457,000	3,668
Provision for loan and lease losses	$3,000	3,981
Total noninterest income	$586,000	2,851
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$335,000	1,695
Trading account gains and fees	$0	157
Additional Noninterest Income	$251,000	3,301
Total noninterest expense	$2,293,000	3,470
Salaries and employee benefits	$1,224,000	3,499
Premises and equipment expense	$270,000	3,377
Additional noninterest expense	$799,000	3,310
Pre-tax net operating income	$747,000	3,535
Securities gains (losses)	$0	2,636
Applicable income taxes	$182,000	2,562
Income before extraordinary items	$565,000	3,772
Extraordinary gains, net	$0	22
Net income	$565,000	3,774
Minority interest net income	$0	75
Net income of bank and minority interests.	$565,000	3,775
Net charge-offs	$18,000	3,008
Cash dividends	$175,000	2,879
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$565,000	3,715
2015-03-31 (YTD Data)		Rank
Total interest income	$1,278,000	3,863
Total interest expense	$84,000	4,586
Net interest income	$1,194,000	3,750
Provision for loan and lease losses	$0	3,703
Total noninterest income	$301,000	2,795
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$167,000	1,682
Trading account gains and fees	$0	152
Additional Noninterest Income	$134,000	3,187
Total noninterest expense	$1,155,000	3,477
Salaries and employee benefits	$629,000	3,464
Premises and equipment expense	$144,000	3,285
Additional noninterest expense	$382,000	3,386
Pre-tax net operating income	$340,000	3,678
Securities gains (losses)	$0	2,027
Applicable income taxes	$80,000	2,639
Income before extraordinary items	$260,000	3,888
Extraordinary gains, net	$0	13
Net income	$260,000	3,891
Minority interest net income	$0	64
Net income of bank and minority interests.	$260,000	3,892
Net charge-offs	$11,000	2,441
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$260,000	3,807
2014-12-31 (YTD Data)		Rank
Total interest income	$4,896,000	4,002
Total interest expense	$340,000	4,740
Net interest income	$4,556,000	3,887
Provision for loan and lease losses	$58,000	3,682
Total noninterest income	$1,177,000	2,866
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$688,000	1,769
Trading account gains and fees	$0	180
Additional Noninterest Income	$489,000	3,303
Total noninterest expense	$4,416,000	3,588
Salaries and employee benefits	$2,365,000	3,621
Premises and equipment expense	$569,000	3,349
Additional noninterest expense	$1,482,000	3,575
Pre-tax net operating income	$1,259,000	3,768
Securities gains (losses)	$0	3,259
Applicable income taxes	$292,000	2,661
Income before extraordinary items	$967,000	4,012
Extraordinary gains, net	$0	17
Net income	$967,000	4,011
Minority interest net income	$0	84
Net income of bank and minority interests.	$967,000	4,013
Net charge-offs	$4,000	4,772
Cash dividends	$775,000	2,352
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$967,000	3,953
2014-09-30 (YTD Data)		Rank
Total interest income	$3,665,000	4,048
Total interest expense	$258,000	4,794
Net interest income	$3,407,000	3,921
Provision for loan and lease losses	$37,000	3,627
Total noninterest income	$881,000	2,886
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$514,000	1,787
Trading account gains and fees	$0	174
Additional Noninterest Income	$367,000	3,328
Total noninterest expense	$3,318,000	3,604
Salaries and employee benefits	$1,752,000	3,656
Premises and equipment expense	$443,000	3,309
Additional noninterest expense	$1,123,000	3,572
Pre-tax net operating income	$933,000	3,870
Securities gains (losses)	$0	2,980
Applicable income taxes	$213,000	2,748
Income before extraordinary items	$720,000	4,082
Extraordinary gains, net	$0	15
Net income	$720,000	4,083
Minority interest net income	$0	81
Net income of bank and minority interests.	$720,000	4,083
Net charge-offs	$2,000	4,524
Cash dividends	$350,000	2,591
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$720,000	4,027
2014-06-30 (YTD Data)		Rank
Total interest income	$2,425,000	4,077
Total interest expense	$172,000	4,842
Net interest income	$2,253,000	3,945
Provision for loan and lease losses	$4,000	4,097
Total noninterest income	$586,000	2,867
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$340,000	1,782
Trading account gains and fees	$0	172
Additional Noninterest Income	$246,000	3,320
Total noninterest expense	$2,163,000	3,670
Salaries and employee benefits	$1,149,000	3,719
Premises and equipment expense	$280,000	3,457
Additional noninterest expense	$734,000	3,622
Pre-tax net operating income	$672,000	3,669
Securities gains (losses)	$0	2,580
Applicable income taxes	$159,000	2,637
Income before extraordinary items	$513,000	3,908
Extraordinary gains, net	$0	20
Net income	$513,000	3,914
Minority interest net income	$0	80
Net income of bank and minority interests.	$513,000	3,914
Net charge-offs	$-7,000	5,559
Cash dividends	$350,000	2,162
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$513,000	3,852
2014-03-31 (YTD Data)		Rank
Total interest income	$1,212,000	4,105
Total interest expense	$86,000	4,912
Net interest income	$1,126,000	3,956
Provision for loan and lease losses	$-3,000	6,379
Total noninterest income	$302,000	2,790
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$176,000	1,725
Trading account gains and fees	$0	147
Additional Noninterest Income	$126,000	3,228
Total noninterest expense	$1,080,000	3,710
Salaries and employee benefits	$588,000	3,686
Premises and equipment expense	$145,000	3,429
Additional noninterest expense	$347,000	3,749
Pre-tax net operating income	$351,000	3,541
Securities gains (losses)	$0	1,715
Applicable income taxes	$84,000	2,504
Income before extraordinary items	$267,000	3,745
Extraordinary gains, net	$0	16
Net income	$267,000	3,748
Minority interest net income	$0	66
Net income of bank and minority interests.	$267,000	3,748
Net charge-offs	$-12,000	5,829
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$267,000	3,696
2013-12-31 (YTD Data)		Rank
Total interest income	$4,982,000	4,079
Total interest expense	$389,000	4,966
Net interest income	$4,593,000	3,918
Provision for loan and lease losses	$27,000	4,600
Total noninterest income	$1,174,000	2,938
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$782,000	1,685
Trading account gains and fees	$0	184
Additional Noninterest Income	$392,000	3,696
Total noninterest expense	$4,480,000	3,653
Salaries and employee benefits	$2,379,000	3,665
Premises and equipment expense	$547,000	3,526
Additional noninterest expense	$1,554,000	3,567
Pre-tax net operating income	$1,260,000	3,687
Securities gains (losses)	$14,000	2,505
Applicable income taxes	$298,000	2,642
Income before extraordinary items	$976,000	3,945
Extraordinary gains, net	$0	29
Net income	$976,000	3,948
Minority interest net income	$0	90
Net income of bank and minority interests.	$976,000	3,949
Net charge-offs	$10,000	5,079
Cash dividends	$325,000	3,212
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$965,220	3,911
2013-09-30 (YTD Data)		Rank
Total interest income	$3,737,000	4,112
Total interest expense	$299,000	5,008
Net interest income	$3,438,000	3,942
Provision for loan and lease losses	$15,000	4,590
Total noninterest income	$898,000	2,959
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$592,000	1,660
Trading account gains and fees	$0	180
Additional Noninterest Income	$306,000	3,725
Total noninterest expense	$3,264,000	3,741
Salaries and employee benefits	$1,758,000	3,708
Premises and equipment expense	$389,000	3,683
Additional noninterest expense	$1,117,000	3,678
Pre-tax net operating income	$1,057,000	3,592
Securities gains (losses)	$14,000	2,364
Applicable income taxes	$262,000	2,547
Income before extraordinary items	$809,000	3,793
Extraordinary gains, net	$0	25
Net income	$809,000	3,796
Minority interest net income	$0	84
Net income of bank and minority interests.	$809,000	3,796
Net charge-offs	$3,000	5,003
Cash dividends	$125,000	3,212
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$798,360	3,749
2013-06-30 (YTD Data)		Rank
Total interest income	$2,464,000	4,161
Total interest expense	$204,000	5,029
Net interest income	$2,260,000	3,979
Provision for loan and lease losses	$10,000	4,495
Total noninterest income	$572,000	3,068
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$383,000	1,679
Trading account gains and fees	$0	157
Additional Noninterest Income	$189,000	3,881
Total noninterest expense	$2,149,000	3,786
Salaries and employee benefits	$1,142,000	3,796
Premises and equipment expense	$251,000	3,777
Additional noninterest expense	$756,000	3,638
Pre-tax net operating income	$673,000	3,640
Securities gains (losses)	$14,000	2,169
Applicable income taxes	$166,000	2,595
Income before extraordinary items	$521,000	3,856
Extraordinary gains, net	$0	22
Net income	$521,000	3,859
Minority interest net income	$0	82
Net income of bank and minority interests.	$521,000	3,860
Net charge-offs	$2,000	4,714
Cash dividends	$125,000	2,858
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$510,360	3,804
2013-03-31 (YTD Data)		Rank
Total interest income	$1,214,000	4,221
Total interest expense	$105,000	5,058
Net interest income	$1,109,000	4,038
Provision for loan and lease losses	$5,000	4,198
Total noninterest income	$308,000	2,971
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$183,000	1,722
Trading account gains and fees	$0	148
Additional Noninterest Income	$125,000	3,438
Total noninterest expense	$1,073,000	3,825
Salaries and employee benefits	$586,000	3,764
Premises and equipment expense	$125,000	3,806
Additional noninterest expense	$362,000	3,765
Pre-tax net operating income	$339,000	3,581
Securities gains (losses)	$0	1,966
Applicable income taxes	$81,000	2,595
Income before extraordinary items	$258,000	3,839
Extraordinary gains, net	$0	10
Net income	$258,000	3,838
Minority interest net income	$0	76
Net income of bank and minority interests.	$258,000	3,841
Net charge-offs	$-7,000	6,052
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$258,000	3,730
2012-12-31 (YTD Data)		Rank
Total interest income	$5,004,000	4,291
Total interest expense	$536,000	4,997
Net interest income	$4,468,000	4,115
Provision for loan and lease losses	$43,000	5,280
Total noninterest income	$1,250,000	2,892
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$779,000	1,733
Trading account gains and fees	$0	166
Additional Noninterest Income	$471,000	3,420
Total noninterest expense	$4,499,000	3,729
Salaries and employee benefits	$2,215,000	3,882
Premises and equipment expense	$562,000	3,541
Additional noninterest expense	$1,722,000	3,459
Pre-tax net operating income	$1,176,000	3,759
Securities gains (losses)	$40,000	2,851
Applicable income taxes	$276,000	2,736
Income before extraordinary items	$940,000	4,016
Extraordinary gains, net	$0	29
Net income	$940,000	4,016
Minority interest net income	$0	93
Net income of bank and minority interests.	$940,000	4,018
Net charge-offs	$128,000	4,200
Cash dividends	$1,300,000	1,641
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$909,200	3,897
2012-09-30 (YTD Data)		Rank
Total interest income	$3,773,000	4,352
Total interest expense	$413,000	5,066
Net interest income	$3,360,000	4,173
Provision for loan and lease losses	$15,000	5,485
Total noninterest income	$919,000	2,948
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$584,000	1,751
Trading account gains and fees	$0	157
Additional Noninterest Income	$335,000	3,534
Total noninterest expense	$3,427,000	3,732
Salaries and employee benefits	$1,671,000	3,863
Premises and equipment expense	$426,000	3,561
Additional noninterest expense	$1,330,000	3,399
Pre-tax net operating income	$837,000	3,957
Securities gains (losses)	$40,000	2,560
Applicable income taxes	$195,000	2,862
Income before extraordinary items	$682,000	4,149
Extraordinary gains, net	$0	20
Net income	$682,000	4,149
Minority interest net income	$0	86
Net income of bank and minority interests.	$682,000	4,149
Net charge-offs	$82,000	4,154
Cash dividends	$500,000	2,021
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$650,800	4,051
2012-06-30 (YTD Data)		Rank
Total interest income	$2,517,000	4,389
Total interest expense	$283,000	5,113
Net interest income	$2,234,000	4,187
Provision for loan and lease losses	$6,000	5,444
Total noninterest income	$626,000	2,863
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$380,000	1,785
Trading account gains and fees	$0	153
Additional Noninterest Income	$246,000	3,367
Total noninterest expense	$2,271,000	3,763
Salaries and employee benefits	$1,082,000	3,968
Premises and equipment expense	$295,000	3,471
Additional noninterest expense	$894,000	3,403
Pre-tax net operating income	$583,000	3,844
Securities gains (losses)	$14,000	2,626
Applicable income taxes	$137,000	2,793
Income before extraordinary items	$460,000	4,124
Extraordinary gains, net	$0	19
Net income	$460,000	4,128
Minority interest net income	$0	84
Net income of bank and minority interests.	$460,000	4,128
Net charge-offs	$59,000	3,882
Cash dividends	$500,000	1,580
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$449,220	3,983
2012-03-31 (YTD Data)		Rank
Total interest income	$1,257,000	4,444
Total interest expense	$142,000	5,198
Net interest income	$1,115,000	4,218
Provision for loan and lease losses	$3,000	5,118
Total noninterest income	$311,000	2,893
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$184,000	1,821
Trading account gains and fees	$0	148
Additional Noninterest Income	$127,000	3,319
Total noninterest expense	$1,116,000	3,826
Salaries and employee benefits	$547,000	3,972
Premises and equipment expense	$150,000	3,460
Additional noninterest expense	$419,000	3,529
Pre-tax net operating income	$307,000	3,800
Securities gains (losses)	$0	2,210
Applicable income taxes	$73,000	2,726
Income before extraordinary items	$234,000	4,104
Extraordinary gains, net	$0	19
Net income	$234,000	4,108
Minority interest net income	$0	78
Net income of bank and minority interests.	$234,000	4,108
Net charge-offs	$7,000	4,174
Cash dividends	$500,000	850
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$234,000	3,950
2011-12-31 (YTD Data)		Rank
Total interest income	$5,131,000	4,508
Total interest expense	$742,000	5,084
Net interest income	$4,389,000	4,277
Provision for loan and lease losses	$14,000	6,298
Total noninterest income	$1,122,000	2,926
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$863,000	1,676
Trading account gains and fees	$0	146
Additional Noninterest Income	$259,000	4,084
Total noninterest expense	$4,474,000	3,823
Salaries and employee benefits	$2,270,000	3,827
Premises and equipment expense	$691,000	3,233
Additional noninterest expense	$1,513,000	3,842
Pre-tax net operating income	$1,023,000	3,684
Securities gains (losses)	$40,000	2,721
Applicable income taxes	$235,000	2,751
Income before extraordinary items	$828,000	3,886
Extraordinary gains, net	$0	29
Net income	$828,000	3,891
Minority interest net income	$0	96
Net income of bank and minority interests.	$828,000	3,890
Net charge-offs	$38,000	5,621
Cash dividends	$270,000	3,094
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$796,800	3,829
2011-09-30 (YTD Data)		Rank
Total interest income	$3,892,000	4,517
Total interest expense	$575,000	5,131
Net interest income	$3,317,000	4,281
Provision for loan and lease losses	$15,000	6,089
Total noninterest income	$828,000	2,940
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$609,000	1,770
Trading account gains and fees	$0	145
Additional Noninterest Income	$219,000	3,968
Total noninterest expense	$3,365,000	3,824
Salaries and employee benefits	$1,699,000	3,836
Premises and equipment expense	$534,000	3,197
Additional noninterest expense	$1,132,000	3,841
Pre-tax net operating income	$765,000	3,803
Securities gains (losses)	$40,000	2,462
Applicable income taxes	$177,000	2,762
Income before extraordinary items	$628,000	3,949
Extraordinary gains, net	$0	21
Net income	$628,000	3,951
Minority interest net income	$0	87
Net income of bank and minority interests.	$628,000	3,951
Net charge-offs	$35,000	5,217
Cash dividends	$80,000	3,228
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$596,800	3,926
2011-06-30 (YTD Data)		Rank
Total interest income	$2,594,000	4,567
Total interest expense	$399,000	5,158
Net interest income	$2,195,000	4,312
Provision for loan and lease losses	$4,000	6,123
Total noninterest income	$557,000	2,929
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$402,000	1,762
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	3,890
Total noninterest expense	$2,220,000	3,891
Salaries and employee benefits	$1,125,000	3,885
Premises and equipment expense	$307,000	3,594
Additional noninterest expense	$788,000	3,789
Pre-tax net operating income	$528,000	3,702
Securities gains (losses)	$0	2,914
Applicable income taxes	$113,000	2,767
Income before extraordinary items	$415,000	3,915
Extraordinary gains, net	$0	15
Net income	$415,000	3,916
Minority interest net income	$0	89
Net income of bank and minority interests.	$415,000	3,917
Net charge-offs	$33,000	4,776
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$415,000	3,808
2011-03-31 (YTD Data)		Rank
Total interest income	$1,301,000	4,564
Total interest expense	$212,000	5,120
Net interest income	$1,089,000	4,323
Provision for loan and lease losses	$3,000	5,694
Total noninterest income	$283,000	2,922
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$193,000	1,793
Trading account gains and fees	$0	158
Additional Noninterest Income	$90,000	3,734
Total noninterest expense	$1,122,000	3,880
Salaries and employee benefits	$570,000	3,871
Premises and equipment expense	$160,000	3,534
Additional noninterest expense	$392,000	3,785
Pre-tax net operating income	$247,000	3,856
Securities gains (losses)	$0	1,772
Applicable income taxes	$44,000	2,925
Income before extraordinary items	$203,000	3,961
Extraordinary gains, net	$0	9
Net income	$203,000	3,960
Minority interest net income	$0	86
Net income of bank and minority interests.	$203,000	3,961
Net charge-offs	$12,000	4,307
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$203,000	3,906
2010-12-31 (YTD Data)		Rank
Total interest income	$5,285,000	4,664
Total interest expense	$1,231,000	4,750
Net interest income	$4,054,000	4,557
Provision for loan and lease losses	$170,000	5,521
Total noninterest income	$1,068,000	3,127
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$816,000	1,789
Trading account gains and fees	$0	175
Additional Noninterest Income	$252,000	4,239
Total noninterest expense	$4,552,000	3,867
Salaries and employee benefits	$2,068,000	4,134
Premises and equipment expense	$650,000	3,501
Additional noninterest expense	$1,834,000	3,495
Pre-tax net operating income	$400,000	4,634
Securities gains (losses)	$140,000	1,890
Applicable income taxes	$87,000	3,325
Income before extraordinary items	$453,000	4,448
Extraordinary gains, net	$0	29
Net income	$453,000	4,448
Minority interest net income	$0	111
Net income of bank and minority interests.	$453,000	4,448
Net charge-offs	$196,000	4,790
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$335,400	4,678
2010-09-30 (YTD Data)		Rank
Total interest income	$3,974,000	4,748
Total interest expense	$910,000	4,947
Net interest income	$3,064,000	4,583
Provision for loan and lease losses	$165,000	5,139
Total noninterest income	$820,000	3,109
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$619,000	1,830
Trading account gains and fees	$0	165
Additional Noninterest Income	$201,000	4,172
Total noninterest expense	$3,182,000	4,056
Salaries and employee benefits	$1,522,000	4,229
Premises and equipment expense	$489,000	3,543
Additional noninterest expense	$1,171,000	3,862
Pre-tax net operating income	$537,000	4,110
Securities gains (losses)	$64,000	2,278
Applicable income taxes	$135,000	2,877
Income before extraordinary items	$466,000	4,246
Extraordinary gains, net	$0	23
Net income	$466,000	4,247
Minority interest net income	$0	110
Net income of bank and minority interests.	$466,000	4,247
Net charge-offs	$133,000	4,627
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$416,080	4,242
2010-06-30 (YTD Data)		Rank
Total interest income	$2,623,000	4,820
Total interest expense	$591,000	5,104
Net interest income	$2,032,000	4,600
Provision for loan and lease losses	$12,000	6,560
Total noninterest income	$508,000	3,195
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$403,000	1,876
Trading account gains and fees	$0	152
Additional Noninterest Income	$105,000	4,569
Total noninterest expense	$2,084,000	4,121
Salaries and employee benefits	$1,020,000	4,232
Premises and equipment expense	$331,000	3,545
Additional noninterest expense	$733,000	4,016
Pre-tax net operating income	$444,000	3,825
Securities gains (losses)	$0	3,184
Applicable income taxes	$103,000	2,758
Income before extraordinary items	$341,000	4,071
Extraordinary gains, net	$0	19
Net income	$341,000	4,069
Minority interest net income	$0	105
Net income of bank and minority interests.	$341,000	4,070
Net charge-offs	$124,000	4,010
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$341,000	3,937
2010-03-31 (YTD Data)		Rank
Total interest income	$1,278,000	4,951
Total interest expense	$283,000	5,332
Net interest income	$995,000	4,700
Provision for loan and lease losses	$2,000	6,491
Total noninterest income	$256,000	3,175
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$199,000	1,880
Trading account gains and fees	$0	175
Additional Noninterest Income	$57,000	4,465
Total noninterest expense	$1,052,000	4,129
Salaries and employee benefits	$527,000	4,201
Premises and equipment expense	$160,000	3,713
Additional noninterest expense	$365,000	4,037
Pre-tax net operating income	$197,000	4,097
Securities gains (losses)	$0	2,284
Applicable income taxes	$41,000	2,936
Income before extraordinary items	$156,000	4,324
Extraordinary gains, net	$0	16
Net income	$156,000	4,325
Minority interest net income	$0	91
Net income of bank and minority interests.	$156,000	4,323
Net charge-offs	$127,000	2,902
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$156,000	4,219
2009-12-31 (YTD Data)		Rank
Total interest income	$4,537,000	5,401
Total interest expense	$1,020,000	5,988
Net interest income	$3,517,000	4,954
Provision for loan and lease losses	$689,000	4,066
Total noninterest income	$991,000	3,353
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$890,000	1,866
Trading account gains and fees	$0	211
Additional Noninterest Income	$101,000	5,633
Total noninterest expense	$4,239,000	4,181
Salaries and employee benefits	$2,104,000	4,198
Premises and equipment expense	$562,000	4,069
Additional noninterest expense	$1,573,000	3,950
Pre-tax net operating income	$-420,000	5,929
Securities gains (losses)	$364,000	1,079
Applicable income taxes	$-104,000	6,581
Income before extraordinary items	$48,000	5,356
Extraordinary gains, net	$0	34
Net income	$48,000	5,355
Minority interest net income	$0	115
Net income of bank and minority interests.	$48,000	5,355
Net charge-offs	$196,000	5,037
Cash dividends	$208,000	3,602
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-184,960	5,794
2009-09-30 (YTD Data)		Rank
Total interest income	$3,333,000	5,514
Total interest expense	$730,000	6,211
Net interest income	$2,603,000	5,006
Provision for loan and lease losses	$230,000	4,952
Total noninterest income	$697,000	3,538
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$691,000	1,814
Trading account gains and fees	$0	212
Additional Noninterest Income	$6,000	7,405
Total noninterest expense	$3,154,000	4,210
Salaries and employee benefits	$1,585,000	4,212
Premises and equipment expense	$402,000	4,243
Additional noninterest expense	$1,167,000	3,937
Pre-tax net operating income	$-84,000	5,851
Securities gains (losses)	$364,000	866
Applicable income taxes	$35,000	3,522
Income before extraordinary items	$245,000	4,655
Extraordinary gains, net	$0	27
Net income	$245,000	4,653
Minority interest net income	$0	118
Net income of bank and minority interests.	$245,000	4,656
Net charge-offs	$188,000	4,318
Cash dividends	$108,000	3,544
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-71,680	5,885
2009-06-30 (YTD Data)		Rank
Total interest income	$2,202,000	5,593
Total interest expense	$469,000	6,407
Net interest income	$1,733,000	4,991
Provision for loan and lease losses	$140,000	4,862
Total noninterest income	$404,000	3,826
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$445,000	1,852
Trading account gains and fees	$0	193
Additional Noninterest Income	$-41,000	7,892
Total noninterest expense	$2,083,000	4,283
Salaries and employee benefits	$1,070,000	4,228
Premises and equipment expense	$247,000	4,491
Additional noninterest expense	$766,000	4,002
Pre-tax net operating income	$-86,000	6,066
Securities gains (losses)	$110,000	1,424
Applicable income taxes	$56,000	3,074
Income before extraordinary items	$-32,000	6,016
Extraordinary gains, net	$0	21
Net income	$-32,000	6,015
Minority interest net income	$0	112
Net income of bank and minority interests.	$-32,000	6,015
Net charge-offs	$170,000	3,632
Cash dividends	$108,000	3,210
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-102,400	6,158
2009-03-31 (YTD Data)		Rank
Total interest income	$1,119,000	5,601
Total interest expense	$246,000	6,420
Net interest income	$873,000	4,970
Provision for loan and lease losses	$55,000	4,803
Total noninterest income	$256,000	3,330
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$210,000	1,884
Trading account gains and fees	$0	171
Additional Noninterest Income	$46,000	4,978
Total noninterest expense	$978,000	4,365
Salaries and employee benefits	$512,000	4,384
Premises and equipment expense	$105,000	4,986
Additional noninterest expense	$361,000	3,862
Pre-tax net operating income	$96,000	5,078
Securities gains (losses)	$0	2,434
Applicable income taxes	$17,000	3,673
Income before extraordinary items	$79,000	5,247
Extraordinary gains, net	$0	15
Net income	$79,000	5,252
Minority interest net income	$0	102
Net income of bank and minority interests.	$79,000	5,251
Net charge-offs	$179,000	2,235
Cash dividends	$108,000	2,187
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$79,000	5,079
2008-12-31 (YTD Data)		Rank
Total interest income	$4,517,000	5,728
Total interest expense	$963,000	6,839
Net interest income	$3,554,000	4,939
Provision for loan and lease losses	$210,000	5,144
Total noninterest income	$1,133,000	3,154
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$927,000	1,866
Trading account gains and fees	$0	154
Additional Noninterest Income	$206,000	4,777
Total noninterest expense	$3,400,000	4,733
Salaries and employee benefits	$1,919,000	4,602
Premises and equipment expense	$378,000	5,243
Additional noninterest expense	$1,103,000	4,526
Pre-tax net operating income	$1,077,000	3,628
Securities gains (losses)	$2,000	2,962
Applicable income taxes	$293,000	2,436
Income before extraordinary items	$786,000	3,739
Extraordinary gains, net	$0	39
Net income	$786,000	3,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	5,293
Cash dividends	$150,000	4,716
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$784,540	3,863
2008-09-30 (YTD Data)		Rank
Total interest income	$3,422,000	5,778
Total interest expense	$749,000	6,891
Net interest income	$2,673,000	4,954
Provision for loan and lease losses	$94,000	5,226
Total noninterest income	$841,000	3,238
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$681,000	1,908
Trading account gains and fees	$0	148
Additional Noninterest Income	$160,000	4,846
Total noninterest expense	$2,542,000	4,721
Salaries and employee benefits	$1,438,000	4,615
Premises and equipment expense	$242,000	5,645
Additional noninterest expense	$862,000	4,336
Pre-tax net operating income	$878,000	3,922
Securities gains (losses)	$1,000	2,971
Applicable income taxes	$241,000	2,714
Income before extraordinary items	$638,000	4,011
Extraordinary gains, net	$0	31
Net income	$638,000	4,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,737
Cash dividends	$150,000	4,104
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$637,270	4,154
2008-06-30 (YTD Data)		Rank
Total interest income	$2,293,000	5,837
Total interest expense	$542,000	6,879
Net interest income	$1,751,000	5,018
Provision for loan and lease losses	$34,000	5,522
Total noninterest income	$575,000	3,212
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$451,000	1,899
Trading account gains and fees	$0	149
Additional Noninterest Income	$124,000	4,654
Total noninterest expense	$1,753,000	4,651
Salaries and employee benefits	$999,000	4,523
Premises and equipment expense	$160,000	5,703
Additional noninterest expense	$594,000	4,231
Pre-tax net operating income	$539,000	4,249
Securities gains (losses)	$0	3,233
Applicable income taxes	$144,000	3,067
Income before extraordinary items	$395,000	4,495
Extraordinary gains, net	$0	21
Net income	$395,000	4,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,548
Cash dividends	$110,000	4,010
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$395,000	4,437
2008-03-31 (YTD Data)		Rank
Total interest income	$1,169,000	5,875
Total interest expense	$305,000	6,805
Net interest income	$864,000	5,068
Provision for loan and lease losses	$59,000	3,645
Total noninterest income	$301,000	3,127
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$219,000	1,917
Trading account gains and fees	$0	158
Additional Noninterest Income	$82,000	4,146
Total noninterest expense	$929,000	4,465
Salaries and employee benefits	$548,000	4,240
Premises and equipment expense	$78,000	5,785
Additional noninterest expense	$303,000	4,084
Pre-tax net operating income	$177,000	5,175
Securities gains (losses)	$0	2,688
Applicable income taxes	$40,000	3,790
Income before extraordinary items	$137,000	5,361
Extraordinary gains, net	$0	15
Net income	$137,000	5,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,847
Cash dividends	$110,000	2,828
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$137,000	5,262
2007-12-31 (YTD Data)		Rank
Total interest income	$4,593,000	5,940
Total interest expense	$1,349,000	6,643
Net interest income	$3,244,000	5,275
Provision for loan and lease losses	$70,000	5,343
Total noninterest income	$1,019,000	3,501
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$918,000	1,899
Trading account gains and fees	$0	178
Additional Noninterest Income	$101,000	6,205
Total noninterest expense	$3,397,000	4,625
Salaries and employee benefits	$1,823,000	4,708
Premises and equipment expense	$331,000	5,542
Additional noninterest expense	$1,243,000	3,973
Pre-tax net operating income	$796,000	5,187
Securities gains (losses)	$0	2,146
Applicable income taxes	$180,000	3,956
Income before extraordinary items	$616,000	5,295
Extraordinary gains, net	$0	39
Net income	$616,000	5,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,470
Cash dividends	$576,000	3,499
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$616,000	5,284
2007-09-30 (YTD Data)		Rank
Total interest income	$3,434,000	5,976
Total interest expense	$1,019,000	6,656
Net interest income	$2,415,000	5,332
Provision for loan and lease losses	$42,000	5,286
Total noninterest income	$767,000	3,488
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$675,000	1,916
Trading account gains and fees	$0	184
Additional Noninterest Income	$92,000	5,943
Total noninterest expense	$2,495,000	4,668
Salaries and employee benefits	$1,351,000	4,711
Premises and equipment expense	$249,000	5,532
Additional noninterest expense	$895,000	4,030
Pre-tax net operating income	$645,000	5,293
Securities gains (losses)	$0	1,655
Applicable income taxes	$150,000	4,042
Income before extraordinary items	$495,000	5,400
Extraordinary gains, net	$0	33
Net income	$495,000	5,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,520
Cash dividends	$576,000	2,757
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$495,000	5,386
2007-06-30 (YTD Data)		Rank
Total interest income	$2,275,000	6,020
Total interest expense	$673,000	6,698
Net interest income	$1,602,000	5,376
Provision for loan and lease losses	$19,000	5,379
Total noninterest income	$499,000	3,569
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$432,000	1,987
Trading account gains and fees	$0	168
Additional Noninterest Income	$67,000	5,821
Total noninterest expense	$1,679,000	4,645
Salaries and employee benefits	$911,000	4,708
Premises and equipment expense	$158,000	5,677
Additional noninterest expense	$610,000	3,966
Pre-tax net operating income	$403,000	5,505
Securities gains (losses)	$0	1,444
Applicable income taxes	$89,000	4,247
Income before extraordinary items	$314,000	5,560
Extraordinary gains, net	$0	29
Net income	$314,000	5,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,767
Cash dividends	$481,000	2,497
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$314,000	5,541
2007-03-31 (YTD Data)		Rank
Total interest income	$1,111,000	6,075
Total interest expense	$328,000	6,766
Net interest income	$783,000	5,461
Provision for loan and lease losses	$10,000	5,012
Total noninterest income	$238,000	3,644
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$205,000	2,009
Trading account gains and fees	$0	195
Additional Noninterest Income	$33,000	5,825
Total noninterest expense	$845,000	4,634
Salaries and employee benefits	$460,000	4,710
Premises and equipment expense	$84,000	5,553
Additional noninterest expense	$301,000	3,963
Pre-tax net operating income	$166,000	5,867
Securities gains (losses)	$0	1,187
Applicable income taxes	$32,000	4,554
Income before extraordinary items	$134,000	5,876
Extraordinary gains, net	$0	22
Net income	$134,000	5,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,847
Cash dividends	$480,000	1,469
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$134,000	5,854
2006-12-31 (YTD Data)		Rank
Total interest income	$4,260,000	5,963
Total interest expense	$1,149,000	6,664
Net interest income	$3,111,000	5,417
Provision for loan and lease losses	$-38,000	8,376
Total noninterest income	$1,005,000	3,535
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$888,000	1,934
Trading account gains and fees	$0	130
Additional Noninterest Income	$117,000	6,059
Total noninterest expense	$3,001,000	4,880
Salaries and employee benefits	$1,642,000	4,902
Premises and equipment expense	$338,000	5,421
Additional noninterest expense	$1,021,000	4,449
Pre-tax net operating income	$1,153,000	4,872
Securities gains (losses)	$14,000	999
Applicable income taxes	$308,000	3,772
Income before extraordinary items	$859,000	5,054
Extraordinary gains, net	$0	51
Net income	$859,000	5,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,164
Cash dividends	$355,000	4,262
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$848,640	5,076
2006-09-30 (YTD Data)		Rank
Total interest income	$3,142,000	6,014
Total interest expense	$825,000	6,729
Net interest income	$2,317,000	5,482
Provision for loan and lease losses	$-54,000	8,533
Total noninterest income	$738,000	3,594
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$659,000	1,952
Trading account gains and fees	$0	126
Additional Noninterest Income	$79,000	6,242
Total noninterest expense	$2,239,000	4,885
Salaries and employee benefits	$1,223,000	4,907
Premises and equipment expense	$254,000	5,432
Additional noninterest expense	$762,000	4,435
Pre-tax net operating income	$870,000	5,051
Securities gains (losses)	$0	1,388
Applicable income taxes	$225,000	3,980
Income before extraordinary items	$645,000	5,186
Extraordinary gains, net	$0	45
Net income	$645,000	5,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,812
Cash dividends	$250,000	3,894
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$645,000	5,179
2006-06-30 (YTD Data)		Rank
Total interest income	$2,081,000	6,023
Total interest expense	$526,000	6,749
Net interest income	$1,555,000	5,485
Provision for loan and lease losses	$-64,000	8,600
Total noninterest income	$484,000	3,607
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$426,000	1,990
Trading account gains and fees	$0	126
Additional Noninterest Income	$58,000	6,139
Total noninterest expense	$1,441,000	5,030
Salaries and employee benefits	$794,000	5,003
Premises and equipment expense	$160,000	5,602
Additional noninterest expense	$487,000	4,572
Pre-tax net operating income	$662,000	4,748
Securities gains (losses)	$0	1,185
Applicable income taxes	$177,000	3,775
Income before extraordinary items	$485,000	4,957
Extraordinary gains, net	$0	39
Net income	$485,000	4,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,225
Cash dividends	$105,000	4,297
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$485,000	4,952
2006-03-31 (YTD Data)		Rank
Total interest income	$1,020,000	6,042
Total interest expense	$244,000	6,829
Net interest income	$776,000	5,483
Provision for loan and lease losses	$-56,000	8,632
Total noninterest income	$239,000	3,578
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$206,000	1,997
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	5,895
Total noninterest expense	$725,000	5,018
Salaries and employee benefits	$385,000	5,144
Premises and equipment expense	$81,000	5,603
Additional noninterest expense	$259,000	4,358
Pre-tax net operating income	$346,000	4,618
Securities gains (losses)	$0	955
Applicable income taxes	$92,000	3,707
Income before extraordinary items	$254,000	4,821
Extraordinary gains, net	$0	21
Net income	$254,000	4,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,550
Cash dividends	$105,000	3,030
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$254,000	4,801
2005-12-31 (YTD Data)		Rank
Total interest income	$3,823,000	5,954
Total interest expense	$679,000	7,098
Net interest income	$3,144,000	5,363
Provision for loan and lease losses	$-190,000	8,687
Total noninterest income	$1,024,000	3,507
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$925,000	1,854
Trading account gains and fees	$0	138
Additional Noninterest Income	$99,000	6,420
Total noninterest expense	$2,786,000	5,029
Salaries and employee benefits	$1,517,000	5,004
Premises and equipment expense	$341,000	5,364
Additional noninterest expense	$928,000	4,669
Pre-tax net operating income	$1,572,000	4,263
Securities gains (losses)	$-31,000	8,009
Applicable income taxes	$463,000	3,486
Income before extraordinary items	$1,078,000	4,637
Extraordinary gains, net	$0	46
Net income	$1,078,000	4,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	8,403
Cash dividends	$550,000	3,475
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,099,700	4,525
2005-09-30 (YTD Data)		Rank
Total interest income	$2,814,000	5,981
Total interest expense	$450,000	7,281
Net interest income	$2,364,000	5,354
Provision for loan and lease losses	$-209,000	8,752
Total noninterest income	$771,000	3,493
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$694,000	1,848
Trading account gains and fees	$0	126
Additional Noninterest Income	$77,000	6,377
Total noninterest expense	$2,084,000	5,002
Salaries and employee benefits	$1,139,000	4,983
Premises and equipment expense	$262,000	5,272
Additional noninterest expense	$683,000	4,704
Pre-tax net operating income	$1,260,000	4,188
Securities gains (losses)	$-31,000	8,339
Applicable income taxes	$379,000	3,412
Income before extraordinary items	$850,000	4,594
Extraordinary gains, net	$0	35
Net income	$850,000	4,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-58,000	8,485
Cash dividends	$530,000	2,705
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$871,390	4,496
2005-06-30 (YTD Data)		Rank
Total interest income	$1,843,000	5,983
Total interest expense	$251,000	7,516
Net interest income	$1,592,000	5,305
Provision for loan and lease losses	$-202,000	8,771
Total noninterest income	$511,000	3,460
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$445,000	1,883
Trading account gains and fees	$0	116
Additional Noninterest Income	$66,000	5,981
Total noninterest expense	$1,405,000	4,958
Salaries and employee benefits	$745,000	5,050
Premises and equipment expense	$178,000	5,209
Additional noninterest expense	$482,000	4,501
Pre-tax net operating income	$900,000	3,990
Securities gains (losses)	$-31,000	8,483
Applicable income taxes	$273,000	3,263
Income before extraordinary items	$596,000	4,428
Extraordinary gains, net	$0	30
Net income	$596,000	4,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-68,000	8,560
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$617,390	4,291
2005-03-31 (YTD Data)		Rank
Total interest income	$902,000	6,040
Total interest expense	$114,000	7,649
Net interest income	$788,000	5,365
Provision for loan and lease losses	$-104,000	8,832
Total noninterest income	$250,000	3,462
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$214,000	1,893
Trading account gains and fees	$0	115
Additional Noninterest Income	$36,000	5,847
Total noninterest expense	$687,000	5,055
Salaries and employee benefits	$356,000	5,233
Premises and equipment expense	$95,000	5,050
Additional noninterest expense	$236,000	4,552
Pre-tax net operating income	$455,000	3,928
Securities gains (losses)	$0	1,685
Applicable income taxes	$142,000	3,192
Income before extraordinary items	$313,000	4,245
Extraordinary gains, net	$0	24
Net income	$313,000	4,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,691
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$313,000	4,199
2004-12-31 (YTD Data)		Rank
Total interest income	$3,575,000	5,902
Total interest expense	$451,000	7,491
Net interest income	$3,124,000	5,290
Provision for loan and lease losses	$-411,000	8,894
Total noninterest income	$747,000	4,239
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$650,000	2,536
Trading account gains and fees	$0	138
Additional Noninterest Income	$97,000	6,480
Total noninterest expense	$2,865,000	4,813
Salaries and employee benefits	$1,520,000	4,900
Premises and equipment expense	$356,000	5,149
Additional noninterest expense	$989,000	4,390
Pre-tax net operating income	$1,417,000	4,398
Securities gains (losses)	$70,000	1,492
Applicable income taxes	$461,000	3,477
Income before extraordinary items	$1,026,000	4,619
Extraordinary gains, net	$0	34
Net income	$1,026,000	4,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	3,932
Cash dividends	$180,000	4,976
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$977,700	4,686
2004-09-30 (YTD Data)		Rank
Total interest income	$2,674,000	5,907
Total interest expense	$343,000	7,490
Net interest income	$2,331,000	5,300
Provision for loan and lease losses	$-223,000	8,929
Total noninterest income	$511,000	4,478
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$439,000	2,774
Trading account gains and fees	$0	134
Additional Noninterest Income	$72,000	6,503
Total noninterest expense	$2,135,000	4,791
Salaries and employee benefits	$1,089,000	5,009
Premises and equipment expense	$284,000	4,932
Additional noninterest expense	$762,000	4,230
Pre-tax net operating income	$930,000	4,790
Securities gains (losses)	$70,000	1,418
Applicable income taxes	$307,000	3,759
Income before extraordinary items	$693,000	4,982
Extraordinary gains, net	$0	26
Net income	$693,000	4,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,426
Cash dividends	$140,000	4,368
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$644,700	5,098
2004-06-30 (YTD Data)		Rank
Total interest income	$1,763,000	5,946
Total interest expense	$226,000	7,585
Net interest income	$1,537,000	5,325
Provision for loan and lease losses	$-209,000	8,999
Total noninterest income	$336,000	4,524
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$288,000	2,804
Trading account gains and fees	$0	130
Additional Noninterest Income	$48,000	6,492
Total noninterest expense	$1,486,000	4,697
Salaries and employee benefits	$751,000	4,920
Premises and equipment expense	$174,000	5,230
Additional noninterest expense	$561,000	3,948
Pre-tax net operating income	$596,000	4,852
Securities gains (losses)	$66,000	1,282
Applicable income taxes	$203,000	3,752
Income before extraordinary items	$459,000	4,951
Extraordinary gains, net	$0	21
Net income	$459,000	4,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,456
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$413,460	5,157
2004-03-31 (YTD Data)		Rank
Total interest income	$888,000	5,958
Total interest expense	$116,000	7,606
Net interest income	$772,000	5,329
Provision for loan and lease losses	$-76,000	9,020
Total noninterest income	$165,000	4,531
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$138,000	2,841
Trading account gains and fees	$0	121
Additional Noninterest Income	$27,000	6,301
Total noninterest expense	$771,000	4,592
Salaries and employee benefits	$403,000	4,712
Premises and equipment expense	$108,000	4,563
Additional noninterest expense	$260,000	4,185
Pre-tax net operating income	$242,000	5,361
Securities gains (losses)	$66,000	1,037
Applicable income taxes	$95,000	3,871
Income before extraordinary items	$213,000	5,174
Extraordinary gains, net	$0	16
Net income	$213,000	5,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,469
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$167,460	5,630
2003-12-31 (YTD Data)		Rank
Total interest income	$4,178,000	5,490
Total interest expense	$705,000	7,022
Net interest income	$3,473,000	4,826
Provision for loan and lease losses	$405,000	2,563
Total noninterest income	$576,000	5,074
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$489,000	3,140
Trading account gains and fees	$0	160
Additional Noninterest Income	$87,000	6,760
Total noninterest expense	$2,909,000	4,711
Salaries and employee benefits	$1,455,000	4,944
Premises and equipment expense	$380,000	4,919
Additional noninterest expense	$1,074,000	4,044
Pre-tax net operating income	$735,000	5,893
Securities gains (losses)	$138,000	1,619
Applicable income taxes	$251,000	4,576
Income before extraordinary items	$622,000	5,874
Extraordinary gains, net	$0	54
Net income	$622,000	5,877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$869,000	1,026
Cash dividends	$245,000	4,691
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$524,020	6,084
2003-09-30 (YTD Data)		Rank
Total interest income	$3,212,000	5,468
Total interest expense	$573,000	6,976
Net interest income	$2,639,000	4,780
Provision for loan and lease losses	$550,000	1,522
Total noninterest income	$407,000	5,263
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$354,000	3,249
Trading account gains and fees	$0	153
Additional Noninterest Income	$53,000	7,132
Total noninterest expense	$2,108,000	4,813
Salaries and employee benefits	$1,038,000	5,123
Premises and equipment expense	$277,000	4,989
Additional noninterest expense	$793,000	4,078
Pre-tax net operating income	$388,000	6,751
Securities gains (losses)	$138,000	1,481
Applicable income taxes	$145,000	5,151
Income before extraordinary items	$381,000	6,463
Extraordinary gains, net	$0	40
Net income	$381,000	6,464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$579,000	1,043
Cash dividends	$245,000	3,775
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$281,640	6,889
2003-06-30 (YTD Data)		Rank
Total interest income	$2,245,000	5,340
Total interest expense	$417,000	6,868
Net interest income	$1,828,000	4,663
Provision for loan and lease losses	$550,000	1,060
Total noninterest income	$275,000	5,211
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$238,000	3,185
Trading account gains and fees	$0	150
Additional Noninterest Income	$37,000	7,072
Total noninterest expense	$1,371,000	4,892
Salaries and employee benefits	$677,000	5,204
Premises and equipment expense	$182,000	5,012
Additional noninterest expense	$512,000	4,169
Pre-tax net operating income	$182,000	7,367
Securities gains (losses)	$138,000	1,282
Applicable income taxes	$87,000	5,305
Income before extraordinary items	$233,000	6,684
Extraordinary gains, net	$0	30
Net income	$233,000	6,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$353,000	1,101
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$132,260	7,453
2003-03-31 (YTD Data)		Rank
Total interest income	$1,177,000	5,228
Total interest expense	$233,000	6,677
Net interest income	$944,000	4,568
Provision for loan and lease losses	$300,000	910
Total noninterest income	$123,000	5,400
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$106,000	3,394
Trading account gains and fees	$0	134
Additional Noninterest Income	$17,000	7,158
Total noninterest expense	$679,000	4,900
Salaries and employee benefits	$331,000	5,286
Premises and equipment expense	$89,000	5,083
Additional noninterest expense	$259,000	4,098
Pre-tax net operating income	$88,000	7,397
Securities gains (losses)	$0	2,891
Applicable income taxes	$19,000	6,113
Income before extraordinary items	$69,000	7,507
Extraordinary gains, net	$0	21
Net income	$69,000	7,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	997
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$69,000	7,355
2002-12-31 (YTD Data)		Rank
Total interest income	$5,636,000	4,750
Total interest expense	$1,514,000	5,689
Net interest income	$4,122,000	4,250
Provision for loan and lease losses	$2,451,000	635
Total noninterest income	$553,000	4,938
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$462,000	3,170
Trading account gains and fees	$0	153
Additional Noninterest Income	$91,000	6,629
Total noninterest expense	$2,574,000	4,985
Salaries and employee benefits	$1,305,000	5,183
Premises and equipment expense	$356,000	5,041
Additional noninterest expense	$913,000	4,495
Pre-tax net operating income	$-350,000	8,918
Securities gains (losses)	$4,000	4,045
Applicable income taxes	$-164,000	9,123
Income before extraordinary items	$-182,000	8,894
Extraordinary gains, net	$0	70
Net income	$-182,000	8,893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,342,000	739
Cash dividends	$250,000	4,584
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-184,560	8,845
2001-12-31 (YTD Data)		Rank
Total interest income	$6,245,000	4,826
Total interest expense	$2,646,000	5,199
Net interest income	$3,599,000	4,474
Provision for loan and lease losses	$847,000	1,430
Total noninterest income	$508,000	5,027
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$440,000	3,156
Trading account gains and fees	$0	177
Additional Noninterest Income	$68,000	7,169
Total noninterest expense	$2,308,000	5,234
Salaries and employee benefits	$1,260,000	5,137
Premises and equipment expense	$320,000	5,321
Additional noninterest expense	$728,000	5,133
Pre-tax net operating income	$952,000	5,027
Securities gains (losses)	$32,000	2,761
Applicable income taxes	$288,000	4,348
Income before extraordinary items	$696,000	5,243
Extraordinary gains, net	$0	105
Net income	$696,000	5,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$731,000	1,177
Cash dividends	$435,000	3,707
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$673,280	5,198
2000-12-31 (YTD Data)		Rank
Total interest income	$5,495,000	5,389
Total interest expense	$2,297,000	5,839
Net interest income	$3,198,000	4,923
Provision for loan and lease losses	$377,000	2,388
Total noninterest income	$423,000	5,385
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$334,000	3,732
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	6,688
Total noninterest expense	$2,185,000	5,359
Salaries and employee benefits	$1,226,000	5,123
Premises and equipment expense	$293,000	5,500
Additional noninterest expense	$666,000	5,371
Pre-tax net operating income	$1,059,000	5,115
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$294,000	4,637
Income before extraordinary items	$766,000	5,177
Extraordinary gains, net	$0	38
Net income	$766,000	5,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	2,382
Cash dividends	$435,000	3,807
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$765,280	5,172
1999-12-31 (YTD Data)		Rank
Total interest income	$4,698,000	5,792
Total interest expense	$2,102,000	5,801
Net interest income	$2,596,000	5,666
Provision for loan and lease losses	$115,000	4,942
Total noninterest income	$338,000	6,110
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$269,000	4,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	7,453
Total noninterest expense	$1,792,000	6,098
Salaries and employee benefits	$1,028,000	5,770
Premises and equipment expense	$214,000	6,582
Additional noninterest expense	$550,000	6,150
Pre-tax net operating income	$1,027,000	5,228
Securities gains (losses)	$0	3,155
Applicable income taxes	$249,000	5,220
Income before extraordinary items	$778,000	5,168
Extraordinary gains, net	$0	35
Net income	$778,000	5,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,121
Cash dividends	$455,000	3,691
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$778,000	5,135
1998-12-31 (YTD Data)		Rank
Total interest income	$4,460,000	6,090
Total interest expense	$2,096,000	6,028
Net interest income	$2,364,000	6,036
Provision for loan and lease losses	$110,000	4,906
Total noninterest income	$308,000	6,391
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$243,000	4,581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	7,637
Total noninterest expense	$1,547,000	6,560
Salaries and employee benefits	$894,000	6,232
Premises and equipment expense	$160,000	7,432
Additional noninterest expense	$493,000	6,490
Pre-tax net operating income	$1,015,000	5,365
Securities gains (losses)	$111,000	1,214
Applicable income taxes	$328,000	4,934
Income before extraordinary items	$798,000	5,197
Extraordinary gains, net	$0	32
Net income	$798,000	5,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	3,732
Cash dividends	$570,000	3,244
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$719,190	5,423
1997-12-31 (YTD Data)		Rank
Total interest income	$3,952,000	6,703
Total interest expense	$1,761,000	6,753
Net interest income	$2,191,000	6,549
Provision for loan and lease losses	$30,000	7,369
Total noninterest income	$323,000	6,418
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$225,000	4,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	6,853
Total noninterest expense	$1,511,000	6,759
Salaries and employee benefits	$868,000	6,448
Premises and equipment expense	$158,000	7,632
Additional noninterest expense	$485,000	6,633
Pre-tax net operating income	$973,000	5,918
Securities gains (losses)	$0	3,944
Applicable income taxes	$285,000	5,867
Income before extraordinary items	$688,000	5,955
Extraordinary gains, net	$0	44
Net income	$688,000	5,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,428
Cash dividends	$565,000	3,215
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$688,000	5,911
1996-12-31 (YTD Data)		Rank
Total interest income	$3,403,000	7,505
Total interest expense	$1,439,000	7,729
Net interest income	$1,964,000	7,221
Provision for loan and lease losses	$0	9,041
Total noninterest income	$310,000	6,819
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$235,000	5,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	7,907
Total noninterest expense	$1,409,000	7,366
Salaries and employee benefits	$806,000	6,950
Premises and equipment expense	$157,000	7,897
Additional noninterest expense	$446,000	7,499
Pre-tax net operating income	$865,000	6,224
Securities gains (losses)	$0	4,148
Applicable income taxes	$244,000	6,529
Income before extraordinary items	$621,000	6,150
Extraordinary gains, net	$0	53
Net income	$621,000	6,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	5,157
Cash dividends	$495,000	3,474
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$621,000	6,094
1995-12-31 (YTD Data)		Rank
Total interest income	$3,152,000	8,008
Total interest expense	$1,093,000	8,922
Net interest income	$2,059,000	7,172
Provision for loan and lease losses	$-22,000	11,479
Total noninterest income	$289,000	7,202
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$219,000	5,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	8,356
Total noninterest expense	$1,331,000	7,790
Salaries and employee benefits	$733,000	7,508
Premises and equipment expense	$136,000	8,625
Additional noninterest expense	$462,000	7,591
Pre-tax net operating income	$1,039,000	5,835
Securities gains (losses)	$2,000	3,270
Applicable income taxes	$305,000	5,940
Income before extraordinary items	$736,000	5,785
Extraordinary gains, net	$0	65
Net income	$736,000	5,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	11,327
Cash dividends	$404,000	3,826
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$734,580	5,770
1994-12-31 (YTD Data)		Rank
Total interest income	$2,768,000	8,433
Total interest expense	$865,000	9,285
Net interest income	$1,903,000	7,796
Provision for loan and lease losses	$0	9,146
Total noninterest income	$316,000	7,044
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$235,000	5,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	8,198
Total noninterest expense	$1,367,000	8,013
Salaries and employee benefits	$673,000	8,084
Premises and equipment expense	$123,000	9,301
Additional noninterest expense	$571,000	7,251
Pre-tax net operating income	$852,000	6,625
Securities gains (losses)	$0	3,600
Applicable income taxes	$234,000	6,767
Income before extraordinary items	$618,000	6,410
Extraordinary gains, net	$0	249
Net income	$618,000	6,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	10,731
Cash dividends	$353,000	4,055
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$618,000	6,477
1993-12-31 (YTD Data)		Rank
Total interest income	$2,722,000	8,794
Total interest expense	$882,000	9,627
Net interest income	$1,840,000	8,130
Provision for loan and lease losses	$0	10,371
Total noninterest income	$309,000	7,535
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$245,000	5,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	9,332
Total noninterest expense	$1,402,000	8,176
Salaries and employee benefits	$597,000	8,824
Premises and equipment expense	$119,000	9,813
Additional noninterest expense	$686,000	6,658
Pre-tax net operating income	$747,000	7,106
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$175,000	8,105
Income before extraordinary items	$574,000	6,981
Extraordinary gains, net	$-51,000	12,731
Net income	$523,000	7,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	5,529
Cash dividends	$347,000	4,035
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$572,460	6,729
1992-12-31 (YTD Data)		Rank
Total interest income	$2,987,000	9,010
Total interest expense	$1,175,000	9,698
Net interest income	$1,812,000	8,304
Provision for loan and lease losses	$253,000	4,557
Total noninterest income	$295,000	7,801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$237,000	5,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,916
Total noninterest expense	$1,293,000	8,687
Salaries and employee benefits	$554,000	9,242
Premises and equipment expense	$107,000	10,495
Additional noninterest expense	$632,000	7,237
Pre-tax net operating income	$561,000	7,985
Securities gains (losses)	$81,000	3,352
Applicable income taxes	$102,000	9,861
Income before extraordinary items	$540,000	7,004
Extraordinary gains, net	$0	1,422
Net income	$540,000	7,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$343,000	3,095
Cash dividends	$370,000	3,514
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$471,960	7,208

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.