Home > HTLF Bank > Income and Expense

HTLF Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$958,522,00096
Total interest expense$335,349,000104
Net interest income$623,173,00096
Provision for loan and lease losses$21,707,000127
Total noninterest income$118,250,000131
Gross Fiduciary activities income$21,199,000110
Service charges on deposit accounts$32,834,00065
Trading account gains and fees$0123
Additional Noninterest Income$64,217,000148
Total noninterest expense$437,781,000105
Salaries and employee benefits$248,352,00086
Premises and equipment expense$37,302,000103
Additional noninterest expense$64,217,000148
Pre-tax net operating income$281,935,000101
Securities gains (losses)$-141,299,0004,581
Applicable income taxes$32,833,000155
Income before extraordinary items$107,803,000169
Extraordinary gains, net$054
Net income$107,803,000172
Minority interest net income$088
Net income of bank and minority interests.$107,803,000172
Net charge-offs$12,354,000138
Cash dividends$50,000,000166
Sale, conversion, retirement of capital stock, net$0540
Net operating income$219,429,210103
2023-09-30 (YTD Data)Rank
Total interest income$640,338,000104
Total interest expense$216,466,000111
Net interest income$423,872,000103
Provision for loan and lease losses$10,116,000176
Total noninterest income$95,190,000124
Gross Fiduciary activities income$8,162,000160
Service charges on deposit accounts$23,189,00066
Trading account gains and fees$0125
Additional Noninterest Income$63,839,000126
Total noninterest expense$308,766,000111
Salaries and employee benefits$180,423,00094
Premises and equipment expense$26,122,000111
Additional noninterest expense$63,839,000126
Pre-tax net operating income$200,180,000112
Securities gains (losses)$-1,242,0004,471
Applicable income taxes$47,005,000102
Income before extraordinary items$151,933,000113
Extraordinary gains, net$052
Net income$151,933,000113
Minority interest net income$081
Net income of bank and minority interests.$151,933,000113
Net charge-offs$11,435,000119
Cash dividends$50,000,000133
Sale, conversion, retirement of capital stock, net$0507
Net operating income$152,914,180115
2023-06-30 (YTD Data)Rank
Total interest income$8,807,0002,006
Total interest expense$10,0004,534
Net interest income$319,168,00095
Provision for loan and lease lossesNANA
Total noninterest income$1,3324,609
Gross Fiduciary activities income$36922
Service charges on deposit accounts$04,471
Trading account gains and fees$0112
Additional Noninterest Income$1,106,0001,444
Total noninterest expense$04,605
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$7,9414,462
Pre-tax net operating income$1,087,581,00025
Securities gains (losses)$1,668,00038
Applicable income taxes$03,436
Income before extraordinary items$42,0004,358
Extraordinary gains, net$58,458,0003
Net income$79,943,000134
Minority interest net income$081
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$9,948,000281
Sale, conversion, retirement of capital stock, net$-44,593
Net operating income$04,423
2023-03-31 (YTD Data)Rank
Total interest income$115,729,000161
Total interest expense$32,949,000162
Net interest income$82,780,000157
Provision for loan and lease losses$1,276,000301
Total noninterest income$39,692,000105
Gross Fiduciary activities income$1,896,000215
Service charges on deposit accounts$3,835,000124
Trading account gains and fees$097
Additional Noninterest Income$33,961,00086
Total noninterest expense$79,446,000138
Salaries and employee benefits$50,506,000108
Premises and equipment expense$5,703,000155
Additional noninterest expense$33,961,00086
Pre-tax net operating income$41,750,000154
Securities gains (losses)$-433,0004,536
Applicable income taxes$9,618,000146
Income before extraordinary items$31,699,000159
Extraordinary gains, net$04
Net income$31,699,000158
Minority interest net income$048
Net income of bank and minority interests.$31,699,000159
Net charge-offs$-1,222,0004,667
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$32,041,070157
2022-12-31 (YTD Data)Rank
Total interest income$296,269,000185
Total interest expense$26,398,000222
Net interest income$269,871,000177
Provision for loan and lease losses$10,715,000167
Total noninterest income$54,966,000232
Gross Fiduciary activities income$5,927,000251
Service charges on deposit accounts$12,498,000140
Trading account gains and fees$0116
Additional Noninterest Income$36,541,000223
Total noninterest expense$175,850,000202
Salaries and employee benefits$47,793,000336
Premises and equipment expense$13,401,000235
Additional noninterest expense$36,541,000223
Pre-tax net operating income$138,272,000187
Securities gains (losses)$-1,671,0004,530
Applicable income taxes$30,551,000187
Income before extraordinary items$106,050,000191
Extraordinary gains, net$05
Net income$106,050,000191
Minority interest net income$063
Net income of bank and minority interests.$106,050,000191
Net charge-offs$2,517,000253
Cash dividends$52,500,000159
Sale, conversion, retirement of capital stock, net$0568
Net operating income$107,370,090189
2022-09-30 (YTD Data)Rank
Total interest income$119,498,000276
Total interest expense$5,853,000411
Net interest income$113,645,000269
Provision for loan and lease losses$4,264,000236
Total noninterest income$18,505,000424
Gross Fiduciary activities income$1,169,000447
Service charges on deposit accounts$4,729,000236
Trading account gains and fees$0111
Additional Noninterest Income$12,607,000405
Total noninterest expense$78,276,000302
Salaries and employee benefits$22,001,000515
Premises and equipment expense$6,645,000332
Additional noninterest expense$12,607,000405
Pre-tax net operating income$49,610,000317
Securities gains (losses)$-1,097,0004,572
Applicable income taxes$10,971,000304
Income before extraordinary items$37,542,000317
Extraordinary gains, net$04
Net income$37,542,000317
Minority interest net income$057
Net income of bank and minority interests.$37,542,000317
Net charge-offs$4,591,000123
Cash dividends$16,500,000251
Sale, conversion, retirement of capital stock, net$0519
Net operating income$38,408,630322
2022-06-30 (YTD Data)Rank
Total interest income$40,555,000455
Total interest expense$668,0001,572
Net interest income$39,887,000424
Provision for loan and lease losses$-2,328,0004,716
Total noninterest income$6,424,000660
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,887,000360
Trading account gains and fees$0108
Additional Noninterest Income$4,537,000634
Total noninterest expense$28,109,000478
Salaries and employee benefits$8,342,000862
Premises and equipment expense$2,886,000474
Additional noninterest expense$16,881,000299
Pre-tax net operating income$20,530,000420
Securities gains (losses)$-1,079,0004,635
Applicable income taxes$4,474,000391
Income before extraordinary items$14,977,000443
Extraordinary gains, net$04
Net income$14,977,000443
Minority interest net income$060
Net income of bank and minority interests.$14,977,000443
Net charge-offs$-232,0004,578
Cash dividends$10,500,000255
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,829,410435
2022-03-31 (YTD Data)Rank
Total interest income$19,631,000458
Total interest expense$184,0002,345
Net interest income$19,447,000424
Provision for loan and lease losses$-2,008,0004,726
Total noninterest income$2,940,000701
Gross Fiduciary activities income$0892
Service charges on deposit accounts$968,000352
Trading account gains and fees$0103
Additional Noninterest Income$1,972,000698
Total noninterest expense$14,624,000473
Salaries and employee benefits$4,469,000818
Premises and equipment expense$1,560,000453
Additional noninterest expense$8,595,000294
Pre-tax net operating income$9,771,000428
Securities gains (losses)$-281,0004,635
Applicable income taxes$2,170,000391
Income before extraordinary items$7,320,000448
Extraordinary gains, net$04
Net income$7,320,000447
Minority interest net income$050
Net income of bank and minority interests.$7,320,000448
Net charge-offs$34,000800
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,541,990444
2021-12-31 (YTD Data)Rank
Total interest income$86,726,000412
Total interest expense$1,164,0001,999
Net interest income$85,562,000390
Provision for loan and lease losses$-747,0004,493
Total noninterest income$8,152,000970
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,874,000328
Trading account gains and fees$0132
Additional Noninterest Income$4,278,0001,193
Total noninterest expense$54,289,000488
Salaries and employee benefits$13,951,0001,001
Premises and equipment expense$7,111,000394
Additional noninterest expense$33,227,000293
Pre-tax net operating income$40,172,000443
Securities gains (losses)$1,170,000196
Applicable income taxes$9,581,000405
Income before extraordinary items$31,761,000460
Extraordinary gains, net$010
Net income$31,761,000460
Minority interest net income$074
Net income of bank and minority interests.$31,761,000461
Net charge-offs$346,000781
Cash dividends$26,300,000247
Sale, conversion, retirement of capital stock, net$0582
Net operating income$30,836,700460
2021-09-30 (YTD Data)Rank
Total interest income$65,717,000413
Total interest expense$964,0001,938
Net interest income$64,753,000389
Provision for loan and lease losses$1,178,000371
Total noninterest income$5,725,0001,025
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,882,000322
Trading account gains and fees$0132
Additional Noninterest Income$2,843,0001,341
Total noninterest expense$39,365,000510
Salaries and employee benefits$10,527,0001,005
Premises and equipment expense$5,210,000404
Additional noninterest expense$23,628,000307
Pre-tax net operating income$29,935,000455
Securities gains (losses)$1,067,000187
Applicable income taxes$7,182,000413
Income before extraordinary items$23,820,000467
Extraordinary gains, net$08
Net income$23,820,000464
Minority interest net income$069
Net income of bank and minority interests.$23,820,000467
Net charge-offs$475,000515
Cash dividends$19,300,000242
Sale, conversion, retirement of capital stock, net$0543
Net operating income$22,977,070468
2021-06-30 (YTD Data)Rank
Total interest income$43,571,000413
Total interest expense$751,0001,805
Net interest income$42,820,000385
Provision for loan and lease losses$336,000824
Total noninterest income$3,783,0001,031
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,903,000314
Trading account gains and fees$0133
Additional Noninterest Income$1,880,0001,336
Total noninterest expense$26,130,000505
Salaries and employee benefits$7,034,000989
Premises and equipment expense$3,421,000410
Additional noninterest expense$15,675,000303
Pre-tax net operating income$20,137,000455
Securities gains (losses)$833,000184
Applicable income taxes$4,874,000411
Income before extraordinary items$16,096,000467
Extraordinary gains, net$06
Net income$16,096,000465
Minority interest net income$067
Net income of bank and minority interests.$16,096,000467
Net charge-offs$457,000433
Cash dividends$13,300,000224
Sale, conversion, retirement of capital stock, net$0517
Net operating income$15,437,930473
2021-03-31 (YTD Data)Rank
Total interest income$21,997,000405
Total interest expense$449,0001,637
Net interest income$21,548,000378
Provision for loan and lease losses$632,000291
Total noninterest income$1,706,0001,103
Gross Fiduciary activities income$0922
Service charges on deposit accounts$981,000300
Trading account gains and fees$0127
Additional Noninterest Income$725,0001,551
Total noninterest expense$12,921,000507
Salaries and employee benefits$3,443,0001,008
Premises and equipment expense$1,827,000397
Additional noninterest expense$7,651,000298
Pre-tax net operating income$9,701,000471
Securities gains (losses)$75,000547
Applicable income taxes$2,264,000429
Income before extraordinary items$7,512,000493
Extraordinary gains, net$03
Net income$7,512,000493
Minority interest net income$055
Net income of bank and minority interests.$7,512,000493
Net charge-offs$275,000358
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,452,750482
2020-12-31 (YTD Data)Rank
Total interest income$93,190,000389
Total interest expense$3,725,0001,243
Net interest income$89,465,000351
Provision for loan and lease losses$9,330,000376
Total noninterest income$4,575,0001,334
Gross Fiduciary activities income$23,000841
Service charges on deposit accounts$3,792,000308
Trading account gains and fees$0133
Additional Noninterest Income$760,0002,727
Total noninterest expense$54,975,000469
Salaries and employee benefits$17,743,000791
Premises and equipment expense$7,491,000369
Additional noninterest expense$29,741,000314
Pre-tax net operating income$29,735,000432
Securities gains (losses)$1,471,000274
Applicable income taxes$7,231,000387
Income before extraordinary items$23,975,000456
Extraordinary gains, net$04
Net income$23,975,000455
Minority interest net income$072
Net income of bank and minority interests.$23,975,000456
Net charge-offs$1,532,000495
Cash dividends$16,500,000319
Sale, conversion, retirement of capital stock, net$0566
Net operating income$22,812,910457
2020-09-30 (YTD Data)Rank
Total interest income$69,093,000388
Total interest expense$3,199,0001,165
Net interest income$65,894,000347
Provision for loan and lease losses$7,648,000376
Total noninterest income$4,190,0001,148
Gross Fiduciary activities income$22,000802
Service charges on deposit accounts$2,823,000307
Trading account gains and fees$0125
Additional Noninterest Income$1,345,0001,861
Total noninterest expense$42,660,000443
Salaries and employee benefits$13,952,000750
Premises and equipment expense$5,526,000371
Additional noninterest expense$23,182,000292
Pre-tax net operating income$19,776,000445
Securities gains (losses)$805,000359
Applicable income taxes$4,740,000391
Income before extraordinary items$15,841,000480
Extraordinary gains, net$04
Net income$15,841,000478
Minority interest net income$065
Net income of bank and minority interests.$15,841,000480
Net charge-offs$1,293,000437
Cash dividends$13,500,000290
Sale, conversion, retirement of capital stock, net$0532
Net operating income$15,205,050482
2020-06-30 (YTD Data)Rank
Total interest income$46,014,000392
Total interest expense$2,621,0001,042
Net interest income$43,393,000349
Provision for loan and lease losses$6,993,000318
Total noninterest income$3,171,000997
Gross Fiduciary activities income$22,000780
Service charges on deposit accounts$1,861,000314
Trading account gains and fees$0123
Additional Noninterest Income$1,288,0001,445
Total noninterest expense$29,017,000428
Salaries and employee benefits$9,601,000728
Premises and equipment expense$3,720,000362
Additional noninterest expense$15,696,000290
Pre-tax net operating income$10,554,000489
Securities gains (losses)$405,000423
Applicable income taxes$2,535,000412
Income before extraordinary items$8,424,000516
Extraordinary gains, net$04
Net income$8,424,000514
Minority interest net income$065
Net income of bank and minority interests.$8,424,000516
Net charge-offs$1,140,000366
Cash dividends$8,500,000303
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,104,050516
2020-03-31 (YTD Data)Rank
Total interest income$22,923,000395
Total interest expense$2,015,000785
Net interest income$20,908,000356
Provision for loan and lease losses$4,644,000266
Total noninterest income$1,947,000830
Gross Fiduciary activities income$17,000755
Service charges on deposit accounts$1,018,000332
Trading account gains and fees$0106
Additional Noninterest Income$912,0001,037
Total noninterest expense$11,180,000546
Salaries and employee benefits$4,866,000723
Premises and equipment expense$1,746,000392
Additional noninterest expense$4,568,000428
Pre-tax net operating income$7,031,000345
Securities gains (losses)$215,000357
Applicable income taxes$1,722,000300
Income before extraordinary items$5,524,000368
Extraordinary gains, net$04
Net income$5,524,000367
Minority interest net income$056
Net income of bank and minority interests.$5,524,000368
Net charge-offs$87,000946
Cash dividends$8,500,000221
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,354,150372
2019-12-31 (YTD Data)Rank
Total interest income$98,042,000369
Total interest expense$11,050,000634
Net interest income$86,992,000344
Provision for loan and lease losses$1,087,000862
Total noninterest income$10,132,000690
Gross Fiduciary activities income$271,000654
Service charges on deposit accounts$3,589,000367
Trading account gains and fees$0135
Additional Noninterest Income$6,272,000709
Total noninterest expense$59,141,000401
Salaries and employee benefits$21,967,000597
Premises and equipment expense$7,000,000377
Additional noninterest expense$30,174,000286
Pre-tax net operating income$36,896,000388
Securities gains (losses)$184,000665
Applicable income taxes$8,684,000347
Income before extraordinary items$28,396,000402
Extraordinary gains, net$011
Net income$28,396,000402
Minority interest net income$076
Net income of bank and minority interests.$28,396,000402
Net charge-offs$481,0001,057
Cash dividends$27,000,000255
Sale, conversion, retirement of capital stock, net$0626
Net operating income$28,250,640398
2019-09-30 (YTD Data)Rank
Total interest income$74,034,000373
Total interest expense$8,363,000632
Net interest income$65,671,000346
Provision for loan and lease losses$233,0001,812
Total noninterest income$8,158,000653
Gross Fiduciary activities income$235,000636
Service charges on deposit accounts$2,645,000369
Trading account gains and fees$0129
Additional Noninterest Income$5,278,000668
Total noninterest expense$45,571,000391
Salaries and employee benefits$17,116,000576
Premises and equipment expense$5,341,000377
Additional noninterest expense$23,114,000280
Pre-tax net operating income$28,025,000387
Securities gains (losses)$24,0001,352
Applicable income taxes$6,616,000347
Income before extraordinary items$21,433,000407
Extraordinary gains, net$011
Net income$21,433,000407
Minority interest net income$072
Net income of bank and minority interests.$21,433,000407
Net charge-offs$332,000974
Cash dividends$20,500,000242
Sale, conversion, retirement of capital stock, net$0590
Net operating income$21,414,040399
2019-06-30 (YTD Data)Rank
Total interest income$49,461,000378
Total interest expense$5,083,000668
Net interest income$44,378,000344
Provision for loan and lease losses$-644,0005,257
Total noninterest income$6,045,000604
Gross Fiduciary activities income$180,000620
Service charges on deposit accounts$1,770,000366
Trading account gains and fees$0131
Additional Noninterest Income$4,095,000581
Total noninterest expense$30,931,000382
Salaries and employee benefits$11,692,000555
Premises and equipment expense$3,544,000380
Additional noninterest expense$15,695,000279
Pre-tax net operating income$20,136,000354
Securities gains (losses)$20,0001,043
Applicable income taxes$4,753,000334
Income before extraordinary items$15,403,000373
Extraordinary gains, net$011
Net income$15,403,000374
Minority interest net income$069
Net income of bank and minority interests.$15,403,000374
Net charge-offs$272,000837
Cash dividends$12,500,000247
Sale, conversion, retirement of capital stock, net$0573
Net operating income$15,387,200368
2019-03-31 (YTD Data)Rank
Total interest income$24,749,000376
Total interest expense$2,410,000691
Net interest income$22,339,000341
Provision for loan and lease losses$-780,0005,333
Total noninterest income$2,183,000722
Gross Fiduciary activities income$91,000629
Service charges on deposit accounts$853,000369
Trading account gains and fees$0126
Additional Noninterest Income$1,239,000774
Total noninterest expense$15,707,000381
Salaries and employee benefits$5,899,000548
Premises and equipment expense$1,754,000389
Additional noninterest expense$8,054,000270
Pre-tax net operating income$9,595,000365
Securities gains (losses)$-54,0005,265
Applicable income taxes$2,258,000339
Income before extraordinary items$7,283,000382
Extraordinary gains, net$05
Net income$7,283,000382
Minority interest net income$052
Net income of bank and minority interests.$7,283,000383
Net charge-offs$66,0001,070
Cash dividends$4,500,000288
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,325,660373
2018-12-31 (YTD Data)Rank
Total interest income$99,529,000360
Total interest expense$5,527,000848
Net interest income$94,002,000333
Provision for loan and lease losses$4,815,000265
Total noninterest income$10,554,000649
Gross Fiduciary activities income$284,000666
Service charges on deposit accounts$3,602,000376
Trading account gains and fees$0126
Additional Noninterest Income$6,668,000673
Total noninterest expense$64,174,000377
Salaries and employee benefits$25,286,000487
Premises and equipment expense$7,354,000377
Additional noninterest expense$31,534,000277
Pre-tax net operating income$35,567,000392
Securities gains (losses)$151,000246
Applicable income taxes$8,470,000342
Income before extraordinary items$27,248,000406
Extraordinary gains, net$06
Net income$27,248,000406
Minority interest net income$072
Net income of bank and minority interests.$27,248,000406
Net charge-offs$1,015,000577
Cash dividends$22,000,000250
Sale, conversion, retirement of capital stock, net$0671
Net operating income$27,128,710405
2018-09-30 (YTD Data)Rank
Total interest income$74,084,000359
Total interest expense$3,578,000900
Net interest income$70,506,000330
Provision for loan and lease losses$3,319,000274
Total noninterest income$7,439,000684
Gross Fiduciary activities income$207,000666
Service charges on deposit accounts$2,693,000376
Trading account gains and fees$0138
Additional Noninterest Income$4,539,000719
Total noninterest expense$48,295,000375
Salaries and employee benefits$20,328,000458
Premises and equipment expense$5,569,000377
Additional noninterest expense$22,398,000283
Pre-tax net operating income$26,331,000397
Securities gains (losses)$128,000260
Applicable income taxes$6,216,000354
Income before extraordinary items$20,243,000413
Extraordinary gains, net$05
Net income$20,243,000412
Minority interest net income$066
Net income of bank and minority interests.$20,243,000412
Net charge-offs$965,000452
Cash dividends$5,000,000532
Sale, conversion, retirement of capital stock, net$0633
Net operating income$20,141,880414
2018-06-30 (YTD Data)Rank
Total interest income$49,237,000356
Total interest expense$2,217,000909
Net interest income$47,020,000330
Provision for loan and lease losses$2,894,000230
Total noninterest income$4,908,000697
Gross Fiduciary activities income$130,000677
Service charges on deposit accounts$1,813,000374
Trading account gains and fees$0130
Additional Noninterest Income$2,965,000726
Total noninterest expense$32,865,000365
Salaries and employee benefits$14,011,000450
Premises and equipment expense$3,726,000372
Additional noninterest expense$15,128,000281
Pre-tax net operating income$16,169,000414
Securities gains (losses)$115,000225
Applicable income taxes$3,803,000367
Income before extraordinary items$12,481,000430
Extraordinary gains, net$06
Net income$12,481,000428
Minority interest net income$065
Net income of bank and minority interests.$12,481,000429
Net charge-offs$659,000437
Cash dividends$5,000,000391
Sale, conversion, retirement of capital stock, net$0620
Net operating income$12,390,150430
2018-03-31 (YTD Data)Rank
Total interest income$24,423,000356
Total interest expense$1,033,000927
Net interest income$23,390,000329
Provision for loan and lease losses$2,193,000162
Total noninterest income$2,686,000642
Gross Fiduciary activities income$62,000694
Service charges on deposit accounts$919,000376
Trading account gains and fees$0123
Additional Noninterest Income$1,705,000649
Total noninterest expense$16,951,000358
Salaries and employee benefits$7,170,000447
Premises and equipment expense$1,749,000390
Additional noninterest expense$8,032,000270
Pre-tax net operating income$6,932,000449
Securities gains (losses)$177,000124
Applicable income taxes$1,646,000392
Income before extraordinary items$5,463,000470
Extraordinary gains, net$07
Net income$5,463,000469
Minority interest net income$052
Net income of bank and minority interests.$5,463,000470
Net charge-offs$60,0001,097
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,323,170478
2017-12-31 (YTD Data)Rank
Total interest income$68,084,000429
Total interest expense$3,024,0001,078
Net interest income$65,060,000401
Provision for loan and lease losses$3,427,000317
Total noninterest income$8,910,000750
Gross Fiduciary activities income$170,000730
Service charges on deposit accounts$2,712,000479
Trading account gains and fees$0151
Additional Noninterest Income$6,028,000732
Total noninterest expense$51,735,000436
Salaries and employee benefits$22,248,000537
Premises and equipment expense$6,532,000408
Additional noninterest expense$22,955,000350
Pre-tax net operating income$18,808,000573
Securities gains (losses)$215,000381
Applicable income taxes$11,301,000374
Income before extraordinary items$7,722,000928
Extraordinary gains, net$09
Net income$7,722,000928
Minority interest net income$076
Net income of bank and minority interests.$7,722,000928
Net charge-offs$538,0001,036
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,584,400938
2017-09-30 (YTD Data)Rank
Total interest income$41,068,000526
Total interest expense$1,981,0001,202
Net interest income$39,087,000491
Provision for loan and lease losses$1,736,000462
Total noninterest income$5,799,000840
Gross Fiduciary activities income$115,000745
Service charges on deposit accounts$1,768,000547
Trading account gains and fees$0145
Additional Noninterest Income$3,916,000807
Total noninterest expense$33,371,000494
Salaries and employee benefits$15,123,000599
Premises and equipment expense$4,255,000459
Additional noninterest expense$13,993,000396
Pre-tax net operating income$9,779,000792
Securities gains (losses)$105,000581
Applicable income taxes$3,231,000646
Income before extraordinary items$6,653,000885
Extraordinary gains, net$09
Net income$6,653,000886
Minority interest net income$071
Net income of bank and minority interests.$6,653,000885
Net charge-offs$511,000793
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,582,650883
2017-06-30 (YTD Data)Rank
Total interest income$17,495,000808
Total interest expense$1,007,0001,469
Net interest income$16,488,000764
Provision for loan and lease losses$559,000786
Total noninterest income$3,515,000893
Gross Fiduciary activities income$65,000765
Service charges on deposit accounts$892,000706
Trading account gains and fees$0139
Additional Noninterest Income$2,558,000818
Total noninterest expense$16,437,000671
Salaries and employee benefits$6,986,000873
Premises and equipment expense$1,938,000645
Additional noninterest expense$7,513,000464
Pre-tax net operating income$3,007,0001,459
Securities gains (losses)$-39,0005,637
Applicable income taxes$856,0001,221
Income before extraordinary items$2,112,0001,625
Extraordinary gains, net$011
Net income$2,112,0001,625
Minority interest net income$071
Net income of bank and minority interests.$2,112,0001,625
Net charge-offs$123,0001,377
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,139,6901,590
2017-03-31 (YTD Data)Rank
Total interest income$8,814,000801
Total interest expense$507,0001,444
Net interest income$8,307,000749
Provision for loan and lease losses$229,000850
Total noninterest income$1,753,000884
Gross Fiduciary activities income$24,000801
Service charges on deposit accounts$443,000713
Trading account gains and fees$0142
Additional Noninterest Income$1,286,000802
Total noninterest expense$7,913,000703
Salaries and employee benefits$3,429,000899
Premises and equipment expense$972,000647
Additional noninterest expense$3,512,000488
Pre-tax net operating income$1,918,0001,211
Securities gains (losses)$62,000304
Applicable income taxes$614,000945
Income before extraordinary items$1,366,0001,321
Extraordinary gains, net$08
Net income$1,366,0001,320
Minority interest net income$055
Net income of bank and minority interests.$1,366,0001,321
Net charge-offs$10,0002,203
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,323,2201,331
2016-12-31 (YTD Data)Rank
Total interest income$34,081,000788
Total interest expense$1,971,0001,440
Net interest income$32,110,000746
Provision for loan and lease losses$2,550,000431
Total noninterest income$7,586,000849
Gross Fiduciary activities income$11,0001,007
Service charges on deposit accounts$1,515,000828
Trading account gains and fees$0170
Additional Noninterest Income$6,060,000729
Total noninterest expense$32,175,000672
Salaries and employee benefits$13,849,000850
Premises and equipment expense$3,899,000633
Additional noninterest expense$14,427,000490
Pre-tax net operating income$4,971,0001,631
Securities gains (losses)$300,000662
Applicable income taxes$1,694,0001,184
Income before extraordinary items$3,577,0001,811
Extraordinary gains, net$05
Net income$3,577,0001,810
Minority interest net income$082
Net income of bank and minority interests.$3,577,0001,810
Net charge-offs$1,119,000604
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,373,0001,860
2016-09-30 (YTD Data)Rank
Total interest income$24,615,000818
Total interest expense$1,448,0001,460
Net interest income$23,167,000771
Provision for loan and lease losses$2,349,000362
Total noninterest income$5,341,000884
Gross Fiduciary activities income$1,0001,085
Service charges on deposit accounts$1,090,000863
Trading account gains and fees$0169
Additional Noninterest Income$4,250,000770
Total noninterest expense$23,511,000680
Salaries and employee benefits$10,390,000844
Premises and equipment expense$2,806,000664
Additional noninterest expense$10,315,000506
Pre-tax net operating income$2,648,0002,155
Securities gains (losses)$272,000641
Applicable income taxes$915,0001,498
Income before extraordinary items$2,005,0002,342
Extraordinary gains, net$05
Net income$2,005,0002,341
Minority interest net income$071
Net income of bank and minority interests.$2,005,0002,342
Net charge-offs$1,313,000387
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,817,3202,446
2016-06-30 (YTD Data)Rank
Total interest income$15,337,000873
Total interest expense$867,0001,589
Net interest income$14,470,000814
Provision for loan and lease losses$1,319,000410
Total noninterest income$3,264,000935
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$663,000932
Trading account gains and fees$0157
Additional Noninterest Income$2,601,000809
Total noninterest expense$15,036,000712
Salaries and employee benefits$6,968,000846
Premises and equipment expense$1,755,000712
Additional noninterest expense$6,313,000552
Pre-tax net operating income$1,379,0002,538
Securities gains (losses)$216,000568
Applicable income taxes$515,0001,636
Income before extraordinary items$1,080,0002,675
Extraordinary gains, net$016
Net income$1,080,0002,674
Minority interest net income$071
Net income of bank and minority interests.$1,080,0002,674
Net charge-offs$980,000364
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$933,1202,848
2016-03-31 (YTD Data)Rank
Total interest income$6,484,0001,038
Total interest expense$381,0001,774
Net interest income$6,103,000989
Provision for loan and lease losses$-109,0005,985
Total noninterest income$1,379,0001,026
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$280,0001,064
Trading account gains and fees$0142
Additional Noninterest Income$1,099,000878
Total noninterest expense$6,312,000837
Salaries and employee benefits$2,936,0001,003
Premises and equipment expense$629,000977
Additional noninterest expense$2,747,000619
Pre-tax net operating income$1,279,0001,579
Securities gains (losses)$-1,0005,825
Applicable income taxes$454,0001,132
Income before extraordinary items$824,0001,941
Extraordinary gains, net$012
Net income$824,0001,941
Minority interest net income$062
Net income of bank and minority interests.$824,0001,941
Net charge-offs$-15,0005,360
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$824,6401,889
2015-12-31 (YTD Data)Rank
Total interest income$5,327,0003,703
Total interest expense$497,0003,727
Net interest income$4,830,0003,663
Provision for loan and lease losses$-572,0005,968
Total noninterest income$4,769,0001,161
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$363,0002,708
Trading account gains and fees$0159
Additional Noninterest Income$4,406,000880
Total noninterest expense$9,962,0001,900
Salaries and employee benefits$4,849,0002,105
Premises and equipment expense$1,076,0002,060
Additional noninterest expense$4,037,0001,501
Pre-tax net operating income$209,0005,440
Securities gains (losses)$95,0001,210
Applicable income taxes$24,0003,872
Income before extraordinary items$280,0005,280
Extraordinary gains, net$023
Net income$280,0005,283
Minority interest net income$081
Net income of bank and minority interests.$280,0005,283
Net charge-offs$69,0002,994
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$192,6005,438
2015-09-30 (YTD Data)Rank
Total interest income$3,914,0003,791
Total interest expense$382,0003,741
Net interest income$3,532,0003,755
Provision for loan and lease losses$-512,0006,091
Total noninterest income$3,840,0001,121
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$270,0002,727
Trading account gains and fees$0153
Additional Noninterest Income$3,570,000852
Total noninterest expense$7,706,0001,845
Salaries and employee benefits$3,851,0002,016
Premises and equipment expense$794,0002,118
Additional noninterest expense$3,061,0001,497
Pre-tax net operating income$178,0005,515
Securities gains (losses)$80,0001,166
Applicable income taxes$40,0003,725
Income before extraordinary items$218,0005,378
Extraordinary gains, net$021
Net income$218,0005,380
Minority interest net income$078
Net income of bank and minority interests.$218,0005,381
Net charge-offs$228,0001,430
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$150,8005,537
2015-06-30 (YTD Data)Rank
Total interest income$2,612,0003,801
Total interest expense$260,0003,737
Net interest income$2,352,0003,781
Provision for loan and lease losses$-491,0006,197
Total noninterest income$2,511,0001,138
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$164,0002,862
Trading account gains and fees$0157
Additional Noninterest Income$2,347,000860
Total noninterest expense$5,131,0001,858
Salaries and employee benefits$2,586,0002,013
Premises and equipment expense$531,0002,120
Additional noninterest expense$2,014,0001,529
Pre-tax net operating income$223,0005,151
Securities gains (losses)$72,0001,015
Applicable income taxes$71,0003,241
Income before extraordinary items$224,0005,024
Extraordinary gains, net$022
Net income$224,0005,026
Minority interest net income$075
Net income of bank and minority interests.$224,0005,028
Net charge-offs$168,0001,306
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$169,2805,230
2015-03-31 (YTD Data)Rank
Total interest income$1,335,0003,760
Total interest expense$130,0003,760
Net interest income$1,205,0003,718
Provision for loan and lease losses$-470,0006,324
Total noninterest income$1,253,0001,102
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$82,0002,832
Trading account gains and fees$0152
Additional Noninterest Income$1,171,000822
Total noninterest expense$2,540,0001,871
Salaries and employee benefits$1,225,0002,119
Premises and equipment expense$264,0002,148
Additional noninterest expense$1,051,0001,464
Pre-tax net operating income$388,0003,422
Securities gains (losses)$72,000702
Applicable income taxes$155,0002,061
Income before extraordinary items$305,0003,621
Extraordinary gains, net$013
Net income$305,0003,624
Minority interest net income$064
Net income of bank and minority interests.$305,0003,624
Net charge-offs$234,000648
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$257,4803,826
2014-12-31 (YTD Data)Rank
Total interest income$4,816,0004,040
Total interest expense$601,0003,634
Net interest income$4,215,0004,068
Provision for loan and lease losses$306,0001,964
Total noninterest income$3,705,0001,347
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$360,0002,894
Trading account gains and fees$0180
Additional Noninterest Income$3,345,0001,021
Total noninterest expense$9,635,0001,969
Salaries and employee benefits$4,819,0002,124
Premises and equipment expense$1,210,0001,906
Additional noninterest expense$3,606,0001,717
Pre-tax net operating income$-2,021,0006,427
Securities gains (losses)$147,000989
Applicable income taxes$-803,0006,410
Income before extraordinary items$-1,071,0006,376
Extraordinary gains, net$017
Net income$-1,071,0006,376
Minority interest net income$084
Net income of bank and minority interests.$-1,071,0006,376
Net charge-offs$86,0003,322
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,165,0806,383
2014-09-30 (YTD Data)Rank
Total interest income$3,579,0004,109
Total interest expense$459,0003,646
Net interest income$3,120,0004,126
Provision for loan and lease losses$-406,0006,365
Total noninterest income$2,786,0001,356
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$274,0002,896
Trading account gains and fees$0174
Additional Noninterest Income$2,512,0001,033
Total noninterest expense$7,388,0001,923
Salaries and employee benefits$3,726,0002,073
Premises and equipment expense$907,0001,920
Additional noninterest expense$2,755,0001,687
Pre-tax net operating income$-1,076,0006,483
Securities gains (losses)$27,0001,839
Applicable income taxes$-468,0006,508
Income before extraordinary items$-581,0006,409
Extraordinary gains, net$015
Net income$-581,0006,408
Minority interest net income$081
Net income of bank and minority interests.$-581,0006,408
Net charge-offs$-68,0006,124
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-598,2806,411
2014-06-30 (YTD Data)Rank
Total interest income$2,308,0004,202
Total interest expense$308,0003,672
Net interest income$2,000,0004,243
Provision for loan and lease losses$-288,0006,444
Total noninterest income$1,725,0001,407
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$168,0003,015
Trading account gains and fees$0172
Additional Noninterest Income$1,557,0001,066
Total noninterest expense$4,949,0001,911
Salaries and employee benefits$2,573,0002,005
Premises and equipment expense$573,0002,035
Additional noninterest expense$1,803,0001,707
Pre-tax net operating income$-936,0006,574
Securities gains (losses)$27,0001,498
Applicable income taxes$-394,0006,596
Income before extraordinary items$-515,0006,527
Extraordinary gains, net$020
Net income$-515,0006,527
Minority interest net income$080
Net income of bank and minority interests.$-515,0006,527
Net charge-offs$-53,0006,163
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-532,2806,529
2014-03-31 (YTD Data)Rank
Total interest income$1,074,0004,398
Total interest expense$146,0003,851
Net interest income$928,0004,432
Provision for loan and lease losses$-181,0006,559
Total noninterest income$546,0001,914
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$78,0003,119
Trading account gains and fees$0147
Additional Noninterest Income$468,0001,482
Total noninterest expense$2,416,0001,967
Salaries and employee benefits$1,311,0001,982
Premises and equipment expense$291,0002,036
Additional noninterest expense$814,0001,860
Pre-tax net operating income$-761,0006,665
Securities gains (losses)$23,000917
Applicable income taxes$-304,0006,683
Income before extraordinary items$-434,0006,620
Extraordinary gains, net$016
Net income$-434,0006,620
Minority interest net income$066
Net income of bank and minority interests.$-434,0006,620
Net charge-offs$99,0001,376
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-448,7206,621
2013-12-31 (YTD Data)Rank
Total interest income$4,311,0004,445
Total interest expense$750,0003,593
Net interest income$3,561,0004,536
Provision for loan and lease losses$-227,0006,482
Total noninterest income$4,377,0001,249
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$274,0003,516
Trading account gains and fees$0184
Additional Noninterest Income$4,103,000924
Total noninterest expense$9,370,0002,019
Salaries and employee benefits$4,959,0002,062
Premises and equipment expense$1,072,0002,113
Additional noninterest expense$3,339,0001,901
Pre-tax net operating income$-1,205,0006,594
Securities gains (losses)$46,0001,855
Applicable income taxes$-548,0006,644
Income before extraordinary items$-611,0006,510
Extraordinary gains, net$029
Net income$-611,0006,511
Minority interest net income$090
Net income of bank and minority interests.$-611,0006,511
Net charge-offs$-357,0006,707
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-640,4406,508
2013-09-30 (YTD Data)Rank
Total interest income$3,221,0004,498
Total interest expense$575,0003,634
Net interest income$2,646,0004,609
Provision for loan and lease losses$135,0003,044
Total noninterest income$3,234,0001,276
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$190,0003,705
Trading account gains and fees$0180
Additional Noninterest Income$3,044,000959
Total noninterest expense$7,012,0002,025
Salaries and employee benefits$3,706,0002,066
Premises and equipment expense$791,0002,173
Additional noninterest expense$2,515,0001,878
Pre-tax net operating income$-1,267,0006,732
Securities gains (losses)$88,0001,306
Applicable income taxes$-524,0006,802
Income before extraordinary items$-655,0006,672
Extraordinary gains, net$025
Net income$-655,0006,673
Minority interest net income$084
Net income of bank and minority interests.$-655,0006,673
Net charge-offs$42,0003,991
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-711,3206,675
2013-06-30 (YTD Data)Rank
Total interest income$2,138,0004,523
Total interest expense$392,0003,641
Net interest income$1,746,0004,647
Provision for loan and lease losses$108,0002,864
Total noninterest income$2,265,0001,251
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$81,0004,483
Trading account gains and fees$0157
Additional Noninterest Income$2,184,000921
Total noninterest expense$4,549,0002,076
Salaries and employee benefits$2,392,0002,146
Premises and equipment expense$538,0002,132
Additional noninterest expense$1,619,0001,929
Pre-tax net operating income$-646,0006,729
Securities gains (losses)$97,0001,135
Applicable income taxes$-261,0006,832
Income before extraordinary items$-288,0006,644
Extraordinary gains, net$022
Net income$-288,0006,644
Minority interest net income$082
Net income of bank and minority interests.$-288,0006,644
Net charge-offs$90,0002,851
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-350,0806,648
2013-03-31 (YTD Data)Rank
Total interest income$1,102,0004,480
Total interest expense$197,0003,707
Net interest income$905,0004,572
Provision for loan and lease losses$103,0002,024
Total noninterest income$1,284,0001,129
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$36,0004,669
Trading account gains and fees$0148
Additional Noninterest Income$1,248,000840
Total noninterest expense$2,235,0002,124
Salaries and employee benefits$1,200,0002,152
Premises and equipment expense$251,0002,306
Additional noninterest expense$784,0001,997
Pre-tax net operating income$-149,0006,676
Securities gains (losses)$25,0001,194
Applicable income taxes$-79,0006,903
Income before extraordinary items$-45,0006,576
Extraordinary gains, net$010
Net income$-45,0006,577
Minority interest net income$076
Net income of bank and minority interests.$-45,0006,577
Net charge-offs$-32,0006,589
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-61,0006,572
2012-12-31 (YTD Data)Rank
Total interest income$4,166,0004,762
Total interest expense$903,0003,863
Net interest income$3,263,0004,925
Provision for loan and lease losses$717,0002,234
Total noninterest income$3,206,0001,567
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$157,0004,698
Trading account gains and fees$0166
Additional Noninterest Income$3,049,0001,146
Total noninterest expense$6,601,0002,811
Salaries and employee benefits$3,749,0002,607
Premises and equipment expense$889,0002,516
Additional noninterest expense$1,963,0003,140
Pre-tax net operating income$-849,0006,619
Securities gains (losses)$197,0001,714
Applicable income taxes$-359,0006,860
Income before extraordinary items$-293,0006,504
Extraordinary gains, net$029
Net income$-293,0006,498
Minority interest net income$093
Net income of bank and minority interests.$-293,0006,500
Net charge-offs$525,0002,588
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-419,0806,491
2012-09-30 (YTD Data)Rank
Total interest income$3,124,0004,857
Total interest expense$680,0003,970
Net interest income$2,444,0005,002
Provision for loan and lease losses$458,0002,387
Total noninterest income$1,927,0001,831
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$119,0004,744
Trading account gains and fees$0157
Additional Noninterest Income$1,808,0001,363
Total noninterest expense$4,613,0002,989
Salaries and employee benefits$2,596,0002,822
Premises and equipment expense$628,0002,672
Additional noninterest expense$1,389,0003,298
Pre-tax net operating income$-700,0006,758
Securities gains (losses)$208,0001,403
Applicable income taxes$-268,0006,995
Income before extraordinary items$-224,0006,635
Extraordinary gains, net$020
Net income$-224,0006,633
Minority interest net income$086
Net income of bank and minority interests.$-224,0006,633
Net charge-offs$-8,0006,562
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-357,1206,634
2012-06-30 (YTD Data)Rank
Total interest income$2,095,0004,878
Total interest expense$450,0004,073
Net interest income$1,645,0005,007
Provision for loan and lease losses$345,0002,253
Total noninterest income$924,0002,284
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$77,0004,795
Trading account gains and fees$0153
Additional Noninterest Income$847,0001,695
Total noninterest expense$2,869,0003,169
Salaries and employee benefits$1,560,0003,083
Premises and equipment expense$465,0002,447
Additional noninterest expense$844,0003,534
Pre-tax net operating income$-645,0006,872
Securities gains (losses)$204,0001,091
Applicable income taxes$-218,0007,074
Income before extraordinary items$-223,0006,731
Extraordinary gains, net$019
Net income$-223,0006,731
Minority interest net income$084
Net income of bank and minority interests.$-223,0006,731
Net charge-offs$-12,0006,677
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-353,5606,753
2012-03-31 (YTD Data)Rank
Total interest income$1,072,0004,864
Total interest expense$224,0004,193
Net interest income$848,0004,958
Provision for loan and lease losses$106,0002,776
Total noninterest income$402,0002,476
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$38,0004,813
Trading account gains and fees$0148
Additional Noninterest Income$364,0001,873
Total noninterest expense$1,396,0003,239
Salaries and employee benefits$745,0003,189
Premises and equipment expense$241,0002,379
Additional noninterest expense$410,0003,581
Pre-tax net operating income$-252,0006,904
Securities gains (losses)$16,0001,662
Applicable income taxes$-113,0007,178
Income before extraordinary items$-123,0006,830
Extraordinary gains, net$019
Net income$-123,0006,831
Minority interest net income$078
Net income of bank and minority interests.$-123,0006,831
Net charge-offs$-14,0006,765
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-133,2406,794
2011-12-31 (YTD Data)Rank
Total interest income$4,040,0005,125
Total interest expense$1,168,0004,040
Net interest income$2,872,0005,361
Provision for loan and lease losses$1,179,0002,198
Total noninterest income$1,288,0002,669
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$135,0005,066
Trading account gains and fees$0146
Additional Noninterest Income$1,153,0001,959
Total noninterest expense$4,714,0003,690
Salaries and employee benefits$2,256,0003,844
Premises and equipment expense$1,011,0002,392
Additional noninterest expense$1,447,0003,951
Pre-tax net operating income$-1,733,0006,749
Securities gains (losses)$250,0001,279
Applicable income taxes$-681,0007,115
Income before extraordinary items$-802,0006,585
Extraordinary gains, net$029
Net income$-802,0006,586
Minority interest net income$096
Net income of bank and minority interests.$-802,0006,585
Net charge-offs$1,438,0001,937
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-962,0006,601
2011-09-30 (YTD Data)Rank
Total interest income$3,082,0005,140
Total interest expense$903,0004,087
Net interest income$2,179,0005,377
Provision for loan and lease losses$1,029,0001,927
Total noninterest income$891,0002,808
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$98,0005,150
Trading account gains and fees$0145
Additional Noninterest Income$793,0002,048
Total noninterest expense$3,436,0003,775
Salaries and employee benefits$1,595,0004,008
Premises and equipment expense$762,0002,402
Additional noninterest expense$1,079,0003,957
Pre-tax net operating income$-1,395,0006,898
Securities gains (losses)$213,0001,167
Applicable income taxes$-535,0007,227
Income before extraordinary items$-647,0006,744
Extraordinary gains, net$021
Net income$-647,0006,744
Minority interest net income$087
Net income of bank and minority interests.$-647,0006,744
Net charge-offs$1,192,0001,730
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-783,3206,757
2011-06-30 (YTD Data)Rank
Total interest income$2,026,0005,213
Total interest expense$616,0004,142
Net interest income$1,410,0005,469
Provision for loan and lease losses$743,0001,834
Total noninterest income$571,0002,882
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$66,0005,116
Trading account gains and fees$0153
Additional Noninterest Income$505,0002,081
Total noninterest expense$2,315,0003,783
Salaries and employee benefits$1,042,0004,086
Premises and equipment expense$496,0002,470
Additional noninterest expense$777,0003,823
Pre-tax net operating income$-1,077,0007,002
Securities gains (losses)$201,000732
Applicable income taxes$-388,0007,302
Income before extraordinary items$-488,0006,837
Extraordinary gains, net$015
Net income$-488,0006,836
Minority interest net income$089
Net income of bank and minority interests.$-488,0006,837
Net charge-offs$923,0001,543
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-616,6406,878
2011-03-31 (YTD Data)Rank
Total interest income$992,0005,284
Total interest expense$318,0004,154
Net interest income$674,0005,573
Provision for loan and lease losses$619,0001,227
Total noninterest income$288,0002,898
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$34,0005,022
Trading account gains and fees$0158
Additional Noninterest Income$254,0002,129
Total noninterest expense$1,337,0003,395
Salaries and employee benefits$504,0004,202
Premises and equipment expense$261,0002,397
Additional noninterest expense$572,0002,824
Pre-tax net operating income$-994,0007,269
Securities gains (losses)$-42,0007,318
Applicable income taxes$-432,0007,458
Income before extraordinary items$-604,0007,174
Extraordinary gains, net$09
Net income$-604,0007,175
Minority interest net income$086
Net income of bank and minority interests.$-604,0007,175
Net charge-offs$787,0001,005
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-577,1207,155
2010-12-31 (YTD Data)Rank
Total interest income$4,513,0005,098
Total interest expense$1,413,0004,404
Net interest income$3,100,0005,267
Provision for loan and lease losses$759,0003,466
Total noninterest income$2,255,0001,908
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$143,0004,993
Trading account gains and fees$0175
Additional Noninterest Income$2,112,0001,360
Total noninterest expense$4,420,0003,945
Salaries and employee benefits$2,078,0004,121
Premises and equipment expense$979,0002,520
Additional noninterest expense$1,363,0004,259
Pre-tax net operating income$176,0005,257
Securities gains (losses)$205,0001,568
Applicable income taxes$108,0003,175
Income before extraordinary items$273,0005,034
Extraordinary gains, net$029
Net income$273,0005,037
Minority interest net income$0111
Net income of bank and minority interests.$273,0005,037
Net charge-offs$414,0003,897
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,391,000238
Net operating income$125,4005,398
2010-09-30 (YTD Data)Rank
Total interest income$3,516,0005,074
Total interest expense$1,091,0004,485
Net interest income$2,425,0005,216
Provision for loan and lease losses$419,0003,835
Total noninterest income$1,791,0001,840
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$104,0005,117
Trading account gains and fees$0165
Additional Noninterest Income$1,687,0001,243
Total noninterest expense$3,241,0004,015
Salaries and employee benefits$1,537,0004,200
Premises and equipment expense$713,0002,614
Additional noninterest expense$991,0004,324
Pre-tax net operating income$556,0004,057
Securities gains (losses)$160,0001,545
Applicable income taxes$234,0002,403
Income before extraordinary items$482,0004,184
Extraordinary gains, net$023
Net income$482,0004,185
Minority interest net income$0110
Net income of bank and minority interests.$482,0004,185
Net charge-offs$33,0005,770
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$2,391,000186
Net operating income$374,8004,388
2010-06-30 (YTD Data)Rank
Total interest income$2,388,0005,076
Total interest expense$749,0004,515
Net interest income$1,639,0005,193
Provision for loan and lease losses$-480,0007,809
Total noninterest income$502,0003,218
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$63,0005,279
Trading account gains and fees$0152
Additional Noninterest Income$439,0002,281
Total noninterest expense$2,212,0003,952
Salaries and employee benefits$1,077,0004,078
Premises and equipment expense$485,0002,596
Additional noninterest expense$650,0004,375
Pre-tax net operating income$409,0003,961
Securities gains (losses)$8,0002,663
Applicable income taxes$136,0002,506
Income before extraordinary items$281,0004,426
Extraordinary gains, net$019
Net income$281,0004,426
Minority interest net income$0105
Net income of bank and minority interests.$281,0004,426
Net charge-offs$31,0005,251
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$2,391,000133
Net operating income$275,6404,301
2010-03-31 (YTD Data)Rank
Total interest income$1,114,0005,331
Total interest expense$384,0004,580
Net interest income$730,0005,546
Provision for loan and lease losses$161,0003,254
Total noninterest income$218,0003,471
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$29,0005,402
Trading account gains and fees$0175
Additional Noninterest Income$189,0002,483
Total noninterest expense$990,0004,308
Salaries and employee benefits$507,0004,311
Premises and equipment expense$222,0002,864
Additional noninterest expense$261,0004,993
Pre-tax net operating income$-203,0006,836
Securities gains (losses)$8,0001,783
Applicable income taxes$-77,0007,408
Income before extraordinary items$-118,0006,792
Extraordinary gains, net$016
Net income$-118,0006,793
Minority interest net income$091
Net income of bank and minority interests.$-118,0006,792
Net charge-offs$93,0003,170
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$2,391,00081
Net operating income$-123,1206,759
2009-12-31 (YTD Data)Rank
Total interest income$4,035,0005,699
Total interest expense$1,823,0004,710
Net interest income$2,212,0006,141
Provision for loan and lease losses$3,114,0001,931
Total noninterest income$876,0003,581
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$124,0005,450
Trading account gains and fees$0211
Additional Noninterest Income$752,0002,555
Total noninterest expense$5,586,0003,368
Salaries and employee benefits$2,557,0003,626
Premises and equipment expense$969,0002,653
Additional noninterest expense$2,060,0003,229
Pre-tax net operating income$-5,612,0007,236
Securities gains (losses)$117,0002,004
Applicable income taxes$-2,038,0007,521
Income before extraordinary items$-3,457,0007,072
Extraordinary gains, net$034
Net income$-3,457,0007,070
Minority interest net income$0115
Net income of bank and minority interests.$-3,457,0007,070
Net charge-offs$3,062,0001,583
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,650,000361
Net operating income$-3,531,8807,082
2009-09-30 (YTD Data)Rank
Total interest income$2,958,0005,808
Total interest expense$1,375,0004,829
Net interest income$1,583,0006,254
Provision for loan and lease losses$2,647,0001,606
Total noninterest income$595,0003,857
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$95,0005,432
Trading account gains and fees$0212
Additional Noninterest Income$500,0002,813
Total noninterest expense$4,363,0003,257
Salaries and employee benefits$1,998,0003,541
Premises and equipment expense$730,0002,671
Additional noninterest expense$1,635,0003,073
Pre-tax net operating income$-4,832,0007,492
Securities gains (losses)$117,0001,699
Applicable income taxes$-1,748,0007,691
Income before extraordinary items$-2,967,0007,375
Extraordinary gains, net$027
Net income$-2,967,0007,375
Minority interest net income$0118
Net income of bank and minority interests.$-2,967,0007,375
Net charge-offs$2,591,0001,294
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,041,8807,380
2009-06-30 (YTD Data)Rank
Total interest income$1,962,0005,873
Total interest expense$881,0005,036
Net interest income$1,081,0006,215
Provision for loan and lease losses$1,392,0001,714
Total noninterest income$514,0003,361
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$60,0005,529
Trading account gains and fees$0193
Additional Noninterest Income$454,0002,356
Total noninterest expense$2,861,0003,346
Salaries and employee benefits$1,393,0003,454
Premises and equipment expense$487,0002,699
Additional noninterest expense$981,0003,335
Pre-tax net operating income$-2,658,0007,515
Securities gains (losses)$117,0001,371
Applicable income taxes$-940,0007,739
Income before extraordinary items$-1,601,0007,363
Extraordinary gains, net$021
Net income$-1,601,0007,362
Minority interest net income$0112
Net income of bank and minority interests.$-1,601,0007,361
Net charge-offs$1,344,0001,419
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,675,8807,381
2009-03-31 (YTD Data)Rank
Total interest income$967,0005,956
Total interest expense$425,0005,234
Net interest income$542,0006,221
Provision for loan and lease losses$203,0002,830
Total noninterest income$322,0002,892
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$28,0005,598
Trading account gains and fees$0171
Additional Noninterest Income$294,0001,987
Total noninterest expense$1,462,0003,205
Salaries and employee benefits$786,0003,143
Premises and equipment expense$253,0002,652
Additional noninterest expense$423,0003,424
Pre-tax net operating income$-801,0007,545
Securities gains (losses)$117,000919
Applicable income taxes$-252,0007,761
Income before extraordinary items$-432,0007,378
Extraordinary gains, net$015
Net income$-432,0007,379
Minority interest net income$0102
Net income of bank and minority interests.$-432,0007,379
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-506,8807,425
2008-12-31 (YTD Data)Rank
Total interest income$3,157,0006,518
Total interest expense$1,255,0006,340
Net interest income$1,902,0006,530
Provision for loan and lease losses$2,233,0001,683
Total noninterest income$1,039,0003,330
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$76,0006,237
Trading account gains and fees$0154
Additional Noninterest Income$963,0002,172
Total noninterest expense$5,077,0003,523
Salaries and employee benefits$2,548,0003,731
Premises and equipment expense$1,072,0002,468
Additional noninterest expense$1,457,0003,701
Pre-tax net operating income$-4,369,0007,749
Securities gains (losses)$03,220
Applicable income taxes$-1,615,0007,864
Income before extraordinary items$-2,754,0007,558
Extraordinary gains, net$039
Net income$-2,754,0007,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,725,0001,418
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$40,0001,171
Net operating income$-2,754,0007,630
2008-09-30 (YTD Data)Rank
Total interest income$2,239,0006,694
Total interest expense$877,0006,608
Net interest income$1,362,0006,683
Provision for loan and lease losses$1,545,0001,397
Total noninterest income$743,0003,511
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$48,0006,481
Trading account gains and fees$0148
Additional Noninterest Income$695,0002,325
Total noninterest expense$4,012,0003,375
Salaries and employee benefits$2,054,0003,530
Premises and equipment expense$819,0002,437
Additional noninterest expense$1,139,0003,518
Pre-tax net operating income$-3,452,0008,054
Securities gains (losses)$03,106
Applicable income taxes$-1,277,0008,107
Income before extraordinary items$-2,175,0007,892
Extraordinary gains, net$031
Net income$-2,175,0007,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,014,0001,291
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,175,0007,968
2008-06-30 (YTD Data)Rank
Total interest income$1,386,0006,912
Total interest expense$558,0006,824
Net interest income$828,0006,886
Provision for loan and lease losses$235,0002,897
Total noninterest income$414,0003,947
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$23,0006,769
Trading account gains and fees$0149
Additional Noninterest Income$391,0002,625
Total noninterest expense$2,537,0003,530
Salaries and employee benefits$1,300,0003,726
Premises and equipment expense$544,0002,451
Additional noninterest expense$693,0003,746
Pre-tax net operating income$-1,530,0008,091
Securities gains (losses)$03,233
Applicable income taxes$-566,0008,197
Income before extraordinary items$-964,0007,983
Extraordinary gains, net$021
Net income$-964,0007,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-964,0007,967
2008-03-31 (YTD Data)Rank
Total interest income$639,0007,181
Total interest expense$287,0006,920
Net interest income$352,0007,239
Provision for loan and lease losses$87,0002,959
Total noninterest income$224,0003,756
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$7,0007,034
Trading account gains and fees$0158
Additional Noninterest Income$217,0002,456
Total noninterest expense$1,242,0003,594
Salaries and employee benefits$652,0003,740
Premises and equipment expense$273,0002,466
Additional noninterest expense$317,0003,957
Pre-tax net operating income$-753,0008,219
Securities gains (losses)$02,688
Applicable income taxes$-279,0008,304
Income before extraordinary items$-474,0008,131
Extraordinary gains, net$015
Net income$-474,0008,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-474,0008,114
2007-12-31 (YTD Data)Rank
Total interest income$2,724,0007,041
Total interest expense$1,153,0006,934
Net interest income$1,571,0007,039
Provision for loan and lease losses$176,0004,114
Total noninterest income$572,0004,736
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$9,0007,324
Trading account gains and fees$0178
Additional Noninterest Income$563,0003,117
Total noninterest expense$3,489,0004,529
Salaries and employee benefits$1,763,0004,812
Premises and equipment expense$724,0003,349
Additional noninterest expense$1,002,0004,655
Pre-tax net operating income$-1,522,0008,197
Securities gains (losses)$02,146
Applicable income taxes$-557,0008,332
Income before extraordinary items$-965,0008,099
Extraordinary gains, net$039
Net income$-965,0008,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,483
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$1,895,000367
Net operating income$-965,0008,093
2007-09-30 (YTD Data)Rank
Total interest income$1,929,0007,195
Total interest expense$777,0007,140
Net interest income$1,152,0007,116
Provision for loan and lease losses$201,0002,990
Total noninterest income$354,0005,182
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,0007,410
Trading account gains and fees$0184
Additional Noninterest Income$350,0003,457
Total noninterest expense$2,531,0004,622
Salaries and employee benefits$1,240,0004,986
Premises and equipment expense$472,0003,705
Additional noninterest expense$819,0004,306
Pre-tax net operating income$-1,226,0008,340
Securities gains (losses)$01,655
Applicable income taxes$-448,0008,427
Income before extraordinary items$-778,0008,264
Extraordinary gains, net$033
Net income$-778,0008,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-778,0008,255
2007-06-30 (YTD Data)Rank
Total interest income$1,175,0007,398
Total interest expense$421,0007,487
Net interest income$754,0007,212
Provision for loan and lease losses$209,0002,108
Total noninterest income$221,0005,373
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$220,0003,603
Total noninterest expense$1,549,0004,915
Salaries and employee benefits$752,0005,324
Premises and equipment expense$287,0003,960
Additional noninterest expense$510,0004,515
Pre-tax net operating income$-783,0008,403
Securities gains (losses)$01,444
Applicable income taxes$-285,0008,496
Income before extraordinary items$-498,0008,336
Extraordinary gains, net$029
Net income$-498,0008,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-498,0008,330
2007-03-31 (YTD Data)Rank
Total interest income$462,0007,783
Total interest expense$126,0008,084
Net interest income$336,0007,468
Provision for loan and lease losses$143,0001,556
Total noninterest income$14,0008,107
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$14,0007,050
Total noninterest expense$641,0005,547
Salaries and employee benefits$300,0006,056
Premises and equipment expense$120,0004,509
Additional noninterest expense$221,0004,921
Pre-tax net operating income$-434,0008,494
Securities gains (losses)$01,187
Applicable income taxes$-159,0008,547
Income before extraordinary items$-275,0008,410
Extraordinary gains, net$022
Net income$-275,0008,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-275,0008,398
2006-12-31 (YTD Data)Rank
Total interest income$203,0008,625
Total interest expense$45,0008,578
Net interest income$158,0008,622
Provision for loan and lease losses$191,0003,616
Total noninterest income$2,0008,568
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$2,0008,463
Total noninterest expense$1,887,0006,317
Salaries and employee benefits$942,0006,549
Premises and equipment expense$245,0006,263
Additional noninterest expense$700,0005,646
Pre-tax net operating income$-1,918,0008,571
Securities gains (losses)$01,687
Applicable income taxes$-698,0008,606
Income before extraordinary items$-1,220,0008,509
Extraordinary gains, net$051
Net income$-1,220,0008,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$15,000,000133
Net operating income$-1,220,0008,503

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.