Home > Horizon Bank & Trust, SSB > Income and Expense
Horizon Bank & Trust, SSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 2,711 |
| Total interest expense | $2,513,000 | 5,493 |
| Net interest income | $9,759,000 | 1,822 |
| Provision for loan and lease losses | $888,000 | 1,117 |
| Total noninterest income | $3,125,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,417,000 | 937 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,708,000 | 1,292 |
| Total noninterest expense | $10,419,000 | 1,371 |
| Salaries and employee benefits | $4,735,000 | 1,415 |
| Premises and equipment expense | $1,795,000 | 1,167 |
| Additional noninterest expense | $3,889,000 | 1,384 |
| Pre-tax net operating income | $1,577,000 | 4,159 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $616,000 | 3,509 |
| Income before extraordinary items | $961,000 | 4,636 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $961,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,745 |
| Cash dividends | $224,000 | 5,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $961,000 | 4,584 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,415,000 | 3,188 |
| Total interest expense | $2,052,000 | 6,355 |
| Net interest income | $8,363,000 | 2,145 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $2,251,000 | 1,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $979,000 | 1,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,272,000 | 1,536 |
| Total noninterest expense | $7,671,000 | 1,835 |
| Salaries and employee benefits | $3,653,000 | 1,812 |
| Premises and equipment expense | $1,401,000 | 1,468 |
| Additional noninterest expense | $2,617,000 | 1,915 |
| Pre-tax net operating income | $2,783,000 | 2,595 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,005,000 | 2,372 |
| Income before extraordinary items | $1,778,000 | 2,775 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,778,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $41,000 | 7,956 |
| Sale, conversion, retirement of capital stock, net | $1,600,000 | 240 |
| Net operating income | $1,778,000 | 2,739 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 3,579 |
| Total interest expense | $1,556,000 | 6,736 |
| Net interest income | $6,823,000 | 2,645 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $1,835,000 | 1,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $606,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,229,000 | 1,604 |
| Total noninterest expense | $5,788,000 | 2,427 |
| Salaries and employee benefits | $2,626,000 | 2,538 |
| Premises and equipment expense | $1,141,000 | 1,800 |
| Additional noninterest expense | $2,021,000 | 2,553 |
| Pre-tax net operating income | $2,690,000 | 2,636 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,005,000 | 2,233 |
| Income before extraordinary items | $1,685,000 | 2,871 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,685,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,684 |
| Cash dividends | $104,000 | 6,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,685,000 | 2,897 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 4,847 |
| Total interest expense | $1,203,000 | 8,239 |
| Net interest income | $4,941,000 | 3,611 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $1,209,000 | 2,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,209,000 | 1,801 |
| Total noninterest expense | $4,449,000 | 3,146 |
| Salaries and employee benefits | $2,075,000 | 3,163 |
| Premises and equipment expense | $871,000 | 2,344 |
| Additional noninterest expense | $1,503,000 | 3,499 |
| Pre-tax net operating income | $1,561,000 | 4,166 |
| Securities gains (losses) | $758,000 | 667 |
| Applicable income taxes | $873,000 | 2,578 |
| Income before extraordinary items | $1,446,000 | 3,358 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,446,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 738 |
| Net operating income | $960,880 | 4,598 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 7,143 |
| Total interest expense | $1,376,000 | 8,936 |
| Net interest income | $2,912,000 | 5,859 |
| Provision for loan and lease losses | $246,000 | 4,634 |
| Total noninterest income | $646,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $646,000 | 2,695 |
| Total noninterest expense | $3,424,000 | 4,006 |
| Salaries and employee benefits | $1,522,000 | 4,179 |
| Premises and equipment expense | $658,000 | 3,089 |
| Additional noninterest expense | $1,244,000 | 4,211 |
| Pre-tax net operating income | $-112,000 | 12,964 |
| Securities gains (losses) | $945,000 | 679 |
| Applicable income taxes | $185,000 | 7,849 |
| Income before extraordinary items | $648,000 | 6,245 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $648,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 3,151 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-89,100 | 12,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.