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IBERIABANK fsb, Net charge- offs to loans

2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1674%1,908
Percentage Net Loans Charged-off: Total real estate loans0.9407%2,005
Percentage Net Loans Charged-off:Construction & development3.8904%1,500
Percentage Net Loans Charged-off: Commercial real estate1.1897%1,102
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2954%2,993
Percentage Net Loans Charged-off: Home equity loans0.1915%1,633
All other 1-4 family - Percent of loans charged-off, net0.3068%2,853
Percentage Net Loans Charged-off: Commercial and industrial1.3355%2,170
Percentage Net Loans Charged-off: Loans to individuals2.7209%743
Percentage Net Loans Charged-off: Credit card loans2.7536%551
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6591%2,785
Percentage Net Loans Charged-off: Total real estate loans0.7563%2,132
Percentage Net Loans Charged-off:Construction & development5.2576%1,063
Percentage Net Loans Charged-off: Commercial real estate0.3308%2,094
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.3048%2,701
Percentage Net Loans Charged-off: Home equity loans0.1483%1,516
All other 1-4 family - Percent of loans charged-off, net0.3214%2,543
Percentage Net Loans Charged-off: Commercial and industrial0.0776%4,043
Percentage Net Loans Charged-off: Loans to individuals2.7047%733
Percentage Net Loans Charged-off: Credit card loans2.9351%499
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7930%2,267
Percentage Net Loans Charged-off: Total real estate loans0.9515%1,669
Percentage Net Loans Charged-off:Construction & development7.6719%664
Percentage Net Loans Charged-off: Commercial real estate0.3134%1,781
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2124%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2362%2,522
Percentage Net Loans Charged-off: Commercial and industrial0.0904%3,511
Percentage Net Loans Charged-off: Loans to individuals2.6546%764
Percentage Net Loans Charged-off: Credit card loans3.2212%463
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3198%1,298
Percentage Net Loans Charged-off: Total real estate loans1.8246%820
Percentage Net Loans Charged-off:Construction & development9.2570%474
Percentage Net Loans Charged-off: Commercial real estate1.7698%512
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4236%1,686
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4720%1,534
Percentage Net Loans Charged-off: Commercial and industrial-0.0755%6,734
Percentage Net Loans Charged-off: Loans to individuals2.6289%766
Percentage Net Loans Charged-off: Credit card loans3.1610%446
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0428%1,197
Percentage Net Loans Charged-off: Total real estate loans2.3727%862
Percentage Net Loans Charged-off:Construction & development9.6012%636
Percentage Net Loans Charged-off: Commercial real estate1.7043%679
Percentage Net Loans Charged-off: Multi-family residential17.8438%68
Percentage Net Loans Charged-off: 1-4 family residential0.5096%2,064
Percentage Net Loans Charged-off: Home equity loans0.9795%864
All other 1-4 family - Percent of loans charged-off, net0.4630%2,097
Percentage Net Loans Charged-off: Commercial and industrial0.4785%3,788
Percentage Net Loans Charged-off: Loans to individuals3.3987%678
Percentage Net Loans Charged-off: Credit card loans2.4578%722
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5376%723
Percentage Net Loans Charged-off: Total real estate loans2.9124%515
Percentage Net Loans Charged-off:Construction & development11.4466%413
Percentage Net Loans Charged-off: Commercial real estate2.0232%410
Percentage Net Loans Charged-off: Multi-family residential23.4345%38
Percentage Net Loans Charged-off: 1-4 family residential0.6440%1,510
Percentage Net Loans Charged-off: Home equity loans0.9318%742
All other 1-4 family - Percent of loans charged-off, net0.6164%1,481
Percentage Net Loans Charged-off: Commercial and industrial0.6305%2,901
Percentage Net Loans Charged-off: Loans to individuals3.7642%564
Percentage Net Loans Charged-off: Credit card loans2.3014%708
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8146%2,057
Percentage Net Loans Charged-off: Total real estate loans0.8465%1,539
Percentage Net Loans Charged-off:Construction & development3.0937%1,167
Percentage Net Loans Charged-off: Commercial real estate0.1118%1,797
Percentage Net Loans Charged-off: Multi-family residential14.0027%55
Percentage Net Loans Charged-off: 1-4 family residential0.1983%2,497
Percentage Net Loans Charged-off: Home equity loans0.2683%1,028
All other 1-4 family - Percent of loans charged-off, net0.1918%2,357
Percentage Net Loans Charged-off: Commercial and industrial-0.0556%7,168
Percentage Net Loans Charged-off: Loans to individuals2.7286%833
Percentage Net Loans Charged-off: Credit card loans2.6586%625
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5235%2,146
Percentage Net Loans Charged-off: Total real estate loans0.4967%1,635
Percentage Net Loans Charged-off:Construction & development2.9489%786
Percentage Net Loans Charged-off: Commercial real estate0.2302%911
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1120%2,175
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1222%1,953
Percentage Net Loans Charged-off: Commercial and industrial0.0128%2,780
Percentage Net Loans Charged-off: Loans to individuals2.1159%1,063
Percentage Net Loans Charged-off: Credit card loans2.9158%521
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9195%1,348
Percentage Net Loans Charged-off: Total real estate loans0.4529%1,792
Percentage Net Loans Charged-off:Construction & development2.7341%890
Percentage Net Loans Charged-off: Commercial real estate0.1506%1,552
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0460%3,489
Percentage Net Loans Charged-off: Home equity loans0.0296%1,344
All other 1-4 family - Percent of loans charged-off, net0.0473%3,262
Percentage Net Loans Charged-off: Commercial and industrial2.8447%727
Percentage Net Loans Charged-off: Loans to individuals1.7686%1,195
Percentage Net Loans Charged-off: Credit card loans1.5213%821
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6070%1,411
Percentage Net Loans Charged-off: Total real estate loans0.5656%1,062
Percentage Net Loans Charged-off:Construction & development3.3745%474
Percentage Net Loans Charged-off: Commercial real estate0.2075%938
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0426%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0458%2,686
Percentage Net Loans Charged-off: Commercial and industrial0.3379%2,405
Percentage Net Loans Charged-off: Loans to individuals1.5554%1,145
Percentage Net Loans Charged-off: Credit card loans1.5669%726
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4178%1,605
Percentage Net Loans Charged-off: Total real estate loans0.3543%1,208
Percentage Net Loans Charged-off:Construction & development2.1137%489
Percentage Net Loans Charged-off: Commercial real estate0.0907%964
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0201%2,628
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0215%2,406
Percentage Net Loans Charged-off: Commercial and industrial0.2757%2,096
Percentage Net Loans Charged-off: Loans to individuals1.3109%1,291
Percentage Net Loans Charged-off: Credit card loans1.7893%625
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5156%1,017
Percentage Net Loans Charged-off: Total real estate loans0.3973%809
Percentage Net Loans Charged-off:Construction & development2.2870%280
Percentage Net Loans Charged-off: Commercial real estate0.1427%528
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0179%7,863
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0191%7,861
Percentage Net Loans Charged-off: Commercial and industrial0.6804%1,007
Percentage Net Loans Charged-off: Loans to individuals1.3627%1,165
Percentage Net Loans Charged-off: Credit card loans2.0136%506
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1878%2,770
Percentage Net Loans Charged-off: Total real estate loans0.0357%3,125
Percentage Net Loans Charged-off:Construction & development0.0098%1,527
Percentage Net Loans Charged-off: Commercial real estate-0.0514%8,245
Percentage Net Loans Charged-off: Multi-family residential0.0131%277
Percentage Net Loans Charged-off: 1-4 family residential0.1076%1,823
Percentage Net Loans Charged-off: Home equity loans0.2671%487
All other 1-4 family - Percent of loans charged-off, net0.0989%1,801
Percentage Net Loans Charged-off: Commercial and industrial0.0246%3,755
Percentage Net Loans Charged-off: Loans to individuals1.9530%660
Percentage Net Loans Charged-off: Credit card loans1.7640%664
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2090%1,904
Percentage Net Loans Charged-off: Total real estate loans0.0341%2,361
Percentage Net Loans Charged-off:Construction & development-0.0546%7,680
Percentage Net Loans Charged-off: Commercial real estate-0.0879%8,088
Percentage Net Loans Charged-off: Multi-family residential0.0165%185
Percentage Net Loans Charged-off: 1-4 family residential0.1476%1,132
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1550%1,034
Percentage Net Loans Charged-off: Commercial and industrial-0.0320%7,043
Percentage Net Loans Charged-off: Loans to individuals2.5390%387
Percentage Net Loans Charged-off: Credit card loans2.3297%499
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2891%1,246
Percentage Net Loans Charged-off: Total real estate loans0.0196%2,180
Percentage Net Loans Charged-off:Construction & development0.0996%522
Percentage Net Loans Charged-off: Commercial real estate-0.1455%8,166
Percentage Net Loans Charged-off: Multi-family residential0.0238%132
Percentage Net Loans Charged-off: 1-4 family residential0.1096%1,132
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1142%1,032
Percentage Net Loans Charged-off: Commercial and industrial0.7098%1,000
Percentage Net Loans Charged-off: Loans to individuals2.8331%308
Percentage Net Loans Charged-off: Credit card loans1.8007%563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6444%505
Percentage Net Loans Charged-off: Total real estate loans0.1931%586
Percentage Net Loans Charged-off:Construction & development0.4845%167
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.3007%475
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.3078%454
Percentage Net Loans Charged-off: Commercial and industrial2.1895%358
Percentage Net Loans Charged-off: Loans to individuals4.3676%171
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3560%1,098
Percentage Net Loans Charged-off: Total real estate loans0.1702%848
Percentage Net Loans Charged-off:Construction & development-0.0079%7,698
Percentage Net Loans Charged-off: Commercial real estate0.4054%354
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0212%2,443
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0218%2,283
Percentage Net Loans Charged-off: Commercial and industrial1.1644%879
Percentage Net Loans Charged-off: Loans to individuals0.8758%1,713
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1928%1,662
Percentage Net Loans Charged-off: Total real estate loans0.1439%795
Percentage Net Loans Charged-off:Construction & development-0.1315%7,815
Percentage Net Loans Charged-off: Commercial real estate0.4240%284
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0335%8,133
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0344%8,095
Percentage Net Loans Charged-off: Commercial and industrial0.3019%1,692
Percentage Net Loans Charged-off: Loans to individuals0.6594%2,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2567%1,209
Percentage Net Loans Charged-off: Total real estate loans0.1987%559
Percentage Net Loans Charged-off:Construction & development-0.1765%7,796
Percentage Net Loans Charged-off: Commercial real estate0.4343%237
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0715%1,222
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0735%1,143
Percentage Net Loans Charged-off: Commercial and industrial0.4596%1,199
Percentage Net Loans Charged-off: Loans to individuals0.5992%2,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4614%618
Percentage Net Loans Charged-off: Total real estate loans0.4043%228
Percentage Net Loans Charged-off:Construction & development-0.3559%7,768
Percentage Net Loans Charged-off: Commercial real estate0.8843%99
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1378%658
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1415%622
Percentage Net Loans Charged-off: Commercial and industrial0.8714%638
Percentage Net Loans Charged-off: Loans to individuals0.1653%3,252
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3275%1,408
Percentage Net Loans Charged-off: Total real estate loans0.3323%382
Percentage Net Loans Charged-off:Construction & development0.5472%167
Percentage Net Loans Charged-off: Commercial real estate0.3532%409
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.3016%558
Percentage Net Loans Charged-off: Home equity loans2.8348%29
All other 1-4 family - Percent of loans charged-off, net0.2344%748
Percentage Net Loans Charged-off: Commercial and industrial0.1335%3,123
Percentage Net Loans Charged-off: Loans to individuals0.9050%2,096
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2925%1,383
Percentage Net Loans Charged-off: Total real estate loans0.2982%398
Percentage Net Loans Charged-off:Construction & development0.5906%139
Percentage Net Loans Charged-off: Commercial real estate0.3344%347
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.2426%599
Percentage Net Loans Charged-off: Home equity loans3.8417%19
All other 1-4 family - Percent of loans charged-off, net0.1467%943
Percentage Net Loans Charged-off: Commercial and industrial0.1276%2,622
Percentage Net Loans Charged-off: Loans to individuals0.7670%2,159
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2264%1,640
Percentage Net Loans Charged-off: Total real estate loans0.3578%330
Percentage Net Loans Charged-off:Construction & development-0.0636%7,780
Percentage Net Loans Charged-off: Commercial real estate0.4960%245
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.2838%511
Percentage Net Loans Charged-off: Home equity loans5.8120%15
All other 1-4 family - Percent of loans charged-off, net0.1337%919
Percentage Net Loans Charged-off: Commercial and industrial-0.7098%8,133
Percentage Net Loans Charged-off: Loans to individuals1.1074%1,388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2480%1,332
Percentage Net Loans Charged-off: Total real estate loans0.3006%361
Percentage Net Loans Charged-off:Construction & development-0.0766%7,796
Percentage Net Loans Charged-off: Commercial real estate0.1729%286
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.4724%295
Percentage Net Loans Charged-off: Home equity loans12.5863%7
All other 1-4 family - Percent of loans charged-off, net0.1519%702
Percentage Net Loans Charged-off: Commercial and industrial-0.2105%7,759
Percentage Net Loans Charged-off: Loans to individuals0.7184%2,028
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0520%408
Percentage Net Loans Charged-off: Total real estate loans0.6854%214
Percentage Net Loans Charged-off:Construction & development1.6920%94
Percentage Net Loans Charged-off: Commercial real estate0.5720%394
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.6956%249
Percentage Net Loans Charged-off: Home equity loans22.3224%6
All other 1-4 family - Percent of loans charged-off, net0.1328%1,319
Percentage Net Loans Charged-off: Commercial and industrial2.1732%679
Percentage Net Loans Charged-off: Loans to individuals2.8251%440
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3105%280
Percentage Net Loans Charged-off: Total real estate loans0.8630%137
Percentage Net Loans Charged-off:Construction & development2.2128%64
Percentage Net Loans Charged-off: Commercial real estate0.6667%278
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.9176%157
Percentage Net Loans Charged-off: Home equity loans30.3975%5
All other 1-4 family - Percent of loans charged-off, net0.1623%974
Percentage Net Loans Charged-off: Commercial and industrial2.7223%449
Percentage Net Loans Charged-off: Loans to individuals3.1835%327
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4588%1,040
Percentage Net Loans Charged-off: Total real estate loans0.1849%807
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.2457%452
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1507%966
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1546%924
Percentage Net Loans Charged-off: Commercial and industrial0.8122%1,214
Percentage Net Loans Charged-off: Loans to individuals3.1259%380
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2500%1,670
Percentage Net Loans Charged-off: Total real estate loans0.1555%765
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.2288%316
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1073%932
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1101%877
Percentage Net Loans Charged-off: Commercial and industrial-0.1470%7,695
Percentage Net Loans Charged-off: Loans to individuals2.6147%598
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6120%1,160
Percentage Net Loans Charged-off: Total real estate loans0.3609%582
Percentage Net Loans Charged-off:Construction & development2.1692%113
Percentage Net Loans Charged-off: Commercial real estate0.1242%1,011
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3578%663
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.3634%675
Percentage Net Loans Charged-off: Commercial and industrial0.7760%2,035
Percentage Net Loans Charged-off: Loans to individuals2.9294%443
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6905%854
Percentage Net Loans Charged-off: Total real estate loans0.3874%457
Percentage Net Loans Charged-off:Construction & development1.4768%132
Percentage Net Loans Charged-off: Commercial real estate0.1663%733
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.4338%451
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.4395%465
Percentage Net Loans Charged-off: Commercial and industrial0.8668%1,570
Percentage Net Loans Charged-off: Loans to individuals3.4437%312
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6941%869
Percentage Net Loans Charged-off: Total real estate loans0.4641%363
Percentage Net Loans Charged-off:Construction & development1.2680%132
Percentage Net Loans Charged-off: Commercial real estate0.2827%479
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5069%374
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.5123%386
Percentage Net Loans Charged-off: Commercial and industrial0.4267%2,128
Percentage Net Loans Charged-off: Loans to individuals3.8098%292
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5044%1,082
Percentage Net Loans Charged-off: Total real estate loans0.3334%472
Percentage Net Loans Charged-off:Construction & development0.1072%243
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.5423%319
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.5479%322
Percentage Net Loans Charged-off: Commercial and industrial0.1221%2,070
Percentage Net Loans Charged-off: Loans to individuals3.2385%442
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4372%1,902
Percentage Net Loans Charged-off: Total real estate loans0.1618%1,293
Percentage Net Loans Charged-off:Construction & development0.1497%559
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2431%896
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2458%898
Percentage Net Loans Charged-off: Commercial and industrial1.0936%1,770
Percentage Net Loans Charged-off: Loans to individuals1.8204%1,023
Percentage Net Loans Charged-off: Credit card loans0.3473%1,903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3329%2,421
Percentage Net Loans Charged-off: Total real estate loans0.1152%1,501
Percentage Net Loans Charged-off:Construction & development0.1284%532
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1545%1,145
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1553%1,116
Percentage Net Loans Charged-off: Commercial and industrial1.2805%1,481
Percentage Net Loans Charged-off: Loans to individuals1.1064%1,980
Percentage Net Loans Charged-off: Credit card loans0.9730%1,735
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0249%6,558
Percentage Net Loans Charged-off: Total real estate loans0.0139%716
Percentage Net Loans Charged-off:Construction & development0.0508%188
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0143%701
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0143%654
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,037
Percentage Net Loans Charged-off: Loans to individuals0.2724%1,038
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0311%6,663
Percentage Net Loans Charged-off: Total real estate loans0.0309%592
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0948%211
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0249%701
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0250%658
Percentage Net Loans Charged-off: Commercial and industrial-0.0249%1,277
Percentage Net Loans Charged-off: Loans to individuals0.1016%1,268
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0156%7,513
Percentage Net Loans Charged-off: Total real estate loans0.0335%573
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0395%548
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0395%507
Percentage Net Loans Charged-off: Commercial and industrial-0.3953%1,368
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,315
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0148%7,920
Percentage Net Loans Charged-off: Total real estate loans0.0041%939
Percentage Net Loans Charged-off:Construction & development0.0133%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0040%938
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0040%884
Percentage Net Loans Charged-off: Commercial and industrial-0.0368%1,207
Percentage Net Loans Charged-off: Loans to individuals0.5581%849
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%7,725
Percentage Net Loans Charged-off: Total real estate loans0.0055%959
Percentage Net Loans Charged-off:Construction & development0.2218%152
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0094%1,393
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.0094%1,387
Percentage Net Loans Charged-off: Commercial and industrial0.1674%600
Percentage Net Loans Charged-off: Loans to individuals0.7560%672
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0369%7,367
Percentage Net Loans Charged-off: Total real estate loans0.0337%751
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0399%597
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0173%768
Percentage Net Loans Charged-off: Commercial and industrial0.0000%798
Percentage Net Loans Charged-off: Loans to individuals0.1981%1,120
Percentage Net Loans Charged-off: Credit card loans12.1951%22
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,921
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.0000%761
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,287
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1477%6,202
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0072%11,022
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA