Home > Hoyne Savings Bank > Income and Expense
Hoyne Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,409,000 | 2,240 |
| Total interest expense | $4,490,000 | 2,150 |
| Net interest income | $10,919,000 | 2,259 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $605,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $25,000 | 4,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 2,829 |
| Total noninterest expense | $12,802,000 | 1,732 |
| Salaries and employee benefits | $7,477,000 | 1,694 |
| Premises and equipment expense | $2,283,000 | 1,088 |
| Additional noninterest expense | $580,000 | 2,829 |
| Pre-tax net operating income | $-1,278,000 | 4,509 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-419,000 | 4,501 |
| Income before extraordinary items | $-859,000 | 4,470 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-859,000 | 4,469 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-859,000 | 4,470 |
| Net charge-offs | $17,000 | 2,260 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-859,000 | 4,483 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,384,000 | 2,225 |
| Total interest expense | $2,924,000 | 2,188 |
| Net interest income | $8,460,000 | 2,221 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $432,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $19,000 | 4,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 2,857 |
| Total noninterest expense | $8,757,000 | 1,847 |
| Salaries and employee benefits | $4,943,000 | 1,842 |
| Premises and equipment expense | $1,702,000 | 1,088 |
| Additional noninterest expense | $413,000 | 2,856 |
| Pre-tax net operating income | $135,000 | 4,256 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $159,000 | 2,464 |
| Income before extraordinary items | $-24,000 | 4,412 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-24,000 | 4,408 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-24,000 | 4,411 |
| Net charge-offs | $17,000 | 1,963 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-24,000 | 4,432 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 2,221 |
| Total interest expense | $1,650,000 | 2,230 |
| Net interest income | $5,835,000 | 2,179 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $261,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $13,000 | 4,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 2,949 |
| Total noninterest expense | $5,942,000 | 1,812 |
| Salaries and employee benefits | $3,305,000 | 1,842 |
| Premises and equipment expense | $1,179,000 | 1,045 |
| Additional noninterest expense | $248,000 | 2,942 |
| Pre-tax net operating income | $154,000 | 4,219 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $99,000 | 2,552 |
| Income before extraordinary items | $55,000 | 4,337 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $55,000 | 4,378 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $55,000 | 4,335 |
| Net charge-offs | $17,000 | 1,599 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $55,000 | 4,353 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 2,228 |
| Total interest expense | $666,000 | 2,298 |
| Net interest income | $2,993,000 | 2,160 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $129,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $6,000 | 4,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 2,950 |
| Total noninterest expense | $3,017,000 | 1,825 |
| Salaries and employee benefits | $1,655,000 | 1,864 |
| Premises and equipment expense | $601,000 | 1,056 |
| Additional noninterest expense | $123,000 | 2,950 |
| Pre-tax net operating income | $105,000 | 4,186 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $50,000 | 2,554 |
| Income before extraordinary items | $55,000 | 4,316 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $55,000 | 4,316 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $55,000 | 4,316 |
| Net charge-offs | $17,000 | 1,170 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $55,000 | 4,340 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,911,000 | 2,168 |
| Total interest expense | $1,001,000 | 2,424 |
| Net interest income | $11,910,000 | 2,113 |
| Provision for loan and lease losses | $36,000 | 2,641 |
| Total noninterest income | $608,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $28,000 | 4,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 2,916 |
| Total noninterest expense | $10,731,000 | 1,908 |
| Salaries and employee benefits | $6,037,000 | 1,944 |
| Premises and equipment expense | $2,269,000 | 1,089 |
| Additional noninterest expense | $580,000 | 2,916 |
| Pre-tax net operating income | $1,751,000 | 3,276 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $-93,000 | 4,600 |
| Income before extraordinary items | $1,844,000 | 3,035 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,844,000 | 3,032 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,844,000 | 3,034 |
| Net charge-offs | $513,000 | 587 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,844,000 | 3,072 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,296,000 | 2,174 |
| Total interest expense | $622,000 | 2,356 |
| Net interest income | $8,674,000 | 2,135 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $479,000 | 3,331 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $21,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 2,897 |
| Total noninterest expense | $8,071,000 | 1,908 |
| Salaries and employee benefits | $4,487,000 | 1,945 |
| Premises and equipment expense | $1,740,000 | 1,062 |
| Additional noninterest expense | $458,000 | 2,897 |
| Pre-tax net operating income | $1,082,000 | 3,455 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $121,000 | 2,761 |
| Income before extraordinary items | $961,000 | 3,425 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $961,000 | 3,423 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $961,000 | 3,424 |
| Net charge-offs | $498,000 | 444 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $961,000 | 3,449 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 2,204 |
| Total interest expense | $393,000 | 2,288 |
| Net interest income | $5,491,000 | 2,179 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $318,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $13,000 | 4,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 2,916 |
| Total noninterest expense | $5,310,000 | 1,909 |
| Salaries and employee benefits | $2,870,000 | 2,008 |
| Premises and equipment expense | $1,186,000 | 1,037 |
| Additional noninterest expense | $1,254,000 | 2,240 |
| Pre-tax net operating income | $499,000 | 3,698 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $66,000 | 2,792 |
| Income before extraordinary items | $433,000 | 3,665 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $433,000 | 3,663 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $433,000 | 3,665 |
| Net charge-offs | $78,000 | 808 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $433,000 | 3,701 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 2,192 |
| Total interest expense | $206,000 | 2,164 |
| Net interest income | $2,662,000 | 2,175 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $217,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $7,000 | 4,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 2,522 |
| Total noninterest expense | $2,740,000 | 1,870 |
| Salaries and employee benefits | $1,407,000 | 2,022 |
| Premises and equipment expense | $613,000 | 1,017 |
| Additional noninterest expense | $720,000 | 2,059 |
| Pre-tax net operating income | $139,000 | 3,979 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $12,000 | 3,083 |
| Income before extraordinary items | $127,000 | 3,954 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $127,000 | 3,953 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $127,000 | 3,954 |
| Net charge-offs | $28,000 | 856 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $127,000 | 3,976 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,332,000 | 2,160 |
| Total interest expense | $1,654,000 | 1,545 |
| Net interest income | $10,678,000 | 2,224 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $692,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $26,000 | 4,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $666,000 | 3,019 |
| Total noninterest expense | $10,381,000 | 1,934 |
| Salaries and employee benefits | $5,791,000 | 1,981 |
| Premises and equipment expense | $2,202,000 | 1,114 |
| Additional noninterest expense | $2,388,000 | 2,307 |
| Pre-tax net operating income | $989,000 | 3,839 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-220,000 | 4,797 |
| Income before extraordinary items | $1,209,000 | 3,576 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,209,000 | 3,576 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,209,000 | 3,576 |
| Net charge-offs | $47,000 | 1,689 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,209,000 | 3,561 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,318,000 | 2,185 |
| Total interest expense | $1,404,000 | 1,470 |
| Net interest income | $7,914,000 | 2,288 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $513,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $20,000 | 4,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 3,084 |
| Total noninterest expense | $7,855,000 | 1,918 |
| Salaries and employee benefits | $4,435,000 | 1,956 |
| Premises and equipment expense | $1,610,000 | 1,153 |
| Additional noninterest expense | $1,810,000 | 2,308 |
| Pre-tax net operating income | $572,000 | 4,142 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $-342,000 | 4,892 |
| Income before extraordinary items | $914,000 | 3,711 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $914,000 | 3,711 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $914,000 | 3,711 |
| Net charge-offs | $119,000 | 1,011 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $914,000 | 3,682 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 2,165 |
| Total interest expense | $1,056,000 | 1,402 |
| Net interest income | $5,224,000 | 2,282 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $354,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $12,000 | 4,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,018 |
| Total noninterest expense | $5,266,000 | 1,903 |
| Salaries and employee benefits | $2,955,000 | 1,952 |
| Premises and equipment expense | $1,051,000 | 1,165 |
| Additional noninterest expense | $1,260,000 | 2,225 |
| Pre-tax net operating income | $312,000 | 4,250 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-175,000 | 4,921 |
| Income before extraordinary items | $487,000 | 3,906 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $487,000 | 3,906 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $487,000 | 3,906 |
| Net charge-offs | $48,000 | 1,165 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $487,000 | 3,885 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 2,124 |
| Total interest expense | $581,000 | 1,349 |
| Net interest income | $2,590,000 | 2,267 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $154,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $6,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 3,128 |
| Total noninterest expense | $2,711,000 | 1,851 |
| Salaries and employee benefits | $1,494,000 | 1,913 |
| Premises and equipment expense | $541,000 | 1,144 |
| Additional noninterest expense | $676,000 | 2,075 |
| Pre-tax net operating income | $33,000 | 4,665 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-94,000 | 4,951 |
| Income before extraordinary items | $127,000 | 4,309 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $127,000 | 4,308 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $127,000 | 4,309 |
| Net charge-offs | $35,000 | 950 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $127,000 | 4,287 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,018,000 | 2,105 |
| Total interest expense | $3,349,000 | 1,361 |
| Net interest income | $9,669,000 | 2,310 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $4,072,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $24,000 | 4,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,048,000 | 1,197 |
| Total noninterest expense | $9,661,000 | 1,999 |
| Salaries and employee benefits | $5,360,000 | 2,047 |
| Premises and equipment expense | $2,058,000 | 1,149 |
| Additional noninterest expense | $2,243,000 | 2,349 |
| Pre-tax net operating income | $4,080,000 | 2,041 |
| Securities gains (losses) | $292,000 | 843 |
| Applicable income taxes | $-184,000 | 4,920 |
| Income before extraordinary items | $4,556,000 | 1,757 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,556,000 | 1,757 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,556,000 | 1,757 |
| Net charge-offs | $-702,000 | 4,971 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,264,000 | 1,787 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,614,000 | 2,143 |
| Total interest expense | $2,674,000 | 1,354 |
| Net interest income | $6,940,000 | 2,378 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $377,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $18,000 | 4,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,155 |
| Total noninterest expense | $7,220,000 | 1,994 |
| Salaries and employee benefits | $4,116,000 | 2,008 |
| Premises and equipment expense | $1,448,000 | 1,215 |
| Additional noninterest expense | $1,656,000 | 2,349 |
| Pre-tax net operating income | $97,000 | 4,634 |
| Securities gains (losses) | $292,000 | 728 |
| Applicable income taxes | $-25,000 | 4,876 |
| Income before extraordinary items | $414,000 | 4,148 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $414,000 | 4,147 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $414,000 | 4,148 |
| Net charge-offs | $-214,000 | 4,920 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $122,000 | 4,586 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,502,000 | 2,138 |
| Total interest expense | $1,911,000 | 1,359 |
| Net interest income | $4,591,000 | 2,408 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $235,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $12,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 3,205 |
| Total noninterest expense | $4,883,000 | 1,963 |
| Salaries and employee benefits | $2,757,000 | 1,995 |
| Premises and equipment expense | $1,007,000 | 1,167 |
| Additional noninterest expense | $1,119,000 | 2,326 |
| Pre-tax net operating income | $-57,000 | 4,833 |
| Securities gains (losses) | $292,000 | 561 |
| Applicable income taxes | $-25,000 | 4,885 |
| Income before extraordinary items | $260,000 | 4,176 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $260,000 | 4,175 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $260,000 | 4,176 |
| Net charge-offs | $-214,000 | 4,978 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-32,000 | 4,822 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 2,018 |
| Total interest expense | $1,034,000 | 1,392 |
| Net interest income | $2,444,000 | 2,262 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $123,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $8,000 | 4,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,025 |
| Total noninterest expense | $2,586,000 | 1,901 |
| Salaries and employee benefits | $1,441,000 | 1,946 |
| Premises and equipment expense | $524,000 | 1,143 |
| Additional noninterest expense | $621,000 | 2,191 |
| Pre-tax net operating income | $-19,000 | 4,792 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-21,000 | 4,891 |
| Income before extraordinary items | $2,000 | 4,735 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,000 | 4,735 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,000 | 4,735 |
| Net charge-offs | $-176,000 | 5,022 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,000 | 4,745 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,254,000 | 2,005 |
| Total interest expense | $4,116,000 | 1,449 |
| Net interest income | $10,138,000 | 2,219 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $675,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $36,000 | 4,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $639,000 | 2,768 |
| Total noninterest expense | $10,221,000 | 1,887 |
| Salaries and employee benefits | $5,684,000 | 1,923 |
| Premises and equipment expense | $1,802,000 | 1,270 |
| Additional noninterest expense | $2,735,000 | 2,074 |
| Pre-tax net operating income | $592,000 | 4,341 |
| Securities gains (losses) | $84,000 | 1,021 |
| Applicable income taxes | $-26,000 | 5,043 |
| Income before extraordinary items | $702,000 | 4,116 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $702,000 | 4,118 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $702,000 | 4,118 |
| Net charge-offs | $117,000 | 2,103 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $618,000 | 4,213 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,726,000 | 2,014 |
| Total interest expense | $3,037,000 | 1,474 |
| Net interest income | $7,689,000 | 2,228 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $534,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $27,000 | 4,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,729 |
| Total noninterest expense | $7,822,000 | 1,863 |
| Salaries and employee benefits | $4,253,000 | 1,929 |
| Premises and equipment expense | $1,400,000 | 1,242 |
| Additional noninterest expense | $2,169,000 | 1,991 |
| Pre-tax net operating income | $401,000 | 4,492 |
| Securities gains (losses) | $84,000 | 861 |
| Applicable income taxes | $-17,000 | 5,139 |
| Income before extraordinary items | $502,000 | 4,271 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $502,000 | 4,271 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $502,000 | 4,271 |
| Net charge-offs | $117,000 | 1,663 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $418,000 | 4,387 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 2,015 |
| Total interest expense | $1,945,000 | 1,499 |
| Net interest income | $5,220,000 | 2,190 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $384,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $18,000 | 4,765 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $366,000 | 2,594 |
| Total noninterest expense | $5,254,000 | 1,856 |
| Salaries and employee benefits | $2,837,000 | 1,930 |
| Premises and equipment expense | $963,000 | 1,225 |
| Additional noninterest expense | $1,454,000 | 1,999 |
| Pre-tax net operating income | $350,000 | 4,315 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-5,000 | 5,152 |
| Income before extraordinary items | $355,000 | 4,217 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $355,000 | 4,216 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $355,000 | 4,216 |
| Net charge-offs | $44,000 | 1,925 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $355,000 | 4,202 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 2,020 |
| Total interest expense | $921,000 | 1,520 |
| Net interest income | $2,656,000 | 2,171 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $178,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $9,000 | 4,801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 2,610 |
| Total noninterest expense | $2,660,000 | 1,834 |
| Salaries and employee benefits | $1,419,000 | 1,951 |
| Premises and equipment expense | $495,000 | 1,206 |
| Additional noninterest expense | $746,000 | 1,928 |
| Pre-tax net operating income | $174,000 | 4,325 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $174,000 | 4,226 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $174,000 | 4,225 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $174,000 | 4,225 |
| Net charge-offs | $43,000 | 1,301 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $174,000 | 4,216 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,063,000 | 1,951 |
| Total interest expense | $2,976,000 | 1,447 |
| Net interest income | $11,087,000 | 2,070 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $323,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $43,000 | 4,807 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,757 |
| Total noninterest expense | $10,203,000 | 1,880 |
| Salaries and employee benefits | $5,175,000 | 2,041 |
| Premises and equipment expense | $1,954,000 | 1,199 |
| Additional noninterest expense | $3,074,000 | 1,878 |
| Pre-tax net operating income | $1,207,000 | 3,809 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $-230,000 | 5,337 |
| Income before extraordinary items | $1,439,000 | 3,421 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,439,000 | 3,419 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,439,000 | 3,420 |
| Net charge-offs | $52,000 | 2,611 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,437,000 | 3,430 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,403,000 | 1,962 |
| Total interest expense | $2,109,000 | 1,435 |
| Net interest income | $8,294,000 | 2,076 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $202,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $32,000 | 4,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $170,000 | 4,002 |
| Total noninterest expense | $8,248,000 | 1,752 |
| Salaries and employee benefits | $4,360,000 | 1,864 |
| Premises and equipment expense | $1,527,000 | 1,153 |
| Additional noninterest expense | $2,361,000 | 1,834 |
| Pre-tax net operating income | $248,000 | 4,952 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $-230,000 | 5,434 |
| Income before extraordinary items | $480,000 | 4,436 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $480,000 | 4,435 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $480,000 | 4,435 |
| Net charge-offs | $60,000 | 2,072 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $478,000 | 4,448 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,893,000 | 1,959 |
| Total interest expense | $1,330,000 | 1,425 |
| Net interest income | $5,563,000 | 2,071 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $138,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $21,000 | 4,921 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 3,995 |
| Total noninterest expense | $5,581,000 | 1,747 |
| Salaries and employee benefits | $2,930,000 | 1,860 |
| Premises and equipment expense | $1,017,000 | 1,162 |
| Additional noninterest expense | $1,634,000 | 1,781 |
| Pre-tax net operating income | $120,000 | 5,097 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $-232,000 | 5,501 |
| Income before extraordinary items | $354,000 | 4,347 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $354,000 | 4,346 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $354,000 | 4,346 |
| Net charge-offs | $39,000 | 1,900 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $352,000 | 4,357 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 1,991 |
| Total interest expense | $633,000 | 1,430 |
| Net interest income | $2,726,000 | 2,105 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $9,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $11,000 | 4,942 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $-2,000 | 5,550 |
| Total noninterest expense | $2,752,000 | 1,773 |
| Salaries and employee benefits | $1,512,000 | 1,833 |
| Premises and equipment expense | $529,000 | 1,137 |
| Additional noninterest expense | $711,000 | 2,011 |
| Pre-tax net operating income | $-17,000 | 5,439 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $-4,000 | 5,431 |
| Income before extraordinary items | $-11,000 | 5,411 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-11,000 | 5,411 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-11,000 | 5,411 |
| Net charge-offs | $101,000 | 850 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-12,580 | 5,418 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,122,000 | 2,253 |
| Total interest expense | $1,936,000 | 1,574 |
| Net interest income | $9,186,000 | 2,354 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $4,453,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $34,000 | 5,169 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $4,419,000 | 888 |
| Total noninterest expense | $16,821,000 | 1,207 |
| Salaries and employee benefits | $12,081,000 | 994 |
| Premises and equipment expense | $1,825,000 | 1,276 |
| Additional noninterest expense | $2,915,000 | 1,982 |
| Pre-tax net operating income | $-3,182,000 | 5,653 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,467,000 | 1,560 |
| Income before extraordinary items | $-4,649,000 | 5,645 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,649,000 | 5,645 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-4,649,000 | 5,645 |
| Net charge-offs | $271,000 | 1,573 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-4,649,000 | 5,644 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,885,000 | 2,340 |
| Total interest expense | $1,318,000 | 1,678 |
| Net interest income | $6,567,000 | 2,482 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $4,180,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $23,000 | 5,267 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,157,000 | 771 |
| Total noninterest expense | $14,229,000 | 1,106 |
| Salaries and employee benefits | $10,757,000 | 850 |
| Premises and equipment expense | $1,367,000 | 1,291 |
| Additional noninterest expense | $2,105,000 | 2,032 |
| Pre-tax net operating income | $-3,482,000 | 5,730 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,477,000 | 1,135 |
| Income before extraordinary items | $-4,959,000 | 5,729 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,959,000 | 5,729 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-4,959,000 | 5,729 |
| Net charge-offs | $190,000 | 1,438 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-4,959,000 | 5,729 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 2,044 |
| Total interest expense | $1,154,000 | 1,326 |
| Net interest income | $5,095,000 | 2,188 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $7,246,000 | 532 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $19,000 | 5,202 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $7,227,000 | 399 |
| Total noninterest expense | $14,663,000 | 743 |
| Salaries and employee benefits | $11,147,000 | 543 |
| Premises and equipment expense | $1,132,000 | 1,056 |
| Additional noninterest expense | $2,384,000 | 1,290 |
| Pre-tax net operating income | $-2,322,000 | 5,775 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $3,000 | 4,027 |
| Income before extraordinary items | $-2,325,000 | 5,770 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,325,000 | 5,770 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,325,000 | 5,770 |
| Net charge-offs | $220,000 | 994 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-2,325,000 | 5,770 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 3,278 |
| Total interest expense | $214,000 | 2,725 |
| Net interest income | $1,416,000 | 3,310 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $53,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $7,000 | 5,388 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $46,000 | 4,389 |
| Total noninterest expense | $8,648,000 | 640 |
| Salaries and employee benefits | $7,724,000 | 426 |
| Premises and equipment expense | $319,000 | 1,793 |
| Additional noninterest expense | $605,000 | 2,308 |
| Pre-tax net operating income | $-7,179,000 | 5,863 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-7,179,000 | 5,854 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-7,179,000 | 5,854 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-7,179,000 | 5,854 |
| Net charge-offs | $8,000 | 2,285 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-7,179,000 | 5,854 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,696,000 | 3,213 |
| Total interest expense | $834,000 | 2,744 |
| Net interest income | $5,862,000 | 3,242 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $107,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $23,000 | 5,526 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $84,000 | 5,070 |
| Total noninterest expense | $7,381,000 | 2,450 |
| Salaries and employee benefits | $3,834,000 | 2,570 |
| Premises and equipment expense | $1,252,000 | 1,791 |
| Additional noninterest expense | $2,295,000 | 2,472 |
| Pre-tax net operating income | $-1,412,000 | 5,850 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-579,000 | 5,833 |
| Income before extraordinary items | $-833,000 | 5,825 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-833,000 | 5,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-833,000 | 5,824 |
| Net charge-offs | $-39,000 | 5,306 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-833,000 | 5,818 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 3,182 |
| Total interest expense | $617,000 | 2,770 |
| Net interest income | $4,506,000 | 3,205 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $81,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $17,000 | 5,599 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $64,000 | 5,116 |
| Total noninterest expense | $5,431,000 | 2,481 |
| Salaries and employee benefits | $2,864,000 | 2,573 |
| Premises and equipment expense | $936,000 | 1,811 |
| Additional noninterest expense | $1,631,000 | 2,607 |
| Pre-tax net operating income | $-844,000 | 5,919 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-579,000 | 5,929 |
| Income before extraordinary items | $-265,000 | 5,853 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-265,000 | 5,853 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-265,000 | 5,853 |
| Net charge-offs | $-49,000 | 5,361 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-265,000 | 5,844 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 3,168 |
| Total interest expense | $405,000 | 2,806 |
| Net interest income | $3,053,000 | 3,173 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $39,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $10,000 | 5,686 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 5,370 |
| Total noninterest expense | $3,606,000 | 2,504 |
| Salaries and employee benefits | $1,893,000 | 2,603 |
| Premises and equipment expense | $615,000 | 1,824 |
| Additional noninterest expense | $1,098,000 | 2,587 |
| Pre-tax net operating income | $-514,000 | 5,981 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-514,000 | 5,988 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-514,000 | 5,987 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-514,000 | 5,987 |
| Net charge-offs | $-98,000 | 5,699 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-514,000 | 5,981 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,135 |
| Total interest expense | $197,000 | 2,869 |
| Net interest income | $1,560,000 | 3,145 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $10,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $5,000 | 5,726 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,000 | 5,765 |
| Total noninterest expense | $1,868,000 | 2,450 |
| Salaries and employee benefits | $955,000 | 2,599 |
| Premises and equipment expense | $348,000 | 1,647 |
| Additional noninterest expense | $565,000 | 2,513 |
| Pre-tax net operating income | $-298,000 | 6,036 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-298,000 | 6,043 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-298,000 | 6,043 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-298,000 | 6,043 |
| Net charge-offs | $112,000 | 948 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-298,000 | 6,040 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,065,000 | 3,086 |
| Total interest expense | $801,000 | 2,827 |
| Net interest income | $6,264,000 | 3,108 |
| Provision for loan and lease losses | $550,000 | 1,255 |
| Total noninterest income | $77,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $24,000 | 5,771 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $53,000 | 5,485 |
| Total noninterest expense | $7,077,000 | 2,543 |
| Salaries and employee benefits | $3,677,000 | 2,638 |
| Premises and equipment expense | $1,338,000 | 1,711 |
| Additional noninterest expense | $2,062,000 | 2,741 |
| Pre-tax net operating income | $-1,286,000 | 6,112 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $217,000 | 2,892 |
| Income before extraordinary items | $-1,503,000 | 6,120 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,503,000 | 6,120 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,503,000 | 6,120 |
| Net charge-offs | $1,725,000 | 429 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,503,000 | 6,116 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 3,109 |
| Total interest expense | $604,000 | 2,854 |
| Net interest income | $4,698,000 | 3,124 |
| Provision for loan and lease losses | $380,000 | 1,297 |
| Total noninterest income | $49,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $18,000 | 5,848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 5,657 |
| Total noninterest expense | $5,299,000 | 2,559 |
| Salaries and employee benefits | $2,753,000 | 2,648 |
| Premises and equipment expense | $1,041,000 | 1,661 |
| Additional noninterest expense | $1,505,000 | 2,780 |
| Pre-tax net operating income | $-932,000 | 6,200 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $217,000 | 2,759 |
| Income before extraordinary items | $-1,149,000 | 6,212 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,149,000 | 6,212 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,149,000 | 6,212 |
| Net charge-offs | $1,692,000 | 312 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,149,000 | 6,209 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 3,094 |
| Total interest expense | $398,000 | 2,883 |
| Net interest income | $3,175,000 | 3,090 |
| Provision for loan and lease losses | $240,000 | 1,328 |
| Total noninterest income | $74,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $12,000 | 5,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $62,000 | 4,997 |
| Total noninterest expense | $3,553,000 | 2,567 |
| Salaries and employee benefits | $1,865,000 | 2,647 |
| Premises and equipment expense | $717,000 | 1,628 |
| Additional noninterest expense | $971,000 | 2,874 |
| Pre-tax net operating income | $-544,000 | 6,257 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-544,000 | 6,263 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-544,000 | 6,263 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-544,000 | 6,263 |
| Net charge-offs | $1,523,000 | 260 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-544,000 | 6,259 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 3,089 |
| Total interest expense | $197,000 | 2,920 |
| Net interest income | $1,604,000 | 3,083 |
| Provision for loan and lease losses | $40,000 | 2,298 |
| Total noninterest income | $44,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 4,805 |
| Total noninterest expense | $1,677,000 | 2,681 |
| Salaries and employee benefits | $875,000 | 2,785 |
| Premises and equipment expense | $345,000 | 1,700 |
| Additional noninterest expense | $457,000 | 2,992 |
| Pre-tax net operating income | $-69,000 | 6,186 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-69,000 | 6,214 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-69,000 | 6,215 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-69,000 | 6,215 |
| Net charge-offs | $1,191,000 | 187 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-69,000 | 6,189 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,806,000 | 2,931 |
| Total interest expense | $809,000 | 3,011 |
| Net interest income | $6,997,000 | 2,890 |
| Provision for loan and lease losses | $410,000 | 1,644 |
| Total noninterest income | $96,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $27,000 | 6,051 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $69,000 | 5,545 |
| Total noninterest expense | $7,296,000 | 2,518 |
| Salaries and employee benefits | $3,941,000 | 2,533 |
| Premises and equipment expense | $1,408,000 | 1,666 |
| Additional noninterest expense | $1,947,000 | 2,943 |
| Pre-tax net operating income | $-613,000 | 6,309 |
| Securities gains (losses) | $424,000 | 468 |
| Applicable income taxes | $523,000 | 2,155 |
| Income before extraordinary items | $-712,000 | 6,333 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-712,000 | 6,333 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-712,000 | 6,333 |
| Net charge-offs | $713,000 | 1,145 |
| Cash dividends | $300,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,136,000 | 6,378 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,955,000 | 2,930 |
| Total interest expense | $611,000 | 3,053 |
| Net interest income | $5,344,000 | 2,872 |
| Provision for loan and lease losses | $410,000 | 1,352 |
| Total noninterest income | $67,000 | 6,126 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $19,000 | 6,147 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $48,000 | 5,652 |
| Total noninterest expense | $5,566,000 | 2,482 |
| Salaries and employee benefits | $2,970,000 | 2,517 |
| Premises and equipment expense | $1,063,000 | 1,665 |
| Additional noninterest expense | $1,533,000 | 2,829 |
| Pre-tax net operating income | $-565,000 | 6,404 |
| Securities gains (losses) | $107,000 | 953 |
| Applicable income taxes | $420,000 | 2,140 |
| Income before extraordinary items | $-878,000 | 6,467 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-878,000 | 6,466 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-878,000 | 6,466 |
| Net charge-offs | $696,000 | 895 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-985,000 | 6,476 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 2,932 |
| Total interest expense | $412,000 | 3,065 |
| Net interest income | $3,568,000 | 2,882 |
| Provision for loan and lease losses | $410,000 | 984 |
| Total noninterest income | $63,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $12,000 | 6,209 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $51,000 | 5,318 |
| Total noninterest expense | $3,778,000 | 2,451 |
| Salaries and employee benefits | $1,993,000 | 2,513 |
| Premises and equipment expense | $722,000 | 1,639 |
| Additional noninterest expense | $1,063,000 | 2,744 |
| Pre-tax net operating income | $-557,000 | 6,526 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $3,000 | 4,347 |
| Income before extraordinary items | $-560,000 | 6,536 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-560,000 | 6,536 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-560,000 | 6,536 |
| Net charge-offs | $336,000 | 1,175 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-560,000 | 6,535 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 2,934 |
| Total interest expense | $205,000 | 3,121 |
| Net interest income | $1,788,000 | 2,878 |
| Provision for loan and lease losses | $330,000 | 640 |
| Total noninterest income | $32,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $26,000 | 5,301 |
| Total noninterest expense | $1,884,000 | 2,470 |
| Salaries and employee benefits | $1,008,000 | 2,491 |
| Premises and equipment expense | $355,000 | 1,698 |
| Additional noninterest expense | $521,000 | 2,791 |
| Pre-tax net operating income | $-394,000 | 6,607 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $-397,000 | 6,610 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-397,000 | 6,610 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-397,000 | 6,610 |
| Net charge-offs | $223,000 | 877 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-397,000 | 6,609 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,130,000 | 2,906 |
| Total interest expense | $862,000 | 3,279 |
| Net interest income | $7,268,000 | 2,830 |
| Provision for loan and lease losses | $260,000 | 2,627 |
| Total noninterest income | $213,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $30,000 | 6,286 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $183,000 | 4,730 |
| Total noninterest expense | $7,571,000 | 2,463 |
| Salaries and employee benefits | $4,097,000 | 2,425 |
| Premises and equipment expense | $1,345,000 | 1,745 |
| Additional noninterest expense | $2,129,000 | 2,838 |
| Pre-tax net operating income | $-350,000 | 6,421 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-494,000 | 6,633 |
| Income before extraordinary items | $144,000 | 5,868 |
| Extraordinary gains, net | $-66,000 | 6,798 |
| Net income | $78,000 | 6,059 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $78,000 | 6,061 |
| Net charge-offs | $1,135,000 | 1,151 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $144,000 | 5,815 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 2,926 |
| Total interest expense | $649,000 | 3,356 |
| Net interest income | $5,463,000 | 2,835 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $168,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $22,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $146,000 | 4,751 |
| Total noninterest expense | $5,689,000 | 2,457 |
| Salaries and employee benefits | $3,071,000 | 2,436 |
| Premises and equipment expense | $1,012,000 | 1,752 |
| Additional noninterest expense | $1,606,000 | 2,823 |
| Pre-tax net operating income | $-58,000 | 6,366 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-498,000 | 6,798 |
| Income before extraordinary items | $440,000 | 4,785 |
| Extraordinary gains, net | $-66,000 | 6,886 |
| Net income | $374,000 | 5,014 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $374,000 | 5,015 |
| Net charge-offs | $1,006,000 | 997 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $440,000 | 4,690 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 2,912 |
| Total interest expense | $437,000 | 3,394 |
| Net interest income | $3,663,000 | 2,813 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $111,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $15,000 | 6,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $96,000 | 4,794 |
| Total noninterest expense | $3,817,000 | 2,442 |
| Salaries and employee benefits | $2,041,000 | 2,452 |
| Premises and equipment expense | $690,000 | 1,716 |
| Additional noninterest expense | $1,086,000 | 2,772 |
| Pre-tax net operating income | $-43,000 | 6,394 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $4,000 | 4,412 |
| Income before extraordinary items | $-47,000 | 6,455 |
| Extraordinary gains, net | $-66,000 | 6,935 |
| Net income | $-113,000 | 6,533 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-113,000 | 6,533 |
| Net charge-offs | $561,000 | 1,170 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-47,000 | 6,410 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 2,851 |
| Total interest expense | $222,000 | 3,436 |
| Net interest income | $1,895,000 | 2,743 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $36,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $1,981,000 | 2,390 |
| Salaries and employee benefits | $1,022,000 | 2,473 |
| Premises and equipment expense | $368,000 | 1,636 |
| Additional noninterest expense | $591,000 | 2,583 |
| Pre-tax net operating income | $-50,000 | 6,534 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-50,000 | 6,591 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-50,000 | 6,592 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-50,000 | 6,592 |
| Net charge-offs | $220,000 | 1,281 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-50,000 | 6,543 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,341,000 | 2,732 |
| Total interest expense | $1,154,000 | 3,277 |
| Net interest income | $8,187,000 | 2,620 |
| Provision for loan and lease losses | $1,967,000 | 1,080 |
| Total noninterest income | $259,000 | 5,415 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $32,000 | 6,501 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $227,000 | 4,424 |
| Total noninterest expense | $7,939,000 | 2,388 |
| Salaries and employee benefits | $4,383,000 | 2,258 |
| Premises and equipment expense | $1,261,000 | 1,862 |
| Additional noninterest expense | $2,295,000 | 2,761 |
| Pre-tax net operating income | $-1,460,000 | 6,738 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-414,000 | 6,878 |
| Income before extraordinary items | $-1,046,000 | 6,727 |
| Extraordinary gains, net | $-76,000 | 7,066 |
| Net income | $-1,122,000 | 6,733 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,122,000 | 6,734 |
| Net charge-offs | $1,433,000 | 1,439 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,046,000 | 6,690 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 2,732 |
| Total interest expense | $919,000 | 3,261 |
| Net interest income | $6,245,000 | 2,622 |
| Provision for loan and lease losses | $1,467,000 | 1,101 |
| Total noninterest income | $212,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $23,000 | 6,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $189,000 | 4,324 |
| Total noninterest expense | $5,983,000 | 2,372 |
| Salaries and employee benefits | $3,308,000 | 2,241 |
| Premises and equipment expense | $942,000 | 1,891 |
| Additional noninterest expense | $1,733,000 | 2,761 |
| Pre-tax net operating income | $-993,000 | 6,829 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-429,000 | 7,034 |
| Income before extraordinary items | $-564,000 | 6,776 |
| Extraordinary gains, net | $-76,000 | 7,168 |
| Net income | $-640,000 | 6,800 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-640,000 | 6,801 |
| Net charge-offs | $1,260,000 | 1,255 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-564,000 | 6,728 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 2,741 |
| Total interest expense | $654,000 | 3,211 |
| Net interest income | $4,148,000 | 2,622 |
| Provision for loan and lease losses | $1,034,000 | 1,069 |
| Total noninterest income | $126,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $14,000 | 6,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,494 |
| Total noninterest expense | $4,007,000 | 2,360 |
| Salaries and employee benefits | $2,229,000 | 2,234 |
| Premises and equipment expense | $618,000 | 1,915 |
| Additional noninterest expense | $1,160,000 | 2,769 |
| Pre-tax net operating income | $-767,000 | 6,912 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $113,000 | 2,967 |
| Income before extraordinary items | $-880,000 | 6,972 |
| Extraordinary gains, net | $-76,000 | 7,236 |
| Net income | $-956,000 | 6,988 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-956,000 | 6,989 |
| Net charge-offs | $669,000 | 1,495 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-880,000 | 6,956 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 2,771 |
| Total interest expense | $341,000 | 3,208 |
| Net interest income | $2,060,000 | 2,654 |
| Provision for loan and lease losses | $992,000 | 624 |
| Total noninterest income | $92,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $2,018,000 | 2,346 |
| Salaries and employee benefits | $1,130,000 | 2,206 |
| Premises and equipment expense | $320,000 | 1,857 |
| Additional noninterest expense | $568,000 | 2,782 |
| Pre-tax net operating income | $-858,000 | 7,140 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $59,000 | 2,917 |
| Income before extraordinary items | $-917,000 | 7,163 |
| Extraordinary gains, net | $-46,000 | 7,301 |
| Net income | $-963,000 | 7,163 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-963,000 | 7,164 |
| Net charge-offs | $570,000 | 1,006 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-917,000 | 7,152 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,435,000 | 2,667 |
| Total interest expense | $1,669,000 | 3,164 |
| Net interest income | $8,766,000 | 2,507 |
| Provision for loan and lease losses | $2,119,000 | 1,510 |
| Total noninterest income | $342,000 | 5,005 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $36,000 | 6,541 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $306,000 | 3,839 |
| Total noninterest expense | $8,036,000 | 2,359 |
| Salaries and employee benefits | $4,553,000 | 2,123 |
| Premises and equipment expense | $1,338,000 | 1,862 |
| Additional noninterest expense | $2,145,000 | 2,937 |
| Pre-tax net operating income | $-1,047,000 | 6,593 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-478,000 | 7,051 |
| Income before extraordinary items | $-569,000 | 6,503 |
| Extraordinary gains, net | $-138,000 | 7,349 |
| Net income | $-707,000 | 6,562 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-707,000 | 6,561 |
| Net charge-offs | $242,000 | 4,067 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-569,000 | 6,463 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 2,680 |
| Total interest expense | $1,305,000 | 3,190 |
| Net interest income | $6,559,000 | 2,524 |
| Provision for loan and lease losses | $1,570,000 | 1,462 |
| Total noninterest income | $282,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $27,000 | 6,579 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $255,000 | 3,705 |
| Total noninterest expense | $6,023,000 | 2,375 |
| Salaries and employee benefits | $3,443,000 | 2,121 |
| Premises and equipment expense | $1,037,000 | 1,813 |
| Additional noninterest expense | $1,543,000 | 3,074 |
| Pre-tax net operating income | $-752,000 | 6,711 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-573,000 | 7,238 |
| Income before extraordinary items | $-179,000 | 6,486 |
| Extraordinary gains, net | $-135,000 | 7,431 |
| Net income | $-314,000 | 6,588 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-314,000 | 6,588 |
| Net charge-offs | $-179,000 | 7,368 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-179,000 | 6,413 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 2,684 |
| Total interest expense | $908,000 | 3,186 |
| Net interest income | $4,375,000 | 2,525 |
| Provision for loan and lease losses | $1,470,000 | 1,152 |
| Total noninterest income | $143,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,235 |
| Total noninterest expense | $4,038,000 | 2,383 |
| Salaries and employee benefits | $2,286,000 | 2,141 |
| Premises and equipment expense | $707,000 | 1,789 |
| Additional noninterest expense | $1,045,000 | 3,095 |
| Pre-tax net operating income | $-990,000 | 6,975 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $164,000 | 2,421 |
| Income before extraordinary items | $-1,154,000 | 7,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,154,000 | 7,073 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,154,000 | 7,074 |
| Net charge-offs | $-345,000 | 7,473 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,154,000 | 7,058 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 2,694 |
| Total interest expense | $482,000 | 3,143 |
| Net interest income | $2,161,000 | 2,536 |
| Provision for loan and lease losses | $820,000 | 994 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $2,037,000 | 2,382 |
| Salaries and employee benefits | $1,140,000 | 2,161 |
| Premises and equipment expense | $367,000 | 1,756 |
| Additional noninterest expense | $530,000 | 3,031 |
| Pre-tax net operating income | $-670,000 | 7,167 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $42,000 | 2,965 |
| Income before extraordinary items | $-712,000 | 7,219 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-712,000 | 7,219 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-712,000 | 7,220 |
| Net charge-offs | $300,000 | 1,752 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-712,000 | 7,213 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,588,000 | 2,583 |
| Total interest expense | $2,892,000 | 2,681 |
| Net interest income | $8,696,000 | 2,531 |
| Provision for loan and lease losses | $855,000 | 3,305 |
| Total noninterest income | $140,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 6,339 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $97,000 | 5,476 |
| Total noninterest expense | $8,025,000 | 2,410 |
| Salaries and employee benefits | $4,559,000 | 2,129 |
| Premises and equipment expense | $1,387,000 | 1,856 |
| Additional noninterest expense | $2,079,000 | 3,149 |
| Pre-tax net operating income | $-44,000 | 5,863 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $99,000 | 3,247 |
| Income before extraordinary items | $-143,000 | 6,128 |
| Extraordinary gains, net | $-156,000 | 7,647 |
| Net income | $-299,000 | 6,241 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-299,000 | 6,241 |
| Net charge-offs | $535,000 | 3,567 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-143,000 | 6,050 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,833,000 | 2,603 |
| Total interest expense | $2,353,000 | 2,603 |
| Net interest income | $6,480,000 | 2,573 |
| Provision for loan and lease losses | $435,000 | 3,784 |
| Total noninterest income | $112,000 | 6,410 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $33,000 | 6,398 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $79,000 | 5,511 |
| Total noninterest expense | $5,964,000 | 2,430 |
| Salaries and employee benefits | $3,424,000 | 2,114 |
| Premises and equipment expense | $1,016,000 | 1,915 |
| Additional noninterest expense | $1,524,000 | 3,177 |
| Pre-tax net operating income | $193,000 | 5,283 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $42,000 | 3,653 |
| Income before extraordinary items | $151,000 | 5,498 |
| Extraordinary gains, net | $-126,000 | 7,753 |
| Net income | $25,000 | 6,026 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $25,000 | 6,026 |
| Net charge-offs | $385,000 | 3,418 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $151,000 | 5,337 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 2,633 |
| Total interest expense | $1,668,000 | 2,562 |
| Net interest income | $4,229,000 | 2,622 |
| Provision for loan and lease losses | $331,000 | 3,467 |
| Total noninterest income | $45,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $22,000 | 6,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 6,361 |
| Total noninterest expense | $3,973,000 | 2,444 |
| Salaries and employee benefits | $2,304,000 | 2,110 |
| Premises and equipment expense | $681,000 | 1,916 |
| Additional noninterest expense | $988,000 | 3,236 |
| Pre-tax net operating income | $-30,000 | 6,142 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $113,000 | 2,676 |
| Income before extraordinary items | $-143,000 | 6,486 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-143,000 | 6,488 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-143,000 | 6,486 |
| Net charge-offs | $177,000 | 3,665 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-143,000 | 6,427 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 2,694 |
| Total interest expense | $877,000 | 2,558 |
| Net interest income | $2,069,000 | 2,693 |
| Provision for loan and lease losses | $86,000 | 4,184 |
| Total noninterest income | $21,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $2,007,000 | 2,441 |
| Salaries and employee benefits | $1,150,000 | 2,143 |
| Premises and equipment expense | $364,000 | 1,853 |
| Additional noninterest expense | $493,000 | 3,227 |
| Pre-tax net operating income | $-3,000 | 6,285 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $36,000 | 3,040 |
| Income before extraordinary items | $-39,000 | 6,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-39,000 | 6,568 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-39,000 | 6,567 |
| Net charge-offs | $85,000 | 3,255 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-39,000 | 6,492 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,532,000 | 2,630 |
| Total interest expense | $4,608,000 | 2,435 |
| Net interest income | $7,924,000 | 2,759 |
| Provision for loan and lease losses | $495,000 | 4,562 |
| Total noninterest income | $238,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $50,000 | 6,472 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $188,000 | 4,730 |
| Total noninterest expense | $7,718,000 | 2,558 |
| Salaries and employee benefits | $4,457,000 | 2,206 |
| Premises and equipment expense | $1,326,000 | 2,011 |
| Additional noninterest expense | $1,935,000 | 3,398 |
| Pre-tax net operating income | $-51,000 | 5,510 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-142,000 | 6,659 |
| Income before extraordinary items | $91,000 | 5,192 |
| Extraordinary gains, net | $-23,000 | 7,984 |
| Net income | $68,000 | 5,281 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $68,000 | 5,281 |
| Net charge-offs | $452,000 | 3,924 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $91,000 | 5,128 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,510,000 | 2,647 |
| Total interest expense | $3,565,000 | 2,470 |
| Net interest income | $5,945,000 | 2,764 |
| Provision for loan and lease losses | $495,000 | 3,813 |
| Total noninterest income | $213,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $38,000 | 6,502 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $175,000 | 4,505 |
| Total noninterest expense | $5,811,000 | 2,545 |
| Salaries and employee benefits | $3,312,000 | 2,249 |
| Premises and equipment expense | $1,019,000 | 1,993 |
| Additional noninterest expense | $1,480,000 | 3,310 |
| Pre-tax net operating income | $-148,000 | 5,953 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-173,000 | 7,068 |
| Income before extraordinary items | $25,000 | 5,676 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $25,000 | 5,676 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $25,000 | 5,676 |
| Net charge-offs | $452,000 | 3,179 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $25,000 | 5,611 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,381,000 | 2,666 |
| Total interest expense | $2,439,000 | 2,507 |
| Net interest income | $3,942,000 | 2,760 |
| Provision for loan and lease losses | $377,000 | 3,360 |
| Total noninterest income | $136,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $112,000 | 4,597 |
| Total noninterest expense | $3,922,000 | 2,545 |
| Salaries and employee benefits | $2,209,000 | 2,285 |
| Premises and equipment expense | $703,000 | 1,957 |
| Additional noninterest expense | $1,010,000 | 3,270 |
| Pre-tax net operating income | $-221,000 | 6,314 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $92,000 | 2,701 |
| Income before extraordinary items | $-313,000 | 6,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-313,000 | 6,557 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-313,000 | 6,557 |
| Net charge-offs | $334,000 | 2,806 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-313,000 | 6,546 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 2,697 |
| Total interest expense | $1,267,000 | 2,508 |
| Net interest income | $1,931,000 | 2,795 |
| Provision for loan and lease losses | $321,000 | 2,214 |
| Total noninterest income | $25,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $1,981,000 | 2,444 |
| Salaries and employee benefits | $1,138,000 | 2,236 |
| Premises and equipment expense | $372,000 | 1,896 |
| Additional noninterest expense | $471,000 | 3,164 |
| Pre-tax net operating income | $-346,000 | 7,133 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $27,000 | 3,369 |
| Income before extraordinary items | $-373,000 | 7,300 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-373,000 | 7,301 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-373,000 | 7,301 |
| Net charge-offs | $264,000 | 1,893 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-373,000 | 7,259 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,814,000 | 2,495 |
| Total interest expense | $6,595,000 | 2,312 |
| Net interest income | $8,219,000 | 2,637 |
| Provision for loan and lease losses | $499,000 | 3,817 |
| Total noninterest income | $182,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 6,437 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $118,000 | 5,702 |
| Total noninterest expense | $7,386,000 | 2,563 |
| Salaries and employee benefits | $4,378,000 | 2,316 |
| Premises and equipment expense | $1,287,000 | 2,098 |
| Additional noninterest expense | $1,721,000 | 3,258 |
| Pre-tax net operating income | $516,000 | 4,821 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $357,000 | 2,205 |
| Income before extraordinary items | $159,000 | 5,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $159,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 3,352 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $159,000 | 5,792 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,323,000 | 2,502 |
| Total interest expense | $5,212,000 | 2,287 |
| Net interest income | $6,111,000 | 2,679 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $155,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $49,000 | 6,461 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 5,543 |
| Total noninterest expense | $5,443,000 | 2,594 |
| Salaries and employee benefits | $3,209,000 | 2,386 |
| Premises and equipment expense | $966,000 | 2,109 |
| Additional noninterest expense | $1,268,000 | 3,226 |
| Pre-tax net operating income | $823,000 | 4,055 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $284,000 | 2,523 |
| Income before extraordinary items | $539,000 | 4,296 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $539,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,863 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $539,000 | 4,451 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,671,000 | 2,500 |
| Total interest expense | $3,637,000 | 2,295 |
| Net interest income | $4,034,000 | 2,693 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $73,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $3,639,000 | 2,592 |
| Salaries and employee benefits | $2,161,000 | 2,389 |
| Premises and equipment expense | $635,000 | 2,130 |
| Additional noninterest expense | $843,000 | 3,202 |
| Pre-tax net operating income | $468,000 | 4,483 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $175,000 | 2,843 |
| Income before extraordinary items | $293,000 | 5,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 5,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $293,000 | 4,982 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 2,519 |
| Total interest expense | $1,877,000 | 2,373 |
| Net interest income | $2,030,000 | 2,678 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $37,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $1,827,000 | 2,579 |
| Salaries and employee benefits | $1,090,000 | 2,389 |
| Premises and equipment expense | $317,000 | 2,151 |
| Additional noninterest expense | $420,000 | 3,171 |
| Pre-tax net operating income | $240,000 | 4,606 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $92,000 | 2,892 |
| Income before extraordinary items | $148,000 | 5,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $148,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $148,000 | 5,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,101,000 | 2,527 |
| Total interest expense | $7,775,000 | 2,378 |
| Net interest income | $8,326,000 | 2,634 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $189,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $69,000 | 6,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $120,000 | 5,934 |
| Total noninterest expense | $7,310,000 | 2,481 |
| Salaries and employee benefits | $4,404,000 | 2,287 |
| Premises and equipment expense | $1,277,000 | 2,044 |
| Additional noninterest expense | $1,629,000 | 3,187 |
| Pre-tax net operating income | $1,205,000 | 4,359 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $402,000 | 3,023 |
| Income before extraordinary items | $803,000 | 4,800 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $803,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $803,000 | 4,772 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,067,000 | 2,531 |
| Total interest expense | $5,838,000 | 2,367 |
| Net interest income | $6,229,000 | 2,643 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $153,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,513 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $102,000 | 5,767 |
| Total noninterest expense | $5,509,000 | 2,455 |
| Salaries and employee benefits | $3,334,000 | 2,258 |
| Premises and equipment expense | $968,000 | 2,004 |
| Additional noninterest expense | $1,207,000 | 3,174 |
| Pre-tax net operating income | $873,000 | 4,660 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $281,000 | 3,289 |
| Income before extraordinary items | $592,000 | 5,019 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $592,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $592,000 | 5,006 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,050,000 | 2,554 |
| Total interest expense | $3,912,000 | 2,370 |
| Net interest income | $4,138,000 | 2,678 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $34,000 | 6,547 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $3,688,000 | 2,470 |
| Salaries and employee benefits | $2,216,000 | 2,298 |
| Premises and equipment expense | $659,000 | 1,972 |
| Additional noninterest expense | $813,000 | 3,141 |
| Pre-tax net operating income | $522,000 | 4,949 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $198,000 | 3,290 |
| Income before extraordinary items | $324,000 | 5,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $324,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $324,000 | 5,481 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 2,562 |
| Total interest expense | $1,950,000 | 2,362 |
| Net interest income | $2,055,000 | 2,694 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $1,889,000 | 2,422 |
| Salaries and employee benefits | $1,116,000 | 2,304 |
| Premises and equipment expense | $372,000 | 1,794 |
| Additional noninterest expense | $401,000 | 3,166 |
| Pre-tax net operating income | $202,000 | 5,495 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $79,000 | 3,593 |
| Income before extraordinary items | $123,000 | 6,038 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $123,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $123,000 | 6,023 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,497,000 | 2,487 |
| Total interest expense | $7,130,000 | 2,250 |
| Net interest income | $8,367,000 | 2,666 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $422,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $83,000 | 6,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $339,000 | 4,060 |
| Total noninterest expense | $7,993,000 | 2,211 |
| Salaries and employee benefits | $4,924,000 | 1,982 |
| Premises and equipment expense | $1,334,000 | 1,878 |
| Additional noninterest expense | $1,735,000 | 2,916 |
| Pre-tax net operating income | $796,000 | 5,665 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $287,000 | 3,871 |
| Income before extraordinary items | $509,000 | 6,130 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $509,000 | 6,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $509,000 | 6,125 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,556,000 | 2,479 |
| Total interest expense | $5,120,000 | 2,273 |
| Net interest income | $6,436,000 | 2,644 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $383,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $65,000 | 6,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $318,000 | 3,636 |
| Total noninterest expense | $6,160,000 | 2,156 |
| Salaries and employee benefits | $3,774,000 | 1,927 |
| Premises and equipment expense | $1,042,000 | 1,817 |
| Additional noninterest expense | $1,344,000 | 2,822 |
| Pre-tax net operating income | $659,000 | 5,670 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $240,000 | 3,901 |
| Income before extraordinary items | $419,000 | 6,145 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $419,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $419,000 | 6,144 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 2,474 |
| Total interest expense | $3,272,000 | 2,273 |
| Net interest income | $4,350,000 | 2,622 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $284,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 3,390 |
| Total noninterest expense | $4,161,000 | 2,123 |
| Salaries and employee benefits | $2,512,000 | 1,940 |
| Premises and equipment expense | $708,000 | 1,790 |
| Additional noninterest expense | $941,000 | 2,713 |
| Pre-tax net operating income | $473,000 | 5,529 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $157,000 | 3,939 |
| Income before extraordinary items | $316,000 | 5,901 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $316,000 | 5,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $316,000 | 5,904 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 2,465 |
| Total interest expense | $1,546,000 | 2,278 |
| Net interest income | $2,206,000 | 2,565 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $240,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $218,000 | 2,368 |
| Total noninterest expense | $2,091,000 | 2,115 |
| Salaries and employee benefits | $1,260,000 | 1,947 |
| Premises and equipment expense | $362,000 | 1,762 |
| Additional noninterest expense | $469,000 | 2,693 |
| Pre-tax net operating income | $355,000 | 4,557 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $112,000 | 3,441 |
| Income before extraordinary items | $243,000 | 4,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 4,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $243,000 | 4,894 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,583,000 | 2,273 |
| Total interest expense | $5,149,000 | 2,141 |
| Net interest income | $9,434,000 | 2,343 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $223,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $73,000 | 6,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $150,000 | 5,728 |
| Total noninterest expense | $8,635,000 | 1,941 |
| Salaries and employee benefits | $5,288,000 | 1,759 |
| Premises and equipment expense | $1,386,000 | 1,746 |
| Additional noninterest expense | $1,961,000 | 2,540 |
| Pre-tax net operating income | $1,022,000 | 5,299 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $384,000 | 3,764 |
| Income before extraordinary items | $638,000 | 5,862 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $638,000 | 5,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $638,000 | 5,834 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,882,000 | 2,232 |
| Total interest expense | $3,715,000 | 2,104 |
| Net interest income | $7,167,000 | 2,279 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $178,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 6,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,502 |
| Total noninterest expense | $6,521,000 | 1,920 |
| Salaries and employee benefits | $4,012,000 | 1,723 |
| Premises and equipment expense | $1,041,000 | 1,740 |
| Additional noninterest expense | $1,468,000 | 2,508 |
| Pre-tax net operating income | $824,000 | 5,262 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $318,000 | 3,713 |
| Income before extraordinary items | $506,000 | 5,869 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $506,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $506,000 | 5,836 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,205,000 | 2,192 |
| Total interest expense | $2,412,000 | 2,051 |
| Net interest income | $4,793,000 | 2,262 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $4,398,000 | 1,886 |
| Salaries and employee benefits | $2,701,000 | 1,701 |
| Premises and equipment expense | $708,000 | 1,696 |
| Additional noninterest expense | $989,000 | 2,456 |
| Pre-tax net operating income | $477,000 | 5,575 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $177,000 | 4,002 |
| Income before extraordinary items | $300,000 | 6,121 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $300,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $300,000 | 6,071 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 2,169 |
| Total interest expense | $1,165,000 | 2,021 |
| Net interest income | $2,408,000 | 2,238 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $2,253,000 | 1,851 |
| Salaries and employee benefits | $1,396,000 | 1,656 |
| Premises and equipment expense | $365,000 | 1,657 |
| Additional noninterest expense | $492,000 | 2,473 |
| Pre-tax net operating income | $196,000 | 6,004 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $77,000 | 4,168 |
| Income before extraordinary items | $119,000 | 6,588 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $119,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $119,000 | 6,549 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,249,000 | 1,988 |
| Total interest expense | $4,488,000 | 1,811 |
| Net interest income | $9,761,000 | 2,083 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $238,000 | 6,858 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $161,000 | 5,547 |
| Total noninterest expense | $8,597,000 | 1,879 |
| Salaries and employee benefits | $5,177,000 | 1,709 |
| Premises and equipment expense | $1,397,000 | 1,671 |
| Additional noninterest expense | $2,023,000 | 2,398 |
| Pre-tax net operating income | $1,402,000 | 4,424 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $418,000 | 3,646 |
| Income before extraordinary items | $984,000 | 4,746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $984,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $984,000 | 4,666 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,688,000 | 1,964 |
| Total interest expense | $3,338,000 | 1,796 |
| Net interest income | $7,350,000 | 2,052 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $193,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $57,000 | 6,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 5,337 |
| Total noninterest expense | $6,414,000 | 1,866 |
| Salaries and employee benefits | $3,851,000 | 1,714 |
| Premises and equipment expense | $1,070,000 | 1,634 |
| Additional noninterest expense | $1,493,000 | 2,405 |
| Pre-tax net operating income | $1,129,000 | 4,322 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $313,000 | 3,724 |
| Income before extraordinary items | $816,000 | 4,578 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $816,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $816,000 | 4,491 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,152,000 | 1,953 |
| Total interest expense | $2,222,000 | 1,790 |
| Net interest income | $4,930,000 | 2,018 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $91,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $4,270,000 | 1,869 |
| Salaries and employee benefits | $2,567,000 | 1,714 |
| Premises and equipment expense | $724,000 | 1,599 |
| Additional noninterest expense | $979,000 | 2,435 |
| Pre-tax net operating income | $751,000 | 4,275 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $276,000 | 3,217 |
| Income before extraordinary items | $475,000 | 4,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $475,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $475,000 | 4,783 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,597,000 | 1,949 |
| Total interest expense | $1,136,000 | 1,773 |
| Net interest income | $2,461,000 | 2,030 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $2,148,000 | 1,865 |
| Salaries and employee benefits | $1,292,000 | 1,721 |
| Premises and equipment expense | $368,000 | 1,599 |
| Additional noninterest expense | $488,000 | 2,422 |
| Pre-tax net operating income | $355,000 | 4,394 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $131,000 | 3,339 |
| Income before extraordinary items | $224,000 | 5,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $224,000 | 5,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $224,000 | 4,913 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,335,000 | 1,848 |
| Total interest expense | $5,616,000 | 1,603 |
| Net interest income | $9,719,000 | 2,019 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $366,000 | 6,152 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $87,000 | 6,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $279,000 | 4,648 |
| Total noninterest expense | $8,305,000 | 1,911 |
| Salaries and employee benefits | $5,347,000 | 1,619 |
| Premises and equipment expense | $1,371,000 | 1,657 |
| Additional noninterest expense | $1,587,000 | 2,920 |
| Pre-tax net operating income | $1,780,000 | 3,668 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $611,000 | 3,025 |
| Income before extraordinary items | $1,169,000 | 4,202 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,169,000 | 4,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,169,000 | 4,034 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,646,000 | 1,870 |
| Total interest expense | $4,394,000 | 1,591 |
| Net interest income | $7,252,000 | 2,033 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $324,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 4,318 |
| Total noninterest expense | $6,179,000 | 1,922 |
| Salaries and employee benefits | $4,006,000 | 1,616 |
| Premises and equipment expense | $1,038,000 | 1,651 |
| Additional noninterest expense | $1,135,000 | 3,047 |
| Pre-tax net operating income | $1,397,000 | 3,671 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $448,000 | 3,217 |
| Income before extraordinary items | $949,000 | 4,122 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $949,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $949,000 | 3,943 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,949,000 | 1,846 |
| Total interest expense | $3,060,000 | 1,575 |
| Net interest income | $4,889,000 | 1,998 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $237,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $194,000 | 4,094 |
| Total noninterest expense | $4,106,000 | 1,921 |
| Salaries and employee benefits | $2,674,000 | 1,606 |
| Premises and equipment expense | $717,000 | 1,600 |
| Additional noninterest expense | $715,000 | 3,179 |
| Pre-tax net operating income | $1,020,000 | 3,482 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $449,000 | 2,484 |
| Income before extraordinary items | $571,000 | 4,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $571,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $571,000 | 4,220 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 1,798 |
| Total interest expense | $1,588,000 | 1,556 |
| Net interest income | $2,486,000 | 1,964 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $111,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 4,149 |
| Total noninterest expense | $2,096,000 | 1,870 |
| Salaries and employee benefits | $1,325,000 | 1,605 |
| Premises and equipment expense | $373,000 | 1,536 |
| Additional noninterest expense | $398,000 | 2,881 |
| Pre-tax net operating income | $501,000 | 3,483 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $227,000 | 2,479 |
| Income before extraordinary items | $274,000 | 4,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $274,000 | 4,282 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,152,000 | 1,692 |
| Total interest expense | $7,824,000 | 1,444 |
| Net interest income | $10,328,000 | 1,886 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $365,000 | 6,001 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $82,000 | 6,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 4,374 |
| Total noninterest expense | $8,134,000 | 1,858 |
| Salaries and employee benefits | $5,000,000 | 1,613 |
| Premises and equipment expense | $1,311,000 | 1,671 |
| Additional noninterest expense | $1,823,000 | 2,518 |
| Pre-tax net operating income | $2,559,000 | 2,836 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $858,000 | 2,474 |
| Income before extraordinary items | $1,701,000 | 3,181 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,701,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,701,000 | 3,073 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,827,000 | 1,631 |
| Total interest expense | $11,330,000 | 1,429 |
| Net interest income | $9,497,000 | 1,874 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $213,000 | 7,184 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $88,000 | 6,815 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $125,000 | 5,909 |
| Total noninterest expense | $7,536,000 | 1,914 |
| Salaries and employee benefits | $4,607,000 | 1,624 |
| Premises and equipment expense | $1,241,000 | 1,744 |
| Additional noninterest expense | $1,688,000 | 2,604 |
| Pre-tax net operating income | $2,104,000 | 3,054 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $661,000 | 2,786 |
| Income before extraordinary items | $1,443,000 | 3,314 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,443,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,443,000 | 3,211 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,854,000 | 1,579 |
| Total interest expense | $12,212,000 | 1,411 |
| Net interest income | $9,642,000 | 1,829 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $213,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $88,000 | 6,811 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $125,000 | 5,899 |
| Total noninterest expense | $7,436,000 | 1,868 |
| Salaries and employee benefits | $4,368,000 | 1,632 |
| Premises and equipment expense | $1,298,000 | 1,600 |
| Additional noninterest expense | $1,770,000 | 2,423 |
| Pre-tax net operating income | $2,299,000 | 2,980 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $761,000 | 2,610 |
| Income before extraordinary items | $1,538,000 | 3,194 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,538,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 9,723 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,538,000 | 3,181 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,885,000 | 1,496 |
| Total interest expense | $11,788,000 | 1,278 |
| Net interest income | $10,097,000 | 1,727 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $348,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 7,125 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $268,000 | 4,280 |
| Total noninterest expense | $8,467,000 | 1,620 |
| Salaries and employee benefits | $4,344,000 | 1,591 |
| Premises and equipment expense | $1,205,000 | 1,702 |
| Additional noninterest expense | $2,918,000 | 1,544 |
| Pre-tax net operating income | $1,858,000 | 3,527 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $643,000 | 3,075 |
| Income before extraordinary items | $1,215,000 | 3,842 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,215,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,215,000 | 3,808 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,071,000 | 1,403 |
| Total interest expense | $12,834,000 | 1,213 |
| Net interest income | $10,237,000 | 1,668 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $315,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $82,000 | 7,234 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $233,000 | 4,581 |
| Total noninterest expense | $7,303,000 | 1,791 |
| Salaries and employee benefits | $4,246,000 | 1,557 |
| Premises and equipment expense | $1,237,000 | 1,584 |
| Additional noninterest expense | $1,820,000 | 2,291 |
| Pre-tax net operating income | $3,129,000 | 2,278 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,098,000 | 2,141 |
| Income before extraordinary items | $2,031,000 | 2,508 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,031,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,031,000 | 2,433 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,249,000 | 1,412 |
| Total interest expense | $13,233,000 | 1,212 |
| Net interest income | $10,016,000 | 1,736 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $326,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $243,000 | 4,444 |
| Total noninterest expense | $7,352,000 | 1,769 |
| Salaries and employee benefits | $4,254,000 | 1,530 |
| Premises and equipment expense | $1,149,000 | 1,704 |
| Additional noninterest expense | $1,949,000 | 2,150 |
| Pre-tax net operating income | $2,945,000 | 2,532 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $933,000 | 2,578 |
| Income before extraordinary items | $2,012,000 | 2,571 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,012,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,012,000 | 2,523 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,337,000 | 1,446 |
| Total interest expense | $13,295,000 | 1,231 |
| Net interest income | $10,042,000 | 1,762 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $263,000 | 7,422 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $186,000 | 5,374 |
| Total noninterest expense | $9,176,000 | 1,548 |
| Salaries and employee benefits | $4,164,000 | 1,606 |
| Premises and equipment expense | $1,091,000 | 1,838 |
| Additional noninterest expense | $3,921,000 | 1,375 |
| Pre-tax net operating income | $1,099,000 | 5,417 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $463,000 | 4,408 |
| Income before extraordinary items | $636,000 | 6,060 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $636,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $636,000 | 5,995 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,714,000 | 1,504 |
| Total interest expense | $12,617,000 | 1,317 |
| Net interest income | $10,097,000 | 1,771 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $231,000 | 7,982 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $166,000 | 5,679 |
| Total noninterest expense | $7,571,000 | 1,851 |
| Salaries and employee benefits | $4,159,000 | 1,598 |
| Premises and equipment expense | $1,151,000 | 1,753 |
| Additional noninterest expense | $2,261,000 | 2,181 |
| Pre-tax net operating income | $2,727,000 | 2,643 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $932,000 | 2,530 |
| Income before extraordinary items | $1,795,000 | 2,751 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,795,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,795,000 | 2,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,234,000 | 1,392 |
| Total interest expense | $10,042,000 | 1,311 |
| Net interest income | $12,192,000 | 1,478 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $158,000 | 6,060 |
| Total noninterest expense | $7,286,000 | 1,965 |
| Salaries and employee benefits | $4,091,000 | 1,634 |
| Premises and equipment expense | $1,025,000 | 1,984 |
| Additional noninterest expense | $2,170,000 | 2,413 |
| Pre-tax net operating income | $5,094,000 | 1,449 |
| Securities gains (losses) | $65,000 | 1,002 |
| Applicable income taxes | $1,927,000 | 1,246 |
| Income before extraordinary items | $3,232,000 | 1,525 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,232,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,190,400 | 1,551 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,372,000 | 1,293 |
| Total interest expense | $10,845,000 | 1,248 |
| Net interest income | $13,527,000 | 1,335 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $469,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $417,000 | 3,659 |
| Total noninterest expense | $7,024,000 | 2,086 |
| Salaries and employee benefits | $4,053,000 | 1,664 |
| Premises and equipment expense | $997,000 | 2,058 |
| Additional noninterest expense | $1,974,000 | 2,766 |
| Pre-tax net operating income | $6,928,000 | 1,024 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $2,268,000 | 1,082 |
| Income before extraordinary items | $4,690,000 | 1,110 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,690,000 | 1,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,669,900 | 1,039 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,124,000 | 1,400 |
| Total interest expense | $14,429,000 | 1,218 |
| Net interest income | $11,695,000 | 1,576 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $287,000 | 7,903 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $238,000 | 5,127 |
| Total noninterest expense | $6,590,000 | 2,230 |
| Salaries and employee benefits | $3,584,000 | 1,852 |
| Premises and equipment expense | $840,000 | 2,455 |
| Additional noninterest expense | $2,163,000 | 2,626 |
| Pre-tax net operating income | $5,362,000 | 1,203 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $1,694,000 | 1,314 |
| Income before extraordinary items | $3,774,000 | 1,241 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,774,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,700,860 | 1,165 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.